Coins - Fall 2011 - Piedmont Credit Union

70524-NEWS-0911
Ever Feel Like You’re At A Disadvantage?
Do you find yourself coming up
short paying for things like
vacations, semi-annual taxes or
anniversaries? Or do you have
trouble saving up for big
purchases & down payments?
If so then you should consider a
Member Advantage Club. It's a
special savings account that
gives you an advantage over
those habits that, until now, have kept your savings in check!
Here's how it works! You put money into the account as often
as you like. You can withdraw funds from it up to four (4) times
per calendar year. So the Member Advantage Club provides two
things.
1. A safe place to store your money that is ear-marked for a
specific purpose.
366 Piney Forest Road
Danville, VA 24540
(434)797-1954
1-800-367-3328
www.piedmontcu.org
Telephone Teller:
1-877-768-5405
In This Issue…
• Member Advantage Club ..... Cover
• Getting Your Credit Report.. Page 2
• Christmas Clubs & Loans.....Page 2
• Events & Holidays ...…..….. Page 3
• NetBranch Upgrades ………Page 3
2. Limited account access so that the funds are not
'accidentally' spent.
• Win an iPad2! ……………... Page 3
If you have ever used a Vacation Club then you understand this
type of account completely. There is no ATM access and
withdrawals must be made in person with a Piedmont CU teller.
• Build A Better World …….... Page 4
Scan the tag or visit www.piedmontcu.org/mac
for more details about the all new
Member Advantage Club!
Use the free Tag Reader App at: http://gettag.mobi
• Home Alarm Discounts.……Page 3
• Employee Anniversaries..… Page 4
• New Employees ………...… Page 4
How To Get Your Own Free Credit Report
If you own a television or a radio then you have no doubt heard about websites or services
that promise 'free' credit reports or 'free' credit scores.
These commercials and
advertisements may be cute and funny, but the truth is that their services are seldom free!
In most cases they offer only a free trial of a paid service which can end up costing you big
bucks over time.
There is a way to get a truly free copy of your credit
report. You are entitled by law to one free credit report
per year from each credit reporting agency. The official
web portal for this is www.annualcreditreport.com.
There you will be asked to provide several pieces of
personal information so they can identify you. You will
also need to answer some personal questions derived
from information that appears in your credit report.
For instance, you may be asked how much your house
payment is and who it is payable to, or perhaps to
identify a former address.
You can choose to view your credit report from all three
major credit bureaus, or you may select just one or
two. Each credit bureau will have a different look and feel to their web site. They will also
offer to sell you the credit score for a price usually around $7 to $10. This is optional. You
don't have to purchase the credit score. Credit bureaus such as Equifax and Trans Union
are for profit companies which make their money by calculating and selling credit scores.
The law requires them to give you a free credit report but they can still sell you the credit
score.
Dan Veasey manages the marketing & educational endeavors of Piedmont Credit Union.
He is available to assist members in obtaining their free credit report by appointment.
Didn't we just finish packing up from the holidays last year? Well
it's that time of the year once again. For the savers in our credit
union your Christmas Club will transfer automatically to your
Share Savings no later than October 15, 2011. Your Christmas
Club for 2012 will start automatically with your deductions
continuing as normal.
If you've already spent your savings and you would like a
Christmas Loan to help carry the load of gifts this holiday season,
simply give a call to any of our loan officers. This special type of
loan has an attractive rate of only 9.5% and a maximum balance
of $2,000. Most loans can be finalized within a few minutes.
But don't wait until Christmas Eve!
NetBranch Upgrades
Upcoming Events &
Holiday Closings
Our popular NetBranch Online Banking Service
is getting even better! The new NetBranch will
have all the great features you're used to along
with a few new ones to make it more intuitive
and even easier to use. Our tentative "go live"
date is December 13, 2011. Stay tuned to
www.piedmontcu.org for more details.
Breast Cancer Awareness Month
October 2011
Southside Show-Biz Tradeshow
Wednesday, October 19, 2011
12pm-6pm at IALR
International Credit Union Day
Thursday, October 20, 2011
Credit Unions Build A Better World
“All Aboaarrdd!!!!”
Come visit the Piedmont Credit Union booth at
this year's Southside Show-Biz Tradeshow!
We're hesitant to reveal too many
details prior to the show. But you
can be sure that we will be
the "coolest" station there!
Veterans’ Day — PCU Closed
Friday, November 11, 2011
Thanksgiving—PCU Closed
Thursday, November 24, 2011
Friday, November 25, 2011
Date: 10/19/11
Time: 12pm-6pm
Place: North Pole (IALR)
Stand Against Cancer. Win an iPad2.
Stop by our office during the month of October and get your
pink on! For $5 you will receive a pink wristband to show your
support for those currently facing or who have faced the
threat of breast cancer. You will also be entered into a
drawing to win an iPad2!
100% of the net proceeds raised will benefit the VA Blue Ridge
Affiliate of Susan G. Komen for the Cure®.
Riverview Rotary Christmas Parade
Sunday, December 10, 2011
NetBranch updates Go Live!
Tuesday, December 13, 2011
(tentative)
Christmas—PCU Closed
Friday, December 23, 2011
Monday, December 26, 2011
New Year’s Day—PCU Closed
Monday, January 2, 2012
Basic & Custom Designed Home Security Systems for as low as $599!**
Special Financing Available at Piedmont CU for Only 9.99% APR!*
Just Call 799-7900 and mention that you’re a Piedmont CU Member.
Then if you need financing give us a call!
Or apply online at piedmontcu.org/applynow.
*APR=Annual Percentage Rate. Special rate is effective
through December 31, 2011. Loan proceeds must be used to
purchase a home security system and optionally the first year’s
monitoring service. All loans are subject to credit approval.
**Price does not include recurring alarm monitoring charges.
Cont 2705033889 DCJS 11-2230, NC 11804/00SPL NC 433-CS
Over $1,075 Raised At The
Build A Better World
Disc Golf Tournament
This year in anticipation of
International Credit Union Day we
decided to do something new.
On Saturday, September 10th disc golfers came from all
over southside Virginia to participate in the first annual
Build A Better World Disc Golf Tournament. Over $1,075
was raised to benefit our local Danville-Pittsylvania County
Habitat for Humanity!
Employee
Anniversaries
Congratulations to...
Joan Wood, 14 Years
Donna Robinson, 11 Years
Kimberly Hairston, 5 Years
Beverly JeffriesJeffries-Howell, 5 Years
Dan Veasey, 5 Years
Mary Beale, 3 Years
Piedmont Credit Union wishes to thank all the players who
came out to support our local Habitat for Humanity.
Special thanks also go out to the following sponsors…
• Showcase Magazine
• Essel Propack
• Family Eyecare Center
• Swedwood-Danville
• Riverside Insurance
• Danville City Employees
Federal Credit Union
• Piedmont Shopper
• Poogie's Buffet & Grill
• Innova Disc Golf
Scan this Tag for more Build A Better World Photos & Videos
Use the free Tag Reader App at: http://gettag.mobi
Promotions & New Staff Positions
You’re
Hired!
Piedmont Credit Union is pleased to announce that we will be hiring
two new full-time employees. We’ve added a loan officer position which
will be filled by our own Mary Beale! We’ve also added a position
called New Accounts & Compliance Manager. Deborah Powell will
take on this brand new role in keeping our policies and procedures in
line with the many regulations which govern credit unions in the 21st
century. Finally, Alice Ann Crowl will become our VP of Finance &
Member Services. Be sure to stop by and congratulate each of these
ladies on their new roles with Piedmont Credit Union!
These moves will require us to hire two brand new employees. By the time of this publication
we expect to have hired a new Member Service Representative and a new Accountant.