Mitigation: The Key to Safe, Strong Communities

Transcription

Mitigation: The Key to Safe, Strong Communities
Mitigation: The Key to
Safe, Strong
Communities
2013 FMA Conference
Anaheim, CA
How do you Best Serve Customers at
your Counter?
AGENDA
 Be Aware of Map Changes in your Area
Mapping Info / Status
BREAK
 Develop an Understanding of What is Required
Floodplain Management & Insurance
BREAK
 Mitigate Risk
Mitigation Action
2
MITIGATION is the Key to
Unlocking Resilient Communities
3
Mapping Info / Status Topics
Topics
 Websites with Mapping Status Information
 Map Service Center
o Map Products Search
o Viewing the NFHL via Web Services
o Preliminary Flood Hazard Data
 MIP Public Reports
 r9map.org and r9coastal.org
 Other Mapping Information
 Mapping Needs
 New Look Regulatory Products
 Ongoing Studies
 Levee Analysis and Mapping Procedures (LAMP)
4
Mapping Info / Status - MSC
 FEMA’s MAP Service Center (MSC) www.msc.fema.gov
 MSC website has been streamlined – have you visited it lately?
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Mapping Info / Status - MSC
 New GIS services deployed
for the MSC
• Map Product Search uses
BingTM Map interface
• Updated services for viewing
National Flood Hazard Layer
(NFHL) in Google Earth and
FEMA’s GeoPlatform
• NFHL in most recent format
(2012 FIRM Database format)
 Will be able to download
NFHL data by County soon
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Mapping Info / Status – Viewing the
NFHL
• Viewing National Flood Hazard Layer (NFHL) in Google Earth and
FEMA’s GeoPlatform
• Stay Dry v3.0
KMZ
• View basic flood
info
• FEMA NFHL v3.0
KMZ
• View custom
combinations of
flood data
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Mapping Info / Status – Viewing the
NFHL
• FEMA GeoPlatform - http://fema.maps.arcgis.com
• Simple viewer that
requires only a web
browser
• Exists in the ESRI
ArcGIS Online
environment
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Mapping Info / Status – Viewing the
NFHL
 Advanced GIS users can display NFHL data in their own GIS
application through FEMA’s Web Map Service (WMS), Web
Feature Service (WFS) or Representative State Transfer
(REST) Service
• WMS: protocol for obtaining map images and querying feature
information via a number of free and commercial GIS clients
• WFS: protocol for direct download of GIS data from the NFHL via a
number of free and commercial GIS clients
• REST Service: direct access to NFHL data through ESRI applications
such as ArcGIS Desktop or ArcGIS Online
 For more information:
https://hazards.fema.gov/femaportal/wps/portal/NFHLWMS
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Mapping Info / Status – Viewing
Preliminary Flood Hazard Data
 Preliminary flood hazard
data provide an early look at
flood risk hazards
 All preliminary flood hazard
data as of 4/1/13 are now
online and in one location
 http://hazards.fema.gov/fem
aportal/prelimdownload
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Mapping Info / Status – MIP
 Mapping Information Platform (MIP)
• Public Reports
 Completed LOMCs by Community
 Returns a list of all completed LOMCs within a community
 Open LOMCs
 Returns a list of all submitted LOMCs, that are still in progress
 Project Locator
 Returns a list of all the projects within a community
 Study Project Locator
 Returns a list of all flood study project in a community
www.hazards.fema.gov
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Mapping Info / Status - MIP
 Public Reports
www.hazards.fema.gov
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Mapping Info / Status - MIP
Completed LOMCs by Community
 Criteria Needed
• State
• County
• Community Name OR Community Identification Number
 Reports Provides
• Case Number
• Description of case
• Flooding Source
• Map Panel(s)
 Not Included
• Determination
• Effective date
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Mapping Info / Status - MIP
Open LOMCs
 Criteria Needed
• Case Number OR
• State
• County
• Community Name OR Community Identification Number
• Amendment or Revision OR Both
 Reports Provides
• Case Number
• Description of case
• Flooding Source
• Map Panel(s)
• Current Workflow Step
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Mapping Info / Status - MIP
Project Locator
 Criteria Needed
• Region & State
• County
• Community Name OR Community Identification Number
• Can also Filter by
 Case Open or Closed
 Study, Amendment or Revision
 Reports Provides
• Case Number
• Description of case
• Flooding Source
• Map Panel(s)
• Case Status (Completed or Closed)
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Mapping Info / Status - MIP
Study Project Locator
 Criteria Needed
• Region & State
• County
• Community Name OR Community Identification Number
• Can Also Filter by
 Case Open or Closed
 Study
 Reports Provides
• Case Number
• Map Panel(s)
• Current Workflow Step (last completed)
• Case Status (Open or Closed)
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Mapping Info / Status - MIP
 All Reports can Export
• Word
• Excel
• PDF
• Rich Text
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Mapping Info / Status - MIP
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Mapping Info / Status - MIP
 MIP Reports Tips
• Turn Off Pop Up Blocker
• Older Version of Crystal Reports
 MIP Reports Exporting Tips
• Always Choose “ALL” for the pages
• Choose “(Data Only) when using Excel
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Mapping Info / Status –
r9map.org
 Study info and outreach
materials on
www.r9map.org
• FEMA study-related
documents: meeting
minutes, presentations,
letters, outreach maps and
preliminary data if prior to
4/1/2013
• Outreach tab: LOMC
guidance docs, flood
insurance links,
programmatic info,
Community Outreach Plan
Template
• Risk MAP Local
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Mapping Info / Status –
r9coastal.org
 Study info for Open
Pacific Coast and San
Francisco Bay Area
Coastal studies on
www.r9coastal.org
 Coastal Beat
 Google Earth KMLs
posted to show SFHA
changes
• Changes Since Last FIRM
(CSLF)
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Mapping Info / Status – Mapping
Needs
 FEMA keeps a
record of
mapping needs
that have been
identified
FEMA Region IX
Area or Study
 Communicate
mapping needs
to the
appropriate
FEMA Region IX
Engineer
FEMA Region IX
Engineer
Northern California
(23 of 48 counties)
Amador, Butte, Calaveras, Colusa, Del Norte, Fresno,
Glenn, Lassen, Marin, Mendocino, Modoc, Napa, Placer,
Plumas, Sacramento, San Joaquin, San Mateo, Shasta,
Sierra, Siskiyou, Tehama, Tuolumne, Trinity
Kathy Schaefer
Northern California
(25 of 48 counties)
Alameda, Alpine, Contra Costa, El Dorado, Humboldt,
Inyo, Kings, Lake, Madera, Mariposa, Merced, Mono,
Monterey, Nevada, San Benito, San Francisco, Santa
Clara, Santa Cruz, Solano, Sonoma, Stanislaus, Sutter,
Tulare, Yolo, Yuba
Eric Simmons
Coastal counties in
southern California
San Luis Obispo, Santa Barbara, Ventura, Los Angeles,
Orange, San Diego
Ed Curtis
Inland counties in
southern California
Kern, San Bernardino, Riverside, Imperial
Bob Bezek
Arizona
All counties in AZ
Bob Bezek
Nevada
All counties in NV
Eric Simmons
All counties in HI and Pacific Territories
Eric Simmons
 FEMA reviews
mapping needs
annually
FEMA Region IX
Counties
Hawaii and Pacific
Territories
SF Bay Area Coastal
Study
Coastal portion of Alameda, Contra Costa, Marin, Napa,
Santa Clara, San Francisco, San Mateo, Solano
Kathy Schaefer
Open Pacific Coast
Study
Open Pacific Coast portion of all coastal counties in CA
Ed Curtis
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Mapping Info / Status – New Look
Regulatory Products
 Specifications for FIRM, FIRM Database &
FIS Report were updated in Nov. 2011
• To align the products
• Create efficiencies in production
• Enhance risk communication
• Improve product delivery thru new technology
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Mapping Info / Status – New Look
Regulatory Products
PMR for Camarillo
(Ventura County, CA)
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Mapping Info / Status – Ongoing
Studies
 FEMA funded studies
• Current focus is SF Bay Area
and Open Pacific Coast of CA
coastal studies
• Limited amount of riverine
studies and Risk MAP
Discovery is underway
• Go to www.r9map.org for info
on FEMA funded studies
SF Bay Area
Study
 FEMA reviews/incorporates
community funded studies
as funding allows
• Inform FEMA of your
community funded study well
in advance of it being
submitted to FEMA
Open Pacific
Coast Study
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/
Mapping Info / Status - LAMP
 Final Levee Analysis and Mapping
Procedures (LAMP) released
 Break levee system into multiple
reaches to allow risks to be better
understood and determined
 5 Procedures have gone through
extensive process of scientific
review and public input
1.
2.
3.
4.
5.
Sound Reach
Freeboard Deficient
Overtopping
Structural-Based Inundation
Natural Valley procedure
http://www.fema.gov/final-levee-analysis-and-mapping-approach
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Mapping Info / Status - LAMP
 Local Levee Partnership Team
• Provide feedback, additional data and
other input about the levee system
• FEMA’s role will be to listen and gather
the necessary information to effectively
analyze and map the flood hazards
in the area landward of the levee
• Other partners will provide input
on local conditions and situations
 Currently conducting a small
number of pilot projects to
understand the LAMP approach’s
impacts and benefits
• Region 9 pilot is Maui County
http://www.fema.gov/final-levee-analysis-and-mapping-approach
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Mapping Info / Status - LAMP
 FEMA has not made any regulatory changes to 44 CFR §65.10
 FEMA cannot determine if SFHAs will increase or decrease
based on the revised procedures until collaborating with the
community and conducting the levee-specific analysis
 RESIDUAL FLOOD RISK MUST STILL BE MITIGATED
• The flood risk that these levee systems were built to reduce still remains
• No levee can completely eliminate flood risk
• Living with levees is a shared responsibility
http://www.fema.gov/final-levee-analysis-and-mapping-approach
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FEMA Resources
 FEMA Region 9 webpage:
www.fema.gov/fema-region-ix-arizona-california-hawaii-nevada-pacific-islands
 Follow FEMA R9 via Twitter @femaregion9
 Sign up for FEMA Email Updates:
http://www.fema.gov/subscribe-receive-free-email-updates
 FEMA Publications, Workshop & Training, CRS:
http://www.fema.gov/national-flood-insurance-program
 Sign up for the California Coastal Analysis and Mapping Project
(CCAMP) E-newsletter:
www.r9map.org/SiteAssets/signUPNewsletter.html
 FloodSmart: www.floodsmart.gov - Get a quote, Find an agent
 Map Service Center: www.msc.fema.gov - Print a flood map
 Ready.gov, Listo.gov, Ready.gov/business - Fact sheets, links to training
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Mitigation is the Key
Assess
Vulnerabilities
Identify Flood Risks
in the Community
30
Develop
Community
Mitigation Actions
BREAK
31
How do you Best Serve Customers
at your Counter?
AGENDA
 Be Aware of Map Changes in your Area
Mapping Info / Status
BREAK
 Develop an Understanding of What is Required
Floodplain Management & Insurance
BREAK
 Mitigate Risk
Mitigation Action
32
Floodplain Management and
Insurance Topics
Topics
 NFIP Reform
 Biggert Waters 2012 (BW-12)
 Floodsmart.gov
 Elevation Certificate - 2012 Edition
 LOMCs and Online LOMC Processing
 Flood Determinations
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Flood Insurance – NFIP Reform
 Flood Insurance
• Short history and nexus of flood insurance acts
 Getting to Know Flood Reform
• Flood Insurance Reform Acts
http://vimeo.com/67835375
http://www.youtube.com/user/FLOODFORUM
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Biggert Waters 2012 (BW12) What’s Changing
 Subsidized rates to be phased out Pre‐FIRM:  Non‐primary residences
Built before the community’s  Business properties first Flood Insurance Rate Map became effective
 Severe repetitive loss properties (1‐4 residences), and properties where claims payments exceed fair market value and not been substantially damaged or improved  New policies to be issued at full‐risk Subsidized Rates:
Pre-FIRM properties that
are in Zone D or in Zones
A* and V that are not rated
with an elevation
certificate.
rates
 After the sale/purchase of a property
 After a lapse in insurance coverage
 After substantial damage/improvement
 For properties uninsured as of BW‐12 enactment
 As new or revised Flood Insurance Rate Maps are issued (grandfathered rates planned to be phased out over 5 years)
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*Except Zone A99 & AR
BW12 –
Changes for Non-Primary Residences
Changes effective January 1, 2013, at policy renewal
• Subsidized premium rates for pre‐FIRM properties in high‐risk (A* or V) zones and Zone D will be phased out
• Rates will increase 25% per year until they reflect the full‐risk rate.
*Except Zones A99 & AR
Non‐primary residence:
A building that will be lived in for less than 80 percent of the policy year
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BW12 –
Changes to Other Subsidized Rates
Changes planned to start October 1, 2013 for pre‐FIRM properties in Zones A*, V, or D
 Rate increase by 25% a year until they reach full‐
risk rates for:
 Pre‐FIRM commercial** buildings
 Pre‐FIRM repetitively flooded buildings
 Severe Repetitive Loss properties of 1‐4 residences  Includes buildings with cumulative flood insurance payments that meet
or exceed fair market value
**Increase applies to all non‐residential
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BW12 –
Direct Move to Full-Risk Rates
More changes planned to start October 1, 2013 for pre‐FIRM properties in Zones A*, V, or D
 After the sale/purchase of a property after 7/6/2012 Subsidized rates can no longer be assigned to the new owner
 When a new policy is issued after 7/6/2012
Full‐risk rates will be charged
 After a policy lapse after 10/4/2012
Full‐risk rates will be charged
Policyholders should know that allowing a policy to lapse could be costly.
 Renewal letter cycle starts now
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BW12 –
What About Grandfathering?
• Per Section 100207, Grandfathering will be phased out
BW‐12 calls for a phase‐out of certain discounted premiums, including grandfathered premiums, and a move to full actuarial rates
• Section 100207 implementation anticipated in late 2014
Phase‐in to full‐risk rates at 20% a year for 5 years anticipated to begin
• PRP Eligibility Extension will most likely be phased out. • PRP Extension rates will go up 20% starting October 1, 2013
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Biggert-Waters 2012
http://www.fema.gov/bw12
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Flood Insurance: Floodsmart.gov
 Insurance
• Floodmart.gov:
 How to find a qualified
NFIP agent
 Media Resources (used
for press releases and to
raise public awareness)
 How to file an NFIP claim
41
Elevation Certificate – 2012 Edition
 Benefits for LOMCs and Insurance
 Online training available
http://www.h2opartnersusa.com/ec-made-ez/
http://www.water.ca.gov/floodmgmt/lrafmo/fmb/fas/nfip/workshop/dwr.cfm
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What is a LOMC?
 A LOMC, or Letter of Map Change, is a letter from FEMA that
reflects an official amendment or revision to an effective FIRM
 To get a property removed from a SFHA or to revise flood hazard
information when physical map changes within the floodplain
have occurred, FEMA must issue a LOMC
Why would you want a LOMC?
 Property owners within the SFHAs who have mortgages are
required to purchase flood insurance
 If a LOMC is granted, property owners may be eligible for lower
flood insurance premiums, or the option to not purchase flood
insurance
 Communities may request a LOMC when base flood elevations of
an SHFA increase or decrease as a result of physical changes
affecting flooding conditions
43
Letter of Map Change (LOMC)
LOMC
44
Introducing Online LOMC
http://www.fema.gov/online-lomc
www.hazards.fema.gov
45
Online LOMC
 Use Online LOMC to request
 Online LOMC does not
any type of map Amendment
or Revision
shorten FEMA’s time to make
a determination
• Determinations will be made
 Online LOMC may be used to
within 60 days of a completed
Amendments request and 90
days of a Revisions request
• Requests are considered
‘complete’ after FEMA has
received all requested data and
payment has been approved
request LOMCs in place of
the MT-EZ, MT-1 or MT-2
paper forms
46
Online LOMC – Benefits
 Who can use Online LOMC?
• Home or Property Owners
 Benefits of Submitting a
LOMC Online
• Submit, pay, and upload
• Professional Surveyors
supporting documentation for all
LOMC requests through one
single online platform
• Save information online and
finish applying at your
convenience
• Professional Engineers
• Other representatives of the
property owner
• Manage multiple LOMC
requests with one login
• Check application status in realtime
• Efficiently communicate with
LOMC processing staff
47
eLOMA vs. Online LOMC
 eLOMA is a web-based application that provides licensed land
surveyors and professional engineers with a system to submit
simple LOMA requests to FEMA
• Only for a sub-set of LOMA requests
• Generates a determination from FEMA in minutes
• Must be a Licensed Professional to use
 What’s the difference?
• Only licensed surveyors and engineers can submit a LOMA request
through eLOMA, but anyone can use Online LOMC
• eLOMA only accepts the most basic LOMA requests and the
determination is made automatically with standard checks, instead of
lengthier manual review
• online LOMC processes more types of LOMCs than just a LOMA
48
Online LOMC Training
 To access the training presentation demonstrating how to
submit an Online LOMC Amendment (LOMA, CLOMA, LOMR-F,
CLOMR-F) and/or Online LOMC Revision (LOMR, CLOMR) visit:
http://www.fema.gov/online-lomc-training
49
Floodplain Management and Insurance
– LOMA Scenario 1 (OAS)
50
Floodplain Management and
Insurance – LOMA Scenario 2
51
Floodplain Management and
Insurance – LOMA Scenario 3
52
53
54
55
56
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Flood Determinations – The NFDA
 The National Flood Determination Association (NFDA) is a non-
profit organization comprised of private sector companies who
have offered flood determination services to lending
institutions and other businesses for over 25 years
 29 active members represent more than 90% of all flood
determinations performed nationwide
 Administers the NFDA Certification Program which provides an
opportunity for companies to be recognized for achieving an
exemplary level of professionalism with a focus on accuracy
 Promotes and supports the NFIP and its purpose and
advocates for positive changes
© 2013 National Flood Determination Association
58
Flood Determinations – Statistics
• NFDA conducts an annual survey of its member companies to compile statistical data related to services provided
• Flood Zone Determinations Completed
− 2012 survey results (based on the response of 9 NFDA member companies): • 18,257,332 flood determinations completed for lenders • 2,300,672 flood determinations completed for insurance
•
329,969 flood determinations completed for others
• Customer Service
− Handled over 800,000 non‐sales related phone calls in 2012 alone
© 2013 National Flood Determination Association
59
Flood Determinations – Statistics
 Life of Loan
− Determinations affected 15,646,475.
• Determinations resulting in a status change:
− OUT to IN SFHA: 222,179
− IN to OUT of SFHA:
111,587
• Determinations impacted by map revisions not resulting in a status change:
− Remained IN SFHA:
− Remained OUT of SFHA:
485,687
10,565,329
− In 2012, over 150 million determinations were tracked for map changes
© 2013 National Flood Determination Association
60
Flood Determination Services
 Provide flood determinations to federally regulated lenders for compliance
purposes including banks, mortgage companies, credit unions, brokers and
servicers
 Track loans/determinations for revisions to the FIRMs and notify lenders and
servicers of resulting changes that affect their insurance requirements: Life
of Loan service (LOL)
 Provide flood data to insurance agents and insurance companies for policy
rating, to appraisers, and to governmental agencies, among others
 Flood determination companies must guarantee the accuracy of the data they
provide to protect the lenders’ interests  Flood determination companies
have a vested interest in producing accurate determinations
 The industry developed in response to lenders’ regulatory compliance
requirements for flood  Processes are geared toward that purpose
© 2013 National Flood Determination Association
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FIRMs - We’re All Using Them to
Understand and Communicate Risk!
© 2013 National Flood Determination Association
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Discrepancies
 When discrepancies occur, confusion can result and the
important message about risk can be lost
 Discrepancies between map
resources: FIRM, aerial
photography, surveys/site plans, etc
 Inaccuracies on FIRMs
 Close Calls
 Commercial and Government
Properties and New Construction
© 2013 National Flood Determination Association
63
Mapping Issues & Challenges:
Close Calls & Map Differences
RFIRM
DFIRM
© 2013 National Flood Determination Association
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Mapping Issues & Challenges:
Close Calls & Map Differences
RFIRM
DFIRM
© 2013 National Flood Determination Association
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Mapping Issues & Challenges:
Close Calls & Map Differences
RFIRM
DFIRM
© 2013 National Flood Determination Association
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Mapping Issues & Challenges:
Contained in Channel
RFIRM
DFIRM
© 2013 National Flood Determination Association
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Mapping Issues & Challenges:
LOMC and Revalidation Letter Delivery
 Online delivery of LOMCs and Revalidation Letters not available
through FEMA’s subscription service
 LOMRs and LOMAs typically arrived 30-45 days following issuance
FIRM Effective January 20, 2010 FIRM Revised January 21, 2010
© 2013 National Flood Determination Association
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Mapping Issues & Challenges:
Revalidation Letters and LOMC Schedule
Revalidation Letters  Letters were typically received from 1 day to 8 weeks post-revision date
 Communities typically received information ahead of revision
 Working with FEMA, a new process was put into place in 2012 where NFDA
members were notified of revalidations at the same time as the communities
LOMA Schedule
 30,000+ LOMAs issued via CD in 2012
 Subscribers received CDs bi-weekly
 Approximately 20% of disputed certifications result from not receiving
new LOMC information in a timely fashion
 After exploring solutions with FEMA and FMIX, LOMAs are now available
using a weekly download process, reducing turn time and improving data
quality
© 2013 National Flood Determination Association
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Mapping Issues & Challenges:
Zone Disputes and Discrepancies
 When an individual disagrees with a flood determination, he
should contact his lender (typically loan servicing or insurance
department) or insurance agent, depending on which
determination is being disputed
 Documentation in support of a different zone should be submitted
 Lender or insurance representative will contact its flood
determination provider, supply the determination number and
supporting documentation and ask for a recheck/review
 Flood determination company will review the determination and
return findings to the client who requested the review
 Flood determination companies will often provide additional
services beyond just rechecking the determination, including
working with other determination companies to resolve data
conflicts, contacting other parties/resources to help clarify the
situation and consider alternatives such as LOMA
© 2013 National Flood Determination Association
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Solutions Through Stakeholder
Coordination
 Dispute resolution support for customers
 Cooperative efforts between flood determination companies
 LOMA application assistance – traditional and via eLOMA
 Working with state, community & FEMA Region officials
 Improved communication to NFDA members
 Diligent outreach to other stakeholder groups
 Ongoing coordination with FEMA Headquarters’ Risk Analysis team
to address map product issues
• Bi-Annual Meetings with FEMA Headquarters’ Risk Analysis staff for >15 years
• Constructive discussions regarding map quality, availability & delivery timelines
• Sharing NFDA member experiences & survey data
• Exploration of new and improved solutions
© 2013 National Flood Determination Association
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Questions or Concerns about Flood
Determinations?
 Questions about an individual flood zone determination should
be directed to the company that produced it (see Preparer’s box
on SFHDF)
 Contact NFDA at [email protected] for:
• Concerns for geographic and other trends in
determinations
• General questions about flood determination
processes
• Information for WebEx or on-site training
• Visit NFDA at www.NFDAflood.com
© 2013 National Flood Determination Association
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Mitigation is the Key
Assess
Vulnerabilities
Identify Flood Risks
in the Community
73
Develop
Community
Mitigation Actions
BREAK
74
How do you Best Serve Customers
at your Counter?
AGENDA
 Be Aware of Map Changes in your Area
Mapping Info / Status
BREAK
 Develop an Understanding of What is Required
Floodplain Management & Insurance
BREAK
 Mitigate Risk
Mitigation Action
75
Mitigation Topics
Topics
 Hazard Mitigation Overview
 Local Hazard Mitigation Plans
 Mitigation Actions
 Mitigation Resources
 Mitigation Best Practices
 Mitigation and CRS
 Mitigation Grants
 Case Study - Monterey County, CA
 Open Discussion
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Mitigation - Overview
 What is Hazard Mitigation?
• Action taken to reduce or eliminate long-term
risk to human life and property from hazards
• Last step in the Risk MAP Lifecycle
• Key to the Emergency Management lifecycle
 Disaster Mitigation Act of 2000
• Local plans must be approved by State and FEMA staff,
and must be updated every 5 years
• Amended Federal Stafford Act to require hazard
mitigation plans for States and local governments to
remain eligible for certain types of non-emergency
disaster assistance
77
Mitigation – Local Hazard
Mitigation Plan
Communities (and Private Property Owners) Hold the
Key to Mitigation and Resiliency!
 The Local Hazard Mitigation Plan (LHMP) is Community-centric
and community-driven, as it is the …
• Statement of a community’s values and what is important to the
community
• Formation of community alliances to allow for the development of
creative, holistic, integrated solutions to address a community’s
identified risks and concerns
• Framework for risk-based, collaborative decision making
involving community stakeholders
• Long-term action strategy to reduce disaster losses and increase
community resilience
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Mitigation – Local Hazard
Mitigation Plan
Moving from FEMA Flood Mapping Products to
Mitigation Actions
 Get involved in the LHMP Planning Process to:
Assess
Vulnerabilities
Identify Flood Risks
in the Community
•
•
•
•
•
•
FIRMs
Flood Risk Map
Changes Since Last Firm
Flood Depth Grids
Areas of Mitigation Interest
Other Flood Risk Data
• Overlay with Communityspecific data
• Identify vulnerable facilities,
critical structures and
infrastructure, populations,
etc.
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Develop
Community
Mitigation Actions
• Strategy will depend upon
available resources and
capabilities
• Specific, measurable,
achievable mitigation
actions aligned with other
Community objectives and
other planning efforts
Mitigation Actions
Four Types of Mitigation Actions




Local Planning and Regulations
•
Limit / restrict development in floodplain areas
•
Adopt / enforce building codes and development standards
•
Join / improve NFIP compliance
•
Participate in CRS
Structure and Infrastructure Projects
•
Remove existing structures from flood hazard areas
•
Elevate / retrofit structures and utilities
•
Floodproof residential / non-residential structures
•
Construct flood control measures
Natural Systems Protection
•
Protect/restore natural flood mitigation features
•
Preserve floodplains as open space
Education and Awareness Programs
•
Educate property owners about flood mitigation techniques
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Mitigation Resources
FEMA NFIP Claim and Loss Data for Mitigation Planning
 Community Information System (CIS)
• NFIP Community Overview
• Policies in force
• Value of insurance in force
• Number paid losses
• Total paid losses
• Substantial damage claims since 1978
 Flood Loss Data
• Available at the address / parcel level from FEMA regional office
• Information will include single loss, repetitive loss (RL) and
severe repetitive loss (SRL) addresses
• Can be used to identify the flood control issues / problems at a
local scale
• Certain loss properties can be eligible for FMA grants depending on
conditions
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Mitigation Resources
 FEMA Hazard Mitigation Planning Website
(http://www.fema.gov/multi-hazard-mitigation-planning)
• Local Mitigation Planning Handbook (March 2013)
• Mitigation Ideas: A Resource for Reducing Risk to
Natural Hazards (January 2013)
• Integrating Hazard Mitigation Into Local Planning: Case
Studies and Tools for Community Officials (March 2013)
 Risk MAP Discovery Process
• Engage community stakeholders
• Introduce/enhance flood risk discussions to support flood
risk section in LHMP
• Discuss multi-hazard issues, as necessary and
appropriate
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Mitigation Best Practices
 Use the LHMP to highlight existing mitigation
activities/efforts and successes
• When successes are visible to Community Officials
and the Public there can be more support for
continuation of efforts
• Highlight Risk MAP studies and mapping updates
• Highlight regulatory environment in multi-hazard
environment
• Many regulations are for natural hazard mitigation
(building codes, subdivision ordinances)
 Use the LHMP to Develop Multi-Hazard solutions
• Other hazards have flood risks (floods follow fires)
• National Forest Service and other land managers
have mitigation technical teams for wildfire After
Action reporting and funding
• Collaborative planning is an opportunity to address
secondary hazards and develop multi-hazard solutions
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Chips Fire Oct 2012; Plumas County California
Mitigation Best Practices
The Value of Field Work
• Field verify risk analysis results
 Do not let the flood loss data and GIS analysis stand alone
as only conclusive evidence of a flood problem
• Use local staff as collaborators on field visits
 Often 20+ years of field experience exist within public works
and other Departments
• High water marks are great ways to visualize flood data
 Mapping can often get generalized and flood data not
realized
 BFEs can be a scary thing
• RL and SRL often stem from the same problem
 Develop “Flood Loss Areas” to group similar problems based
upon data and field work
• Data and field work can be a solid basis for flood
mitigation / floodproofing strategies
• Mitigation Workshops help bring field crews and the
public together to verify flooding issues and develop
mitigation strategies
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Mitigation Best Practices
 Integrate natural hazard mitigation into other
planning and regulatory processes
• Comprehensive / General Plan and Specific / Area
•
•
•
•
•
•
Plans
Zoning Ordinances and Municipal Codes
Building Codes / Project Permit Review Process
Capital Improvement Plans/Infrastructure Programs
Functional Plans (Stormwater Management,
Transportation Infrastructure, etc.)
Special Programs (tax increment financing or other
funding mechanisms)
Focused Community Initiatives (climate changes,
urban forestry, downtown planning, economic
development, healthy communities)
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Rumson, NJ, 8/21/13: Sea Bright 2020
Community Workshop attendees discussed
ideas and concerns for projects that will restore
and mitigate the coastal town as part of a threemonth community engagement effort between
NJ Futures, the Edward Bloustein School of
Planning and Public Policy at Rutgers and
supported by FEMA. Photo credit: Rosanna Arias, FEMA
Mitigation Best Practices
 Integrate Natural Hazard Mitigation into your
Capital Improvement Plan
• Open space for habitat and sea level rise/flooding
• Recreation areas and retention basins
• Rain gardens for groundwater recharge
• Floodplain restoration for habitat for natural
predators of pests
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Mitigation Best Practices
 Risk Analysis with DFIRM Data
• DFIRM GIS data can be used to produce locally defined flood models for use in
mitigation planning to enhance risk analysis
• Elevation data and DFIRM data can be used to produce depth grids for Hazus and
other GIS flood risk assessment models
• Understanding flood depth and
damage is important for identifying
flood risk at local level
• Hazus outputs and other GIS
analysis can help communicate
the localized flood risk at the
census block or parcel level
• Google Earth is good tool to show
possible flood losses
• Develop flood mitigation strategies
for areas with most damage
potential
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Mitigation Best Practices
 Implementation through Grant
Programs
• FEMA Unified Hazard Mitigation Assistance
(HMA) Programs – Hazard Mitigation Grants
Program (HMGP), Pre-Disaster Mitigation (PDM)
Program, Flood Mitigation Assistance (FMA)
Program
• US Housing and Urban Development
Sustainable Communities Regional Planning
Grants and Community Development Block
Grants (CDBG)
• National Park Service Land and Water
Conservation Fund Grants
• Transportation Enhancement Grants
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Mitigation - Community Rating
System (CRS) as a Best Practice
 Voluntary Program
• Application
• Program administration
• Compliant Community Assistance
Visit (CAV)
• Elevation Certificates (EC)
 Program Goals
• Reduce/avoid flood damage to insurable property
• Strengthen/support the insurance aspects of the NFIP
• Foster comprehensive floodplain management
 Participating Communities
• Have higher standards to reduce flood losses
• Individuals have reduced flood insurance premiums
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Mitigation - Community Rating
System (CRS) as a Best Practice
 300 Public Information
 500 Flood Damage Reduction
• Elevation Certificates
• Floodplain Management Planning
• Map Information
• Acquisition and Relocation
• Outreach
• Flood Protection
• Hazard Disclosure
• Drainage System Maintenance
• Flood Protection Information
• Flood Protection Assistance
 600 Warning and Response
• Flood Insurance Promotion
• Flood warning and Response
 400 Mapping & Regulations
• Levees
• Mapping
• Dams
• Open Space
• Higher Regulations
• Flood Data Maintenance
• Stormwater Management
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Mitigation - Community Rating
System (CRS) as a Best Practice
 Risk MAP – Opportunities for Action
• Determine Areas at Risk
On Site
Retention
• Depth Grids
• New Study
• Involve the public
• Create a plan to resolve
• Execute Plan
Detention
 Mitigation –Actions Provide Credit
• 320 Map Information Service
• 410 Floodplain Mapping
• 510 Floodplain Management Planning
• 520 Acquisition and Relocation
• 530 Flood Protection
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Mitigation Grants
 FY2013 Hazard Mitigation Assistance (HMA) Unified Guidance available at
http://www.fema.gov/media-library/assets/documents/33634?id=7851
 Consolidated FMA program includes mitigation of severe repetitive loss
properties and repetitive loss properties
 Application period for Flood Mitigation Assistance (FMA) and Pre-Disaster
Mitigation (PDM) programs: 7/19/13 – 10/18/13
 Grant applications for flood projects should be submitted to FMA
 Grant applications for non-flood projects should be submitted to PDM
 Information is available at:
• Flood Mitigation Assistance
http://www.fema.gov/flood-mitigation-assistance-program
• FY2013 Flood Mitigation Assistance Program (FMA)
http://www07.grants.gov/web/grants/search-grants.html
• Pre-Disaster Mitigation Program
http://www.fema.gov/pre-disaster-mitigation-grant-program
• FY2013 Pre-Disaster Mitigation Program (PDM)
http://www07.grants.gov/web/grants/search-grants.html
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Case Study – Monterey County,
CA Multi-Hazard Mit. Plan Update
Monterey County (CA) Multi-Hazard
Mitigation Plan Update 2013
 Unincorporated Monterey County and 12
Participating Jurisdictions
 New concept of hazard mitigation
planning
• Action Focused Implementation Strategy leads
to meaningful, specific, achievable, and
measurable mitigation actions
• Improved plan maintenance procedures to
establish/ensure sustained, long-term process
of increasing community’s resilience
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Case Study – Monterey County,
CA Multi-Hazard Mit. Plan Update
 Pilot to demonstrate how NOAA’s Digital Coast
can be used to update a LHMP
• Digital Coast Web portal provides resources (data, tools,
training, applications, stories) needed by coastal
communities ( www.csc.noaa.gov/digitalcoast )
• Integrate climate change adaptation with conventional hazard
mitigation
• Develop replicable strategy for integrating Digital Coast into
LHMPs and plan implementation and maintenance
• Demonstrate compliance with FEMA standards
 Coordination with Association of Monterey Bay Area
Governments (AMBAG )
• AMBAG is the Metropolitan Planning Organization (MPO)
for the tri-county Monterey Bay area region
• AMBAG is developing the Moving Forward Monterey
Bay plan (Metropolitan Transportation Plan and
Sustainable Community Strategy)
94
MITIGATION is the Key to Unlocking
Resilient Communities
95
Turning the Key
OPEN DISCUSSION
 Open discussion on how to take this back to
your community
• Does your community have a hazard mitigation plan?
• What Department prepared it?
• Were you involved in its preparation?
• When was it prepared?
• When is the next update due?
• How can you convince your boss and your elected
officials to undertake mitigation actions?
• What mitigation actions are you currently doing?
• How can you piggyback on capital improvements?
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Contact Info
 FEMA Region IX
 BakerAECOM / RSC 9
• Ed Curtis, P.E., CFM
[email protected]
• Mike Skowronek, GISP, CFM, AICP
[email protected]
510-627-7207
510-879-0958
• Edie Lohmann
[email protected]
• Alisa Sauvageot, CFM
[email protected]
510-627-7235
602-798-7530
• Shilpa Mulik, CFM
[email protected]
• Lisa Messano, CFM
[email protected]
510-627-7292
510-879-0911
 National Flood Determination Association (NFDA):
[email protected] or www.NFDAflood.com
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