America Speaks Out on Retirement Income

You are cordially invited to attend
America Speaks Out
on Retirement Income
97% of Americans surveyed say guaranteed income for
life is one of the most important benefits in a retirement investment.1
What’s important to you? If you’re interested in securing guaranteed income
for life and guaranteed rising income for your retirement, please plan to attend the “America
Speaks Out on Retirement Income” complimentary seminar .
®
You’ll learn more about our recent survey—sponsored by SunAmerica and conducted by Harris
Interactive—and hear what Americans like you are saying when it comes to retirement income.
More importantly, you’ll learn about:
The importance of developing a
retirement income plan designed for the
way you live and spend in retirement
Potential solutions for effectively
addressing your top retirement
concerns and goals
Note: Variable annuities with optional protection features will be discussed.
Seating is limited, so please RSVP today!
Date:
FEBRUARY 26, 2013
Time:
6 - 8 PM
Place:
GRILLSMITH RESTAURANT
Hosted by:
RSVP:
2539 COUNTRYSIDE BLVD, STE 6
CLEARWATER, FL
CATHY A. WAGNER, CFP
2662 WEST LAKE RD
PALM HARBOR, FL 34684
TO CATHY'S OFFICE
727-789-3691
Note: Summary findings include all responses that are at least “somewhat” important. If “important”
and higher were shown, results would have totaled: 90%.
Prospectuses will be available at the meeting. Variable annuities are sold by prospectus only. The
prospectus contains the investment objectives, risks, fees, charges, expenses and other information
regarding the contract and underlying funds, which should be considered carefully before investing.
Please read the prospectus carefully before investing.
Please see the reverse side for additional information and disclosure.
1
Online survey conducted June 21-25, 2012, by Harris Interactive of 1,199 U.S. adults ages 45 and over.
Polaris Variable Annuities are designed for long-term retirement investing. Withdrawals of taxable
amounts are subject to ordinary income tax and, if taken prior to age 59½, an additional 10% federal
tax may apply. Early withdrawals may be subject to withdrawal charges. Partial withdrawals may
reduce benefits available under the contract, as well as the amount available upon a full surrender.
An investment in a variable annuity involves investment risk, including possible loss of principal. The
contract, when redeemed, may be worth more or less than the total amount invested. Income protection
features are optional and available at contract issue in select Polaris Variable Annuities for an additional
fee. Age restrictions, investment requirements and other limitations apply. Contract and optional benefit
guarantees are backed by the claims-paying ability of the issuer.
Tax-qualified contracts such as an IRA, 401(k), etc. are tax deferred (and subject to required minimum distributions) regardless of whether
or not they are funded with an annuity. However, annuities do provide other features and benefits, including but not limited to a guaranteed
death benefit and income options, for which a separate account fee is charged.
SunAmerica Annuity may be a sponsor of this seminar. As a sponsor, it would have contributed a fee or services to help defer seminar costs.
During the course of this seminar, your financial advisor may recommend variable annuity products that are issued by SunAmerica Annuity.
Neither SunAmerica Annuity, nor its distributors and representatives, may provide individual investment recommendations or advice.
Polaris Variable Annuities are issued by SunAmerica Annuity and Life Assurance Company (SunAmerica Annuity) and marketed by
SunAmerica, The Retirement Specialist. Products and features may not be available in all states. The purchase of a variable annuity is
not required for, and is not a term of, the provision of any banking service or activity. Neither SunAmerica Annuity, nor its distributors and
representatives, may give tax, accounting, legal or investment advice.
Distributed by SunAmerica Capital Services, Inc., 21650 Oxnard Street, Suite 750, Woodland Hills, CA 91367-4997, 1-800-445-7862.
Not FDIC or NCUA/NCUSIF Insured
May Lose Value • No Bank or Credit Union Guarantee
Not a Deposit • Not Insured by any Federal Government Agency
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