FULL-SPECTRUM FINANCING!

FULL-SPECTRUM FINANCING!
Santander Auto Finance now offers financing for deals across the full credit spectrum.
Whether the scores range from prime to subprime, SAF
provides competitive market pricing for any application.
With no look-to-book and the range of credit SAF
buys, simply send all your applications through SAF.
The new SAF program allows:
» One click for every application
» Competitive pricing and approvals for all credit tiers
» One buyer per dealership
SAF THEN
SAF NOW
PRIME
NEAR/
NONPRIME
SUBPRIME
SignatureACCESS :
SM
This subprime market program makes it easier than ever
to finance Nissan vehicles. Retail applications declined by
NMAC are passed-through to Santander for a second look.
Those approved and booked by Santander are eligible for
NMAC incentives.
Contracts booked by SCUSA:
» When booked from passed-through applications, contracts are eligible for any NMAC Captive Cash.
It’s easy! Just submit new and used applications to NMAC, and the rest happens automatically!
For more than a decade, we’ve bought deeper than any other lender nationwide. Now watch as we open the doors for
prime customer financing. We are committed to helping you sell more cars to more customers.
SAF is now a one-stop financing shop. Send us all of your applications.
TERM MILEAGE GRID
FICO range
Prime to Subprime
Buy rate as low as1
2.97%
Discount fee as low as 0% ($99 assignment fee on every application)
Flat fee – payable to dealer
Range up to $350
Participation2
Up to 1.75%, 75/25 split
Max term72 months
Max advance Max LTV
Max Term
Max Miles
72
80,000
60
80,001-90,000
48
90,001-100,000
36
100,001-110,000
24
110,001-120,000
130%
140%
Max PTI20%
Max DTI65%
Vehicles
New or quality pre-owned, 9 years max
Minimum down
$0 – cash, trade or mix
Max loan$75,000
Minimum loan$5,000
1
Dealer can buy down rate
up to 3 points.
2
Max participation of $1,500.
Customer must make first three
payments, in full, to avoid
participation chargeback.
3
Max backend is subject to state
max, where applicable; backend
maxes may vary based on tier.
Minimum monthly income$1,000
Max backend3 GAP is lesser of $900 max or state max; warranty
varies by tier with max ranges from $2,500 - $4,300
CONTACT US:
SANTANDER CREDIT NUMBER > 866.552.2528
WEB SITE > SantanderConsumerUSA.com
FUNDING NUMBER > 800.877.4696
DEALER BLOG > InsideLane.Dealer.SantanderConsumerUSA.com
S-GUARD NUMBER > 800.527.1984 x8703
EXTRANET > Dealer.SantanderConsumerUSA.com
SANTANDER PAYOFFS NUMBER > 888.222.4227
CONTRACT PACKAGES FEDEX
Santander Consumer USA
eDocs Program, Suite 2039
4054 Willow Lake Boulevard
Memphis, TN 38153
CONTRACT PACKAGES UPS OR USPS
Santander Consumer USA
eDocs Program, Suite 2039
3268 Progress Way
Wilmington, OH 45177
LIENHOLDER
(FOR TITLE AND BACK-END PRODUCTS)
Santander Consumer USA
P.O. Box 961288
Ft. Worth, TX 76161
LISTED ON DEALERTRACK AND
ROUTEONE AS “SANTANDER AUTO.”
SANTANDER AUTO FINANCE
Ready for your Business SM
866.552.2528 | SantanderAuto.com
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SAF-RS_23937_050815 | 866.552.2528 | SantanderAuto.com