Educator Handbook

Transcription

Educator Handbook

Educator Handbook
Nevada Academic Content Standards-based
lessons for K - 3rd grade designed to get students
thinking, talking, and ready to take the saving
for college discussion home.
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Dear Nevada Educators,
You are receiving this handbook because we appreciate your commitment to the success of your
students. One of the best ways we can help our students be successful is to help put them on the
path to college. As a Nevada educator, you are an example of a college graduate to your students,
and your passion for continued education and being a lifelong learner is already beginning to set
the stage for your students’ academic futures.
You are an integral part of your students’ lives, and now is the time for them to start planning
for college. We are providing this handbook to help you engage your students to carry home the
message; “Let’s Go To College: Nevada Saves”
We want all families to know about the resources Nevada has to help families plan and save for
college, including Nevada College Kick Start, Nevada Prepaid Tuition and the SSGA Upromise 529 Plan.
Your teacher handbook includes:
•
•
•
•
•
“Sage Saves” e-book
Sage Saves Lessons
Student worksheets and parent connections
Parent/Teacher Conference Checklist
Access to Sage Saves Teacher’s Page and monthly newsletter
So, what exactly can you do?
1. Teach your students the “Let’s Go To College: Nevada Saves” Sage Saves Lessons.
2. Assign the “Let’s Go To College: Nevada Saves” homework and require parent/guardian
signatures on every nightly homework assignment.
3. Reward your students with Sage stickers for returning completed homework with
parent/guardian signatures.
4. Give students the “Let’s Go To College: Nevada Saves” prizes.
5. Make a Sage Saves conference folder for each student; store classwork and returned
homework in the folder and review with parents at the fall and spring conferences.
6. Discuss and give to each family the “Let’s Go To College: Nevada Saves” flyers at the fall
and spring conferences.
We look forward to your participation in this worthwhile campaign. With your help, we will promote
a college-bound culture in Nevada.
Let’s Go To College!
Nevada State Treasurer’s Office
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“It’s never too early to start talking about college!” And we know just talking about college won’t make it
happen. Sage the Nevada College Saving Desert Tortoise, is making goals and saving for college. Sage
and his friends are learning that meeting goals takes planning, and it isn’t always easy. Fortunately, Sage is
developing strong character traits and will stick to his plan to reach his goals.
Implementation
Share a little of your college experience and use video
of college campuses and marching bands to quickly
build background. If time permits have your students
listen to the marching band and march around the
room. Engage students in the fun aspects of college
and the hard academic work required to succeed.
Read the “Sage Saves” e-book to your students
NV529.ORG
Discuss new vocabulary words: college, savings, goal,
and plan. (graduation, job, and career)
Have students pair-share prior to discussing each
question, then have a whole group discussion.
Who is the main character in the story? What is
Sage’s goal? Why is Sage saving money? What else is
important in the story? What is a hero? Who is Sage’s
hero?
Objective
• I can learn to set goals by listening to
e-book, “Sage Saves”, read by a teacher.
• I can learn to achieve my goals by
making a thoughtful plan and checking
my progress.
• I can learn that there are many different
levels of education by participating in
class discussions.
• I can learn new vocabulary words by
listening to e-book, “Sage Saves”, and
participating in class discussions.
Materials
• Paper to make a Sage Saves Folder for each
student, writing and drawing supplies (Lesson 1)
Discuss what is learned at college; new and interesting
things that will help in a career (Doctor learns about
helping people get better, a teacher learns to teach…)
• Paper to make an I Can Save For College
Pennant (Lesson 5)
Discuss with students who they want to be like and
what they be when they grow up!
• Class white-board, dry erase markers,
card-stock, markers
Have students make a Sage Saves folder to store
all worksheets for parent conferences. End lesson
by playing marching band music and have students
march to the next activity. Encourage students to
march in time to the music.
• Sage Saves e-book available at NV529.ORG
• Video of UNR and UNLV college campuses
• College marching band music – fight song
“When I Grow Up!” Worksheet
Assessment
Have students complete worksheet and
save for parent conference.
As an introductory lesson, use discussion and
completed worksheet to assess knowledge.
“This is My Hero!” Homework: Send worksheet home with student to be completed and
returned to school with parent/guardian signature. Reward students with Sage sticker for returning
completed and signed worksheet. Retain worksheet for parent conference.
Nevada Academic Content Standards are provided on resource page.
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Learn more at NV529.ORG
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Nevada also offers: Putnam 529 for America, The Vanguard 529 College Savings Plan, and the USAA 529 College Savings Plan.
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Name:
_______________________________
When I Grow Up
Draw a picture of what you want to be when you grow up.
This is what I will look like
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This Is My Hero!
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Draw your hero and answer the questions at the bottom of the page.
Who is your hero? _______________________________________
What career does your hero have? ____________________________
Being a hero requires skills; where did your hero go to school? ________
______________________________________________________
Parent/Guardian Signature__________________________________________________________________
Return this homework to school!
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Presented to you by Sage and the State Treasurers Office. Learn more at NV529.ORG
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Sage the Nevada College Saving Desert Tortoise is making goals and saving for college. Sage has a specific goal and
a plan to achieve his goal. This Sage lesson will focus on how choosing an achievable goal and making a step by step
plan sets students up success! Enjoy a new call and response that focuses on the college goal.
Implementation
Play a college fight song, and have students march
to the meeting place for lesson. Use class whiteboard to write Sage’s goal (go to college). Have
students tell you Sage’s plans to achieve his goal
(work hard, good grades, talk to his parents and
teacher about goals, save money for college).
Read “Sage Saves” e-book NV529.ORG
Discuss the difference between short and long with
regards to time. Engage students in a conversation
about things they may have to wait a short time for, like
morning or lunch recess. Have students’ pair-share
to think of something that will take a longer amount
of time. Discuss something that is a long time away,
like spring break or summer vacation. Have students
discuss something that they may have to wait a long
time to do (swimming, baseball, football, sledding
or vacation).
Objective
e-book, “Sage Saves”, read by teacher.
• I can learn to achieve my goals by making
a thoughtful plan and checking my
progress.
class discussions.
class discussions.
• I can learn new vocabulary words
by
listening
to
e-book,
“Sage
Saves”, and using participating in
class discussions.
Ask students if Sage has a short-term goal or a longterm goal? Sage has a long-term goal; about how
long will it take him to reach his goal to go to college? Invite student to play a new game “Sage Thumbs Up” “Is
It Possible or Not!” Ask students to respond to yes answers with a thumbs up or a sideways thumb for no; ask
students simple questions for yes and no answers: Sage says…Children can fly, Sage says…children can walk…
Sage says, children can make goals!
Remind students that Sage is not waiting; he is acting now by making saving for college a priority. He is the
one setting his goal; he is talking to his parents, teacher and friends. Discuss making a class goal for the day! A
new call and response, teacher holds hands like a megaphone –“Sage Saves” –Students respond with a Sage
thumbs up–“Let’s Go To College!” Important! Write the goal and draw a megaphone with the words “Sage
Saves” coming out of a megaphone and a thumbs up for the response to go with the goal on the white board.
“We can learn a new call and respond by listening to our teacher and saying our part of the response.” Allow
students to meet their goal several times during the day. Reward students with Sage stickers! End lesson by
playing marching band music and have students march to the next activity. Encourage students to march in time
to the music.
“I Can Set Goals” Worksheet
Assessment
Have students complete worksheet
and save for parent conference.
Materials see Lesson 1
Vocabulary and understanding verbally in
small group setting and completed
worksheet to assess knowledge.
“My College Savings Plan” Homework: Send the worksheet home with student to be completed and
returned to school with parent/guardian signature. Reward student with Sage sticker and retain worksheet
for parent conference. Nevada Academic Content Standards are provided on resource page.
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_______________________________
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I Can Set Goals!
Write the words to complete the sentences
and draw a picture to match your goals!
This month at school I want to ___________________
__________________________________________
I can write my plan to succeed! 1. I can ____________
2. I can ____________
3. I can ____________
I can draw my plan!
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Name:
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_______________________________
Dear Parents/Guardians,
Today at school your child learned about goals and making a plan to succeed.
Please help your child make a plan to achieve his/her long-term college plan.
An important part of accomplishing a goal is writing it down and making a plan
to achieve the goal. Your child may draw a picture and dictate the goal to have
you write it down. Thank you for being a part of this goal setting lesson.
My College Savings Plan
I can make a plan to succeed:
1. I can ____________
2. I can ____________
3. I can ____________
I can draw my plan!
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This Sage lesson will focus on achieving goals that require a plan and take a long time to complete.
The conversation of perseverance and personal desire to accomplish the goal of going to college is
discussed. Sage is sticking to his plan to go to college by saving coins and dollars. He is determined to
meet his goal by making sure financial gifts, money earned by doing chores and other jobs is put in his
college savings account. As a college graduate you are aware of many ways to pay for college. Share
your first hand knowledge with your students. Share that to make your dream of becoming a college
graduate come true, you had to stick to your plan and work hard. Explain that there will be sacrifice,
and as Sage says “going to college isn’t free!” But the rewards of savings for college and achieving
your goal will make you proud and that can last a lifetime.
Implementation
Play a college fight song, and have
students march to the meeting area for the
Sage lesson.
Read “Sage Saves” e-book NV529.ORG.
Objective
• I can learn to save for future financial
goals by listening to e-book, “Sage
Saves”, read by my teacher.
• I can learn to achieve my goals by
Ask students the following questions, and have
making a thoughtful plan and checking
students pair-share between each question.
my progress.
How long will Sage save his money? What things
can Sage do to earn more money? What would
• I can learn to count objects using
you do to earn money? Where does Sage save
one-to-one correspondence to name the
his money? What is a savings account? How is a
number of objects.
college savings account different from a regular
• I can sort objects into given categories
savings account? Discuss things that people
based on specific attributes.
want to save money for (car, house, vacation,
college). People sacrifice to get those things,
discuss how a college education can help students to achieve their personal goals.
Have students’ sky write and back write letters to spell numbers to five and numbers from 1 to 5. Use
the class white-board to give examples of matching numbers to objects (dollar bills).
End lesson by playing marching band music and have students march to the next activity. Encourage
students to march in time to the music.
“Every Dollar Counts” Worksheet
Assessment
Quiz students in a small group setting to
determine knowledge.
“Help Sage Find His Piggy Bank!” Homework: Send a worksheet home with each student to
be completed and returned to school with parent/guardian signature. Reward student with Sage
sticker and retain worksheet in student’s Sage Saves folder for parent conference.
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Every Penny Counts!
Trace the numbers and words. Count the pennies and draw a line
from the number to the number of pennies!
l one
2 two
3 three
4 four
5 five
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Help Sage Find His Piggy Bank!
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Color the pennies and dollars to help Sage find his piggy bank.
5
5
FI
VE
5
5
FIV E
FI V E
5
5
5
5
5
5
5
5
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Sage is excited to measure the progress he is making toward his goal. Sage has been doing chores
and extra jobs to earn money. He has been putting his money in his college savings account. His
money is growing, and he is making progress, but progress can be slow. It’s important that students
recognize that Sage is making progress in saving money for college and in many other ways too. Sage
is developing character traits that will help him make good choices. Sage knows that one of his goals
is to do well in school. Sage is surrounding himself with family, friends and teachers who support his
goal to go to college. Sage is taking responsibility to make his dream to go to college come true.
Implementation
Objective
Use Attention Call and response --Teacher: “Sage Saves”
Students: “Let’s Go To College!”
Play a college fight song, and have students
march to the meeting area for lesson.
• I can learn to achieve my goals by making
a thoughtful plan and checking my
progress.
Review Sage Saves story, goal and plan.
Write Sage’s goal and plan on the white board.
Draw to your students’ attention that only a
class discussion.
part of Sage’s plan to go to college requires
• I can use new vocabulary words by using
saving money to go to college. Discuss that
new words and participating in class
even though Sage has a long-term goal
discussions.
he also has short-term goals that are also
important. Continue the discussion by asking
• I can learn to save my money in a piggy
students what are the other important parts to
bank or a college savings account by
Sage’s plan to go to college. Ask student to
learning about savings plans.
pair-share some important things Sage will
need to do (learning to be a good students,
working hard to get good grades, sharing his goal with others, learning more about college and what
he wants to be when he grows up).
Have students plan the “Sage Says Thumbs Up” game by asking students to give a thumbs up for
qualities that make a good student (chooses a variety of thoughtful qualities, like being kind, helping
someone, saying nice things…).
“I Can See My Progress” Worksheet
Assessment
Vocabulary and understanding verbally in small
group setting and completed worksheet to
assess knowledge.
“I Can Meet My Goal!” Homework: Send a worksheet home with each student to be completed
and returned to school with parent/guardian signature. Reward student with Sage sticker and
retain worksheet in student’s Sage Saves folder for parent conference.
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______________________________
I Can See My Progress!
Reach classroom goals for the week. Show your progress in achieving your goals
Cut and glue 1 Sage Thumbs-Up for every goal you reach!
Wednesday
Thursday
Friday
E
Tuesday
AM
PL
I can do my
best
Monday
EX
My Goals
I can follow
directions
I can do my
homework
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_______________________________
Road To My Goal!
Connect the dots to help Sage find his way to college. Start with the letter a
and fallow the alphabet to the letter z.
po
n
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j
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P O W E R E D BY S P D R E T F s
®
q
r
m
l
k
s
t
x
u
v w
h
f
g
a
COLLEGE
z
y
e
d
c
b
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We open this Sage lesson by communicating the importance of not only positive thinking but also
positive actions that set the stage for success. The “I Can” objective is a vital component of the Sage
Saves “Let’s Go To College!” theme. Sage is determined to go to college, but he’s not doing this
alone. His family, teacher and friends are all on the “Let’s Go To College!” team.
Implementation
Use Attention Call and response --Teacher: “Sage Saves”
Students: “Let’s Go To College!”
Play a college fight song, and have students
march to the meeting area for lesson.
Review Sage Saves story, goal and plan.
Discuss with students Sage’s original goal
to go to college, and make a list of Sage’s
goals and plan on the white board. Ask
student to pair-share some important things
they have learned about college and savings
for college.
Objective
• I can learn to achieve goals by listening to
• I can learn that I can go to college
by making a thoughtful plan that includes
making savings goals and goals to do my
best in and out of school.
• I can learn to save my money in a piggy
bank or a college savings account by
doing my best in school and participating
in class discussions.
Ask students to think of something new that
they have learned to do (ride a bike, roller-skate, tie shoes or go on the monkey bars)? Discuss the
importance of not giving up and talk about perseverance. Ask students if it was hard to remember to
keep trying to learn these things? Share your goal of saving and going to college with parents, family
and friends. Another way to be reminded is to write down the goal and the plan, but most important
is to put something up, like a pennant!
Continue to use the attention call and response Teacher says “Sage Saves” and Student response
“Let’s Go To College!” End lesson with marching band music as students move to the next activity.
Class Activity
Have students make “Let’s Go To College!”
pennants with classroom scrap materials
and display in classroom.
Assessment
Vocabulary and understanding verbally
in small group setting to assess knowledge.
“Let’s Celebrate!” Homework: Send a worksheet home with each student to be completed and
returned to school with parent/guardian signature. Reward student with Sage sticker and retain
worksheet in student’s Sage Saves folder for parent conference.
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Name:
_______________________________
Let’s Celebrate!
Help Sage find his hats, coins and dollars!
Color hats blue, coins yellow and dollars green.
COL L
E
G
E
Sag
!
ving
Sa
e is
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The saving for college message has been delivered home, and it’s time for parents to hear from you at
the fall and spring parent conferences. The message to give parents is that their child can go to college,
and the time to start the discussion is now.
With that said, the Nevada Treasurer’s Office is here to support you as you pass along this valuable
information by providing brochures and a specially designed conference checklist to walk you through
the conversation. Everything you need is in your Educator Handbook and ready to photocopy.
You will need:
•
•
1 Conference Checklist for each student
1 college savings brochure for each student’s family (tell families there are additional
brochures available)
Prior to each conference:
•
•
•
Review each student’s Sage Saves folder for completion and the student’s interests.
Conference Checklist
Add conference notes reflecting student strengths and interests
We understand your time is limited with each student’s family, and we appreciate your participation and
commitment to the “Let’s Go To College: Nevada Saves” campaign.
Finally, we look forward to seeing you at the many events available to Nevada Educators and invite you
to visit us regularly at our Sage Saves at NV529.ORG.
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Let’s Go To College: Nevada Saves
Conference Checklist
Use this checklist to guide the conference discussion, include student’s strengths
and interests in going to and saving for college. Check off items as discussed,
make notes and retain this checklist for future conferences.
Date ___________________
Student Name ___________________
Fall Conference - Spring Conference
__Sage Saves student worksheets
___Every student can go to college
__Encourage continued goal setting
___Student’s interest in going to college
__Student’s interest in saving for college
___College Savings Flyers
___Treasurer’s website address
**Nevada public school kindergarten students automatically receive
Nevada College Kick Start account**
____________________________________________________
Academic Progress
________Student Responsibility
________Listening During Class
________Participates
________Completes Work Assigned
____________Follows Rules
____________Works With Others
____________Works Independently
____________Uses Materials Correctly
Comments________________________________________________________________
_______________________________________________________________________
Language Arts
Exceeds Meets
Below
Reading
Spelling
Writing
Handwriting
Math
Counting & Cardinality
Operations & Algebraic Thinking
Number & Operation in Base Ten
Geometry
Exceeds Meets
Below
Comments________________________________________________________________
_______________________________________________________________________
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Cut out to make your own Sage Puppet!
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Programs to help families pay
for higher education
Nevada Prepaid Tuition locks in tomorrow’s
tuition at today’s prices—so you don’t have to
worry about the rising cost of tuition.
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Nevada’s SSGA Upromise 529 Plan makes
saving easy and affordable. Open an account in
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minutes
with as little as $15.
SSGA
Nevada programs that
support our students
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The Nevada College Kick Start program
jump starts college savings for kindergarten
students and lets them know that college is an
attainable goal.
The Governor Guinn Millennium Scholarship
is awarded to qualified Nevada high school
graduates and can be used at eligible
in-state institutions.
Administered by
Nevada State Treasurer
Dan Schwartz
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College tuition rates
continue to rise.
Don’t wait!
A key component
of your college
savings strategy
Nevada Prepaid Tuition lets you lock in
tomorrow’s tuition at today’s prices. Enjoy
peace of mind knowing that you’ve locked in
today’s rates.
Nevada Prepaid Tuition will cover the cost of
credit hours. The program can be used with
other 529 college savings plans or scholarships
to cover additional expenses, including books,
fees and housing.
Plans are available for newborns through 9th
graders and offer a variety of educational
options, including community college through
university level.
Prices start at $38 per month with several
payment plan options.
Don’t wait! Open enrollment
November 1 through March 31.
runs
Learn more about all of Nevada’s college
savings options at NV529.ORG.
Open enrollment
November 1 – March 31
from
Visit
NV529.ORG
to
learn
more
and to enroll in the Nevada Prepaid
Tuition Program.
Choose a plan:
• 4 year university
• 2 year community college
• 2 year community college & 2 year university
Choose a payment option:
• Extended monthly payments
• 5-year monthly payments
• Lump-sum payment
Plans available for newborns through 9th graders.
First payment not due until May 15.
** Visit FAFSA.ed.gov for a list of eligible schools.
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SSGA: Avenir Heav
Start small, dream big.
SSGA
A college savings plan created specifically for Nevadans.
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Why save for college?
Opening an account for a loved one and
planning today may have a big impact on them
later. Studies show that children are seven times
more likely to attend college than those without
an account.*
SSGA: Avenir Heav
Get started today:
1
P O W E R E D BY S P D R ® E T F VISIT
s NV529.ORG
C
Even if you can’t save all the money needed to
fund an education, every dollar you save now
will be one you don’t have to pay back later
with interest. Every little bit helps. Start today!
SSGA
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Click on “Open a 529 account”
3
You can open an account with as little as $15,
and it takes just minutes to get started!
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the required forms
P O W E R E D BY S P D R ® EComplete
T Fand
s START
SAVING!
*Elliott & Beverly, The role of savings and wealth in
reducing “wilt” between expectations and college
attendance; Journal of Children & Poverty, 2011.
SSGA Upromise 529
P.O. Box 55578
Boston, MA 02205-5578
NV529.ORG 1.877.486.9251
For more information about the SSGA Upromise 529 Plan (“the Plan”) download the Plan Description and Participation Agreement
or request one by calling 1-800-587-7305. Investment objectives, risks, charges, expenses, and other important information are
included in the Plan Description; read and consider it carefully before investing. Ascensus Broker Dealer Services, Inc. (“ABD”) is
distributor of the Plan.
Before investing in the Plan, you should consider whether your or the beneficiary’s home state offers a 529 plan that provides
its taxpayers with favorable state tax and other benefits that are only available through investment in the home state’s 529 plan.
The SSGA Upromise 529 Plan (“the Plan”) is administered by the Board of Trustees of the College Savings Plans of Nevada (the
“Board”), chaired by Nevada State Treasurer. Ascensus Broker Dealer Services, Inc. serves as the Program Manager. ABD has
overall responsibility for the day-to-day operations, including distribution of the Plan and provision of certain marketing services.
State Street Global Advisors (SSGA) serves as Investment Manager for the Plan except for the Savings Portfolio, which is managed
by Sallie Mae Bank, and also provides or arranges for certain marketing services for the Plan. The Plan’s Portfolios invest in either
(i) Exchange Traded Funds and mutual funds offered or managed by SSGA or its affiliates; or (ii) a Federal Deposit Insurance
Corporation (FDIC)-insured omnibus savings account held in trust by the Board at Sallie Mae Bank. Except for the Savings Portfolio,
investments in the Plan are not insured by the FDIC. Units of the Portfolios are municipal securities and the value of units will vary with
market conditions.
Investment returns will vary depending upon the performance of the Portfolios you choose. Except to the extent of FDIC
insurance available for the Savings Portfolio, you could lose all or a portion of your money by investing in the Plan, depending
on market conditions. Account Owners assume all investment risks as well as responsibility for any federal and state
tax consequences.
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What is College Kick Start?
The College Kick Start program ensures Nevada kindergarten students know college is an attainable goal. This visionary
program automatically establishes college savings accounts, with an initial deposit of $50.
You’re probably
wondering...
Does it cost me anything?
100 %
NO
CHARGES
FEES
HIDDEN COSTS
Where does the money
come from?
The program is funded through grants, private
sponsorships, and program management fees. No
taxpayer dollars are utilized.
What’s the point?
TEACH ABOUT
529
INSPIRE
KIDS
&
FAMILIES
Administered by
Nevada State Treasurer
Dan Schwartz
Putting Nevada children
on the path to college
The Nevada College Kick Start program establishes
a college savings account in the name of all Nevada
public school kindergarten students, making them
seven times more likely to attend college.*
The goal of this program is to increase the collegegoing culture in Nevada by taking the first step to
eliminate a major hurdle to college – the rising cost
of attendance.
Nevada has made an investment in your child;
now, it’s your turn. Learn more about Kick Start
And other ways to save for college at NV529.ORG.
*2011 report, The Role of Savings and Wealth in Reducing “Wilt” Between
Expectations and College Attendance, by William Elliott and Sondra Beverly
of the University of Kansas and Washington University in St. Louis.
College Kick Start gets
them started
Your child’s College Kick Start account will
continue to grow on its own, but it’s only the
first step. You can open your own separate
SSGA Upromise 529 college savings account
with as little as $15, and then make affordable
contributions that fit your budget. Visit NV529.
ORG or call 1-888-477-2667 today to find out how
you can help kick start your child’s future higher
education plans.
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College Savings Starts Here!
25
Sage, the College Savings Desert Tortoise, and the Nevada Treasurer’s Office staff visited your child’s
school this week to talk about saving for college. You can start the college savings process now by
completing this form and returning it to your child’s teacher to receive more information about the
college savings programs offered in Nevada. You can learn more about how to begin saving for your
child’s college education by completing this form and returning it to your child’s teacher.
Name: ____________________________________
Address: __________________________________
City: ______________________________________
State: _____________________________________
Zip: _______________________________________
Phone: ____________________________________
Email: _____________________________________
I would like to receive information about:
All Black
A
SSGA
LEARN MORE ABOUT SAVING
FOR COLLEGE AT NV529.ORG
SSGA
B
For more information about the SSGA Upromise 529 Plan (the “Plan”), call 1-800-587-7305 or visit www.ssga.upromise529.com to
obtain a Plan Description and Participation Agreement. Investment objectives, risks, charges, expenses, and other important information
are included in the Plan Description and Participation
Agreement; read and consider it carefully before investing.
C
SSGA
O W E R Econsider
D BY S Pwhether
D R E T Fyour
s
Please Note: Before investing in any 529 plan, you Pshould
or the beneficiary’s home state offers a 529 plan that
provides its taxpayers with favorable state tax and other benefits that are only available through investment in the home state’s 529
plan. You also should consult your financial, tax, or other advisor to learn more about how state-based benefits (or any limitations) would
apply to your specific circumstances. You also may wish to contact directly your home state’s 529 plan(s), or any other 529 plan, to learn
more about those plans’ features, benefits and limitations. Keep in mind that state-based benefits should be one of many appropriately
weighted factors to be considered when making an investment decision.
®
The Plan is administered by the Board of Trustees of the College Savings Plans of Nevada (the “Board”), chaired by the Nevada State
Treasurer. Ascensus Broker Dealer Services, Inc. (“ABD”) serves as the Program Manager. ABD has overall responsibility for the day-today operations, including distribution of the Plan and provision of certain marketing services. State Street Global Advisors (“SSGA”)
serves as Investment Manager for the Plan except for the Savings Portfolio, which is managed by Sallie Mae Bank, and also provides or
arranges for certain marketing services for the Plan. The Plan’s Portfolios invest in either (i) Exchange Traded Funds and mutual funds
offered or managed by SSGA or its affiliates; or (ii) a Federal Deposit Insurance Corporation (FDIC)-insured omnibus savings account
held in trust by the Board at Sallie Mae Bank. Except for the Savings Portfolio, investments in the Plan are not insured by the FDIC. Units
of the Portfolios are municipal securities and the value of units will vary with market conditions.
Investment returns will vary depending upon the performance of the Portfolios you choose. Except to the extent of FDIC insurance
available for the Savings Portfolio, you could lose all or a portion of your money by investing in the Plan, depending on market conditions.
Account Owners assume all investment risks as well as responsibility for any federal and state tax consequences.
Teachers: Please return completed forms to 555 E. Washington Ave, Suite 4600,
Las Vegas, Nevada 89101
26
Resources
Sage Saves Teacher Page NV529.ORG Nevada State Treasurer nevadatreasurer.gov
Sage Saves e-book Financial Education Curriculum (Lesson Plans)
Monthly Newsletter My Classroom Economy (Vanguard)
Sage Saves Lessons Student Worksheets
Student Homework Sheets
State of Nevada Department of Education
Nevada Academic Content Standards
English Language Arts, Grade K-3
Reading: Literature
• Key Ideas and Details RL.K.1, RL.1.1, RL.2.1, RL.3.1: Ask and answer questions as who, what,
where, when, why, and how to demonstrate understanding of details in a text, referring explicitly
to the text as the basis for the answers.
RL.K.1.3, RL1.3, 2.3, RL 3.3: Describe how characters in a story respond to major events and challenges. Characters in the story (e.g., their traits, motivations, or feelings) and explain how their
actions contributed to the sequence of events.
• Integration of Knowledge and Ideas
RL.K.7, RL.1.7, RL.2.7: Use information gained from illustrations and words in a print or digital text
to demonstrate understanding of its characters, setting, or plot.
Speaking and Listening
• Comprehension and Collaboration
SL.K.2, SL.1.2, SL.2.2, SL.3.2: Recount or describe key ideas or details from a text read aloud or
information presented through diverse media and formats, including visually, quantitatively,
and orally.
Mathematics
• Counting & Cardinally
K.CC.4a - Understand the relationship between numbers and quantities: connect counting to cardinality. When counting objects, say the number names in the standard order, pairing each object
with one and only one number name and each number name with one and only one object.
K.CC.4c - Understand the relationship between numbers and quantities: connect counting to cardinality. Understand that each successive number name refers to a quantity that is one larger.
K.CC.5 - Count to answer “how many?” questions about as many as 20 things arranged in a line,
a rectangular array, or a circle, or as many as 10 things in a scattered configuration; given a number from 1–20, count out that many objects.
Measurement and Data
• K.MD.3 – Classify objects into given categories; count the number of objects in each category
and sort the categories by count.
National Standards in Personal Finance Saving and Investing Overall Competency: Implement
diversified investment strategy that is compatible with personal goals.
Benchmark 1: People save for future financial goals.
Benchmark 4: Piggy banks are places to hold savings. Savings accounts and saving bonds are ways
to earn money from income not spent.
National Content Standard in Economics
Standard 1: Productive resources are limited. Therefore, people cannot have all the goods and services they want; as a result, they must choose things and give up others.
Benchmark 2, Grade 4: Saving is the part in income not spent on taxes or consumption.
Sign up for updates, download lesson
plans and learn more about the Nevada
College Savings Plans at:
NV529.ORG

Educator Handbook

Transcription

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