Newsletter 2011 MayJun

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Home Builders Association of Central Michigan
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from the President...
Permits in Motion
Isabella
Member’s Corner
check out our members
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May/June 2011
2026 Independence Drive • Mt. Pleasant, MI 48858 • (989)775-7747 • Fax (989)775-7748 • www.hbacm.com
The
Winning Hand 2011 Membership Campaign
National Membership Day is
Tuesday, May 24, 2011
g...
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Join us as
we grow our
membership!
See inside
for details!!!
In This Issue...
• THE KAY FISHER
SCHOLARSHIP
RECIPIENTS
See page 3
• 2011 HBA of CM Golf
Outing
Sign-up
See page 5
• 2011
SUMMER
CONVENTION
See page 5
Breakfast
&
Lunch
Golfers Wanted
to help make our HBA of Central Michigan
22nd Annual Golf Outing a success!
Member to Member
and
Meijer Card
Coming Soon!
Friday, July 29th, 2011
at the Pohl Cat Golf Course
Watch
the
mail!!!
$65
per
person
• Registration 8:30 a.m.
• Shotgun starts 9:00 a.m. sharp
Bring your family, friends & employees!
Breakfast & Lunch
Door Prizes
Our Golf
Outing
Sponsors:
Alma
partnering
with
Watch for the new savings card
coming to your mailbox in June, 2011!
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OFFICERS
A Message from the President...
President
Al Davis
644-5262
New Homes Benefit More Than Just Buyers and Builders
1st Vice President
Steve Johnson
772-3155
Treasurer/ Secretary
Aaron Liscomb
773-4462
Associate Vice President
Terry Kunst
772-2977
Past President
Joanne Theunissen
772-2300
Executive Vice President
Carmelina Crisci
775-7747
Administrative Assistant
Sharry Cotsman
775-7747
MISSION STATEMENT
The Home Builders Association
of Central Michigan, chartered in
1966 and affiliated with both the
Michigan and National Association
of Home Builders, represents
and addresses the concerns of
the building industry. We are
committed to serving our members
and the community through member
services, education, political and
community involvement.
Recognized as the voice of the
building industry, this association
promotes ethical practices and
strives to provide safe and affordable
housing.
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Dear Members:
Have you ever
stopped to think of
how many people
benefit when a house is built… not only
the family members who get to live there
and of course you and I as the builders who
constructed and sold the home?
The positive impact of new residential
construction is far-reaching, bringing
benefits to families, businesses and services
throughout a community immediately, as
well as for years to come.
According to economists at the National
Association of Home Builders, the oneyear estimated local impacts of building
100 single-family homes in a typical metro
area include $21.1 million in local income,
$2.2 million in taxes and other local
government revenue, and 324 local jobs.
But what does that economic impact mean
in the real, day-to-day lives of community
residents?
Just think about it. When a family moves
to a community and buys a new house,
they will likely shop at local stores to buy
furniture and accessories to decorate the
home. They will fill their cars’ gas tank at
local gas stations so they can get to the
stores, have local mechanics work on the
car when it breaks down or needs the oil
changed, or buy a new car at a local dealer
when it’s time to replace the old one.
The family may need to hire local companies
for regular services to maintain their home,
such as landscaping, house cleaning, pet
sitters or pool upkeep.
The children will enroll in local schools.
This increases enrollment, meaning more
teachers, janitors, cafeteria workers and
other school support staff will need to
be hired. Those kids will also join sports
leagues and other activities, buy equipment
and pay registration fees that provide
stipends for referees and coaches.
All of this economic activity puts income
into the pockets of local business owners
and their families, who can then afford
to go out and spend money themselves,
which recycles even more money into the
community’s economy.
The new family also pays local and
state taxes. These tax revenues help
pay for a wide range of government
services, including school teachers, police
departments, refuse collection, parks
maintenance and road repairs.
Over the long term, as the families who
move into new homes become part of
the community, their positive impact
continues. NAHB estimates that those 100
new homes also provide the community
with additional, annually-recurring impacts
of $3.1 million in local income, $743,000
in taxes and other revenue for local
governments, and 53 local jobs.
Families who buy a newly built home
enjoy benefits including safety, amenities,
energy efficiency and floor plans to fit a
modern lifestyle. But the advantages of
new homes extend far beyond the buyers
and the builders—residential construction
has a positive, direct impact on the local
community for years.
I am proud to be a builder and you should
be too.
Sincerely,
Al Davis
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Al Davis
Isabella
HBA of CM President
2011
HBA of CM
Golf Outing
SIGN UP TODAY! Spring is here and it’s
time to start thinking about golf. This will
mark our 22nd Annual Golf Outing and this
time we will be celebrating the event at the
Pohl Cat Golf Course here in Mt Pleasant.
Check out the information on page 5!
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Carmi’s Desk...
Dear Members
We are all looking for ways to ease the pinch
of these challenging economic times but did
you know that some of your most beneficial
savings advantages are included right here in
your own HBA membership.
If you utilize it, the membership will work for you.
Membership is the lifeline of this association and all businesses can
merit from a healthy home builders association. First off, just being a
part of the HBA will give you access to the most powerful, successful
and influential people in the entire three county-communities that
make up our association.
Sincerely,
Carmi
The return on your membership includes:
• Nine Dinner Meetings with your meal and endless Networking
• Discounts on Home Show
• Parade of Homes
• Numerous Networking/Socializing Events i.e. Bowling
Tournament, Golf Outing, Archery Shoot
• Member to Member Discount Card
• Monthly Newsletter
• Listing in the annual HBA Membership Directory (Also inserted
in 20,000 copies of the Morning Sun)
• Legislative Representation/ Locally, State Wide & Nationally
• Gas Savings Program on All Speedway, Marathon, Super
America, Pilot & Valvoline Stations
• Discounts on Educational Seminars
Group Benefit Programs/Discounts On:
• Blue Cross Blue Shield
• Property Casualty • Workers Compensation
• Life, Dental
• Liability, Business, Auto/ Home Owner Discounts
• Meijer’s Monthly Discounts on Groceries, General Merchandise
and Gas
• Discounts on Automobiles/Cars & Trucks
Your membership enables you to profit in group activities, improve
your business, increase your contacts, be better informed on the
housing industry, further your own industry, support the industry
that supports you and acquire the prestige and numerous advantages
of membership.
Please feel free to contact me at the office any time to discuss any or
all of these membership benefits and be sure to keep checking the
mail for your new Meijer’s and Member to Member Card coming
very soon to all members.
D
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Upcoming Continuing
Education Classes:
EX
Last Chan
ce!
Check one of the following and send back form to the HBA office.
 May 24th
6pm-9pm continuing competency class
 May 26th
6pm-9pm continuing competency class
All participants will receive a certificate at the end of the class noting
their attendance and completion of the competency requirements for
their records.
COST: $57.00 Members Only
Company Name______________________________________
Contact Name_______________________________________
Number Attending____________________________________
Contact Phone #_____________________________________
Please Respond By: April 3rd for the April 6th Class
Credit Card information

Visa

MC

Amercian Express

Discover
Card No.___________________________________________
V-Code (on back)____________________________________
Card Address No.____________________________________
Fax Form Back To:
Email Form To:
Mail Form To:
989-775-7748
[email protected]
HBA of Central Michigan
2026 Independence Drive, Mt. Pleasant MI 48858
1105 N. Mission St.
Mt. Pleasant, Michigan 48858
(989) 773-2132 • Fax (989) 773-2791
Custom Cabinets • Corian Countertops
Appliances • Design Consulting
www.ljskitchens.com
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CPA Message:
MICHIGAN’S NEWLY ENACTED SWEEPING TAX CODE CHANGE
CPA-turned- Governor, Rick Snyder, made good
on his campaign pledge to revamp the tax code
in Michigan. The new law eliminates the state’s
tax exemption for most pension income, scraps
the unpopular Michigan Business Tax and repeals
a number of credits, exemptions and loopholes in an effort to attract
more business investment. Michigan lawmakers are not alone as
other states with freshly elected Republican governors and more
conservative legislatures are working on tax changes of their own to
promote business growth.
House Bill 4361 narrowly passed the state Senate with Lt. Gov. Brian
Calley casting the tie-breaking vote.
The bill replaced the Michigan Business Tax with a flat 6% tax on
C-corporations. This is expected to reduce corporate income taxes
by $1 billion for the fiscal year beginning Oct 1. Democrats say the
version of the bill that passed added back some credits to business
and they estimate the tax break to corporations to be more like $2
billion. By scrapping the Michigan Business Tax, nearly 100,000
small to medium sized employers will no longer have to file a state
business tax return.
to those with household incomes of $50,000 or less. The new plan
also reduces credits for charitable giving.
The plan institutes a public pension tax. A compromise change from
Snyder’s original plan does phase in the tax treatment. Older seniors
will not be taxed, but those born after 1945 will be. Republicans
say that having a growing number of retirees exempt from income tax
undermines the fiscal structure of the state.
Snyder finances his business tax cuts with $1.5 billion in higher income
tax revenue. Democrats call that a huge tax shift. It is a departure
from longtime Republican practice of cutting taxes now and deal with
revenue damage later by cutting budget funding.
Compliments of Susan Murray, CPA
Murray & Associates CPAs PLLC
1234 E. Broomfield St, Ste 5, Mt. Pleasant MI 48858
(989) 779-7799 or [email protected]
The Senate-approved plan reduces the Earned income Tax Credit for
low-income workers. The Michigan League for Human Services said
it was glad that the plan that passed preserves a portion of the State
Earned Income Tax Credit by giving low-income filers a 6% match
rather then the 20% match as the credit stands today.
Under current law, the income tax rates are supposed to drop to 3.9%
by year 2015. The new plan keeps the income tax rate at 4.25%.
This measure amounts to approximately $800 million difference to
the budget each year.
The plan reduces the refundable income tax credits designed to offset
property tax burdens. The Michigan property tax credit will be limited
THE KAY FISHER
SCHOLARSHIP RECIPIENTS
Congratulations to the following four CMU Chapter students
Terry Michael Stewart, Michael William King, Stephanie
Lofgren and Trevor Thomas as they received scholarships
from our HBA to continue to complete their degrees in the
Construction Management program at CMU. On hand were
the Senior Officers to present them with their awards at our
last general membership meeting at the Alma Elks Club.
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1-877-799-DOOR
(989) 772-3155
811 Craig Hill Rd.
Mt. Pleasant, MI 48858
STEVE JOHNSON
Sales Manager
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Membership Committee
National Membership Day
is Tuesday, May 24th
The local office is participating again, and
has formed teams to attempt to boost our
membership past the 400 member plateau.
The theme this year is “The Winning Hand”. The association needs
YOUR help to STACK THE DECK
(in a good way) and build up our
membership! Prospect packets are
available from the HBA office that
you can pick up and deliver, OR,
you can call Carmi with contact
information for your prospect and
she’ll mail out a packet.
•$410 annual dues is a 3-in-1 membership!
•80% is Deductible As An Oridinary Business
Expense.
•Local, state, and national benefits apply! …
Along with a great incentive package for the
new members that join on the 24th.
For each new member recruited, a playing card will be given, with
the best 5 card hand winning the grand prize.
We are trying to focus on recruiting new builder members that have
attended continuing education classes, but, any other potential
builder or affiliate member will be welcomed.
As always a number of incentives are being offered to join on
membership day, and we have generated a list of potential new
members that is available from Carmi at the HBA office.
If you are interested in joining one of the teams, please contact one
of the captains, or, if you believe you can help individually please
contact Carmi to find out how to participate.
Dave Smith • Terry Kunst • Michelle Duke
The stronger our membership becomes, the stronger our voice is
heard in Lansing. Or as Terry Kunst says (frequently) “if you’re not
at the table you’re on the menu”
G
e
Regards,
Dave Smith
Membership Vice Chairman
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Braun kendrick finkbeiner p.l.c.
Timothy L. Curtiss
Attorney at Law
304 E. Broadway
Suite 206 Mt. Pleasant, MI 48858
(989) 775-7404
Fax (989) 775-3764
Other Offices:
Saginaw, MI
Midland, MI
CONROY
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outside and inside your home.
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y for a
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4242 S. Shepherd Rd.
Mt. Pleasant, MI 48858
(989) 560-2774
2011
SUMMER CONVENTION
Isabella
JULY 20-22 at the Grand Hotel
See page 5 for details!
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2011 HBA of CM Golf Outing
SIGN UP TODAY! Spring is here and it’s
time to start thinking about golf. This will
mark our 22nd Annual Golf Outing and this
time we will be celebrating the event at the
Pohl Cat Golf Course here in Mt Pleasant.
The date is set for Friday July 29th so be sure to mark your
calendars for our annual event. We had a great time last year
with a great number of members in attendance and we are looking
forward to another successful event.
So, if you haven’t already, dust off those clubs and get
your team ready to tee off with your friends at the Pohl
Cat this summer for the
Home Builders Association of
Alma
Central Michigan Golf Outing.
I am asking for everyone’s support and participation again at this
year’s event. If you are interested in being on the golf committee
or have any questions or suggestions, we would love to hear
from you. You can call Carmi at at the HBA office or reach me
at 517-204-4741.
Breakfa
&
Lunch
Aaron Liscomb
Mr. Electric
Mid State Electric
st
in
Come jon!
the fu
Dear Golf Outing Sponsors and Participants:
The Home builders Association of Central Michigan would like to thank you for your generous support of the Golf
Outing.
As Golf Outing Chairperson, I'm asking for your support for this years golf outing set to take place Friday, July
29th. Here are the four levels of sponsorship:
Platinum: $275.00 4 Golfers, hole sponsorship with sign Gold: $150.00 2 Golfers, hole sponsorship with sign
Silver: $100.00 Hole sponsorship Bronze: $50.00 Prize donation of your choice
f golf
18 holes o
Or $65.00 per person
If you have any questions call me at 517-204-4741
or Carmi at 775-7747.
Sincerely, Aaron Liscomb
Golf Outing Chairperson
Please send confirmation of your sponsorship and check before July 20th.
Payment method
_____ Check enclosed made payable to the HBA of Central Michigan
_____ Please charge my credit card in the amount of $__________
Credit Card information

Visa

MC

Amercian Express

Discover
Card No.______________________________________
V-Code (on back)________________________________
Card Address No._________________________________
Fax Form Back To:
Email Form To:
Mail Form To:
989-775-7748
[email protected]
HBA of Central Michigan
2026 Independence Drive, Mt. Pleasant MI 48858
2011 SUMMER CONVENTION
JULY 20-22 at the Grand Hotel
All MAHB members are welcome to attend!
• Low registration fee
• Free $25 Speedway gas card to each registered member
• Discounted ferry/parking at Sheppler’s
• Special “Bed & Breakfast” rate at the Grand — $355.00 night for up to 4 people in a room.
• Countless activities to enjoy on the island, and no meetings Thursday afternoon so you can enjoy family FREE TIME!
• Free top-of-the-line reception with food on the Grand Porch (late Thursday afternoon)
• Free Dinner with entertainment in a private room at the Grand (Thursday evening)
Don’t miss this opportunity to enjoy the beauty of summer in northern Michigan, to spend quality time with your family, to
network with your fellow MAHB members, and to show the strength of the building industry! For complete information and to
register, please go to MAHB’s website, www.buildingmichigan.org and click on the EVENTS button.
Convention information and registration forms were also published in the Spring issue of Michigan Builder magazine, which
came to your mailbox the last week of March.
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A MESSAGE from LEE SCHWARTZ
Regarding NEW FALL PROTECTION RULES and TRAINING
I know that some of our members are quite frustrated and upset at the new fall protection rules and that, on rare occasions, that emotion
could spill over into the tone of the questions they ask of the presenters at the fall protection seminars. I’d ask you to please remind the
attendees at the seminars neither MIOHSA or the MAHB are responsible for these rules. The NAHB asked OHSA to revise these rules
and we here in Michigan are stuck with what happened at the federal level. The MIOHSA CET staffers putting on these seminars are
there to try and help the members and, even though they may not have all the answers, they’re not the ones to be mad at.
New Codes Every Six Years, Not Three
At the request of the MAHB, State Representative Joe Haveman
(R) has introduced House Bill 4561 which would move Michigan
from a three-year cycle of adopting construction codes to a sixyear cycle. The Michigan Municipal League has already voted
to support this change.
Last fall, well before the 2009 Michigan construction codes
went into effect on March 9, 2011, plans were underway to
appoint the five review committees to begin work on the 2012
codes. The code promulgation process, on both the state
and national levels has become a never-ending effort costing
the state, local units of government and contractors millions of
dollars while yielding very few critical changes to the previous
edition of the code.
Look for more on this issue as the legislation moves forward.
Competency Training Offered Online - Must Take by May 31st
Michigan state law requires that all
contractors complete at least 3 hours of
continuing competency training by May
31st in order to renew their license. The
training deadline is quickly approaching
and the courses are vital for license
renewal. The best learning opportunity is
to attend one of our in person sessions,
the last one being held May 26th,
however, if you are unable to attend in
person an online tool for completing this
training will be available for a few short
weeks prior to the deadline.
The Michigan Association of Home
Builders (MAHB) has teamed up with
the Michigan Propane Gas Association
to present an easy to use resource to
complete continuing competency training
online at www.buildingmichigan.org.
Participants can watch three podcasts and
can print off a certification of completion
Capitol Update for the Week • Ending May 13, 2011
An Update for members of the Michigan Association of Home Builders
Tax Compromise Plan Passes the Senate – Yesterday a major tax
overhaul package passed the Senate and was concurred in by the
House. For weeks we have been updating you on Governor Snyder’s
reinvention of the tax code, for both businesses and individuals.
History was made yesterday when the Senate passed the key
reform bill (HB 4361) with a vote of 20-19 with Lt. Governor Brian
Calley casting the tie breaking vote. This vote is attached along
with the Lt. Governor’s remarks. With this major overhaul, the
Michigan Business Tax has been replaced with a 6% tax on those
businesses structured as a C corporation. For businesses structured
as S corporations, LLC’s, LLP’s, etc, they will pay a 4.35% tax on their
personal income tax. This eliminates the double taxation for those
smaller businesses.
House Bill 4362 would allow companies holding certificated credits
to be able to continue to file under the Michigan Business Tax
should they chose to do that. HB 4362 passed the Senate with a vote
of 27-10. On the individual side there were changes made as well.
The income tax rate will be 4.35% until it lowers to 4.25% in 2013.
Changes were made to the Homestead Property Tax Credit and the
Earned Income Tax Credit. For additional information, contact Dawn
Crandall at [email protected]. The entire package of bills
now heads to Governor Snyder’s desk for signature.
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at the conclusion of the videos. This
documentation must be kept on file (in
case of an audit) by the participant.
There is no grace period for completing
this training. If you are audited and it is
determined that you have not completed
your continuing competency training by
May 31st, you may be required to complete
60-hours of pre-licensure training before
re-establishing your license.
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Since
Since 1955
1955
Licensed
Licensed && Bonded
Bonded
Lead
Lead Certified
Certified
Nace
Nace Inspecting
Inspecting
Hi-End Residential • Commercial • Industrial
Painting • Wallpapering • Specialty Coatings • Aerial Work
Don
Don P.
P. Gallo
Gallo
989-382-7390
989-382-7390 •• Fax
Fax 866-941-4537
866-941-4537
Cell
Cell 231-250-0741
231-250-0741 •• [email protected]
[email protected]
5930
5930 Watling
Watling Rd.
Rd. •• Diamond
Diamond Lake
Lake •• Barryton,
Barryton, MI
MI 49305
49305
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Investing Beyond Short-term CDs
With Financial Advisor, Mark Cashen
Many people depend on certificates of
deposit (CDs) to provide extra income. Yet
CD rates have been fairly low for a while. In
recent months, in fact, one-year CDs were
paying about 0.5%, two-year CDs topped out at around 1%, and
five-year CDs paid in the 2% to 2. 3% range. Those rates are
scanty enough, but they can seem even lower in an economic
environment marked by rising food and gas prices.
Before you consider alternatives, keep in mind that CDs still
offer a key advantage: safety of principal. The Federal Deposit
Insurance Corporation (FDIC) typically insures CDs up to
$250,000. And since CDs are relatively short-term in nature,
you don’t have to worry about locking away that money for long
periods of time. So there can be a place for CDs in the fixedincome portion of your portfolio.
However, during times such as these, you might consider looking
at additional options, keeping in mind that, when seeking greater
income, you’ll likely be taking on more risk. Let’s consider a few
alternatives:
Fixed annuities — Many people buy fixed annuities to supplement
their retirement income. But most annuities also allow you to
take up to 10% of your account value each year without penalty.
Plus, the interest rate you receive on a fixed annuity may be more
competitive than that currently paid by a CD. Keep in mind,
though, that annuities are not backed by FDIC insurance, and
any guarantees are backed solely by the paying ability of the
insurance company. Additionally, early or excessive withdrawals
may be subject to penalties. If you believe a fixed annuity might be
appropriate for your situation, speak with your financial advisor.
MAHB Endorses
Frankenmuth for Workers
Comp. Insurance
MAHB has named Frankenmuth Insurance as its
endorsed provider of workers compensation insurance
for our members. Member only benefits and discounts
will be provided. One of the items they have committed
to is the ultimate set-up of a monthly self-audit system.
This type of system allows members with fluctuating
payrolls to adjust their premium payments each
month. Frankenmuth has pledged to work with us in
carving out more and more member only value. Given
our long partnership with them in providing property
and casualty coverage to our members, broadening our
partnership to workers compensation was a logical step.
7
Frankenmuth receives A (Excellent) rating Continued on page 7.
Edward Jones
Bond ladders — If appropriate for your situation, you can
potentially gain extra income through a strategy known as a
bond “ladder.” To build a ladder, you buy several bonds with
varying maturities — short-, intermediate- and long-term. Once
you’ve constructed your ladder, you could gain some advantage
in various interest rate environments. When market rates are
low, you’ll still have your longer-term bonds earning higher
interest rates. And when market rates rise, you can reinvest your
maturing short-term bonds at the higher rates. But if you need
income in addition to your regular interest payments, you can
get it from the maturing bonds. Unlike CDs, however, bonds are
not covered by FDIC insurance and are subject to credit risks.
Bonds are also subject to interest rate risk: When interest rates
rise, bond prices generally fall, and you may lose some or all
of your principal if you sell your bond prior to maturity. But by
holding your bonds until maturity, you can avoid loss of principal,
assuming the issuer doesn’t default.
Dividend-paying stocks — Some companies have paid —
and increased — their stock dividends for many years now. If
you don’t need the dividends to boost your cash flow, you can
reinvest them to help boost your ownership stake. However,
companies can reduce or discontinue their dividends at any time,
and since stock prices fluctuate, you risk losing some or all of
your principal.
By exploring alternatives to short-term CDs, you may find other
appropriate investments that may better position you to reach
your financial goals — so look around to see what’s available in
the financial marketplace.
This article was written by Edward Jones for use by your local
Edward Jones Financial Advisor.
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One Company,
One Call,
We Do It All.
Fire & Water Damage Restoration & Reconstruction
Fire, Water, Smoke & Mold Cleanup
Carpet Cleaning & Air Duct Cleaning
Board Ups, Structural Drying
989.773.8038
or 888.289.7362
Bob & Karen Heydenburg - Owners
Insulation • Drywall • Paint
Polyurethane Foam • Nu-Wool Wallseal • Retrofit
Competitive Pricing - Speed & Reliability
Quality and Service - Package Pricing Available
Over 25 Years Experience
Residential • Commercial Industrial •Licensed & Insured
Save up to 40% on Utility Bills by adding
Nu-Wool Premium Cellulose.
The Energy Saving Spray-On Insulation
989-833-7553
4401 N. Lumberjack Rd., Riverdale
Email your order to [email protected]
www.superior-interior.com
Providing builders
with what they need to
build their business.
(989) 773-7343
Fax (989) 772-5127
Check out the 22nd Annual
Golf Outing on page 5!
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1 st T i m e E v e r
– A One Day Fall Home & Lifestyle Improvement Show –
Dear Members:
It’s time to mark your
calendars and prepare
yourself for our first
ever one day Fall Home & Lifestyle
Improvement Show on Saturday September
17th at Finch Fieldhouse. This event came
to us by demand of our members and prior
Home Show Exhibitors that requested we
put on …..a one day only event geared
towards assisting you in potentially
generating more work/leads to get you
through the fall and winter months.
We are looking to make this one day event
as affordable as possible.
Contracts will be out very soon so, be
sure to keep your eye on the mail…as
booth allocation will be on a first come
first serve basis.
We are also looking for creative and
innovative ideas in helping us make this
a great show so please contact the office
if you are interested in serving on the
committee. Contact either myself or Carmi
at 989-775-7747.
Don’t miss out on this all NEW EVENT!
Steve Johnson
Steve Johnson
Chairman
Johnson Door & Central Vac
989-772-3155
MAHB Endorses Frankenmuth for
Workers Comp. Insurance
Continued from page 7
May 4, 2011
Citing Frankenmuth Insurance’s strong capitalization and solid
regional market presence, A.M. Best affirmed its “A” (Excellent)
rating and stable outlook. A.M. Best’s rating represents its overview
of Frankenmuth Mutual Insurance Company and its property and
casualty insurance subsidiaries: Ansur America Insurance Company,
Patriot Insurance Company, ASure Worldwide Insurance Company and
Fortuity Insurance Company. “This rating and outlook affirmation
are testament to our financial strength and performance,” says
Frankenmuth Insurance President & CEO John Benson. “The
collaborative efforts of our talented employees and you, our agency
partners, are fundamental to our continued success.”
To get a quote on worker’s compensation insurance and/or property
& casualty insurance, contact any of the following HBACM members:
Mt. Pleasant Agency – Kurt Feight 989-772-2977
www.mtpleasantagency.com
McCarthur Agency – Terry Kunst – 989-644-3465
www.mtpleasantagency.com
Joe Fabiano Or Ryan Holbein –
General Agency -989-773-6981 www.ga-ins.com
Jeb Gilbert
9
Food Pantry Donation
From Bowling Tournament
Bowling Tournament – Renee Patterson …Back on February 26th
we held our 6th Annual Bowling Tournament and once again we
were fortunate through the assistance of Julie Rush of Mt. Pleasant
Abstract whose father kindly donated a weekend for two to Indian
River and with the major sponsors on the lap top purchased at
Staples which included: Konwinski Construction, Aaron Liscomb of
Mr. Electric, Tanner Tracking/Estel Tanner, Johnson Door & Central
Vac Systems and Pella Windows & Doors by Horne …without
their donations we couldn’t have afforded to purchase these prizes
which turned out raising $1,000.00 that was donated to Central
Michigan Chapter of The American Red Cross -Food Pantry at our
May membership meeting. On hand to accept the check was Irene
Little of the Central Michigan Chapter of the American Red Cross
– Food Pantry which currently provides food to over 300 families
a month in our area.
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in the Members Corner this month...
116 N Mission, Mt Pleasant, MI 48858
989-773-3917 | www.shaheengm.com
The Shaheen Automotive Group realizes Companies are more concerned than ever about reducing expense and maximizing profit. To
help National Association of Home Builders business members reduce
costs associated with maintaining a fleet of vehicles, Shaheen Buick,
GMC Truck, Cadillac is offering a 15% discount on all parts and service.
Our ASE, state certified technicians maintain and repair all makes and
models – even imports. Call 989-773-3917 and speak with our service
advisor to schedule your next service visit.
nesses dramatically reduce costs associated with purchasing and/or
maintaining small or medium sized fleets of vehicles.
Shopping for a vehicle? Presently, members are eligible to receive an
additional $500.00 rebate towards the purchase of most new cars or
trucks.
Call Mark Durfee at (517) 712-4719 or email at [email protected]
As an additional benefit, members are able to take advantage of Shaheen Fleet Analysis -- a free consulting program for small and medium
size businesses. This is a comprehensive program proven to help busi-
PERCHA PAINT & WALLPAPER
Devoe Paint, Specialty Finishes, Spray Equipment,
Custom Window Treatments, Wallpaper, Fabrics, Floor Coverings
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989.773.4224
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City of Mt. Pleasant Department of Building Safety
Reports for April 2011 • Permits in Motion
401 N. Main Street • Mt. Pleasant, MI 48858-1698 • Phone (989) 799-5302 • Fax (989) 773-6791
PERMITS ISSUED
THIS PERIOD
Type
No.
YTD TOTAL
Valuation
No.
LAST YTD TOTAL
Valuation
No.
Valuation
Commercial Accessory
0
$0
1
$20,000
1
$30,000
Commercial Addition
1
$70,000
1
$70,000
2
$1,280,000
Commercial Alteration
3
$75,665
8
$488,957
16
$1,196,700
Commercial, New
0
$0
0
$0
1
$506,000
Demolition
2
$0
3
$0
3
$40,300
Fence
0
$0
1
$450
8
$9,786
Moving
0
$0
0
$0
0
$0
Multi-family, Addition
0
$0
0
$0
0
$0
Multi-family, Alteration
0
$0
0
$0
0
$0
Multi-family, New
0
$0
2
$300,000
1
$181,000
Other
1
$25,000
1
$25,000
0
$0
Reroof
19
$102,119
29
$176,107
35
$191,444
Reside
0
$0
0
$0
3
$13,968
Residential Accessory
0
$0
1
$5,000
2
$2,850
Residential Addition
0
$0
1
$49,086
0
$0
Residential Alteration
14
$196,678
39
$566,708
22
$53,118
Residential, New (manufactured)
0
$0
0
$0
0
$0
Residential, New
(single-family, att. & det.)
3
$420,000
4
$713,700
1
$200,000
Residential (Rooming Dwelling)
1
$160,000
7
$638,580
1
$150,000
Sign
3
$22,000
10
$66,617
16
$35,146
TOTAL PERMITS
47
$1,071,462
108
$3,120,205
112
$3,890,312
$9,305
TOTAL FEES
$26,152
$24,086
Union Township Building Permits -Year to Date
TYPE
THIS PERIOD (April 11)
No.
YEAR TO DATE
Permit Value
Permit Fee
No
Permit Value
Permit Fee
Commercial Accessory
0
$0
$0
0
$0
$0
Commercial Remodel
3
$25,000
$255
3
$25,000
$255
Commercial New
0
$0
$0
0
$0
$0
Demolition
0
$0
$0
0
$0
$0
Exempt
0
$0
$0
0
$0
$0
Residential Accessory
0
$0
$0
0
$0
$0
Residential Remodel
2
$6,000
$100
4
$69,000
$360
Residential New
0
$0
$0
1
$3,000
$80
Totals
5
$31,000
$355
8
$97,000
$695
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A Message from
the Women’s Council...
Each year the Home Builders Assocation of
Central Michigan Women’s Council awards two
scholarships to graduating seniors. This year we were fortunate
enough to have a generous private donation which allowed us to
honor three graduates. The three recipients were recently honored
at the May 17th dinner meeting. They are:
Whitney Himes – Whitney will be graduating from Mt Pleasant High
School and plans to attend Grand Valley State University to pursue
a degree in Dance and Chemistry.
Samantha Duke – Samantha will be graduating from Mt Pleasant
High and plans to attend Davenport University in Grand Rapids to
pursue a degree in the Paralegal program.
Kyle Hahn – Kyle will be graduating from St. Louis High School and
plans to attend DePauw University in Indiana to pursue a degree
in Physics and Music.
Congratulations to all three students!
Also, we’ve had a busy month. Thanks to all who came to Greenwald
& BC to help wrap over 1,300 tree seedlings that we’re delivered
to the 3rd grade classrooms of 18 participating schools. Thanks
again to Greenwald & BC for donating the location and to everyone
that helped out as you can see in the photos.
Carrie Smith
Chairperson, Women’s Council
779-6368
Renewing Members...the very heart of our association!
A & L Agency Dawn Augustine .......................................989 620-6646
Ace Plumbing & Heating Matt Meyers ..............................................989 772-5134
Americast Dan Bishop .................................................989 681-4800
Anderson Windows Galen Voss .................................................800 952-9442
Buck’s Run Golf Club Jeff Sweet ..................................................989 779-0754
Chippewa Lanes Carl Malish ...............................................989 773-9531
D & D Asphalt Specialists LLC/Cooper Invest Dean Cooper ..............................................989 835-4011
DeWitt Lumber Company Jason Scott ................................................989 561-2100
Eck-Sperienced Builders Mike Ecker ..................................................989 772-5295
Everdry Waterproofing Robert VanSuilichem ..............................616 406-0808
Finnerty Builder Dominic Finnerty .....................................989 644-6910
NES Rentals Troy Stoike .................................................989 77508705
Great Lakes Construction Lonnie Smith ..............................................989 560-3881
Heartwood Construction Edward Newberg .....................................989 785-0210
Hoffman Construction Ron Hoffman .............................................989 866-2591
Homeview Improvements Tim Alana ...................................................989 725-6190
Inniger Building Orland Inniger .........................................989 236-5149
Isabella Bank Connie Katt ................................................989 842-3191
Kesco Construction Kurt Schafer .............................................989 644-3467
Kieff’s Roofing Inc. Dennis Kieff ...............................................989 762-5073
Koetje Deck & Log Home Terry Koetje ...............................................231 942-1094
Krapohl Ford Lincoln Mercury Stan Miller ................................................989 772-2991
Lakeside Motor Sports Ed Richter ..................................................231 972-4146
Main Street Audio/Video Scott Wager ..............................................989 773-7370
Marine Automated Deck Systems Tom Dewey ................................................989 539-9010
Martin Heating & Cooling Brad Martin .............................................989 386-3791
McArthur Insurance Agency Terry Kunst ...............................................989 644-3465
Menards Mitchell Hoover ......................................989 779-5090
Michigan Odor Control & Sanitizing Alberta McBride ......................................989 400-0260
Mick Straus Construction Mick Straus ...............................................989 644-5224
Mid Michigan Security Systems David Dell ..................................................989 772-2348
Mission Lumber & True Value Home Center Traci Florian .............................................989 772-0906
Moline Heating & Cooling Terry Moline .............................................989 463-8767
Mr Electric of Central Michigan Aaron Liscomb ..........................................989 773-5063
Coldwell Banker/Mt Pleasant Realty Inc Larry Bean ................................. 989 773-5972 Ext 244
R & R Drywall & Insulation IncAaron Ridenour .......................................989 386-7606
Rite Way Asphalt Paving Co.
Jerry Struble............................................ 989 828-6368
Rory Harsh Builder Rory Harsh ................................................989 465-1326
Shaffer Construction Joshua Shaffer ........................................989 466-1419
Steve O’Day Enterprises Joshua O’Day .............................................989 429-7806
T Coulter Home ImprovementTim Coulter ................................................248 561-6090
Thomas Krchmar IncorporatedThomas Krchmar .....................................989 539-7386
Annettes Construction & Seawall Mike Florian ..............................................989 828-7799
Bechtel Irrigation Tim Bechtel ..................................................989 7728141
Central Eavestroughing LLC Jeb Gilbert .................................................989 828-6279
Central Michigan Home Improvement Alan Satterlee .........................................989 832-6300
Central Plumbing & Heating Raymomd “Ed” Bissett ..............................989 772-9190
Commercial Blueprint Inc Doug Schmidt ............................................517 372-8360
Corporate Title Agency Cy Tope ........................................................989 773-3241
Custom Heating & Plumbing Daniel Rons ...............................................989 772-2270
DeShano Companies Jeff Zettel ..................................................989 426-2521
Design Builders of Clare, Inc Mary Casebere ..........................................989 386-2491
Door Heating & Cooling Dane or Erin Bjerke .................................989 772-1760
Four Seasons Windows Neil Satterlee ...........................................989 588-7000
Freed Construction Co., Inc. Jerry Freed ...............................................989 463-8611
General Agency Company Joe Fabiano................................................ 989 773-6981
Great Way Window & Door Henry Lehman ...........................................989 433-2282
Green Stone FCS Nancy Blaauw ..........................................989 773-5175
Habitat for Humanity of Isabella County Edwina Clark ...........................................989 317-4650
Haynes Masonry & Construction Brian Haymes ............................................989 584-3623
Reinke’s Hearth of the Home
James Reinke .............................................989 539-3551
Insulation Technologies of Michigan Russ Potts ..................................................989 386-3292
Isabella Community Credit Union Jay Anders .................................................989 773-5927
L J’s Kitchen & Interiors Scott Holmes ............................................989 773-2132
Lawrence Builders David Lawrence ........................................989 539-5396
Leatherer Truss Inc Steven Letherer .......................................989 386-4999
Brad Malley Well Drilling Brad Malley ..............................................989 772-2765
Mid-State Exposition Service Terry Slaggart .........................................989 386-3834
Morey’s Logo’s Ron & Max Morey .....................................989 772-4492
Mr Rooter Plumbing Amanda Walton ........................................989 779-9913
Mt Pleasant Rental Center, Inc Brent & Lisa Myers ..................................989 773-4620
RSP Paul Jordan ...............................................888 898-3049
Retrofoam of Michigan Inc Mark Massey .............................................989 746-0320
Steve O”Day Enterprises Steve O’Day ..................................................989 539 3757
Superior Concrete Construction Larry Plough ............................................989 539-4390
Team Concrete Gary Reed ...................................................989 386-8999
Thelen Construction Terry Thelen .............................................989 463-6041
Frontier Todd Hansen ..............................................989 772-0220
Welcome New Members...
Capital Equipment of Clare Kevin Holt ..................................................989 386-2192
Homestead Heating Wes Friesen ................................................989 236-5016
R U Designing Robert Uhl................................................. 989 235-1013
Straus Builders Michael Straus ........................................989 644-2301
Thank you!
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Home Builders Association of Central Michigan
2026 Independence Drive • Mt. Pleasant, MI 48858
Isabella
Governor Ric Synder
State Capitol Building
Lansing, Michigan 48913 ∙ 517-373-3400
Lieutenant Governor Brian Callie
State Capitol Building
Lansing, Michigan 48913 ∙ 517-373-3400
Senator Roger Kahn
32nd District State Senate
P.O. Box 30036 ∙ S 324 Capitol Building
Lansing Michigan 48909-7536
[email protected]
517-373-1760
Senator Judy Emmons
33rd District State Senate
P.O. Box 30036 ∙ 1005 Farnum Building
Lansing Michigan, 48909-7536
[email protected]
517-373-3760
Senator Darwin Booher
35th District State Senate
P.O. Box 30036 ∙ 520 Farnum Building
Lansing, Michigan 48909-7536
[email protected]
517-373-1725
Representative Paul Opsommer
93rd District State
P.O. Box 30014 ∙ N 1197 HOB
Lansing, Michigan 48909-7514
[email protected]
517-373-1778
Representative Joel Johnson
97th District State
P.O. Box 30014 ∙ S 1286 HOB
Lansing, Michigan 48909-7514
[email protected]
517-373-8962
Representative Kevin Cotter
99th District State
P.O. Box 30014 ∙ S 1288 HOB
Lansing, Michigan 48909-7514
[email protected]
517-373-1789
Congressman Dave Camp
4th District Michigan
135 Ashman Street ∙ Midland, MI 48640
989-6321-2552
Are You Ready if MIOSHA
Visits Your Job Site?
As the heart of the building/remodeling
season begins MIOSHA can and
will visit residential building sites to
conduct inspections. As a matter of fact,
MIOSHA inspectors have been directed
to put a greater emphasis on residential
construction sites. If you are not in
compliance with the standard workplace
safety rules, including the use of written
safety plans, you will be fined. There are
steps you can take to review your safety
program to insure compliance. First,
take time to read the MIOSHA website
relative to construction rules, which you
can link to as follows:
http://www.michigan.gov/dleg/0,1607,7154-11407_15368_23452---,00.html
Second, join us for a MIOSHA Fall
Protection Safety Class on Thursday,
June 9, 2011. Download a copy of the
registration form at www.hbacm.com or
follow us on facebook.