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Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
the
July General Meeting / Luncheon
Monday, July 13, 2015
Hilton Akron/Fairlawn - 3180 W. Market Street
11:00 a.m. Networking • 11:40 a.m. -1:00 p.m. Luncheon
RSVP by July 9th to: 330-777-0032
or [email protected]
Speaker: Jeff Nischwitz
“Unmask & Unleash Your Leadership”
get
Plugged
in...
board and
committee rosters
dates to remember
from the president
profile circuits
member benefits &
discounts roster
to your health
investment ideas
Recently called the “Wayne Dyer of business, Jeff Nischwitz is waking up business
and association audiences across the country with his messages about conscious
leadership, accountable teams and personal transformation. Big in stature and bigger
in heart, Jeff is leading audiences on a magical journey of self-awareness and discovery that is transforming organizations, leaders, teams, and people! Jeff Nischwitz is the Founder and
Chief Story Debunker of The Nischwitz Group (www.nischwitzgroup.com), a speaking and coaching firm
that transforms people and organizations … one story at a time! A national speaker, Jeff energizes and
captivates audiences on a wide range of business and personal development topics, an experience that
others have called Getting Jeffed!
Unmask & Unleash Your Leadership: If you are ready to put down your masks and ignite your true leadership, don’t miss this powerful session with Jeff Nischwitz! Jeff’s new concept of integrated leadership – what
he calls LIVINGSHIP™ – represents a new way of living, thinking and leading. Using concepts from his new
book – Unmask: Let Go of Who You’re “Supposed” to Be & Unleash Your True Leader (Motivational
Press 2014) – Jeff will share how to tap into your authentic leader, sharpen your leadership and accelerate
your influence. Now is the time to unleash your authentic power into your life, your business and your career.
August General Meeting / Luncheon
Monday, August 10, 2015
Hilton Akron/Fairlawn - 3180 W. Market Street
11:00 a.m. Networking • 11:40 a.m. -1:00 p.m. Luncheon
RSVP by August 6th to: 330-777-0032 or
[email protected]
Mike Mulhall is the Vice President of Partnerships for Destination Cleveland, the
convention and visitors bureau for the Greater Cleveland area. Destination Cleveland’s
mission is to promote the region as an outstanding business meeting and tourism
destination in order to grow the region’s economy. Mike oversees Destination Cleveland’s partnership
consultants that are responsible for engaging stakeholders and companies interested in promoting Cleveland
as a visitor destination through memberships and partnership opportunities.
Previous to Destination Cleveland, Mike spent 11 seasons with the Cleveland Indians baseball team,
most recently as the Senior Director of Ticket Sales where he provided leadership to all areas of tickets
sales including premium seating, season tickets, group tickets, single game tickets and fan services. He
graduated from John Carroll University with aB.A. in Communications.
September General Meeting / Luncheon
Monday, September 14, 2015
Hilton Akron/Fairlawn - 3180 W. Market Street
11:00 a.m. Networking • 11:40 a.m. -1:00 p.m. Luncheon
RSVP by September 10th to: 330-777-0032
or [email protected]
Anthony Margida sets the Accelerator’s strategic vision and is instrumental in forming
key partnerships that have a positive economic impact on Northeast Ohio. As an
entrepreneur in residence, he helps companies realize their value propositions and
develop profitable business models.
Anthony has more than 25 years of experience in developing and commercializing
new technologies and companies focusing on the advanced materials, cleantech, IT and medical device
industries. Previously, he worked for Battelle, Glenman Microsystems, Inc., JB Fuller Adhesives and Lord
Corporation. He serves on the Akron ARCHAngels Deal Flow Committee. Anthony received his PhD in
organic chemistry from The University of Akron and a BA from the College of Wooster.
Page 2 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
2015-2016 Board
Missy Klein
OPEN M
Tom Green
Kastner Westman
& Wilkins, LLC
Amy Holbrook
dates to
Remember
Premier Bank &
Trust
of Directors
Todd Kennedy
Levin Swedler
Kennedy
Lori Drugan
Gallery of Framing /
Art Gallery
Brad Lubinger
Town Planner
David Pelland
Bear / Pelland
Associates
Eileen Sass
SASS Accounting
Services
Leslianne Lake
Old Carolina
Barbecue
Lisa Gould
John Dellagnese
& Associates, Inc.
Terry Meinen
Primerica
Polly Riffle
Executive Director
Monday, July 13, 2015
General Meeting / Luncheon
(Details front page)
Saturday, August 8, 2015
“Stuff the Bus” Campaign
(Details TBA)
Monday, September 14, 2015
General Meeting / Luncheon
(Details front page)
Thursday, July 16, 2015
Membership Committee Meeting
8:30 am – 9:30 am
Stewart’s Caring Place
2955 W. Market Street, #R
Fairlawn, OH 44333
Monday, August 10, 2015
General Meeting / Luncheon
(Details front page)
Tuesday, September 15, 2015
Holiday Auction Committee Meeting
8:30 am – 9:30 am
Stewart’s Caring Place
2955 W. Market Street, #R
Fairlawn, OH 44333
Thursday, July 23, 2015
CCC Committee Meeting
9:00 am – 10:00 am
Chick-fil-A
47 Flight Memorial Drive
Fairlawn, OH 44333
Monday, July 27, 2015
Before 5
7:30 a.m. - 9:30 a.m.
The Village at St. Edward
3125 Smith Road
Fairlawn, OH 44333
Tuesday, August 11, 2015
After 5
5:00 pm - ?
Akron Racers
1575 Firestone Parkway
Akron, OH 44301
Thursday, August 13, 2015
Membership Committee Meeting
8:30 am – 9:30 am
Stewart’s Caring Place
2955 W. Market Street, #R
Fairlawn, OH 44333
Thursday, August 20, 2015
CCC Committee Meeting
9:00 am – 10:00 am
Chick-fil-A
47 Flight Memorial Drive
Fairlawn, OH 44333
Now
rsvp
Thursday, September 17, 2015
Membership Committee Meeting
8:30 am – 9:30 am
Stewart’s Caring Place
2955 W. Market Street, #R
Fairlawn, OH 44333
Tuesday, September 22, 2015
Fall Business Fest, 2015
10:30 am – 2:30 pm
Fairlawn Community Center
(Details TBA)
Your reservations are important to us!
Please call the chamber at
330-777-0032 or email to
[email protected] for all events!
Page 3 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
from
the
president
Are you Practicing Slight Edge
Thinking?
Hello Membership,
Taken From “The Slight Edge” by Jeff Olson
The Fairlawn Area Chamber of Commerce is having a
wonderful year thus far and it looks to continue on the
same path. The Before 9 held at the Racers Firestone
Stadium proved to be informative and enjoyable
with the team on site to talk with our members
that attended. We hope they have a stellar season!
The After 5 Ribbon Cutting at Ray’s Place was well
attended with delicious food and beverages served. It
is my hope to see all of your faces at our upcoming events that promise to
be exciting.
The Slight Edge is a way of thinking that enables you to
make the daily choices that will lead you to the success
and happiness you desire. Learn why some people make
dream after dream come true, while others just continue
dreaming and spend their lives building dreams for someone else. The Slight
Edge is not just another self-help tool for traveling the path to success. It is
the doorway to creating powerful results in any area of your life, by using tools
you already hold within you.
I had the great pleasure of presenting (4) $1000 scholarships to four
accomplished students at Copley High School which were made possible
through funds raised from the 23rd Annual FACC Golfing for Education. How
rewarding it felt to present those young folks with help towards their higher
education.
Here are some nuggets to ponder from The Slight Edge:
• There are two kinds of habits: those that serve you, and those that don’t.
• You have choice over your habits through your choice of everyday actions.
• The way to erase a bad habit is to replace it with a positive habit.
• Here are 7 powerful, positive slight edge habits:
I am excited about the new Community Connection Committee for the FACC
being chaired by Leslianne Love. This committee is geared towards yet more
giving back to our local communities with the first event, “Stuff the Bus”,
being held on Saturday, August 8th from 10a-2p at the Roundabout at Summit
Mall. There will be entertainment and goodies available while we attempt to
stuff two busses with school supplies for the Copley and Revere schools. With
the help of the committee and volunteers we hope this will be a successful
event so mark your calendars. Speaking of calendars, don’t forget to attend
the Fairlawn 4th of July Parade being held on Saturday the 4th. If you are
a member, you can be in the parade free of charge in our FACC division.
Remember the fireworks are always the Sunday before the 4th, which will
be June 28th.
Make sure you attend our monthly luncheons to network and hear a slate of
exciting upcoming speakers. We thank all of the members who took the time
to fill out the surveys at the May luncheon as this will assist the board with
making sure your FACC membership is fulfilling. Visit and “like” our Facebook
page to keep you informed of all of the great things going on within FACC. Feel
free to contact me with questions or concerns as I am happy to help. Enjoy
your summer and we will see you at the meetings.
o
o
o
o
o
Show up: be the frog who jumps off the lily pad.
Show up consistently: keep showing up when others fade out.
Cultivate a positive outlook: see the glass as overflowing.
Be committed for the long haul - remember the 10,000 hour rule.
Cultivate a burning desire backed by faith: not hoping or wishing
– knowing.
o Be willing to pay the price: sometimes you have to quit the softball
team.
o Practice slight edge integrity: do the things you’ve committed to
doing, even when no one else is watching.
The Slight Edge is part of LIFE Leadership’s Corporate Leadership Education
Training System. Mediocrity is for the many. Leadership is for the few.
Chris Schroeder
LIFE Leadership Independent Member
330-603-0428 – Stow, Ohio
www.lifeleadership.com/61326651
Arbitration: A Cost-Efficient Alternative to Litigation of Workplace Disputes
For both employers and employees, litigation of workplace disputes in court can be time consuming, drawn out, and very expensive. An often welcomed
alternative to litigating disputes is binding arbitration. More and more frequently, employers are asking their employees to sign arbitration agreements.
Arbitration agreements require those who sign them to resolve any disputes by binding arbitration rather than in court before a judge or jury. While arbitration
does not take place in a courtroom, it does resemble a trial in the sense that disputes are presented to a neutral party (an “arbitrator”) who hears the case
and renders a final decision or award.
The benefits of arbitration are numerous. Arbitration is less formal and adversarial than a court proceeding, which can help preserve the relationship between
the parties in the aftermath of a dispute. Rather than submitting the case to a jury with no legal background, the parties generally have the option of selecting
an arbitrator who has experience or expertise in the subject matter of the dispute. The amount of documents and information exchanged between the parties
(referred to as “discovery”) is limited in an arbitration setting, whereas parties engaged in litigation often must provide each other with significant amounts of discovery relating to their
claims and defenses, which is both time consuming and incredibly expensive. Additionally, arbitration is private; there is no public record of the proceedings or decision and parties
have the option of agreeing to keep the proceedings confidential.
Arbitration also often provides a much quicker resolution than litigation in that rather than waiting for their turn to be heard in court, parties are able to arbitrate as soon as they have
prepared their case. There is much more finality provided by arbitration. A court order or jury verdict may be appealed which can extend the length of a dispute by months or even
years. Due to state and federal arbitration laws that limit court intervention as well as laws facilitating enforcement of arbitration awards, binding arbitration decisions are, as their
name would suggest, generally unappealable.
What does all of this mean for employers? Arbitration saves both employers and employees significant time and expense and allows them to more rapidly resume the working
relationship or, if the situation dictates, sever ties cleanly. Courts have consistently upheld arbitration agreements and employers should consider them as an alternative to resolution
of disputes in court.
Kastner Westman & Wilkins, LLC (kwwlaborlaw.com) is a Fairlawn, Ohio law firm that represents and counsels employers in all aspects of workforce management, state and federal legal
compliance, labor negotiations, arbitration, OSHA, employee benefits, workers’ compensation, and defense of claims filed with administrative agencies and state and federal courts.
Tom Green,
OSBA Certified Specialist in Labor & Employment Law,
Kastner Westman & Wilkins, LLC
Page 4 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
membership
committee
Tom Majka
Business-Right, Inc.
330-606-1193
Jan Seymour
Welcome Basket Associates
330-867-9193
Sandra Armbruster
My Massage Place
330-573-5804
Lori Drugan
Gallery of Framing
330-835-3046
Justyn Jaymes
Weathervane Playhouse
330-836-2626
Terry Meinen
Primerica
330-644-9910
Margaret Tournier
21st Century Financial
330-668-9055
Debbie Barley
Mature Services
330-762-8666 x144
Brian Dunphy
Lucky Shoes
330-836-9542
Bethany Kohler
Tupperware Consultant
330-697-0773
Elaine Neumann
Elaine R. Neumann Interiors
330-388-3623
Trish Goodin-Yard
Mary Kay Cosmetics
330-310-4221
Mary Bloom
Grand Living
330-858-7689
Chris Fulton
Herbalife
330-607-5943
Bunny Lacey
Akron Life Magazine
330-253-0056 ext 110
Laura Palmer
Weigh 2 Wellness, Ltd
330-701-0734
Gina Caniglia
Ohio Savings Bank
330-836-9547
Dale Hansen
Family Hearing &
Balance Center
330-644-1932
Karen Leonard
Innovative Global Vision
330-425-0922 ext 112
Debbie Reiss
G.A.S.P.
330-247-1402
Kelly Kennedy
AdvoCare
330-329-5138
Chris Schroeder
Life Leadership
330-603-0428
Ron DeGrand
Barbron Enterprises LLC
330-983-9380
Lisa Hesse
Servpro/West Akron
330-904-0109
KinderCare
Brandi Bowers
4050 Embassy Parkway
Fairlawn, OH 44333
330-665-4108
330-665-4282 (Fax)
[email protected]
www.kindercare.com
Learning Facility
Rock and Roll Hall of Fame and
Museum
Michael Detling
1100 Rock and Roll Blvd
Cleveland, OH 44114
216-515-1933
216-515-1995 (Fax)
[email protected]
www.rockhall.com
Entertainment
KDR Etc., Inc.
Kimberly Rutherford
1973 Kemery Road
Akron, OH 44333
330-723-5038
330-319-8000 (Fax)
[email protected]
www.kdretc.com
Advertising /Marketing
Sassy Dog
Diane Morrison
3175 Shellhart Road
Norton, OH 44203
330-607-3121
[email protected]
www.sassydog.net
Food Vendor
Bologna Insurance Agency
Jared Bologna
572 W. Market Street, Suite 12
Akron, OH 44303
330-376-7675
[email protected]
www.bolognainsurance.com
Insurance
PRLKW & Co.
Seth Poitinger
2735 Crawfis Blvd.
Fairlawn, OH 44333
330-864-1144
[email protected]
www.prlkw.com
Financial Planning
DX Properties
Clint Dix
56 Milford Drive
Hudson, OH 44236
330-620-6456
330-642-1015 (Fax)
[email protected]
www.dxpropertiesinc.com
Real Estate
Arcadia Home Care & Staffing
Donald Robinson
2855 W. Market Street
Fairlawn, OH 44333
330-269-9520
[email protected]
Home Care
membership
news
New Members
New Members April
Michael Detling, Rock and Roll Hall of Fame and Museum; Missy
Klein, FACC President; and Clint Dix, DX Properties
New Members May
Jared Bologna, Bologna Insurance; Missy Klein, FACC President; Brandi
Bowers, Kindercare Learning Center; and Kimberly Rutherford, KDR Etc., Inc.
Page 5 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
Video Marketing
With technology and things like social media
overtaking our lives it’s no surprise that people are
moving away from reading traditional articles and
how-to guides and more towards video. Video has
become so popular that Forbes deemed this year
the year of video marketing. Just how popular has
video gotten? It is predicted that by 2017 69% of
all consumer internet traffic will be video. Currently about 100 million
people watch videos online each day. Video marketing can have a huge
positive affect on your company. 90% of online shoppers have said
that video is helpful in making buying decisions and 64% of visitors to
a website are more likely to purchase a product if there is a video on
the site. They also tend to stay on websites with video about 2 minutes
longer than one that has no video. Those numbers are huge and really
show how much of an impact video marketing is having on today’s
businesses. In fact 64% of marketers are expecting that video will
dominate their strategies in the future. Still on the fence about video?
Keep in mind that it has been said that a picture is worth a thousand
words, well video is said to be worth 1.8 million words! Think of the
impact that video can have on your business and your customers.
There are endless statistics showing that video is one of the best tools
marketers can use today to reach their consumers. You don’t need to
be a professional or in some cases even hire a professional. Video is a
learning process and as you create more videos you will become better
and understanding what goes into creating a great video. Not sure how
to get started or want more information? Contact IGV today at 330425-0922 to get started with video marketing today!
Karen Leonard
Innovative Global Vision, Inc
(330) 425-0922.
www.igvinc.com
Innovative Global Vision is a full-service digital marketing firm, specializing
in Web Design, Hosting, and Marketing & Video Productions Services.
“It is all about results”
April / May Luncheon
Page 6 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
5. Legumes
Periodically it’s beneficial to replace animal proteins with plant-based sources
of the nutrient in your diet. By doing so, you can reduce your risk of chronic
conditions like cancer, cardiovascular disease, diabetes and obesity. In one
Spanish study, study participants who ate a calorie-restricted diet that included
Great Salad Toppers for Weight Loss
four weekly servings of legumes lost more weight than those on a calorie‘Tis the season for great fresh ingredients for your equivalent diet that didn’t include beans—likely due to their belly-filling fiber
salad. If you stay away from the croutons, fried toppings content. A study published in the journal Obesity backs that assumption: The
and bacon bits, you can hit a home run with weight researchers found that eating 160 grams—or a little more than a half cup—of
management by adding toppings to your salad with items legumes led people to feel 31% fuller. It doesn’t matter what types of beans you
eat (so long as they aren’t re-fried), just be sure to work them into your diet to
that can decrease your waist line.
reap the benefits.
1. Sweet Bell Peppers
Hot peppers can rev your metabolism, but did you know that their sweet-tasting, 6. Onions
bell-shaped cousins have similar effects? They contain a metabolism-boosting The flavorful, low-cal veggie (a quarter-cup has just 16 calories) breathes new
compound called dihydrocapsiate. In one study, participants who consumed life into bland beds of lettuce, while simultaneously boosting endurance (which
dihydrocapsiate experienced a metabolic boost that was nearly double that can help you burn extra calories at the gym) and torching body fat. The onion’s
of the placebo group! But that’s not all: Sweet red and green bell peppers are diverse skill set comes from a powerful flavonoid called quercetin that increases
also rich in vitamin C—a nutrient that fights back against stress hormones that blood flow and mimics the effects of exercise by enhancing the production the
energy-producing units in our cells.
trigger fat storage in the stomach.
to
your
health
2. Eggs
Add eggs to your greens in lieu of more expensive protein sources like chicken.
In addition to the hunger-quelling effects of the whites, the yellow center is an
abundant source of a fat-fighting nutrient called choline. It works by suppressing
levels of the hunger-stoking hormone leptin, which fuels between-meal cravings.
Yolks also increase your body’s absorption of heart-protecting, cancer-fighting
antioxidants called carotenoids, found in popular salad veggies like broccoli,
Brussels sprouts, kale, carrots and sweet potato.
3. Berries
According to two recent animal studies, consuming a diet rich in polyphenols–a
naturally occurring chemical found abundantly in strawberries, blueberries and
raspberries–can decrease the formation of fat cells by up to 73 percent! While
we can’t be certain the same will hold true in humans, the sweet fruits are also
filled with water and fiber—two nutrients that help ward off hunger—so there
are proven benefits to adding them to your plate of greens.
4. Peaches
Throw slices of a delicious, juicy peach into your greens. According to Texas
A&M University researchers, the stone fruit contains phenolic compounds that
modulate different expressions of genes to ward off obesity, high cholesterol,
inflammation and diabetes—now that’s something to feel just peachy about!
7. Canned Tuna
Add some chicken of the sea to your greens. Sure, ounce-for-ounce it has two
fewer grams of protein than the classic bird, but its nutritional profile more than
makes it for it. Tuna is a primo source of docosahexaenoic acid, a powerful
omega-3 fat that can shrink—and eventually kill off—young fat cells in the belly,
according to Journal of Nutrition research. Worried about the mercury? Canned
tuna is considered a “low mercury fish” and can safely be enjoyed two to three
times a week, according to the FDA’s most recent guidelines.
In addition to the suggestions above, try new types of greens. There are
tremendous amounts of choices including Kale, Arugula, Leaf, Romaine, Spinach,
Endive, to name a few. Take a trip to the produce section of the supermarket,
or go to a farmer’s market stand and pick out as many colors as possible of
fruits and veggies for your salad. The more color you add the larger the variety
of nutrients you are adding to your diet. Salads are the fastest and easiest way
to consume the most abundant variety of balanced nutrition with the fewest
amount of calories.
Laura Palmer
Weigh 2 Wellness
www.Weigh2Wellness.com / 330.701.0734
Article information from Dana Leigh Smith, Eat This Not That
Lifting Weights: Not Just for Men
Too many times I hear women say, “I don’t want to lift
weights because I don’t want to bulk
increase in muscle, bone, and joint strength can help to decrease risk of falls
and fractures.
up.” Not only will this not happen, but you’re depriving
your body of a crucial aspect of its health and wellness.
Because of a female’s estrogen levels, it is very difficult
to “bulk up.” Men are able to get those big muscles
that so many women want to avoid because of their
testosterone levels. While females do produce testosterone, the level is much
less than males, which makes it difficult for females to significantly build bulk.
But why should women strength train? Lifting weights helps play a role in weight
loss. By increasing muscle mass, you can increase the amount of calories you
burn throughout the day. Lean mass is increased, body fat is decreased and
metabolism is increased. According to the American Heart Association, strength
training can lower your risk for heart disease by lowering waist circumference,
triglyceride levels and blood pressure.
What about cardiovascular athletes? Lifting weights can not only improve
athletic performance, but can also help prevent injuries. Strength training can
help improve speed, power and even lower muscle fatigue. Strength training can
help a runner run faster, a cyclist go that extra mile or a swimmer pull ahead of
their opponent with that last sprint to the end. Above all, there is much more to
strength training than building big muscles.
Strength training also helps strengthen bones and joints, which lowers the risk
of developing osteoporosis and helps relieve joint pain common with aging,
including arthritis. If strength training is incorporated into a regular exercise
routine before menopause, the risk of developing osteoporosis is decreased;
however, if you are postmenopausal or experiencing osteoporosis, strength
training can still increase bone density and help slow down osteoporosis. This
In fact, weightlifting can help you reach your fitness goals in one way or another.
Whether it is to lose that extra 15 pounds or just improve your health and feel
better overall, adding a strength training routine into your regular workouts can
help you get there. Remember to always allow your muscles one day of rest in
between training sessions to help prevent injuries and give your muscles time to
heal and grow. Happy lifting!
Justin Berthiaume Membership Manager for Akron general LifeStyles
Contributions from:
Stephanie Madden, MEd, EP-C
Exercise Specialist at Akron General Health & Wellness Center – West
Page 7 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
Seniors: Helping Prevent Investment Fraud
or be pressured to open an account that is not suitable for your financial situation.
Protecting your retirement nest egg and sustaining your retirement
income are challenging enough. Taking precautions to help guard
your investments from fraud is important.
Skepticism Is Healthy
Contact your law enforcement agency immediately if you suspect an individual or organization is
employing fraudulent actions.
People who are older can be common targets for fraud and financial
crimes. Scam artists and unscrupulous sales people target seniors,
who are often seen as:
Investment fraud can take many forms. There are Ponzi schemes, for example, where fraudsters
advertise high rates of return on client investments. High payouts may continue until new investors
are no longer available. Then the scheme and all the money disappear.
Other common schemes to watch out for:
• pyramid schemes
• scams involving coins and precious metals
• ownership interests in oil and gas interests
• viatical scams (known as “cashing out” of a life insurance policy, or a “living benefit”)
• affinity fraud through community groups, clubs, and even places of worship
• Generally trusting
• Home alone during the day
• Accustomed to answering the door or the phone
• Reluctant to report fraud
• Confused by online ads and offers
Scam artists are well aware of these common perceptions and often use these tactics:
• Phone calls
• Emails
• Personal sales pitches
• Pop-up ads on the Internet
Here are a few guidelines to follow that may help protect you or a loved one from investment fraud.
Proceed with Caution
Don’t jump into an investment. Slick websites, smooth-talking solicitors, high pressure sales pitches,
and extravagant promises can be misleading.
Before investing in any investment product or service, it’s important to consider your overall financial
situation. Is the product or service right for you?
Be aware of your liquidity needs, fees, and costs associated with an investment. Consider your
income needs and the overall risk you can afford to bear with any investment.
Beware of Misleading Information
There is some wisdom to the old adage, “If it seems too good to be true, it probably is.”
Offers of an investment with an above-average rate of return or income rate and little-to-no risk are
almost always deceptive.
Healthy skepticism is a wise strategy for seniors when approached by any person with a sales pitch.
What to Do
Wells Fargo Advisors is very concerned about protecting seniors from financial fraud. We believe
your financial health is an important aspect of your retirement and that it must be guarded carefully.
Even if you don’t suspect the deal or the person is fraudulent, there are a few steps to take before
investing your money.
End the Conversation
Practice saying “no”, or telling the person you always speak with someone else before making
decisions. Have an exit strategy.
Turn the Tables
Ask questions. A legitimate investment professional – as well as his or her firm – must be properly
licensed with a regulator depending on the type of business the individual (or firm) conducts.
Talk to Someone
Stepping away from the situation and asking for another opinion can help you see the true value of
an offer.
Talk with a Financial Advisor about the ways you can protect yourself or a loved one by monitoring
your personal financial information and being selective in providing access to personal data.
Some representatives and salespeople may use scare tactics to gain access to seniors’ savings
and investments. They may threaten physical or financial harm, use intimidating statements, or call
repeatedly.
Find out more and print out a pamphlet to read over later.
Be wary if the solicitor asks you not to tell anyone else about the investment, tells you it is a one-ofa-kind deal, or that other people (maybe even dropping the names of prominent people in the area)
have already bought in to the arrangement.
The Better Business Bureau and the FINRA Foundation created a website and pamphlet for seniors
and their families to find out more. Visit http://www.bbb.org/smart-investing/ for more tips, and
download “Fighting Fraud 101: Smart Tips For Investors”.
Services described as a “limited-time offer” or any person who pressures you to make an immediate
investment decision should also raise a red flag. Don’t be afraid to ask questions or to seek a second
opinion.
This article was written by Wells Fargo Advisors and provided courtesy of Michele
Gensel, Senior Vice President Complex Manager in Akron, OH at 330-668-7735.
Beware of guarantees to make money or to achieve a guaranteed rate of return. Con artists often use
promises of high returns to lure people into financial scams.
Few Things in Life Are Free
For example, seminar invitations that come with an offer of a free meal may seem appealing.
However, some of these seminars turn into high-pressure events where you may be given bad advice
To each business that so
graciously opened your
doors to host an After 5
or an Before 9. . .
After
5
Thank You!
After 5
April 14, 2015
Stewart’s Caring Place
After 5
May 28, 2015
Ray’s Place
Before 9
April 22, 2015
Edward Jones
After 5
June 18, 2015
The Winery at
Wolf Creek
Before 9
May 20, 2015
Akron Racers
Any member that would be interested in hosting an
“After Five” or a “Networking Before Nine”
please contact the chamber office at 330-777-0032.
The SEC has prepared “Seniors: Protect Yourself Against Investment Fraud”.
Investments in securities and insurance products are: NOT FDIC-INSURED/NOT BANKGUARANTEED/MAY LOSE VALUE
Wells Fargo Advisors, LLC, Member SIPC, is a registered broker-dealer and a separate
non-bank affiliate of Wells Fargo & Company.
©2014 Wells Fargo Advisors, LLC. All rights reserved. 0314-00001 [84785-v3] 03/14
Page 8 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
Save The Date
Now you can get cost savings on your health
insurance benefits usually reserved for larger
companies. How? You get the purchasing power
of the group insurance market through your
chamber of commerce membership. PLUS, you
also get access to the comprehensive care and
quality providers you’ve come to expect.
Speed Networking
Friday,
October 2, 2015
Call one of our health insurance agents today!
Look in your membership directory to find one.
In West Akron, Summa Health
Center at White Pond/Park
West offers easy access to:
You don’t have time to drive
miles for lab work, imaging or
other healthcare services.
•
•
•
•
•
Summa Health System’s
network of 18 health centers
in Summit and Medina
counties provide convenient,
high quality care for busy
families.
Visit summahealth.org to
learn more about services
available at other Summa
locations.
• Bone densitometry
• CT scans
General ultrasound
Digital mammography - 2D and 3D
Open MRI and MRA screenings
Walk-in laboratory
Walk-in X-ray services
Summa Health Center at
White Pond
One Park West Boulevard
Suite 130
Akron, OH 44320
(330) 873-1518
(off White Pond Drive and I-77)
excellence member
You’re busy – with kids’
sports, dance recitals,
school, family events, caring
for aging parents, chores,
work.
Call (800) 237-8662 for more
information or to make an
appointment with a Summa
physician.
circle of
Never enough hours
in your day?
Page 9 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
Taming Volatility: Taking
Advantage of a Moody Market
• Diversify among and within asset classes – allocation across
unrelated investments can minimize damage.
Although the recent volatility surge has concerned
investors, it’s worth remembering volatility doesn’t
always mean losses. Let’s look at strategies to try
to mitigate – or benefit from – volatility:
• This requires investors to identify companies with strong
fundamentals – growth over time, consistent earnings, etc.
1. “Buy low” in a volatile environment with dollar-cost averaging.
• Dollar-cost averaging is the regular purchase of a fixed dollar
amount of an investment, regardless of share price (e.g., $1,000 every
month). When share price increases, your $1,000 buys fewer; when it
decreases, it buys more.
• Dollar-cost averaging can remove emotion by creating regular
savings.
• This is effective with up-and-down periods – if price stays flat, there
aren’t dips to buy. Dollar-cost averaging can’t protect against loss in a
declining market, so it’s not always appropriate.
2. Certain investments are better for addressing volatility.
• Bonds in a bond ladder can mature in intervals. If interest rates rise,
investors can use proceeds of a maturing bond to invest at the higher
rate; if rates decline, only some of the portfolio will be subjected.
3. One of the best ways to deal with volatility is ignoring it.
• Maintaining a long time horizon allows value investors to pay little
mind to short-term fluctuations.
• For these companies, volatility could be a buying opportunity, though
only if share price rebounds.
What you should do:
These strategies can help, but they also carry risks. I can determine if
they’re suitable for you and implement them in a wealth management
plan.
Robert W. Baird & Co. does not provide tax advice or services. No
investment strategy can guarantee a profit or protect against loss. All
investments carry some level of risk including the potential loss of
principal invested.
Article provided by Robert W. Baird & Co. for Paula R. Chesser,
CSA, Vice President, Senior Investment Consultant of Robert W. Baird & Co.,
member SIPC | 330-664-5500 | 877-792-7868 | [email protected].
• Alternative investments have a low correlation with traditional asset
classes and can mitigate volatility.
The Benefits of a 529 College Savings Plan
A college education can play an important role in future financial security.
According to the College Board, the cost to attend an in-state public college in
2014-2015 averaged $23,410 per year. Imagine how costs will increase in the
next five years.
Strong Communities Start Here.
If you want to assist a loved one with college expenses, a 529 plan should be on
your radar.
What is a 529 plan?
A 529 plan is a tax-advantaged way to save for higher education. This is a great
way to prepare for higher education expenses, such as tuition, room and board,
and books and supplies.
circle of
Benefits of a 529 plan
The unique benefits of investing in a 529 plan include:
Flexibility
• Open an account for anyone, no matter how much you earn.
• Invest until the account reaches $350,000 for each beneficiary.
• Open an account for as little as $50.
Buckingham, Doolittle & Burroughs, LLC
is proud to serve the local businesses
and citizens of Fairlawn and the
surrounding communities.
Tax advantages
• No federal taxes, or in most cases, state taxes on withdrawals if you use them
for qualified education expenses. (Many states allow a deduction or credit
against state taxes for all or part of your contributions.)
Control
• The account stays in your name, and you control the timing and withdrawal
amounts.
• Change the account beneficiary to a member of the
same family as often as you like.
To get started with a 529 savings plan or for more
information, contact Chris Cardello, VP Portfolio Manager, at
740.699.4604 or at [email protected].
3800 Embassy Parkway, Suite 300
Akron, OH 44333
330-376-5300
Buckingham, Doolittle & Burroughs, LLC
A Northeast Ohio Business Law Firm • bdblaw.com
excellence member
• Use the money in the account to pay for qualified expenses at a community
college, undergraduate or graduate school, trade school or for technical and
professional training.
Page 10 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
23rd Annual Golfing for Education
First Place
Second Place
$1000 Dollar Chamber Scholarship Recipients
Anna Signorino
Ashlee Jackson
Eleni Vidalis
Matthew Britton
$500 Winner
Page 11 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
Member benefits & discounts roster!
facc member-toAkron Racers
330-376-8188
Contact TODAY to receive buy one/get one free $7.00
stadium tickets to any 2015 Akron Racers Home Game.
Barbron Enterprises LLC / Preserving Memories
Division
330-983-9380
10% off all media conversion orders
Familyfoto
330-618-2666
Book your child’s High School Senior Session and get 50%
off any package. Call Harvey and mention this ad.
www.facebook.com/itsallaboutseniors
www.familyfotoportraits.com
Gallery of Framing/Art Gallery
330-835-3046
Contact Lori Drugan for a 15% discount on any custom
framing project. Larger discounts may apply for those
corporate projects of ten or more pieces.
Grand Living
330-858-7689
Refer a resident* and you both receive a $500 gift card.
*Must be a new resident. Certain restrictions apply. See agent
for details.
Greenview Assisted Living
330-819-1150
Contact Danka to learn how to qualify for $1000 for new
resident referral.
H.C. Lobalzo & Sons, Inc.
330-666-6758
Free travel charge on your commercial food equipment
service call. A $59.00 value! Just mention FACC member-tomember benefits. We are authorized warranty servicers of
most brands of commercial food equipment. Visit
www.HCLobalzoandSons.com for a full list and pricing.
Homewatch CareGivers
330-668-1500
Contact Paul Bonacuse for a free in-home evaluation for
care. Mention this listing and receive $10 off of 4 hours of
personal care service.
In Working Order
330-777-0083
Contact Diane Ash for 10% discount on boxes, bubble wrap,
and packing materials. Free delivery available.
Kiehl Information Technology Services
330-294-1005
Contact Dennis Kiehl for 5% - 10% discount on equipment,
installation and/or new services.
Learning Rx
330-668-9711
Contact Steve Buie to receive a FREE Cognitive Skills
Assessment for one member of your family. ($149
value) Learning Rx is a one-on-one cognitive training
which treats the CAUSE of the learning struggle not the
symptom. Our clients range from 5 through adult.
Origami Owl
330-723-6167
Contact Denise Wigley for a 15% off your first order.
Schedule an Origami Owl Jewelry Bar, ear FREE product
and a bonus gift. dwigley.origamiowl.com
Pinnacle Sports
330-239-0616
Contact Lea Burn for a 20% discount off of the retail price
of all Pinnacle Sports programs, classes and birthday
parties. All you need to do is to let us know that you or
your company is a member of FACC.
PrintPlus
330-836-4239
Contact Connie to receive 15% off the regular price of all
new in-house orders.
SACS Consulting and Investigative
Services, Inc.
330-255-1101 ext 305
In honor of SACS Consulting’s Silver Anniversary in
2015, we are offering Fairlawn Chamber members a
25% discount off any of the services we provide. Offer
good through December 31, 2015. Call us and we can
celebrate together!
get
Energized!
ServiceMaster by Corbett
330-864-7300
Contact Carol Gumbarevic to receive a 25% discount on all
regularly priced carpet, upholstery, & tile cleaning. Good for
Residential or Commercial.
Sherwin Williams
330-666-0362
Receive 10% off all paint purchases & ask about our inhome or business color consultations.
Stay At Homecare, A division of Mature
Services, Inc.
330-253-4597 ext. 181
Contact Penny Holvey for 10% discount on first-time service.
Offering private pay Home Health Aides, Homemakers and
Cleaners to the Rescue - a heavy duty cleaning service.
Summit Mall
330-867-6997
Call Kate Miller for information on the American Express/
Simon Giftcard and our bulk purchase discounts for your
business! This Giftcard has no fees after purchase and
doesn’t expire!”
Wigs N’ Things Boutique
330-864-5251
$30 off any regularly priced wig.
Send Us Your FACC
Member-To-Member
Benefits and Discount Offers!
Does your firm have a benefit or discount offer you wish to offer other FACC members?
Why not send us your firm’s benefit or discount offer, and we’ll include it on our FACC
Member-To-Member Benefits and Discounts Roster!
Please complete this
form and mail it back to:
FACC
P. O. Box 13388
Fairlawn, OH 44334
Phone at 330-777-0032 or email to: [email protected]
Company Contact/Business Name/Telephone:___________________________
__________________________________________________________________
Klein’s Medical West
330-865-9000
Contact Kelley Fay to receive 10% off any regular priced item
in the store. Does not apply to an insurance billed product.
Visit us online at www.kleinsrx.com
FACC Member-To-Member Benefit/Discount Offer: _______________________
__________________________________________________________________
__________________________________________________________________
__________________________________________________________________
__________________________________________________________________
__________________________________________________________________
Connection
the
P.O. Box 13388
Fairlawn, Ohio 44334
Download
TODAY!
PRSRT STD
U.S. Postage
PAID
Akron, Ohio
Permit No. 870
Fairlawn City
App
web: www.fairlawnareachamber.org
e-mail:
[email protected]
phone/fax: 330-777-0032
Page 12 • Fairlawn Area Chamber of Commerce Newsletter • July/August/September 2015
FACC Single Number 330-777-0032
www.fairlawnareachamber.org