April 2016 - Weld Schools Credit Union

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April 2016
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Rates starting at
%
3.25
*A.P.R.
No Closing Costs or Appraisal Fees!*
*A.P.R=Annual Percentage Rate. Rate dependent upon credit worthiness. Restrictions apply. Check with WSCU for complete
details. To refinance an existing WSCU closed-end, fixed rate mortgage loan, $5,000 must be added to the balance. $25 Dollars will
be transferred into a new member savings account at opening. Equal Housing Lender. Offer valid 02/01/2016 until 04/30/2016.
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Save the Date
Shred Day
Member Appreciation Day
Join us on Friday, June 3rd for Member Appreciation Day. The
fun begins at 11:00 a.m. and will continue until 3:00 p.m. Stop by
to enjoy a free lunch and fun activities for
everyone. You can also enter to win a
brand new gas grill and other prizes!
We invite everyone to attend and help
us celebrate YOU, our member owners.
Don’t miss out on this special day.
Protect your Identity
Come and bring up to four small
boxes and watch your documents
destroyed on-site. It’s a simple,
quick and free step you can take
to help prevent identity theft.
Learn about all the current breaches and scams from Greeley Police
Department Fraud Specialist Christy Hardwick. WSCU and the Greeley
Police Department will be holding a Fraud Seminar that will give insight on
current events and how to protect yourself. There will be free snacks and
refreshments.
Wednesday, May 18th
5:30-6:30 p.m.
Greeley Police Department
2875 W. 10th St., Greeley
Call 330.9728 to make reservations!
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President’s Corner
April 2016
Loan Growth
Spring greetings, WSCU members! Did I miss seeing you at this
year’s Annual Meeting on February 20th? We gave out more
than $550 in prizes and Nina L. won the grand prize of a Samsung
Tablet. Take a look some of the credit union’s statistics featured
on this page that were reviewed at that time.
$30 Million
What fantastic results we’ve experienced in recent years, and
our growth continues! Not only is this a result of dedicated
employees and our volunteer Board of Directors and Supervisory
Committee members, but it’s you, the member-owners of Weld
Schools Credit Union, that makes all of this happen. Thank you
from all of us to you for using the credit union’s many products
and services.
$20 Million
February 15, 2016, marked my 31st year with WSCU, and my
retirement is now at hand. When I started on the teller line in
1985, the credit union was $9 million in asset size, membership
stood at 3000 and carbon paper was used when giving members
their deposit and withdrawal receipts. Today, at $65 million
and 5700 members, we operate in the phenomenal world of
computers, iPhones and Apps. Oh my! What a pleasure and
privilege it has been to experience all of these transitions with
you over these many years. Together, we’ll watch the credit
union’s future growth and the exciting directions it takes.
$28 Million
$26 Million
$24 Million
$22 Million
2011 2012 2013 2014 2015
Net Loan Losses
(percent of average loans)
2011 2012 2013 2014 2015
Delinquent Loans
(percent of total loans)
Our annual Member Appreciation Day will be held on Friday,
June 3rd. Please drop by for a visit and to sign my retirement
register. Looking forward to seeing you!
WSCU
Peer Credit Unions
S teve
Deposit Growth
The trend is up, and WSCU
2011 2012 2013 2014 2015
has money to lend! If you’re
shopping around for loan
rates, make sure you check
with WSCU first.
2011
2012
2013
2014
Capital Reserves
(percent of assets)
WSCU Loan Loss
Reserves
With a stable economy, WSCU
has to expense less for loan
losses.
2011 2012 2013 2014 2015
2011 2012 2013 2014 2015
7.0% and above is deemed well
capitalized by regulators.
Congratulations!
Children’s Festival
United Way of Weld
County will be holding it’s
annual Northern Colorado
Children’s Festival this
spring. This will be a
day full of fun, food and
entertainment for the family.
Enjoy free family activities,
hands-on arts and crafts,
safety tips and much more.
Stop by to see WSCU and
our booth!
Steve R. was the winner of our ‘Guess the Amount of Cash’ at
our booth at the Home and Garden Show. Way to go Steve!
Thanks for dropping by.
Education Assistance Fund
This spring WSCU has reached over $106,00 in donations to the
Weld County Education System over the past 19 years. We are
proud to announce the schools that were granted funds from the
Jerry Cranwell Education Assistance Fund. This continues to be a
program that we feel is important to our schools and community.
With ongoing budget cuts, it’s important to be a helping hand to
our school members in their pursuit to educate and prepare kids
for the future. Listed below are the schools that were awarded
funds in WSCU’s spring distribution:
1. Dos Rios Elementary
2. Shawsheen Elementary
3. Fort Lupton High School
4. Windsor Middle School
EAF applications are
due October 17, 2016.
Applications are also
available on www.
WeldSchoolsCU.com
Saturday, April 11
10:00 a.m. - 3:00 p.m.
Island Grove Event Center
(North Greeley)
WSCU Board Member Opening
WSCU is seeking a volunteer position that has been vacated.
We are seeking an individual who has a strong interest in how
their credit union operates, in the products and services offered to
members and to ensure the credit union is run efficiently.
The Board of Directors meets monthly to review the credit union’s
financial performance and to take action on various operational
issues and policies. This position requires serving the last year of a 3
year commitment on a volunteer basis.
If you would like more information about a position on the WSCU
Board of Directors, please contact the credit union at 970-330-9728.
Please submit your letter of interest along with a resume before
April15, 2016 to:
WSCU Nominating Committee
2555 47th Ave
Greeley, CO 80634
2016 Upcoming Holiday Closures
Memorial Day
4th of July
Labor Day
Monday, May 30th
Monday, July 4th
Monday, September 5th
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Salvage Yard
For Sale: Pool table $50; Beige Lazy
Boy recliner –great condition $150;
Lamar Home Gym weight machine
$225; Outdoor Tent that sleeps 8 ppl.
$50; free queen size mattress- very
good condition; Limited Edition
brown Faux Fur by Erika $75
Call 970-217-8252
For Sale: 2007 Keystone Everest
35ft. RV, sleeps 6-8, two back rooms,
center Kitchen/Living room, Queen
size master with shower, has 4 slide
outs. Must see, asking $25,000.00 will
take offers. Call 970-381-1013
For Sale: 2007 Suburban LT, 152K
miles, DVD system, remote start,
NEW: battery, alternator, brakes,
front rotors, Bosch sound system,
Tires have 75% tread left, leather
interior, professional window tint.
$15,000 obo. Call 970-302-5988
For Sale: Thule Cargo Box fits
Suburban – Sold separately.
Call 970-302-5988.
For Sale: Washer; dryer; microwave;
and TV with built in DVD and VHS
player. Leave message at 970-3819237 or 970-339-3749.
April 2016
For Sale: Collect vinyl LP Albums?
Huge collection for sale by the box
or by the album. All genres, Country
Western, Classical, Hootenanny/Folk,
Crooners (Como, Williams, Martin, etc.)
Call 970-396-0182
For sale: Nikko Classic Collection
“Christmastime” durable china,
Gravy boat, sugar and creamer
bowls, pedestal cake plate, small
serving platter,16 saucers and 15
mugs, 12 glasses, 16 dinner plates
and 4 glass mugs. Still available
at Macy’s for approximately $65 a
setting. Asking price $500 or best
offer. Contact Sue @ 970-330-1213
For Sale: “Madonna Collectible Book”
sealed (limited # sold) Call 970-3137877.
For Sale: 2006 Harley Dyna low-rider
less than 12,000 miles. In great shape
(garaged) asking $10,800.00 Call 970381-1013
For Sale: Love Seat $125; Day bed
w/trundle $125; Couch $100; Pianette
$550; China Hutch $100; 65” HDTV
$500; Cardio Dual Trainer $125; Oak
Entertainment Center $100. Call Jeff
or Karin at 970-635-0795.
Service: Wedding Receptions, Parties,
Conferences, etc. A Gathering Place
Event Center is here to help with all
your special event needs. Located
southeast of Greeley on CR 49, 3 miles
south of HWY 34. Call Amy 518-2925 or
check us out on Facebook!
For Sale: Very nice wood 4 piece
bedroom set, $250; large antique
Cheval mirror, $120; Please call 970397-6196.
For Sale: 2015 Highland Ridge
Open Range Roamer 337rls for sale
$39,900 slightly used but in like new
condition. Sale price includes 18k
Pullrite automatic sliding hitch that
works very well with a short bed.
Comes with many RV Accessories.
Serious inquires ONLY please.
Call 970-392-2702
Discount Tickets
Water World Tickets can be purchased online at WeldSchoolsCU.
com. Elitch Gardens tickets may only be purchased inside the Credit
Union at the teller window, Monday - Friday, so please plan ahead!
Salvage Yard Information: Listing
an item in the Salvage Yard is free,
but you must be a WSCU member.
(You may not list an ad for nonmembers.) You may drop off your
listing at the credit union, email it to
[email protected] or call
970.330.9728 and ask for Jolene. The
deadline for submitting items to be
listed is the 14th of each month.
Ads are limited to 45 words or less.
Ads are limited to 2 per member. If
you would like your listing to appear
in multiple issues, please submit it
each month. Ads will be published
on a “first come, first served” basis as
space allows.
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WaterWorld
Tickets can only be purchased
online at WeldSchoolsCU.com.
The link can be found under the
Current Events and promotions
icon on the homepage.
Water World opens May 28th.
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Elitch Gardens
Opening Day is Saturday, April
30th. Tickets can be purchased
through WSCU for $27.99 all
summer or a season pass for
$64.99 for a limited time thru
June 15th! The season pass
includes a parking pass and
friend passes and other benefits.
Published by
Weld Schools Credit Union
WSCU
2555 47th Avenue, Greeley, CO 80634
p: 970.330.9728 f: 970.330.1668
www.WeldSchoolsCU.com
DataCheck: 877.946.9728 or 877.9GO.WSCU
WSCU Hours
Lobby:
Drive-Up:
Saturday Drive-Up:
9am - 5:30pm
7am - 5:30pm
9am - Noon