the Newsletter

Happy New Year!
powerline
Nebraska Energy Federal Credit Union has teamed with the Love My Credit
Union Rewards TurboTax program to offer our members great savings on TurboTax
federal products. This year, file your taxes the smarter way, and get your biggest
possible refund – guaranteed.
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TurboTax translates taxes into simple questions about your life and puts everything in the right forms for you.
TurboTax searches over 350 deductions and credits, so you won’t miss a thing.
TurboTax runs error checks and a final review to help make sure your taxes are done right.
Plus, you can save on TurboTax federal products. Start TurboTax now!
The TurboTax credit union member discount is just one of many member discounts available with the Love My Credit
Union Rewards program. Members have saved over $1.4 billion with exclusive offers from these great partners:
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Receive a 10% discount (business members a 15% discount) on select regularly priced Sprint monthly data
service. Plus, waived activation fee on new lines and upgrade fees ($36 savings each)
Get safety and security of roadside assistance and more for less than $1 per week* with CU Road Pal
Save up to $200 on new DIRECTV service with monthly bill credits and a $140 gift card
Receive a $100 gift card and smoke communicator with new a ADT monitored home security system
Earn cash back when you shop at over 1,500 online retailers with Love to Shop
The more offers you take advantage of, the more you save. Start saving today at LoveMyCreditUnion.org.
NEFCU
MasterCard
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INTRODUCTORY APR* FOR A PERIOD OF 24 BILLING CYCLES
1st Quarter 2016
1st Quarter 2016
Rate Projections:
Share Account
(Minimum $25.00)
Introducing
SHARE CERTIFICATES
.60% APY*
Nebraska Energy Federal Credit Union Board of Directors approves
the introduction of Share Certificates. Share Certificate options are
available to enhance your savings portfolio and help you reach
your financial goals. With our 1 and 2 Year terms and great rates, you
can truly get the return you want.
Holiday Account
.60% APY*
(Dividends paid annually.
No minimum balance required.)
IRAs
(Minimum $100.00)
.95% APY*
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Share Draft Account .25% APY*
(Average monthly balance of $300)
Open your share certificate today.
1 Year Certificate .95% APY* minimum deposit of $5,000
2 Year Certificate 1.15% APY* minimum deposit of $5,000
*Annual Percentage Yields (APYs)
are variable. Rates subject to change.
Fees may reduce earnings.
Lost or Stolen
Debit Card
Report by calling
Business Hours
800.453.3913
After Hours
800.264.5578
Lost Platinum Credit Card
800.442.4757
Please Note:
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BIG
Contact Us
1414 15th Street
PO Box 499
Columbus, NE 68601
(402) 563.5900
800.453.3913
Web
www.ne-fcu.org
Email
[email protected]
Hours
Monday - Tuesday
Thursday - Friday
8:00 a.m. - 5:00 p.m.
Wednesday
8:30 a.m. - 5:00 p.m.
Teledata 24
866.414.9201
Credit Union Access ID
Number 10
Federally Insured
by NCUA
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Early withdrawal penalty: Term of 1 Year = 120 days
Term of 2 Years = 180 days
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Fees could reduce earnings.
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Offering rates may change - Rates current as of 10/01/15
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Dividends compounded monthly, credited monthly.
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Additional deposits not allowed
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Automatically renewable
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*APY = Annual Percentage Yield. Annual Percentage Yield is an annualized rate that reflects estimated dividend earnings based on dividend rate and frequency of compounding. Annual Percentage Yields are variable, subject to change without notice. Accurate as of 9/30/15.
2016 HOLIDAY CLOSINGS
New Year’s Day
Martin Luther King Day
Memorial Day
Independence Day
Labor Day
Veterans Day
Thanksgiving
Christmas Eve
Christmas
January 1st
January 18th (Closing in 2016 only due to conversion)
May 25th
July 3rd and 4th
September 7th
November 11th
November 26th and 27th
December 24th Closing at Noon
December 25th
2016/2017 Scholarships
Are Now Available!!!
Nebraska Energy Federal Credit Union will be awarding
eighteen (18) $1,000 scholarships to members
who plan or are currently attending an accredited
University, College, Junior College, Vo-Tech or Business
School.
Core System Conversion Information
WebPB Online Banking Users:
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WebPB Online banking becomes Virtual Branch with a new look and functionality.
Virtual Branch Online Banking will continue to be accessible by visiting www.ne-fcu.org.
Virtual Branch Online Banking Password: The first time you log into Virtual Branch Online Banking
please use the following: LOGON ID = Credit Union Account Number
SECURITY CODE = security + last 4 digits of Primary Account Holders’ SSN Example: security0987
You will be prompted to change your Security Code, select three (3) challenge questions and provide answers
(please keep track of the answers you provide).
Recurring transfers set up within home banking will not convert. You will need to input recurring transfers
into Virtual Branch.
E-Alerts set up within home banking will not convert. You will need to input recurring transfers into Virtual Branch.
If you are set up to transfer money to multiple accounts in home banking you will need to call NEFCU at
402-563-5900 or 800 -453-3913 to enable this option again.
All account transaction history will transfer and be available in Virtual Branch Online Banking.
BillPay Users:
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Any payments you have scheduled with a process date of 01/16/16 through 01/18/16 will be processed
through Bill Pay.
When BillPay is restored we recommend that you check all your bills to make sure everything is correct.
The new Bill Pay – CheckFREE will be available on 01/19/16.
Teledata 24 (Audio Response Unit)
Will be turned off at 6:00 p.m. CST on 01/15/16.
Teledata becomes CALL24.
The audio response phone number is changing to: (844)-833-0014.
The new Audio Response CALL24 will have a different menu and will be available at 12:00 p.m. CST on 01/16/16.
Your password will be the last 4 digits of your social security number. Once entered you will be prompted to reset
to a password of your choice.
ATM/Debit Cards:
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You may not be able to get a balance inquiry at an ATM between 4:00 p.m. CST 01/15/16 – 12:00 p.m. CST 01/16/16.
Your ATM card will still work for withdrawals.
What is NOT CHANGING after the System Upgrade?
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Nebraska Energy Federal Credit Union will award up
to four (4) $1,000 scholarships to NEFCU members
who plan to attend an accredited Nebraska Lineman’s
School in 2016.
Your Account (member) Number(s) will not change.
Checks, pre-authorized payments and direct deposits will continue as usual.
NEFCU ATM/Debit Cards. Your PIN will stay the same.
Online banking will still be accessible at www.ne-fcu.org.
NEFCU Platinum MasterCard
Applications are available online at www.ne-fcu.org or
by calling 800-453-3913.
All applications must be received by
5:00 p.m. CST on Friday February 26,
2016.
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Coming in 2016!!
What will EMV (Chip) Credit and Debit Cards
Mean for You?
Nebraska Energy Federal Credit Union (NEFCU) will begin
reissuing all credit and debit cards with chip-based
technology in 1st Quarter 2016. This new feature will make
your NEFCU credit and debit card more secure, accepted
more places throughout the world, and it will come at no
cost to you.
Europay, MasterCard, Visa, (EMV) cards, contain a small
metal chip that holds encrypted card information. Every
time you use a chip card at the chip-enhanced terminal,
a unique transaction code is created that protects your
information. Because of this technology, an EMV chip
card is nearly impossible to counterfeit and dramatically
increases the security of each transaction. Your transaction
may take just a little longer to complete with a chip card,
but the added security is well worth it.
Our Member Service Representatives will be happy to
answer any questions you may have regarding the EMV
cards. Please feel free to contact us 402-563-5900 or Toll
Free at 800-453-3913. An educational video is available for
your review on our website at www.ne-fcu.org. Just click on
the EMV link on our home page and you will be directed to
the video.
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PR Home Makeover loans available!!
As low as
2.16
*Annual Percentage Rate
%
APR*