Specialty Mortgages - Vantage West Credit Union

Specialty Mortgages
Flexible Options for Doctors
and Other Medical Professionals
Federally Insured by NCUA
A specialty home loan option
uniquely tailored for doctors
and dentists.
Health depends on doctors and dental professionals.
It’s no small feat what you do, and Vantage West
appreciates your hard work immensely.
That’s why we want to use our own skills to help
you. We understand that your day-to-day doesn’t
necessarily fit some banks’ ideas of “normal.” A
busy and sometimes erratic schedule, expensive
schooling that may not be paid off, and other
circumstances of your career can make some
banks confused about how to meet your needs,
especially when it comes to home loans.
Because we fund our own mortgages, we can offer
you flexible home loan options – made specifically
for your life as a doctor or dental professional – that
are not available through big banks and brokers.
Our lending specialists recognize your unique
needs, and will go above and beyond to meet your
schedule demands, tailor a solution, and ensure
you have a positive mortgage experience.
Eligible Professionals
- DO
- MD
- DPM
- OD
- Resident Doctors1
- Dentists (DDS, DMD)
- Dental Surgeons
(specializing in oral/maxillofical surgery)
About the Program
- Get up to 95% loan-to-value
- No private mortgage insurance (PMI) required
- Competitive interest rates, with no adjustment
for Jumbo Loan amounts
Eligible Properties
- Single-Family Residences
- Townhomes
- Condos2
Other Home Loan Options
- VA
- FHA
- Conventional
- Jumbo
- Land Lot
Caring for other medical
professionals’ special
mortgage needs.
You’ve dedicated your life caring for those in need.
As you go through your busy day, every moment
presents an opportunity to make a difference in
people’s lives. Vantage West understands that the
choices you make and the services you provide
can both be critical and rewarding.
While you take care of others, let Vantage West
take care of you. Nothing beats the security of
owning your own home, and when you’re ready,
we’ll work with you the best we can to make this
happen. We know the demands of your career
or the need to pay off student loans may confuse
banks and other creditors, but we’re here to listen
and help.
Why come to us? We have our own money to lend
so we are able to offer this special mortgage program – made specifically for medical professionals. Count on our team to recognize your unique
needs, go above and beyond to meet the demands
of your busy schedule, tailor a solution, and ensure
a positive mortgage experience.
Eligible Professionals
- Nurse Practitioners
- Physician Assistants
- Registered Nurses
- Pharmacists
- Chiropractors3
- Veterinarians
- Other healthcare workers such as
emergency responders, therapists,
technicians and technologists
About the Program
- Get up to 97% loan-to-value4
- No private mortgage insurance (PMI) required
- Competitive interest rates, with no adjustment
for Jumbo Loan amounts
Eligible Properties
- Single-Family Residences
- Townhomes
- Condos2
Other Home Loan Options
- VA
- FHA
- Conventional
- Jumbo
- Land Lot
Must provide a valid signed residency contract before closing of escrow.
Must have adequate funds to cover payments until income from residency
is received. Graduating residents and fellows, please allow 60 days before
start of new job as long as a valid signed contract is in hand.
2
Some borrowers may require down payment of 5-10%, based on credit
and property limitations. Condos require minimum 10% down payment
and project approval.
3
Must be in practice for a minimum of 4 years.
4
Maximum loan amount of $417,000.
All loans are subject to approval. Rates based on credit worthiness, loan
product, term of loan, and value of property used as collateral. Mortgage
options/rates subject to change without notice. Certain restrictions and
fees may apply. Membership required. For the most current information,
go to vantagewest.org.
1
NMLS# 485751
Locations
Pima County
1st Avenue
4280 N. 1st Ave.
Broadway 8465 E. Broadway Blvd.
Catalina
16460 N. Oracle Rd.
Craycroft
2222-4 S. Craycroft Rd.
DM Air Force Base 3320 S. Craycroft Rd., Bldg. 2520
Marana
8290 N. Cortaro Rd.
Northwest
550 W. Magee Rd.
Rita Ranch
7394 S. Nexus Rd.
Southwest
3125 E. Valencia Rd.
Tanque Verde
7163 E. Tanque Verde Rd., Ste. C114
University 801 E. Speedway Blvd.
Wilmot
1100 N. Wilmot Rd.
Maricopa County
32nd & Shea
10440 N. 32nd St.
Black Canyon 3416 N. 24th Ln.
Pinal County
Casa Grande
2008 E. Florence Blvd.
San Manuel
141 W. 8th Ave.
Cochise County
Tombstone
218 S. Sumner St.
Contact Information
Online
vantagewest.org or
[email protected]
Phone
520.751.7072 or 800.888.7882
Corporate Address
2480 N. Arcadia Ave., Tucson, AZ 85712
Mailing Address
P.O. Box 15115, Tucson, AZ 85708