ASSET BUILDING COURSE CATALOG

Transcription

ASSET BUILDING COURSE CATALOG
ASSET BUILDING COURSE CATALOG
SUMMER 2016
These workshops are free and open to the public
www.heartlandalliance.org/assetbuilding
Talleres en español incluidos
Copyright © 2015 Asset Building Team of Heartland Human Care Services, Inc. All rights reserved .
What is an asset? An asset is anything that contributes to an individual’s or family’s economic
stability, including a home, a savings account, retirement account, or a college degree.
WORKSHOP DESCRIPTIONS
Spend and Save for the Future You Want Discover
how your values impact your spending, saving, and goals.
Make Every Cent Count Find creative ways to
cut costs, new ways to save, and meet your financial goals.
Banks, Credit Unions & More Avoid fees! Learn the pros
Save for the Big Things
We’ll teach you how to get the best
rates when buying big ticket items.
Predatory
Lending Participants attending this
workshop learn about the most common strategies that
predatory lenders use to lure unsuspecting consumers, and
how to protect themselves from unfair practices.
and cons of using banks, credit unions, prepaid cards, currency
exchanges and when to use each.
Credit Scores – What Hurts & What Helps
Confused by credit? Learn what credit is, when to use it, and how to
understand your credit report and score.
Get Help with your Credit Problems
Learn to improve your credit, deal with collections, repay
your debt, and overcome identity theft.
Your Financial Story & Why it Matters
Explore how
your relationships influence your finances, discuss how to resolve conflicts
about money, and how to pass on positive financial habits.
Community Resources
Learn about benefits and what your
family may be eligible for!
P LEASE
CALL TO RSVP
TWO DAYS IN ADVANCE
Contact names & numbers are
listed next to event titles.
By letting us know that you will
attend, we can come prepared
with the correct number of
copies for the group and we will
also be able to let you know
about any schedule changes.
Talleres en español
Sus valores, su dinero y su futuro Todo el mundo gasta su
dinero según sus valores y prioridades. En este taller usted descubrirá cómo
sus valores afectan su manera de gastar y ahorrar.
Cada centavo cuenta En este taller hablaremos del proceso de
crear un presupuesto realístico. Ofreceremos ideas para organizar sus
pagos.
Benefíciese de su crédito ¿Usted está confundido sobre su
crédito? Hablaremos de lo que es el crédito, cuándo se usa, cómo
conseguirlo y cómo comprender su reporte y puntaje de crédito.
NOT SURE WHICH WORKSHOP TO ATTEND???
Check out our workshop referral guide below for assistance or talk to one of our Asset Development Coordinators!!!
RESPONSE
Some
No
Yes
what
1 Do you know how to set and accomplish financial goals?
2 Are you comfortable with your spending habits?
3 Are you able to pay your monthly expenses in full?
4 Are you satisfied with the amount of money you save?
5 Do you track your income and spending on paper or electronically?
Do you receive your earnings from work by a method other than a paper paycheck or
6 direct deposit into a bank account? (Payroll card, for example.) Type: ______________
Have you paid fees to use your own money (overdraft fees, currency exchange fees,
7 cash advance fees, etc.)?
8 Do you understand how credit works?
9 Have you ever requested your own credit report and reviewed it?
Are you confident about the contents of your credit reports and the accuracy of your
10 credit scores?
11 Do you know how to fix incorrect information on your credit report?
12 Do you know where the reputable resources are for credit and debt counseling?
13 Are you concerned about how much money you owe?
Have you been contacted by debt collection agencies within the last year by mail, email
14 or phone?
15 Have you ever applied for and received a payday loan?
Have you ever had a car or other type of personal property repossessed for
16 nonpayment?
17 Are you preparing for a major purchase such as a car or home?
Questions 1 - 2 If you answered “No” to either of these questions, you may wish to attend:
“Spend & Save for the Future You Want”
Questions 3 - 5 If you answered “No” to any of these questions, you may wish to attend:
“Make Every Cent Count”
Questions 6 - 7 If you answered “Yes” to either of these questions, you may wish to attend:
“Banks, Credit Unions, and More”
Questions 8 - 11 If you answered “No” to any of these questions, you may wish to attend:
“Credit Scores - What Hurts & What Helps”
Questions 12 - 16 If you answered “Yes” to any of these questions, you may wish to attend:
“Get Help with Your Credit Problems”
Question 17 If you answered “yes” to this question, you may wish to attend:
“Save for the Big Things”
N/A
GROUP GUIDELINES
The following guidelines are designed to help us stay focused on our journey towards better money management.
PROMPTNESS Please arrive on time. If you come in after we have begun, please come in quietly.
RESPECT Give your undivided attention to the person who is speaking (no cross-talking or interruptions). Respect the views of other
group members. While we won’t agree on everything, tolerance and acceptance is essential. Please silence your phones.
CONFIDENTIALITY Personal information that is shared in the group should remain in the group.
PARTICIPATION Share your thoughts and feelings, offer support, encouragement and suggestions if sought. It is always okay to pass.
CHILDREN Although you may bring your children with you, our classes are designed for adults. If your children are with you, please
keep them quiet and keep close watch on them.
CURIOSITY If you have a question, please ask!
SOUTH SIDE SERIES
WORKSHOP TITLE
DATE
TIME
Spend & Save for the Future You Want
Fri, 7/8
10:00am-12:00pm
Make Every Cent Count
Fri, 7/15
10:00am-12:00pm
Banks, Credit Unions, & More
Fri, 7/22
10:00am-12:00pm
Credit Scores: What Helps & What
Hurts
Fri, 7/29
10:00am-12:00pm
Get Help With Your Credit Problems
Fri, 8/5
10:00am-12:00pm
Save For the Big Things
Fri, 8/12
10:00am-12:00pm
Your Financial Story & Why It Matters
Fri, 8/19
10:00am-12:00pm
Community Resources
W, 7/20
10:00am-12:00pm
Predatory Lending
M, 7/25
5:00pm-7:00pm
Banks, Credit Unions & More
M, 8/8
2:00pm-4:00pm
Credit Scores: What Helps & What
Hurts
T, 9/6
3:00pm-5:00pm
LOCATION
CONTACT
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
Sarah
773.358.3838 x2645
Karen
773.336.6048
Sarah
773.358.3838 x2645
Tawana
312.909.1930
Earlisha
773.358.3838 x2684
Latesha
312.909.1892
Lance
773.358.3838 x2683
Heartland Alliance: Hyde Park
1709 E. 53rd St.
Centers For New Horizons
226 E. 43rd St.
Chicago Public Library - Avalon Branch
Shannan
773.830.5950
Dorien
312.909.1928
East Meeting Room
8148 S. Stony Island Avenue
Chicago Public Library - Blackstone Branch
4904 S. Lake Park Ave.
Andrés
773.830.5935
Andrés
773.830.5935
NORTH SIDE SERIES
WORKSHOP TITLE
Spend and Save for the Future You
Want
Spend and Save for the Future You
Want
DATE
TIME
Th, 7/14
2:00pm-4:00pm
M, 7/25
6:00pm-8:00pm
Make Every Cent Count
T, 8/9
2:00pm-4:00pm
Credit Scores: What Helps & What
Hurts
Th, 8/11
2:00pm-4:00pm
Banks, Credit Unions & More
T, 9/13
2:00pm-4:00pm
Make Every Cent Count
M, 9/26
6:00pm-8:00pm
LOCATION
Heartland Alliance: Ravenswood
4411 N. Ravenswood St., 3rd Floor
CONTACT
Shannan
773.830.5950
Heartland Alliance: 1207 W. Leland
Leland Community Room
Heartland Alliance: Ravenswood
4411 N. Ravenswood St., 3rd Floor
Heartland Alliance: Ravenswood
4411 N. Ravenswood St., 3rd Floor
Heartland Alliance: Ravenswood
4411 N. Ravenswood St., 3rd Floor
Heartland Alliance: 1207 W. Leland
Leland Community Room
Liza
312.848.2036
Andrés
773.830.5935
Shannan
773.830.5950
Andrés
773.830.5935
Liza
312.848.2036
Near North Side
Save for the Big Things
Th, 7/14
6:00pm-8:00pm
Your Financial Story & Why it Matters
Th, 8/11
6:00pm-8:00pm
Spend and Save for the Future You
Want
Th, 9/8
6:00pm-8:00pm
Parkside: 544 W. Oak St.
Holsten Community Room, 3rd Floor
Parkside: 544 W. Oak St.
Holsten Community Room, 3rd Floor
Parkside: 544 W. Oak St.
Holsten Community Room, 3rd Floor
Karen
773.336.6048
Karen
773.336.6048
Karen
773.336.6048
WEST SIDE SERIES
WORKSHOP TITLE
DATE
TIME
LOCATION
CONTACT
Get Help With Your Credit Problems
W, 7/13
6:00pm-8:00pm
Heartland Alliance: Harvest Commons
1519 W. Warren Blvd.
Hannah
773.830.5935
Spend and Save for the Future You
Want
W, 8/17
2:00pm-4:00pm
Heartland Alliance: Harvest Commons
1519 W. Warren Blvd.
Andrés
773.830.5935
Make Every Cent Count
W, 9/14
2:00pm-4:00pm
Heartland Alliance: Harvest Commons
1519 W. Warren Blvd.
Andrés
773.830.5935
SPANISH LANGUAGE SERIES
WORKSHOP TITLE
DATE
TIME
LOCATION
CONTACT
Sus valores, su dinero y su futuro
Th, 7/14
3:00pm-5:00pm
Heartland Alliance: Bridgeport
1200 W. 35th Street
Barbara
312.909.1911
Benefíciese de su crédito
J, 8/18
10:00am-12:00pm
Heartland Alliance: Bridgeport
1200 W. 35th Street
Claudia
773.358.3838 x2648
Cada centavo cuenta
W, 9/14
10:00am-12:00pm
Heartland Alliance: Los Vecinos
4250 W. North Avenue
Andrés
773.830.5935
SATURDAY SERIES
WORKSHOP TITLE
DATE
TIME
LOCATION
CONTACT
Make Every Cent Count
S, 7/9
10:00am-12:00pm
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
KP
312.257.0136
Banks, Credit Unions & More
S, 8/13
10:00am-12:00pm
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
Lance
773.358.3838 x2683
Credit Scores: What Helps & What
Hurts
S, 9/10
10:00am-12:00pm
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
KP
312.257.0136
JULY SCHEDULE
WORKSHOP TITLE
DATE
TIME
Spend and Save for the Future You Want
F, 7/8
10:00am-12:00pm
Make Every Cent Count
S, 7/9
10:00am-12:00pm
Get Help With Your Credit Problems
W, 7/13
6:00pm-8:00pm
Spend and Save for the Future You Want
Th, 7/14
2:00pm-4:00pm
Save for the Big Things
Th, 7/14
6:00pm-8:00pm
Make Every Cent Count
F, 7/15
10:00am-12:00pm
Community Resources
W, 7/20
10:00am-12:00pm
Banks, Credit Unions & More
F, 7/22
10:00am-12:00pm
Predatory Lending
M, 7/25
5:00pm-7:00pm
Spend and Save for the Future You Want
M, 7/25
6:00pm-8:00pm
Credit Scores: What Helps & What Hurts
F, 7/29
10:00am-12:00pm
TALLERES EN ESPAÑOL
Sus valores, su dinero y su futuro
AUGUST
SCHEDULE
W
T
TIME
Th, 7/14
LOCATION
Heartland Alliance: Englewood
S
400 W. 76th St., Suite 112
Heartland Alliance: Englewood
S
400 W. 76th St., Suite 112
Heartland Alliance: Harvest Commons
W
1519 W. Warren Blvd.
Heartland Alliance: Ravenswood
N
4411 N. Ravenswood St., 3rd Floor
Parkside: 544 W. Oak St.
N
Holsten Community Room, 3rd Floor
Heartland Alliance: Englewood
S
400 W. 76th St., Suite 112
Heartland Alliance: Hyde Park
S
1709 E. 53rd St.
Heartland Alliance: Englewood
S
400 W. 76th St., Suite 112
Centers For New Horizons
S
226 E. 43rd St.
Heartland Alliance: 1207 W. Leland
N
Leland Community Room
Heartland Alliance: Englewood
S
400 W. 76th St., Suite 112
AREA
LOCATION
Heartland Alliance: Bridgeport
S
1200 W. 35th Street
CONTACT
Sarah
773.358.3838 x2645
KP
312.257.0136
Hannah
773.830.5935
Shannan
773.830.5950
Karen
773.336.6048
Karen
773.336.6048
Shannan
773.830.5950
Sarah
773.358.3838 x2645
Dorien
312.909.1928
Liza
312.848.2036
Tawana
312.909.1930
CONTACT
Barbara
312.909.1911
CONTACT
Earlisha
773.358.3838 x2684
TIME
AREA
Get Help With Your Credit Problems
F, 8/5
10:00am-12:00pm
S
Banks, Credit Unions & More
M, 8/8
2:00pm-4:00pm
Make Every Cent Count
T, 8/9
2:00pm-4:00pm
Credit Scores: What Helps & What Hurts
Th, 8/11
2:00pm-4:00pm
Your Financial Story & Why it Matters
Th, 8/11
6:00pm-8:00pm
Save for the Big Things
F, 8/12
10:00am-12:00pm
Banks, Credit Unions & More
S, 8/13
10:00am-12:00pm
Spend and Save for the Future You Want
W, 8/17
2:00pm-4:00pm
Your Financial Story & Why it Matters
F, 8/19
10:00am-12:00pm
ORKSHOP
ITLE
TALLERES EN ESPAÑOL
Benefíciese de su crédito
DATE
3:00pm-5:00pm
AREA
DATE
J, 8/18
SEPTEMBER
S
CHEDULE
W
T
D
ORKSHOP
ITLE
ATE
Credit Scores: What Helps & What Hurts
T, 9/6
Spend and Save for the Future You Want
Th, 9/8
Credit Scores: What Helps & What Hurts
S, 9/10
Banks, Credit Unions & More
T, 9/13
Make Every Cent Count
W, 9/14
Make Every Cent Count
M, 9/26
TALLERES EN ESPAÑOL
Cada centavo cuenta
DATE
W, 9/14
TIME
10:00am-12:00pm
TIME
LOCATION
Heartland Alliance: Englewood
400 W. 76th St., Suite 112
Chicago Public Library - Avalon Branch
S
East Meeting Room
8148 S. Stony Island Avenue
Heartland Alliance: Ravenswood
N
4411 N. Ravenswood St., 3rd Floor
Heartland Alliance: Ravenswood
N
4411 N. Ravenswood St., 3rd Floor
Parkside: 544 W. Oak St.
N
Holsten Community Room, 3rd Floor
Heartland Alliance: Englewood
S
400 W. 76th St., Suite 112
Heartland Alliance: Englewood
S
400 W. 76th St., Suite 112
Heartland Alliance: Harvest Commons
W
1519 W. Warren Blvd.
Heartland Alliance: Englewood
S
400 W. 76th St., Suite 112
AREA
LOCATION
Heartland Alliance: Bridgeport
O
1200 W. 35th Street
AREA
LOCATION
Andrés
773.830.5935
Andrés
773.830.5935
Shannan
773.830.5950
Karen
773.336.6048
Latesha
312.909.1892
Lance
773.358.3838 x2683
Andrés
773.830.5935
Lance
773.358.3838 x2683
CONTACT
Claudia
773.358.3838 x2648
CONTACT
Andrés
3:00pm-5:00pm
S
4904 S. Lake Park Ave.
773.830.5935
Parkside: 544 W. Oak St.
Karen
6:00pm-8:00pm
N
Holsten Community Room, 3rd Floor 773.336.6048
Heartland Alliance: Englewood
KP
10:00am-12:00pm
S
400 W. 76th St., Suite 112
312.257.0136
Heartland Alliance: Ravenswood
Andrés
2:00pm-4:00pm
N
4411 N. Ravenswood St., 3rd Floor
773.830.5935
Heartland Alliance: Harvest Commons Andrés
2:00pm-4:00pm
W
1519 W. Warren Blvd.
773.830.5935
Heartland Alliance: 1207 W. Leland
Liza
6:00pm-8:00pm
N
Leland Community Room
312.848.2036
TIME
AREA
LOCATION
CONTACT
Heartland Alliance: Los Vecinos
Andrés
10:00am-12:00pm
N
4250 W. North Avenue
773.830.5935
Chicago Public Library - Blackstone Branch
LOCATIONS
NORTH SIDE LOCATIONS
Heartland Alliance - 4411 N. Ravenswood Avenue, 3rd Floor
This office is East of the Metra tracks on Ravenswood (3 blocks West of Ashland). It is accessible from the Brown Line Montrose station and #78 bus.
Parkside - 544 W. Oak Street, 3rd floor Community Room
This office is located between Chicago Ave. & Division and is near public transportation. Street parking is also available.
Heartland Alliance: Leland Apartments - 1207 W. Leland Avenue
This building is located near Racine & Lawrence and is accessible via the Red Line Wilson station, as well as the #36 Broadway bus and #81 Lawrence bus. Street
parking is available.
WEST SIDE LOCATIONS
Heartland Alliance: Los Vecinos - 4250 W. North Avenue
This site is at the corner of North and Kildare. Metered parking is available.
Heartland Alliance: Harvest Commons - 1519 W. Warren Avenue
The building is located between Ashland and Ogden on Warren Avenue. It is accessible via the Blue Line Ashland station, as well as the #9 Ashland bus and #20
Madison bus.
SOUTH SIDE LOCATIONS
Heartland Alliance - 1709 E. 53rd Street
This office is accessible by the #6 bus (exit at South Hyde Park & 53rd Street). Street parking is also available.
Heartland Alliance: Englewood - 400 W. 76th Street, Suite 110
This office is located one block west of Vincennes Avenue in the Stewart Business Building (which has a big cell phone tower on top). Press “start” and enter “027”
to ring the buzzer. Parking is available behind the building. Also accessible by the Red Line train to 79 th St, take the #74/75 bus to 75th & Vincennes, walk one block
west.
Chicago Public Library: Avalon Branch - 8148 S. Stony Island Avenue
This library is located on Stony Island at 82nd St. It is accessible from the 69th Red Line Station and #30 Bus. When you enter the facility, please ask to be directed
to the East Meeting room.
Chicago Public Library: Blackstone Branch - 4904 S. Lake Park Avenue
This library is located on just west of Lake Park Avenue at 49th Street. It is accessible via the #2. #6 and #28 buses, as well as the #47 bus from the Red and Green
47th street CTA train line stops.
Centers For New Horizons - 226 E. 43rd St.
This office is located on the corner of 43rd & Prairie; two blocks west of King Drive. It is accessible via the Blue Line at the 43rd St. stop, as well as the #43 43rd
Street and the #3 King Drive bus. Street parking is also available.
Heartland Alliance: Bridgeport -1200 W. 35th Street, Suite 5500
Located in the Bridgeport Arts Center, this office is about a 20 minute walk from the Orange Line Ashland station. It is accessible by the #35 and #9 buses. Please
enter on North side of the building off of Racine/34th. Free parking is located in back. Please ensure that you park in the North lot (the one furthest from the building); if you park in the front lot you may be towed. Street parking is also available. Gain entry to the building by searching for “Heartland Alliance” on the keypad
next to the interior door or dialing #188 directly. Take the elevator to “5R” and turn right.
For public transportation directions, call the CTA at (312) 836-7000 or
log on to the CTA’s website at www.transitchicago.com
WORKSHOP ATTENDANCE POLICY
If you miss more than 15 minutes of a
workshop, you will not receive full credit for
attending the workshop; however, partial credit
will be given based on the chart on the right.
TIME PRESENT
CREDIT GIVEN
1:45 - 2 Hours
Full Credit
45 Minutes - 1:45
Half Credit
0 - 45 Minutes
No Credit