May 20, 2015 Volume XIII Issue 10 800-756

Transcription

May 20, 2015 Volume XIII Issue 10
Postal Customer
$10.00
s!
Classified
PRSRT STD
FREE-E!
TAKE ON
A
M o t on rn u a l
I s s uhee! a d s
!
Hand
y Pull
ou
t pg.
9
INSID E:

800-756-1817
This issue’s AG SERIES:
MT Fed of Garden Clubs , p. 20
w w w . T r i c i a s T r a d e r . c o m Over 8,000 copies distributed all across NorthCentral Montana!
HAVRE EAGLE RIDERS POKER RUN -- May 30
to benefit
MT Wounded Warriors & Youth Baseball. See page 23.
May 20, 2015......................................................................... Volume XIII Issue 10.............................................................................. Tricia’s Trader 2
Specializing in Urethane Spray Foam
Loose Foam Blow In
John 406-403-4402
For Sale: Nicely updated 3
bdrm, 1 ½ bath home on 20+/acres just 3 miles from Harlem
and bordered by Thirty Mile
Creek. Property incl. 2-car
det. garage w/ shop space and
barn, corrals, numerous other
outbuildings. Asking $145,000
(604JL6)
406-654-2273
MissouriRiverRealty.com 5-II
Tom LaFond Liquidation Auction
JUNE 6TH US HWY 2 WEST OF MALTA, MT
on North Wagner Road approx. 15 miles north Signs Will Be Posted
L u n ch Ava i l a b l e
S A L E S TA R TS AT 1 0 : 0 0 A M SH A R P !
For Sale: Funk Angus Ranch
has for sale Private Treaty
yearling Angus bulls. Call Gary
or Roxann, 406-392-5777. 5-I
For Sale: Downsizing!! 5 yo
Quarter horse grade mare. good
with all ages of riders, doubles,
trailers with ease, easy keeper.
Started on poles and barrels.
Asking $2500. Call or text 406672-9145 Gildford Area. 5-I
4386 IH 4X4 TRACTOR
1976 GMC TRUCK
LOAD KING GRAIN
TRANSPORT
1983 1150 VERSATILE
Antique: Horse Mower,
Horse Harnes,
Corn Planter, Dump Rake
Lots of: Tools, Power Tools,
Tractor Parts, Water Hose,
Gear Pullers, Car Ramps,
Car Jacks
3400 CONCORD
AIR SEEDER 48 FT
NEW WHEATHEART
TRANSFER AUGER
9500 JD COMBINE
WITH 30 FT HEADER
2001 WESTERN STAR
TRACTOR &
2008 STOUGHTON
IH 4386 4X4 Tractor, 2390 hrs, 3 hyd
outlets, HI-Flow 1-5, 5-10 (good tires)
MELROE 505 28 ft Cultivator, 25-315092
Hyd Wing Lift, (good cond. & shovels)
1976 GMC 6500 V8 with 18 ft Bed
Hoist Stock Rack, GVW 26,000,
1982 VERSATILE 1150 4X4 Tractor
470 hp LX32 tires 30.5 2646 hrs 4 Outlets
WHEATHEART NEW Transfer Auger,
Bunk of 1/2” particle board, Electric
Grain cleaner out Crib
2001 Western Star Tandem Axel
Truck Tractor, 347,000 miles, 460
Cummings Diesel
2008 Stoughton 48ft Grain Trailer
with 11R22.5 Tires
IH 460 Tractor, 3pt w/FARMHAND
460 Loader
1972 IH Pickup, Model 1210 4 spd &
radio, IH3H2C00CH612203
1968 FORD 350, V8, 302 eng, 4spd,
10,000 GVW (runs good)
LOAD KING Grain Transport
(ser.#1940, mod HDFR18-10-8)
JOHN DEERE 398 10”- 60 ft Grain Auger
AIR MASTER Grain Aireator
SHAVER #8 Post Drive
VERSATILE 8”- 45 ft Grain Auger
Bale Elevator with Motor
40x12 CONCORD w/4 mod. 3400 car
2-41-60 Bin Split (large box parts for it)
8” Loading Auger hyd fan
DODGE Truck 62,298 miles 12ft Bed
& Hoist
GLEANER G 20 ft Header, Diesel, Duals
G GLEANER 20 ft Header
GLEANER L2, ac, w/24 ft Header
GLEANER mod E (ser 438283)
Rock Fork
CRISAFULLI pto 8”
IH 1460 Combine Parts
GLEANER L Diesel 24dt Header
DCT 16ft Car Trailer w/spare
RULA FLEX 20ft Cultivater
2001 HAGIE 2100 80ft Booms, 3546
hrs, Cummings Diesel, 1000 gal
tank, 100 gal Fuel Storage capacity,
hyd drive, 2 sets of drip nozzles
& mist nozzles (very nice machine)
24 ft Tandem Disk (like new)
1976 MF HAYNES MFG Co Inc 4 horse
5ft 3pt Bush Hog
3 pt Blade, 5 ft Blade
2 - 14 ft IH Disk Drills
Hay Head
3 pt Cement Mixer
Small Auger
Truck Tarp
100 gal Tank
1000 gal Fuel Tank w/Electric Pump
2 - 500 gal Fuel Tanks
500 gal Water Tank (needs to be
welded) Homelite 100 Pump (needs
to be replaced)
3000 gal Water Tank
20 Car
30 Car
Tire Chains
Chain Hoist
HOBART CHAMPION 16, gas welder
HOBART 135 Wire Welder
FORNEY Electric Welder
ACT Propane Welder w/stand
Welding Bench w/Vice
DEWALT Cutter
CRAFTSMAN 10” Radial Table Saw
540 PTO Generator, Alt. Windpower,
(mod 45-25PT3J12240) 3 phase or
single phase
POWER GUARD 2500 Watt Generator
CRAFTSMAN 175psi Air Compressor
Portable Diesel Air Compressor
Contractor Industrial Air Compressor (new)
Air Compressor
2 - Portable Air Tanks
LINCOLN Electric Grease Gun
Grease Guns
Barrel Dolly
Floor Jack
Engine Lift
Hydraulic Press
Bench Grinder
Grinder
Band Saw
Saws All
Tool Chest
SK Tool Box
Tool Boxes
Army Boxes
Bolt Bins
Shop Vacuum
Extension Cords
Transit
Drill Press
C Clamps (wood)
Oil Burner, Heater
Propane Heater
Electric Heater
Electric Chain Saw
Burner
4 Wheeler Sprayer
2 - Trash Pumps
2 - Ladders
Creepers
Metric Wrench Tools (new)
TV Tower
Pressure Washer
2500 RAVEN LITE Bor System GPS
Branding Pot
Cattle Rub
Gas Hole Digger
2001 2100 HAGIE 80FT
BOOM 1000 GAL TANK
1940’S OLD DODGE
TRUCK
2007 DCT 16 FT
CAR TRAILER
Lots of: Steel Post, Wood Posts
Wire, Post Pounder, Spud Bars
Some Household Items
CLIFF RUSTAD, Auctioneer
406-654-1772 Home or 406-654-4053 Cell
BONDED & INSURED
Malta, MT
Sale day takes precedent over advertising error. Not responsible for accidents.
TERMS; Cash, Check, Certified Check with proper identification or letter of credit.
No items will be removed until they are paid for.
CONTENTS:
Classifieds, Classifieds!
Advertising Info................. 8
Ag Series........................ 20
Auction Sale Calendar...... 8
Comic...................next time
Conserv. Cow Dr..... next tm
Dave Says............next time
Dining Guide......... next mo.
Laugh Lines..........next time
Market Report................... 7
Realty Section.................. 6
Senior Ctr Menus.. next time
Subscriptions.................. 10
“Things to Know”..next time
Motorheads pullout........... 9
See pg 10 for deadlines,
rates & to place an ad!
Greenhouses
Paid
Classified Rates:
Classified, $10 up to 8 lines
$1 per line each add’l
13 lines maximum.
$5 bold, $5 boxed
We Bring Color To Your World!
- Bedding Plants - Perennials - Poed Plants - Hanging Baskets
- Vegetables/Herbs - Patio Pots -Professional Soil & Fertilizer - Shrubs
New Hours!
Open Memorial Day, May 25th
35 mi North of Fort Benton
Runs two issues.
Ask about FREE
Classifieds!
For Sale: 2012 Subaru
Forester
2.5X
Premium,
AWD, 31K, factory warranty,
heated
seats,
panoramic
power moon roof, $19,900.
Call (406)357-2311.
5-II
FBR
Fort Benton
Realty, LLP
OVERSIZED
BUILDING
LOTS
Near
North East Side
of Ft. Benton
www.fbrealty.com
(800)406-0946
on HWY 223
Mon thru Sat 10-6 PM
Closed Sundays
Open at Old Ford Garage
in Chester
Thurs Eve 5 - 8 PM
Fri 10 - 6 PM and Sat 10 - 3 PM
~ Memorial Day Weekend Sale ~
1-406-456-3276
1-406-450-3793
May 20, 2015......................................................................... Volume XIII Issue 10..............................................................................Tricia’s Trader 4
For
Sale:
Three
steel
buildings for sale! 40x40x16,
30x36x14,60x64x18.
Please
leave name and phone number.
(406)222-5535.
5-I:10-II
For Sale: Superchip tuner
for 7.3L Powerstroke, $250;
12" Craftsaman bandsaw, w/
mobile base, $150; Ryobi 9"
bandsaw, $50; Maytag wringer/
washer mach. $200. Call
406-622-5597, lv msg. 5-I
HEBBELMAN
FLYING SERVICE
• AeriAl Crop
SprAying
• Flight inStruCtion
• AirCrAFt repAir
For Sale: Classic '94 Mercury
Cougar; Fair Condition, runs
good. $1,000 OBO. Call
383-9515 after 4pm.
5-II
Prayer to St. Jude: Precious
St. Jude, precious mother
and Sacred Heart of Jesus be
praised, adored and glorified
throughout the world forever.
Amen. Say 3x/day for 9 days,
your prayer will be answered no
matter how impossible. 1-II:7-I
50 Years Personal
Service
Call 357-4233
50th Year Customer Appreciation Party
July 18th - Chinook Eagles Club
May 20 2015.......................................................................... Volume XIII Issue 10.............................................................................. Tricia’s Trader 5
April and May
SPECIAL
at
CHS Milk River
all Payback
Champion feeds
are on sale
To sign up
for your
Free shirt!
7 Locations to Serve You Across the Hi-Line
For Sale: 1978 1 ton dump box
truck. GMC Sierra 350 V-8,
new tires. Contact Bruce James,
Havre, 406-265-2119. 5-I
Come and enjoy! Milk River
Gospel Jamboree, June 26, 27,
& 28, Malta High School. Lots
of music, good food, Chinese
raffle. Visit the new web site
mrgjamboree.org for schedule
& performing groups. 5-II
THINK YOU
DESERVE
MORE?
we do too...
Get ready and
visit our website May 26.
1.855.332.1221
www.itsTriangleMobile.com
#youdeservemore
Open Range Concepts: Your
local dealer for Dandi Carports,
RV Covers, and Greenhouses.
Made in Montana out of
premium
materials
and
engineered
to
withstand
Montana's
harsh
weather
conditions. Call for your free
quote! 406-262-7811
5-II
For Sale: 1986 Chevy C10
Custom Deluxe, 4 speed
V6, new paint job, extra
clean, low miles, good
gas mileage, rally wheels,
aluminum tool box, $7,400.
Call (406)357-2311.
5-II
For Sale: Many updates
including new gas range,
refrigerator,
AC,
reverse
osmosis, large double lot and
garden: all in this 3 bed, 1 bath
home at 506 2nd Ave. SE in
Harlem. Call Bonnie at Property
West at 265-7800 or 9454430 for private showing. 5-II
For
Sale:
Downsizing!!
10 yo gelding. POA, great
build, good with all ages of
riders, doubles, packs, loves
to work, easy keeper. Asking
$2500. Call or text 406-6729145 Gildford Area.
5-I
For Sale: John Deere AMT
600 utility vehicle.
186
hp 6 cycle Perkins diesel
engine.
1975 Dodge box
ambulance, has a generator
and winch. Good work truck.
Call 406-873-4780.
5-II
May Day! May Day! May
Day! Sale at the Trash &
Treasure Shop in Loma during
the month of May.
This
stuff has gotta go! Jewelry
- glassware material - books
- toys - tools - metal bed
frames - as-is furniture and
more. Afternoons only or by
appt. 406-739-4361. Many
items 1/2 price or less! 5-I
For Sale: 2008 Honda CRV,
one owner, 41,000 miles,
exc. condition. Ideal towcar, equipped w/ complete
Falcon II Roadmaster tow
pkg. $12,500. Call 406727-4421 or 868-2794. 5-I
Farm Equipment For Sale:
2013 JD S680 combine, 355.5
engine hrs, 241 separator
hrs, $325,000. MacDon D65
draper header, $88,000.
2012
Cat
Challenger
MT875C tractor, 751hrs.,
$340,000. Well maintained
& taken care of. 406-3901382 or 390-3322.
5-II
AG INTEREST SERIES: MARKETS
Spectrum Commodities
Louise Gartner
800-888-9843
SC
S p e c t r u m
C o m m o d i t i e s
P u t t i n g T h e P o w e r o f I n f o r m a t i o n I n Yo u r H a n d s
Wheat prices were largely unchanged as the
market appears to be stabilizing. Rains have been
abundant in the southern plains, so much so that
disease is rapidly spreading and creating concerns
about yield losses, particularly in Oklahoma and
Kansas. Freezing temperatures last weekend also
appear to have done some damage in eastern Colorado,
western Nebraska and northwest Kansas; however, it
will take some time to assess the actual losses. USDA
issued their first official new crop grain estimates,
raising US and world wheat stocks above this year’s
level. Corn prices were weaker as planting progress
surged ahead of normal, and rains finally came to dry
pockets of the northern plains and Midwest. So far, it
looks like the corn crop will get off to a good start.
USDA’s report increased export prospects for both old
and new crop, helping to support the market.
Soybeans were under pressure from a huge
jump in ending stocks for the next marketing year.
Meal also felt pressure from the spreading Avian flu
that has reached record proportions. The massive
culling of birds is reducing demand for meal as a feed
additive. Bean oil, on the other hand, has been steadily
moving higher as the El Nino weather pattern takes its
toll on palm oil production in Southeast Asia.
The cattle complex got a boost from
improving consumer demand as we head into the
important Memorial Day weekend. Slaughter weights
have come down slightly, helping to offset the rising
numbers
available
to theunchanged
market. Improving
pasture
conditions
are also
helping
keep
feedersinsupported but the
Wheat prices
were largely
as the market
appears
to be stabilizing.
Rains
have to
been
abundant
normal
seasonal
window
that
ranchers
buy spreading
calves forand
pasture
placement
is quickly
closing. Normally, early
the southern
plains,time
so much
so that
disease
is rapidly
creating
concerns about
yield losses,
May
is when
the buyingand
tends
to wind
down
and ranchers
up purchases
summer
particularly
in Oklahoma
Kansas.
Freezing
temperatures
lastwrap
weekend
also appearfor
to have
done grazing.
some
damage in Crude
oil was slightly
higher, supported
by Kansas;
the weekly
EIAit will
report
stocks slightly
eastern Colorado,
western Nebraska
and northwest
however,
takeshowing
some timecrude
to
lower
than
the losses.
previous
week
where
trade
hadnew
expected
a higher
number.
was weaker following
assess the
actual
USDA
issued
theirthe
first
official
crop grain
estimates,
raisingThe
US dollar
and world
a disappointing retail sales report, and that in turn supported foreign currencies and precious metals. The metals
wheatalso
stocks
above thisbyyear’s
level. Corn
prices
wereaweaker
as planting
progress
surgedbreak
aheadinofthe
normal,
were
supported
increasing
chatter
among
few analysts
of an
impending
stock market, leading
and rains
finally came
to dry
pockets of
some
investors
to move
positions
outthe
ofnorthern
equities.plains and Midwest. So far, it looks like the corn crop
May 13, 2015
Kansas City Wheat
Minneapolis Wheat
Chicago Wheat
Corn
Soybeans
Soybean Meal
Soybean Oil
Live Cattle
Feeder Cattle
Sugar
Crude Oil
Heating Oil
Unleaded Gas
Natural Gas
Silver
Gold
US $
Canadian $
Euro
Dow Jones
This Week
5.09
5.40
4.81
3.62
9.57
302.4
33.24
151.97
218.75
12.96
61.49
2.0086
2.032
2.98
17.22
1218.20
93.64
0.8349
1.1365
18015
Change from
Last Week
0.06
0.01
0.02
-0.05
-0.25
-11.80
0.32
1.75
4.53
0.09
0.56
-0.0132
-0.0046
0.21
0.71
27.90
-0.53
0.0053
0.0008
237
Fodder & Sons
l
Hay Grinding
L
Serving North East Montana’s
Livestock Producers
(Formerly Ferguson Hay Grinding)
(406) 781-1197
Parker Heser
Steve Vinnedge
Woodto Enterprises
will get off to a good start. USDA’s report increased export prospects for both old and Call
new crop, helping
support the market.
Today for competitive rates
on Auto, Home, Business,
Soybeans were under pressure from a huge jump in ending stocks for the next marketing year. Meal also
Farm,
Crop
and RV insurance.
felt pressure from the spreading Avian flu that has reached record proportions. The massive
culling
of birds
is reducing demand for meal as a feed additive. Bean oil, on the other hand, has been steadily
movingAve., Joplin, 406210 Rehal
higher as the El Nino weather pattern takes its toll on palm oil production in Southeast Asia.
292-3325
or
email
us
The cattle complex got a boost from improving consumer demand as we head into the [email protected]
important Memorial
Day weekend. Slaughter weights have come down slightly, helping to offset the rising numbers available to
the market. Improving pasture conditions are also helping to keep feeders supported but the normal
seasonal time window that ranchers buy calves for pasture placement is quickly closing. Normally, early
May is when the buying tends to wind down and ranchers wrap up purchases for summer grazing.
Crude oil was slightly higher, supported by the weekly EIA report showing crude stocks slightly lower than
the previous week where the trade had expected a higher number. The dollar was weaker following a
disappointing retail sales report, and that in turn supported foreign currencies and precious metals. The
metals were also supported by increasing chatter among a few analysts of an impending break in the stock
market, leading some investors to move positions out of equities.
Louise Gartner
Spectrum Commodities
For
Sale:
INDIAN
BLANKETS & ARTWORK
Sweetgrass ~ Sage ~ Furs
Buckskin
~
Saddles
USA Old Timer Knives
Knife/Scissor Sharpening,
Custom
Framing,
Big Sky Images & Collectibles
Havre Holiday Village Mall
~~~~~(406)399-6522~~~~~
2-II:5-I
For Sale: Pickup sprayer
(sprayer only). 1994 80', can
be converted to 40'. NYB
8hp Honda engine, new
hydraulic pump, bubble jet
nozzles, 450 gal. tank. $2,500
OBO. Call 406-265-0070. 5-I
For Sale: 42" cut 17.5hp
lawnmower, 8 spd, good
shape.
$500, Turner Park.
Call 406-379-2387.
5-II
at
5-II
Email: fodderandsons.net
The next issue wil be distributed
Wed., June 3, 2015.
Ad DEADLINE is Wed., May 27vth at 9am.
2000 Country Club Road * Turner, MT 59542
Phone 800-756-1817
Email: [email protected]
www.TriciasTrader.com
FAX: 888-796-8498
“TRICIA’S TRADER” IS
PUBLISHED BY:
LLC
Advertisers’ Advocates
Contact one of our
to place an advertisement, or contact Kimmel Kreations directly at the address above.
Visit www.TriciasTrader.com
to place your ad today.
EASTERN REGION:
Jamie Jones is happy to
help you if you live in one
of these counties:
BLAINE
VALLEY
PHILLIPS
DANIELS
ROOSEVELT
SHERIDAN
RICHLAND
Jamie Jones
800-756-1817 x104
406-390-6386 (c)
Email:
[email protected]
CENTRAL HI-LINE
REGION:
We welcome Patti
Solomon to the Tricia's
Trader team!
Patti looks forward to
serving you if you live in
Owner, Tricia Kimmel
800-756-1817 x101
anytime or
406-379-2377
from 8:30-3:30pm
WESTERN REGION,
SOCIAL MEDIA
& ONLINE AD
OPTIMIZATION:
Amy would love to
help you if you live
ANYWHERE else!
HILL COUNTY
Patti Solomon
800-756-1817 x102
Email:
central@triciastrader.
com
Amy Skryja
800-756-1817 x103
406-450-2588 (c)
Email:
[email protected]
SALES MANAGER:
Laurie Harvey
800-756-1817 x105
406-672-9145 (c)
Email:
adsales@triciastrader.
com
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Tricia’s Trader SERVES THESE MONTANA TOWNS:
Town:
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Prefix:
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292
355
397
376
372
621, 622
739
378
262, 265, 407,
808, 945, 969,
390, 394, 395,
398, 399
357
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379
673
464
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301, 654, 658,
680
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674
527
364, 648
228, 230, 263,
367, 831
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746
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526
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392, 525, 650,
653, 915
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762
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765
Circle
485, 974
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557, 977
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428, 928
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759
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737
Belt
277
Great Falls
205, 216, 217, 231,
268, 403, 452, 453, 454, 455, 564, 590,
715, 727, 731, 750, 760, 761, 770, 771,
781, 788, 791, 799, 836, 866, 868, 870,
899, 923, 952, 964, 965, 997
ALL MONTANA AREA CODES ARE
(406)
PUBLISHER’S COMMENTS:
The publisher does not assume any responsibility for the contents of any advertising
herein, and all representations or warranties made in such advertising are those of the
advertisers and not the publisher.
Every effort is made by Kimmel Kreations, LLC to never knowingly accept advertising
that is deceptive or misleading. We reserve the right to edit, refuse, reject or cancel any
advertisement at any time.
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the fault of the publisher, and in such an event, the limit of the publisher’s liability shall
be the amount of the publisher’s charge for such advertising.
All advertising for the sale, rental, financing, insurance and appraisal of residential real
estate are subject to the Federal Fair Housing Act, which makes it illegal to advertise any
preference, limitation, or discrimination based on race, color, religion, sex, handicap,
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be reproduced in any form unless written authorization is obtained from the publisher.
“Tricia’s Trader” is published bi-monthly by Kimmel Kreations, LLC, 2000 Country Club
Road, Turner, MT 59542. Copies of “Tricia’s Trader” are distributed free to the reader
in public locations, and by subscription service for a minimal charge to those requesting
mailing service. All material copyright 2003-2015.
NOTICE: The opinions and ideas expressed in articles and advertisements in ‘Tricia’s
Trader’ are those of the author or advertiser and do not necessarily reflect the opinion
of the publisher, Kimmel Kreations, LLC. Material in articles or advertisements should
be considered general reading and should not be construed as professional advice. All
information should be carefully researched by the reader, and the reader assumes all
responsibilty and risks associated with any action taken based upon information in an
advertisement or article.
ADVERTISING RATES:
The cost for a classified advertisement, up to 8 lines is $10 per 2 issues, and $1
per line over 8 lines for a MAXIMUM ad length of 13 lines. Add $5 per 2 issues for a
box outline, and/or $5 per 2 issues for bold text other than the heading. The following
specials apply for multiple classified ads: Place 3 classifieds or more in the same issue
and get a 15% discount. Or run the same classified ad in every issue for a year for $100
(includes 4 issues free), or for six months for $50 (includes 2 issues free). Pictures/
graphics may only be included in display ads.
LIMITED FREE CLASSIFIEDS: ONE FREE UN-ENHANCED CLASSIFIED AD PER
ISSUE per household for Items for Sale, Wanted, Garage Sales, Help Wanted etc. Will
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all other categories may still advertise for the low rate of $10 per 2 issues.
To place a classified, just fill out the form on this page and mail it to: Tricia’s Trader,
2000 Country Club Road, Turner, MT 59542. Or complete the form online at www.
triciastrader.com.
Please contact your Advertiser’s Advocate listed above to inquire about display
advertising or to request a current rate chart. Display ads can be any dimension in 2”
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advertising budget for your unique situation.
Call YOUR Ad Rep today!
It’s
MOTORHEADS
Season in
Montana!
4th Annual Tricia’s Trader 2015
Motorheads Events Pullout Guide
“Motorhead” cannot be found in Merriam-Webster.
This is a travesty. To the satisfaction of automotive enthusiasts
across Montana, however, the online site dictionary.com has
provided some satisfaction by giving motorhead the entry it
deserves:
slang (n.) “a motor vehicle or cycle enthusiast;
also, an enthusiast for working on motor
vehicles; a mechanic.”
...just in case you were wondering. With that settled,
let’s get on with this year’s lineup of all things motorized for the
Summer of 2015. Pull out this handy center section to keep the
complete schedule with you all summer.
See our Inventory at jamisonmotors.net or call (406) 357-2470
we are overstocked with clean Pre-owned vehicles!
2014 Jeep GR.
CheRokee LMT
2014 DoDGe DURANGo
LMT 4x4
2013 Jeep WRANGLeR
UNLiMiTeD 4 DR 4x4
2012 RAM 3500 CReW
CAb DUALLy 4x4
2012 RAM MeGA CAb 4x4
2012 CheVy
eQUiNox-Ls AWD
V6, Heated Leather, Sun Roof, NAV
NADA Internet Price $37,750
Our Price $35,900
Hemi, Heated Leather,
Sun Roof, NAV
Nada Internet Price $36,825
Our Price $35,074
V6, Loaded Sahara Hard Top,
Alloys
Our Price $33,232
Cummins, AT, Loaded ST,
Custom Bed
Our Price $33,232
2012 RAM 2500
CReW CAb 4x4
2012 ChRysLeR 200
ToURiNG 4 DR
2012 RAM 3500
CReW CAb 4x4
2012 RAM 3500
CReW CAb 4x4
Cummins, AT, Loaded SLT,
Power Seat, SRW
NADA Price $40,100
Our Price $34,446
Cummins, AT, Loaded Laramie,
Leather, DVD
Our Price $43,335
4 Cyl, AT, Loaded,
Power Seats, Alloys
Our Price $11,900
Cummins, AT, Longhorn, This one
has it all, SRW
Our Price $47,850
Cummins, AT, Loaded Laramie,
Leather, SRW
Our Price $41,502
4 cyl, Cloth Interior,
Alloys, Very clean
Our Price $16,500
2011 ChRysLeR
300C AWD
2011 RAM 3500 CReW
CAb 4x4 DUALLy
2010 DoDGe
ChALLeNGeR sRT 8
2009 GMC 1 ToN
exT. CAb 4x4
2009 CheVy 1500
exT. CAb 4x4
Hemi, Loaded, Leather,
Sun Roof, NAV
Our Price $26,670
Cummins, AT, Loaded 5T
Our Price $34,557
6.1 Hemi, 6 Speed Manual,
Leather, Sun Roof
Our Price $27,930
Duramax, Allison, Loaded,
SLE, SRW
Our Price $24,750
5.3, AT, Loaded LS
Our Price $17,373
2008 ToyoTA TUNDRA
DoUbLe CAb 4x4
5.7 V8, AT, TRD Off Rd,
Alloys, SRS
Our Price $22,900
2008 RAM 3500
QUAD CAb 4x4
Cummins, AT, Loaded, SLT,
Power Seat, SRW
Our Price $25,250
2008 LiNCoLN ToWN CAR
siGNATURe 4 DR
2007 GMC yUkoN
DeNALi AWD
2006 GMC eNVoy
sLT AWD
2006 CheVy 2500
CReW CAb 4x4
2006 FoRD F-150
sUpeR CReW 4x4
2005 CheVy 1 ToN
CReW CAb 4x4
Duramax, Allison, Loaded LT,
Leather, Hydra Bed
Our Price $27,260
5.0 V8, Loaded Lariat,
Leather, Alloys
Our Price $15,500
V8, Leather, Sun Roof, Very
Clean, Low Miles
Our Price $16,500
Duramax, Allison, Loaded LS
Power Seat, SRW
Our Price $17,900
6.2, V8, Leather, Sun Roof,
Much More
Our Price $20,980
V6, AT, Leather, Loaded,
Sun Roof
Our Price $10,500
May 20, 2015......................................................................... Volume XIII Issue 10............................................................................ Tricia’s Trader 10
2015 Motorheads Schedule of Events
Across the Tricia’s Trader Reading Area:
May 22
Gt Falls
Dirty Dirt Driver Recognition:
Streets, MW Mod, Super, Mod.
5pm Pits Open
Elec. City Speedway, 2801 Old Havre Hwy
7pm Racewww.electriccityspeedway.com
May 29
Gt Falls
Diggin’ in Dirt–Kids Money Dig:
5pm Pits Open
May 30
Gt Falls
Coffee ‘N Cruisers Poker Run
11am
Miss Kitty’s Coffee Café, 2501 6th Ave. N.
Kirsten Steele 406-788-7179
May 30
Glasgow
Milk River Motorsports Sand Drags
11am-dawn
Northeast Montana Fairgrounds
[email protected],
Josh Thompson 406-263-8726
Josh Dix 263-7374, Rob Brunelle 263-7621
May 31
Glasgow
11am-dawn
Milk River Motorsports Mud Bogs
[email protected],
June 5
Gt Falls
Tilling Dirt for the Future:
5pm Pits Open
Elec.City Speedway, 2801 Old Havre Hwy
June 6
Malta
First State Bank Car Show
10am-2pmMain Street
Terry Skones 406-654-2340
June 6
Dodson
Hot Laps 2pm
Race 3pm
AMX Races
Dodson Speedway
Frank Kindle 406-390-3924
June 6
Malta
10am
PCMS Car Show Test & Tune
Hi-Line Dragstrip, Hwy 191 So. of Malta
Greg Kirkwood 406-654-2430 or 654-7057
June 7
Malta
9am
PCMS Points Race
Greg Kirkwood 406-654-2430 or 654-7057
Gt Falls
Kids Break Out Night:
June 12
5pm Pits Open
June 12-13 Havre
5-9pm Fri.
11am-4pm Sat.
Hi-Line Cruz’n Rod Run
Great Northern Fairgrounds
Barb Salerno 406-265-3163
June 13
Gt Falls
Fords Forever
9am-4pm
Bison Ford, 10th Ave. So.
Rick George 406-899-1627
June 13
Havre
Noon check-in
1pm Hot Laps
Havre Jaycees AMX Races
Seth Hamilton 406-740-0831
June 13
Glasgow
Milk River Motorsports ’80 and up Derby
Calcutta 5pm
Derby [email protected],
June 15
Glasgow
Father’s Day Show and Shine
10am-3pm
Elks Club, 309 2nd Ave. So.
Smiley Johnson, 406-230-0501
June 19
Lewistown Street Legal Drags
6pm
Lewistown Drag Strip, 3 mi. west of town
lewistowndragracing.com, 406-350-0733
June 19-20 Gt Falls
ASCS Frontier Region Shoot Out:
Sprints, Streets, MW Mod, Super, Mod.
5pm Pits Open
June 19-20 Chinook
Blaine County Car Cruise
5pm Fri.
Matt/Fred 406-357-2470, Heather 357-4201
7am Sat.blainecountycruise.com
June 20
Wolf Point Wolf City Rods & Rides
11am-3pm
Marvin Brookman Stadium
Chad Heser 406-650-8575
June 20
Joplin
15th Annual Joplin Car Show
11am-4pmJoplin Park
Tom Wood 406-292-3389 or 799-5858
June 20-21 Malta
9am
Phillips Co. Motorsports Points Race
Greg Kirkwood 406-654-2430 or 654-7057
June 20-21 Lewistown ET Class, HS/Jr. Class Challenge
11am
Stanford, MT
Stanford Gym and Geyser Gym
Shootout Tournament Dates:
June 5, 6 & 7, 2015
Teams Include:
Adults CoEd
HS Girls
Don’t Miss Breakfast After The Dance
HS Boys
June 26
Gt Falls
Dream’n of the Dirt:
5pm Pits Open
June 27
Lewistown AMX Races
Fergus County Fairgrounds
Trent Hess 406-690-1192
July 3-4
Gt Falls
FIREBALL SPECIAL:
5pm Pits Open
July 10
Gt Falls
Sweet Dirt Cash for Cash:
5pm Pits Open
July 10
6pm
Chinook
July 11
5pm
Blaine County Showdown Demo Derby
Blaine County Fairgrounds, Scott Skoyen 945-2455 or Loren Skoyen 781-8033
July 11-12 Lewistown ET Class, HS/Jr. Class Challenge
& Land of Leaders Points Race
11am
Gt Falls
ASCS National Tour:
July 17
5pm Pits Open
Sprints, MW Mod, Super
7pm Race
www.electriccityspeedway.com
July 18
Havre
Noon check-in
1pm Hot Laps
July 18
Havre
Havre Jaycees Demolition Derby
6pmGreat Northern Fairgrounds
Jamie Petty 406-399-5573
July 25-26 Malta PCMS Final Points Race Summit Super Series
9am
Greg Kirkwood 406-654-2430 or 654-7057
July 25
Lewistown AMX Bump-N-Run/Central MT Fair
1pmFergus County Fairgrounds
Trent Hess 406-690-1192
July 25
Lewistown Central Montana Fair Demolition Derby
6pmFergus Co. Fairgrounds
www.lewistowndemoderby.com
Brian Snapp 406-350-4640
July 31
Gt Falls
Sun Drops on Dirt-Kid’s Bike Giveaway:
5pm Pits Open
Aug. 1
Dodson
Hot Laps 11am
Race 12 noon
Phillips Co. Fair AMX Races
Dodson Speedway
Aug. 1
Dodson
Phillips Co. Fair Demolition Derby
6pmPhillips County Fairgrounds
www.phillipscountyfair.com
SPRINTS Streets MW Mod Super Modified
Note! This is a provisional schedule and subject to change. While we make every effort to insure the accuracy of the
schedule, some things are beyond our control and Electric City Speedway reserves the right to change and/or alter programs
as necessary and/or cancel in the event of inclement weather conditions. We urge you to confirm all race dates with the track
24 hour hot line.
Final Season Track Points
Aug. 4
Glasgow
Northeast Montana Fair Derby
(Milk River MotorSports)
6pm Calcutta
NE MT Fairgrounds
7pm [email protected],
Aug. 7
Gt Falls
Dirt Cheap Night:
5pm Pits Open
Aug. 7
6pm
Aug. 8-9
Lewistown MDRA State Points, Lewistown Points
11amET Class, HS/Jr. Chall., Land of Leaders
Aug. 14
Gt Falls
Got Dirt? Streets, MW Mod, Super, Mod.
5pm Pits Open
Aug. 15
Havre
Noon check-in
1pm Hot Laps
Chinook
Blaine County Truck Pulls
Aug. 15
Evening
Blaine County Fairgrounds
TBDNate Skoyen 406-945-4371
Aug. 16
Ft Benton
Chouteau Co. Fair Demolition Derby
6pm406-622-5505, www.chocofair.com
Malta
Sep. 19
9am
PCMS Junior Big Dollar Race/Ann. Banquet
Greg Kirkwood 406-654-2430 or 654-7057
Sep. 20
Malta
9am
PCMS Big Dollar Race
Greg Kirkwood 406-654-2430 or 654-7057
Dodson
Aug. 21
Gt Falls
HOT Dirt! Street, MW Mod, Super, Mod. Oct. 3-4
5pm Pits Open
Elec. City Speedway, 2801 Old Havre Hwy Hot Laps 1pm
Race 2pm
Aug. 28
Gt Falls
5pm Pits Open
AMX Benefit Race for Tonya Messerly
Dodson Speedway
Oct. 3-4
Lewistown ET Class Bracket Racing, Land of Leaders
9am
Aug. 28
Lewistown National Open, Test & Tune
Noon
Aug. 29-30 Lewistown National Open NHRA, ET Class Brackets
9am
Aug. 29
Havre
Noon check-in
1pm Hot Laps
Gt Falls
21st Mt Roundup, ASCS Frontier Shootout
Sep. 4-6
5pm Pits Open
Sep. 5
Malta
10am
Phillips Co. Motorsports Test & Tune
Greg Kirkwood 406-654-2430 or 654-7057
Sep. 6-7
Malta
9am
PCMS Points Race/Ironman Race
Greg Kirkwood 406-654-2430 or 654-7057
2013 GMC SIERRA 2500 HD
$
2008 CHEVROLET TAHOE LT
17,50
$
0
0
49,9
0
Sep. 12
Lewistown AMX Races “The Buzz Memorial”
Fergus County Fairgrounds
Trent Hess 406-690-1192
Sep. 18
Havre
6pm
Steve Heil Memorial Car Show
Independence Bank, 435 3rd Street
Ryan 406-265-1601 or Cassie 390-3916
Sep. 19
Havre
E-1 Towing Demolition Derby
3pmGreat Northern Fairgrounds
E-1 Towing 406-265-8757
DENALI DURAMAX!
VERY CLEAN TAHOE!
6.6L V8 Diesel with 38,581 miles! Black exterior,
black leather interior, heated/cooled seats, cruise,
hands-free calling, steering wheel controls,
On-Star equipped, XM Radio, Back-up Camera,
Sunroof, CD Player, Tow-haul & more!
LT Heated Leather Seats, 5.3L V8,
Flex Fuel, 4WD, Automatic, Sunroof, Cruise,
On-Star, CD/DVD, 2nd and 3rd Row Bucket
Seats, Tan Exterior, Black Interior.
133,000 miles, very clean, nice ride!
Scott DePriest - Owner/Master Certified Technician
We Employ ASE Certified Technicians * 20+ Years Experience
Call Scott at 357-4201
40440 US Hwy 2 East - Chinook, MT
www.americangarage.co
May 20 2015.......................................................................... Volume XIII Issue 10............................................................................ Tricia’s Trader 17
Krause Parts For Sale: and
other parts at Power Motors
Implement. Hardi, Mayrath,
older Spra Coupe, Westgo,
Gysler, Edwards, Adja and a
group of Minneapolis Moline
and Ford parts. Fort Benton.
Call George at 406-799-7459 or
email [email protected]. 5-I
For Sale: 60' Marflex Sprayer,
400 gal fiberglass tank, foam
marker, PTO driven pump.
Mounted on 1965 Ford 1 ton with
flotation tires, extremely low
mileage. Great condition. Must
see to appreciate. (I retired.)
406-378-3163, Big Sandy. 5-I
For Sale: Grass/Alfalfa mix
hay, grain hay, different mix
variety hay. starting at $125
a ton delivered to Malta.
Call 406-868-1349.
5-I
the month of May.
This
appt. 406-739-4361. Many
2010 Case 4420 Patriot
sprayer, $223,000. 2010
Kinze grain cart, 1040 bu.,
scales in axle & printer, w/
row crop tires, $45,000.
JD 936D draper header w/
pickup reel, $34,000. 2007
Peterbilt 379 w/711,391 mi,
$53,000. Well maintained
& taken care of. 406-3901382 or 390-3322.
5-II
Patty's
Helping
Hand:
Cleaning
-Babysitting
-Elder
Care.
Will
travel. Hill, Blaine, and
Chouteau
Counties.
Call (406) 265-4336.
5-I
Robin's Roost in Malta.
Located between the Lucky
Bullet and Moore's Printing.
Fashions for the curvy girl! We
carry sizes small to 3xl. 5-I
Virgelle Merc. Antiques
presents
the
COLLINS
COLLECTIBLE & ANTIQUE
SALE Sat and Sun May
9th & 10th 9 a.m. to 5 p.m.
daily. Sale held at the old
Collins Community Club in
downtown Collins, Montana.
1-800
426-2926
www.
VirgelleMontana.com
5-I
the month of May.
This
appt. 406-739-4361. Many
For Sale: CRP Hay for sale in
Brockton & Medicine Lake area,
3x4 Big Sqaure Bales, $80 a ton
OBO: Call 406-350-2915. 5-I
For Sale: 2003 Polaris 6
Wheel. Excellent Condition.
Please call 406-390-3729.
This will sell FAST!
5-I
AUCTION CALENDAR
DATE/TIME
AUCTION/AUCTION CO.
LOCATION
Sat., June 6
10:00 am Tom Lafond Liquidation Sale
Malta, MT
Hi Line Auction, 406-654-1772, 654-4053
Sat., May 30
Large Farm Auction
Jordan, MT
10:00 am RK Auction, 406-485-2548 or 939-1632
www.r-kauction.com
Sat., June 6
Farm Auction
Fairview, MT
10:00 am RK Auction, 406-485-2548 or 939-1632
www.r-kauction.com
Sat., June 13
Sunrise Equipment Auction
Sidney, MT
10:00 am RK Auction, 406-485-2548 or 939-1632
www.r-kauction.com
Sat., June 20
Kerry Parker Moving Sale
Glendive, MT
10:00 am RK Auction, 406-485-2548 or 939-1632
www.r-kauction.com
Sat., June 27
Reidlinger Estate
Glendive, MT
10:00 am RK Auction, 406-485-2548 or 939-1632
www.r-kauction.com
Sat., July 11
Shed and County school surplus 10:00 am
Auction & guest consigners
GSI Auction Service, 406-228-9306
For Sale: 2290 Case IH Tractor;
130 hp, like new, new Leon
loader w/ grapple fork, 4 good
tires, good shape mechanically,
priced to sell.
Call 406383-4440 or 680-7488.
5-I
419 Madison Ave. Chester, MT
For Sale: Many updates
including new gas range,
refrigerator,
AC,
reverse
osmosis, large double lot and
garden: all in this 3 bed, 1 bath
home at 506 2nd Ave SE in
Harlem. Call Bonnie at Property
West at 265-7800 or 9454430 for private showing. 5-I
Roommate Wanted: Looking
for a roommate that likes
loud music, having band
set up in living space, and
NOT messy. Call Chris 9451923 or 265-8492.
5-II For Sale: Used oilfield pipe,
rods, cable & guard rail.
New HDPE pipe. Engineered
bridges for pivots, vehicles,
walking & ATV. Clips & post
caps. Toll free- 866-683-7299
or 406-453-7299 Big Sky
Monday - Thursday: Pipe And Supply, Great Falls.
NEW Hours!
10 AM - 5 PM
Call Today and Ask for our
free catalog. Visit Us Online
http://bigskypipeandsupply.
com/html/
1-II:7-I
Call to shop after business hours:
406.460.1118
406.759.6472
For Sale: Seeburg 100 Selecto-Matic jukebox; pea green
swivel rocking chair, 3 tanning
beds Silver Solarium brand,
$500 ea.,1902 Amish encl. 2
seat carriage $6,000. Call 406390-3496 or 676-8072. 5-I
Plentywood, MT
For Sale: Many used mowers;
3 nice baby cribs and small
dresser; several generators;
7mm-08 & 270s; 20% off many
hand guns, diamond rings. We
buy firearms! Leon’s Buy
& Sell, 720 First St., West,
Havre. (406) 265-3342. 5-I
For Sale: Gates System
Concrete Forms,
220-2'x8'
panels; 12-8' inside & outside
corner panels, a lot of 2' & 4'
corner panels, 2', 4', and 8'
rods. Various cut panels. Call
evenings. 406-235-4265. 5-I
Find a Lid That's All Your
Style: See fivehead's in Havre
for unlimited options. Get just
the hat you want for yourself,
family, or business. Buy just one
or a thousand! Online ordering
available
www.FiveHeads.
co or call 406-262-7929. 5-I
For Sale: Single family trilevel home. 2118 s.f. on .23
acres. 53950 Hwy 2 West,
Glasgow, MT
1.5 miles
west of town. 3 bedrooms, 2
baths, family room. Call 406263-7207 or 526-3241. 5-II
For Sale: 5061 sf Exec. Estate
loc. on River Road, 60ac, 5
bdrm, 4 ba, 3 flrs of lvng space,
3 fireplaces, wet bar. Sep. lvng
space w kitchen, new stainless
steel appl., lvg room & lg
bedrm w full bath. Pool w/slide
& dive brd. Fenced for horses
w barn, 12,000 sf of beautifully
landscaped yard. Janis Flynn
Pyrak, 406-265-7845. 5-I
Hey! Looking for a good
building mover?? Call Dale
Freitag 654-1123 or Dan Liese
379-2320. Prompt, experienced,
competitive pricing. 5-I:11-II
Guitars of Montana. Alvarez,
Guild, G & L, Gretsch, Jackson,
Dean, Luna, Ibanez, Mapex,
Ludwig, AAD amps, Laney,
Randall, Hammond, Roland/
BOSS, Electro-Voice pro-audio.
Bluegrass. Ukuleles. We ship!
#2 5th Street South, downtown
Great Falls, (406) 453-4998.
w w w. g u i t a r s o f m o n t a n a .
com.
5-I:10-II
In the land of the free, home of the brave, lies the Treasure State in all its grandeur, and unless you’re a newcomer here
you’ve heard and felt the heartbeat of Montana’s economy, appearing in the form of Agriculture. Tricia’s Trader celebrates all that is
Montana Ag by acknowledging the agencies, organizations and people who serve as the voice for their industry--not always unified,
but absolutely passionate and devoted to their respective purposes. Since it’s impossible for the Ag Industry not to intertwine with
utilization of this state’s natural resources, you’ll see features that discuss those industries as well. If you’ve ever wondered what
all these groups do, what they stand for, who they support and why, you will never be handed a better opportunity to learn than in
Tricia’s Trader over the course of 2015 and 2016, where we examine each faction in detail.
AG SERIES:
Where the Garden Grows
by Jeanie Siggaard
The Montana Federation of Garden Clubs (MFGC) is a multi-faceted organization committed to the preservation and advancement of horticultural
knowledge. Founded in 1937 by Evelyn Mooney, MFGC is affiliated with the National Garden Clubs, (NGC) enabling the organization’s members to have
an impact locally, statewide, and across the country through various outreach projects.
“We are a nationally affiliated organization that offers four schools: Flower Show School, Environmental Study School, Landscaping Consultants School,
and Garden Study School,” says Denise Fink, President, MFGC. “We offer over $10,000 in scholarships statewide and $4,000 annually, if won from National,”
she goes on to say, listing only a small fraction of the contributions MFGC members make.
MFGC scholarships include the Montana Life Members Scholarship. Students who want to be considered for this scholarship must be a U.S. citizen
and Montana resident. It is a $1,000 scholarship awarded to students majoring in Conservation, Horticulture, Parks or Forestry, Floriculture, Greenhouse
Management, Land Management and related subjects.
Individual scholarships are also available through several MFGC clubs, including Gallatin Empire Club, Great Falls Flower Growers, Rainbow Garden
Club, Miles City Garden Club, etc. All contact information and requirements are found on the MFGC website at www.mtfgc.org. Information for NGC
scholarships such as the National Garden Clubs Scholarship, offered to college students majoring in subjects such as Botany, Agronomy, Wildlife Science,
and other related subjects can be found on the national website, www.gardenclub.org.
Interested in becoming an accredited judge for a standard flower show? Flower Show School is where you start. “Judges trained through the Flower Show
School are able to judge in Montana and nationally,” says Susan Billmayer, State Chairman, Flower Show School.
“On day 1 is an hour of flower show procedure. You learn about the awards process, so many awards, so many entries before top awards given, things like
that. The second day is on horticulture: a study of echinacea and conifers. Day 3 is learning how to use the score card. Specimens are judged by things like
color, straight stem, wilt, bugs, missing petals, and other things.”
Flower Show School is a series of 4 courses. Course 1 starts this year in Bozeman, on August 21-23, with instructors coming from Wisconsin and
Washington. “Anyone can attend. You don’t have to be a member if you are just interested in learning about floral arranging or horticulture. If you want to
be a judge, you have to be an MFGC member.” For more information on the Flower Show School, contact Phyllis White, local Chairman, at 406-586-0400.
Membership in the MFGC opens up a world of possibilities. Learning about gardening, flower arranging, trees, flowers, and houseplants is just a small
example of activities available to members; the list is as unlimited as the imagination.
Affiliation with the NGC allows MFGC to participate in the Smokey Bear & Woodsy Owl Poster Contest, an annual contest offered in partnership with the
U.S. Forest Service. Information packages are mailed to Contest Chairpersons, and Forest Service Conservation Education Coordinators in May. The packet
is also available at the NGC annual meeting. The National Grand Prize Winner is chosen from a pool of local, state, and regional winning posters at the end
of April, the following year, culminating with the National Grand Prize Winner Recognition Ceremony held in Washington, D.C. in the summer.
Civic minded individuals will find all manner of local projects benefitting their communities. Various clubs sponsor Youth/Garden Clubs through schools
and youth organizations such as 4-H, and Girl Scouts. Children have the advantage of learning about the many aspects of horticulture from Master Gardeners
through hands-on projects like forcing bulbs and planting terrariums.
Members have access to dvds, speakers, workshops, classes, and Montana Gardens, a seasonal publication full of
Garden Club news from around the state, and are involved in organizing garden tours, plant sales, and flower shows.
Many members are involved in the Blue Star Memorial Marker Program, which installs markers in different garden
spots to honor service men and women.
Participation in the Penny Pines Reforestation Program is another program MFGC members have access to by way
of an NGC/U.S. Forest Service partnership. Funds donated by members are used to replace trees in areas affected
by catastrophe, either natural or man-made. Despite the name, native trees, not necessarily pine trees are planted to
replace those lost. Members are encouraged to “bring their pennies” to meetings and total contributions are sent to
the NGC once a year. It costs $68.00 to plant a half acre of National Forest System land.
MFGC members are gearing up for National Garden Week, June 5-11. Activities will encourage membership,
promote community pride, focus on horticulture information, and raise public awareness of MFGC projects.
Each club president, state and national, accepts the task of completing a special project during their 2 years of service.
“My greatest achievement as President was completing the 75 year History of the Montana Federation of Garden
Clubs, Inc.,” says Denise Fink about her 2 years as President, which ends in June, 2015. “In my administration, we
have been “Honoring the Past and Embracing the Future. Last year I recognized all the remaining Charter Members.
This year we will honor members who have moved us into the brave new world of electronics.”
MFGC members have created a unique way of communicating the enjoyment they derive from horticulture.
Why not join in the fun? There is an interactive map on the website with location and contact information for clubs
statewide, or contact Vanette Nagamori, Membership Chairman, at 406-622-5356 for more information. Can’t find a
club near you? Consider starting one in your area.
“We beautify, educate, conserve, and share,” says Denise Fink. “We are a family of people who love gardens,
design, forests, birds, and butterflies, and all the bounties earth has to offer.” Join the family and accomplish great Denise Fink President, MFGC, 2013-2015
things for Montana.
Money Talks
Complements of
Greg Dugdale
Raymond James
Financial Services, Inc.
Havre, Montana
THE JOYS AND FINANCIAL CHALLENGES OF PARENTHOOD
For Sale: RARE KNIVES
Large Selection RUANA
CASE XX ~ SCHRADE
Hard - to - find USA-made
Old Timer & Uncle Henry
Knife/Scissor
Sharpening
Big Sky Images & Collectibles
Havre Holiday Village Mall
~~~~~(406)399-6522~~~~~
2-II:5-I
Children are special. There’s nothing like them. They can
be our sweetest blessing, as well as our biggest frustration.
Most of all, however, they are our greatest responsibility, as
well as our most important--and expensive--commitment.
Whetheryouareafirst-timeparentoraveteranofrefereeing
sibling squabbles and who-put-the-empty-milk-carton-back-inthe-fridge inquisitions, parenthood can be both wonderfully
rewarding and frighteningly challenging. Our children give us
giftsonlyaparentcanunderstand--fromsticky-fingerhugsto
heartfelt pleas to tag along on Saturday morning errands. We
raise them with a clear goal that we secretly dread will actually
take place--that someday they will be grown, independent,
ready to move out into the world on their own, and our work
will be over. As our children travel this long and never-dull road
from infancy to adulthood, we nurture them, worry about them,
scold them, love them.
Most of all, we try to protect them. We want them to grow
up in a stable world, one in which they are physically safe,
emotionally nurtured, and financially secure. Still, meeting
expenses can be a challenge.
How expensive is raising a child?
The United States Department of Agriculture estimates
that the average nationwide cost of raising one child in a twoparent family from cradle to college entrance at age 18 ranges
from $176,550 to $407,820 depending on income. (Source:
Expenditures on Children by Families, 2013, released August
2014) Then, when they turn 18, add in college expenses, and
yourfinancialoutlaycangetevenworse.Howmuchworse?
According to the College Board, for the 2014/2015 school year,
the average cost of one year at a four-year public college is
$23,410 (for in-state students), while the average cost for one
year at a four-year private college is $46,272 (the total cost of
attendance includes tuition and fees, room and board, books
and supplies, transportation, and other miscellaneous costs).
Even if those numbers don’t go up, that would come to $93,640
for a four-year degree at a public college, and $185,088 at a
private university (and college costs have increased each year
for decades). Oh, and don’t forget graduate school.
The bottom line: Children are expensive! Between raising
them and educating them and making sure they get a good,
strong start in life, one thing is obvious when it comes to
children--they are a major responsibility. Fortunately, as long
as we remain alive and healthy, we manage to somehow meet
these expenses. It’s part of what parenthood is all about.
Have you taken steps to protect them?
But here’s a question you need to consider: What would
happen to them if something happened to you? No, it’s not
the kind of question we like to dwell on. But these matters are
important.Thisiswhymanyfinancialprofessionalsrecommend
that, above and beyond the day-to-day efforts to provide for
theirchildren,parentsshouldtakespecificstepstohelpprotect
theirfinancialwell-being.
Review your life insurance coverage
Life insurance is an effective way to protect your family
from the uncertainty of premature death. Life insurance can
help assure that a preselected amount of money will be on
hand to replace your income and help your family members-your children and your spouse--maintain their standard of
living. With life insurance, you can select an amount that will
help your family meet living expenses, pay the mortgage, and
even provide a college fund for your children. Best of all, life
insurance proceeds are generally not taxable as income. Keep
in mind, though, that the cost and availability of life insurance
depend on factors such as age, health, and the type and amount
ofinsurancepurchased.Aswithmostfinancialdecisions,there
are expenses associated with the purchase of life insurance.
Consider purchasing disability income insurance
If you become disabled and unable to work, disability
income insurance can pay benefits--a specific percentage
of your income--so you can continue meeting your financial
obligations until you are back on your feet. What about Social
Security?Ifyoudobecomepermanentlyandtotallydisabled
and are unable to do work of any kind, you may be eligible
for benefits, but qualifying isn’t easy. For more flexible and
comprehensive protection, consider buying disability income
insurance.
Start building a college fund now
College costs may seem daunting (and they are expected
to continue increasing), but you have about 18 years before
your newborn will be a college freshman. By starting today,
you can help your children become debt-free college grads.
The secret is to save a little each month, take advantage of
compound interest, and have a sum waiting for you when your
child is ready for college.
The following chart shows how much money might be
available for college when your child turns 18, if you save a
certain amount each month.
Child’s Age $100/month $200/month $300/month $400/month
Now
Newborn
$38,735
$77,471
$116,208
$154,941
4
$26,231
$52,462
$78,693
$104,924
8
$16,388
$32,776
$49,164
$65,552
10
$12,283
$24,566
$36,849
$49,132
14
$5,410
$10,820
$16,230
$21,640
16
$2,543
$5,086
$7,629
$10,172
Table assumes an after-tax return of 6%, compounded monthly. This
is a hypothetical example and is not intended to reflect the actual
performance of any investment.
But keep saving for your own retirement, too. Many wellintentioned parents put their own retirement savings on hold
while they save for their children’s college education. But if
youdoso,you’repotentiallysacrificingyourownfinancialwellbeing.
Finally, enjoy watching your children grow up. And
remember, just as they are important to you, you are important
tothem.Makesurethey’reprotectedfinancially.
This information, developed by an independent third party, has been obtained from sources considered to be reliable, but Raymond James Financial Services, Inc. does not guarantee that the foregoing material is accurate or complete.
This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. The information contained in this report does not purport to be a
complete description of the securities, markets, or developments referred to in this material. This information is not intended as a solicitation or an offer to buy or sell any security referred to herein. Investments mentioned may not be
suitable for all investors. The material is general in nature. Past performance may not be indicative of future results. Raymond James Financial Services, Inc. does not provide advice on tax, legal or mortgage issues. These matters should
be discussed with the appropriate professional.
Securities offered through Raymond James Financial Services, Inc., member FINRA/SIPC, an independent broker/dealer, and are not insured by FDIC, NCUA or any other government agency, are not deposits or obligations of the
financial institution, are not guaranteed by the financial institution, and are subject to risks, including the possible loss of principal. Prepared by Broadridge Investor Communication Solutions, Inc. Copyright 2012.
May 20, 2015......................................................................... Volume XIII Issue 10............................................................................Tricia’s Trader 22
May 20 2015.......................................................................... Volume XIII Issue 10............................................................................ Tricia’s Trader 23
For Sale: 2001 Prowler LITE
Camper. 27' gooseneck w/ slideout. Self contained and 12V
converter. Contact Bruce James,
Havre, 406-265-2119.
5-I
Hickel Water Well Drilling:
Free Estimates, Wells Drilled
& Cleaned, Pump Sales &
Service. Call 406-383-4363
(h) or 390-6254 (c).
5-I
Now Open! Marias River
Greenhouses! See us FIRST
for the best selection of
bedding plants, potted plants,
hanging baskets, veg/herbs,
patio pots professional soil and
fertilizer. 18 mi so of Chester
or 35 mi no of Ft. Benton,
Hwy 223, 406-456-3276. 5-I
2005 Kenworth W900 w/
pusher axle, 2012 Load
Line 20-ft. box & Load Line
pup, $85,000. JD 670 offset
disc, $15,000. Transcraft
48ft drop deck trailer,
$15,000. All equipment
well maintained & taken
care of. Phone 406-3901382 or 390-3322.
5-II
Looking for a great business?
Incl. encl. trailer, Bobcat, dump
trailer, Ditch Witch pipe puller
and seller’s 100+ contacts for
spring, summer and fall work.
Also incl. some commercial
bus. accts. Seller will help
buyer w bidding/install. for
1st yr. $65,000 406-654-2273
MissouriRiverRealty.com 5-I
All Seaons Home Center:
Come on in with your
measurements
for
your
additions, pole barns, and your
garage packages and see how
we can accommodate you.
729 2nd Ave S., Glasgow.
Call 406-228-8288.
5-I
Wanted: Female Long-Haired
puppy, Must be large breed,
good w/ small pets/kids. For
packing, field work. Consider
any lg breed. MIX prefer w/ Irish
Wolfhound or Newfoundland
or St. Bernard. Loving Home.
Call/txt 406-399-3735.
5-I
Help Wanted: Shift during
nights and weekends. For
more details call Rod's DiveIn,Havre, 460-265-9781. 5-I
Shore's Floral: 304 Indiana
Street in Chinook, great
Mother's Day gifts, graduation
gifts, party supplies, and a
greenhouse brim full. Get
your
beautiful
Memorial
planters here. Call 357-2776
or 1-800-783-1140.
5-I
For Sale: 25 HP Berkley
Irrigation flood pump, 3
phase electric. All mounted
on an aluminum frame. Used
2 season, exc. cond. $9,000
Call 406-799-5033 5-I:6-II
For Sale: 2004 Lance,
9.6 ft camper w/ slide out,
loaded, luxury. Also, 1999
Chev. 1T, 4dr, 454, setup for
camper, loaded. Call 406357-4233, Chinook.
5-I

May 20, 2015 Volume XIII Issue 10 800-756

Transcription

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