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HO L I DAY I N N BY T H E BAY
PORTLAND
78 th A N NUA L M E E TI NG & CON VENTION
TABLE OF CONTENTS
Reference & Information Pages
Page titles link to each section
Chairman & President’s Report......................................................4
Chapter Officials.........................................................................30
Committee Roster.......................................................................14
Convention Overview....................................................................3
Convention Program.....................................................................2
Convention Sponsors...................................................................10
Credit Union Listings...................................................................21
Chapter Listings..........................................................................20
Dora Maxwell/L.Herring
Desjardins Youth Awards.............................................................31
Founders Club Members..............................................................19
Keynote Speakers..........................................................................9
League Awards Program..............................................................32
League Board of Directors...........................................................11
League & Synergent Staff............................................................12
Year-End Statistics.......................................................................17
Diamond Sponsors
CUNA Mutual Group...................................................................38
Maine Credit Union League/Synergent........................................ BC
Platinum Sponsor
Fiserv..........................................................................................39
2016 CONVENTION PROGRAM
Friday, May 20
8:00 am – 6:00 pm
Registration – Lobby
8:00 am – 3:30 pm Exhibits Open – Casco Bay Room
8:00 am – 9:00 am Early Bird Session – Second Floor
Recruiting and Retaining the Next Generation of CU Leaders
Speaker: James Marshall, Filene Research Institute
Target Audience: CU Management/Volunteers
9:00 am – 10:00 am Opening Session – State of Maine Ballroom
From The Bottom Up
Speaker: Chad Pregracke, 2013 CNN Hero of the Year, Living Lands & Waters
10:30 am – 11:30 am Education Sessions – Second Floor
• Change is Good, You Go First!
Speaker: Karen McCullough
Target Audience: CU Management, Staff, Volunteers, Spouses
• Succession Planning/Trends in Executive Benefits
Speaker: Peter Sullivan, Executive Benefits Specialist, CUNA Mutual
Target Audience: CU Volunteers, CEOs, Senior Management
11:30 am – 1:00 pm Attendee Lunch – Exhibit Hall, Casco Bay Room
Box lunches available to all attendees not registered for the Delegates’
Luncheon
11:45 am – 1:30 pm 78th Annual Delegates’ Meeting & Luncheon – State of Maine Ballroom
2:00 pm – 3:00 pm 2:30 pm – 3:30 pm Education Sessions – Second Floor
Repeat of Morning Education Sessions
CU Management/Vendor Networking – Exhibit Hall, Casco Bay Room
3:30 pm – 4:00 pm Synergent Shareholders’ Meeting – Cumberland/Kennebec/Lincoln Room
3:30 pm – 6:00 pm Commuters’ Refresh and Recharge Lounge – Second Floor
A place to sit, charge your device, network, enjoy the coffee bar and snacks,
read and relax before the evening program begins.
Evening Program – State of Maine Ballroom
6:00 pm – 7:00 pm 7:00 pm – 8:00 pm 8:00 pm – 8:30 pm 8:30 pm – 10:30 pm
Social Hour
Dinner
Awards Program
Entertainment – Comedian Juston McKinney
“Stayin’ Alive” A Musical Tribute Band to the Bee Gees
Saturday, May 21
8:00 am – 9:00 am Breakfast Buffet – State of Maine Ballroom
9:00 am – 10:00 am Closing Session– State of Maine Ballroom
Enjoy The Ride! – Speaker: Steve Gilliland
Maine Credit Union League
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78th Annual Meeting & Convention
CONVENTION OVERVIEW
Welcome to the Maine Credit Union League’s 78th
Annual Meeting and Convention, Together Toward
Tomorrow. This year’s theme acknowledges the
strength that comes with cooperation, and the bright
future that lies ahead thanks to the more than 2,200
employees and 1,000 volunteers who support over
667,000 members annually. This year’s speakers offer
a fresh perspective on understanding the member,
strengthening collaboration, and developing the
next generation of leadership. The Convention
also provides attendees the space to create new
partnerships and strengthen existing relationships.
Thank you for joining us at the 2016 Maine Credit
Union League Convention & Annual Meeting, as we
come Together Toward Tomorrow.
The evening begins with a social hour followed by
the Annual Awards Banquet. The Awards Banquet
honors a select group of individuals who have made
significant contributions to credit unions and the
Maine Credit Union System over the years. In addition,
there are two Silent Auctions happening beginning
with the CULAC Super 6 from 6:00–7:00 p.m., and the
famous Silent Auction for Ending Hunger that runs
from the Social Hour to the beginning of the Awards
presentation. It’s a chance to get some great items
and help two important causes. Finally, the evening
also features the comedy of Juston McKinney and
music from the Bee Gees tribute band Stayin’ Alive to
round out the evening.
Nationally acclaimed speaker Steve Gilliland closes
out the Convention on Saturday, May 21, with his
Keynote Enjoy the Ride. Master storyteller and
brilliant comedian, Steve will share his proven
strategy for living a “purpose-driven, rather than a
process-driven” life. Steve’s introspective philosophy
is the foundation of his multimillion-dollar company,
reaching more than 250,000 people a year. Sit
back and Enjoy the Ride as Steve takes attendees
on a journey of self-reflection towards the path
of leadership.
The Opening Session features Chad Pregracke with
his speech From the Bottom Up: One Man’s Crusade
to Clean America’s Rivers. Founder of Living Lands
& Waters, an “industrial strength” nonprofit river
cleanup organization and internationally recognized
2013 CNN Hero of the Year, Chad has dedicated his
life’s mission to restoring the Mississippi River. Chad’s
captivating story of perseverance and dedication
has received attention from former U.S. Presidents,
including George W. Bush, who referred to Chad as
a national “Point of Light.” Chad’s relatable message
of “dreaming big, taking action, persevering, leading
and collaborating” is sure to inspire.
The Maine Credit Union League would like to thank
you for participating in the 2016 Convention &
Annual Meeting. The Maine Credit Union Movement
would not be possible without your dedication and
support. We sincerely hope that you will find that
the information and connections that you gain from
this year’s convention will benefit the work you are
doing at your credit union and in your community.
We would also like to thank our major sponsors for
their support of this year’s Convention & Annual
Meeting including Synergent, CUNA Mutual Group,
FISERV EFT, as well as the Convention’s many other
supporters, exhibitors and advertisers. We look
forward to seeing you next year, as we continue to
lead the Maine Credit Union Movement Together
Toward Tomorrow.
Two concurrent breakout sessions will be held in
the morning and afternoon with sessions by Karen
McCullough, a sought-after retail marketing and
branding consultant, presenting Change Is Good,
You Go First, as well as Succession Planning/Trends
in Executive Benefits presented by Peter Sullivan of
CUNA Mutual Group.
A sold-out Exhibit area features vendors with different
products and services that offer great ideas,
information and opportunities to help credit unions
move forward tomorrow and beyond.
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CHAIRMAN & PRESIDENT’S REPORT
Welcome to the 78 th Annual Meeting
of the Maine Credit Union League.
It’s our pleasure to welcome everyone to the 78th Annual Meeting
and Convention of the Maine Credit Union League. This year’s
Convention is again cause for celebration as our strength comes
from collaboration and cooperation, and that fuels a partnership
that makes not-for-profit financial cooperatives more popular than
at any other period in our history. Despite today’s popularity of
credit unions in Maine, we have an array of opportunities to not
only further strengthen the credit union brand and penetration in
the marketplace but to enhance our efforts for credit unions to
become the primary financial institution for the majority of Maine
consumers. When the League was formed 78 years ago, no one
could have imagined what the future would look like. Today, as
we look to the future, we know that by working together, it can be
even brighter.
JAMES LEMIEUX
Ch air m a n
Our Convention theme, “Maine’s Credit Unions – Together Toward
Tomorrow,” recognizes both the foundation on which our system
was built as well as underscores the need to develop a blueprint
for a future that will bring even greater success if we remain
working in concert by sharing ideas, resources and passion.
Year-end stats for 2015 demonstrate that the foundation for
maintaining and expanding our growth well into the future is in
place with record-setting numbers in all measurement categories.
In the past year, the combined assets of Maine’s credit unions
grew by a robust 6.4% to end the year at $6.8 billion. Financing
tomorrow’s dreams today and the willingness to consistently do so
helped loan growth at Maine’s credit unions soar by $351 million,
or 7.9%, in the past year. Shares/savings continued to grow at a
healthy rate of 6.9% for the year, an increase of nearly $380 million
in savings balances to end the year at $5.8 billion. While these
figures represent a framework for success, membership growth
is an integral part of cultivating future borrowers and users of
the products and services that are essential elements of growth.
To that end, Maine’s credit unions together have added more
than 70,000 new members since 2008, including an impressive
16,000 in 2015 alone. Year-end membership now eclipses 667,400
members, a number that not long ago seemed impossible to
achieve. With new records come new goals so as we celebrate
these successes, we know we enter tomorrow stronger than ever
and are well on our way to achieving new milestones.
JOHN MURPHY
Pres id en t /C E O
The willingness and ability of credit unions to come together with
a singular voice is especially powerful in the political and legislative
process. Over the years, a rock solid network of grassroots
involvement and engagement has resulted in a foundation that
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is not only respected in Augusta and Washington
but brings results. A forward-thinking vision and
process to evaluate and identify how legislation
today could impact our ability to operate and serve
our members tomorrow has served our system well
for many years, and provides a core foundation to
be successful advocates in the future. The role of our
member credit unions is the most important element
of our legislative and political success because,
without participation, involvement and support, we
would not have the collective impact we have had in
the legislative arena. Numerous, previous legislative
sessions including the 2015 Legislative Session are
shining examples of how we all play a role individually
to bring about a collective objective. In 2015, despite
long odds and stiff opposition, we introduced
legislation that would make the first substantive
changes to the foreclosure process in nearly a decade.
Because of a collaborative approach to getting this
bill passed, and knowing that it would offer some
relief to credit unions in the future, we utilized all of
our resources, including lobbying, education, oneon-one meetings and a grassroots call-to-action
that credit unions answered with thousands of calls
and emails to legislators. Together, we achieved
what many “experts” dismissed as unattainable—
we passed legislation that expedited foreclosures
in certain cases. We recognize and understand that
more needs to be done but we built a case that a
change was needed in the foreclosure process. Small
wins today help pave the way to bigger victories
tomorrow, and our dedication and commitment as a
credit union system to this approach will continue to
serve us well moving forward.
moved the conversation favorably forward with
our Delegation and regulatory entities on several
important issues. This included providing information
to members of our Delegation on member business
lending, regulatory burden, and the costs of data
breaches, just to name a few. While we were pleased
to see the National Credit Union Administration
(NCUA) pass new rules that ease the restrictions on
member business lending, we still believe that the
best solution is, ultimately, through legislation. As
a result of our efforts, we were once again able to
have Senator Collins as one of the leading Republican
co-sponsors of MBL legislation in the Senate that
would make more comprehensive changes than
the NCUA rule did. In the House, Congresswoman
Pingree and Congressman Poliquin are co-sponsors
of the House MBL bill. The topic of regulatory burden
continues to be a top priority in our discussions
with our Delegation, and they have been receptive
to our concerns on how regulatory burden could
do serious harm to our future ability to best serve
our members. For example, Senator Collins and
Senator King both reiterated their frustration with the
CFPB’s implementation and interpretation of certain
regulations that were not intended to apply to credit
unions but are, in fact, being applied. On the House
Floor last fall, Congressman Poliquin mentioned a
Maine credit union in his remarks as an example of the
negative impact that regulatory burden was having
on the credit union’s ability to serve its members and
that changes need to be made. This past March, our
House members were among the nearly 329 members
of the U.S. House of Representatives to sign and
send a letter to CFPB Director Cordray asking him
to protect credit unions from excessive regulation.
Our Delegation frequently points to the involvement
of credit unions in coming to Washington, D.C., to
participate in events, such as the Governmental
Affairs Conference and Hike the Hill as playing an
important role in helping them to understand the
impact that legislation and regulation has on credit
union operations. During the past year, we had
more than 80 credit union representatives attend
the Governmental Affairs Conference in February,
and nearly 20 participate in our Hike the Hill last fall.
Bringing more than 100 Maine credit union officials to
Washington, D.C., makes a difference, and that level
of participation must continue as we look to have
successful advocacy in the future. Few groups can
come together on grassroots as well as credit unions,
The same approach and infrastructure that works in
Augusta, is in place for legislative and political success
in Washington, D.C. By communicating regularly and
establishing a strong network of contacts, we can
have meaningful discussions with our Congressional
Delegation and promote a positive outcome on
credit union issues. As is often the case with the
slow pace of action in Congress, these discussions
go on for years with seemingly little or no progress.
Through diligence, persistence and an eye towards
working for a long-term solution rather than getting
defeated by a lack of short-term movement, we
understand that outcomes worth achieving take
time and instant gratification does not ensure lasting
success in the future. A unified system is a strong
system, and your League and Maine’s credit unions
– Continued
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and we proved that once again when Maine ranked
among the Top 15 states in emails and letters sent to
the NCUA on several issues including the proposed
MBL rule change (which passed), and the Field of
Membership proposal, which is still pending as of
this writing. Our future must include many of these
elements but must also incorporate new tools and
resources. One such initiative is underway and off to
a successful start.This initiative, called the Member
Activation Program (MAP), taps into not only the
grassroots at the credit union staff and volunteer
level but leverages member involvement. Several
Maine credit unions have implemented it already.
consumers who lack understanding and/or familiarity
with credit unions. With a statewide awareness
program already in place, we have constructed
an even more robust program that expands the
footprint of credit unions and positions our messages
to reach new audiences in different ways. Facebook,
LinkedIn, YouTube, Pandora and other channels
have become essential ingredients to our awareness
strategy. Targeted advertising is also an extensive
part of our awareness program, and we are helping
to introduce and reinforce credit unions to consumers
based on their profiles, attitudes and preferences.
Additionally, our utilization of unique stories that
connect with consumers continues to build interest
and increase usage and visits to our consumerfocused website. Developing commercials that
frame a story and encouraging consumers to visit
www.mainecreditunions.org to view the longer
version of our stories has proven to be a winning
formula. The longer version of a commercial that
features a family with triplets has received more
than 30,000 views on YouTube alone. Recognizing
that our messages cannot remain stagnant and must
build upon the momentum that we have generated
in recent years, we added new commercials to our
rotation including a focus on small business lending,
convenience and access for the younger generation,
and shared branching. We also introduced a
new, 60-second commercial this past winter that
stands out among the more traditional 30-second
commercials that are airing. We remain focused on
building new opportunities for telling our story in
the future. The success of Young & Free Maine in
attracting younger members reinforces what can
be accomplished by having a strong cooperative
support system behind it. In five years, Young & Free
Maine has helped to increase membership among
18-25 year-olds by 35%. Being proactive and willing to
work together to “think outside the box,” along with
strong financial and promotional support of credit
unions has enabled credit unions to attract younger
members in numbers thought unattainable five years
ago. With our Young & Free Maine program ready to
begin its sixth year, the future looks promising but
will require continued commitment and collaboration
to replicate this success.
In addition to having a rock-solid advocacy effort,
training must also be poured into the mix. While
in-person trainings remain a large part of the
base, we continue to invest significant resources
in presenting and offering new curriculum and
training opportunities through a multi-channeled
approach. This approach includes an increase in
web-based curriculum, regional workshops, and
dynamic on-site opportunities that enhance our
ability to deliver training to a variety of audiences
on schedules that recognize the changing learning
environment. Additionally, our learning system has
been strengthened by an increased focus on the
League’s four CU Councils (Marketing, HR, Financial
Literacy and, just introduced earlier this year,
Lending). Council programs not only leverage issues
and information geared specifically to a certain
audience but to encourage the sharing of ideas
and collaboration among credit unions. Although
not a Council but with a similar mission, the League
formed the Young Professionals Network (YPN) in
2015 to provide a forum and catalyst for credit union
professionals between the ages of 21-40 to come
together to discuss challenges, opportunities and
successes found working in the credit union system.
In its first year, membership exceeded the goal of 50
and, as we make our way through 2016, membership
is moving closer to 100. Overall, through trainings
and Councils, 2,500 credit union staff, management
and volunteers engaged in one of our offerings
over the past year on a range of topics, such as
compliance, security, business continuity, lending,
regulatory changes, management, legislative issues
and many more.
Identifying a need to increase awareness and
knowledge of the sophistication and expertise of
credit unions, the League took a long-term approach
While awareness and usage of credit unions are
near or at all-time highs, there remains a segment of
– Continued
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to cultivating relationships and contacts with media
outlets across the state. In addition, our willingness
to respond and assist media on stories, often
times working in concert with local credit unions,
has resulted in the League and credit unions to
be frequently called upon to provide comment,
perspective and insight on a variety of stories not
just about credit unions but with regard to the
financial services industry as a whole. While the
amount of airtime and print space that credit unions
receive from media (traditional and non-traditional)
has increased exponentially over the past decade,
we recognize that, in order for these relationships
to continue to flourish and grow, we need to remain
proactive and a partner with media to help raise the
profile of credit unions even more. In the year ahead,
we are eager to expand our communications on
platforms such as Facebook, Twitter, Instagram and
YouTube, which allow us to reach consumers who
communicate through platforms that are increasingly
becoming more traditional. Our use of videos offers
us the opportunity to “make our own news stories,”
and through our cooperative structure, provide
content that reaches members through collective
media outreach.
beginning of seeking and receiving additional grants
and contributions from foundations in the future.
The infrastructure to encourage new fundraising
opportunities is in place and, through continued
cooperation and collaboration, we can remain a
leader in ending hunger in Maine. The vision to be
innovative with distributing some of the funds raised
each year to produce the largest impact was put in
place a decade ago when it was the Maine Credit
Unions’ Campaign for Ending Hunger that provided
the necessary support to help Good Shepherd Food
Bank launch the state’s first ‘Food Mobile’. Ten years
later, the Food Mobile has delivered nearly 5 million
pounds of food to communities across Maine. When
another need came into focus a few years ago, it was
again the Campaign that stepped forward to help
support the expansion of the School Backpack and
Pantry programs. Thanks to a $75,000 contribution
over the past three years, the Backpack and Pantry
programs have grown from serving less than 40
schools and 1,000 students monthly to more than
100 schools and 3,000 students each month. While
ending hunger has been our primary philanthropic
focus for many years, Maine’s credit unions also
cooperate to support other critical initiatives annually
including financial literacy, CMN, Special Olympics,
the Maine Children’s Cancer Program and more.
In 1990, Maine credit unions came together with an
idea to work together to raise funds to end hunger.
With that initial seed planted, the Maine Credit Unions’
Campaign for Ending Hunger was born. Today,
twenty-seven years later, the Campaign is flourishing
having grown from raising just under $25,000 that
first year to achieving another record-setting amount
in 2015 by raising $622,933, an amount that is
$70,000 higher than 2014’s record-setting total.
Working as one, nearly every credit union contributes
to the cause and, together, is able to not only raise
record amounts but also demonstrate to a wide
audience what can be accomplished when people
come together for a common cause. While the
foundation was laid in 1990 with the first Campaign,
hard work, commitment and dedication have enabled
that effort to multiply its impact over the years. Since
1990, the Campaign has raised more than $6.5 million
to help end hunger in Maine. Throughout the years,
new ideas have given rise to additional fundraising
opportunities including the formation of a 501 (c) (3)
in 2008 that enabled contributions to the Campaign
to be tax-deductible. This past year, we received our
first contribution from a foundation in support of the
Campaign, a development we anticipate to be the
– Continued
It was with an eye towards tomorrow that the Maine
Credit Union League helped to launch two CUSOs
(Credit Union Service Organizations), both of which
have become integral parts in assisting and supporting
Maine credit unions. In 1971, Synergent was formed to
help meet a need in the marketplace for credit unions.
Today, Synergent offers products and services that
support hundreds of credit unions with hundreds
of thousands of members, and provides a valuable
conduit to offer bundled services to credit unions
collectively that would be difficult for many to offer
and/or implement on their own. Coming together to
offer technology, convenience and member service
has not only helped credit unions to compete in the
marketplace but become a leader in sophistication
and offerings. Some examples of the how this bond
has benefited Maine’s credit unions include a Shared
Branch Network that began in 2004 in Maine with
6 credit unions and 11 branches. Today, 90% of the
state’s credit unions are part of the Network and
collectively offer nearly 175 branches in state and
are part of more than 5,400 nationwide. The SURF
ATM Network is another example of how proactive
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collaboration has enhanced Maine’s credit unions;
formed in 1999, the Network remains the largest in
the state with more than 240 surcharge-free ATMs
in Maine. The introduction of other products, such as
mobile banking, remote check deposit, instant issue
ATM/Debit cards and others, were also made possible
because of the cooperative support and relationship
between Synergent and credit unions. As the financial
services marketplace further evolves and consumer
needs, attitudes and habits demand even more
advancement, the existing partnership and history
of cooperation between the League, Synergent and
credit unions positions us well to meet these needs
in the future. As a result of our planning for new
payment products and services, we have successfully
integrated Apple Pay and other products for credit
unions. The transition to EMV chips in debit cards
is well-underway, and our formation of a Payment
Systems Task Force has led to the sharing of ideas,
issues and trends to help us plan for a payment
services industry that will look much different in
the next few years. However, forward-thinking will
help us to lead rather than follow in the payments
arena. In Direct Marketing Services, being proactive
has also been a key ingredient in the evolution of
our marketing and print focus. Our willingness to
thoroughly explore and prepare for the future has led
to a cutting-edge data mining program with a data
mining specialist that provides an innovative and
successful approach to reaching members. The same
can be said of our highly popular onboarding service
and an e-marketing suite of creativity and innovation
that provides new and exciting ways to effectively
market.
innovation and delivery, continues to remain strong.
Overall, CUSO Home Lending supports a Mainebased servicing portfolio of over $1.4 billion. Business
Lending Solutions, a subsidiary of CUSO Home
Lending, is also helping to expand the ability of credit
unions to lend to small businesses.
The phrase, “Together Toward Tomorrow,” is nothing
new for Maine’s credit unions. It’s how we have
grown a loosely-based partnership that began with
the League’s formation in 1938 to one of the most
vibrant credit union systems in the country. A
singular voice bringing diverse ideas, perspectives
and issues together has served us well for 78 years.
As we look to the future, we are well-positioned to
take on tomorrow, and to work toward our common
goal of having Maine’s credit unions be the primary
financial institution for the majority of Mainers. The
future is bright and work is already underway to help
credit unions shine. We are grateful for the support
and assistance that you, our member owners, our
Board and committees, and our dedicated staff and
management have provided in the past year, and
look forward to our continued partnership moving
forward.
Respectfully submitted,
James Lemieux
Chairman
In 1993, your League and a number of Maine credit
unions worked together to look to tomorrow’s
mortgage lending needs of members and formed
CUSO Mortgage Corp. Today, CUSO Home Lending
is one of the largest home mortgage providers
in the state of Maine. The popularity of the CU
Promise Loan, a groundbreaking product that has
had a significantly positive impact for both its
– Continued
John G. Murphy
President/CEO
8
2016 OPENING/CLOSING SPEAKERS
Chad Pregracke is the internationally named 2013 CNN Hero of the
Year and founder/president of Living Lands & Waters, a nonprofit
river cleanup organization. He is proof that one person can make a
difference. Chad had an idea that evolved into a movement and has
helped to restore one of America’s greatest icons, the Mississippi River.
Chad has been recognized by former President George W. Bush as a
national “Point of Light.” He received a standing ovation at the Kennedy
Center from all four living former U.S. Presidents for his inspirational
message on dreaming big, taking action, persevering, leading and
collaborating.
CHAD PREGRACKE
Open in g Sess io n
A member of the Speaker Hall of Fame, Steve Gilliland is one of the most
in-demand and top-rated speakers in the world. Recognized as a master
storyteller and brilliant comedian, he can be heard daily on SiriusXM
Radio’s Laugh USA and Blue Collar Radio. Steve speaks to more than
250,000 people a year and influences the lives of millions through his
keynote speeches, books, CDs and DVDs. Steve built a multimillion-dollar
company from the ground up on the same philosophy he expounds to
his audiences: If you continually learn more about your company, your
industry, your customer and yourself, you will always be a leader. You
will be purpose-driven rather than process-driven, and you will make a
difference.
STEVE GILLILAND
Cl os in g Keyn o te
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CONVENTION SPONSORS
Special thanks are extended to
our valued business partners who
have provided financial support
throughout the convention.
The significant funds provided by
them enable us to provide a high
quality event. Please share your
appreciation with them.
Diamond Sponsors – a contribution of $10,000
Synergent
CUNA Mutual Group
Platinum Sponsors – a contribution of $7,500
Fiserv, Inc.
Silver Sponsors – a contribution of $2,500
Business Lending Solutions
CUSO Home Lending
FIS Global
Harland Clarke
Insurance Trust
Macpage LLC
Norman, Hanson & DeTroy
Shoreline, a Gemalto Company
Tricorp FCU
UNUM
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2016 M AINE CREDIT UNION LEAGUE
BOARD OF DIRECTORS
Back Row Left to Right: John Doe, Roger Sirois, Vicki Stuart, Richard Dupuis, Scott Harriman, Scott Chretien
Front Row Left to Right: Jim Lemieux, David Desjardins, Rick Lachance, Joann Bisson, Kyle Casburn
Chairman
Directors
John A. Doe – Northern Penobscot Chapter
Richard Dupuis – At Large
Roger Sirois – Jeannette G. Morin Chapter
Joann Bisson – At Large
Scott Chretien – York County Chapter
Vicki Stuart – Norm Nolette Chapter
Scott Harriman – Alex Ferguson Chapter
Jim Lemieux – At Large
Vice Chairman
Rick Lachance – Kennebec Valley Chapter
Secretary
Kyle Casburn – Bangor Chapter
Treasurer
General Counsel
David Desjardins – Aroostook Chapter
Rod Rovzar
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78th Annual Meeting & Conventionw
2016 M AINE CREDIT UNION LEAGUE &
SYNERGENT STAFF
Senior Leadership Team
Information Processing Coordinator.................. Sharon Seger
Information Processing Coordinator....................Sandy Smith
Information Processing Coordinator...............Laura Piawlock
President/CEO.........................................................John G. Murphy
Executive Vice President.............................................Gary Glenn
Senior Vice President........................................ Cheryl Lancaster
Senior Vice President.................................................Cris Wescott
Vice President.................................................................. Ben Jordan
Vice President................................................................Jon Paradise
Vice President.........................................................Debra Trautman
Administrative Services
Assistant Vice President........Jennifer Broughton Crommett
Assistant Vice President...........................................Adam Warfel
Executive Assistant.....................................................Kelley Souza
Senior Analyst..................................................... Christina Reardon
Director of Corporate Billing.............................. Cheryl Garland
Accounting Specialist................................................. Cindy Creed
Accounts Payable Specialist II.....................Ginger Thompson
Senior Accountant...................................................... Erica O’Roak
Accounts Receivable Specialist II.......................Nancy Stemm
Receptionist................................................................Michelle Breen
Member Services
Education & Events Support Specialist......Susan Erlandson
Director of Conferences & Events........................... Linda Scott
Director of Education................................................Jane Thomas
Governmental and Public Affairs
Director of Governmental Affairs........................Elise Baldacci
Corporate Communications &
Marketing Coordinator............................................ (position open)
Direct Marketing Services
Vice President...................................................... Doug MacDonald
Senior Direct Marketing Services Rep...... Shannan Heacock
Senior Direct Marketing Services Rep................Erica Vachon
Direct Marketing Specialist........................................Mira Jordan
Data Mining Specialist....................................................Jen Braziel
Team Leader - Creative....................................... Jane Monaghan
Graphic Designer/Photographer..................Deborah Dawson
Graphic Designer...........................................................Susan Gross
Team Leader - Production..................................... Michael Doyle
Electronic Pre-Press Technician........................ David Lambert
Production Coordinator......................................Dennis Perseille
Lead Press Operator..................................................Doug Buzzell
Press Operator/Mailing Technician.........................Josh Brown
Bindery/Mailing Technician....................................Mike Brackett
Payment Services
Card Services
Vice President....................................................... Rebekah Higgins
Assistant Vice President..............................................Karen Mayo
Administrative Specialist..........................................Lisa Beaulieu
Training & Implementations
CU Support Specialist....................................Vanessa Bouchard
CU Support Specialist..................................... Jennifer Caselden
CU Support Specialist.......................................... Debbie Murphy
CU Support Associate.......................................... Mary Anderson
CU Support Associate.......................................Jessica Doucette
CU Support Associate......................................................Leah Durr
CU Support Associate........................................ Michelle Gossett
Account Relationship Manager....................................Katy Ford
Corporate Marketing
Director of Corporate Video & Digital Media....Mike Rosmus
Product Marketing Writer/Coordinator............ Sarah Farwell
Young & Free Spokesperson............................... Mallory Lavoie
Implementations
Training Coordinator...................................................Amber Reed
Product Implementation Analyst...............Heather Rainsford
Product Implementation Analyst...................... Melanie Stuart
Product Implementation Analyst......................... Kim Nicholas
Product Implementation Analyst.............................Erika Hoxie
Business Development
Vice President.................................................................Nick Chasse
Support Specialist............................................Ashley Courington
Account Executive........................................................ Fred Barber
Account Relationship Manager, Sales........... Jean DeStefano
Product Solutions Consultant.............................. (position open)
Support Services
Assistant Vice President.......................................... Dawn Paquet
Information Processing
Team Leader - Information Processing.......Lois Waterhouse
Information Processing Coordinator..........................Julie Gray
Information Processing Coordinator...........................Carol Cyr
Business Continuity and Facilities
Assistant Vice President..............................................Bill Ashland
Facilities Maintenance Specialist.........................Joe DiDonato
12
2016 M AINE CREDIT UNION LEAGUE &
SYNERGENT STAFF – Continued
Technology Services
Senior Business Analyst...................................... Susan Bachand
Senior Business Analyst.......................................... Devin Brochu
Senior Business Analyst.................................. Jo-Ann Campbell
Senior Business Analyst................................... Stephanie Morris
Senior Business Analyst.................................... Kelly Rodriguez
Senior Business Analyst.........................................Krystle Gagne
Business Analyst......................................................Susie Thibeault
Business Analyst...................................................Michelle McLean
Business Analyst.......................................................Amy Hampton
Technology Comm. Coordinator......................Kathy Newman
Credit Union Services
Assistant Vice President of CU Services.............Amy Keaten
Account Relationship Manager............................. Ryan Hachey
Account Relationship Manager..........................Heidi McIntosh
Account Relationship Manager....................... Christal Sullivan
Account Relationship Manager...............................Mallory Cain
Team Leader - Programmer/Analyst
& Software Specialist.................................................Tyler Hudson
Senior Programmer/Analyst..............................John Laverriere
Senior Software Specialist.........................................Amy Conley
Senior Software Specialist.................................Chantel Stevens
Software Specialist...........................................Kathy Heckethorn
Software Specialist....................................................... Chris Daigle
Software Associate.......................................................Joshua Blier
Programmer/Analyst.......................................Samantha Madgey
Programmer/Analyst...............................................Michelle Petrie
Senior Relationship Specialist......................................Diane Roy
Relationship Specialist.........................................Kathy Crawford
Relationship Associate........................................... Rachel Clough
Relationship Associate.........................................Alyson Moscillo
Relationship Associate............................. Jyoti Goodwin-Jones
Systems Support Specialist.......................................Larry Brady
Systems Support Specialist.......................... William Colarusso
Administrative Assistant............................................Krista Bruns
Project Coordinator.................................. Schelene Shevchenko
Operations
Assistant Vice President...............................................Tim Gilman
Team Leader – Operations....................................Shelly Richard
Production Control Administrator....................Linda Mayfield
Production Support Specialist...................................John Deem
Production Support Specialist................................ Chris Chiosa
Production Support Associate..............................Eric Churchill
Telecommunications Specialist................................. Jeff Comer
Telecommunications Specialist................................ Ryan White
Data Center Systems Engineer................Ian Czupryna-Ersek
Senior Computer Operator...............................Andre Levesque
Computer Operator.................................................Vincent Martin
Computer Operator............................................. Chris Blanchette
Senior eServices Specialist...................................Wayne Sladen
eServices Support Specialist.............................. Linsey Bernard
eServices Support Specialist................................Derek Veilleux
eServices Specialist...................................................... Jon Deming
eServices Specialist....................................................Dennis Busse
eServices Specialist...................................................Noah Monaco
Conversions
Professional Services
Assistant Vice President.........................................Jennifer Berry
Team Leader – Implementation &
Training Analyst................................................................ Dan Lauze
Implementation & Training Analyst...........Nicholas Plummer
Implementation & Training Analyst.................. Jason Cormier
Implementation & Training Analyst...................Patrick Mileski
Implementation & Training Analyst.................Michael Pinette
Implementation & Training Analyst........................ Alex Rollins
Implementation & Training Analyst.....................Sarah Gilblair
Project Coordinator...................................................Pam Lovering
Senior Programmer/Analyst...............Tatiana Alexandrovitch
Senior Programmer/Analyst.......................................Peter Bond
Senior Programmer/Analyst................................... Robert Laing
Senior Programmer/Analyst..............................Thomas Norton
Senior Programmer/Analyst....................................... Bob Zidow
Assistant Vice President......................................Stephen Nelson
Programmer/Analyst.....................................................Jamie Betts
Corp.Software Programmer/Analyst.................. Greg Caiazzo
Corp. Software Programmer/Analyst..........Jason Candelora
Senior Business Analyst....................................Christine Bougie
Business Analyst....................................................Patti McBreairty
Business Analyst......................................................Shelley Staples
Business Analyst......................................................Jacklin Sarhadi
Corporate Information Systems
Assistant Vice President.......................................Michael Caruso
Infrastructure Support Specialist......................... Steven Hajny
Computer Systems Analyst.......................................... Dan Ward
Desktop Support Specialist.......................................Chris Czako
Information Security Officer....................................... Mike Smith
13
2015-2016 COMMI TTEE ROSTER
Audit & Finance
Laurie Pelletier.....................................Community CU
Chris Van Dyck................................................. cPort CU
Missi Weatherbee............... Penobscot County FCU
Cheryl Lancaster...................................... Staff Liaison
Jane Thomas.............................................. Staff Liaison
Dave Desjardins.......................... Chair – Acadia FCU
Alaina Daisey.......................................... Katahdin FCU
Diana Garcia...................Semiconductor of ME FCU
Jo-Ann Jackson...................................Community CU
Fred Johnson.............................................Atlantic FCU
Dan Kelley............................................... Seaboard FCU
Cris Kinney........................................... Lincoln ME FCU
Duncan MacKellar.............................. Maine State CU
Yvonne Mummé............................................... cPort CU
Ginny Perusse..............................................Infinity FCU
Michelle Rouleau................................... Midcoast FCU
Dave Sayers ..................................Maine Savings FCU
Cris Wescott ............................................. Staff Liaison
Governing
Joann Bisson.........................Chair – Trademark FCU
James Lemieux...................Sebasticook Valley FCU
Richard Lachance................................ Connected CU
Kyle Casburn.......................................... Seaboard FCU
Dave Desjardins..........................................Acadia FCU
Rod Rovzar..........................................General Counsel
John Murphy.............................................. Staff Liaison
Awards & Convention
Governmental Affairs
Richard Dupuis.....................Chair – Five County CU
Christina Carter....................................Community CU
Karen Eaton................................................Atlantic FCU
Eliza Lagasse.......................................... Taconnet FCU
Rick Moore.....................................Maine Savings FCU
Tiffiny Stewart........................ Sabattus Regional CU
Cheryl Lancaster...................................... Staff Liaison
Linda Scott................................................. Staff Liaison
Roger Sirois.................................Chair – Atlantic FCU
Patricia Arthur-Holmes....................... NorState FCU
Bert Beaulieu......................................... Down East CU
Julie Blakney....................................................KSW FCU
Joe Clark................................................... Katahdin FCU
Sandra Cloutier...........................................Infinity FCU
Chad Desjardins.................................... Seaboard FCU
Ryan Ellsworth.................................. The County FCU
Mike Foley.............................................Five County CU
April Gleason........................................... University CU
Jen Hogan..............................................Community CU
Claude Morgan.................Ocean Communities FCU
Mark Samson...........................................Rainbow FCU
Luis Sanclemente.......................................Acadia FCU
Jon Paradise............................................... Staff Liaison
Elise Baldacci............................................. Staff Liaison
Ed and Cate Pineau.................... Contract Lobbyists
Jon Courtney.................................. Contract Lobbyist
Education
Scott Harriman..Chair – Cumberland County FCU
Shelley Blockler...................... Maine Highlands FCU
Steve Clark...................................................Bangor FCU
Robert Curtis......................................... Down East CU
Michelle Firczak..................... Sabattus Regional CU
Kevin Foley............................................... University CU
Bernadette Friel.................................... Katahdin FCU
Jason Hilt.............................. Lisbon Community FCU
Matt Kaubris................................................ Oxford FCU
Rick Koch....................................................Atlantic FCU
Eileen Krutuleski..............Ocean Communities FCU
Rachel Newman...............................York County FCU
Nominating
Joann Bisson ........................Chair – Trademark FCU
Eugene Ardito ................................................. cPort CU
Judy Morin ........................Ocean Communities FCU
14
– Continued
Political Involvement
Statewide Awareness
Scott Chretien.................. Chair – York County FCU
Peggy Bade............................................. Midcoast FCU
Paul Berube............................................. NorState FCU
Joann Bisson........................................ Trademark FCU
Valerie Campbell......................................Atlantic FCU
Rob Carmichael...........................Maine Savings FCU
Herbie Clark............................................ Katahdin FCU
Alex Davis ............................................Five County CU
Phil Moreau...............................................Rainbow FCU
Judy Morin.........................Ocean Communities FCU
Roland Poirier................................................... Otis FCU
Elise Baldacci............................................. Staff Liaison
Ed and Cate Pineau.................... Contract Lobbyists
Jon Courtney.................................. Contract Lobbyist
Rick Lachance........................Chair – Connected CU
Wendy Brochu...................................... Connected CU
Christine Devine.................................................KV FCU
Johanna Dorr......................................... Seaboard FCU
Kirk Duke........................................Maine Savings FCU
Denise Duperre...................................... NorState FCU
Kelsey Gillespie............................................ Casco FCU
Melissa Goode..................................... Trademark FCU
Linda Halleran........................... Town & Country FCU
Scott Harriman.................Cumberland County FCU
Amy Irish................................................... University CU
Tina Jamo................................................. Katahdin FCU
Lisa Joy.................................................. Maine State CU
Ann Marie Lane.................................... TruChoice FCU
Megan Littlefield..............Ocean Communities FCU
Andrew Lund.......................... Sabattus Regional CU
Kelly Marie................................................ Gardiner FCU
Chris McGorrill...........................................Atlantic FCU
Laura Miller........................................................ cPort CU
James Moreau................................ Maine Family FCU
Renee Oyster....................................York County FCU
Kelly Ramsey........................................Five County CU
Lori Saucier............................................. Midcoast FCU
Betsy Sibley...........................................Community CU
Michael Sturdee.........................................Bangor FCU
Jeff Gray...................................................... Staff Liaison
Debra Trautman........................................ Staff Liaison
15
– Continued
Social Responsibility
Synergent Technology Services
Vicki Stuart......................Chair – Central Maine FCU
Jennifer Andersen.............................Five County CU
Dan Bagley......................................... The County FCU
Dawn Beaulieu ................................York County FCU
Adam Caron...............................................Atlantic FCU
Susan Clark.............................................. Midcoast FCU
Stacey Dow.......................................... Maine State CU
Bria Duncan...........................................Community CU
Jessica Holland.................................... TruChoice FCU
Shannon Kashinsky...................... PeoplesChoice CU
Veronica Levesque.....................Maine Savings FCU
Annette Merrill..................................... Saco Valley CU
Sharon Nadeau...............Winslow Community FCU
Mindy Nyman.......................Sebasticook Valley FCU
Tonya Pickering....................................... University CU
Stephanie Rolfe....................................... Gardiner FCU
Catie Scribner..........................................Evergreen CU
Dana Sibley........................... Penobscot County FCU
Ruth Sico............................Ocean Communities FCU
Amanda Young................... Franklin-Somerset FCU
Kyle Casburn........................... Chair – Seaboard FCU
Marti Allen...................................................... Casco FCU
Iwanna Barbee.................................... Mississippi FCU
Andrew Blanchette............................... NorState FCU
Debra Brown............................................... Oxford FCU
Bob Burrow................................. Bayer Heritage FCU
Eileen Byram............................................ University CU
Michelle Carkner.............................St. Lawrence FCU
Kelley Carter........................Sebasticook Valley FCU
Bob DaSilva...........Alliance Blackstone Valley FCU
Jeff Davenport................................... Southbridge CU
Jennifer DeMoe.............................. Pioneer Valley CU
Lyndsey Farrar....................................................One CU
Monique Gagnon....................................Rainbow FCU
Peggy Gilman...................................York County FCU
Brenda Goodridge......................................EMMC FCU
Eric Green....................................... PeoplesChoice CU
Kristi Grover............................................ Midcoast FCU
James Rajca....................... Meridia Community FCU
Larry Honigbaum............................ Alternatives FCU
Rick Kaul....................................................... Brewer FCU
Denis Knox.........................Ocean Communities FCU
Mary Lou Cutter.........................Genesee Valley FCU
Rachel Laprell.............................................Bangor FCU
Anthony Marino..................... Merrimack Valley FCU
Tony Molina.............................................Palisades FCU
Tina Morrill................................New Dimensions FCU
Yvonne Mummé............................................... cPort CU
Ryan Reed............................................ Lincoln ME FCU
Travis Rich................................................ Katahdin FCU
Keith Rioux.................................................Atlantic FCU
Luke St. Hilaire....................................... Northern FCU
Lonnie SanAngelo................................ Seaboard FCU
Adam Sheehan........................ Maine Highlands FCU
Rosemary Shields...............................Holy Rosary CU
Patti Smith..................................................Eastmill FCU
Ken Stockford......................................Five County CU
Theresa Voisine............................Maine Savings FCU
Kelley Wathen........................................ Connected CU
Laura Ybarra................................................. AllCom CU
Mark Young........................................... Maine State CU
Gary Glenn.................................................. Staff Liaison
Ben Jordan................................................. Staff Liaison
16
STATISTICS
YEAR ENDING 12/31/2015
CU Rank
by asset
12/31/15
Credit Union
Assets as of
12/31/15
Loans
as of
12/31/15
Shares
as of
12/31/15
Members
as of
12/31/15
CU Rank
by asset
12/31/14
CU Rank
by asset
12/31/13
1
Maine State CU
$365,278,890 $198,343,105 $317,765,805 25,548
1
1
2
Town & Country FCU
$309,932,598 $263,200,670 $241,253,166 32,841
4
5
3
Infinity FCU
$308,774,772 $193,214,539 $199,308,877 15,078
5
3
4
Maine Savings FCU
$304,050,729 $231,235,952 $269,248,446 27,837
2
4
5
Atlantic FCU
$301,105,018 $222,751,757 $254,136,742 19,705
3
2
6
University CU
$265,709,076 $215,535,461 $201,403,428 27,351
6
6
7
Evergreen CU
$239,420,758 $139,679,534 $218,408,564 23,070
7
7
8
York County FCU
$235,093,257 $184,333,132 $193,019,130 20,339
9
9
9
Five County CU
$224,008,301 $154,756,275 $194,304,869 26,083
8
8
10
The County FCU
$207,377,296 $157,433,125 $183,380,156 17,702
10
10
11
Cumberland County FCU
$202,934,700 $129,075,243 $180,061,142 18,696
11
12
12
Rainbow FCU
$190,785,810 $138,094,729 $148,111,786 21,594
12
11
13
Norstate FCU
$176,232,284 $141,256,219 $147,817,229 13,796
13
13
14
cPort CU
$173,030,126 $130,900,258 $155,695,349 17,111
14
16
15
PeoplesChoice CU
$165,727,943 $113,788,314 $142,430,032 16,297
15
15
16
Ocean Communities FCU
$161,658,232 $129,022,925 $147,527,616 12,150
16
14
17
Oxford FCU
$157,708,638 $122,479,032 $133,510,921 16,367
17
17
18
Down East CU
$152,893,595 $126,252,688 $132,456,588 19,127
22
23
19
Midcoast FCU
$150,710,689 $100,742,753 $133,940,360 15,677
18
18
20 OTIS FCU
$144,882,728 $69,934,561 $119,771,631 10,715
19
19
21
Acadia FCU
$138,827,035 $112,654,442 $117,815,094 10,479
20
21
22
Maine Family FCU
$135,266,687 $73,880,699 $121,810,908 20,035
23
22
23
Bangor FCU
$133,323,933 $93,766,423 $120,610,903 13,927
21
20
24
Seaboard FCU
$116,171,534 $84,375,207 $105,597,848 12,301
24
24
25
TruChoice FCU
$107,145,598 $83,214,446 $95,020,913 11,918
25
27
26
Saco Valley CU
$104,061,194 $73,115,822 $93,598,946 8,510
26
25
27
Maine Highlands FCU
$101,819,957 $71,261,705 $89,320,983 11,760
27
26
28
Lisbon Community FCU
$96,944,421 $59,419,331 $86,378,852 8,771
28
29
29
Central Maine FCU
$88,429,950 $34,754,615 $77,273,340 7,340
29
28
30 Sebasticook Valley FCU
$87,462,483 $74,413,860 $72,849,061 10,911
30
30
31
Franklin-Somerset FCU
$82,345,607 $54,318,132 $72,716,831 10,392
31
31
32
Trademark FCU
$81,133,187 $46,693,981 $70,770,067 9,093
32
32
33
New Dimensions FCU
$80,699,745 $68,972,733 $69,695,482 7,838
33
33
34 Katahdin FCU
$69,538,928 $52,096,128 $60,082,977 7,245
34
34
35
Winthrop Area FCU
$62,783,402 $37,087,961 $56,065,788 5,745
35
36
36
Eastmill FCU
$61,084,381 $17,466,814 $49,535,111 4,089
36
35
17
STATISTICS
– Continued
CU Rank
by asset
12/31/15
Credit Union
Assets as of
12/31/15
Loans
as of
12/31/15
Shares
as of
12/31/15
Members
as of
12/31/15
CU Rank
by asset
12/31/14
CU Rank
by asset
12/31/13
37
KV FCU
$61,029,424 $33,655,841 $54,330,097 7,896
37
37
38
Taconnet FCU
$60,650,796 $43,904,382 $55,666,709 7,899
38
38
39
Penobscot County FCU
$56,663,173 $42,019,699 $51,661,517 8,250
50
50
40 KSW FCU
$54,496,279 $47,119,123 $49,228,687 9,009
40
40
41
Lincoln Maine FCU
$54,440,472 $37,580,193 $48,438,990 5,154
41
41
42
Casco FCU
$53,808,967 $42,622,948 $45,309,847 6,283
42
43
43 Brewer FCU
$51,596,972 $40,509,795 $46,234,031 7,871
43
44
44 Coast Line CU
$50,697,330 $34,643,049 $38,634,293 3,600
42
40
45 EMMC FCU
$48,897,990 $24,121,840 $44,026,518 4,479
45
46
46 Community CU
$47,294,956 $31,698,225 $41,764,556 8,719
46
45
47
$42,620,564 $29,905,789 $36,980,758 5,133
47
47
48 Sabattus Regional CU
$38,583,429 $18,247,852 $33,972,022 4,240
48
48
49 Winslow Community FCU
$35,160,874 $25,884,835 $32,005,594 4,449
49
50
50 Connected CU
$35,000,564 $21,893,768 $30,794,135 3,992
50
49
51
Capital Area FCU
$30,126,499 $25,265,073 $25,387,479 3,688
51
51
52
Great Falls Regional FCU
$25,651,393 $8,589,469 $20,859,078 4,433
52
52
53
Lewiston Municipal FCU
$21,929,621 $13,058,358 $19,610,531 1,913
54
54
54 Changing Seasons FCU
$21,415,103 $16,218,486 $19,096,365 2,177
53
53
55
Monmouth FCU
$19,218,685 $10,122,431 $17,768,131 2,641
55
55
56
Healthfirst FCU
$16,811,762 $9,900,053 $15,420,724 3,294
56
56
57
Semiconductor Of ME FCU
$15,147,055 $8,951,356 $13,242,206 1,396
57
57
58
Howland-Enfield FCU
$7,568,721 $4,752,223 $7,033,080 1,616
58
59
59
BCBS of ME FCU
$6,079,734 $4,278,743 $4,811,865 805
59
60
60 Maine Media FCU
$4,305,360 $3,813,290 $3,324,335 1,052
60
61
Gardiner FCU
Totals
12/14 Statistics
$6,843,549,205 $4,778,279,392$5,828,296,489 667,427
$6,433,717,050
Difference
$409,832,155 $351,084,689$377,562,997 16,022
% increase
$4,427,194,703 $5,450,733,492 651,405
6.4%
7.9%
18
6.9%
2.5%
FOUNDERS CLUB
Wilfred Allard
Larry Dansinger
Jeannette G. Morin
Adrien O. Anctil
Helen Davis
Henry W. Moses
Paul R. Badeau
Carlton A. Dennis
Normand Nolette
John L. Baker
Claude Deschaine
James E. O’Brion
Joan K. Bean
Theodore W. Desveaux
Albert Pepin
Lorenzo J. Beaudoin
Alice Doyle
Roderick Perry
Franklin J. Belanger
Alfred J. Dugal
Roland E. Perry
John Beote, Jr.
Al Ferguson
R. Phaneuf
Roger Bissonnette
Auguste Fortin, Jr.
A. O. Poulin
Boris Blumenthal
Murray J. Gore
Milton B. Pratt
Rita Bolduc
Dexter W. Gowell
Arthur Preney
Joseph Bouchard, Jr.
Jim Gratto
Carl Rancourt
Nancy Bouffard
Kenneth L. Gray
Georges Rancourt
Carroll Brochu
Norman G. Hannah
Ralph Roberge
Claude Brooks
Barbara Haynes
Dominic J. Roux
Wilfred S. Brooks
Barbara Hileman
Albert Roy
Leonard C. Cabana
James F. Hummel, Jr.
Walter A. Ryder
Eugene C. Caret
Rita Ketchum
Harvey St. Amand
Msgr. Gilman Chaloult
Kenneth F. King
Joseph Schatz
R.L. Chamberlain, Jr.
Leeman King
Francis Sheehan
Emile S. Chasse
Leonard Levasseur
Rev. D.W. Soucy
Marguerite Chicoine
Rochel Livenois
Dennis D. Soucy
Raymond Chouinard
Eldon Lizotte
John Sullivan
Martin G. Cloutier
W. J. Lynch
John R. Sutton
Nathaniel T. Cobb
Mike Maroon
Rene T. Therrien
Bernard Cohen
Loretta L. Martin
Charles Varrell
Max Cohen
Harold L. Mason
Charles Weaver
William Collins
John McIntire
Howard Wheeler
Clyde W. Cookson, Jr.
Louis A. McKenzie
George A. Willette
George E. Cote
Sylvio Michaud
Stanwood Williams
Lionel L. Cote
Thomas J. Moran
Leo P. Woodside
19
CREDIT UNION CHAPTER LISTINGS
Alex Ferguson Chapter
Kennebec Valley Chapter
• Blue Cross/Blue Shield of Maine Employees
Federal Credit Union
• Casco Federal Credit Union
• Coast Line Credit Union
• cPort Credit Union
• Cumberland County Federal Credit Union
• Evergreen Credit Union
• Infinity Federal Credit Union
• Maine Media Federal Credit Union
• Semiconductor of ME Federal Credit Union
• Town & Country Federal Credit Union
• TruChoice Federal Credit Union
•
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Aroostook Chapter
• Acadia Federal Credit Union
• NorState Federal Credit Union
• The County Federal Credit Union
Capital Area Federal Credit Union
Connected Credit Union
Franklin-Somerset Federal Credit Union
Gardiner Federal Credit Union
HealthFirst Federal Credit Union
KSW Federal Credit Union
KV Federal Credit Union
Maine Highlands Federal Credit Union
Maine State Credit Union
New Dimensions Federal Credit Union
Sebasticook Valley Federal Credit Union
Taconnet Federal Credit Union
Trademark Federal Credit Union
Winslow Community Federal Credit Union
Winthrop Area Federal Credit Union
Norm Nolette Chapter
Bangor Chapter
• Bangor Federal Credit Union
• Changing Seasons Federal Credit Union
• Brewer Federal Credit Union
• Down East Credit Union
• EMMC Federal Credit Union
• Maine Savings Federal Credit Union
• Penobscot County Federal Credit Union
• Seaboard Federal Credit Union
• University Credit Union
•
•
•
•
•
•
•
•
•
•
Jeannette G. Morin Chapter
Northern Penobscot Chapter
•
•
•
•
• Eastmill Federal Credit Union
• Katahdin Federal Credit Union
• Lincoln (Maine) Federal Credit Union
Atlantic Federal Credit Union
Five County Credit Union
Lisbon Community Federal Credit Union
Midcoast Federal Credit Union
Central Maine Federal Credit Union
Community Credit Union
Great Falls Federal Credit Union
Lewiston Municipal Federal Credit Union
Maine Family Federal Credit Union
Monmouth Federal Credit Union
Otis Federal Credit Union
Oxford Federal Credit Union
Rainbow Federal Credit Union
Sabattus Regional Credit Union
York County Chapter
•
•
•
•
Ocean Communities Federal Credit Union
PeoplesChoice Credit Union
Saco Valley Credit Union
York County Federal Credit Union
Associate Member
• Northeast Credit Union
20
CREDIT UNION LISTINGS
Acadia Federal Credit Union
David Desjardins, CEO
Brewer Federal Credit Union
Rick Kaul, CEO
9 East Main Street · Fort Kent, ME 04743
Tel. 834-6167 · FAX 834-6190
P.O. Box 189 · Brewer, ME 04412-0189
Tel. 989-7240 · FAX 989-3440
Branches:
90 Main Street · Madawaska, ME 04756
Tel. 728-4121· FAX 728-7029
Branches:
77 North Main Street · Brewer, ME 04412
Tel. 989-7240 · FAX 989-3440
907 Main Street · St. Francis, ME 04774
Tel. 398-3421 · FAX 398-3492
229 Dirigo Drive · Brewer, ME 04412
Tel. 989-7240 · FAX 989-5985
315 Main Street · P.O. Box 130 · St. Agatha, ME 04772
Tel. 543-7383 · FAX 543-7811
e-mail: [email protected]
Web site: www.brewerfcu.org
131 Main Street · Ashland, ME 04732
Tel. 435-3434 · FAX 435-3400
Capital Area Federal Credit Union
Diana Winkley, CCUE , CEO
Web site: www.acadiafcu.org
2010 North Belfast Avenue · P.O. Box 2626
Augusta, ME 04338-2626
Tel. 622-3442 · FAX 623-2276
Roger Sirois, CEO
Web site: www.capitalareafcu.org
55 Cushing Street · P.O. Box 188 · Brunswick, ME 04011
Tel. 725-8728 · FAX 725-1290
Casco Federal Credit Union
James Stone, CEO
Branches:
41 Mallett Drive · P.O. Box 506 · Freeport, ME 04032
Tel. 865-2830 · FAX 865-2841
375 Main Street · P.O. Box 87 · Gorham, ME 04038
Tel. 839-5588 · FAX 839-5413
3 Union Park Road · P.O. Box 327 · Topsham, ME 04086
Tel. 725-8728 · FAX 729-0362
Branches:
35 Cumberland Street · Westbrook, ME 04092
Tel. 854-2446 · FAX 854-5413
327 Main Street · P.O. Box 278 · Cumberland, ME 04021
Tel. 489-3039 · FAX 489-3040
397 Ossipee Trail · Gorham, ME 04038
Tel. 839-3933 · FAX 839-5413
Web site: www.atlanticfcu.com
Web site: www.cascofcu.com
B/C & B/S of ME Employees Federal Credit Union
Susan Thurlow, CEO
2 Gannett Drive · So. Portland, ME 04106
Tel. 822-8500 · FAX 822-7603
Vicki Stuart, CEO
Web site: www.bluecrosscu.com
1000 Lisbon Street · P.O. Box 1746 · Lewiston, ME 04241-1746
Tel. 783-1475 · FAX 777-1914
Bangor Federal Credit Union
Steve Clark, CEO
Branch:
836 Center Street · Auburn, ME 04210
Tel. 783-1475 · FAX 440-2100
339 Hogan Road · P.O. Box 1161 · Bangor, ME 04402-1161
Tel. 947-0374 · FAX 990-0759
Web site: www.centralmainecu.com
Branches:
601 Hammond Street · Drive Thru Only · Bangor, ME 04401
Changing Seasons Federal Credit Union
Sue Cross, CEO
6 Dirigo Drive · P.O. Box 362 · Brewer, ME 04412
Tel. 989-0520 · FAX 989-0521
115 Mecaw Road · Hampden, ME 04444
Tel. 945-6264 · FAX 517-6850
Web site: www.bangorfederal.com
Web site: www.changingseasonsfcu.com
21
– Continued
Coast Line Credit Union
Matthew Griffiths, CEO
Cumberland County Federal Credit Union
Scott Harriman, CEO
333 Cottage Road · So. Portland, ME 04106
Tel. 799-7245 · FAX 799-9329
101 Gray Road · Falmouth, ME 04105
Tel. 878-3441 · FAX 878-5327
Branches:
Vocational Drive, WRVC · Westbrook, ME 04092
Tel. 854-9850 · FAX 854-9844
Web site: www.coastlinecu.com
808 Roosevelt Trail · Windham, ME 04062
Tel. 892-3359 · FAX 892-4109
Jennifer Hogan, Interim CEO
1345 Washington Avenue · Portland, ME 04103
Tel. 797-6492 · FAX 797-7470
144 Pine Street · Lewiston, ME 04240
Tel. 783-2096 · FAX 783-2093
43 Lewiston Road · Gray, ME 04039
Tel. 657-4777 · FAX 657-6352
Branches:
40 Stanley Street · Auburn, ME 04210
Tel. 777-4547 · FAX 783-2064
Web site: www.myccfcu.com
1025 Auburn Road · Turner, ME 04282
Tel. 225-2508 · Fax 225-2509
Down East Credit Union
David W. Tozier, CEO
Web site: www.communitycreditunion.com
23 Third Avenue · P.O. Box 130 · Baileyville, ME 04694
Tel. 427-3333 · FAX 427-3808
Connected Credit Union
Richard Lachance, CEO
15 University Drive · P.O. Box 1096 · Augusta, ME 04332-1096
Tel. 623-3857 · FAX 622-7258
Branches:
211 Main Street, P.O. Box 189 · Machias, ME 04654
Tel. 255-0172 · FAX 255-0756
Branches:
60 S. Chestnut Street · P.O. Box 604 · Augusta, ME 043320604
Tel. 623-8396 · FAX 623-0188
58 School Street, P.O. Box 760 · Unity, ME 04988
Tel. 948-2060 · FAX 948-2068
92 Lincolnville Avenue · Belfast, ME 04915
Tel. 338-0043 · FAX 338-4712
24 Springer Drive, Suite 111 · Bangor, ME 04401
Tel. 990-5444 · FAX 990-5458
40 Pierce Drive · Augusta, ME 04330
Tel. 430-0788 · FAX 623-9473
295 North Street, Suite 2 · Calais, ME 04619
Tel. 454-8940 · FAX 454-8943
Web site: www.connectedcreditunion.org
94 Main Street, P.O. Box 477 · Topsham, ME 04086
Tel. 373-1674 · FAX 373-1685
cPort Credit Union
Eugene Ardito, CEO
151 Main Street, P.O. Box 115 · Richmond, ME 04357
Tel: 737-4037 · FAX 737-4048
50 Riverside Industrial Parkway
P.O. Box 777 · Portland, ME 04103
Tel. 878-6200 · FAX 878-6211
Web site: www.downeastcu.com
Branches:
399 Western Avenue · Augusta, ME 04330
Tel. 623-1001 · FAX 623-3639
313 U.S. Route 1 · Scarborough, ME 04074
Tel. 883-2448 · FAX 883-0332
285 Forest Avenue · Portland, ME 04101
Tel. 200-2300 · FAX 200-2304
Web site: www.cportcu.org
22
– Continued
EMMC Federal Credit Union
Jim Pelletier, CEO
Richard Dupuis, CEO
417 State Street, Suite 140 · Bangor, ME 04401
Tel. 973-7130 · FAX 973-7134
765 Washington Street · P.O. Box 598 · Bath, ME 04530
Tel. 1-800-750-0959 · FAX 443-8177
Branches:
849 Stillwater Avenue · Bangor, ME 04401
Tel. 945-3632 · FAX 945-0793
Branches:
19 Commercial Street · Portland, ME 04101
Tel. 800-750-0959 · FAX 774-1667
43 Whiting Hill Road · Brewer, ME 04412
Tel. 973-5189 · FAX 973-5191
3 Hamilton Court · Route 196 Bypass · Topsham, ME 04086
Tel. 800-750-0959 · FAX 721-8555
268 Stillwater Avenue · Located inside Acadia Hospital
Bangor, ME 04401
223 U.S. Route 1 · Falmouth, ME 04105
Tel. 800-750-0959 · FAX 781-7662
201 Civic Center Drive (Inside Wal-Mart)
Augusta, ME 04333
Tel. (800) 750-0959 · FAX 620-7104
Web site: www.emmcfcu.org
35 Ash Street · Lewiston, ME 04240
Tel. (800) 750-0959 · FAX 689-2154
Eastmill Federal Credit Union
Daniel Byron, CEO
60 Main Street · East Millinocket, ME 04430
Tel. 746-3428 · FAX 746-5881
80 Waterville Commons Drive (Inside Wal-Mart)
Waterville, ME 04901
Tel. (800) 750-0959 · FAX 680-2209
Branch:
4 Church Street · P.O. Box 481 · Patten, ME 04765
Tel. 528-6222 · FAX 528-6224
30 Landing Road (Inside Wal-Mart)
North Windham, ME 04062
Tel. (800) 750-0959 · FAX 892-1297
Web site: www.eastmillfcu.org
100 Mount Auburn Avenue (Inside Wal-Mart)
Auburn, ME 04210
Tel. (800) 750-0959 · FAX 689-2094
Evergreen Credit Union
Tim Verreault, Interim CEO
710 Main Street · Rockland, ME 04841
Tel. 800-750-0959 · FAX 596-7627
225 Riverside Street · P.O. Box 1038 · Portland, ME 041031038
Tel. 221-5000 · FAX 221-5017
500 Gallery Boulevard (Inside Wal-Mart)
Scarborough, ME 04074
Tel. (800) 750-0959 · FAX 396-6405
Branches:
785 Roosevelt Trail · Windham, ME 04062
Tel. 892-4690 · FAX 892-4058
218 Lisbon Street · Lisbon, ME 04250
Tel. (800) 750-0959 · FAX 330-4000
Route 302 Causeway · P.O. Box 1679 · Naples, ME 04055
Tel. 693-4222 · FAX 693-4178
60 Fairgrounds Market Place (Inside Wal-Mart)
Skowhegan, ME 04976
Tel. (800) 750-0959 · FAX 330-4001
799 Broadway · So. Portland, ME 04106
Tel. 799-0074 · FAX 799-0183
171 Bath Road · Brunswick, ME 04011
Tel. (800) 750-0959 · FAX 330-4002
9 Main Street · Bowdoinham, ME 04008
Tel. 800-750-0959
Web site: www.evergreencreditunion.org
Web site: www.fivecounty.com
23
– Continued
Franklin-Somerset Federal Credit Union
Karen Greenleaf, CEO
Infinity Federal Credit Union
Elizabeth Hayes, CEO
26 Leavitt Street · Skowhegan, ME 04976
Tel. 1-877-952-5800 · FAX 474-5577
202 Larrabee Road · Westbrook, ME 04092 · P.O. Box 9742
Portland, ME 04104-5060
Tel. 854-6000 · FAX 854-6054
Branches:
476 Main Street · Kingfield, ME 04947
Tel. 265-4027 · FAX 265-4028
Branches:
4 Davis Farm Road · Portland, ME 04103
Tel. 854-6000 · FAX 854-6074
20 Main Street · Madison, ME 04950
Tel. 696-3691 · FAX 696-8147
193 Broad Street, Suite 1 · Bangor, ME 04401
Tel. 945-4284 · FAX 945-4857
485 Wilton Road · Farmington, ME 04938
Tel. 778-4452 · FAX 778-4986
1298 Alfred Road · Arundel, ME 04046
Tel. 571-1753 · FAX 282-4927
Web site: www.f-sfcu.com
Web site: www.infinityfcu.com
Gardiner Federal Credit Union
Vicki Larrabee, CEO
Katahdin Federal Credit Union
Tina Jamo, CEO
420 Brunswick Avenue · Gardiner, ME 04345
Tel. 582-2676 · FAX 582-3108
1000 Central Street · Millinocket, ME 04462
Tel. 723-9718 · FAX 723-8426
Web site: www.gardinerfcu.org
Branch:
Crystal Road, P.O. Box 330 · Island Falls, ME 04747
Tel. 463-3661 · FAX 723-8426
Great Falls Federal Credit Union
Nancy S. Bard, CEO
Web site: www.katahdinfcu.org
34 Bates Street · Lewiston, ME 04240
Tel. 782-7192 · FAX 782-5501
KSW Federal Credit Union
Deserée Gilman, CEO
Branch:
760 Minot Avenue · Auburn, ME 04210
Tel. 753-0500
222 College Avenue · Waterville, ME 04901
Tel. 872-5602 · FAX 872-5776
Web site: www.greatfallsfcu.com
Branch:
135 Waldo Avenue · Belfast, ME 04915
Tel. 338-5160 · FAX 338-6129
HealthFirst Federal Credit Union
Lynda Quirion, CEO
Web site: www.kswfcu.org
9 Quarry Road · Waterville, ME 04901
Tel. 877-9474 · FAX 877-6615
KV Federal Credit Union
Christine Devine, CEO
Web site: www.healthfirstfcu.org
316 West River Road · Augusta, ME 04330
Tel. 623-5171 · FAX 626-2853
Branch:
35 Oak Street · Oakland, ME 04963
Tel. 465-4423 · FAX 465-9456
Web site: www.kvfcu.org
24
– Continued
Lewiston Municipal Federal Credit Union
Amanda Piper, CEO
Maine Media Federal Credit Union
Jennifer Hartel, CEO
291 Pine Street · Lewiston, ME 04240
Tel. 783-3991 · FAX 783-4178
295 Gannett Drive · So. Portland, ME 04106
Tel. 774-4307 · FAX 791-6692
Web site: www.lewistoncu.com
Web site: www.mainemedia.com
Lincoln ME Federal Credit Union
Cris Kinney, CEO
Maine Savings Federal Credit Union
John Reed, CEO
171 West Broadway · P.O. Box 220 · Lincoln, ME 04457
Tel. 794-8623 · FAX 794-8187
101 Western Avenue · P.O. Box 347 · Hampden, ME 04444
Tel. 862-6500 · FAX 862-6502
Web site: www.lincolnmainefcu.com
Branches:
868 Hammond Street · Bangor, ME 04401
Tel. 942-3914 · FAX 992-2696
Lisbon Community Federal Credit Union
George Roy, CEO
671 Broadway · Bangor, ME 04401
Tel. 942-3915 · FAX 992-2782
325 Lisbon Street · P.O. Box 878 · Lisbon, ME 04250-0878
Tel. 353-4144 · FAX 353-7615
25 Resort Way · P.O. Box 647 · Ellsworth, ME 04605
Tel. 667-8502 · FAX 667-1263
Branch:
802 Sabattus Street · Lewiston, ME 04240
Tel. 333-3214 · FAX 333-3215
122 Park Street · P.O. Box 447 · Milo, ME 04463
Tel. 943-2134 · FAX 943-7301
500 Main Street · P.O. Box 247 · Corinth, ME 04427
Tel. 285-3365 · FAX 285-3363
Web site: www.lisboncu.org
Jackson Laboratory · 600 Main Street · Bar Harbor, ME
04609
Tel. 800-273-6700 ext.2500 · FAX 288-2024
Maine Family Federal Credit Union
Rachel Caron, CEO
912 Main Street · P.O. Box 189 · No. Vassalboro, ME 04962
Tel. 873-0886 · FAX 873-0106
555 Sabattus Street · Lewiston, ME 04240
Tel. 1-800-783-2071 · FAX 786-8765
Twin City Plaza, 278 State Street · Brewer, ME 04412
Tel. 989-4112 · FAX 989-4469
Branch:
831 Minot Avenue · Auburn, ME 04210
1002 Stillwater Avenue · Old Town, ME 04468
Tel. 862-6500
Web site: www.mainefamilyfcu.com
Web site: www.mainesavings.com
Maine Highlands Federal Credit Union
Rhonda Taylor, CCUE, CEO
Maine State Credit Union
Tucker Cole, CEO
73 Main Street · P.O. Box 233 · Dexter, ME 04930
Tel. 924-5544 · FAX 924-7527
200 Capitol Street · P.O. Box 5659 · Augusta, ME 043325659
Tel. 623-1851 · FAX 620-8485
Branches:
23 Hudson Avenue · P.O. Box 697 · Guilford, ME 04443
Tel. 876-4041 · FAX 876-3701
East Side Branch:
162 Hospital Street · Marquardt Building · Augusta, ME
04330
Tel. 621-6060 · FAX 621-6072
955 West Main Street · P.O. Box 507
Dover-Foxcroft, ME 04426
Tel. 564-8644 · FAX 564-3920
81 Grove Street · Waterville, ME 04901
Tel. 873-5159 · FAX 873-5150
160 Moosehead Lake Road · P.O. Box 1267
Greenville, ME 04441
Tel. 695-0316 · FAX 695-8939
Web site: www.mainestatecu.org
194 Main Road · P.O. Box 716 · Brownville, ME 04414
Tel. 965-8377 · FAX 965-8477
Web site: www.MaineHighlandsCreditUnion.com
25
– Continued
Midcoast Federal Credit Union
Joe Gervais, CEO
NorState Federal Credit Union
Sue Whitehead, CEO
831 Middle Street · Bath, ME 04530
Tel. 443-5531 · FAX 443-5438
78 Fox Street · Madawaska, ME 04756
Tel. 728-7555 · FAX 728-6731
Branches:
6 Station Avenue · Brunswick, ME 04011
Tel. 729-8737 · FAX 729-8738
Branches:
3333 Aroostook Road P.O. Box 367
Eagle Lake, ME 04739
Tel. 444-4545 · FAX 444-4540
41 U.S. Route 1 · Edgecomb, ME 04556
Tel. 882-7919 · FAX 882-7834
23 Station Street · P.O. Box 523 · Ashland, ME 04732
Tel. 435-2176 · FAX 435-2177
209 New County Road, U.S. Route 1
Thomaston, ME 04861
Tel. 594-7775 · FAX 594-7773
156 Main Street · Van Buren, ME 04785
Tel. 868-5484 · FAX 868-2860
Web site: www.midcoastfcu.me
164 Market Street · P.O. Box 399 · Fort Kent, ME 04743
Tel. 834-3232 · FAX 834-2625
Monmouth Federal Credit Union
Catherina Blais, CEO
738 Main Street · Presque Isle, ME 04769
Tel. 762-3811 · FAX 762-3816
1176 Main Street · Monmouth, ME 04259
Tel. 933-2667 · FAX 933-3261
Web site: www.norstatefcu.org
Branch:
19A Patten Road · Greene, ME 04236
Tel. 946-2463 · FAX 933-3261
Ocean Communities Federal Credit Union
Judy Morin, CEO
Web site: www.monmouthfcu.com
One Pool Street · P.O. Box 1961 · Biddeford, ME 04005-1961
Tel. 800-418-1486 · FAX 490-0025
Ryan Poulin, CEO
Branches:
Shopper’s Village
45 Portland Road · P.O. Box 37 · Kennebunk, ME 04043
Tel. 985-5722 · FAX 985-5725
61 Grove Street · Waterville, ME 04901
Tel. 872-2771 · FAX 877-0555
U.S. Route 1 · 1001 Portland Road · Saco, ME 04072
Tel. 284-5823 · FAX 284-5822
Branch:
72 Cony Street · Augusta, ME 04330
Tel. 430-0779 · FAX 430-4447
48 Alfred Road · Sanford, ME 04073
Tel. 324-1350 · FAX 490-5123
17 Westbrook Common · Westbrook, ME 04092
Tel. 591-1800 · FAX 856-0164
Web site: www.newdimensionsfcu.com
Web site: www.oceancommunities.com
Otis Federal Credit Union
Roland Poirier, CEO
170 Main Street · P.O. Box 27 · Jay, ME 04239
Tel. 897-0900 · FAX 897-3927
Web site: www.otisfcu.coop
26
– Continued
Oxford Federal Credit Union
Matt Kaubris, CEO
Rainbow Federal Credit Union
Mark Samson, CEO
225 River Road · P.O. Box 252 · Mexico, ME 04257-0252
Tel. 369-9976 · FAX 364-8962
381/391 Main Street · P.O. Box 741
Lewiston, ME 04243-0741
Tel. 784-5435 · FAX 786-0495
Branch:
54 Fair Street · Norway, ME 04268
Tel. 743-2638 · FAX 743-7138 · Toll-free 1-800-991-9219
Branches:
20 Washington Street · Auburn, ME 04210
Tel. 783-0351 · FAX 786-0523
Web site: www.ofcu.org
1 Lewiston Street · Mechanic Falls, ME 04256
Tel. 346-3001 · FAX 346-3012
Penobscot County Federal Credit Union
Steve Baillargeon, CEO
172 Pine Street · So. Paris, ME 04281
Tel. 743-5410 · FAX 743-9331
205 Main Street · P.O. Box 434 · Old Town, ME 04468
Tel. 827-3165 · FAX 827-6674
Web site: www.rainbowfcu.com
Branches:
466 Main Street · P.O. Box 1298 · Bangor, ME 04402
Tel. 941-6373 · FAX 941-0979
Sabattus Regional Credit Union
Tiffiny Stewart, CEO
4 Coffin Street · Howland, ME 04448
Tel. 732-5607 · FAX 732-5605
2 Middle Road · P.O. Box 250 · Sabattus, ME 04280
Tel. 375-6538 · FAX 375-8933
Web site: www.penobscotfcu.com
Web site: www.SRCU4U.com
Luke Labbe, CEO
Saco Valley Credit Union
Carrie A. Shaw, CEO
23 Industrial Park Road · Saco, ME 04072
Tel. 282-4156 · FAX 282-1735
312 Main Street · P.O. Box 740 · Saco, ME 04072
Tel. 282-6169 · FAX 282-1601
Branches:
369 Elm Street · Biddeford, ME 04005
Tel. 284-8483 · FAX 282-8647
Branches:
500 Main Street · Saco, ME 04072
Tel. 286-3638 · FAX 282-3126
39 Country Club Road · Sanford, ME 04073
Tel. 490-2000 · FAX 490-2058
860 Main Street · Waterboro, ME 04087
Tel. 247-6000 · FAX 247-2805
774 Post Road, Route 1 · Wells, ME 04090
Tel. 646-2597 · FAX 646-3498
Web site: www.sacovalley.org
Web site: www.peopleschoicecreditunion.com
Seaboard Federal Credit Union
Kyle Casburn, CEO
177 Main Street · P.O. Box G · Bucksport, ME 04416
Tel. 469-6341 · FAX 469-2866
Branches:
200 Main Street · P.O. Box 115 · Ellsworth, ME 04605
Tel. 667-8285 · FAX 667-6848
2410 Route 2 · P.O. Box 6359 · Hermon, ME 04402
Tel. 848-9995 · FAX 848-3555
Web site: www.seaboardfcu.com
27
– Continued
Sebasticook Valley Federal Credit Union
James Lemieux, CEO
Town & Country Federal Credit Union
David Libby, CEO
505 Somerset Avenue · P.O. Box 10 · Pittsfield, ME 04967
Tel. 487-5576 · FAX 487-3129
557 Main Street · P.O. Box 9420
So. Portland, ME 04116-9420
Tel. 773-5656 · FAX 772-3624
Branch:
87 Moosehead Trail · P.O. Box 145 · Newport, ME 04953
Tel. 368-4940 · FAX 368-4751
Branches:
257 U.S. Route 1 · Scarborough, ME 04074
Tel. 883-7751 · FAX 883-8939
Web site: www.svfcume.com
170 Ocean Street · S. Portland, ME 04106
Tel. 767-7419 · FAX 767-5799
Semiconductor of ME Federal Credit Union
Diana Garcia, CEO
3 Auburn Street ·Portland, ME 04103
Tel. 878-0352 · FAX 878-0391
405 Western Avenue, #515 · P.O. Box 9421
So. Portland, ME 04116-9421
Tel. 775-8371 · FAX 761-6235
426 Forest Avenue · Portland, ME 04101
Tel. 347-2386 · FAX 347-2381
52 Elm Street · Saco, ME 04072
Tel. 284-8541 · FAX 284-8777
Web site: www.semifcu.org
Web site: www.tcfcu.com
Taconnet Federal Credit Union
Karen Denis, CEO
Trademark Federal Credit Union
Joann Bisson, CEO
316 Benton Avenue · Winslow, ME 04901
Tel. 872-7909 · FAX 872-7815
145 Pleasant Hill Road · P.O. Box 1440 · Portland, ME 04104
Tel. 800-852-1012 · FAX 883-8629
Branch:
245 Madison Avenue · Skowhegan, ME 04976
Tel. 474-2254 · FAX 474-0696
Branches:
44 Edison Drive · P.O. Box 1056 · Augusta, ME 04332-1056
Tel. 623-1134 · FAX 512-3827
Web site: www.taconnet.com
162 Canco Road · Portland, ME 04103
Tel. 828-2875 · FAX 828-2877
The County Federal Credit Union
Ryan Ellsworth, CEO
Web site: www.trademarkfcu.org
82 Bennett Drive · Caribou, ME 04736
Tel. 498-8756 · FAX 498-4109
TruChoice Federal Credit Union
Kenneth Acker, CEO
Branches:
232 Main Street, Suite 6 · Fort Fairfield, ME 04742
Tel. 472-5710 · FAX 472-1140
272 Park Avenue · P.O. Box 10659 · Portland, ME 04104
Tel. 772-0808 · FAX 772-8683
247 North Street · Houlton, ME 04730
Tel. 532-7325 · FAX 532-7658
Branches:
UNUM Office · 2211 Congress Street · Portland, ME 04122
Tel. 772-0808 · FAX 772-8683
776 Main Street · Presque Isle, ME 04769
Tel. 768-5051 · FAX 764-5267
779 Narragansett Trail · Buxton, ME 04093
Tel. 772-0808 · FAX 772-8683
Web site: www.countyfcu.org
109 Middle Street · Portland, ME 04101
Tel. 772-0808 · FAX 772-8683
Web site: www.trufcu.com
28
– Continued
University Credit Union
Matt Walsh, CPA, CCUE, CEO
Winthrop Area Federal Credit Union
Jeff Seguin, CEO
15 Main Street · Orono, ME 04473-4000
Tel. 889-8600 · FAX 889-9086
94 Highland Avenue · P.O. Box 55 · Winthrop, ME 04364
Tel. 377-2124 · FAX 377-2767
Branches:
139 Rangeley Road, University of Maine
Orono, ME 04469-5779
Tel. 889-8500 · FAX 889-8508
Web site: www.winthropcreditunion.org
York County Federal Credit Union
Scott Chretien, CEO
391 Forest Avenue · Portland, ME 04101-2001
Tel. 772-1906 · FAX 772-1852
1516 Main Street · Sanford, ME 04073
Tel. 324-7511 · FAX 490-5064
1071 Brighton Avenue · Portland, ME 04102
Tel. 553-9259 · FAX 553-9266
Branches:
870 Main Street · Sanford, ME 04073
Tel. 490-5060 · FAX 490-5061
977 Union Street · Bangor, ME 04401-3011
Tel. 992-2900 · FAX 992-2405
154 High Street · Farmington, ME 04938-1930
Tel. 778-4011 · FAX 778-3144
477 Main Street · Saco, ME 04072
Tel. 282-2962 · FAX 282-3147
181 Main Street, P.O. Box 443
University of Maine at Presque Isle · Presque Isle, ME
04769
Tel. 768-9624 · FAX 768-9781
1 York Street · York, ME 03909
Tel. 351-1021 · FAX 351-1051
Mailhot Plaza · 75 Boulder Way · Biddeford, ME 04005
Tel. 571-3500 · FAX 206-7770
37 College Avenue· University of Southern Maine
Gorham, ME 04038
Tel. 553-9259 · FAX 553-9266
Web site: www.yorkcountyfcu.com
Beddington Road · Memorial Union · Orono, ME 04469
Tel. 889-8500 · FAX 889-8232
Web site: www.ucu.maine.edu
Winslow Community Federal Credit Union
Cathy Bond, CEO
12 Monument Street · Winslow, ME 04901
Tel. 872-2636 · FAX 873-7003
Web site: www.wcfcu.com
29
2015-2016 CHAPTER OFFICIALS
Alex Ferguson Chapter
Kennebec Valley Chapter
President, Scott Harriman..........Cumberland County FCU
President, Jim Lemieux...................Sebasticook Valley FCU
Vice President, Liz Hayes........................................Infinity FCU
Vice President, Dave Thibault.......Franklin-Somerset FCU
Treasurer, Catherine Scribner........................... Evergreen CU
Treasurer, Jeanne Moreau............................... Maine State CU
Secretary, Michelle Lutzen...................Town & Country FCU
Secretary, Lynn Stratton.............Winslow Community FCU
League Director,
Scott Harriman................................Cumberland County FCU
League Director, Richard Lachance.............Connected CU
Trustee*, Cathy Bond...................Winslow Community FCU
Trustee*, Jim Stone..................................................... Casco FCU
Norm Nolette Chapter
Aroostook Chapter
President, Kim Turner.................................................... Otis FCU
President, Stephen Gagne................................. NorState FCU
Vice President, Nancy Marquis Cyr................ NorState FCU
Vice President/Treasurer,
Andrew Lunn...........................................Sabattus Regional CU
Treasurer, Julie Hayes.............................................. Acadia FCU
Secretary, James Moreau...........................Maine Family FCU
Secretary, Karen Peers...................................The County FCU
League Director, Vicki Stuart................. Central Maine FCU
League Director, David Desjardins..................... Acadia FCU
Trustee*, Margie Gagne................................... Monmouth FCU
Trustee*, Maurice Pelletier................................. NorState FCU
Northern Penobscot Chapter
Bangor Chapter
President, John A. Doe..........................................Eastmill FCU
President, David Defroscia.................................... Brewer FCU
Vice President/Chapter Director,
Burt Weed............................................................ Lincoln ME FCU
Vice President, Paula Powers.......................... Down East CU
Treasurer, Dan Byron...............................................Eastmill FCU
Treasurer, Bob Welch...............................................Bangor FCU
Secretary, Carol Levasseur...................................Eastmill FCU
Secretary, Sue Cross.........................Changing Seasons FCU
League Director, John Doe..................................Eastmill FCU
League Director, Kyle Casburn.......................Seaboard FCU
Trustee*, Dan Byron.................................................Eastmill FCU
Trustee*, Eileen Byram.........................................University CU
York County Chapter
Jeannette G. Morin Chapter
President, Melodee Stearns.......Ocean Communities FCU
President, Jennifer Andersen........................Five County CU
Vice President, Todd Rideout.................... York County FCU
Vice President, Anne Eisenhart..........................Atlantic FCU
Treasurer, Mary Thibeault..........................PeoplesChoice CU
Secretary/Treasurer, Bobbi Monaghan........ Midcoast FCU
Secretary, Charlotte Elmore.......Ocean Communities FCU
League Director, Roger Sirois.............................Atlantic FCU
League Director, Scott Chretien.............. York County FCU
Trustee*, Mike Foley........................................ Five County CU
Trustee*, Paul Sullivan.......................................Saco Valley CU
*Insurance Trust
30
AWARDS
Dora Maxwell Social Responsibility Award
Louise Herring Award for Philosophy In Action
Desjardins Youth Financial Education Award
• First Place
Casco Federal Credit Union
• Second Place
Brewer Federal Credit Union
2015 Dora Maxwell Social
Responsibility Recognition
Award Winners
• Honorable Mention
• First Place
• Second Place
2015 Louise Herring Award
for Philosophy in Action Winners
• Youth First Place
• Youth Second Place
• Adult First Place
2015 Desjardins Youth Financial
Education Award Winners
31
LEAGUE AWARDS PROGRAM
Each year since 1973, the Maine Credit Union League has recognized outstanding credit union
leaders in various categories. Three of these awards carry the names of outstanding credit
union pioneers from Maine. Listed here is an Honor Roll that should never be forgotten.
Alexander Ferguson Award
Outstanding Credit Union Volunteer
1973 Clyde Cushman, Maine Media FCU
1995
1974 William Dow, Portland Maine City Employees FCU
1996 Harold and Charlotte Mason,
Cumberland County Teachers FCU
1975
Conrad Poulin, Ste. Marie FCU
1997 Harold Grant, Maine Savings FCU
1976 Amedee Gobeil, Auburn FCU
1977
1998 Francis LeBlanc, Penobscot County FCU
Joseph Theriault, Winslow Community FCU
1999 Jean Gilpatrick, Coast Line CU
1978 Raymond Brown, NorState FCU
2000 Richard Gribbin, Maine State ECU
1979 Alfred Albert, Atlantic Regional FCU
2001 Nelson Jandreau, LaVallée FCU
1980 Raymond Lemay, Maine Family FCU
2002 Bernard Pagurko, Midcoast FCU
1981 Rene A. Moreau, Westbrook Community FCU
1982 Florent “Paul” Letourneau, Notre Dame (Waterville) FCU
1983 Adolf C. Leclair, St. Mary’s - St. Matthew’s FCU
2007 Robert Crowder II, cPort CU
Joseph A. Poirier, Oxford FCU
2008 Robert L. Leathers, Eastmill FCU
1988 John N. Morrison, Knox County FCU
2009 Robert Walker, Monmouth FCU
1989 Addison H. Furrow, Lincoln FCU
2010 Hugh Keene, Community CU
1990 Gus Cote, Taconnet FCU
Robert Tarbox, Saco Valley CU
1992
Donald Sorey, Seaboard FCU
1993
Bernice Jarvis, Eastmill FCU
2011
Robert Brewer, Five County CU
2012
Donn Goodwin, Brewer FCU
2013 Chanel Coulombe, Atlantic Regional FCU
2014 Raymond Gagnon, PeoplesChoice CU
1994 Evelyn Desmond, Five County CU
2004 Richard Bilodeau, Maine Highlands FCU
2006 Robert Curtis, Bowdoinham FCU
1986 Boyd R. Estabrook, Bowdoinham FCU
1991
2003 Leon Laffely, Atlantic Regional FCU
2005 Roberta Manning, Saco Valley CU
1985 Joseph P. Parteneau, St. Andre’s FCU
1987
J. Heleodore Brillant, Atlantic Regional FCU
2015 Marc Doyon, TruChoice FCU
32
– Continued
Jeannette G. Morin Award
Outstanding Credit Union Employee
1973
Joseph Schatz, Government ECU of Maine
1995
Michele Paquette, Notre Dame (Waterville) FCU
1974
Barbara Haynes, Greater Waterville Area FCU
1996 Elaine Palmer, Oxford FCU
1975
Patrick St. Peter, The County FCU
1997
1976
Patricia Mastine, Otis FCU
1998 Gail Richardson, Midcoast FCU
1977
Yolande O’Brien, St. Joseph’s Lewiston FCU
1999 Christine Barbour, Government ECU of Maine
1978
Alida Blanchard, Infinity FCU
2000 Cindy McBrady, Greater Portland Municipal CU
1979
Nan Chamberlain, St. John’s FCU
2001 Joan Rock, University CU
Karen Denis, Taconnet FCU
1980 Gerard Dozois, Ste. Marie FCU
2002 Elaine Jandreau, Fort Kent FCU
1981
Harold Violette, NorState FCU
2003 Donna Theberge, Ste. Croix Regional FCU
1982
Gilda M. Dennis, Auburn FCU
2004 Mary Jo Freeman, EMMC FCU
1983
Lorraine M. Bouchard, Atlantic Regional FCU
2005 Pauline Madore, KV FCU
1985
Leia T. Brown, Five County CU
2006 Betty Chabot, Maine Highlands FCU
1986 Virginia Konan, Government ECU of Maine
2007 Arlene Beaulieu, Saco Valley CU
1987
Jeannine M. Messier, Atlantic Regional FCU
2008 Colleen McGuiggan, Midcoast FCU
1988
Annette M. Rancourt, Notre Dame FCU
2010 Tammy Creswell, Maine Highlands FCU
1989 Mary T. Dorsey, The County FCU
2011
Trina Mercier, Central Maine FCU
1990 Linda Dodson, Atlantic Regional FCU
2012
Cynthia Giroux, Oxford FCU
1991
Jean Marquis, Five County CU
2013 Tina Jamo, Katahdin FCU
1992
Jean Moulton, Notre Dame (Waterville) FCU
2014 Linda Howe, Down East CU
1993
Noella L’Heureux, Saco Valley CU
2015 Nancy Blodgett, Otis FCU
1994 Lucille Terrio, Sabattus Regional CU
33
– Continued
James M. Gratto Award
Outstanding Credit Union CEO
1973
Earl Rancourt, Notre Dame (Waterville) FCU
1994 Mariann Goff, Greater Portland Municipal FCU
1974
Hugh Whitty, Bangor FCU
1995
Doreen MacMahan, Oxford FCU
1975 Olivette Theriault, Winslow Community FCU
1996 Rhonda Taylor, Dexter Regional FCU
1976 Albert Deshaies, St. Joseph’s (Biddeford) FCU
1997
1977 Lucia Beaulieu, Portland Maine City Employees FCU
1998 John Reed, Maine Savings FCU
1978 Harvey St. Amand, St. Andre’s FCU
1999 Steve Obrin, Atlantic Regional FCU
1979 Margaret L. Brink, Maine Media FCU
2000 Vicki Stuart, Ste. Croix Regional FCU
1980 Mary Ann Berry, Coast Line CU
2001 Philippe Moreau, Rainbow FCU
1981 Carleton Fournier, Vassalboro FCU
2002 Anne Boulette, KSW FCU
1982 Kenneth F. King, Katahdin FCU
2003 Matthew Griffiths, Coast Line CU
1983 Sylvina Mahar, Oxford FCU
2004 David Tozier, St. Croix FCU
1985 Rene T. Therrien, Otis FCU
2005 Normand Dubreuil, CCUE, CCE
Maine State CU
1986 Jacqueline Fortunato, Maine Education CU
1987
Philip J. Bergeron, York County FCU
1988
John O. Greenlaw, Government ECU of Maine
2006 Kyle Casburn, Seaboard FCU
2007 Ron Fournier, Maine Family FCU
2008 David E. Rossignol, NorState FCU
1989 Donald C. Fortin, KV FCU
2009 Tucker Cole, Evergreen CU
1990 Beth Plummer, Capital Area FCU
1991
Richard Dupuis, Five County CU
1992
Howard Dunn, University CU
1993
Carrie Shaw, Saco Valley CU
Eddie Plourde, LaVallée FCU
2010 Ken Acker, TruChoice FCU
2011
Gail Richardson, Midcoast FCU
2012
Roland Poirier, Otis FCU
2013 J Hunter King, Trademark FCU
2015 Roger Sirois, Atlantic FCU
34
– Continued
League President’s Award
Outstanding League Volunteer
1973 Arthur Keniston, Maine Media FCU
1996 Rachel Caron, Maine Family FCU
1974 Russ Livernois, Lisbon Community FCU
1997
1975 Dennis “Don” Soucy, Bangor FCU
1998 Earl Rancourt, Notre Dame FCU
1976 Albert Seguin, Midcoast FCU
1977 John Sutton, Atlantic Regional FCU
2000 Alvera Bosica, Knox County FCU
1978 H. William Peavey, Government ECU of Maine
2001 Harold Violette, NorState FCU
1979 Joseph Bouchard, The County FCU
2002 Mariann Goff, CCUE,
Greater Portland Municipal CU
1980 John Cooledge, Infinity FCU
Patrick St.Peter, The County FCU
2003 Anne Boulette, KSW FCU
1981 Jeannette Morin, Atlantic Regional FCU
1982 Roger Bissonnette, Maine Family FCU
2004 Normand Dubreuil, CCUE, CCE
Maine State CU
1983 Albert Roy, NorState FCU
2005 Gerry Menard, Atlantic Regional FCU
1985 Earl Rancourt, Notre Dame (Waterville) FCU
2006 Ralph Ferland, EMMC FCU
2007 Gail Richardson, Midcoast FCU
1987 Donna Steckino, Community Credit Union
2008 Sidney Wilder, Taconnet FCU
1988 James Seavey, Springvale FCU
2009 Richard Dupuis, Five County CU
1989 Gerry Menard, Atlantic Regional FCU
2010 Richard Lachance, Maine Education CU
1990 Carl McPherson, Evergreen FCU
2011
Luke Labbe, PeoplesChoice CU
1991
Deborah Hubbard, Greater Portland Municipal FCU
2012
Tucker Cole, Evergreen CU
1993
Jacqueline Fortunato, Maine Education CU
2013 David Rossignol, NorState FCU
1994 Gaston (Gus) Lesperance, Maine State Employees CU
2014 John Doe, Eastmill FCU
1995
2015 Kyle Casburn, Seaboard FCU
Albert Seguin, Midcoast FCU
35
– Continued
Denis A. Letourneau Jr. Award
Outstanding League Employee
1990 Jeanine Eastman, Supply, Printing, Direct Mail Services
2004 Cris Wescott, Administrative Services
1991
Diane Kane, Data Processing Services
1992
Dale McElhaney, Data Processing Services
2005 Christal Rumery,
Check Processing & Support Services
1993
John Laverriere, Data Processing Services
2006 Ben Jordan, Technology Services
2007 Rebekah Higgins, Card Services
1994 Sherry Cavallaro, Member Services
1995
2008 Deborah Dawson, Print & Creative Services
Cheryl Lancaster, Member Services
2009 Judith Davis, Technology Services
1996 Don McIntosh, Supply, Printing, Direct Mail Services
1997
2010 Debra Trautman, Corporate Marketing
J. Thomas Gavin, Member Services
1998 Robert Zidow, Data Processing Services
1999 Chet Emerson and Kathy Newman, Technology Services
2011
Kelley Souza, Administrative Services
2012
Wayne Sladen, Technology Services
2013 Erica Vachon, Direct Marketing Services
2000 Andre Levesque, Technology Services
2014 Michael Rosmus, Direct Marketing Services
2001 Mary Anderson, Print & Creative Services
2015 Trevor Jackson, CIS
2002 JoAnn Gobeil, Technology Services
2003 Dawn Paquet, Check Processing & Support Services
Diane L. Oceretko Award
People Helping People
2004 Paul Sullivan, Saco Valley CU
2010 Dan Emery, Maine State CU
2005 Denise Ouellette, Ste. Croix Regional FCU
2011
Catie Scribner, Evergreen CU
2006 Judy Griffin, Alliance of ME FCU
2012
Johannah Dorr, Seaboard FCU
2007 Diane Charland, Taconnet FCU
2013 Joel Wegner, Five County CU
2008 Christina Carter, Maine State CU
2014 Veronica Levesque, Maine Savings FCU
2009 Lori Peakall-Cote, Down East CU
2015 Donna Ketchen, Penobscot County FCU
36
– Continued
Special Awards
1976 Ruby Bouchard, Presque Isle FCU
1985 Ted Desveaux, Maine Credit Union League
1977 George T. Davis, Maine Media FCU
1989 Charles Hinkley, Sabattus Regional CU
1978 Kathryn Crocker, Lincoln Maine FCU
2000 J Hunter King, Maine Credit Union League
1979 Barbara Libby, Hannaford Employees FCU
2004 Donna Steckino, Community CU
1983 John Murphy, Maine Credit Union League
2004 Tony Poirier, Oxford FCU
1985 Harlan F. Bradford, Mobil Portland FCU
League Chairman’s Award
1973 Harold Mills, Bates FCU
1983 Michael Bohunicky, Lisbon Community FCU
1974 Louis Chartier, NorState FCU
1985 Dr. Lucien J. Pellerin,
Notre Dame (Waterville) FCU
1975 Paul Belisle, St. Joseph’s Lewiston FCU
1986 Louis C. Labbe, Atlantic Regional FCU
1976 Howard Tibbets, Katahdin FCU
2004 John Murphy, Maine Credit Union League
1977 Maurice Fontaine, Maine Family FCU
1978 Roland Michaud, Winslow Community FCU
1979 James Reagan, Eastmill FCU
1980 Richard Cyr, Notre Dame (Waterville) FCU
1981 Erwin Webber, Auburn FCU
1982 Philip Durgin,
Government Employees Credit Union of Maine
37
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