From the Chamber
Transcription
From the Chamber
NOVEMBER 2008 BUSINESS Official Publication of the Alice Chamber of Commerce business tradition Christmas Parade applications available at Chamber The Holiday Season is upon us and with that the 27th Annual Christmas Parade is set for Tuesday, December 2, 2008. Downtown Alice The Alice Chamber of Commerce/ Application on Page 7 Convention and Visitors Bureau and the City of Alice is proud to announce this year’s theme as “Christmas Carols” and is the highlight of the “ALICE – A WONDERLAND OF LIGHTS” Christmas Celebration. “We want to make this year’s parade a celebration for all ages,” Parade Chairperson Juan Navejar said. “Over the past couple of years, the parade has grown with more than 65 entries last year. I think we can top that this year.” The priority is to make “Christmas Carols Parade” as pleasurable as possible to the participants and the spectators. Every effort should be made to make your parade entry the very best it can be. In order to avoid confusing children that will be watching the parade, no parade entry will be allowed to have a living Santa Claus or Mrs. Santa Claus, as a part of its theme or decorations. “Alice-A Wonderland of Lights” will sponsor the only live Santa Claus in the parade. To be considered an official parade entrant and service community agriculture oil & gas growth Skeet Shoot successful for Chamber 27th Annual Christmas Parade 6 p.m. Tues., Dec. 2nd See PARADE, Page 7 Winners of the first ever Alice Chamber Skeet Shoot was Team Arcadian - Gary Jenkins, Joe Cody Wright, Jerome Karesek and Hank Henry. Also pictured is Yvette Johnson Board President and Agapito Alaniz Chamber President Elect. Ready, aim, fire – the first ever Alice Chamber of Commerce Skeet Shoot was a huge success. Eleven teams competed in the shoot held on Saturday, October 11th at the Jim Wells County Fairgrounds. “For being the first time we have held a shoot, I think it was very successful,” event chairperson Virginia Garcia said. “We want to thank everyone who came out and supported the Chamber.” Competing for wooden engraved plaques sponsored by First Community Bank, the four-person teams were given 30-rounds of clay to hit from different angles. “We had a good turnout and everyone had a great time,” Chamber board president Yvette Johnson said. “This is the type of events that bring out people.” Winning the competition was team Arcadian – Gary Jenkins, Joe Cody Wright, Jerome Karesek and Hank Henry. The State Farm 1 Team placed second – Robert Molina, Morris Molina, See SHOOT, Page 9 2008 Chamber Leadership Executive Committee Yvette Johnson President Individual Member Gap Alaniz Treasurer/President Elect First Community Bank Nena Pitts V.P. - Membership CHRISTUS Spohn Hospital Alice Virginia Garcia V.P. AJWC-EDC WorkSource Solutions Velma Starr V.P. - Civic Right of Way Services Marisa Gallegos V.P. - CVB Platinum Slickline Services Board of Directors Mark Alaniz From the Chamber Effective November 1, 2008, there will be changes regarding the office personnel at the Alice Chamber of Commerce. In an effort to efficiently serve our community and business members we have had to restructure the office personnel and go back to the basics. The basics being: having the office maintained by one (1) full-time employee at this time. It is with much regret that I have to inform you that Mike Smith, our Executive Director will no longer be employed with the Alice Chamber of Commerce. Due to the economy it was agreed that we would take a pro active approach and cut expenses as we would see fit, however, not cut services. The services available to our members will not be affected in any way, as we have a very strong and active board of directors and finance accountant. Juan Navejar will remain as our full-time employee. Mike Smith will always be a welcomed face at the office and we will continue to support him in his future endeavors. Moving forward, we the Chamber of Commerce board of directors along with the Alice Ambassadors will be promoting a “Fall Clean-up, Getting ready for the Holidays” event on Sunday, November 9th. We challenge all local businesses to engage in an afternoon clean-up of their business. We will be working on the Chamber Building both inside and out in an effort to spruce it up for the holidays and hope each of you will share that pride in appearance and host your own business clean up. What better time to get everyone together for a “Fun Day of Cleaning” right before the stress of the holidays. Our skeet shoot was such a great success that we have had calls inquiring as to when we will be hosting our next skeet shoot. We hope to have another skeet shoot in conjunction with the Alice Rifle club turkey shoot mid November. The plans are in its preliminary stages and we will keep you informed as we decide on a definite date. As always, Thank you for your continued support. Yvette Johnson, Chamber Board President Love Chrysler Jeep of Alice Albert Gonzales Andrews Distributors SKEET SHOOT J.R. Gonzalez Wells Fargo Bank Robert Molina State Farm Insurance - Robert Molina Mirka Pena Dixie Iron Works/MSI Rito Silva Coastal Bend College Ex-Officio Hector Hinojosa City of Alice Staff Juan A. Navejar Jr. Marketing/Sales Joey Valadez with Right of Way Services was the winner of the Skeet Shoot shotgun sponsored by Love Chrysler Jeep of Alice. Pictured with Valadez is Mark Alaniz with Love Chrysler. Page 2 “Alice Business Today” published by the Alice Chamber of Commerce Mother’s Club holds Cancer Awareness Walk The Alice Mother’s Club held its first ever Heel-ing Walk for Breast Cancer Awareness on Wednesday, October 29, 2008 at the Jim Wells County Courthouse grounds. Mother’s Club president Nena CastilloPitts welcomed everyone to the event. “In one way or anther we have all been affected by someone who has fought, survived or sacrificed with breast cancer,” Pitts said. “ Alice Mayor Pro-Tem Dorella Elizondo read a proclamation from the City of Alice and dedicated her walk to her best friend, Mayuri Chhotu-McCaul, who past away from cancer this year. The following is a copy of her dedication called “Part of Being a Woman”. I remember images of a woman in a pink dress in a casket. I ask my mother who that is and she says, “that is my grandmother.” I ask why she is going away to heaven and she tells me she had fought a battle; bitter and unfair with breast cancer and that sometimes that is “just part of being a woman.” I remember finding lumps in my breasts at 25 and feeling my heart sink. I remember my first mammogram at such a young age and feeling vulnerable. I still had babies, I had breast fed them, and still wanted more. Waiting for results to tell me I had lumpy breasts, checked them often, mammograms every five years. Is this just another part of being a woman? I remember knowing older women with breast cancer and praying for them. I remember the day I found out my best friend in high school had breast cancer. She was 30 years old and just beginning to enter the world of womanhood. This was unfair – this did not happen to women my age! On the other hand, maybe that is just part of being a woman. I remember walks for pink ribbons, relays for cancer and fundraisers, all of this done to raise funds for women to have life-saving mammograms. My friend is in remission but the chemo took part of her away. She had her breasts removed. She would never be able to have children. She lost her hair. I cannot even imagine what else was lost with that battle that won a war. Is this just part of being a woman? I was part of her wedding. She had short hair. We had it styled with beauti- The Alice Mother’s Club held a ribbon cutting ceremony to commemorate Breast Cancer Awareness. A first ever Heel-ing Walk was held on Wednesday, October 29, 2008 at the Jim Wells County Courthouse grounds. ful curls. She was beautiful in her Sari and she was a beautiful bride. She had plans for the future, husband, adoption, a house with a backyard and two dogs. At this point, I felt this is what it is to be a woman. To be part of a sisterhood, a friendship, miles and years could not keep us apart. There are times when we feel invincible and I think that is what is also makes us part of being a woman. The dreaded news that day would steal my breath and leave me in denial. She had cancer again, this time in her bones. There is no winning this battle. There are no words that can be said to console or to help understand. Letter unread, emails unopened. I am alone and she is alone. We were two islands in the middle of an ocean. I thinks she wanted me to remember her as she was when she was young – vibrant full of life. She was loud and I was quiet. She had so many goals and I just was not sure what I wanted. She never wavered or hesitated. She never blinked. She was a woman in every single cell in her body and she was life lived. That is what it is to be part of being a woman. Today we walk for those we love, for those we lost, for those who fight. We are women, strong sisters united in a cause to undo a terrible and unfair war. This cancer does not discriminate, it takes us at all ages, at all walks of life, it truly does not care. Therefore, we must care and that is what makes us be part of being a woman. Your First Step to Success Customized Training Available for the South Texas Workforce Coastal Bend College Alice Center 704 Coyote Trail - Alice, Texas 78332 (361) 664-2981 - Toll Free 1-866-891-2981 - www.coastalbend.edu “Alice Business Today” published by the Alice Chamber of Commerce Page 3 Alice Ambassadors RIBBON CUTTING Melva Alegria Dee Dee Arismendez Nettie Cornelius Michael De Leon Manuel Galindo (Life Member) Albert Gonzales Cynthia Hinojosa Melissa Jaramillo Bruce Menking Tem Miller Rachel Munoz Dene Murphey Delma Palacios Nena Pitts (Life Member) Prodigy Child Academy held a grand opening ceremony on Friday, October 3, 2008. The new child care facility is located on Woodlawn Street. David Silva Margaret Smith (Life Member) Ellen Startz Jack Walker Happy Thanksgiving Emeritus from the Alice Ambassadors Joe Ash Ralph Gomez Pedro Jasso Johnny Rivera Did you know the Chamber/CVB has…Maps, brochures, phone books, info on attractions and other cities. Page 4 • • • • • • • • • • • • • P r o d u c tio n T e s tin g O f f s h o r e S e r v ic e s B r a id e d a n d S lic k lin e S e r v ic e s F r a c F lo w b a c k s H y d r a u lic C h o k e M a n ifo ld s F r a c V a lv e s P ip e lin e “ P ig g in g ” S e p a r a to r s C a p illa r y T u b in g S e r v ic e s P - V - T L a b o r a to r y P - V - T S im u la t io n s H y d r o c a r b o n L a b o r a to r y R e s e r v o ir F lu id S a m p lin g P r e s s u r e T r a n s ie n t A n a ly s e s C o r p o r a te H e a d q u a r te r s 1000 FE S C O Avenue A lic e , T e x a s 7 8 3 3 2 3 6 1 -6 6 4 -3 4 7 9 w w w .fe s c o in c .c o m “Alice Business Today” published by the Alice Chamber of Commerce JIM WELLS COUNTY FAIR CONGRATULATIONS TO ALL THE FAIR WINNERS! 300 W. First Alice 361-668-8311 Border Title Group “Excellence in Title Insurance” 1708 E. Main Street Alice, Texas 78332 Phone: (361) 668-6024 Fax: (361) 668-0086 www.bordertitle.com Manufacturing Sales Engineering Service Technical Support Training Repacking Rental www.endyn.com Cornerstone Member 2004 “Alice Business Today” published by the Alice Chamber of Commerce Page 5 How to determine when a trend is really a trend The official definition of a trend is quite broad: any change that happens over time. Right now, the sun is gradually dying and in several billion years may cease to sustain life on Earth. That’s a trend, though one so slow you will probably not need to warn anybody about it at the next board meeting. Another trend is that health care costs in America have been outpacing wage growth by several percentage points each year for the last eight years, and the growth shows so sign of abating – that’s no trend that is causing some heart palpitations. You know from our discussion about thinking systematically that a tremendous amount is changing in the world, often even in areas we think are stable. As a result, 50 percent of the time involved in futures analysis is spent picking apart trends. You will be looking at articles, reports, books and anywhere else you can get good information. Once you learn what is really changing, you can se the future with greater clarity. The world is on the move. Your goal is to figure out exactly how in order to determine how it will affect your business, what you can do to take advantage of the opportunities change might offer, and how you can protect yourself against potential threats. Excerpt from Future, Inc. by Eric Garlnd, Small Business Marketing IdeaLetter. Excerpt from Leadership on the Line by Ed Rehkopf Clarity Publications, Small Business Marketing Idea-Letter. Fear based management Fear-based management is rooted in the insecurities of the supervisor. While most people have insecurities, in this instance, the immature, inexperienced and untrusting attitude of the supervisor dominates the workplace. Some symptoms of fearbased management are: • Employees covering their backsides. • Unwillingness to take a risk. • Lack of initiative and acceptance of the status quo. • Employees afraid to express opinions or answer questions. • Lack of trust. • Defensiveness and blame placing. • Lack of communication or only top-down communication. • Poor motivation and morale. • Lack of cheerfulness, friendliness and smiles. Fear-based management impedes organizational teamwork and effectiveness but can but can but can be overcome by a leader with an open, trusting attitude and a willingness to grow both as a person and a leader. Because of its detrimental impact on employees, customers and the bottom line, fear-based management should not be tolerated in any company. A thought on advertising The most important thing to remember when advertising is to test, test, test. Don’t put all your quarters in one slot machine if it’s not paying off. Selecting the correct media, testing and monitoring the response will make your ad dollars go the furthest in producing results. Don’t be afraid to cancel and ad or change directions early if the expected returns aren’t happening. Don’t let media sales people talk you into something that isn’t working. It’s your business and your advertising money, so spend it wisely, you make the decisions. Advertising can and will work if you put in the necessary time to investigate all the media that is relevant to your business. Stay with the media that works and drop the ones that don’t work as so as you can. Once you advertise, their sales reps will be constantly calling for reruns and renewals. Don’t be talked into continuing with a media that’s not working and will not help your business grow. Excerpt from Brain Tattoos by Karen Post, Small Business Idea-Letter Byron W. Blair, P.C. R R Certified Public Accountant 1315 E. Main, Suite 101 P. O. Box 211 Alice, Texas 78332 Office 664-6541 Fax 664-6544 Residence 664-4685 1200 E. Main Alice 664-5446 361-661-1580 (24-Hour Fast Line Free, Secure Internet Banking www.prosperitybanktx.com Cornerstone Member 2004 Page 6 “Alice Business Today” published by the Alice Chamber of Commerce Page 4 PARADE, From Page 1 eligible for an award, all parade registration forms must be delivered by Noon, Monday, December 1st to the Chamber of Commerce. The parade will begin at 6 p.m. from the City West Ball Park on North Cameron Street and travel south to Main Street before heading west to Dixie Iron Works. Awards will be presented for the best entries in Civic, Commercial, Church Youth and Most Unique Divisions as well as best performing bands/units. For more information or applications contact the Alice Chamber of Commerce at 361-664-3454. Alice-A Wonderland of Lights “Christmas Carols Parade” Tuesday, December 2, 2008, 6 p.m. REGISTRATION FORM TITLE OF ENTRY_______________________________________________________________________________ NAME OF PARTICIPANT (I.E., INDIVIDUAL OR ORGANIZATION) ___________________________________ Contact Person________________________________________________ Phone_________________________ Address_______________________________________________________________________ City___________________________State__________ Zip Code_____ Fax: _____________ Category (i.e. Civic, Youth, Commercial, bands, Twirlers) ______________________________________________________________________________________________ ______________________________________________________________________________________________ Type of Entry (e.g. float, car, marching group, etc.) Dimensions: Width______ft. Length ________ft. (Including towing vehicle) Description of Entry:______________________________________________________________________________ _______________________________________________________________________________________________ _______________________________________________________________________________________________ Return Form to: Alice Chamber of Commerce 612 E. Main/P.O. Box 1609 Alice, TX 78333 Fax: (361) 664-2291 DEADLINE FOR RECEIPT OF ENTRY FORM AND WAVIER: Noon, Monday December 1, 2008 For additional information please call Juan Navejar at (361) 664-3454. “Alice Business Today” published by the Alice Chamber of Commerce Page 7 The Chamber would like to thank all its Skeet Shoot sponsors: State Farm Insurance Raul Ramirez FESCO State Farm Insurance Robert Molina Love Chrysler Jeep of Alice, Wells Fargo Bank Double 0 Electric CAM Trucking Century 21 Hallmark Lawrence Cornelius & Bruce Menking Rushing & Gonzalez Freer Iron Works/Duval Lease Service Key Energy Platinum Slickline Services Newell Atkinson Alice Newspapers Andrews Distributing Jim Wells County Sheriff Department H-E-B Food Store JWC Commissioner Ventura Garcia Outdoor Country Superior Auto Trim McCoys Wal-Mart Super Center TxDot South Texas Gun & Bow Club We thank our Silent Auction donors: First Community Bank Jolene Merle Norman Bruce Menking and Virginia Garcia Alice Sears Store Albert and Yvette Johnson Nena Pitts Alice JWC EDC Rito Silva Flowers Galore and More Alamo Concrete Alice Tractor Supply Bob Hays Western Store Congratulations and thanks to all who won and competed in the Skeet Shoot. Our Mission The mission of the Alice Chamber of Commerce is to promote the economic and community development in Alice, Jim Wells County and the surrounding trade area. Page 8 WELLS FARGO Wells Fargo is a proud Cornerstone Member of the Alice Chamber of Commerce Alice Main Alice Medical 601 E. Main Street 361-668-2400 1910 E. Main Street 361-668-1000 wellsfargo.com FDIC Member “Alice Business Today” published by the Alice Chamber of Commerce Cornerstone Member 2004 SHOOT, From Page 9 JJ Johnson and Valentin Rodriguez. Taking third place the Love Chrysler Jeep of Alice team – Clarissa Bartfield, Rick Ortega, Jonathan Pena and Bobby Benavides. The shot gun sponsored by Love Chrysler Jeep of Alice was won in a drawing by Joey Valadez. “Our event could not have been possible without all our sponsors,” Garcia said. “The Chamber is grateful to all those who donated funds to underwrite the shoot, items for the silent auction and tents, for this event.” The Chamber would like to thank all its Skeet Shoot sponsors, FESCO, State Farm Insurance Raul Ramirez, State Farm Insurance Robert Molina, Love Chrysler Jeep of Alice, Wells Fargo Bank, Double 0 Electric, CAM Trucking, Century 21 Hallmark, Lawrence Cornelius & Bruce Menking, Rushing & Gonzalez, Key Energy, Freer Iron Works/Duval Lease Service, Platinum Slickline Services, Newell Atkinson, Alice Newspapers, Andrews Distributing, H-E-B Food Store, Jim Wells County Sheriff Department, Outdoor Country, JWC Commissioner Ventura Garcia, Superior Auto Trim, McCoys, Wal-Mart Super Center, TxDot and the South Texas Gun & Bow Club. Silent Auction donors were First Community Bank, Jolen Merle Norman, Alice Sears Store, Bruce Menking and Virginia Garcia, Albert and Yvette Johnson, Alice Jim Wells County Economic Development Corporation, Nena Pitts, Rito Silva, Flowers Galore and More, Alamo Concrete, Alice Tractor Supply and Bob Hays Western Store. “We are all ready planning another shoot possibly for November,” Garcia said. “While it may not be as elaborate, we are planning a scaled down shoot at the request of the Gun Club.” Second place winners of the first ever Alice Chamber Skeet Shoot was Robert Molina State Farm Insurance - Robert Molina, Morris Molina, JJ Johnson and Valentin Rodriguez. Also pictured is Yvette Johnson Board President and Agapito Alaniz Chamber President Elect. Third place winners of the first ever Alice Chamber Skeet Shoot was Love Chrysler Jeep of Alice - Clarissa Bartfield, Rick Ortega, Jonathan Pena and Bobby Benavides. Also pictured is Mark Alaniz Board Member and Agapito Alaniz Chamber President Elect. Your company celebrating an anniversary, change of ownership or Relocation? Contact the Chamber for a ribbon cutting ceremony. “Alice Business Today” published by the Alice Chamber of Commerce Page Page119 Social Security to give pay raises in January Monthly Social Security and Supplemental Security Income benefits for more than 55 million Americans will increase 5.8 percent in 2009, the Social Security Administration announced today. The 5.8 percent increase is the largest since 1982. Social Security and Supplemental Security Income benefits increase automatically each year based on the rise in the Bureau of Labor Statistics' Consumer Price Index for Urban Wage Earners and Clerical Workers (CPI-W), from the third quarter of the prior year to the corresponding period of the current year. This year's increase in the CPI-W was 5.8 percent. The 5.8 percent Cost-of-Living Adjustment (COLA) will begin with benefits that over 50 million Social Security beneficiaries receive in January 2009. Increased payments to more than 7 million Supplemental Security Income beneficiaries will begin on December 31. The cost-of-living increase will boost the average check by $63 a month. The average retired couple will see an increase of $103 a month. The increase comes as many retirees are struggling with higher prices for health care, low interest rates on their bank savings accounts and a sharp de- GRAND OPENING Curves held a ribbon cutting ceremony change of ownership with Gail Shepler taking over the business. The women’s fitness center is located at the Sagewood Mall. cline in the value of their investments. Some other changes that take effect in January of each year are based on the increase in average wages. Based on that increase, the maximum amount of earnings subject to the Social Security tax (taxable maximum) will increase to Auto 2701 E. Main (361) 668-0441 Home $106,800 from $102,000. Of the estimated 164 million workers who will pay Social Security taxes in 2009, about 11 million will pay higher taxes as a result of the increase in the taxable maximum. Information about Medicare changes for 2009 can be found at www.medicare.gov. Business Life Health 1810 E. Main Alice 361-664-4348 1-888-664-4349 www.carlisleins.com Cornerstone Member 2004 Page 10 “Alice Business Today” published by the Alice Chamber of Commerce In order to accommodate entrepreneurs busy schedules the Del Mar College SBDC operates a satellite office at Coastal Bend College - Alice. The Alice office services Jim Wells, Duval, Brooks, Kleberg, Live Oak, McMullen and Kenedy counties. This office run by senior counselor Larry Ellis offers business counseling, training and procurement technical assistance to the residents and businesses of South Texas. For more information on the Small Business Development Centers and Procurement Assistance, contact Larry Ellis at 661-1119 or check out our website http://www.delmar.edu/sbdc Five ways to make an impact and grow your business Do you have a hard time remembering the name of someone you just met? Don’t worry, you’re not alone. People forget who you are too. And when you’re trying to grow your business, being forgotten can be bad news. So, what can you do to be more memorable and make a big impact on others? Sure, you could dress unusually or give yourself a funny nick name – that might work, at least initially. But, for long-term success, you’ll be much more memorable if you simply make positive impressions on others and add value to their lives. Here are five techniques you can use to make an impact on your customers, acquaintances and business partners: Mail them a handwritten note We seldom receive handwritten mailings anymore – this is what makes them so special. The next time you mail something to someone you know, send it in a hand addressed envelope with a handwritten note. Your envelope will be the first one they open and the most memorable piece of mail they receive all week (or month). newspaper, think about who you know. Chances are, someone on your contact list would be interested in reading that article too. Clip it and send it - along with a handwritten message. You can also email web articles, send suggestions on a great book you’ve just read, or give them a heads up about an upcoming networking event. You’re not selling a thing - just offering value. Talk about what interests them A big part of being memorable is being likable. It’s hard to like someone who only talks about themselves or their services. It’s like listening to an infomercial - boring! Figure out what your customers like to do when they’re not at work. Do they like to cook, love the Washington Redskins, fly fish, or have 17 grandchildren? These things are important to them. If you encourage them to talk about their interests, you will be VERY memorable. Buy them a Cup of Coffee It can be hard to build connections during short phone calls or emails. If you want to get to know someone better invite them out for a cup of coffee. You’ll have some extra time to get to know them, and they won’t feel like they’re giving up hours of their time. Think about some subjects you can talk about prior to your meeting. Keep the conversation light, but make the most of your time. Don’t just sit there, sipping away those precious minutes together. Introduce them to someone you Know I’ll bet that many of the people you know could benefit from meeting each other. Maybe a friend of yours writes a blog or is President of an organization that could help one of your contacts. Or, maybe they’re both looking for an early morning running partner. Think about your network of friends and associates and find creative ways to help them to connect. You'll help build their network and yours as well. Making a big impact isn’t easy and it doesn't happen overnight. It takes time and persistence. But, if it was easy, everyone would be doing it, right? So, starting today, think about what you can do to be more memorable. If you do it right, I guarantee you won't be forgotten. Send Them Some Useful News and Information Next time you read a magazine or SHOP ALICE! The Holidays are right around the corner! 1600 E. Main Alice “Alice Business Today” published by the Alice Chamber of Commerce Cornerstone Member Page 11 CONVENTION AND VISITORS BUREAU We are in the final quarter of the year and with that comes proposing a new budget for the Convention CVB in 2009. & Visitors Bureau We will meet 1-877-992-5423 this month to discuss funding for the coming year. We will do two promotion shows in McAllen and in Rockport in January and possibly another in Houston or Austin in late Spring. The promotion of Alice is one way to attract our city to not only Winter Texans but to others who drive down to the Rio Grande Valley. Also in the budget will be funding for all our events that bring folks from out of town and into our hotels. With the passing of a higher motel/ hotel tax, we look forward to getting closer to establishing a convention center for our city. We are working closely with the City Council and other prominent individuals on this project. The two wall-mounted marquee signs have been have been shipped and will be up by mid November. We are very excited to bring this new look to the city that will assist in promoting all our events. Our hats off to the Jim Wells County Fair Association on its annual fair in October. We saw many folks around the fairgrounds. A great job was done on the new merchants building. Our new CVB webpage is in the final stages of completion and will have several new things from hotels, restaurant and church listings as well as schedules of Bingos in town, RV Parks and a Calendar of events. The completed webpage is almost complete.. As pages are completed they will be added and put into service. You can find the webpage at www.alicetx.org. Each month we tabulate the number of sessions received on the pages and you would be amazed as how many and Page 12 GRAND OPENING Silver Star Food Stores held a ribbon cutting ceremony and Open House on Saturday, October 18, 2008. The new food store is located at 909 S. Cameron and is owned by Silvestre Rodriguez. where the hits are coming from. We have change Internet Service Provides who tabulates the number of hits, formerly sessions, on our web page www. alicetx.org. In October the number of hits to our webpage were 18,501 sessions to the site indicating a big jump from up north from our Winter Texans. Among the targeted webpages was general information about Alice, accommodations and sites. People walking through our doors are asking for information on Alice, the area or asked for phone books and maps of Alice and Texas. Relocation/information packets were numerous with 175 being sent out in October. “Alice Business Today” published by the Alice Chamber of Commerce In hard financial times, is your nest egg a solution? Today’s challenging economic environment can create a cash crunch, as some people may face huge expenses, such as unanticipated medical costs or the possibilPAUL RYCROFT ity of a home forecloon Finance sure. In many cases, credit card debt limits have been reached, and with declining home values, home equity loans may not be an option to provide quick cash. When situations like this occur, many are tempted to rely on what may appear to be the most readily available source of money – their 401(k) plan. Hardship withdrawals from workplace retirement plans are drawing more interest from investors. While 401(k) dollars can be tapped for emergency purposes, the assets are not as liquid as you might expect. Taxes and penalties may apply if you withdraw funds early, and there is little flexibility to avoid it. For instance, if you are in the 25 percent tax bracket, a withdrawal of $10,000 from your 401(k) will net you $6,500 in available cash after you pay taxes and a 10 percent penalty. Because of that, and due to the fact that you should be doing all you can to preserve your retirement portfolio, it may be best to avoid early withdrawals from your 401(k). After all, once retirement comes, you may not have opportunities to add more to your nest egg. Early withdrawals today could increase the risk that you may outlive your savings in retirement. 27th Annual Christmas Parade Tues., Dec. 2nd 6 p.m. Downtown Timing not the best If your portfolio is performing somewhat in line with the stock market, selling during a market downturn is not typically recommended. For most investors, this has been a challenging period where the value of their 401(k)s has been declining due to the difficult market environment. It is also important to note that withdrawals can only occur under specific circumstances. According to the IRS, an early withdrawal from a 401(k) qualifies as a hardship withdrawal if you are: ♦ Paying unreimbursed medical expenses ♦ Purchasing a principal residence ♦ Paying college tuition costs for certain family members ♦ Making payments to avoid a home foreclosure or paying for home repairs ♦ Covering costs of a funeral Even if you meet these conditions, you will not avoid paying tax and penalty on your withdrawals. Find other options In order to preserve the integrity of your retirement plan and avoid the impact of taxes and penalties, you should consider alternatives to hardship 401(k) withdrawals in order to meet short-term financial needs. One option is to take a loan from your 401(k) plan. Check with your plan sponsor (your employer) to see if loans are an option within your plan. At the same time, use caution. When you borrow from your 401(k), you repay the loan at interest rates that are often tied to the current prime rate, but the amount you took out of the account is no longer generating returns from your investment portfolio. In addition, an important caution is to pay back the loan as quickly as possible. If your employment should be terminated, the unpaid portion of the loan is treated as a distribution, subject to taxes and possible penalties for early withdrawals. Your best bet to meet current cash needs is to try to discover another alternative that allows you to keep your 401 (k) intact for its primary purpose – funding your retirement. This column is for informational purposes only. The information may not be suitable for every situation and should not be relied on without the advice of your tax, legal and/or financial advisors. Neither Ameriprise Financial nor its financial advisors provide tax or legal advice. Consult with qualified tax and legal advisors about your tax and legal situation. This column was prepared by Ameriprise Financial. Financial planning services and investments offered through Ameriprise Financial Services, Inc., Member FINRA & SIPC. © 2008 Ameriprise Financial, Inc. All rights reserved. Editor’s Note: Paul Rycroft, CPA is a financial advisor with Ameriprise Financial Services in Alice, 604 E. Second St.668-1212 or email at paul.f. [email protected] “Your Only Locally Owned & Operated Bank In Alice, Texas” Commercial CDs Auto/Boat Checking Safe Deposit Boxes IRAs 664-8789 - 668-8831(24-Hour Customer) Member Consumer Mortgages 24-Hour Banking 801 N. Texas Blvd. Alice, Texas FDIC Cornerstone Member “Alice Business Today” published by the Alice Chamber of Commerce Page 13 LEADERSHIP JIM WELLS COUNTY Class meets for ROPES Course Mr. Potato Head may never look the same for members of this year’s Leadership Jim Wells County Class. Riding in a stretch limousine sponsored by Star Light Limo Service to their first session in Rockport, the class met alone for first time this year. An hour ride gave the class time to bond before attempting the ROPES Challenge Course at Camp Aranzazu. “We wanted to try something different this year. We found a new location for the course that made the start of a new year looking at different goals this year,” LJWC Steering Committee Chairperson Juan Navejar said. “This new course gave us a different view for the year. It set precedence for a bold new year with different ideas presented from last year’s class.” The class of seven along with three facilitators jumped right in the get to know each other, ice breaker session, of the course. With much laughter and excitement, the morning session gave them an overview of what being a team player is all about. Five different exercises were played out with each one allowing the class to lead, follow, listen and communicate with each other. “I learned quite a bit from this,” class member Hilda Montemayor said. “You learn to listen to each other and go from there.” Perhaps the breakout scenario had the class divided into two groups. The first group was blindfolded while the other viewed in silenced. While blindfolded, the four class members sat on the floor unknowing what was inside a box – an unassembled Mr. Potato Head. Their goal was to determine what was inside the box and then assemble it. “I knew it a Mr. Potato Head just by feeling it,” class member Robin Garza said. “The next part was to determine where the parts went when I handed it the next person.” What may have been a simple feat was handicapped by the blindfolds. In Page 14 TOP: The Class of 2009 gets ready to depart to Rockport for their first session. BOTTOM : The class participates in various exercises during their session. the end both groups managed to assemble Mr. Potato Head with the lips on backwards, a hands where the ears were suppose to be and somewhat in fair condition in the end. “We learned that something so simple is not as easy as it looks to others who may be seeing you from the outside,” class member Ruben Ramirez said. “You can easily take this back into the workplace and associate with day to day things.” This was one of five scenarios the team completed together. After lunch was a different situation as the class members tackled personal challenges on the high course. Climbing up the wall looked easy but for class members, it was a personal challenge of fear of heights. One class member and one facilitator managed to scale the wall with everyone giving it a fair shot. On the other side of the straight vertical wall the challenge was made a bit easier with an inclined wall to scale. In the end, all who made it to the top one way or another had to jump down the guide wire to get back on the ground. “This is something really worthwhile. We all have personal challenges and this one was one that helped me out,” class member Yolanda Samayoa said. The first session is one that will be remembered for team building, personal challenges, sore arms and legs, a couple of blisters but fond memories for all. The class will reconvene on Thursday, November 13th for History and Economics. “Alice Business Today” published by the Alice Chamber of Commerce Thank You 2008 Alice Chamber of Commerce Members A Rainbow Beginning A&B Hearing & Audiology AT&T A&W Investments Sunset Terrace A-1 Quality Fence Acetylene Oxygen Company Adcock Pipe & Supply AEP Texas Alamo Lumber Company Alamosa Animal Hospital Alice Autoplex, Inc. Alice Board of Realtors Alice Body & Paint Alicecalendar.com Alice Cash & Carry Alice Counseling Center Alice Country Club Alice Echo-News Journal Alice Family Eye Center Alice Fire Fighters Asso. Alice Feeder Supply, Inc. Alice Heart Center Alice Housing Authority Alice Mini Storage Alice Motor Inn Alice Optimist Club Alice Paint & Decorating Alice Pest Control, Inc. Alice Police Officers Asso. Alice Radiator & Muffler Shop Alice Shoe Shop *AMBIT Energy *Amerigroup Community Care Ameriprise Financial *Amy & Me Andrews Distributors *Angel Care Ambulance Astromatic Car/Truck Wash Atkinson - Wonders *Avon Products B&J Air & Pump Baker Auto Sales Ball-Montez Electric Company Barker, Paulette Bedgood, R.E. & Sons Best Western Executive Inn Betty Allison Realtors. Inc. Bob Hays Western Store Bordeaux Apartments Bowden Ford BriteStar Bruce Seidel, CPA Brush Country Bank Brush Country Casa Brush Country Claims Buckhorn Mini Storage Byron W. Blair, P.C. C.A. Jackson, Inc. C.A.W. Company Inc. Cameron Village Apts. Carlisle Insurance Agency Century 21 Hallmark Chiles Sales & Service CHRISTUS Spohn Hospital Alice Church’s Fried Chicken Claro Communications CNI Communications Coastal Bend Blood Center Coastal Bend College Coastal Community & Teachers Coastal Community & Teachers Credit Union Coastal Plains MHMR Center Community Action Corporation Copy Center Cornelius, Nettie *Cornerstone Baptist Church Covance Research Products Cowley Supply Company Coym, Rehmet & Gutierrez Engs. CVS Dairy Burger Dan’s Processing Center, Inc. Day, Michael & Melanae Days Inn Dean, Homer Dee Dee C. Arismendez, Ind. Contractor Home Interiors DeLaune Drilling Service *Devon Energy Dixie Iron Works MSI, Ltd. Dr. Alejandro Lopez Dr. Bandeira Teixeira Dr. Gary T. Cloud, O.D. Dr. Roel Garza & Assoc. Family Dentistry Dr. William Nisimblat, M.D. Edwards Furniture EnDyn OMS, Inc. Eye Care Optical *FBG Financial Broker Group FESCO, Inc. First Community Bank First State Bank of San Diego *First United Methodist Church Fleet Pride S.W. Region Flournoy Production Company Flowers Machine & Welding Co. Frank’s Services & Equipment Garza, Joe Frank Richard J. Garza, P.C. Gilbert’s Fine Jewelry *Goodwill of South Texas GreyWolf Drilling Guaranty Title & Abstract Gulf Coast Federal Credit Union H&S Constructors, Inc. *Hacienda Restaurant Half Hour Photo - Jackson Enterprises Halliburton Services *Heart to Heart Homecare Hispanic Heritage Committee *H.D. Machine & Welding Holiday Inn Express *Homecare Dimensions Hospitality House Humpal Physical Therapy & Sports Medicine Hunter Petroleum Hunter-Ash Oil Co. Immanuel Lutheran Church International Bank of Commerce Island Glow Jasso Insurance Jigger JWC Fair Association Joe’s Plumbing Johnny’s Blooming Shop Johnson, Yvette Jolene’s Merle Norman Cosmatics K.C. Hall K&S Thread Services Keetch & Associates *LHR Services & Equipment L&F Distributors La Copita Ranch La Hacienda Pharmacy Lack’s Furniture Store Larry Clack’s Furniture Lawrence B. Cornelius & Co. Lemon & Gonzalez-Lemon Loomis International Lopez Finance Love Chrysler Dodge Jeep *Maurices *Manpower McCoys McDonalds McNinch, Leon CPA *Mi Familia Adult Day Care Model Key Shop Murdoch Welding *NSCL N&S Air Conditioning Neff’s Plumbing Service *Nevill Business Machines *New York Life Insurance New Sound Hearing Aid Nortex Bakery & Fast Foods North Point Computers Page Water Well Drilling Paladium Bowl Panda Chinese Restaurant *Perez, Marisela *Phoinix Global LLC Picture Perfect Sanitizing Platinum Slickline Service Plaza Four Popeye’s Port of Corpus Christi *PrimeAmerica Financial Srvs Prosperity Bank Raul Ramirez - State Farm Insurance Ray Vess Jewelers Richardson’s Water Well Drilling Right of Way Service Inc. Rios, Margot Robert Molina - State Farm Insurance Robstown Meat Market & Catering Rush Truck Center, Alice Rushing & Gonzalez Saldivar Coastal Services, Inc. Sandoval, Ruben Scott Bearing Company Scottish Inn *Schlumberger Sears Authorized Dealer Store SERCO of Texas, Inc. Sherwin-Williams Silva, David Small Business Development Center SNBL USA, Ltd. *South Texas Blood & Tissue Center South Texas Museum South Texas Screening - Driving School Stewart Title Company St. Elizabeth Catholic School St. Joseph Catholic School *Star Light Limo Service State Rep Yvonne GonzalezToureilles State Sen. Juan “Chuy” Hinojosa Steamatic of Alice Steve Costley Advertising Tasco Tool Service, Inc. Texas Champion Bank Texas Star *The Happy Booker *The Tint Shop Third Coast Squadron Tractor Supply Company Truckers Equipment Tutti Frutti Delight Tyrone City Barber Shop *United Medical Services V.F.W. Post 8621 *VillageProfile.com Walker, Jack Wal-Mart, Inc. Weiben Chiropractic Clinic Wells Fargo Bank Whataburger of Alice WorkSorce Network Inc. *Indicates new 2008 new member U.S. POSTAGE PAID Alice, Texas Permit No. 41 PRST STD Membership Benefits • • • • • • • • • Two FREE classified listings in the Chamber website: www.alicetx.org FREE Subscription to Alice Business Today, the official Chamber monthly newsletter Annual Membership Directory/Buyer’s Guide listing all members, including a classified directory for member businesses Advertising opportunities in Chamber publications to promote your business Membership Services which include FREE Business Announcement/Ribbon Cutting Ceremonies, Conference Room Rentals and Mailing Lists Networking Opportunities through Chamber activities to make valuable contacts and promote your business Opportunities to get involved in the Chamber’s volunteer working committees to help build a stronger economy and bright future for our community Access to economic and statistical information through the Chamber office Support of a professional staff that works fulltime for you and your fellow members Alice Chamber of Commerce 612 East Main P.O. Box 1609 Alice, Texas 78332 Objectives The following objectives have been established by the Alice Chamber of Commerce Board of Directors: To identify and assist in obtaining funding to accomplish the objectives of the Chamber of Commerce. • To increase our membership and provide quality service for our members. • To serve as liaison with all government, civic and educational entities, and law enforcement agencies in Alice and Jim Wells County. • To provide all proper assistance to any new firms, professional or individuals seeking to locate in the Alice area. • To encourage and advance the growth of existing industries and businesses. • For more information on how to get involved and benefit as a member of the Chamber of Commerce, call (361) 664-3454, or stop by the office located at 612 E. Main, Alice, Texas.