Santander Bank - Newark SL - 7-02

Page 12
EX
Essex
22111
%%CONTYPEE / THE STAR-LEDGER, AFFILIATED WITH NJ.COM / THURSDAY, JULY 2, 2015
NATION & WORLD
HOME EQUITY LINES OF CREDIT
Keep your options open
with a Line of Credit
Home renovation
Debt consolidation
Higher education
2.74
Variable rates as low as:
%
APR
*
WASHINGTON
JUST PICTURE IT
Anthony Quintano of Hillsborough, N.J., signals on Wednesday that the 40-year ban on taking
photos while touring the White House has been lifted. Visitors to 1600 Pennsylvania Ave. can
now take photos or use social media, the White House said, because changes in camera technology make it possible to take high-quality photos using less light. Strong light can damage the
delicate pigments used in artwork. Flash photography and video cameras are still no-no’s,
however, as are camera sticks. (SUSAN WALSH/ASSOCIATED PRESS)
(Prime – .51%)
Rate valid with first lien, $100,000
credit line and automatic payment.
VIENNA
U.N. report: Iran meets nuke pledge
Ask about our competitive
variable rates for lower line
amounts and second liens.
Associated Press
1.877.476.8562
Stop by your Santander branch
santanderbank.com/lines
*Rates: The Home Equity Line of Credit has an Annual Percentage Rate (“APR”) that may vary monthly
based on the latest US Prime Rate published in the Wall Street Journal as of the first business day of the
month. To obtain the best Line rate of Prime minus 0.51 percentage points (now 2.74% APR), the following
criteria must be met: must be secured by a first lien on your 1–4 family primary residence located in MA,
RI, CT, NH, NJ, PA, DE, ME, VT, or DC, minimum line amount of $100,000 and maximum line of $750,000,
total mortgage loans to be secured by this property will not exceed 80% of the property’s value, and the
use of automatic payment from a Santander checking account. If automatic payments are discontinued,
the interest rate will increase by 0.25 percentage points and the payment will increase. Minimum rate
is 2.24% APR and maximum rate is 18% APR. Terms: The Line has a 10 year draw period and 20 year
repayment period Fees: There is a $450 termination fee if you close the Line with 36 months. A $50 annual
fee will be charged during the draw period but may be waived or reduced based on the type of Santander
checking account that is maintained. General Information: If your home is on the market for sale at the
time of application, you are not eligible for this offer; you may contact us regarding a Swing Line of Credit.
If your property is held in a trust, the terms above apply except a $175 non-refundable trust review fee due
at time of application. Property insurance is required. Flood insurance may be required. Rates and terms
are accurate as of 05/01/2015 and are subject to change. Offer subject to approval.
B000344 5/15
Equal Housing Lender - Member FDIC ©2015 Santander Bank, N.A. All rights reserved.
ADVERTISING FEATURE
ShopTalk
Store Renovations
Walter Bauman Jewelers
New luxury designers, fashion forward jewelry and master artisans working on
premises are just some of the features at the beautifully refurbished locations
of Walter Bauman Jewelers in West Orange, above, and Short Hills. Sales associate
Ross Fields, above center, assists a client. Expert watch and jewelry services, shown
at left and right, also are available.
653 Eagle Rock Ave.
West Orange, NJ 07052
(973) 731-3155
734 Morris Turnpike,
Short Hills, NJ, 07078
(973) 376-0036
walterbauman.com
Walter Bauman Jewelers is
changing the way Essex County
sees jewelry with two newly
renovated stores in West Orange
and Short Hills. New luxury
designers, fashion forward jewelry
and master artisans working on
premises are just some of the
features at the two beautifully
refurbished locations.
In the showrooms, consumers
can browse the latest and greatest
that the jewelry industry has to
offer or shop for timeless treasures
in Walter Bauman’s extensive
Estate Jewelry Collection. The
highly trained staff can guide
clients to exactly what they desire.
Jewelry designer Lindsay Broatch works with a client.
The state-of-the-art repair shop
can fix almost all jewelry repairs
on-site with supreme quality and
unmatched service. The master
jewelry designers and artisans
are well-known for their creativity
and careful attention to detail if
a client desires a more specific,
one-of-kind look. “Walter Bauman
Jewelers is bringing the art of
jewelry making to New Jersey,”
said Walter Bauman, company
president.
Walter Bauman Jewelers
is excited to unveil its new
philosophy to both current and
potential clientele. “We feel this
reinvented approach to jewelry
by Iran had slowed the process but the
United States was satisfied that Iran had met
its commitments to reduce the amount of
Iran has met a key commitment under a
enriched uranium it has stored. He demandpreliminary nuclear deal setting up the
current talks on a final agreement, leaving it ed anonymity because he was not authowith several tons less of the material it could rized to discuss the confidential review
use to make weapons, according to a U.N.
process.
report issued Wednesday.
Iran’s meeting conditions of the prelimiObtained by the Associated Press, the
nary deal is an important benchmark as the
confidential International Atomic Energy
talks go into the final stage of talks on an
Agency report said more than 4 tons of the
agreement meant to put long-term caps on
enriched uranium had been fed into a
Tehran’s nuclear program in exchange for
pipeline that ends with conversion of it into relief of economic penalties.
oxide, which is much less likely to be used to
Violations by Iran would complicate the
make nuclear arms.
Obama administration’s argument that U.S.
The report indicated that only several
negotiators are holding the line on demands
hundred pounds of the oxide that is the end for a verifiable deal that extends the time
product had been made. But a U.S. official
Iran would need to make a weapon to at
told the AP the rest of the enriched uranium least a year. Tehran says its nuclear program
in the pipeline has been transformed into
is meant only to fuel reactors and for other
another form of the oxide that would be
non-military purposes.
even more difficult to reconvert into
The report did not say where the rest of
enriched uranium, which can be turned into the material was. But it appeared to confirm
the fissile core of nuclear arms.
the U.S. official’s description of the material
The official said that technical problems
being somewhere in the conversion line.
By George Jahn and Matthew Lee
and customer service will help
us better serve every person that
enters our stores,” Bauman said.
“The new atmosphere will inspire
all of our clients by bringing
them the most fashionable
jewelry and state-of-the-art
design facilities.”
The Bauman family has been
in the retail jewelry business for
more than 50 years, all of that
time spent serving Essex County.
Walter Bauman Jewelers, voted
Best Jewelry Store in Essex County
by Suburban Essex magazine six
years in a row, invites the public
to visit its West Orange and Short
Hills showrooms today.
If you would like to list your upcoming grand opening, anniversary or special event
in a future issue of Shop Talk, please contact your Star-Ledger sales representative.
Shop Talk is produced by NJ Advance Media’s Advertising Content and Direct Marketing Department.