Insuring the Needs of the Energy Industry

Insuring the Needs
of the Energy Industry
Joseph Coyne, CPIA
Energy Practice Leader
WELCOME TO THE UPSIDE
Professional Qualifications
Companies within the energy industry are challenged with protecting against a variety of
risks - from traditionally recognized hazards such as environmental occurences or auto
liability, to emerging threats, such as cyber security. Gunn-Mowery understands the energy
industry and we are committed to helping energy companies better manage their risk and the
potential impact of those exposures.
• 22 years experience working
with Energy clients throughout
Pennsylvania
The Upside of insurance with Gunn-Mowery is how we help you reach your goals and the
way we get you there. It is what excites us about what we do, how we do it, and why our
energy clients rely on us to provide risk management expertise.
Because of our experience in identifying, analyzing, and modeling risks, Gunn-Mowery’s
Energy Practice Division provides clients with the expertise needed to thoroughly evaluate
their insurance and risk management needs. This allows programs and solutions to be
designed and tailored to each client’s specific energy need in the most comprehensive, costeffective way possible.
For over 20 years, we have served a wide spectrum of petroleum-related risks including:
Alternative Energy Solutions • Convenience Stores • Energy Construction Companies •
Gasoline Distributors • Onshore Oil & Gas Exploration Companies • Propane Distributors •
Retail & Wholesale Heating Oil Distributors • Transport Companies • Utility Companies
The Upside of insurance is knowing you have a partner who puts your business first.
Discover the Upside of our energy coverage:
Commercial Insurance
Surety Bonds
Employment Practices Coverage
ICC and PUC Filings
Let us show you our Upside.
A Glance at the Upside
• Executive team with an average
of more than 30 years experience
PROTECTING YOUR INVESTMENTS
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• Active member of the
Pennsylvania Petroleum
Association and the Pennsylvania
Independent Oil & Gas
Association
• Employee Benefits
• Self-Insured Retention Programs
• Single-Parent and Group Captive
Management
• Expertise in analyzing professional
liability coverage forms
• Dedicated claims department
• Access to virtually all major
insurance carriers focused
on energy companies
the upside of insurance
COMMERCIAL INSURANCE
EMPLOYEE BENEFITS
To help minimize risk and maximize savings, we stay in
front of you with industry-leading solutions and advise you
on cutting-edge opportunities.
In order for you to attract and retain the very best talent, it’s
important to provide the best benefits possible for your
employees. Gunn-Mowery understands this, which is why
we take the extra time to help you get the best coverage you
can achieve for your investment.
• Professional Liability/Errors & Omissions, including
Pollution Coverage
• Property, Marine, Technology, Business Income
• Crime, Employee Dishonesty, Fiduciary Liability
• General Liability (International Liability available)
• Automobile Liability, Physical Damage and Executive
Officer/Owner Special Personal
Coverage Enhancements
• Group Health, including Traditional Plans, Health
Savings Accounts (HSAs), Health Reimbursement
Accounts (HRAs), and Self-Funding Options
• Group Life and Disability, including Executive CarveOut Options
• Group Employer-Paid or Voluntary Dental
and Vision
• Workers Compensation, Voluntary Compensation,
United States Longshoreman and Harbor
Workers, Defense Base Act, Repatriation and Endemic
Disease
• Group and Executive Long-Term Care
• Directors and Officers Coverage, including Separate
A-Side Coverage for Officers
• Retirement Plans
• Employment Practices Liability
• Deferred Compensation
• Key Person Life/Disability and Buy Sell Coverage
• Pollution Liability
PERSONAL INSURANCE
• Cyber Liability
You can have confidence in knowing your insurance
matches both your lifestyle and your budget because we take
pride in protecting your family like we would our own.
• Offshore Captive Insurance Alternatives
• Dedicated department serving more than 6,000
personal clients
SURETY BONDS
We’ll help you to obtain appropriate programs, competitive
rates, and a surety relationship that is positive and
consistent, and supports your business goals by guiding you
through the pre-qualification process and serving as your
advocate.
• Toll-free number and confidential service center /
rapid response unit
• Access to Six of the 10 largest personal lines insurance
Carriers in the United States
• Bid, Performance, Payment, Maintenance, and Fuel
Tax Bonds
• Worldwide capabilities
• Joint venture expertise
• Indemnity analysis / options available
• In-house power-of-attorney with many
major sureties
COMMERCIAL • PERSONAL • EMPLOYEE BENEFITS • CAPTIVES
P (717) 761-4600 • (800) 840-1243 • www.GunnMowery.com