rapid re-score request form

RAPID RE-SCORE REQUEST FORM
Phone : (866) 932-2715 Fax : (866) 750-7745
Requested by:
Email address:
Phone #:
Company name:
Company number:
Credit Report #:
Borrower name:
Borrower SSN/DOB:
If applicable:
Co-borrower name:
Co-borrower SSN/DOB:
Creditor Name and Acct. #:
You may calculate your total cost in
the end column if you wish to.
Update Requested and/or special notes:
Fee:
$30, per creditor, per bureau, per borrower
Must Circle
bureau(s)
XP
TU
EQ
XP
TU
EQ
XP
TU
EQ
XP
TU
EQ
XP
TU
EQ
XP
TU
EQ
XP
TU
EQ
$
Important Reminders:*** Clients with restricted rescoring access must provide appropriate authorization and/or credit card form.*****
1. We must receive 3 things to process your request: this order form, a signed borrower’s authorization,
and written documentation from the creditor in the form of one of the following:
a. a letter directly from the creditor showing on the credit report; the letter cannot be vague in any way; it
must specifically identify and state what needs to be changed or removed
b. for credit card accounts only, a statement of the account showing at least part of the account number and
the new balance; this can be a regular mailed paper statement, or one printed from a website, but it
cannot just be a receipt or transaction listing; it must look like a statement, showing the new balance on
the account
2. Notice from Transunion: although they require the written documentation, they will also contact the
creditor to verify the document’s info; if it cannot be immediately verified, they will put the account in a
standard 30 day consumer dispute
3. Turn around time at the 3 bureaus does vary. The normal turn around time is 3-5 business days.
4. Although it is not necessary, we do encourage you to use our Score Wizard or What-if Simulator to see if the
updates you want to make at the bureaus will really come close to giving you the points you need on the score.
5. Once the rapid re-score request is complete we do pull credit so the score reflects the information that was changed.
_________________________________________________________________________________________________
I hereby acknowledge that CFS does not guarantee that updates and/or corrections made to a consumer’s national credit file will improve the
subject’s credit score. I further agree to pay for any corrections and/or updates to the consumer’s credit file regardless of the resulting score and
regardless of whether or not the bureaus accept the documentation provided.
Authorization (sign & date): ____________________________________________________________________
(To be signed by an authorized company representative only. Borrowers signature required on attached addendum.)
SCHEDULE C
CONSUMER AUTHORIZATION LETTER
TO RELEASE INFORMATION
To Whom It May Concern:
1.
I/We have applied for a mortgage loan from ________________________________________________
Name of Mortgage Co
as part of the application process, ________________________________________________________
Name of Mortgage Co
may verify information contained in my/our loan application and in other documents required in
connection with the loan, either before the loan is closed or as part of its quality control program.
2.
I/We authorize you to provide to _________________________________________________________
Name of Mortgage Co
and to any investor to whom ____________________________________________________________
Name of Mortgage Co
may sell my mortgage, any and all information and documentation that they request. Such information
includes, but is not limited to, employment history and income; bank, money market, and similar account
balance; credit history; and copies of income tax returns.
3.
__________________________________ may address this authorization to any party named in the loan
Name of Mortgage Co
application.
4.
A copy of this authorization may be accepted as an original.
5.
Your prompt reply to __________________________________________________________________
Name of Mortgage Co
or the investor that purchased the mortgage is appreciated.
____________________________________________
Borrower Signature
Date
_________________________________________
Social Security Number
____________________________________________
Borrower Signature
Date
_________________________________________
Social Security Number
CREDIT CARD CHARGES AUTHORIZATION FROM CARDHOLDER
I understand and agree that throughout this Credit Card Charges Authorization from Cardholder, “I” refers to myself as the
Cardholder, and “Subscriber” refers to the any and all constituents of the entity applying to receive services through CFS.
I hereby give permission for Credit Facts Services (“CFS”) to charge the credit card listed below for all products and
services furnished to the Subscriber, along with any late fees and other penalties. I agree that Subscriber will be charged
at CFS’ standard rates unless the CFS establishes volume discount pricing with Subscriber in a separate
document. I understand that full payment of the amount invoiced for the previous month’s products and services, along
with any late fees, will be charged to the listed credit card between the 5th and 11th of each month.
I agree that the credit card’s monthly billing statement will serve as the Subscriber’s and my receipt for charges, and that
ZipReports will not generate or mail invoices itself unless the Subscriber regularly orders products and/or services, and/or
is delinquent in payment. Any invoices generated by CFS will be mailed TO THE SUBSCRIBER’S ADDRESS on or
before the 10th of the month regarding the previous month’s charges.
I agree that a $20 charge will be assessed any time a credit card payment does not clear and will be due immediately,
along with the amount invoiced. Late fees are 1.5% of amount overdue ($10 minimum) per partial or full month overdue,
and begin the first day of the month immediately following invoicing. For amounts overdue past 45 days,CFS’
service to the Subscriber may be discontinued at the discretion of CFS, pending receipt of full account balance. I
agree that if the account goes to collection, collection fees will be the responsibility of the Subscriber and may be charged
to this credit card. Collection fees will be 40% of the amount sent to collection and will be in addition to the account
balance due.
I agree that any small claims actions arising out of or relating to this Credit Card Charges Authorization and/or the New
Client Application and Contract, or the breach of either agreement, shall be brought before the Los Angeles Superior Court
in Los Angeles, CA. Any larger actions shall be brought before the the Los Angeles Superior Court of CA in and for
Los Angeles County.
I also give permission for the applicable one-time New Account Application Fee to be charged to the credit card upon
submission of the attached New Client Application and Contract to Credit Facts Services.
Cardholder’s Name as it appears on card: _______________________________________
Billing Address of card: Address 1: __________________________________
Address 2: __________________________________
City: _____________________________ State: _____ Zip: ______________
Credit Card Network:
† VISA
† M/C
† AMEX
† DISCOVER
Card Number: _______________________________________
Expiration Date: Month: ________ Year: ____________
Card Security Code: __________
(Found on back of card at the end of signature strip for most cards or on top right front side of Amex.)
Cardholder’s Signature: _______________________________________
† Check here for automatic credit card charging for reports.
Credit Facts Services, LLC
1835 S Stewart Suite 115 Springfield, MO 65804
(417) 823-0190 or toll free (888) 888-6822
(417) 889-3389 Fa x
Subscriber Initials