Information Booklet - CIFA: Curaçao International Financial Services

Curaçao International Financial Center
CENTRAL AMERICA AND THE CARIBBEAN
80
90
60
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Tampa
Saint Petersburg
UNITED
STATES
Grand
Bahama
Miami
da
ri
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nk
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BELIZE
Tapachula
GUATEMALA
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R E Guatemala
City
Escuintla
Sonsonate
Puerto
Barrios
Santa
Ana
Tropic of Cancer
Rum Cay
a
Long Island
Ba
nk
Cay Lobos
Samana Cay
Crooked Island
RAGGED
ISLAND
RANGE
Mayaguana
(U.K.)
Grand
Turk
Great Inagua
Las Tunas
Holguín
Bayamo
20
Manzanillo
Guantánamo
Windward Cap Haïtien
Passage
Gonaïves
Santiago
de Cuba
U.S. Naval Base
Guantanamo Bay
CH
T R E NMontego
Bay
Navassa
Island
Spanish
Town
JAMAICA
Turks and
Caicos Islands
Acklins
Island
(THE BAHAMAS)
Camagüey
Cayman Islands
AN
(HONDURAS)
Danlí
Colón
Balboa
Asset Protection & Estate Planning
Cross-Border Investment Structures
Trading Structures
Family Office & Fund Administration
Montería
La
Palma
Mérida
Gulf of
Panama
Cali
Gulf of
Paria
Castries
BARBADOS
Bridgetown
TRINIDAD AND
TOBAGO
Trinidad
Río
Ciudad Guayana
Orinoco
VENEZUELA
Embalse
de Guri
Georgetown
Linden
TA
D
OR
Puerto
Ayacucho
A
H I G H L
A N
D S
ER
N
GUYANA
G U I A N A
ILL
RD
Bogotá
10
Maturín
L
Río M
agd
ale
na
(FRANCE)
SAINT
LUCIA
Port of
Spain
Cumaná
Barcelona
Ciudad
Bolívar
San Fernando
COLOMBIA
Manizales
Pereira
Armenia
Ibagué
Buenaventura
Martinique
Fort-de
France
Kingstown
Tobago
Isla de
Margarita
Barinas
Villaviencio
BRAZIL
CO
TRENCH
Medellín
A
80
Isla
La Tortuga
Caracas
Maracay
San Cristóbal
ILE
(COLOMBIA)
(NETH.)
Valencia
(FRANCE)
Marie-Galante
SAINT VINCENT AND
THE GRENADINES
GRENADA
Saint
George's
Bonaire
Willemstad
S
Cúcuta
- C
H
Isla de Malpelo
Curaçao is an autonomous country within the Kingdom of the
Netherlands and an established, secure and reliable International
Financial Center. For over 70 years, the Caribbean Island of Curaçao has
shown its strength in its multilingual and highly educated workforce.
•
•
•
•
Guadeloupe
DOMINICA
Roseau
es
Panama City
Bucaramanga
300 Miles
(NETH.)
Barquisimeto
Lago de
Maracaibo
PA N A M A
(COSTA RICA)
90
Curacao
La Guaira
Maracaibo
Valledupar
E
Bocas
del Toro
David
Santiago
Aruba
(NETH.)
Oranjestad
Punto
Golfo de Fijo
Venezuela
Santa Marta
Barranquilla
Cartagena
Panama
Canal
IEN
Golfito
Boundary representation is not necessarily authoritative.
Areas of Expertise:
ANTIGUA AND BARBUDA
Basse-Terre
Av
Mosqu
ito
COSTA
RICA
300 Kilometers
200
CH
Saint John's
Basseterre
Caribbean Sea
Cayos
Miskitos
San
Isidro
PE
RU
200
(FRANCE)
Plymouth
Lambert Conformal Conic Projection,
standard parallels 7°N and 24° N
100
TREN
Anegada
Passage
(U.K.)
Saba and
St. Croix Sint Eustatius
(NETH.)
(U.S.)
Montserrat (U.K.)
Isla del Coco
100
R I CO
British
Virgin Is.
Charlotte
Road Town
The Valley Anguilla (U.K.)
Amalie
Marigot
Virgin Is. Saint-Martin Philipsburg Sint Maarten(NETH.)
Gustavia Saint Barthelemy(FRANCE)
(U.S.)
San Juan
Puerto Rico
Isla de Aves
Tegucigalpa
San
No rth
Pac ific
Oc ean
0
Isla
Mona
SAINT KITTS AND NEVIS
Puntarenas
0
Mona
Passage
Santo
Domingo
(VENEZUELA)
San El Progreso
Pedro
Sula
Comayagua
Scale 1: 12,500,000
(deepest point of the
Atlantic Ocean, -8605 m)
DOMINICAN
REPUBLIC
Les Cayes
La Cebia
Puerto
San Miguel
Isla de la
Cabezas
Providencia
Salvador
(COLOMBIA)
Estelí
Choluteca
Matagalpa
M I EL SALVADOR
DD
Chinandega
Isla de San Andrés
NICARAGUA
LE
(COLOMBIA)
León
Managua
ISLAS
AM
DEL MAIZ
ER
Juigalpa
Granada
IC
Bluefields
Lago de
A
Nicaragua
TR
EN
C
Liberia
H
San
Puerto
José
Limón
10
P U E R TO
Milwaukee Deep
Santiago
H AI T I
Port-au-Prince
(U.S.)
Kingston
ISLAS DE
LA BAHÍA
HONDURAS
Quetzaltenango
San Salvador
(U.K.)
CAYM
SWAN ISLANDS
C oa
st
A
Guinchos Cay
(THE BAHAMAS)
CUBA
George Town
Belize City
Belmopan
Comitán
RR
Cat Island
Great
Exuma
Santa Clara
Cienfuegos
Isla de la
Juventud
Isla
Cozumel
Chetumal
SIE
Eleuthera
Nassau
Andros
Island
Matanzas
Pinar del
Rio
Yucatan
Channel
Cancún
Playa del
Carmen Cozumel
MEXICO
Villahermosa
Flores
New
Providence
Ridge
e
Mérida
o
m
ch
Campeche
Ciudad del
Carmen
Fl
Cay Sal
Bank
(THE BAHAMAS)
a
pe
am
Bahía de
Campeche
Tuxtla
Gutiérrez
f
s o
ah
C
20
ait
B
Str
Havana
THE BAHAMAS
BIMINI
ISLANDS
Great
Key West
Tropic of Cancer
No rth
Atlantic
Oc ean
Great
Abaco
Freeport
Gulf o f Mex ic o
70
60
Boa Vista
803520AI (G00800) 11-11
The business culture is a mix of
European and Latin-American
nationalities and languages, making
Curaçao the ideal hub for international
operations wanting to conduct
business with Latin America.
Clients perceive the jurisdiction as a
knowledgeable and price-competitive
alternative to the Anglo-Saxon
solutions in the Caribbean region.
As an International Financial Center, Curaçao
has in-depth expertise in the following areas:
•
•
•
•
Asset Protection & Estate Planning
Cross-Border Investment Structures
Trading Structures
Family Office & Fund Administration
Asset Protection & Estate Planning
Curaçao offers competitive products and services for
establishing efficient inbound and outbound structures
related to, among others:
• Financing and Equity Investments
• International Banking
• Aircraft Leasing
•Shipping
• IP Licensing
Curaçao has a wide variety of products and services geared towards the legal preservation of
family and corporate assets. It involves making effective preparations to ensure that clients’ wishes
regarding the transfer and allocation of their property are strictly followed.
Considering the in-depth knowledge and experience of the professionals in Curaçao, investors and
multinationals are continuously making optimal use of these products and services, as well as of
Curaçao’s fiscal incentives.
In addition, assets are protected from litigation, fiscal erosion, political and operational risks. The
assets are fully protected by both Curaçao and Dutch law. The protection of the beneficiary is
guaranteed up to the Supreme Court of the Netherlands in The Hague.
Due to the high service standards as well as special tax regulations, quite a large number of investment,
holding, finance, royalty, real estate and shipping companies, and branches of reputable international
banks and accounting firms, are established in Curaçao. The modern tax regime in Curaçao is
characterized by incentives well known in OECD and EU countries such, as the participation exemption,
fiscal unity and merger incentives.
Curaçao is a reputable jurisdiction which benefits from clear administrative practices due to
its connection with the Dutch Kingdom. Furthermore, Curaçao provides for a high level of
confidentiality due to the fact that information on the public record is kept to a minimum. Curaçao
will only share information on agreed and transparent protocols under a Tax Information Exchange
Agreement (TIEA) reflecting the Organization for Economic Development (OECD) standards for
tax information exchange.
Cross-Border Investment Structures
Curaçao provides solutions to international investors in a wide range of industries through tax
efficient planning and structuring, and has proven to create these strategies for both inbound and
outbound investments mainly to and from Latin America and Europe.
In today’s globally competitive environment, investors seek to mitigate common risks such as
currency, political and economic risks. Curaçao helps investors develop cross-border opportunities
while offering a diversification through which these risks may be mitigated.
Trading Structures
Curaçao offers international businesses a favorable location to conduct international trade activities,
both physical and virtual, as well as online services.
Curaçao has two free zones: the Harbor Free Zone Distribution Center and the Airport Free
Zone Merchandise Center. Curaçao’s Free Zones are fenced-in areas where goods can be stored,
displayed, packed, manufactured, released from bond and where services, for example regional
repair centers, may be rendered. Import, export and transit are completely duty-free and special
tax incentives are provided to free zone companies that service consumers and companies outside
of Curaçao.
Through laws in which the legal principles for the conduct of e-commerce and the processing of
electronic transactions are set and the establishment of multiple E-zones, Curaçao has positioned
itself as a leading e-commerce hub. Curaçao’s redundant fiber connectivity provides intercontinental
linkages by means of multiple submarine cables and its top tier data centers offer clients the ability to
maintain critical information assets in a reliable and highly secure environment.
The Curaçao E-zones are specifically appointed areas from which e-commerce and the processing
of electronic transactions can be conducted with the rest of the world. Services that are recognized
under this legislation are, amongst others: international trade and e-commerce, IT and application
related services, on-line travel agencies and most types of business conducted over the Internet.
E-zone companies can benefit from favorable tax facilities as long as they are actually located and
officially admitted in an E-zone.
U.S. Naval Base
Guantanamo Bay
Cayman Islands
(U.K.)
Navassa
Island
Spanish
Town
JAMAICA
(U.S.)
Kingston
LA BAHÍA
Puerto
ManyR R(multi)
family offices have been operating
for generations. Due to its stable
Barriosfrom Curaçao
La Cebia
A
M GUATEMALA
political
climate
as
part
of
the
Kingdom
of
the
Netherlands,
its
modern tax regime and its
A
El
Progreso
San
Tapachula D
R
Pedro
Guatemala
E close to Latin America, it is regarded as a safe haven for families to set up and
geographic location
Quetzaltenango
Sula HONDURAS
City
C oa
st
Isla del Coco
(COSTA RICA)
standard parallels 7°N and 24° N
100
200
Curaçao Private Foundation
0
Curaçao Trust
100
300 Kilometers
200
es
Balboa
Family
Office
Trading David
&
Fund
Structures Santiago P A N A M A
Administration
Gulf of
Golfito
•
Isla de Malpelo
(COLOMBIA)
•
Boundary representation is not necessarily authoritative.
80
Ship & Aircraft Registrations
•
•
Captive Insurance*
•
•
Tonnage Tax Regime*
•
•
Export Facility*
Protected Cell Company*
•
•
•
•
*In development
Besides these commonly known and used products, Curaçao can also offer tailored solutions to the
specific needs of the client.
•
Isla
La Tortuga
Barquisimeto
Valencia
La
Palma
S
Cúcuta
Martinique
(FRANCE)
Fort-de
France
SAINT
LUCIA
Castries
Kingstown
Tobago
Isla de
Margarita
Port of
Spain
Cumaná
Barcelona
Caracas
Maracay
Gulf of
Paria
TRINIDA
TOBA
Trinidad
Maturín
Ciudad
Bolívar
Ciudad Guayana
Rí
San Cristóbal
The local currency, the Antillean Guilder, is stable and pegged to the US Dollar. The island has
Bucaramanga
an open economy and offers free access to foreign currencies, such as the US Dollar and the
Euro. Because of Curaçao’s connection with, the Netherlands, the island has a strong connection
Medellínto the European Union and, as a Netherlands protectorate, Curaçao enjoys European Union
Puerto
market privileges.
Ayacucho
G U I A N A
ManizalesFor its size, Curaçao has a considerably diverse economy. Along with tourism, the international
Pereira
financial services sector is a major pillar of the economy. Oil refining, ship repair, transshipment
Armenia
Bogotá trade also make an important contribution to the economy.
and international
Ibagué
VENEZUELA
E
•
Curaçao Stichting 90
Administratiekantoor
Valledupar
Panama
•
(NETH.)
Curaçao’s government has recently received “A-” and “A-2” long-term and short-term credit ratings
from Standard & Poor’s, respectively. The ratings of Curaçao are supported by the stable democratic
Montería
Mérida
parliamentary system, the rule of law
within the Kingdom
Barinasof the Netherlands, the prosperous
economy, the high level of social development and the strong government
balance sheet. o Orinoco
San Fernando
Panama City
•
•
DOMINICA
Roseau
La Guaira
Maracaibo
(FRANCE)
Marie-Galante
Basse-Terre
Av
Colón
•
300 Miles
(VENEZUELA)
Bonaire
Lago de
Maracaibo
Panama
Canal
•
Curaçao Holding Company
0
Bocas
del Toro
•
CuraçaoLambert
Public Liability
Company
Conformal
Conic Projection,
Isla de Aves
SAINT VINCENT AND
THE GRENADINES
GRENADA
Saint
George's
Willemstad
Punto
Golfo de Fijo
Venezuela
Santa Marta
Barranquilla
Cartagena
(NETH.)
Guadeloupe
Plymouth
Montserrat (U.K.)
Embalse
de Guri
TA
L
Curaçao Transparent Limited
Liability Company
Scale 1: 12,500,000
Investment
Structures
Basseterre
G
EN
Asset Protection
No rth
Products
& Estate
Planning
Pac
ific
E-zone Companies
Curaçao Exempt Limited Liability
Oc ean
Company
COSTA
Cross-Border
RICA
Isidro
Curacao
Oranjestad
Puerto
Limón
The commonly known products that are applied within the above mentioned areas are: San
ANTIGUA AND BARBUD
Saint John's
SAINT KITTS AND NEVIS
Aruba
O
Puntarenas
(FRANCE)
Saba and
St. Croix Sint Eustatius
(NETH.)
COLOMBIA
H I G H L
A
IL
Products
San
José
Puerto Rico
Map: Central Intelligence Agency
(NETH.)
(COLOMBIA)
TRENCH
H
10
(U.K.)
(COLOMBIA)
Isla de San Andrés
CH
Charlotte
Road Town
The Valley Anguilla (U.K.)
Amalie
Marigot
Virgin Is. Saint-Martin Philipsburg Sint Maarten(NETH.)
Gustavia Saint Barthelemy(FRANCE
(U.S.)
(U.S.)
RI
level of fund administration services.
Since the inception
of the Quantum
Fund family by George Soros
León
Managua
ISLAS
AM
DEL MAIZ
several decades ago, Curaçao has Ebuilt
a
strong
reputation
and
proven
infrastructure
regarding
the
Juigalpa
RI
Bluefields
C A recognized typesGranada
Lagojurisdictions
de
administration of investment funds. Most
of funds from different
are
Nicaragua
T
serviced. Currently, the combined service providers
R E have a total of approximately 250Bio USD of Assets
under Administration, providing NAV calculation,Naccounting,
investor relations
C
Liberia and legal services.
TREN
Anegada
Passage
Isla de la
Providencia
Mosqu
ito
NICARAGUA
LE
Isla
Mona
San Juan
Autonomous Country within the Kingdom
of the Netherlands
D
Santa
Tegucigalpa
Ana
Curaçao is one of the
few
highly
developed
civil
law
jurisdictions
in the Caribbean that can provide
Danlí
San
Sonsonate
Puerto
San
Miguel
the stability and low profileSalvador
that a family office seeks.
Cabezas
Estelí
Choluteca
Matagalpa
M I EL SALVADOR
The jurisdiction isDalso
few jurisdictions in the world that can deliver the highest
Chinandega
D regarded as one of the
Why Curaçao?
Caribbean Sea
Cayos
Miskitos
- C
HIL
E
Escuintla
Mona
Passage
Santo
Domingo
Les Cayes
N
Comayagua
HAI T I
R I CO
British
Virgin Is.
The fact that Curaçao is part of the Kingdom of the Netherlands
provides for a safe and secure environment and a high level of comfort
as well as political and economic stability.
PE
RU
manage their affairs from.
DOMINICAN
REPUBLIC
Port-au-Prince
Río M
agd
ale
na
SIE
(deepest point of the
Atlantic Ocean, -8605 m)
RA
Families are increasingly internationally focused, mobile and aware of a need for privacy and
Belize City
SWAN ISLANDS
protection.
that can be used to
Tuxtla Curaçao offers a high level of confidentiality and many legal entities
(HONDURAS)
Gutiérrez
Belmopan
Flores
structure family wealth, family business continuity and family security, making it an ideal location
BELIZE ISLAS DE
for family offices.
Comitán
CH
T R E NMontego
Bay
AN
CAYM
P U E R TO
Milwaukee Deep
Santiago
LE
Family
Office & Fund Administration
Villahermosa
Buenaventura
Cali
RD
Chetumal
Windward Cap Haïtien
Passage
Gonaïves
Santiago
de Cuba
Ridge
George Town
Guantánamo
Villaviencio
BRAZIL
CO
MEXICO
Ciudad del
Carmen
Bayamo
Manzanillo
Cozumel
Campeche
A
Campeche
70
Boa Vista
80352
Strategically Located between Europe and the Americas
The country is located in the Southern Caribbean, outside the traditional hurricane belt, at the
crossroads of important trade routes and in proximity to attractive markets. Curaçao is located in
the UDC-4 time zone, therefore the office hours of Curaçao are aligned with most major business
centers in the Americas.
The cultural mix of European and Latin-American nationalities provides for a multicultural business
environment, combining the strengths of both Europe and Latin America.
Curaçao is geared toward facilitating international clients from both continents. Curaçao offers
both civil and common law products and thus connects the civil and common law business culture.
Moreover, notary deeds, contracts, powers of attorney and other legal documents can be drawn up
and legalized in Dutch, English and Spanish.
Multilingual & Highly Educated Workforce
Professionals working in the International Financial Sector of Curaçao are highly educated and
experienced. The financial services professionals have in-depth knowledge of the most complex
products in the financial arena, from financial engineering to auditing multi-national listed
businesses, meeting the highest international standards and principals.
In addition, the workforce in Curaçao is multilingual and speaks English, Dutch and Papiamentu. Spanish and Portuguese are also widely spoken.
Curaçao’s financial services sector has a broad base of accounting, tax and legal experts. The top
four global accounting firms have long been present in Curaçao, in some cases for more than 75
years. In total, Curaçao is home to over 160 accountants.
Curaçao has signed a large number of treaties, tax information exchange agreements (TIEAs) and
agreements for the avoidance of double taxation (DTAs).
Through the Kingdom of the Netherlands, Curaçao has a vast network of Bilateral Investment
Protection Treaties (BITs). These treaties apply to all investments made by a company incorporated
in Curaçao, regardless of the ultimate shareholder of the investor, making Curaçao the perfect
hub from which individuals and foreign companies can invest in foreign countries in the Central
American, Latin American and Caribbean regions and vice versa.
High-quality and Prudential Regulation & Supervision
The financial institutions on Curaçao are under the rigorous supervision of the Central Bank of
Curaçao and St. Maarten. The supervision is executed in close cooperation with the Central Bank
of The Netherlands. As a consequence, the regulatory and supervisory environment in Curaçao is
comparable to that of The Netherlands.
Trust service providers, fund administrators and international banks are all licensed by and under
the supervision of the Central Bank of Curaçao and St. Maarten. This guarantees high standards
and compliance with the anti-money laundering and anti-terrorist financing guidelines of the G20’s
Financial Action Task Force (FATF).
Sophisticated Legal System
Curaçao has an independent and high-quality legal system which is based on the Dutch civil law
system. Although the legal system of Curaçao is based on civil law, it also provides possibilities for
common law structures like the Curaçao Trust.
Although the legal system of Curaçao is based on civil law, its 200 lawyers also have the necessary
know-how when it comes to common law structures.
The Charter for the Kingdom of the Netherlands, the leading legal document within the Kingdom,
provides a guarantee for good governance and the protection of human rights. The Constitution of
the Netherlands and the Basic Laws of the three other countries are legally subordinate to the Charter.
The Charter also forms the basis for the possibility to appeal to the Supreme Court in the Netherlands.
Transparant & White-listed Jurisdiction
The modern tax regime sets Curaçao apart from other jurisdictions in the Caribbean.
Well-Developed Infrastructure
Curaçao has a well-developed infrastructure similar to other developed countries.
Curaçao is fully compliant with the requirements and international standards of integrity of the
Organization for Economic Cooperation and Development (OECD), the Financial Action Task Force
(FATF) and the European Commission, making it an attractive, white-listed jurisdiction.
The International Airport of Curaçao has daily flights to and from Europe, the U.S., Latin and
Central America and the other Caribbean islands. The port of Curaçao is a major center for oil
transshipment, ship repair and bunkering. The port facilities include an oil refinery, the largest drydock in the Caribbean, free zone, container port and bulk cargo facilities, and cruise terminals.
The port of Curaçao is naturally sheltered and offers safe, fast, efficient and reliable handling of
both ships and cargo, providing reliable, safe and efficient 24-hour service from a strategically
located point in the Southern Caribbean with direct connections to European, North and Latin
American countries.
The telecommunications infrastructure with broadband Internet access is on par with world
financial services centers. CURINDE – Free Zones
Curaçao Industrial & International Trade Development Company (CURINDE) promotes and facilitates
businesses in the export trading industry and is the operator of the Curaçao Airport Freezone
Merchandise Center and the Harbor Free Zone Distribution Center. (www.curinde.com)
AMS-IX Caribbean – Internet Exchange
Curaçao is home to AMS-IX Caribbean, the biggest internet exchange in the region and an important
peering point in the exchange of electronic data from Latin America to the rest of the world and vice
versa. AMS-IX is an integral part of the Amsterdam Internet Exchange (AMS-IX). With almost 600
Interconnected IP networks, AMS-IX is the largest Internet Exchange in the world, giving it a dominant
position in global Internet traffic. (cw.ams-ix.net)
Service Providers
Curaçao’s international financial services providers offer products and services tailored
to the needs of high net worth individuals, families and closely held businesses, up to
and including internationally listed corporations.
Trust Service Providers
Because of Curaçao’s strong tradition in this niche, clients perceive the jurisdiction as a knowledgeable
and price-competitive alternative to the Anglo-Saxon solutions in the region. Curaçao is home to over
90 trust service providers and all major corporate management providers that offer domiciliation and
management to all sorts of international clients. (www.cifa-curacao.com)
Curaçao: Fast Facts
Geographic coordinates: 12 10 N, 69 00 W
Gateway Cities
Amsterdam: 9 hours
Miami: 2.5 hours
Bogota: 1.5 hours
Panama City: 1.5 hours
Caracas: 1 hour
Europe
North America
Curaçao
International Banks
Curaçao has a variety of international banks from different regions in the world, with a strong
presence of international banks from Latin America. The international banks conduct a wide range
of international banking transactions for individual, institutional and corporate clients throughout
the world. In addition, the international banks offer a broad range of commercial banking services,
including foreign currency bank accounts. Curaçao has a beneficial tax regime to facilitate
international banks operating from Curaçao. (www.ibna.an)
Located in the Southern Caribbean 70 km
(44 miles) of the coast of Latin America
Fund Administrators
As recently as 2008, Curaçao was named the number one location for hedge fund administration
services, outperforming jurisdictions like Singapore, Hong Kong, Luxembourg, the Netherlands
and the Cayman Islands. The price/quality ratio, well-educated and experienced staff and strong
legal and regulatory framework are the reasons why Curaçao can provide high quality fund
administration. (www.cifa-curacao.com)
Government type:
Autonomous country within the Kingdom of the Netherlands, and the largest of the 5 islands
that form the Dutch Caribbean. The Dutch monarch is head of state and is locally represented
by the Governor.
DCSX – Dutch Caribbean Securities Exchange
Dutch Caribbean Securities Exchange (DCSX) is the international securities exchange in Curaçao
and lists bonds, equity and funds. The DCSX is licensed by the Minister of Finance and has a set of
well-defined rules to regulate and supervise the market and its participants. Because of its efficient
listing procedure, the rigorous supervision by the Central Bank of Curaçao and St. Maarten and its
civil law legal framework, the DCSX is quickly becoming a listing destination of choice, especially
for Latin America. (www.dcsx.an)
Total Area: 444 sq km (171.4 sq mi)
Population: 2012: 151,339
Capital and Largest City: Willemstad
Airport: Curaçao International Airport
Major Languages: Dutch, Papiamentu, English, Spanish
Major Religion: Catholic
Climate: Tropical Marine Climate
Time Zone: UTC−04:00
Area Code: +599 9
Currency: Antillean Guilder (pegged to the US$)
GDP: 2011: US$ 3021.8 M (ANG 5,439.3 M)
GDP per Capita: 2011: US$ 19,967 (ANG 35,941)
South America
Photography: Bea Moedt
CIFA: Curaçao International
Financial Services Association
CIFA (Curaçao International Financial Services Association)
is the representative association of companies active in the
international financial services sector of Curaçao. CIFA provides
a unique opportunity for its members to discuss international
financial services issues. It also acts as a sounding board for
and advises government, regulatory agencies and monetary
authorities on international financial services issues.
Contact
If you would like to receive additional information on
CIFA or the sector in general, please visit the website of the CIFA.
On the site you will also find links to our members.
CIFA Business Development Services
A.M. Chumaceiro Boulevard 3
Curaçao
CIFA initiates and endorses the development of new concepts, products and services
by actively lobbying for new state-of-the-art laws and regulations (fiscal, corporate and
compliance).
CIFA’s vision is to make Curaçao the gateway of choice, both inbound and outbound, for crossborder investments and international financial services transactions with Latin America, the US,
Europe and Asia.
Tel:599-9) 461-5371
Fax:(599-9) 461-5378
Mail:
[email protected]
Website:
www.cifa-curacao.com
Relevant websites
uraçao International Finanical Services Association (CIFA)
C
Website: www.cifa-curacao.com
Curaçao Chamber of Commerce
Website: www.curacao-chamber.cw
Curaçao International Financial Center (CIFC)
Website: www.cifc-curacao.com
Bureau for Intellectual Property Curaçao
Website: www.bip.cw
Central Bank of Curaçao and St. Maarten
Website: www.centralbank.cw
www.cifa-curacao.com