The Opportunity for Real Estate Professionals

Transcription

A2 | TUESDAY, APRIL 30, 2013
THE MLS OPEN HOUSE GUIDE™
IT’S A CINCH.
What’s complicated for others is easy for us.
When it comes to closing your loan, CS Financial can when others can’t. Industry-leading originators and a powerful
in-house lending platform ensure quick decisions, efficient processing, and 30-day closings,† while our wide product
selection opens doors for your clients and more pathways to homeownership. Our competitive jumbo and flexible
portfolio products solve even the most complex lending puzzles, including alt-doc, asset-based, and foreign
national loan programs.* So no matter what your lending needs may be, we keep it simple.
We make real estate a land of opportunity. | csfinancial.com
BEVERLY HILLS: 9595 Wilshire Blvd., Suite 801, Beverly Hills, CA 90212 | P 310.777.3600 | F 310.777.3610
CALABASAS: 23586 Calabasas Road, Suite 203, Calabasas, CA 91302 | P 818.735.7979 | F 818.735.7970
Image ©Depositphotos.com/yulan. †On average. Actual closing times may vary based on individual borrower qualifications and scenarios. *These products
may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO and other requirements apply. Rates,
programs, and APRs subject to change at any time without notice. CS Financial is a broker licensed by the CA Dept. of Real Estate DRE 01257559 | NMLS 31132.
TUESDAY, APRIL 30, 2013 | A3
Camden Escrow, we combine
extensive knowledge of real estate lending with
industry-leading speed and concierge service.
At
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Celia Lorenzo
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Debbie Hilt
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Maggie DeFina
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Located at
the intersection
of professional
and friendly.
9595 Wilshire Blvd., Suite 402, Beverly Hills, CA 90212t1t'tXXXDBNEFOFTDSPXDPN
NEED
COMMONSENSE
LENDING?
CALL COHEN.
Are restrictive bank guidelines and doc requirements delaying your deals and
canceling your closings? Bring them to Cohen Financial Group. We provide
commonsense portfolio lending solutions to meet the needs of your clients including foreign nationals, self-employed individuals with complex cashflow scenarios, and clients in need of alt-doc programs.** We’ve originated
$10 billion in loans and closed over 18,000 deals since 1999, and we have
Mark Cohen, Broker the lending options, flexibility, and expertise to put your client’s loan on track
and keep it there, from open to close. When perfect timing is essential and
failure not an option, call Mark Cohen. 310.777.5401.
Preferred lending partner for:
9595 Wilshire Blvd., Suite 801
Beverly Hills, CA 90212 P 310.777.5401
F 310.777.5410 t www.cohenfinancialgroup.com
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*By dollar volume according to Origination News, “Top 200 Originators,” 2012 and Scotsman Guide, “Top Originators,”
2012. **Mortgage Originator, 1996-2009. Mark Cohen is a broker licensed by the CA Dept of Real Estate, lic# 1016103,
NMLS# 37230. Cohen Financial Group is a division of CS Financial, Inc., a real estate broker licensed by the CA Dept of
Real Estate, lic# 01257559, NMLS# 31132.
SEE FOR YOURSELF: A LITTLE
COMMONSENSE GOES A LONG WAY.
Here are just a few of the deals we’ve closed in the last 30 days:
JUMBO PURCHASE
PURCHASE
JUMBO PURCHASE
2 Weeks Final Loan Approval
Closed in 30 Days
3 Week Close
$14.5M Sale Price - West LA
$1.075M Sale Price
- Hollywood Hills
$11.5M Sale Price - West Valley
$9.425M Loan Amt (65% LTV)
3.125% / 2.77% APR
5/1 Fixed, I.O., 0 Pts
No banking
relationship required
$752K Loan Amt (70% LTV)
Foreign National
(no U.S. credit;
no U.S. tax returns).
Qualified on
foreign income
3.125% / 2.77% APR
No banking
relationship required
My close banking relationships allow CFG to close
complex loan transactions for self-employed borrowers.
PURCHASE
PURCHASE
PURCHASE
2 Week Close
Closed in 30 Days
Closed in 21 Days
$3.65M Sale Price - BH
$1.375M Sale Price - BH P.O.
$1.275M Sale Price Santa Monica
3.125% / 3.10% APR
2.875% / 2.675% APR
5/1 Fixed, I.O.
Cash flow analysis used
for income approval
1 year tax return
to qualify
(2012 draft), all gift funds
$892K Loan Amt (70% LTV)
3.875% / 3.42% APR
7/1 Fixed, I.O.
No tax returns bank statements used
*These products may have a higher interest rate, more points or more fees than other products requiring documentation. Minimum FICO and other requirements apply.
All LTVs represented are based on appraised value.
Contact Cohen Financial Group for additional program guidelines, restrictions, and eligibility requirements. Programs, rates, and APRs subject to change at any time without prior notice.
Cohen Financial Group is a division of CS Financial, Inc., a real estate broker licensed by the CA Dept of Real Estate, lic# 01257559, NMLS# 31132.
Nobody in the business
could have done a better job
than Brandon did.
JumboLoan
17
day
close
with HELOC
We didn’t have a single problem during the
entire loan process - it was amazing!
Thanks for the great job Brandon!
Loren Judd — Coldwell Banker, Beverly Hills
Brandon listened: I told him the house I wanted to buy,
what I wanted to put down, and what I wanted to keep in
cash reserves. Brandon made it happen, at an incredibly low
rate, and walked me through every step of the way. I KNOW
he got me a good deal because I compared it to my
friends’ deals, and he ROCKED IT. Stop your search now. Give Brandon Richman a call.
Mike Esola — WME Talent & Literary Agency, Beverly Hills
Hard work speaks for itself. For smart, strategic,
and highly personalized mortgage solutions,
call Brandon Richman today. 424-202-3832.
brichman@csﬁnancial.com. - www.brandonrichman.com
BRANDON RICHMAN
DRE 01804708 - NMLS 281348
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Actual closing times will vary based on individual borrower characteristics and lending scenarios.
Programs, rates and APRs subject to change at any time without prior notice.
CS Financial is a real estate broker licensed by the CA Dept of Real Estate, license #01257559, NMLS #31132.
Our Escrow of the West Team
BEVERLY HILLS OFFICE
9440 Santa Monica Blvd., Ste. 310
Beverly Hills, CA 90210
Tel (310) 402-5555
Gail Hershowitz
Branch Manager, Sr. Escrow Officer
Escrow Officers
Lynne Davis
Clif Young
Alma Hernandez
Angie Mendez
Leiza Thomas
Luisa Orellana
Business Development
Doris Fannin
Lex Cisneros
SHERMAN OAKS OFFICE
13949 Ventura Blvd., Ste. 300
Sherman Oaks, CA 91423
Tel (818) 815-4444
Marcine Kline
Escrow Officers
Denise Hooker
Liz Aguilar
Golie Ghoreishi
Christian Dempsey
WARNER CENTER OFFICE
5900 Canoga Ave., Ste. 100
Woodland Hills, CA 91367
Tel (818) 963-4900
Ellen Bebo
In 2012, Escrow of the West achieved
yet another record in closings for all
real estate transactions including:
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Our most important milestone is making sure
YOUR transaction closes on time, every time.
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for your continued support!
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Escrow Officers
Michael Spalding
Lisa Williams
Cheyenne Faitro
Laurie Ramsey
Galit Ofengart
President
Marc Brooks
Executive Vice President
Open an escrow online at
www.escrowofthewest.com
Delivering Homeowners’ Dreams
For The Past Quarter Century
Your local trusted home loan experts
for all your residential loans:
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Piggy Back 2nd Loans as Well!
Headquartered in Los Angeles
Mike Hartunian
Joe Parisi
Vice President, NMLS# 247330
Vice President, NMLS# 255572
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[email protected]
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[email protected]
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Loan inquiries and applications in states where I am not licensed will be referred to a Loan Officer who is licensed in the property state. Equal Housing Lender. Prospect Mortgage
is located at 15301 Ventura Blvd., Suite D300, Sherman Oaks, CA 91403. Prospect Mortgage, LLC (Unique Identifier #3296) is a Delaware limited liability company licensed by
the Department of Corporations under the California Residential Mortgage Lending Act. This is not an offer for extension of credit or a commitment to lend. All loans must satisfy company
underwriting guidelines. Information and pricing are subject to change at any time and without notice. Rev. 02.14.13 (0213-2407A)
family
WELCOME
TO THE
Since 1994, Surety Financial Services has been a trusted Southern California mortgage
bank. Our commitment to our clients and our industry expertise is why Surety is ranked
in the top 20 Lenders for Los Angeles County and does over $1 billion in mortgage
business each year.
Our reputation for excellent service has opened doors for us with the top relocation
companies, builders, real estate companies, real estate agents, accountants, business
managers and attorneys. We offer hundreds of loan products including:
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Residential/Traditional mortgages

FHA/VA

Jumbo loans (up to $15 million)

Down payment assistance

Commercial lending
Interest only products

Private banking loans
Call Surety today and experience unparalleled customer service, fast closings,
and the reason why 98% of Surety clients would recommend us to their family..
RequeSt a fRee ConSultation.
SURE T Y FINANCIAL
A Direct Lender
w w w. s u re t y f i n a n c i a l . c o m
BEVERLY HILLS
Direct: 310.676.6666 Fax: 866.422.7297
350 South Beverly Drive, Suite 350 Beverly Hills, CA 90212
CORPORATE HEADQUARTERS
Direct: 818.386.6666 Fax: 818.386.6663
15060 Ventura Boulevard, Suite 490 Sherman Oaks, CA 91403
EQUAL HOUSING LENDER
RODEO REALTY
B E V E R L Y
H I L L S
Syd Leibovitch, President of Rodeo Realty, is proud to
Welcome
Bruce Walker
ȱȱ¢ȱ
ȱĜ
310.625.8722
[email protected]
www.BruceWalker.com
202 N. Canon Dr.
www.rodeoRE.com
RODEO REALTY
S U N S E T
S T R I P
Syd Leibovitch, President of Rodeo Realty, is proud to
Welcome
Joe Capobianco
ȱȱȱȱĜ
818.517.6000
[email protected]
9200 Sunset Blvd. #200
West Hollywood, CA 90069
www.rodeoRE.com
T h e Lu x u r y R e a l E s t a te Co m p a ny
www.prudentialcal.com
Welcome to Our Office!
On behalf of Prudential California Realty,
Monte Hartman, Branch Manager, is proud to welcome
the following new agents to our Santa Monica Offices.
John Petz
310.582.0053
[email protected]
DRE 01924146
Alessandra Castrogiovanni
310.529.2929
[email protected]
DRE 01924066
Santa Monica - Montana Office 1308 Montana Ave. Santa Monica, CA 90403, 310.829.0629
Santa Monica - Wilshire Office 3130 W ilshire Blvd. Suite 100, Santa Monica, CA 90403 310.829.0629
HomeServices of America, a Berkshire Hathaway affiliate.
An independently owned and operated broker member of BRER Affiliates Inc. Prudential, the Prudential logo and the Rock symbol are registered service
marks of Prudential Financial, Inc. and its related entities, registered in many jurisdictions worldwide. Used under license with no other affiliation of Prudential. Equal Housing Opportunity.
This unique barcode
will take you to
www.prudentialcal.com
Welcome Heidi Hockenberry
John Aaroe is pleased to welcome
Heidi Hockenberry
Chief Marketing Officer
John Aaroe Group
424.249.7127
[email protected]
150 South Rodeo Drive, Suite 100
B E V E R LY H I L L S
SHERMAN OAKS
SUNSET STRIP
PASADENA
DOWNTOWN
THE INTERNET
As a Lead Generation To ol
A Real Estate Workshop
TRIPLE YOUR LEADS OVERNIGHT
Join us for an interactive, hands on workshop which includes a panel of TOP PRODUCING AGENTS as well as
reps from industry staples Curbed LA, Trulia and Smartzip
as we discuss lead generating tools on the internet.
The W Hollywood Residences
Friday, May 3rd 2013
625 0 H o ll y wo o d B l vd . Lo s A n g e l e s 9 0 0 28
11am—2pm
PLEASE SIGN UP AT FRONT DESK WITH NALO JONES BY CALLING 323.300.1000 OR BY EMAILING [email protected] [email protected]
CREATE A NEW AND EFFECTIVE LEAD GENERATION MODEL
LEARN HOW TO SUCCEED AT A HIGHER LEVEL IN YOUR BUSINESS
GAIN INSIGHT FROM INDUSTRY MEGA-NAMES AND TOP PRODUCING AGENTS
MASTERMIND AND WRITE AN ACTION PLAN TO SUPPORT YOUR GOALS
WALK AWAY WITH A PLAN TO IMPLEMENT IMMEDIATELY
The future for your business is here, it’s just not
being completely utilized yet.
- James Wong
Real Estate Technology Consultant
K E LLE R WIL L IA M S L OS F EL I Z
Gary Reavis
Team Leader of Keller Williams Los Feliz
BRENTWOOD
Fiesta Grand Opening!
Food | Drink | Mariachi’s
AS WE CONTINUE TO EXPAND our footprint in Southern California, Rodeo Realty is proud to
announce the opening of our eleventh office strategically located in Brentwood on prime San
Vicente Blvd., with close proximity to serve Westwood, Malibu and Santa Monica beach communities.
“Si” You There!
WEDNESDAY, MAY 8 • 4-7 PM
1 1 9 4 0 S A N V I C E N T E B O U L E VA R D
LO S A N G E L E S , C A L I F O R N I A 9 0 0 4 9
Complimentary Valet behind our building at 11943 Montana Avenue
Los Angeles County Presents:
Green, Energy Efficient Homes:
The Opportunity for Real Estate Professionals
Thursday, May 2, 2013 | 10:00 a.m. - 11:30 a.m. | FREE
Recent surveys show that more homeowners want a green home. Green homes are healthier and
reduce energy costs and maintenance. Homes with green upgrades and green labels have also been
shown to have higher property values, and retain their value better over the long term.
And now that rebate programs like Energy Upgrade California are making green upgrades
more affordable than ever, there has never been a better time to help your clients get the
green dream home they deserve!
Find out how you can build your business with Energy Upgrade California and learn more
about the following topics:
x The value of green homes: Using energy efficiency retrofits to your
advantage
x Energy Upgrade California: Making rebates and incentives work
for your clients
x Marketing resources: Signage and easy to use surveys
x Financing opportunities: Helping your clients find an affordable
green home
Register Online at www.bhglaar.com
Beverly Hills/Greater Los Angeles Association of REALTORS®
6330 San Vicente Blvd., Suite 100, Los Angeles, CA 90048
Questions? Contact Marcia Tolentino, Real Estate Outreach Project Manager, at
(213) 213Ͳ1960 x 106 or [email protected].
523 W. Sixth Street, Suite 1128, Los Angeles, CA 90014 · 213-213-1960