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NewsHopperTM Area’s Largest Circulation E E R F Newspaper Over 20,000 circulated weekly ! Come on over to our pad! Aitkin Baxter Brainerd Cohasset Cromwell Crosby Crosslake Deerwood Emily Fifty Lakes Garrison Grand Rapids Hill City Ironton Isle Jacobson McGrath McGregor Malmo Merrifield Mora Outing Palisade Pequot Lakes Pine River Remer Tamarack Wahkon Wright Reserve Your Space call… 218-927-6990 800-927-4498 218-927-6980 FAX (Published in NewsHopper Saturday, June 30, July 7, 14, 21, 28 & August 4, 2007) NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN: That default has occurred in the conditions of the following described mortgage: DATE OF MORTGAGE: February 28, 2005 ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $396,000.00 MORTGAGOR(S): Jeffrey M. Buchman and Pamela M. Buchman, husband and wife MORTGAGEE: Option One Mortgage Corporation, a California corporation DATE AND PLACE OF FILING: Filed May 12, 2005, Aitkin County Recorder; Document No. 365984; and corrected of record by Document No. 381238 recorded on May 16, 2007 ASSIGNMENTS OF MORTGAGE: Assigned to: Deutsche Bank National Trust Company, as Trustee for the Certificateholders of Carrington Mortgage Loan Trust 2005-OPT2, Asset-Backed Certificates, Series 2005-OPT2 LEGAL DESCRIPTION OF PROPERTY: Lots 29, 30, 31, and 32, Minnewawa Duck Pass and That part of Lot 48, Minnewawa Duck Pass, Aitkin County, Minnesota to be described as follows: Beginning at the most Northerly Corner of said Lot 48 (said corner also referred to as the Northwest Corner of said Lot 48); thence South 63 degrees 49 minutes 51 seconds East on an assigned bearing along the Northerly line of said Lot 48 a distance of 100.00 feet; thence south 02 degrees 21 minutes 35 seconds West a distance of 200.00 feet; thence North 87 degrees 38 minutes 25 seconds West a distance of 97.91 feet, to the Westerly line of said Lot 48 (Easterly line of Duck Pass Drive) to the point of beginning. COUNTY IN WHICH PROPERTY IS LOCATED: Aitkin County, Minnesota James J. Pauly, Esq. Attorneys for Mortgagee 25 North Dale Street, 2nd Floor St. Paul, MN 55102-2227 (651) 209-9760 Attorney Reg. No. 152262 (F3629) THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. 15.625 (Published in NewsHopper Saturday, July 7, 2007) BOARD OF APPEAL AND EQUALIZATION JUNE 12, 2007 OFFICE OF COUNTY AUDITOR The Aitkin County Board of Commissioners met this 12th day of June, 2007 at 1:00 p.m. with Auditor Kirk Peysar, County Assessor Don Niemi, County Commissioners J. Mark Wedel, Dale Lueck, Paul Bailey, Brian Napstad, and Galen “Tweet” Tveit. The following persons appeared, wrote letters, or telephoned regarding appeal and equalization of property: Donald and Marlys Aalbers Lot 17, Outlots A & B Cedar Grove 3rd Addn 08-1-083900, 08-1-084100 08-1-084200 Information presented: The valuation for Outlot A increased from $3,000 to $8,600. The lot is a small triangular piece adjacent to Lot 17. Outlot A is unbuildable as a separate parcel but could be used to gain lake access. Action: Motion by Lueck, seconded by Bailey and carried, all members voting yes to leave the valuation unchanged. The property owner did not request review of the remaining two parcels. Michael & Claudia Geis Lot 1 less Rd Cameo Bay 30-1-064700 Information presented: Parcel is comprised of 1,900 feet of lakeshore. Frontage is of poor quality. Property is also in close proximity to a gun range. Noise from the range is a factor. Action: Motion by Bailey, seconded by Tveit and carried, all members voting yes to reduce the valuation by 15 percent of both land and buildings. Total change $214,400 to $182,200. Jim Thompson Farm Island Township Information presented: Property owner did not have an issue with property valuations. Mr. Thompson raised points concerning the system by which valuations are established and that the system is unfair. Action: Motion by Wedel, seconded by Bailey and carried, all members voting yes to note Mr. Thompson’s comments and extend an offer to meet him at another time to air his concerns. Robert & Diane Laucamp That part of 1 AC in NE Cor of NE SE N of Hwy #210 in B 85 D P 15 16-48-22 60-0-006600 Information presented: Valuation changed from $59,800 to $116,900. A reassessment was completed on this property using Marshall Swift assessment schedules. Adjustments were made to the value based on cost, location and depreciation. Action: Board consensus to leave the valuation unchanged. Noel Schroeder Lot 5 Block 2 Ripple View Development 56-1-171100 Information presented: Owner requested a valuation review. The house was constructed in 1994 and is used as a group home. The property is valued at $191,200. Comparable sales in the area have ranged from $173,000 to $205,000. The City Board of Appeal and Equalization did not grant a valuation change. Action: Motion by Wedel, seconded by Bailey and carried, all members voting yes, to leave the valuation unchanged. Don Pizzella SW SE Less Hwy 11-43-22 34-0-018500 Information presented: Property is across the road from property where a mud bog event is held. The event runs three days per year over Labor Day weekend. The owner is requesting a discount due to the noise and traffic generated by the event. Action: Board consensus to leave the valuation unchanged. Michael & Karen Miskavige PT Govt Lot 7 (Tract F) 10-49-26 35-0-015305 Information presented: Owners purchased the property at $193,000 in January 2007. Loan appraisal at the time of purchase was $200,000. The current valuation is $230,100. Action: Motion by Bailey, seconded by Wedel and carried, all members voting yes to reduce the valuation by 10 percent. Total change $230,100 to $207,100. Keith Nentl E _ of Lots 5 & 6 Blk 26 Plan of Aitkin 56-1-015601 Information presented: Owner requested building valuation review. Actual construction costs were approximately $140,000. The current building valuation is $174,000. Comparable sales range from $122,000 to $220,000. Action: Motion by Wedel, seconded by Bailey, to reduce the value to $170,000. Motion and second were withdrawn. Motion by Bailey, seconded by Wedel and carried, all members voting yes to reduce the building valuation by 10 percent. Total change $205,900 to $188,500. On motion by Commissioner Wedel, seconded by Commissioner Bailey, all members voting yes to adjourn the County Board of Appeal and Equalization. /s/Brian Napstad, Chairperson Aitkin County Board of Commissioners ATTEST: /s/Kirk Peysar Aitkin County Auditor SEAL 16.51 (Published in NewsHopper Saturday, July 7, 2007) Regular Monthly Meeting Change Notice is hereby given that the regularly scheduled meeting on Thursday, July 12, 2007 will be changed to Thursday, July 19, 2007, at the regular time of 8 p.m. at the Malmo Community Hall. Chris Springer Lakeside Township - Clerk 1.3 Read the NewsHopper classifieds and get a tweet deal! July 7, 2007 17 (Published in NewsHopper Saturday, July 7, 14 & 21, 2007) Aitkin County, Minnesota Advertisement for Bids Closing Date July 30, 2007 NOTICE TO CONTRACTORS: Sealed bids will be received until 2:00 p.m., July 30, 2007, at the Office of Kirk Peysar, Aitkin County Auditor - Aitkin County Courthouse – 209 2nd St. N.W. – Aitkin, Minnesota 56431 for the construction of the projects listed below. Proposals will be opened and read publicly at the Office of the County Auditor, immediately after the hour set for receiving bids. The following two projects will be combined and let under one contract. S.A.P 01-638-03: Bituminous Milling, Reclamation, and Bituminous Paving of 6.03 miles of Aitkin County State-Aid Highway No. 38 located approximately 22 miles southeast of the City of Aitkin. C.P. 01-53-01: Bituminous paving on 0.78 mile of Aitkin County Road No. 53 located approximately 12 miles east of the City of Aitkin. The major combined estimated quantities of work on these projects are as follows: Aggregate Shoulder – 4,826 Tons; Mill Bituminous Surface (1.5”) – 88,436 Square Yards; Bituminous Pavement Reclamation – 88,436 Square Yards; Type SP 12.5 Wearing Course Mixture (2,C) – 2,762 Tons; Type SP 12.5 Wearing Course Mixture (2,B) – 15,868 Tons; Centerline and Edge Stripe – 94,712 Linear Feet; Turf Establishment – 1 Lump Sum. Proposals, plans, and specifications may be examined at the Office of the County Engineer located at 1211 Air Park Drive, Aitkin, Minnesota 56431, (218) 927-3741, or purchased from same for $25.00 per copy mailed or $20.00 per copy at counter. 6.5% sales tax is included in prices listed and the purchases are non-refundable. Proposal must be on forms furnished by the County Highway Engineer. Each proposal must be accompanied by a bid bond or certified check made payable to the Aitkin County Treasurer in an amount equal to at least five (5) percent of the total amount bid. Aitkin County reserves the right to reject any or all bids and to waive any irregularities or defects therein. 6.63 THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $413,416.33 THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes; PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: August 23, 2007 at 10:00 a.m. PLACE OF SALE: Aitkin County Sheriff’s office, 217 Second Street NW, Aitkin, Minnesota to pay the debt then secured by said mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale. “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Get it, Read it, Love it, NewsHopper 202 Minnesota St., Aitkin 218-927-6990 Get your copy today. Area’s largest circulation FREE newspaper. Available by mail, on-line @ www.newshopper.net, and at over 120 area businesses. Dated: June 26, 2007 DEUTSCHE BANK NATIONAL TRUST COMPANY, AS TRUSTEE FOR THE CERTIFICATEHOLDERS OF CARRINGTON MORTGAGE LOAN TRUST 2005-OPT2, ASSET-BACKED CERTIFICATES, SERIES 2005-OPT2 Mortgagee REITER & SCHILLER, P.A. By: /s/ Thomas J. Reiter, Esq. Rebecca F. Schiller, Esq. Sarah J.B. Adam, Esq. N. Kibongni Fondungallah, Esq. We do inserts and target specific mailing lists. Remember, the best things in life are Free!