how do you like to cruise?

Transcription

how do you like to cruise?
couv US_Mise en page 1 27/03/15 20:04 Page1
couv US_Mise en page 1 27/03/15 20:04 Page2
GER15070
www.hqhh.de 03/2015
Two hulls don´t mean double trouble!
Germany · Great Britain · Monaco · Denmark · Austria · Spain · Sweden · USA · Australia
pantaenius.com
3 EDITO-US_03_SOMMAIRE-EDIT0 31/03/15 11:37 Page1
EDITORIAL
“
In almost 50 years of insuring yachtsmen all over the world, we have come
across almost every imaginable type of vessel there is. Many of these encounters have inspired us to develop and innovate our family business further, but the promise
has always stayed the same “Come what may”.
For us, this means world-wide cover in any situation. We operate a 24 hour helpline and
11 offices on three continents run by a multilingual staff. Our fully controlled in-house
claims department guarantees a fast and efficient claims handling when it is needed the
most. And even in the most remote destinations, the Pantaenius network of 35.000 trusted
partners knows the specialists who can help.
More than 80.000 owners put their trust in us by insuring their yacht, catamaran or superyacht with Pantaenius. Regardless of the construction, price or size, there is one thing they
all have in common – gaps in insurance cover will ruin the most wonderful cruise, no matter what kind of vessel you are sailing.
We understand that multihulls offer great possibilities but also come with certain requirements that need to be taken into account when thinking about the right insurance. This is
why our staff consists of sailors, motor boat drivers, naval engineers, lawyers and many
more who are not only professionals, but truly understand the needs of our clients.
The Pantaenius approach has always been to provide yacht enthusiasts with the highest
possible level of service and support without limiting them in their individual dream of
yachting, be it on a chartered Cruising Trimaran in the Caribbean or on a Power Cat along
the coast of Istria.
In association with Multihulls-World, we have developed this magazine to show our support
for the flourishing scene of multihull friends around the globe. The selection of articles
features safety aspects - a real matter of the heart for Pantaenius - as well as useful tips on
cruising or charter areas and how to buy a multihull. We also want to encourage everybody who has been flirting with the idea of trying a multihull for a long time but never
have. Laurent Bourgnon shows us that not only for sailing enthusiasts, there is a whole
world of fascinating opportunities to discover. We at Pantaenius would be pleased to assist
you in doing so.
Sincerely,
Anna Baum
On the cover: photo Catana / James Kell
Pantaenius Managing Director
Pantaenius Yacht Insurance - World-wide office contacts:
Pantaenius Germany
Phone +49 40 37 09 10
[email protected]
www.pantaenius.de
Pantaenius Austria
Phone +43 17 10 92 22
[email protected]
www.pantaenius.at
Pantaenius Monaco
Phone +377 97 70 12 00
[email protected]
www.pantaenius.fr
Pantaenius Australia
Phone +61-(0)2-9936 1670
[email protected]
www.pantaenius.com.au
Pantaenius UK
Phone +44 17 52 22 36 56
[email protected]
www.pantaenius.co.uk
Pantaenius Spain
Phone +34 971 70 86 70
[email protected]
www.pantaenius.es
Pantaenius Sweden
Phone +46 40 20 66 60
[email protected]
www.pantaenius.se
Pantaenius Denmark
Phone +45 97 51 33 88
[email protected]
www.pantaenius.dk
Pantaenius America
Phone +1(914) 381-2066
[email protected]
www.pantaenius.com
4-5 Diagnostic-US_Mise en page 1 23/03/15 11:24 Page116
TRANSATLANTIC
A Transat is often a lifelong dream:
following the sun across the Atlantic…
As it does every four
years, the Route du Rhum
has re-awoken your
dreams of heading over the
horizon, and crossing the
Atlantic. Your childhood
dream is revisiting your
nights, but maybe not just
while you’re asleep. A
break from the routine,
leaving the path between
university and retirement,
to at least once in your life,
hoist the sails and let slip
the lines! OK, so this famous Transatlantic, which
can be as enjoyable as it
can be worrisome: how
should it be approached?
With the family or singlehanded? Join a rally or do
it with friends? There will
be a solution for you.
There’s no excuse not
to go.
Text: François Trégouët - Photos: DR
A TRANSATLANTIC
CROSSING
À LA CARTE
o you’ve decided you’re going to
do it. Your beautiful multihull has
been pottering up and down your
local coast for the past three seasons.
Sure, you’ve had a great time, but wasn’t
your boat designed, dreamed about
and bought because you wanted to go
further afield? The little builder’s plate
on the hull reminds you every day: Design Category A - Trans-ocean! So now
the kids have grown up and you’ve got
sufficient hindsight in your professional
life to take a little time off. You have to
go. Whether from East to West to enjoy
the winter sun in the West Indies, or from
West to East to make the most of the
charms available to you on the old
continent, at its best in the summer, the
plan is the same. For best results, unless
you are a complete masochist or totally
S
reckless, it is imperative to respect the
seasons: leave in November for the New
World, mid-May if heading for Europe.
Within the timeframe, geographical
wandering is proportional to your available time. If you are heading West, the
big jump can reasonably be undertaken from the Canaries, but also the
Cape Verde Islands or Senegal can
have their advantages. For one thing, a
visit there means you can set off later in
the season and from further south, and
for another, you have more chance of
picking up the famous tradewinds. Hoist
the kite when you’re at the latitude of
the Cape Verdes, and drop it again as
you pass between St.Lucia and Martinique! Coming in the opposite direction, the route is almost imposed upon
you. The Azores are an unmissable crui-
sing crossroads, where Mediterranean
fans go one way and those bound for
the Europe’s Atlantic coast head the
other. So the closer you get to departure day, the more fundamental questions there will be bouncing around in
your head. Will the family cope with the
distance and the time? Would I be better to go single-handed, and have them
join me by air when I get there? Would
it be better to ask one or two sailing
friends to come along and share the
watches and their experience, particularly if the going gets tough? Or what
about joining a rally, to reassure everybody? In short, you no longer know
where you are, or what to do. It’s time
to weigh up all the pros and cons of the
different options.
4-5 Diagnostic-US_Mise en page 1 23/03/15 11:25 Page117
WITH THE FAMILY
SINGLE-HANDED
If you feel that you missed
out on your children growing up, if your relationship
with your partner isn’t what
it once was, a Transat is a
quick way of catching up!
Twelve, fifteen, twenty days at the slow rhythm of the swell
and the wind, with nothing to do other than share the experience. Of course there will be some stressful moments, but
they will be quickly forgotten among all the happy moments: a sunset, a conversation, an enjoyable piece of
music, a close game of cards or a watch change…
Talking of watches, don’t hesitate to get the children involved. The youngest can take the easiest watch, say 09001100 for example. If you sleep, it will be with one eye open
of course, but it gives them responsibility, and might allow
you to get a little rest.
Aristotle reckoned there are
three kinds of people. Well I
reckon there are two kinds of single-handers. The willing, and
those doing it out of necessity. The former will have been dreaming of it all their lives, following the great single-handed races,
and wanting, in their own way, to enjoy this magical experience
at least once in their lives… Also in this category we find those
pragmatists who have regrettably transformed their adventure of
a lifetime into…divorce! And then on the West to East route, the
weather conditions are not always so favorable, and here you
find the largest number of the “un-willing”. Your catamaran, so
often full of friends from near and far, is suddenly empty! Fortunately you know your boat like the back of your hand. It is perfectly reliable and well-equipped. Autopilot, AIS, radar, Iridium
phone, weather routing from ashore, EPIRB and PLB are all tools
which reassure you as much as those at home. A little more
preparation in advance, anticipation of the route, and it’ll be a
pleasure to arrive at your destination!
Pluses:
●
An experience which brings the family closer together
A magical apprenticeship for the children
● You can organize the watches so everyone gets enough sleep
●
Minuses:
Relationships need to be healthy before setting off,
otherwise there’s a risk of implosion!
● With very young children on board, the watches seem
to come round more quickly, and tiredness with them
● Schoolwork can be difficult with younger children
●
Minuses:
●
What if you really don’t want all
the weight on your shoulders of
an ultimate solo adventure? Your
family complains that the watches
come round too often? Don’t
panic. When you’ve got a beautiful multihull like yours, there will always be lots of volunteers wanting
to join you en route to your dream
destination. The list of potential candidates is long: sailing friends,
work colleagues, childhood friends, your kids’ friends, your brothers, sisters, parents… One thing to avoid though, is taking on someone you hardly know, or worse, don’t know at all, or someone
with whom you don’t already have a perfectly harmonious relationship. I’ve lost count of the number of horror stories I’ve heard
where crew have been hired on the dock or via a crewing
agency, and have ended up locking themselves in their cabin,
sometimes after less than 48 hours at sea. The confined space of
a boat can heighten even the smallest of tensions.
Sharing the enjoyment of a Transat with several of those closest
to you
● With more crew, the watches are shorter and the unpleasant
jobs can be shared.
Minuses: ● With crew from varying backgrounds, it can be harder to
maintain the right atmosphere
Avoiding chancers, the inexperienced and the carefree is not
always easy at first glance
Proper watch-keeping means broken sleep, and therefore more
fatigue
● Doesn’t an adventure such as crossing an ocean deserve to be
shared?
● More preparation and equipment required
ON A RALLY
Here’s an option which
has been quietly experiencing
exceptional
growth in recent years.
As evidence of this, the
most famous among
them, the Atlantic Rally
for Cruisers (ARC) has at
least 250 entrants. Their
organization is very professional, and by its very nature, sailing as
part of a fleet is reassuring for even the most anxious. Even better,
as the numbers increase, the departures are from different ports,
the routes have different options, and there are more destinations.
As there are many different rally organizers, the choice is truly vast!
A reassuring environment, where the only issue can be that there
has to be a fixed departure date, which can expose you to weather conditions which might not always be the most favorable.
Pluses:
●
●
Living the lifestyle of the great single-handed sailors we dream
about
● No crew to manage or family arguments
● The simplicity of the concept
●
WITH FRIENDS
Pluses:
Pluses:
Minuses:
●
Reassuring presence of many participants
●
Professional organization, structure and assistance
●
A bit of performance rivalry with the other participants
Entry costs can be high, and the equipment requirements can
be onerous
● 250 boats in a single bay can totally alter the place
● You can’t choose your departure date, which means that you
can’t choose your weather
●
6-7 LOCATION-US.QXP_loc 25/03/15 16:43 Page52
Where: Scandinavia
When: In summer, unless you have an ice
yacht.
How: The Stockholm archipelago offers one
of the most beautiful playgrounds in the
Baltic Sea, with around 30,000 islands of all
sizes (!!!). The best for a weekend, or more
if you have affinities.
The good idea: Don’t hesitate to leave
before or after the season:
the weather is cooler, but
the mosquitoes are much
less aggressive.
CHARTER
Where: Brittany
When: All the year round for hardliners, otherwise the summer period is much more suitable
for cruising.
How: A wish to go cruising, and you can quickly
be there for the weekend. Enough to invigorate
you and recharge your batteries. But the Golfe
du Morbihan deserves a week’s visit in summer...
The good idea: To call in to Lorient with your
boat (submarine base), and discover
all the oceanracing multihulls on
the pontoons... An exceptional
moment for all enthusiasts.
13
12
4
3
1
10
Where: French
Polynesia
When: All the year
round, with a predilection for the period
from March to October.
How: At the time of
Cook or Bougainville, it
took years to be lucky
enough to sail there.
Today, the ideal is to
envisage 2 weeks, to
experience the ultimate adventure in the
tracks of the Bounty
mutineers...
The good idea:
Dare to leave the protection of the lagoons
and to sail on the
Pacific to see a new
island appearing on
the horizon. Magic!
Where:
Baja California
When:
The best period for
fishing is from
June to October.
To be lucky
enough to see
whales and their
young, you must
go there in
February.
How:
Swimming
amongst whales,
cruising in a desert, deserves at
least a week...
No less!
The good idea:
The Gulf of
California contains
922 islands. More
than enough to find
the most beautiful
anchorages...
Where: The
Bahamas
When: All the year
round, but the best is
from February (a bit
cool) to June. The
summer is hot
and wet. Beware of
hurricanes from
August onwards.
How: A minimum of
one week’s sailing in
the Bahamas, and
you will be happy.
The dream: two
weeks, enough to
explore a tiny part of
the 700 islands and
small islands of the
Bahamas.
The good idea:
If you live in Florida,
don’t hesitate to go
there for the weekend…
2
Where: Corsica Sardinia - Sicily
When: From the end of April
until mid-October.
How: If you live in Europe, a
weekend allows you to relax
completely. But the cruising
area and the sheer beauty of
the places mean that it is
well worth spending one to
three weeks here.
The good idea: To be
enjoyed at the end of the
season. In October, the
water is still warm (you can
go swimming) and all the
anchorages deserted!
Where: The West Indies
When: From December
to the end of August
How: For a minimum of
one week; the destination deserves to be visited for 2 or 3 weeks, and
then...revisited! And it is
above all the ideal place
to spend a sabbatical
year
The good idea: Cruising
in June: it is much
cheaper and just as
beautiful (and you will be
alone in the anchorages).
Where: Greece - Turkey
When: From the end of April until the
end of October.
How: The most beautiful cruising area
in the world, since the days of
Ulysses, deserves to be visited again
and again...
The good idea: We all have our
favourite island. The chief editor’s is
Arki. If you stop there, go and say
hello to Manolis from us; you will eat
the best tomatoes in the world there!
5
6-7 LOCATION-US.QXP_loc 25/03/15 16:43 Page53
Where: The Maldives
When: The Maldives can be enjoyed all the year round: the
temperatures vary between 26° C and 32° C… The best!
How: There are no direct flights from Europe or the USA.
You will therefore generally stopover in Dubai, Doha or Sri
Lanka. Note that the arrival at the only airport in the world
to be built on a lagoon is wonderful… Ten days minimum to
enjoy this destination to the full.
The good idea: Leave with a good mask and fins: you will
spend more time under the water than on it…
WHERE,
WHEN,
HOW,
GOOD IDEAS
FOR CHARTERING
A CAT...
14
6
So, you’ve decided?
For your next holidays,
you will be leaving as a family,
with friends, or even as a couple,
in a cat... Good idea! You will be
able to enjoy an exceptional
holiday. But where are you going
to go? When? And for how long?
A little trip round our blue planet
to take stock of the ‘cat’
destinations...
11
7
8
9
Where: The Seychelles
When: All the year round… Life’s good, isn’t
it?
How: A dream week around Mahé’s islands
will delight even the most blasé of cruisers.
The ultimate cruise!
The good idea: Arriving early in the small
port of La Digue, to get a berth and enjoy
life, quite simply...
Where: Madagascar
When: During the dry season, from April to October.
How: For certain professionals, who have roamed the
most beautiful destinations in the world, this is the
last paradise still accessible. A minimum of 15 days
will be necessary to enjoy it to the full.
The good idea: Madagascar is a paradise for sport
fishing; don’t leave without your equipment...
Where: Thaïland
When: From November to May.
How: From one week to cruise around Phuket or the
wonders of the Gulf of Thailand, to three weeks to discover the Andaman Sea... In any case, you will return won
over by the kindness and the welcome of the inhabitants
of Thailand.
The good idea: Don’t hesitate to lose yourself in the
lanes of the villages, and dare to go and eat in the little
restaurants, the food is always tasty!
Where: New Caledonia
When: New Caledonia is called “the island of eternal spring”; you can
therefore sail here all the year round, but the best period is from
September to November...
How: A coral reef 1600 km long: enough for you to imagine the possible
cruises and the number of anchorages available... Taking into account
the distance to reach the area, three weeks on the spot is the ideal
The good idea: Cruising on the biggest lagoon in the world, no more,
no less!
Where: Australia – Great Barrier Reef
When: From April to October.
How: Discovering the Great Barrier Reef easily
deserves from 1 to 3 weeks. Enough to roam the 74
large and small islands of the Whitsundays.
The good idea: More than anywhere else, you
mustn’t hesitate to go and discover the interior of
the country.
8-11 Secu et formation-US_loc 25/03/15 17:12 Page60
SAFETY & TRAINING
From eight years old, and even
younger, children must know how
to handle the boat. They love it,
and it’s a real ‘plus’ for their
safety!
Before launching yourself onto the
oceans, don’t hesitate to get some
training, and sail again and again,
to acquire the right reactions...
SAFETY and
TRAINING
for blue
water cruising
What could be better than going blue-water cruising as
a family, accompanied by your loved ones? But before
embarking all these people dear to you to cross the oceans,
are you certain you have the ability? How do you prepare
for it? Which courses should you attend?
A little overview, before the big departure...
TO BE OR NOT TO BE...COMPETENT!
Before taking the decision to leave, and often
even until the end of their voyage, most skippers taking their family to the other side of the
world ask themselves if they have the ability,
and if they are not taking foolhardy risks. And
let’s be clear about this, those people who
don’t ask themselves questions about safety
when ocean cruising shouldn’t really be afloat...
Risk is inherent in a voyage. It’s a fact. But the
experience of the magazine’s readers shows
that dramatic accidents are extremely rare and
almost always the result of a succession of
unforeseeable events, and poor reactions by
the crew. Hence the importance of leaving with
a well-prepared boat and a well-trained crew.
TRAINING YOURSELF AND
TRAINING THE CREW
The good news is that here at the magazine,
we have lost count of the number of families
who had never sailed before, but set off on (and
returned from) an Atlantic, Mediterranean or
West Indian circuit with no problems, and thoroughly enjoyed their voyage. There is no need
to have started sailing as a youngster and to
have served your time in Optimists or Hobie
16s, or to have won prizes in the most prestigious ocean races, to be able to envisage
taking your family to the other side of the
ocean. The important thing, even if you are starting from zero, is to get suitable training, and
also to train your crew. Because if there is only
one person aboard capable of handling the
boat, the slightest problem can have serious
consequences.
This is why most cruising schools insist on training the whole crew, including the children.
Thus everyone is capable of reacting in the
8-11 Secu et formation-US_loc 25/03/15 17:12 Page61
How do you react in a case
like that, with a cargo ship
a few meters away?
Good training is essential.
Among other things, safety
courses allow you to learn how to
fire a distress flare, or experience
‘for real’ the man overboard
maneuvers. Essential experience
for understanding why you must
wear a harness aboard!
different critical situations which can
arise, such as the start of a fire, a
(wo)man overboard, or quite simply to
let the skipper rest after a hard night, if
it’s just a question of taking in a reef or
anchoring when you arrive in the bay of
your dreams... The idea here is to allow
everyone to be independent, and as a
minimum, to be able to recover a man
overboard, furl and hoist the sails,
anchor, plot a course and of course, call
for help. And the only way to get a
grasp of your subject is to practice! So
before embarking the family for a
voyage lasting several months, you and
the rest of your crew must sail very
regularly. The best idea is to buy a small
boat – a sport cat would do the job perfectly – which will serve for training and
putting into practice the lessons learnt
on your courses. That should be
enough to occupy your weekends and
holidays in the year before your departure! Sailing on a sport cat is particularly
useful, as you will learn the most, and
in the best way possible, about using
and understanding you future cruiser.
How do you manage the daggerboards, if your future cat is equipped
with them? And is it best to have a
spinnaker or a gennaker? All the literature in the world will never replace your
experience aboard a cat, when it
comes to making informed choices.
And to gain experience, you must go
sailing.
There are several possibilities for training yourself to sail a cruising multihull.
Firstly, you can call on the services of a
genuine cruising school, equipped with
catamarans. Ideally, you should choose
one where you will be sailing on a boat
similar to the one in your dreams. This
will allow you to validate your choice,
and to get your bearings more easily.
There are then several possible
options, from a weekend course to a
full week, with several other trainees,
or with the boat to yourselves, and
even, why not, for a transat... The aim
is, depending on your starting level, to
get you to the wonderful, much-envied
status of ‘skipper’, and thus independence... Note that most sailing schools
divide their courses into three levels,
from ‘introduction’ to ‘ocean sailing’.
Another solution: you have already
bought your boat, and now you have to
get to know it. Whatever your sailing
experience, setting off in a boat you are
not familiar with is no picnic. You are
therefore strongly advised to call on a
professional skipper, who will be able
to help you get the measure of your
new boat, and will accompany you for
as long as it takes for you to be perfectly comfortable with the boat and its
equipment. From experience, crews
leaving from Europe with a skipper
generally abandon him or her in the
Canaries, certain that they have
become independent, and with a good
knowledge of their subject.
Finally, there is the most frequent case
of people who have already sailed quite
a lot in monohulls, but want to reassure
themselves and validate their choice of
changing to a multihull. In this case, the
simplest solution is to charter with a
skipper, asking the charter company
specifically for a skipper who is a good
teacher, capable of teaching you all you
need to know.
It’s simple, effective, and will allow you
to combine something useful (learning)
with something pleasant (the holidays).
What more could you ask for?
PREPARING SAFETY ABOARD
Zero risk does not exist; this is a
fact. You would therefore be totally
irresponsible, and thus a very poor
skipper, if you didn’t imagine critical
situations aboard your boat.
Here again, the only solution to
acquiring the right reactions
consists of putting yourself in the
real-life situation. Again, it is essential to follow certain particularly
rewarding courses. To assess and
understand the risks when cruising,
there are numerous courses organized either by rescue services, leisure sailing associations, or even
THOSE PEOPLE WHO DON’T ASK
THEMSELVES QUESTIONS ABOUT SAFETY
WHEN OCEAN CRUISING SHOULDN’T
REALLY BE AFLOAT...
8-11 Secu et formation-US_loc 25/03/15 17:12 Page62
YOUR SAFETY AT SEA RESTS ON A TRIPOD: THE BOAT,
THE CREW, THE SEA. DETERIORATION OF ONE OF ITS
ELEMENTS MUST LEAD YOU TO CALL INTO QUESTION
YOUR CURRENT PASSAGE.
Before setting off on a long-term voyage, a
medical course is strongly recommended. It is
essential to know the actions which can save
lives!
safety equipment distributors (for example,
the ISAF survival courses organized by the
MCV or the CEPIM in France are worthwhile). You will be reminded of heavy weather maneuvers, the operation of the
search and rescue services, prevention of
man overboard incidents, as well as how to
inflate a liferaft or fire a distress flare.
Always useful, because if you have the misfortune to have to do it for real, you certainly won’t have time to read the instructions.
Regarding safety, an original idea consists
of playing out in advance the worst things
that could happen to you when cruising. All
the questions must be asked; there must
be no superstitions or taboos concerning
safety. Each person’s fears can then be analyzed in the calm and the warmth of the
saloon. The answers you come up with,
over and above reassuring the crew, will be
the tools that if it proves necessary, will certainly allow you to avoid the worst
Finally, don’t worry. You made the right
choice when you decided on a catamaran.
A US Navy study showed that beyond 15°
of heel, the crew loses a part of its abilities
exponentially for every degree of heel. Cats
therefore help to maintain a good level of
reactivity, and thus safety. QED!
Your safety at sea rests on a tripod – the
boat, the crew, and the sea. Deterioration
of one of its elements must lead you to call
into question the current passage. It is therefore important to know how to maintain
your boat, to manage your crew, their skills
and their health well, and finally to anticipate the development of your environment
– weather, current, depth of water, coasts...
THE ESSENTIAL COURSES
When considering ocean cruising, it is
unthinkable to imagine going to sea without
a good knowledge of the famous tripod on
which your safety rests. You must therefore
be able to maintain and repair your boat, look
after your crew, and understand your environment.
Certain engine manufacturers or leisure sailors’ associations offer engine maintenance
courses. This is a very useful course to do
before you set off, to avoid finding yourself
stuck in a lagoon on the other side of the
world with a simple breakdown...that you
don’t know how to repair. During these
courses, you will also receive some useful
advice on the spare parts to have aboard,
which will avoid you having to wait for a
common part in an unpleasant harbor on the
other side of the world. Over and above
safety, knowing how to maintain and/or
repair the comfort elements which have
become essential aboard our cruising boats
– watermaker - plumbing or electrical elements – fridge, etc – will allow you to stay at
anchor and enjoy life, rather than desperately searching for the approved repairer in a
remote corner of the Pacific.
When cruising the oceans, a small scratch
can easily deteriorate if it is not treated correctly immediately. A medical course is therefore strongly advised, and will above all
reassure everyone. Essential!
Finally, the last point which is essential to
your project’s effective stability is your environment. Meteorology is a subtle art, and
you are advised to have a good knowledge
of it when ocean cruising. You must be able
to understand the weather files received
aboard, as well as to interpret them correctly, then know how to analyze them
according to your own observations.
As the sea remains a hostile environment
which is by its nature unpredictable, you
should provide standby systems, as apart
from on our own coasts, it will rarely be
enough to send a 'mayday' on channel 16 to
get out of a critical situation. Redundancy
will therefore begin with your own skills!
Have a thorough knowledge of all the features of your GPS receiver, but remain aware
of its limits. This implies knowing how
to carry out coastal navigation using
alignments, with the handbearing compass,
a string and a chart, as well as being able to
read the nautical landscape, maintain dead
reckoning, and plot your position using
astro-navigation when crossing the oceans.
Other fundamentals
are boat preparation
and safety. Here
again, over and above
good nautical common sense, a good
course
is more than useful!
Faced with a modern engine, we are often lost. Yet
nothing is easier to repair, when you have the parts, the
tools and the knowledge...
8-11 Secu et formation-US_loc 25/03/15 17:12 Page63
A good way of combining something
useful with something pleasant:
chartering a cat
with a skipper who
is a good teacher...
Notes
Fire
To get a good grasp of your subject, you
mustn’t hesitate to carry out the same
maneuver dozens of times; here, coming
alongside.
This means following a suitable training
course, as placing all your trust in a computer, no matter how recent, is not possible when blue-water cruising...
In this respect, nowadays everyone navigates using digital technology. It is essential to learn about the use of the program,
as well as the computer tool. Keep a paper
log book, and have a RAID mirror backup,
or an automatic backup to an external hard
disk of your track, the digital log book and
obviously, your digital charts. You will be
taught all these ‘tricks’ in all good sailing
schools, aboard, or now also on the internet.
First aid
Get first-aid training so you can react correctly, notably in the case of:
- Suffocation, caused by something ‘going
down the wrong way’, or an obstruction of
the airway,
- Difficult or non-existent breathing,
- Heavy bleeding,
- Loss of consciousness, with breathing,
- Heart attack.
And to go a bit further, if you are envisaging a long-term voyage, do the ISAF
medical course (compulsory for ocean
racers).
Finally, for those of you planning to visit
areas where hardly anyone is trained in
these actions, your knowledge, no matter
how basic, can help the populations you
encounter
Computers aren’t the only thing in
life... Knowing how to prepare your
route and organize the navigation is
an art which you are advised to
learn.
BECOMING A GOOD CAPTAIN
Being a good Captain, capable of sailing
fast and far is not enough when bluewater cruising. You must also, and even
above all, be able to listen to the needs
and wishes of the other members of the
family, and give them their real importance. Life aboard a boat can be stressful
for those who aren’t used to it, and there
is no point in adding to this stress. Even –
and especially – in an emergency, shouting is prohibited aboard, and the skipper’s
calmness, even if it is only a pretense, is
essential for everyone’s safety.
Last, but not least, (and I'm talking as a
specialist), there’s no point in waiting for a
mutiny by the crew to change your plans.
Everyone must be able to put forward
their point of view, even the youngsters...
And decisions must be taken by a vote, so
that everyone feels involved in the family
adventure.
This (along with a man overboard) is the
worst thing that can happen on a boat,
because our modern boats burn in just a few
minutes...
Fire most often starts following a lack of
attention, for example a tea towel falling
onto the stove, oil which catches fire, etc. It is
therefore important to position the extinguishers so that they are immediately accessible, whatever the origin of the fire: in the galley, of course, but also near the outside barbecue, the engines, the cabins... You must
then learn how to use them. Beware, there is
a limited amount of product present in the
extinguishers, so don’t delay. It will only last
a few seconds. Remember to aim for the
base of the fire, whilst remaining as far as
possible with your back to the wind. Do we
have to point out: an extinguisher must be
serviced regularly...
Man overboard
The worst thing that can happen aboard,
along with fire. If someone falls overboard,
he or she must shout to warn the others. In
all cases, it is essential not to lose sight of
them during the time it takes to return to
them. To lift the person back on board, and if
he or she is not wearing a harness, tie a loop
in the end of a halyard (often the spinnaker
halyard) so it can be passed around their
waist.The crew member can then be hoisted
aboard the boat using a winch. It is very useful to have practiced the maneuver with your
crew...
Flares
There are several types of pyrotechnic distress flares. According to feedback from certain of our readers, some brands are better
than others. Prefer the major brands, even if
they are a bit more expensive. In theory, you
will start by firing the old flares which are still
aboard. However be careful: the same feedback from readers seems to show that out of
date flares don’t work as well, and can even
be dangerous. It’s up to you to decide whether you want to keep stocks of out of date
flares aboard. For me, they do not have to be
on board...
Evacuation
You must only get into a liferaft as a last
resort. Holed, upside down, or even flooded,
a multihull will remain more comfortable
than your liferaft. However, if you have any
doubts, you can inflate the liferaft, tie it securely to the boat and remain ready to embark.
In theory a multihull is unsinkable, and is
supposed to remain afloat whatever happens. This does not exempt you from having
a serviced liferaft aboard, in good condition!
12-15 Les 10-US_essai 25/03/15 16:41 Page64
BEFORE BUYING
10
The
questions
to ask yourself
before buying
This time, it's for real:
you've finally taken the
decision to become the
proud owner of a beautiful
multihull. Catamaran, trimaran, sail or motor? Whether
you want it to take you
around the world or to the
starting line, here are a few
important questions that
you should ask yourself
before you fall for what will
inevitably be ‘the most
beautiful boat ever’
1
WHICH BOAT SUITS MY
NEEDS?
1
This is of course the very
first question you should
ask yourself: does this
boat which I like so much
correspond to my needs?
Multihulls have been built in long production
runs for around thirty years now, and we have
the benefit of hindsight when it comes to the
plusses and minuses of our favourite boats.
Dangerous and/or poorly built boats disappeared
from the pontoons and the boat shows a long
time ago. When a reader questions us about his
ideal boat, we usually reply that there are no longer any bad boats... but there are many which
don’t correspond to his needs!
The most blatant example was that of a family
which wanted to set off and sail around the
Atlantic on a catamaran that was about 40 feet
long, designed to sail fast and with absolutely no
load-carrying capacity. But it was only financial
considerations which had dictated their choice;
this particular boat was the only brand new one
that the family could afford in the buyer’s guide
which we bring out every year... It took us a long
time to convince the couple that a good,
second-hand boat, which of course would not
have just come out of the boatyard, but would
be capable of taking the family safely across the
ocean, was a much better option.
12-15 Les 10-US_essai 25/03/15 16:41 Page65
2
NEW OR SECOND-HAND?
As we have touched on the subject of price, this is the second
question to ask yourself: is it better to
buy a new or a second-hand catamaran? Obviously, each
option has its advantages. By buying a new boat, you can
choose the boat of your dreams, know the delivery date in
advance, and add all the options you consider necessary.
Finally, and this is a crucial point, more advantageous financing possibilities exist for new boats.
A second-hand boat has a major advantage: it is available
immediately, and is already equipped. A good service and
you're away! Finally, a second-hand boat will always be
cheaper than a new boat, especially if it has the same equipment.
3
HOW DO YOU LIKE TO CRUISE?
We often forget this side of
things; however it is certainly one
of the primary questions.
So, do you like to sail fast and enjoy ‘playing’ with the lines?
Are you someone who enjoys tinkering? Or on the other
hand, do you like to let yourself be carried along by the
wind, and just enjoy life? There are just the two of you
onboard and your other half is loath to get involved, or on
the contrary, you are both prepared to have a go at anything? Depending on your answers to these questions, your
choices of boat will inevitably be diametrically opposed. And
you must be totally honest when weighing up what you like
doing and how you like and want to sail. There is actually
nothing harder to live with when blue-water cruising than a
sporty boat if you aren't a speed fanatic, and nothing more
boring than a boat on which there is nothing to do, when
you enjoy steering and trimming!
Don't forget also that you need to take into account how
things can change naturally. For example, the fact that we
are all getting older, or the ‘tropicalization’ of sailors on a
round the world trip. The best example of this was a former
Mini-Transat sailor, who, during his second Atlantic crossing
with his family aboard their catamaran, quite simply never
hoisted the mainsail...
WHAT'S YOUR PLAN?
4
As we have seen above, your
choice of boat is closely linked to
the trip that you are planning. So,
what is your plan?
A three-year round the world trip, or a five-year cruise round
the West Indies? Are the Patagonian canals, Spitsbergen or
Alaska on your itinerary? Or will you be remaining in the tropics? Are you leaving for one year or ten? Because over and
above the boat’s intrinsic ability to take you where you want to
go, knowing the duration of your voyage is essential, in order
to be able to re-sell your boat for a good price, and thus not
lose (too much) money on your adventure...
12-15 Les 10-US_essai 25/03/15 16:41 Page66
HOW DO I NOT LOSE TOO
MUCH MONEY?
5
To date, we have not yet discovered the system which allows
you to buy a boat and then make
money on the resale...
Between the preparation and the maintenance, owning a
boat has a cost, which mustn’t be neglected. On the
other hand, you can optimize your purchase, so as to
avoid losing too much money when re-selling. How? A
second-hand boat over 8 years old with the same equipment and in the same condition. will hardly lose any more
value over the next few years. A good second-hand boat
could therefore just cost you the price of its maintenance.
But you must buy carefully – at the market price – and not
be in too much of a hurry when re-selling. And then there
is the endless question of financing.
6
WHICH METHOD OF FINANCING
SHOULD I CHOOSE?
Here we touch on an area which
concerns finance specialists
more than nautical industry
professionals.
But it is worth knowing that there are various systems for
purchasing a catamaran or a trimaran. You can of course
pay cash; this is a simple and straightforward way, but not
necessarily the most economical! You can also sign a leasing contract (and in certain cases obtain reduced rates of
VAT), thus creating expenses (the rent) which a company
owning the boat will be able to deduct... Charter-management allows you to pay only a part of the price of the
boat, but you can only use it for part of the time. Be careful not to forget when doing the calculation that the
income linked to the charter-management is also taxable.
Then there is co-ownership, a system the Anglo-Saxons
call ‘a syndicate’, which is growing in popularity all over
the world. Why pay 100% of the cost and maintenance of
a boat when you only use it for just 20 – 30% of the
time?
7
3
WHEN AND WHERE
TO BUY?
Here again, everything depends
on your programme..
If you are leaving as a family for one or several sabbatical
years, you will probably be leaving at the end of the
school year. That usually means at the end of June or the
beginning of July. You will need to have been in possession of your boat for at least four to six months prior to
leaving, in order to equip and prepare it appropriately for
the voyage. You will therefore have to order from the builder almost a year in advance, in the case of a new boat.
The ideal situation is to take advantage of the autumn
boat shows. If you are looking for a second-hand boat,
you will need to trawl the classified ads in magazines and
on the internet for a good year before your departure
date... The best option of course is to find a family coming
to the end of its own voyage, and to buy the boat before
it has even completed its trip. Be careful however not to
assume that a boat really will be ‘ready to go’, as we see
all too often in the advertisements. Every boat requires
thorough preparation before you can even think of setting
off again to cruise the oceans.
12-15 Les 10-US_essai 25/03/15 16:41 Page67
HOW MUCH SHOULD I BUDGET?
When you buy a new boat, there is the basic price, and...
8
the price of the same boat ready to set off around the world. On paper, there is no limit to what you can spend preparing the
boat, but having discussed the subject with readers of this magazine, we reckon that on average you should expect to spend
around 20% of the pre-tax price to have a boat which is ‘ready to go’. However, if you liberally pick and choose from the builder’s options catalogue, or if you can’t resist a carbon mast, or an option for two owner’s hulls that was not initially planned
for by the builder at the start, or any other customisation then the price can rise rapidly.
It's clear that there are few rules when it comes to equipment, and everyone is free to leave with the equipment which they
judge to be essential.
9
yourself of fresh water?
As you will see on pages 70 and 71 of this magazine, your
Do you like racing? Are you an
choice of dinghy is vitally important. It is your link with the
adrenaline junkie when you're on
land, the most-used object aboard, and certainly the one
the water?
that suffers the most wear and tear.... A poor choice of dinIf so, you will want to choose a set of sails which maximise
ghy can make your cruise really unpleasant, so it really does
your vessel's performance. You will therefore be doing your
merit careful consideration. Finally, if there is one piece of
shopping at the sailmakers, and will possibly spend more
equipment not to be neglected, it is the anchor and its rode.
on fittings and rigging.
Those of you who have spent nights anchoring and reFor blue water cruising, it is a different dynamic.
anchoring their catamaran because the wind has changed
Firstly, there is the essential equipment. The automatic pilot
direction, or because the damned anchor won’t hold on the
will very quickly become your
kind of seabed found in your bay, will
best friend. Moreover it has such
understand what I mean...
an essential role when sailing that
All that remains is the ‘optional’ equipTHE
AUTOMATIC
PILOT
most sailors don’t hesitate to give
ment, which you must consider careWILL VERY QUICKLY
it a name. Without it, you will be
fully. Each additional option requires
glued to the helm for endless
energy to make it work, maintenance,
BECOME
YOUR
hours, thus turning the cruise into
and therefore money. It’s up to you to
BEST FRIEND
a real chore... We won’t mention
make an informed decision. Do freethe electronics here, as this has
zers, generators, microwave ovens and
become such an obvious choice
washing machines really have a place
aboard our boats, whether for the GPS or the electronic
aboard? It is up to each person to decide, according to their
charts, the log/speedo/anemometer or the various alarms
wishes and ability...
which warn you that the anchor is dragging whilst you
The other essential choice: the sails! Asymmetric spinnaker,
sleep, or that there is an intruder aboard... And the wateror gennaker? And what about the code 0, and the Parasailor
maker? There are things to be said on both sides of the
type downwind sails? Should you choose a staysail, for
argument, but when blue water cruising, the watermaker is
safety? And here we won’t even mention the material
an extraordinary machine which allows you to stay anchored
(Dacron – Hydranet or 3DL or D4 membranes), which
for as long as you want. It must be said that when cruising,
makes the choice even more complicated. Yet in terms
fresh water is crucial, especially when you know that you
of pleasure and performance, the sails are at least as
must allow 4 litres of water per person per day. Nowadays,
essential as the hulls or the keels/daggerboards... so don't
with some good solar panels and in a sunny climate,
neglect them and choose carefully...
modern multihulls are energy self-sufficient: so why deprive
WHAT EQUIPMENT?
HAVE YOU CONSIDERED CHARTERING?
10
The last option to consider before taking the plunge and purchasing
your future boat is chartering?
Depending upon the circumstances, charter remains a very good deal. If you sail for less than four or five weeks a year, and
even in the case of a sabbatical year, chartering can be advantageous. Beware however, because the choices of boat and
equipment will not necessarily be as clear cut.
So, this time it's for real? You have the answers to all of your questions , and you're feeling confident. You know which is the
right boat for you, how you are going to finance it and how it will be equipped. All that remains is to buy it, and enjoy your new
life afloat to the full. Happy sailing!
16-18 POWER CAT-US_essai 26/03/15 15:15 Page70
POWER CATAMARANS
Jambo in her original form
We met
Laurent Bourgnon,
a real power cat
enthusiast
As power catamarans seem to be making a comeback, shaking
up the design teams, we talk to a former sailing champion and
well-respected authority on the matter about his experiences.
Back in 2008 we had spent a couple of days with Laurent
Bourgnon and his family at Port Camargue, France, during the
preparation of the Sunreef 70, “Jambo”. The future expedition
catamaran had just been on display at Cannes after arriving
there from its shakedown delivery from the shipyard at Gdansk
in the Baltic. Six years have since passed and we made the
most of Laurent being at the last Cannes Boat Show to catch
up, and have a look with hindsight at how he had got on, and if
he had any ideas which could be incorporated into future
models in the series. The first mate’s opinions have not been
left out either!
Philippe Echelle - Photos: Laurent Bourgnon and DR
REVIEW: 6 YEARS
ON BOARD JAMBO
A champion’s passion: research
and development
It’s in his blood! The twice-winner
of the Route du Rhum and holder
for 10 years of every category of
single-handed 24 hour speed
records is fanatical about helming,
but also putting extreme vessels
into action. After going over to the
dark side of family motor-cruising,
his passion for the challenge
remains the same. Half a circumnavigation later (via the Patagonian
channels), “Jambo” is now being
used professionally as a diving
expedition vessel based out of
Tahiti and operating in Polynesia’s
Leeward Islands (Raiatea and
Maupiti) and the Windward Islands
(the Tuamotus, Australs and
Marquesas), before continuing on
westwards. Already well set-up
from the start, the prototype
Sunreef 70 has undergone two further evolutionary stages, the latter
requiring six months work in New
Zealand. This latest phase, described by Laurent as being economically difficult to justify were it not
16-18 POWER CAT-US_essai 26/03/15 15:15 Page71
for its specific use
also bears witness
to his taste for
technical challenges.
This little “wandering dive school”
provides excellent
accommodation and top of the range equipment, and its reputation extends beyond Polynesia’s boundaries (the reconnaissance for James Cameron’s future sub-marine work was done
on board!). What’s more, she is championing levels of economy (for a 60 ton vessel), and is gaining respect in all her
areas of development.
3 STAGES OF DEVELOPMENT
Phase 1: The evolution of a prototype
As we reported in our test in 2009, this was conceived as an
experimental vessel , designed to serve as both a family cruising project, and also as a prototype for a future production
model! Built in epoxy, and having exceptional self-sufficiency
(20 tonnes of fuel) and significantly lengthened sugar-scoops,
this special Sunreef 70 completed an inaugural tour of Europe
at cruising speed (10 knots) and successfully handled its first
severe weather in the Mediterranean. At this speed, fuel
consumption worked out at 26.5 liters/hour with both motors
at 2,500 rpm.
Phase 2: Accomplishing an expedition boat
During the voyage from the Baltic Sea, through the North Sea,
English Channel, down the Atlantic coast and into the
Mediterranean, the Bourgnon design team was working flat
out and straight away came up with two points for optimization. The one concerned engine performance, and the other,
the hydrodynamics. The two came together and led to a significant improvement in handling and economy. The talented
team leader, who has a flair for finding the best organizations
to work with, called on Sport Systèmes (a specialist in electronics management in motor racing). From the first live tests,
the results immediately showed a significant reduction in fuel
consumption following a torque adjustment at the desired cruising speed. The price to pay for this was the automatic suspension of the guarantee. Shame! The second line of evolution concerned lengthening the dynamic waterline: grafting on
bulbous bows designed by team involved with the America’s
Cup. This produced immediate results: passage through the
water was transformed, and the combined effect of the two
interventions lessened the pitching and dramatically reduced
consumption, which leveled out at 15 liters/hour at 2,500 rpm,
making a gain of 40%!
Phase 3: A major step forward
20,000 miles and 4 years later, having crossed the North and
South Atlantic, passed through the channels of Patagonia to
get to Robinson Crusoe Island and then cross the Pacific
without any problems on the way to French Polynesia,
“Jambo” had to completely adapt to her new vocation as dive
charter expedition catamaran. The skipper, not knowing how to
just tinker with things, overhauled the boat to make every
aspect better. The interior décor was redone, the diving system
completely transformed, the motors were removed, re-located,
optimized. The flybridge was significantly modified… New
Zealand was the perfect spot to make all these changes. The
family lived there for a year, and Laurent sought out all the
necessary resources in this pioneering country. The resulting
performance of Super Jambo now gave 12 liters/hour, still at 10
knots, but at 1,500 rpm! This extraordinary reduction in engine
speed (1,000 rpm!) massively increased reliability and drastically reduced noise. According to the captain, “the motors are
now in retirement”!
A LITTLE ANALYSIS OF BOURGNON’S SOLUTIONS
FOR EVOLUTION 3
Fitting a streamlined hard-top on the flybridge
The bulbous bows lengthened by 1.50 meters (substantial stiffening in the center + foam form and epoxy construction)
The sugar scoops have been lengthened by 1.50 meters, bringing the overall length up to 26.80 meters! (as opposed to the
original 21m). There are several reasons for this: optimizing the
“dinghy dock” at the stern, improving the storage for diving
equipment (including a 20m³/hour Bauer compressor!), improving access to the water via the retractable steps and, of
course, increasing the waterline length.
The little gullwing shape of the underside of the original bridgedeck has been transformed into a “third hull” whose bow
now acts to deaden the waves from forward and also to carry
more serious ground tackle, something always under-sized on
yachts.
The former rudder blades from Primagaz (former 60’ racing trimaran) have been moved aft and mounted on a very reliable
Chatfield (NZ) system, which consists of cutless bearings (normally used for propeller shafts) below the rudder tubes and
upper bearings made from Vesconite, which replace the costly
1 - Jambo phase 2: Laurent Bourgnon had bulbous bows installed, and optimized the engine installations: the cat was now transformed...
2 - The final phase: Jambo is back in the yard for a new evolution, six months’ work for a complete transformation and adaptation to her program
of yacht charter and dive expeditions.
3 - The results are impressive, and the profile shows the development of this machine. The third hull, the covered flybridge and the incredible
bulbous bows are the most noticeable things, but there have been other developments…
16-18 POWER CAT-US_essai 26/03/15 15:15 Page72
POWER CATAMARANS
The power cat can also be a real passage-making boat!
and complicated self-aligning bearings.
The engine installation has been modified and the motors
realigned to reduce the angle of the propshaft which
needs to be less than 10° (important for thrust).
The diameter of the new four-bladed propellers, calculated by a local expert and cast by Chatfield, has been
increased to… 1 meter! (Instead of 400mm… yes, you
did read that right!). The performance calculated for 10
knots at 1,500 rpm allowing the motors to be governed
to 2,500 rpm to avoid cavitation at the tips of the blades.
Very simple new stern glands have been fitted, whose
watertight joints are engaged in ahead, allowing quick
operation without water ingress in the event of wear or
leaks. (QED)
An Aqualarm has been installed to alert in case of reduced raw water circulation (caused by a plastic bag for
example) around the heat exchanger, before the system
gets hot enough to activate the engine overheating alarms.
The exhaust outlets have been modified, and now discharge below the waterline and in line with the hull, to
reduce noise and improve the flow of exhaust gases
towards the aft. Original, clever and very effective!
A further stage is being developed with the Nantes-based
specialist PG-SI. It will consist of installing a dry exhaust
between the motor and the top of the swan-neck, then
having the water injection in the downward column to
reduce back-pressure at the gas outlet and to avoid any
possibility of water ingress in the event of multiple
attempts to start the motors.
Final little tweak which is planned (borrowed from motor
racing): cool air sucked from the flybridge (at 25°C as opposed to 50°C in the bilges!) blown via a compressor and custom-built air box, the turbo chargers will love this and it’s
great for performance and reliability of the Volvo D6s which
have now done more than 5,000 hours, yet are like new!
LAURENT BOURGNON’S CONCLUSION
The future of highly self-sufficient cruising catamarans
(and therefore at moderate speed)lies in optimizing displacement hulls, propellers, engine function and reducing
weight of superstructures and fittings (it’s better to have a
carbon platform rather than more powerful motors). Also
important is increasing the waterline length. To go fast
you need to get a boat up on foils; every compromise between the two options is poor and you only succeed in
using fuel to push water along!
A WORD FROM
THE FIRST MATE:
”
I am the mother of four children
(Jules was 15 when we set off,
Justine 12, Basile 6 and Lou 4)
This meant a long time preparing for the trip, between bedding, toys, books, organizing
the home-schooling lessons…
the boat may be big, but there
are limits!
Departure day was filled with
emotion: we had to say goodbye to the family and friends,
and once we had left the dock,
we knew we were underway for
a great family adventure! Of course it was simply wonderful, as I was
with my husband and my four children. The choice of this large boat
was entirely justified, there being six of us, it was important that each
of the children had their own cabin, particularly the teenagers. So
volume was what we needed, and for me, having never sailed, a power
catamaran was the best solution. In case anything was to ever happen
to Laurent, it seemed easier to me to get a motor boat back to port than
to have to try and handle sails. Life on board was organized around
schooling: the children worked three hours a day (depending on the sea
state) so as to be ahead in their program by the time we reached shore,
because they really looked forward to donning masks and snorkels and
diving in, or going on hiking trails or doing a bit of windsurfing! We
made some great friends ashore among the locals and also with crews
of other boats, with whom there is generally a great solidarity. One day
we met a math teacher, who was able to help the older kids, then a
French teacher who helped with a dissertation, but not forgetting the
sundowners we enjoyed where everyone recounted their travels, their
adventures and tales of people they had met. We are now so glad to
have been able to offer our children the chance to meet people from different countries and discover their foods, traditions, architecture, culture and languages. I really think there’s nothing more enriching in life
than travel, and I think it has made our children so much more openminded. For the rest of their lives they will remember hunting pigs in
the mountains of the Gambier Islands, the glaciers of the Patagonian
channels, fishing trips and swimming with sharks and whales. There’s
also the times when there was bad weather, bumps and bruises, long
hours of work on the boat, seasickness (particularly for me), but all that
is insignificant compared to the enjoyment of our life on board together!
The two older children have now left us to continue their studies, but I
know that they still have a love of travel and discovery. After five years
in French Polynesia, our thoughts are turning towards continuing on
westwards. I am grateful to our captain who has given us the opportunity to live this fantastic family life, to my children who helped their
completely non-seafaring mother and to our magnificent Jambo who
has carried us across the oceans..
Caroline Bourgnon
couv US_Mise en page 1 27/03/15 20:04 Page3
couv US_Mise en page 1 27/03/15 20:04 Page4
GER15070
www.hqhh.de 03/2015
Choose comfort –
Your worldwide multihull insurance specialist
Germany · Great Britain · Monaco · Denmark · Austria · Spain · Sweden · USA · Australia
pantaenius.com