March 2016

Transcription

March 2016
MONTHLY ISSUE - MARCH - 2016
Vanik’s
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67
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Message from Director
Vanik Publications
EDITOR
Mr. Pramod Padhi
Dear Students,
Completing one year of publishing the Vanik Current Affair monthly gives
me immense pleasure. April 2015 is a landmark for us at Vanik as we brought out
the 1st volume of our Current Affair monthly.This is the 12 th issue in the series. The
responce from the candidates preparing for competitive exam has led us to transform
the magazine to the best among the stuff on stand.
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CONTENTS
Topics
Events of the Month
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International news
National news
Bilateral
Economy and Banking
Award and Honour
Book and Author
Person in news
Places in news
Sports
Science and Technology
Environment and Ecology
Defence
Recent Summit in News
Committee and its Function
International and National institution
Date and Observation
State news
Recent government devlopement and scheme
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200 MCQ current affairs
40 MCQ of Computer
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Abbreviation
Descriptive English
Word of the Month
Banking Terminology
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Miscellaneous G.K. for SSC and Railway
Practice Set : RRB (Non-Tech) Set-1
RRB (Non-Tech) Set-2
LIC-AAO
Previous year question for CGL
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63
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Who’s Who?
One Liner
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MAGAZINE FOR THE MONTH OF MARCH - 2016
EVENTS OF THE MONTH
67
TH
INDIAN REPUBLIC DAY
India celebrated its 67th Republic Day on January 26, 2016
with French President Francois Hollande as the chief guest
at the event. The Republic Day celebrations start at the Amar
Jawan Jyoti where Prime Minister Narendra Modi led the
nation in paying homage to the martyrs by laying a wreath at
the memorial. Visiting president Francois Hollande is the fifth
French leader who has joined R-Day celebrations as chief
guest.
Key Highlights

The Parade was led by Lieutenant General Rajan
Ravindran. In the parade, women empowerment was
seen as women contingent of CRPF participated in
the parade.

Apart from this, women officer’s contingents of
Indian Nay, Air Force and Coast Guard also
participated as 2nd in command.

For the first time in the history of Republic Day
parade foreign contingent participated. It was 76member contingent from the 35th Infantry Regiment
of the French Army led by Lt Col Paul Bury.

During the parade, country’s diverse cultural and
social traditions, military prowess and achievements
in different fields were showcased.

Indian Army’s missile firing capability, Mobile
Autonomous Launcher of the BrahMos Missile
System, Infantry Combat Vehicle BMP II Sarath, T90 Bhishma tank were also displayed.

Indian airforce also showed its might with C-17
Globemaster, 5 Jaguar Deep penetration strike
aircraft, 3 Sukhoi Su-30, 5 MiG 29 and other fighter
choppers during fly.

Army’s dog squad from the Remount Veterinary
Corps also took part in the parade after a gap of 26
years.

For the first time in the history of parade, the tableau
of ex-servicemen of Army veterans was displayed
in the parade.

The tableaux from 6 Central Ministries and 17 states
and departments also displayed the varied historical,
cultural and architectural heritage of the country.
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I NDIA,
SIGNED
FRANCE RELATION :
14
PACTS
ON
CO-
OPERATION
India and France have singed 14 pacts for enhancing the
bilateral cooperation in various fields including defence,
space, railways, education etc. These agreements were signed
between the two countries after extensive talks between Prime
Minister Narendra Modi and French President Francois
Hollande.
Signed Agreements are

Defence: MoU on purchase of 36 Rafale Aircrafts.
Space: Implementation Arrangement between ISRO
and CNES on hosting Argos-4 Payload onboard
Oceansat-3 satellite of India. Implementation
Arrangement between ISRO and CNES on a future
joint Thermal Infrared earth observation mission.
Letter of Intent (LoI) on France’s (CNES)
participation in India’s (ISRO’s) next Mars Mission.

Railways: Joint Venture Shareholding Agreement
between Indian Railways and Alstom for production
of 800 electric locomotives in Madhepura plant in
Bihar. Agreement between Indian Railways and
French Railways (SNCF) for joint feasibility study
for the renovation of Ambala (Punjab) and Ludhiana
(Punjab) railway stations.

Food safety: MOU between Food Safety &
Standards Authority of India (FSSAI) and ANSES
in food safety.

Public Administration: Partnership Agreement on
Cooperation in Public Administration between
Union Ministry of Personnel & Public Grievances
and France Ministry.

Cultural exchange: Declaration of Intent (DoI) for
conducting Bonjour India (French festival) in 2017
and Namaste France (Indian festival) in 2016,
Cultural Exchange Programme between both
countries for the period 2016-2018

Science & Technology: Arrangement for
establishment of an Indo- French Ministerial level
Joint Committee on Science & Technology.

Education: MoU between IIT Mumbai and Thales
Systemes Aeroportes for Industry Sponsored Ph.D
(Doctorate) Fellowship. Cooperation Agreement for
joint research, teaching, exchange of personnel etc
between IISER, Pune and ENS de Lyon (France).
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
Agreement of Cooperation in the field of Higher
Education & Research between IIT Mumbai and
CNRS, TB, UBO, UBS,ENSTA Bretagne,ENIB
(French Universities).
Apart from signing these agreements, both countries
also discussed on ways to enhance cooperation in
counter-terrorism, security and civil nuclear energy.
START UP INDIA STAND UP INDIA
START UP INDIA
Last year on Independence day PM Narendra Modi
announced ‘Start up India, Stand up India’. Youth of India
must turn from job-seekers to job-creators. Finally, after 5
months Finance Minister Arun Jaitley, on 16th January,
inaugurated “Prime Minister Narendra Modi’s ambitious Start
up India Stand up India” plan at Vigyan Bhavan in New
Delhi. Over 1,000 entrepreneurs gathered at the meet.The
Human Resource Development Ministry and the Department
of Science and Technology are extending support as partners
to set up over 75 such start up support hubs in the National
Institutes of Technology (NITs), the Indian Institutes of
Information Technology (IIITs), the Indian Institutes of
Science Education and Research (IISERs) and NIPERs or
National Institutes of Pharmaceutical Education and
Research. With 4,200 startups India ranks 3rd globally after
US and UK but India still ranks 1st in Asia to send Scientist
and Engineers to the USSo to increase the former number
and decrease the later one, India planned ‘Start Up India,
Stand Up India’ initiative. The part Stand up India stands for
the scheme to bring up women and SC/ST entrepreneurs.
Key fact
1) A Rs. 10,000 crore fund for startups
The government has set up a fund with an initial corpus of
Rs. 2,500 crore and a total corpus of Rs. 10,000 crore over a
period of four years, which will be be managed by a board
with private professionals drawn from industry bodies,
academia, and successful startups. The fund will participate
in the capital of SEBI registered venture funds, and invest in
sectors such as manufacturing, agriculture, health, and
education.
2) A single point of registration for startups
The government will launch a mobile app and a portal on
April 1, which will enable startups to register their company
in a day. The portal will also serve as a single point of contact
for clearances, approvals and registrations, and for
companies to apply for schemes under the Startup India
Action Plan.
3)A simplified regulatory regime based on self-certification
To reduce the regulatory burden for startups, the government
will allow startups to self-certify compliance on nine labour
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and environment laws through the startup mobile app. No
inspections will be conducted in case of the labour laws for
a period of three years.
4) A fast-track mechanism filing patent applications
Launched on a pilot basis for a year, the Central Government
shall bear the cost of patents, trademarks and designs for a
startup, with an 80 percent rebate to encourage the creation
and protection of its intellectual property.
5) A credit guarantee fund for startups
A credit guarantee mechanism willl help startups raise debt
funding through the formal banking system through National
Credit Guarantee Trust Company (NCGTC)/SIDBI, which has
an annual corpus of Rs. 500 crore for the next four years.
6) Tax exemption for three years, and capital gains
Aimed at facilitating growth and help retain capital, startups
will be exempted from income-tax for a period of three years.
However, the exemption shall be available subject to nondistribution of dividend by the startup. To augment the funds
available to various VCs and alternative investment funds,
capital gains invested in SEBI registered venture funds will
be exempt from tax as well.
7) A Startup India Hub for collaboration
The Startup India Hub will serve as a single point of contact
for startup ecosystem players, and will function in a hub and
spoke model with central and state governments, Indian and
foreign VCs, angel networks, banks, incubators, legal
partners, consultants, universities and R&D institutions. The
hub will assist startups in obtaining financing, and organise
mentorship programs to encourage knowledge exchange.
8) Relaxed norms of public-procurement
The Central Government, State Government and PSUs will
exempt startups in the manufacturing sector from the criteria
of “prior experience/ turnover” as long as they have their
own manufacturing facility in India, and have the requisite
capabilities and are able to fulfil the project requirements.
9) Faster exits for startups
Startups may be wound up within a period of 90 days from
making of an application for winding up on a fast track basis,
as per the recently tabled Insolvency and Bankruptcy Bill
2015, which has provisions for voluntary closure of
businesses. This process will respect the concept of limited
liability.
10) Atal Innovation Mission to encourage entrepreneurship
and innovation
The Atal Innovation Mission will establish sector specific
incubators and 500 ‘Tinkering Labs’ to promote
entrepreneurship, provide pre-incubation training and a seed
fund for high-growth startups. Three innovation awards will
be given per state and union territory, along with three
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national awards, as well as a Grand Innovation Challenge
Award for finding ultra-low cost solutions for India.
11) Innovation focused programs for students
An innovation core program targeted at school kids aims to
source 10 lakh innovations from five lakh schools, out of
which the the best 100 would be shortlisted and showcased
at an Annual Festival of Innovations, to be held in Rashtrapati
Bhavan. A Grand Challenge program called NIDHI (National
Initiative for Developing and Harnessing Innovations) shall
be instituted through Innovation and Entrepreneurship
Development Centres (IEDCs) to support and award INR 10
lakhs to 20 student innovations. Uchhattar Avishkar Yojana,
a joint MHRD-DST scheme has earmarked Rs. 250 crore
annually to foster “very high quality” research amongst IIT
students.
12) An annual incubator grand challenge
The government will identify and select ten incubators,
evaluated on pre-defined Key Performance Indicators (KPIs)
as having the the potential to become world class, and give
them Rs.10 crore each as financial assistance to ramp up
their infrastructure.
STAND-UP INDIA
The Stand-up India is component of Start-up India, Stand up
India slogan anchored by Department of Financial Services
(DFS) to encourage greenfield enterprises by Women and
SC/ST entrepreneurs. Features of Stand Up India Scheme

It will refinance window through Small Industries
Development Bank of India (SIDBI) with an initial
amount 10,000 crore rupees.

Under it, a credit guarantee mechanism would be
created through the National Credit Guarantee
Trustee Company (NCGTC). It will be the operating
agency for the loan.

It will provide handholding support to the borrowers
at both pre loan stage and during operations stage.

It would seek to increase their familiarity with
factoring services, e-market places and registration
with online platforms as well as sessions on best
practices and problem solving.

It would provide women and SC/ST entrepreneurs
bank loans repayable up to 7 years. It would be
between 10 lakh to 1 crore rupees for greenfield
enterprises in the non-farm sector.

The overall intent is to leverage the institutional
credit structure to reach out to this under-served
population. For this margin money of the composite
loan will be up to 25%.
It is expected that this scheme would benefit atleast 2.5 lakh
borrowers and expected date of reaching the target of
approvals is 36 months from the launch of the Scheme.
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INDIA-PAK RELATION HIJACKED
BY PATHANKOT ATTACK
Breakfast at Kabul, lunch at Lahore and dinner in New Delhi.
Within just a week of the euphoria of Prime Minister Narendra
Modi’s surprise pit-stop in Pakistan, there has been a terrible
post script: Funeral in Pathankot.
The bonhomie towards the end of the year promised by the
Modi-Nawaz Sharif hug has been replaced by consternation
and frustration because the India-Pakistan relation has yet
again come full circle after the terror strike in Pathankot. On
the cusp of the new year, there were hopes of dialogue and
reconciliation; now there is just hostility and uncertainty,
the two inevitable results of almost every peace initiative.
In the past 18 months, Modi had tried almost everything
possible to deal with Pakistan. From inviting Sharif for his
swearing-in, to cold-shouldering him on the international
stage and then once again extending his hand of friendship
at Lahore, there isn’t much Modi had left out. But India is
once again back at the starting line.
Prime Minister Narendra Modi landed in Lahore, hoping to
“turn the course of history”, his ambitious project is being
tested by fire. This weekend’s terrorist attack on Pathankot
was no surprise; indeed, many in India’s intelligence
community had predicted it. Each past effort at peace, after
all, has provoked similar strikes. It is too easy, though, to
attribute the strike to unnamed spoilers. The more complex
truth is that while Pakistan’s all-powerful army seeks to avert
a military crisis that would drain its energies at a time of
grave internal turmoil, it does not seek normalisation.
Pakistan’s army chief, General Raheel Sharif, has made it clear
that he will not accept the status-quo on Kashmir. The strike
on Pathankot, carried out by the Inter-Services Intelligence’s
old client, the Jaish-e-Muhammad, serves a very specific
purpose. It signals to Indian policymakers that the Pakistan
army can inflict pain, but at a threshold below that which
makes it worthwhile for New Delhi to retaliate. Barring
reflexive hawks, after all, no one would argue that it makes
sense for Delhi to risk even limited conflict after the strike on
Pathankot.
How, then, must India respond? Three elements are key. First,
Delhi must resist the temptation to call off the dialogue Prime
Minister Modi initiated. Talking is not surrender. Even nationstates locked in combat, after all, use their diplomatic toolkits. Delhi must, however, bring to the table a clear agenda
for the actions it expects Pakistan to take on terrorism —
and, critically, a roadmap for what it is willing to do in return
for those demands being met, such as movement towards
the demilitarisation of Siachen. Second, even as it talks, Delhi
must consider what elements of national power it can marshal
to deter Pakistan from continuing to sponsor jihadist groups.
India has many excellent reasons to avoid crisis-inducing
steps, like the use of military force, which would hurt its own
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economic objectives. However, there is a wide range of steps,
including economic measures, which could bring pressure
to bear on Pakistan.
The third and most important lesson, though, is this: India
just doesn’t have the tools it needs to protect itself against
terrorism. That it took Indian troops over 18 hours, and the
loss of at least seven lives, to defeat four poorly trained
terrorists whose attack plans were known, makes it clear that
few of the lessons of 26/11 have been learned. India
desperately needs a programme of counter-terrorism capacitybuilding, based on the honest admission of weaknesses and
a clear roadmap for change. The BJP had promised just this
in its election manifesto, but the Modi government is yet to
even begin the process. Terrorism is defeated not by angry
talk but calm action — and the time to take it is today.
At last Dialogue with Pakistan must go on. But India urgently
needs counter-terrorism capacity-building.
ECONOMIC EMERGENCY IN
FRANCE
French President Franco is Hollande pledged to redefine
France’s business model and declared what he called a state
of economic and social emergency, unveiling a 2- billionEuro ($2.2 billion) plan to revive hiring and catch up with a
fast-moving world economy.
In an annual speech to business leaders, Hollande laid out
plans for training half a million jobless workers, greater use
of apprenticeships, and aid for companies that hire young
workers.

The measures are relatively modest, and they would
not put “put into question” the 35-hour workweek.

Some measures will be included in draft economic
reform laws the government is presenting to
parliament in the coming weeks.

For a country under a state of emergency since
extremist attacks in November, Hollande did not seek
to assume any new emergency powers over the
economy.

Hollande’s Socialist government has struggled to
boost long-stagnant French growth or reduce
chronic unemployment, which has been around 10
percent for years. His chances of winning a potential
second term may hinge on whether jobs pick up
before next year’s presidential vote.

Hollande stressed the urgency of updating France’s
labour- friendly business model in an increasingly
border-free, online economy.

The measures included a loosening of France’s rigid
working time rules, and a bonus of 2,000 Euros to
small business that hire young people.
The French President stressed the need to integrate youth
from France’s troubled suburbs, including minorities who
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face job discrimination, into the global economy. High
unemployment in France’s North African and African
communities is seen as one of the factors driving some
youths to violent extremism or the drun trade.
NORTH KOREAN NUCLEAR TEST
North Korea declares to successfully carried out its first
underground test of a hydrogen bond in 6 January a more
powerful weapon than an atomic bond. This one is its fourth
nuclear test since 2006 and marks a huge advance in its
nuclear capabilities.
Suspicion an underground test had been carried out was
first raised after the U.S. Geological survey detected unusual
seismic activity at 10 A.M . Pyongyang time (01:30 GMT)in
the north-east of the country. A 5.1 magnitude tremor was
detected about 50 km from kilju city, near the Punggye-ri
nuclear site, which was likely not natural.

Bombs of this kind, which
rely on nuclear
fusion, release far more destructive power than other
weapons based on a fission reaction.

If North Korea’s claim is true, the country would
have joined the ranks of the world’s thermonuclear
powers.

This trial was viewed as further evidence of the
steady expansion of North Korea’s
nuclear
ambitions.

The North
Korean regime is now believed to
possess up to 20 nuclear weapons –about half of
which are loaded onto ballistic missiles.

Last year, North Korea tested a submarine-launched
missile and declared its intention of mastering the
technology for thermonuclear weapons.

North Korea’s apparent aim is to build an arsenal of
thermonuclear weapons that could eventually be
delivered on long range missiles.

The
Taepodong-2 missile, currently in
development, could fly as far as the United States.

The development has been sharply related by the
international community.
1009RUNS IN SINGLE INNINGS
Mumbai school cricketer Pranav Dhanawade became the first
player to score 1000 runs in a single innings. Batting for Smt.
K. C. Gandhi School, Kalyan, the opening batsman resumed
the day from his overnight score of 652 runs and crossed the
1000- run mark after Lunch. He achieved this feat against
Arya Gurukul School in the HT Bhandari Cup inter- school
tournament organised by the Mumbai Cricket Association.

His school declared the innings at 1465/3 with
Pranav unbeaten at 1009 which he scored off 323
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balls and at a strike-rate of 312.38. He played for a
total of 395 minutes.

Pranav’s innings included a total of 59 sixes and
129 fours. All the figures are a world record in
competitive cricket.

Pranav broke a 117-year-old record, when he
surpassed the score of 628 (not out) scored by
Arthur Collins in 1899.

After Pranav’s feat, Maharashtra government
announced that it will bear coaching and education
expenses of the Mumbai U-16 cricketer.

The 15- year-old’s father Prashant is an
autorickshaw driver and says his dream will come
true if his son plays for the Mumbai Under-16 team

He bettered the best-ever individual score made on
a single day when he went past Prithvi Shaw’s 546,
made in 2014 in the Harris Shield tournament.
Two other cricketers with promise have also scored big runs
in Mumbai maidan cricket. Sarfaraz Khan and ArmanJafferboth part of India’s current Under-19 squad , made 439 in
2009 and 498 in 2010.
A IR
POLLUTION
:
FIFTH
LARGEST KILLER OF INDIA
Outdoor air pollution has become the fifth largest killer in
India after high blood pressure, indoor air pollution, tobacco
smoking, and poor nutrition -says a new set of finding of
the Global Burden(GBD) of Disease report. The India and
South Asia-specific findings were officially released by
Centre for Science and Environment (CSE).
The Global Burden of Disease report is a world –wide initiative
involving the World Health organization which tracks deaths
and illnesses from all causes across the world every 10 years.

The report says that in 2010, about 620, 000
premature deaths occurred in India from air
pollutionrelated diseases.

GBD has ranked air pollution as one of the top 10
killers in the world, and the sixth most dangerous
killer in South Asia.

Particulate air pollution is now just three places
behind indoor air pollution, which is the second
highest killer in India.
The India –specific analysis has been done using estimates
of air pollution exposure at the national level and incidence
of leading causes of deaths, aided by ground –level
measurements, satellite remote sensing and models to capture
population exposure. The GBD assessment follows a rigorous
scientific process involving over 450 global experts and
partner. Institution including the Institute of Health Metrics
and Evaluation, the WHO ,the Health Effects Institute, the
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University of Queensland, Australia, Johns Hopkins
University, and Harvard University.
Shocking increase in Indian death tool: Air pollution is fifth
leading cause of death in India, withy 620,000 premature
death in 2010.This is up from 100,000 in 2000- a six fold
increase.
Massive loss in healthy year: Air pollution is the seventh
leading cause behind the loss of about 18 million healthy
year of life due to illness. Its comes after indoor air pollution,
tobacco smoking, high blood pressure, childhood under
weight, low nutritional status, and alcohol use.
Respiratory band cardiovascular key diseases key reason
for air pollution induced premature deaths: These diseases
include stroke, lower respiratory infection, and trachea,
bronchus and lung cancer.
Key finding for south Asia and world
Increased in death toll: Air pollution related disease cause
3.2 million deaths worldwide every year. This has increased
from 800000 last estimates GBD in the year 2000-a whooping
300 percent increased. About 74 million healthy years are
lost annually.
Ranked among the top 10 killer in the world: In south Asia,
Air pollution has been ranked just below blood pressure,
tobacco smoking, indoor air pollution ,poor intake of fruit
and diabetes. Everyone(poor and rich) is vulnerable.
Two third of death burden from outdoor air pollution occur
in developing Asia: In 2010 particularly air pollution in Asia
led to over 2.2 million premature deaths and 52 million healthy
years are lost annually, which is two thirds of the world wide
burden
Killer outdoor air contributes to 1.2 million deaths in East
Asia where economic growth and motorization are taking
over and 712,000 deaths in South Asia (including India) which
is at the take-off stage. This is much higher than the combined
toll of 400,000 in EU 27, Eastern Europe and Russia.
CSE analysis express severe air pollution trends in India :
In the wake of the GBD findings, CSE has analysed the latest
air quality data available from the Central Pollution Control
Board for the year 2010. Of the 180 cities monitored for SO2,
NO2 and PM10, only two (Maiapuram and Pathanamthitta in
Kerala) meet the criteria of low pollution (50% below the
standard) for all air pollutants.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
INTERNATIONAL NEWS
India overtook Thailand as the world’s largest rice
exporter
India has decided to become member country of
the IEA-OES
India has overtaken Thailand as the world’s largest rice
exporter in the year 2015 by shipping (exporting) 10.23 million
tonnes of rice. Vietnam: It was ranked third largest rice exporter
with 6.4 million tones. China has remained the number one
importer country of rice in the year 2015.
India has decided to become member country of the
International Energy Agency – Ocean Energy Systems (IEAOES) to boost for country’s quest for tapping ocean energy
sources. Inter-governmental organization established in 1974
as per framework of the Organisation for Economic Cooperation and Development (OECD). Members: Presently it
has 29 member countries. Headquarters (Secretariat): Paris,
France. By becoming a member India will have access to
advanced Research & Development (R&D) teams and
technologies across the world. India will also become partner
in developing test protocols along with other countries which
will in turn help in testing Indian prototypes as per
international requirements and norms.
Japan lifted nuclear sanctions on Iran
Japan on 22 January 2016 lifted sanctions on Iran, falling in
line with major world powers. The announcement was made
by Japan’s Chief Cabinet Secretary Yoshihide Suga.The
sanctions were lifted after the United Nations atomic energy
agency confirmed on 16 January 2016 that Tehran has fully
taken steps to curb its disputed nuclear programme.The move
will allow Japanese companies to pursue investment in Iran’s
oil and gas industry.
India submitted its first Biennial Update Report
(BUR) to UNFCCC
India has submitted its first Biennial Update Report (BUR) to
the United Nations Framework Convention on Climate
Change (UNFCCC) towards fulfillment of the reporting
obligation. BUR has been prepared by the Union Ministry of
Environment, Forest and Climate Change (UNFCC) under its
NATCOM project funded by Global Environment Facility
(GEF). The BUR has been submitted as per the provisions of
the UNFCCC Convention which is obligatory on countries
to periodically provide national information.It Contains
national inventory of Green House Gases (GHG) for 2010
and has been prepared in accordance with the guidelines of
Intergovernmental Panel on Climate Change (IPCC).
Terrorist attacked bacha khan university in
pakistan
Bacha Khan University situated in Charsadda in northwestern
Khyber Pakhtunkhwa province of Pakistan was the site of a
terrorist attack on 20 January 2016. According to media
reports, a group of militants stormed the university using
the cover of thick fog before opening fire on students and
teachers in classrooms and hostels.At least 21 persons,
including a university professor, were killed in the attack.
US lifted nuclear sanctions on Iran
United States (US) has removed a wide range of nuclear
sanctions against Iran after it has meet its commitments to
roll back its nuclear programme. These sanctions were lifted
after International Atomic Energy Agency (IAEA) confirmed
that Iran has met its commitments under the Joint
Comprehensive Plan of Action (JCPA) or Vienna agreement
with P5+1 countries signed in July 2015. So called P5+1
countries include the five permanent members of the UN
Security Council (UNSC) viz. USA, Russia, China, UK, France
and non- permanent member Germany.
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Leading Institute for Banking, Railway & SSC
Nepal was elected to the UNICEF executive board
Nepal on 9 January 2016 was elected to the UNICEF executive
board, representing the group of Asia-Pacific countries for
the term 2016-2018. Nepal’s Permanent Representative to the
United Nations (UN), Durga Prasad Bhattarai, was also
unanimously elected vice-president to the Bureau of the
Executive Board of the UNICEF for 2016.
North Korea government claimed successfully
conducte of hydrogen bomb test
North Korea government claimed that it has successfully
conducted a hydrogen bomb test. This announcement raised
the anxiety among leading countries. A hydrogen bomb is
generally more powerful than a nuclear bomb. Consequently,
the UN Security Council has tentatively set an emergency
meeting after this test. However, it was not confirmed whether
this North Korean claim was true. Russia, as well as a few
other nations, raised serious doubts about this claim.
Saudi Arabia severed diplomatic ties with Iran
Saudi Arabia’s Foreign Minister Adel al-Jubeir announced
that his country has broken off diplomatic ties with Iran. The
announcement was made amid a row over the Saudi execution
of a prominent Shia Muslim cleric. Sheikh Nimr al-Nimr and
46 others were executed by Saudi Arabia on 2 January 2016
after being convicted of terror related offences. This was the
largest execution carried out by Saudi Arabia in three and a
half decades. The announcement was made after
demonstrators stormed the Saudi embassy in Tehran and set
it on fire resulting into al-Jubeir asking all Iranian diplomats
to leave Saudi Arabia within 48 hours. Saudi Arabia also
recalled its diplomats from Tehran.
China, Iran signed 17 agreements to broaden
bilateral cooperation
China and Iran signed 17 documents & letters of intents to
broaden bilateral cooperation. The agreements were signed
in Tehran during the Chinese President Xi Jinping’s visit to
Iran.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
The agreements cover various fields such as energy,
industrial capacity, finance, investment, communications,
culture, judiciary, science and technology, news media,
customs, climate change and human resources. During the
visit, Xi Jinping and Iranian President Hassan Rouhani agreed
to elevate their ties to a comprehensive strategic partnership
to boost cooperation on all fronts and carry forward their
millennia-old friendship.
Iran, Airbus signed deal to buy 118 Airbus
planes
Iran and Airbus signed two agreements covering new aircraft
orders and a comprehensive civil aviation co-operation
package. The agreement includes purchase of 118 new Airbus
aircrafts. The agreement for 118 new aircraft includes 21
A320ceo family, 24 A320neo family, 27 A330ceo family, 18
A330neo (-900), 16 A350-1000 and 12 A380.The agreements
were signed at the Elysee Palace, Paris, during Iranian
President Hassan Rouhani’s official visit to France with
French President Francois Hollande.
UNICEF launched 2.8 billion US dollar
humanitarian appeal for children
The United Nations Children’s Fund (UNICEF) launched a
2.8 billion US dollar appeal to reach 43 million children in
humanitarian emergencies worldwide. It included the 54.3
million US dollar appeal to help conflict-affected children in
eastern Ukraine in 2016.It is for the first time ever that the
largest portion of the appeal, that is, 25 per cent is dedicated
towards educating children in emergencies.It planned to
increase the number of children in crises who are given access
to education from 4.9 million at the beginning of 2015 to 8.2
million in 2016. More than half of 5 million will be Syrian
children inside the country or in neighbouring countries.
Polygamy made mandatory in Eritrea
Eritrea’s Department of Religious Affairs in the fourth week
of January 2016 issued a law that makes it mandatory for men
of the nation to marry at least two wives. Failing to adhere by
the orders will lead to life imprisonment with hard labour. The
law also says that women who attempt to prevent their
husbands from exercising the law would spend the rest of
their lives in jail.
US increased H-1B and L-1 petition fees
The US Citizenship and Immigration Services (USCIS)
notified revised petition fees for H-1B and L-1 visas. The
increase in the fees is in tune with the Consolidated
Appropriations Act, 2016 that was signed into law by Barack
Obama, the President of the USA, on 18 December 2015.As
per the revision, the petitioners must submit an additional
fee of 4000 US dollars for certain H-1B visas and 4500 US
dollars for certain L-1A and L-1B visas.
Air Radio and Television Services apply to programmes as
well as advertisements, programme listings and promotions.
Sri Lanka, Pakistan signed 8 MoUs to enhance
bilateral cooperation
Sri Lanka and Pakistan on 5 January 2016 signed 8
Memorandums of Understanding (MoU) to enhance the
cooperation between the two countries in several fields in
Colombo.The MoUs were signed at the Presidential
Secretariat in the presence of President of Sri Lanka
Maithripala Sirisena, Prime Minister of Pakistan Nawaz Sharif
and Sri Lankan Prime Minister Ranil Wickremesinghe.
India-Nepal Bus Service resumed after 27 years
India-Nepal Bus Service on 4 January 2016 resumed after a
gap of 27 years. The service was suspended 27 years ago in
the wake of the Indo-Nepal Trade and Transit Treaty.The
service runs between Kanchanpur in Nepal, which is close
to Banbasa border in Champavat district of Uttarakhand,
and Anand Vihar ISBT in Delhi. To travel in these buses, no
special documents are required as both the countries share
open border.The service is expected to benefit people living
along the border areas as they have family as well as trade
relations with each other.And, it is also expected to benefit
around 10000 Nepalis who travel from Kanchanpur district,
Dandel Dhura, Voti, Sapen, Acham, Kalali, Jagbuddha and
Siddhartha Nagar areas in Nepal.
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Kenya published new Broadcast Regulations
In order to protect children, Kenya published new broadcast
regulations that place strict limits on sexual content. The
regulations also ban preachers from soliciting money from
audiences in exchange of blessings and prayers on air.The
new rules contained in the Programming Code for Free-to10
Leading Institute for Banking, Railway & SSC
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Marcelo Rebelo de Sousa on 24 January 2016 won
the Presidential election of Portugal. Sousa, a
centre-right Social Democrats candidate and a
former journalist, won the election by securing 52
percent of votes.
Saudi Arab denied allegation of its deal to purchase
nuclear technology from Pakistan.
French President Francois Hollande has declared a
state of economic emergency to redefine France’s
economic and social model.
China’s growth has been reported lowest in 25 years
at 6.9% in 2015.
Pakistan authority have shut down several religious
schools run by the JeM militant group accused of
masterminding the Pathankot attack.
As per UNO, Indian are the world’s largest at 16
million as 3.3% of world population live abroad.
A series of bomb explosions and gunfire were
reported in central district of Indonesian capital
Jakarta on 14 January 2016. The blasts were centered
around Thamrin Street, a major shopping and
business district close to foreign embassies and
the United Nations offices. At least seven people,
five attackers and two civilians (an Indonesian and
a Canadian), were killed and 23 others were injured
in the attack.
Pakistan opened four-country talk aim at brenging
the Afghan-Taliban back to negotiation involving
Afghanistan, China & USA.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
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Denmark has secured a Parliamentary majority for
controversial plan to seize migrants valuable to pay
for their stay in the country.
‘The Revenant’ American movie won the top
honours including Best Movie, Best Director and
Best Actor at the 73rd Golden Globe Awards
ceremony held on 10 January 2015
Sri Lankan parliament began a process to formulate
a new constitution with Prime Minister Ranil
Wickremesinghe presenting a resolution to set up
Constitutional Assembly of all members for the
purpose.
World’ largest electronics and technology trade
show the Consumer Electronics Show (CES) was
inaugurated on 6 January 2016. This annual show
which attracts major companies and industry
professionals from all over the world is held At Las
Vegas (Nevada, US)
Sri Lanka and Pakistan have agreed to expand their
bilateral free trade agreement (FTA) by inclusion of
services and investment.
Iran banned all products from Saudi Arab after
Riyadh cut ties with Tebran in a mounting diplomatic
crises.
Truck bomb explosion in the Western Libyan city
of Zliten near a police school, killed at least 60
policemen and wounding 200.
The UNO will hold a conference in March where
countries will be asked to pledge resettlement places
for people fleeing the Syrian conflict.
USA and its two main military allies in Asia, South
Korea & Japan pledged to combined push to secure
a comprehensive hard-hitting international response
to North Korea’s latest nuclear test.
North Korea claim to have tested Hydrogen Bomb.
USA disputed North Korean claim.
The Syrian Peace Talk will be held in Geneva in 25th
January where 17 nations will participate.
South Korea’s Parliament adopted a resolution,
denouncing the Democratic People’s Republic of
Korea (DPRK)’s fourth nuclear test, urging the
DPRK to dismantle its nuclear programme.
To combat recruitment of Americans to extremist
groups like the so-called Islamic State in Iraq and
Syria (ISIS), US introduced new initiatives. These
initiatives aim at halting the extremist groups from
radicalising and encourage violence online.
California Governor Jerry Brown declared a state of
emergency over a methane gas on the outskirts of
Los Angeles County. Governor ordered that all
necessary and viable actions be taken to stop it.
US President Barack Obama took executive action
to unveil steps to reduce gun violence. The series
of new common sense measures were announced
during his White House address.
INDEX
Transparency International (TI’s)
India was ranked at 76th position in the latest Corruption
Perception Index that was prepared by Berlin-based
corruption watchdog Transparency International (TI). India
thus improved its position by 9 places as it was ranked 85th
in last year’s index. TI also noted that Pakistan is the only
country among the SAARC countries, to have improved its
score this year, though its rank remains poor at 117. The list
was led by Denmark and followed by two other Nordic
countries Finland and Sweden. On the other hand Somalia
was placed at the bottom of the list followed by North Korea
and Afghanistan.
Financial Times Global MBA Ranking
According to the Financial Times Global MBA Ranking for
2016, three Indian institutions were once again successful in
making their presence in this elite list. These institute are
Indian Institute of Management Ahmedabad (IIMA), Indian
Institute of Management Bangalore (IIMB) and the Indian
School of Business (ISB), Hyderabad.
Human Development Index
Sri Lanka has maintained its high ranking in 2015 human
development index (HDI) in the South Asia Region. In the
2015 Global Human Development Report (HDR) released by
UN Development Programme (UNDP) Sri Lanka was ranked
73rd with an HDI value of 0.757. Rankings of other seven
South Asian Countries are Maldives (104), India (130), Bhutan
(132), Bangladesh (142), Nepal (145), Pakistan (147) and
Afghanistan (171).
Global Talent Competitiveness Index (GTCI)
India has ranked 89th globally in Global Talent
Competitiveness Index (GTCI) 2015-16 list of 106 assessed
countries in terms of talent competitiveness of its human
capital. This GTCI list was compiled by INSEAD business
school in partnership with Adecco and Human Capital
Leadership Institute of Singapore (HCLI).
Top 5 in GTCI list: Switzerland (1st), Singapore (2nd),
Luxembourg (3rd), United States (4th), Denmark (5th)
Bottom 5 countries: Mali (105th), Tanzania (106th), Ethiopia
(107th), Burkina Faso (108th) and Madagascar (109th).
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Japanese automaker Toyota Motor Corp. has topped
in global vehicle sales in 2015 by selling 10.151
million vehicles, beating Volkswagen and General
Motors.
Two Indian cities, Delhi and Mumbai, made it to the
top-30 list of the World’s most powerful, productive
and connected cities prepared by international real
estate consultancy JLL. The list is topped by Tokyo,
which along with New York, London and Paris, make
the top four ‘super cities’.
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Leading Institute for Banking, Railway & SSC
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MAGAZINE FOR THE MONTH OF MARCH - 2016
NATIONAL NEWS
Union Civil Aviation Ministry gives nod for four
Greenfield Airports
The Union Civil Aviation Ministry has given clearance for
four greenfield airports in two states. Of the total four
approved greenfield airports, three will be in Andhra Pradesh
and one at international airport at Dholera in Gujarat. In
Andhra Pradesh greenfield airport will be developed at
Nellore and Kurnool districts of under a public-private
partnership. The international airport at Dholera in
Ahmedabad is expected to reduce the air traffic load at the
existing Ahmedabad airport. Earlier Union Environment
Ministry had given the environmental clearance to 1,378 crore
rupees Dholera airport project. Greenfield Airport: It is a new
airport which is constructed on an undeveloped site. It is
built from scratch on a new location because the existing
airport is unable to meet the traffic requirements.
Union Government approved ‘Hybrid Annuity
Model’ to fast-track highway projects
The Union Government approved ‘Hybrid Annuity Model’
new model to fast-track highway projects in the country
under which the government will provide 40% of the project
cost to the developer. The main objective of this model is to
revive highway projects in the country by making one more
mode of delivery of highway project. It is expected that by
adopting the ‘Hybrid Annuity Model’, all major stakeholders
in the PPP arrangement – the Authority, lender and the
developer, concessionaire would have an increased comfort
level resulting in revival of the sector.
Mahamana Express Flagged-Off By Prime
Minister
Mahamana Express the new state-of-the-art superfast express
train between Varanasi and New Delhi that was flagged-off
by Prime Minister Narendra Modi at a function held at
Varanasi. The train has been named Mahamana Express after
Mahamana Madan Mohan Malviya, the founder of the
Banaras Hindu University (BHU). It will run between Varanasi
and Delhi via Lucknow thrice a week.
CCEA approves 5000 MW of Grid-connected
Solar PV Power Projects
Cabinet committee on economic affairs (CCEA) has approved
setting up over 5,000 Mega Watt of Grid-Connected Solar
Photo Voltaic Power Projects on build, own and operate
(BOOT) basis. These projects will be set up in four trenches
of each 1,250 MW capacity during four succeeding financial
years from 2015-16 to 2018-19.
1. Implemented by Solar Power Developers with
Viability Gap Funding under Jawahar Lal Nehru
National Solar Mission (JNNSM).
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Leading Institute for Banking, Railway & SSC
2.
Cost is five thousand fifty crore rupees over five
years and the total investments expected under the
JNNSM scheme is about 30,000 crore rupees.
Sex ratio down, literacy rate of women up: NFHS
4
According to recently released first phase of National Family
Health Survey (NFHS) 4, the sex ratio in many states in India
has significantly decreased and literacy rate has increased.
Highlights of the report
1. 11 states and 2 UTs surveyed: In the first phase
surveyed states/UTs are Goa, Uttarakhand,
Meghalaya, Tamil Nadu, Tripura, Madhya Pradesh,
Sikkim, Haryana, Karnataka, Bihar, West Bengal,
Andaman and Nicobar Islands (UT), Puducherry
(UT).
2. Female literacy: Women’s literacy has gone up in
each of surveyed states and collectively has
increased by 12.15% in these 11 states.
3. Sex ratio: It has significantly decreased in 9 out of
11 surveyed states of India. On an average, there
are 985 females per 1,000 males in 2015-16.
Uttarakhand (1,015 females per 1,000 males) and
Meghalaya (1,005 females per 1,000 males) are
having higher sex ratio and remaining states saw a
disturbing fall in sex ratio.
Union Goverment started Start-Up India
programme at Vigyan Bhavan in New Delhi
Union Government kick-started its ambitious “Start-Up
Mission” with Prime Minister Narendra Modi announcing a
host of measures for start-ups at the inaugural session of
the Start-Up India programme held at Vigyan Bhavan in New
Delhi on 16 January 2016. Prime Minister Narendra Modi
announced tax exemption of 3 year for start-ups, which was
a much-sought after demand from the start-up fraternity. Startups set up after 1 April 2016, shall be exempted from incometax for a period of three years.
January 12 observed as National Youth Day
In India, January 12 is being observed as National Youth
Day. This day marks birth anniversary of social reformer,
philosopher and thinker Swami Vivekananda. On this day,
numbers of functions are being organised nationwide to
celebrate the birth anniversary of Swami Vivekananda. This
year it is The 153rd birth anniversary of Swami Vivekananda.
Swami Vivekananda was born on 12 January 1863 as
Narendranath Dutta and died on 4 July 1902.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
The first limited edition of Pravasi Bharatiya Divas
(PBD) was observed
The first limited edition of Pravasi Bharatiya Divas (PBD)
was observed on 9 January 2016. Last year, the government
had decided to hold larger version of Pravasi Bharatiya Divas
(PBD) after every two years and that limited version of the
event will be organised in the intervening year. 13th edition
of PBD was held in Gandhinagar (Gujarat) last year. It was
also the first time that the event was organised by the External
Affairs Ministry (MEA) in the wake of government’s decision
to merge Ministry of Overseas Indian Affairs (MOIA) with
it. 9 January was chosen as the day for PBD as it was on
this day in 1915 that Mahatma Gandhi, the “greatest
Pravasi”, returned to India from South Africa and led India’s
freedom struggle. The event has been held annually since
2003.
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BILLS AND AMENDMENT
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The Scheduled Castes and the Scheduled Tribes
(Prevention of Atrocities) Amendment Act, 2015 Act
pertaining to tackle atrocities against the Scheduled
Castes and the Scheduled Tribes of the country
came into effect from 26 January 2016. Under this
Act, actions like tonsuring of head, moustache, or
similar acts which are derogatory to the dignity of
members of SCs and STs, will now be treated as
offences of atrocities.The offences include denying
access to irrigation facilities or forest rights,
“garlanding with chappals”, compelling them to
dispose or carry human or animal carcass, or to dig
graves, using or permitting manual scavenging,
dedicating a SC or ST women as devadasi and
abusing in caste name.
The Juvenile Justice (Care and Protection of
Children) Act, 2015 came into force 15 January 2016.
In this regard, Union Ministry of Woman and Child
Development has issued orders for enforceable of
Act. The Act had received President Pranab
Mukherjee’s assent on December 31, 2015 after it
was passed by the Parliament.
President Pranab Mukherjee has given assent to
the Sugar Cess (Amendment) Bill, 2015 to raise the
ceiling of a cess as an excise duty on the production
of sugar. The principal Act empowers central
government to fix the rate of sugar cess from time to
time.
Union Ministry of Road Transport & Highways has
decided to implement the stricter emission norms of
Bharat Stage (BS) VI from 1st April 2020 in a bid to
curb vehicular pollution. Government will directly
switch over to BS-VI emission norms from the
present BS-IV emission norms and completely skip
BS-V emission norms altogether.
Leading Institute for Banking, Railway & SSC
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As per latest information on 2011 census the Jain
community has the highest literacy rate in India but
fared poorly with regard to sex ratio.
Election Commission is likely to get 14 lakh new
EVM ahead of 2019 Lok Sabha election.
The Central govt. made 100 files on Netaji Subash
Ch. Bose open containing 16600 pages.
CBI Special Court has summoned former Union
Minister Dillip Ray in the Coal Scam.
Case has been filed against Union Minister of State
for Labour Bandaru Dattatreya & the ViceChancellor P. Appa Rao of Hyderabad University in
the dalit research scholar Rohit Vemula suicide case.
Mangaluru International Airport (MIA) has
achieved the fifth rank in terms of customer
satisfaction and handling among the 53 two-tier
airports in the country. The internal survey was done
by a private agency for the Airports Authority of
India. The 53 airports had handled upto 15 lakh
passengers a year.
External Affairs Minister Sushma Swaraj
inaugurated the NRI summit at New Delhi &
promised them Aadhar Card.
Union Government has decided to merge Ministry
of Overseas Indian Affairs (MOIA) with the Ministry
of External Affairs (MEA). This decision has been
taken to avoid duplication of work and to improve
efficiency in line with Union Government’s broad
principle of minimum government, maximum
governance.
Union Government has approved financial aid of
Rs. 6,794 crore for three states—Maharashtra,
Chhattisgarh and Madhya Pradesh affected by
drought in year 2015 due to deficit rainfall. Of the
total financial aid, government has approved
Rs.3,100 crore for Maharashtra, Rs.1,672 crore for
Chhattisgarh and Rs.2,022 crore for Madhya
Pradesh.
The Union Cabinet has approved the construction
of 69 Bridges including Approach Roads on the
Tamu-Kyigone-Kalewa (TKK) road section of the
Trilateral Highway in Myanmar. Decision in this
regard was taken by Union Cabinet meeting chaired
by Prime Minister Narendra Modi in New Delhi.
These bridges will be constructed at a cost of
Rs.371.58 crore and shall impart all weather usability
to the TKK road section.
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BILATERAL
India - Iran
India has emphasised to Iran for early completion of all
necessary procedures for its participation in the Farzad-B
gas field worth 5 billion US dollars. India’s request was
forwarded by External Affairs Minister Sushma Swaraj to
Iranian Minister for Economic Affairs and Finance Ali
Taiebnia in the Joint Commission Meeting.
India-Australia
India-Australia social security Agreement signed between
both countries came into operation. This agreement will enable
people of both nations to avail retirement benefits in each
other’s country and will boost bilateral business linkages.
India -Pakistan
India and France have singed 14 pacts for enhancing the
bilateral cooperation various fields including defence, space,
railways, education etc. Signed Agreements are in the field
of defence,space,railway,food safety,public administration,
cultural exachange,science and technology and
education.(for details see event of the mongth)
India and Pakistan have exchanged the list of their nuclear
installations and facilities under the Agreement on the
Prohibition of Attack against Nuclear installations. This
exchange is done on 1st of January every year between the
two neighbouring countries that bars them from attacking
each other’s atomic facilities. This is the 25th consecutive
exchange of such list between the two countries, the first
one having taken place on 1 January 1992.
India - Malaysia, Singapore and Japan
NEWS IN BRIEF
India – France
Indian Computer Emergency Response Team (CERT-In) has
signed cyber security agreement with its counterparts in
Malaysia, Singapore and Japan. Each signatory country will
share knowledge and experience in resolution, detection and
prevention of security related incidents between India and
the respective country. CERT-In is nodal department under
the aegis of Union Ministry of Communications and
Information Technology that deals with cyber security threats
like hacking and phishing in India. Headquarters: New Delhi.
India- Armenia
India and Armenia has signed a Protocol to amend the existing
Double Taxation Avoidance Convention (DTAC) to curb
instances of tax evasion. The Protocol amends the Article on
Exchange of Information for tax in the bilateral DTAC between
India and Armenia has been in existence since September
2004.
Arab-India
The first Ministerial Meeting of Arab-India Cooperation
Forum was held Manama, capital city of Bahrain. The meeting
was inaugurated by Bahrain’s Foreign Minister Khalid bin
Ahmed Al Khalifa and was attended by representatives of
22 Arab League nations. Indian side was represented by
Union External Affairs Minister Sushma Swaraj and also
Foreign Secretary S Jaishankar.
India-United Kingdom
The Union Cabinet has approved Memorandum of
Understanding (MoU) between India and United Kingdom
for Cooperation in the field Public Administration and
Governance Reforms. This MoU was signed between both
countries in November, 2015 during Prime Minister
Narendra’s official visit to UK.
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French companies have expressed willingness to
invest $ 10 billion in India in next 5 years.
India to seek USA help to find out if Pakistan
equipped the JeM attacker at Pathankot.
The Union Cabinet has given its approval for the
Memorandum of Understanding (MoU) between
India and Maldives on cooperation in the field of
Health.
Syrian Foreign Minister Walid Muallem came to
New Delhi on 11 January 2016 on his 3-day visit to
India. He held discussions with Indian Foreign
Minister Sushma Swaraj and a few other government
functionaries.
The Union Cabinet has given its ex-post facto
approval for signing a Memorandum of
Understanding (MoU) between India and Singapore
on cooperation in the field of civil aviation.
The Union cabinet has given its ex-post-facto
approval to Memorandum of Understanding (MoU)
with Bangladesh for Mode of Operation of Border
haats on India-Bangladesh Border signed in 2010.
The MoU also seeks to establish new Border Haats
along the border after identification of suitable
locations in consultation with Bangladesh
Government and concerned State Governments.
The fate of Indo-Pak Foreign Secretary talk is now
hanging by a thread after Indian made it clear that
Pakistan will have to act against the terror handlers
for talks to go on.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
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The Union Cabinet has given its approval to sign
Memoranda of Understanding (MOU) on the
Conservation of Migratory Birds of Prey in Africa
and Eurasia. This MoU is also called as the ‘Raptor
MoU’ under the Convention on Conservation of
Migratory Species (CMS). With signing it, India will
become the 54th signatory to the MoU.
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MOU
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The Union Ministry of Skill Development and
Entrepreneurship has signed MoU with Department
of Telecommunication (DoT) for Skill Development
in Telecom Sector. Both signatories will make
concerted joint efforts towards skill development
by facilitating mobilization of financial support for
various activities. The financial mobilization will be
under the National Ecosystem for Development of
Telecom. National Institute for Policy Research
Innovation and Training (NTIPRT) will be also
developed for training and skill upgradation in
Telecom
Russia’s Rostech State Corporation has signed one
billion US dollar deal with Hindustan Aeronautics
Limited (HAL) to manufacture 200 Kamov 226T light
helicopters. These helicopters will be manufactured
under make in India initiative and shall replace the
ageing fleet of Cheetah and Chetak helicopters.
Indian Bureau of Mines (IBM) has signed a MoU
with the National Remote Sensing Centre (NRSC)
to monitor the mining activities in the country
through satellite technology. As part of the MoU,
IBM would set up an exclusive remote sensing cell
under the technical guidance of the NRSC at its
offices in Nagpur and Hyderabad.
Google India and Indian Railways’ telecom arm
RailTel has launched free Rail Wire Public Wi-Fi
service for railway passengers at the Mumbai Central
Station. This service was launched by Union
Railway Minister Suresh Prabhu. With this, Mumbai
Central has become the first railway station in India
to have free high-speed Wi-Fi Internet facility.
The Union Cabinet has apprised of the
Memorandum of Understanding (MoU) between
Indian Space Research Organization (ISRO) and
Kuwait Institute of Scientific Research (KISR) on
cooperation in the exploration of outer space and
use of outer space technology for peaceful
purposes. This MoU will enable cooperation
between both countries for pursuing potential
interest in both cooperative and commercial areas.
It will include
1. KISR to use data from Indian Remote Sensing
(IRS) satellites for initiating a few research and
application projects.
Leading Institute for Banking, Railway & SSC
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2. Building and launching of remote sensing and
communication satellites of Kuwait on
commercial terms and Training purpose.
Reliance Defence Ltd (RDL) has inked
Memorandum of Understanding (MoU) with Andhra
Pradesh Government to set up a world class naval
facility in the state. It was announced by Andhra
Pradesh Chief Minister N. Chandrababu Naidu
during the CII Partnership Summit titled ‘Sunrise
Andhra Pradesh Investment Meet’ in
Visakhapatnam. It should be noted that RDL is
subsidiary of Anil Ambani led Reliance
Infrastructure Ltd. It had acquired the Pipavav
shipyard on West Coast in Gujarat earlier in March
2015.
India’s biggest state owned gas importer Petronet
LNG has signed a revised contract with RasGas of
Qatar to import gas at a significantly lower price
than earlier. Under the new contract, Rasgas will
supply Liquefied Natural Gas (LNG) to Petronet at
6-7 dollar per million British thermal units (mmBtu)
from January 1, 2016. It would supply to 7.5 million
tonnes of LNG India until the long-term contract
ending in April 2028.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
ECONOMY & BANKING
RBI committee on pushing Financial Inclusion
submitted its report
The RBI committee on pushing Financial Inclusion submitted
its report on 28 December 2015. The committee recommended
a slew of measures, including a special deposit scheme for
the girl child, government-to-person social cash transfer, and
opening interest-free windows (Islamic banking) by banks.
Deepak Mohanty (Executive Director, RBI) headed this
committee.
Important Recommendations of the Deepak Mohanty
Committee:
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Banks have to step up account opening for women.
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Union Govt. should consider a welfare scheme
(Sukanya Shiksha) for promoting financial inclusion
of women that can be jointly funded by the Central
and State governments.
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Need for better use of the mobile banking facility
for Government-to-Person (G2P) payments, and this
would push government in its financial inclusion
drive.
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A unique biometric identifier such as Aadhaar be
linked to each individual credit account and the
information should be shared with credit information
companies
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Commercial banks in India must be enabled to open
specialised interest-free windows (primarily for
Islamic banking) with simple products.
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The committee pressed for digitisation of land
records to increase formal credit to all agrarian
segments.
Union Government signed Agreement with the
World Bank for Nai Manzil Scheme
Union Government has signed a Financing Agreement of 50
million dollars with the World Bank for Nai Manzil SchemeEducation and Skills Training for Minorities. Under this
agreement, the credit will be facilitated by the International
Development Association (IDA), World Bank’s
concessionary lending arm. This credit will be in the form of
loan which carries a maturity of 25 years, including a 5-year
grace period. The loan funds will be used for interventions
under this scheme improve the employability and
performance of minority youth in the labour market. The total
project size is 100 million dollars, out of which 50 million
dollars will be available as IDA credit and the remaining
balance funding from the Union Budget.
TranServ launched country’s first Social Mobile
Wallet named Udio
India’s digital payment startup company TranServ has
launched country’s first Social Mobile Wallet named
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Leading Institute for Banking, Railway & SSC
Udio. The digital wallet seeks to address the gap between
real and virtual modes of payment as it has more social
experience.
India to be fastest growing economy in 2016: UN
Report
As per recently released United Nations (UN) World Economic
Situation and Prospects 2016 Report, India will be the fastest
growing big economy in the world in 2016. The report has
projected India’s growth rate by 7.3 % in the year 2016 and
7.5 % in 2017 slightly up from an earlier estimated 7.2 % rate
in 2015.
BSE launches algorithm trading test
Bombay Stock Exchange (BSE) Ltd has launched a new
service for algorithm trading test facility for investors on its
derivatives and equity platform. The new service has been
launched in partnership with Mumbai based Symphony
Fintech Solutions Pvt Ltd and is free-of-cost for market
participant.
This service will
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Enable all market participants to test their trading
algorithms in different trading segments including
equity, equity derivatives and currency derivatives
segments.
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Help members to test their trading strategies based
on the live market data feed during market hours
and also from historical market data.
What is Algorithm Trading?
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Algorithmic trading in financial markets refers to
transaction orders generated by using advanced
mathematical models that involve automated
execution of trade. It uses mathematical models and
software codes to make transaction decisions on
exchanges and execute them at high speed.
SBI launched SBI Incube
India’s largest lender, State Bank of India (SBI) has launched
dedicated specialized branch for start-ups called ‘SBI InCube’
in Bengaluru, Karnataka. It was announced by BI Chairman
Arundhati Bhattacharya in Bengaluru, Karnataka.
SBI InCube
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The ‘SBI InCube’ branch will cater to the specific
financial needs by providing advisory services to
the budding entrepreneurs under one roof
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It will assist start-ups in cash management,
regulations, taxation, mentoring, foreign exchange
and remittances and other financial services.
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InCube in its current form will not fund start-ups
i.e. it will not provide loans. However it will give
them loans when they turn more mature.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
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It will also not help start-ups to raise funds from
equity market as it not part of bank’s mandate.
InCube branch in Bengaluru will be headed by an
assistant general manager and a team of three other
officers.
Soon SBI will be launching these branches in Pune
and Natio.
RBI offered Rs. 8,000 crore worth of 10-year
benchmark government bond
The Reserve Bank of India (RBI) offered Rs. 8,000 crore worth
of 10-year benchmark government bond on 8 January
2015. The new 10-year benchmark government bond bore a
coupon of 7.59%, 13 basis points lower than that of the
current benchmark (7.72%).The government is scheduled to
borrow Rs.56,000 crore over the next four weeks, out of which
nearly half would be in the 7-10 year tenor category. The 40year bond, the longest duration bond, was issued in October
last year and only Rs 5,000 crore has been raised so far. The
other bonds against which Rs 2,000 crore each will be raised
will mature in seven years and eight years.
Dr Urjit Patel reappointed as Deputy Governor
of Reserve Bank of India
The Union Government has reappointed Dr Urjit Patel as
Deputy Governor of Reserve Bank of India (RBI) for a second
three-year term. RBI has four Deputy Governors. Two are
from outside, a commercial banker and an economist and
two others are promoted from within its ranks. Deputy
Governor of RBI can be appointed for a period of five years
or till the age of 62, whichever is earlier. Current other three
Deputy Governors of RBI are:R. Khan, S.S. Mundra and R.
Gandhi.
RBI imposed Rs. 1 crore fine on State Bank of
Travancore
State Bank of Travancore was imposed a fine of Rs. 1 crore
by the RBI during January 2016 for violation of some of its
instructions. The penalty on State Bank of Travancore (SBT)
was imposed for violation of RBI’s including reporting of
data to Central Repository of Information on Large Credits
(CRILC). RBI set up CRILC to collect, store, and disseminate
data on all borrowers’ credit exposures.
World Bank projected a robust 7.8 per cent
growth for the Indian economy
The Global Economic Prospect report published recently by
the World Bank (WB) has projected a robust 7.8 per cent
growth for the Indian economy in the year 2016. It will grow
at a 7.9 per cent growth in the next two years 2017 and
2018.Among BRICS nations China will grow at 6.7 per cent in
the year 2016 and 6.5 per cent each in next two years 2017
and 2018. Brazil and Russia are expected to remain in
recession during the year 2016 among the major developing
economies.
17
Leading Institute for Banking, Railway & SSC
ICICI Bank has recently partnered FINO PayTech
to foray into the payments bank space
India’s largest private sector lender ICICI Bank has partnered
with FINO PayTech to foray into the payments bank space.
With this partnership, ICICI Bank joins some of the leading
lenders of the country that have partnered with payments
banks. For example, Kotak Mahindra Bank (KMB) and State
Bank of India (SBI) have picked up stake in payments banks
to be floated by Bharti Group and Reliance Industries
respectively.
Andhra Bank launched Immediate Payment
Service (IMPS)
Andhra Bank has launched Immediate Payment Service
(IMPS) at all its branches across the country to provide interbank electronic fund transfer service. The customer-friendly
service was launched by Andhra Bank in association with
the National Payments Corporation of India (NPCI). It also
supports real time instant fund transfer system for inter-bank
remittances. However the maximum caps of transaction of
remittances will 2 lakh rupees and the charges will be at the
rate of Rs.5 per transaction.
The Union Government has abolished export duty
on iron ore pellets
The Union Government has abolished export duty on iron
ore pellets in order to make the commodity more competitive
amid weakening prices due to subdued demand. This decision
will help improve capacity utilisation of pellet plants and
give a necessary boost to the sector. Earlier in 2014, Union
Government had levied a 5 per cent export duty on iron ore
pellets. Iron ore pellets are value-added products of leftover
material or low-grade iron ore and are mainly used in steelmaking industry.
Union Cabine approved creation of CGF for
MUDRA loans.
The Union Cabinet has approved creation of a Credit
Guarantee Fund (CGF) for Micro Units Development
Refinance Agency (MUDRA) loans. The CGF is expected to
guarantee more than 1,00,000 crore rupees worth of loans to
micro and small units in the first instance.
Features of scheme
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Credit Guarantee Fund for MUDRA Units (CGFMU)
will guarantee loans sanctioned under Pradhan
Mantri Mudra Yojana (PMMY) to reduce the credit
risk to Banks and other financial intermediaries who
are Member Lending Institutions (MLIs).
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National Credit Guarantee Trustee Company
NCGTC Ltd will manage and operate various
credit guarantee funds and shall be the Trustee
of the
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MAGAZINE FOR THE MONTH OF MARCH - 2016
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NCFTC will be a wholly-owned company of Union
Government and shall be constituted under the
Companies Act, 1956 (2013).
Under this scheme the guarantee would be
provided on portfolio basis to a maximum extent
of 50 per cent of Amount in Default in the
MUDRA (SIDBI) Bank
Cabinet also gave its nod for converting MUDRA
Ltd. into MUDRA Small Industries Development
Bank of India (SIDBI) Bank, a wholly owned
subsidiary of SIDBI. The MUDRA (SIDBI) Bank
will undertake refinance operations and provide
support services with focus on portal management
and also data analysis etc.
NEWS IN BRIEF
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18
Apple Inc. forecasted its first revenue drop in 13
years. This forecast came as it also reported the
slowest-ever increase in iPhone shipments as the
critical Chinese market showed signs of weakening.
SBI Chairperson Arundhati Bhattacharya has been
appointed as Chairperson of the Board of Governor
of IIM (Sambalpur) Odisha on a 5 year term.
Kelkar Panel has suggested the govt. on reviving
the PPP model for easy infrastructure funding.
Indian Rupee turned out to be one of the best
performers in 2015 among all Asian and BRICS
currencies excluding Yen of Japan.
Central govt. has set up the Rs. 40000 cr. National
Investment and Infrastructure Fund (NIIF) to
improve the infrastructure sector in India.
The Reserve Bank of India (RBI) on 21 January 2016
directed banks that a pensioner’s account should
not exceed more than 14 credit transactions in a
calendar year for retirement and arrear payments.
The Global Economic Prospect report published
recently by the World Bank (WB) has projected a
robust 7.8 per cent growth for the Indian economy
in the year 2016.
Govt. is thinking to increase the exemption limit of
service tax from Rs. 10 lakh to Rs. 25 lakh.
Reliance group of Anil Ambani will set up a naval
ship building facility near Visakhapatnam at a cost
of Rs. 5000 cr.
The Asian Development Bank will extend a $625
million loan to the proposed $840 million
Visakhapatnam-Chennai Industrial Corridor,
according to Teresa Kho, Country Director – India,
ADB. She said the industrial corridor, meant to boost
manufacturing activity and help economic growth
of the hinterland, will have four nodes:
Visakhapatnam, Kakinada, Gannavaram-Kankipadu,
and Yerpedu-Srikalahasti.
Leading Institute for Banking, Railway & SSC
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The banking and business transactions were
affected on 8 January 2016 as bank employees of
several PSU banks went on a 1-day strike on the
call given by the All India Bank Employees’
Association (AIBEA). The 1-day strike was held to
protest against violation of employees service
agreements by the five associate banks of the State
Bank of India (SBI).
Asian Infrastructure Investment Bank (AIIB), the
new international finance institution that aims to
support the building of infrastructure in the AsiaPacific region, was formally launched by Chinese
President Xi Jinping in Beijing on 16 January 2016.
MERGER AND AQUISTION
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United States (US) based software services exporter
Cognizant Technology Solutions (CTS) has
acquired cloud-based computing firm KBACE
Technologies
State Bank of India (SBI) has agreed to buy four
premium flats in Mumbai’s posh Peddar Road area
from the loss-making Air India for Rs. 90 crore. SBI
is planning to allocate these four flats to its top
executives.
Mindtree acquired a Salesforce Platinum Consulting
Partner Magnet 360
Quikr announced acquisition of the property search
website Commonfloor.com for an undisclosed
amount in a majority stock-swap transaction.
Nokia Corporation announced that it completed the
regulatory formalities for acquiring the French
telecom equipment company Alca-Lucent.
Leading automobile manufacturer Volvo Group
announced the merger of its bus manufacturing arm
Volvo Buses India and joint company Volvo India
Pvt Ltd (VIPL).
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MAGAZINE FOR THE MONTH OF MARCH - 2016
AWARD & HONOUR
Nitish Kumar selected for K Veeramani Social
Justice Award
Bihar Chief Minister Nitish Kumar has been chosen for the
prestigious K Veeramani Social Justice Award. He has been
chosen for this award for his immense contribution for the
cause of social justice especially for upliftment of weaker
and marginalised sections of the society. The annual award
has been instituted by US-based Periyar International, an
organisation of non-resident followers of Dalit icon Periyar
EV Ramasami. The award has been named after K Veeramani,
the President of Dravidar Kazhagam Party who had opposed
to the caste system and had dedicated his life to the welfare
of socially disadvantaged.
3 PIOs awarded Australia’s highest civilian award
Three persons of Indian-origin (PIO) have been awarded 2016
Medal of the Order of Australia, Australia’s highest civilian
honour. These three persons are Chennupati Jagadish( For
physics and engineering) , Jay Chandra (For medicine) and
Sajeev Koshy( For dentistry).
Gallantry awards 2016
President Pranab Mukherjee has conferred the country’s
highest peacetime gallantry award Ashok Chakra to Lance
Naik Mohan Nath Goswami posthumously. On the eve of
67th Republic Day celebrations President has approved 365
Gallantry awards and other Defence decorations to Armed
Forces personnel and others. It includes one Ashoka Chakra,
4 Kirti Chakras and 11 Shaurya Chakras.
Ashok Chakra: Lance Naik Mohan Nath Goswami
(Posthumous). He belonged to 9 PARA (Special Force) and
laid down his life while fighting LeT militants in Kupwara
district of Jammu and Kashmir.
Kirti Chakra: Subedar Mahendra Singh of 9 PARA (Special
Force). Sepoy Jagdish Chand (Posthumous) of 546 DSC
Platoon.
Padma Awards
Union Government announced the name of the 112 awardees
of the Padma Awards on 25 January 2016 on the eve of the
67thRepublic Day celebrations. 10 persons have been
conferred with the Padma Vibhushan, 19 with the Padma
Bhushan and 83 with the Padma Sri. 10 personalities who
were chosen for the Padma Vibhushan are – Shri Shri Ravi
Shankar (spiritual leader),Jagmohan (former bureaucrat and
politician), Dr. V. Shanta (famous oncologist), Avinash
Dixit (economist and author), Ramoji Rao(media
entrepreneur), Rajinikant (actor), Dhirubhai Ambani
(Industrialist, posthumous), V.K. Aatre (former DRDO
chief), Girija Devi (classical vocalist) and Yamini
Krishnamurthy (Bharatnatyam and Kuchipudi exponent).
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Leading Institute for Banking, Railway & SSC
Chopra Memorial Award
Veteran Bollywood actress and Rajya Sabha MP Rekha has
been conferred with the third edition of Yash Chopra
Memorial Award. The award was bestowed upon her by
Maharashtra Governor C Vidyasagar Rao in recognition of
her talent and contribution to the film industry.
Sangita Kalanidhi award
Foremost south Indian classical vocalists Sanjay
Subrahmanyam has conferred with prestigious 2015 Sangita
Kalanidhi award. The prestigious award was bestowed upon
him by renowned mathematician Manjul Bhargava at 89th
annual conference of the Madras Music Academy in Chennai,
Tamil Nadu.
2015 eASIA Award
The Drug Authentication and Verification Application
(DAVA) project of The Department of Commerce has won
the 2015 eASIA Award under Trade Facilitation category.
The award was announced by Asia Pacific Council for Trade
Facilitation (APCTF) and Tehran based (Iran) Electronic
Business.
51st Jnanpith award
Eminent Gujarati litterateur Raghuveer Chaudhary has been
selected for the 51st Jnanpith award. Mr. Chaudhary is the
fourth Gujarati litterateur to bag this prestigious award after
Uma Shankar Joshi (1967), Pannalal Patel (1985) and Rajendra
Shah (2001).
Krishi Karman award
Madhya Pradesh has been conferred the Union
Government’s prestigious Krishi Karman Award in maximum
food grains production category for year 2014-15 for the 4th
consecutive year
Other winners
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Chhattisgarh: Chosen for achieving growth in
production of pulses.
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West Bengal: Chosen for good agriculture
production.
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Odisha: Chosen for being the best performing state
in overall foodgrains production among categoryII states.
About Krishi Karman awards
Krishi Karman awards are given to Best performer States
for raising country’s food grain production. These
awards were instituted in 2010-11 for recognising the
meritorious efforts of the states in foodgrains
production. It comprises of three awards for total food
grain production and four awards for production of
crops that constitute the food grain viz. rice, wheat,
coarse cereals and pulses.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
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Anuradha Roy won 2016 DSC Prize for South
Asian Literature
Indian writer Anuradha Roy has won the on the prestigious
$50,000 DSC Prize for South Asian Literature for her novel
‘Sleeping on Jupiter’. She was awarded with prize and a
unique trophy by Sri Lankan Prime Minister Ranil
Wickremesinghe in Colombo. Her novel Sleeping on Jupiter
deals with the subject of violence against women with story
revolving around girl named Nomi and is set in Jarmuli, a city
of temples.
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73rd Annual Golden Globe Award
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The winners of various awards are as follows:
 Best Motion Picture Drama: The Revenant.
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Best Motion Picture Musical/Comedy: The Martian.
 Best Director in Motion Picture-Drama: Alejandro
Inarritu for The Revenant.
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Best Actor in Motion Picture-Drama: Leonardo
DiCaprio for The Revenant.
 Best Actress in Motion Picture-Drama: Brie Larson
for Room.
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Best Actor in Motion Picture or Musical or Comedy:
Matt Damon for The Martian.
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Best Actress in Motion Picture Musical or Comedy:
Jennifer Lawrence for Joy.
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Best Actor in a Supporting role in Motion Picture:
Sylvester Stallone for Creed
 Best Actress in a Supporting role in Motion Picture:
Kate Winslet for Steve Jobs.
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Best Original Score Motion Picture:
Ennio
Morricone for The Hateful Eight.
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Best Foreign Language Film: Son of Saul (Hungary).
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Delhi-based Journalist-writer Ankita Anand has
won the prestigious Lorenzo Natali Media Prize for
2015 under Asia and the Pacific–Amateur category.
The Employees’ Provident Fund Organisation
(EPFO) has won the National Award on eGovernance 2015-16 for launching the Universal
Account Number (UAN).
Veteran poet Balkrishna Garg was honoured with
the second edition of Harikrishna Devsare
Baalsahitya Award 2015 for his collection of poems
for children titled ‘Baal Geet’.
Reserve Bank of India (RBI) Governor Raghuram
Rajan has been conferred with the Central Banker
of the Year Award (Global and Asia Pacific) for year
2016.
Former Cricketer Syed Kirmani was honoured with
the Col CK Nayudu Lifetime Achievement Award in
Mumbai (Maharashtra) for his contribution to Indian
cricket.
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61st Britannia Filmfare Awards
The grand Annual 61st Britannia Filmfare Awards event was
organized in Mumbai, Maharashtra. Bajirao Mastani with 8
awards was the film wining highest number of awards.
Awards in various categories are
Best Actor: Ranveer Singh (Bajirao Mastani).
Best Actress: Deepika Padukone (Piku).
Best Film: Bajirao Mastani.
Best Director: Sanjay Leela Bhansali (Bajirao Mastani).
Lifetime Achievement: Moushumi Chatterjee.
NEWS IN BRIEF
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Tata Steel has been declared as the winner of Prime
Minister’s Trophy for being the ‘Best Performing
Integrated Steel Plant’ in the country for the
performance year 2013 – 2014.
Veteran poet Balkrishna Garg was honoured with
the second edition of Harikrishna Devsare
Baalsahitya Award 2015 for his collection of poems
for children titled ‘Baal Geet’. Leading Institute for Banking, Railway & SSC
Vanik’s Knowledge Garden
NASSCOM
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The National Association of Software and Services
Companies (NASSCOM).
The Indian Chamber of Commerce is a consortium
that serves as an interface to the Indian Software
industry and Indian BPO industry.
NASSCOM President R. Chandra Sekhar.
It was established in 1988. NASSCOM is a NonProfit Organization.
Headquarters : New Delhi, India with Regional
Offices in the cities of Mumbai, Chennai,
Hyderabad, Bangalore, Pune and Kolkata
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MAGAZINE FOR THE MONTH OF MARCH - 2016
BOOK & AUTHOR
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‘Kargil: Turning the Tide‘ is the name of the new
book launched that narrates first-hand narrative of
the operations of 8 Mountain Division, which was
tasked to evict the infiltrators from the DrassMushkoh Sector during Operation Vijay of 1999.
Lieutenant General Mohinder Puri is the author of
this gripping book.
Prime Minister Narendra Modi on 10 January 2016
released a book titled “MARU BHARAT SARU
BHARAT “(My India Noble India) written by Jain
Acharya Ratnasundersuriswarji Maharaj.
The British writer, Kate Atkinson has won the 2015
Costa novel award for her novel “A God in Ruins”,
the companion her previous novel to ‘Life After
Life’. With this, she became the first British author
to receive a Costa prize three times. The Costa Book
Awards are a set of annual literary awards
recognising English-language books by writers
based in Britain and Ireland.
The second volume of memoirs of President Pranab
Mukherjee titled The Turbulent Years – 19801996 was released by Vice President Hamid Ansari
in function held at Rashtrapati Bhavan in New Delhi.
The Prime Minister Narendra Modi released a book
titled The Z Factor: My Journey as the Wrong Man
at the Right Time in New Delhi. The book is the
autobiography of the promoter of Essel/ Zee Group
Subhash Chandra.
The Minister of State (MoS) for Railways Manoj
Sinha released a book titled Objective Railway
Engineering-Track, Works & Others in New Delhi.
It was authored by a well known Civil Engineer MM
Agarwal.
The book titled Jawaharlal Nehru and The Indian
Polity in Perspective was released by the Vice
President of India Hamid Ansari at
Thiruvananthapuram in Kerala. The book was
edited by Prof Alexander and with contributions
from eminent persons like Justice K T Thomas, Dr
Rajan Kurukkal, Dr B Vivekanandan, M G
Radhakrishnan and others.
The book Go Set a Watchman written by Harper
Lee was in news in the first week of January 2016 as
it topped the 2015 US bestseller list.
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21
Leading Institute for Banking, Railway & SSC
Vanik’s Knowledge Garden
State Bank of India (SBI)
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Imperial Bank of India acted as central bank of our
country from 1921 to 1935.
Imperial Bank of India was nationalized and
renamed as “State Bank of India” in 1955. First
Chairman, A. D. Gorwala.
SBI has 7 Subsidiaries (SBI Ground). They are :
State Bank of Hyderabad, Mysore, Indore, Patiala,
Saurashtra, Travancore, Bikaner & Jaipur. All these
were formed in 1959.
The total number of associate banks of SBI currently
working in the country is – Five
SBI is the largest commercial bank of India
SBI launched a New Scheme “Parvartan” to attract
more customers by rendering better services.
SBI has introduced the Tiny-Card with biometric
identification to achieve Financial Inclusion. TinyCard provides easy banking services for under
privileged communities.
SBI Head Quarters :Mumbai
State Bank of India launched “Mobi Cash Eash” a
mobile wallet service that allows users to transfer
funds and make bill payment easily using Mobile
Phone.
On 7th October 2013, Arundhati Bhattacharya is
appointed as the first lady chairperson for SBI.
SBI & Associated Banks
1 State Bank of India Mumbai 1806
2 State Bank of Hyderabad Hyderabad 1941
3 State Bank of Mysore Bangalore 1913
4 State Bank of Travancore Trivendram 1945
5 State Bank of Patiala Patiyala 1917
6 State Bank of Jaipur & Bikaner Jaipur 1963
Note :
 In 2008 the State Bank of Sourashtra merged with
SBI.
 In 2010 the above State Bank of Indore also merged
with SBI.
Slogans of SBI :
 With you all the way
 Pure Banking nothing else
 The banker to every Indian
 The Nation Banks on us
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MAGAZINE FOR THE MONTH OF MARCH - 2016
PERSON IN NEWS
Naik Mohan Nath Goswami: Lance Naik Mohan Nath
Goswami of 9 Para (Special Forces)/6th Battalion of the
Rashtriya Rifles was conferred with the Ashoka Chakra
(posthumously) for his act of bravery against terrorists
during September 2015 in Jammu and Kashmir.
Wang Jianlin: Wang Jianlin is the name of the famous
Chinese investor and real-estate tycoon who announced his
plans to invest $10 billion in an industrial park in Haryana.
Atulesh Jindal: Atulesh Jindal was appointed as the new
Chairman of the Central Board of Direct Taxes (CBDT) on 22
January 2016.
Harpal Singh Kumar: An Indian-origin cancer research expert
Harpal Singh Kumar was honoured with a Knighthood from
Queen Elizabeth II for his influential work on prevention and
treatment of cancer.
Adnan Sami: Renowned Pakistani singer Adnan Sami was
granted Indian citizenship with effect from 1 January 2016
following his request to the Centre to legalise his status in
the country on humanitarian grounds. He thus became an
Indian citizen from this date.
Giorgi Kvirikashvili: Giorgi Kvirikashvili has been elected
as the 12th Prime Minister of Georgia by the Parliament of
the country.
Amitabh Kant: Senior IAS officer Amitabh Kant has been
given additional charge as Chief Executive Officer (CEO) of
National Institution for Transforming India (NITI) Aayog.
Arunima Sinha: India’s star amputee mountaineer Arunima
Sinha has successfully scaled Mount Aconcagua in
Argentina as part of her Mission 7 Summits.’
Amitabh Bachchan and Priyanka Chopra: Actors Amitabh
Bachchan and Priyanka Chopra were chosen as the new
brand ambassadors of the ‘Incredible India’ campaign to
market the country to tourists abroad. They will replace actor
Aamir Khan, who was the face of the campaign for around a
decade.
Dinesh Sharma: India’s Dinesh Sharma has been elected to
the board of directors of the China-sponsored Asian
Infrastructure Investment Bank (AIIB).
Basant Kumar Panda: Senior BJP leader Basant Kumar Panda
was elected unopposed as the party’s Odisha unit chief.
Binny Bansal: Homegrown e-commerce giant Flipkart has
promoted co-founder Binny Bansal to the post of Chief
Executive Officer (CEO) from current post Chief Operating
Officer (COO) of the company.
Paul Kaba Thieba Economist Paul Kaba Thieba was named
as the Prime Minister of Burkina Faso by the President Roch
Marc Christian Kabore.
Raghuram Rajan: Raghuram Rajan, Governor of RBI was
named ‘Global and Asia-Pacific Central Bank Governor of
the Year 2015’ by the ‘Banker’ magazine. The ‘Banker’ is a
prestigious monthly magazine of the ‘Financial Times Group’. DK Sikri: DK Sikri was appointed as the as the new
Chairman, Competition Commission of India (CCI) by the
Union Govt.
Nirmal Singh Bhangoo: Nirmal Singh Bhangoo the founder
of the scam ridden non-banking finance company PACL
Limited who was arrested by sleuths of the CBI on 8 January
2016 for cheating investors for over Rs. 45,000 crore. By
tying up with FINO PayTech, ICICI Bank has joined some of
the leading lenders of the country which have partnered
with payments banks that have received licence from the
banking regulator RBI. Previously State Bank of India and
Kotak Mahindra Bank have picked up stake in the payments
banks that will be floated by Reliance Industries and the
Bharti Group, respectively.
Sailesh: Senior IAS officer Sailesh has been appointed as
Registrar General and Census Commissioner (RGCC) of India.
Vikas Thapar: Homegrown smartphone maker Micromax has
appointed Vikas Thapar as its Vice-President for Finance.
Atulesh Jindal Senior Indian Revenue Service (IRS) Officer
Atulesh Jindal has been appointed chairman of Central Board
of Direct Taxes (CBDT).
Abid Ali Z. Neemuchwala: Abid Ali Z. Neemuchwala was
appointed as the new Chief Executive Officer (CEO) of Wipro
Limited, which is India’s third largest IT export firm.
Guenter Butschek: was appointed as the new Chief Executive
Officer & Managing Director of Tata Motors on 18 January
2016.
Sam Pitroda: Renowned telecom engineer and inventor Sam
Pitroda has been appointed as Technology Advisor to the
Odisha Government.
Tsai Ing-wen: Pro-Independence Opposition candidate of
Democratic Progressive Party (DPP) Tsai Ing-wen (59) has
been elected as first female and 14th President of Taiwan.
Filippo Grandi: Senior United Nations (UN) official Filippo
Grandi from Italy has taken the charge as new UN High
Commissioner for Refugees (UNHCR).
22
Leading Institute for Banking, Railway & SSC
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MAGAZINE FOR THE MONTH OF MARCH - 2016
OBITUTARY
Mrinalini Sarabhai Legendary danseuse and Padma
Bhushan recipient Mrinalini Sarabhai passed away in
Ahmedabad on 21 January 2016 at the age of 97. Mrinalini
Sarabhai was one of the most famous dance exponents in
India, having been trained in various art forms like
Bharatnatyam, Kathakali and Mohiniattam by some of the
most prominent dance gurus of her time.
David Bowie Music Legend David Bowie passed away on 10
January 2016 in New York, United States following a battle
with liver cancer. He was 69.
Maria Teresa de Filippis: The first female F1 (Formula One)
driver Maria Teresa de Filippis passed away on 8 January
2016 in Italy.
Nirmala Gajwani Former Deputy Speaker of Gujarat
Assembly and Social Activist Nirmala Gajwani passed away
in Rajkot, Gujarat.
Mangesh Padgaonkar: Eminent Marathi poet Mangesh
Padgaonkar passed away in Mumbai, Maharashtra on after
a brief illness.
Aroon Tikekar: Senior journalist and scholar Aroon Tikekar
passed away in Mumbai, Maharashtra.
Glenn Frey: Eagles guitarist Glenn Frey passed away in New
York City from complications arising from rheumatoid
arthritis, colitis and pneumonia.
Geethapriya: Renowned Kannada filmmaker and lyricist
Geethapriya passed away after a battle with throat cancer in
Bengaluru, Karnataka
Ventrapragada Rama Rao: Former Sikkim Governor and senior
Bharatiya Janata Party (BJP) leader Ventrapragada Rama Rao
passed away in Hyderabad, Telangana following an illness.
Alan Rickman: British actor Alan Rickman passed away in
London, England.
Mufti Mohammad Sayeed: Jammu & Kashmir Chief Minister
Mufti Mohammad Sayeed passed away due to multiple organ
failure at the AIIMS hospital in New Delhi. He was 79. Mr.
Sayeed, a two-time Chief Minister of J&K had started his
second tenure on March 1st, 2015 heading Peoples
Democratic Party-Bhartiya Janta Party (PDP-BJP) coalition
government.
Labhshankar Thakar: Noted Gujarati writer and poet
Labhshankar Thakar passed away after prolonged illness in
Ahmedabad.
Sarosh Homi Kapadia: Former Chief Justice of India (CJI)
Sarosh Homi Kapadia passed away in Mumbai, Maharashtra.
Shankar Ghosh: Shankar Ghosh, the eminent classical
instrumentalist, who passed away.He was a tabla maestro
and was associated with the Farrukhabad gharana of
Hindustani classical music.
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Ravindra Kalia: Noted Hindi writer and journalist Ravindra
Kalia passed away in New Delhi after suffering from liver
cirrhosis.
PLACE IN NEWS
Bara town, Allahabad: State-run Bharat Heavy Electricals
Limited (BHEL) has commissioned a 660 MW unit of Prayagraj
Super Thermal Power Project at Bara town in Allahabad
district of Uttar Pradesh. This is the first supercritical thermal
unit to be commissioned in the state to achieve capacity
addition on attaining full load. It is Greenfield thermal power
project is owned by Prayagraj Power Generation Company
Limited (PPGCL), a subsidiary company of Jaiprakash Power
Ventures Limited.
Mumbai Central Railway station: India’s first high speed
public Wi-Fi service was inaugurated by Rail Minister Suresh
Prabhu at Mumbai Central Railway station on 22 January
2016. This free internet initiative has been setup by RailTel
Corporation in association with Google.
Vithura in Thiruvananthapuram Union Government has
inaugurated the first phase of permanent campus of the Indian
Institute of Science Education & Research (IISER) at Vithura
in Thiruvananthapuram, Kerala. IISERs are a group of most
premier statutory science education and research institutes
23
Leading Institute for Banking, Railway & SSC
in India of national importance and are intended to be the
IITs of basic sciences.
NEWS IN BRIEF
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Prime Minister Narendra Modi laid the foundation
of Delhi-Meerut Expressway 14-lane Expressway
that seeks to decongest traffic in Delhi.
The Cabinet Committee on Economic Affairs (CCEA)
has approved development of the six laning of
National Highway-2 from Aurangabad-BarwaAdda
section in Bihar and Jharkhand.
The 2016 edition of the Constro exhibition will be
held in Pune from January 14-17 and will focus on
the Smart City concept. Organised by the Pune
Construction Engineering Research Foundation
(PCERF), this is the 14th edition of the bi-annual
event which is one of the biggest international fairs
on construction machinery, materials, methods and
projects.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
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The colourful Kullu folk dance (Nati), which saw
participation of 20,000 dancers during Kullu
Dussehra festival on October 26 last year, has
entered the Guinness book of world records. In the
Nati, 10,000 men and women attired in traditional
Kullu dress performed at Dhalpur Ground during
Kullu Dussehra festival on October 26 last year.
Gujarat Chief Minister Anandiben Patel inaugurated
the 28th edition of International Kite Festival at
Sabarmati River front in Ahmedabad, Gujarat. The
Kite festival of Gujarat marks Uttarayan, the day
when winter begins to turn into summer, according
to the Indian calendar.
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India’s first River Information System (RIS) was
launched by Union Government facilitate safe and
accurate inland waterway navigation. It has been
launched in phases and the first phase will cover
145-km stretch of National Waterways 1 (Phase IHaldia to Farakka) on the Ganges River.
Rajasthan Atomic Power Project power project
became the first in the country to become eligible
for the Power Ministry’s incentive programme under
which power transmission projects achieving early
completion will be incentivized.
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SPORTS
CRICKET
BCCI Annual Awards 2014-15
The BCCI Awards are a set of annual cricket awards given by
the Board of Control for Cricket in India (BCCI).
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C.K. Nayudu Lifetime Achievement Award: Syed
Mujtaba Hussain Kirmani.
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Polly Umrigar Award: Virat Kohli.
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Lala Amarnath Award for Best all-rounder in Ranji
Trophy: Jalaj Saxena (Madhya Pradesh).
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Amarnath Award for Best all-rounder in Domestic
Limited-Overs Competitions: Deepak Hooda
(Baroda).
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Madhavrao Scindia Award Highest Scorer in Ranji
Trophy: Robin Uthappa (Karnataka).
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Madhavrao Scindia Award Highest Wicket-Taker
in Ranji Trophy: R Vinaykumar (Karnataka).
Madhavrao Scindia Award Highest Wicket-Taker
in Ranji Trophy: Shardul Thakur (Mumbai).
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A. Chidambaram Trophy Best Under-23 Cricketer:
Almas Shaukat (Uttar Pradesh).
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A. Chidambaram Trophy Best Under-19 Cricketer:
Anmolpreet Singh (Punjab).
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A. Chidambaram Trophy Best Under-16 Cricketer:
Shubman Gill (Punjab).
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A. Chidambaram Trophy Best Woman Cricketer (Sr):
Mithali Raj (Indian Railways).
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A. Chidambaram Trophy Best Woman Cricketer (Jr):
Devika Vaidya (Maharashtra).
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Best Umpire In Domestic Cricket: O Nandan
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Best Overall Performance: Karnataka State Cricket
Association.
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TENNIS
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NEWS IN BRIEF
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Gujarat has won the 14th season of prestigious Vijay
Hazare Cricket Trophy for season 2015–16 for first
time in its history of championship.
India off-spinner Ravichandran Ashwin ended 2015
as the No. 1 Test bowler in the ICC rankings issued
on the back of his strong showing against South
Africa in the recent home series.
Leading Institute for Banking, Railway & SSC
15-year-old cricketer Pranav Dhanawade created a
world record by scoring 1009 runs (not out) in HT
Bhandari Cup, an under-16 inter-school tournament
held in Mumbai (Maharashtra). With this, he also
has broken a century-old cricketing record becoming
the first batsman to score 1000-plus runs in an
innings in any form of cricket.
English all-rounder Ben Stokes broke a host of
records while batting in the second Test against
hosts South Africa in Newlands on 3 January 2016.
He scored the fastest 250 in test cricket in a 399-run
world-record partnership for the sixth wicket with
Bairstow.
Test team Ranking: India was named as the new
top ranked Test team after England completed a 2-1
series victory over former leaders South Africa. This
was only the second time in Test cricket history
when India was named No.1 in world. Australia are
in the second spot while South Africa were relegated
to third spot.
T20 Asia cup for Blind India won the first T20 Asia
cup cricket for Blind. In the final clash played at
Jawaharlal Nehru stadium of Kochi, India defeated
Pakistan by 44 runs.
West Indian cricketing great Shivnarine
Chanderpaul officially retired from international
cricket on 22 January 2016, almost 22 years after his
international cricket debut.
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India’s Sania Mirza and her Swiss partner Martina
Hingis broke a 22-year-old world record by winning
their 29thwomen’s doubles match in a row. This feat
was achieved en route to their entry into the
women’s doubles final of the WTA Sydney
International, in Sydney. The World No. 1 pair of
Sania Mirza and Martina Hingis broke the 22-year
old record of Natasha Zvereva and Gigi Fernandez.
World No. 4 Stanislas Wawrinka from Switzerland
has won the 2016 Chennai Open title of tennis.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
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World No. 22 Viktor Troicki from Serbia has won the
2016 WTA Apia International title of Tennis in the
men’s single category
World No. 14 Milos Raonic from Canada has won
the 2016 WTA Brisbane International Tennis trophy
in the men’s single category.
Ace Indian tennis player Sania Mirza and her Swiss
partner Martina Hingis have won the 2016 WTA
Brisbane International Tennis trophy in the
women’s doubles category.
Former World No.1 tennis player Marat Safin of
Russia has been inducted in the International Tennis
Hall of Fame.
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OTHER SPORTS
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FOOTBALL
FIFA Ballon d’Or Award
Barcelona FC forward Lionel Messi from Argentina has won
the 2016 FIFA Ballon d’Or Award. He has earned this title of
world’s best football player for record fifth time.
Other 2015 winners
 FIFA Women’s World Player of the Year: Carli
Lloyd (United States)
 FIFA Puskás Award: Wendell Lira.
 World Coach of the Year (Men’s): Luis Enrique
(Barcelona FC).
 World Coach of the Year (Women’s): Jill Ellis
(United Staes).
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FIFA Fair Play Award: All football
organisations supporting refugees

India has won the 2015 South Asian Football
Federation (SAFF) championship for record seventh
time. In the final match played at Thiruvanantapuram
(Kerala), India defeated defending champion
Afghanistan by 2-1 goal score.
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Lallianzuala Chhangte, Mizoram footballer who
recently became the youngest ever goal-scorer for
India in an international match.
Premier league
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Revanta Mumbai Garuda won the inaugural edition
of the Pro Wrestling League (PWL).
The second edition of Premier Badminton League
(PBL) kicked-off from 2 January 2015. Six teams are
participating in this edition of PBL, which is the
biggest Badminton event in India.
Delhi Acers defeated Mumbai Rockets by 4-3 in the
finals of the second edition of Premier Badminton
League (PBL) played at Siri Fort Indoor Stadium in
New Delhi to win its maiden PBL title.
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World champion Magnus Carlsen of Norway won
the Qatar Masters Open chess tournament
Indian Formula Car driver and Sahara Force India
Academy racer, Jehan Daruvala has won the 2016
Lady Wigram Trophy in New Zealand.
India is hosting the 12th South Asian Games, 2016 in
Guwahati and Shillong from 5 February to 16
February 2016. Athletes from eight member
countries namely, Afghanistan, Bangladesh, Bhutan,
India, Maldives, Nepal, Pakistan and Sri Lanka will
participate in these Games.
The Philippines’ Miguel Tabuena was voted as the
Hilton Asian Tour Golfer of Month for December
2015.
Indian ace shooter Apurvi Chandela has set a new
world record in the women’s 10 metre air rifle event
at the 2015 Swedish Cup Grand Prix.
Ace Indian Shuttler Pusarla Venkata Sindhu (World
No.12) has won the 2016 Malaysia Masters Grand
Prix Gold Badminton title. In the final match played
at Penang she defeated Scotland’s Kirsty Gilmour Two-time World Championship bronze-medallist,
India’s P.V. Sindhu won the women’s singles title of
Malaysia Masters Grand Prix Gold tournament by
defeating Kristy Gilmour of Scotland in the finals
on 24 January 2016.
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SCIENCE & TECHNOLOGY
Reliance Jio launched 4G telecom service
Reliance Jio has launched 4G (4th Generation) telecom service
using LTE (Long Term Evolution) Technology. The service
was launched by company’s Chairman Mukesh Ambani on
the 83rd birth anniversary of Dhirubhai Ambani, founder of
the Reliance Industries Limited (RIL) in Navy Mumbai,
Maharashtra. This initial phase of 4G service was launched
for limited to 85000 employees and their families of the
company. However the commercial services to begin by April
2016 throughout country.
Northern India’s first permanent exhibition on
nuclear power inaugurated at the NSC
25
Leading Institute for Banking, Railway & SSC
‘Hall of Nuclear Power’ is the name of Northern India’s first
permanent exhibition on nuclear power that was inaugurated
on 16 January 2016 at the National Science Centre (NSC) in
New Delhi. With the setting up of “Hall of Nuclear Power” in
New Delhi, it will become possible to showcase all the great
achievements and milestones achieved by India’s nuclear
programme in the last 60 years in the national capital region.
BSNL launched high speed 4G at Chandigarh
Bharat Sanchar Nigam Limited (BSNL) has launched the high
speed 4G (Fourth Generation) telecom services at Chandigarh
in Punjab circle . BSNL 4G network will be able to provide
high speed data upto 100 Mbps. BSNL has 4G spectrum
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MAGAZINE FOR THE MONTH OF MARCH - 2016
across India except in states like Gujarat, Maharashtra,
Andhra Pradesh, Karnataka, Tamil Nadu and Kolkata.
Largest solar system Discovered
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Astronomers have discovered the largest known solar
system in the form of gas giant located one trillion kilometres
away. This solar system has large planet known as 2MASS
J2126-8140 that takes nearly a million years to orbit its star.
NEWS IN BRIEF
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IRNSS-1E was launched successfully by PSLV-C31
rocket from the Satish Dhawan Space Centre
(SDSC), Sriharikota (AP) in the morning of 20
January 2016.This satellite was the 5th satellite to be
launched under the Indian Regional Navigation
Satellite System (IRNSS) series that seeks to
establish a regional navigation satellite system on
the lines of the Global Positioning System (GPS) of
the United States.
US software giant Microsoft on finally decided to
kill off its older versions of Internet Explorer by
ending the support for Internet Explorer versions 8,
9, and 10. End of support means there will be no
more security updates, non-security updates, free
or paid assisted support options, or online technical
content updates.
The National Aeronautics and Space Administration
(NASA’s) revamped planet-hunting Kepler
spacecraft has discovered more than 100 planets
orbiting other stars. The Kepler spacecraft
discovered these alien planets during its secondchance K2 mission by using the transit method.
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HEALTH
Chinese scientists developed a new bio-artificial
liver
Chinese scientists have developed a new bio-artificial liver
that can help patients to survive from liver failure long enough
for an organ transplant.The bio-artificial liver is based on
human liver cells and has been designed to be attached
outside a patient’s body. This liver device is based on cells
taken from human fat, skin or other tissues and is
reprogrammed into liver cells.
Guinea in December 2015. Liberia was first declared free of
Ebola transmission in May 2015 but the virus had reappeared
twice since then.
NEWS IN BRIEF
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WHO declared end of Ebola outbreak in West
Africa
The World Health Organization (WHO) has declared the end
of Ebola virus outbreak in West Africa after all known chains
of transmission have been stopped. WHO’s announcement
came with declaration of end disease in Liberia after no
positive case was reported in last 42 days (two 21-day
incubation cycles of the virus). Liberia was worst hit in Western
Africa by this deadly outbreak which has killed around 4809
people. It also had completely shattered its economy, health
and education sectors. Earlier Sierra Leone was declared free
from Ebola transmission in November 2015 and followed by

Illumina, the world’s largest DNA sequencing
company, on 10 January 2015 announced the launch
of the startup named GRAIL to develop blood-based
cancer tests. The company was launched in
association with Microsoft co-founder Bill Gates,
Amazon CEO Jeff Bezo’s venture fund Bezos
Expeditions and Arch Venture Partners.
Scientists at the Central Institute for Research on
Buffaloes (CIRB) in Hisar, Haryana have
successfully produced a cloned buffalo offspring
named ‘Cirb Gaurav’. CIRB scientists have achieved
this feat under the project entitled- Cloning for
conservation and multiplication of superior buffalo
germplasm.
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ENVIRONMENT & ECOLOGY
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26
As per recently released World Economic Forum
(WEF) report, oceans will have more plastics than
fish by 2050 if the ongoing practice of dumping
plastics continues. This report has been prepared
as part of Project MainStream which is a joint
collaboration between the Ellen MacArthur
Foundation and WEF with support from McKinsey
& Company. Every year at least 8 million tonnes of
Leading Institute for Banking, Railway & SSC
plastics leak into the ocean, which is equivalent to
dumping the contents of one garbage truck into the
ocean every minute. It has been estimated by
researches that presently there are over 150 million
tonnes of plastics in the ocean. It is necessary to
take steps for effective after-use pathways for
plastics, and to reduce leakage of plastics into
natural systems, especially oceans.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
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Data from US space agency NASA and the National
Oceanic and Atmospheric Administration (NOAA)
showed that 2015 was the hottest year on record
globally. The data of NASA and NOAA showed
that in 2015, the average temperature across global
land and ocean surfaces was 1.62 degrees
Fahrenheit (0.90 Celsius) above the 20 th century
average, surpassing 2014’s previous record by 0.29
F (0.16 C).
Scientists have discovered a new bird species named
Himalayan Forest Thrush in northeastern India and
adjacent parts of China. It has been given scientific
name Zoothera salimalii after ornithologist and
naturalist Salim Ali who has made significant
contributions to ornithology in India.
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The India Meteorological Department (IMD) has
changed the languages and also re-defined terms
that are not scientifically precise in weather
forecasting. In this regard, IMD has issued official
notification to do away with outdated language to
avoid communication gap with the civil
administration so they can be more realistic in case
of upcoming weather events.
A 6.7 magnitude earthquake hit India’s remote
northeast region in the early hours of 4 January
2016 resulting in death of at least 8 people and
injuring over 100 others. Manipur state had the
epicenter of this earthquake.
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DEFENCE
Indian Army Day observed on 15 January
Indian Army Day is being observed every year on 15 January
in India. This year it will be the 68th Indian Army Day.
Significance of Day: On this day in 1949, Lt. General (later
Field Marshal) Kodandera Madappa Cariappa became the
first Indian Commander-in-Chief of the Indian Army (of the
independent India) by succeeding British Army General Roy
Butcher (last British Commander-in-Chief of India).
NEWS IN BRIEF
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Anti-tank missile Nag was successfully test fired
The indigenously-built third generation anti-tank missile Nag
was successfully test fired at Mahajan Field Firing Range in
Rajasthan. It is fire-and-forget anti-tank missile. HeliNa is a
helicopter-launched version of Nag missile. Operational
range: 500m to 4km (Land version), 7-10km (Air-launched).
India and Israel jointly developed Long Range
Surface to Air Missile
India and Israel jointly developed Long Range Surface to Air
Missile (LRSAM) Barak 8 was successfully test fired from
INS Kolkata. The firing trial of the LR SAM has been jointly
carried out by the Indian Navy, Defence Research and
Development Organisation (DRDO) and Israel Aerospace
Industries. This successful test marks a significant milestone
in enhancing Indian Navy’s Anti Air Warfare capability and
also India-Israel relations.
27
Leading Institute for Banking, Railway & SSC
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Naseem Al Bahr’ is the name of the bilateral maritime
exercise between the Indian Navy and the Royal
Navy of Oman that was started in 1993. The exercise
epitomizes the strong long term strategic
relationship between the two countries.
The 15th edition of bilateral exercise by the Indian
Coast Guard and its Japanese counterpart titled
‘Sahayog-Kaijin 2016’ has begun off the coast of
Chennai, Tamil Nadu in the Bay of Bengal.
As per Defence Ministry decision priority will be
given to indigenously designed, developed and
manufactured defence equipment to promote Make
in India.
India and France have started their eight-day
counter-terrorism and counter-insurgency bilateral
military exercise Shakti-2016 in Rajasthan.
Anti-submarine warfare (ASW) corvette INS
Kadmatt has been commission in the Indian Navy
by Chief of the Naval Staff Admiral R K Dhowan at
naval dockyard in Visakhapatnam.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
RECENT SUMMIT IN NEWS
4 th edition of India Africa Hydrocarbons
Conference (IAHC) began in New Delhi
The fourth edition of India Africa Hydrocarbons Conference
(IAHC) has begun on January 21, 2016 in New Delhi. The
two day conference aims at enhancing greater cooperation
between India and African continent in the field of
Hydrocarbons. It also seeks to explore opportunities, bridge
boundaries and boost bilateral trade between India and Africa.
22 African nations have participated of which 9 are
represented by their Ministers.
World Economic Forum (WEF)
The annual World Economic Forum (WEF) meeting has
started in Swiss resort of Davos, Switzerland with
participation of political leaders and business from around
the world. Leaders from about 40 countries and more than
2,500 business people are attending the meeting. WEF is an
international institution founded by Klaus Schwab that
works to improve the state of the world through publicprivate cooperation. It was established in 1971 and is
headquartered in Geneva, Switzerland. Motto: Committed to
improving the state of the world.
19th National Conference on e-Governance
begins in Nagpur
The nineteenth edition of National Conference on eGovernance has begun on 21 January 2016 in Nagpur,
Maharashtra. It was inaugurated by the Union Minister for
Road Transport & Highways Nitin Gadkari and the Minister
of State for Personnel, Public Grievances & Pensions Dr.
Jitendra Singh. This edition of conference has been organised
by Department of Administrative Reforms and Public
Grievances (DARPG) in in association with the Government
of Maharashtra. The two day conference aims at discussing
various aspects of e-Governance ranging from Technology
Enabled Services to Cyber Security framework.
Corporate tax avoidance agreement: 31 Organisation for
Economic Co-operation and Development (OECD) members
have signed corporate tax avoidance agreement in a bid to
stem fiscal (tax) evasion by multinational companies (MNCs).
The new agreement is about sharing information between
members rather than a new tax law. Under it, signatory
members have to share information on tax issues of MNCs.
It will primarily focus on country-by-country tax reporting of
MNCs between members.
Vanik’s Knowledge Garden
Name of the Bank /Head Office
1. Allahabad Bank
2. Bank of Baroda
3. Bank of Maharashtra
4. Bank of India
5. Central Bank of India
6. Canara Bank
7. Dena Bank
8. Indian Bank
9. Indian Overseas
10. Punjab National
11. Syndicate Bank
12. Union Bank of India
13. United Commercial Bank
14. United Bank of India
15. Andhra Bank
16. Corporation Bank
17. Oriental Bank of Commerce
18. Punjab and Sindh Bank
19. Vijaya Bank
20. IDBI Bank Ltd
21. ECGC (The Export Credit
Guarantee Corporation of
India Ltd)
Kolkata
Baroda
Pune
Mumbai
Mumbai
Bangalore
Mumbai
Chennai
Bank Chennai
Bank New
Delhi
Manipal
Mumbai
(UCO Bank)
Kolkata
Kolkata
Hyderabad
Mangalore
New Delhi
New Delhi
Bangalore
Mumbai
Mumbai
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28
Leading Institute for Banking, Railway & SSC
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MAGAZINE FOR THE MONTH OF MARCH - 2016
COMMITTEE & ITS FUNCTION
Union Government constituted committee to
examine the Gramin Dak Sevaks
The Union Government has constituted a committee to
examine the wage structure, service conditions of the Gramin
Dak Sevaks (GDS) in the Department of Posts (DoP). It is
one member committee comprising of Kamlesh Chandra,
Retired Member of Postal Services Board. The Committee
will be assisted by Senior Administrative Grade Officer T.Q.
Mohammad who will act as Secretary to the GDS Committee.
NEWS IN BRIEF
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Recommendations of RV Easwar Committee on
simplification of the provisions of IT Act, 1961
Justice R.V. Easwar committee was constituted by the Union
Govt. on 27 October 2015 with the primary objective of
simplifying the provisions of the Income Tax Act, 1961. The
committee submitted the first batch of its recommendations
during January 2016.
Important Recommendations:

Doubling the turnover limit for the presumptive
income scheme for individual, Hindu Undivided
Family or a partnership firm to Rs. 2 crore annually
from the current Rs. 1 crore.
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Introducing the scheme for professionals whose
total receipts do not exceed ¹ 1 crore during the
financial year
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Tax relief for new businesses in the first year of
operations
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Rationalization of the structure of tax deducted at
source (TDS)
Union Government constituted committee to fast
track the Mumbai-Ahmedabad High-Speed Rail
Corridor
Union Government has constituted a committee to fast track
the Mumbai-Ahmedabad High-Speed Rail Corridor, meant
for connecting two cities with bullet trains. The committee is
tasked to interact with the Japanese counterpart for taking
further steps in implementation of Mumbai-Ahmedabad
High-Speed Rail Corridor. The committee will be headed by
Arvind Panagariya, vice-chairman of the NITI Aayog. It will
also include Railway Board chairman, foreign secretary and
secretary (industrial policy) and secretary in the department
of expenditure as its members.
Mumbai-Ahmedabad High-Speed Rail Corridor: It will be
500km long and will be connecting both trains at the cost of
the project will be 98,000 crore rupees. Japan will invest 78,
000 crore rupees making it largest foreign investment in
railway sector of India.
29
Leading Institute for Banking, Railway & SSC

The Lodha Panel submitted its report legalizing
batting in cricket and banning govt. servants and
members from holding post in the BCCI.
The Union Ministry of Information & Broadcasting
has constituted a committee headed by noted filmmaker Shyam Benegal to look into revamp the film
certification nuances by Censor Board of Film
Censors (CBFC). The committee is tasked to suggest
recommendations provide a holistic framework and
interpretation of provisions of Cinematograph Act,
1952 and Cinematograph (Certification) Rules, 1983.
Other Members of the Committee: Rakeysh
Omprakash Mehra, Bhawana Somaaya, Piyush
Pandey, Nina Lath Gupta and Joint Secretary (Films)
as Member Convenor.
Union Government has constituted a committee to
fast track the Mumbai-Ahmedabad High-Speed Rail
Corridor, meant for connecting two cities with bullet
trains. It will be 500km long and will be connecting
both trains at the cost of the project will be 98,000
crore rupees. Japan will invest 78, 000 crore rupees
making it largest foreign investment in railway sector
of India.
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VANIK’S KNOWLEDGE GARDEN
Important Nuclear Power Plant in India
Plant
Narora Atomic Power
Station
Rajasthan Atomic
Power Station
Tarapur Atomic Power
Station
Kakrapar Atomic
Power Station
Kudankulam Nuclear
Power Plant
Madras Atomic Power
Station
Kaiga Nuclear Power
Plant
Madras Atomic Power
Station
Location
State
Capacity
Narora
Uttar Pradesh
440 MW
Rawatbhata Rajasthan
1180 MW
Tarapur
Maharashtra
1400 MW
Kakrapar
Gujarat
440 MW
Kudankulam Tamilnadu
- MW
Kalpakkam
Tamilnadu
- MW
Kaiga
Karnataka
660 MW
Kalpakkam
Tamil Nadu
440 MW
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MAGAZINE FOR THE MONTH OF MARCH - 2016
INTERNATIONAL & NATIONAL INSTITUTION
1. World Trade Organization (WTO) –
Headquarters – Geneva, Switzerland
Head – Roberto Azevedo
Founded on – 1 January, 1995
13. United Nations Populations Fund (UNFPA) –
Headquarters – New York, US
Head – Dr. Babatunde Osotimehin
Founded on – 1969
2. World Health Organization (WHO) –
Headquarters – Geneva, Switzerland
Head – Dr Margaret Chan
Founded on – 7 April, 1948
14. Asian Development Bank –
Headquarters – Manila, Philippines
Head – Takehiko Nakao
Founded on – 22 August, 1966
3. World Economic Forum (WEF) –
Headquarters – Geneva, Switzerland
Head – Klaus Schwab
Founded on – 1971
15. Asian Infrastructure Investment Bank (AIIB) –
Headquarters – Beijing, China
Head – Jin Liqun
Founded on – 4 October, 2014
4.
16. New Development Bank (BRICS Development Bank) –
Headquarters – Shanghai, China
Head – K. V. Kamath
Founded on – July, 2015
World Intellectual Property Organisation(WIPO Also
called OMPI) –
Headquarters – Geneva, Switzerland
Head – Francis Gurry
Founded on – July 14, 1967
5. International Labour Organisation (ILO/OIT) – Headquarters – Geneva, Switzerland
Head – Guy Ryder
Founded on – 1919
6. United Nations Conference on Trade & Development
(UNCTAD) –
Headquarters – Geneva, Switzerland
Head – Mukhisa Kituyi
Founded on – 1964
7. World Meteorological Organisation (WMO) –
Headquarters – Geneva, Switzerland
Head – Michel Jarraud
Founded on – 1950
8. International Committee of the Red Cross (ICRC) –
Headquarters – Geneva, Switzerland
Head – Jakob Kellenberger
Founded on – 1863
9. International Monetary Fund (IMF) –
Headquarters – Washington DC, US
Head – Christine Lagarde
Founded on – 27 December, 1945
10. The World Bank –
Headquarters – Washington DC, US
Founded on – July, 1944
11. United Nations Organization (UN) –
Headquarters – New York, US
Head – Ban Ki-moon
Founded on – 1945
12. United Nations Children’s Fund (UNICEF) –
Headquarters – New York, US
Head – Anthony Lake
Founded on – December, 1946
30
Leading Institute for Banking, Railway & SSC
17. United Nations Education Scientific & Cultural
Organisation (UNESCO) –
Headquarters – Paris, France
Head – Irina Bokova
Founded on – 16 November, 1945
18. Organisation for Economic Cooperation & Development
(OECD) –
Headquarters – Paris, France
Head – Jose Angel Gurria
Founded on – 30 September, 1961 19. North Atlantic Treaty Organisation (NATO) –
Headquarters – Brussels, Belgium
Head – Philip M. Breedlove
Founded on – 4 April, 1949
20. Asia Pacific Economic Cooperation (APEC) –
Headquarters – Singapore
Head – Dr. Alan Bollard
Founded on – 1989
21. Association of South East Nations (ASEAN) –
Headquarters – Jakarta, Indonesia
Secretary-General – Le Luong Minh, Vietnam
Founded on – 8 August, 1967 22. South Asian Association for Regional Cooperation
(SAARC) –
Headquarters – Kathmandu, Nepal
Head-Ahmed Saleem
Founded on – 8 December, 1985
23. International Maritime Organisation (IMO) –
Headquarters – London, UK
Head – Koji Sekimizu
Founded on – 1959
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MAGAZINE FOR THE MONTH OF MARCH - 2016
24. Amnesty International – Headquarters – London, UK
Head – Salil Shetty
Founded on – July, 1961
25. Commonwealth of Nations – Headquarters – London, UK
Head – Queen Elizabeth II
Founded on – 28 April, 1949 26. International Atomic Energy Agency (IAEA) –
Headquarters – Vienna, Austria
Head – Yukiya Amano
Founded on – July 29, 1957
27. United Nations Industrial Development
Organisation (UNIDO) –
Headquarters – Vienna, Austria
Head – Li Yong
Founded on – 1966
28. Organisation of Petroleum Exporting Countries
(OPEC) –
Headquarters – Vienna, Austria
Head – Diezani Alison-Madueke
Founded on – 1961-62
Founded on – 23 June, 1894
30. International Cricket Council (ICC) –
Headquarters – Dubai, UAE
Head – N. Srinivasan (Chairman)
Founded on – 15 June, 1909
31. The Fédération Internationale de Football Association
(FIFA) –
Headquarters – Zurich, Switzerland
Head – Joseph S. Blatter
Founded on – 21 May, 1904
32. World Wide Fund for Nature (WWF) –
Headquarters – Avenue du Mont-Blanc, Gland, Vaud,
Switzerland
Founded on – 29 April, 1961
33. Food & Agricultural Organisation (FAO) –
Headquarters – Rome, Italy
Head – Jose Graziano da Silva
Founded on -16 October, 1945
34. International Court of Justice (ICJ) –
Headquarters – The Hague, The Netherland
Head – Abdulqawi Yusuf
Founded on -1945
29. International Olympic Committee (IOC) –
Headquarters – Lausanne, Switzerland Head – Thomas Bach
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DATE & OBSERVATION
Jan 1Army Medical Corps Establishment Day
Jan 8African National Congress Foundation Day
Jan 10World Laughter Day
Jan 9Pravasi Bharatiya Divas
Jan 11Death anniversary of Lal Bahadur Shastri
Jan 12National youth Day (Birth Day of Swami Vivekanand)
Jan 15 Army Day
Jan 23Netaji Subhash Chandra Bose’s birth anniversary
Vanik’s Knowledge Garden
NABARD (National Bank for Agricultural and Rural
Development)
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Jan 25International Customs Duty Day, India Tourism Day,
Indian Voter Day
Jan 26Republic Day
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Jan 28 Birth anniversary of Lala Lajpat Rai

Jan 30(Martyr’s day) Mahatma Gandhi’s Martyrdom
Day;World Leprosy Eradication Day

NABARD was established on the recommendations
of Shivaraman Committee.
NABARD was established by an act of Parliament
on 12th July 1982 to implement the National Bank
for Agriculture and Rural Development Act 1981.
NABARD replaced the (ACD) and Rural Planning
and Credit Cell (RPCC) of Reserve Bank of India,
and Agricultural Refinance and Development
Corporation (ARDC).
Head Quarters of NABARD is situated in Mumbai.
The present Chairman of NABARD is Dr. Harish
Kumar Bhanwala.
NABARD is the “Micro-Finance Regulatory
Authority”.
Water Shed Development Fund was instituted with
NABARD.
Jan 31World Leprosy Eradication Day
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31
Leading Institute for Banking, Railway & SSC
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MAGAZINE FOR THE MONTH OF MARCH - 2016
STATE NEWS
Governor’s rule imposed in Jammu and Kashmir
Rajasthan signed MOU to joined UDAY
Governor’s rule has been imposed in the state of Jammu and
Kashmir (J&K) for sixth time as the process of formation new
government following the death of Chief Minister Mufti
Mohammad Sayeed is taking some time. In case of failure of
constitutional machinery in any other state of India, the
President’s Rule is imposed under Article 356 of the
Constitution. But in case of J&K, as per Section 92 of state
Constitution, the Governor’s Rule can be imposed for a period
of six months in the state. Governor’s Rule can be imposed
only after the consent of the President of India in case of
failure of constitutional machinery. During the Governors
rule, State Assembly is either suspended or dissolved and
the state completely comes under direct Central rule. If the
Constitutional machinery in the state is not restored before
the expiry of this six month period, the provisions of Article
356 of the Constitution of India are extended to J&K and the
President’s rule is imposed in the State.
Rajasthan Government along with its power distribution
companies (DISCOMS) has signed a MoU to join UDAY
(Ujwal Discom Assurance Yojana) Scheme. State DISCOMS
part of this MoU are Jaipur Vidyut Vitran Nigam Limited
(JVNL), Jodhpur Vidyut Vitran Nigam Limited (JVVNL) and
Ajmer Vidyut Vitran Nigam Limited (AVNL). With this,
Rajasthan became third state to sign the MoU under UDAY
scheme after Jharkhand and Chhattisgarh.
Jharkhand became the first to sign a MoU with
the UDAY
Jharkhand became the first to sign a memorandum of
understanding (MoU) with the Centre for the Ujwal Discom
Assurance Yojana (UDAY) reforms for state-owned power
distribution companies. UDAY is the financial turnaround
and revival package for electricity distribution companies of
India initiated by the Union Govt. with the intent to find a
permanent solution to the financial mess that the power
distribution is in. The Cabinet had in November 2015
approved UDAY to ease the financial crunch faced by power
distribution companies (discoms). The scheme was launched
to tackle the Rs 4.3 lakh crore debt on discoms besides
measures to cut power thefts and align consumer tariff with
cost of generating electricity. Four major states, Uttar Pradesh,
Bihar, Maharashtra and Odisha, have already given their inprinciple approval to join UDAY.
Haryana Government fixed minimum education
qualification for election
Haryana Government has decided to fix a minimum
educational qualification for aspirant of contesting urban
local bodies (ULB) elections in the state on the lines of
panchayat polls. Minimum educational qualification for male
candidates would be matriculation while for females it would
be middle pass. Male belonging to scheduled caste should
be middle pass and in case of women belonging to scheduled
caste must be primary pass. Candidates should have
functional toilet at home and they should not be defaulter of
cooperative bank loans and electricity department.
32
Leading Institute for Banking, Railway & SSC
ONGC received Clearance for a project in AP
ONGC received Clearance State owned Oil and Natural Gas
Corporation Limited (ONGC) has received environmental
clearance for a project in the Krishna-Godavari (KG) basin in
Andhra Pradesh. Under this clearance, ONGC project has
been allowed to drill 45 development wells and other related
infrastructure will cost over 53,000 crore rupees at offshore
KG-DWN-98/2 block.
Andhra Pradesh launched Giriputrika Kalyana
Pathakam Scheme to support the tribal women
Andhra Pradesh Government has launched Giriputrika
Kalyana Pathakam Scheme to support the tribal women in
their quest for livelihood. It was launched by Minister for
Social Welfare Ravela Kishore Babu. The scheme seeks to
reduce rampant infant mortality and child marriages among
tribal people.
Sikkim became India’s first fully organic state
Sikkim has formally become India’s first fully organic state
after it successfully implemented organic farming practices
on around 75,000 hectares of agricultural land.
What is organic farming?
The organic farming is free of chemical inputs such as
pesticides and fertilizers. It tries to strike a harmonious balance
with a complex series of ecosystems by rejuvenating it. This
form of agriculture completely relies on traditional techniques
such as green manure, green compost, biological pest control
and crop rotation.
Supreme Court stayed lifting ban Jallikattu festival
The Supreme Court has stayed the Union Government’s
notification lifting ban on traditional bull taming sport
Jallikattu during the festival of Pongal in Tamil Nadu. This
decision was taken by a SC bench comprising justices Dipak
Misra and N V Ramana on petitions filed by various bodies
including Animal Welfare Board of India (AWBI) seeking
striking down of the MoEF’s notification. Jallikattu is a bull
taming sport played in Tamil Nadu on Mattu Pongal day as a
part of Pongal celebrations i.e. harvest festival. It is one of
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MAGAZINE FOR THE MONTH OF MARCH - 2016
the oldest living ancient tradition practiced in the modern
era.
Vanik’s Knowledge Garden
NEWS IN BRIEF
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Central Cabinet has recommended for imposition of
President’s rule in Arunachal Pradesh to end the
political stalemate.
Bihar State Government gave its approval to
35%reservation for women in state government jobs
on 19 January 2016, which was a key poll promise of
Chief Minister Nitish Kumar.
Maharashtra Government has signed a
memorandum of understanding (MoU) with Tata
Trust for a skill training programme for the youth in
the state. This programme has been undertaken
under the state government’s ambitious Kushal
Maharashtra, Rojgaryukt Maharashtra initiative.
Haryana Chief Minister Manohar Lal Khattar claimed
that the sex ratio at birth for December 2015 has
crossed the 900 mark with 903 girls per 1,000 boys.
This was first time in 10 years that state’s sex ratio
has shown an upward trend.
Kerala has become the first Indian state to achieve
100 per cent primary education. Declaration to this
effect was made by the Vice President Hamid Ansari
during his speech at special ceremony organised at
Thiruvananthapuram.
Andhra Pradesh Government has signed a
Memorandum of understanding (MoU) with tech
giant Microsoft India on various technology
initiatives for governance.
Telangana has become the first State in the country
to introduce compulsory gender education at the
graduate level. In this regard, state government has
introduced bilingual textbook titled ‘Towards a
World of Equals’ on a pilot basis in engineering
colleges.
The demand for special category status by Odisha
was rejected by the Vice-Chairman of NITI Ayog
during his recent visit to Odisha.
The Kerla govt. decided to adopt the family of Lt.
Col. E.K. Nerarjan, the NSG commando who was
killed in the Pathankot terror attack.
A dress code for devotees entering temples was
imposed from 1 January 2016 in Tamil Nadu.
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33
Leading Institute for Banking, Railway & SSC
Punch Lines of Banks
Hum Hai Na : ICICI
Good People to Grow with : Indian Overseas Bank
With you All the Way : State Bank of India
A Trusted Relationship : SBH
Tradition of Trust : Allahabad Bank
Trusted Family Bank : Dena Bank
Good People to Bank with : Union Bank of India
Banking for All : IDBI Bank
World’s Local Bank : HSBC
We Understand your World : HDFC
Friendly, Intelligent, Responsive : Andhra Bank
A Friend you can Bank upon : Vijaya Bank
Together we Prosper : Bank of Rajasthan
Your Perfect Banking Partner : Federal Bank
Taking Banking Technology to Common Man : Indian
Bank
Prosperity to All : Corporation Bank
We are changing for you : Canara Bank
Experience our Expertise : Yes Bank
Central to you Since 1911 : Central Bank of India
Serving to Empower : J & K Bank
The Changing Face of Prosperity : Lakshmi Vilas Bank
Where service is a way of life : Punjab & Sindh Bank
Where Every individual is Committed :Oriental Bank of
Commerce
The Bank that begins with U : United Bank of India
Your Faithful & Friendly Financial Partner :Syndicate
Bank
Relationship Beyond Banking : Bank of India
Honours your Trust : UCO Bank
Smart Way to Bank : Karur Vysya Bank
A Passion to Perform : Deutche Bank
Experience Next Generation Banking :South Indian
Bank
The Name you can Bank upon : PunjabNational Bank
India’s International Bank : Bank ofBarod
One Family, One Bank : Bank of Maharashtra
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MAGAZINE FOR THE MONTH OF MARCH - 2016
RECENT GOVERNMENT DEVELOPMENT & SCHEME
Ministry of Women and Child Development
launches e-office
Union Ministry of Women and Child Development (WCD)
has introduced e-office, an initiative which will help provide
efficient services to the people by digitizing more than 12,000
files. The e-office project of the Ministry was initiated in
July, 2015 and more than 12,000 files of the Ministry have
been digitized. Various modules of this e-office are
Knowledge Management System, File Management System,
Leave Management System and Tour Management System.
Personnel Information Management System module of this
e-office is likely to start from the 1 January, 2016. All the
attached offices of the ministry are also going to come under
the e-office platform.
Union Government launched Sahaj Scheme for
online booking of LPG cylinders
Union Government has launched Sahaj Scheme for online
booking of LPG cylinders. It was launched by Union Minister
for Petroleum and Natural Gas (Independent Charge)
Dharmendra Pradhan as part of Government’s 2016-Year of
the Consumers initiative. Consumers can book LPG cylinders
online through the unified web portal www.mylpg.in which
is available in 13 languages.
Ganga Gram Yojana
The Union Government has launched Ganga Gram Yojana to
develop 1600 villages in Uttar Pradesh (UP) situated along
the banks of Ganga River. The scheme was launched by the
Union Minister of Water Resources, River Development and
Ganga Rejuvenation Uma Bharti at Puth village in Hapur
district of UP.
About Ganga Gram Yojana

In the first phase of the Ganga Gram Yojana, 200
villages in UP have been selected.

In these selected villages open drains discharging
waste directly into river Ganga will be diverted to
sewage treatment facility.

Government will spend one crore rupees on every
village under this programme. It would be
mandatory for every household in selected
villages to have functional toilets.

Under this programme, these selected villages will
be developed under the Sichewal model (Village in
Punjab) which is based on cooperation of the
villagers for water management and waste disposal.
Stand Up India Scheme
The Union Cabinet has approved the Stand Up India
Scheme to promote entrepreneurship among Scheduled
Caste/Scheduled Tribes (SC/ST) and Women
entrepreneurs. The Scheme seeks to facilitate at least two
such projects on an average one for each category of
entrepreneur per bank branch. The Stand-up India is
34
Leading Institute for Banking, Railway & SSC
component of Start-up India, Stand up India slogan
anchored by Department of Financial Services (DFS) to
encourage greenfield enterprises by Women and SC/ST
entrepreneurs.
Features of Stand Up India Scheme

It will refinance window through Small Industries
Development Bank of India (SIDBI) with an initial
amount 10,000 crore rupees.

Under it, a credit guarantee mechanism would be
created through the National Credit Guarantee
Trustee Company (NCGTC).

It will be the operating agency for the loan. It will
provide handholding support to the borrowers at
both pre loan stage and during operations stage.

It would seek to increase their familiarity with
factoring services, e-market places and registration
with online platforms as well as sessions on best
practices and problem solving.

It would provide women and SC/ST entrepreneurs
bank loans repayable up to 7 years.

It would be between 10 lakh to 1 crore rupees for
greenfield enterprises in the non-farm sector.

The overall intent is to leverage the institutional
credit structure to reach out to this under-served
population. For this margin money of the composite
loan will be up to 25%.

VANIK’S KNOWLEDGE GARDEN
Important Nuclear Power Plant in India
Plant
Narora Atomic Power
Station
Rajasthan Atomic
Power Station
Tarapur Atomic Power
Station
Kakrapar Atomic
Power Station
Kudankulam Nuclear
Power Plant
Madras Atomic Power
Station
Kaiga Nuclear Power
Plant
Madras Atomic Power
Station
Location
State
Capacity
Narora
Uttar Pradesh
440 MW
Rawatbhata Rajasthan
1180 MW
Tarapur
Maharashtra
1400 MW
Kakrapar
Gujarat
440 MW
Kudankulam Tamilnadu
- MW
Kalpakkam
Tamilnadu
- MW
Kaiga
Karnataka
660 MW
Kalpakkam
Tamil Nadu
440 MW
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MAGAZINE FOR THE MONTH OF MARCH - 2016
200 MCQ ON CURRENT AFFAIRS
1.
Which company has taken over the
management and control of Pipavav
Defence and Offshore Engineering
Co Ltd (PDOC)?
(1) Jaiprakash Associates
(2) Lanco Infratech
(3) GMR Infrastructure
(4) Reliance Infrastructure Ltd.
(5) Hindustan Construction
Company
2. In which of the following states the
Prime Minister, has inaugurated the
Organic Festival 2016?
(1) Kerala
(2) Manipur
(3) Sikkim
(4) Meghalaya
(5) Assam
3.
In whose partnership the
International Cricket Council (ICC)
has launched ‘Cricket for GoodTeam Swachh’ campaign?
(1) UNICEF
(2) WTO
(3) BCCI
(4) Both (1) and (2)
(5) Both (1) and (3)
4.
How much amount has been
extended by the World Bank for
reconstruction of Indira Gandhi
Zoological Park, Visakhapatnam in
Andhra Pradesh?
(1) $ 10 million
(2) $ 20 million
(3) $ 30 million
(4) $ 40 million
(5) $ 50 million
5.
Which group has been announced
by International Cricket Council as
its global audio rights partner for
all ICC events from 2016 to 2023?
(1) Cox Media Group
(2) Katz Media Group
(3) AudioNow
(4) Channel 2 Group
(5) JVC Broadcasting
6. According to World Tourism
Barometer released by World
Tourism Organization (UNWTO),
what is the recorded growth in
35
Leading Institute for Banking, Railway & SSC
international tourist arrivals during
2015?
(1) 4.4 percent
(2) 5.4 percent
(3) 6.4 percent
(4) 7.4 percent
(5) 8.4 percent
7. Which Sri Lankan all-rounder had
announced to retire from Tests but
will continue to play ODI and T20
matches?
(1) Kusal Perera
(2) Jeevan Mendis
(3) Thisara Perera
(4) Suraj Randiv
(5) Lasith Malinga
8. Who has been appointed as Chief
Executive Officer and Managing
Director of Tata Motors Group?
(1) T. V. Narendran
(2) N. Chandrasekaran
(3) Anil Sardana
(4) Guenter Butschek
(5) Srinath Narasimhan
9. What is the name of the world’s
oldest man who died recently at the
age of 112 years in the Japanese
city of Nagoya?
(1) Yasutaro Koide
(2) Mushatt Jones
(3) Misao Okawa
(4) Gertrude Weaver
(5) Walter Breuning
10. To which country does Michael
Keaton belong who has received
one of France’s highest honours,
becoming Officer of the Order of
Arts and Letters?
(1) UK
(2) Italy
(3) USA
(4) Australia
(5) Newzealand
11. In which China sponsored bank,
India has been elected to the board
of directors?
(1) Asiatic
Infrastructure
Investment Bank
(2) China
Infrastructure
Investment Bank
(3) Asian Institutional Investment
Bank
(4)
Chinese
Institutional
Investment Bank
(5) Asian
Infrastructure
Investment Bank
12. External Affairs Minister Sushma
Swaraj inaugurated the IndiaPalestine Digital Learning and
Innovation Centre at the campus of
the Al Quds University. In which
city this university is located?
(1) Bethlehem
(2) Gaza
(3) Qabatiya
(4) Ramallah
(5) Hebron
13. Veteran BJP leader and former ——
——————— governor V. Rama
Rao died in Hyderabad after
prolonged illness.
(1) Sikkim
(2) Manipur
(3) Meghalaya
(4) Tripura
(5) Goa
14. For which book the Indian author
Anuradha Roy has won the
prestigious DSC Prize for South
Asian Literature at the Galle
Literary Festival in Sri Lanka?
(1) The Folded Earth
(2) Family Life
(3) Sleeping on Jupiter
(4) The Lives of Others
(5) An Atlas of Impossible Longing
15. India’s Gopi T and Kheta Ram has
qualified for the Rio Olympics. With
which of the following games they
are associated
(1) Swimming
(2) Athletics
(3) Badminton
(4) Marathon
(5) Squash
16. Which Indian batsman has became
the fastest to score 7000 ODI runs
in 161 innings?
(1) Gautam Gambhir
(2) Virat Kohli
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MAGAZINE FOR THE MONTH OF MARCH - 2016
17.
18.
19.
20.
21.
(3) Ajinkya Rahane
(4) Suresh Raina
(5) Rohit Sharma
Who is the first female President of
Taiwan?
(1) Soong Ching-ling
(2) Lidia Gueiler Tejada
(3) Maria Lea Pedini-Angelini
(4) Gloriana Ranocchini
(5) Tsai Ing-wen
In which sector does BTI Payments
operate from which the technology
giant IBM has bagged a 7-year deal
worth USD 40 million?
(1) a white Label ATM (WLA)
operator
(2) a Payment Bankign Solution
Provider
(3) an Investment Solution
Operator
(4) a Money Transfer Service
Provider
(5) a Foreign Exchange operator
How many girls are there among
twenty five children, who have been
selected for the National Bravery
Awards for 2015?
(1) 3
(2) 4
(3) 5
(4) 6
(5) 7
Mahendra Singh Dhoni has been
named as captain of Rising Pune
Supergiants. Who is the owner of
this team?
(1) Shahrukh Khan
(2) Vijay Mallya
(3) Sanjiv Goenka
(4) Kalanidhi Maran
(5) Karan Paul
Dr. Harsh Vardhan who inaugurated
the new user-friendly website of
IMD and dedicated to the nation
the System of Aerosol Monitoring
And Research (SAMAR) is Union
Minister of(1) Science & Technology and
Earth Sciences
(2) Health and Family Welfare
(3) Environment
(4) Agriculture
(5) Rural Development
36
Leading Institute for Banking, Railway & SSC
22. Which state’s commercial tax
department has signed a
Memorandum of Understanding
(MoU) with Directorate General of
Foreign Trade (DGFT) for sharing
of foreign exchange realization
data?
(1) Haryana
(2) Punjab
(3) Jharkhand
(4) Bihar
(5) Odisha
23. Which among the following is the
wholly-owned subsidiary of
Reserve Bank of India (RBI) in
which it has increased its
shareholding by contributing
Rs.1,000 crore towards its paid-up
capital?
(1) NABARD
(2) National Housing Bank
(3) Bhartiya Reserve Bank Note
Mudran Private Limited
(4) National
Payments
Corporation of India Limited
(5) Deposit Insurance and Credit
Guarantee Corporation
24. Dr. Jitendra Singh recently
inaugurated the “Hall of Nuclear
Power” exhibition. Which among
the following ministry he doesn’t
hold?
(1) MoS (I/C) Development of
North Eastern Region
(DoNER),
(2) MoS PMO
(3) Mos Personnel, Public
Grievances, Pensions,
(4) MoS Atomic Energy and Space
(5) He holds all of the above
ministries
25. With which of the followign the
Cochin Port Trust has entered into
an MoU for the running of weekly
container train service from Irugur
ICD, Coimbatore to ICTT
Vallarpadam, Cochin Port.
(1) IRCON
(2) CRIS
(3) RITES Ltd.
(4) CONCOR
(5) RVNL
26. Who has won the European
Commission’s prestigious Lorenzo
Natali Media Prize for 2015 in Asia
and the Pacific amateur category?
(1) Ashis Nandy
(2) Mark Tully
(3) Ankita Anand
(4) Arun Shourie
(5) Gurcharan Das
27. What is the name of the IndianAmerican Scientist who has won
the prestigious National Medal of
Science?
(1) Jagadeesh Moodera
(2) C. K. Prahalad
(3) Amit Seth
(4) Rakesh K. Jain
(5) Shwetak Patel
28. For which European country China
has sent a its first communication
satellite, Belintersat-1?
(1) Belarus
(2) Ukraine
(3) Poland
(4) Turkey
(5) Slovakia
29. What is the name of the exhibition
by the artist Shri Sudarshan Shetty
at National Gallery of Modern Art
(NGMA)?
(1) Anant Aaksah
(2) Shoonya Ghar
(3) Sugandh Sarita
(4) Neel Gagan
(5) Yaaden
30. In which of the following year China
will send a new lunar mission to the
dark side of the moon?
(1) 2025
(2) 2022
(3) 2018
(4) 2024
(5) 2021
31. What is the total budget outlay of
the Neeranchal project which is
being implemented by the Ministry
of Rural Development over a sixyear period (2016-21) with World
Bank Assistance?
(1) Rs.1242 crore
(2) Rs.1224 crore
(3) Rs.2421 crore
(4) Rs.2142 crore
(5) Rs.1422 crore
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MAGAZINE FOR THE MONTH OF MARCH - 2016
32. What freedom did the Reserve Bank
of India has given to banks?
(1) To provide loan applications
through ATMs
(2) To provide draft making
services through ATMs
(3) To provide railway ticketing
through ATMs
(4) To provide water and
electricity bill payment through
ATMs
(5) All of the above
33. The Defence Research and
Development Organisation (DRDO)
has successfully test-fired the Nag
anti-tank missile at the Mahajan
Field Firing Range. In which state
the Mahajan Field Firing Range is
loacated?
(1) Odisha
(2) Andhra Pradesh
(3) Rajasthan
(4) Kerala
(5) Chennai
34. Marat Safin who has been inducted
in the International Tennis Hall of
Fame recently belongs to which
country?
(1) France
(2) Spain
(3) Sweden
(4) Portugal
(5) Russia
35. Who has been appointed as the
Chairperson for Gujarat State
Commission for Protection of Child
Rights?
(1) S. Aparna
(2) Jagruti Pandya
(3) Anita Karval
(4) Mona Khandhar
(5) Vatsala Vasudeva
36. Minister of health and family welfare
launched four mobile health
services- Kilkari, Mobile Academy,
M-Cessation and TB Missed Call
in New Delhi. Who is the present
Minister of health and family
welfare?
(1) J. P. Nadda
(2) D. V. Sadananda Gowda
(3) Dr. Najma A. Heptulla
37
Leading Institute for Banking, Railway & SSC
37.
38.
39.
40.
41.
42.
(4) Dr. Harsh Vardhan
(5) Dr. Jitendra Singh
Which state has signed four MOUs
with Singapore in the field of urban
planning, capacity building skill
training and food processing?
(1) Rajasthan
(2) Himachal Pradesh
(3) Uttar Pradesh
(4) Madhya Pradesh
(5) Chhattisgarh
Who has won the International
Woolmark Prize 2015-2016?
(1) Suket Dhir
(2) Anita Dongre
(3) Anju Modi
(4) Rohit Bal
(5) Tarun Tahiliani
Which among the following
organisations has released Global
Risks report 2016?
(1) World Trade Organisation
(2) World Economic Forum
(3) Food and Agricultural
Organisation
(4) World Food Programme
(5) UNFCCC
Jimmy Morales has been sworn in
as the new president of which
country?
(1) Paraguay
(2) Uruguay
(3) Peru
(4) Guatemala
(5) Cambodia
NHAI has signed an MoU with
which of the following institutions
for the use of spatial technology
for monitoring and managing
National Highways?
(1) NRSC, BRO and NECTAR
(2) DRDO, ISRO and NECTAR
(3) IRCON, ISRO and NECTAR
(4) NRSC, ISRO and NECTAR
(5) NRSC, RDSO and NECTAR
The centre has given its approval for
India becoming a member country
of the International Energy Agency
- Ocean Energy Systems (IEA-OES)
by signing the Implementing
Agreement
(IA).
Which
organisation has been declared as
the nodal agency for this
membership?
(1) Earth System Science
Organisation (ESSO)
(2) Atomic Energy Commission
(AEC)
(3) National Institution for
Transforming India (NITI)
(4) The Energy Research Institute
(TERI)
(5) Centre for Science and
Environment (CSE)
43. Union Shipping Minister recently
inaugurated Mumbai Port Trust’s
second liquid chemical berth at Pir
Pau, Mumbai thereby increasing its
capacity by 2.5 MMT (Million
Metric Tonnes) per annum. Who is
the present Union Shipping
Minister of India?
(1) Manohar Parrikar
(2) Suresh Prabhu
(3) Nitin Gadkari
(4) DV Sadananda Gowda
(5) Ravi Shankar Prasad
44. Which state has become India’s first
fully organic state by converting
around 75,000 hectares of
agricultural land into sustainable
cultivation?
(1) Manipur
(2) Sikkim
(3) Meghalaya
(4) Assam
(5) Nagaland
45. With how many people of Indian
diaspora, India has become the
largest country in the world in terms
of its people living outside their
country in 2015?
(1) 12 million
(2) 13 million
(3) 14 million
(4) 15 million
(5) 16 million
46. The chief minister of which of the
following states has been awarded
with the Lee Kuan Yew Exchange
Fellowship in Singapore for
providing dedicated leadership for
development?
(1) Gujarat
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
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MAGAZINE FOR THE MONTH OF MARCH - 2016
(2) Maharashtra
(3) Madhya Pradesh
(4) Rajasthan
(5) Chhattisgarh
47. What is the name of the NASA’s
mission to Jupiter which has broken
the record to become humanity’s
most distant solar-powered
emissary, by reaching about 793
million kilometres from the Sun?
(1) Explorer
(2) Juno
(3) Galex
(4) Insight
(5) Kepler
48. Architect Alejandro Aravena has
won the 2016 Pritzker Architecture
Prize for work that “epitomises the
revival of a more socially engaged
architect”. To which country does
he belong?
(1) Colombia
(2) Brazil
(3) Argentina
(4) Chile
(5) Mexico
49. Which bank has become the first
public sector lender to launch
wealth management service, to
cater to fast-growing affluent
segment of the country?
(1) Punjab National Bank
(2) Bank of Baroda
(3) State Bank of India
(4) Allahabad Bank
(5) Union Bank of India
50. With which country’s Export-Import
Bank the State Bank of India has
concluded a deal of $500-million
line of credit?
(1) Japan
(2) Korea
(3) China
(4) Brazil
(5) Russia
51. A prestigious B’School will name its
deanship in honour of PepsiCo’s
India-born CEO Indra Nooyi. What
is the name of that B’school?
(1) Harvard Business School
(2) Stanford Graduate School of
Business
38
Leading Institute for Banking, Railway & SSC
52.
53.
54.
55.
56.
(3) Yale School of Management
(4) Fuqua School of Business
(5) Ross School of Business
To which of the follwing bollywood
icon Mohammedan Sporting Club
has given its lifetime membership
during its 125th anniversary
celebrations?
(1) Amitabh Bachchan
(2) Aamir Khan
(3) Shahrukh Khan
(4) Ranbir Kapoor
(5) Anil Kapoor
What is the maximum percentage of
premium for foodgrains and
oilseeds crops and for horticulture/
cotton crops respectively under
Pradhan Mantri Fasal Bima Yojana?
(1) 3 per cent, 5 per cent
(2) 2 per cent, 3 per cent
(3) 5 per cent, 2 per cent
(4) 2 per cent, 5 per cent
(5) 3 per cent, 2 per cent
Lt Gen JFR Jacob (retd), who passed
away recently was associated with
which of the following wars?
(1) Operation Polo 1948
(2) Bangladesh Liberation War in
1971
(3) Sino-Indian War 1962
(4) Indo-Pakistani War 1965
(5) Kargil War 1999
Who among the following has been
conferred with the Neerja Bhanot
award by Neerja Bhanot Pan Am
Trust for showing her grit and
determination in adversity?
(1) Balkrishna Garg
(2) Subhashini Vasanth
(3) Syed Kirmani
(4) Sanjay Subrahmanyam
(5) Harpal Singh Kumar
In which of the following categories
Kerala has become the first Indian
state to achieve 100 percent
education rate?
(1) Primary Education
(2) Junior Education
(3) Secondary Education
(4) Higher Secondary Education
(5) Senior Secondary Education
57. The Government has signed a loan
agreement with Japan International
Cooperation Agency (JICA) for
pollution abatement of River MulaMutha under National River
Conservation Plan (NRCP). This
agreement has been signed for the
city of(1) Nasik
(2) Hyderabad
(3) Nagpur
(4) Pune
(5) Indore
58. Who is the author of the book titled
‘Jawaharlal Nehru and The Indian
Polity in Perspective’ which was
released by the Vice President
recently?
(1) Madhuri Bose
(2) P. J. Alexander
(3) Sharad Pawar
(4) Radha Kant Bharati
(5) Maithili Rao
59. The centre has given its ex-post
facto
approval
for
the
Memorandum of Understanding
(MoU) between India and Maldives
in the field of(1) Railways
(2) Education
(3) Health
(4) Tourism
(5) Science and Technology
60. What is the name of the mission
under which NASA’s Kepler
spacecraft has discovered more
than 100 confirmed planets orbiting
other stars?
(1) K2 mission
(2) P2 mission
(3) EXO2 mission
(4) SPACE2 mission
(5) DARK2 mission
61. Minister of Railways Suresh
Prabhakar Prabhu has inaugurated
Implementation of E-enabled TMS
on Northern Railway. What is the
full form of TMS?
(1) Train Management System
(2) Track Management System
(3) Transit Management System
(4) Transport Management System
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MAGAZINE FOR THE MONTH OF MARCH - 2016
(5) Traction Management System
62. Who has won the Ballon d’Or award
for the world’s best football player
for the fifth time?
(1) Cristiano Ronaldo
(2) Barca’s Neymar
(3) Lionel Messi
(4) Gareth Bale
(5) Wayne Rooney
63. Who among the following has
matched the record of Tiger Woods
by winning his seventh PGA Tour
event with a dominant victory at
Hawaii’s
Tournament
of
Champions?
(1) Jordan Spieth
(2) Rory Mcllory
(3) Jason Day
(4) Rickie Fowler
(5) Adam Scott
64. The Nati folk dance has recently
been listed in the Guinness Book
of World Records as the largest folk
dance in the world. To which among
the following states The Nati folk
dance belongs?
(1) Arunachal Pradesh
(2) Jammu and Kashmir
(3) Meghalaya
(4) Manipur
(5) Himachal Pradesh
65. At which among the following places
the Vice President of India, Shri M.
Hamid Ansari inaugurated KR
Narayanan National Institute of
Visual Sciences & Arts?
(1) Kozhikode, Kerala
(2) Madurai, Tamil Nadu
(3) Malappuram, Kerala
(4) Kottayam, Kerala
(5) Coimbatore, Tamil Nadu
66. Which state has become the first
State in India to introduce
compulsory gender education at the
graduate level?
(1) Andhra Pradesh
(2) Telangana
(3) Kerala
(4) Chhattigarh
(5) Maharahstra
67. What is the name of the country’s
first Tibet language search engine
39
Leading Institute for Banking, Railway & SSC
that China has announced to began
testing for it?
(1) Cloud Tibet
(2) Search Tibet
(3) Know Tibet
(4) Connect Tibet
(5) Click Tibet
68. Who among the following has been
given the additional charge of
Chairman-cum-Managing Director
(CMD) of state-rum iron ore miner
NMDC?
(1) Navneet Misra
(2) Ansuman Das
(3) Bharathi S. Sihag
(4) R. Gopalan
(5) Gauri Kumar
69. The Employees ’Provident Fund
Organisation has won the National
Award on e-Governance 2015-16 for
launching the UAN. What is the full
form of UAN?
(1) Universal Access Number
(2) Unified Access Number
(3) Unified Account Number
(4) Universal Account Number
(5) Universal Acess Name
70. Captain Carli Lloyd who has won the
FIFA women’s world player of the
year award for 2015, belongs to(1) USA
(2) Brazil
(3) Germany
(4) Spain
(5) France
71. Stanislas Wawrinka has won his
fourth Chennai Open Title recently.
The player he belongs to which of
the following countries?
(1) France
(2) Croatia
(3) Spain
(4) Poland
(5) Sweden
72. Which SAARC country has been
elected as a member of the UN
Children’s Fund (UNICEF)
executive board representing the
Group of Asia-Pacific States for
2016-18?
(1) Bhutan
(2) Sri Lanka
73.
74.
75.
76.
77.
78.
(3) Afghanistan
(4) Nepal
(5) Myanmar
Ravindra Kalia recently passed
away, who was he?
(1) Hindi writer and journalist
(2) Photographer
(3) Defence Scientist
(4) Ex National Security Advisor
(5) Film Producer
For which of the following films
Leonardo DiCaprio has won the
Golden Globe award for best
dramatic actor?
(1) Joy
(2) Room
(3) The Revenant
(4) Mad Men
(5) Jungle
Who has been honoured with the
‘Bulandh Bharath’ Award for his
exemplary contributions towards
nation building?
(1) Mahesh K. Kamdar
(2) A.M. Naik
(3) Atul Punj
(4) G.M. Rao
(5) Lagadapati Raja Gopal
Maria Teresa de Filippis, who was
best known as Formula 1’s first ever
female driver, passed away at the
age of 89. She belonged to(1) Britain
(2) Italy
(3) Switzerland
(4) Norway
(5) Portugal
Who among the following is new
CEO of India’s biggest e-commerce
company Flipkart?
(1) Amit Agarwal
(2) Abhishek Goyal
(3) Sachin Bansal
(4) Binny Bansal
(5) Avnish Bajaj
With which company the ICC has
announced an eight-year deal to
declare it as an event partner for
ICC events from 2016-2023?
(1) Oxigen
(2) MoneyGram
(3) ItzCash
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MAGAZINE FOR THE MONTH OF MARCH - 2016
79.
80.
81.
82.
83.
84.
85.
(4) XPay
(5) SmartPay
David Bowie who died recently at
the age of 69 due to cancer, he was
a/an(1) Actor
(2) Director
(3) Singer
(4) Producer
(5) Writer
Sania Mirza is at the top in the
women’s double chart, what is the
rank of her partner Martina Hingis?
(1) Second
(2) Third
(3) Fourth
(4) Fifth
(5) Sixth
Who has been appointed as a
Deputy Governor of RBI for a
second term?
(1) R. Gandhi
(2) S. S. Mundra
(3) Harun R. Khan
(4) Urjit R. Patel
(5) Anand Sinha
Which of the following software
companies
has
appointed
Bhanumurthy BM as its President
and COO?
(1) TCS
(2) Infosys
(3) Wipro
(4) Mahindra Satyam
(5) HCL
Which bank has has has launched
the facility of Funds Transfer
through Missed Call system round
the clock free of cost?
(1) Axis Bank
(2) Kotak Mahindra Bank
(3) ICICI Bank
(4) Federal Bank
(5) HDFC
Who is Mani Sankar Mukherji?
(1) A Writer
(2) A Journalist
(3) A photographer
(4) A Scientist
(5) A Social Activist
For which of the following purposes
the Ministry of Petroleum & Natural
40
Leading Institute for Banking, Railway & SSC
86.
87.
88.
89.
90.
Gas (MoPNG) has launched an
Online Initiative to engage the
people?
(1) to provide Citizen-Friendly
Services
(2) to increase LPG coverage in the
country
(3) to motivate people to leave the
LPG subsidy
(4) both (1) and (2)
(5) both (1) and (3)
Who has been appointed as
Registrar General and Census
Commissioner of India?
(1) Sailesh
(2) C. Chandramouli
(3) T. K. Vishwanathan
(4) Achal Kumar Jyoti
(5) Shashi Kant Mishra
Railways recent decision to act
tough against passengers declaring
wrong age from February 1 is
associated with the prevention of
the misuse of(1) Children Quota
(2) Senior Citizen Quota
(3) Super Senior Citizens Quota
(4) Wmoens Quota
(5) Army Quota
Which festival has been permitted
by the central government with
safeguards to use bulls as
performing animals?
(1) Deepoli Parba
(2) Jallikattu
(3) Gudhi Padwa
(4) Ugadi
(5) Vaishakhi
For which Indian tank the DRDO has
successfully conducted test firing
of new tank ammunition
Penetration-Cum Blast (PCB) and
Thermobaric (TB) Ammunition?
(1) Arjun
(2) BMP-I
(3) T-90
(4) Tank-S
(5) Vijayant
For which award the American
documentary on the life of Pakistani
female activist and Nobel Peace
Prize laureate Malala Yousafzai, has
been nominated?
(1) Oscar Awards
(2) Venice International Film Awards
(3) BAFTA Awards
(4) Golden Globe Awards
(5) Grammy Awards
91. As projected by the World Bank
what will be the economic growth
rate of India during 2016-17?
(1) 7.5%
(2) 7.8%
(3) 8.0%
(4) 8.5%
(5) 8.8%
92. Who won gold medal in women’s 10
metre air rifle event at the Swedish
Cup Grand Prix shooting
tournament?
(1) Yi Siling
(2) Eva Shockey
(3) Apurvi Chandela
(4) Kirsten Joy Weiss
(5) Jessie Duff
93. Mufti Mohammad Sayeed who
passed away recently was the Chief
Minister of which Indian state?
(1) Jammu & Kashmir
(2) Arunachal Pradesh
(3) Maharashtra
(4) Goa
(5) Sikkim
94. From which of the following dates
the union government will
implement Bharat Stage (BS) VI
emission norms?
(1) 1 April 2018
(2) 1 April 2019
(3) 1 April 2022
(4) 1 April 2021
(5) 1 April 2020
95. Which country has claimed that it
has successfully conducted a
hydrogen bomb test?
(1) North Korea
(2) South Korea
(3) Pakistan
(4) Japan
(5) China
96. Who has been appointed as the
Chairman of Internet and Mobile
Association of India?
(1) Kumar Gaurav
(2) Kumar Saurabh
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(3) Siddharth Sinha
(4) Prakher Saxena
(5) Kunal Shah
97. Which Indian actress has won the
Favourite Actress in a New TV
series award at the People’s Choice
Awards 2016 held in Los Angeles,
USA?
(1) Sonakshi Sinha
(2) Priyanka Chopra
(3) Katrina Kaif
(4) Deepika Padukone
(5) Konkona Sen
98. Stand Up India Scheme provides for
a refinance window through_____
with an initial amount of Rs. 10,000
crore.
(1) NABARD
(2) RBI
(3) SBI
(4) SIDBI
(5) NPCI
99. Who inaugurated India’s first River
Information System (RIS)?
(1) Suresh Prabhu
(2) Uma Bharti
(3) Sushma Swaraj
(4) Nitin Gadkari
(5) M. Venkaiah Naidu
100. Recently Hashim Amla has resigned
as the captain of which cricket test
team?
(1) Bangladesh
(2) Pakistan
(3) South Africa
(4) England
(5) Australia
101. For which of the following purposes
Tata Trusts signed an agreement
with Mars, Incorporated?
(1) Development of space
technology in India
(2) Development of infrastructure
in India
(3) Development of education in
India
(4) Development of sports in India
(5) Development of agriculture in
India
102. In which state Ganga Gram Yojana
has been launched?
41
Leading Institute for Banking, Railway & SSC
(1) Madhya Pradesh
(2) Uttar Pradesh
(3) Andhra Pradesh
(4) Tamil Nadu
(5) Karnataka
103. Which city has topped top-30 list
of the World’s most powerful,
productive and connected cities
prepared by JLL?
(1) Mumbai
(2) Delhi
(3) New York
(4) Tokyo
(5) Paris
104. Which has become the first state
to sign a MoU with the Union
Government for UDAY scheme?
(1) Uttar Pradesh
(2) Jharkhand
(3) Andhra Pradesh
(4) Tamil Nadu
(5) Chhattisgarh
105. Who has been appointed as
Chairman of General Motors (GM)?
(1) P.R. Sinha
(2) Mary Barra
(3) Theodore Solso
(4) Karan Gaur
(5) Maltes Kate
106. Who has been awarded with the
2015 Col. CK Nayudu Lifetime
Achievement Award?
(1) Kapil Dev
(2) Virat Kohli
(3) Sunil Gavaskar
(4) Syed Kirmani
(5) M.S. Dhoni
107. Recently LinkedIn appointed
________ as Country Manager for
India.
(1) Akshay Kothari
(2) Nishant Rao
(3) Sudha Sharma
(4) Nalini Khan
(5) Sudhesh Tripathi
108. Recently former Chief Justice of
India S.H. Kapadia passed away. In
which year he was appointed as CJI
of India?
(1) 2011
(2) 2010
(3) 2009
(4) 2012
(5) 2013
109. Recently how many agreements
have been signed between Pakistan
and Sri Lanka?
(1) Ten
(2) Nine
(3) Eight
(4) Twelve
(5) Eleven
110. Recently Pakistan has declared its
capital Islamabad as sister city of
Minsk. Minsk is the capital city of
which country?
(1) Belarus
(2) Bahrain
(3) Bangladesh
(4) Afghanistan
(5) UAE
111. Name the associate bank of SBI on
which RBI has imposed a penalty
of 1 crore rupees?
(1) State Bank of Travancore
(2) State Bank of Mysore
(3) State Bank of Hyderabad
(4) State Bank of Patiala
(5) State Bank of Bikaner and Jaipur
112. Filippo Grandi took over as Chief
of the office of UN High
Commissioner for Refugees
(UNHCR). He belongs to which
country?
(1) Italy
(2) Russia
(3) Germany
(4) Sweden
(5) Japan
113. Who has been appointed as new
CEO of Wipro?
(1) T.K. Kurien
(2) Harshit Majumdar
(3) Rekha Kaushal
(4) Abidali Neemuchwala
(5) Suhasini Verma
114. According to the recommendations
made by R.M. Lodha Committee for
which of the following betting in
cricket is not legalised?
(1) Cricket players
(2) Cricket officials
(3) Cricket administrators
(4) Only 1 and 2
(5) All of the above
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MAGAZINE FOR THE MONTH OF MARCH - 2016
115. Recently __________ became the
first in the country to become
eligible for the Power Ministry’s
incentive programme under which
power transmission projects
achieving early completion will be
incentivized.
(1) Rajasthan Atomic Power Project
(2) Bihar Atomic Power Project
(3) Madhya Pradesh Atomic Power
Project
(4) Odisha Atomic Power Project
(5) Tamil Nadu Atomic Power
Project
116. Who has been appointed as the
brand ambassador of Novo
Nordisk’s campaign ‘Changing
Diabetes’, initiated by it in India?
(1) Amitabh Bachchan
(2) Sachin Tendulkar
(3) Saina Mirza
(4) Saina Nehwal
(5) Virat Kohli
117. Recently Pranav Dhanawade
scripted history by becoming the
first batsman ever to score a fourfigure score (1009 runs) in an
innings. He belongs to which
Indian city?
(1) Mumbai
(2) Lucknow
(3) Kanpur
(4) Pune
(5) New Delhi
118. Which of the following won the
prestigious 26th Lal Bahadur
Shastri Hockey tournament?
(1) Indian Railways
(2) PNB
(3) ONGC
(4) Services
(5) SBI
119. Which country won the fifth and
final one-day international cricket
match played at Mount
Maunganui, New Zealand?
(1) Sri Lanka
(2) India
(3) Bangladesh
(4) England
(5) New Zealand
42
Leading Institute for Banking, Railway & SSC
120. Recently Matthew Hobden passed
away. He was a ____________.
(1) Cricketer
(2) Golfer
(3) Footballer
(4) Tennis Player
(5) Squash Player
121. Who sworn in as the eighth Chief
Information Commissioner (CIC) of
India?
(1) R.K. Mathur
(2) A.K. Jain
(3) Vipul Sinha
(4) Surjeet Singh
(5) Salman Husain
122. Recently India’s first urban yacht
marina project will come up in
Howrah on the banks of the
__________ river.
(1) Yamuna
(2) Hooghly
(3) Ganga
(4) Brahmaputra
(5) Krishna
123. Who was named ‘Person of the
Year’ for 2015 in Israel?
(1) Narendra Modi
(2) Angela Merkel
(3) Vladimir Putin
(4) Barack Obama
(5) Benjamin Netanyahu
124. Who took charge as CMD of
BHEL?
(1) Niranjan Chaudhary
(2) S.K. Saxena
(3) R. Sinha
(4) Kiran Majumdar
(5) Atul Sobti
125. Which country won the 2015 South
Asian Football Federation Cup
(SAFF Cup)?
(1) India
(2) Afghanistan
(3) Pakistan
(4) China
(5) Japan
126. Recently Ardhendu Bhushan
Bardhan passed away. He was a
__________.
(1) Marathi Poet
(2) Politician
(3) Journalist
(4) Dancer
(5) Painter
127. Who was conferred with the 2015
Sangita Kalanidhi award?
(1) K.S. Chitra
(2) Sanjay Subrahmanyam
(3) S.P. Balasubrahmanyam
(4) Vijay Yesudas
(5) G.V. Prakash Kumar
128. How many teams are participating
in the second edition of Premier
Badminton League (PBL)?
(1) 10
(2) 8
(3) 6
(4) 12
(5) 14
129. At which of the following places
the foundation stone for the new
helicopter unit of HAL was laid by
Prime Minister Narendra Modi?
(1) Tumakuru, Karanataka
(2) Gulbarga, Karanataka
(3) Ariyalur, Tamil Nadu
(4) Coimbatore, Tamil Nadu
(5) Cuddalore, Tamil Nadu
130. Which mobile app has been
launched by PNB that will enable
the customer to locate PNB ATM?
(1) PNB ATM Finder App
(2) PNB ATM MobiLoc
(3) PNB ATM Mobile Locator
(4) PNB ATM Mobiease
(5) PNB ATM Assist
131. Who took over as Deputy Chief of
the Indian Air Force?
(1) Rakesh Kumar Singh Bhadauria
(2) Sujit Thakur
(3) Hanif Khan
(4) Harjeet Kaur
(5) Lalit Jones
132. Recently India signed a Financing
Agreement for IDA credit of
________for the “Nai ManzilEducation and Skills Training for
Minorities” with the World Bank.
(1) US$ 10 million
(2) US$ 100 million
(3) US$ 70 million
(4) US$ 50 million
(5) US$ 40 million
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MAGAZINE FOR THE MONTH OF MARCH - 2016
133. What is the venue of 103rd Indian
Science Congress?
(1) Nasik
(2) Mysuru
(3) New Delhi
(4) Mumbai
(5) Pune
134. Which of the following has become
the first state in the country to
accept Electronic motor insurance
policies?
(1) Madhya Pradesh
(2) Andhra Pradesh
(3) Telangana
(4) Uttar Pradesh
(5) Maharashtra
135. Who is the head of the committee
formed on Censor Board?
(1) Shyam Benegal
(2) Rakeysh Omprakash Mehra
(3) Piyush Pandey
(4) Bhawana Somaaya
(5) Nina Lath Gupta
136. Which Indian amputee mountaineer
set a new record by climbing
Mount Aconcagua in Argentina?
(1) Sunita Rao
(2) Ajit Mishra
(3) Raghav Singh
(4) Arunima Sinha
(5) Sumit Arora
137. Who is heading the committee on
reforms in the BCCI and the Indian
cricket administration?
(1) Justice L. Sinha
(2) Justice R.M. Lodha
(3) Justice Narendra Singh
(4) Justice Ashraf Khan
(5) Justice Neetu Rai
138. Recently _____________has
raised Rs. 900 crore by way of
issuing Basel-III compliant tier-II
bonds.
(1) Corporation Bank
(2) Indian Bank
(3) SBI Bank
(4) IDBI Bank
(5) Axis Bank
139. Name the Indian combat aircraft
that will be field in the fourth edition
of Bahrain International Air Show
(BIAS).
43
Leading Institute for Banking, Railway & SSC
(1) JF-17
(2) Dhruv
(3) Tejas
(4) Sarang
(5) BS-37
140. According to Assocham, India’s ecommerce market is likely to touch
__________ mark in 2016.
(1) $56 billion
(2) $77 billion
(3) $41 billion
(4) $50 billion
(5) $38 billion
141. What is the venue of the 60th
Senior National Wrestling
Championship 2015?
(1) New Delhi
(2) Pune
(3) Kolkata
(4) Patiala
(5) Mumbai
142. Bjorn Isberg has been appointed as
the Tournament Director of 4th
edition of the Coal India Hockey
India League (HIL). He belongs to
which country?
(1) Bolivia
(2) Croatia
(3) Estonia
(4) Sweden
(5) Hungary
143. Who has been elected as the first
Vice-Chairman of Gujarat
Cooperative Milk Marketing
Federation (GCMMF)?
(1) Naseem Bano
(2) Sushil Nath Sharma
(3) Jetha Bharwad
(4) Narendra Bhargava
(5) Harjeet Kaur
144. Recently the Union Cabinet has
approved the signing of a Protocol
amending the Convention between
India and _________ for the
Avoidance of Double Taxation and
the Prevention of Fiscal Evasion
with respect to Taxes on Income.
(1) France
(2) Canada
(3) Seychelles
(4) Maldives
(5) Slovenia
145. Recently O.P. Malhotra passed
away. He was associated with
which of the following?
(1) Indian Navy
(2) Indian Army
(3) Indian Air force
(4) RAW
(5) ITBP
146.Who is the author of the recently
released book ‘Kargil: Turning the
Tide‘?
(1) Lieutenant General Y.L.
Rathore
(2) Lieutenant General T.P. Saxena
(3) Lieutenant General Suresh
Gaur
(4) Lieutenant General Mohinder
Puri
(5) Lieutenant General Srivrat
Sinha
147. Which Indian-origin cancer
research expert has received a
Knighthood from Queen Elizabeth
II for his work on cancer?
(1) Suman Saxena
(2) Sarabjeet Kaur
(3) Ravi Mathew
(4) Harpal Singh Kumar
(5) Raj Raman Sigh
148. Recently Laxmi Ratan Shukla
announced his retirement. He is
associated with which sport?
(1) Table Tennis
(2) Cricket
(3) Football
(4) Squash
(5) Wrestling
149. Recently the Union Cabinet has
approved the signing and
ratification of an Agreement for the
exchange of information between
India and ___________ with
respect to taxes.
(1) France
(2) Canada
(3) Seychelles
(4) Maldives
(5) Slovenia
150. ‘Sahyog-Kaijin’ is joint coastguard exercise in the Bay of Bengal
between India and —————.
(1) Korea
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MAGAZINE FOR THE MONTH OF MARCH - 2016
(2) Japan
(3) Russia
(4) Singapore
(5) Thailand
151. Who has been elected as the new
Prime Minister of Georgia?
(1) Giorgi Kvirikashvili
(2) Irakli Garibashvili
(3) Noe Zhordania
(4) Budu Mdivani
(5) Tengiz Sigua
152. Raghuveer Chaudhary has been
selected for the Jnanpith award
2015. He is a ______________
writer.
(1) Marathi
(2) Hindi
(3) Gujarati
(4) Tamil
(5) Urdu
153. Who has been appointed as the new
Road Transport and Highways
Secretary?
(1) Aradhana Johri
(2) Sanjay Mitra
(3) Neeraj Kumar Gupta
(4) Arun Mishra
(5) Neelam Pandey
154. Which of the following has recently
been launched by the Indian Navy?
(1) LPSAM
(2) TRSAM
(3) TRASM
(4) SRSAM
(5) LRSAM
155. Recently ______________ Movie
“Star Wars: The Force Awakens”
became the fastest movie to pass
the $1 billion mark in global box
office sales.
(1) American
(2) Russian
(3) Chinese
(4) Japanese
(5) Italian
156. Who is Lallianzuala Chhangte?
(1) Tennis player
(2) Cricketer
(3) Squash Player
(4) Footballer
(5) Golfer
44
Leading Institute for Banking, Railway & SSC
157. Which of the following has been
voted as the ‘Best Attraction’ in the
world for 2015?
(1) Disney World’s Magic Kingdom (2) Eiffel Tower
(3) Burj Khalifa At The Top
(4) Taj Mahal
(5) Great Wall of China
158. Asia’s largest underground railway
station opened in which country?
(1) China
(2) India
(3) Philippines
(4) Japan
(5) Malaysia
159. Who bagged gold medal in
Weightlifting championship in
women’s 69kg category in the
Senior National Weightlifting
Championships?
(1) Sarabjeet Kaur
(2) Saima Khan
(3) Rakhi Haldar
(4) Sanjita Rao
(5) Renu Pathak
160. Recently the Centre has sanctioned
over ___________ for drought-hit
Maharashtra
and
Madhya
Pradesh.
(1) Rs. 2,000 crores
(2) Rs. 7,000 crores
(3) Rs. 8,000 crores
(4) Rs. 10,000 crores
(5) Rs. 5,000 crores
Ans: (5) Rs. 5,000 crores
161. Who has got the additional charge
as CEO of NITI Aayog?
(1) Amitabh Kant
(2) Sindhushree Khullar
(3) P.C. Rao
(4) Sudha Rai
(5) Sukhwinder Singh
162. Which of the following is a
committee on Financial Inclusion?
(1) Urjit Patel Committee
(2) Narsimhan Committee
(3) Deepak Mohanty Committee
(4) Ajit Sinha Committee
(5) Sujit Mukherjee Committee
163. Which of the following teams won
Vijay Hazare Cricket Trophy 2015?
(1) Bihar
(2) Sikkim
(3) Maharashtra
(4) Gujarat
(5) Delhi
164. Recently Government announced
that LPG will not be given to a
consumer whose annual taxable
income
is
more
than
____________ in the previous
financial year.
(1) Rs. 5 lakh
(2) Rs. 6 lakh
(3) Rs. 7 lakh
(4) Rs. 8 lakh
(5) Rs. 10 lakh
165. The Iraqi Government has liberated
which Iraqi city from the Islamic
State?
(1) Ramadi
(2) Samarra
(3) Shamia
(4) Tikrit
(5) Zakho
166. Who has been appointed as brand
ambassador of Premier Badminton
League (PBL)?
(1) M.S. Dhoni
(2) Amir Khan
(3) Amitabh Bachchan
(4) Akshay Kumar
(5) Virat Kohli
167. Gaofen-4 is the observation
satellite of which country?
(1) Japan
(2) China
(3) Russia
(4) Italy
(5) France
168. Who won the McLeod Russel Tour
golf Championship Title?
(1) Rory McIlroy
(2) Gary Player
(3) S. Chikkarangappa
(4) Tiger Woods
(5) Luke Donald
169. Name the Indian who has been
selected as Wrestling referee for
2016 RIO Olympic Games.
(1) Nitin Bhargava
(2) Ashok Kumar
(3) Suman Sinha
(4) Suhel Khan
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MAGAZINE FOR THE MONTH OF MARCH - 2016
(5) John Kather
170. Recently the Ministry of Culture
has approved ________ for the
scheme “National Mission on
Libraries – Up-gradation of
Libraries – Providing Services to the
Public” for the 12th Plan period.
(1) Rs. 100 crore
(2) Rs. 700 crore
(3) Rs. 300 crore
(4) Rs. 500 crore
(5) Rs. 400 crore
171. Which of the following won the
inaugural Pro Wrestling League?
(1) Mumbai Garuda
(2) Haryana Hammers
(3) Delhi Veer
(4) Bengaluru Yodhas
(5) UP Warriors
172. Which country has decided to grant
free visas to visitors from China?
(1) India
(2) Nepal
(3) Bangladesh
(4) Japan
(5) Pakistan
173. Recently __________ and top
Russian pay-tv programmer Digital
Television Russia (DTR) have inked
a pact for joint production and
exchange of TV programs and
related services.
(1) Doordarshan
(2) Zee TV
(3) TCS
(4) Prasar Bharati
(5) Reliance Entertainment
174. China has turned down which of
its following policies?
(1) Nuclear Family Policy
(2) Anti-Nuclear Policy
(3) Two Marriages Policy
(4) Gay Marriage Policy
(5) One Child Policy
175. Who inaugurated Afghanistan’s
new Parliament complex, built by
India?
(1) Afghan President Ashraf
Ghani
(2) Indian Prime Minister Narendra
Modi
45
Leading Institute for Banking, Railway & SSC
(3) Indian President Pranab
Mukherjee
(4) Afghan Foreign Minister
Salahuddin Rabbani
(5) Indian External Affairs
Minister Sushma Swaraj
176. Recently _____________ has
been adjudged as the best
performing state for its exemplary
work in the field of information
technology during the ‘Digital India
Week 2015’. (1) Sikkim
(2) Maharashtra
(3) Chhattisgarh
(4) Gujarat
(5) Uttar Pradesh
177. Who has topped Spanish paper
Marca’s list of the top 10 players of
2015?
(1) Lionel Messi
(2) Cristiano Ronaldo
(3) Neymar
(4) Wayne Rooney
(5) Sergio Agüero
178. Who has been appointed as COO
of ‘Big Four’ accounting firm in
India?
(1) Satyavati Berera
(2) Deepak Kapoor
(3) Neil Wilson
(4) Kater Carlson
(5) Roza Shah
179. What was the venue of 18th edition
of the Asian Luge Championship?
(1) India
(2) China
(3) Philippines
(4) Malaysia
(5) Japan
Ans: (5) Japan
180. Which of the following launched
its mobile wallet service
‘MoboMoney’?
(1) ICICI Bank
(2) Tech Mahindra Ltd
(3) HDFC Bank
(4) Reliance Jio Infocomm
(5) Federal Bank
181. Recently how many agreements
were signed between India and
Russia?
(1) 10
(2) 16
(3) 18
(4) 8
(5) 20
182. What is the new deadline for
exchanging pre-2005 currency
notes with the new ones?
(1) 30 July 2016
(2) 30 May 2016
(3) 30 March 2016
(4) 30 April 2016
(5) 30 June 2016
183. Which company topped the
Fortune 500 List of Indian
companies for 2015?
(1) State Bank of India
(2) ICICI Bank
(3) Tata Motors
(4) Indian Oil Corporation
(5) Reliance Industries Limited
184. Who topped the ‘International
World Leader Index’?
(1) Vladimir Putin
(2) Barack Obama
(3) Narendra Modi
(4) David Cameron
(5) Angela Merkel
185. Who inaugurated the first cablestayed bridge of north India?
(1) Defence Minister of India
(2) IT and Communications
Minister of India
(3) Prime Minister of India
(4) President of India
(5) Urban Development Minister of
India
186. When is Good Governance Day
celebrated?
(1) 23th December
(2) 24th December
(3) 25th December
(4) 26th December
(5) 27th December
187. Sanjita Chanu is associated with
which sport?
(1) Squash
(2) Table Tennis
(3) Cricket
(4) Boxing
(5) Weightlifting
188. Recently ____________has
signed a memorandum of
understanding with the Ministry of
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MAGAZINE FOR THE MONTH OF MARCH - 2016
Development of Russian Far East
to explore and develop investment
opportunities in the energy sector.
(1) BHEL
(2) GAIL
(3) Reliance Communications
(4) Tata Power
(5) TCS
189. Sadhana Shivdasani passed away.
She was a / an _______________.
(1) Film Actress
(2) Film Director
(3) Film Producer
(4) Singer
(5) Dancer
190. Who has been appointed as new
High Commissioner to Pakistan?
(1) Rakesh Verma
(2) Sumanto Chattopadhyay
(3) M.L. Mukherjee
(4) Gautam Bambawale
(5) T.C.A. Raghavan
191. Which state will host National
Games in 2019?
(1) Andhra Pradesh
(2) Gujarat
(3) Sikkim
(4) Maharashtra
(5) Uttar Pradesh
192. Which country has announced to
adopt Chinese yuan as its legal
tender?
(1) New Zealand
(2) Kenya
(3) Zimbabwe
(4) Namibia
(5) Somalia
193. Which of the following has signed
an agreement with the NIESBUD
aimed at encouraging SMEs to
grow business profitably online?
(1) Snapdeal
(2) Google
(3) Flipkart
(4) Amazon
(5) Yahoo
194. Who has been appointed as CEO
of food regulator FSSAI?
(1) Roshan Khan
(2) Narendra Singh
(3) Sushil Verma
(4) R.L. Mishra
46
Leading Institute for Banking, Railway & SSC
(5) Pawan Kumar Agarwal
195. Recently _____________, the first
indigenously designed and built
warship of the Indian Navy, was
decommissioned in Mumbai.
(1) INS Varun
(2) INS Garun
(3) INS Yamuna
(4) INS Ganga
(5) INS Godavari
196. Indian Railways has tied up with
which Bank to sell rail tickets
through its applications?
(1) Axis Bank
(2) ICICI Bank
(3) HDFC Bank
(4) Yes Bank
(5) Federal Bank
197. Which of the following became the
first Asian country to approve the
sale of the world’s first-ever dengue
vaccine, Dengvaxia?
(1) India
(2) China
(3) Indonesia
(4) Philippines
(5) Japan
198. Recently the United Nations has
appointed _________ as new
peacekeeping chief in Mali.
(1) Mahamat Saleh Annadif
(2) Mongi Hamdi
(3) Habib Essid
(4) Ahmed Salem
(5) Ruhana Wajib
199. Who has been awarded U.S.
Soccer’s Male Player of the Year?
(1) Clint Dempsey
(2) Michael Bradley
(3) Landon Donovan
(4) Nick Rimando
(5) Tim Howard
200. Every year, India observes National
Immunisation Day in January to
mark the launch of(1) pulse polio programme
(2) small pox programme
(3) measels programme
(4) TB programme
(5) BCG Programme
ANSWER KEYS
1. (4)
2. (3)
5. (4)
6. (1)
9. (1)
10. (3)
13. (1) 14. (3)
17. (5) 18. (1)
21. (1) 22. (4)
25. (4) 26. (3)
29. (2) 30. (3)
33. (3) 34. (5)
37. (4) 38. (1)
41. (4) 42. (1)
45. (5) 46. (3)
49. (3) 50. (2)
53. (4) 54. (2)
57. (4) 58. (2)
61. (2) 62. (3)
65. (4) 66. (2)
69. (4) 70. (1)
73. (1) 74. (3)
77. (4) 78. (2)
81. (4) 82. (3)
85. (4) 86. (1)
89. (1) 90. (3)
93. (1) 94. (5)
97. (2) 98. (4)
101. (5) 102. (2)
105. (2) 106. (4)
109. (3) 110. (1)
113. (4) 114. (5)
117. (1) 118. (3)
121. (1) 122. (2)
125. (1) 126. (2)
129. (1) 130. (5)
133. (2) 134. (3)
137. (2) 138. (4)
141. (1) 142. (4)
145. (2) 146. (4)
149. (4) 150. (2)
153. (2) 154. (5)
157. (3) 158. (1)
161. (5) 162. (3)
165. (1) 166. (4)
169. (2) 170. (5)
173. (4) 174. (5)
177. (1) 178. (1)
181. (2) 182. (5)
185. (1) 186. (3)
189. (1) 190. (4)
193. (4) 194. (5)
197. (4) 198. (1)
3. (5)
7. (3)
11. (5)
15. (4)
19. (1)
23. (2)
27. (4)
31. (4)
35. (2)
39. (2)
43. (3)
47. (2)
51. (3)
55. (2)
59. (3)
63. (1)
67. (1)
71. (2)
75. (4)
79. (3)
83. (1)
87. (2)
91. (2)
95. (1)
99. (4)
103. (4)
107. (1)
111. (1)
115. (5)
119. (5)
123. (3)
127. (2)
131. (1)
135. (1)
139. (3)
143. (3)
147. (4)
151. (1)
155. (1)
159. (3)
163. (4)
167. (2)
171. (1)
175. (2)
179. (5)
183. (4)
187. (5)
191. (1)
195. (5)
199. (2)
4. (2)
8. (4)
12. (4)
16. (2)
20. (3)
24. (5)
28. (1)
32. (5)
36. (1)
40. (4)
44. (2)
48. (4)
52. (1)
56. (1)
60. (1)
64. (5)
68. (3)
72. (4)
76. (2)
80. (1)
84. (1)
88. (1)
92. (3)
96. (5)
100. (2)
104. (2)
108. (2)
112. (1)
116. (2)
120. (1)
124. (5)
128. (3)
132. (4)
136. (4)
140. (5)
144. (5)
148. (2)
152. (3)
156. (4)
160. (5)
164. (5)
168. (3)
172. (2)
176. (3)
180. (2)
184. (2)
188. (4)
192. (3)
196. (2)
200. (1)


B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
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MAGAZINE FOR THE MONTH OF MARCH - 2016
40 MCQ ON COMPUTER
1.
2.
3.
4.
5.
6.
7.
A warm boot in older versions of
Windows is caused by:
(1) Typing the Alt+ Tab key
combination
(2) Selecting Hibernate or Standby
when shutting down
(3) Typing the Ctrl+ Alt+ Delete key
combination
(4) Pressing the power switch
(5) None of these
Setting fonts for the text in your
document is an example of:
(1) Formatting.
(2) Formulas.
(3) Tracking changes.
(4) Tools.
(5) None of these
____________ is the file system used
by the operating system to identify the
physical locations of files on the
hard drive.
(1) RTOS
(2) GIF
(3) FAT
(4) POST
(5) None of these
___________software allows the user
to speak into the computer rather than
type in text.
(1) Speech recognition
(2) CHAT
(3) Message
(4) All of the above
(5) None of these
A server uses _________applications
software to support its client
computers.
(1) back-end
(2) front end
(3) programming
(4) java
(5) none of these
What does the XP stand for in Windows
XP?
(1) Exponential
(2) Experience
(3) Expertise
(4) Exchange
(5) None of these
Which symbol is used in Excel to denote
exponential numbers?
(1) *
(2) ^
(3) &
(4) $
(5) None of these
47
Leading Institute for Banking, Railway & SSC
8. Which of the following is NOT a source
of viruses?
(1) Diskettes
(2) The Internet
(3) E-mail messages
(4) Computer networks
(5) None of these
9. Which printer type is an impact printer?
(1) Page printers
(2) Laser printers
(3) Ink-jet printers
(4) Dot-matrix printers
(5) None of these
10. What type of software must to be used
to translate scanned text into a format
that can be manipulated?
(1) OCR
(2) CRT
(3) RGB
(4) MIDI
(5) None of these
11. Which of the following companies
developed MS Office-2000?
(1) Novell
(2) Corel
(3) Lotus
(4) Microsoft
(5) None of these
12. What is the meaning of MICR‘?
(1) Magnetic Ink Character
Recognition
(2) Magnetic Intelligence Character
Recognition
(3) Magnetic Information Cable
Recognition
(4) Magnetic Insurance Cases
Recognition
(5) None of these
13. VIRUS stands for________
(1) Very Important Record User
Searched
(2) Verify Interchanged Result Until
Source
(3) Vital Information Resource Under
Seize
(4) Very Important Resource Under
Search
(5) None of these
14. The technique that extends storage
capacities of main memory beyond the
actual size of the main memory is
called _______
(1) Multitasking
(2) Virtual storage
(3) Multiprocessing
(4) Multiprogramming
(5) Switching
15. ____________Command we can use to
close the windows.
(1) Alt+ F1
(2) Alt+ S
(3) Alt+ End
(4) Alt+F4
(5) None of these
16. Algorithm is used ———
(1) To bring itself into desired state by
its own action
(2) To perform logarithmic operations
(3) To describe a set of procedure by
given result is obtained
(4) As a high level language
(5) None of these
17. FOXPRO is a ————
(1) RDMBS
(2) DBMS
(3) Language
(4) All of the above
(5) None of these
18. Who is considered to the father of
computers?
(1) John Bardeen
(2) Charles Babbage
(3) John Backus
(4) William Shockley
(5) None of these
19. Which of the following will connect you
to the Internet?
(1) An Commercial online service
(2) An Internet service provider
(3) A network connection
(4) All of the above
(5) None of these
20. What software allows you to view
internet sites?
(1) A cyber café
(2) A browser
(3) A modem
(4) Your computer
(5) None of these
21. A set of rules for creating markup
languages that enables programming to
capture specific types of data by
creating their own elements is
called______
(1) XML
(2) HTML
(3) Ada
(4) XHTML
(5) None of these
22. Small plain text files that are written to
your computer’s hard disk by many of
the Web sites you visit are
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MAGAZINE FOR THE MONTH OF MARCH - 2016
called_______
(1) RFIDs
(2) Web beacons
(3) GUIDs
(4) Cookies
(5) None of these
23. Which of the following is the proper
way to denote a cell in a spreadsheet?
(1) 5C
(2) C5
(3) 2-15
(3) C
(4) None of these
24. Which broadband service is the most
available?
(1) C-able
(2) POTS
(3) Satellite
(4) DSL
(5) None of these
25. _________ is a set of rules computers
use to talk to each other.
(1) Protocol
(2) Syntax
(3) DOS command
(4) HTML
(5) None of these
26. Which backup method only backs up
files that have been modified since the
last backup?
(1) Incremental backup
(2) Partial backup
(3) Selective backup
(4) Full backup
(5) None of these
27. Which type of transmission media is
known as regular telephone wire?
(1) Wi-Fi
(2) Twisted-pair wire
(3) Fiber optic cable
(4) Coaxial cable
(5) None of these
28. What is the purpose of a firewall on a
computer?
(1) To protect a computer from
unauthorized access
(2) To protect a computer in case of
fire
(3) To protect a computer from spam
(4) All of the above
(5) None of these
29. A disk’s content that is recorded at the
time of manufacture and that cannot
be changed or erased by the user
is_______________
(1) Memory-only
(2) Write-only
(3) Once-only
48
Leading Institute for Banking, Railway & SSC
(4) Run-only
(5) Read-only
30. In word, you can change Page Margins
by ......
(1) Dragging the scroll box on the
scroll bars
(2) Deleting the margin boundaries on
the Ruler
(3) Dragging the margin boundaries on
the Ruler
(4) Clicking the right mouse button
on the Ruler
(5) None of these
31. Which part of the computer helps to
store information?
(1) Monitor
(2) Keyboard
(3) Disk - drive
(4) Printer
(5) Plotter
32. Which key is used to delete one character
to the left of the current position of
the cursor ?
(1) Backspace
(2) Delete
(3) Insert
(4) Esc
(5) Ctrl
33. If you want to connect to your own
computer through the Internet from
another location, you can use–
(1) e-mail
(2) FTP
(3) instant message
(4) Telnet
(5) None of these
34. A (n) ……….is a special visual and audio
effect applied in Power-point to text
or content.
(1) Animation
(2) Flash
(3) Wipe
(4) Dissolve
(5) None of these
35. Where does most data go first with in a
computer memory hierarchy?
(1) RAM
(2) ROM
(3) BIOS
(4) CACHE
(5) None of these
36. All of the following are examples of
storage devices EXCEPT _______
(1) hard disk drives
(2) printers
(3) floppy disk drives
(4) CD drives
(5) Pen drives
37. Select the Odd one_____
(1) Operating system
(2) Interpreter
(3) Compiler
(4) Assembler
(5) None of these
38. Which of the following is not an
advantage of magnetic disk storage?
(1) The access time of magnetic disk
is much less than that of magnetic
tape
(2) Disk storage is longer lasting than
magnetic tape
(3) Disk storage is less expensive than
tape storage
(4) All of the above
(5) None of these
39. Perforated paper used as input or output
media is known as_____
(1) Paper tape
(2) Magnetic tape
(3) Punched paper tape
(4) Card punch
(5) None of these
40. The first generation computer system
used________
(1) Vacuum tubes
(2) Transistors
(3) Registers
(4) Magnetic cores
(5) Silicon chip

ANSWER KEYS
1-3
2-1
3-3
4-1
5-1
6-2
7-2
8-3
9-4
10-1
11-4
12-1
13-3
14-2
15-4
16-3
17-3
18-2
19-2
20-2
21-1
22-4
23-2
24-3
25-1
26-1
27-2
28-1
29-5
30-4
31-3
32-1
33-4
34-1
35-1
36-2
37-1
38-5
39-1
40-1
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MAGAZINE FOR THE MONTH OF MARCH - 2016
ABBREVIATION
ABEDA Arab Bank for Economic
Development in Africa.
ACF
Auto Correlation Function.
ACS
Automated Clearing Systm.
AD
Authorized Dealer.
ADB
Asian Development Bank.
ADR
American Depository Receipt.
AEPS Aadhaar Enabled Payments
Switch.
AFS
Annual Financial Statement.
AGM Annual General Meeting.
AIC
Agricultural Insurance
Company.
ASSOCHAM
Associated
Chambers of
Commerce and
Industry of India.
AMFL Association of Mutual Funds
in India.
AML Anti Money Laundering.
ALM Asset Liability Management.
ATM Automated Teller Machine.
BCSBI Banking Codes and Standards
Board of India.
BIS
Bank for International
Settlements.
BOB
Bank of Baroda.
BOI
Bank of India.
BOP
Balance of Payments.
BOR
Bank of Rajasthan.
BOT
Build,Operate and Transfer.
BR Act Banking Regulations Act, 1949.
BSCS Basel Committee on Banking
Supervision.
BSR
Basic Statistical Returns.
BSE
Bombay Stock Exchange.
BSR
Basic Statistical Returns.
BIS
Bank for International
Settlements.
CA
Chartered Accountant.
CAD
Capital Account Deficit.
CAG
Controller and Auditor General.
CAG
Controller and Auditor General
of India.
CAR
Cash Adequacy Ratio.
CB
Canara Bank.
CBS
Core Banking Solution.
CDB
Caribbean Development Bank.
CDBS Committee of Direction on
Banking Statistics.
49
Leading Institute for Banking, Railway & SSC
CDS
CEPA
Credit Default Swap.
Comprehensive Economic
Partnership Management.
CFRA Combined Finance and
Revenue Accounts.
CGRA Currency and Gold
Revaluation Account.
CIBIL Credit Information Bureau
(India) Limited.
CPI
Consumer Price Index.
CRAR Capital To Risk Weighted Asset
Ratio.
CRMD Credit Risk Management
Department.
CRR
Cash Reserve Ratio.
CTI
Country Threat Index.
COB
Corporation Bank.
CP
Colombo Plan.
CUB
City Union Bank
DB
Dena Bank.
DB
Dhanlakshmi Bank.
DTAA Double Taxation Avoidance
Agreement.
ECB
External Commercial
Borrowings.
ECS
Electronic Clearing System.
EEFC Exchange Earner’s Foreign
Currency.
ELSS
Equity Linked Saving Scheme.
EADB East African Development
Bank.
EBRD European Bank for
Reconstruction and
Development.
EIB
European Investment Bank.
EXIM Export Import Bank of India.
FCA
Foreign Currency Assets.
FCCB Foreign Currency Convertible
Bonds.
FCNRA Foreign Currency Non
resident Account.
FDI
Foreign Direct Investment.
FERA Foreign Exchange Regulation
Act.
FICCI Federation of Indian Chambers
of Commerce and Industry.
FII
Foreign Institutional Investor.
FIMMDA Fixed Income Money
Markets and Derivatives
Association.
FIPB
Foreign Investment Promotion
Board.
FPI
Foreign Portfolio Investment.
FTA
Free Trade Agreement.
GDP
Gross Domestic Product.
GDR
Global Depository Receipt.
GFD
Gross Fiscal Deficit.
GIRO Government Internal Revenue
Order.
GAAR General Anti Avoidance Rule.
HDFC Housing Development
Finance Corporation.
IADB Inter American Development
Bank.
IBPS
Institute of Banking Personnel
Selection.
IBRD International Bank For
Reconstruction And
Development.
ICA
Indian Council of Agricultural
Research.
ICICI
Industrial Credit and
Investment Corporation of
India.
IDB
Islamic Development Bank.
IDBI
Industrial Development Bank
of India.
IDR
Indian Depository Receipts.
IIB
International Investment Bank.
IIBF
Indian Institute of Banking
and Finance.
IRR
Internal Rate Of Return.
IMD
India Millennium Deposits.
IMF
International Monetary Fund.
IMPS Immediate Mobile Payment
System.
IOB
Indian Overseas Bank.
IPO
Initial Public Offering.
IRBI
Industrial Reconstruction Bank
of India.
KCC
Kisan Credit Card.
KMB Kotak Mahindra Bank.
KVB
Karur Vysya Bank.
KYC
Know Your Customer.
LAB
Local Area Bank.
LAF
Liquidity Adjustment Facility.
LDB
Land Development Bank.
LIBOR London Inter Bank Offered
Rate.
MIBOR Mumbai Inter Bank Offer Rate.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
NABARD National Bank for Agricultural and Rural
Development.
NAS
National Account Statistics.
NAV
Net Asset Value.
NBC
Non Banking Companies.
NBFC Non Banking and Finance companies.
NEFT National Electronic Funds Transfer System.
NFA
No Frills Account.
NFC
Non Banking Finance Companies.
NHB
National Housing Bank.
NIB
Nordic Investment Bank.
NPA
Non Performing Assets.
NPS
National Pensions Scheme.
NSE
National Stock Exchange.
OMO Open Market Operations.
OTP
One Time Password.
PGS
Payment Gateway System.
RBI
Reserve Bank Of India.
RBS
Royal Bank of Scotland.
RRB
Regional Rural Bank.
RTGS Real Time Gross Settlement System.
SCB
Scheduled Commercial Bank.
SCC
Selective Credit Control.
SEPA Single Euro Payment Area.
SEBI
Security Exchange Board Of India.
SHGs Self Help Groups.
SIDBI Small Industries and Development Bank of India.
SLR
Statutory Liquidity Ratio.
SPNS Shared Payment Network System.
SWIFT Society For World Wide Inter Bank Financial
Telecommunication.
ULIP
Unit Linked Insurance Plan.
UCB
Urban Cooperative Bank.
UEBA Universal Electronic Bank Account.
UIDAI Unique Identification Authority of India.
ULIP
Unit Linked Insurance Policies.
UPIN Unique Property Identification Numbers.
USB
Ultra Small Branch.
USD
United States Dollar.
VDBS Vertically Differentiated Banking System.
WBCIS Weather Based Crop Insurance Scheme.
WL ATM White Label ATM.
WPFI World Press Freedom Index.
WPI
Wholesale Price Index.

50
Leading Institute for Banking, Railway & SSC
DESCRIPTIVE ENGLISH
Pubs and Discos, are they any good for the youth?
India being very diverse country in terms of Religion, Society,
Language, Region, Ethnic Identity, Culture, Custom and rites.
Sudden change in the life style can be adopted by some
highly educated and flexible mindset people, but others may
be seen it as a unwelcomed and threat to the culture and
create conflict with their counterpart. The nigh out culture in
‘Pubs and Discos ‘is prospering in big cities of India, which
is adopted by some sections of people, at the same time it is
discarded by others.
Historically, westernisation, that is influence of culture of
western developed countries into Indian culture, is discarded,
protested, but there are people who welcomed these culture
to dilute the rigidity in Indian setup in terms of Religion,
Caste, Gender and so on. Gandhiji explained with examplekeep the doors and windows of the house open for fresh air
by keeping the base of the house intact. He tried to explain
that allow everything that is useful and acceptable from the
western culture by keeping the basis structure of Indian
culture intact. But on the other hand, some people thought
any western influence in Indian culture is detrimental to Indian
society and they violently opposed.
The ‘Pubs and Discos’ culture prevailed mostly in USA and
UK, and that trend established in India also due to
globalisation of culture and life style. Where young people
freely live their life in the name of entertainment. ‘Pubs and
Discos ‘seen as place for Drugs, Alcohol and sometimes for
sex also. People who accepted these cultures are too free to
use drugs and even feel free to engage in sexual activities in
the crowd that is totally unacceptable in Indian way of life. It
is the level of freedom, where a couple feel alone in between
the crowd around them but one always should keep in mind
that every rights is associated with corresponding duties to
follow.
Entertainment and freedom in life for young is always seen
with the main purpose to make life worthy with proper
education to make life dignified, respectfull and successful.
Regular visiting ‘Pubs and Discos’ is not useful at all, which
is detrimental that comes with drug addiction,lust,physical
and mental retardation and divert the one from the actual
growth and development in a holistic what for better life in
the future.
Occasional visiting with a good friend circle enhance the
behaviour, leadership, respect for others, and gregarious
character of young person. By keeping full scope for others
with their activities, never interfere or disrespect others rights,
Peer pressure by controlling peers in case of breaching limit
when over consumption of alcohol to behave well in public
sphere. At the same time there is always a sense of competition
among peers for better branded clothing and costly latest
electronic gadgets which considered as matter of prestige
and status, which ultimately harm the hard earned money by
parents.
Drugs, Alcoholism is common for new generation. Young
people use ‘pubs and Discos’ to seek partners for sex and
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entertainment. After consuming drug or alcohol it may result
into sexual violence and woman abuse. Many times alcoholism
lead to severe conflict and violence, which some time became
cause to murders. For example Jessica Lal murder case, where
an influencing person who is son of a powerful politician
shoot a pub female employee.
As pubs and Discos are very costly and addiction to it causes
bankruptcy, domestic violence, compromise with ethics and
moral conduct of the people. Arguments with parents for
money, breakdown of relationship among family members
and friends due to change in behaviour due to drug addiction.
May lead one’s life in lonliness, frustration and stressful
that may lead someone to commit suicide.
Entertainment is necessary part of life to get rid of stress and
physical tiredness. Some people choose to visit pubs and
discos for relaxation by ignoring all tension and problems
for instance that will make one free from mental and physically
relax to start next day with a fresh mind and body.
Night out by women in pubs and discos create a sense of
gender equality and women freedom and empowerment,
which were suppressed in India throughout history. That
also shows their awareness towards their rights and freedom,
which prevent them from unwelcomed interference from
people around them.
Living like time, which changes every moment, is a perfect
way to live with respect to the changes happening in the
world around. Water in resting condition is prone to
deteriorating by bacterial activities and makes it non-potable
and other uses. Similarly life also should have tendency to
change according to changes that are happening around.
Digital India or Green India, Discuss
India is a vast country having third largest landmass in Asia
and second largest population of the world. India is a
democratic country as well and all policy decisions are taken
in a democratic way which requires debate and discussions
at different levels and consensus building requires a
considerable long time for formulating any policy both at
local as well as national level.
Approximately the forest and tree cover of India is 24.1% of
the geographical area of the country at present. But due to
poor planning, infrastructure development like building of
roads, airports, dams etc. led to loss of vast tracts of greenery
year after year. Vegetation is mainly a natural phenomenon
based on climatic conditions and cannot be easily created
by men. Natural greenery is a manifestation of thousands of
years of climatic conditions. The loss of vegetation over the
years itself is sufficient to disrupt the global climatic condition
and is a contributor to global warming. The ecosystem
developed over thousands of years can be destabilised within
a short period of time but cannot be produced by any
manmade mechanism. The biodiversity can be sustained only
with proper ecosystem. A biodiversity hotspot is a biogeographic region with a significant reservoir of biodiversity
that is under threat from humans. India has three biodiversity
hotspots- The Western Ghats, The Eastern Himalayas and
Indo-Burma region. The exploitation of forest resources by
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Leading Institute for Banking, Railway & SSC
mankind has led to the extinction of various species in recent
times. The vast biodiversity which is prevalent at the
Himalayan range and other hilly areas is threatened. Due to
climatic change and encroachment for cultivation purposes
and large human settlement, the forestry at the foothill areas
are near extinct which very much affect the ecosystem in
those areas.
The only answer to the above mentioned dilemma of the
humanity for sustainable development so as to cope with
ecological problems along with preserving the biodiversity
lies with proper study of the cause and effect of those
problems. In doing so digital India concept and its
implementation will give us a roadmap towards sustainable
development. Collection of data on every aspect of greenery
comprising tracts of forest both at rural level and urban level,
mapping etc. , various technologies are used by different
organisations in the country. Even a small depletion of
vegetation without alternative arrangement for afforestation
can not be allowed. The application of modern technologies
like Remote Sensing (RS), Geographic Information System
(GIS) and Global positioning System (GPS) have provided
with various methods of survey, mapping and monitoring.
Satellite observations are becoming essential for protecting
the forest cover and overall global environment. In India
leading organisation like Indian Space Research Organisation
(ISRO) is using various space borne technologies for the
generation of satellite data. National Remote Sensing Centre
(NRSC) is responsible for supply of these satellite data for
various projects carried out all over the country for
conservation measures. Another organisation Forest Survey
of India (FSI) is responsible to prepare State of Forest report
biennially providing assessment of latest forest cover in the
country and monitoring changes in these. Their objective is
to conduct inventory in forest and non-forest areas and
develop database on forest tree resources. They also aim at
preparation of thematic maps on 1:50000 scale using aerial
photographs. The technologies adopted by all these
organisations are advanced digital technologies. The onset
of Monsoon can be predicted only because of sustained
collection of data over a period of years. The Indian
Meteorological Department (IMD) has been issuing long
range forecast based on statistical methods for the southwest
monsoon rainfall over India for more than hundred years.
IMD has implemented a dynamical prediction system by
preparing 20 years model climatology (1985-2004) based on
the observation of sea surface temperature data as boundary
condition. The study of cloud formation is also a new
phenomenon of our age; these features are becoming possible
because of long-term database and its analysis through
computers. Data on rainfall, temperature, soil, humidity etc.
at the gram or panchayat level should be developed
systematically round the year in a sustainable manner in a
databank and it could be analysed and correlated for climatic
changes as well as developmental aspect of the area.
Alternatively the concepts should be developed in an all
inclusive manner by enlightening the last man of the village
also to the consequences that arise due to shrinkage of green
area and its effect on biodiversity, health of men and animal,
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agriculture and economy of all the people. To have an
inclusive growth Digital India could be complementary to
Green India.
Amir Khan and Intolerance Debate in India
Intolerance can be termed as sense of insecurity amongst
the section of the society (generally minority community)
due to policies by the ruling class affecting their interests.
Recent debate on the intolerance in country has many
perspectives. When one looks at the recent policy decisions
of the governments like beef ban, irresponsible statements
by the elected representatives it is surely a matter of concern.
Also failure by the concerned authorities to curb such
tendencies makes it worse. The multicultural Indian society
cannot be governed on the basis of such biased decisions.
Also constitution of India has promised certain rights to the
religious minorities (Article 24,25).Values like secularism
which forms the basic structure of the constitution, which
cannot be encroached by any authority. The intolerance
debate has become propaganda many times. These debates
used as tool to disturb the stability of the government by the
groups of the people. Making an attempt to obstruct the
working of the government unnecessarily, boycotting the
personalities (films of actors) are some of the bad tendencies
which make the things more complicated. Though it is
appropriate to resist or express against the cases of
intolerance, social media and youth involved in it, spreading
the content without knowing possible effects, is a general
observation now a days.
Recently Amir Khan expressed his feelings about insecurity
rising in the nation which caused uproar in social media. In
Amir Khan’s particular case it can be easily observed that
his statements were differently interpreted by the media and
people. The harm done by the interpretation is many times
more than that of actual statement. Here unethical behavior
of the media and concerned people gets underlined. Now
when a particular section of people develops sense of
insecurity, should find the root cause of the problem and
should prefer constitutional, legislative, judicial methods to
express concern and to get justice. The governing authorities
are capable enough to do the same. It will be the best way as
it would keep social fabric of country intact. It is said that
our duties are guided by the law, but major portion of our
behavior is out of purview of governing laws. It is desirable
to follow something called “Self Rule”. The self rule of the
people will give the strength to the country to stand against
tendencies like intolerance.
Being vegetarian or Non-Vegetarian
Now a days there is huge uproar against rising prices of
pulses and failure of government to curb it. The cunsumption
of chicken is proving cheaper than that of pulses. Though
sounds funny, it is a reality. Also issues like beef ban and
related religious sentiments in some parts of society are
shaping food habits of the people. On the backdrop of all
these ‘ being vegetarian or non vegetarian’ seems to be less
important.
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Leading Institute for Banking, Railway & SSC
If we think of evolution of a mankind as a whole , any prejudice
that particular section of the society being vegetarian or non
vegetarian proves wrong. In his early days of evolution and
before invention of agriculture (paleolithic and mesolithic
age) man was dependent upon hunting as well as gathering
the natural products for survival. In further development
man stabilised. With development of various religions and
related philosophies some sections did away with
consumption of meat e.g. Jain, Brahmins and more. But if we
consider todays globalized world these beliefs are also fading
away and consumption patterns are shaped by taste,
availibility, affodability.
In food pyramid producers are at the bottom and carnivorous
are at higher level. Hence the energy required for production
of per kg of grains etc is less than per kg of meat. Also the
non vegetarian food is chief source of proteins and fats only
where as various kind of vegetarian food is essential for
satisfying the nutritional requirements of human being. Hence
non vegetarian food can be considered as addition and not
substitution to the vegetarian food. Also non govermental
organisations like PETA are making an attempt to minimize/
stop killing the animal for food. Such kind of genuine attempts
are questioning the ethical issues involved in the process.
Madhya Pradesh government was planning to introduce
eggs as source of protein in government run Mid Day Meal
Programme. But it failed after the debate of vegetarian vs
non-vegetarian. I think with proper modifications it would
have been a good step to minimize the under nourishment in
the school children where India is performing very poor at
global level.
The agriculture and related food processing industry is
flourishing nowadays. Also India is performing great in
fishing, poultry sector. The considerable no of people get
access to their bread and butter through these works. Various
food products (vegetarian and non-vegetarian) are part of
Indias import and Export and contributing to India’s fast
growing economy. Thus these production and consumption
of food items not only india but over the world takes place
on the basis of demand mostly and not of a particular section.
Considering the issues involved dictating the food habits of
the people will not be tolerated in the democratic country
like India and no governing authority shoild try to do the
same. on the other hand consumers should keep in mind the
good and bad effects of particular food habit and should act
accordingly. Finally food should be seen as a need for
survival. And no taboo should be attached to it on the basis
of consumption pattern.

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WORD OF THE MONTH
Example Sentence:
They did not have much time to pull their lives together and
acclimate themselves to English culture.
1. DOVETAIL (VERB): link, fit together
Synonyms: coincide, conform
Antonyms: clash, differ
Example Sentence:
The novel is structurally daring, managing to dovetail the
perspectives of both boys.
10. GROTESQUE (ADJECTIVE): ugly, misshapen
Synonyms: eerie, absurd Antonyms: familiar, usual
Example Sentence:
I confess that I had not up to now taken a very serious view
of the case, which had seemed to me rather grotesque and
bizarre than dangerous.
2. CONCORDAT (NOUN): agreement
Synonyms: pact,
deal Antonyms: disagreement,
misunderstanding
Example Sentence:
This was a rupture of the concordat, and was so regarded by
Napoleon.
11. PERSECUTE (VERB): wrong, torment
Synonyms: expel, harass
Antonyms: delight, comfort
Example Sentence:
We are also keenly aware of the fact that states routinely use
a wide range of charges to persecute the press.
3. REAM (NOUN): heap
Synonyms: bundle, stack Antonyms: individual, lack
Example Sentence:
This year’s survey included a ream of questions about
returning-veteran violence.
12. SCALLOP (VERB): crumple, ruffle
Synonyms: crimp, rustleAntonyms: flatten, untwist
Example Sentence:
And then he began to crush and scallop the paper, and to
tear it into a thousand shreds.
4. FAZE (VERB): embarrass
Synonyms: annoy, confound Antonyms: encourage,
enlighten
Example Sentence:
None of this has seemed to faze the journalist, who, this
fashion season, displayed her trademark ability to excite and
infuriate.
13. GASCONADE (VERB): boast
Synonyms: aggrandize, brag Antonyms: conceal, be sad
Example Sentence:
My gasconade delighted the old lady and she gave me a
heap of sweetmeats to recover her place in my good graces.
5. MOPE (VERB): pout, be dejected
Synonyms: brood, sulkAntonyms: praise, please
Example Sentence:
For days we were utterly inconsolable, doing nothing but
mope morning, noon, and night.
6. SQUISH (VERB): squash
Synonyms: crush, mash Antonyms: lose, uncompressed
Example Sentence:
Any dish in my kitchen will benefit from a squish of lemon,
lime, orange or grapefruit, and so I always have them on
hand.
7. COCKLE (NOUN): shell
Synonyms: ripple, pucker Antonyms: smoothness, evenness
Example Sentence:
The appearance of cockle Hall was, indeed, as his mother
had very properly informed him, ludicrous in the extreme.
8. TAMPER (VERB): interfere, alter
Synonyms: meddle, tinkerAntonyms: improve, remain
Example Sentence:
There was something in the hearts of his people with which
he dare not tamper.
9. ACCLIMATE (VERB): make or become adjusted, adapted
Synonyms: accustom, accommodateAntonyms: soften
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Leading Institute for Banking, Railway & SSC
14. RABBET (NOUN): incision
Synonyms: wound, pierceAntonyms: closure, solid
Example Sentence:
Cut them to fit the mortises in the posts, also rabbet the back
rails for the backing.
15. SWELLHEADEDNESS (NOUN): self-centeredness
Synonyms: arrogance, egocentricity Antonyms: humility,
altruism
Example Sentence:
“There is no swellheadedness about Mr. Issa whatsoever,
which I have found to be unusual,” she says.
16. IAMBIC (ADJECTIVE): with rhythm and beauty; related
to poetic composition
Synonyms: dramatic, dactylic Antonyms: prosaic
Example Sentence:
The lovers speak entirely in iambic pentameter, which works
much better than it should.
17. RINKY-DINK (ADJECTIVE): inferior, low in quality
Synonyms: bad, poorAntonyms: costly, precious
Example Sentence:
We had always looked down on sol breeders as a so-called ‘
rinky-dink race’.
18. ABASH (VERB): embarrass
Synonyms: disconcert, rattle Antonyms: soothe, ease
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MAGAZINE FOR THE MONTH OF MARCH - 2016
Example Sentence:
I warn him, in a tone which ought to abash him, but doesn’t
in the least.
19. CRUCIFY (VERB): execute; torture near to death
Synonyms: torment, excruciateAntonyms: exalt, praise
Example Sentence:
At the last minute, it was generously decided not to crucify
the victims after their deaths.
20. DEMURE (ADJECTIVE): reserved, affected
Synonyms: modest, proper Antonyms: bold, shameless
Example Sentence:
She had long, wavy blonde hair and wore a demure black
suit.

BANKING TERMINOLOGY
Goods and Services Tax (GST) Bill India Quick
Points
The Lok Sabha has passed the Constitution amendment bill
to roll out the Goods and Services Tax (GST).
So here are some important points in the form of Question
and Answers that might come in handy for your upcoming
exams.
1. What is GST?

GST Will offer a single-shot solution by subsuming
local levies into one system.

For instance, a car’s price will vary among states
because of different rates of taxes such as VAT,
octroi and road tax.

Under GST all these will be subsumed under a single
tax, virtually making India a single market.

Alcohol and tobacco will remain outside GST.
2. What is needed to convert the GST Bill into law?

Parliament will have to pass it by a two-thirds
majority and at least half of the state assemblies
will have to pass the Bill as it is a Constitution
Amendment bill.
3. When does the Government plan to roll out GST?

The government plans to roll out GST from Apr 1,
2016.
4. What will be the effect of GST on services tax?

Under current laws, only the Centre can impose a
tax on services. GST will empower states to collect
service taxes.
5. How GST will work?

Under GST, the states and the Centre will collect
identical rates of taxes on goods and services.
54
Leading Institute for Banking, Railway & SSC

For instance, if 16% is the GST rate on a good across
the country, the states and the Centre will get 8%
each called the CGST and SGST rates.
6. What about the tax rates?

The GST rates on goods have not been specified in
the bill.

A GST council headed by the Central Finance
Minister and represented by the state FMs will
decide on the rates, exemptions, threshold limits
and dispute resolution.
7. What impact would it have on overall prices?

The 13th Finance Commission estimates prices of
agricultural goods will increase by between 0.61
percent and 1.18 percent, while prices of
manufactured items would fall by 1.22 - 2.53 percent.
8. What about entry tax?

States will be allowed to collect an additional tax ofl
per dent above the GST for goods that enter the
state. This can be imposed for a maximum period of
two years.
9. What about compensation to states?

The Constitution Amendment Bill will offer a
compensation package to states for potential
revenue loss. The package will come with a sunset
clause of five years.

In the first three years, the Centre will reimburse
100 per cent of the revenue loss, 75 per cent in the
fourth year and 50 per cent in the fifth year.
10. What about petroleum products?

Petro products will be within GST, but “zero-rated”
to begin with.

The status quo will continue for the time being.

States will continue to collect sales tax/VAT on petro
products, while the Centre will levy excise duty as
is the case now.
11. What is the present status of the GST Bill?

The Rajya Sabha on 12 May referred the GST Bill to
a Select Committee and has asked that the committee
headed by RIP NIP Bhupendra Yadav submit its
report on the last day of the first week of the
Monsoon Session.
“The initiative to reform the multiple production and
consumption taxes at the Union and state levels into a dual
goods and services tax (GST) has run into rough weather
once again. The reform has been on the agenda for a
considerable period of time. Several deadlines were
announced and missed. With the Constitution (122nd
Amendment) Bill not getting passed in Parliament, this seems
to be yet another case of the missed deadline.”

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MAGAZINE FOR THE MONTH OF MARCH - 2016
100 G.K. QUESTION FOR SSC/RAILWAY
1.
2.
3.
4.
5.
6.
7.
8.
9.
The First Governor of the Portuguese
in India was
a) De Almeida
b) Vasco –da-Gama
c) Bartholomew
d) Albuquerque
Which one of the following reformative
measures was not introduced by
William Bentinck?
a) Suppression of thugs
b) Abolition of Sati
c) Removal of disabilities due to
changed of religion
d) Abolition of slavery
Which work of Thomas Paine inspired
the colonial people to fight against
Britain during the American War of
Independence?
a) Social Contract
b) What is the Third Estate?
c) Common Sense
d) The Spirit of the laws
Fascism believes in
a) Dominant multi- party system
b) one party system
c) Bi- party system
d) Fragmented multi- party system
Which of the following commissions is
not a Constitutional body?
a) Union Public Service Commission
b) Staff Selection Commission
c) Election Commission
d) Finance Commission
An index number measuring the average
price of consumer goods and services
purchased by households is
a) Wholesale price index
b) Consumer price index
c) Human development index
d) Cost of living index
Oligopoly consists of
a) Few sellers
b) Two sellers
c) Three sellers
d) Single seller
National Income in India is estimated
by the
a) product and income methods
b) product method
c) income method
d)expenditure method
The fixed cost in the short run for a
producing firm will be
55
Leading Institute for Banking, Railway & SSC
a) always fluctuating
b) always declining
c) always constant and fixed
d) always increasing
10. Machine tool is an example of ________
goods.
a) intermediary
b) consumer
c) capital
d) free
11. Gandhara art was the combination of
a) Indian and Persian styles of
sculptures
b) Indian and Chinese styles of
sculptures
c) Indian and Greek styles of
sculptures
d) None of these
12. Mohammed Gawan was a famous Wazir
and Vakil in the kingdom of
a) Mysore
b) Bahmani
c) Gujarat
d) Kashmir
13. Duncan Passage separates
a) Little Andamans and Car Nicobar
Islands
b) North and Middle Andamans
c) Middle and South Andamans
d) South Andamans and Little
Andamans
14. In biology, water soluble substances are
referred to as
a) hydrodynamic
b) hydrophobic
c) hydrophilic
d) hydrokinetic
15. Amoeba acquires its food through the
process of
a) Exocytosis and endocytosis
b) Exocytosis
c) Endocytosis
d) Plasmolysis
16. Female Anopheles mosquito is the
vector of
a) Malaria
b) Filariasis
c) Dengue fever
d) Yellow fever
17. The animal association seen in a sucker
fish attached to a shark is
a) Neutralism
b) Mutualism
c) Commensalism
d) Parasitism
18. Which among the following is symbiotic
Nitrogen-fixing bacteria ?
a) Azotobacter
b) Xanthomonas
c) Pseudomonas
d) Rhizobium
19. The duration of day from the moment
of the Sun is overhead today to the
moment when the Sun will be overhead
tomorrow is determined by
a) rotation of earth on its axis only.
b) revolution of earth around the Sun
only
c) rotation of earth around the Sun
only
d) the inclination of the axis of
rotation of the earth to its plane
of rotation
20. The dimensional formula of Latent Heat
is
a) M0L+2T-2 b) ML2T-2
c) MLT-2
d) ML2T-1
21. “Marginal Cost” equals
a) total cost minus total benefit for
the last unit produced
b) total cost divided by total benefit
for the last unit produced
c) total cost divided by quantity
d) the change in total cost divided
by the change in quantity
22. Extreme forms of markets are
a) Perfect competition: Oligopoly
b) Oligopoly : Monopoly
c) Perfect competition : Monopoly
d) declare Financial Emergency
23. The President of India has the
discretionary power to
a) impose President’s Rule in a state
b) appoint the Prime Minister
c) appoint the Chief Election
Commissioner
d) declare Financial Emergency
24. The script of the Indus valley
Civilization is
a) Kharosthi b) Undeciphered
c) Brahmi
d) Tamil
25. Which one of the following literary
pieces was written by Krishna
Devaraya?
a) Kaviraja Marga
b) Ushaparinayam
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MAGAZINE FOR THE MONTH OF MARCH - 2016
c) Anukta Malyada
d) Katha Saristhaga
26. Name three important forms of
Satyagraha.
a) Non – cooperation, civil
disobedience and boycott
b) Boycott, civil disobedience and
rebellion
c) Non- cooperation, revolution and
referendum
d) Revolution, plebiscite and
boycott
27. Which Article empowers the President
to impose Financial Emergency?
a) Article 356
b) Article 364
c) Article 352
d) Article 360
28. Which of the following subjects does
not figure in the Concurrent List of our
constitution?
a) Stock Exchanges and futures
markets
b) Protection of wild animals and
birds
c) Forests
d) Trade unions
29. The “Grand Canyon” is on the river
a) Colorado b) Columbia
c) Ohio
d) Mississippi
30. When the East India Company was
formed, the Mughal emperor in India
was
a) Jehangir
b) Humayun
c) Aurangzeb d) Akbar
31. Which one of the following enents did
not take place during the Viceroyalty
of Lord Curzon?
a) Establishment of the department
of Archaeology
b) Second Delhi Durbar
c) Formation of Indian National
Congress
d) Partition of Bengal
32. The new state of the art Superfast
Express Train named Mahamana
Express will run between New Delhi
&
(a) Mumbai
(b) Varanasi
(c) Ahmadabad
(d) Allahabad
(e) None of these
33. Ministry of Skill Development and
Entrepreneurship has signed MOU
56
Leading Institute for Banking, Railway & SSC
with which department for Skill
Development
(a) Dept. of Finance
(b) Dept. of Telecom
(c) Dept. of Commerce
(d) Dept. of Sc. & Tech.
(e) Dept. of Education
34. Who among the following was honoured
with the Lokmanya Tilak National
Award for Excellence in Journalism on
January 4, 2014 in Pune?
a) Mammen Mathew
b) Rajdeep Sardesai
c) P Ravindra Kumar
d) Avanindra Satyavrat
35. The formation of ‘Mushroom rock’ in
desert region is and example of
a) Deflation b) Attrition
c) Abrasion d) Erosion
36. Hydroponics is a method of culture of
plants without using
a) water
b) Light
c) sand
d) soil
37. The non-green heterotrophic plants of
plant kingdom are
a) mosses
b) ferns
c) algae
d) fungi
38. Which gland in the human body regulates
the secretion of hormones from the
pituitary gland?
a) Thymus gland
b) Thyroid gland
c) Adrenal gland
d) Hypothalamus gland
39. The old and worn- out red blood
corpuscles are destroyed in
a) Liver
b) Stomach
c) Bone marrow
d) Spleen
40. Subtropical high pressure belts are
otherwise called
a) Furious fifties
b) Screeching sixties
c) Horse latitudes
d) Roaring forties
41. Self pollination will lead to
a) inbreeding
b) rare breeding
c) overbreeding
d) outbreeding
42. In any spreadsheet. Th eaddress of the
first cell is
a) 0A
b) 1A
c) A0
d) A1
43. Match list I with list II and choose the
correct response:
List-I
A) Vitamin B1
B) Vitamin B2
C) Vitamin B6
D) Vitamin B12
List –II
1.Pyridoxine
2. Cyanocobalamin
3. Thiamine
4. Riboflavin
a) B-1,B-2,C-3, D-4
b) A- 2,B- 3,C- 4,D-1
c) A- 3,B – 4,C –1, D-2
d) A-4, B- 1, C- 2 ,D- 3
44. Ohm’s law is valid in case of
a) semiconductor
b) conductor
c) superconductor
d) insulator
45. The Laser is a beam of radiations which
are
a) Non- coherent and monochromatic
b) Coherent and monochromatic
c) Non- coherent and nonmonochromatic
d) Coherent and non- monochromatic
46. Centigrade and Fahrenheit temperatures
are the same at
a) 32p
b) 40p
c) -273p
d) -40p
47. The dimensional formula for universal
gravitational constant is
a) M-1L3T2
b) ML2T2
-2
c) M
d) M-1L3 T2
48. The pH of lemon juice is expected to be
a) equal to 7
b) nothing can be predicted
c) less than 7
d) more than 7
49. An example of heterocyclic compound
is
a) Naphthalene
b) Furan
c) Benzene
d) Anthracene
50. In electro-refining. the pure metal is
deposited on
a) vessel
b) electrolyte
c) cathode
d) anode
51. Which one of the following is correctly
matched?
a) Secondary consumer Grass
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MAGAZINE FOR THE MONTH OF MARCH - 2016
b) Decomposer – Bacteria
c) Producer – Deer
d) Primary consumer –Leopard
52. The deciduous trees will
a) shed their leaves every year
b) not lose their leaves
c) synthesise their own food
d) depend on others for their food
53. The database in which records are
organised in a tree- like structure is
a) Network database
b) Hierarchical database
c) Relational database
d) Object-oriented database
54. Natural rubber is a poly of
a) Vinyl acetate
b) Propene
c) Isoprene
d) Styrene
55. The endangered species are listed in what
colour data book?
a) Black
b) Red
c) Green
d) Blue
56. Which country will host the next World
Cup Football in 2014?
a) France
b) Chile
c) Brazil
d) Spain
57. Which one of the following organizations
and its headquarters are wrongly
matched? Organizations Headquarters
a) Interpol - Lyon
b) Universal Postal Union –Berne
c) Food and Agriculture
Organization Rome
d) International Civil- Aviation
Organization London
58. Among the following Nobel laureates,
who was not recipient of the Nobel
Prize for
Peace?
a) Sir Winston Churchill
b) Woodrow Wilson
c) Linus C. Pauling
d) Norman Ernest Borlaug
59. Which Union Territory in India has four
districts but none of its districts has a
common boundary with its other
districts?
a) Puducherry
b) Dadra and Nagar Haveli
c) Andaman and Nicobar Islands
d) Chandigarh
60. The Keibul Lamjao, the only floating
National Park in the world is in
A) Manipur b) Mizoram
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Leading Institute for Banking, Railway & SSC
c) Assam
d) Meghalaya
61. The reproductive part of the plant is :
a)Fruit
b)Seed
c)Flower
d)Bud
62. In which class, Amoeba and Malarial
parasites can be placed?
a)Bacteria
b)Virus
c)Insect
d)Protozoa
63. Who discovered the treatment of rabies?
a)J.J. Thompson
b)Darwin
c)Pasteur
d)Khurana
64. X-rays were discovered by :
a)Madam Curie
b)Marconi
c)Michael Faraday
d)W.K. Roentgen
65. Which of the following has maximum
percentage composition on the earth
crust?
a)Aluminium
b)Iron
c)Calcium
d)Sodium
66. Baking soda is a :
a)Sodium carbonate
b)Sodium bicarbonate
c)Calcium bicarbonate
d)potassium carbonate
67. Colours seen, when oil is spread on
water are due to:
a)Sunshine
b)Reflection
c)Refraction
d)Interference of light waves
68. A person is feeling difficulty in seeing a
distance object. Which of the following
is needed?
a)Concave lens
b)Convex lens
c)Both concave and convex lens
d)Sunglass
69. Water occupies minimum volume at:
a)00 C
b)1000C
0
c)4 C
d)1040 C
70. Which of the following is an ore of
aluminium?
a)Haematite b)Cuperite
c)Bauxite
d)Siderite
71. The famous rock-cut temple of Kailas is
at :
a)Ajanta
b)Badami
c)Ellora
d)Elephant
72. Which of the following animals is
adapted to both equatic and terrestrial
life?
a)Mammals
b)Birds
c)Amphibians
d)Reptiles
73. Which of the following places is known
for lignite?
a)Palana
b)Khetri
c)Hazratbasti
d)Korba
74. In which one of the following countries
both the Prime Minister and Leader of
the opposition are women?
a)Pakistan
b)Bangladesh
c)Sri Lanka
d)Turkey
75. Which one of the following is the source
of energy in an ecosystem?
a) Light received from the Sun
b) Sugar stored in plants
c) Heat liberated during fermentation
of sugars
d) Heat liberated during respiration
76. Which one of the following is the correct
sequence of major agricultural food
crops of India in descending order of
production (according to weight)?
a) Wheat, rice, sugarcane, pulses
b) Pulses, wheat, rice, oilseeds
c) Coarse, cereals, pulses, oilseeds,
sugarcane
d) Rice, wheat, coarse cereals, pulses
77. The Sufi saint associated with Ajmer
was:
a)Shah Alam Bukhari
b)Shaikh Shahab-Ud-Din Suhrawardi
c)Muin-Ud-Din Chishti
d)Saiyyad Muhammad Gesudaraz
78. In a cell the Endoplasmic Reticulum is
the main centre of –
a)Carbohydrate synthesis
b)ATP synthesis
c)Fat synthesis
d)Protein synthesis
79. Which one of the following sets of places
has both sea ports and oil refineries?
a) Vishakhapattanam, Chennai,
Cochin and Mumbai
b) Kolkata, Quilon, Kandla and
Chennai
c) Marmagoa,
Calicut,
Vishakhapattanam and Haldia
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MAGAZINE FOR THE MONTH OF MARCH - 2016
d)
Cochin, Haldia, cuttack and
Mumbai
80. The Mughal emperor at the time of
Ahmad Shah Abdali’s invasion of India
was :
a)Bahadur Shah I
b)Bahadur Shah II
c)Shah Alam I
d)Shah Alam II
81. The characteristic red, sandstone, with
big spots was the medium of :
a)The Gandhara sculptures
b)The Pala-Sena sculptures
c)The Sanchi sculptures
d)The Mathura sculptures
82. Which of the following influence the
erosion of soil by water?
A)Slope of the land
B)Management practice like terracing
C)Soild salinity
a)A, B and C b)A and B
c)B and C
d)A and C
83. Which one of the following is not
included as a main feature of the new
economic policy for development?
a) Delicensing industries
b) Removal of resircitions like quota
and tariff
c) Incentives to promote foreign
investment
d) Promotion of heavy and basic
industries
84. The term ‘Taravad’ is associated with
the :
a)Bunt
b)Nair
c)Kamma
d)Nadar
85. Which one of the following works of
Kalidas has a Sunga king as its hero?
a)Malavikagnimitram
b)Shakuntalama
c)Raghuvansham
d)Vikramorvashiyam
86. Lack of proper nutrition results in :
a)Anaemia
b)Scurvy
c)diabetes
d)flurosis
87. The present Chairman of G-15 is :
a)Argentina b)India
c)Malaysia d)Nigeria
88. An overwheiming majority of the images
at Ajanta are those of:
a)Shiva
b)Vishnu
c)Buddha
d)Durga
89. The recent policy of disinvestment of
equity capital of public sector
enterprises is mainly intended to :
58
Leading Institute for Banking, Railway & SSC
a)
Reduce the burden of budgetary
supports to them
b) Convert them into holding
companies
c) Hand over them to private
entrepreneurs
d) To make them profit earning
enterprises
90. Which Muslim lady had occupied the
Throne of Delhi in the Medieval period
of Indian history?
a)Chand Bibi
b)Mumtaz Mahal
c)Raziya Sultan
d)Noor Jehan
91. Who was the ruler of the Medieval India
who is credited with the construction
of Grand Trunk Road?
a)Allauddin Khilji
b)Sher Shah Suri
c)Akbar
d)Jehangir
92. Sir Thomas Roe, the duly accredited
Ambassador, was sent by King James
I of England to the Court of :
a)Shah Jehan
b)Jehangir
c)Aurangzeb
d)Akbar
93. Which one of the terms refers to the
process of scooping the soil and
blowing it away in arid areas?
a)Abrasion
b)Deflection
c)Deflation d)None of these
94. Which of the following sanctuary is well
known for elephants?
a)Chandra Prabha
b)Kanha
c)Periyar
d)Parkal
95. On which of the following rivers, is the
town of Ayodhya located?
a)Gomati
b)Ghaghra
c)Saryu
d)Satlej
96. The fifth storey of Qutab Minar was
added by :
a)IItutmish
b)Ala-ud-Din
c)Ghiyasuddin Tughlaq
d)Firoz Shah Tughlaq
97. After the coronation Shivaji assumed the
title of :
a)Maharaja
b)Peshwa
c)Chatrapati
d)Samrat
98. The contents of Allahabad Pillar
Inscription of Samud-ragupta were
written by :
a)Harisen
b)Virasen
c)Kalidas
d)Vishakhadatt
99. Which of the following is the fold
mountain?
a)Sahyadri
b)Nilgiri
c)Satpura
d)Himalaya
100. Who among the following was the
Army Chief of Bangladesh who was
sacked by President Abdur Rahman
Biswas in May 1996?
a)G. H. Morshed Khan
b)Miran Hamidur Rahman
c)Ziaur Rahman
d)Abu Saleh Mohammad Nasim

ANSWER KEYS
1a
2d
3c
4b
5b
6b
7a
8c
9c
10 c
11 c
12 b
13 d
14 c
15 c
16 a
17 c
18 d
19 a
20 a
21 c
22 b
23 c
24 b
25 d
26 d
27 b
28 a
29 c
30 a
31 a
32 b
33 b
34 c
35 b
36 d
37 a
38 c
39 d
40 b
41 a
42 c
43 d
44 b
45 a
46 c
47 b
48 b
49 a
50 c
51 b
52 a
53 c
54 c
55 d
56 d
57 c
58 d
59 d
60 a
61 d
62 d
63 c
64 d
65 a
66 b
67 d
68 a
69 a
70 c
71 c
72 c
73 a
74 b
75 a
76 d
77 c
78 d
79 a
80 d
81 d
82 d
83 d
84 b
85 a
86 a
87 a
88 c
89 a
90 c
91 b
92 b
93 c
94 c
95 c
96 d
97 c
98 a
99 d
100 d
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MAGAZINE FOR THE MONTH OF MARCH - 2016
PRACTICE SET - 1 FOR UPCOMING EXAM [RRB (NON-TECH)]
1.
The cost of an article depends on three
items- material, labour and other
expenses.
The cost on these items
is in the ratio 3: 4:1 respectively. If the
cost of material is
Rs. 22.50, the
cost of article will be
a) Rs. 70
b) Rs. 80
c) Rs.60
d) Rs.90
2. The monthly salary of Harish is Rs.
12850. After deducting in provident
fund he receives Rs. 11,822 per morth.
What per cent of salary is deducted as
provident fund?
a) 8%
b) 8.3%
c) 9%
d) 6%
3. The present age of son is half of the
present age of his mother. 10 years ago,
his mother’s age was thrice the age of
her son. What is the present age of son?
a) 25 years b) 30 years
c) 40 years d) 20 years
4. The dimensions of a rectangular hall are
24×18m. What will be the cost of
carpeting its floor at the rate of Rs. 23
per sq. Metre leaving 1.5m wide margin
all around?
a) Rs.7145
b) Rs.7245
c) Rs.7345
d) Rs.7100
5. A men spends
food
1
5
1
4
part of his in come on
on articles and remaining
Rs.231 on miscellaneous items. Find
his total income.
a) Rs. 420
b) Rs.560
c) Rs. 562
d) Rs.400
6. A men covers 1 km downstream in 10
minutes and the same distance
upstream in 30 minutes. What is the
speed of current?
a) 4km/hr
b) 2km/hr
c) 6km/hr
d) 5km/hr
7. A. B and C can separately do a work in
12.15 and 20 days respectively. They
started to work together but C left after
2days. The remaining work will be
finished in:
a) 6 days
b) 5 days
c) 4 days
d) 15 days
8. 2 kg of tea and 3 kg of sugar together
costs Rs.39.The price of tea has risen
by 25% and that of sugar by 20%
Hence the same quantities of tea and
59
Leading Institute for Banking, Railway & SSC
sugar now cost Rs. 48.30 Find the
original price of tea per kg:
a) Rs. 14.90/ kg
b) Rs.15.00/ kg.
c) Rs.16.00/ kg.
d) Rs.14.40/kg
9. The ratio of acetylene to oxygen is
approximately_____ for a neutral flame
used in gas welding.
a) 1:1
b) 1:2
c) 1:3
d)1:01
10. Among the conventional machining
process, maximum specific energy is
consumed in:
a) drilling
b) planning
c) grinding
d) turning
11. The gas used in welding and cutting of
metals is :
a) ethene
b) ethyne
c) propane
d) ethane
12. If steel is heated bright red hot and is
then cooled slowly. The process is
called:
a) Annealing b) Tempering
c) Smelting d) Quenching
13. An alloy of copper and zinc is called as:
a) Bronze
b) Gun metal
c) Stainless steel
d) Brass
14. Temporary hardness of water is due to
the presence of :
a) Magnesium sulphate
b) Calcium hydroxide
c) Calcium sulphate
d) Calcium bicarbonate
15. Which of the following in not a noble
gas?
a) Neon
b) Argon
c) Hydrogen d) Helium
16. Operation flood is related to the
production of:
a) Wool
b) Dairy
c) Egg
d) None of these
17. Which of the following is a water soluble
vitamin?
a) Vitamin B
b) Vitamin A
c) Vitamin C
d) Vitamin K
18. The chief component of bones and teeth
is :
a) Calcium
b) Phosphorus
c) Sulphur
d) Iron
19. Anaemia is caused due to deficiency of :
a) Sodium
b) Iron
c) Calcium
d) Phosphorus
20. What is the chemical name of Plaster of
Parts?
a) Calcium sulphate hemihydrates
b) Calcium sulphate dehydrate
c) Magnesium hydroxide
d) Calcium oxide
21. Who discovered neutron?
a) J. J. Thomson
b) Goldstein
c) James Chadwick
d) None of these
22. In the blast furnace. Haematite
(Fe 2 O 3 ) is reduced to iron by
a) iron by:
b) Carbon monoxide
c) Lime stone
d) coal
23. Which of the following has the same
chemical properties?
a) Allotropes
b) Isotopes
c) Isotopes and allotropes
d) Isobars
24. Which of the following metals forms an
amphoteric oxide?
a) Zinc
b) Aluminium
c) Tin
d) All of the above
25. Which of the following is used in water
as electrolyte?
a) KNO3
b) NaCI
c) K2SO4
d) CH3COONa
26. In stainless steel which of the following
is added with iron and carbon?
a) Cr and Co
b) Co and Mn
c) Mn and Ni
d) Ni and Cr
Directions(27-29): In each of the following
questions, select the related letters/word/
number from the given alternatives.
27. Wine:Grape: : Whiskey:?
a) Orange
b) Potato
c) Oats
d) Apple
28. 600: 2000: :? : 9000
a) 3000
b) 3600
c) 5400
d) 5600
29. XZG: CAT : : DOG:?
a) TIW
b) GAD
c) OWT
d) WLT
Directions (30-31): In each of the following
questions, a series is given, wigh one term
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MAGAZINE FOR THE MONTH OF MARCH - 2016
missing. Choose the correct alternative from
the given once that will complete the series.
30. C2E, E5H, G12K,127N?
a) 158P
b) J58Q
c) K58Q
d) 157Q
31. BEH, DGJ,
NQT?
a) TKL
b) GHD
c) JMP
d) RMO
32. A gas can be liquefied by increasing
pressure alone:
a) Below critical temperature
b) Above critical temperature
c) At room temperature
d) None of these
33. The internal energy of ideal gas depends
on:
a) Pressure
b) Volume
c) Temperature
d) Size of the molecules
34. An electric fan is switched on in a closed
room. The air in the room is:
a) Cooled
b) Heated
c) At constant room temperature
d) None of these
35. The velocity of sound in any gas
depends upon :
a) Intensity
b) Amplitude
c) Density and elasticity
d) Volume and temperature
36. An atomic orbital is:
a) An elliptical orbit
b) Three dimensional region about
uncleus
c) Circular orbit
d) The region of space within which
the probability of finding an
electron is maximum
Directions (37-38): In each of the following
questions, select the missing number from
the given responses.
37. 2311, 4529,?, 8989
a) 7243
b) 6353
c) 5662
d) 6755
38. 21, 30, 38, ? , 51, 56, 60
a) 80
b) 35
c) 55
d) 45
39. A particle in uniform acceleration on a
straight line has speed v m/ sec at a
position x metre which is given by v
=180 + Kx. The acceleration of particle
in m/sec2 is 8 m/sec2. The value of the
constant K is
a) 4
b) 8
60
Leading Institute for Banking, Railway & SSC
c) 16
d) 2
40. Six girls are standing in such a way that
they form a circle, facing the centre.
Subbu is to the left of Pappu, Revathi
is between Subbu and Nisha, Aruna is
between Pappu and Keerthana. Who is
to the left of Pappu?
a) Subbu
b) Keerthana
c) Nisha
d) Aruna
41. If P denoes ÷ Q denotes × , R denotes +
and S denotes -, then 12Q 15P 3R 4S 6
=?
a) 70
b) 57
c) 58
d) 68
42. When a small solid spherical ball is
dropped within a liquid column then
it:
a) decelerates
b) accelerates
c) first accelerates and then decelerates
d) moves with constant speed
43. Under a constant pressure head, the rate
of flow of liquid through a capillary
tubeis V. If the length of the capillary is
doubled and the diameter of the tube is
halved. The rate of flow would become:
a) V/4
b) V/8
c) V/32
d)16V
Directions (44-45): In each of the following
questions, a statement is given followed by
two conclusions/assumptions. You have to
consider the statement to be true even if it
seems to be at variance from commonly
known facts. You have to decide which of
the given conclusions/ assumptions . If any.
Follow from the given statement
44. Statement: If pqople are intelligent they
should be creative.
Assumptions:
I . Creativity and intelligence are related.
II. Creative people are intelligent.
a) Both assumptions I and II are
invalid
b) Only assumption I is valid
c) Only assumption II is valid
d) Both assumptions I and II are
valid
45. Statement: A friend in need is a friend
indeed.
Conclusions:
I. All are friends in good times.
II. Enemies in bad times are not
friends.
a) Niether Conclusion I nor II
follows.
b) Only Conclusion I follows.
c) Only Conclusion II follows.
d) Both Conclusions I and II follow
46. Which one of the following diagrams
represents the correct relationship
among Poison Bio-products and Food?
a)
b)
c)
d)
47. A satellite of mass m is revolving round
the earth at a height R above the
surface of the earth. If g is gravitational
field intensity at the earth’s surface and
R is the radius. The kinetic energy of
the satellite is:
a) mgR
b) mgR/4
c) mgR/2
d)2mgR
48. Which of the following high dignitaries,
who are not members of Parliament,
has the right to address it?
a) Chief Justice of India
b) Attorney General of India
c) Solicitor General of India
d) Chief Election Commissioner of India
49. The Declaration of American
Independence was based on the theory
of
a) Civil Rights
b)Moral Rights
c) Legal Rights
d) Natural Rights
50. In 1937, an educational conference
endorsing Gandhi’s proposals for
‘basic education ‘ through the
vernacular medium was held at
a) Surat
b) Bombay
c) Ahmedabad
d) Wardha
51. “What is the Third Estate?” pamphlet
associated with the French Revolution.
Was written by:
a) Marquis- Lafayette
b) Edmund Burke
c) Joseph Foulon
d) Abbe Sieyes
52. Who among the following took over as
the new Director- General of the
Central Industrial Security Force
(CISF) on December 26, 2013?
a) Arvind Ranjan
b) Rajiv Mathur
c) VK Verma
d) Arup Chaudhury
53. Veteran Bollywood actor Farooq Sheikh
passed away on December27.2013 in
Dubai. For which film he won the
National Film Award for supporting
role?
a) Lahore
b) Katha
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MAGAZINE FOR THE MONTH OF MARCH - 2016
c) Umrao Jaan
d) Club 60
54. Stagflation refers to a situation which is
characterised by
a) stagnant employment and deflation
b) deflation and rising unemployment
c) inflation and rising employment
d) inflation and rising unemployment
55. The balance of payments of a country is
in equilibrium when the
a) demand as well as supply of the
domestic currency are the highest
b) demand for the domestic currency
is equal to its supply
c) demand for the domestic currency
is the highest
d) demand for the domestic currency
is the lowest
56. In plant-water relationships,
symbol’ w ’ is used to represent
a) Osmotic pressure
b) Water potential
c) Solute potential
d) Osmosis
57. Who among the following won the
Compton- Miller Medal for the Ashes
Series that was swept by Australia 5-0
in January 2014?
a) Michael Carberry
b) Michael Clarke
c) Mitchell Johnson
d) Shane Watson
58. A molecule in plants comparable to
haemoglobin in animals is
a) Cytochrome
b) Cellulose
c) Chlorophy II
d) Carotene
59. An Antigen is
a) the result of Antibody
b) the opposite of antibody
c) the stimulus for antibody formation
d) the residue of an Antibody
60. Blood does not coagulate inside the body
due to the presence of
a) Plasma
b) Haemoglobin
c) Heparin
d) Fibrin
61. The atmospheric layer farthest from the
Earth’s surface is known as
a) Stratosphere
b) Exosphere
c) lonosphere
d) Mesosphere
62. The temperate grasslands of South
America are called
a) Prairies
b) Pampas
c) Downs
d) Steppers
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Leading Institute for Banking, Railway & SSC
63. Contours are the lines which are drawn
joining places having
a) equal height from mean sea level
b) equal rainfall
c) equal air pressure
d) equal temperature
64. Soil formed by leaching and oxidation is
a) Black soil
b) Laterite soil
c) Red soil
d) Montane soil
65. Which strait separates Australia and
Tasmania?
a) Bass
b) Bab-el- Mandeb
c) Palk
d) Berring
66. Photon is the fundamental unit/quantum
of
a) gravitation
b) electricity
c) magnetism
d) light
67. A liquid disturbed by stirring comes to
rest due to
a) density
b) surface tension
c) viscosity
d) centripetal force
68. The nuclear particle having no mass and
no charge, but only spin is
a) proton
b) neutrino
c) meson
d) electron
69. The technology that is used to establish
wireless networking is
a) TCP/IP
b) J2ME
c) MATLAB d) Bluetooth
70. In a period from Li to F, ionisation
potential
a) cannot be predicted
b) increases
c) decreases
d) remains same
71. Which of the following metal can
deposit copper from copper sulphate
solution?
a) Platinum b) Mercury
c) Iron
d) Gold
72. Leech is an ectoparasite on cattle. Which
is
a) Carnivorous
b) Omnivorous
c) Sanguivorous
d) Herbivorous
73. How many chambers does a mammalian
heart have?
a) 4
b) 1
c) 2
d) 3
74. When Arsenic atoms are added to
Germanium lattice, it becomes a/an
a) Insulator
b) Superconductor
c) Intrinsic semiconductor
d) Extrinsic semiconductor
75. Who was the first Hindi writer to receive
Jnanpith Award?
a) Mahadevi Verma
b) Sumitranandan Pant
c) Dr. Ramdhari Singh Dinkar
d) S.H. Vatsyayan
76. Who is the author of the book “ A
cricketing Life”?
a) Christopher Martin Jenkins
b) Sunil Gavaskar
c) Kapil Dev
d) Tony greigh
77. Which country has three capitals viz.
Administrative, Legislative and
Judicial?
a) Chile
b) Malaysia
c) Canada
d) South Africa
78. How many countries in Africa are
members of the Organisation of
Petroleum Exporting Countries
(OPEC)?
a) Four
b) One
c) Two
d) Three
79. Who is the Chairman of the 14th Finance
Commission?
a) D. Subba Rao
b) Montek Singh Ahluwalia
c) M. Govinda. Rao
d) Dr. YV Reddy
80. What among the following is used to
dilute oxygen in the gas cylinders used
by divers?
a) Krypton b) Argon
c) Helium
d) Neon
81. Which one of the following does not
form oxyacid?
a) Sulphur
b) Chlorine
c) Nitrogen d) Fluorine
82. The release of which of the following
into ponds and wells helps in
controlling mosquitoes?
a) Snail
b) Crab
c) Dogfish
d) Gambusia fish
83. The ambient air is stable when the
ambient lapse rate is
a) Neutrally stable
b) Hyper- adiabatic
c) Sub- adiabatic
d) Super-adiabatic
84. Exposure to mixtures of chemicals are
greater than expected on the basis of
effects of exposure to each chemical
individually. This is known as
a) Additives
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MAGAZINE FOR THE MONTH OF MARCH - 2016
b) Antagonism
c) Synergism
d) Independent
85. The filter over which sewage is sprinkled
is called as
a) Trickling filter
b) Percolating filter
c) Contact bed
d) Intermittent sand filter
Directions(86-87): In each of the following
questions, find the odd word/ number pair
from the given alternatives.
86. a) 543, 453
b) 243, 432
c ) 234, 342 d) 354, 543
87. a) Vedanthangal
b) Bandipur
c) Mudumalai
d) Thekkady
88. Find the correct set of numbers from the
given alternatives.
(4,3,2), (16,9, 4), (256, 81,16), (65536,
? , ?)
a) 6651, 286 b)6561, 256
c)1486,97
d) 190,20
89. If ‘STYLE’ is written as PQVIB, how
can ‘SMELL’ be written in that code?
a) PJBII
b) PVBII
c) PVHII
d) PJHII
90. In the following diagram, the triangle
represents Mothers,circle represents
Teachers and the rectangle stands for
Women. Which letter (out of A, B, C
and D) represents women who are
mothers as also teachers?
a) B
b) D
c) C
d) A
91. A shopkeeper offers a discount of 10%
on his articles. The marked price of the
article is Rs. 450. The selling price
should be
a) Rs.395
b) Rs.410
c) Rs.405
d) Rs.400
62
Leading Institute for Banking, Railway & SSC
92. The ratio of number of balls in bags x, y
is 2:3 Five balls are taken from bag y
and are dropped in bag x. Number of
balls are equal in each bag now. Number
of balls in each bag now is
a) 45
b) 20
c) 30
d) 25
93. A, B, and C can do a piece of work in 20,
30 and 60 days respectively. In how
many days can A do the work if he is
assisted by B and C on every third day?
a) 10 days
b) 12 days
c) 15 days
d) 20 days
94. The perimeter of a rectangular plot is 48
m and area is 108 m2 . The dimensions
of the plot are
a) 36 m and 3 m b) 12 m and 9 m
c) 27 m and 4 m d) 18 m and 6m
95. If x= 3+2
of a pole is
3
times the height of the
pole. The angle of elevation of the Sun
at that moment is
a) 75p
b) 30p
c) 45p
d) 60p

ANSWER KEYS
1c
2a
3d
4b
5a
6b
7c
8b
9b
10 c
11 b
12 a
13 d
14 d
15 c
16 b
b) 30
d) 34
17 c
18 a
19 b
20 a
21 c
22 b
23 c
24 d
 ABC
is
25 b
26 d
27 c
28 b
ACD =Xp , then
29 d
30 c
31 c
32 a
33 c
34 b
35 c
36 d
37 d
38 d
39 b
40 a
41 c
42 d
43 c
44 b
45 a
46 b
47 c
48 b
49 d
50 d
51 d
52 a
53 a
54 d
55 b
56 b
57 c
58 c
59 c
60 c
61 b
62 b
63 a
64 b
65 a
66 d
67 c
68 b
69 d
70 a
71 c
72 d
73 a
74 d
75 b
76 a
77 d
78 a
79 d
80 c
81 d
82 d
83 c
84 c
85 a
86 a
87 d
88 b
89 a
90 c
91 c
92 b
93 c
94 d
95 d
96 d
97 c
98 c
99 d
100 b
2
a) 36
c) 32
96. In triangle
100. At an instant, the length of the shadow
, the value of x2+
produced to D. If
x
% of 60p
3
= 45p
1
x2
BC
is
is
a) 30p
b) 48p
c) 15p
d) 24p
97. In a college 40% of the students were
allotted group A, 75% of the remaining
12 students were given group C. Then
the number of students who applied
for the groups is
a) 100
b) 60
c) 80
d) 92
98. A train 150 metres long crosses a
milestone in 15 seconds and crosses
another train of the same length
travelling in the opposite direction in
12 seconds. The speed of the second
train in km/hr is
a) 52
b) 56
c) 54
d) 58
99. A certain sum of money will be doubled
in 15 years at the rate of simple interest
percent per annum of
a) 25
1
b) 5
2
c) 6
d) 6

2
3
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MAGAZINE FOR THE MONTH OF MARCH - 2016
PRACTICE SET - 2 FOR UPCOMING EXAM [RRB (NON-TECH)]
1. Pygmies are found in
a) Amazon basin
b) Borneo Island
c) Zaire basin
d) New guinea
2. Which of the following statement is
true about Suez canal?
i) It is located between Jordan &
Egypt
ii) It connects Mediterranean sea
to red sea
iii) It was designed by Er. F. D.
Lesseps
a) only i
b) i & ii
c) ii & iii
d) all are correct
3. Which place is associated with paper
manufacturing
a) Shimla
b) Rampur
c) Titagarh d) Barauni
4. Which city of indus valley civilization
was the only city without a citadel
a) Banawali
b) Chanhudaro
c) kalibangan
d) Dhaulavira
5. Who built humayun’s tomb?
a) Hamida Banu begum
b) Gulbadan begum
c) Salim
d) Akbar
6. Who was the Leader/s of indigo
Revolt?
a) Gandhi ji
b) Bishnu and Digambar biswas
c) Kumaraiya and Sundaraiya
d) N. V. Rama Naidu and N G Ranga
7. Who was not a member of drafting
committee ?
a) J. L. Neheru
b) K. M. Munshi
c) B. L. Mittar
d) D.P. Khaitan
8. Articles 36 to 51 deals with
a) The Union government
b) Fundamental Rights
c) Fundamental duties
d) Directive Principle of State Policy
9. Which institution is known as “Soft
loan window” of World Bank ?
a) IFC
b) IDA
c) IMF
d) Indian Development forum
10. Which of the following is not a
central government Tax?
a) Income Tax
63
Leading Institute for Banking, Railway & SSC
b) Customs
c) Land Revenue
d) Corporation tax
11. 8374 + 22967 -? = 3403+ 3186
a) 17260
b) 4092
c) 4082
d) 3082
12.
1
1
1
1 2
5  4  13  8   ?
3
8
5
4 5
a) 2
1
3
c) 10
13.
3
5
b) 11
1
5
d) None of these
? 21

144 36
a) 49
b) 196
c) 441
d) 1296
14. Between 100 and 300, how many
numbers are such which are totally
divisible by 11 ?
a) 17
b) 18
c) 19
d) 20
15. 25 times the square of 125 will be
a) Square of 125
b) 5 time the square of 25
c) 125 times the square of 25
d) 25 times the square of 25
16. A map has been drawn to the scale 5
mm per 15 km. Two places have
been shown in the map at a distance
of 7.3 mm. How far are they from
each other?
a) 21.9km
b) 9.21 km
c) 22.3 km d) 22.5 km
17. Which amongst the following
numbers is both a square and cube?
a) 16
b) 8
c) 32
d) 64
18. If (49)2 = 111x , then what will be the
value of x ?
a) 8
b) 24
c) 16
d) 36
19. If 100 persons do 100 units of work
in 100 days . then in how many days
one person will do one unit of work?
a) 100 days b) 75 days
c) 50 days d) 1 days
20. The average age of 6 members of a
family is 25 years. If a member of
family , 45 years in age goes away ,
then what will be the average age?
a) 19 years b) 21 years
c) 23 years d) 25 years
21. MONTREAL Protocol deals with
a) Ozone Layer
b) Greenhouse gasses
c) Nuclear Weapon
d) War and internal Violence
22. National calendar is based on
a) Sakar Era
b) Gupta Era
c) Maurya Era
d) Maya Savyata
23. Gulf of mannar is situated at
a) Gujurat b) Tamil Nadu
c) Kerala
d) Sikkim
24. Which National Park is famous for
One – hundred Rhinoceros?
a) Jaldapara b) Kaziranga
c) Corbeti d) Kanha
25. Titan is the Satellite of ?
a) Jupiter
b) Uranus
c) Saturn
d) Neptune
26. Indian Military Academy is present
at
a) Chennai
b) Hyderabad
c) Dehradun
d) Nasik
27. Trishul Missiles is a which type of
missiles?
a) Surface to air
b) air to air
c) Surface to surface
d) air to surface
28. Yakshagana is the dance of which
State?
a) Haryana b) Tamil Nadu
c) Kerala
d) Karnataka
29. Who is the First Chief Justice of
India?
a) Lord S. P. Sinha
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MAGAZINE FOR THE MONTH OF MARCH - 2016
b) F. V. Arul
c) Harilal J. Kania
d) M. C. Setalvad
30. Who is the author of midnight’s
children?
a) Kiran Desai
b) Salman Rushide
c) Arundhati Roy
d) Richard Flanagan
31. A train running at the speed of 30m/
second takes 30 seconds to cross
platform 600 metres in length. What
is the length of the train in metre?
a) 150m
b) 200m
c) 250m
d) 300m
32. Sunit gets 10% more marks than
Akbar. By what percentage are
Akbar’s marks less than that of
Sunit?
a) 9%
b) 10%
c) 9
1
%
11
d) 11
1
%
9
33. 10 years ago Ramesh’s father was
four times the age of Ramesh. 10
years later his age will be twice.
What is the age of Ramesh?
a) 20 years b) 21 years
c) 22 years d) 25 years
34. A person sells an article at Rs. 8000
at the loss of
1
of the cost price.
5
What was the cost price of the
article?
a) Rs.9600 b) Rs.8000
c) Rs.10,000 d) Rs.6400
35. The incomes of two persons are in
the ratio of 3 : 5. If each gets a raise
of Rs.20, then this ratio becomes 13
: 21 . What were their original
incomes?
a) Rs.120, Rs.200
b) Rs. 120, Rs.225
c) Rs.240, Rs. 450
d) Rs. 240, Rs. 400
36. How many square handkerchiefs of
0.24 m side (length) can be made
out of 1.2 m long and 96 cm wide
cloth, without wasting any cloth?
a) 20
b) 24
c) 28
d) 48
64
Leading Institute for Banking, Railway & SSC
37. Two numbers are respectively 30%
and 40 % more than the third
number. What is the value of the
first number in percent to the
second number?
a) 92
6
7
c) 140
b) 107
5
7
d) 105
2
3
38. Krishna started a business with the
capital of Rs. 18,000. Four months
later sunita joined the business with
the capital of Rs. 24,000. At the end
of the year they made a profit of Rs.
5100. What will be the share of
Sunita in the profit?
a) Rs.2100/- b) Rs.2200/c) Rs.2300/- d) Rs.2400/39. The HCF of three numbers is 24. If
these numbers are in the ratio of 35:
55: 77, then what are these
numbers?
a) 280, 440,616
b) 105,175,231
c) 840,1320, 1848
d) 900, 1400, 1900
40. Two pieces of iron are 569 cubic
metres and 1728 cubic metre in
volume. These two pieces of iron
are melted in the form of a solid
cube. What will be the length of the
side of the cube?
a) 8cm
b) 10 cm
c) 12 cm
d) None of these
41. A sum of money becomes Rs. 1815 in
two years at 10 percent compound
interest. What is the principal?
a) Rs.1500 b) Rs.1525
c) Rs.1550 d) Rs.1600
42. A water tank of the size 2.4 m  2.0m
 1.5m takes 2 hours and 30 minutes
to fill. The rate at which water fills
in the tank is
a) 800 cubic cm/hour
b) 48000cub.cm/hour
c) 800 cub.cm/second
d) 4800 cubic cm/second
43. How many
1
1
are there in 37 ?
8
2
a) 300
b) 400
c) 500
d) Indefinite
44. What will be the reciprocal of the
product of the reciprocals of
3
and
5
7
?
3
a)
1
42
b)
7
5
c)
4
5
d)
36
55
45. If the price of sugar becomes Rs.6.0
per kg, then by how much should
the consumption of sugar be
reduced so that a person has to incur
no extra expenditure?
a) 15%
b) 20%
c) 25%
d) Question incomplet
46. An instrument for measuring high
Pressure?
a) Piezometer
b) Optometer
c) Sextant
d) Variometer
47. Jet engine was invented by
a) Sir Frank whittle
b) Etiene ochmichen
c) Thomas alva Edison
d) Gutenberg
48. Washington is presented near which
river?
a) Danube b) Potomac
c) Hudson d) Tiber
49. Which city is known as Empire city?
a) Washington
b) Rome
c) New York
d) Tokyo
50. India’s First satellite “ Aryabhatta”
was launebad in
a) 1972
b) 1976
c) 1974
d) 1975
51. Of the following, the one that is not
a memberof the vitamin B complex
is
a) Thiamine
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MAGAZINE FOR THE MONTH OF MARCH - 2016
b) riboflavin
c) folic acid
d) ascorbic acid
52. Which organ of the body produces
the fluid known as bile?
a) Liver
b) Pancreas
c) Gall bladder
d) Kidney
53. Which one of the following is not a
function of the liver?
a) Regulation of blood sugar
b) Storage of blood
c) Detoxiation
d) Reproduction
54. The acid that is secreted in the
stomach is
a) HCl
b) H 2 SO 4
c) H 2 CO 3
d) HNO 3
55. Nerves from the eyes and ears are
connected to the
a) cerebrum b) cerebellum
c) medulla d) spinal cord
56. Primarily, which one of the following
systems of the body is attacked by
the HIV?
a) Cardiovascular
b) Immune
c) Respiratory
d) Reproductive
57. It is not advisable to sleep under a
tree at night because of the
a) release of less oxygen
b) release of more oxygen
c) release of carbon dioxide
d) release of carbon momoxide
58. Balloons are Filled with
a) helium
b) Oxygen
c) nitrogen
d) argon
59. German Silver is an alloy of
a) Copper , nickel and silver
b) Silver, copper and almunium
c) Zinc, copper and nickel
d) Silver, zinc and copper
60. Which of the following is the best
conductor of electricity
a) Copper b) Mica
c) Zinc
d) Silver
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Leading Institute for Banking, Railway & SSC
61. Caustic soda is
a) NaCl
b) Na2CO3
c) NaOH
d) NaHCO3
62. So.da water contains
a) nitrous acid
b) carbonic acid
c) carbon dioxide
d) sulphuric acid
63. The element required for solar
a) Beryllium
b) Silicon
c) Tantalum
d) Ultra pure carbon
64. Which of the following is the most
stable element?
a) Uranium b) Hydrogen
c) oxygen d) Lead
65. Amalgam are
a) alloy contain are
b) alloy which have great resistance
to abrasion
c) alloy which contain mercury as
one of the contents
d) highly coloured alloys.
66. Rectifiers are used to convert
a) Low voltage o high voltage
b) high voltage to low voltage
c) D.C. to A.C.
d) A. C. to D.C.
67. The Jet plane engine works on the
principle of
a) mass
b) linear momentum
c) energy
d) angular momentum
68. The time period of pendulum on
moon
a) becomes zero
b) increases
c) remains the same
d) decrease
69. An air bubble in water will act like a
a) Convex Mirror
b) Concave Mirror
c) Convex Lens
d) Concave Lens
70. With rise in temperature , the speed
of sound
a) Increases
b) drops
c) remains the same
d) changes
71. The weight of an object would be
minimum when it is placed
a) at the equater
b) at the North pole
c) at the South pole
d) at the center of earth
72. The difference between a musical
sound and noise lies in
a) intensity
b) pleasantness
c) wavelength
d) pitch
73. The 15th edition of bilateral exercise
between India and Japan titled
“Sahayog-Kaijin 2016” has hosted
by which Indian state ?
A.Kerala
B.Tamil Nadu
C.Andhra Pradesh
D.Puducherry
74. Which of the following footballer
has been conferred with the FIFA
Ballon d’Or award for the world
player of the year ?
A.Gareth Bale
B.Neymar
C.Cristiano Ronaldo
D.Lionel Messi
75. National Youth Day observes on
which of the following date ?
A.January 10
B.January 11
C.January 13
D.January 12
Directions (76-78) : In each of the
following questions, select the related
word/letters/number from the given
alternatives.
76. Illiteracy. Education :: Drought: ?
(a) Well
(b) Rain
(c) Dam
(d) River
77. JTIS : HRGQ :: FPEO : ?
(a)DNCM
(b) DCNQ
(c) CNDM (d) CNDQ
78. 12 : 30 :: 20 : ?
(a) 48
(b) 32
(c) 35
(d) 42
Directions (79-80) : In each of the
following questions, select the one
which is different from the other three
responses.
79. (a) Biography
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MAGAZINE FOR THE MONTH OF MARCH - 2016
(b) Photography
(c) Lithography
(d) Xerography
80. (a) 6121
(b) 7364
(c) 1036
(d) 2710
81. In the following questions, which
one of the given responses would
be a meaningful order of the
following words in ascending
order?
1. Plastering
2. Painting
3. Foundation
4. Walls 5.Ceiling
(a) 1, 2, 3, 4, 5
(b) 3,4,1, 2,5
(c) 3,4,5,1,2
(d) 5, 4, 3, 2,1
82. If the following words are arranged
according to English Dictionary,
which word will be on third place ?
(a) KNOW (b) KNACK
(c) KNIT
(d) KNOB
83. Which one set of letters when
sequentially placed at the gaps in
the given letter series shall
complete it ?
__bc c___a abc ___ ba ab ___
(a) acbc
(b) abac
(c) abcc
(d) acac
Directions (84-85) : in each of the
following questions, choose the correct
alternative from the given ones that will
complete the series.
84. AZBY, CXDW, EVFU, ?
(a) SHTG
(b) GXHW
(c) GTHS
(d) STHO
85. 2,10, 26, 50, ?
(a) 74
(b) 50
(c) 78
(d) 82
86. Sharmila introduced a boy as the
son of the only daughter of the
father of her maternal uncle. How is
boy related to Sharmila ?
(a) Brother (b) Son
(c) Nephew (d) Son-in-law
87. From following alternatives select
the word which cannot be formed
using the letters of the given word:
DEPARTMENT
(a) PART
66
Leading Institute for Banking, Railway & SSC
(b) TREAT
(c) MATURE
(d) TAME
88. From the following alternatives
select the word which can be formed
using the letters of the given word
: EXPERIENCE
(a) EXPIRE
(b) PERCIEVE
(c) EMPIRE
(d) EXPENSE
89. IF E = 5 and TEA = 26 then TEACHER
=?
(a) 75
(b) 59
(c) 60
(d) 57
90. In certain code COMPUTER is
written as OCPMTURE. In that
code which alternative will be
written as OHKCYE ?
(a) HCOKEY (b)HYKOCE
(c) HOCKEY (d)HOYECK
91. X stands for +, Z stands for  , Y
stands for – and P stands for x, then
what is the value of 10 P 2 X 5 Y 5?
(a) 10 (b) 15 (c) 20 (d) 2592. In the
following questions, find the
missing number from the given
responses.
(a) 34
(b) 50
(c) 33
(d) 36
93. A man starts from his house and
walked straight for 10 metres
towards North and turned left and
walked 25 metres. He then turned
right and walked 5 metres and again
turned right and walked 25 metres.
Which direction is he facing now ?
(a) North
(b) East
(c) South
(d) West
94. A and B start walking from the same
point. A goes north and covers 3
km, then turns right and covers 4
kms. B goes west and covers 5 kms,
then turns right and covers 3 kms.
How far apart are they from each
other ?
(a) 10 km
(b) 9 km
(c) 8 km
(d) 5 km
95. Five persons A, B, C, D and E are
sitting in a row such that D is on
the left of C and B is on the right of
E. A is on the right of C and B is on
the left of D. If E occupies a corner
position, then who is sitting in the
centre ?
(a) A
(b) B
(c) C
(d) D
96. In the following questions, two
statements are given followed by
two conclusions I and II. You have
to consider the statements to be
true even if they seem to be true
even if they seem to be at variance
from commonly known facts. Your
are to decide which of the given
conclusions, if any, follow from the
given statements.
Statements:
1. All children are students.
2. All students are players.
Conclusions:
I. All cricketers are students.
II. All children are players.
(a) Only conclusion I follows.
(b) Only conclusion II follows.
(c) Both conclusions I and II follow.
(d) Neither conclusion I nor II
follows.
97. Which answer figure will complete
the pattern in the question figure ?
Question Figure
Answer Figure
98. Select the answer figure in which the
question figure is hidden/
embedded.
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MAGAZINE FOR THE MONTH OF MARCH - 2016
Question Figure
Answer Figure
99. Which of the answer figure is exactly
the mirror image of the given figure,
when
the mirror is held on the line AB?
Question Figure
ANSWER KEYS
49 c
50 d
51 d
52 a
53 d
54 a
55 b
56 b
1c
2d
3c
4b
57 c
58 a
59 c
60 d
5a
6b
7a
8d
61 c
62 c
63 b
64 d
9b
10 c
11 c
12 d
65 c
66 d
67 b
68 b
13 a
14 b
15 a
16 a
69 d
70 a
71 d
72 d
17 d
18 c
19 a
20 b
73 b
74 d
75 d
76 b
21 a
22 b
23 b
24 b
77 a
78 d
79 a
80 a
25 c
26 c
27 a
28 d
81 c
82 d
83 c
84 c
29 c
30 b
31 d
32 c
85 d
86 a
87 c
88 a
33 a
34 c
35 d
36 a
89 c
90 c
91 c
92 d
37 a
38 d
39 c
40 d
93 b
94 b
95 d
96 b
41 a
42 c
43 a
44 b
97 b
98 b
99 b
100 b
45 d
46 a
47 a
48 b
Answer Figure
100. Which one of the following
diagrams best depicts the
relationship among people,
women and mothers ?
(a)
(b)
(c)
(d) None of these

67
Leading Institute for Banking, Railway & SSC
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MAGAZINE FOR THE MONTH OF MARCH - 2016
PRACTICE SET FOR UPCOMING EXAM [LIC-AAO]
REASONING ABILITY
Directions (1-5): Read the following
information carefully to answer the
given questions.
In a global environment summit, eight
representatives, viz P, Q, R, S, T, V, Wand Z
are representing different countries, viz
Australia, Canada, France, America, China,
India, Nepal and Iceland but not necessarily
in the same order. All of them are sitting
around a circular table facing the centre. V
sits third to the left of T. R and Z and also
their immediate neighbours do not represent
France. Only one person sits between Wand
the representative of France. The
representatives of America and Canada are
immediate neighbours of each other. R
represents neither China nor America. Only
one person sits between P and the one who
represents India. P does not represent either
France or Canada. R sits third to the right of
Z. Z represents Iceland. T is not an
immediate neighbour of either R or Z. The
one who represents Australia is an
immediate neighbour of T. Three people sit
between Z and the representative of Nepal.
Q is not representing either France or
Australia. W is not representing India.
Who among the following represents
Canada?
1) Q
2) R
3) T
4) V
5) Cannot be determined
2. Who among the following represent
immediate neighbours of V?
1) P, Q
2) P, S
3) T, W
4) P, R
5) P and the representative of China
3. Which of the following is true regarding
W?
1) W sits second to the right of P.
2) W represents America.
3) W sits between Q and the
representative of Iceland.
4) Only one person sits between W
and the representative of Canada.
5) None is true
4. How many persons sit between S and
the representative of America, when
counted anticlockwise from S?
1) None
2) One
3) Two
4) Three
5) Four
5. Which of the following is true?
1) S represents France.
2) Only one person is sitting between
the representatives of America and
China.
3) The representative of Canada is
an immediate neighbour of W.
4) One person sits between Z and
the representative of France.
5) None is true
Directions (6-10) : In each questions
given below four statements are followed
by two conclusions numbered I and II .
You have to take the given statements to
be true (even if they seem to be at
variance from the commonly known
facts). Read the conclusions and decide
which logically follows:
6.
1.
68
Leading Institute for Banking, Railway & SSC
7.
8.
Statements:Some order are row.
All row are below.
Some below are who.
All who are logic.
Conclusions:I. Some below are order.
II. Some logic not being below is a
possibility.
1. only conclusion I follows.
2. only conclusion II follows.
3. either conclusion I or II follows.
4. neither conclusion I nor II follows.
5. both conclusions I and II follow.
Statements:Some order are row.
All row are below.
Some below are who.
All who are logic.
Conclusions:I. Some logic are below.
II. Some logic are order.
1. only conclusion I follows.
2. only conclusion II follows.
3. either conclusion I or II follows.
4. neither conclusion I nor II follows.
5. both conclusions I and II follow.
Statements:No mobile is phone.
Some phone is camera.
All camera are laptop.
No laptop is tablet.
Conclusions:-
I. Some camera are not tablet.
II. Some camera are not mobile
1. only conclusion I follows.
2. only conclusion II follows.
3. either conclusion I or II follows.
4. neither conclusion I nor II follows.
5. both conclusions I and II follow.
9. Statements:No mobile is phone.
Some phone is camera.
All camera are laptop.
No laptop is tablet.
Conclusions:I. Some phone are not tablet.
II. Some laptop are phone.
1. only conclusion I follows.
2. only conclusion II follows.
3. either conclusion I or II follows.
4. neither conclusion I nor II follows.
5. both conclusions I and II follow.
10 Statements:Some white are black.
No black is red.
Some red are yellow.
All yellow are green.
Conclusions:I. Some green are red.
II. Some yellow are not black.
1. only conclusion I follows.
2. only conclusion II follows.
3. either conclusion I or II follows.
4. neither conclusion I nor II follows.
5. both conclusions I and II follow.
Directions (11-15): In these questions,
relationship between different elements
is show n in the statements. The
statements are followed by two
conclusions.
Give answer (1) If Only Conclusion I
is true
(2) If Only Conclusion II is true.
(3) If either conclusion I or II is true.
(4) If neither Conclusion I nor II is true.
(5) If both are true
11. Statements: A  B = C  D
Conclusions:
I) A  C
II) D > A
12. Statements: P < Q = M  N < O
Conclusions:
I) Q > O
II) P < M
13. Statements: T > R < S = U > V; U  M
Conclusions:
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MAGAZINE FOR THE MONTH OF MARCH - 2016
R
II) T  M
I) M
14. Statements: Q
T; N  O
Conclusions:
I) O  T
II) O


P
M 
N=
Q
15. Statements: D>E=F
Conclusions:
I) E < Q
II) F  P
 C  P<Q
Directions (16-17): Each question below
is followed by two arguments numbered
I and II. You have to decide which of the
arguments is a “strong” argument and
which is a “weak” argument.
Give answer:
1) If only argument I is “strong”
2) If only argument II is “strong’
3) If either I or II is “strong”
4) If neither I nor II is “strong”
5) If both I and II are “strong”
16. Statement: Should the Central Bureau
of Investigation (CBI) be brought under
the direct control of the Cabinet
Secretariat?
Arguments:
I. Yes, this will reduce cases of partiality
and will make CBI more meaningful and
purposeful.
II. No, the move will empower the
prime minister to harass leaders of
coalition parties if these leaders do not
go in his favour on any issue.
17. Statement: Should the law ministry put
in place a new corrective mechanism
to make judges with “deviant behavior”
more accountable to the system?
Arguments:
I. Yes, the mechanism will check the
judiciary’s sagging standards.
II. No, any such mechanism can’t be
successful unless the executive plays a
role in collaboration with the judiciary.
Directions (18 - 20): In each question
below is given a statement followed by
two courses of action numbered I and II.
You have to assume everything in the
statement to be true and on the basis of
the information given in the statement,
decide which of the suggested courses of
action logically follow(s) for pursuing.
Give answer:
a) If only I follows
69
Leading Institute for Banking, Railway & SSC
b) If only II follows
c) If either I or II follows
d) If neither I nor II follows and
e) If both I and II follow
18. Statement: A group of school students
was reported to be enjoying at a picnic
spot during school hours.
Courses of action:
I. The principal of the school should
contact the parents of those students
and inform them with a real warning
for future.
II. Some disciplinary action must be
taken against those students for the
awareness of all the other students.
19. Statement: A large cache of live
ammunition has been found in the
Scrap-yard of a local steel factory.
Courses of action:
I. The steel factory should immediately
be closed down till all these
ammunition are located and shifted to
the safe place.
II. The govt. should immediately setup
an enquiry to unearth the details and
take corrective measures to avoid such
incidence in future.
20. Statement: Due to substantial reduction
in fares by different airline services,
large number of passengers so far
travelling by upper classes in train has
switched over to airline services.
Courses of action:
I. The railways should immediately
reduce the fare structure of the upper
classes substantially to retain its
passengers.
II. The railways should reduce the
capacity of upper classes in all the
trains to avoid loss.
Directions (21 to 25):- Study the
information carefully and answer the
following questions:
In a certain code language
’WEALTH,
HEALTH,
PROSPERITY, PEACE’ is written as
‘kat lat ho gat’
’HEALTH
SHOULD
BE
MAINTAINED’ is written as, ‘mat ta
pat kat’
’PEACE IS FINAL OUTCOME’ is
written as, ‘zi lat ne ki’
’GOOD
HEALTH
SHOULD
RESULTS’ is written as, ‘zat mat kat
da
21. What is the code for ‘HEALTH’ in the
given code language?
1) gat
2) ho
3) pat
4) kat
5) da
22. What is the code for ‘SHOULD’ in the
given code language?
1) kat
2) da
3) mat
4) gat
5) zi
23. What is the code for ‘PEACE’ in the
given code language?
1) lat
2) ho
3) kat
4) zi
5) da
24. What is the code for ‘RESULTS’ in the
given code language?
1) zat
2) da
3) either (1) or (2)
4) mat
(5) da
25. What is the code for ‘BE’ in the given
code language?
1) mat
2) pat
3) kat
4) ta
5) cannot be determined
Directions (26-30): Study the following
information carefully and answer the
questions given below:
Ten people are sitting in two parallel rows
containing five people each, in such a way
that there is an equal distance between
adjacent people.
In Row - 1, V, W, X, Y and Z are seated and
all of them are facing south.
In Row - 2, H, I, J, K and L are seated and all
of them are facing north.
Therefore, in the given seating arrangement
each member seated in a row faces another
member of the other row. Y is sitting to the
immediate left of W. H is to the immediate
left of person who faces V. L is sitting third
to the right of J. Z is at the extreme end of
the line. X faces L. W is sitting second to
the right of the person who faces K. J is at
the extreme end of the line.
26. Who amongst the following is sitting
second to the left of V?
a) Y
b) X
c) W
d) Z
e) None of these
27. Who amongst the following sit at the
extreme ends of the two rows?
a) I, J, W, Z
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MAGAZINE FOR THE MONTH OF MARCH - 2016
b) X, Z, J, L
c) W, X, K, J
d) Z, Y, J, H
e) W, Z, J, L
28. Which of the following statements is
true regarding K?
a) K sits third to the right of J.
b) K is not an immediate neighbour
of H.
c) K sits second to the left of I.
d) K faces Y
e) There are three persons to the left
of K.
29. Which of the following statements is
true regarding J?
a) J is at extreme right position
b) J is sitting between H and L
c) J faces V
d) K is an immediate neighbour of J
e) None is true
30. Who among the following sits exactly
between X and Y?
a) W
b) V
c) Z
d) Cannot be determined
e) There is no person between X and Y
QUANTITATIVEAPTITUDE
Directions: (Q.31-35): In the following
questions two equations numbered I and
II are given. You have to solve both the
equations and –
Give Answer a) If x > y
Give Answer b) If x

y
Give Answer c) If x < y
Give Answer d) If x

y
Give Answer e) If x = y
Or the relationship cannot be
established
31. I. 5x2 – 18x +9 =0
II. 20y2 – 13y +2=0
32. I. x3 – 878 =453
II. y2 – 82 =39
33. I.
3
4

 x
x
x
7
II. y3 -
70
(7 ) 2
y
=0
Leading Institute for Banking, Railway & SSC
34. I. I. 9x – 15.45 = 54.55 +4x
y  155  36  49
II.
2
35. I. x + 11x +30 =0
II. y2 +7y +12 =0
Directions (Q. 36-40): Each of the
questions below consists of a question
and two statements numbered I and II
given below it. You have to decide
whether the data provided in the
statements are sufficient to answer the
question. Read both the statements and
give answer
a) if the data in statement I alone are
sufficient to answer the question,
while the data in statement II alone
are not sufficient to answer the
question.
b) if the data in statement II alone
are sufficient to answer the
question, while the data in
statement I alone are not sufficient
to answer the question.
c) if the data given in both the
statements I and II together are
sufficient to answer the question.
d) if the data either in statement I
alone or in statement II alone are
sufficient to answer the
question.
e) if you cannot get the answer from
the statement I & II together but
need even more data.
36. What is the speed of the car?
I. The car covers a distance of 135
km in 3 h.
II. The car covers is distance of 270
km in 6 h.
37. What is the value of the two digit
number?
I. The product of the digits is 72
and the difference between the
digits is 1.
II. The digit at the unit’s place is
greater than the other.
38. What is the ratio of the total number of
girls to the total number of boys in a
college?
I. There are 2500 students in the
college out of which 40% are boys.
II. The ratio of the total number of
boys to the total number of girls
in the last year was 5 : 6.
39. What is the number?
I. 75% of that number of threefourth of that number.
II. One-third of that number is less
by 27 of the half of that number.
40. What is Deepali’s age?
I. Deepali is two times younger than
Nisha.
II. Supriya is twice the age of Nisha.
Directions (Q.41-55): What will come in
place of question mark (?) in the
following series?
41. 12.5 67.5
347.5
a) 8672.5
b)8782.5
c) 8878.2
d) 8520.8
1752.5
?
1391
?
e)None of these
42. 876 997
1166
a) 1628
b) 1928
c)1680
d) 1698
e)None of these
43. 1716
2184 2730 ? 20080
a) 3360
b) 3390
c) 3280
d) 3389
e)None of these
44. 152 607
2426
a) 38819
b) 38815
c) 38745
d)38800
9701
?
e)None of these
45. 56
84
168 420 1260
a) 4428
b) 4410
c) 4315
d) 4480
?
e)None of these
Directions: (Q.46-50): Study the
following Pie-chart and table to answer
these questions.
State wise details of adult population
of a country
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
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MAGAZINE FOR THE MONTH OF MARCH - 2016
M : F Ratio [M = male, F = female]
States
A
B
C
D
E
F
Graduate and
above
M:F
7
5
5
3
5
4
9
8
9
7
4
3
Upto XII Std pass
M:F
7
3
4
5
9
3
9
5
5
7
10
2
46. What is the difference between graduate
male population and XII Std male
population from state A?
a) 24000
b)14000
c)28000
d)36000
e)None of these
47. What is the ratio of graduate female
population of state E to XII Std female
population of state D, respectively?
a) 7:5
b)5:7
c)16:15
d)15:16
e)None of these
48.Graduate female population of state C is
what percent of the XII Std female
population of that state?
a) 40%
b)62.5%
c)50%
d)52.5%
e)None of these
49.Class XII pass male population of state
C is what percent of the total XII Std
population of all the states together?
a) 8%
b)12%
c)11%
d)9%
e)None of these
50.What is the ratio of graduate male
population of state E to XII Std female
population of that state?
a) 28:35
b)35:28
c)32:45
d)45:32
e)None of these
51. Eight men can complete a piece of work
in 20 days. Eight women can complete
the same work in 32 days. In how many
71
Leading Institute for Banking, Railway & SSC
days will 5 men and 8 women together
complete the same work?
a)16 days
b)12 days
c)14 days
d)10 days
e)None of these
52. The area of a square is 1024 sq cm.
What is the respective ratio between
the length and the breadth of a rectangle
whose length is twice the side of the
square and breadth is 12 cm. less than
the side of the square?
a)5:18
b)16:7
c)14:5
d)32:5
e)None of these
53. The sum of five consecutive even
numbers of set – A is 220. What is the
sum of a different set of five
consecutive numbers whose second
lowest number is 37 less than double
of the lowest number of set – A?
a) 223
b)225
c)235
d)243
e)None of these
54. The bus fare for one person is Rs 420
from Agra to Aligarh and train fare
between the same places for one
person is equal to three-fourth the bus
fare for two persons between the same
places. What is the total fare paid by 2
persons travelling by bus and 4 persons
travelling by train between the two
places?
a) Rs 3,360 b)Rs 3, 460
c)Rs 3, 440 d)Rs 3, 406
e)None of these
55. The respective ratio between the speeds
of a car, a jeep and tractor is 3:5:2. The
speed of the jeep is 250 percent of the
speed of the tractor which covers 360
km in 12 hours. What is the average
speed of car and jeep together?
a) 60 km/hr
b)75 km/hr
c)40km/hr
d)Cannot be determined
e)None of these
56. On a School’s Annual Day sweets were
to be equally distributed amongst 112
children. But on that particular day, 32
children were absent. Thus, the
remaining children got 6 extra sweets.
How many sweets was each child
originally supposed to get?
(a)24
(b)18
(c) 15
(d) Can’t be determined
(e) None of these
57. If 3
4
5
is subtracted from 6
3
5
and
difference is multiplied by 355, then
what will be the final number?
a)1004
b)884
c)774
d)994
e)None of these
58. The length of a rectangular plot is thrice
its breadth. If the area of the rectangular
plot is 7803 sq m, what is the breadth
of the rectangular plot?
(a)51 m
(b) 153 m
(c) 104 m
(d) 88 m
(e) None of these
59. In a mixture of milk and water the
proportion of water by weight was
75%. If in the 60-g mixture, 15 g water
was added, what would-be the
percentage of water? (Weight in gram)
(a)75%
(b)88%
(c)90%
(d)100%
(e) None of these
60.A sum of Rs 2236 is divided among A, B
and C such that A receives 25% more
than C and C receives 25% less than B.
What is A’s share in the amount?
(a)Rs460
(b)Rs 890
(c)Rs 780
(d)Rs 1280
(e) None of these
COMPUTER KNOWLEDGE
61. ________minimizes a workbook
window to an icon.
1. CTRL+F9
2. ALT+F9
3. SHIFT+F9
4. SHIFT +CTRL+F9
5. SHIFT+ALT+F9
62. _____is Video and audio communication
between two or more parties via a
video.
1. Chat
2. E-mail
3. Conferencing
4. Video conferencing
5. Text Message
63. _______device connecting two separate
networks at the OSI Data Link Layer.
1. Router
2. Hub
3. Switch
4. Controller
5. Bridge
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MAGAZINE FOR THE MONTH OF MARCH - 2016
64. The transmission technique in which a
physical circuit is established between
sender and receiver before transmission
takes place. When the transmission is
complete, the circuit is freed.
1. Circuit Switching
2. Packet Switching
3. Message Switching
4. All
5. None of these
65. Computers implement the ____ cycle
which is used to accomplish all its
tasks.
1. Fetch
2. Execute
3. I/O
4. Interrupt
5. Both 1 and 2
66. Memory stores both the ____ while its
running and the ___ on which it
operates.
1. program, data
2. data, program
3. BIT, data
4. Application, data
5. Data, System
67. Each memory cell has a unique ___
(starting at 0) and can store one ____
or 8 bits.
1. Address, byte
2. Locator, nibble
3. URL , bit
4. Address, bit
5. Relative address, data
68. Another name for memory is the
acronym ____.
1. ROM
2. CD-ROM
3. Hard disc
4. Register
5. RAM
69. The processor is made up of two parts.
The one is ALU and another is
______which is the hardware
implementation of the cycle and acts
like a traffic cop, making sure
everything gets done properly and in
the right order.
1. Register
2. Bus
3. Data
4. Contol unit
5. All
70. The values that are operated on by the
processor are called _____.
1. Data
2. Variable
3. Integer
72
Leading Institute for Banking, Railway & SSC
4. Operands
5. Operators
71. Mail merge is concerned with ______.
1. To split main document
2. Combining main document with
data file
3. Sending a typed letter to share
holder of a company
4. All of these
5. None of these
72. The thesaurus tool _____
1. Corrects two initial capitalized
letters in a word
2. Find repeated words in the
document
3. Adds new words to the custom
dictionary
4. All of these
5. None of these
73. A(n)………contains commands that can
be selected.
1. pointer
2. menu
3. icon
4. button
5. None of these
74. Arithmetic Operations—
1. involve matching one data item to
another to determine if the first
item is greater than, equal to, or
less than the other item
2. sort data items according to
standard, predefined criteria in
ascending order or descending
order
3. use conditions with operators
such as AND,OR and NOT
4. include addition, subtraction,
multiplication and division
5. None of these
75. Which of the following, along with a
password, typically comprises a login?
1. Passcode
2. Username
3. Secret Question
4. Password Hint
5. Sign up
76. Which of the following operating
system does not implement
multitasking truly?
1. MS DOS
2. Windows 98
3. Windows NT
4. Windows XP
5. Window Vista
77. The operating system manages:
1. Disk and I/O devices
2. Memory
78.
79.
80.
81.
82.
83.
84.
3. Processes
4. All of the above
5. None of these
Which of the following do you use to
change margins?
1. Paragraph dialog box
2. Formatting toolbar
3. Page setup dialog box
4. Standard toolbar
5. None of these
In MS-Word, you can insert the
hyperlink:
1. Pressing ctrl+k or by choosing
hyperlink from format menu
2. Pressing ctrl+k or by choosing
hyperlink form insert menu
3. Pressing ctrl+shift+k or by
choosing hyperlink insert menu
4. Pressing ctrl+k or choosing
hyperlink from format menu
5. None of these
A trojan horse would be classified as
what type of software?
1. Shareware
2. Scareware
3. Freeware
4. Malware
5. All
Which among following is not an input
device?
1. Mouse
2. Scanner
3. Keyboard
4. Printer
5. Joystick
Binary number system consists of?
1. 0’s, 1’s and 2’s only
2. All alphanumeric characters
3. Depends computer to computer
4. All numeric value
5. 0’s and 1’s only SNMP full form is ______.
1. Single Network Management
Protocol
2. Simple Network Mail Protocol
3. Simple Network Management
Protocol
4. Simple Network Management
Procedure
5. Simple Network Management
Process
Which among following is odd one?
1. Spyware
2. Malware
3. Virus
4. Hub
5. Spam
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85. DPI means?
1. Dots processing Inch
2. Dots per Inch
3. Diagram per Inch
4. Diagram processing Inch
5. Dots per Ink
86. Which among following is not necessary
for working of a standalone computer?
1. RAM
2. Hard Drive
3. Operating System
4. LAN card
5. ROM
87. Which among following is Linux
operating system?
1. Fedora
2. Ubuntu
3. Red Hat
4. Debian
5. All of above
88. Which language is related to database?
1. Perl
2. Java
3. Php
4. Sql
5. C++
89. Which kind of files have .mpg extension?
1. Audio
2. Image
3. Video
4. Flash
5. All
90. Red hat Linux is?
1. An operating system
2. A firewall software
3. An antivirus
4. A inventory management software
5. Web Browser
GENERALAWARENESS
91. Who was appointed as the oneman
judicial commission to look into the
implementation of the one rank one
pension (OROP) scheme recently?
a) Justice P. Venkatram Reddy
b) Justice P. Jaganmohan Reddy
c) Justice L. Narasimha Reddy
d) Justice B. Sudershan Reddy
e) None of these
92. The 14th Shanghai Cooperation
Organization (SCO) heads of
government conference was held on
December 15, 2015 in which of the
following Chinese cities?
a) Beijing
b) Zhengzhou
c) Shanghai
d) Hong Kong
73
Leading Institute for Banking, Railway & SSC
e) Hangzhou
93. Who is the author of the book ‘Life on
My Terms-From the Grassroots to the
Corridors of Power’?
a) P. Chidambaram
b) Sushil Kumar Shinde
c) Sharad Pawar
d) L.K. Advani
e) S. Jaipal Reddy
94. Who has been named by TIME magazine
as the Person of the Year in December
2015?
a) Vladimir Putin
b) Pope Francis
c) Francois Hollande
d) Angela Merkel
e) Narendra Modi
95. Vijay Diwas is observed on which of the
following days to commemorate India’s
victory in the 1971 war with Pakistan?
a) December 18
b) December 17
c) December 19
d) December 15
e) December 16
96. India won 156 medals in the World Police
and Fire Games held in?
a) Canada
b) Australia
c) USA
d) Sweden
e) Spain
97. Who was the captain of the Indian cricket
team that toured Zimbabwe?
a) Murali Vijay
b) Virat Kohli
c) Harbhajan Singh
d) Ajinkya Rahane
e) Manish Pandey
98. Fergusson College has been accorded the
special heritage status by the
University Grants Commission (UGC).
It is in?
a) Mumbai
b) New Delhi
c) Pune
d) Bangalore
e) Kolkata
99. Which bank has topped the list of public
sector lenders with maximum bad loans
as a percentage of total advances?
a) United Bank of India
b) Central Bank of India
c) Indian Overseas Bank
d) Punjab & Sind Bank
e) Punjab National Bank
100. Who was honored as Champion of
Change by the White House of the US?
a) Preet Bharara
b) Sunita Viswanath
c) Madhulika Sikka
d) Rakesh Khurana
e) None of these
101. Which of the following is the currency
of Liechtenstein?
a) Swiss Franc
b) Euro
c) Lira
d) Pound Sterling
e) Dollar
102. Nifty is the benchmark stock market
index of?
a) NASDAQ
b) Bombay Stock Exchange
c) National Stock Exchange
d) Singapore Stock Exchange
e) Shanghai Stock Exchange
103. Which bank launched an initiative called
‘Project Tatkal’ to provide doorstep
services and expedite home loan
application process?
a) HDFC Bank
b) ICICI Bank
c) Corporation Bank
d) Punjab National Bank
e) State Bank of India
104. Kagiso Rabada became only the second
bowler in the history of One Day
International cricket to claim a hat-trick
on ODI debut recently. He plays for?
a) Zimbabwe
b) Kenya
c) West Indies
d) South Africa
e) England
105. India’s eminent scientist C.N.R. Rao
was conferred which of the following
awards in 2015?
a) Colombia’s Order of the
Democracy Simon Bolivar Award
b) Norway’s Freedom of Expression
Prize
c) Norway’s Abel Prize
d) Japan’s Order of the Rising Sun,
Gold and Silver Star Award
e) None of these
106. NASA’s New Horizon probe has
confirmed that there is frozen methane
on the surface of?
a) Jupiter
b) Mars
c) Venus
d) Pluto
e) Mercury
107. Identify the mismatched pair?
COUNTRY CAPITAL
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MAGAZINE FOR THE MONTH OF MARCH - 2016
a) Belgium Brussels
b) Italy Rome
c) Austria Vienna
d) Germany Berlin
e) Poland Lisbon
108. Ashok Kumar Lahiri, former Chief
Economic Advisor, has been appointed
the Chairman of?
a) IDFC Bank
b) Bandhan Bank
c) National Housing Bank
d) IDBI Bank
e) Punjab National Bank
109. Prime Minister Narendra Modi
appointed Kruti Tiwari as brand
ambassador of?
a) Swatch Bharat
b) Jan Dhan Yojana
c) Digital India
d) Make in India
e) Beti Bachao, Beti Padhao
110. Which of the following became the first
bank in India to launch Watch Banking
for Apple Watch?
a) Axis Bank
b) ICICI Bank
c) IDBI Bank
d) HDFC Bank
e) SBI
111. Insurance Repository is formed and
registered under:
a) Companies Act 1956
b) IRDA Act 1999
c) Partnership Act 1932
d) Shops and Establishments Act of
respective States
e) None of these
112. Which type of banking that shuns the
very idea of interest rates and is
founded on the principles of profit
sharing:
a) Islamic Banking
b) Land Development Banking
c) Consumer Banking
d) Exchange Banking
e) Personal Banking
113. Which of the following banks has issued
Multi Currency World Travel Card?
a) Karur Vysya Bank
b) Union Bank of India
c) Kotak Mahindra Bank
d) Bank of Baroda
e) State Bank of India
114. The Gold Monetisation Scheme, 2015
will replace the existing ________.
However, the deposits outstanding
under the Gold Deposit Scheme will
be allowed to run till maturity unless
74
Leading Institute for Banking, Railway & SSC
the depositors prematurely withdraw
them.
a) Gold Deposit Scheme, 1995
b) Gold Deposit Scheme, 1999
c) Sovereign Gold Bond Scheme.
d) Gold Deposit Scheme, 1991
e) None of the above
115. Which of the following is not correct
regarding the Rajiv Gandhi Equity
Savings Scheme.
a) Those investors whose annual
taxable income is below Rs. 10 lacs
are eligible under the scheme.
b) The maximum investment
permissible under the scheme is
Rs. 50,000.
c) It is a tax savings scheme which
gives tax benefit for new investors.
d) The scheme aims to promote debt
culture in India.
e) None of the above
116. Which of the following banking system
is generally referred to involvement of
financial intermediaries in aiding credit
creation without regulatory oversight.
a) Tiered Banking
b) Shadow Banking
c) Multiple Banking
d) Universal Banking
e) Night Banking
117. Which one of the following entity is
not authorised to open insurance
accounts?
a) Central Insurance Repository
Limited
b) SHCIL Projects Limited
c) NSDL Database Management
Limited
d) Kotak Insurance Repository
Limited
e) None of the above
118. The scheme “Aapka paisa aapke
haath”, refers to the
a) Direct Transfer Scheme
b) Direct Benefit Transfer Scheme
c) Direct Bank Transfer Scheme
d) Direct Bank Transfer Mode
e) Direct handing over of cash benefit
by hand through postal services
119. Interest rate payable on saving bank
account is:
a) Regulated by RBI
b) Regulated by State Govt
c)Regulated by Finance Ministry
d) Deregulated
e) None
120. Which of the following are eligible to
make deposits under Gold
Monetisation Scheme?
a) Resident Indians & HUF
b) Trusts including Mutual Funds /
Exchange Traded Funds
c) Registered under SEBI (Mutual
Fund) Regulations
d) Companies
e) All of these
ENGLISH LANGUAGE
Directions (Q. 121-140): Read the
following passage carefully and answer
the questions given below it. Certain
words/ phrases have been printed in
BOLD to help you locate them while
answering some of the questions.
When times are hard, doomsayers are aplenty.
The problem is that if you listen to them too
carefully, you tend to overlook the most
obvious signs of change. 2013 was a bad year.
Can 2014 be any worse? Doomsday forecasts
are the easiest to make these days. So, let’s try
a contrarians’ forecast instead.
Let’s start with the global economy. We have
soon a steady flow of good news from the US.
The employment situation seems to be
improving rapidly and consumer sentiment,
reflected in retail expenditures on discretionary
items like electronics and clothes, has picked
up. If these trends sustain, the US might post
better growth numbers for 2014 than the 1.51.8% being forecast currently.
Japan is likely to pull out of a recession in
2014, as post-earthquake reconstruction
efforts gather momentum and the fiscal
stimulus announced in 2013 begins to pay off.
The consensus estimate for growth in Japan is
a respectable 2% for 2014.
The “hard-landing” scenario for China remains
and will remain a myth. Growth might
decelerate further from the 9% that it expected
to clock in 2013, but is unlikely to drop below
8-8.5% in 2014.
Europe is certainly in a spot of trouble. It is
perhaps already in recession and for 2014, it
is likely to post mildly negative growth. The
risk of implosion has dwindled over the last
few months. Peripheral economics like Greece.
Italy and Spain have new governments in place
and have made progress towards genuine
economic reform.
Even with some of these positive factors in
place, we have to accept the fact that global
growth in 2014 will be tepid. But there is a
flipside to this. Softer growth means lower
demand for commodities and this is likely to
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MAGAZINE FOR THE MONTH OF MARCH - 2016
drive a correction in commodity prices. Lower
commodity inflation will enable emerging
market and central banks to reverse its stance.
China for instance has already reversed its
stance and has pared its reserve ratio twice.
The RBI also seems poised for a reversal in its
rate cycle as headline inflation seems well on
its way to its target of 7% for March 2014.
That said, oil might be an exception to the
general trend in commodities. Rising
geopolitical tensions, particularly the
continuing face-off between Iran and the US,
might lead to a spurt in prices. It might make
sense for our oil companies to hedge this risk
instead of buying oil in the spot market.
As inflation fears abate and emerging market
and central banks begin to cut rates, two things
could happen. Lower commodity inflation
would mean lower interest rates and better
credit availability. This could set a floor to
growth and slowly reverse the business cycle
within these economies. Second, as the fear of
untamed, runaway inflation in these economies
abates, the global investor’s comfort levels with
their markets will increase. Which of the
emerging markets will outperform and who
will get left behind? In an environment in which
global growth is likely to be weak, economies
like India, that have a powerful domestic
consumption, should lead; those dependent
on exports should, prima facie, fall behind.
Specially for India, a fall in the exchange rate
could not have come at a better time. It will
help Indian exporters gain market share even
if global trade remains depressed. More
importantly, it could lead to massive import
substitution that favours domestic producers.
Let’s now focus on India and start with a
caveat. It is important not to confuse a shortrun cyclical dip with a permanent de-rating of
its long-term structural potential. The
arithmetic is simple. Our growth rate can be in
the range of 7-10% depending on policy action.
10%, if we get everything right, 7% if we get it
all-wrong. Which policies and reforms are
critical to taking us to our 10% potential? In
judging this, let’s again be careful. Let’s not go
by the laundry list of reforms that FIIs like to
wave: increase in foreign equity limits in
foreign shareholding, greater voting rights for
institutional shareholders in banks. FDI in
retail, etc. These can have an impact only at
the margin. We need not bend over backwards
to appease the FIIs through these reformsthey will invest in our markets when
momentum picks up and will be the first to
exit when the momentum flags, reforms or not.
75
Leading Institute for Banking, Railway & SSC
The reforms that we need are the ones that can
actually raise our sustainable long-term growth
rate. These have to come in areas like better
targeting of subsidies, making projects in
infrastructure viable so that they draw capital
raising the productivity of agriculture
improving healthcare and education, bringing
the parallel economy under the tax net,
implementing fundamental reforms in taxation
like GST and the direct tax code and finally
easing the myriad rules and regulations that
make doing business in India such a nightmare.
A number of these things do not require new
legislation and can be done through executive
order.
121. Which of the following is not true according
to the passage?
1) China’s economic growth may
decline in the year 2012, as
compared to the year 2011
2) The European economy is not
doing very well.
3) Greece is on the verge of bringing
about economic reforms
4) In the year 2012, Japan may post a
positive growth and thus pull out
of recession.
5) All of the above are true
122. Which of the following will possibly be a
result of softer growth estimated for the
year 2012?
A) Prices of oil will not increase.
B) Credit availability would be lesser
C) commodity inflation would be lesser.
Which of the statements given above is/
are correct?
1) Only B)
2) A) and B)
3) A ) and C) 4) Only C)
5) All of these
123. Which of the following can be said about
the present status of the US Economy?
1) There is not much improvement in
the economic scenario of the
country from the year 2011
2) The growth in the economy of the
country, in the year 2012, would
definitely be lesser than 1.8%
3) The expenditure on clothes and
electronic commodities, by
consumers is lesser than that in the
year 2011
4) There is a chance that in 2012, the
economy would do better than
what has been forecast.
5) The pace of change in the
employment scenario of the country
is very slow
124. Which of the following is possibly the
most appropriate title for the passage?
1) The Economic Disorder
2) Indian Economy Versus the Europe
Economy
3) Global Trade
4) The Current Economic Scenario
5) Characteristics of the Indian
Economy
125. According to the author, which of the
following would characterise Indian
growth scenario in 2012?
A) Domestic producers will take a hit
because of depressed global trade
scenario
B) On account of its high domestic
consumption, India will lead
C) Indian exporters will have a hard
time in gaining market share
Which of the statements given above is/
are correct?
1) Only A)
2) A) and B)
3) B) and C) 4) Only A)
5) All of these
126. Why does the author not recommend
taking up the reforms suggested by FIIs?
1) These will bring about only minor
growth
2) The reforms suggested will have no
effect on the economy of our
country, whereas will benefit the
FIIs significantly
3) The previous such recommendation
had backfired
4) These reforms will be the sole reason
for our country’s economic
downfall
5) The reforms suggested by them are
not to be trusted as they will not
bring about any positive growth in
India
Directions (Q. 127-128): Choose the word
which is same in meaning as the word
given in bold as used in the passage.
127. DRAW
1) Entice
3) Decoy
5) Persuade
128. CLOCK
1) Watch
3) Time
5) Regulate
2)Push
4) Attract
2) Achieve
4) Second
Directions (Q. 129-130): Choose the word
which is opposite in meaning of the word
given in bold as used in the passage.
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129. MYRIDA
1) Trival
3) Few
5) Countless
130. TEPID
1) Moderate
3) Warm
5) Little
2) Difficult
4) Effortless
2) High
4) Irregular
Directions (Q.131-135) : Which of the
phrases (a), (b), (c) and (d) given below each
sentence should replace the word/phrase
printed in bold in the sentence to make it
grammatically correct? If the sentence is
correct as it is given and no correction is
required, mark (e) as the answer
131. The actress, who was in the city for
the press conference of her dance
reality shows, says she chose the show
because of her passionate for dance
(a) being passion in dance
(b) passionate for dancing
(c) being passionate in dancing
(d) passion for dance
(e) no correction required
132. Despite of several representations and
reminders, the district administration
had not taken any action to stem the
systematic encroachment of water
bodies
(a) Because of
(b) Despite
(c) Although
(d) Inspite
(e) no correction required
133. While it is well-known that there are
large-scale leakages from the public
distribution system across the country
there are many states which have
manage successful reform the public
distribution system and deliver food
grain to the poor
(a) managed to successfully reform
(b) managed successful reforms
(c) managing successfully to reform
(d) managed for successfully reforming
(e) no correction required
134. The four-day workshop is being
conducted for gear up administration
to the changes that will follow with
the implementation of the right to
compulsory and free education act
2009
(a) so geared up
(b) to gear up
(c) for geared up
(d) to gearing up
(e) no correction required
76
Leading Institute for Banking, Railway & SSC
135. The court refused to provide relieve
to the petitioner and stated that plying
of all diesel vehicles was banned with
immediate effect
(a) provision of relief
(b) providing of relieve
(c) provide any relief
(d) provide relieving
(e) no correction required
Directions (Q.136-140): Read each
sentence to find out whether there is any
error in it. The error, if any, will be in
one part of the sentence. The number of
that part is the answer. If there is no
error, the answer is 5). (Ignore the errors
of punctuation, if any.)
136. The doctor advised his young patient
1)/ to take two capsful of 2)/ the bitter
medicine, but the 3)/ latter stuck to
the single-cup ritual with no adverse
effect. /4) No error 5)
137. Radhika and Preeti were excited about
the school party, 1)/ as they were
alumni of 2)/ the school, and looked 3)/
forward to meeting their old friends.
4)/ No error 5)
138. The salesman refused to show the family
around 1)/ the showroom, till they told
him 2)/ what kind of a car 3)/ they
were looking for /4) No error 5).
139. Despite the manager ’s 1)/
comprehensive and enthusiastic
explanation of2)/ the scheme, we were
completely disinterested 3)/in the
matter 4)/ No error 5)
140. Business magazines have been
consistent1)/ in saving that unless 2)/
Indian banks merged,3)/ they will lose
market share. 4)/ No error 5)
Directions: (Q.141-145): In each of the
following sentences there are two blank
spaces. Below each sentence there are
five pairs of words denoted by numbers
1), 2), 3), 4) and 5). Find out which pair of
words can be filled up in the blanks in
the sentence in the same sequence to
make it meaningfully complete.
141. About 570 million years ago, in the _____
oceans of the ______ earth, something
odd happened.
1) swirling, earthy
2) new, old
3) ancient, early
4) blue, brown
142. The retired judge was much too ______
to be taken in by ht spurious excuse
presented by the _____ crook.
1) perspicacious, petty
2) sagacious, ingenious
3) obtuse, paltry
4) astute, belligerent
143. Many _____ but few remedies have
emerged to tackle the lack of ______
progress in improving university
educational performance.
1) solutions, reliable
2) diagnoses, demonstrable
3) antidotes, visible
4) verdicts, uncertain
144. There are many ______ in this digital age
preaching the revolution of the
filmmaking industry brought about by
the ______ of the production and
distribution of the media.
1) astrologers, self-determination
2) prophets, democratization
3) precursors, sovereignty
4) wizards, fall
145. In today’s public _______, scientists are
highly respected but not nearly as
influential as they should be, their voices
are mostly ______ in the arena of public
policy.
1) sphere, absolute
2) times, peripheral
3) domain, marginalized
4) democracy, superficial
Directions (Q. 146-150): Rearrange the
following six sentences A), B), C), D) &
E) in the proper sequence to form a
meaningful paragraph and then answer
the questions given below them.
A) Miss Sullivan arrived at the Keller
home when Helen was seven.
B) The deaf and blind Helen learned
to communicate verbally.
C) But eventually, Miss Sullivan’s
effort was rewarded.
D) Before Helen Keller was two
years old, she lost her sight and
her hearing.
E) Miss Sullivan worked closely with
Helen, her new student.
146. Which of the following should be the
FIFTH sentence in the passage?
1) A
2) B
3)C
4)D
5)E
147. Which of the following should be the
THIRD sentence in the passage?
1) A
2) B
3)C
4)D
5)E
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MAGAZINE FOR THE MONTH OF MARCH - 2016
148. Which of the following should be the
FOURTH sentence in the passage?
1) A
2) B
3)C
4)D
5)E
149. Which of the following should be the
SECOND sentence in the passage?
1) A
2) B
3)C
4)D
5)E
150. Which of the following should be the
FIRST sentence in the passage?
1) A
2) B
3)C
4)D
5)E
Directions (Q. 151-160): In the following
passage there are blanks, each of which
has been numbered. These numbers are
printed below the passage and against
each five words are suggested, one of
which fits the blank appropriately. Find
out the appropriate words.
Women have (151) made (152) in the corporate
workplace but certainly not as much as they
had (153).We have new laws, rules and (154)
relating to women in the workplace, but what
we have not changed much is male (155).
Women have fallen short in their goals because
we (156) the potency of the male need to (157)
their power. We can abide (158) by the laws
and rules we create in order to (159) women
an equal opportunity in the corporate
workplace and still not (160) the problems
that afflicted and eventually capsized the
women’s raft.
151. 1) seldom
2) not
3) optimistically
4) undoubtedly
5) perhaps
152. 1) attempts
2) programs
3) decision
4) efforts
5) automation
153. 1) prescribed
2) informed
3) encompassed
4) predisposed
5) expected
77
Leading Institute for Banking, Railway & SSC
154. 1) problems
2) revolutions
3) policies
4) cases
5) activities
155. 1) behaviour
2) population
3) achievements
4) patterns
5) hatred
156. 1) risk
2) minimise
3) respect
4) retaliate
5) underestimate
157. 1) know
2) maintain
3) evolve
4) absolve
5) diminish
158. 1) them
2) partially
3) occasionally
4) scrupulously
5) excessively
159. 1) deprive
2) donate
3) assure
4) deny
5) share
160. 1) emphasise
2) explore
3) judge
4) mentioned
5) overcome

ANSWER KEYS
1.4
2.4
3.5
4.3
5.2
6: 5
7: 1
8: 5
9: 5
10: 5
11.1
12.2
13.4
14.1
15.4
16. 3
17: 2
18: 5
19: 5
20: 1
21.4
22.3
23.1
24.3
25.5
26.4
27.1
28.3
29.5
30.2
31.A
32.b
33.e
34.e
35.c
36.D
37.C
38.A
39.B
40.E
41.B
42.C
43.A
44.B
45.D
46.B
47.D
48.C
49.A
50.E
51.A
52.E
53.E
54.E
55.A
56.C
57.D
58.A
59.E
60.C
61. (1)
62. (4)
63. (5)
64. (1)
65. (5)
66. (1)
67. (1)
68. (5)
69. (4)
70. (4)
71. (2)
72. (4)
73. (2)
74. (4)
75 (2)
76.(1)
77. (4)
78. (3)
79. (1)
80. (4)
81. (4)
82. (5)
83. (3)
84. (4)
85. (2)
86. (4)
87. (5)
88. (4)
89. (3)
90. (1)
91.C
92.B
93.C
94.D
95.E
96.C
97.D
98.C
99.A
100.B
101.A
102.C
103.E
104.D
105.D
106.D
107.E
108.B
109.C
110.D
111.A
112.A
113.C
114.B
115.D
116.B
117.D
118.B
119.D
120.E
121-5
122-4
123-4
124-4
125-1
126-1
127-4
128-2
129-1
130-5
131-4
132-2
133-1
134-2
135-3
136-2
137-2
138-3
139-3
140-3
141-3
142-1
143-2
144-2
145-3
146-3
147-5
148-2
149-1
150-4
151-4
152-2
153-5
154-3
155-1
156-4
157-2
158-5
159-3
160-5

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MAGAZINE FOR THE MONTH OF MARCH - 2016
PREVIOUS YEAR QUESTION PAPER FOR (SSC-CGL)
SSC CGL 2015 – Pre (Tier I)
Mock Test
This Mock Test consists of 200 questions
which are spread across 4 sections – General
Intelligence, Mathematics, General
Awareness and English Language. The mock
test carries 200 marks and of 2 hour
duration. There is negative marking of 1/4
marks for each wrong answer.
PART-A
GENERALINTELLIGENCE
1. If 1 is coded as I, 2 as G, 3 as A, 4 as Y,
5 as L, 6 as O, 7 as X and 0 as W, then
which of the following is the code is 3
7645201?
(A) AXOYLWGI
(B) AXOYLGWI
(C) AXOLYGWI
(D) AXLYOGWI
2. In a certain code SENSE is written as
STFOTF and CITY is written as
CDJUZ. How is EARTH written in
that code?
(A) EFBQTI
(B) EFCSUI
(C) EFBSUI
(D) EEBSUI
3. If ‘P’ means ‘+’, ‘V’ means ‘×’, ‘T’
means ‘-’ and ‘Q’ means ‘÷’, then find
the value of the expression given below
25 P 20 Q 5 V 10 T 16
(A) 49
(B) 25
(C) 48
(D) 59
4. J says ‘N and G are my brothers’; M
says “P is father of G, who says ‘R is
brother of my father’’’. How is R related
to J’s mother?
(A) Brother-in-law
(B) Sister-in-law
(C) Sister
(D) Brother
5. Five friends Rinku, Chintu, Tinku, Sintu
and Mintu are sitting around a circular
table. Mintu is not between Tinku and
Sintu. Chintu is on the immediate right
of Tinku and is second to the right of
Sintu. Who is second to the left of
Chintu?
(A) Mintu
(B) Sintu
(C) Tinku
(D) Rinku
Directions: In questions nos. 6 to 12, find
the odd word/number/letters from the
given alternatives.
78
Leading Institute for Banking, Railway & SSC
6.
(A) Anxiety
(C) Anger
7. (A) Cornea
(C) Pupil
8. (A) Inn
(C) Club
9. (A) EFG
(C) KJI
10. (A) MKGA
(C) RPLE
11. (A) 4 – 32
(C) 7 – 12
12. (A) 14 – 225
(C) 15 – 216
(B) Sorrow
(D) Joy
(B) Iris
(D) Medulla
(B) Motel
(D) Shelter
(B) WVU
(D) RQP
(B) PNID
(D) VTPJ
(B) 5 – 20
(D) 3 – 21
(B) 21 – 27
(D) 13 – 64
BCE, HIK, NOQ, TUW, ZAC, FGI, ?
(A) LMO
(B) NOM
(C) LON
(D) NOP
Directions: In question nos. 21 and 22,
find the missing number from the given
responses.
21.
12
18
20
26
Directions: In question nos. 13 to 17,
select the related words/letters/number
from the given alternative.
13. Wax : Wane :: Zenith : ?
(A) Light
(B) Nadir
(C) Fall
(D) Topper
14. Ice : Coolness :: Earth : ?
(A) Gravitation
(B) Round
(C) Weight
(D) Mountain
15. Soldiers : Army :: Cow : ?
(A) Bunch
(B) Group
(C) Herd
(D) Calf
16. Speech : Dumb :: Sight : ?
(A) Eyes
(B) Mount
(C) Tongue (D) Blind
17. 32 : 529 :: 43 : ?
(A) 1849
(B) 1728
(C) 625
(D) 1156
Directions: In questions nos. 18 and 19
arrange the given words in a meaningful
order and select the option indicating
the correct order.
18. 1. Cloth
2. Skirt
3. Cotton
4. Plant
5. Yarn
(A) 4, 5, 3, 2, 1
(B) 4, 3, 1, 5, 2
(C) 4, 3, 5, 1, 2
(D) 4, 3, 2, 5, 1
19. 1. Ventilator 2. Roof
4. Floor
5. Walls
(A) 5, 2, 3, 4, 1
(B) 5, 3, 4, 2, 1
(C) 4, 5, 3, 1, 2
(D) 5, 3, 2, 1, 4
20. A series is given, with one term missing.
Chose the correct alternative from the
given ones.
(A) 10
(C) 15
6
13
28
35
8
?
11
19
(B) 18
(D) 16
22.
?
8
13
(A) 7
(C) 5
12
15
11
48
61
59
(B) 6
(D) 8
Directions: In questions nos. 23 and 24 a
series is given with one term missing.
Choose the correct alternative from the
given ones.
23. 5 6 7 8 10 11 ?
(A) 15
(B) 16
(C) 14
(D) 17
24. 8 12 20 32 ? 68
(A) 64
(B) 48
(C) 50
(D) 60
Directions: In question nos. 25 to 27,
from the given alternative words, select
the word which cannot be formed using
the letters of the given word.
25. INTERNATIONAL
(A) LATTER
(B) RELATION
(C) TREATMENT
(D) TRAIN
26. TRURBULENCE
(A) RENT
(B) RUBLE
(C) TUBULAR
(D) CENTER
27. CREDENTIAL
(A) CREATE
(B) CENTER
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MAGAZINE FOR THE MONTH OF MARCH - 2016
(C) TRAIN
(D) CREAM
28. Which of the following interchanges of
sign would make the given equation
correct?
3 × 4 ÷ 8 – 14 + 7 = 18
(A) + and × (B) ÷ and +
(C) – and + (D) × and ÷
29. 18% of 625 + 65% of 850 + ? = 1000
(A) 225
(B) 665
(C) 335
(D) 552
30. If PLANT is coded as TNBLP, then
LOGIC will be coded as
(A) CIHOL (B) ICHOL
(C) GICLO (D) CIGOL
31. Which of the following figures best
depicts the relationship between
thieves, judges and criminals?
32. Pointing to a girl in the photograph,
Nishant said, “Her mother’s brother is
the only son of my mother’s father.”
How is the girl’s mother related to
Nishant?
(A) Grandmother
(B) Sister
(C) Aunt
(D) Can’t be determined
33. W is 8 ranks ahead of Z in a class of 49
students. If Z is 18 th from the bottom,
what is W’s rank from the top?
(A) 23rd
(B) 22nd
(C) 27th
(D) 24th
34. In the following three circles numbered
1, 2 and 3, 1 represents blue, 2
represents yellow and 3 represents red.
Which of the following parts represents
green?
79
Leading Institute for Banking, Railway & SSC
(A) D
(B) F
(C) G
(D) E
35. The number of boys in a class is three
times the number of girls. Which of the
following numbers cannot represent the
total number of children in the class?
(A) 36
(B) 40
(C) 28
(D) 42
36. Which set of letters when sequentially
placed at the gaps in the given letter
series shall complete it?
b_ccd_bbc_dd_bc_dd
(A) bdcbc
(B) bddcc
(C) cbcbb
(D) ccbdc
37. Arrange the following words as per
their order in the English dictionary
1. Variant
2. Vacant
3. Variable
4. Vague
5. Valiantly
(A) 2, 4, 1, 5, 3
(B) 2, 4, 5, 3, 1
(C) 2, 4, 3, 1, 5
(D) 1, 2, 3, 4, 5
Directions: In question nos. 38 and 39,
two statements are given followed by two
conclusions I and II. You have to consider
both statements to be true even if they
seem to be at variance with commonly
known facts. You have to decide which of
the given conclusions. if any, follows
from the given statements.
38. Statements: Most of the people are
doctors.
Doctors are MBBS.
Conclusions: I. Some people are
MBBS.
II. All MBBS are doctors.
(A) Only conclusion II follows
(B) Either conclusion I or II follow
(C) Only conclusion I follows
(D) Both conclusions I and II follow
39. Statements: Rama is a clerk.
All clerks are honest.
Conclusions: I. Rama is not honest.
II. Rama is honest.
(A) Only conclusion II follows
(B) Either conclusion I or II follows
(C) Only conclusion I follows
(D) Both conclusion I and II follow
40. Rajan left his home and walked 90
metres in the east before turning to his
right. He went 30 metres before turning
to his right. After that he walked 20
metres and finally he turned to the north
and walked 60 metres. In which
direction is Rajan from his home?
(A) East
(B) North
(C) South-east
(D) North-east
41. Three different positions of a dice have
been shown in the following figures.
Which of the following alphabet will
be opposite A?
(A) E
(B) B
(C) D
(D) C
42. How many triangles are there in the
figure given below?
(A) 12
(B) 16
(C) 20
(D) 22
43. A sheet of paper has been folded as
shown in the Questions Figure. You
have to figure out from the four Answer
Figures how it will appear when
opened.
44. Which of the following Answer Figures
is the exact mirror image of the given
Question Figure, when the mirror is
held on the line AB?
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MAGAZINE FOR THE MONTH OF MARCH - 2016
49. From the given Answer Figures, select
the one in which the Question Figure
is hidden/embedded.
45. Find out the water image of the given
group of letters:
TRINGLE
50. Choose from the alternatives the box
that will be formed when the question
figure is foled.
46. Which Answer Figure will complete the
Questions Figure?
47. Which Answer Figure will complete the
Question Figure?
48. Which of the following Answer Figures
marked (A), (B), (C) and (D) satisfies
the same conditions of placement of
dots as in Question Figure?
80
Leading Institute for Banking, Railway & SSC
PART-B
GENERALAWARENESS
51. Which of the following methods is
used in the production of Biodiesel?
a) Transesterification
b) Transamination
c) Biocatalysed electrolysis
d) Electrohy drogenesis
52. Match List -1- (Waterfalls) with List2 (rivers)
List-1
A) Jog
B) Bhedaghat
C) Shivanasamudra
D) Hundru
List- 2
1) Narmada
2) Cauvery
3) Subarnarekha
4) Sharavati
Codes:
A
B
C
D
a) 1
4
3
2
b) 1
4
2
3
c) 4
1
3
2
d) 4
1
2
3
53. Cooking is fast in pressure cooker
because
a) water boils at a higher
temperature in a pressure cooker
b) food is cooked at constant volume
c) loss of heat due to radiation is the
minimum
d) food particles are effectively
smashed.
54. In the Budget 2013-14, the Finance
Minister has allowed an additional
interest deduction of Rs. 1 lakh to firsttime home buyers for loan up to
a) Rs.25 lakh
b) Rs.20 lakh
c) Rs.30 lakh
d) Rs.10 lakh
55. Where do the Western Ghats and Eastern
Ghats meet?
a) Anaimalai Hills
b) Anamudi Hills
c) NIlagiri Hills
d) Palani Hills
56. Which animal is the symbol of ‘World
Wildlife Fund”?
a) Giant Panda
b) Dolphin
c) Tiger
d) Kangaroo
57. Who was the first Indian actress to
receive the Padma Shri?
a) Smita Patil
b) Nargis Dutta
c) Meena Kumari
d) Madhubala
58. Consider the following taxes:
1) Corporation tax
2) Custom duty
3) Wealth tax
4) Excise duty
Which of these is/are indirect tax(es)?
a) 1 only
b) 2 and 4
c) 1 and 3
d) 2 and 3
59. The India Independence League was set
up b y
a) Aruna Asaf Ali
b) Rash Behari Bose
c) Jayaprakash Narayan
d) SM Joshi
60. With reference to the period of colonial
rule in India, consider the following
statements:
1. Raja Ram Mohan roy established
the “Calcutta Unitarian Committee”.
2. Social Service League was
established by Mahadeo Govind
Ranade
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MAGAZINE FOR THE MONTH OF MARCH - 2016
3. Deccan Education Society was
founded by Gopal KrishnaGokhale.
4. Dr Annie Besant started the Central
Hindu School .
Which of these statements is/are
correct?
a) 1, 2 and 4 b) 1 and 4
c) 2 and 3
d) 3 only
61. Mach List -1 (writers) with List-2
(works/journals):
List-1
A) Devendranath Tagore
B) Rabindranath Tagore
C) M K Gandhi
D) B G Tilak
List-2
1) Gitanjali
2) Kesari
3) Tattvabodhini Patrika
4) Young India
Code:
A
B
C
D
a) 3
1
4
2
b) 2
3
1
4
c) 4
2
3
1
d) 4
1
2
3
62. Which Gupta ruler is known as
‘Lichchavidauhitra’?
a) Samudragupta
b) Chandragupta I
c) Kumargupta
d) Skandagupta
63. Which of the following pairs in correct?
a) Maharastra- Pipavav
b) Karnataka- Tuticorin
c) Tamil Nadu – Paradip
d) Gujarat - Hazira
64. Match List -1 with List- 2
List-1
A) Trichinosis
B) Sleeping sickness
C) Athlete’s foot
D) Meningitis
List- 2
1) Bacterial infection
2) Fungus
3) Eating uncooked pork
4) Protozoan (bite of tsetse fly)
Code:
A
B
C
D
a) 2
3
4
1
b) 2
4
1
3
c) 1
3
4
2
d) 3
4
2
1
65. Which of the following is a sexually
transmitted disease?
a) Leukaemia
b) Meningitis
81
Leading Institute for Banking, Railway & SSC
c) Colour Blindness
d) Syphilis
66. Which of the following pairs is not
correctly matched?
a) Becquerel : Radioactivity
b) Alexander Flemming : Penicillin
c) Louis Pasteur : Blood groups
d) William Harvey : Blood circulation
67. Which of the following vitamins is used
like a hormone?
a) Vitamin A
b) Vitamin B
c) Vitamin E
d) Vitamin D
68. Salts of which of the following elements
provide colours to fireworks?
a) Zinc and Sulphur
b) Potassium and Mercury
c) Strontium and Barium
d)Chromium and Nickel
69. Metals Can be __________ at room
temperature.
a) liquid only
b) solid only
c) solid or liquid
d) either solid, or liquid or gas
70. Ganesh Pyne, who died recently, was a
legendary_________
a) painter
b) composer
c) author
d) critic
71. Which of the following is a correct
statement?
a) Surface tension of a liquid
decreases with increase in
temperature.
b) Vapour pressure of a liquid
decreases with increase in
temperature.
c) Viscosity of a liquid decreases
with decrease in temperature.
d) The boiling point of a liquid is
independent of the altitude of the
place.
72. Inflation can be controlled by
a) making the rupee dearer
b) reducing public expenditure
c) increasing wages
d) decreasing taxation
73. According to Railway Budget 2013-14,
which state has been brought into the
railway network for the first time ?
a) Arunachal Pradesh
b) Mizoram
c) Meghalaya
d) Nagaland
74. Damodaran Committee, which submitted
its report in 2011, is related to
a) customer services in banks
b) management of co- operative sector
c) reforms in the insurance sector
d) rejuvenation of higher education
75. In upper stratosphere, ozone protects
us form
a) infra- red radiations
b) ultra- violet radiations
c) peroxyacetyl nitrate
d) carbon dioxide
76. In which market structure is the demand
curve of the market represented by the
demand curve of the firm?
a) Monopoly
b) Oligopoly
c) Duopoly
d) Percfect Competition
77. Direct conversion of solar energy with
the use of a photovoltaic cell results in
the production of
a) electrical energy
b) optical energy
c) thermal energy
d) mechanical energy
78. Which of the following has the oldest
rocks in India?
a) The Himalayas
b) Deccan Plateau
c) The Aravallis
d) The Siwaliks
79. In India, how many states share the
coastline?
a) 7
b) 8
c) 9
d)10
80. The
department of Boarder
Management is a department of which
of the following Union Ministries?
a) Ministry of Defence
b) Ministry of Home Affairs
c) Ministry of Shipping, Road
Transport and Highways
d) Ministry of Environment and
Forests
81. According to railway Budget 2013-147,
Indian Railway Institute for Financial
Management, to train rail officers on a
regular basis, is to be set up at
a) Raebareli
b) Lucknow
c) Hyderabad
d) Secunderabad
82. For reproducing sound, a CD (Compact
Disc) audio player uses a
a) Quartz Crystal
b) Titanium needle
c) Laser Beam
d) Barium titanate ceramic
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MAGAZINE FOR THE MONTH OF MARCH - 2016
83. The IXth Schedule to the Indian
Constitution was added by
a) 42nd Amendment
b) 1st
Amendment
c) 44th Amendment
d) 2nd Amendment
84. The salaries and allowances of the judges
of the High Courts are charged to the
a) Consolidated Fund of India
b) Consolidated Fund of India
c) Contingency Fund of India
d) Contingency Fund of the
concerned State
85. In the Union Government, the Council
of Ministers is collectively responsible
to the
a) President
b) Prime minister
c) Lok Sabha
d) Parliament
86. The term of the members of Rajya Sabha
is
a) Five years
b) Six years
c) Seven years
d) Two years
87. The fourth edition of the India- Africa
Hydrocarbon Conference 2016 was
held at
(a) Pretoria
(b) Mumbai
(c) Cape Town
(d) New Delhi
(e) None of these
88.Radio and Television work on the
principle of
a) digital logic
b) generation, propagation and
detection of waves
c) reflection of ultrasonic waves
d) detection of cosmic radio
89. Which of the following is not an example
of mechanical wave?
a) Water wave
b) Sound wave
c) Seismic wave
d) All the above are mechanical waves
90. Which of the following types of laser is
used in a laser printer?
a) Solid-State laser
b) Dye laser
c) Gas laser
d) Semiconductor laser
91. Which of the following is also called
Stranger Gas?
a) Xenon
b) Argon
c) Neon
d) Radon
92. Who designed the famous India Gate
82
Leading Institute for Banking, Railway & SSC
a) Thomas Miller
b) Lord Stephenson
c) Edwin Lutyens
d) Edward Phillip
93. Match List -1 with List 2 and select
correct answer using the codes given
below :
List- 1 (Five-Year Plan)
A) First
B) Second
C) Fifth
D) Ninth
List 2 (Emphasis)
1. Food security and Women
Empowerment
2. Heavy industries
3. Agriculture and Community
Development
4. Removal of poverty
Code:
A
B
C
D
a) 1
2
4
3
b) 1
4
2
3
c) 3
2
4
1
d) 3
4
2
1
94. When cultural traits spread from one
society to another the process is called
a) Assimilation
b) Diffusion
c) Pluralism
d) Evolution
95. Which of the following waves/rays is
used for telecommunication?
a) Infrared rays
b) Ultraviole3t rays
c) Microwaves
d) X-ray
96. Mark correctly the precise meaning of
the term ‘Habeas Corpus’
a) To put the person behind the bar
b) To have the body
c) To remove the body
d) To cremate the body
97. The colour of light is determined by its
a) wavelength
b) speed
c) Intensity
d) medium
98. The primary device that a computer uses
to store information is
a) RAM
B) ROM
C) Hard drive
d) EPROM
99. Which of the following is a device that
reads the information contained on a
disk and transfers it to the computer’s
memory?
a) Monitor
b) Screen
c) Keyboard
d) Disk drive
100. Surface tension vanishes at
a) Critical temperature
b) Boyle’s temperature
c) Inversion temperature
d) Absolute temperature
PART-C
QUANTITATIVEAPTITUDE
101. If (3m2 ÷ (3m)2)
m is
a) 5
c) 6
102. If x =
1
m
= 81, the value of
b) 7
d) 8
1
, then the value of x3 –
2 3
2x2 -7x + 5 is
a) 3
b) 2
c) 4
d) 5
103. When we draw the graph of x = 3, the
graph line is parallel to
a) x-axis
b) y- axis
c) Both (a) and (b)
d) Can’t be determined
104. ABC is triangle in which  A =900 ,
AN _ BC, AC = 12 cm and AB = 5 cm.
Find the ration of the area of
to the area of
 ANB.
 ANC
a) 125 : 44
b) 25 : 144
c) 144 : 25
d) 12 : 5
105. In the given figure, tangent PT = 4cm.
Find the value of AB.
a)
7
cm
4
b)
11
cm
4
c)
9
cm
4
d) Can’t be determined
106. The HCF and LCM of two numbers
are 11 and 385 respectively. If one
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MAGAZINE FOR THE MONTH OF MARCH - 2016
number lies between 75 and 125, then
that number is
c) 300
112. Evaluate :
a) 77
c) 99
107.
b) 88
d) 110
The
value
of
 0.953  0.953  0.953 


  0.047  0.047  0.047 
 0.953  0.953  0.953  i s


  0.047  0.047  0.047 
a) 032
c) 1.1286
108. A boy reads
b) 0.886
d) 1
3
of a book one day
8
and
4
of the remaining book the second
5
day. If there were30 unread pages, how
many pages did the book contain ?
a) 240
b) 300
c) 600
d) 200
109. The batting average of 40 innings of a
cricket player is 50 runs. His highest
score exceeds his lowest score by 172
runs. If these two innings are excluded
, the average of the remaining 38 innings
is 48 runs. The highest score of the
player is
a) 165 runs b) 170 runs
c) 172 runs d) 174 runs
110. If
p
q
r


, then
bc ca ab
the value of p + q + r is
a) 0
b) 1
c) -1
d) -2
111. If cos 2x = 600 cos 300 + sin 600 sin
300 then the value of x is
a) 150
b) 400
83
Leading Institute for Banking, Railway & SSC
d) 750
tan   sin 
tan   sin 
a)
sec   1
2
b)
sec   1
sec   1
c)
sec   1
sec   1
a) 2
2 sec 
sec   1
113. In  ABC, AB = 5cm, AC = 7 cm. If
AD is the bisector of  A, then BD:
d)
CD is
a)25 : 49
b) 49 : 25
c) 6 : 1
d) 5: 7
114. The radius of base and the height of a
metallic solid cylinder are r cm and 3
cm respectively. It is melted and recast
into a cone of the same radius of base.
Find the height of the cone.
a) 7 cm
b) 9 cm
c) 10 cm
d) 11cm
115. The sum of the first 35 terms of the
series
1 1 1 1 1 1 1 1 1
        
2 3 4 2 3 4 2 3 4
....is
1
a) 2
c)
1
4
a) Rs.787.50
b) Rs.812.50
c) Rs.860
d) Rs.887.50
118. The compound interest on Rs. 30000
at 7% per annum is Rs. 4347. The
period (in years) is
b) -
1
4
d) -
1
3
b) 2
1
2
c) 3
d) 4
119. In what ratio must tea at Rs. 62 per kg
be mixed with tea at Rs. 72 per kg so
that the mixture must be worth Rs. 64.5
per kg?
a) 3: 1
b) 3: 2
c) 4: 3
d) 5 : 3
120. The speed of a boat in still water is 9
km ph. The speed of the stream is 1.5
km ph. A man rows to a place at a
distance of 105 km and comes back to
the starting point. The total time taken
by him is
a) 16 hours b) 18 hours
c) 20 hours d) 24 hours
121. If the point (3, 4) lies on the graph of
the equation 3y = ax + 7, then ‘a’ is
equal to
a)
5
4
b)
5
3
c)
7
3
d)
7
6
122. Two cyclists start from the same place
in opposite directions. The first cyclist
goes towards north at 18 km ph and
the second goes towards south at 20
km ph. What time will they take to be
47. 5 km apart?
116. The angle of elevation of a ladder leaning
against a wall is 60p and the foot of
the ladder is 4.6 m away from the wall.
The length of the ladder is
a) 2.3m
b) 4.6m
c) 7.8m
d) 9.2m
117. What will be the simple interest earned
on an amount of Rs. 16800 in 9 months
1
at the rate of 6 % per annum?
4
a) 1
1
hours
4
b) 2
1
hours
4
c) 2 hours 23 minutes
d) 2
1
hours
2
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MAGAZINE FOR THE MONTH OF MARCH - 2016
123. A and B can do a piece of work in 72
days. B and c can do it in 120 days. A
and C can do it in 90 days. In how
many days can A alone do it?
a) 80 days
b) 100 days
c) 120 days d) 150 days
124. 4 men and 6 women can complete a
piece of work in 8 days, while 3 men
and 7 women can complete it in 10
days. In how many days will 10 women
complete it?
a) 35 days
b) 40 days
c) 45 days
d) 50 days
125. The sides of a triangle are 3cm, 4cm
and 5cm . The area (incm 2 )of the
triangle formed by joining the midpoints of the sides of this triangle is
a)
3
cm2
2
b)
3
cm2
2
c)3cm2
d)6 cm2
126. If 15 % of 40 is greater than 25 % of a
number by 2, then
a) 12
b) 16
c) 24
d) 32
127. Out of 450 students of a school, 325
play football , 175 play cricket and 50
play neither football nor cricket . How
many students play both football and
cricket?
a)50
b) 75
c) 100
d) 225
128. A’s income is 25% more than B’s. B’s
income is what percent of A’s?
a) 75 %
b) 80%
c) 90 %
d) 96%
129. A man buy 2 dozen bananas at Rs.16
per dozen. After selling 18 bananas at
the rate of Rs.12 per dozen, the
shopkeeper reduced the rate to Rs. 4
per dozen. The loss percentage is
a) 25.2%
b) 32.4%
c) 36.5%
d) 37.5%
130. A shopkeeper fixes the marked price of
an item 35 % above its cost price. In
order to earn 8% profit , he must allow
a discount of
a) 20%
b)27%
c) 31%
d)37%
84
Leading Institute for Banking, Railway & SSC
131.
The
value
of
to make a right circular cylinder of
height 8cm and radius of base 3 cm.
A) 460
b) 500
c) 600
d) 640
( x  y ) 3  ( y  3) 3  (3  x) 3
9( x  y )( y  3)(3  x)
is equal to
a) 0
c)
b)
1
3
138. Find the value of
1
9
d)1
132. The average price of three items of
furniture is Rs. 15000. If the ratio of
their prices is 3 : 5 : 7, the price of the
cheapest item is
a) Rs.9000
b) Rs.15000
c) Rs.18000 d) Rs. 21000
133. 15 litres of a mixture of alcohol and
water contains 20% alcohol in it. If 3
litres of water be mixed with it, the
percentage of alcohol in the new mixture
would be
a) 15%
b) 16
2
%
3
c) 17%
d)18
1
%
2
134. Find the value of 5p 37’ 30" in radian.
a)
 
 
8
 

c) 
 18 
c
c
b)
 
 
 12 
 

d) 
 32 
cos 800
sin 100
cosec 31p
a) 1
b) -1
c) 2
d) -2
139. An article is sold for Rs. 144. The
percentage profit is numerically equal
to its cost price. What is the cost price
of the article?
a) Rs.72
b) Rs.80
c) Rs.90
d) Rs.100
140. A 132-m-long train passes a telegraph
pole in 6 seconds Find the speed of the
train (in km/h).
a) 70 km/hr
b) 72km/hr
c) 79.2km/hr
d) 80km/hr
141. One year ago, the ratio of the age of
Gaurav to that of Sachin was 6 : 7.
Four years hence, the ratio of their ages
will be 7 : 8 . How old is Sachin?
a) 30 years b) 32 years
c) 36 years d) 40 years
c
142. The simplified value of
c
135. If the chord of a circle of radius 5 cm is
a tangent to a circle of radius 3 cm
(both the circle being concentric). Then
the length of the chord will be
a) 10 cm
b) 12cm
c) 8 cm
d) 7 cm
136. In a 100m race, A covers the distance in
36 seconds and B covers it in 45
seconds. In this race A beats B by
a) 9m
b) 20m
c) 25m
d) 50m
137. Find the number of coins of radius 0.75
cm and thickness 0.20cm to be melted
+ cos59p
2 3
2 3
a) 7 + 4
3
b) 7- 4
3
c)7 + 2
3
d) 7 - 2
3
143.
The
simplified
is
form
of
x  1 x2  1

is
x 1 x 1
a)
x2  x  2
x 1
b)
x2  x  2
x 1
c)
x 1
x  2x  1
2
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
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MAGAZINE FOR THE MONTH OF MARCH - 2016
appropriate letter (A B C), If to (D) in
the Answer- Sheet.
x2
d) 2
x  2x  1
144. If
1

 x   =2, then find the value of
x

x3 +
1
x3
.
a) 2
b) 4
c) 8
d) 16
145. In the given figure determine the value
of y (in degrees).
0
a) 25
c) 150
0
b)35
d)400
Directions: (Q.146-150) : Study the
following pic- charts carefully and
answer the questions given below hem.
The entire fund that a school receives
from different sources is equal to Rs.500
lakh.
146. What is the difference between the fund
acquired by the school from NGOs and
that from Internal Sources?
a ) Rs.50 lakh
b) Rs.45 lakh
c) Rs.75 lakh
d) Rs.35 lakh
147. If the school managed funds for School
Maintenance from the Govt Agencies
would still be left for other uses?
a) Rs.120 lakh
b) Rs.150 lakh
c) Rs. 110 lakh
d) Rs. 125 lakh
148. If the Scholarship has to be paid out of
the Donation received, what
approximate percentage of Donation is
used for this purpose?
a) 43%
b) 53%
c) 37%
d) 47%
149. What is the total amount used by the
school for making Payment?
A) Rs.100 lakh
b) Rs. 110 lakh
c) Rs. 150 lakh
d) Rs. 140 lakh
150. What amount of the fund is received
by the school from Government
Agencies?
a) Rs.220lakh
b) Rs.310 lakh
c) Rs.225 lakh
d) 255 Lakh
PART-D
ENGLISH LANGUAGE
Directions: In question nos. 151- 155,
some parts of the sentences have errors
and some have none. Find out which part
of a sentence has an error and blacken
the rectangle ( ) corresponding to the
85
Leading Institute for Banking, Railway & SSC
151.Indian American astronaut Sunita
Williams takes a little(A)/ part of India
all time she goes to space.(B)/ she goes
to space.(C) No error(D)
152. Anti-Maoist operations(A)/ are set to
get(B)/ more tooth.(c)/ No error(D)
153. An Indian map shows borders(A)/ that
new Delhi contests,(B)/ has been
blacked out in the latest issue of the
London based The Economist.(C) No
error(D)
154. Physical science programme ha been
designed to cater(A)/ the science
requirements of the country in general
and (B)/ space research in particular
(C)/ No error(D)
155. The cap on carrying gold on board was
recently (A)/ increased, but it was still
too less and passengers wearing (B)/
jewellery are often asked to pay
duty.(C)/ No error
Directions: In question nos. 156 to 160
sentences are given with blanks to be
filled in with an appropriate word(s) Four
alternatives are suggested for each
question. Choose the correct alternative
out of the four and indicate it by
blackening the appropriate rectangle( )
in the Answer -Sheet.
156. The acts of criminal minds in financial
transactions, internal or external
,_______ cyber crime, are_________’
fraud’ and are reported to the RBI.
a) apart from, known
b) other, termed as
c) excluding, mentioned
d) including, labelled
157. A common ___________ of the
fraudsters is to sell off the property or
mortgage it to other banks using
___________ copies of the documents.
a) ultra vires, mutilated
b) modus operandi, multiple
c) sense, original
d) perception, forged
158. The developmental orientation of the
Budget 2013-14 can be _________by
looking at__________its proposals are
based on continuity or novelty.
a) accessed, why
b) acceded, when
c) assessed, whether
d) conceded, if
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MAGAZINE FOR THE MONTH OF MARCH - 2016
159. ___________the nature of politics in
India, judicial , legislative and polices
__________ will take their own time.
a) Given, regorms
b) Thinking, station
c) Considering, action
d)Viewing, behaviour
160. Trust Law, the legal news service of
Thomson
Reuters,
has
_____________ India as the fourth
most__________place for women.
a) placed, hazardous
b) portrayed, congenial
c) put, sensitive
d) ranked, dangerous
Directions: In question nos. 161 to 165 ,
out of the four alternatives choose the
one which best expresses the meaning
of the given word and mark it in your
Answer- Sheet.
161. Nomad
a) sensible
c) difficulty
162. Proscribe
a) intimate
c) pursue
163. Repudiate
a) deny
c) continue
164. Dossier
a) dosage
c) documents
165. Elate
a) fade
c) bend
b) gypsy
d)cipher
b) suggest
d) prohibit
b) appreciate
d) approve
b) destiny
d) portion
b) exhilarate
d) confiscate
Directions: In question nos. 166 to 170,
choose the word opposite in meaning to
the given w ord and mark it in the
Answer- Sheet.
166. Intermittent
a) interval
c) outward
167. Obdurate
a) flexible
c) stubborn
168. Indict
a) allege
c) acquit
169. Lax
a) slender
c) unkempt
170. Vivacious
a) animated
c) brittle
86
b) regular
d) external
b) adamant
d) inclined
b) frame
d) admonish
b) dirty
d) careful
Directions: In question nos. 21 to 25, four
alternatives are given for the idiom/
phrase and bold –italicised in the
sentence. Choose the alternative which
best expresses the meaning of the idiom
/ phrase and mark it in the Answer- Sheet
171. Pawan Bansal’s involvement in Railgate
case has out of the woodwork now.
a) out in the open from concealment
b) confirmation of involvement in
crime
c) indictment by the concerned
authority
d) free from the charges labelled
against somebody
172. She was dressed to kill today
a) decided to murder
b) wore her finest clothes
c) decided to take revenge
d) wore bullet- proof jacket
173. Some of the officers of my office
painted the town red yesterday.
a) died in road accident
b) caught red- handed taking bribe
c) delivered very good speech
d) enjoyed night life with drinks
174. He could not stop himself from buying
the imported dress because it was a
steal.
a) stolen item
b) used item
c) less costly than worth
d) looking very good
175. Listening to the news of his father’s
accident , he went home at the drop of
a hat
a) without delay
b) without dressing properly
c) without locking the door
d) without combing his hair
Directions: In question nos. 176 -180, a
part of the sentence is underlined. Below
are given alternatives to the underlined
part at (a), (b) and (c) which may improve
the sentence. Choose the correct
alternative. In case no improvement is
needed your answer is (d). Mark your
answer in the Answer- Sheet.
176. A Japanese agency has said it has
developed an undersea seismometer
that can withstand depths of more than
ten ten thousand metres enabling it
quakes
in all water.
a) quakes in all waters
p
b) dull
d) essential
Leading Institute for Banking, Railway & SSC
r
a
c
t
i
c
a
l
l
y
t
o
o
b
s
e
r
v
e
u
n
d
e
r
s
e
a
b) quake in all the water
c) quakes of all the water
d) No improvement
177. A rare 600-year-old Chinese coin
invented by scientists on Kenyan
island shows trade existed between
China and east Africa.
a) discovered by scientists
b) unearthed by scientists
c) minted by scientists
d) No improvement
178. The annual New York Indian Film
Festival (NYIFF) will take off in the
Big Apple with the screening of
Midnight’s Children.
a)see off
b) kick off
c) put off
d) No improvement
179. An Australian dog has claimed the
Guinness World Record for the loudest
bark.
a) nominated
b) made
c) missed
d) No improvement
180. Police have been called in to investigate
into the fraud.
a) into investigate into
b) in to investigate about
c) in to investigate
d) No improvement
Directions: In question nos. 181 to 185,
out of the four alternatives, choose the
one which can be substituted for the
given words/sentence.
181. That which can be seen through
a) translucent
b) transparent
c) opaque
d) microscope
182. Repetition word by word
a) verbatim b) venial
c) truism
d) soliloquy
183. Tendency to quarrel
a) temper
b) somniloquism
c) stoic
d) pugnacity
184. Study of disease
a) panacea
b) palaeontology
c) biochemistry
d) pathology
185. That which cannot be read
a) unlawful b) illiterate
c) illegible
d) unreadable
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MAGAZINE FOR THE MONTH OF MARCH - 2016
Directions: In question nos. 186 to 190,
four words are given in each question,
out of which only one word in correctly
spelt. Find the correctly spelt word and
indicate it in the Answer Sheet by
blackening the appropriate rectangle.
186. a) pavilion
b) pouper
c) patern
d) shelve
187. a) shibboleth b) sheriff
c) muffler
d) outskirt
188. a) university
b) pot pourri
c) quarrelsome
d) smogy
189. a) Mathemetics
b) tremendes
c) tremor
d) undermin
190.a) Villify
b) whiddle
c) raper
d) yearning
PASSAGE I (Question Nos. 191 to 195)
When Spock said, “Live long and prosper”
he might have added “only if you don’t eat
red meat.” Red and processed meats (lunch
meat, sausage, hot dogs or bacon) are straight
shot to heart disease, some cancers and
memory loss. In addition to saturated fats,
they contain nitrates, iron and certain
carcinogens that are formed as a result of
high temperature cooking (broiling, panfrying or grilling). The stuff is old age on a
fork ! Here’s another reason to say yolks a
week. Always use three egg whites to one
yolk to get maximum protein and minimum
fat and cholesterol
Each yolk delivers 1.6 gm of saturated fat,
Everyone should aim for almost no saturated
fat and no trans fat in their diet. And what
about eggs from chickens eating only omega
-3 fats (usually from ground flaxseed) ? Well,
right now there just isn’t enough data, but
these may be the smartest eggs in the basket.
Men who eat one –and- a-half servings of
fried meat a week increase the risk of
advanced prostate cancers by 30 per cent .
That’s why smart men, and women (red
meat fires up her risk for disease, including
breast cancer), switch to fish and skinless
chicken; a veggie – rich diet (cabbage,
broccoli, Brussels sprouts, watercress,
cauliflower); and protein from 100 per cent
whole grains and beans. If you do grill,
reduce carcinogens by marinating food in
canola of olive oil and balsamic vinegar for
15 minutes or more before cooking over
medium heat.
87
Leading Institute for Banking, Railway & SSC
191. Why has the author suggested avoiding
the use of yolk? Give your answer in
the context of the passage.
a) Yolk is useful to young ones only
because they need more energy.
b) Because it is saturated fat and not
protein, which is good for our
health
c) Because it releases harmful
saturated fat.
d) Because it creates more problems
to women than men.
192. Find the correct statement on the basis
of the given passage.
a) Red meat causes heart and kidney
problems.
b) Red meat provides necessary
energy and carbohydrates to our
body.
c) Red meats taste better than other
varieties of meat.
d) Red meat contains saturated fats,
nitrates and carcinogens.
193. What substitute for red meat has been
suggested by the author?
a) Practise a lot of yoga and
meditation everyday.
b) A brisk walk, which keeps one fit
and fine
c) Switch to skinless chicken, fish
and veggic- rich diet.
d) Use dry fruits and fruit juice
regularly.
194. What risks are associated with one who
eats one-and-a half servings of fried
meat a week?
a) In men, the risk of advanced
prostate cancer increase by 30%
b) Women too get exposed to risk of
many diseases including breast
cancer.
c) Meat enters are more likely to
develop heart disease.
d) All the above
195. What do you mean by ‘carcinogen’ as
used in the passage?
a) A type of hormone
b) Cancer- causing substance
c) Saturated fats
d) Digestive enzymes
PASSAGE II (Question Nos. 196- 200)
Sarabjit Singh’s tragic case shares uncanny
parallels with others such as the American
Isaiah (Cy) Oggins, “the lost spy” who was
put to death by Stalin’s orders in the
Lubyanka Prison in 1947. There are lessons
in the two narratives that civilised nations
must learn.
The classic spy stories of Eric Ambler, Ian
Fleming Graham Greene of John le Carre
are often steeped in romance and mystery,
typical of bedside reading. The reality of
intelligence gathering across national
boundaries is far more sordid and chilling in
its effect and human out come. Sarabjit’s
case is not the only one, nor is it going to be
the last in the list of such tragedies. The
case of the “ lost spies” who are abandoned
and left to die their lonely death in battered
conditions, far away from home, will forever
haunt the civilised conscience of mankind.
In 1947, an American prisoner, suspected
of being a spy for the Trotskyite
underground in the Soviet Union, was
brutally executed in “a covert poison
laboratory” in Moscow by the orders of
Stalin with all mentions of the case carefully
erased from the KGB/FSB files. The
condemned was the idealistic-minded
doctoral scholar in New York who spied for
the Soviet Union in Europe and in the Far
East before being caught by the NKVD( the
precursor to the dreaded KGB) and executed
in mysterious circumstances.
Isaiah(Cy) Oggins and his wife Nerma
Berman’s story despite manifest differences,
bears uncanny parallels with that of Sarabjit
Singh, accused of working for RAW, India’s
external spy agency, and his sister Dalbir
Kaur, and is therefore worth narrating. The
account of Oggins, passionately brought to
life by Andrew Meier in his welldocumented study The Lost Spy : An
American in Stalin’s Secret Service (Phoenix,
2010), is a grim reminder of those who get
hopelessly trapped behind “ enemy line”
196. Why has the author compared the case
of Sarabjit Singh with that of Isaiah (Cy)
Oggins of America?
a) Because both of them were
suspected spices.
b) Because in both the cases, the govt
of their countries did nothing to
save their lives.
c) Because both of them were
executed in the same way.
d) All the above
197. What is /are true about Isaiah(Cy)
Oggins?
a) He was alleged to be an American
spy.
b) He was put to death by Stalin’s
order.
c) He was killed in 1947 in the
Lubyanka Prison.
d) All the above
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MAGAZINE FOR THE MONTH OF MARCH - 2016
198. Which of the following cannot possibly
be inferred from the facts mentioned in
the passage?
a) In 1947, Isaiah was brutally
executed in a covert poison
laboratory in Moscow.
b) The records of Isaiah’s case were
deliberately erased from the
KGB/FSB files.
c) KGB stands for Komitet
Gosudorstvennoy Bezopasnosti.
d) Sarabjit Singh was accused of
spying for RAW, India’s external
spy agency.
199. The writing of Ian Fleming falls under
which of the following categories?
a) Mystery fiction
b) Science fiction
c) Thriller
d) Classical detective
200. What do you mean by the word
‘sordid’ as used in the passage?
a) candid
b) grim
c) spotless
d) immaculate

EXPLANATIONS
1. B;
I G A Y L O X W
1 2 3 4 5 6 7 0
Tinku
6
4
5
2 0
1
       
A X O Y
L G W I
2. C;
3. A;
Given expression, 25 P 20 Q 5 V 10 T
16
= 25 + 20 ÷ 5 × 10 – 6
= 25 + 4 × 10 – 16
= 25 + 40 – 16
= 65 – 16 = 49
4. A; R(+) – P(+)  J’s mother(-)
J N
Hence, R is brother-in-law of J’s
mother.
5. B;
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Leading Institute for Banking, Railway & SSC
25.
26.
27.
28.
Chintu
Mintu/Rinku Rinku/Mintu
6. D; Except D, all are negative feelings.
7. D; Except medulla, all are parts of the
eye. Medulla is a part of the brain.
8. C; Rest are places where we stay but club
is a place where we gather.
9. A; Except A, all others are consecutive
alphabets in reverse order.
10. B;
11. D; Except D in all others, the second
number is an even multiple of the first.
4 × 8 = 32
5 × 4 = 20
7 × 6 = 42
3 × 7 = 21
12. A; 14 = 1 + 4 = 53 = 125
21 = 2 + 1 = 33 = 27
15 = 1 + 5 = 63 = 216
13 = 1 + 3 = 43 = 64
13. B; Both are opposite in meaning.
14. A; Second is the property possessed
by the first.
15. C; The group of soldiers is called army
and the group of cows is called herd.
16. D; Lack of first leads to the second.
17. D; 32  (23)2 = 529
43
So, 3 7
Sintu

(34)2 = 1156
18. C;
Plant  Cotton  Yarn  cloth  Skirt
4
3
5
1
2
19. C;
Floor  Walls  Window  Ventilator
4
5
3
1
 Roof
2
20. A;
21. D; 18 – 12 + 20 = 26
Similarly, 13 – 6 + 28 = 35
So, ? – 8 + 11 = 19
or, ? = 27 – 11 = 16
22. B; 6 × 2 + 12 × 3 = 12 + 36 = 48
Similarly, 8 × 2 + 15 × 3 = 16 + 45 = 61
So, 13 × 2 + 11 × 3 = 26 + 33 = 59
23. C;
24. B; 8 + 4 = 12,
12 + 8 = 20,
20 + 12 = 32,
32 + 16 = 48 ,
48 + 20 = 68.
C; There are only two ‘T’s in the key
word and no ‘M’.
C; There is no A in the key word.
D; There is no M in the key word.
B; 3 × 4 ÷ 8 -14 + 7
 3 × 4 + 8 – 14 ÷ 7

12 + 8 – 2
= 20 – 2 = 18
29. C;
625
18
65
 850
 ?  1000
100
100
or, 112.5 + 552.5 = 665.0 + ? = 1000
or, ? = 1000 – 665 = 335
30. A;
31. B
32. D; Girl’s mother’s brother = only son of
Nishant’s mother’s father
or, Girl’s mother ’s brother =
Nishant’s maternal uncle
or, Girl’s mother = Nishant’s aunt or
mother
33. D; W’s rank from bottom = 18 + 8 = 26
 W’s rank from top = 49 – 26 + 1 =
24
34. B; Blue + Yellow = Green
Hence, F is the combination of Blue
and Yellow.
35. D; The number of girls is x.
The number of boys is 3x.
Total number of students is x + 3x =
4x. The number which is divisible by 4
is the number of children. Now, 42 is
not
divisible by 4 .
36. A; bbccdd/bbccdd/bbccdd
37. B;
Vacant  Vague  Valiantly 
2
4
5
Variable  Variant
3
1
38. C; Most of the people are doctors means
Some people are doctors (I) + Doctors
are MBBS means All doctors are
MBBS (A) = 1 + A = I = Some people
are MBBS. Hence, conclusion I
follows.
Again, Doctors are MBBS 
conversion  some MBBS are
doctors. Hence, conclusion II does not
follow.
39. A; Rama is a clerk (A) + All clerks are
hones (A) = A + A = A = Rama is
honest. Hence, conclusion II follows.
But I does not follow.
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
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MAGAZINE FOR THE MONTH OF MARCH - 2016
=3
103. b; The given equation is x = 3 The given line is parallel to y –
axis.
40. D;
N
W
E
S
41. C
48. A
56. a
63. d
70. a
77. a
84. a
91. a
98. c
42. D
49. D
57. b
64. d
71. a
78. c
85. c
92. c
99. d
101. c) ;
or,
or.
3
3
3
43. B
51 . a
58. b
65. d
72. b
79. c
86. b
93. c
100. a
m2
 (3 m ) 2
m2
 32 m
m2

1
m
 2m 
or, 3m(m-2) x
m1
1
m
44. B
52. d
59. b
66. c
73. a
80. b
87. c
94. b
45. C
53. a
60. b
67. d
74. a
81. d
88. b
95. c
 34
1
 34
m
1
2 3


 2 3
2 3 2 3 2 3
3
Now x = 2+
3
Squaring both sides, we have
3 )2
x2- 4x + 4 = 3
x2 – 4x +1=0
Now, given x3 – 2x2 – 7x + 5
= x2 - 4x2 + 2x2- 8x + x + 2 + 3
= x2 -4x2 + x + 2x2 – 8x +2+3
= X(x2 – 4x +1) + 2(x2 – 4x + 1) + 3
=X×0+2×0+3
89
104. c ;
= 81
1
( x- 2) 2= (
47. B
55. c
62. a
69. c
76. b
83. b
90. d
97. a
= 81
or,m - 2 = 4
m = 4+2 = 6
102.
a ; x=
Or, x – 2 =
46. D
54. a
61. a
68. c
75. b
82. c
89. d
96. b
Leading Institute for Banking, Railway & SSC
Areaof ( ANC )
Areaof ( ANB)

( AC) 2 144

 144 : 25
25
AB 2
105. c ; We know that by theorem (PT)2 = PA × PB
or, 5 × 5 = 4( 4 + x)
or, 25 = 16 + 4x
or, 9 = 4x
x=
9
cm, whereAB  x
4
106. a ; Product of numbers = 11 × 385 = 4235 Let the numbers be
11a and 11b
Then , 11a × 11b = 4235
 ab = 35
Now, co-primes with product 35 are (1, 35) and (5,7)
So, the numbers are (11×1, 11 ×35) and ( 11 × 5, 11 × 7).
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
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MAGAZINE FOR THE MONTH OF MARCH - 2016
Since one number lies between 75 and 125, the suitable pair is
(55, 77).
107. d; Given expression
 x  15 0
We know that
112. c ;
a  ab  b
a bb
1


a3  b3
(a  b)(a2  ab  b2 ) a  b
2
So,
2
sin 
 sin 
cos 
tan   sin 
 sin 
tan   sin 
 sin 
cos 
2
1
1
 1
0.953  0.047 1
108. a; The part read in first day =


 1

 1
sin   cos 
sec   1

= sin   1

 1  sec   1
 cos 

3
8
3
8
5
8
Remaining part =  1   
113. d ; AD is a bisector of angle A.
Then
According to the question.
Part read in second day =

3
8
4 5 1
of 
5 8 2
So, unread part = 1   

1  1
 
2   8
Let the number of pages be x . Then,
1
x = 30
8
= 30 × 8= 240
109. d ; Let the highest score be x .
Then lowest score =( x – 172)
Then, (50 × 40 ) -
x  ( x  172)  38  48
Or, 2 x = 348
 x =174
110. a ;
BD
AB

CD
AC
BD 5

CD 7
BD = CD= 5: 7
114. b ; Let the height of the cone be h cm Clearly,
volume of the cone = Volume of the cylinder
so ,
1
 r 2  r 2 h1
3
1
h
or , r 2 h  r 2  3 or ,  3
3
3
h  9cm
115. b; Clearly, the sun of the first 6 terms is zero. So,
the sum of the first 30 terms =0


 Reqd sum =  2  3  4  2  3   4
1
p
q
r


k
bc ca ab
1
1
1
1
1
116. d ; Let AB be the wall and AC be the ladder. Then
 ABC = 60p and BC = 4.6 cm
p  k (b  c )
p  k (b  c )
1 4 .6

2 AC
 AC  4.6   2  9.2 m
or,
p  k (b  c )
Now, p  q  r  kb  c  c  a  a  b  0
111. a ;
cos2x  cos60 cos30  sin60 sin30
0
or , cos 2 x  cos 30 0
or 2 x  30 0
(0.953)2  (0.953)(0.047)  (0.047)2
(0.953)3  (0.047)3
2
(cos(A B)  cosAsinBsinBsinA)
0
0
0
117. a ; Time =9 months =
9
3
year 
12
4
or , cos 2 x  cos(600  300 )
90
Leading Institute for Banking, Railway & SSC
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
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MAGAZINE FOR THE MONTH OF MARCH - 2016

25
3
1 
 SI = Rs.  16800  4  4  100 
168  25  3
4
42  75

4
3150

4
= Rs. 787.5 wer
118. a; Amount= Rs. (30000 + 4347) = Rs. 34347
Let the time be n years. Rate = 7% per annum

n
7 

  34347
Then, 30000 1 
 100 
n
34347 11449
 107 
or , 

 
30000 10000
 100 
n
 107   107 
or , 
 

 100   100 
 n  2 years
119. a; By the method of Alligation :
Reqd ratio = 750 : 250 = 3 : 1
120. d ; Boat’s upstream speed = 9 – 1.5 = 7.5 kmph
Total time = 
105 105

 14  10  24 hours
7.5 10.5
Quicker Method:
2  dis tan ce speedinstillwater
Total time = (speedinstillwater)2  (speedinstream)2
2105 9 2105 9 1890


 24hours
(9)2  (1.5) 2 81 2.25 78.75
121. b ; The point (3, 4) will satisfy the equation.
3 4  a  3  7
or ,12  3a  7
or ,3a  12  7  5
a 
hours 
475
1
hours  1 hours
380
4
123. c ; ( A  B )' s1day ' swork 
1
...(i )
72
( B  C )' s1day ' swork 
1
...(ii )
120
( A  C )' s1day ' swork 
1
...(iii )
90
Adding(i),(ii)and(iii), weget2( A  B  C)'s1day' swork
1 1  12
1
 1
 


 72 120 90  360 30
Again, ( A+ B+ C)’s 1 day’s work =
1 
1
 1
 

 60 120  120
Thus, A alone can do the work in 120 days.
124. b ; Let 1 man’s 1 day’s work be x and 1 woman’s
1 day’s work be y.
Then , 4 x  6 y 
1
1
and 3 x  7 y 
8
10
Solving these two equations, we get
x
11
1
,y
400
400
1 woman’s 1 day’s work = 
10
400
10 women’s 1 day’s work 
1
1

400 40
Hence, 10 women’s can complete the work in 10
days.
125. b; Suppose D, E and F are mid-points of sides
AB, BC and AC respectively
5
3
122. a ; To be (18+ 20) km apart, they take 1 hour.
Or to be 38 km apart, they take 1 hours.
91
1

 Tobe 47.5kmapar , theytake  47.5 
3

Leading Institute for Banking, Railway & SSC
Given, a =3 cm b = 4 cm and c = 5 cm Since it is a
right –angled triangle with base =3 cm and height
=4cm
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
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MAGAZINE FOR THE MONTH OF MARCH - 2016
131. c; ( x  y )  ( y  3)  (3  x )  0
1
2
2
2
Area of triangle ABC =  3  4cm  6cm
Now, areaof DEF 
1
Areaof ABC
4
So, ( x  y ) 3  ( y  3) 3  (3  x) 3
(by
theorem)
So, the area of required DEF
1
4


2
=   6  cm 
3 2
cm
2
126. b : Let the number be x. Then 15 % of 40 -25 %
of x =2
or,
25
 15


 40   2  6  2  4
100
 100

or,
x
4
4
 x  16
127. c ; Let n(F)=325
n(C) =175
 n( F  C )  450  50  400
Now, n(( F  C )  n( F )  n(C )  n( F  C )
Or, 400 = 325+ 175- n n( F  C )
 n( F  C )  500  400  100
Hence, 100 students play both football and cricket.
128. b; A=125% of B
or, A=
125
B
100
100
4

A    100 %ofA
Now, B =
125
5

 B= 80% of A
129. d; CP= Rs. (16 × 2)= Rs. 32
SP= Rs. (12 × 15 + 4 × 0.5)
= Rs.(18+2)= Rs.20
 12

 100 %  37.5%
 32

Loss % = 
130. a ; Let CP be Rs. 100.
Then , marked price = Rs. 135
 SP = Rs. 108
Discount= 135-108=27
 27

 Discount % =  135  100 %  20%


92
Leading Institute for Banking, Railway & SSC
= 3( x  y )  ( y  3)  (3  x )
( x  y ) 3  ( y  3) 3  (3  x ) 3
Now,
9( x  y )( x  3)(3  x )
3( x  y )( x  3)(3  x) 3 1

9( x  y )( x  3)(3  x) 3

132. a ; Let their price be 3x, 5x and 7x.
Then ,3x + 5x +7x =15000 × 3
 x  3000
Cost of cheapest item = 3x= 3 ×3000= Rs. 9000
133. b ; Alcohol in 15 litres of mixture
= 20% of 15 litres =
20
 15 litres =3 litres
100
Water in the mixture =(15-3) litres = 12 litres
New quantity of mixture = (15+3) litres = 18 litres
Quantity of alcohol in it = 3 litres Percentage of
alcohol in new mixture.
2
 3

 100 %  16 %
3
 18

=
 30   1 
'   '
 60   2 
134. d; 30’= 


1
2
 75 
'
 2 
37’30" =  37  '  
 75 1   5 
 
 
 2 60   8 
0
 5   45 
5p 37’ 30p =  5    
 8  8 
  
 45  



  
 8 180 
 32 ) 
c
135. c ; AC=
0
c
( AO ) 2  (OC ) 2
25  9  16  4cm
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
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MAGAZINE FOR THE MONTH OF MARCH - 2016
AC= CB
AB= AC + CB = 4 + 4 = 8 cm
136. b ; Distance covered by B in 9 Seconds
 100 
 9  m  20 m
 45

= 
A beats B by 20 m
137. d ; Volume of one coin
99
 22 75 75 2  3

 cm 
cm 3
 
7
100
100
10
280


hence = (6x + 1) + 4 = 6x + 5 years Sachin’s age
4 years hence = (7x+ 1) +4 =7x + 5years
6x  5 7

7x  5 8
Now,
Or, 8(6x+5) = 7(7x +5)
x+ 35
x5
Hence, Sachin’s present age =7x +1 = 36 years
O
r
,
4
8
x
+
4
0
=
4
142. a ; Expression=
Volume of larger cyclinder
=
22
22  9  8
 3 3 8 
7
7
Number of coins=
22  9  8 280

 640
7
99
cos 80 0
 cos 59 0 cos ec310
138. c;
0
sin 10
cos(90 0  10 0 )
 cos 59 0 cos ec(90  59)
0
sin 10
sin 10 0 cos 59 0

 1 1  2
sin 10 0 cos 59 0
139. b; Let CP be Rs. X and profit % be x %
SP= Rs. 144(given)


100
 144 
 (100  x)

9
2 3
2 3
2  3 (2  3)

2 3 2 3
(2  3)
(2  3 ) 2

2
2
43
2  ( 3)
 4 3 4 3  7  4 3
143. b ;
x  1 x2  1

x 1 x 1
x  1 ( x  1)( x  1)

x 1
x 1
x 1
 ( x  1)
x 1
Then x  
x  1  ( x  1)
x 1
or , x 2  100 x  14400
x  1 x2  1 2x
x 1
or , x 2  100 x  14400  0
or , ( x  180 )( x  80)  0
x  Rs.80
 132 
 m / s  22 m / s
 6 
140. c ; Speed = 
18 

  22   km / hr  79.2km / hr
5

141. c ; Let Gaurav;s and Sachin’s age one year ago be
6x and 7x respectively. Then Gaurav’s age 4 years
93
Leading Institute for Banking, Railway & SSC
2
2
x2  x  2
x 1
 1
 x
144. a;  x   2
3
1

3
Cubing both sides, we get  x    2
x

2
Or, x 
1
1
1
 3 x  (x  )  8
3
x
x
x
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
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MAGAZINE FOR THE MONTH OF MARCH - 2016
2
Or, x 
1
 3 2  8
x3
3
Or, x 
1
 8 6  2
x3
Vanik’s Knowledge Garden
State Bank of India (SBI)

145. c ; Now, 5 y  5 y  2 y  1800

12 y  180 0
 y  150
146. a ; Difference between funds acquired by the
school from NGOs and that from Internal Sources=
500  (15  5)%

 10 
 500
lakh  50lakh
 100 


147. d ; Reqd remaining amount
 45 20 
 500

lakh
 100 100 

 25 
 500
  125lakh
 100 
148. a ; Reqd %


15
 100  42.83%  43%
35

149. c; Amount used for payment
 30


 500   150lakh
 100

SBI & Associated Banks
150. c; Amount of fund acquired by the school from
Government Agencies
45
 500
100
=

Imperial Bank of India acted as central bank of our
country from 1921 to 1935.
Imperial Bank of India was nationalized and
renamed as “State Bank of India” in 1955. First
Chairman, A. D. Gorwala.
SBI has 7 Subsidiaries (SBI Ground). They are :
State Bank of Hyderabad, Mysore, Indore, Patiala,
Saurashtra, Travancore, Bikaner & Jaipur. All these
were formed in 1959.
The total number of associate banks of SBI currently
working in the country is – Five
SBI is the largest commercial bank of India
SBI launched a New Scheme “Parvartan” to attract
more customers by rendering better services.
SBI has introduced the Tiny-Card with biometric
identification to achieve Financial Inclusion. TinyCard provides easy banking services for under
privileged communities.
SBI Head Quarters :Mumbai
State Bank of India launched “Mobi Cash Eash” a
mobile wallet service that allows users to transfer
funds and make bill payment easily using Mobile
Phone.
On 7th October 2013, Arundhati Bhattacharya is
appointed as the first lady chairperson for SBI.
= 225 lakh
151. c
152. c
153. a
154. a
155. b
156. d
157. b
158. c
159. a
160. d
161. b
162. d
163. a
164. c
165. b
166. b
167. a
168. c
169. d
170. b
171. a
172. b
173. d
174. c
175. a
176. a
177. b
178. b
179. d
180. c
181. b
182. a
183. d
184. d
185. c
186. d
187. a
188. b
189. c
190. d
191. c
192. d
193. c
194. a
195. b
196. a
197. d
198. c
199. d
200. b
1 State Bank of India Mumbai 1806
2 State Bank of Hyderabad Hyderabad 1941
3 State Bank of Mysore Bangalore 1913
4 State Bank of Travancore Trivendram 1945
5 State Bank of Patiala Patiyala 1917
6 State Bank of Jaipur & Bikaner Jaipur 1963
Note :
 In 2008 the State Bank of Sourashtra merged with
SBI.
 In 2010 the above State Bank of Indore also merged
with SBI.
Slogans of SBI :
 With you all the way
 Pure Banking nothing else
 The banker to every Indian
 The Nation Banks on us

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Leading Institute for Banking, Railway & SSC
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MAGAZINE FOR THE MONTH OF MARCH - 2016
WHO’S WHO
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Mr. Narendra Modi : Chairman, National Institution for Transforming India (Niti Aayog)
Mrs. Sumitra Mahajan : Speaker, Lok Sabha
Mohammad Hamid Ansari : Chairman, Rajya Sabha
Mr. P. J. Kurien : Deputy Chairman, Rajya Sabha
Mr. Arun Jaitley : Leader of House (Rajya Sabha)
Mr. Ghulam Nabi Azad : Leader of Opposition (Rajya Sabha)
Mr. Arvind Panagariya : Vice-Chairman, National Institution for Transforming India (Niti Aayog)
Mr. Harishankar Brahma : Chief Election Commissioner
Syed Nasim Zaidi : Election Commissioner
Mr. Shashi Kant Sharma : Comptroller and Auditor-General of India
Mr. Justice K. G. Balakrishnan : Chairperson, National Human Right Commission (NHRC)
Mr. Ajit Kumar Seth : Cabinet Secretary
Mr. Nripendra Misra : Principal Secretary to Prime Minister
Justice V. Eshwaraiah : Chairman, National Commission for Backward Classes
Ms. Shanta Sinha : Chairperson, National Commission for Protection of Child Rights (NCPCR)
Dr. P. L. Punia : Chairman, National Commission for Scheduled Castes
Dr.Rameshwar Oraon : Chairman, National Commission for Scheduled Tribes (NCST)
Mr. Deepak Gupta : Chairman, Union Public Service Commission (UPSC)
Dr. M. S. Swaminathan : Chairman, National Commission on Farmers (NCF)
Mr. Ajit Kumar Doval : National Security Adviser and Special Adviser to PM (Internal Security)
Mr. Sharad Kumar : Director-General, National Investigation Agency (NIA)
Mr. A. K. Mital : Chairman, Railway Board
Mr. Shumsher K. Sheriff : Secretary-General, Rajya Sabha
Mr. T. K. Viswanathan : Secretary-General, Lok Sabha
Mr. Syed Asif Ibrahim : Director, Intelligence Bureau (IB)
Mr. Anil Kumar Sinha : Director, Central Bureau of Investigation (CBI)
Mr. Alok Joshi : Director, Research and Analysis Wing (RAW)
Mr. Jayanto Narayan Choudhury : Director-General, National Security Guard (NSG)
Mr. Prakash Mishra : Director-General, CRPF
Mr. Devendra Kumar Pathak : Director-General, Border Security Force (BSF)
Mr. Arvind Ranjan : Director-General, Central Industrial Security Force (CISF)
Mr. P. K. Mehta : Director-General, Railway Protection Force. (RPF)
Mr. Parkash Mishra : Director-General, Indo-Tibetan Border Police (ITBP)
Mr. B. D. Sharma : Director-General, Sashastra Seema Bal
Vice-Admiral Anurag G. Thapliyal : Director-General, Indian Coast Guard
Lt. Gen. Avtar Singh : Director-General, Defence Intelligence Agency
Prof. Ved Prakash : Chairman, UGC
Dr. Avinash Chander : Scientific Adviser to Defence Minister and Secretary, Defence Research and
DevelopmentOrganisation. (DRDO)
Dr. R. Chidabaram : Principal Scientific Adviser to the Government
Mr. A. S. Kiran Kumar : Chairman, Space Commission and ISRO
Mr. Ratan Kumar Sinha : Chairman, Atomic Energy Commission and Secretary, Dept. of Atomic Energy
Mr. Naseem Ahmad : Chairperson, National Commission for Minorities
Mr. Amitava Bhattacharya : Chairman, Staff Selection Commission (SSC)
Dr. Vishwa Mohan Katoch : Director-General, Indian Council of Medical Research
Mr. C. Chandramouli : Registrar-General of India and Census Commissioner
Justice D. K. Jain : Chairman, Law Commission
Dr. B. N. Suresh : President, Indian National Academy of Engineering (INAE)
Mr. Justice (Retd.) B. N. Kirpal : Chairman, National Forest Commission
Mr. T. Nanda Kumar : Chairperson, National Dairy Development Board (NDDB)
Lt. General AT Parnaik : Director-General, Border Roads Organisation
Dr. Raghuram Rajan : Governor, RBI
Justice Mr. Chandramauli Kumar Prasad : Chairman, Press Council of India
Mr. Ravindra Pisharody : Chairman, Audit Bureau of Circulations (ABC)
Mr. R. K. Tewari : Chairman, Central Board of Direct Taxes (CBDT)
Mrs. J.M. Shanti Sundharam : Chairman, Central Board of Excise and Customs
Leading Institute for Banking, Railway & SSC
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected]
MAGAZINE FOR THE MONTH OF MARCH - 2016
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Mr. Ashok Chawla : Competition Commission of India
Justice Syed Rafat Alam : Chairman, Central Administrative Tribunal
Mr. R.S.T. Sai : CMD, National Hydroelectric Power Corporation (NHPC)
Mr. R. S. Sharma : CMD, Oil and Natural Gas Corporation (ONGC)
Mr. B. C. Tripathi : CMD, GAIL
Mr. S. Behuria : Chairman, IOC
Mr. Sunil Kumar Srivastava : CMD, Oil India Ltd
Dr. Satbir Bedi : Chairperson, Central Board of Secondary Education (CBSE)
Mr. U. K. Sinha : Chairman, Securities and Exchange Board of India (SEBI)
Dr. Harsh Kumar Bhanwala : Chairman, National Bank for Agriculture and Rural Development (NABARD)
Smt. Arundhati Bhattacharya : Chairman, SBI
Mr. M. S. Raghavan : Chairman, IDBI
Justice Dilip Raosaheb Deshmukh : Chairman, Company Law Board
Mr. Hardeep Singh Puri : India’s Permanent Representative to UN
Mr. S. K. Roy : Chairman, Life Insurance Corporation of India (LIC)
Mr. Ashwin Pandya : Chairman, Central Water Commission
Ms. Lalitha Kumarmangalam : Chairperson, National Commission for Women
Dr. Y. V. Reddy: Chairman, 14th Finance Commission
Dr. Pronob Sen : Chairman, National Statistical Commission
Mr. Pahlaj Nihalani : Chairperson, Central Board of Film Certification (CBFC)
Dr. Rakesh Tewari : Director-General, Archaeological Survey of India (ASI)
Dr. Jyotsna Suri : President, Federation of Indian Chambers of Commerce and Industry (FICCI)
Dr. Rahul Khullar : Chairman, Telecom Regulatory Authority of India (TRAI)
Dr. Rajan Katoch : Director, Enforcement Directorate
Mr. R. V. Verma : Chairman, Pension Fund Regulatory and Development Authority (PFRDA)
Dr. Sekhar Basu : Director, Bhabha Atomic Research Centre
Mr. N. Ramachandran : President, Indian Olympic Association
Prof. B.K.Tripathi : Acting Director, National Council of Educational Research and Training (NCERT)
Mr. Ajay S. Shriram : President, Confederation of Indian Industry (CII)
Dr. A. Surya Prakash : Chairman, Prasar Bharti Board
Mr. Ratan Tata : Chairman, Investment Commission
Mr. Shivlal Yadav : Interim President, Board of Control for Cricket in India (BCCI)
Mr. R. Chandrasekaran : Chairman, NASSCOM
Mr. Ramesh Sippy : Chairman, National Film Development Corporation (NFDC)
Mr. Ravindra Kumar: Chairman, United News of India
Mr. Mahendra Mohan Gupta : Chairman, PTI
Mr. Kiran B. Vadodaria : President, Indian Newspaper Society (INS)
Mr. Rana Kapoor : President, The Associated Chambers of Commerce and Industry of India (ASSOCHAM)
NAME OF THE POSTS
NAME OF THE HOLDERS
Dy Speaker LS
Chairman, Niti Aayog
Vice Chairman of Niti Aayog
Attorney General
Solicitor General
Cabinet Secretary
Foreign Secretary
AERB (Atomic Energy
Regulatory Board)
AICTE
AIFF
Air India Ltd
Archaeological Survey
of India ASI
BSNL
CAG
M Thambidurai
Narendra Modi
Arvind Pangaria
Mukul Rohtagi
Ranjit Kumar
PK Sinha
S Jayashankar
96
Leading Institute for Banking, Railway & SSC
Abhilash Bhardwaj
Anil Sahasrabudhe
Praful Patel
Ashwani Lohani
Dr Gautam Sengupta
Anupam Srivastava
Shashikant Sharma
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected]
MAGAZINE FOR THE MONTH OF MARCH - 2016
CBI
CBDT
CBSE
Central Board of Film Certification
Chief Election Commissioner
Chief Justice of India
Coal India Ltd
CSIR
Central Social Welfare Board
DMRC
DRDO
Intelligence Bureau (IB)
Indian Banks’ Association
ICAI
Indian Council for Cultural Research
Indian Olympic Association
IOC
ISRO
LIC
NABARD
NALCO
NCERT
NHPC
National Human Rights Commission
National Investigation Agency
NTPC
Oil India Ltd
ONGC
Press Council of India
Prasar Bharti Board
Research and Analysis Wing (RAW)
Railway Board
SAIL
SEBI
SSC
Telecom Regulatory Authority
of India TRAI
UGC
UPSC
Anil Kumar Sinha
Anita Kapur
YSK Sheshu Kumar (A. Charge)
Pahlaj Nihlani
SN Zaidi
T.S Thakur
S Bhattacharya
Girish Sahani
Prema Cariappa
Mangu Singh
S Christopher
Dineshwar Sharma
Ashwani Kumar
Manoj Fadnis
S Ayyappan
N Ramachandran
B.Ashok
A.S. Kiran Kumar
SK Roy
Harsh Kumar Bhanwala
Anshuman Das
Hrushikesh Senapaty
KM Singh
Justice C Joseph
Sharad Kumar
A K Jha
U.P Singh
D.K Sarraf
Chandramauli Kumar Prasad
A. Surya Prakash
Rajinder Khanna
AK Mittal
AK Pujari
UK Sinha
Amitava Bhattacharyya
DEFENCE
POSTS AND HOLDERS
Chief of the Army Staff
Chief of the Air Staff
Chief of Naval Staff
Border Security Force (BSF)
CISF (Central Industrial security Force)
CRPF
Sashastra Seema Bal (SSB)
Indo Tibetan Border Police (ITBP )
National Security Guard (NSG)
Indian Coast Guard (ICG) Vice Admiral
National Cadet Corps (NCC)
General Dalbir Singh Suhag
Air Chief Marshal Arup Raha
Admiral RK Dhowan
DK Pathak
Surendra Singh
Prajash Mishra
Vanshidhar Sharma
Krishna Chaudhary
RC Tayal
Anurag G Thaplial
Lt General A Chakravarty
97
Leading Institute for Banking, Railway & SSC
RS Sharma
Vedprakash Tomar
Deepak Gupta
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected]
MAGAZINE FOR THE MONTH OF MARCH - 2016
CABINET MINISTERS
1. Rajnath Singh: Home Affairs
2. Sushma Swaraj: External Affairs, Overseas Indian Affairs
3. Arun Jaitley: Finance, Corporate Affairs, Information and Broadcasting
4. M Venkaiah Naidu; Urban Development, Housing and Urban Poverty Alleviation, Parliamentary Affairs
5. Nitin Jairam Gadkari: Road Transport and Highways, Shipping
6. Manohar Parrikar: Defence
7. Suresh Prabhu: Railways
8. DV Sadananda Gowda: Law and Justice
9. Sushri Uma Bharati: Water Resources, River Development and Ganga Rejuvenation
10. Dr Najma A Heptulla: Minority Affairs
11. Ramvilas Paswan: Consumer Affairs, Food and Public Distribution
12. Kalraj Mishra: Micro, Small and Medium Enterprises
13. Maneka Sanjay Gandhi: Women and Child Development
14. Ananthkumar: Chemicals and Fertilizers
15. Ravi Shankar Prasad: Communications and Information Technology
16. Jagat Prakash Nadda: Health and Family Welfare
17. Ashok Gajapathi Raju Pusapati: Civil Aviation
18. Anant Geete: Heavy Industries and Public Enterprises
19. Harsimrat Kaur Badal: Food Processing Industries
20. Narendra Singh Tomar: Mines, Steel
21. Chaudhary Birender Singh: Rural Development, Panchayati Raj, Drinking Water and Sanitation
22. Jual Oram: Tribal Affairs
23. Radha Mohan Singh: Agriculture
24. Thaawar Chand Gehlot: Social Justice and Empowerment
25. Smriti Zubin Irani: Human Resource Development
26. Harsh Vardhan: Science and Technology Earth Sciences
MINISTERS OF STATE
27. General VK Singh: Statistics and Programme Implementation (Independent Charge), External Affairs, Overseas Indian Affairs
28. Rao Inderjit Singh: Planning (Independent Charge), Defence
29. Santosh Kumar Gangwar: Textiles (Independent Charge)
30. Bandaru Dattatreya: Labour and Employment (Independent Charge)
31. Rajiv Pratap Rudy: Skill Development and Entrepreneurship (Independent Charge), Parliamentary Affairs
32. Shripad Yesso Naik: AAYUSH (Independent Charge) Health and Family Welfare
33. Dharmendra Pradhan: Petroleum and Natural Gas (Independent Charge)
34. Sarbananda Sonowal: Youth Affairs and Sports (Independent Charge)
35. Prakash Javadekar: Environment, Forest and Climate Change (Independent Charge)
36. Piyush Goyal: Power (Independent Charge), Coal (Independent Charge), New and Renewable Energy (Independent Charge)
37. Dr. Jitendra Singh: Development of North Eastern Region (Independent Charge), Prime Minister’s Office Personnel, Public
Grievances and Pensions Department of Atomic Energy Department of Space
38. Nirmala Sitharaman: Commerce and Industry (Independent Charge)
39. Dr. Mahesh Sharma: Culture (Independent Charge), Tourism (Independent Charge), Civil Aviation
40. Mukhtar Abbas Naqvi: Minority Affairs, Parliamentary Affairs
41. Ram Kripal Yadav: Drinking Water and Sanitation
42. Haribhai Parthibhai Chaudhary: Home Affairs
43.Sanwar Lal Jat: Water Resources, River Development and Ganga Rejuvenation
44. Mohanbhai Kalyanjibhai Kundariya: Agriculture
45. Giriraj Singh: Micro, Small and Medium Enterprises
46. Hansraj Gangaram Ahir: Chemicals and Fertilizers
47. GM Siddeshwara: Heavy Industries and Public Enterprises
48. Manoj Sinha: Railways

98
Leading Institute for Banking, Railway & SSC
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected]
MAGAZINE FOR THE MONTH OF MARCH - 2016
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The world’s oldest man, as per the Guinness World Records, died at an age of 112 - Yasutaro Koide
The country which reported highest stillbirths’ rate among the 186 countries surveyed by medical journal The Lancet –
Pakistan
The President of this country declared a state of economic emergency and social emergency to redefine country’s
economic and social model – France
The World Bank, for the very first time, decided to extend an assistance of 20 million US dollar to help reconstruct a
zoological park named - Indira Gandhi Zoological Park, Visakhapatnam
The Union Government decided to institute which new category of award under the National Film Awards titled - The
Most Film Friendly State/UT
The American singer and songwriter Glenn Frey who passed away in New York was a founder member of rock band – The
Eagles
The tennis player who defeated Grigor Dimitrov to win the 2016 WTA Apia International title of Tennis in the men’s single
category is - Viktor Troicki
The organization which acquired Magnet 360 -Mindtree
The Clean energy firm that commissioned 40 MW wind project in Karnataka - ReNew Power
The State in which BHEL commissioned 660 MW supercritical thermal power unit - Uttar Pradesh
The senior BJP leader, who died in Nasik - Dr Daulatrao Aher
This state was declared as the first organic farming State of India –Sikkim
The multilateral agency that released the report titled World Tourism Barometer – UN World Tourism Organisation
As per the World Tourism Barometer, international tourist arrivals grew by 4.4 percent in 2015 to reach a total of – 1.2
billion
He headed the 10-member committee on simplifying the provisions of Income-tax Act, 1961, the draft report of which was
recently released by Union Ministry of Finance - Justice (retd) R V Easwar
In 2015, as per an Oxfam report, this many individuals had the same wealth as 3.6 billion people, the bottom half of
humanity – 62
This organisation released a report titled ‘An Economy for the 1%’ on 18 January 2016 – Oxfam
The agency that released the report titled Renewable Energy Benefits: Measuring the Economics - International Renewable
Energy Agency
The sixth assembly session of the International Renewable Energy Agency was held at – Abu Dhabi in the UAE
The agency that released the ‘Future of Jobs’ report – World Economic Forum
The city which banned sale of eatable in open places to contain outbreak of jaundice – Shimla
The Rajasthan Government appointed 5-MLAs as parliamentary secretaries. The oath of office to them was administered
by – the Chief Minister Vasundhara Raje
China’s economy grew 6.9 per cent in 2015. It is the slowest pace in -25 years
The 5-day long 4th All India Police Archery Championship began in - Nagaland
The two cricket players who were handed over life-time and 5-year ban, respectively, by the BCCI for their involvement
in match-fixing - Ajit Chandila and Hiken Shah
He is the former Airbus Chief Operating Officer and was appointed as the CEO & MD of Tata Motors - Guenter Butschek
The bank with which the NITI Aayog collaborated to conduct an enterprise survey of manufacturing firms – IDFC Bank
Ltd
The satellite which was launched using the SpaceX Falcon 9 rocket to monitor the topography of the Ocean floor –
Jason-3
The action plan that was launched by the Prime Minister Narendra Modi to give boost to the startup ecosystem in the
country - Start-up India, Stand-up India Action Plan
Leading Institute for Banking, Railway & SSC
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected]
MAGAZINE FOR THE MONTH OF MARCH - 2016
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100
The State legislature that approved reclassification of coconut tree as palm – Goa Legislative Assembly
The BIOFIN that was in news is an initiative related to - biodiversity finance at the global level
He is a Kenyan athlete who won the 2016 Mumbai Marathon in the men’s category - Gideon Kipketer
They were qualified for the 2016 Rio Olympics by finishing second and third, respectively, among the Indian runners in
the Mumbai Marathon - Gopi T and Kheta Ram
The indigenously developed light combat aircraft that flew for the first time in the international air space and reached the
Sakhir Airbase in Bahrain – Tejas
The flower which became the first ever grown in the space – Zinnia
General Electric Co. agreed to sell its home-appliances business to China’s Qingdao Haier Co. for - 5.4 billion US dollars
The noted Punjabi folk singer who died due to brain hemorrhage in Patiala - Manpreet Akhtar
The movie won the best picture award at Critics’ Choice Awards 2016- Spotlight
The Mosquito borne virus that was first time recorded in United States of America in the third week of January 2016 Zinka Virus
The former Governor of Sikkim who died on January 2016 in Hyderabad after prolonged illness is - V Rama Rao
Indian author Anuradha Roy won the prestigious DSC Prize for South Asian Literature for her novel titled - Sleeping on
Jupiter
Tsai Ing-wen who was elected as the first female President of Taiwan belongs to - Democratic Progressive Party
India’s Dinesh Sharma was elected to the 12-member board of directors of – the Asian Infrastructure Investment Bank
The team that was declared victorious in the 2016 Premier Badminton League is – Delhi Acers
Jalgaon’s Vijay Choudhary defeated Vikrant Jadhav of Mumbai to retain Maharashtra Kesri title in - 59th Maharashtra
Kesri Wrestling Championship
He was a renowned Kannada lyricist and film-maker and died of cardiac arrest on 17 January 2016- Geetapriya
The player on 18 January 2016 named as the captain of Rising Pune Supergiants for IPL 2016 season - Mahendra Singh
Dhoni
South African Premier League footballer who died after the car in which he was travelling was plunged into a river near
eastern city Pietermaritzburg - Mondli Cele
The multilateral agency that was formally opened by the China’s President Xi Jinping on 16 January 2016 - Asian
Infrastructure Investment Bank
The Indo-Swiss pair that won the 2016 WTA Apia International Sydney tennis title – Sania Mirza (India) & Martina
Hingis (Switzerland)
At the 61st Filmfare Awards ceremony, the best film award was won by – Bajirao Mastani
As per the World Development Report released by the World Bank on 14 January 2016, the amount India saved annually
by using Aadhaar on account of decreased leakages – 1 billion US dollars
At the 61st Filmfare Awards ceremony, the best actor award was won by – Ranveer Singh
She was conferred with the Prof MV Pylee Award for the Distinguished Academician of India – Dr Jancy James
He was conferred with the Sree Chitra Thirunal National Award 2015 by the Vice President of India Hamid Ansari - T P
Sreenivasan
The state that was conferred with the Krishi Karman Award 2014-15 by the Union Ministry of Agriculture and Farmers
Welfare – Madhya Pradesh
The 23rd Conference of the Speakers and Presiding Officers of the Commonwealth Countries was held at - Kota Kinabalu
in Malaysia
The 68th Army Day was celebrated on – 15 January 2016
The Indo-Swiss pair that broke a 22-year-old world record by winning their 29th consecutive women’s doubles match –
Sania Mirza (India) & Martina Hingis (Switzerland)
The country which formed a four-member eminent persons group to review all bilateral treaties with India – Nepal
The region which was declared as Ebola free by the World Health Organisation – West Africa
Leading Institute for Banking, Railway & SSC
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected]
MAGAZINE FOR THE MONTH OF MARCH - 2016
62. State Bank of India launched India’s first startup focused bank branch called SBI InCube in - Bengaluru, Karnataka
63. The Assistant General Secretary and Spokesman of All India Muslim Personal Law Board who died on 15 January 2016
is - Mohammed Abdul Rahim Qureshi
64. The Russian tennis player who will be inducted into the International Tennis Hall of Fame is - Marat Safin
65. The Bollywood actor, known for his role of the astrologer Guran in Lagaan, who died is – Rajesh Vivek
66. The famous actor, known for playing the character of Severus Snape in Harry Potter series, who died is - Alan Rickman
67. He authored the book titled Objective Railway Engineering- Track, Works & Others released - MM Agarwal
68. He won the Times Now Amazing Indians Awards 2016 in the ‘The Eco Saviours’ Category - Late Kallen Pokkudan
69. The multilateral agency that released the publication titled World Development Report 2016: Digital Dividends – World
Bank
70. To develop Neeranchal National Watershed Project, the Government of India signed a loan agreement with-World Bank
71. She won the Times Now Amazing Indians Awards 2016 in the ‘Energising India’ Category - Mathews K Mathew
72. He was the fourth Indian to be awarded with Lee Kuan Yew Exchange Fellowship for his contribution in development and
international harmony - Madhya Pradesh Chief Minister Shivraj Chouhan
73. Union Minister of State for Railways Manoj Sinha received the first broad-gauge train on trial run between - BadarpurKumarghar-Agartala section at Agartala
74. For speedy trial of cases relating to witchcraft incidents, the Jharkhand Government decided to set up fast track courts
in five districts, namely - Ranchi, Chaibasa, Khunti, Palamau and Simdega
75. Famous stage actor Brian Bedford who passed away is known for - acting in and directing Shakespeare
76. The sports personality who was presented with the Danny Kaye Humanitarian Leadership Award at the sixth biennial
UNICEF Ball is –David Beckham
77. The FIFA Emergency Committee decided to dismiss Jerome Valcke from the position of - FIFA Secretary General
78. President Pranab Mukherjee gave his assent to the Sugar Cess (Amendment) Bill, 2015, which has amended the - Sugar
Cess Act, 1982
79. The UK government rejected demands for the re-introduction of the post-study work visa that was popular between
Indian and other overseas students from outside - the European Union (EU)
80. The Ardh Kumbh mela was formally inaugurated amidst chanting of vedik hymns at - Haridwar
81. Jharkhand government decided to add the ongoing crisis of drinking water in the list of - special local disasters of the
State
82. President Pranab Mukherjee gave assent to the Sugar Cess (Amendment) Bill, 2015, raising the ceiling of the impost from
25 rupees to - 200 rupees per quintal
83. The hero of 1971 Bangladesh Liberation War and former Governor of Goa and Punjab, died - Lieutenant General JFR
Jacob
84. Amitabh Bachchan was bestowed honorary life membership of -Mohammedan Sporting Club (Kolkata)
85. Bengaluru-based activist Subhashini Vasanth was honoured with - Neerja Bhanot Award
86. Edward Monser, President of Emerson, and Punit Renjen, CEO of Deloitte Touche Tohmatsu Limited (Deloitte Global)
were appointed as the Vice Chairs of - U.S.-India Business Council
87. The 22nd edition of Confederate of Indian Industry (CII) Partnership Summit -cum-Sunrise Andhra Pradesh Investment
Summit was held at -Vishakhapatnam, Andhra Pradesh
88. The US Congress has stalled a planned sale of eight new fighter jets to Pakistan, although the Obama administration is
still trying to undo the hold - F-16
89. Bihar government decided to impose 13.5 percent tax on luxury items to mop up - additional revenue for carrying
development work
90. The operation which was launched by the Border Security Force to contain infiltration from Pakistan along the international
border in Rajasthan - Operation Cold
91. The state which was declared as the first in the country to achieve 100 percent primary education – Kerala
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92. He edited the book titled Jawaharlal Nehru and The Indian Polity in Perspective that was released by the Vice President
of India Hamid Ansari in Thiruvananthapuram - Dr P J Alexander
93. The Chinese multinational computer technology company that will launch a new smart phone in collaboration with
Google as part of its Project Tongo – Lenovo
94. The city in which the 5-day long 20th National Youth Festival was inaugurated– Naya Raipur
95. The Hall of Fame outfielder and former Negro Leagues player who died is - Monte Irvin
96. An international team of scientists led by Indian-American devised a new method, galactoseismology, to detect dwarf
galaxies dominated by dark matter - Sukanya Chakrabarti
97. Participants of the Conference of Quadrilateral Coordination Group (QCG) on Afghan Peace and Reconciliation process
that was held in Islamabad are – Afghanistan, Pakistan, China and the US
98. The 1975 batch Indian Administrative Service Officer sworn in as the Chairman of Competition Commission of India (CCI)
- Devender Kumar Sikri
99. Union Railway Minister Suresh Prabhakar Prabhu inaugurated implementation of - E-enabled Track Management System
(TMS)
100. The Supreme Court stayed the Union Government’s notification lifting ban on controversial bull taming sport Jallikattu
during the festival of - Pongal in Tamil Nadu
101. The Rashtriya Ispat Nigam Limited and the Andhra Pradesh Government signed a Memorandum of Understanding to invest 38500 crore rupees
102. Ashish Saraf was appointed as the Vice-President - Industry Development, Strategic Partnerships and Offsets of –
Airbus Group
103. Telangana became the first Indian State to - introduce compulsory gender education at the graduate level
104. Scientists at Central Institute for Research on Buffaloes in Hisar successfully produced a cloned buffalo offspring,
which is named as -Cirb Gaurav
105. The legendary artist, mostly known for his androgynous alter ego Ziggy Stardust, who passed away is – David Bowie
106. The merchant vessel whose 35 crew members were sentenced to 5 years in jail by a Tutucorin district sessions court on
charges of illegally entering Indian waters with the possession of weapons – MV Seaman Guard Ohio
107. The startup launched by Illumina in partnership with Bill Gates and Amazon CEO Jeff Bezos to develop blood-based
cancer tests – Grail
108. He is the President-Designate of the Beijing-based Asian Infrastructure Investment Bank (AIIB) and on a state visit to
India in the second week of January 2016 – Jin Liqun
109. His birth anniversary, which falls, is annually observed as National Youth Day – Swami Vivekananda
110. United States and Jordan signed Joint Action Plan in Washington and agreed to enhance efforts to combat - nuclear
terrorism
111. Barcelona forward who won the Ballon d’Or trophy for the world’s best football player for the fifth time overall -Lionel
Messi
112. The folk dance of Kullu district of Himachal Pradesh that was listed in the Guinness Book of World Records as the largest
folk dance in the world is – Nati
113. Bharat Heavy Electricals Ltd (BHEL) commissioned a 520-MW coal-based thermal power unit in - Andhra Pradesh
114. Prime Minister Narendra Modi set up eight groups of Secretaries for focussed attention on areas like - Good governance,
inclusive growth, employment generation, education and health, Swachch Bharat and energy efficiency
115. ‘Missionary Day’, anniversary of the arrival of two Welsh Christian missionaries, was observed and celebrated 2016
across the Christian-dominated north eastern state of - Mizoram
116. The city in which the Arab League Foreign Ministers was held on 10 January 2016 – Cairo, Egypt
117. The city in which the main event of the 14th Pravasi Bharatiya Diwas was inaugurated – New Delhi
118. The day on which the 11th World Hindi Day was observed – 10 January 2016
119. He won the 2016 Brisbane International Tennis men’s singles trophy - Milos Raonic of Canada
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120. The professional kayaker who was named the Denmark’s sportsperson of the year 2015 is - Rene Holten Poulsen
121. The legendary soul singer, famous for the song Trying To Live My Life Without You, who died on 8 January 2016 in
Chicago is – Otis Clay
122. The first female Formula One driver who died in Italy is - Maria Teresa de Filippis
123. The noted Hindi writer, known for his works like Nau Saal Chotti Patni and Kala Register, who died on 9 January 2016 is
- Ravindra Kalia
124. The country which was elected to the UNICEF executive board that will represent the group of Asia-Pacific countries for
the term 2016-2018 is – Nepal
125. Sania Mirza and Martina Hingis won the WTA Brisbane Tennis trophy by defeating - German Angelique Kerber and
Andrea Petkovic 7-5, 6-1
126. Stanislas Wawrinka won his Chennai Open title by defeating - Croatian Borna Coric 6-3, 7-5
127. Gujarat Chief Minister Anandiben Patel inaugurated the 28th edition of International Kite Festival at -Sabarmati River
front in Ahmedabad, Gujarat
128. The Kite festival of Gujarat marks Uttarayan which is observed as the day - When winter begins to turn into summer,
according to the Indian calendar
129. An Indian-American professor Sukanya Chakrabarti devised a new method that may help in detecting dwarf galaxies
dominated by dark matter and - explain ripples in the outer disk of the galaxy
130. NASA’s revamped planet-hunting Kepler spacecraft has discovered more than - 100 confirmed planets orbiting other
stars
131. Cricketer of New Zealand who scored second-fastest fifty in T-20 Internationals is - Colin Munro
132. The country which began the process to formulate a new constitution – Sri Lanka
133. DRDO successfully test fired the new Penetration-Cum Blast (PCB) and Thermobaric (TB) Ammunition tank which was
specially designed for - Arjun Main Battle Tank (MBT)
134. PM Narendra Modi released a book titled “MARU BHARAT SARU BHARAT “authored by - Jain Acharya
Ratnasundersuriswarji Maharaj
135. In the 73rd Annual Golden Globe Awards, the best Director award was won by - Alejandro Inarritu for film The
Revenant
136. The President Pranab Mukherjee inaugurated the three day long 88th annual conference of Nikhil Bharat Banga Sahitya
Sammelan in -Ranchi, Jharkhand
137. He was appointed as the Chief Coach of the new Pune franchise of the Indian Premier League Twenty20 cricket tournament
- Former New Zealand Captain Stephen Fleming
138. Maharashtra Chief Minister Devendra Fadnavis on 9 January 2016 laid down norms for erecting memorials of - national
leaders, freedom fighters, saints, historical personalities and politicians
• The State-level 14th Pravasi Bharatiya Diwas celebrations began on 9 January 2016 in – Thiruvananthapuram, Kerala
139. Two-day Flamingo Festival began on 9 January 2016 at the famous brackish water Pulicat Lake town in - Sullurupeta of
Nellore district of Andhra Pradesh
140. Petroleum and Natural Gas Ministry on 9 January 2016 launched an online initiative to engage the LPG consumers and
citizens in providing efficient and citizen friendly services in - LPG distribution
141. China’s country code domain ‘dot cn’ has become the world’s most commonly used over the Internet with 16.36 million
users, surpassing -Germany’s ‘dot de’ domain
142. Any passenger found travelling in the train on the berths booked under Senior Citizen Quota by declaration of wrong
age will be treated as travelling without ticket and charged accordingly from - 1 February 2016
143. The French soldiers will march down the Rajpath on Republic Day along with Indian troops in the presence of President Francois Hollande
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144. Gujarat Chief Minister Anandiben Patel on 8 January 2016 inaugurated the Vibrant Saurashtra Expo and Summit-2016 at
- Rajkot
145. South Korea’s Parliament on 8 January 2016 passed a resolution, denouncing the Democratic People’s Republic of Korea
(DPRK)’s fourth nuclear test, urging the DPRK to - dismantle its nuclear programme
146. The White House on 8 January 2016 introduced new initiatives to combat recruitment of Americans to extremist groups
like - the so-called Islamic State
147. The Supreme Court on 8 January 2016 asked Union Government to appoint three Information Commissioners in the
Central Information Commission (CIC), within - next six weeks
148. Union Health Ministry on 8 January 2016 decided to use the expertise of Global Vaccine Alliance (GAVI) to - strengthen
health system in India
149. New Delhi World Book Fair will begin on 8 January 2016 at - Pragati Maidan
150. Four new vaccines have been added to the recently launched Union Government’s ambitious programme Mission
Indradhanush to immunise children against preventable diseases are - inactivated polio vaccine, Adult Japanese
Encephalitis vaccine, Rotavirus vaccine and Measles Rubella vaccine
151. An all-out offensive by India’s paramilitary forces and the state’s forces against the Naxalites that came in news on 8
January 2016 is -Operation Green Hunt
152. This traditional bull-taming sports in Tamil Nadu was allowed to be conducted by the Union Government on 8 January
2016 - Jallikattu
153. In order to carry out a survey on cultural topography of the country, Ministry of Culture on 8 January 2016 started the
project called -Cultural Mapping of India
154. India badminton player who climbed up 11 places to occupy the number one spot in junior men’s singles category in the
Badminton World Federation (BWF) rankings - Siril Verma
155. President Pranab Mukherjee on 7 January 2016 promulgated the Enemy Property (Amendment and Validation) Ordinance,
2016 to make amendments to - the Enemy Property Act, 1968
156. Thermal Power companies in Odisha will now have to transport fly ash free of cost to road construction site located
within - 100 kms perimeter of their plant.
157. The Payment of Bonus (Amendment) Bill, 2015 that was published in the Gazette of India Extraordinary on 1 January 2016
shall be deemed to have come into force on - 1 April 2014
158. Union Government decided to implement the Bharat Stage (BS) VI norms from - 1 April 2020
159. This place in Rajasthan saw the beginning of India-France eight-day counter-terrorism and counter-insurgency joint
exercise Shakti-2016 -Mahajan Field Firing Ranges, Bikaner
160. The book authored by Nobel peace Laureate Kailash Satyarthi that was released on 7 January 2016 in New Delhi - Azad
Bachpan Ki Or
161. This project of Kerala Government will bring together different schemes in health sector under one umbrella - Sampoorna
Arogya Keralam
162. Number of farm ponds that will be dig in Andhra Pradesh to store rain water and utilise it for irrigation at the cost of 550
crore rupees - 10 lakh
163. This boy of Tamil Nadu won the top place in the 23rd Children Science Congress for exhibiting his project work on nano
satellite - Mohamed Rifath Shaarook Raaj
164. Haryana Chief Minister Manohar Lal Khattar on 7 January 2016 announced that with an effective implementation of the
Beti Bachao Beti Padhao programme, the child sex ratio in the state has reached -889 girls per 1000 boy
165. Ex-IAS Officer who was on 7 January 2016 appointed as Chairman of fair-trade regulator Competition Commission of
India (CCI) - Devender Kumar Sikri
166. DIPP Secretary appointed as the Chief Executive Officer (CEO) of NITI Aayog on 7 January 2016 - Amitabh Kant
167. The Union Government on 7 January 2016 approved the Atal Mission for Rejuvenation and Urban Transformation
(AMRUT) for the year 2015-16 for - Punjab and Uttarakhand
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168. Quikr on 7 January 2016 announced the acquisition of property search website called- Commonfloor.com
169. The Filipino golfer who was voted as the Hilton Asian Tour Golfer of Month for December 2015 is - Miguel Tabuena
170. Rajasthan signed an agreement with Cairn Enterprise Centre Society to provide clean drinking water in - Barmer district
171. The RBI Governor who was felicitated with the Central Banker of the Year Award (Global and Asia Pacific) for 2016 is Raghuram Rajan
172. The Indian shooter who won gold medal in the women’s 10 metre air rifle event at the Swedish Cup Grand Prix is - Apurvi
Chandela
173. The Union Cabinet approved Memorandum of Understanding between India and Singapore in - Civil Aviation
174. Sam Pitroda on 6 January 2016 was appointed Technology Advisor to -Odisha Government
175. The Union Cabinet gave its ex-post-facto approval for the Memorandum of Understanding between India and Bangladesh
to set up – Border Haats
176. Vedanta Limited appointed Samir Cairae as Chief Executive Officer (CEO) of - Diversified Metals (India)
177. Jammu and Kashmir Chief Minister passed away in New Delhi on 7 January 2016 - Mufti Mohammad Sayeed
178. Actor and BJP member Gajendra Chauhan on 7 January 2016 took the charge as the chairman of the governing council of
- Film and Television Institute of India
179. The state that was issued notice by the National Human Rights Commission (NHRC) on 6 January 2016 over deplorable
conditions prevailing in the prisons - Bihar
180. Person elected as the General President of the 105th Indian Science Congress Association (ISCA) that is scheduled for
2017-18 - Dr Achyuta Samanta
181. Former principal conductor of the New York Philharmonic who passed away on 5 January 2016 - Pierre Boulez
182. Noted Gujarati writer and poet who passed away on 6 January 2016 and was known for his novel Akasmat (1968) Labhshankar Thakar
183. FreeCharge co-founder who was on 5 January 2016 appointed as the Chairman of Internet and Mobile Association of
India (IAMAI) - Kunal Shah
184. The cricketer who bagged the Polly Umrigar Trophy for Cricketer of the Year in the BCCI awards is – Virat Kohli
185. An Italian UN official who took over as the new High Commissioner for the United Nations Refugee Agency is - Filippo
Grandi
186. The Competition Commission of India gave nod to Reliance Capital Asset Management to acquire - Morgan Stanley’s
mutual fund business in India
187. The cricketer who was conferred with Col. C.K. Nayudu Lifetime Achievement Award is - Syed Kirmani
188. Delhi Government on 6 January 2016 scrapped the management quota and all other quotas, in private schools for nursery
admissions but there will be only 25 percent reservation for - Economically Weaker Sections
189. The South African Cricketer who retired as the Test Captain on 6 January 2016 resigned as – Hashim Amla
190. The initiative that aims at exposing youth from the J&K to the vibrant development and vitality of culture of people
residing in other states of the country is - ’Watan Ko Jano’
191. California Governor Jerry Brown on 6 January 2016 declared a state of emergency over in Los Angeles County because
of – leak of methane gas
192. The Union Government on 6 January 2016 approved an additional assistance of 1000 crore rupees to 35 Left Wing
Extremism-affected districts spread over - 7 states
193. The state government that gave green signal to the long-pending Dharavi Redevelopment Programme to house slum
dwellers -Maharashtra
194. Kerala Government decided to implement a health care project intended to benefit 42 lakh people - Sampoorna Arogya
Keralam
195. The National Green Tribunal (NGT) on 6 January 2016 expanded its ambit in air pollution cases to cities beyond Delhi to
cities - Mumbai, Kolkata, Bangalore, Chennai, Hyderabad and Amritsar
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196. The World Bank in its Global Economic Prospect report projected a robust growth for the Indian economy in the 2016 7.8 percent
197. The Supreme Court on 6 January 2016 sought a reply from the Union Governemnt in a week’s time over the issue of Whistleblowers’ Protection
198. The government recognized Indian Planetary Society (IPS) selected Kutch district of Gujarat for embarking on this
ambitious project at a total cost of Rs 12 crore of setting - First ever solar and stellar observatory
199. The Union cabinet on 6 January 2016 gave ex-post-facto approval to MoU with Bangladesh for Mode of Operation of
Border haats signed in – 2010
200. Andhra Bank on 6 January 2016 launched Immediate Payment Service (IMPS) across all its branches in association with
- the National Payments Corporation of India (NPCI)
201. The country which on 6 January 2016 conducted its first hydrogen bomb test – North Korea
202. The Delhi High Court-appointed Justice Anil Dev Singh Committee for Review of School Fee on 5 January 2016
recommended refund of fee unjustly hiked by 53 unaided private schools in the Capital to - Parents with nine per cent
interest
203. Citing security reasons, Australia on 5 January 2016 withdrew from the Under-19 World Cup Tournament to be played in
– Bangladesh
204. The cricketer who was conferred with Col. CK Nayudu Lifetime Achievement Award is - Syed Kirmani
205. The Competition Commission of India gave nod to Reliance Capital Asset Management to acquire - Morgan Stanley’s
mutual fund business in India
206. An Italian UN official who took over as the new High Commissioner for the United Nations Refugee Agency is - Filippo
Grandi
207. The cricketer who bagged the Polly Umrigar Trophy for Cricketer of the Year in the BCCI awards is – Virat Kohli
208. The world’s largest blue star sapphire that weighs 1404.49 carats was discovered in a mine in - Sri Lanka
209. Central Reserve Police Force (CRPF) has decided to deploy about 300 women commandos for undertaking anti-Naxal
operations in select -Left-wing Extremism-affected states
210. Harper Lee’s book that topped the 2015 US Bestseller List – Go Set a Watchaman
211. The city in which Dharavi is located where World’s first slum museum is set to open in February 2016 - Mumbai
212. The state in which the 600 MW Kakatiya Thermal Power Plant Stage-II is located which was commissioned by BHEL on
5 January 2016 –Telangana
213. The country with which Sri Lanka on 5 January 2015 signed 8 MoUs to deepen bilateral engagement - Pakistan
214. To improve capacity utilisation of pellet plants and boost the sector, Union Government on 5 January 2016 reduced
export duty on iron ore pellets to zero from - 5 percent levied in 2014
215. State that signed a Memorandum of Understanding (MOU) with Jharkhand Bijli Vitran Nigam Limited (JBVNL) under the
UDAY Scheme on 5 January 2016 – Jharkhand
216. Union Home Minister Rajnath Singh on 5 January 2016 approved the 33 percent posts at constable level to be filled up
by – women
217. Scheme launched by Union Minister of Water Resources, River Development and Ganga Rejuvenation Uma Bharti on 5
December 2015 in Uttar Pradesh - Ganga Gram Yojana
218. US President Barack Obama during his White House address on 4 January 2016 took executive action to unveil steps to
- Reduce gun violence
219. The 15-year old Mumbai cricketer who broke century-old cricketing record by scoring 1009 runs in an under-16 interschool event organised by the Mumbai Cricket Association (MCA) – Pranav Dhanawade
220. The Supreme Court 5 January 2016 banned entry of heavy commercial vehicles from four additional entry points NH 2, 10,
58 and state highway 57 into – Delhi
221. Allahabad High Court on 5 January 2016 asked the Uttar Pradesh government and Agra Footwear Manufacturing and
Exports Chamber to file their reply on proposed - Leather Park
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222. The former Defence Secretary who on 4 January 2016 was sworn in as the eighth Chief Information Commissioner of
India is - Radha Krishna Mathur
223. Abid Ali Neemuchwala was appointed as the Chief Executive Officer of – Wipro
224. Kate Atkinson won the Costa Novel Prize 2015 for her book titled- A God in Ruins
225. Sarosh Homi Kapadia who passed away on 4 January 2016 in Mumbai was - the 38th Chief Justice of India
226. IRB Infrastructure Developers Ltd on 4 January 2016 bagged the 10050 crore road project in Jammu and Kashmir to build
- Zojila Pass tunnel
227. CEO of General Motors who was elected as Chairman of General Motors (GM) Board of Directors on 4 January 2016 Mary Barra
228. Land bank web portal launched by Jharkhand Government on 4 January 2016 - jharbhoom.nic.in
229. The company that acquired French telecom major Alca-Lucent in a 15.6 billion euro deal – Nokia Corporation
230. The country with which India resumed the bus service on 4 January 2015 after a gap of 27 years – Nepal
231. He was involved in the discovery of the element 117 that was included in the 7th row of the periodic table on 30 December
2015 by the International Union of Pure and Applied Chemistry (IUPAC) - Susanta Lahiri
232. The team that won the 26th Lal Bahadur Shastri Hockey tournament –ONGC
233. He was appointed as the head of one man committee to study issues related to gramin dak sevaks – Kamlesh Chandra
234. The four new elements that were added to the 7th row of the periodic table by the International Union of Pure and
Applied Chemistry (IUPAC) – Elements 113, 115, 117 and 118
235. The RIS, which will be launched by the Union Ministry of Shipping to improve navigation in the inland waterways,
stands for – River Information System
236. Former Wigan Athletic defender who passed in December 2015 and was recovered from the River Rhine in the western
city of Krefeld on 2 January 2015 - Steve Gohouri
237. The Reserve Bank of India on 4 January 2016 imposed monetary penalty of one crore rupees on for violation of its
instructions including reporting of data to Central Repository of Information on Large Credits (CRILC) is - State Bank of
Travancore
238. Bombay High Court on 4 January 2016 directed Maharashtra government to procure 1843 decibel meters within three
months for the police to ensure - No violation of noise pollution rules during festivals, public addresses, and processions
239. Sterlite Grid on 2 January 2016 set a new benchmark by commissioning the Transmission Project to Rajasthan Atomic
Power Project (RAPP) ahead of schedule under - the Tariff Based Competitive Bidding (TBCB) incentive regime
240. Scuba divers working for Friends of Marine Life (FML) in December 2015 recorded the presence of several colonies of
the fast-growing alien species off the coast of Thiruvananthpuram and Kanyakumari -Snowflake Coral (Carijoa riisei)
241. State election commissioner (SEC) Ashok Kumar Chauhan on 4 December 2015 announced that toilets will be mandatory
requirement for eligibility to contest - Panchayat Elections
242. The World Braille Day was observed on – 4 January 2016
243. Mizoram government will implement National Food Security Act (NFSA) from – February 2016
244. The veteran CPI leader, also the former general secretary of the party, who passed away on 2 January 2016 is - Ardhendu
Bhushan Bardhan
245. The Union Government will roll out LPG-like DBT scheme for kerosene from - 1 April 2016
246. The Oscar-winning cinematographer for Close Encounters of the Third Kind who died on 1 January 2016 is - Vilmos
Zsigmond
247. The Sussex fast bowler who died on 3 January 2016 at the age of 22 is -Matthew Hobden
248. Delhi Police entered the Limca Book of Records for - solving the biggest cash heist case of the country
249. The city in which the 103rd Indian Science Congress was inaugurated on 3 January 2016 – Mysuru
250. The country with which India on 1 January 2015 exchanged the list of nuke installations and prisoners for the 25th
consecutive year as part of the bilateral agreement that is in force since 1991 – Pakistan
251. The state in which a Sports University will be established by the Central Coalfield Limited (CCL) – Jharkand
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252. The multi barrel rocket launcher system that was successfully test-fired in December 2015 by India at Pokhran in
Rajasthan - Pinaka II
253. Pakistan-born singer who on 1 January 2016 got Indian citizenship is -Adnan Sami
254. The state which became the first in the country to allow issuance of motor insurance policies in digital form by launching
e-Vahan Bima Scheme – Telangana
255. Arunima Sinha, the amputee mountaineer who set a record by climbing the Mount Everest on 25 December 2015,
conquered - Mount Aconcagua in Argentina
256. India on 3 January 2016 won of the South Asian Football Federation Cup (SAFF) championships by defeating defending
champions -Afghanistan
257. Saudi Arabia’s Foreign Minister Adel al-Jubeir on 3 January 2016 announced that his country has broken off diplomatic
ties with - Iran
258. Several heavily armed terrorists on 2 January 2016 attacked Pathankot Air Force Station, a part of - the Western Air
Command of the Indian Air Force (IAF)
259. Justice RM Lodha Committee on IPL spot fixing on 4 January 2015 submitted its report to the Supreme Court suggesting
reforms in - the Board of Control for Cricket in India (BCCI)
260. To redress grievances of parents and teachers of primary schools the basic education department has planned to start
separate help-lines in -Uttar Pradesh
261. In order to groom talent from a young age, Union Government has decided to organise National School Games in a big
way at - four-five venues in the country every year
262. Telangana government on 3 January 2015 decided to regularise the services of over - 18000 temporary employee.
263. The Supreme Court on 28 January 2016 recalled its order appointing Justice (retired) Virendra Singh as Uttar Pradesh (UP)
Lokayukta after heeding to the objections of Chief Justice of Allahabad High Court. Who was appointed as the new UP
Lokayukta? –Justice (retired) Sanjay Misra
264. The Human Resource Development (HRD) Ministry appointed a one-member commission of inquiry on 28 January 2016
to probe into the circumstances that led to the suicide of Hyderabad University research scholar Rohit Vemula recently.
Who is heading this enquiry commission? –Ashok K. Roopanwal
265. What is the name of the mosquito-borne disease, which is presently spreading through the Americas, and is expected to
affect between three million and four million people, as stated by the WHO on 28 January 2016? – Zika Virus
266. The Union Government on 27 January 2016 gave its approval to establish 17 new Indian Reserve Battalions (IRBs) in 5
states. Which five states are these? – Jammu and Kashmir, Chhattisgarh, Odisha, Jharkhand and Maharashtra
267. Which regiment was chosen as the best marching contingent (Services category) for the Republic Day Parade 2016, as
announced by the Union Govt. on 28 January 2016? –Assam Regiment
268. Arindam Sen Gupta, who passed away on 28 January 2016, was the Managing Editor of which English daily? – The
Times of India
269. The country celebrated the 67th Republic Day on 26 January 2016 with the main function being held at capital New Delhi’s
imposing Rajpath. A slice of country’s military might and culture was displayed at this annual parade. Who was the Chief
Guest of the Republic Day Parade? – French President Francois Hollande
270. Who was chosen for the nation’s highest peacetime gallantry award Ashoka Chakra, as announced on 25 January 2016
on the eve of the 67th Republic Day?– Lance Naik Mohan Nath Goswami (Posthumous)
271. Union Government announced the name of the 112 awardees of the Padma Awards on 25 January 2016 on the eve of the
67thRepublic Day celebrations. How many personalities were chosen for the Padma Vibhushan, which is the second
highest civilian award in India? – Ten
272. Which Act pertaining to tackle atrocities against the Scheduled Castes and the Scheduled Tribes of the country came
into effect from 26 January 2016? – The Scheduled Castes and the Scheduled Tribes (Prevention of Atrocities) Amendment
Act, 2015
108
Leading Institute for Banking, Railway & SSC
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected]
MAGAZINE FOR THE MONTH OF MARCH - 2016
273. The India-France Business Summit was held in which city on 24 January 2016 where 16 MoUs and agreements were
exchanged? – Chandigarh
274. Shankar Ghosh, the eminent classical instrumentalist, who passed away during January 2016 at the age of 80, was
associated with which instrument? – Tabla
275. Legendary danseuse and Padma Bhushan recipient Mrinalini Sarabhai passed away in Ahmedabad on 21 January 2016
at the age of 97. She was the wife of which noted Indian scientist? – Dr Vikram Sarabhai
276. During January 2016 the state of Kerala was officially declared the 1st state in the country to achieve 100% primary
education. A huge role in this achievement was made by Kerala literacy mission’s primary education equivalency drive.
What is the name of this drive? – ‘Athulyam’
277. The book titled ‘The Z Factor’, which was released by Prime Minister Narendra Modi on 20 January 2016, is the
autobiography of which noted personality? – Subhash Chandra (Founder of Zee Group)
278. What is the name of the new state-of-the-art superfast express train between Varanasi and New Delhi that was flaggedoff by Prime Minister Narendra Modi at a function held at Varanasi on 22 January 2016? – Mahamana Express
279. What is the maximum capped number of credit transactions in a calendar year for pensioner’s account as directed to the
banks by the RBI on 21 January 2016? – 14
280. The 10th edition of bilateral maritime exercise named ‘Naseem Al Bahr’ started at Goa in the Arabian Sea on 22 January
2016. This naval exercise comprises of ……….. apart from India – Oman
281. Which team won the Syed Mushtaq Ali Trophy T20 title for 2015-16 by winning the final played on 20 January 2016? –
Uttar Pradesh
282. Which personalities were chosen as the new brand ambassadors for Indian Government’s ‘Incredible India’ campaign, as
reported on 21 January 2016? –Amitabh Bachchan and Priyanka Chopra
283. Which West Indian cricketing great officially retired from international cricket on 22 January 2016, almost 22 years after
his international cricket debut? – Shivnarine Chanderpaul
284. India’s first high speed public Wi-Fi service was opened at which railway station on 22 January 2016? – Mumbai Central
285. What is the name of the famous Chinese investor and real-estate tycoon who announced his plans to invest $10 billion
in an industrial park in Haryana? – Wang Jianlin
286. Which Indian badminton player won the women’s singles title of Malaysia Masters Grand Prix Gold tournament on 24
January 2016? – P.V. Sindhu
287. Who was appointed as the new Chairman of the Central Board of Direct Taxes (CBDT) on 22 January 2016? – Atulesh
Jindal
288. What is the name of the fifth satellite of the Indian Regional Navigation Satellite System (IRNSS) series that was
successfully launched by ISRO from Sriharikota on 20 January 2016? –IRNSS-1E
289. What is the name of the university situated in Pakistan’s volatile northwestern Khyber Pakhtunkhwa province that was
targeted by a group of militants on 20 January 2016 resulting in death of at least 21 persons? – Bacha Khan University
290. The Union Govt. on 19 January 2016 announced the much-awaited roadmap for implementing the Indian Accounting
Standards (Ind AS) by banks, insurers and non-banking finance companies (NBFCs). When Ind AS has been proposed
to be introduced in India? – From 1 April 2018
291. Bihar State Government gave its approval to how much reservation for women in state government jobs on 19 January
2016, which was a key poll promise of Chief Minister Nitish Kumar? – 35%

109
Leading Institute for Banking, Railway & SSC
B – 61 A & B, Saheed Nagar & Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph. : (0674) 6556677, 8093556677. Web : www.vanik.org, E-mail : [email protected]
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WHY YOU SHOULD JOIN VANIK INSTITUTE FOR “BANKING, RAILWAY AND SSC”
1. BEST FACULTY OF INDIA FOR CLASSES COMPARE TO ALL OTHER
EXAMPLE : APTITUDE-6 VOL, REASONING-4 VOL , ENGLISH-3VOL,
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2. Highest no of hours in every subject for better understanding. Total
VOL, CURRENT AFFAIR : DAILY SHEET, 6 NOS MONTHLY MAGAZINE
hours for banking - 400+HRS (6 MONTHS DAILY 2 ½ HRS CLASS )
,2 NOS HALF YEARLY MAGAZINE , PREVIOUS YEAR PAPERS OF - IBPS
AND SSC - 550+ HRS (6 MONTH DAILY 5 HRS CLASS )
EXAMPLE : APTITUDE-80HRS, REASONING-70HRS, ENGLISH-70HRS,
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PO, IBPS CLERK, SBI PO, SBI CLERK, PRACTICE PAPERS FOR
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3. Separate vocabulary class (1000 - BANKING AND 1500 WORDS - SSC )
15. Interview classes , mock interview with video recording and analysis
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16. Personal development and group discussion class
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18. Unlimited online practice tests as per your choice (MCT - MY CHOICE
6. Daily Doubt clearing classes .
TEST )
7. Different technique of teaching style for easy understanding
19. Separate online test subject wise and topic wise test ( SBT - SUBJECT
8. Daily class test of every class after the class
BASED TEST AND TBT - TOPIC BASED TEST )
9. Weekly test of weekly covered topics of all subjects
20. Hostel (both boys and ladies separately)
10. Class room assignment practice and discussion of every topic in class
it self
21. In campus canteen facility
22. Largest Campos with modern infrastructure compare to all other
11. Daily current affair handouts before the class
institute at bhubaneswar
12. Weekly current affair class with weekly C/A question discussion class.
23. 24 hrs study room for self study
13. Best material with work book for practice more question at home
24. Modern computer lab with wi- fi campus
14. Highest no of material. Total -25+ VOLUMES FOR BANKING AND 30+
25. HIGHEST LEVEL OF SUCCESS RATE
VOLUMES FOR SSC
STUDY MATERIAL KIT (Total 25 Volumes)
MONTHLY ISSUE - MARCH - 2016
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Topicwise Theory with Solved Examples
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3 Months 6 Months 12 Months
1. 12 Ongoing Test in Alternative Days
2. 100 Practice Test & All Previous Year Test
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Features
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CRP & Saheed Nagar
Current Affairs Handout
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Attend 1 Free
Monthly Magazine
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MADHYA BIHAR GRAMYA BANK
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Highest no. of class (550hr.)
Daily current affair hardcopy
Subject-wise Class Available
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SK LAIK ALI
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Leading Institute for Banking, Railway & SSC
P u b l i c a t i o n s
Corporate Office : Plot-1441, Opp. IOCL Petrol Pump, CRP Square, Bhubaneswar
Ph : 0674-6556677, 8093-556677
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