2015 Convention Book - Maine Credit Union League

Transcription

Table of Contents
ENVISION
LEAD
SUCCEED
Maine Credit Unions
77thAnnual Meeting & Convention
Reference & Information Pages
Chairman & President’s Report......................................................4
Chapter Officials.........................................................................31
Committee Roster.......................................................................15
Convention Overview....................................................................3
Convention Program.....................................................................2
Convention Sponsors...................................................................10
Credit Union Listings...................................................................22
Chapter Listings..........................................................................21
Dora Maxwell/L.Herring
Desjardins Youth Awards.............................................................32
Founders Club Members..............................................................20
Keynote Speakers..........................................................................8
League Awards Program..............................................................33
League Board of Directors...........................................................11
League & Synergent Staff............................................................12
Year-End Statistics.......................................................................18
Diamond Sponsors
CUNA Mutual Group...................................................................39
Maine Credit Union League/Synergent........................................ BC
Platinum Sponsor
Fiserv..........................................................................................40
Maine Credit Union League
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77th Annual Meeting & Convention
Convention Program
Friday, May 15, 2015
8:00 am – 6:00 pm
Registration – Lobby
8:00 am – 3:30 pm Exhibits Open – Casco Bay Room
8:00 am – 9:00 am Early Bird Session – Second Floor
CU Management Program: Engaging Young Credit Union Employees
Speaker: Chad Helminak, Filene Research Institute
9:00 am – 10:15 am Opening Keynote Session – State of Maine Ballroom
Vision, Mindset, Grit – Speaker: Scott Burrows
10:30 am – 11:30 am Education Sessions – Second Floor
• Management Program: The Bleeding Edge and The Leading Edge:
Using Innovation to Move Your Credit Union Ahead of the Curve
Speaker: Jackson Hataway, Ph.D.
• Volunteers’ Program: Effective Governance: Best Practices for Credit Union
Boards of Directors - Speaker: Adrian Kendall, Norman, Hanson & DeTroy
10:30 am – 1:00 pm Young Professionals’ Network (YPN) – York Board Room, Second Floor
YPN Issues Roundtable - Facilitator: Chad Helminak, Filene Research Institute
11:30 am – 1:00 pm Attendee Lunch – Exhibit Hall
Box lunches available to all attendees not registered for the Delegates’ Luncheon
11:45 am – 1:45 pm 77th Annual Delegates’ Meeting & Luncheon – State of Maine Ballroom
Go Big or Go Home: Bringing Up Next Generation Leadership
Keynote Speaker: Jackson Hataway, Ph.D., Strategic Arts & Sciences
2:00 pm – 3:00 pm Education Session – second floor
• Spouse/Guest/CU Staff Program: What Does Your Handwriting Say About You?
Speaker: Theresa Ortega
2:30 pm – 3:30 pm CU Senior Management/Vendor Networking – Exhibit Hall
3:30 pm – 4:00 pm Synergent Shareholders’ Meeting – Cumberland / Kennebec / Lincoln Room
6:00 pm – 7:00 pm Social Hour – State of Maine Grand Ballroom
7:00 pm – 8:00 pm Dinner – State of Maine Grand Ballroom
8:00 pm – 9:00 pm Awards Program – State of Maine Grand Ballroom
9:00 pm – Midnight Entertainment – State of Maine Grand Ballroom
Saturday, May 16, 2015
8:00 am – 9:00 am Breakfast Buffet – State of Maine Grand Ballroom
9:00 am – 10:00 am Closing Keynote Session– State of Maine Ballroom
The Four Commitments of a Winning Team – Speaker: Mark Eaton
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Convention Overview
The 77th Annual Meeting and Convention will highlight and
celebrate the collective success of Maine’s Credit Unions with
more than 2,200 employees and nearly 1,000 volunteers that
combine to serve more than 651,000 members. Convention is a
time to come together and renew past acquaintances and make
new ones. Perhaps, nowhere else is the cooperative spirit and
nature of credit unions more evident than at our Annual Meeting
and Convention.
leadership, and the role it plays in developing future leaders.
Jackson Hataway, Ph.D, and a consultant with Strategic Arts &
Sciences, will challenge attendees in his presentation, Go Big or
Go Home: Bringing Up Next Generation Leadership. After the
day’s festivities and sessions, attendees will be treated to an
evening of recognition with the Annual Awards Banquet, which
will honor a select group of individuals for their contributions to
credit unions and the Maine Credit Union System. We will again
be offering video-taped presentations of each Award recipient
and posting those presentations on the League’s website for
future viewers. Entertainment from Real Diamond, a nationallyrecognized tribute band dedicated to recreating the sound of
Neil Diamond, puts the finishing touches on a busy first day of
the 2015 Convention. After a night’s sleep, Convention-goers
get together as a ‘team’ once again for a Closing Session that
has plenty of ‘game’. Former NBA All-Star, Mark Eaton, will
deliver remarks that encompass all three facets of this year’s
theme, having a vision, showing leadership, and finding success.
At 7’4”, Eaton’s speech, The Four Commitments of a Winning
Team, will take the audience on a journey of how a 21 year-old
mechanic who couldn’t play basketball, ended up having a 12year NBA career, and found success after his playing days as a
business leader and entrepreneur.
This year we look ahead to a positive future, securing strengths,
and new opportunities to promote the growth of Maine’s
Credit Unions, which is evident with the theme: Envision. Lead.
Succeed. This year’s theme reinforces how far Maine’s Credit
Unions have come since the humble beginnings of the credit
union movement started in Maine back in 1921. Through the
support of our members and communities, credit unions have
become the clear favorite among financial institutions for
Maine consumers, according to the Portland Research Group’s
2014 report on consumer financial behavior. Through unique
marketing, community outreach, and incredible credit union
staff, the future of credit unions will be strong, safe, and secure.
We begin our Convention festivities with our Annual Maine
Credit Union League Convention Golf Tournament for Ending
Hunger, with another sold-out field of 144 golfers, at the
Belgrade Lakes Golf Club on Thursday, May 14, followed by the
always popular and lively silent auction on Friday night, May 15.
The combined efforts of the Golf Tournament and Silent Auction
will hopefully be another significant component in leading the
way to a successful 2015 Ending Hunger Campaign.
The Maine Credit Union League extends its sincere thanks and
appreciation to you for not only taking part in your League’s
2015 Convention & Annual Meeting, but also for your continued
efforts to grow the Maine Credit Union Movement while
providing outstanding service to the over 651,000 Maine credit
union members throughout the state. We would also like to
acknowledge our major contributors for their support, including
Synergent, CUNA Mutual Group, and FISERV EFT, as well as the
many other supporters, exhibitors and advertisers who help to
support the Convention.
The 77th Annual Convention is jam-packed with new ideas
and uplifting messages that you will be able to bring back to
your credit union. There are three main speakers in addition
to a handful of breakout sessions plus a full evening of
entertainment to follow the Annual Award Ceremony and
silent auctions for Ending Hunger and CULAC. The Opening
Session on Friday, May 15, features Scott Burrows, former topranked kick boxing champion and college football player under
legendary coach Bobby Bowden, who was paralyzed in a car
accident. His speech, entitled Vision, Mindset, Grit, discusses
overcoming adversity with determination and passion, and is
sure to inspire the audience. The Annual Meeting highlights
Though the time at Convention goes all too quickly, the
friendships, information and discussion that takes place lasts
long after it closes. We envision another powerful year of ideas
that will lead to new and innovative products, services and
programs that can help the League and Maine’s credit unions
reach new success in the future.
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Chairman & President’s Report
Welcome to the 77 th Annual Meeting
of the Maine Credit Union League.
It is with great pleasure that we welcome you to the 77th Annual Meeting of
the Maine Credit Union League. Against a backdrop of growth and popularity,
there has never been a better time to be affiliated with not-for-profit financial
cooperatives than right now. Maine’s credit unions, through the support of the
Maine Credit Union League, create financial opportunity and are consumers’ best
financial partner. As we celebrate another year of collaboration and cooperation,
we must recognize that, while the foundation that was laid 77 years ago between
Maine’s credit unions through membership in the Maine Credit Union League
remains strong, a rock-solid future demands constant work, care and planning in
order to maintain and solidify it.
JAMES LEMIEUX
Cha i rman
Our Convention theme, “Maine’s Credit Unions – Envision. Lead. Succeed,” contains
three words that appropriately describe the framework and evolution that have
enabled our partnership to stay true to our past, embrace the present, and embark
on the future.
Year-end stats for 2014 reflect how a consistent and steady vision combined
with innovative leadership can lead to success, with record-setting numbers in all
measurement categories, further supporting the popularity of Maine’s credit unions
and the satisfaction of members. During the past year, the combined assets of
Maine’s credit unions grew by a solid 4.7% to end the year at $6.4 billion. Despite
a reduction in mortgage refinancing that fueled a significant portion of the loan
growth in 2013, loan growth remained impressive for the year at 6.3%, an increase
of more than $260 million. Share/savings growth at Maine credit unions continued
to grow at a steady clip of 4% for the year, representing an increase over nearly
$210 million in savings balances to $5.45 billion at year-end. Without growth in
membership or member usage, it would be difficult to not only envision growth
but it would greatly hinder our ability to lead and build on that success. Over the
past six years, Maine’s credit unions have added over 50,000 new members. In the
past twelve months, membership grew by 14,026 members or 2.2%, and year-end
membership at Maine credit unions surged to an all-time high and now stands at
just over 651,400 members.
JOHN MURPHY
Presi d en t/ C EO
Part of being successful in financial services is taking an active role in the political
process, and having the vision and strength to stand up and have a voice. Because
of our level of participation and involvement, we are respected advocates in both
Augusta and in Washington, D.C. Thanks to the strong leadership and understanding
by our member credit unions on the importance of developing and maintaining an
active role in legislative activities, we are able to maintain a strong presence in
our legislative events and activities at the state and federal level. In 2014, your
League monitored, took positions on and testified on a number of significant bills
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important to Maine’s credit unions in the Maine Legislature. We
had great success with all legislation on which we had an official
position. During the 2014 Legislative session, your League spent
a majority of our focus on a patent troll bill, legislation that was
desperately needed due to the fact that patent trolls were filing
unwarranted and frivolous patent claims against products and
services at financial institutions, including credit unions. As a
result of the financial impact that these claims were threatening
to have on credit unions, we aggressively led the efforts to
support proposed changes to put an end to unfounded patent
claims and advocated strongly for its passage. Unfortunately,
the legislation became entangled in the political tug-of-war that
went well beyond the intent of the bill. Because we remained
solely focused on the portion of the legislation that addressed
our concerns and needs, we engaged an extensive grassroots
effort to encourage legislators to pass the version of the bill that
provided the relief we needed. Between emails and phone calls,
credit unions delivered more than 1,000 contacts to legislators
and the result was the successful passage of legislation that
was sorely needed and sought by credit unions. The 2015
Legislative Session is well-underway and we are advocating and
working on a number of issues; among them multiple foreclosure
bills that are being debated, and your League is helping to craft
support for these measures which would provide some slight, but
important, changes that would positively impact the foreclosure
process for credit unions without harming consumers. Since
2014 was an election year, we again led by example by endorsing
candidates, working on campaigns and providing financial
support to candidates at both the state and federal level. Often
times, leadership is about making the difficult choices, not the
most popular ones. As a result of our choices and our process
to determine those choices, an overwhelming majority of our
endorsed candidates were successful in their respective races.
On the federal level, two of our three endorsed candidates were
elected, while at the state level, we had an 85% success rate
among the 89 legislative candidates that we endorsed in the
Maine House and Senate.
National Credit Union Administration to extend share insurance
to trust accounts, such as Interest on Lawyer Trust Accounts
(IOLTA) and other similar accounts, opened and managed
by credit union members. Working with Senator Collins, we
continue to seek legislation that would raise the cap on member
business lending. Senator Collins continued to be a leader by
again being a lead Republican co-sponsor on Member Business
Loans (MBL) legislation; though, MBL legislation has not yet
passed the Senate, Senator Collins remains firmly committed to
supporting this legislation. We also utilized another opportunity
to reinforce our grassroots strength with our response to NCUA’s
risk-based capital proposal when more than two-thirds of Maine
credit unions submitted comments on the proposal; ultimately,
this feedback resulted in NCUA scrapping the original proposal
and releasing a far more palatable revised proposal earlier this
year. In addition to efforts on MBL legislation, we continue
our work to ease the credit union regulatory burden as well as
access to supplemental capital. Earlier this year, we again had
a strong presence in Washington, D.C., at the Annual CUNA
Governmental Affairs Conference, with nearly 75 Maine credit
union officials attending. Our Delegation regularly praises your
League for its frequent communications and participation in the
legislative process as key components in producing successful
legislative outcomes.
While advocacy is certainly a critical part of our success,
education is also an essential part of the equation. Without
knowledge and training, the ability to lead and innovate is
limited. Through our investment in resources, we are able to
provide dynamic curriculum and training opportunities on topics
that impact credit union staff, volunteers and operations. The
result is a multi-channeled approach to training through the
web, in-person and custom offerings. No one could certainly
have envisioned the ways in which technology has changed
the way training is delivered compared to only a few years ago.
Recognizing the ways in which people wish to learn was changing,
we invested in a webinar studio in our facility several years ago.
The investment in web-based technology and resources enable
us to offer far more trainings to credit unions across the state,
especially when weather limits in-person offerings in the winter.
More than 2,500 credit union staff, management and volunteers
attended one of our offerings over the past year on a range
of topics, such as compliance, operations, lending, regulatory
changes, management, legislative issues and many more.
In Washington, D.C., our resolve on regularly communicating
and engaging our Congressional Delegation led to meaningful
dialogue with our Delegation on credit union issues and brought a
positive outcome for credit unions with the passage of the Credit
Union Insurance Parity Act. This legislation came about, in part,
from your League and Maine credit unions discussing the need
for this legislation in several meetings with Senator King over the
past two years. The Act, which was introduced by Senator King,
creates deposit insurance parity for credit unions directing the
(Continued)
When the League’s first Statewide Awareness Program began
in the late 1960s, the primary method to reach consumers was
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through newspapers, television and radio. Nearly half a century
later, while those media are still effective and utilized to varying
degrees, online and event advertising have become significant
parts of the landscape. Facebook, YouTube, Pandora and
other channels to reach consumers are all part of your League’s
advertising allotment. Our ability to develop an awareness
campaign with messages that reflect the changing habits of
consumers when it comes to getting news and entertainment
has resulted in innovative and effective commercials that have
spurred hundreds of daily visitors to our consumer-focused
website at www.mainecreditunions.org, and, of course, played
an important role in our record membership total. This year,
we are again taking our vision and message that Maine’s credit
unions provide the best choice and value for financial services
to the airwaves and other forums in record numbers. With the
launch of a new two-year, $1 million campaign, we will utilize a
creative multi-channel approach including television, radio, online
platform, event marketing and other avenues to solidify a strong
presence in front of consumers. Our four-year investment in the
Young & Free Maine Program continues to achieve impressive
results. Since it began, this program, which brought our vision
of engaging and capturing the next generation of credit union
members to reality, has not only realized our expectations but
has surpassed them. The free4ME account experienced a 28%
account growth over the previous year, and growth with age
18-25 members increased a robust 4% over the past year. This
unique approach to a previously difficult to reach demographic
reinforces the success that can come by having a vision, a
willingness to follow through on that vision by taking a certain
level of risk, and an ability to think outside the box. With the
continued leadership and support of our member credit unions,
our fifth Young & Free Maine Spokester will be announced soon,
and will embark on new endeavors and approaches to attract
and capture younger members in record numbers.
consumers. We have also begun to embrace the opportunities
that new technology offers to deliver our message and expertise
by sharing videos and resources on YouTube, Facebook, Twitter
and Instagram, to name a few.
In 1990, while much of the attention on ending hunger
was focused on other countries, Maine’s credit unions had
the foresight to recognize that hunger was a problem that
existed in our own state in every community. As a result of
determination and leadership, the Maine Credit Union League’s
Social Responsibility Committee initiated a statewide effort
among our credit unions to raise funds for ending hunger. The
campaign raised just under $25,000 that first year; however,
the Committee and credit unions concluded that this was a
chronic problem in Maine and deserved our attention for the
long haul. This resulted in the formation of the Maine Credit
Unions’ Campaign for Ending Hunger. Twenty-five years after
the first total was announced, this past February we witnessed
first-hand how far these collective efforts have come when we
announced that a record-setting $552,257 was raised, bringing
the total raised in the Campaign’s 25-year history to $5.9 million.
The Campaign’s success can be attributed, in part, to strong
leadership and commitment on the part of credit unions and
members dedicated to the ‘people helping people’ philosophy
that has been a hallmark of Maine’s credit unions since the
beginning. We can all be proud of the fact that we were among
the first organizations in Maine to acknowledge that hunger was
a problem in Maine, and commit significant time and money
to making a difference long before it was well-publicized. Last
fall, we also continued our unprecedented focus on childhood
hunger in Maine by making the second installment of a threeyear, $75,000 commitment to the Good Shepherd Food Bank’s
School Backpack and School Pantry Program. The Backpack
Program provides food to children to utilize on weekends and
school vacations when access to food programs is not available.
The School Food Pantry provides food to children facing hunger,
as well as their families, from a school-based food pantry.
Combined, both programs now serve more than 1,500 children
weekly, and provide nearly 100,000 meals a month to the one
in four Maine children who are food insecure. Much like our
support of bringing the first ‘Food Mobile’ to Maine back in
2005, we hope our leadership will encourage others to make
similar commitments to help Maine children who are food
insecure. During the past year, Maine credit unions also lent
support to other programs such as the Maine Children’s Cancer
Program, Special Olympics, Children’s Miracle Network, and
financial literacy.
Many years ago, we envisioned a day when the League and
Maine’s credit unions would be viewed by the media as experts in
the financial services industry, and looked to as a leading source
of information on consumer financial services topics. Thanks to
increased awareness, unmatched responsiveness and significant
outreach, we have realized that vision and are called upon by the
media on a regular basis to provide feedback and as a resource
on topics, such as data breaches, EMV implementation, lending
trends, cyber security, saving money, financial education, elder
abuse and the popularity of co-ops in Maine. It is gratifying
to be respected by television stations, newspaper reporters and
radio stations for our perspective on issues that are important to
(Continued)
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Success in the marketplace does not just happen overnight; it
takes lots of hard work, cooperation and innovation. The Maine
Credit Union League is an owner in and involved with two
CUSOs (Credit Union Service Organizations) in Maine (Synergent
and CUSO Home Lending) that are testaments to the success
that can be achieved when there is a vision on how the future
can be. When Synergent was formed in 1971, the concept of a
League operating a service subsidiary was in its infancy. Over
time, Synergent has created opportunities that have enabled
credit unions to not only compete but, in many cases, be on the
cutting-edge in technology, convenience and member service.
Examples of the benefits of this relationship include core
processing services, mobile check capture, instant issue ATM/
Debit cards, the Shared Branch Network with 170 locations in
Maine and more than 5,400 nationwide to create the third largest
branch network in all of financial services, the SURF Network
with nearly 240 surcharge-free ATMs in Maine, the largest in
the state, and other products and services which include online
account opening, mortgage applications, personal finance tools
and many more. Recognizing that the payments environment
is changing, Synergent recently brought Card Services and
Check Processing together under one division to the newlynamed Payment Services Division. The integration of these
two, previously separate divisions, will enable us to be proactive
and aggressive in meeting the challenges and embracing the
opportunities that the changing payments landscape will offer to
credit unions. Perhaps, there has been no better recent example
of where Synergent has been more of a leader than on EMV and
Apple Pay. The adaptation of EMV chips in debit and credit cards
is fueling plenty of questions; however, Synergent Card Services
has been providing regular communications and updates on
this process in advance of the October 2015 implementation
deadline. Credit unions are making good progress on EMV
adoption, and we are well-positioned to help members through
this process. Tokenization and the mobile wallet are changing
the payment services industry, and with guidance and expertise
from Synergent and our partners, we are positioned to ensure
that credit unions will be a top-of-wallet leader rather than a
follower. We have created a Payments Task Force and engaged
outside experts to help remain at the forefront of this rapidlychanging payments environment. While printing, designing
and creating are still core parts of Direct Marketing Services,
words like onboarding, e-marketing and data mining have now
become part of the vernacular and, thanks to the early adoption
(Continued)
and innovation of Direct Marketing Services, credit unions are
utilizing these new tools for targeted and creative marketing
already with solid success.
In the early 1990s, when the housing market was struggling
and many credit unions had limited experience in the mortgage
market, CUSO Home Lending was formed, with support from
your League and a number of Maine credit unions. While
refinancing fueled record growth for CUSO Home Lending in
2013, the ability of CUSO Home Lending to transition to the
purchase market made 2014 another strong year, despite the near
evaporation of the refinancing market. With strong products,
including the extremely popular CU Promise Loan, CUSO Home
Lending supports a Maine-based servicing operation portfolio of
over $1.2 billion, and is a leader in the Maine mortgage lending
marketplace.
In closing, we envision an environment where credit unions
are the primary financial institution for the majority of Maine
consumers. We continue to lead in paving the way for an even
stronger credit union environment for future generations of
credit union leaders and members. We will succeed in delivering
credit union members the latest technology-based products and
services, and the most competitive overall offering that not-forprofit financial cooperatives can offer. We extend our sincere
gratitude and appreciation to you, our member owners, our
Board and committees, and our dedicated staff and management
for all your support and assistance throughout the year.
Respectfully submitted,
James Lemieux
Chairman
John G. Murphy
President/CEO
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Keynote Speakers
Scott Burrows presents a riveting story of overcoming incredible physical,
personal and professional challenges through sheer determination, willpower
and goal setting. He will encourage our audience to STAND UP to their own
challenges regardless of circumstances.
A star athlete and fierce competitor, Scott played college football at Florida
State University under legendary coach Bobby Bowden and was a topranked kick boxing champion whose last fight was broadcast by ESPN. On
November 3, 1984, a serious automobile accident left him paralyzed from the
chest down and diagnosed a quadriplegic. Despite his grim diagnosis, Scott
refused to be sidelined! He took control of his life by implementing three
powerful principles: VISION, MINDSET and GRIT. Through painstaking focus
and unshakable optimism, Scott boosted his recovery and achieved seemingly
unattainable results that astonished doctors, therapists, family and friends
alike!
SCOTT BURROWS
Using his physical paralysis as a visual metaphor, Scott shows how to drive
personal and business results by maintaining poise and execution. His
experience will engage you, change your thinking and provide a solid plan to
be more productive and passionate.
Ope n i n g S essi o n
JACKSON HATAWAY
Le ag u e An n u al Me e t in g
Jackson holds a Doctorate in Organizational Communication from the
University of Alabama. He specializes in organizational development,
strategic planning, team building, and organizational learning. He has a
unique ability to couple real-world, honest practicality with new theories
of corporate growth and change as he works with organizations. Jackson’s
work with non-profit groups in the Southeast has had a significant impact
on his approach to consulting. While pulling together regional partners to
lead strategic planning sessions and to conduct leadership and team building
seminars, Jackson has learned to identify the resources that are often
forgotten or ignored – and to hone those resources so that they become
invaluable for organizations. His clients universally acclaim his interactive and
entertaining methodologies, and he was recognized several times as one of
the most outstanding teachers at the University of Alabama. His ability to
deliver valuable output to organizations of all types has led him to work with
clients including Honda, the MBA Program at the University of Mississippi,
and the Alabama Business Council for the Arts.
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Keynote Speakers
(Continued)
Mark is a business and motivational speaker who shares with organizations
and audiences nationwide how he went from a 7’4” twenty-one year old
mechanic who couldn’t play basketball to a twelve year career as an NBA All
Star with the Utah Jazz. In Mark’s high energy, action packed presentation he
explains the philosophy, principles and techniques that enabled him to take
it to the top, winning again and again and making history in the NBA. He
reveals the secrets that skyrocketed him to fame as the Two-Time Defensive
Player of the Year, enabled him to break the NBA record for the most blocked
shots in a single season and be selected to play in the 1989 All-Star Game.
After his career with the Jazz, Mark went on to success after success in the
competitive world of business as an entrepreneur and leader, helping others
achieve their personal and professional best. From 1994-2005 he was the
chairman of the Mark Eaton Standing Tall for Youth Organization. In 1997,
Mark entered the entertainment arena, where for eight seasons he hosted
Jazz Tonight on KJZZ-TV and Mark Eaton Outdoors, as well as SportsHealth
Today, an internationally syndicated radio show.
MARK EATON
Clos i n g S essi o n
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Convention Sponsors
ENVISION
LEAD
Special thanks are extended to our
valued business partners who have
provided financial support throughout
the convention. The significant funds
provided by them enable us to provide
a high quality event. Please share your
appreciation with them.
SUCCEED
Maine Credit Unions
77thAnnual Meeting & Convention
Diamond Sponsors – a contribution of $10,000
Synergent
CUNA Mutual Group
Platinum Sponsors – a contribution of $7,500
Fiserv EFT Services
Silver Sponsors – a contribution of $2,500
CUSO Home Lending/Business Lending Solutions
Ensenta
FairPoint Communications
Harland Clarke
Insurance Trust
Jwaala
Macpage LLC
Norman, Hanson & DeTroy
Shoreline Business Solutions, Inc.
Tricorp FCU
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2015 Maine Credit Union League
Board of Directors
Back Row Left to Right: Luke Labbe, David Desjardins, Kyle Casburn, Rick Lachance, John Doe, Tucker Cole, Jim Lemieux
Front Row, sitting: Phil Moreau, Normand Dubreuil, Roger Sirois, Richard Dupuis
Chairman
Directors
Jim Lemieux – At Large
Kyle Casburn – Bangor Chapter
Tucker Cole – Alex Ferguson Chapter
Vice Chairman
John A. Doe – Northern Penobscot Chapter
Rick Lachance – Kennebec Valley Chapter
Normand R. Dubreuil, CCUE, CCE – At Large
Richard Dupuis – At Large
Secretary
David Desjardins– Aroostook Chapter
Luke Labbe – York County Chapter
General Counsel
Treasurer
Rod Rovzar
Phil Moreau – Norm Nolette Chapter
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2015 Maine Credit Union League
& Synergent Staff
Maine Credit Union League & Synergent Staff
Check Processing
President................................................................. John G. Murphy
Assistant Vice President...............................................Dawn Paquet
Executive Vice President.................................................. Gary Glenn
Processing
Senior Vice President........................................................... Jeff Gray
Team Leader........................................................... Lois Waterhouse
Vice President......................................................... Cheryl Lancaster
Senior Check Processing Specialist.....................................Julie Gray
Vice President............................................................... Cris Wescott
Check Processing Specialist................................................ Carol Cyr
Check Processing Specialist.......................................... Sharon Seger
Member Services
Check Processing Specialist........................................... Sandy Smith
Research & Information Specialist.......................... .Susan Erlandson
Check Processing Specialist..............................................Linda Tracy
Event Coordinator........................................................... Linda Scott
Check Processing Specialist...................................... .Laura Piawlock
Director of Education....................................................Jane Thomas
Implementations
Governmental and Public Affairs
Account Relationship Manager..................................... Kim Nicholas
Vice President............................................................... Jon Paradise
Research
Director of Governmental Affairs..................................Elise Baldacci
Senior Research & Support Specialist....................... Kathy Crawford
Corporate Communications &
Marketing Coordinator.............................................. Lauren Reeves
Senior Research & Support Specialist......................Michelle Gossett
Research & Support Specialist................................. Jessica Doucette
Research & Support Specialist........................................... Leah Durr
Payment Services
Card Services
Administrative Services
Vice President.........................................................Rebekah Higgins
Assistant Vice President......................Jennifer Broughton Crommett
Manager..................................................................Sherry Cavallaro
Manager........................................................................Karen Mayo
Assistant Vice President................................................Adam Warfel
Executive Assistant........................................................ Kelley Souza
Administrative Assistant............................................... Lisa Beaulieu
Senior Analyst.......................................................Christina Reardon
Senior Accountant......................................................Cheryl Garland
Operations
Accounts Payable Specialist I..........................................Cindy Creed
Senior CU Support Specialist................................ Vanessa Bouchard
Accounts Payable Specialist II................................ Ginger Thompson
Senior CU Support Specialist................................. Jennifer Caselden
Accounts Receivable Specialist I....................................Erica O’Roak
Senior CU Support Specialist.....................................Debbie Murphy
Accounts Receivable Specialist II................................ .Nancy Stemm
CU Support Specialist................................................ Mary Anderson
Receptionist...............................................................Wendie Geiger
CU Support Specialist..............................................Adrienne Mango
Implementations
Training Specialist......................................................... Amber Reed
Product Implementation Specialist........................Heather Rainsford
Product Implementation Specialist.............................Melanie Stuart
Account Relationship Manager..................................... Abbi Darling
12
2015 Maine Credit Union League & Synergent Staff
(Continued)
Direct Marketing Services
Technology Services
Vice President....................................................... Doug MacDonald
Vice President................................................................. Ben Jordan
Senior Direct Marketing Services Rep....................Shannan Heacock
Account Relationship Manager...................................Aimee Chasse
Senior Direct Marketing Services Rep............................Erica Vachon
Account Relationship Manager.....................................Ryan Hachey
Direct Marketing Services Rep.....................................Jyoti Goodwin
Account Relationship Manager................................. Heidi McIntosh
Data Mining Specialist..................................................... Jen Braziel
Account Relationship Manager................................Christal Sullivan
Team Leader - Creative............................................Jane Monaghan
Technology Communications Coordinator.................Kathy Newman
Graphic Designer/Illustrator..........................................Mike Rosmus
Credit Union Services
Graphic Designer/Photographer.............................Deborah Dawson
Manager........................................................................Amy Keaten
Graphic Designer...........................................................Susan Gross
Team Leader Programmer/Analyst & Software Specialist....................Tyler Hudson
Team Leader - Production...........................................Michael Doyle
Electronic Pre-Press Technician................................... David Lambert
Senior Programmer/Analyst....................................... John Laverriere
Production Coordinator.............................................Dennis Perseille
Software Specialist......................................................... Amy Conley
Lead Press Operator..................................................... Doug Buzzell
Software Specialist................................................ Kathy Heckethorn
Press Operator/Mailing Technician...................................Josh Brown
Software Specialist...................................................Chantel Stevens
Bindery/Mailing Technician.......................................... Mike Brackett
Programmer/Analyst..................................................Michelle Petrie
Team Leader - Relationship Specialist............................Mallory Cain
Corporate Marketing
Senior Relationship Specialist............................................Diane Roy
Vice President.......................................................... Debra Trautman
Relationship Associate................................................... Joshua Blier
Director of Corporate Video and Digital Media................Kylie Keene
Relationship Associate............................................... Rachel Clough
Marketing & Communications Assistant............................ Katy Ford
Relationship Associate..........................................Nicholas Plummer
Young & Free Spokesperson....................................... Mallory Lavoie
Systems Support Specialist.............................................. Larry Brady
Business Development
Systems Support Specialist....................................William Colarusso
Assistant Vice President, Business Development.............Nick Chasse
Administrative Assistant.................................................Krista Bruns
Business Development Support Specialist......................Paul Leblond
Conversions
Account Executive...........................................................Fred Barber
Manager......................................................................Jennifer Berry
Account Relationship Manager - Sales......................Jean DeStefano
Senior Implementaions & Training Analyst..................Susie Thibeault
Product Solutions Consultant.................................Dana Guillereault
Implementation & Training Analyst........................... Christine Daigle
Business Continuity & Facilities
Implementation & Training Analyst................................Jenny Huynh
Director of Facilities........................................................ Bill Ashland
Implementation & Training Analyst............................. Patrick Mileski
Facilities Maintenance Specialist..................................Joe DiDonato
Implementation & Training Analyst............................Michael Pinette
Implementation & Training Analyst..................................Alex Rollins
13
2015 Maine Credit Union League & Synergent Staff
(Continued)
Team Leader – Conversions.................................Samantha Madgey
Team Leader - eServices..............................................Wayne Sladen
Senior Programmer/Analyst............................Tatiana Alexandrovitch
eServices Support Specialist.......................................Linsey Bernard
Senior Programmer/Analyst..............................................Peter Bond
eServices Support Specialist........................................Derek Veilleux
Senior Programmer/Analyst...........................................Robert Laing
eServices Specialist.................................................. Phillip Berggren
Senior Programmer/Analyst.......................................Thomas Norton
eServices Specialist................................................ Matt MacDonald
Senior Programmer/Analyst..............................................Bob Zidow
Senior Business Analyst.............................................Susan Bachand
Professional Services
Assistant Vice President........................................... Stephen Nelson
Senior Business Analyst................................................Devin Brochu
Programmer/Analyst.......................................................Jamie Betts
Senior Business Analyst.......................................... Jo-Ann Campbell
Corporate Software Programmer/Analyst.....................Greg Caiazzo
Senior Business Analyst.......................................... Stephanie Morris
Corporate Software Programmer/Analyst................Steve McDougall
Senior Business Analyst............................................ Kelly Rodriguez
Senior Business Analyst........................................... Christine Bougie
Business Analyst......................................................... Krystle Gagne
Business Analyst...................................................... Patti McBreairty
Operations
Business Analyst.....................................................Michelle McLean
Assistant Vice President..................................................Tim Gilman
Business Analyst........................................................... Liz Ouellette
Team Leader – Operations.......................................... Shelly Richard
Business Analyst........................................................Shelley Staples
Production Support Specialist.......................................... John Deem
Project Coordinator......................................................Pam Lovering
Telecommunications Specialist.........................................Jeff Comer
Project Coordinator..........................................Schelene Shevchenko
Telecommunications Specialist........................................ Ryan White
Data Center Systems Engineer............................Ian Czupryna-Ersek
Corporate Information Systems
Senior Computer Operator.......................................Andre Levesque
Assistant Vice President............................................Michael Caruso
Production Support Associate....................................... Eric Churchill
Enterprise Infrastructure Architect.............................. Trever Jackson
Computer Operator....................................................Vincent Martin
Infrastructure Support Specialist....................................Steven Hajny
Computer Operator................................................. Chris Blanchette
Computer Systems Analyst................................................ Dan Ward
Production Control Administrator...............................Linda Mayfield
Desktop Support Specialist............................................. Chris Czako
14
2014-2015 Committee Roster
Audit & Finance
Governing
Phil Moreau.................................................Chair – Rainbow FCU
Kelley Carter..............................................Sebasticook Valley FCU
Kenneth Clark .......................................Winslow Community FCU
Diana Garcia ........................................Semiconductor of ME FCU
Fred Johnson .............................................. Atlantic Regional FCU
Dan Kelley .............................................................. Seaboard FCU
Jerry Langelier .........................................................Rainbow FCU
Duncan MacKellar ................................................Maine State CU
Yvonne Mummé ............................................................. cPort CU
Kim Murray ........................................................York County FCU
Dave Sayers ................................................... Maine Savings FCU
Cris Wescott .............................................................. Staff Liaison
David Desjardins ............................................ Chair – Acadia FCU
James Lemieux ..........................................Sebasticook Valley FCU
Richard Lachance ...................................................Connected CU
Luke Labbe ...................................................... PeoplesChoice CU
Phil Moreau ............................................................Rainbow FCU
Rod Rovzar .........................................................General Counsel
John Murphy ............................................................. Staff Liaison
Governmental Affairs
Roger Sirois .................................... Chair – Atlantic Regional FCU
Bert Beaulieu .........................................................Down East CU
Julie Blakney ................................................................. KSW FCU
Joe Clark .................................................................Katahdin FCU
Sandra Cloutier ..........................................................Infinity FCU
Ryan Ellsworth .................................................... The County FCU
Mike Foley ............................................................ Five County CU
Joe Gervais ............................................................ Midcoast FCU
April Gleason .......................................................... University CU
Vicki Larrabee ......................................................... Gardiner FCU
Claude Morgan ......................................Ocean Communities FCU
Luis Sanclemente .......................................................Acadia FCU
Kerry Wood ...........................................................Community CU
Mark Young .........................................................Maine State CU
Jon Paradise .............................................................. Staff Liaison
Elise Baldacci ............................................................ Staff Liaison
Ed and Cate Pineau ..........................................Contract Lobbyists
Awards & Convention
Richard Dupuis.......................................... Chair – Five County CU
Christine Devine ............................................................... KV FCU
Karen Eaton ............................................... Atlantic Regional FCU
Eliza Lagasse ...........................................................Taconnet FCU
Julie Marquis ........................................................ Five County CU
Rick Moore .................................................... Maine Savings FCU
Tiffiny Stewart .............................................Sabattus Regional CU
Cheryl Lancaster ........................................................ Staff Liaison
Linda Scott ................................................................ Staff Liaison
Education
Kyle Casburn...............................................Chair – Seaboard FCU
Robert Curtis ..........................................................Down East CU
Matt Kaubris .............................................................. Oxford FCU
Rick Koch Atlantic ................................................... Regional FCU
Eileen Krutuleski ....................................Ocean Communities FCU
Colleen McGuiggan ................................................ Midcoast FCU
Effie Murchie ....................................................... The County FCU
Rachel Newman .................................................York County FCU
Christine Parsons .....................................................Evergreen CU
Laurie Pelletier ......................................................Community CU
Don Poisson ................................................... Maine Savings FCU
Cheryl Lancaster ........................................................ Staff Liaison
Jane Thomas ............................................................. Staff Liaison
Nominating
David Desjardins ............................................ Chair – Acadia FCU
Eugene Ardito ................................................................ cPort CU
Scott Chretien ....................................................York County FCU
15
(Continued)
Political Involvement
Statewide Awareness
Tucker Cole..................................................Chair – Evergreen CU
Peggy Bade ............................................................ Midcoast FCU
James Barron ..........................................................Rainbow FCU
Paul Berube ............................................................NorState FCU
Joann Bisson ........................................................ Trademark FCU
Valerie Campbell ........................................ Atlantic Regional FCU
Rob Carmichael .............................................. Maine Savings FCU
Scott Chretien ....................................................York County FCU
Herbert Clark ..........................................................Katahdin FCU
Alex Davis ............................................................ Five County CU
Roland Poirier ................................................................ Otis FCU
Vicki Stuart ......................................................... Central ME FCU
Lea Tunney ..................................................................... cPort CU
Jon Paradise .............................................................. Staff Liaison
Elise Baldacci ............................................................ Staff Liaison
Ed and Cate Pineau ..........................................Contract Lobbyists
Rick Lachance.............................................Chair – Connected CU
Nancy Bard........................................................... Great Falls FCU
Wendy Brochu.........................................................Connected CU
Kimberly Cornforth.................................Winslow Community FCU
Johanna Dorr.......................................................... Seaboard FCU
Kirk Duke........................................................ Maine Savings FCU
Kelsey Gillespie............................................................ Casco FCU
Linda Halleran...............................................Town & Country FCU
Amy Irish................................................................. University CU
Tina Jamo................................................................Katahdin FCU
Ann Marie Lane..................................................... TruChoice FCU
Renee Oyster.......................................................York County FCU
Kelly Ramsey......................................................... Five County CU
Kendall Roy.......................................................... The County FCU
Lori Saucier............................................................. Midcoast FCU
Betsy Sibley............................................................Community CU
Michael Sturdee......................................................... Bangor FCU
Sean Tipton.............................................Ocean Communities FCU
Maria Wooten..............................................Maine Highlands FCU
Jeff Gray.................................................................... Staff Liaison
Debra Trautman.......................................................... Staff Liaison
16
(Continued)
Social Responsibility
Synergent Technology Services
Luke Labbe .......................................... Chair – PeoplesChoice CU
John Allen...................................................................... KSW FCU
Jennifer Andersen.................................................. Five County CU
Dan Bagley.......................................................... The County FCU
Dawn Beaulieu....................................................York County FCU
Susan Clark............................................................. Midcoast FCU
Stacey Dow...........................................................Maine State CU
Mary Jo Freeman......................................................... EMMC FCU
Jennifer Hogan.......................................................Community CU
Veronica Levesque........................................... Maine Savings FCU
Annette Merrill....................................................... Saco Valley CU
Sharon Nadeau......................................Winslow Community FCU
Mindy Nyman.............................................Sebasticook Valley FCU
Tonya Pickering........................................................ University CU
Lynda Quirion........................................................ HealthFirst FCU
Stephanie Rolfe........................................................ Gardiner FCU
Catie Scribner...........................................................Evergreen CU
Ruth Sico................................................Ocean Communities FCU
Patricia Skelton........................................... Atlantic Regional FCU
Tracy Tapley....................................................................... KV FCU
Amanda Young.......................................... Franklin-Somerset FCU
Jon Paradise............................................................... Staff Liaison
Normand Dubreuil.....................................Chair – Maine State CU
Marti Allen................................................................... Casco FCU
Kate Archambault....................................................Evergreen CU
Bonnie Belfield.........................................................Northern FCU
Andrew Blanchette...................................................NorState FCU
Deb Brown.................................................................. Oxford FCU
Eileen Byram............................................................ University CU
Maryellen Cordeiro.....................................Fall River Municipal CU
Alaina Daisey...........................................................Katahdin FCU
Robert DaSilva............................... Alliance Blackstone Valley FCU
Jennifer DeMoe.................................................. Pioneer Valley CU
Lyndsey Farrar...................................................................One CU
Monique Gagnon.....................................................Rainbow FCU
Peggy Gilman......................................................York County FCU
Brenda Goodridge....................................................... EMMC FCU
Eric Green......................................................... PeoplesChoice CU
Larry Honigbaum................................................. Alternatives FCU
Tracie James............................................................. Gardiner FCU
Rick Kaul.....................................................................Brewer FCU
Cris Kinney............................................................Lincoln ME FCU
Denis Knox..............................................Ocean Communities FCU
Rachel Laprell............................................................ Bangor FCU
Andrew Lunn.........................................................Community CU
Tony Marino.................................................Merrimack Valley FCU
Tina Morrill..................................................New Dimensions FCU
Nikki Markee............................................................. St. Jean’s CU
Yvonne Mummé.............................................................. cPort CU
Mara Pennell........................................................... Midcoast FCU
Roland Poirier................................................................. Otis FCU
Keith Rioux................................................. Atlantic Regional FCU
Ken Roy................................................................ Great Falls FCU
Craig Sjoberg....................................................... The County FCU
Adam Sheehan.............................................Maine Highlands FCU
Rosemary Shields.................................................. Holy Rosary CU
Patti Smith................................................................ Eastmill FCU
Ken Stockford........................................................ Five County CU
Theresa Voisine............................................... Maine Savings FCU
Kelley Wathen.........................................................Connected CU
Laura Ybarra................................................................AllCom CU
Gary Glenn................................................................. Staff Liaison
Ben Jordan................................................................. Staff Liaison
17
Statistics
CU Rank
by asset
12/31/14
Credit Union
YEAR ENDING 12/31/2014
Assets as of
12/31/14
Loans
as of
12/31/14
Shares
as of
12/31/14
Members
as of
12/31/14
CU Rank
by asset
12/31/13
CU Rank
by asset
12/31/12
1
Maine State CU
$354,258,284
$173,498,440
$307,093,418
25,050 1
1
2
Maine Savings FCU
$303,145,008
$225,173,364
$262,317,111
27,064 4
4
3
Atlantic Regional FCU
$288,000,229
$195,279,034
$238,352,836
19,296 2
3
4
Town & Country FCU
$282,210,905
$246,554,078
$223,180,372
31,434 5
5
5
Infinity FCU
$270,525,654
$163,801,242
$174,334,638
14,473 3
2
6
University CU
$255,485,845
$205,536,999
$184,554,938
26,524 6
7
7
Evergreen CU
$227,745,317
$128,688,409
$208,111,874
22,880 7
6
8
Five County CU
$217,412,608
$153,176,219
$188,179,458
25,491 8
8
9
York County FCU
$209,632,638
$168,707,408
$172,807,561
19,099 9
9
10
The County FCU
$196,501,011
$135,660,091
$174,105,565
17,107 10
10
11
Cumberland County FCU
$186,153,152
$119,764,858
$165,193,029
18,225 12
12
12
Rainbow FCU
$182,146,262
$126,062,509
$139,737,362
21,422 11
11
13
Norstate FCU
$175,300,853
$142,191,342
$144,550,763
13,757 13
13
14
cPort CU
$160,460,726
$116,102,333
$143,976,342
15,700 16
15
15
Peopleschoice CU
$154,040,632
$94,656,015
$131,884,259
15,162 15
16
16
Ocean Communities FCU
$150,853,042
$123,428,176
$131,533,667
11,697 14
14
17
Oxford FCU
$143,791,618
$111,269,804
$121,971,634
15,979 17
17
18
Midcoast FCU
$138,322,654
$86,596,032
$122,459,134
15,246 18
18
19
OTIS FCU
$134,985,328
$70,022,324
$111,166,595
10,645 19
19
20
Acadia FCU
$132,726,983
$103,996,804
$112,723,643
10,326 21
22
21
Bangor FCU
$130,023,755
$88,967,402
$113,671,693
13,877 20
20
22
Down East CU
$128,698,994
$109,569,776
$109,030,605
17,921 23
24
23
Maine Family FCU
$125,677,139
$69,644,258
$112,845,193
19,531 22
21
24
Seaboard FCU
$110,539,094
$84,456,857
$99,602,575
12,073 24
23
25
TruChoice FCU
$103,056,164
$84,478,863
$91,503,003
11,906 27
28
26
Saco Valley CU
$98,942,426
$72,879,328
$89,248,125
8,529 25
25
27
Maine Highlands FCU
$95,332,627
$59,901,648
$86,511,191
11,597 26
26
28
Lisbon Community FCU
$87,797,080
$57,690,986
$77,618,212
8,544 29
30
29
Central Maine FCU
$87,345,531
$29,137,401
$76,433,282
7,492 28
27
30
Sebasticook Valley FCU
$82,997,107
$71,021,469
$70,307,336
10,694 30
29
31
Franklin-Somerset FCU
$79,542,251
$50,682,945
$71,094,214
10,173 31
31
32
Trademark FCU
$75,601,022
$45,712,593
$65,776,916
9,450 32
32
33
New Dimensions FCU
$70,053,719
$61,741,907
$60,002,746
7,570 33
34
34
Katahdin FCU
$67,614,223
$51,466,394
$59,281,544
7,197 34
33
18
Statistics
(Continued)
CU Rank
by asset
12/31/14
Credit Union
Assets as of
12/31/14
Loans
as of
12/31/14
Shares
as of
12/31/14
Members
as of
12/31/14
CU Rank
by asset
12/31/13
CU Rank
by asset
12/31/12
35
Winthrop Area FCU
$59,906,315
$35,444,880
$53,741,165
5,734 36
35
36
Eastmill FCU
$59,326,995
$16,497,190
$48,011,685
4,111 35
36
37
KV FCU
$57,653,036
$32,462,806
$51,238,953
7,719 37
37
38
Taconnet FCU
$56,414,795
$43,187,192
$51,906,882
7,567 38
38
39
Penobscot County FCU
$53,818,926
$39,503,836
$48,354,365
8,070 39
39
40
KSW FCU
$53,461,082
$44,149,949
$47,388,789
8,766 40
42
41
Lincoln Maine FCU
$50,043,460
$34,485,727
$44,388,102
5,068 41
43
42
Casco FCU
$48,876,360
$37,354,635
$42,050,569
5,945 43
46
43
Coast Line CU
$48,746,333
$32,849,590
$36,089,433
3,598 44
41
44
Brewer FCU
$47,566,079
$37,778,936
$42,180,683
7,832 42
40
45
EMMC FCU
$47,073,262
$22,562,727
$42,346,798
4,573 46
44
46
Community CU
$44,866,581
$32,875,955
$39,355,693
8,325 45
45
47
Gardiner FCU
$40,179,176
$28,116,945
$35,230,647
5,030 47
47
48
Sabattus Regional CU
$35,399,046
$17,173,805
$31,039,724
4,171 48
48
49
Winslow Community FCU
$32,950,755
$22,908,383
$29,985,106
4,285 50
50
50
Connected CU
$32,233,244
$20,385,708
$28,251,441
4,024 49
49
51
Capital Area FCU
$26,850,576
$22,920,170
$23,217,904
3,570 51
51
52
Great Falls Regional FCU
$24,085,830
$8,065,763
$19,348,787
4,571 52
52
53
Changing Seasons FCU
$21,673,231
$17,279,127
$19,372,236
2,199 53
53
54
Lewiston Municipal FCU
$20,624,650
$11,286,052
$18,456,451
1,928 54
54
55
Monmouth FCU
$17,954,135
$11,015,990
$16,385,120
2,663 55
56
56
Healthfirst FCU
$15,812,965
$11,118,743
$14,634,320
3,518 56
55
57
Semiconductor Of Maine FCU
$13,823,060
$9,200,525
$11,923,311
1,399 57
57
58
Howland-Enfield FCU
$7,148,910
$3,849,497
$6,589,542
1,696 59
59
59
BC & BS of ME FCU
$5,958,269
$3,378,955
$4,695,820
831 60
60
60
Maine Media FCU
$4,350,098
$3,824,309
$3,389,132
1,081 61
61
61
Port. ME Police FCU
58
58
Totals
$6,433,717,050 $4,427,194,703
$5,450,733,492 651,405
12/13 Statistics Difference % of Increase $6,433,717,050 $291,440,206
4.7%
$4,427,194,703
$261,108,686
6.3%
$5,450,733,492
$209,388,648
4.0%
651,405
14,026
2.2%
19
Founders Club
Wilfred Allard
Larry Dansinger
Jeannette G. Morin
Adrien O. Anctil
Helen Davis
Henry W. Moses
Paul R. Badeau
Carlton A. Dennis
Normand Nolette
John L. Baker
Claude Deschaine
James E. O’Brion
Joan K. Bean
Theodore W. Desveaux
Albert Pepin
Lorenzo J. Beaudoin
Alice Doyle
Roderick Perry
Franklin J. Belanger
Alfred J. Dugal
Roland E. Perry
John Beote, Jr.
Al Ferguson
R. Phaneuf
Roger Bissonnette
Auguste Fortin, Jr.
A. O. Poulin
Boris Blumenthal
Murray J. Gore
Milton B. Pratt
Rita Bolduc
Dexter W. Gowell
Arthur Preney
Joseph Bouchard, Jr.
Jim Gratto
Carl Rancourt
Nancy Bouffard
Kenneth L. Gray
Georges Rancourt
Carroll Brochu
Norman G. Hannah
Ralph Roberge
Claude Brooks
Barbara Haynes
Dominic J. Roux
Wilfred S. Brooks
Barbara Hileman
Albert Roy
Leonard C. Cabana
James F. Hummel, Jr.
Walter A. Ryder
Eugene C. Caret
Rita Ketchum
Harvey St. Amand
Msgr. Gilman Chaloult
Kenneth F. King
Joseph Schatz
R.L. Chamberlain, Jr.
Leeman King
Francis Sheehan
Emile S. Chasse
Leonard Levasseur
Rev. D.W. Soucy
Marguerite Chicoine
Rochel Livenois
Dennis D. Soucy
Raymond Chouinard
Eldon Lizotte
John Sullivan
Martin G. Cloutier
W. J. Lynch
John R. Sutton
Nathaniel T. Cobb
Mike Maroon
Rene T. Therrien
Bernard Cohen
Loretta L. Martin
Charles Varrell
Max Cohen
Harold L. Mason
Charles Weaver
William Collins
John McIntire
Howard Wheeler
Clyde W. Cookson, Jr.
Louis A. McKenzie
George A. Willette
George E. Cote
Sylvio Michaud
Stanwood Williams
Lionel L. Cote
Thomas J. Moran
Leo P. Woodside
20
Credit Union Chapter Listings
Alex Ferguson Chapter
Kennebec Valley Chapter
• Blue Cross/Blue Shield of Maine Employees Federal
Credit Union
• Casco Federal Credit Union
• Coast Line Credit Union
• cPort Credit Union
• Cumberland County Federal Credit Union
• Evergreen Credit Union
• Infinity Federal Credit Union
• Maine Media Federal Credit Union
• Semiconductor of ME Federal Credit Union
• Town & Country Federal Credit Union
• TruChoice Federal Credit Union
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Aroostook Chapter
• Acadia Federal Credit Union
• NorState Federal Credit Union
• The County Federal Credit Union
Capital Area Federal Credit Union
Connected Credit Union
Franklin-Somerset Federal Credit Union
Gardiner Federal Credit Union
HealthFirst Federal Credit Union
KSW Federal Credit Union
KV Federal Credit Union
Maine Highlands Federal Credit Union
Maine State Credit Union
New Dimensions Federal Credit Union
Sebasticook Valley Federal Credit Union
Taconnet Federal Credit Union
Trademark Federal Credit Union
Winslow Community Federal Credit Union
Winthrop Area Federal Credit Union
Norm Nolette Chapter
Bangor Chapter
• Bangor Federal Credit Union
• Changing Seasons Federal Credit Union
• Brewer Federal Credit Union
• Down East Credit Union
• EMMC Federal Credit Union
• Maine Savings Federal Credit Union
• Penobscot County Federal Credit Union
• Seaboard Federal Credit Union
• University Credit Union
•
•
•
•
•
•
•
•
•
•
Jeannette G. Morin Chapter
Northern Penobscot Chapter
•
•
•
•
•
•
•
•
Atlantic Regional Federal Credit Union
Five County Credit Union
Lisbon Community Federal Credit Union
Midcoast Federal Credit Union
Central Maine Federal Credit Union
Community Credit Union
Great Falls Federal Credit Union
Lewiston Municipal Federal Credit Union
Maine Family Federal Credit Union
Monmouth Federal Credit Union
Otis Federal Credit Union
Oxford Federal Credit Union
Rainbow Federal Credit Union
Sabattus Regional Credit Union
Eastmill Federal Credit Union
Howland-Enfield Federal Credit Union
Katahdin Federal Credit Union
Lincoln (Maine) Federal Credit Union
York County Chapter
•
•
•
•
Ocean Communities Federal Credit Union
PeoplesChoice Credit Union
Saco Valley Credit Union
York County Federal Credit Union
Associate Member
• Northeast Credit Union
21
Credit Union Listings
Acadia Federal Credit Union
David Desjardins, CEO
Brewer Federal Credit Union
Rick Kaul, CEO
9 East Main Street · Fort Kent, ME 04743
Tel. 834-6167 · FAX 834-6190
P.O. Box 189 · Brewer, ME 04412-0189
Tel. 989-7240 · FAX 989-3440
Branches:
90 Main Street · Madawaska, ME 04756
Tel. 728-4121· FAX 728-7029
Branches:
77 North Main Street · Brewer, ME 04412
Tel. 989-7240 · FAX 989-3440
907 Main Street · St. Francis, ME 04774
Tel. 398-3421 · FAX 398-3492
229 Dirigo Drive · Brewer, ME 04412
Tel. 989-7240 · FAX 989-5985
e-mail: [email protected]
Web site: www.brewerfcu.org
315 Main Street · P.O. Box 130 · St. Agatha, ME 04772
Tel. 543-7383 · FAX 543-7811
131 Main Street · Ashland, ME 04732
Tel. 435-3434 · FAX 435-3400
Capital Area Federal Credit Union
Diana Winkley, CCUE , CEO
Web site: www.acadiafcu.org
2010 North Belfast Avenue · P.O. Box 2626
Augusta, ME 04338-2626
Tel. 622-3442 · FAX 623-2276
Atlantic Regional Federal Credit Union
Roger Sirois, CEO
Web site: www.capitalareafcu.org
55 Cushing Street · P.O. Box 188 · Brunswick, ME 04011
Tel. 725-8728 · FAX 725-1290
Casco Federal Credit Union
James Stone, CEO
Branches:
41 Mallett Drive · P.O. Box 506 · Freeport, ME 04032
Tel. 865-2830 · FAX 865-2841
375 Main Street · P.O. Box 87 · Gorham, ME 04038
Tel. 839-5588 · FAX 839-5413
3 Union Park Road · P.O. Box 327 · Topsham, ME 04086
Tel. 725-8728 · FAX 729-0362
Branches:
35 Cumberland Street · Westbrook, ME 04092
Tel. 854-2446 · FAX 854-5413
327 Main Street · P.O. Box 278 · Cumberland, ME 04021
Tel. 489-3039 · FAX 489-3040
Web site: www.atlanticregional.com
397 Ossipee Trail · Gorham, ME 04038
Tel. 839-3933 · FAX 839-5413
Web site: www.cascofcu.com
B/C & B/S of ME Employees Federal Credit Union
Susan Thurlow, CEO
2 Gannett Drive · So. Portland, ME 04106
Tel. 822-8500 · FAX 822-7603
Vicki Stuart, CEO
Web site: www.bluecrosscu.com
1000 Lisbon Street · P.O. Box 1746 · Lewiston, ME 04241-1746
Tel. 783-1475 · FAX 777-1914
Branch:
836 Center Street · Auburn, ME 04210
Tel. 783-1475 · FAX 440-2100
Bangor Federal Credit Union
Steve Clark, CEO
Web site: www.centralmainecu.com
339 Hogan Road · P.O. Box 1161 · Bangor, ME 04402-1161
Tel. 947-0374 · FAX 990-0759
Branches:
601 Hammond Street · Drive Thru Only · Bangor, ME 04401
Changing Seasons Federal Credit Union
Sue Cross, CEO
6 Dirigo Drive · P.O. Box 362 · Brewer, ME 04412
Tel. 989-0520 · FAX 989-0521
115 Mecaw Road · Hampden, ME 04444
Tel. 945-6264 · FAX 517-6850
Web site: www.bangorfederal.com
Web site: www.changingseasonsfcu.com
22
(Continued)
Coast Line Credit Union
Matthew Griffiths, CEO
Cumberland County Federal Credit Union
Scott Harriman, CEO
333 Cottage Road · So. Portland, ME 04106
Tel. 799-7245 · FAX 799-9329
101 Gray Road · Falmouth, ME 04105
Tel. 878-3441 · FAX 878-5327
Branches:
Vocational Drive, WRVC · Westbrook, ME 04092
Tel. 854-9850 · FAX 854-9844
Web site: www.coastlinecu.com
808 Roosevelt Trail · Windham, ME 04062
Tel. 892-3359 · FAX 892-4109
Kerry Wood, CEO
1345 Washington Avenue · Portland, ME 04103
Tel. 797-6492 · FAX 797-7470
144 Pine Street · Lewiston, ME 04240
Tel. 783-2096 · FAX 783-2093
43 Lewiston Road · Gray, ME 04039
Tel. 657-4777 · FAX 657-6352
Branches:
40 Stanley Street · Auburn, ME 04210
Tel. 777-4547 · FAX 783-2064
Web site: www.myccfcu.com
1025 Auburn Road · Turner, ME 04282
Tel. 225-2508 · Fax 225-2509
Down East Credit Union
David W. Tozier, CEO
Web site: www.communitycreditunion.com
23 Third Avenue · P.O. Box 130 · Baileyville, ME 04694
Tel. 427-3333 · FAX 427-3808
Connected Credit Union
Richard Lachance, CEO
Branches:
211 Main Street, P.O. Box 189 · Machias, ME 04654
Tel. 255-0172 · FAX 255-0756
15 University Drive · P.O. Box 1096 · Augusta, ME 04332-1096
Tel. 623-3857 · FAX 622-7258
92 Lincolnville Avenue · Belfast, ME 04915
Tel. 338-0043 · FAX 338-4712
Branches:
60 S. Chestnut Street · P.O. Box 604 · Augusta, ME 04332-0604
Tel. 623-8396 · FAX 623-0188
58 School Street, P.O. Box 760 · Unity, ME 04988
Tel. 948-2060 · FAX 948-2068
40 Pierce Drive · Augusta, ME 04330
Tel. 430-0788 · FAX 623-9473
24 Springer Drive, Suite 111 · Bangor, ME 04401
Tel. 990-5444 · FAX 990-5458
Web site: www.connectedcreditunion.org
295 North Street, Suite 2 · Calais, ME 04619
Tel. 454-8940 · FAX 454-8943
94 Main Street, P.O. Box 477 · Topsham, ME 04086
Tel. 373-1674 · FAX 373-1685
cPort Credit Union
Eugene Ardito, CEO
151 Main Street, P.O. Box 115 · Richmond, ME 04357
Tel: 737-4037 · FAX 737-4048
50 Riverside Industrial Parkway
P.O. Box 777 · Portland, ME 04104
Tel. 878-6200 · FAX 878-6211
Web site: www.downeastcu.com
Branches:
399 Western Avenue · Augusta, ME 04330
Tel. 623-1001 · FAX 623-3639
313 U.S. Route 1 · Scarborough, ME 04074
Tel. 883-2448 · FAX 883-0332
285 Forest Avenue · Portland, ME 04101
Tel. 200-2300 · FAX 200-2304
Web site: www.cportc.
23
(Continued)
EMMC Federal Credit Union
Ralph Ferland, CEO
Richard Dupuis, CEO
417 State Street, Suite 140 · Bangor, ME 04401
Tel. 973-7130 · FAX 973-7134
765 Washington Street · P.O. Box 598 · Bath, ME 04530
Tel. 1-800-750-0959 · FAX 443-8177
Branches:
849 Stillwater Avenue · Bangor, ME 04401
Tel. 945-3632 · FAX 945-0793
Branches:
19 Commercial Street · Portland, ME 04101
Tel. 800-750-0959 · FAX 774-1667
43 Whiting Hill Road · Brewer, ME 04412
Tel. 973-5189 · FAX 973-5191
3 Hamilton Court · Route 196 Bypass · Topsham, ME 04086
Tel. 800-750-0959 · FAX 721-8555
268 Stillwater Avenue · Located inside Acadia Hospital
Bangor, ME 04401
223 U.S. Route 1 · Falmouth, ME 04105
Tel. 800-750-0959 · FAX 781-7662
201 Civic Center Drive (Inside Wal-Mart)
Augusta, ME 04333
Tel. (800) 750-0959 · FAX 620-7104
Web site: www.emmcfcu.org
35 Ash Street · Lewiston, ME 04243
Tel. (800) 750-0959 · FAX 689-2154
Eastmill Federal Credit Union
Daniel Byron, CEO
60 Main Street · East Millinocket, ME 04430
Tel. 746-3428 · FAX 746-5881
80 Waterville Commons Drive (Inside Wal-Mart)
Waterville, ME 04901
Tel. (800) 750-0959 · FAX 680-2209
Branch:
4 Church Street · P.O. Box 481 · Patten, ME 04765
Tel. 528-6222 · FAX 528-6224
30 Landing Road (Inside Wal-Mart)
North Windham, ME 04062
Tel. (800) 750-0959 · FAX 892-1297
Web site: www.eastmillfcu.org
100 Mount Auburn Avenue (Inside Wal-Mart)
Auburn, ME 04210
Tel. (800) 750-0959 · FAX 689-2094
710 Main Street · Rockland, ME 04841
Tel. 800-750-0959 · FAX 596-7627
Evergreen Credit Union
Tucker Cole, CEO
225 Riverside Street · P.O. Box 1038 · Portland, ME 04104-1038
Tel. 221-5000 · FAX 221-5017
500 Gallery Boulevard (Inside Wal-Mart)
Scarborough, ME 04074
Tel. (800) 750-0959 · FAX 396-6405
Branches:
785 Roosevelt Trail · Windham, ME 04062
Tel. 892-4690 · FAX 892-4058
218 Lisbon Street · Lisbon, ME 04250
Tel. (800) 750-0959 · FAX 330-4000
Route 302 Causeway · P.O. Box 1679 · Naples, ME 04055
Tel. 693-4222 · FAX 693-4178
60 Fairgrounds Market Place (Inside Wal-Mart)
Skowhegan, ME 04976
Tel. (800) 750-0959 · FAX 330-4001
799 Broadway · So. Portland, ME 04106
Tel. 799-0074 · FAX 799-0183
171 Bath Road · Brunswick, ME 04011
Tel. (800) 750-0959 · FAX 330-4002
Web site: www.evergreencreditunion.org
9 Main Street · Bowdoinham, ME 04008
Tel. 800-750-0959
Web site: www.fivecounty.com
24
(Continued)
Franklin-Somerset Federal Credit Union
Karen Greenleaf, CEO
Infinity Federal Credit Union
Elizabeth Hayes, CEO
26 Leavitt Street · Skowhegan, ME 04976
Tel. 1-877-952-5800 · FAX 474-5577
202 Larrabee Road · Westbrook, ME 04092 · P.O. Box 9742
Portland, ME 04104-5060
Tel. 854-6000 · FAX 854-6054
Branches:
476 Main Street · Kingfield, ME 04947
Tel. 265-4027 · FAX 265-4028
Branches:
4 Davis Farm Road · Portland, ME 04103
Tel. 854-6000 · FAX 854-6074
20 Main Street · Madison, ME 04950
Tel. 696-3691 · FAX 696-8147
193 Broad Street, Suite 1 · Bangor, ME 04401
Tel. 945-4284 · FAX 945-4857
485 Wilton Road · Farmington, ME 04938
Tel. 778-4452 · FAX 778-4986
1298 Alfred Road · Arundel, ME 04046
Tel. 571-1753 · FAX 282-4927
Web site: www.f-sfcu.com
Web site: www.infinityfcu.com
Vicki Larrabee, CEO
Katahdin Federal Credit Union
Tina Jamo, CEO
10 Old Brunswick Road · Gardiner, ME 04345
Tel. 582-2676 · FAX 582-3108
1000 Central Street · Millinocket, ME 04462
Tel. 723-9718 · FAX 723-8426
Web site: www.gardinerfcu.org
Branch:
Crystal Road, P.O. Box 330 · Island Falls, ME 04747
Tel. 463-3661 · FAX 723-8426
Great Falls Federal Credit Union
Nancy S. Bard, CEO
Web site: www.katahdinfcu.org
34 Bates Street · Lewiston, ME 04240
Tel. 782-7192 · FAX 782-5501
KSW Federal Credit Union
Deserée Gilman, CEO
Branch:
760 Minot Avenue · Auburn, ME 04210
Tel. 753-0500
222 College Avenue · Waterville, ME 04901
Tel. 872-5602 · FAX 872-5776
Web site: www.greatfallsfcu.com
Branch:
135 Waldo Avenue · Belfast, ME 04915
Tel. 338-5160 · FAX 338-6129
HealthFirst Federal Credit Union
Lynda Quirion, CEO
Web site: www.kswfcu.org
9 Quarry Road · Waterville, ME 04901
Tel. 877-9474 · FAX 877-6615
KV Federal Credit Union
Christine Devine, CEO
Web site: www.healthfirstfcu.org
316 West River Road · Augusta, ME 04330
Tel. 623-5171 · FAX 626-2853
Howland-Enfield Federal Credit Union
Joan Sage, CEO
Branch:
35 Oak Street · Oakland, ME 04963
Tel. 465-4423 · FAX 465-9456
4 Coffin Street, P.O. Box 405 · Howland, ME 04448
Tel. 732-3686 · FAX 732-4874
Web site: www.kvfcu.org
Web site: www.howlandenfieldfcu.com
25
(Continued)
Lewiston Municipal Federal Credit Union
Amanda Piper, CEO
Maine Highlands Federal Credit Union
Rhonda Taylor, CCUE, CEO
291 Pine Street · Lewiston, ME 04240
Tel. 783-3991 · FAX 783-4178
73 Main Street · P.O. Box 233 · Dexter, ME 04930
Tel. 924-5544 · FAX 924-7527
Web site: www.lewistoncu.com
Branches:
23 Hudson Avenue · P.O. Box 697 · Guilford, ME 04443
Tel. 876-4041 · FAX 876-3701
955 West Main Street · P.O. Box 507
Dover-Foxcroft, ME 04426
Tel. 564-8644 · FAX 564-3920
Lincoln ME Federal Credit Union
Cris Kinney, CEO
171 West Broadway · P.O. Box 220 · Lincoln, ME 04457
Tel. 794-8623 · FAX 794-8187
160 Moosehead Lake Road · P.O. Box 1267
Greenville, ME 04441
Tel. 695-0316 · FAX 695-8939
Web site: www.lincolnmainefcu.com
194 Main Road · P.O. Box 716 · Brownville, ME 04414
Tel. 965-8377 · FAX 965-8477
Lisbon Community Federal Credit Union
George Roy, CEO
Web site: www.MaineHighlandsCreditUnion.com
325 Lisbon Street · P.O. Box 878 · Lisbon, ME 04250-0878
Tel. 353-4144 · FAX 353-7615
Maine Media Federal Credit Union
Jennifer Hartel, CEO
Branch:
802 Sabattus Street · Lewiston, ME 04240
Tel. 333-3214 · FAX 333-3215
295 Gannett Drive · So. Portland, ME 04106
Tel. 774-4307 · FAX 791-6692
Web site: www.lisboncu.org
Web site: www.mainemedia.com
Rachel Caron, CEO
555 Sabattus Street · Lewiston, ME 04240
Tel. 1-800-783-2071 · FAX 786-8765
Branch:
831 Minot Avenue · Auburn, ME 04210
Web site: www.mainefamilyfcu.com
26
(Continued)
Maine Savings Federal Credit Union
John Reed, CEO
Monmouth Federal Credit Union
Catherina Blais, CEO
101 Western Avenue · P.O. Box 347 · Hampden, ME 04444
Tel. 862-6500 · FAX 862-6502
1176 Main Street · Monmouth, ME 04259
Tel. 933-2667 · FAX 933-3261
Branches:
868 Hammond Street · Bangor, ME 04401
Tel. 942-3914 · FAX 992-2696
Branch:
19A Patten Road · Greene, ME 04236
Tel. 946-2463 · FAX 933-3261
Web site: www.monmouthfcu.com
671 Broadway · Bangor, ME 04401
Tel. 942-3915 · FAX 992-2782
25 Resort Way · P.O. Box 647 · Ellsworth, ME 04605
Tel. 667-8502 · FAX 667-1263
New Dimensions Federal Credit Union
Ryan Poulin, CEO
122 Park Street · P.O. Box 447 · Milo, ME 04463
Tel. 943-2134 · FAX 943-7301
61 Grove Street · Waterville, ME 04901
Tel. 872-2771 · FAX 877-0555
500 Main Street · P.O. Box 247 · Corinth, ME 04427
Tel. 285-3365 · FAX 285-3363
Jackson Laboratory · 600 Main Street · Bar Harbor, ME 04609
Tel. 800-273-6700 ext.2500 · FAX 288-2024
Branch:
72 Cony Street · Augusta, ME 04330
Tel. 430-0779 · FAX 430-4447
912 Main Street · P.O. Box 189 · No. Vassalboro, ME 04962
Tel. 873-0886 · FAX 873-0106
Web site: www.newdimensionsfcu.com
Twin City Plaza, 278 State Street · Brewer, ME 04412
Tel. 989-4112 · FAX 989-4469
NorState Federal Credit Union
Sue Whitehead, CEO
Web site: www.mainesavings.com
78 Fox Street · Madawaska, ME 04756
Tel. 728-7555 · FAX 728-6731
Maine State Credit Union
Normand Dubreuil, CCUE, CCE, CEO
Branches:
3333 Aroostook Road P.O. Box 367 · Eagle Lake, ME 04739
Tel. 444-4545 · FAX 444-4540
200 Capitol Street · P.O. Box 5659 · Augusta, ME 04332-5659
Tel. 623-1851 · FAX 620-8485
23 Station Street · P.O. Box 523 · Ashland, ME 04732
Tel. 435-2176 · FAX 435-2177
East Side Branch:
162 Hospital Street · Marquardt Building · Augusta, ME 04330
Tel. 621-6060 · FAX 621-6072
156 Main Street · Van Buren, ME 04785
Tel. 868-5484 · FAX 868-2860
81 Grove Street · Waterville, ME 04901
Tel. 873-5159 · FAX 873-5150
164 Market Street · P.O. Box 399 · Fort Kent, ME 04743
Tel. 834-3232 · FAX 834-2625
Web site: www.mainestatecu.org
738 Main Street · Presque Isle, ME 04769
Tel. 762-3811 · FAX 762-3816
Web site: www.norstatefcu.org
Midcoast Federal Credit Union
Joe Gervais, CEO
831 Middle Street · Bath, ME 04530
Tel. 443-5531 · FAX 443-5438
Branches:
6 Station Avenue · Brunswick, ME 04011
Tel. 729-8737 · FAX 729-8738
U.S. Route 1 · Edgecomb, ME 04556
Tel. 882-7919 · FAX 882-7834
209 New County Road, U.S. Route 1 · Thomaston, ME 04861
Tel. 594-7775 · FAX 594-7773
Web site: www.midcoastfcu.net
27
(Continued)
Ocean Communities Federal Credit Union
Judy Morin, CEO
PeoplesChoice Credit Union
Luke Labbe, CEO
One Pool Street · P.O. Box 1961 · Biddeford, ME 04005-1961
Tel. 800-418-1486 · FAX 490-0025
23 Industrial Park Road · Saco, ME 04072
Tel. 282-4156 · FAX 282-1735
Branches:
Shopper’s Village
45 Portland Road · P.O. Box 37 · Kennebunk, ME 04043
Tel. 985-5722 · FAX 985-5725
Branches:
369 Elm Street · Biddeford, ME 04005
Tel. 284-8483 · FAX 282-8647
39 Country Club Road · Sanford, ME 04073
Tel. 490-2000 · FAX 490-2058
U.S. Route 1 · 1001 Portland Road · Saco, ME 04072
Tel. 284-5823 · FAX 284-5822
774 Post Road, Route 1 · Wells, ME 04090
Tel. 646-2597 · FAX 646-3498
48 Alfred Road · Sanford, ME 04073
Tel. 324-1350 · FAX 490-5123
Web site: www.peopleschoicecreditunion.com
17 Westbrook Common · Westbrook, ME 04092
Tel. 591-1800 · FAX 856-0164
Web site: www.oceancommunities.com
Philippe Moreau, CEO
Otis Federal Credit Union
Roland Poirier, CEO
381/391 Main Street · P.O. Box 741
Lewiston, ME 04243-0741
Tel. 784-5435 · FAX 786-0495
Branches:
20 Washington Street · Auburn, ME 04210
Tel. 783-0351 · FAX 786-0523
170 Main Street · P.O. Box 27 · Jay, ME 04239
Tel. 897-0900 · FAX 897-3927
Web site: www.otisfcu.coop
1 Lewiston Street · Mechanic Falls, ME 04256
Tel. 346-3001 · FAX 346-3012
172 Pine Street · So. Paris, ME 04281
Tel. 743-5410 · FAX 743-9331
Oxford Federal Credit Union
Matt Kaubris, CEO
Web site: www.rainbowfcu.com
225 River Road · P.O. Box 252 · Mexico, ME 04257-0252
Tel. 369-9976 · FAX 364-8962
Branch:
54 Fair Street · Norway, ME 04268
Tel. 743-2638 · FAX 743-7138 · Toll-free 1-800-991-9219
Sabattus Regional Credit Union
Tiffiny Stewart, CEO
Web site: www.ofcu.org
2 Middle Road · P.O. Box 250 · Sabattus, ME 04280
Tel. 375-6538 · FAX 375-8933
Web site: www.SRCU4U.com
Penobscot County Federal Credit Union
Steve Baillargeon, CEO
205 Main Street · P.O. Box 434 · Old Town, ME 04468
Tel. 827-3165 · FAX 827-6674
Saco Valley Credit Union
Carrie A. Shaw, CEO
Branches:
466 Main Street · P.O. Box 1298 · Bangor, ME 04402
Tel. 941-6373 · FAX 941-0979
312 Main Street · P.O. Box 740 · Saco, ME 04072
Tel. 282-6169 · FAX 282-1601
Branches:
500 Main Street · Saco, ME 04072
Tel. 286-3638 · FAX 282-3126
98 Bridge Street · West Enfield, ME 04493
Tel. 732-5607 · FAX 732-5605
Web site: www.penobscotfcu.com
860 Main Street · Waterboro, ME 04087
Tel. 247-6000 · FAX 247-2805
Web site: www.sacovalley.org
28
(Continued)
Seaboard Federal Credit Union
Kyle Casburn, CEO
The County Federal Credit Union
Ryan Ellsworth, CEO
177 Main Street · P.O. Box G · Bucksport, ME 04416
Tel. 469-6341 · FAX 469-2866
82 Bennett Drive · Caribou, ME 04736
Tel. 498-8756 · FAX 498-4109
Branches:
200 Main Street · P.O. Box 115 · Ellsworth, ME 04605
Tel. 667-8285 · FAX 667-6848
Branches:
232 Main Street, Suite 6 · Fort Fairfield, ME 04742
Tel. 472-5710 · FAX 472-1140
2410 Route 2 · P.O. Box 6359 · Hermon, ME 04402
Tel. 848-9995 · FAX 848-3555
247 North Street · Houlton, ME 04730
Tel. 532-7325 · FAX 532-7658
Web site: www.seÔaboardfcu.com
776 Main Street · Presque Isle, ME 04769
Tel. 768-5051 · FAX 764-5267
Web site: www.countyfcu.org
Sebasticook Valley Federal Credit Union
James Lemieux, CEO
505 Somerset Avenue · P.O. Box 10 · Pittsfield, ME 04967
Tel. 487-5576 · FAX 487-3129
Town & Country Federal Credit Union
David Libby, CEO
Branch:
87 Moosehead Trail · P.O. Box 145 · Newport, ME 04953
Tel. 368-4940 · FAX 368-4751
557 Main Street · P.O. Box 9420
So. Portland, ME 04116-9420
Tel. 773-5656 · FAX 772-3624
Web site: www.svfcume.com
Branches:
257 U.S. Route 1 · Scarborough, ME 04074
Tel. 883-7751 · FAX 883-8939
170 Ocean Street · S. Portland, ME 04106
Tel. 767-7419 · FAX 767-5799
Semiconductor of ME Federal Credit Union
Diana Garcia, CEO
3 Auburn Street ·Portland, ME 04103
Tel. 878-0352 · FAX 878-0391
405 Western Avenue, #515 · P.O. Box 9421
So. Portland, ME 04116-9421
Tel. 775-8371 · FAX 761-6235
426 Forest Avenue · Portland, ME 04101
Tel. 347-2386 · FAX 347-2381
Web site: www.semifcu.org
52 Elm Street · Saco, ME 04072
Tel. 284-8541 · FAX 284-8777
Web site: www.tcfcu.com
Taconnet Federal Credit Union
Karen Denis, CEO
316 Benton Avenue · Winslow, ME 04901
Tel. 872-7909 · FAX 872-7815
Trademark Federal Credit Union
Joann Bisson, CEO
Branch:
245 Madison Avenue · Skowhegan, ME 04976
Tel. 474-2254 · FAX 474-0696
145 Pleasant Hill Road · P.O. Box 1440 · Portland, ME 04104
Tel. 800-852-1012 · FAX 883-8629
Branches:
44 Edison Drive · P.O. Box 1056 · Augusta, ME 04332-1056
Tel. 623-1134 · FAX 512-3827
Web site: www.taconnet.com
162 Canco Road · Portland, ME 04104
Tel. 828-2875 · FAX 828-2877
Web site: www.trademarkfcu.org
29
(Continued)
TruChoice Federal Credit Union
Kenneth Acker, CEO
Winslow Community Federal Credit Union
Cathy Bond, CEO
272 Park Avenue · P.O. Box 10659 · Portland, ME 04104
Tel. 772-0808 · FAX 772-5684
12 Monument Street · Winslow, ME 04901
Tel. 872-2636 · FAX 873-7003
Branches:
Mercy Hospital
144 State Street · Floor B2 · Portland, ME 04101
Tel. 879-3399
Web site: www.wcfcu.com
Winthrop Area Federal Credit Union
Jeff Seguin, CEO
UNUM Office ·2211 Congress Street · Portland, ME 04122
Tel. 575-6800 · FAX 575-2326
94 Highland Avenue · P.O. Box 55 · Winthrop, ME 04364
Tel. 377-2124 · FAX 377-2767
779 Narragansett Trail · Buxton, ME 04093
Tel. 929-6000 · FAX 929-6194
Web site: www.winthropcreditunion.org
109 Middle Street · Portland, ME 04101
Tel. 773-0726 · FAX 773-6749
Web site: www.trufcu.com
York County Federal Credit Union
Scott Chretien, CEO
1516 Main Street · Sanford, ME 04073
Tel. 324-7511 · FAX 490-5064
University Credit Union
Matt Walsh, CPA, CCUE, CEO
Branches:
870 Main Street · Sanford, ME 04073
Tel. 490-5060 · FAX 490-5061
15 Main Street · Orono, ME 04473-4000
Tel. 889-8600 · FAX 889-9086
Branches:
139 Rangeley Road, University of Maine
Orono, ME 04469-5779
Tel. 889-8500 · FAX 889-8508
477 Main Street · Saco, ME 04072
Tel. 282-2962 · FAX 282-3147
1 York Street · York, ME 03909
Tel. 351-1021 · FAX 351-1051
391 Forest Avenue · Portland, ME 04101-2001
Tel. 772-1906 · FAX 772-1852
Mailhot Plaza · 75 Boulder Way · Biddeford, ME 04005
Tel. 571-3500 · FAX 206-7770
1071 Brighton Avenue · Portland, ME 04102
Tel. 553-9259 · FAX 553-9266
Web site: www.yorkcountyfcu.com
977 Union Street · Bangor, ME 04401-3011
Tel. 992-2900 · FAX 992-2405
154 High Street · Farmington, ME 04938
Tel. 778-4011 · FAX 778-3144
181 Main Street, P.O. Box 443
University of Maine at Presque Isle · Presque Isle, ME 04769
Tel. 768-9624 · FAX 768-9781
37 College Avenue· University of Southern Maine
Gorham, ME 04038
Tel. 553-9259 · FAX 553-9266
Beddington Road · Memorial Union · Orono, ME 04469
Tel. 889-8500 · FAX 889-8232
Web site: www.ucu.maine.edu
30
2014-2015 Chapter Officials
Alex Ferguson Chapter
Kennebec Valley Chapter
President, Tucker Cole..............................................Evergreen CU
President, Jim Lemieux...............................Sebasticook Valley FCU
Vice President, Scott Harriman................Cumberland County FCU
Vice President, Dave Thibault..................... Franklin-Somerset FCU
Treasurer, Catherine Scribner....................................Evergreen CU
Treasurer, Jeanne Moreau..................................... Maine State CU
Secretary, Michelle Lutzen............................Town & Country FCU
Secretary, Lynn Stratton........................ Winslow Community FCU
League Director, Tucker Cole....................................Evergreen CU
League Director, Richard Lachance.........................Connected CU
Trustee*, Jim Stone......................................................Casco FCU
Trustee*, Cathy Bond........................... Winslow Community FCU
Aroostook Chapter
Norm Nolette Chapter
President, Stephen Gagne........................................NorState FCU
President, James Barron............................................Rainbow FCU
Vice President, Nancy Marquis Cyr............................NorState FCU
Vice President/Treasurer,
Michelle Firczak........................................... Sabattus Regional CU
Treasurer, Julie Hayes...................................................Acadia FCU
Secretary, Ken Roy................................................. Great Falls FCU
Secretary, Karen Peers.......................................... The County FCU
League Director, Philippe Moreau.............................Rainbow FCU
League Director, David Desjardins................................Acadia FCU
Trustee*, Margie Gagne...................................... Monmouth FCU
Trustee*, Maurice Pelletier........................................NorState FCU
Northern Penobscot Chapter
Bangor Chapter
President, John A. Doe...............................................Eastmill FCU
President, Renee Ouellette........................................University CU
Vice President, Burt Weed.................................... Lincoln ME FCU
Vice President, Jason Michaud.................................... Brewer FCU
Treasurer, Dan Byron...................................................Eastmill FCU
Treasurer, Bob Welch.................................................. Bangor FCU
League Director, John A. Doe.....................................Eastmill FCU Secretary, Sue Cross...................................Changing Seasons FCU
Trustee*, Dan Byron...................................................Eastmill FCU
League Director, Kyle Casburn.................................Seaboard FCU
Trustee*, Rick Kaul..................................................... Brewer FCU
York County Chapter
President, Paul Sullivan...........................................Saco Valley CU
Jeannette G. Morin Chapter
Vice President, Todd Rideout..............................York County FCU
President, Jennifer Andersen.................................Five County CU
Treasurer, Joshua Hauck.................................... PeoplesChoice CU
Vice President, Tanya Kaler...................................... Midcoast FCU
Secretary, Melodee Stearns.....................Ocean Communities FCU
Secretary/Treasurer, Jill Annese.....................Atlantic Regional FCU
League Director, Luke Labbe............................. PeoplesChoice CU
League Director, Roger Sirois.......................Atlantic Regional FCU
Trustee*, Scott Chretien.....................................York County FCU
Trustee*, Mike Foley............................................. Five County CU
*Insurance Trust
31
Awards
Dora Maxwell Social Responsibility Award
Louise Herring Award for Philosophy In Action
Desjardins Youth Financial Education Award
• First Place
Casco Federal Credit Union
• Second Place
2014 Dora Maxwell Social Responsibility
Recognition Award Winners
• First Place
• Second Place
• Honorable Mention
2014 Louise Herring Award
for Philosophy in Action Winners
• Youth First Place
• Youth Second Place
2014 Desjardins Youth Financial Education
Award Winner
32
• Adult First Place
League Awards Program
Each year since 1973, the Maine Credit Union League has recognized outstanding credit union leaders in
various categories. Three of these awards carry the names of outstanding credit union pioneers from Maine.
Listed here is an Honor Roll that should never be forgotten.
Alexander Ferguson Award
Outstanding Credit Union Volunteer
1973 Clyde Cushman, Maine Media FCU
1996 Harold and Charlotte Mason,
Cumberland County Teachers FCU
1974 William Dow, Portland Maine City Employees FCU
1997 Harold Grant, Maine Savings FCU
1975 Conrad Poulin, Ste. Marie FCU
1998 Francis LeBlanc, Penobscot County FCU
1976 Amedee Gobeil, Auburn FCU
1999 Jean Gilpatrick, Coast Line CU
1977 Joseph Theriault, Winslow Community FCU
2000 Richard Gribbin, Maine State ECU
1978 Raymond Brown, NorState FCU
2001 Nelson Jandreau, LaVallée FCU
1979 Alfred Albert, Atlantic Regional FCU
2002 Bernard Pagurko, Midcoast FCU
1980 Raymond Lemay, Maine Family FCU
2003 Leon Laffely, Atlantic Regional FCU
1981 Rene A. Moreau, Westbrook Community FCU
1982 Florent “Paul” Letourneau, Notre Dame (Waterville) FCU
2004 Richard Bilodeau, Maine Highlands FCU
2005 Roberta Manning, Saco Valley CU
1983 Adolf C. Leclair, St. Mary’s - St. Matthew’s FCU
2006 Robert Curtis, Bowdoinham FCU
1985 Joseph P. Parteneau, St. Andre’s FCU
2007 Robert Crowder II, cPort CU
1986 Boyd R. Estabrook, Bowdoinham FCU
2008 Robert L. Leathers, Eastmill FCU
1987 Joseph A. Poirier, Oxford FCU
2009 Robert Walker, Monmouth FCU
1988 John N. Morrison, Knox County FCU
2010 Hugh Keene, Community CU
1989 Addison H. Furrow, Lincoln FCU
2011 Robert Brewer, Five County CU
1990 Gus Cote, Taconnet FCU
2012 Donn Goodwin, Brewer FCU
1991 Robert Tarbox, Saco Valley CU
2013 Chanel Coulombe, Atlantic Regional FCU
1992 Donald Sorey, Seaboard FCU
2014 Raymond Gagnon, PeoplesChoice CU
1993 Bernice Jarvis, Eastmill FCU
2015 Marc Doyon, TruChoice FCU
1994 Evelyn Desmond, Five County CU
1995 J. Heleodore Brillant, Atlantic Regional FCU
33
(Continued)
Jeannette G. Morin Award
Outstanding Credit Union Employee
1973 Joseph Schatz, Government ECU of Maine
1995 Michele Paquette, Notre Dame (Waterville) FCU
1974 Barbara Haynes, Greater Waterville Area FCU
1996 Elaine Palmer, Oxford FCU
1975 Patrick St. Peter, The County FCU
1997 Karen Denis, Taconnet FCU
1976 Patricia Mastine, Otis FCU
1998 Gail Richardson, Midcoast FCU
1977 Yolande O’Brien, St. Joseph’s Lewiston FCU
1999 Christine Barbour, Government ECU of Maine
1978 Alida Blanchard, Infinity FCU
2000 Cindy McBrady, Greater Portland Municipal CU
1979 Nan Chamberlain, St. John’s FCU
2001 Joan Rock, University CU
1980 Gerard Dozois, Ste. Marie FCU
2002 Elaine Jandreau, Fort Kent FCU
1981 Harold Violette, NorState FCU
2003 Donna Theberge, Ste. Croix Regional FCU
1982 Gilda M. Dennis, Auburn FCU
2004 Mary Jo Freeman, EMMC FCU
1983 Lorraine M. Bouchard, Atlantic Regional FCU
2005 Pauline Madore, KV FCU
1985 Leia T. Brown, Five County CU
2006 Betty Chabot, Maine Highlands FCU
1986 Virginia Konan, Government ECU of Maine
2007 Arlene Beaulieu, Saco Valley CU
1987 Jeannine M. Messier, Atlantic Regional FCU
2008 Colleen McGuiggan, Midcoast FCU
1988 Annette M. Rancourt, Notre Dame FCU
2010 Tammy Creswell, Maine Highlands FCU
1989 Mary T. Dorsey, The County FCU
2011 Trina Mercier, Central Maine FCU
1990 Linda Dodson, Atlantic Regional FCU
2012 Cynthia Giroux, Oxford FCU
1991 Jean Marquis, Five County CU
2013 Tina Jamo, Katahdin FCU
1992 Jean Moulton, Notre Dame (Waterville) FCU
2014 Linda Howe, Down East CU
1993 Noella L’Heureux, Saco Valley CU
2015 Nancy Blodgett, Otis FCU
1994 Lucille Terrio, Sabattus Regional CU
34
(Continued)
James M. Gratto Award
Outstanding Credit Union CEO
1973 Earl Rancourt, Notre Dame (Waterville) FCU
1996 Rhonda Taylor, Dexter Regional FCU
1974 Hugh Whitty, Bangor FCU
1997 Eddie Plourde, LaVallée FCU
1975 Olivette Theriault, Winslow Community FCU
1998 John Reed, Maine Savings FCU
1976 Albert Deshaies, St. Joseph’s (Biddeford) FCU
1999 Steve Obrin, Atlantic Regional FCU
1977 Lucia Beaulieu, Portland Maine City Employees FCU
2000 Vicki Stuart, Ste. Croix Regional FCU
1978 Harvey St. Amand, St. Andre’s FCU
2001 Philippe Moreau, Rainbow FCU
1979 Margaret L. Brink, Maine Media FCU
2002 Anne Boulette, KSW FCU
1980 Mary Ann Berry, Coast Line CU
2003 Matthew Griffiths, Coast Line CU
1981 Carleton Fournier, Vassalboro FCU
2004 David Tozier, St. Croix FCU
1982 Kenneth F. King, Katahdin FCU
2005 Normand Dubreuil, CCUE, CCE
Maine State CU
1983 Sylvina Mahar, Oxford FCU
2006 Kyle Casburn, Seaboard FCU
1985 Rene T. Therrien, Otis FCU
2007 Ron Fournier, Maine Family FCU
1986 Jacqueline Fortunato, Maine Education CU
2008 David E. Rossignol, NorState FCU
1987 Philip J. Bergeron, York County FCU
2009 Tucker Cole, Evergreen CU
1988 John O. Greenlaw, Government ECU of Maine
2010 Ken Acker, TruChoice FCU
1989 Donald C. Fortin, KV FCU
1990 Beth Plummer, Capital Area FCU
2012 Roland Poirier, Otis FCU
1991 Richard Dupuis, Five County CU
2013 J Hunter King, Trademark FCU
1992 Howard Dunn, University CU
1993 Carrie Shaw, Saco Valley CU
2015 Roger C. Sirois, Atlantic Regional FCU
1994 Mariann Goff, Greater Portland Municipal FCU
1995 Doreen MacMahan, Oxford FCU
35
(Continued)
League President’s Award
Outstanding League Volunteer
1973 Arthur Keniston, Maine Media FCU
1996 Rachel Caron, Maine Family FCU
1974 Russ Livernois, Lisbon Community FCU
1997 Patrick St.Peter, The County FCU
1975 Dennis “Don” Soucy, Bangor FCU
1998 Earl Rancourt, Notre Dame FCU
1976 Albert Seguin, Midcoast FCU
1977 John Sutton, Atlantic Regional FCU
2000 Alvera Bosica, Knox County FCU
1978 H. William Peavey, Government ECU of Maine
2001 Harold Violette, NorState FCU
1979 Joseph Bouchard, The County FCU
2002 Mariann Goff, CCUE,
Greater Portland Municipal CU
1980 John Cooledge, Infinity FCU
2003 Anne Boulette, KSW FCU
1981 Jeannette Morin, Atlantic Regional FCU
1982 Roger Bissonnette, Maine Family FCU
2004 Normand Dubreuil, CCUE, CCE
Maine State CU
1983 Albert Roy, NorState FCU
2005 Gerry Menard, Atlantic Regional FCU
1985 Earl Rancourt, Notre Dame (Waterville) FCU
2006 Ralph Ferland, EMMC FCU
1987 Donna Steckino, Community Credit Union
2008 Sidney Wilder, Taconnet FCU
1988 James Seavey, Springvale FCU
2009 Richard Dupuis, Five County CU
1989 Gerry Menard, Atlantic Regional FCU
2010 Richard Lachance, Maine Education CU
1990 Carl McPherson, Evergreen FCU
2011 Luke Labbe, PeoplesChoice CU
1991 Deborah Hubbard, Greater Portland Municipal FCU
2012 Tucker Cole, Evergreen CU
1993 Jacqueline Fortunato, Maine Education CU
2013 David Rossignol, NorState FCU
1994 Gaston (Gus) Lesperance, Maine State Employees CU
2014 John Doe, Eastmill FCU
1995 Albert Seguin, Midcoast FCU
2015 Kyle Casburn, Seaboard FCU
36
(Continued)
Denis A. Letourneau Jr. Award
Outstanding League Employee
1990 Jeanine Eastman, Supply, Printing, Direct Mail Services
2004 Cris Wescott, Administrative Services
1991 Diane Kane, Data Processing Services
2005 Christal Rumery, Check Processing & Support
Services
1992 Dale McElhaney, Data Processing Services
2006 Ben Jordan, Technology Services
1993 John Laverriere, Data Processing Services
2007 Rebekah Higgins, Card Services
1994 Sherry Cavallaro, Member Services
2008 Deborah Dawson, Print & Creative Services
1995 Cheryl Lancaster, Member Services
2009 Judith Davis, Technology Services
1996 Don McIntosh, Supply, Printing, Direct Mail Services
2010 Debra Trautman, Corporate Marketing
1997 J. Thomas Gavin, Member Services
2011 Kelley Souza, Administrative Services
1998 Robert Zidow, Data Processing Services
1999 Chet Emerson and Kathy Newman, Technology Services
2012 Wayne Sladen, Technology Services
2013 Erica Vachon, Direct Marketing Services
2000 Andre Levesque, Technology Services
2014 Michael Rosmus, Direct Marketing Services
2001 Mary Anderson, Print & Creative Services
2015 Trever Jackson, Corporate Information Systems
2002 JoAnn Gobeil, Technology Services
2003 Dawn Paquet, Check Processing & Support Services
Diane L. Oceretko Award
People Helping People
2004 Paul Sullivan, Saco Valley CU
2010 Dan Emery, Maine State CU
2005 Denise Ouellette, Ste. Croix Regional FCU
2011 Catie Scribner, Evergreen CU
2006 Judy Griffin, Alliance of ME FCU
2012 Johannah Dorr, Seaboard FCU
2007 Diane Charland, Taconnet FCU
2013 Joel Wegner, Five County CU
2008 Christina Carter, Maine State CU
2014 Veronica Levesque, Maine Savings FCU
2009 Lori Peakall-Cote, Down East CU
2015 Donna Ketchen, Penobscot County FCU
37
(Continued)
Special Awards
1976 Ruby Bouchard, Presque Isle FCU
1985 Ted Desveaux, Maine Credit Union League
1977 George T. Davis, Maine Media FCU
1989 Charles Hinkley, Sabattus Regional CU
1978 Kathryn Crocker, Lincoln Maine FCU
2000 J Hunter King, Maine Credit Union League
1979 Barbara Libby, Hannaford Employees FCU
2004 Donna Steckino, Community CU
1983 John Murphy, Maine Credit Union League
2004 Tony Poirier, Oxford FCU
1985 Harlan F. Bradford, Mobil Portland FCU
League Chairman’s Award
1973 Harold Mills, Bates FCU
1981 Erwin Webber, Auburn FCU
1974 Louis Chartier, NorState FCU
1982 Philip Durgin,
Government Employees Credit Union of Maine
1975 Paul Belisle, St. Joseph’s Lewiston FCU
1983 Michael Bohunicky, Lisbon Community FCU
1976 Howard Tibbets, Katahdin FCU
1985 Dr. Lucien J. Pellerin,
Notre Dame (Waterville) FCU
1977 Maurice Fontaine, Maine Family FCU
1978 Roland Michaud, Winslow Community FCU
1986 Louis C. Labbe, Atlantic Regional FCU
1979 James Reagan, Eastmill FCU
2004 John Murphy, Maine Credit Union League
1980 Richard Cyr, Notre Dame (Waterville) FCU
38
Diamond Sponsor
39
Platinum Sponsor
40

2015 Convention Book - Maine Credit Union League

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