Oshawa
Transcription
Oshawa
There’s 22 x $1,000 to be WON! Join us for the 7pm Bingo Session, every Friday and Saturday PAG E S 23 O S H AWA YOUR COMMUNIT Y NEWSPAPER VOLUME 8 ISSUE 10 – OCTOBER 2016 Must be 18+ years of age. Government-issued photo identification may be required. Visit us at www.retailpages.ca PUBLISHED MONTHLY Email: [email protected] Own A Home & Need Money? Unlock The Equity In Your Home LOW 2.35% Now is the time to Starting at take advantage of * INTEREST RATES www.refinow.ca 1.877.661.2190 1st, 2nd & 3rd Mortgages, even with… ✓ New To The Country ✓ Self Employed ✓ Property Taxes in Arrears ✓ Bruised Credit ✓ Mortgage Payments in Arrears ✓ Debt Consolidation ✓ No Income Verification ✓ Home Equity Loans We will REFINANCE your home up to 85% of the APPRAISED value, even if you’re unemployed with BAD CREDIT!! CALL NOW! 1-800-479-7040 www.KenMarks.ca Or Apply Online At Corporate Office: 36 Park Road South | Oshawa, ON | L1J 4G8 Tel: 1.877.661.2190 License# 11012. An independently owned and operated franchise of the Mortgage Alliance Network. *O.A.C. Some Conditions Apply. E&O. Rates are subject to change without notice. Terms & Conditions Apply. Results Made Easy ben® is specially formulated so even the novice painter can get virtually flawless results. Paint aint Like Noo Other™ FALL FLOOR STOCK BUYONE GET ONE COLOUR SAMPLE Visit us today OSHAWA PAINT & WALLPAPER INC. 894 SIMCOE ST N (905) 721-2854 WWW.OSHAWAPAINT.COM SEE OUR AD ON THE BACK PAGE FOR DETAILS Book CLEARANCE SALE STORE WIDE SALE! HUGE SAVINGS! 1020 BROCK RD. SOUTH, PICKERING est. 1986 www.solidwood.ca ! w o N y t r a P r u o Y 905.831.9846 Online at: www.retailpages.ca RETAIL PAGES – DURHAM FALL FLOOR STOCK CLEARANCE SALE STORE WIDE SALE HUGE SAVINGS Canadian Made est. 1986 1020 BROCK RD. SOUTH, PICKERING www.solidwood.ca Page 2 FOR OVER 30 YEARS 905.831.9846 For Advertising Information please call: 905.420.4123 or 416.779.2523 ISSUE 10 – OCTOBER 2016 Online at: www.retailpages.ca RETAIL PAGES – DURHAM SENIO DISCOR 65+ UNT CR Se Ev AB rvin er g y N LE ig GS ht ! ALLL YOU CAN EAT CHINESE, JAPANESE & CANADIAN CUISINE 15% O FF REGUL A PRICE R BUFFET TO GO LUNCH DINNER Buffet L.L.B.O. Some conditions apply. BEST CHINESE BUFFET IN WHITB I TB Y Reader’ Choice Awards Order O d O Online li www.greatmoonwhitby.com hi b om 14 www.facebook.com/greatMoonBuffetCA 2 Lunch $ BUFFET BUFFET With the purchase of 2 Beverages. es. Cash/Debit Cash//Debiit payments payymentts only. onlyy. Limit 4 coupons/group. Not Valid on H Holidays. lid Closed Cl d TThanksgiving. h k i i Must present coupon before ordering. Expires Nov. 4, 2016. 1801 Dundas D St. E., Whitby, ON L1N 7C5 Kendalwood Kenda Park Plaza 905.433.8828 GROUP RATES AVAILABLE 15 Oshawa Whitby This Week 99 2 Lunch $ MONDAY TO THURSDAY ONLY! $8.29/box $10.29/box 24 99 2 Dinner $ With the purchase of 2 Beverages. es. Cash/Debit Cash//Debiit payments payymentts only. onlyy. Limit 4 coupons/group. Not Valid on H Holidays. lid Closed Cl d Thanksgiving. Th k i i Must present coupon before ordering. Expires Nov. 4, 2016. BUFFET 25 Menu & Pricing Subject to Change without notice 99 2 Dinner $ MONDAY TO THURSDAY ONLY! With the purchase of 2 Beverages. es. Cash/Debit Cash//Debiit payments payymentts only. Limit 4 coupons/group. Not Valid on H Holidays. lid Closed Cl d Thanksgiving. Th k i i Must present coupon before ordering. Expires Nov. 4, 2016. BUFFET 99 With the purchase of 2 Beverages. Cash/Debit payments only. Limit 4 coupons/group. Not Valid on Holidays. Closed Thanksgiving. Must present coupon before ordering. Expires Nov. 4, 2016. LEAKING BASEMENT? INVEST IN YOUR FOUNDATION Crawford & Sons Padua Dental Arts WATERPROOFING denture clinic 10 YEAR WARRANTY! FREE ESTIMATES! PROFESSIONAL AND COURTEOUS SERVICE WITH OVER 35 YEARS EXPERIENCE 1121 Dundas St. East, Whitby ON L1N 2K4 WE WILL SOLVE THE PROBLEM! 905-686-6880 [email protected] 905.493.9004 CHRISTMAS IS COMING! UPDATE YOUR FURNITURE NOW FOR A GLAMOUS HOLIDAY ARE YOU NEW TO CANADA? WE CAN HELP YOU FIND A JOB. JOB SEARCH SUPPORT: We provide jobseeker services through Employment Ontario. Our support includes: • • Resources and Informaon Employment Counseling • • Job Search Workshops Job Matching and Placement SPECIALIZED PROGRAMS: We offer a number of specialized programs to support the unique needs of our community. • Entrepreneurship Connecons • START Program for Women • Youth Job Connecon & Youth Job Connecon Summer • Canadian Employment Connecons (Pre-Arrival/Online) • Language for Workplace Connecons • Talk English Café (Drop-In and Online) CAN YOU ANSWER YES TO ONE OF THE FOLLOWING QUESTIONS? • Is your fabric ripped, torn or worn? • Have your cushions gone flat? • Is your furniture outdated? • Is your wood finish looking worn or scratched? O CALL T UR O Y K BOO TMENT N APPOI N’T BE WE WO SOLD UNDER Largest Fabric Library in Durham Including Designer Names OVER 3000 YARDS OF FABRIC IN STOCK 83 % at their level of experience (within 1 year) SECTOR - SPECIFIC BRIDGE TRAINING PROGRAMS Financial Services Engineering Sales and Markeng Informaon Technology Human Resources Supply Chain CONTACT US TODAY AT: 416.921.1800 WWW.ACCESEMPLOYMENT.CA IF SO, LET US HELP YOU! • Reupholstery & repair of all residential & commercial Furniture & recreational vehicles • Replacement foam cushions • Furniture refinishing Leadership (newcomers that have senior experience) NO HST FOR THE MON MONTHS OF O OCTOBER & NOVEMBER 2016 GRAND UPHOLSTERY 905.668.4468 ISSUE 10 – OCTOBER 2016 For Advertising Information please call: 905.420.4123 or 416.779.2523 Page 3 70% Online at: www.retailpages.ca RETAIL PAGES – DURHAM YOU CAN REDUCE YOUR DEBT BY UP TO ✽ AND AVOID BANKRUPTCY! Stop the harassing phone calls, letters and lawsuits by filing a consumer proposal with a Federally Licensed Proposal Administrator. SLF OUR EXPERIENCE + OUR EXPERTISE = YOUR SUCCESS For a FREE Consultation call today: 416.780.2214 Ask for James ✽ Low monthly payments. Percentage calculation will be based on individual information provided. Does not include Court Filing Fee. SCHWARTZ LEVITSKY FELDMAN INC. LICENSED PROPOSAL ADMINISTRATORS AND CREDIT COUNSELLORS. TRUSTEE IN BANKRUPTCY. Page 4 For Advertising Information please call: 905.420.4123 or 416.779.2523 ISSUE 10 – OCTOBER 2016 Online at: www.retailpages.ca RETAIL PAGES – DURHAM RECYCLE AND SAVE! Fabric In cluded FINAL S ALE • Subject with this ad only* to fabric 399 . 00 $ stock Recover Wing ChYour air FROM HELD OVER! Repairs Available Recover Your Sofa $ Let’s talk turkey ISSUE 10 – OCTOBER 2016 Fabric Included Famous For Fairness & Quality Hwy 401 Brock Rd. 3. Always use a meat thermometer. Overdone, dry turkey is the worst. To make sure you don’t overcook your bird, always use a meat thermometer. Make sure the thermometer is inserted into the thickest part of the thigh and isn’t touching the bone. When the thigh temperature reaches 180°F, you’re done. Note: If your turkey is stuffed, the temperature must reach a minimum 165°F deep in the stuffing. 4. It’s not all about that baste. Despite the longstanding tradition of turkey basting, Chef Shahir says you may be surprised to learn that it’s actually not doing much for your turkey. Every time you open the oven door, heat and moisture escape. This means it will take longer for your turkey to cook and you could end up with a drier bird. Plus, the drippings you’re using to baste are a mixture of fat and liquid that can actually make the skin soggy and dry out the meat. 5. Give it a rest. Before carving up your turkey, let it rest for 15 to 20 minutes by loosely covering it with foil. This will help the turkey to retain its moisture, making it extra juicy. For any questions or concerns about your Thanksgiving turkey, the Butterball Turkey TalkLine staff are available to take your call at 1-800-BUTTERBALL (1-800-288-8372). Find more information online at geappliances.ca. 1080 Brock Road, Unit #8 Pickering Tel: 905-831-6040 Liverpool (NC) Roasting the perfect holiday bird isn’t always as easy as we’d like. Fortunately, with the right tools and pro tips, you’ll be well on your way to seasoning and stuffing a turkey worthy of showing off on social media. Here, Chef Shahir Massoud, spokesperson for Butterball and Kimberly Mann, national training manager at GE Appliances, talk turkey and reveal their top tips. 1. Chill out. If you’re cooking a frozen turkey, thaw the bird in the fridge, not the counter as the room temperature can promote bacterial growth. Plan one day of thawing for every four pounds of turkey. In a rush? Chef Shahir suggests submerging a fully wrapped turkey, breast down, in cold water. You’ll need about 30 minutes per pound for the whole turkey to thaw with this method. 2. Don’t fear convection. “Convection cooking is the perfect way to roast a turkey because the circulating air helps seal in juices and browns the skin to perfection,” explains Mann. Although the convection feature on your oven can seem daunting, she suggests cooking the turkey at a slightly lower temperature than normal and checking it more frequently as it will cook a bit faster on a convection setting. Some of GE’s ranges even feature automatic convection conversion, making all these adjustments automatically. 79900 Westney PICOV’S FURNITURE LTD. FROM Bayly Be Success Ready PAID TRAINING Non-Repayable Grant UP TO $28,000. If applicable: Child Daycare is up to $1,000. Maximum $2,000/mth. Laid-off? EI, Maternity or Paternity Leave, Sick Leave, EI Reachback, ODSP, OW or SA? ACCESS BUSINESS COLLEGE HOT CAREER CHOICE: PROPERTY ADMINISTRATOR GET YOUR PROPERTY ADMINISTRATOR DIPLOMA IN LESS THAN ONE YEAR! Property Administrators perform administrative duties and co-ordinate activities related to the management and rental of investment property and real estate on behalf of property owners. They are employed by property and real estate management companies, property development companies and by government. www.accessbuscollege.com Access Business College is registered as a private career college under the Private Career Colleges Act, 2005 For Advertising Information please call: 905.420.4123 or 416.779.2523 416.510.2739 Page 5 Online at: www.retailpages.ca RETAIL PAGES – DURHAM ACCESS BUSINESS COLLEGE Paid Training, Non-Repayable Grant UP TO $28,000. If applicable, Child Daycare up to $1,000, max. $2,000 per month Laid-off? EI, Maternity or Paternity Leave, Sick Leave, EI Reachback, ODSP, OW or SA? Start your future today at Access Business College Learn from the best. With over 34 years of experience, the professionals at Access Business College have trained and placed many students matching them with exciting career opportunities. Be part of a diverse and rewarding class of local and International students while you earn your diploma. Banking and Financial Services (CSC) (CIFC) Be Success Ready. www.accessbuscollege.com [email protected] Call Now and Get Started on Your Career Today! 416.510.2739 Access Business College is registered as a private career college under the Private Career Colleges Act, 2005 WE HAVE EVERYTHING YOU NEED TO HAUL OUT YOUR BOAT. ANTIFREEZE, BOTTOM CLEANERS, OILS AND SHRINK WRAP OPEN MONDAY - SATURDAY Your Parts and Accessory Store for Sail & Power Boats 590 LIVERPOOL ROAD, PICKERING 905-837-1846 DO YOU HAVE ENOUGH LOVE IN YOUR HEART FOR ONE MORE CHILD? FOSTER PARENTS CHANGE THE WORLD ONE CHILD AT A TIME. ReachingOut Family Homes is currently recruiting skilled foster parents to care for special needs children. Our referrals come from various Children’s Aid Societies throughout Ontario with children aged from infancy to adulthood. If you are looking for a challenging and rewarding experience, we would love to talk to you about becoming a foster parent! For further information about our program, please contact: Jackie R., Recruitment Worker or Kim S., Child and Family Worker Page 6 ReachingOut Family Homes www.reachingoutfamilyhomes.ca 905-837-2098 1-888-460-7921 10-minute home repairs you can do yourself (NC) No matter what your level of expertise, there are plenty of small fix-ups you can do around your home with relative ease. It's always advisable to call in an expert for large-scale home repairs, but more minor projects are a great way to keep your home in top shape for your family and potential buyers should you ever decide to sell. “Maintaining your home is by far the best way to preserve its value,” advises Mark Wolle, broker-owner at Royal LePage Wolle Realty in Kitchener, Ontario. “And with an arsenal of timely small-scale repairs, homeowners can keep many larger scale fixes at bay.” There are hundreds of small ways you can keep your home in top shape. Invest in a good home-repair manual, or visit your local library for resource materials. Here, Wolle offers his top five easy 10-minute fix-ups: 1. Fill cracked drywall seams. Using a taping knife, smooth a piece of nylon drywall tape over the crack, working from the centre toward the edges. Cover the tape with a thin layer of joint compound and let dry. Apply a second coat, feathering at edges. Sand, prime, and repaint the area. For Advertising Information please call: 905.420.4123 or 416.779.2523 2. Silence squeaky floors. Scrape the joints between floorboards to remove dirt, then sprinkle a little baby powder between the squeaky ones. Bounce up and down on the area to work the powder into the joint. 3. Repair a sticky sliding glass door. Clean the tracks by moving the door to one side and then the other as you vacuum. Clean the tracks with denatured alcohol. Spray the upper track with silicone spray and rub paraffin wax along the lower one. 4. Unclog a sink with non-toxic chemicals. To clear most clogs, pour a cup of baking soda into the drain and then add a pint of vinegar. Stand back and wait for an eruption. After about fifteen minutes, pour several cups of boiling water down the drain. 5. Caulk a bathtub. Remove old caulk. Tape above and below the joint that needs caulking and fill tub with water to weigh it down and open the joint. Squeeze a thin bead of caulk along the open joint. Use your index finger to smooth out the caulk; remove tape and wipe away excess with a damp rag. Find more information at www. royallepage.ca. ISSUE 10 – OCTOBER 2016 www.retailpages.ca RETAIL PAGES – DURHAM ? o g n i B o New t Come on in! Ain’t no shame in the game Find us at 975 Dillingham Road in Pickering DeltaBingo.com (905) 831-2421 Must be 18+ years of age. Government-issued photo identification may be required. EVERY SATURDAY 6PM - 7PM COMPLIMENTARY DINNER SERVED 12:15PM | 6:10PM | 7:00PM | 10:15PM 9:15AM | 12:15PM | 3:30PM | 6:15PM | 7:00PM | 10:15PM ALL WINNER’S GAME BONANZA BLITZ THANKSGIVING On October 3rd, 2016, we will start giving out the All Winners Tickets which will be played on October 30th, 2016. Played on Monday October 17th & Thursday October 27th for $1000.00 At All Sessions Free bingo @10:30 am followed by the 5 X $1000.00 program. Extra 11 X $500.00 program at 3:30 pm followed by Quick Cash at 6:10 pm followed by the 5 X $1000.00 program. Free Dabber’s at all sessions. HALLOWE’EN 22 X $1,000 DELTA PICKERING PROGRESSIVE On Monday October 31st, Cupcakes at all sessions, look underneath for a chance to win $1,000. If you wear a Hallowe’en costume, recieve 2 cupcakes to double your chance to win! Fridays at 7pm session and Saturdays at 7pm & 10:15pm sessions Free Game for $10,000 ISSUE 10 – OCTOBER 2016 MONDAY TO THURSDAY FRIDAY TO SUNDAY For Advertising Information please call: 905.420.4123 or 416.779.2523 Played every Saturday at all sessions Please see website for ordinal number Consolation $200 Gift Certificate Page 7 Online at: www.retailpages.ca RETAIL PAGES – DURHAM ARE YOU NEW TO CANADA? WE CAN HELP YOU FIND A JOB. Community Employment Services JOB SEARCH SUPPORT: We provide jobseeker services through Employment Ontario. Our support includes: • • Resources and Informaon Employment Counseling • • Job Search Workshops Job Matching and Placement Don’t Hire or Train Without Us! SPECIALIZED PROGRAMS: We offer a number of specialized programs to support the unique needs of our community. • Entrepreneurship Connecons • START Program for Women • Youth Job Connecon & Youth Job Connecon Summer • Canadian Employment Connecons (Pre-Arrival/Online) • Language for Workplace Connecons • Talk English Café (Drop-In and Online) Job postings and recruitment support 83 % FREE Wage incentives for new hires s service Access to skilled graduates and experienced candidates at their level of experience (within 1 year) Funded training for your employees through the Canada-Ontario Job Grant SECTOR - SPECIFIC BRIDGE TRAINING PROGRAMS Engineering Financial Services Sales and Markeng Informaon Technology Human Resources Supply Chain Contact us for more information: Phone: 416-289-5258 Email: [email protected] Location: 1163 Ellesmere Road, Toronto, ON M1P 2X7 Leadership (newcomers that have senior experience) CONTACT US TODAY AT: 416.921.1800 WWW.ACCESEMPLOYMENT.CA This Employment Ontario program is funded by the Ontario government. centennialcollege.ca/employmentservices Look no further. You’ve found the right place for your advertising needs. P A G E S IN-PRINT & ONLINE 23 YOUR COMMUNIT Y NEWSPAPER PICKERING | AJAX | WHITBY & BROOKLIN | OSHAWA | TORONTO EAST Advertising doesn’t have to be expensive… TORONTO EAST TAUNTON ROAD DURHAM REGION PICKERING PORT UNION BAYVIEW AVENUE just EFFECTIVE! STEELES AVENUE WHITBY AJAX OSHAWA Phone: 905.420.4123 Email: [email protected] Web: www.retailpages.ca Page 8 For Advertising Information please call: 905.420.4123 or 416.779.2523 ISSUE 10 – OCTOBER 2016 Online at: www.retailpages.ca RETAIL PAGES – DURHAM Top 2 tips to being part of a successful virtual workforce (NC) Whether you own a business or work for a large company, chances are you or some part of your workforce, work from home at least part of the time. The latest Statistic Canada data show nearly two million of us are working remotely at least once a week, and that number is growing as we learn more about the benefits of telecommuting for both employees and employers. Organizations realize that a virtual workforce allows them to expand their potential labor markets, so that they can hire for good fit, regardless of physical location. Employees like it because there's potential for better personal and professional life balance, and added flexibility. Dr. Lori LaCivita, director of Walden University's industrial and organizational psychology graduate program, says there is often the misconception that working from home is not as serious or demanding as in-person labour. “It's actually a lot harder to work remotely — it takes more effort to be effective in this environment. You need to prioritize, triage, and structure your day to be productive,” says Dr. LaCivita. Whether you're an employer, employee, manager, student or freelancer, you're sure to benefit from her top two tips to being a part of an effective virtual workforce. 1. Communication is key. “Working remotely requires a higher level of communication since you can't pick up on nonverbal cues and don't have the in-person social ISSUE 10 – OCTOBER 2016 interactions that office workers have,” says Dr. LaCivita. Communicating helps you feel connected and fights feelings of isolation. Get creative and use technology to collaborate with your team. Managers need to understand that close supervision is not the key to success, and should instead look at virtual workers' responsiveness, consistency, and successes to determine performance. 2. Become friends with technology. To be a successful virtual employee or have an effective virtual workforce, you need to have a good understanding of technology and how to use it properly. An employee should always have a backup plan if technology fails: get a landline and save work in multiple locations, and identify local coffee shops where you can connect online should the power ever go out. Employers and managers need to have an understanding of how an employee does their job, both virtual and onsite, and an appreciation for what each person brings to the table. It's a manager's job to create an inclusive, collaborative environment, and an employee's responsibility to show that their physical location doesn't affect their ability to successfully perform their job. Virtual workplaces are not just the wave of the future, they're the now, and with the right team and skill set, they can be beneficial for all. Find more tips at www.waldenu. edu/virtualteam. YOUR ALL CANADIAN FAMILY DISCOUNT STORE® 250 TAUNTON RD. EAST, OSHAWA (North West Corner of Taunton & Ritson) Gluten-Free Products Available Holidays Weddings Theme parties Birthdays Business functions of all types Anniversaries Showers/Christenings Italian Pastries and Cakes “You Name It and We’ll Create It!” [email protected] ed dsensationss ca For Advertising Information please call: 905.420.4123 or 416.779.2523 www.frostedsensations.ca www frostted dsens Page 9 Online at: www.retailpages.ca RETAIL PAGES – DURHAM 5 tips to make an older home more energy efficient (NC) While new homes are being built to be more energy efficient than ever before, thanks to a growing green building movement and increasingly strict building codes, the age of existing dwellings continues to present challenges. More than half of Canada's housing stock was built before 1980 and simply wouldn't stand up to today's standards. Yet, much can be done to help homeowners improve their building envelope to reduce energy use and increase efficiency. Improving your home's energy efficiency can help save money, keep you more comfortable, reduce pollution, and prevent global warming. Try these five simple measures to maximize the energy efficiency of your home: 1. Seal cracks and gaps around your home's windows, doors, and vents. These can be a considerable source of energy loss, allowing conditioned air to escape and unconditioned air to infiltrate your home, stressing your furnace and air conditioner in the process. An easy DIY solution is to caulk around windows, doors, and vents, and install or replace worn weatherstripping. An average home loses up to 30 per cent of its energy through air leaks, so sealing your home is a worthwhile exercise. 2. Top up or replace old insulation in your attic. A poorly insulated attic is a primary source of energy loss. Also, over time, some types of insulation can settle and compact, allowing heat to escape through gaps. Experts recommend installing a dimensionally stable batt insulation like a Roxul product called Comfortbatt. Aim for an r-value of at least R50 or roughly a depth of 16 inches (41 cm). 3. Insulate basement headers. Uninsulated basement headers are common, especially in older homes. They can act as a gateway for heated air to escape. Fixing the problem is fast and easy. Simply cut Comfortbatt stone wool insulation to fit the cavity and compress into place. Doing this throughout your basement will prevent heat loss and can potentially save hundreds of dollars each year. 4. Switch to LED light bulbs. Some LED light bulbs have a lifespan of up to 10 years, and are 80 to 90 per cent more efficient than an incandescent bulb. They are generally more environmentally friendly than CFLs and safer, too, since they produce less heat. The return on investment is excellent, as LED bulbs often pay for themselves through energy savings within the first year. 5. Consider a home energy audit. This will help you identify and target specific problematic areas of energy loss. A professional home energy audit will also provide a list of recommended solutions to help you maximize your energy-efficiency strategy. Understand your auto insurance coverage before winter hits SUDOKU INTERMEDIATE SUDOKU CHALLENGING S U DOKU ANSWERS SUDOKU EASY 3 2 8 4 1 6 8 1 7 6 9 2 5 4 6 9 5 7 3 1 2 5 1 4 3 8 9 3 4 6 7 2 9 8 9 7 8 1 6 5 4 1 8 3 2 5 4 7 7 2 5 9 8 6 3 6 9 4 3 1 7 2 5 YOUR COMMUNITY NEWSPAPER Page 10 9 7 4 3 2 8 6 5 1 3 2 6 9 1 4 8 5 7 1 5 8 9 4 9 7 3 8 2 6 5 7 6 3 2 3 7 4 4 1 8 6 6 9 2 5 7 5 6 2 3 8 1 9 1 4 3 7 8 2 5 1 4 5 6 9 8 1 9 7 4 3 2 Advertising doesn’t have to be expensive… just EFFECTIVE! 6 5 8 2 9 3 4 1 7 1 3 4 5 7 6 9 8 2 3 4 9 7 2 1 8 6 5 7 5 1 6 6 2 9 8 7 3 1 8 5 4 9 5 6 4 1 2 4 3 9 8 1 8 7 2 3 5 6 4 7 9 7 9 2 3 5 8 3 1 6 2 4 9 8 2 3 3 4 5 1 2 7 9 6 7 2 3 8 5 1 6 7 6 9 4 5 1 3 8 2 8 6 1 4 4 5 7 9 Download your current issue at: www.retailpages.ca For pricing information email us at: [email protected] For Advertising Information please call: 905.420.4123 or 416.779.2523 insurance companies competing on price and service in Ontario, so be sure to compare at least three quotes for the same coverages before making a decision. Talk with your agent or broker to get more details about the changes and how they impact you. Visit www.fsco.gov.on.ca/auto for more information. Looking for Work? L Remember, if you have benefits from your employer or another policy, you may already have some level of coverage for some or all of the changes made. You should consider these benefits as you review your coverage options. 3. Understand your policy. Discuss exact coverage in the event of an accident and get clarity from your insurance representative. Ask about options to increase the benefits – and ways to reduce the costs, such as discounts that may be available to you. Drivers who use winter tires, for example, are eligible for a discount. 4. Shop around. There are many CA of Ontario. FSCO recommends four steps to make sure you know what you are getting, and get what you need to help protect you all winter long: 1. Read the “Important Changes To Your Policy!” document that you'll get with the renewal package from your insurer. It will help you better understand the changes and will help you assess if they reduce or eliminate something that was important to you. 2. Compare the new policy with your current policy to pinpoint changes in coverage. This will help you decide whether you need to add options. LO (NC) Most auto accidents happen in Canada during the season of ice and snow, so right now is a critical time to make sure your auto insurance policy has you covered. This is especially important this winter because to help reduce costs, major changes to auto insurance came into effect on June 1, 2016. Some benefits have been reduced and some options for increased coverage have been eliminated or changed. If your policy is coming up for renewal this winter, the changes will impact you. Automobile insurance is regulated by the Financial Services Commission EMPLOYERS ARE HIRING WORKERS IN YOUR AREA HELP WANTED DURHAM REGION 23 JOBS AND CAREER TRAINING www.localhelpwanted.ca ISSUE 10 – OCTOBER 2016 Online at: www.retailpages.ca RETAIL PAGES – DURHAM What is a Shareholders’ Agreement and does my small company need one? When setting up a company with family or friends it is easy to assume that nothing can go wrong in the future. You might assume that as you trust one another you do not need to put in place something like a shareholders’ agreement – in fact, you might think that asking for a Shareholders’ Agreement will make it sound like you do not trust or respect your new business partners. Hopefully nothing will go wrong in the future. However, even family members and best friends fall out and, if the worst should happen, you could then end up with nothing. Or you might face the breakdown of a friendship alongside a costly and acrimonious legal dispute related to the business. A fully considered and well drafted Shareholders’ Agreement can act as a safeguard, prevent costly litigation, and give you and your fellow shareholders more protection against these types of scenarios. The benefits of having a Shareholders’ Agreement do not end with addressing disagreements among business partners or dealing with unforeseen circumstances. Rather, a Shareholders’ Agreement, first and foremost, lays out the ground rules of the business relationship; it clarifies roles, responsibilities and procedures. Also, should the articles of incorporation permit and should you decide to sell your shares to a third party, a Shareholders’ Agreement can add significant value to your investment as it makes your interest in the business more marketable. The Shareholders’ Agreement will: Set out the shareholders’ rights and obligations; Regulate the sale of shares in the company; Describe how the company is going to be run; Provide an element of protection for minority shareholders and the company; and Define how important decisions are to be made. The key provisions that you should consider including in a Shareholders’ Agreement are those relating to: Issuing shares and transferring shares – including provisions to prevent unwanted third parties acquiring shares and how a shareholder can Shareholders’ Agreement by another sell shares. business partner, you should seek Providing some protection to the advice of a lawyer before signing. holders of less than 50% of the These documents are often lengthy, shares – including requiring certain complex and the legal significance decisions to be agreed by all of certain clauses can easily be shareholders. disguised in what appears to be Running the company – simple language. Should you require including appointing, removing and paying directors, deciding on the advice regarding this matter or company’s business, making would like to have a Shareholders’ large capital outlays, providing Agreement for your company, please management information to contact Lawson Clark & Oldman at shareholders, banking arrangements 905-683-2741. and financing the company. Paying dividends. Competition restrictions. Dispute resolution procedures. Shareholders’ Agreements RS TO I C are often thought of as LI SO & ES an insurance policy. It S AG ER T G S is important that you T RI OR AR M B communicate to your L & CIA R TE E corporate lawyer all A M T ES COM & worries and concerns L E EA TS AT TRUS with respect to the • R ORPOR & S E • C LS - ESTAT Evenings business in general and By Appointment • WIL with the business partners 905 in particular, since these agreements must be tailored 65 Old Kingston Road to suit your specific business. Pickering Village If you are presented with a K R LAN C , A N O DM S L W O LA & 683-2741 Renovate for maximum ROI with these top projects By Scott McGillivray (NC) As a contractor and real estate expert, homeowners often look to me to provide advice on the best projects for their renovation dollars. While it’s important to first consider the purpose of the renovation (is it for yourself, for resale, or as part of an income-generating suite?), there are some renovations that have proven to be reliable investments over time. Some of these include: Kitchens and bathrooms. Renovations here top the list. Highend finishes, like marble and quartz countertops and stainless steel or commercial grade appliances, are greatly coveted. Clever storage is desirable, along with home automation––a new and growing trend. Bathrooms. This one is simple. The hottest bathrooms right now aim to replicate a spa-like experience. From colour and accessories to scents and lighting, transforming this room into a relaxation haven will maximize its appeal. Basements. Basement renovations are among ISSUE 10 – OCTOBER 2016 the best ways to gain space without going the route of a costly addition, but the key is doing it right. Address moisture issues first and hire professionals for plumbing, electrical and mechanical work. Insulate with a water-repellant insulation made from inorganic materials to improve energy efficiency, and then focus on the finishes. Insulation. Installing, topping up, or replacing insulation is one of the most costeffective ways to increase energy efficiency and save money over the life of your home. For exterior walls, basements headers, cathedral ceilings, and attics, I recommend a product called Roxul Comfortbatt stone wool insulation for exceptional thermal performance. For interior walls and between floors, I’m a big fan of Roxul Safe ‘n’ Sound for its excellent sound dampening qualities. Both products are fire resistant up to 1,177˚C, resistant to mould and mildew, and Greenguard certified to the highest level for air quality. Smaller fixes. Know that you don’t have to spend a lot of money to realize a good return. Can’t afford a full-out kitchen or bathroom reno? Consider painting walls and cabinets, replacing outdated hardware or fixtures, and installing new lighting for an impactful refresh. When it comes to living spaces, it’s amazing what a splash of colour, some new flooring, carefully selected accessories and strategic lighting can do for the look and feel of a room. Save a little extra by doing it yourself. With a positive For Advertising Information please call: 905.420.4123 or 416.779.2523 attitude and some elbow grease, you can make a big difference with projects that require low to moderate know-how. Scott McGillivray is the awardwinning TV host of the hit series Income Property on HGTV Canada, a full-time real estate investor, contractor, author, and educator. Follow him on Twitter @ smcgillivray. Page 11 Online at: www.retailpages.ca RETAIL PAGES – DURHAM BONNIE VIEW INN RESORT Come, Relax & Enjoy! 1-800-461-0347 (9am-9pm) SUDOKU EASY 5 4 6 9 7 8 2 4 9 5 3 1 8 1 4 3 7 7 9 7 6 5 4 1 3 2 4 7 2 9 4 6 9 4 1 5 • 300 feet of beach waterfront • Private Chalets • All suites have wood burning fireplaces • Jacuzzi suites available • Free wireless internet • Golf Course 3 minutes away • Mountain Bikes • Waterslide / Trampoline • Rowboats / Canoes / Kayaks / Paddleboats • Hiking Trail • Basketball / Beach Volleyball • Horseshoes and Bonfire Pits • Wakeboarding / Waterskiing / Parasailing & Jet Ski Rentals onsite! • Rooms from $105.00/night • Meal Plans available • Weddings from 50 to 200 people www.bonnieviewinn.com SUDOKU INTERMEDIATE 2 4 8 9 3 9 2 5 1 4 3 8 9 5 6 1 2 5 1 3 4 2 7 8 SUDOKU CHALLENGING 4 1 9 8 7 1 3 9 7 3 4 3 1 6 8 2 6 2 7 5 8 6 4 9 © 2012 KrazyDad.com STEELES AVENUE YOUR COMMUNIT Y NEWSPAPER Retail Pages does not provide an “Exclusive” clause in the agreement to run any advertising. Special positioning of ads cannot be guaranteed, all ads are situated at the discretion of the publisher. Retail Pages assumes no responsibility for any product or service reported or advertised and will not knowingly publish any editorial content or advertisement which is illegal or in any way misleading to its readers. Retail Pages reserves the right to classify all advertising. The publisher assumes no financial liability for typographic errors or omissions in copy other than cost of the space occupied by the error. Retail Pages will not accept cancellation of any advertisement after 7 days prior to the date of publication. Please consult your sales representative for ad deadlines. Our papers are available in all 5 communities through retail outlets including Walmart, community centres, libraries, restaurants, and banks as well as our growing number of newspaper boxes and racks. Visit us online at www.retailpages.ca and download all of our current issues. Email us at [email protected] for pricing info. Page 12 BAYVIEW AVENUE 23 DURHAM REGION PICKERING PORT UNION P A G E S IN PRINT & ON-LINE TORONTO EAST TAUNTON ROAD WHITBY AJAX OSHAWA 5 Separate Areas of Coverage Advertising doesn’t have to be expensive… just EFFECTIVE! For Advertising Information please call: 905.420.4123 or 416.779.2523 Copyright © 2016 Retail Pages. All Rights Reserved. ISSUE 10 – OCTOBER 2016 Online at: www.retailpages.ca RETAIL PAGES – DURHAM Help shape the future with Ontario universities (NC) As the pace of change accelerates and the challenges facing Ontario residents grow increasingly complex, the province’s universities are asking parents, students, and other members of the public what keeps them up at night. Disruptive technologies, artificial intelligence, and demographic shifts are changing every aspect of society, including how people communicate, their workplaces, and the services available in their community. This is why universities want to know what these changes mean for you and for the future of your family and neighbours. “The world is changing so quickly these days that it can feel hard to keep up,” says David Lindsay, president and CEO of the Council of Ontario Universities, which represents universities across the province. “Universities want to know your hopes and concerns about the future so that we can help empower our students, our economy, and our whole society to unlock the full potential of our province. We want to understand what you’re concerned about and tap into your ideas and aspirations about the future.” To canvas your ideas, Ontario’s 21 universities are asking the public to take part in a short online survey about their hopes and concerns for the future as they launch a provincewide conversation about how to make sure the future is bright for everyone. “We are asking people directly — tell us what kind of future you hope to achieve for yourself and your family,” says Lindsay. “We are going to spend the year listening. This input will be an important part of the dialogue about how universities can work with parents, students, businesses, communities, and everyone else to make sure people feel confident about what lies ahead. That’s a role universities want to play.” Lindsay says universities are hoping for feedback on a whole range of questions facing Ontario today. Is the province keeping pace with the rest of the world? How do we plan for the jobs of tomorrow? How do we maintain a vibrant arts and culture sector? How can we ensure social services adapt to serve a changing and aging population? As the stress on our planet continues, what opportunities are there for Ontario to provide global leadership in environmental issues? Universities also want to know what skills people think today’s students need as they prepare to launch their careers. Is it the ability to solve problems, or the ability to communicate? Is it leadership, or do they need hands-on training? Maybe all of those skills are considered essential. Take the survey at www. ontariosuniverisites.ca. Follow the conversation on social media @ futuringON and #futuring. CLOSED MONDAYS "Specializing in artisanal scratch-baked cupcakes, cookies and custom cakes for birthdays, weddings and other special occasions." R E S TA U R A N T A PICKERING TRADITION SINCE 1965 Featuring “Always Homemade” Burgers, hand-trimmed steaks, pastas with homemade sauces, Shop Hours: Monday – Closed Tuesday - Thursday 10 am - 4:30 pm Friday 10 am - 6:30 pm Saturday 10 am - 3 pm Sunday 11 am - 3 pm Follow us on Facebook & Twitter 905-420-5191 www.cococakeco.com ISSUE 10 – OCTOBER 2016 specialty salads, a great Steak on a Kaiser, and a whole lot more. Why have we been around for 50 years? QUALITY FOOD, SERVICE & VALUE 774 Liverpool Rd. S., Pickering 905-839-5758 www.masseysrestaurant.ca For Advertising Information please call: 905.420.4123 or 416.779.2523 Page 13 www.retailpages.ca RETAIL PAGES – DURHAM Page 14 For Advertising Information please call: 905.420.4123 or 416.779.2523 ISSUE 10 – OCTOBER 2016 Online at: www.retailpages.ca RETAIL PAGES – DURHAM Top 3 Thanksgiving hosting tips (NC) Whether it's your first or twentieth time hosting loved ones for Thanksgiving, everyone can use some extra advice on making the event super special and delicious. Don't fret and get on track easily with these three hosting tips for both traditional and modern décor schemes: 1. Welcome guests with sights and scents that please. Before guests arrive, have pumpkin pie baking in the oven so that the scents of cinnamon, nutmeg, and ginger greet them. You can find an easy pumpkin pie and other Thanksgiving recipes online at carnationmilk.ca. You can also decorate your walkway, front door, or foyer with Thanksgiving-themed accents. Doing this will make guests feel at home quickly and spark conversations. Traditional: Place a wreath in fall colours on your front door and decorate your front steps or foyer with ornamental corn or mini orange pumpkins. Modern: For a funkier vibe, embrace a different colour scheme, like white, grey, and silver. This neutralizes the tone of your décor, while maintaining a fall feel. Paint mini pumpkins white with silver stems, or put a birch wreath on your door instead of an orange one. 2. Ensure your table has the basics covered. In the weeks leading up to the main event, count up all your dishes, mugs, and cutlery to ensure you have enough for everyone. Don't forget often-overlooked items like a pie slicer, a carving knife, and a gravy boat. Next, plan your table's theme to feel Thanksgiving-appropriate. Traditional: Tie straw strings around the necks of mason jars, looping them into a bow. Arrange them down the centre of the table and fill them with sprigs from maple trees with the orange, red, and yellow leaves still on. Modern: Pick up some ornamental corn (dried husks on), trim the husks to your liking, and spray paint the cobs silver. Lay one at the top of everyone's place — you can even write their name on the husk for a personal touch. 3. Plan for your littlest visitors. If children are going to be in attendance, plan something specifically for them. Both kids and their parents will appreciate your efforts. Traditional: Greet your youngest arrivals at the door with a Thanksgiving-themed colouring book and crayons. Modern: Set up an easy-to-reach dessert station with paper plates, sprinkles, whipped cream, and pumpkin pie tarts — you can put tarts in the oven before guests arrive. Encourage kids to decorate the tarts to their liking and even serve them to others. 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Page 16 For Advertising Information please call: 905.420.4123 or 416.779.2523 ISSUE 10 – OCTOBER 2016