PRUlink funds

Transcription

PRUlink funds

PRUlink funds
Report And Statement Of The Manager For The Year Ended 31 December 2013
Laporan Dan Penyata Pengurus Bagi Tahun Berakhir 31 Disember 2013
• Equity Fund
• Bond Fund
• Managed Fund
• Managed Fund II
• Golden Equity Fund
• Golden Bond Fund
• Dana Unggul
• Dana Aman
• Dana Urus
• Dana Urus II
• Asia Managed Fund
• Asia Property Securities Fund
• Asia Local Bond Fund
• Global Market Navigator Fund
• Dragon Peacock Fund
• Education Equity Fund
• Education Bond Fund
• Asia Equity Fund
• MyOptimizer Fund
• Commodity Allocator Fund
• Commodity Allocator II Fund
• Dyna Growth I Fund
• Dyna Growth II Fund
• Dyna Growth III Fund
• Dyna Growth IV Fund
• Money Market Fund
• Golden Managed Fund
• Golden Equity Fund II
• Golden Bond Fund II
Contents
001
CEO’s Message
003
Funds’ Objectives
005
Investment Review & Outlook
009
Funds’ Performance
012
Financial Highlights
084
Statement of Assets and Liabilities
113
Statement of Changes in Net Asset Value
128
Statement of Income and Expenditure
157
Notes to the Financial Statements
Kandungan
161
Perutusan Ketua Pegawai Eksekutif
163
Objektif Dana
165
Tinjauan & Masa Depan Pelaburan
169
Prestasi Dana
172
Sorotan Kewangan
244
Penyata Aset dan Liabiliti
273
Penyata Perubahan dalam Nilai Aset Bersih
288
Penyata Pendapatan dan Perbelanjaan
317
Nota pada Penyata Kewangan
PRUlink funds
CEO’s Message
Dear Valued Policyholder,
2014 marks a particularly meaningful and exciting milestone for
Prudential Assurance Malaysia Berhad. It is our 90th anniversary
in Malaysia this year and we have much to celebrate. Over
the years we have proven to be at the vanguard of product
innovation by delivering new and innovative financial solutions
to our customers to help fulfil their different life-stage needs.
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CEO’s Message
Last year, we surpassed the RM1 billion mark in new business sales for the fourth consecutive
year. We have more than one million Malaysians insured by Prudential Malaysia. This achievement
would not have been possible without your support and the dedication and hard work from all our
Wealth Planners, agents, Quality Leaders, bancassurance partners and staff.
With increasing health care costs, the need for medical protection is ever more crucial. In fulfilling
our commitment to you as a responsible insurer, we continue to monitor and review our medical
insurance products to ensure that your medical insurance policy is sustainable and you will have
medical insurance when you need it most in the later years. We encourage you to conduct a
thorough review of your policy to ensure your current and future medical needs are met.
As your preferred insurer, we remain committed to delivering value to your policy. On this note, I
am pleased to report that in spite of the challenging economic environment, Prudential has been
able to deliver positive returns for most of our PRUlink funds (investment-linked insurance funds).
Our equity funds did relatively well last year with PRUlink Dana Unggul and PRUlink Dana Urus II
outperforming the benchmark return by more than 2.80% and 1.60% respectively. Another fund
that did exceptionally well was PRUlink Global Market Navigator which beat the benchmark return
by 13.69%. Please see pages 9 - 11 for full details of the funds’ performance.
Green and Sustainable Environment
In our efforts to go green and create a more sustainable environment, we encourage you to
sign up for the e-Report which enables you to receive your future PRUlink funds Report
through email. I strongly urge you to make the switch if you have not already done so.
To learn more, visit www.prudential.com.my/e-report.
Meanwhile, if you have any questions regarding your investments or if you would like to use our
fund switching facility, please do not hesitate to call on your Prudential Wealth Planner, agent
or Financial Services Consultant. You may also contact our Customer Service Representatives at
03-2116 0228, send your queries to [email protected], or visit the nearest
branch. We will be pleased to assist you.
Best wishes for a prosperous, healthy and peaceful year ahead.
Yours sincerely,
Fund Switching
As you know, your investment-linked insurance policy is intended to meet your long-term financial
goals and protect your family’s financial future. We understand that your situation in life and your
corresponding needs may change along the way. It is for this reason that our investment-linked
insurance plans have been designed to provide you with the option of directing your premium or
fund value to a choice of different PRUlink funds at any time during the term of your policy via
our fund switching1 facility.
Philip Seah
Chief Executive Officer
Prudential Assurance Malaysia Berhad
Fund switching enables you to shift your existing units from an existing fund without affecting your
future premium allocation. With this facility, you can react to market trends or changes to your
investment goals by switching to a fund that matches your risk appetite. The first four switches
within the same year are free. Please be reminded though that your investment-linked insurance
policy is a long term investment and should not be viewed as a vehicle for short term speculation.
1
Fund switching facility is not available for PRUlink MyOptimizer Fund.
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PRUlink funds
Funds’ Objectives
PRUlink Equity Fund aims to maximise returns over medium to long term by investing in high
quality shares listed on the Bursa Malaysia.
PRUlink Dana Unggul aims to maximise returns over medium to long term by investing in high
quality Shariah-approved shares listed on Bursa Malaysia.
PRUlink Bond Fund aims to provide medium to long term accumulation of capital by investing in
selected fixed interest securities, corporate bonds and fixed deposits.
PRUlink Dana Aman aims to provide medium to long term accumulation of capital by investing in
selected Islamic debt securities.
PRUlink Managed Fund / PRUlink Managed Fund II is a managed fund that seeks to maximise
returns over medium to long term by investing in shares and fixed interest securities through
PRUlink Equity Fund and PRUlink Bond Fund and in any other PRUlink funds that may become
available in the future.
PRUlink Dana Urus / PRUlink Dana Urus II is a managed fund that seeks to maximise returns over
medium to long term by investing in Shariah-approved shares and Islamic debt securities through
PRUlink Dana Unggul and PRUlink Dana Aman and in any other such PRUlink funds that may
become available in the future.
PRUlink Golden Equity Fund aims to maximise returns over medium to long term, taking into
account the need to meet guaranteed payouts. This is achieved by investing in high quality shares
listed on Bursa Malaysia and any other financial instruments to be used for hedging the portfolio.
PRUlink Asia Managed Fund is an actively managed fund that seeks to maximise returns over
medium to long term. This is achieved by investing directly in shares, fixed interest securities and
money market instruments in the Asia Pacific ex Japan region through any other PRUlink Global
Funds that may become available in the future or indirectly via sub-funds managed by Eastspring
Investments (Singapore) Limited or any other fund manager to be determined from time to time.
PRUlink Golden Bond Fund aims to provide medium to long term accumulation of capital, taking
into account the need to meet guaranteed payouts. This is achieved by investing in selected fixed
interest securities, corporate bonds and fixed deposits, and any other financial instruments to be
used for hedging the portfolio.
PRUlink Golden Equity Fund II aims to maximise returns over medium to long term, taking into
PRUlink Golden Bond Fund II aims to provide medium to long term accumulation of capital, taking
PRUlink Education Equity Fund aims to maximise returns over medium to long term, taking into
PRUlink Education Bond Fund aims to provide medium to long term accumulation of capital, taking
PRUlink Asia Property Securities Fund is an actively managed fund that seeks to maximise income
and long-term total return. This is achieved by investing in listed Real Estate Investment Trusts
(REITS) and property related securities of companies, which are incorporated, listed or have their
area of primary activity in the Asia Pacific region including Japan, Australia and New Zealand.
The fund may also invest in depository receipts, debt securities convertible into common shares,
preference shares and warrants and through any other PRUlink Global Funds that may become
available in the future or indirectly via sub-funds managed by Eastspring Investments (Singapore)
Limited or any other fund manager to be determined from time to time.
PRUlink Asia Local Bond Fund aims to maximise total returns. This is achieved by investing in a
diversified portfolio consisting primarily of fixed income or debt securities issued by Asian entities
that are rated as well as unrated directly and/or indirectly via sub funds managed by Eastspring
Investments (Singapore) Limited or any other fund manager to be determined from time to time.
PRUlink Global Market Navigator Fund is an actively managed fund that aims to achieve positive
absolute returns over the medium-term, through the implementation of an actively managed
asset allocation strategy in a diversified range of global assets including cash, equities, bonds and
currencies. Exposure to each asset classes will be primarily through exchange traded funds, index
futures, direct equity and bonds, swaps, options and foreign exchange forwards, each of which
may be traded through recognised exchanges or via the over-the-counter markets. The use of
derivatives is for efficient portfolio management to gain access to the markets efficiently in a cost
effective manner.
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PRUlink funds
Funds’ Objectives
PRUlink Dragon Peacock Fund is a fund that aims to maximise long-term total return by investing
primarily in equity and equity-related instruments of corporations, which are incorporated in, or
listed in, or operating principally from, or carrying on significant business in, or derive substantial
revenue from, or whose subsidiaries, related or associated corporations derive substantial revenue
from the People’s Republic of China (PRC) and India.
PRUlink Asia Equity Fund is a fund that aims to maximise long-term total return by investing in
equity and equity-related securities of companies, which are incorporated, or have their area of
primary activity in Asia Pacific ex-Japan. The Asia Pacific ex-Japan region includes but is not limited
to the following countries: Korea, Taiwan, Hong Kong, Philippiness, Thailand, Malaysia, Singapore,
Indonesia, the People’s Republic of China (PRC), India, Pakistan, Australia and New Zealand. The
fund may also invest in depository receipts [including American Depository Receipts (ADRs) and
Global Depository Receipts (GDRs)], debt securities convertible into common shares, preference
shares and warrants.
PRUlink MyOptimizer Fund is a 5-year close-ended fund with capital guaranteed at maturity by
Prudential Assurance Malaysia Berhad. The Fund invests in a structured deposit which provides
investors with exposure to (1) Malaysian fixed income securities and (2) multiple asset classes such
as global equities, commodities, bonds and cash-like instruments. PRUlink MyOptimizer Fund aims
to achieve the highest risk adjusted returns to provide potential upside, if any, in the form of yearly
performance bonus to investors while protecting 100% of the capital at maturity.
PRUlink Commodity Allocator Fund is a 3-year 9-month close-ended fund with capital guaranteed
at maturity by Prudential Assurance Malaysia Berhad. The Fund invests in a structured deposit
which is based on the performance of Deutsche Bank Liquid Commodity Index (“DBLCI”) Allocator
4TM Index. This structured deposit provides investors with exposure to (1) Malaysian fixed income
securities and (2) a wide range of commodities under a long only strategy and/or a market neutral
strategy. PRUlink Commodity Allocator Fund pays a guaranteed special bonus at the end of 18
months. It also aims to achieve high returns to provide potential upside, if any, in the form of
maturity bonus while protecting 100% of the capital at maturity.
PRUlink Commodity Allocator II Fund is a 3-year 9-month close-ended fund with capital guaranteed
at maturity by Prudential Assurance Malaysia Berhad. The Fund invests in a structured deposit
which is based on the performance of Deutsche Bank Liquid Commodity Index (“DBLCI”) Allocator
4TM Index. This structured deposit provides investors with exposure to (1) Malaysian fixed income
securities and (2) a wide range of commodities under a long only strategy and/or a market neutral
strategy. PRUlink Commodity Allocator II Fund pays a guaranteed special bonus at the end of 18
months. It also aims to achieve high returns to provide potential upside, if any, in the form of
maturity bonus while protecting 100% of the capital at maturity.
PRUlink Dyna Growth I/II/III/IV Fund invests in structured deposits. These structured deposits
provide investors with exposure to (1) Malaysian fixed income securities and (2) multiple asset
classes such as global equities, real estates, commodities, foreign exchange and alternative
investments. The PRUlink Dyna Growth Funds aim to maximise risk adjusted returns and to grow
the value of the funds to the lifetime highest values at maturity.
PRUlink Money Market Fund aims to preserve capital value while providing returns which are
comparable to short term bank deposits. Apart from minimal risk exposure, the fund also maintains
a high degree of liquidity by investing primarily in high quality, low risk, short-term money market
instruments and debt securities. Although the fund seeks to preserve the principal value, the ability
of the fund to meet this objective is not guaranteed.
PRUlink Golden Managed Fund is a managed fund that seeks to maximise returns over medium
to long term. This is achieved by investing in shares and fixed interest securities through PRUlink
Golden Equity Fund and PRUlink Golden Bond Fund and in any other PRUlink funds that may
become available in the future.
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PRUlink funds
Local equity market review
(1 January 2013 – 31 December 2013)
Much of the 1Q13 saw Malaysian investors preoccupied with the prospect of the general elections
being called. Early in the quarter, the FBM KLCI peaked at 1694 points but consolidated soon after
as concerns over the timing of the general elections continued to haunt the equity markets. Weak
corporate results released in February did not help market sentiment, and investors remained jittery.
By end of the quarter, expectations were high for the dissolution of Parliament to be called, but did
not happen. The FBM KLCI corrected to as low as 1,613 points in February, before rebounding to
close the quarter at 1,671.6 or -1.03% quarter-on-quarter. During the quarter, foreign investors
continued to be net buyers of Malaysian equities and have been since December of 2012, whilst
local investors were generally net sellers.
The Malaysian equity market started the 2Q13 as a laggard in terms of performance as regional
markets did well, whilst the domestic market remained distracted with the 13th General Elections.
Nevertheless, the FBM KLCI hit new highs during the quarter when the election overhang was
removed with a comfortable win by the incumbent which would imply continuity of policies,
particularly the implementation of Economic Transformation Programme. By mid 2Q13, markets
were surprised by the US Fed’s Bernanke comments and the Federal Open Market Committee
(FOMC) minutes released raised the risk of an earlier than expected Fed quantitative easing (QE)
“taper”, and weaker than expected manufacturing numbers from China and growing concerns of
a potential credit crunch in China spooked equity markets. Funds flowed out of emerging markets
on fears of deteriorating current account and fiscal deficits, and Asian currencies depreciated
sharply against the US Dollar. Malaysia was not spared from the correction, but managed to
rebound towards the end of the 2Q13 as global markets stabilized and recovered.
The 3Q13 started well for Malaysia, benefiting from the global rebound, and saw the
KLCI scale new highs. However, selling pressure soon set in when Fitch Rating revised
its outlook on Malaysia to “negative” from “stable”, on the back of worsening public
finance outlook. Malaysia was not spared in the mid-3Q13 corrections experienced by
most emerging markets, which fell on the back of macro concerns, and the currencies
of Indonesia, India, Thailand and Malaysia depreciated against other major currencies.
By end of 3Q13, Malaysia rebounded briefly in tandem with most regional markets given the
expectation of further delay in QE tapering.
Malaysia rebounded in the 4Q13 on the back of the United Malays National Organisation (UMNO)
elections securing an outcome that was as expected, and the announcement of what seemed like
a fiscally responsible Budget 2014, which introduced the goods and services tax (GST) effective
1 April 2015, more subsidy rationalization measures, and measures to curb property speculation.
Mid 4Q13 saw some consolidation and profit taking, as corporate results announced were not
inspiring, and foreign investors were net sellers for the month of November of RM3.1bn in
equities. By the end of the 4Q13, Malaysian equity indices scaled new all time highs as investors
built positions ahead of 2014.
The FBM KLCI closed the year under review at 1,866.96 points, up 10.54%. The broader FBM
Emas Index closed the period under review higher by 12.38%. The MSCI Asia Pacific ex-Japan
Index rose by 0.46% in USD terms.1
Market Outlook
Thus far the reaction towards the commencement of the QE tapering has been quite controlled
and manageable. This event should bring some optimism that the global economic recovery is on
track, whilst being reassured of a low interest rate environment. The tapering scare in May 2013
had been the wakeup call much needed by many of the emerging markets to start focusing on
strengthening their fiscal and current accounts, and hence we expect the impact of this latest
decision to have less of an impact than before.
Domestically, the Malaysian government has continued on their subsidy rationalization stance with
the hikes in electricity tariff, and talks about allowing the toll concessionaires to raise the tolls as
stipulated in their concession agreements. However, consumers have started to tighten their belts
in light of suppliers raising their prices, passing on the effects of the subsidy rationalization. The
BR1M payment will likely be distributed early in the 1H14, which should alleviate some of the
increases in cost of living, but the government’s political will, will be under pressure. Staying true to
the fiscal consolidation path should deter rating agencies from downgrading Malaysia’s sovereign
rating, and improve Malaysia’s balance sheet strength.
We expect a better 2014 for the Malaysia equity market, mainly supported by earnings recovery
following a lackluster 2013 earnings. With stronger oil & gas orders, improving CPO prices, less
external sectors drag and lower base in 2013, we expect market earnings to grow by 10-12% in
2014.
1
Source: Bloomberg: World indices
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PRUlink funds
Despite our overall positive view on the Malaysia market next year, we think the journey will
be volatile. We are cautious in the first half of 2014, mainly on concern of the impact of US QE
tapering. We think the QE tapering may have negative impact on the Malaysia market, which may
result in weakness in Ringgit. Equities with high foreign holdings may also be negatively impacted.
Other short term headwinds will be the continued subsidy rationalization and credit tightening
measures, which may impact the domestic consumption growth. We are more positive on the
2H2014 outlook. Barring any unforeseen shocks, we expect the corporate earnings growth to
drive a better market performance in the second half.
Annual Bond Market Review
(1 January 2013 – 31 December 2013)
Bank Negara Malaysia (BNM) held the Overnight Policy Rate (OPR) steady at 3% throughout the
period under review, and since May 2011. In the January 2013 Monetary Policy Committee (MPC)
meeting, BNM noted weak external demand, particularly from the advanced economies, but
that growth in regional economies remained supported by domestic demand. Domestically, the
weaker external sector was offset by sustained expansion in domestic activity. Private consumption
was supported by income growth and stable employment conditions, while investment was led
by capital spending in domestic oriented sectors, the oil and gas sector and implementation of
infrastructure projects. In the July 2013 meeting, BNM stated that global monetary conditions
remained highly accommodative but financial market volatility had increased as markets
reassessed the direction of policy. In the September 2013 meeting, BNM again took note of
substantial volatility in global financial markets on market uncertainty over policy direction and
that reversing flows from emerging economies following a strong period of inflows had resulted
in the depreciation of emerging market currencies. Domestically, domestic demand continued to
support growth amid the weakness in external demand. The impact of subsidy adjustments on
consumption spending was expected to be contained by targeted financial assistance. Domestic
investment activity continued to be led by capital spending in domestic-oriented industries and
the ongoing implementation of infrastructure projects. In the MPC meeting on 7 November 2013,
BNM noted that the global economy continued to improve at a moderate pace. In the major
advanced economies, recovery remained gradual and uneven, whereas in Asia, growth had been
sustained on improved exports amid moderating domestic economic activity. Volatility in the
global financial markets had receded but markets remained vulnerable to setbacks and changes
in sentiment. For the Malaysian economy, the expansion in domestic activity has been supported
by improvements in exports. Private consumption and investment has sustained domestic demand
amid slower public spending.
Headline inflation rose from 1.2% yoy in December 2012 to 2.9% yoy in November 2013. The
increase was mainly driven by faster inflation in food and non alcoholic beverages. Inflation is
expected to edge up driven by domestic cost factors. However, the inflation outlook is expected
to be tempered by a stable external price environment, moderate domestic demand pressures,
expansion in domestic capacity and improvements in food production and distribution. The MPC
assessed that there continues to be uncertainties in the balance of risks surrounding the outlook
for domestic growth and inflation.
For the period under review, the 3-, 5- and 10-year sovereign bond yields rose by 36 bps, 45 bps
and 63 bps to close at 3.35%, 3.68% and 4.11% respectively. The MGS curve shifted up during
the period under review largely on expectations of Quantitative Easing tapering by the Federal
Reserve. The sharpest rise in bond yields occurred at end July 2013 after Fitch ratings lowered the
outlook of Malaysia’s sovereign credit rating from stable to negative.
Corporate bond yields generally moved in tandem with sovereign bond yields, albeit at a lag.
Activities in the corporate bond market were supported by ample liquidity and a stable credit
environment.
On the supply front, total outstanding MYR issuances at the end of December 2013 stood at about
RM 1,037bn, of which approximately 50.2% was conventional and 49.8% was Islamic2. The
proportion of corporate sukuk in the sukuk universe was higher at about 36% compared to the
proportion of corporate bonds in the conventional bonds universe of about 24%. Major primary
issuances were from the power, banking, telco and tolled highway sectors, as well as government
guaranteed bonds. The largest corporate non-government guaranteed issuance was RM 6.87bn
of Binariang GSM Management Sdn Bhd, which was to refinance existing Sukuk. Other notable
issuances included Malakoff Power’s RM 5.38b issuance for debt restructuring.
Market Outlook
In the MPC meeting on 7 November, BNM kept the OPR unchanged at 3.0%. BNM noted that
the global economy continued to improve at a moderate pace. In the major advanced economies,
recovery remained gradual and uneven, whereas in Asia, growth has been sustained on improved
exports amid moderating domestic economic activity. Volatility in the global financial markets has
receded but markets remained vulnerable to setbacks and changes in sentiment.
2
Source: Bond Pricing Agency Malaysia
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PRUlink funds
For the Malaysian economy, the expansion in domestic activity has been supported by improvements
in exports. Private consumption and investment has sustained domestic demand amid slower
public spending. Going forward, growth is expected to benefit from improvements in the external
sector amid some moderation in domestic demand. Domestic demand is expected to moderate
reflecting public sector consolidation and some moderation in private consumption.
Inflation is expected to edge up driven by domestic cost factors. However, the inflation outlook
is expected to be tempered by a stable external price environment, moderate domestic demand
pressures, expansion in domestic capacity and improvements in food production and distribution.
The MPC assessed that there continues to be uncertainties in the balance of risks surrounding the
outlook for domestic growth and inflation. With this, the OPR could likely remain at 3.0% for 1H
2014.
On 20 November, Moody’s upgraded the outlook for Malaysia’s government bond and issuer
ratings from stable to positive. It affirmed the rating at A3 (the other two international rating
agencies, Fitch and Standard & Poor’s had affirmed Malaysia’s sovereign rating with negative and
stable outlooks respectively in July). Moody’s cited improved prospects for fiscal consolidation,
highlighting measures announced by the government including the Goods and Services Tax (GST)
and reduction in fuel subsidies. It also noted the depth of the nation’s onshore capital markets and
stable economic performance.
On 2 December, the government announced a hike in electricity tariffs averaging 15% for
Peninsular Malaysia and 17% for Sabah and Labuan to take effect in 2014, effectively reducing
subsidies by the government. Moody’s stated that the move was positive for Malaysia’s credit
rating.
On 18 December, the US Federal Reserve announced that it would taper its monthly bond purchases
to $75bn from $85bn beginning January 2014. The 10 year US Treasury yield rose in December,
crossing the 3% level by the end of the month. Volatility in the local bond market is likely to persist
on tapering initiated by the Federal Reserve’s.
Asia Pacific ex-Japan
2012’s year-end positive momentum carried through with global equity markets benefitting from
increased risk appetites at the start of 2013. Most of Asia Pacific ex-Japan equity markets too
ended firmer in January as global tail risks abated. However markets were rattled in February when
the banking crisis in Cyprus posed a threat to euro zone’s financial stability. The end of the first
quarter saw mixed performances across the global equity markets. China dented the performance
of Asian markets. There were exceptions; Thailand, Indonesia and Philippiness finished strongly
supported by strong domestic demand and improving macro fundamentals.
The second quarter was marked by volatility. The strong momentum for risky assets faded in
May, followed by a global sell-off in late May and early June. Markets were unnerved by the
US Fed Chairman’s comments on the possibility of tapering of quantitative easing (QE) later
in the year; interest rates across bond markets globally rose sharply in reaction. Global equities
fell in the quarter, with emerging markets among the worst hit. The prospect of a reduced and
an eventual unwind of QE support for bond markets, coupled with concerns over weakening
economic prospects in the emerging markets, particularly in China, led to portfolio outflows from
emerging markets.
Asia ex-Japan stock markets rose moderately in the third quarter as investors welcomed the US
Fed’s unexpected decision to delay tapering. Signs of a recovery in Chinese economic activity
shored sentiment but emerging market concerns, namely widening current account deficits and
weakening currencies, however, continued to cap the upside.
The fourth quarter saw more moderate gains in Asia ex Japan markets. Markets were buoyed by
the favourable economic news out of China and India. However, confidence faded after concerns
in emerging Asia which included the impact of a deadly typhoon in the Philippiness, political unrest
in Thailand, and a weakening currency in Indonesia. Markets lost momentum by year-end as the
United States Federal Reserve announced that it would start to taper its asset purchase program
in January 2014.
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PRUlink funds
Outlook
Looking ahead, Asian share valuations are attractively below their long-term averages. A slow
but apparently steady economic recovery in the United States and the deceleration of Europe’s
banking and economic crisis may herald a recovery of global consumption. This can provide solid
opportunities for Asian earnings growth and a rebound of valuations by whetting demand for the
region’s exports.
Global
Financial markets started 2013 on a positive note as the worst-case outcomes from the US fiscal
cliff deal failed to materialize. Subsequent European debt issues, however, and softer Chinese
economic data dampened sentiment especially in the emerging economies. In general, risk assets
in many developed economies rallied until early May as confidence in a “healing” US economy
grew.
The positive momentum came to halt in late May and June after the US Federal Reserve Board
indicated that it could scale back its quantitative easing (QE) programme should the US economy
continue to recover. Both bonds and equities sold off sharply haunted by the spectre of rising
interest rates.
All said, 2013 has been the year of the developed markets. US equities posted the strongest gains;
the MSCI US index rose by 32%. Japanese equities rose 27%, inspired by a promise of growth
under Abenomics and a weaker yen. Even troubled Europe posted double digit returns of 25%.
Emerging markets were, in contrast, weaker and ended 2013 in negative territory. Disappointing
growth, excessive credit growth and rising external imbalances were the key reasons investors
shunned emerging markets.
Another notable feature of 2013 was a continuation of the move by equity investors into
increasingly expensive “safe” sectors (i.e. those that are relatively insulated from slower economic
growth). This move was at the expense of the “cyclical” sectors (i.e. those that are more exposed
to growth), which have become progressively cheaper. The valuation gap between the “safe” and
the “cyclical” sectors seems unjustified. At some point, investors will make the switch, but what
the trigger will be is not yet apparent.
After a good ride in 2012, bonds faced a number of challenges in 2013. Tapering fears caused
bonds to sell off globally; Asian domestic bonds and currencies sold off to levels not seen since
their 2009 lows. A substantial shift in investors’ tolerance for duration risk, rather than credit
risk, drove bond fund outflows on the whole. In general, corporate credits, particularly high yield
corporate bonds, offered better value than developed government bonds.
Outlook
The third quarter of 2013, however, ended positively for global equities. Improving economic
data and reassurance from a number of central banks that monetary policy would remain
accommodative soothed the market. The US Federal Reserve’s unexpected decision to defer QE
tapering and its dovish assessment of the US economy reinforced expectations that the Fed would
keep policy rates low for a sustained period.
Global equities generally rose over the fourth quarter, with the US, Japan and Europe outperforming,
as positive data pointed to an ongoing economic recovery. Over in Asia Pacific, the gains were
more moderate. Early optimism running up to China’s third plenum and the promise of reforms
was offset by a number of concerns in emerging Asian markets, namely the impact of a deadly
typhoon in the Philippiness, political unrest in Thailand and currency weakening in Indonesia.
Markets too lost momentum by year-end as the US Federal Reserve announced that it would start
to taper its asset purchase program in January 2014.
With the tapering underway, the focus has shifted to interest rates. US monetary policy, however,
is expected to remain easy. Considerable economic slack and subdued inflationary pressures in the
US serve as major impediments to any significant rise in rates anytime soon. This is corroborated
by the Fed’s decidedly dovish stance in its December’s forward policy guidance. As such the near
to medium term outlook for corporate credits remains positive. As for equities, stronger growth
in developed markets could continue to drive markets higher but ultimately earnings will hold the
key to further market gains.
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PRUlink funds
PRUlink Equity Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Equity Fund stood at
RM4.1588 compared to RM3.7286 at the end of 2012. For the 1-year period under review, the
fund returned 11.54%, outperforming the benchmark return of 11.39%.
PRUlink Golden Equity Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Golden Equity Fund stood
at RM1.6309 compared to RM1.4622 at the end of 2012. For the 1-year period under review, the
Since inception, the Fund achieved a gain of 315.88% against the benchmark performance of
90.17%.
36.20%.
PRUlink Bond Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Bond Fund stood at RM2.7413
compared to RM2.6832 at the end of 2012. For the 1-year period under review, the fund returned
2.17%, underperforming the benchmark return of 3.15%.
PRUlink Golden Bond Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Golden Bond Fund stood at
fund returned 1.66%, underperforming the benchmark return of 3.15%.
92.24%.
20.49%.
PRUlink Managed Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Managed Fund stood at
PRUlink Dana Unggul
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Dana Unggul stood at
138.48%.
116.23%.
PRUlink Managed Fund II
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Managed Fund II stood at
PRUlink Dana Aman
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Dana Aman stood at
88.92%.
58.63%.
PRUlink Money Market Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Money Market Fund stood
PRUlink Dana Urus
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Dana Urus stood at RM2.8881
compared to RM2.6006 at the end of 2012. For the 1-year period under review, the fund returned
11.06%, outperforming the benchmark return of 10.25%.
Since inception, the Fund achieved a gain of 7.66% against the benchmark performance of 6.95%.
103.86%.
9
PRUlink funds
PRUlink Dana Urus II
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Dana Urus II stood at
PRUlink Dragon Peacock Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Dragon Peacock Fund stood
90.48%.
Since inception, the Fund achieved a return of -0.03% against the benchmark performance of
-2.54%.
PRUlink Asia Managed Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Asia Managed Fund stood
PRUlink Education Equity Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Education Equity Fund stood
73.64%.
51.18%.
PRUlink Asia Property Securities Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Asia Property Securities
Fund stood at RM1.0397 compared to RM1.0474 at the end of 2012. For the 1-year period under
review, the fund returned -0.73%, outperforming the benchmark return of -0.81%.
PRUlink Education Bond Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Education Bond Fund stood
-0.64%.
12.17%.
PRUlink Asia Local Bond Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Asia Local Bond Fund stood
fund returned -1.52%, underperforming the benchmark return of -0.66%.
PRUlink Asia Equity Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Asia Equity Fund stood at
25.50%.
Since inception, the Fund achieved a return of 0.21% against the benchmark performance of
30.38%.
PRUlink Global Market Navigator Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Global Market Navigator
Fund stood at RM1.4092 compared to RM1.2060 at the end of 2012. For the 1-year period under
review, the fund returned 16.84%, outperforming the benchmark return of 3.15%.
PRUlink Golden Managed Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Golden Managed Fund stood
16.90%.
Since inception, the Fund achieved a return of 4.35% against the benchmark performance of
5.44%.
10
PRUlink funds
PRUlink Golden Equity Fund II
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Golden Equity Fund II stood
at RM1.0450. Since inception on 19 July 2013, the Fund achieved a return of 4.50% against the
benchmark performance of 4.67%.
PRUlink Commodity Allocator Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Commodity Allocator Fund
stood at RM0.9681 compared to RM0.9381 at the end of 2012. For the 1-year period under
review, the fund returned 3.20%.
PRUlink Golden Bond Fund II
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Golden Bond Fund II stood
at RM1.0188. Since inception on 19 July 2013, the Fund achieved a return of 1.88% against the
benchmark performance of 1.56%.
Since inception, the Fund achieved a return of 0.59%.
PRUlink Dyna Growth I Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Dyna Growth I Fund stood
fund returned 1.21%.
Since inception, the Fund achieved a return of -7.28%.
PRUlink Dyna Growth II Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Dyna Growth II Fund stood
PRUlink Commodity Allocator II Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Commodity Allocator Fund
II stood at RM0.9605 compared to RM0.9974 at the end of 2012. For the 1-year period under
review, the fund returned -3.70%.
PRUlink MyOptimizer Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink MyOptimizer Fund stood at
fund returned -0.02%.
Since inception, the Fund achieved a return of 1.47%.
Source: Lipper for Investment Management, Eastspring Investments Berhad, Eastspring Investments
(Singapore) Limited, Bloomberg, Maybank, HSBC
PRUlink Dyna Growth III Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Dyna Growth III Fund stood
PRUlink Dyna Growth IV Fund
As at 31 December 2013, the Net Asset Value per unit of the PRUlink Dyna Growth IV Fund stood
11
PRUlink funds
PRUlink Equity Fund
Comparative Performance Table For The Financial Year Ended 31 December
Category
Equity
Automotive
Banking & Finance
Building Materials
Conglomerates
Construction
Consumer Products
Gaming
Industrial
Manufacturing
Media
Oil & Gas
Plantation
Power
Property
Services
Technology
Telecommunications
Timber
Transportation
Water
Cash and Deposits
Other Assets
Total Liabilities
Total
2013
%
2012
%
2011
%
2010
%
2009
%
0.78
26.49
0.18
6.79
2.29
2.15
7.73
0.54
13.23
5.40
6.56
5.69
0.16
13.64
0.87
92.50
1.21
26.62
0.23
7.58
2.23
2.95
6.53
0.64
10.28
4.91
4.14
5.95
0.94
0.53
16.56
0.44
0.09
91.83
1.03
20.69
0.37
6.16
2.58
3.03
8.17
1.32
0.02
0.84
12.45
5.60
3.13
4.77
0.66
14.12
1.72
0.10
86.76
1.68
29.26
0.57
7.07
5.28
3.06
8.65
1.67
0.16
1.14
5.19
7.01
5.10
3.16
1.06
12.31
2.50
0.23
95.11
1.65
25.57
0.10
9.37
2.71
0.98
12.09
2.85
2.49
2.79
8.17
6.30
1.70
0.91
10.71
0.02
1.67
0.41
90.51
8.79
0.27
(1.56)
100.00
9.12
0.06
(1.01)
100.00
14.13
0.22
(1.11)
100.00
5.66
0.32
(1.09)
100.00
9.23
0.98
(0.72)
100.00
12
PRUlink funds
PRUlink Equity Fund
Category
Total Net Asset Value (RM)
Units in Circulation
NAV Per Unit (RM)
Highest NAV per unit (RM)
Lowest NAV per unit (RM)
Total Return (+)
- Capital Growth
- Income Distribution
2013
%
2012
%
2011
%
2010
%
2009
%
7,764,580,770
1,867,031,403
4.159
4.163
3.592
6,570,022,228
1,762,061,510
3.729
3.729
3.285
5,331,302,110
1,606,185,161
3.319
3.382
2.905
4,878,213,363
1,529,617,613
3.189
3.198
2.571
3,671,739,474
1,397,005,632
2.628
2.629
1.779
11.54%
-
12.33%
-
4.08%
-
21.34%
-
42.47%
-
Average Annual Return - Fund (+)
Period
One year
Three years
Five years
11.54%
9.22%
17.65%
Average Annual Return - Benchmark:
FTSE Bursa Malaysia Top 100 Index (FBM100)
Period
One year
Three years
Five years
11.39%
7.56%
17.04%
13
PRUlink funds
PRUlink Equity Fund Performance
(Since Inception)
PRUlink Equity Fund Vs. FTSE Bursa Malaysia Top 100 Index (FBM100)
SI % Change
%
350.00
330.00
310.00
290.00
270.00
250.00
230.00
210.00
190.00
170.00
150.00
130.00
110.00
90.00
70.00
50.00
30.00
10.00
(10.00)
(30.00)
(50.00)
(70.00)
(90.00)
%
350.00
330.00
310.00
290.00
270.00
250.00
230.00
210.00
190.00
170.00
150.00
130.00
110.00
90.00
70.00
50.00
30.00
10.00
(10.00)
(30.00)
(50.00)
(70.00)
(90.00)
Date
PEF
FBM100
+ The Fund returns are calculated based on five decimal place
The unit prices of the Funds may go down as well as up and the past performance figures shown are not indicative of future performance.
14
PRUlink funds
PRUlink Bond Fund
Category
Fixed Income Securities:
- Corporate Bonds / Securities
- Negotiable Certificate of Deposits
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
2010
%
2009
%
99.60
0.77
0.99
(1.36)
100.00
98.31
1.92
0.95
(1.18)
100.00
84.90
14.70
0.87
(0.47)
100.00
91.10
0.49
8.23
0.79
(0.61)
100.00
93.82
0.65
5.83
0.93
(1.23)
100.00
2,112,638,115
770,670,071
2.741
2.749
2.678
1,745,601,224
650,569,199
2.683
2.683
2.568
1,506,193,723
586,581,160
2.568
2.568
2.436
1,035,786,244
425,071,298
2.437
2.435
2.306
800,343,864
347,298,006
2.304
2.305
2.170
2.17%
-
4.50%
-
5.38%
-
5.74%
-
6.23%
-
Period
One year
Three years
Five years
2.17%
4.03%
4.79%
12 Month Maybank Tier 1 Fixed Deposit Rate
Period
One year
Three years
Five years
3.15%
3.11%
2.92%
15
PRUlink funds
PRUlink Bond Fund Performance
(Since Inception)
PRUlink Bond Fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
%
195.00
195.00
175.00
175.00
155.00
155.00
135.00
135.00
115.00
115.00
95.00
95.00
75.00
75.00
55.00
55.00
35.00
35.00
15.00
15.00
(5.00)
(5.00)
Date
PBF
12M MBB T1 FD Rate
16
PRUlink funds
Category
Investment in PRUlink Equity Fund
PRUlink Bond Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
Period
One year
Three years
Five years
2013
%
2012
%
2011
%
2010
%
2009
%
70.05
29.95
100.00
70.76
29.24
100.00
62.95
37.05
100.00
73.92
26.08
100.00
71.30
28.70
100.00
1,818,991,966
556,020,850
3.271
3.272
2.949
1,652,592,952
546,638,110
3.023
3.023
2.748
1,463,691,529
529,277,449
2.765
2.806
2.533
1,339,546,299
501,044,275
2.674
2.677
2.261
1,070,426,887
466,787,194
2.293
2.294
1.737
8.21%
-
9.32%
-
3.44%
-
16.59%
-
29.36%
-
8.21%
6.96%
13.04%
Average Annual Return - Benchmark: 70% FTSE Bursa Malaysia Top 100
Index (FBM100) + 30% 12 Month Maybank Tier 1 Fixed Deposit Rate
Period
One year
8.93%
Three years
6.32%
Five years
12.78%
17
PRUlink funds
PRUlink Managed Fund Performance
(Since Inception)
PRUlink Managed Fund Vs. 70% FBM100 + 30% 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
%
240.00
240.00
220.00
220.00
200.00
200.00
180.00
180.00
160.00
160.00
140.00
140.00
120.00
120.00
100.00
100.00
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
(20.00)
(20.00)
Date
PMF
70% FBM100 & 30% 12M MBB T1 FD Rate
18
PRUlink funds
Category
PRUlink Bond Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
Period
One year
Three years
Five years
2013
%
2012
%
2011
%
2010
%
2009
%
79.98
20.02
100.00
81.72
18.28
100.00
73.13
26.87
100.00
82.91
17.09
100.00
81.42
18.58
100.00
745,119,419
361,206,095
2.063
2.064
1.830
552,328,913
293,199,977
1.884
1.884
1.692
406,270,008
238,271,348
1.705
1.726
1.542
304,142,421
185,582,566
1.639
1.641
1.360
196,601,514
142,153,401
1.383
1.383
1.006
9.51%
-
10.48%
-
4.04%
-
18.50%
-
34.02%
-
9.51%
7.97%
14.86%
Average Annual Return - Benchmark: 80% FTSE Bursa Malaysia Top 100
Index (FBM100) + 20% 12 Month Maybank Tier 1 Fixed Deposit Rate
Period
One year
9.75%
Three years
6.74%
Five years
14.19%
19
PRUlink funds
PRUlink Managed Fund II Performance
(Since Inception)
PRUlink Managed Fund II Vs. 80% FBM100 + 20% 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
%
110.00
110.00
90.00
90.00
70.00
70.00
50.00
50.00
30.00
30.00
10.00
10.00
(10.00)
(10.00)
Date
PMF2
20
PRUlink funds
Category
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
2010
%
2009
%
100.00
100.00
100.00
100.00
100.00
100.00
99.99
0.01
100.00
99.99
0.01
100.00
245,100,416
150,285,110
1.631
1.633
1.409
189,499,007
129,598,121
1.462
1.462
1.288
139,790,024
107,389,466
1.302
1.326
1.139
109,840,807
87,742,702
1.252
1.254
1.008
69,938,257
67,853,457
1.031
1.031
0.698
11.54%
-
12.33%
-
3.98%
-
21.45%
-
42.47%
-
Period
One year
Three years
Five years
11.54%
9.22%
17.65%
Period
One year
Three years
Five years
11.39%
7.56%
17.04%
21
PRUlink funds
PRUlink Golden Equity Fund Performance
(Since Inception)
PRUlink Golden Equity Fund Vs. FTSE Bursa Malaysia Top 100 Index (FBM100)
SI % Change
%
%
75.00
75.00
65.00
65.00
55.00
55.00
45.00
45.00
35.00
35.00
25.00
25.00
15.00
15.00
5.00
5.00
(5.00)
(5.00)
(15.00)
(15.00)
(25.00)
(25.00)
(35.00)
(35.00)
(45.00)
(45.00)
Date
PGE
FBM100
22
PRUlink funds
Category
2013
%
2012
%
2011
%
2010
%
2009
%
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
580,107,496
460,934,120
1.259
1.264
1.235
464,414,966
375,120,833
1.238
1.238
1.191
338,728,479
284,508,770
1.191
1.191
1.135
249,642,277
220,001,951
1.135
1.135
1.080
173,430,109
160,677,526
1.079
1.080
1.021
1.66%
-
3.99%
-
4.92%
-
5.13%
-
5.70%
-
Investment in PRUlink Bond Fund
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
Period
One year
Three years
Five years
1.66%
3.51%
4.27%
Period
One year
Three years
Five years
3.15%
3.11%
2.92%
23
PRUlink funds
PRUlink Golden Bond Fund Performance
(Since Inception)
PRUlink Golden Bond Fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
%
28.00
28.00
23.00
23.00
18.00
18.00
13.00
13.00
8.00
8.00
3.00
3.00
(2.00)
(2.00)
Date
PGB
12M MBB T1 FD Rate
24
PRUlink funds
Category
Investment in PRUlink Golden Equity Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
21.49
78.51
100.00
20.35
79.65
100.00
101,580,240
97,345,581
1.044
1.044
1.002
70,327,049
69,836,327
1.007
1.007
0.991
3.62%
-
0.70%
-
Period
One year
Three years
Five years
3.62%
n/a
n/a
Average Annual Return - Benchmark: 20% FTSE Bursa Malaysia Top 100 Index (FBM100)
+ 80% 12 Month Maybank Tier 1 Fixed Deposit Rate
Period
One year
Three years
Five years
4.81%
n/a
n/a
25
PRUlink funds
PRUlink Golden Managed Fund Performance
(Since Inception)
PRUlink Golden Managed Fund Vs. 20% FTSE Bursa Malaysia 100 (FBM100) + 80% 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
%
8.00
8.00
7.00
7.00
6.00
6.00
5.00
5.00
4.00
4.00
3.00
3.00
2.00
2.00
1.00
1.00
0.00
0.00
(1.00)
(1.00)
Date
PGM
26
PRUlink funds
Category
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
100.00
100.00
100.00
100.00
100.00
100.00
1,477,243
966,581
1.528
1.530
1.320
931,052
679,485
1.370
1.370
1.207
468,705
384,238
1.220
1.243
1.067
11.54%
-
12.33%
-
3.98%
-
Period
One year
Three years
Five years
11.54%
9.22%
n/a
Period
One year
Three years
Five years
11.39%
7.56%
n/a
27
PRUlink funds
PRUlink Education Equity Fund Performance
(Since Inception)
PRUlink Education Equity Fund Vs. FTSE Bursa Malaysia Top 100 Index (FBM100)
SI % Change
%
%
54.00
54.00
50.00
50.00
46.00
46.00
42.00
42.00
38.00
38.00
34.00
34.00
30.00
30.00
26.00
26.00
22.00
22.00
18.00
18.00
14.00
14.00
10.00
10.00
6.00
6.00
2.00
2.00
(2.00)
(2.00)
(6.00)
(6.00)
Date
PEEF
FBM100
28
PRUlink funds
Category
Investment in PRUlink Bond Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
2010
%
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
2,246,990
1,942,683
1.157
1.162
1.135
1,468,942
1,291,040
1.138
1.138
1.094
764,551
698,748
1.094
1.094
1.043
241,361
231,444
1.043
1.043
1.000
1.66%
-
3.99%
-
4.92%
-
4.92%
-
Period
One year
Three years
Five years
1.66%
3.51%
n/a
Period
One year
Three years
Five years
3.15%
3.11%
n/a
29
PRUlink funds
PRUlink Education Bond Fund Performance
(Since Inception)
PRUlink Education Bond Fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
%
17.50
17.50
15.00
15.00
12.50
12.50
10.00
10.00
7.50
7.50
5.00
5.00
2.50
2.50
0.00
0.00
Date
PEBF
12M MBB T1 FD Rate
30
PRUlink funds
PRUlink Dana Unggul
Category
Equity
Automotive
Building Materials
Conglomerates
Construction
Consumer Products
Finance
Industrial
Insurance
Manufacturing
Media
Oil & Gas
Plantation
Power
Property
Services
Technology
Telecommunications
Transportation
Water
Cash and Deposits
Other Assets
Total Liabilities
Total
2013
%
2012
%
2011
%
2010
%
2009
%
4.23
8.29
5.20
2.89
3.05
1.42
0.84
0.15
22.44
8.27
9.77
3.15
1.19
24.34
1.53
96.76
1.89
0.42
8.12
4.56
2.59
1.02
1.56
0.35
17.51
7.23
8.40
3.87
2.58
1.39
26.97
0.29
88.75
1.41
0.93
6.91
6.54
4.90
0.43
0.85
0.25
0.10
16.52
10.53
5.31
3.59
0.76
27.37
2.71
89.11
1.83
2.25
10.86
13.82
2.31
0.14
1.65
1.09
0.10
9.13
12.75
8.60
7.02
0.43
17.52
5.99
95.48
1.59
3.28
13.37
7.66
3.11
0.43
5.90
5.74
14.59
10.47
5.05
0.63
13.12
3.74
0.72
89.40
5.24
0.37
(2.37)
100.00
14.23
0.06
(3.04)
100.00
12.45
0.10
(1.66)
100.00
5.62
0.54
(1.64)
100.00
10.86
0.83
(1.09)
100.00
31
PRUlink funds
PRUlink Dana Unggul
Category
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
2010
%
2009
%
728,190,576
212,971,620
3.419
3.429
2.805
595,058,804
202,181,530
2.943
2.943
2.529
476,257,918
186,266,558
2.557
2.557
2.199
404,622,738
170,971,017
2.367
2.384
1.950
299,136,664
149,279,613
2.004
2.004
1.432
16.17%
-
15.11%
-
8.04%
-
18.10%
-
38.82%
-
Period
One year
Three years
Five years
16.17%
13.04%
18.82%
Average Annual Return - Benchmark: FTSE-Bursa
Malaysia Emas Shariah Index (FBMSHA)
Period
One year
Three years
Five years
13.29%
9.07%
17.01%
32
PRUlink funds
PRUlink Dana Unggul Performance
(Since Inception)
PRUlink Dana Unggul Vs. FTSE - Bursa Malaysia Emas Shariah Index (FBMSHA)
SI % Change
%
%
260.00
260.00
240.00
240.00
220.00
220.00
200.00
200.00
180.00
180.00
160.00
160.00
140.00
140.00
120.00
120.00
100.00
100.00
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
(20.00)
(20.00)
(40.00)
(40.00)
Date
PDU
FBMSHA
33
PRUlink funds
PRUlink Dana Aman
Category
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
2010
%
2009
%
99.01
1.25
1.10
(1.36)
100.00
99.89
1.32
1.05
(2.26)
100.00
83.55
16.58
0.70
(0.83)
100.00
89.45
10.44
0.68
(0.57)
100.00
94.05
5.96
0.83
(0.84)
100.00
96,074,541
46,759,279
2.055
2.084
2.026
82,705,425
40,727,934
2.031
2.031
1.928
81,094,201
42,065,657
1.928
1.928
1.833
56,965,611
31,048,484
1.835
1.833
1.733
47,311,574
27,305,889
1.733
1.733
1.641
1.18%
-
5.34%
-
5.07%
-
5.89%
-
5.59%
-
Period
One year
Three years
Five years
1.18%
3.88%
4.60%
Average Annual Return - Benchmark: 12 Month
Maybank Tier 1 Fixed Deposit Rate
Period
One year
Three years
Five years
3.15%
3.11%
2.92%
34
PRUlink funds
PRUlink Dana Aman Performance
(Since Inception)
PRUlink Dana Aman Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
%
120.00
120.00
100.00
100.00
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
Date
PDA
12M MBB T1 FD Rate
35
PRUlink funds
PRUlink Dana Urus
Category
Investment in PRUlink Dana Unggul
PRUlink Dana Aman
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
2010
%
2009
%
70.36
29.64
100.00
70.60
29.40
100.00
63.27
36.73
100.00
72.89
27.11
100.00
70.79
29.21
100.00
150,251,177
52,024,160
2.888
2.891
2.518
134,348,503
51,660,963
2.601
2.601
2.315
120,239,674
51,583,253
2.331
2.331
2.111
107,985,913
49,146,556
2.197
2.208
1.898
85,955,032
44,672,569
1.924
1.924
1.512
11.06%
-
11.57%
-
6.09%
-
14.19%
-
26.72%
-
Period
One year
Three years
Five years
11.06%
9.54%
13.72%
Average Annual Return - Benchmark: 70% FTSEBursa Malaysia Emas Shariah Index (FBMSHA) +
30% 12 Month Maybank Tier 1 Fixed Deposit Rate
Period
One year
Three years
Five years
10.25%
7.38%
12.77%
36
PRUlink funds
PRUlink Dana Urus Performance
(Since Inception)
PRUlink Dana Urus Vs. 70% FBMSHA + 30% 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
%
200.00
200.00
180.00
180.00
160.00
160.00
140.00
140.00
120.00
120.00
100.00
100.00
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
(20.00)
(20.00)
(40.00)
(40.00)
Date
PDUrus
70% FBMSHA & 30% 12M MBB T1 FD Rate
37
PRUlink funds
Category
Investment in PRUlink Dana Unggul
PRUlink Dana Aman
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
Period
One year
Three years
Five years
2013
%
2012
%
2011
%
2010
%
2009
%
80.43
19.57
100.00
81.80
18.20
100.00
73.21
26.79
100.00
82.25
17.75
100.00
81.12
18.88
100.00
66,493,529
31,261,133
2.127
2.131
1.814
46,916,549
24,903,350
1.884
1.884
1.655
34,271,843
20,542,873
1.668
1.668
1.490
23,580,782
15,168,477
1.555
1.563
1.319
14,623,273
10,892,035
1.343
1.343
1.018
12.90%
-
12.93%
-
7.31%
-
15.79%
-
31.10%
-
12.90%
11.02%
15.74%
Average Annual Return - Benchmark: 80% FTSE-Bursa Malaysia Emas
Shariah Index (FBMSHA) + 20% 12 Month Maybank Tier 1 Fixed Deposit Rate
Period
One year
11.26%
Three years
7.96%
Five years
14.18%
38
PRUlink funds
PRUlink Dana Urus II Performance
(Since Inception)
PRUlink Dana Urus II Vs. 80% FBMSHA + 20% 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
%
120.00
120.00
100.00
100.00
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
(20.00)
(20.00)
Date
PDUrus2
39
PRUlink funds
Category
Investment in Asian Equity Fund
Asian Bond Fund
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
Period
One year
Three years
Five years
2013
%
2012
%
2011
%
2010
%
2009
%
72.34
30.74
0.06
(3.14)
100.00
72.22
30.54
0.19
0.25
(3.20)
100.00
63.80
36.51
1.00
(1.31)
100.00
75.43
28.16
0.23
(3.82)
100.00
73.04
31.35
0.15
0.01
(4.55)
100.00
185,240,816
140,282,547
1.320
1.325
1.171
194,409,461
150,889,257
1.288
1.290
1.134
193,768,310
170,529,096
1.136
1.307
1.064
241,982,226
187,961,255
1.287
1.311
1.098
263,042,900
213,629,811
1.231
1.231
0.738
2.49%
-
13.39%
-
(11.74%)
-
4.56%
-
58.30%
-
2.49%
0.79%
11.17%
Average Annual Return - Benchmark: 70% MSCI Asia Ex-Japan Index
+ 30% JP Morgan Asia Credit Index
Period
One year
9.27%
Three years
5.16%
Five years
14.08%
40
PRUlink funds
PRUlink Asia Managed Fund Performance
(Since Inception)
PRUlink Asia Managed Fund Vs. 70% MSCI Asia Ex-Japan Index + 30% JP Morgan Asia Credit Index
SI % Change
%
%
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
(20.00)
(20.00)
(40.00)
(40.00)
Date
AMF
70% MSCI & 30% JP MORGAN
41
PRUlink funds
Currency Breakdown
Thai Baht
Hong Kong Dollar
Indian Rupee
Indonesian Rupiah
Malaysian Ringgit
New Taiwan Dollar
Philippines Peso
Singapore Dollar
US Dollar
Korean Won
Cash and Cash Equivalent
Total
Category
Equity
Advertising
Agriculture
Auto - Auto Parts
Automobiles & Components
Auto Manufacturers
Banks
Beverages
Breweries & Leisure & Hotels
Building & Construction
Building Materials
Chemicals & Pharmaceuticals
Coal
ASIAN EQUITY FUND
2013
%
2012
%
2011
%
2010
%
2009
%
3.28
37.05
9.80
3.42
2.38
11.25
1.13
7.33
1.82
20.79
1.75
100.00
2.74
36.16
8.42
4.95
2.79
12.61
1.26
6.84
2.20
21.08
0.95
100.00
2.68
35.54
10.22
3.72
3.88
13.89
0.48
5.73
1.50
20.92
1.44
100.00
2.95
34.09
12.65
3.24
3.27
14.28
0.88
5.02
2.33
20.80
0.49
100.00
2.99
35.51
12.92
4.32
2.22
15.01
1.19
4.79
3.18
15.36
2.52
100.00
2013
%
2012
%
2011
%
2010
%
2009
%
1.49
1.73
4.95
20.92
0.79
1.62
1.56
1.41
1.18
1.32
3.55
17.89
0.51
5.68
2.68
1.77
1.36
16.58
2.37
2.45
1.69
2.41
0.81
2.25
3.51
-
1.04
1.38
1.63
1.33
-
42
PRUlink funds
Category
Equity
Commercial Services
Computers & Software
Distribution / Wholesale
Diversified Financial Services
Diversified Operations
Electric
Electronics
Electronics & Electrical Equipment
Energy
Engineering
Equities
Extractive Industries
Financial
Food
Food & Textiles & Apparel
Health Care
Holding Companies-Diversified
Insurance
Investment
Iron / Steel
Lodging
Manufacturing
Materials
Media & Publishing
Mining
Oil & Gas
Pharmaceuticals
ASIAN EQUITY FUND
2013
%
2012
%
2011
%
2010
%
2009
%
2.17
0.75
6.33
2.25
3.47
1.30
1.24
3.55
5.84
1.32
0.64
1.73
1.23
6.95
0.53
2.39
0.78
6.91
7.32
2.03
0.72
0.45
2.72
2.60
2.01
1.56
3.14
1.29
2.34
4.90
6.66
7.09
5.53
0.68
0.92
4.88
2.23
2.30
2.12
1.00
1.34
4.14
1.25
0.69
8.17
1.99
9.84
8.76
5.29
3.93
5.39
16.59
1.94
0.77
3.40
5.83
1.05
-
1.19
4.73
3.11
13.41
9.22
2.14
3.36
4.56
20.33
1.36
2.26
2.44
3.41
1.67
-
43
PRUlink funds
Category
Equity
Property
Public Utilities
Real Estate
REITs
Retail
Semiconductors
Shipbuilding
Telecommunications
Tobacco
Transport & Telecommunications
Transportations
Warrants
Others
Cash And Cash Equivalent
Total
ASIAN EQUITY FUND
2013
%
2012
%
2011
%
2010
%
2009
%
6.79
2.21
11.75
4.45
0.69
98.25
1.75
100.00
7.73
4.43
12.14
0.88
4.23
1.50
99.05
0.95
100.00
4.81
0.89
2.58
8.49
7.37
0.82
98.56
1.44
100.00
1.65
3.04
3.59
2.06
1.10
5.44
0.01
99.51
0.49
100.00
3.50
2.62
3.65
2.04
2.86
4.23
97.48
2.52
100.00
Note: Asian Equity Fund is managed by Eastspring Investments (Singapore) Limited.
44
PRUlink funds
Currency Breakdown
Chinese Yuan Renminbi
Hong Kong Dollar
Indian Rupee
Indonesian Rupiah
Malaysian Ringgit
Philippines Peso
Singapore Dollar
US Dollar
Total
Category
Corporate Bond
Government Bond
Treasury Bill
Mortgage Related
Time Deposit
Total
ASIAN BOND FUND
2013
%
2012
%
2011
%
2010
%
2009
%
1.81
0.12
0.12
0.52
91.84
5.59
100.00
1.03
0.67
0.29
0.90
90.91
6.20
100.00
0.52
0.22
0.50
91.55
7.21
100.00
0.11
0.32
0.88
95.67
3.02
100.00
0.39
99.61
100.00
2013
%
2012
%
2011
%
2010
%
2009
%
80.07
14.34
5.59
100.00
73.82
19.68
0.30
6.20
100.00
62.82
29.75
0.22
7.21
100.00
68.22
28.38
0.38
3.02
100.00
72.49
21.53
0.76
2.81
2.41
100.00
Note: Asian Bond Fund is managed by Eastspring Investments (Singapore) Limited.
45
PRUlink funds
Category
Investment in Asian Property Securities Fund
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit(RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
2010
%
2009
%
102.19
(2.19)
100.00
102.41
0.04
(2.45)
100.00
101.02
0.05
(1.07)
100.00
102.15
0.01
0.23
(2.39)
100.00
99.10
2.64
0.87
(2.61)
100.00
20,801,724
20,007,531
1.040
1.180
1.009
21,306,567
20,342,537
1.047
1.057
0.784
17,797,686
22,700,787
0.784
0.844
0.745
21,375,315
26,038,145
0.821
0.817
0.667
18,951,577
25,867,661
0.733
0.740
0.436
(0.73%)
-
33.59%
-
(4.50%)
-
12.05%
-
34.42%
-
Period
One year
Three years
(0.73%)
8.35%
Five years
13.79%
GPR - Customized Asia Pac (Ex-Japan) Property Index
Period
One year
Three years
Five years
(0.81%)
8.03%
11.59%
46
PRUlink funds
PRUlink Asia Property Securities Fund Performance
(Since Inception)
PRUlink Asia Property Securities Fund Vs. GPR - Customized Asia Pac (Ex-Japan) Property Index
SI % Change
%
%
40.00
40.00
30.00
30.00
20.00
20.00
10.00
10.00
0.00
0.00
(10.00)
(10.00)
(20.00)
(20.00)
(30.00)
(30.00)
(40.00)
(40.00)
(50.00)
(50.00)
(60.00)
(60.00)
Date
APSF
GPR
47
PRUlink funds
Currency Breakdown
Australian Dollar
Thai Baht
Hong Kong Dollar
Malaysian Ringgit
Singapore Dollar
Japanese Yen
Indonesian Rupiah
Philippines Peso
US Dollar
Total
Category
Equity:
Engineering & Construction
Equities
Financial
Home Builders
Investment Trusts
Property
Real Estate
REITs
Retail
Closed-End Fund
Mutual Fund
Total
ASIAN PROPERTY SECURITIES FUND
2013
%
2012
%
2011
%
2010
%
2009
%
27.43
1.65
29.27
27.55
0.83
4.83
4.33
2.28
1.83
100.00
27.49
5.10
25.29
1.47
27.43
0.82
6.28
4.33
1.79
100.00
40.52
1.94
19.30
2.45
12.80
17.27
1.57
1.40
2.75
100.00
42.19
1.47
9.38
4.65
19.33
20.13
1.33
1.52
100.00
41.21
1.19
14.49
5.66
18.64
15.30
3.51
100.00
2013
%
2012
%
2011
%
2010
%
2009
%
1.00
1.65
51.57
43.95
1.83
100.00
2.93
45.65
47.46
2.17
1.79
100.00
1.89
18.29
75.13
1.94
2.75
100.00
9.22
1.12
83.24
4.61
0.29
1.52
100.00
1.44
1.18
0.98
91.75
1.14
3.51
100.00
Note: Asian Property Securities Fund is managed by Eastspring Investments (Singapore) Limited.
48
PRUlink funds
Category
2013
%
2012
%
2011
%
2010
%
2009
%
100.80
0.09
(0.89)
100.00
104.52
0.12
(4.64)
100.00
101.72
0.11
(1.83)
100.00
102.18
0.11
(2.29)
100.00
213.79
0.11
(113.90)
100.00
7,932,219
5,659,708
1.402
1.459
1.369
7,952,237
5,587,652
1.423
1.423
1.332
6,825,378
5,089,125
1.341
1.353
1.235
3,520,349
2,798,666
1.258
1.293
1.211
1,316,521
1,083,184
1.215
1.221
1.002
- Capital Growth
(1.52%)
-
6.11%
-
6.62%
-
3.49%
-
17.72%
-
Period
One year
Three years
(1.52%)
3.61%
Five years
6.30%
HSBC Customised Index Composite
Period
One year
Three years
Five years
(0.66%)
4.03%
4.02%
Investment in Asian Local Bond Fund
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
49
PRUlink funds
PRUlink Asia Local Bond Fund Performance
(Since Inception)
PRUlink Asia Local Bond Fund Vs. HSBC Customised Index Composite
SI % Change
50.00
50.00
45.00
45.00
40.00
40.00
35.00
35.00
30.00
30.00
25.00
25.00
20.00
20.00
15.00
15.00
10.00
10.00
5.00
5.00
0.00
0.00
(5.00)
(5.00)
Date
ALBF
HSBC
50
PRUlink funds
ASIAN LOCAL BOND FUND
Currency Breakdown
2013
%
2012
%
2011
%
2010
%
2009
%
Malaysian Ringgit
Singapore Dollar
US Dollar
Hong Kong Dollar
Philippines Peso
Taiwan Dollar
Thai Baht
Indonesian Rupiah
Korean Won
Chinese Yuan Renminbi
Indian Rupee
Total
10.82
16.95
8.34
4.43
6.41
-
11.13
17.46
4.47
6.26
7.13
-
9.31
17.24
7.77
10.66
6.22
-
9.74
16.75
7.82
10.50
4.55
8.91
9.12
15.37
6.92
11.59
5.40
9.61
8.73
11.49
17.96
0.66
8.00
6.21
100.00
6.56
13.44
19.78
0.40
8.72
4.65
7.43
12.76
18.96
0.45
5.18
4.02
7.09
12.09
18.69
0.03
3.83
5.65
12.19
20.09
4.06
100.00
100.00
100.00
100.00
%
%
%
%
%
26.68
66.64
28.78
28.54
26.06
25.30
65.99
66.26
70.63
0.36
-
0.58
3.96
-
0.45
0.01
2.14
-
0.90
0.28
-
69.86
0.25
-
-
Category
Corporate Bond
Government Bond
Convertible Bond
Treasury Bill
Credit Default SWAPs
Interest Rate SWAPs
Time Deposit
Mortgage Related
Certificate of Deposit
0.08
Future
0.03
-
-
-
-
2.25
2.05
4.02
3.83
4.06
100.00
100.00
100.00
100.00
100.00
Total
-
Note: Asian Local Bond Fund is managed by Eastspring Investments (Singapore) Limited.
51
PRUlink funds
Category
2013
%
2012
%
2011
%
2010
%
2009
%
102.24
0.08
(2.32)
100.00
107.30
0.14
(7.44)
100.00
101.69
0.06
(1.75)
100.00
104.66
0.03
(4.69)
100.00
98.97
1.30
1.20
(1.47)
100.00
16,349,222
17,523,576
24,262,751
44,898,469
NAV Per Unit (RM)
11,602,152
1.409
14,530,098
1.206
22,010,863
1.102
33,294,895
28,676,558
1.161
1.414
1.206
1.214
1.093
1.200
1.023
1.187
1.050
1.200
9.41%
-
(5.06%)
(2.14%)
12.44%
-
-
-
Investment in Global Market Navigator Fund
Cash at Bank
Other Assets
Total Liabilities
Total
37,842,238
1.186
1.062
Total Return (+)
- Capital Growth
16.84%
-
Period
One year
16.84%
Three years
6.59%
Five years
5.96%
Period
One year
3.15%
Three years
3.11%
Five years
2.92%
52
PRUlink funds
PRUlink Global Market Navigator Fund Performance
(Since Inception)
PRUlink Global Market Navigator Fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
42.00
40.00
38.00
36.00
34.00
32.00
30.00
28.00
26.00
24.00
22.00
20.00
18.00
16.00
14.00
12.00
10.00
8.00
6.00
4.00
2.00
0.00
%
42.00
40.00
38.00
36.00
34.00
32.00
30.00
28.00
26.00
24.00
22.00
20.00
18.00
16.00
14.00
12.00
10.00
8.00
6.00
4.00
2.00
0.00
Date
GMNF
12M MBB T1 FD Rate
53
PRUlink funds
Currency Breakdown
Australian Dollar
Brazil Real
British Pound
Euro
Indonesian Rupiah
Japanese Yen
Korean Won
Malaysian Ringgit
Mexican Peso
Philippines Peso
Singapore Dollar
Turkish Lira
US Dollar
Vietnamese Dong
Total
Category
Equities
Exchange Traded Fund
Futures
Government Bond
Government Gilts
Investment Trusts
Mutual Fund
Time Deposit
Treasury Bills
Treasury Bond
Total
GLOBAL MARKET NAVIGATOR FUND
2013
%
2012
%
2011
%
2010
%
2009
%
54.55
0.24
4.66
28.68
2.08
9.79
100.00
37.62
0.04
0.07
3.95
44.85
2.21
11.26
100.00
16.27
4.72
5.26
3.01
3.03
2.89
40.25
24.57
100.00
(0.02)
10.35
(0.40)
0.07
5.38
6.20
25.93
52.49
100.00
4.57
5.18
3.19
4.90
7.72
5.67
5.93
3.20
37.57
22.06
100.00
2013
%
2012
%
2011
%
2010
%
2009
%
0.24
13.58
71.57
2.99
4.82
6.80
100.00
0.06
6.16
75.52
7.00
11.26
100.00
0.08
21.91
46.03
7.41
24.57
100.00
2.00
(0.10)
11.58
4.11
29.92
52.49
100.00
18.75
7.75
36.45
5.18
9.81
22.06
100.00
Note: Global Market Navigator Fund is managed by Eastspring Investments (Singapore) Limited.
54
PRUlink funds
Category
2013
%
2012
%
2011
%
2010
%
100.80
0.06
(0.86)
100.00
103.20
0.10
(3.30)
100.00
99.15
1.18
0.82
(1.15)
100.00
100.00
2.29
0.29
(2.58)
100.00
NAV Per Unit (RM)
33,089,246
33,097,899
1.000
31,108,083
32,551,066
0.956
23,965,651
29,206,015
0.821
24,799,116
22,632,337
1.096
1.002
0.846
0.956
0.793
1.136
0.799
1.192
0.940
4.61%
-
16.46%
-
(25.11%)
9.57%
-
-
Investment in Dragon Peacock Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
Total Return (+)
- Capital Growth
Period
One year
Three years
Five years
4.61%
(3.01%)
n/a
Average Annual Return - Benchmark: 50% MSCI China
& 50% MSCI India Index1
Period
One year
Three years
Five years
7.81%
(0.90%)
n/a
55
PRUlink funds
PRUlink Dragon Peacock Fund Performance
(Since Inception)
PRUlink Dragon Peacock Fund Vs. 50% MSCI China & 50% MSCI India Index1
SI % Change
%
%
30.00
30.00
25.00
25.00
20.00
20.00
15.00
15.00
10.00
10.00
5.00
5.00
0.00
0.00
(5.00)
(5.00)
(10.00)
(10.00)
(15.00)
(15.00)
(20.00)
(20.00)
(25.00)
(25.00)
(30.00)
(30.00)
Date
PDPF
50% MSCI China & 50% MSCI India Index 1
56
PRUlink funds
Currency Breakdown
DRAGON PEACOCK FUND
2013
%
2012
%
2011
%
2010
%
49.06
48.47
2.47
100.00
50.19
46.82
1.99
1.00
100.00
48.69
47.24
3.48
0.59
100.00
43.70
47.17
5.19
3.94
100.00
Category
2013
%
2012
%
2011
%
2010
%
Advertising
Aerospace & Air Transport
Agricultural Operations
Auto - Auto Parts
Auto Manufacturers
Banks
Building Materials
Coal
Commercial Services
Cosmetics/Personal Care
Electric
Electronics & Electrical Equipment
Energy
Equities
Financial
2.80
7.62
18.86
1.08
7.60
1.97
11.77
4.58
1.55
2.51
-
1.99
2.45
7.60
19.09
1.48
7.19
2.53
6.60
2.43
5.84
1.67
0.93
-
1.87
1.88
4.04
20.16
2.51
5.61
2.76
0.75
8.80
2.54
4.91
1.68
-
2.14
1.23
5.11
1.68
4.89
11.08
2.27
14.15
5.83
5.28
22.04
Hong Kong Dollar
Indian Rupee
US Dollar
Total
57
PRUlink funds
DRAGON PEACOCK FUND
Category
2013
%
2012
%
2011
%
2010
%
Food
Forest Products & Paper
Gas
Insurance
Internet
Iron/Steel
Manufacturing
Miscellaneous Manufacture
Media
Mining
Oil & Gas
Property
Real Estate
Retail
Telecommunications
Transportation
Transport & Telecomunications
2.32
3.29
0.96
1.33
0.92
1.13
1.27
13.06
4.04
1.44
6.71
0.72
-
0.81
0.44
0.27
4.63
1.32
1.14
1.18
1.55
12.51
3.99
4.29
6.51
0.56
-
1.59
0.24
4.00
1.61
1.19
0.90
1.26
2.35
13.90
3.18
0.77
10.41
0.50
-
2.45
4.28
1.17
1.72
2.83
4.14
3.77
2.47
1.00
0.59
3.94
100.00
100.00
100.00
100.00
Total
Note: Dragon Peacock Fund is managed by Eastspring Investments (Singapore) Limited and sub-managed by Eastspring Investments (HK) Limited.
58
PRUlink funds
Category
2013
%
2012
%
2011
%
2010
%
98.71
1.67
1.43
(1.81)
100.00
99.69
0.47
(0.16)
100.00
98.90
3.44
1.07
(3.41)
100.00
97.58
4.54
2.37
(4.49)
100.00
19,529,158
19,487,798
1.002
1.020
0.875
15,477,304
15,615,933
0.991
0.992
0.853
11,775,825
13,741,239
0.857
1.078
0.789
7,215,048
6,793,498
1.062
1.075
0.999
- Capital Growth
1.11%
-
15.65%
-
(19.31%)
-
6.21%
-
Period
One year
Three years
Five years
1.11%
(1.88%)
n/a
Average Annual Return - Benchmark: MSCI Asia Ex-Japan Index
Period
One year
Three years
Five years
10.77%
3.79%
n/a
Investment in Asian Equity Fund
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
59
PRUlink funds
PRUlink Asia Equity Fund Performance
(Since Inception)
PRUlink Asia Equity Fund Vs. MSCI Asia Ex-Japan Index
SI % Change
%
34.00
32.00
30.00
28.00
26.00
24.00
22.00
20.00
18.00
16.00
14.00
12.00
10.00
8.00
6.00
4.00
2.00
0.00
(2.00)
(4.00)
(6.00)
(8.00)
(10.00)
(12.00)
(14.00)
(16.00)
(18.00)
(20.00)
%
34.00
32.00
30.00
28.00
26.00
24.00
22.00
20.00
18.00
16.00
14.00
12.00
10.00
8.00
6.00
4.00
2.00
0.00
(2.00)
(4.00)
(6.00)
(8.00)
(10.00)
(12.00)
(14.00)
(16.00)
(18.00)
(20.00)
Date
PAEF
MSCI Asia Ex-Japan Index
60
PRUlink funds
Currency Breakdown
Thai Baht
Hong Kong Dollar
Indian Rupee
Indonesian Rupiah
Malaysian Ringgit
New Taiwan Dollar
Philippines Peso
Singapore Dollar
US Dollar
Korean Won
Total
Category
Equity
Advertising
Agriculture
Auto - Auto Parts & Equipment
Automobiles & Components
Auto Manufacturers
Banks
Beverages
ASIAN EQUITY FUND
2013
%
2012
%
2011
%
2010
%
3.28
37.05
9.80
3.42
2.38
11.25
1.13
7.33
1.82
20.79
1.75
100.00
2.74
36.16
8.42
4.95
2.79
12.61
1.26
6.84
2.20
21.08
0.95
100.00
2.68
35.54
10.22
3.72
3.88
13.89
0.48
5.73
1.50
20.92
1.44
100.00
2.95
34.09
12.65
3.24
3.27
14.28
0.88
5.02
2.33
20.80
0.49
100.00
2013
%
2012
%
2011
%
2010
%
1.49
1.73
4.95
20.92
0.79
-
1.41
1.18
1.32
3.55
17.89
-
1.77
1.36
16.58
-
2.41
0.81
2.25
61
PRUlink funds
ASIAN EQUITY FUND
Category
2013
%
2012
%
2011
%
2010
%
Building Materials
1.62
0.51
5.68
2.37
2.45
-
Coal
Commercial Services
Distribution / Wholesale
Electric
Electronics
Electronics Components & Equipment
Equities
Financial
Food & Textiles & Apparel
Health Care
Insurance
1.56
2.17
0.75
6.33
2.25
3.47
1.30
1.24
3.55
5.84
1.32
2.68
2.39
0.78
6.91
7.32
2.03
0.72
0.45
2.72
2.60
1.69
2.34
4.90
6.66
7.09
5.53
0.68
0.92
4.88
Investment Companies
Iron / Steel
0.64
1.73
-
2.23
-
Lodging
Manufacturing
Mining
Oil & Gas
Pharmaceuticals
Property
Real Estate
1.23
6.95
0.53
6.79
2.01
1.56
3.14
1.29
7.73
2.30
2.12
1.00
1.34
4.14
1.25
4.81
3.51
0.69
8.17
1.99
9.84
5.29
3.93
5.39
16.59
1.94
0.77
3.40
5.83
1.05
1.65
3.04
62
PRUlink funds
Category
2013
%
ASIAN EQUITY FUND
2012
%
2011
%
2010
%
REITs
-
-
0.89
-
Retail
2.21
4.43
2.58
11.75
4.45
0.69
-
12.14
0.88
4.23
1.50
-
8.49
7.37
0.82
-
3.59
2.06
1.10
5.44
0.01
98.25
99.05
98.56
99.51
1.75
100.00
0.95
100.00
1.44
100.00
0.49
100.00
Semiconductors
Shipbuilding
Telecommunications
Transport & Telecomunications
Transportations
Warrants
Total
Note: Asian Equity Fund is managed by Eastspring Investments (Singapore) Limited.
63
PRUlink funds
Category
Investment in Structured Product
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
2013
%
2012
%
2011
%
2010
%
100.05
0.14
(0.19)
100.00
100.13
0.04
(0.17)
100.00
99.95
0.04
0.05
(0.04)
100.00
100.00
100.00
(100.00)
100.00
32,948,878
33,825,000
0.974
48,767,555
50,055,000
0.974
47,752,090
50,055,000
0.954
48,052,800
50,055,000
0.960
Total Return (+)
- Capital Growth
0.988
0.956
0.976
0.952
0.980
0.946
0.960
0.960
(0.02%)
-
2.13%
-
(0.63%)
-
0.00%
-
Period
One year
Three years
Five years
(0.02%)
0.49%
n/a
64
PRUlink funds
PRUlink MyOptimizer Fund Performance
(Since Inception)
SI % Change
%
3.00
2.50
2.00
1.50
1.00
0.50
0.00
(0.50)
(1.00)
(1.50)
(2.00)
Date
65
PRUlink funds
Category
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
100.04
0.49
(0.53)
100.00
99.77
0.46
0.23
(0.46)
100.00
100.13
(0.13)
100.00
50,909,560
52,218,980
55,664,000
54,379,572
52,585,000
0.968
0.968
0.938
3.20%
-
Period
One year
3.20%
Three years
Five years
0.938
0.983
0.934
55,664,000
0.977
0.977
0.953
(3.97%)
1.50%
-
-
0.19%
n/a
66
PRUlink funds
PRUlink Commodity Allocator Fund Performance
(Since Inception)
SI % Change
%
3.00
2.50
2.00
1.50
1.00
0.50
0.00
(0.50)
(1.00)
(1.50)
(2.00)
(2.50)
(3.00)
Date
67
PRUlink funds
Category
2013
%
2012
%
2011
%
99.95
0.56
0.04
(0.55)
100.16
(0.16)
100.00
100.28
(0.28)
100.00
100.00
NAV Per Unit (RM)
8,263,345
8,603,000
0.961
1.004
8,682,463
8,705,000
0.997
0.997
8,554,645
8,705,000
0.983
0.983
Total Return (+)
0.946
0.974
0.964
- Capital Growth
(3.70%)
-
1.49%
-
1.84%
-
Period
One year
Three years
Five years
(3.70%)
(0.16%)
n/a
Cash and Deposits
Other Assets
Total Liabilities
Total
68
PRUlink funds
PRUlink Commodity Allocator II Fund Performance
(Since Inception)
SI % Change
%
4.00
3.50
3.00
2.50
2.00
1.50
1.00
0.50
0.00
(0.50)
(1.00)
(1.50)
(2.00)
Date
69
PRUlink funds
Category
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
Period
One year
Three years
Five years
2013
%
2012
%
2011
%
99.83
0.39
0.18
(0.40)
100.00
99.71
0.38
0.30
(0.39)
100.00
99.81
0.19
100.00
4,243,677
4,577,040
0.927
1.002
0.913
4,338,542
4,736,153
0.916
0.950
0.913
2,382,787
2,550,290
0.934
1.000
0.929
1.21%
-
(1.96%)
-
(6.57%)
-
1.21%
(1.24%)
n/a
70
PRUlink funds
PRUlink Dyna Growth I Fund Performance
(Since Inception)
SI % Change
%
1.00
0.00
(1.00)
(2.00)
(3.00)
(4.00)
(5.00)
(6.00)
(7.00)
(8.00)
(9.00)
(10.00)
Date
71
PRUlink funds
Category
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
99.75
0.45
0.27
(0.47)
100.00
99.53
0.44
0.49
(0.46)
100.00
99.69
0.31
100.00
4,326,134
4,864,252
0.889
1.018
0.865
4,369,558
5,026,421
0.869
0.923
0.864
2,424,589
2,702,908
0.897
1.000
0.888
2.31%
-
(3.09%)
-
(10.30%)
-
Period
One year
Three years
Five years
2.31%
(2.60%)
n/a
72
PRUlink funds
PRUlink Dyna Growth II Fund Performance
(Since Inception)
SI % Change
%
2.00
1.00
0.00
(1.00)
(2.00)
(3.00)
(4.00)
(5.00)
(6.00)
(7.00)
(8.00)
(9.00)
(10.00)
(11.00)
(12.00)
(13.00)
(14.00)
Date
73
PRUlink funds
Category
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
99.41
1.68
0.66
(1.75)
100.00
99.08
1.74
0.92
(1.74)
100.00
99.23
0.77
100.00
183,079
210,235
0.871
1.039
0.837
176,868
210,235
0.841
0.909
0.834
128,050
146,146
0.876
1.000
0.865
3.51%
-
(3.98%)
-
(12.38%)
-
Period
One year
Three years
Five years
3.51%
(4.51%)
n/a
74
PRUlink funds
PRUlink Dyna Growth III Fund Performance
(Since Inception)
SI % Change
%
4.00
3.00
2.00
1.00
0.00
(1.00)
(2.00)
(3.00)
(4.00)
(5.00)
(6.00)
(7.00)
(8.00)
(9.00)
(10.00)
(11.00)
(12.00)
(13.00)
(14.00)
(15.00)
(16.00)
(17.00)
(18.00)
Date
75
PRUlink funds
Category
Cash at Bank
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
99.41
2.27
0.81
(2.49)
100.00
98.97
2.38
1.05
(2.40)
100.00
99.16
0.84
100.00
138,902
157,893
0.880
1.052
0.836
132,604
157,893
0.840
0.911
0.831
107,802
123,012
0.876
1.000
0.864
4.75%
-
(4.17%)
-
(12.36%)
-
Period
One year
Three years
Five years
4.75%
(4.18%)
n/a
76
PRUlink funds
PRUlink Dyna Growth IV Fund Performance
(Since Inception)
PRUlink Dyna Growth Iv Fund
SI % Change
%
6.00
5.00
4.00
3.00
2.00
1.00
0.00
(1.00)
(2.00)
(3.00)
(4.00)
(5.00)
(6.00)
(7.00)
(8.00)
(9.00)
(10.00)
(11.00)
(12.00)
(13.00)
(14.00)
(15.00)
(16.00)
(17.00)
(18.00)
Date
77
PRUlink funds
Category
Investment in Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
2012
%
2011
%
99.77
1.00
(0.77)
100.00
132.87
1.13
(34.00)
100.00
99.40
0.64
(0.04)
100.00
11,040,816
10,255,069
1.077
1.077
1.040
4,384,691
4,217,391
1.040
1.040
1.005
1,156,088
1,150,764
1.005
1.005
1.000
3.55%
-
3.49%
-
0.46%
-
Period
One year
Three years
Five years
3.55%
3.47%
n/a
Period
One year
Three years
Five years
3.15%
3.16%
n/a
78
PRUlink funds
PRUlink Money Market Fund Performance
(Since Inception)
PRUlink Money Market Fund Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
9.00
8.50
8.00
7.50
7.00
6.50
6.00
5.50
5.00
4.50
4.00
3.50
3.00
2.50
2.00
1.50
1.00
0.50
0.00
%
9.00
8.50
8.00
7.50
7.00
6.50
6.00
5.50
5.00
4.50
4.00
3.50
3.00
2.50
2.00
1.50
1.00
0.50
0.00
Date
PMMF
12M MBB T1 FD Rate
79
PRUlink funds
Comparative Performance Table For 6 Months Period Ended 31 December
Category
Investment in Equities
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
2013
%
92.17
16.84
0.19
(9.20)
100.00
711,360
680,759
1.045
1.047
0.992
- Capital Growth
4.50%
-
Period
Since inception
Three years
Five years
4.50%
n/a
n/a
Average Annual Return - Benchmark: FTSE Bursa Malaysia Top 100 Index (FBM100)
Period
Since inception
Three years
Five years
4.67%
n/a
n/a
80
PRUlink funds
PRUlink Golden Equity Fund II Performance
(Since Inception)
PRUlink Golden Equity Fund II Vs. FTSE Bursa Malaysia Top 100 Index (FBM100)
SI % Change
%
%
5.00
5.00
4.00
4.00
3.00
3.00
2.00
2.00
1.00
1.00
0.00
0.00
(1.00)
(1.00)
(2.00)
(2.00)
(3.00)
(3.00)
(4.00)
(4.00)
Date
PGE2
FBM100
81
PRUlink funds
Comparative Performance Table For 6 Months Period Ended 31 December
Category
Investment in Fixed Income Securities:
Cash and Deposits
Other Assets
Total Liabilities
Total
NAV Per Unit (RM)
Total Return (+)
- Capital Growth
2013
%
94.31
20.80
0.77
(15.88)
100.00
1,025,196
1,006,312
1.019
1.019
0.999
1.88%
-
Period
Since inception
Three years
Five years
1.88%
n/a
n/a
Period
Since inception
Three years
Five years
1.56%
n/a
n/a
82
PRUlink funds
PRUlink Golden Bond Fund II Performance
(Since Inception)
PRUlink Golden Bond Fund II Vs. 12 Month Maybank Tier 1 Fixed Deposit Rate
SI % Change
%
%
2.00
2.00
1.50
1.50
1.00
1.00
0.50
0.50
0.00
0.00
(0.50)
(0.50)
Date
PGB2
12M MBB T1 FD Rate
83
PRUlink funds
Statement Of Assets And Liabilities
PRUlink Equity Fund
Statement Of Assets And Liabilities As At 31 December 2013
2013
2012
RM
%
RM
%
7,182,511,102
92.50
6,033,239,225
91.83
18,876
682,810,000
0.00
8.79
12,774
599,290,000
0.00
9.12
Other Assets
20,615,226
0.27
4,104,394
0.06
Total Assets
7,885,955,204
101.56
6,636,646,393
101.01
Investment in Equities
Cash and Deposits
Cash at Bank
Deposits
(1,785,912)
(0.02)
(1,243,877)
(0.02)
Provision for Deferred Tax
(88,366,517)
(1.14)
(65,367,472)
(0.99)
Other Liabilities
(31,222,005)
(0.40)
(12,816)
(0.00)
Total Liabilities
(121,374,434)
(1.56)
(66,624,165)
(1.01)
Provision for Taxation
Net Asset Value of the Fund
7,764,580,770
100.00
6,570,022,228
100.00
Policyholders' Fund
Capital
Generated Income carried forward
4,181,824,790
3,582,755,980
53.86
46.14
3,760,951,834
2,809,070,394
57.24
42.76
7,764,580,770
100.00
6,570,022,228
100.00
Net Asset Value Per Unit (RM)
4.159
3.729
84
PRUlink funds
PRUlink Bond Fund
2013
2012
RM
%
RM
%
2,104,199,986
99.60
1,716,156,851
98.31
Cash and Deposits
Cash at Bank
Deposits
3,840
16,340,000
0.00
0.77
9,272
33,560,000
0.00
1.92
Other Assets
20,828,796
0.99
16,542,781
0.95
Total Assets
2,141,372,622
101.36
1,766,268,904
101.18
Investment in Fixed Income Securities
(7,471,501)
(0.36)
(8,022,947)
(0.46)
(249,633)
(0.01)
(1,671,373)
(0.10)
Other Liabilities
(21,013,373)
(0.99)
(10,973,360)
(0.62)
Total Liabilities
(28,734,507)
(1.36)
(20,667,680)
(1.18)
2,112,638,115
100.00
1,745,601,224
100.00
Policyholders' Fund
Capital
1,767,442,823
345,195,292
83.66
16.34
1,442,319,119
303,282,105
82.63
17.37
2,112,638,115
100.00
1,745,601,224
100.00
2.741
2.683
85
PRUlink funds
2013
2012
RM
%
RM
%
Investments in PRUlink Equity Fund
PRUlink Bond Fund
1,274,221,123
544,785,771
70.05
29.95
1,169,384,867
483,247,692
70.76
29.24
Total Assets
1,819,006,894
100.00
1,652,632,559
100.00
Other Liabilities
(14,928)
(0.00)
(39,607)
(0.00)
Total Liabilities
(14,928)
(0.00)
(39,607)
(0.00)
1,818,991,966
100.00
1,652,592,952
100.00
Policyholders' Fund
Capital
1,018,209,463
800,782,503
55.98
44.02
988,598,500
663,994,452
59.82
40.18
1,818,991,966
100.00
1,652,592,952
100.00
3.271
3.023
86
PRUlink funds
2013
2012
RM
%
RM
%
595,917,790
149,201,634
79.98
20.02
451,380,111
100,948,054
81.72
18.28
Other Assets
-
-
748
0.00
Total Assets
745,119,424
100.00
552,328,913
100.00
PRUlink Bond Fund
Other Liabilities
(5)
(0.00)
-
-
Total Liabilities
(5)
(0.00)
-
-
745,119,419
100.00
552,328,913
100.00
Policyholders' Fund
Capital
558,234,629
186,884,790
74.92
25.08
424,060,199
128,268,714
76.78
23.22
745,119,419
100.00
552,328,913
100.00
2.063
1.884
87
PRUlink funds
2013
2012
RM
%
RM
%
245,100,416
100.00
189,499,008
100.00
Cash at Bank
-
-
-
-
Total Assets
245,100,416
100.00
189,499,008
100.00
Other Liabilities
-
-
(1)
(0.00)
Total Liabilities
-
-
(1)
(0.00)
245,100,416
100.00
189,499,007
100.00
Policyholders' Fund
Capital
173,983,706
71,116,710
70.98
29.02
142,274,918
47,224,089
75.08
24.92
245,100,416
100.00
189,499,007
100.00
1.631
1.462
88
PRUlink funds
2013
2012
RM
%
RM
%
580,115,443
100.00
464,433,976
100.00
Cash at Bank
-
-
-
-
Total Assets
580,115,443
100.00
464,433,976
100.00
Investments in PRUlink Bond Fund
Other Liabilities
(7,947)
(0.00)
(19,010)
(0.00)
Total Liabilities
(7,947)
(0.00)
(19,010)
(0.00)
580,107,496
100.00
464,414,966
100.00
Policyholders' Fund
Capital
521,092,532
59,014,964
89.83
10.17
413,614,074
50,800,892
89.06
10.94
580,107,496
100.00
464,414,966
100.00
1.259
1.238
89
PRUlink funds
2013
2012
RM
%
RM
%
21,826,654
79,753,566
21.49
78.51
14,310,555
56,016,485
20.35
79.65
Other Assets
20
0.00
9
0.00
Total Assets
101,580,240
100.00
70,327,049
100.00
-
-
-
-
101,580,240
100.00
70,327,049
100.00
97,768,821
3,811,419
96.25
3.75
69,586,402
740,647
98.95
1.05
101,580,240
100.00
70,327,049
100.00
Investments in PRUlink Golden Equity Fund
Total Liabilities
Policyholders' Fund
Capital
1.044
1.007
90
PRUlink funds
2013
2012
RM
%
RM
%
1,477,243
100.00
931,052
100.00
Total Assets
1,477,243
100.00
931,052
100.00
-
-
-
-
1,477,243
100.00
931,052
100.00
Policyholders' Fund
Capital
1,234,612
242,631
83.58
16.42
824,272
106,780
88.53
11.47
1,477,243
100.00
931,052
100.00
Total Liabilities
1.528
1.370
91
PRUlink funds
2013
2012
RM
%
RM
%
Investments in PRUlink Bond Fund
2,247,021
100.00
1,469,002
100.00
Total Assets
2,247,021
100.00
1,469,002
100.00
Other Liabilities
(31)
(0.00)
(60)
(0.00)
Total Liabilities
(31)
(0.00)
(60)
(0.00)
2,246,990
100.00
1,468,942
100.00
Policyholders' Fund
Capital
2,148,456
98,534
95.61
4.39
1,398,834
70,108
95.23
4.77
2,246,990
100.00
1,468,942
100.00
1.157
1.138
92
PRUlink funds
PRUlink Dana Unggul
2013
2012
RM
%
RM
%
Investments in Equities
704,624,785
96.76
528,123,605
88.75
Cash and Deposits
Cash at Bank
Deposits
11,093
38,130,000
0.00
5.24
6,334
84,670,000
0.00
14.23
Other Assets
2,716,522
0.37
341,884
0.06
Total Assets
745,482,400
102.37
613,141,823
103.04
(2,384,357)
(0.33)
(2,915,464)
(0.49)
(6,937,452)
(0.95)
(4,479,803)
(0.75)
Other Liabilities
(7,970,015)
(1.09)
(10,687,752)
(1.80)
Total Liabilities
(17,291,824)
(2.37)
(18,083,019)
(3.04)
728,190,576
100.00
595,058,804
100.00
Policyholders' Fund
Capital
398,945,787
329,244,789
54.79
45.21
363,840,194
231,218,610
61.14
38.86
728,190,576
100.00
595,058,804
100.00
3.419
2.943
93
PRUlink funds
PRUlink Dana Aman
2013
2012
RM
%
RM
%
95,121,780
99.01
82,611,539
99.89
Cash and Deposits
Cash at Bank
Deposits
25,052
1,180,000
0.02
1.23
47,722
1,040,000
0.06
1.26
Other Assets
1,056,214
1.10
873,874
1.05
Total Assets
97,383,046
101.36
84,573,135
102.26
Investments in Fixed Income Securities
(352,978)
(0.37)
(477,921)
(0.58)
(17,847)
(0.02)
(121,942)
(0.15)
(937,680)
(0.97)
(1,267,847)
(1.53)
Total Liabilities
(1,308,505)
(1.36)
(1,867,710)
(2.26)
96,074,541
100.00
82,705,425
100.00
Policyholders' Fund
Capital
78,074,141
18,000,400
81.26
18.74
65,812,756
16,892,669
79.57
20.43
96,074,541
100.00
82,705,425
100.00
Other Liabilities
2.055
2.031
94
PRUlink funds
PRUlink Dana Urus
2013
2012
RM
%
RM
%
Investments in PRUlink Dana Unggul
PRUlink Dana Aman
105,719,748
44,532,649
70.36
29.64
94,853,584
39,498,156
70.60
29.40
Total Assets
150,252,397
100.00
134,351,740
100.00
Other Liabilities
(1,220)
(0.00)
(3,237)
(0.00)
Total Liabilities
(1,220)
(0.00)
(3,237)
(0.00)
Policyholders' Fund
Capital
150,251,177
100.00
134,348,503
100.00
84,745,991
65,505,186
56.40
43.60
83,680,604
50,667,899
62.29
37.71
150,251,177
100.00
134,348,503
100.00
2.888
2.601
95
PRUlink funds
2013
2012
RM
%
RM
%
53,482,734
13,010,787
80.43
19.57
38,376,151
8,540,333
81.80
18.20
Other Assets
8
0.00
65
0.00
Total Assets
66,493,529
100.00
46,916,549
100.00
-
-
-
-
66,493,529
100.00
46,916,549
100.00
Policyholders' Fund
Capital
48,597,982
17,895,547
73.09
26.91
35,943,736
10,972,813
76.61
23.39
66,493,529
100.00
46,916,549
100.00
Investments in PRUlink Dana Unggul
PRUlink Dana Aman
Total Liabilities
2.127
1.884
96
PRUlink funds
2013
2012
RM
%
RM
%
134,004,000
56,939,060
72.34
30.74
140,402,889
59,368,063
72.22
30.54
Cash at Bank
102,180
0.06
362,504
0.19
Other Assets
-
-
489,120
0.25
Total Assets
191,045,240
103.14
200,622,576
103.20
Investments in Asian Equity Fund
Asian Bond Fund
(316,970)
(0.17)
(908,825)
(0.47)
(1,342,621)
(0.73)
(1,209,604)
(0.62)
Other Liabilities
(4,144,833)
(2.24)
(4,094,686)
(2.11)
Total Liabilities
(5,804,424)
(3.14)
(6,213,115)
(3.20)
185,240,816
100.00
194,409,461
100.00
Policyholders' Fund
Capital
151,367,349
33,873,467
81.71
18.29
165,120,774
29,288,687
84.93
15.07
185,240,816
100.00
194,409,461
100.00
1.320
1.288
97
PRUlink funds
2013
2012
RM
%
RM
%
21,256,829
102.19
21,820,533
102.41
Cash at Bank
861
0.00
8,883
0.04
Total Assets
21,257,690
102.19
21,829,416
102.45
Investments in Asian Property Securities Fund
(38,724)
(0.19)
(48,891)
(0.23)
(235,090)
(1.13)
(245,981)
(1.15)
Other Liabilities
(182,152)
(0.87)
(227,977)
(1.07)
Total Liabilities
(455,966)
(2.19)
(522,849)
(2.45)
20,801,724
100.00
21,306,567
100.00
Policyholders' Fund
Capital
15,959,345
4,842,379
76.72
23.28
16,339,282
4,967,285
76.69
23.31
20,801,724
100.00
21,306,567
100.00
1.040
1.047
98
PRUlink funds
2013
2012
RM
%
RM
%
7,995,904
100.80
8,311,628
104.52
Cash at Bank
6,753
0.09
9,654
0.12
Total Assets
8,002,657
100.89
8,321,282
104.64
Investments in Asian Local Bond Fund
(8,481)
(0.11)
(4,934)
(0.06)
(35,252)
(0.44)
(40,857)
(0.51)
Other Liabilities
(26,705)
(0.34)
(323,254)
(4.07)
Total Liabilities
(70,438)
(0.89)
(369,045)
(4.64)
7,932,219
100.00
7,952,237
100.00
Policyholders' Fund
Capital
7,045,800
886,419
88.83
11.17
6,949,476
1,002,761
87.39
12.61
7,932,219
100.00
7,952,237
100.00
1.402
1.423
99
PRUlink funds
2013
2012
RM
%
RM
%
16,715,727
102.24
18,802,196
107.30
Cash at Bank
13,795
0.08
24,819
0.14
Total Assets
16,729,522
102.32
18,827,015
107.44
Investments in Global Market Navigator Fund
(79,269)
(0.48)
(71,974)
(0.41)
(150,138)
(0.92)
(83,732)
(0.48)
Other Liabilities
(150,893)
(0.92)
(1,147,733)
(6.55)
Total Liabilities
(380,300)
(2.32)
(1,303,439)
(7.44)
16,349,222
100.00
17,523,576
100.00
Policyholders' Fund
Capital
12,908,528
3,440,694
78.95
21.05
16,424,960
1,098,616
93.73
6.27
16,349,222
100.00
17,523,576
100.00
1.409
1.206
100
PRUlink funds
2013
2012
RM
%
RM
%
33,355,052
100.80
32,103,780
103.20
Cash at Bank
19,647
0.06
30,380
0.10
Other Assets
1,107
0.00
1,107
0.00
Total Assets
33,375,806
100.86
32,135,267
103.30
-
-
(1,972)
(0.01)
Investments in Dragon Peacock Fund
(90,867)
(0.27)
(9,510)
(0.03)
Other Liabilities
(195,693)
(0.59)
(1,015,702)
(3.26)
Total Liabilities
(286,560)
(0.86)
(1,027,184)
(3.30)
33,089,246
100.00
31,108,083
100.00
Policyholders' Fund
Capital
32,599,252
489,994
98.52
1.48
32,092,754
(984,671)
103.17
(3.17)
33,089,246
100.00
31,108,083
100.00
1.000
0.956
101
PRUlink funds
2013
2012
RM
%
RM
%
19,276,796
98.71
15,430,018
99.69
Cash and Deposits
Cash at Bank
Deposits
17,054
310,000
0.08
1.59
73,744
-
0.47
-
Other Assets
280,691
1.43
-
-
Total Assets
19,884,541
101.81
15,503,762
100.16
Investments in Asian Equity Fund
(2,554)
(0.01)
(11,133)
(0.07)
(41,444)
(0.21)
(14,552)
(0.09)
Other Liabilities
(311,385)
(1.59)
(773)
(0.00)
Total Liabilities
(355,383)
(1.81)
(26,458)
(0.16)
19,529,158
100.00
15,477,304
100.00
Policyholders' Fund
Capital
19,318,585
210,573
98.92
1.08
15,667,502
(190,198)
101.23
(1.23)
19,529,158
100.00
15,477,304
100.00
1.002
0.991
102
PRUlink funds
2013
2012
RM
%
RM
%
32,964,154
100.05
48,829,654
100.13
Cash at Bank
45,164
0.14
21,117
0.04
Total Assets
33,009,318
100.19
48,850,771
100.17
Investments in Structured Product
(39,372)
(0.12)
(62,148)
(0.13)
Other Liabilities
(21,068)
(0.07)
(21,068)
(0.04)
Total Liabilities
(60,440)
(0.19)
(83,216)
(0.17)
32,948,878
100.00
48,767,555
100.00
Policyholders' Fund
Capital
32,784,469
164,409
99.50
0.50
48,052,800
714,755
98.53
1.47
32,948,878
100.00
48,767,555
100.00
0.974
0.974
103
PRUlink funds
2013
Cash at Bank
Deferred Tax Asset
Total Assets
2012
RM
%
RM
%
50,929,624
100.04
52,100,947
99.77
247,526
0.49
242,250
0.46
-
-
118,052
0.23
51,177,150
100.53
52,461,249
100.46
-
-
(242,252)
(0.46)
(25,325)
(0.05)
-
-
Other Liabilities
(242,265)
(0.48)
(17)
(0.00)
Total Liabilities
(267,590)
(0.53)
(242,269)
(0.46)
50,909,560
100.00
52,218,980
100.00
Policyholders' Fund
Capital
50,654,149
255,411
99.50
0.50
53,576,600
(1,357,620)
102.60
(2.60)
50,909,560
100.00
52,218,980
100.00
0.968
0.938
104
PRUlink funds
2013
Cash at Bank
Deferred Tax Asset
Total Assets
Other Liabilities
Total Liabilities
2012
RM
%
RM
%
8,258,880
99.95
8,707,002
100.28
46,378
0.56
-
-
3,441
0.04
-
-
8,308,699
100.55
8,707,002
100.28
-
-
(24,534)
(0.28)
(45,349)
-
(0.55)
-
(5)
(0.00)
(5)
(0.00)
(45,354)
(0.55)
(24,539)
(0.28)
8,263,345
100.00
8,682,463
100.00
Policyholders' Fund
Capital
8,303,731
(40,386)
100.49
(0.49)
8,400,325
282,138
96.75
3.25
8,263,345
100.00
8,682,463
100.00
0.961
0.997
105
PRUlink funds
2013
2012
RM
%
RM
%
4,236,266
99.83
4,326,038
99.71
16,382
0.39
16,382
0.38
Tax Asset
1,037
0.02
1,014
0.02
Deferred Tax Asset
6,785
0.16
11,836
0.28
4,260,470
100.40
4,355,270
100.39
Cash at Bank
Total Assets
Other Liabilities
(16,793)
(0.40)
(16,728)
(0.39)
Total Liabilities
(16,793)
(0.40)
(16,728)
(0.39)
4,243,677
100.00
4,338,542
100.00
Policyholders' Fund
Capital
4,333,640
(89,963)
102.12
(2.12)
4,486,340
(147,798)
103.41
(3.41)
4,243,677
100.00
4,338,542
100.00
0.927
0.916
106
PRUlink funds
2013
2012
RM
%
RM
%
4,315,285
99.75
4,349,181
99.53
19,421
0.45
19,421
0.44
Tax Asset
1,625
0.04
1,743
0.04
Deferred Tax Asset
9,748
0.23
19,182
0.45
4,346,079
100.47
4,389,527
100.46
Cash at Bank
Total Assets
Other Liabilities
(19,945)
(0.47)
(19,969)
(0.46)
Total Liabilities
(19,945)
(0.47)
(19,969)
(0.46)
4,326,134
100.00
4,369,558
100.00
Policyholders' Fund
Capital
4,456,938
(130,804)
103.02
(3.02)
4,610,217
(240,659)
105.51
(5.51)
4,326,134
100.00
4,369,558
100.00
0.889
0.869
107
PRUlink funds
2013
2012
RM
%
RM
%
181,997
99.41
175,245
99.08
Cash at Bank
3,071
1.68
3,071
1.74
Tax Asset
1,204
0.66
1,204
0.68
-
-
433
0.24
186,272
101.75
179,953
101.74
Deferred Tax Asset
Total Assets
(107)
(0.06)
-
-
Other Liabilities
(3,086)
(1.69)
(3,085)
(1.74)
Total Liabilities
(3,193)
(1.75)
(3,085)
(1.74)
183,079
100.00
176,868
100.00
Policyholders' Fund
Capital
195,718
(12,639)
106.90
(6.90)
195,718
(18,850)
110.66
(10.66)
183,079
100.00
176,868
100.00
0.871
0.841
108
PRUlink funds
2013
2012
RM
%
RM
%
138,086
99.41
131,240
98.97
Cash at Bank
3,160
2.27
3,161
2.38
Tax Asset
1,121
0.81
1,121
0.85
-
-
262
0.20
142,367
102.49
135,784
102.40
Deferred Tax Asset
Total Assets
(285)
(0.20)
-
-
Other Liabilities
(3,180)
(2.29)
(3,180)
(2.40)
Total Liabilities
(3,465)
(2.49)
(3,180)
(2.40)
Provision for defered tax
138,902
100.00
132,604
100.00
Policyholders' Fund
Capital
148,532
(9,630)
106.93
(6.93)
148,532
(15,928)
112.01
(12.01)
138,902
100.00
132,604
100.00
0.880
0.840
109
PRUlink funds
2013
2012
RM
%
RM
%
814
11,015,000
0.01
99.76
8,010
5,818,000
0.18
132.69
Other Assets
110,497
1.00
49,509
1.13
Total Assets
11,126,311
100.77
5,875,519
134.00
Cash and Deposits
Cash at Bank
Deposits
(21,132)
(0.19)
(8,374)
(0.19)
Other Liabilities
(64,363)
(0.58)
(1,482,454)
(33.81)
Total Liabilities
(85,495)
(0.77)
(1,490,828)
(34.00)
11,040,816
100.00
4,384,691
100.00
Policyholders' Fund
Capital
10,693,530
347,286
96.85
3.15
4,279,011
105,680
97.59
2.41
11,040,816
100.00
4,384,691
100.00
1.077
1.040
110
PRUlink funds
2013
RM
%
Investments in Equities
655,634
92.17
Cash and Deposits
Cash at Bank
Deposits
9,789
110,000
1.38
15.46
288
0.04
Other Assets
1,063
0.15
Total Assets
776,774
109.20
Other Liabilities
(65,414)
(9.20)
Total Liabilities
(65,414)
(9.20)
711,360
100.00
Policyholders' Fund
Capital
691,434
19,926
97.20
2.80
711,360
100.00
Tax Assets
1.045
111
PRUlink funds
2013
RM
%
Investments in Fixed Income Securities
966,813
94.31
Cash and Deposits
Cash at Bank
Deposits
83,274
130,000
8.12
12.68
Other Assets
7,924
0.77
Total Assets
1,188,011
115.88
Other Liabilities
(162,815)
(15.88)
Total Liabilities
(162,815)
(15.88)
1,025,196
100.00
Policyholders' Fund
Capital
1,016,468
8,728
99.15
0.85
1,025,196
100.00
1.019
112
PRUlink funds
Statement Of Changes In Net Asset Value
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2013
PRUlink Equity Fund
2013
RM
2012
RM
Net Asset Value at beginning of year
6,570,022,228
5,331,302,110
Amounts received from units created
1,542,731,051
1,554,164,453
(1,121,858,095)
(1,007,579,042)
Amounts paid for units cancelled
Excess of Income over Outgo
Value of fund at end of year
773,685,586
692,134,707
7,764,580,770
6,570,022,228
PRUlink Bond Fund
2013
RM
2012
RM
1,745,601,224
1,506,193,723
740,986,081
490,187,937
(415,862,377)
(322,003,411)
41,913,187
71,222,975
2,112,638,115
1,745,601,224
113
PRUlink funds
2013
RM
2012
RM
1,652,592,952
1,463,691,529
220,277,327
219,587,212
(190,666,364)
(169,655,709)
136,788,051
138,969,920
1,818,991,966
1,652,592,952
2013
RM
2012
RM
552,328,913
406,270,008
274,303,846
216,436,958
(140,129,416)
(118,221,861)
58,616,076
47,843,808
745,119,419
552,328,913
114
PRUlink funds
2013
RM
2012
RM
189,499,007
139,790,024
53,640,293
53,935,763
(21,931,505)
(23,579,308)
23,892,621
19,352,528
245,100,416
189,499,007
2013
RM
2012
RM
464,414,966
338,728,479
147,856,821
163,967,279
(40,378,363)
(53,877,876)
8,214,072
15,597,084
580,107,496
464,414,966
115
PRUlink funds
2013
RM
2012
RM
Net asset value at beginning of year
70,327,049
-
40,793,950
70,678,549
(12,611,531)
(1,092,147)
3,070,772
740,647
101,580,240
70,327,049
2013
RM
2012
RM
931,052
468,705
673,563
575,402
(263,223)
(194,937)
135,851
81,882
1,477,243
931,052
116
PRUlink funds
2013
RM
2012
RM
1,468,942
764,551
1,188,130
954,158
(438,508)
(293,353)
28,426
43,586
2,246,990
1,468,942
PRUlink Dana Unggul
2013
RM
2012
RM
595,058,803
476,257,918
184,765,285
178,814,146
(149,659,691)
(134,933,150)
98,026,179
74,919,890
728,190,576
595,058,804
117
PRUlink funds
PRUlink Dana Aman
2013
RM
2012
RM
82,705,425
81,094,201
53,781,800
17,629,103
(41,520,415)
(20,192,823)
1,107,731
4,174,944
96,074,541
82,705,425
PRUlink Dana Urus
2013
RM
2012
RM
134,348,503
120,239,674
19,461,327
19,672,309
(18,395,940)
(19,457,984)
14,837,287
13,894,504
150,251,177
134,348,503
118
PRUlink funds
2013
RM
2012
RM
46,916,549
34,271,843
34,098,893
26,256,137
(21,444,647)
(18,547,625)
6,922,734
4,936,194
66,493,529
46,916,549
2013
RM
2012
RM
194,409,461
193,768,310
15,065,489
15,374,073
(28,818,914)
(39,372,239)
4,584,780
24,639,317
185,240,816
194,409,461
119
PRUlink funds
2013
RM
2012
RM
21,306,567
17,797,686
Amount received from units created
3,679,214
2,791,199
(4,059,151)
(4,877,837
(124,906)
5,595,519
Amount paid for unit cancelled
Net (Outgo)/Income
20,801,724
21,306,567
2013
RM
2012
RM
7,952,236
6,825,378
1,908,560
3,647,689
(1,812,235)
(2,949,870)
(116,342)
429,040
Net (Outgo)/Income
7,932,219
7,952,237
120
PRUlink funds
Statement Of Changes In Net Asset Value For The Financial Year Ended 31 December 2013 PRUlink Global Market Navigator Fund
2013
RM
2012
RM
17,523,576
24,262,751
2,973,382
901,143
(6,489,814)
(9,536,356)
2,342,078
1,896,038
16,349,222
17,523,576
2013
RM
2012
RM
31,108,083
23,965,651
11,353,209
10,507,915
(10,846,711)
(7,779,520)
1,474,665
4,414,037
33,089,246
31,108,083
121
PRUlink funds
2013
RM
2012
RM
15,477,304
11,775,825
11,184,177
9,410,058
(7,533,094)
(7,633,435)
400,771
1,924,856
19,529,158
15,477,304
2013
RM
2012
RM
48,767,555
47,752,090
-
-
Net (Outgo)/Income
(15,268,331)
-
(550,346)
1,015,465
32,948,878
48,767,555
122
PRUlink funds
2013
RM
2012
RM
52,218,980
54,379,572
-
-
Net Income/(Outgo)
Net (Outgo)/Income
(2,922,451)
-
1,613,031
(2,160,592)
50,909,560
52,218,980
2013
RM
2012
RM
8,682,463
8,554,645
-
-
(96,594)
-
(322,524)
127,818
8,263,345
8,682,463
123
PRUlink funds
2013
RM
2012
RM
4,338,542
2,382,787
124,550
2,243,404
Net Income/(Outgo)
Net Income/(Outgo)
(277,250)
(192,013)
57,835
(95,636)
4,243,677
4,338,542
2013
RM
2012
RM
4,369,558
2,424,589
124,550
2,294,856
(277,829)
(194,922)
109,855
(154,965)
4,326,134
4,369,558
124
PRUlink funds
2013
RM
2012
RM
176,868
128,050
-
59,314
-
(3,086)
6,211
(7,410)
183,079
176,868
Net Income/(Outgo)
2013
RM
2012
RM
132,604
107,802
-
33,464
-
(3,180)
6,298
(5,482)
138,902
132,604
Net Income/(Outgo)
125
PRUlink funds
2013
RM
2012
RM
4,384,691
1,156,088
19,231,456
9,960,738
(12,816,937)
(6,832,747)
Statement Of Changes In Net Asset Value For The 6 Months Period Ended 31 December 2013
241,606
100,612
11,040,816
4,384,691
2013
RM
Net Asset Value at beginning of period
697,203
(5,769)
19,926
Value of fund at end of period
711,360
126
PRUlink funds
Statement Of Changes In Net Asset Value For The 6 Months Period Ended 31 December 2013
2013
RM
Net Asset Value at beginning of period
Value of fund at end of period
1,025,407
(8,939)
8,728
1,025,196
127
PRUlink funds
Statement Of Income And Expenditure
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2013
PRUlink Equity Fund
2013
RM
2012
RM
262,538,746
21,359,919
241,178,827
227,044,393
18,813,983
208,230,410
95,943,496
134,186,493
Unrealised Capital Gain
559,448,411
448,867,150
Total Income
917,930,653
810,098,036
(105,175,021)
(88,560,787)
(38,893,643)
(29,302,176)
Other Outgo
(176,403)
(100,366)
Total Outgo
(144,245,067)
(117,963,329)
773,685,586
692,134,707
Generated Income brought forward
2,809,070,394
2,116,935,687
3,582,755,980
2,809,070,394
Net Investment Income
Interest income
Dividend income
Profits on Disposal of Securities
Investment Management Fees
Taxation
128
PRUlink funds
PRUlink Bond Fund
2013
RM
2012
RM
92,044,547
92,044,547
75,388,716
75,388,716
1,349,213
14,397,348
Total Income
93,393,760
89,786,064
(9,875,996)
(8,079,328)
(36,349,557)
(3,342,818)
(5,208,518)
(7,126,802)
Other Outgo
(46,502)
(14,141)
Total Outgo
(51,480,573)
(18,563,089)
41,913,187
71,222,975
303,282,105
232,059,130
345,195,292
303,282,105
Interest income
Unrealised Capital Loss
Taxation
129
PRUlink funds
2013
RM
2012
RM
Fee Rebate
20,609,037
20,609,037
18,178,176
18,178,176
79,765,005
57,835,465
62,257,922
86,207,330
Total Income
162,631,964
162,220,971
(25,843,913)
(23,251,051)
Total Outgo
(25,843,913)
(23,251,051)
136,788,051
138,969,920
663,994,452
525,024,532
800,782,503
663,994,452
130
PRUlink funds
2013
RM
2012
RM
8,195,926
8,195,926
6,030,792
6,030,792
23,555,289
20,110,410
35,110,771
27,842,965
Total Income
66,861,986
53,984,167
(8,245,910)
(6,140,359)
Total Outgo
(8,245,910)
(6,140,359)
58,616,076
47,843,808
128,268,714
80,424,906
186,884,790
128,268,714
Fee Rebate
131
PRUlink funds
2013
RM
2012
RM
Fee Rebate
3,179,293
3,179,293
2,473,975
2,473,975
4,275,768
4,404,902
19,616,983
14,947,785
Total Income
27,072,044
21,826,662
(3,179,423)
(2,474,132)
Other Outgo
-
(2)
Total Outgo
(3,179,423)
(2,474,134)
23,892,621
19,352,528
47,224,089
27,871,561
71,116,710
47,224,089
132
PRUlink funds
2013
RM
2012
RM
Fee Rebate
2,599,029
2,599,029
1,984,219
1,984,219
4,291,171
6,100,008
6,521,937
11,481,312
Total Income
13,412,137
19,565,539
(5,198,065)
(3,968,453)
Other Outgo
Total Outgo
-
(2)
(5,198,065)
(3,968,455)
8,214,072
15,597,084
50,800,892
35,203,808
59,014,964
50,800,892
133
PRUlink funds
2013
RM
2012
RM
Fee Rebate
971,086
971,086
57,859
57,859
577,828
4,889
2,492,322
735,736
Total Income
4,041,236
798,484
(970,464)
(57,837)
Total Outgo
(970,464)
(57,837)
3,070,772
740,647
740,647
-
3,811,419
740,647
134
PRUlink funds
2013
RM
2012
RM
Fee Rebate
17,789
17,789
10,266
10,266
27,588
13,165
108,264
68,718
Total Income
153,641
92,149
(17,790)
(10,267)
Total Outgo
(17,790)
(10,267)
135,851
81,882
106,780
24,898
242,631
106,780
135
PRUlink funds
2013
RM
2012
RM
9,302
9,302
5,493
5,493
18,680
10,748
19,047
38,331
Total Income
47,029
54,572
(18,603)
(10,986)
Total Outgo
(18,603)
(10,986)
28,426
43,586
70,108
26,522
98,534
70,108
Fee Rebate
136
PRUlink funds
PRUlink Dana Unggul
2013
RM
2012
RM
Interest income
Dividend income
21,508,862
2,061,455
19,447,407
20,712,213
1,697,373
19,014,840
32,395,130
42,342,527
59,433,127
23,638,093
113,337,119
86,692,833
Total Income
(9,554,991)
(7,962,404)
Taxation
(5,722,985)
(3,777,569)
Other Outgo
(32,964)
(32,970)
Total Outgo
(15,310,940)
(11,772,943)
98,026,179
74,919,890
231,218,610
156,298,720
329,244,789
231,218,610
137
PRUlink funds
Interest income
Total Income
PRUlink Dana Aman
2013
RM
2012
RM
4,270,200
4,270,200
3,572,675
3,572,675
142,026
1,414,934
-
11,950
4,412,226
4,999,559
(468,710)
(401,637)
(2,660,856)
-
(169,466)
(416,711)
Other Outgo
(5,463)
(6,267)
Total Outgo
(3,304,495)
(824,615)
Taxation
1,107,731
4,174,944
16,892,669
12,717,725
18,000,400
16,892,669
138
PRUlink funds
PRUlink Dana Urus
2013
RM
2012
RM
Fee Rebate
1,666,084
1,666,084
1,492,259
1,492,259
6,325,039
5,627,442
8,940,204
8,675,822
Total Income
16,931,327
15,795,523
(2,094,040)
(1,901,019)
Total Outgo
(2,094,040)
(1,901,019)
14,837,287
13,894,504
50,667,899
36,773,395
65,505,186
50,667,899
139
PRUlink funds
2013
RM
2012
RM
704,926
704,926
516,777
516,777
2,593,122
2,625,394
4,334,930
2,318,085
Total Income
7,632,978
5,460,256
Fee Rebate
(710,244)
(524,062)
Total Outgo
(710,244)
(524,062)
6,922,734
4,936,194
10,972,813
6,036,619
17,895,547
10,972,813
140
PRUlink funds
2013
RM
Interest income
Others
(855,718)
2,332
(858,050)
2012
RM
(4,084,736)
(4,084,736)
4,817,862
12,053,086
3,325,407
21,718,431
Total Income
7,287,551
29,686,781
(2,523,908)
(2,641,864)
(177,828)
(2,401,702)
Other Outgo
(1,035)
(3,898)
Total Outgo
(2,702,771)
(5,047,464)
4,584,780
24,639,317
29,288,687
4,649,370
33,873,467
29,288,687
Taxation
141
PRUlink funds
2013
RM
2012
RM
Interest income
Others
(48,209)
333
(48,542)
(127,758)
(127,758)
532,256
490,052
-
5,861,009
484,047
6,223,303
Total Income
(328,619)
(292,781)
(272,268)
-
(7,909)
(334,797)
Other Outgo
(157)
(206)
Total Outgo
(608,953)
(627,784)
Net (Outgo)/Income
(124,906)
5,595,519
Taxation
Generated Income/(Loss) brought forward
4,967,285
(628,234)
4,842,379
4,967,285
142
PRUlink funds
2013
RM
2012
RM
1,652
291
1,361
(7,608)
526
(8,134)
104,363
59,807
-
482,852
Total Income
106,015
535,051
(79,879)
(72,514)
(140,151)
-
(2,038)
(32,509)
Other Outgo
(289)
(988)
Total Outgo
(222,357)
(106,011)
Net (Outgo)/Income
(116,342)
429,040
Interest income
Others
Taxation
1,002,761
573,721
886,419
1,002,761
143
PRUlink funds
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2013 PRUlink Global Market Navigator Fund
2013
RM
2012
RM
744
744
-
(914,148)
(914,148)
990,120
1,386,432
1,660,166
1,946,328
Total Income
2,651,030
2,418,612
Interest income
Others
(197,287)
(269,573)
Taxation
(111,467)
(252,780)
Other Outgo
(198)
(221)
Total Outgo
(308,952)
(522,574)
2,342,078
1,896,038
Generated Income/(Loss)brought forward
1,098,616
(797,422)
3,440,694
1,098,616
144
PRUlink funds
2013
RM
2012
RM
Interest income
739
739
972
972
2,024,906
5,085,524
Total Income
2,025,645
5,086,496
(465,658)
(403,986)
(6,173)
(9,976)
(78,535)
(257,167)
Other Outgo
(614)
(1,330)
Total Outgo
(550,980)
(672,459)
Loss on Disposal of Securities
Taxation
Generated (Loss) brought forward
Generated Income/(Loss) carried forward
1,474,665
(984,671)
489,994
4,414,037
(5,398,708)
(984,671)
145
PRUlink funds
2013
RM
Interest income
Others
Profits on Disposal
Total Income
(3,705)
1,464
(5,169)
2012
RM
(26,412)
1,693
(28,105)
632,444
2,274,506
35,638
-
664,377
2,248,094
(247,633)
-
(203,974)
(13,453)
(14,947)
(104,015)
Other Outgo
(1,026)
(1,796)
Total Outgo
(263,606)
(323,238)
Taxation
400,771
1,924,856
(190,198)
(2,115,054)
210,573
(190,198)
146
PRUlink funds
2013
RM
2012
RM
Interest income
278,019
278,019
-
-
1,103,713
22,776
-
300,795
1,103,713
Tax Income
Total Income
(253,972)
-
(284,700)
-
(312,469)
-
Taxation
-
(88,246)
Other Outgo
-
(2)
Total Outgo
(851,141)
(88,248)
Net (Outgo)/Income
(550,346)
1,015,465
Generated Income/(Loss) brought forward
714,755
(300,710)
164,409
714,755
147
PRUlink funds
2013
RM
2012
RM
Interest income
5,277
5,277
242,250
242,250
1,792,214
-
Total Income
1,797,491
242,250
-
(2,348,464)
Taxation
Other Outgo
Total Outgo
Net Income/(Outgo)
Generated (Loss)/Income brought forward
(41,087)
-
(143,373)
(54,374)
(184,460)
1,613,031
(1,357,620)
255,411
(4)
(2,402,842)
(2,160,592)
802,972
(1,357,620)
148
PRUlink funds
Statement Of Income And Expenditure For The Financial Year Ended 31 December 2013 PRUlink Commodity Allocator II Fund
2013
RM
2012
RM
Interest income
568,698
568,698
-
-
138,932
568,698
138,932
Total Income
(522,321)
-
(349,692)
-
(1,836)
-
(17,373)
(11,114)
Total Outgo
(891,222)
(11,114)
Net (Outgo)/Income
(322,524)
127,818
282,138
154,320
Generated (Loss)/Income carried forward
(40,386)
282,138
Taxation
149
PRUlink funds
Tax Income
Total Income
2013
RM
2012
RM
63,145
-
-
8,314
63,145
8,314
(280)
-
(12,544)
(91,406)
Taxation
(5,030)
-
Total Outgo
(5,310)
(103,950)
Net Income/(Outgo)
57,835
(95,636)
(147,798)
(52,162)
Generated (Loss) carried forward
(89,963)
(147,798)
150
PRUlink funds
2013
RM
2012
RM
-
13,475
1,484
-
117,924
-
Total Income
119,408
13,475
-
(21,601)
-
(146,839)
Tax Income
Taxation
(9,553)
-
Total Outgo
(9,553)
(168,440)
Net Income/(Outgo)
109,855
(154,965)
(240,659)
(85,694)
(130,804)
(240,659)
151
PRUlink funds
2013
RM
2012
RM
-
642
6,751
-
Total Income
6,751
642
-
(5,076)
-
(2,976)
Tax Income
Taxation
(540)
-
Total Outgo
(540)
(8,052)
Net Income/(Outgo)
6,211
(7,410)
(18,850)
(11,440)
(12,639)
(18,850)
152
PRUlink funds
Tax Income
Total Income
2013
RM
2012
RM
6,846
2,100
-
475
6,846
2,575
-
(8,057)
Taxation
(548)
-
Total Outgo
(548)
(8,057)
Net Income/(Outgo)
6,298
(5,482)
(15,928)
(10,446)
(9,630)
(15,928)
153
PRUlink funds
2013
RM
2012
RM
Interest income
264,143
264,143
109,272
109,272
Total Income
264,143
109,272
Taxation
(21,477)
(8,370)
Other Outgo
(1,060)
(290)
Total Outgo
(22,537)
(8,660)
241,606
100,612
105,680
5,068
347,286
105,680
154
PRUlink funds
Statement Of Income And Expenditure For The 6 Months Period Ended 31 December 2013
2013
RM
Interest income
Dividend income
3,885
616
3,269
86
19,371
Total Income
23,342
(1,613)
Other Outgo
(1,803)
Total Outgo
(3,416)
19,926
19,926
155
PRUlink funds
Statement Of Income And Expenditure For The 6 Months Period Ended 31 December 2013
2013
RM
Interest income
6,288
6,288
4,405
Total Income
10,693
(1,592)
Other Outgo
(373)
Total Outgo
(1,965)
8,728
8,728
156
PRUlink funds
Notes To The Financial Statements
1.
Summary of Significant Accounting Policies
a.
Basis of Accounting
The financial statements have been prepared in accordance with Guidelines on Investment-Linked Insurance/Takaful Business (BNM/RH/GL 010-15), modified by the following for the
purposes of unit pricing:
i.
Investments at market value are adjusted to include future cost of acquisitions.
This is to ensure equitable unit pricing for incoming, outgoing and remaining unit-holders;
ii.
Provision for deferred tax on unrealised gains or losses using an actuarially calculated rate of 4% instead of the statutory rate of 8%.
The Board of Directors are of the opinion that since these gains or losses will only be realised in the future, the lower tax rate of 4% has been used to ensure equitable unit pricing for
incoming, outgoing and remaining unit-holders.
b.Investments
Quoted investments are valued at the closing market prices at the end of the financial year.
Unquoted loan stocks/bonds are valued at the prevailing prices quoted by financial institutions.
Net unrealised gains or losses in value of investments are credited or charged to the Statement of Income and Expenditure.
c.
Dividend Income
Dividend income is recognised when the right to receive payment is established.
d.
Interest Income
Interest income is recognised on an accrual basis.
e.
f.
Gains/Losses on Disposal of Investments
Gains or losses arising from the disposal of investments are credited or charged to the Statement of Income and Expenditure.
Investment management fees are calculated in accordance with the provisions of the policy document.
157
PRUlink funds
Notes To The Financial Statements
g.
Fee Rebate
This relates to a rebate of fees from the Fund Manager in respect of investments held in the:
i.
PRUlink Equity Fund and PRUlink Bond Fund for the PRUlink Managed Fund, PRUlink Managed Fund II, PRUlink Golden Equity Fund, PRUlink Golden Bond Fund, PRUlink Education Equity
Fund and PRUlink Education Bond Fund;
ii.
PRUlink Dana Unggul and PRUlink Dana Aman for the PRUlink Dana Urus and PRUlink Dana Urus II; and
iii. PRUlink Golden Equity Fund and PRUlink Golden Bond Fund for the PRUlink Golden Managed Fund.
h.
Cash and Cash Equivalents
Cash and cash equivalents consist of cash on hand and balances with banks, excluding fixed and call deposits.
2.
Other Outgo comprises bank charges and custodian charges.
3.
Rebates and Soft Commissions
As regulated by the Securities Commission’s Guidelines, the fund management company is strictly prohibited from receiving any rebates arising from transactions or orders on behalf of the clients.
Any such rebates received must be directed to the accounts of the relevant clients. The fund management company is however allowed to accept soft commission arising from transactions
or orders on behalf of the clients, provided that upon obtaining prior consent from the client, the good and services received are in the form of research and advisory services that will assist in
decision-making process relating to the client’s investments and ultimately demonstrates benefits to the clients.
4.
At 31 December 2013, the Funds had no contingent liabilities or commitments.
5.
All amounts are stated in Ringgit Malaysia.
158
PRUlink funds
Laporan Dan Penyata Pengurus Bagi Tahun Berakhir 31 Disember 2013
PRUlink funds
• Equity Fund
• Bond Fund
• Managed Fund
• Managed Fund II
• Golden Equity Fund
• Golden Bond Fund
• Dana Unggul
• Dana Aman
• Dana Urus
• Dana Urus II
• Asia Managed Fund
• Asia Property Securities Fund
• Asia Local Bond Fund
• Global Market Navigator Fund
• Dragon Peacock Fund
• Education Equity Fund
• Education Bond Fund
• Asia Equity Fund
• MyOptimizer Fund
• Commodity Allocator Fund
• Commodity Allocator II Fund
• Dyna Growth I Fund
• Dyna Growth II Fund
• Dyna Growth III Fund
• Dyna Growth IV Fund
• Money Market Fund
• Golden Managed Fund
• Golden Equity Fund II
• Golden Bond Fund II
160
PRUlink funds
Pemegang Polisi yang Dihargai,
Tahun 2014 merupakan tahun yang penting dan bermakna
buat Prudential Assurance Malaysia Berhad. Tahun ini genaplah
ulang tahun ke-90 kami di Malaysia dan banyak yang hendak
kami raikan. Selama ini, kami terbukti sebagai peneraju inovasi
produk dengan menyampaikan penyelesaikan kewangan yang
baru dan inovatif kepada pelanggan kami untuk menolong
memenuhi keperluan peringkat hidup mereka yang berbeza.
161
PRUlink funds
Tahun lepas, kami telah mencatatkan jualan perniagaan baru yang melebihi RM1 bilion selama
empat tahun berturut-turut. Seramai lebih satu juta rakyat Malaysia diinsuranskan oleh Prudential
Malaysia. Pencapaian ini tidak mungkin menjadi kenyataan tanpa sokongan anda serta dedikasi
dan kerja keras daripada semua Perancang Kewangan, ejen, Ketua Kualiti, rakan bankasurans dan
kakitangan kami.
Dengan kenaikan kos penjagaan kesihatan, keperluan terhadap perlindungan perubatan menjadi
lebih penting lagi. Dalam memenuhi komitmen kami kepada anda sebagai penanggung insurans
yang bertanggungjawab, kami terus memantau dan mengkaji semula produk insurans perubatan
kami bagi memastikan polisi insurans perubatan anda berterusan dan anda mempunyai insurans
perubatan di saat anda paling memerlukannya nanti. Kami menggalakkan anda supaya mengkaji
semula polisi anda dengan teliti bagi memastikan ia memenuhi keperluan perubatan anda
sekarang ini dan pada masa depan.
Sebagai penanggung insurans pilihan anda, kami terus komited untuk memberikan nilai kepada
polisi anda. Sehubungan itu, saya dengan sukacitanya melaporkan bahawa walaupun persekitaran
ekonomi begitu mencabar, Prudential telah berjaya memberikan pulangan yang positif bagi
kebanyakan dana PRUlink (dana insurans berkaitan pelaburan) kami.
Dana ekuiti kami mencatatkan prestasi yang agak memberangsangkan tahun lepas dengan
PRUlink Dana Unggul dan PRUlink Dana Urus II masing-masing mengatasi pulangan penanda
aras sebanyak 2.80% dan 1.60%. Satu lagi dana yang meraih prestasi yang sungguh baik ialah
PRUlink Global Market Navigator yang mengatasi pulangan penanda aras sebanyak 13.69%. Sila
lihat halaman 169 - 171 untuk butir-butir lengkap mengenai prestasi dana ini.
Penukaran Dana
Penukaran dana membolehkan anda memindahkan unit anda yang sedia ada daripada dana yang
sedia ada tanpa menjejaskan peruntukan premium masa depan anda. Dengan kemudahan ini,
anda boleh bertindak balas terhadap aliran pasaran atau perubahan pada matlamat pelaburan
anda dengan bertukar kepada dana yang sepadan dengan selera risiko anda. Empat penukaran
pertama dalam tahun yang sama adalah percuma. Walau bagaimanapun, adalah diingatkan
bahawa polisi insurans berkaitan pelaburan anda adalah pelaburan jangka panjang dan tidak
harus dianggap sebagai alat untuk spekulasi jangka pendek.
Alam Sekitar Hijau dan Lestari
Dalam usaha kami untuk mengekalkan kehijauan alam sekitar dan mewujudkan alam sekitar yang
lebih lestari, kami menggalakkan anda mendaftar untuk e-Laporan yang membolehkan anda
menerima Laporan Dana PRUlink pada masa akan datang melalui emel. Saya menggesa anda
membuat penukaran ini sekiranya anda belum berbuat demikian. Untuk mengetahui lebih lanjut,
sila layari www.prudential.com.my/e-report.
Sementara itu, sekiranya anda mempunyai sebarang soalan mengenai pelaburan anda atau jika
anda mahu menggunakan kemudahan penukaran dana kami, sila hubungi Perancang Kewangan
Prudential, ejen atau Perunding Khidmat Kewangan anda. Anda juga boleh menghubungi Wakil
Khidmat Pelanggan kami di 03-2116 0228, menghantar pertanyaan anda kepada customer.
[email protected] atau mengunjungi cawangan terdekat kami. Kami sedia membantu
anda.
Semoga tahun ini melimpahi anda kemakmuran, kesihatan dan kedamaian.
Yang benar,
Seperti yang anda ketahui, polisi insurans berkaitan pelaburan anda bertujuan untuk memenuhi
matlamat kewangan jangka panjang anda serta melindungi masa depan kewangan keluarga
anda. Kami memahami bahawa situasi kehidupan anda dan keperluannya juga boleh berubah.
Atas sebab inilah pelan insurans berkaitan pelaburan kami telah direka untuk memberikan anda
pilihan menghalakan premium atau nilai dana anda kepada pilihan dana PRUlink yang berlainan
pada bila-bila masa dalam tempoh polisi anda melalui kemudahan penukaran dana1 kami.
Philip Seah
Ketua Pegawai Eksekutif
Prudential Assurance Malaysia Berhad
1
Kemudahan penukaran dana tiada untuk PRUlink MyOptimizer Fund.
162
PRUlink funds
Objektif Dana
PRUlink Equity Fund bertujuan untuk memaksimumkan pulangan dalam jangka sederhana hingga
panjang dengan melabur dalam saham berkualiti tinggi yang tersenarai di Bursa Malaysia.
PRUlink Bond Fund bertujuan untuk menyediakan pengumpulan modal dalam jangka sederhana
hingga panjang dengan melabur dalam sekuriti faedah tetap terpilih, bon korporat dan deposit
tetap.
PRUlink Managed Fund / PRUlink Managed Fund II adalah dana terurus yang bertujuan untuk
memaksimumkan pulangan dalam jangka sederhana hingga panjang dengan melabur dalam
saham dan sekuriti faedah tetap melalui PRUlink Equity Fund dan PRUlink Bond Fund dan dalam
mana-mana dana PRUlink lain yang mungkin ditawarkan pada masa depan.
PRUlink Golden Equity Fund bertujuan untuk memaksimumkan pulangan dalam jangka sederhana
hingga panjang dengan mengambil kira keperluan untuk membuat pembayaran terjamin. Ini
dicapai dengan melabur dalam saham berkualiti tinggi yang tersenarai di Bursa Malaysia dan
mana-mana instrumen kewangan lain yang akan digunakan untuk melindung nilai portfolio.
PRUlink Golden Bond Fund bertujuan untuk menyediakan pengumpulan modal dalam jangka
sederhana hingga panjang dengan mengambil kira keperluan untuk membuat pembayaran
terjamin. Ini dicapai dengan melabur dalam sekuriti faedah tetap terpilih, bon korporat dan
deposit tetap, serta mana-mana instrumen kewangan lain yang akan digunakan untuk melindung
nilai portfolio.
PRUlink Golden Equity Fund II bertujuan untuk memaksimumkan pulangan dalam jangka
terjamin. Ini dicapai dengan melabur dalam saham berkualiti tinggi yang tersenarai di Bursa Malaysia
dan mana-mana instrumen kewangan lain yang akan digunakan untuk melindung nilai portfolio.
PRUlink Golden Bond Fund II bertujuan untuk menyediakan pengumpulan modal dalam jangka
nilai portfolio.
PRUlink Education Equity Fund bertujuan untuk memaksimumkan pulangan dalam jangka
terjamin. Ini dicapai dengan melabur dalam saham berkualiti tinggi yang tersenarai di Bursa
Malaysia dan mana-mana instrumen kewangan lain yang akan digunakan untuk melindung nilai
portfolio.
PRUlink Education Bond Fund bertujuan untuk menyediakan pengumpulan modal dalam jangka
nilai portfolio.
PRUlink Dana Unggul bertujuan untuk memaksimumkan pulangan dalam jangka sederhana
hingga panjang dengan melabur dalam saham berkualiti tinggi diluluskan Syariah yang tersenarai
di Bursa Malaysia.
PRUlink Dana Aman bertujuan untuk menyediakan pengumpulan modal dalam jangka sederhana
hingga panjang dengan melabur dalam sekuriti hutang Islam terpilih.
PRUlink Dana Urus / PRUlink Dana Urus II adalah dana terurus yang bertujuan untuk
memaksimumkan pulangan dalam jangka sederhana hingga panjang dengan melabur dalam
saham diluluskan Syariah dan sekuriti hutang Islam melalui PRUlink Dana Unggul dan PRUlink
Dana Aman dan dalam mana-mana dana PRUlink lain seumpamanya yang mungkin ditawarkan
pada masa depan.
PRUlink Asia Managed Fund adalah dana yang diuruskan secara aktif yang bertujuan untuk
memaksimumkan pulangan dalam jangka sederhana hingga panjang. Ini dicapai dengan melabur
secara langsung dalam saham, sekuriti faedah tetap dan instrumen pasaran wang di rantau
Asia Pasifik kecuali Jepun melalui mana-mana dana PRUlink Global yang mungkin ditawarkan
pada masa depan, atau secara tidak langsung melalui subdana yang diuruskan oleh Eastspring
Investments (Singapore) Limited atau mana-mana pengurus dana lain yang akan ditentukan dari
semasa ke semasa.
PRUlink Asia Property Securities Fund adalah dana yang diuruskan secara aktif yang bertujuan
untuk memaksimumkan pendapatan dan jumlah pulangan jangka panjang. Ini dicapai dengan
melabur dalam Dana Pelaburan Harta Tanah (REIT) yang tersenarai dan sekuriti berkaitan harta
milik syarikat-syarikat yang diperbadankan, disenaraikan atau yang kawasan aktiviti utamanya
ialah di rantau Asia Pasifik termasuk Jepun, Australia dan New Zealand. Dana ini juga mungkin
melabur dalam resit depositori, sekuriti hutang yang boleh ditukar kepada saham biasa, saham
keutamaan dan waran serta melalui mana-mana dana PRUlink Global lain yang mungkin
ditawarkan pada masa depan, atau secara tidak langsung melalui subdana yang diuruskan oleh
Eastspring Investments (Singapore) Limited atau mana-mana pengurus dana lain yang akan
ditentukan dari semasa ke semasa.
163
PRUlink funds
Objektif Dana
PRUlink Asia Local Bond Fund bertujuan untuk memaksimumkan jumlah pulangan. Ini dicapai
dengan melabur dalam portfolio terpelbagai yang terdiri daripada terutamanya pendapatan tetap
atau sekuriti hutang yang diterbitkan oleh entiti Asia yang ditarafkan dan juga tidak ditarafkan
secara langsung dan/atau tidak langsung melalui subdana yang diuruskan oleh Eastspring
Investments (Singapore) Limited atau mana-mana pengurus dana lain yang akan ditentukan dari
semasa ke semasa.
PRUlink Global Market Navigator Fund adalah dana yang diuruskan secara aktif untuk mencapai
pulangan mutlak yang positif dalam jangka sederhana melalui pelaksanaan strategi peruntukan
aset yang diuruskan secara aktif dalam pelbagai aset global termasuk tunai, ekuiti, bon dan mata
wang. Pendedahan kepada setiap kelas aset akan dibuat terutamanya melalui dana dagangan
bursa, niaga hadapan indeks, ekuiti dan bon langsung, swap, opsyen dan kontrak hadapan
pertukaran asing, setiap satunya boleh didagangkan melalui bursa yang diiktiraf atau melalui
pasaran atas kaunter. Penggunaan derivatif ialah untuk pengurusan portfolio yang cekap bagi
mendapatkan akses kepada pasaran dengan cekap dengan cara yang kos efektif.
PRUlink Dragon Peacock Fund adalah dana yang bertujuan untuk memaksimumkan jumlah
pulangan jangka panjang dengan melabur terutamanya dalam ekuiti dan instrumen berkaitan ekuiti
milik syarikat-syarikat yang diperbadankan atau disenaraikan di, atau beroperasi terutamanya dari,
atau menjalankan perniagaan yang penting di, atau memperoleh pendapatan yang besar dari,
atau yang anak syarikat, syarikat berkaitan atau syarikat bersekutunya memperoleh pendapatan
yang besar dari Republik Rakyat China (RRC) dan India.
PRUlink Asia Equity Fund adalah dana yang bertujuan untuk memaksimumkan jumlah pulangan
jangka panjang dengan melabur dalam ekuiti dan sekuriti berkaitan ekuiti milik syarikat-syarikat
yang diperbadankan, atau yang kawasan aktiviti utamanya di Asia Pasifik kecuali Jepun. Rantau
Asia Pasifik kecuali Jepun termasuklah tetapi tidak terhad kepada negara-negara berikut: Korea,
Taiwan, Hong Kong, Filipina, Thailand, Malaysia, Singapura, Indonesia, Republik Rakyat China
(RRC), India, Pakistan, Australia dan New Zealand. Dana ini juga mungkin melabur dalam resit
depositori [termasuk Resit Depositori Amerika (ADR) dan Resit Depositori Global (GDR)], sekuriti
hutang yang boleh ditukar kepada saham biasa, saham keutamaan dan waran.
PRUlink MyOptimizer Fund adalah dana tertutup bertempoh 5 tahun dengan modal dijamin
apabila matang oleh Prudential Assurance Malaysia Berhad. Dana ini melabur dalam deposit
berstruktur yang memberikan pelabur pendedahan kepada (1) sekuriti pendapatan tetap Malaysia
dan (2) pelbagai kelas aset seperti ekuti global, komoditi, bon dan instrumen seperti tunai.
PRUlink MyOptimizer Fund bertujuan untuk mencapai pulangan terlaras risiko yang tertinggi
untuk menyediakan potensi peningkatan, jika ada, dalam bentuk bonus prestasi tahunan kepada
pelabur sambil melindungi 100% modal apabila matang.
PRUlink Commodity Allocator Fund adalah dana tertutup bertempoh 3 tahun 9 bulan dengan
modal dijamin apabila matang oleh Prudential Assurance Malaysia Berhad. Dana ini melabur
dalam deposit berstruktur yang berdasarkan prestasi Indeks Allocator 4TM Indeks Deutsche Bank
Liquid Commodity (“DBLCI”). Deposit berstruktur ini memberikan pelabur pendedahan kepada
(1) sekuriti pendapatan tetap Malaysia dan (2) pelbagai jenis komoditi di bawah strategi panjang
sahaja dan/atau strategi neutral pasaran. PRUlink Commodity Allocator Fund membayar bonus
khas yang dijamin pada akhir tempoh 18 bulan. Ia juga bertujuan untuk mencapai pulangan yang
tinggi untuk menyediakan potensi peningkatan, jika ada, dalam bentuk bonus matang sambil
melindungi 100% modal apabila matang.
PRUlink Commodity Allocator II Fund adalah dana tertutup bertempoh 3 tahun 9 bulan dengan
modal dijamin apabila matang oleh Prudential Assurance Malaysia Berhad. Dana ini melabur
dalam deposit berstruktur yang berdasarkan prestasi Indeks Allocator 4TM Indeks Deutsche Bank
Liquid Commodity (“DBLCI”). Deposit berstruktur ini memberikan pelabur pendedahan kepada
(1) sekuriti pendapatan tetap Malaysia dan (2) pelbagai jenis komoditi di bawah strategi panjang
sahaja dan/atau strategi neutral pasaran. PRUlink Commodity Allocator II Fund membayar bonus
khas yang dijamin pada akhir tempoh 18 bulan. Ia juga bertujuan untuk mencapai pulangan yang
tinggi untuk menyediakan potensi peningkatan, jika ada, dalam bentuk bonus matang sambil
melindungi 100% modal apabila matang.
PRUlink Dyna Growth I/II/III/IV Fund melabur dalam deposit berstruktur. Deposit berstruktur ini
memberikan pelabur pendedahan kepada (1) sekuriti pendapatan tetap Malaysia dan (2) pelbagai
kelas aset seperti ekuiti global, harta tanah, komoditi, pertukaran asing dan pelaburan alternatif.
PRUlink Dyna Growth Funds bertujuan untuk memaksimumkan pulangan terlaras risiko dan
meningkatkan nilai dana kepada nilai tertinggi seumur hidup apabila matang.
PRUlink Money Market Fund bertujuan untuk mengekalkan nilai modal di samping menyediakan
pulangan yang setanding dengan deposit bank jangka pendek. Selain daripada pendedahan
risiko yang minimum, dana ini juga mengekalkan tahap kecairan yang tinggi dengan melabur
terutamanya dalam instrumen pasaran wang jangka pendek yang berkualiti tinggi dan berisiko
rendah dan sekuriti hutang. Walaupun dana ini bertujuan untuk mengekalkan nilai pokok, namun
keupayaan dana ini untuk memenuhi objektifnya adalah tidak dijamin.
PRUlink Golden Managed Fund adalah dana terurus yang bertujuan untuk memaksimumkan
pulangan dalam jangka sederhana hingga panjang. Ini dicapai dengan melabur dalam saham
dan sekuriti faedah tetap melalui PRUlink Golden Equity Fund dan PRUlink Golden Bond Fund dan
dalam mana-mana dana PRUlink lain yang mungkin ditawarkan pada masa depan.
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Tinjauan Pasaran Ekuiti Tempatan
(1 Januari 2013 – 31 Disember 2013)
Kebanyakan masa pada suku pertama 2013 menyaksikan pelabur Malaysia asyik dengan kemungkinan
pilihan raya umum akan diadakan. Pada awal sukuan itu, FBM KLCI mencecah paras tertinggi 1694
mata tetapi mengalami pembetulan tidak lama kemudian apabila kebimbangan tentang tarikh pilihan
raya umum terus menghantui pasaran ekuiti. Keputusan korporat yang lemah pada bulan Februari tidak
membantu sentimen pasaran, dan pelabur terus gelisah. Pada akhir sukuan itu, jangkaan adalah tinggi
bahawa Parlimen akan dibubarkan, tetapi jangkaan ini meleset. FBM KLCI turun ke paras serendah
1,613 mata pada bulan Februari sebelum melantun untuk menutup sukuan itu pada paras 1,671.6
atau -1.03% berbanding sukuan sebelumnya. Pada sukuan ini, pelabur asing terus menjadi pembeli
bersih ekuiti Malaysia dan ini berlaku sejak dari Disember 2012 lagi, sementara pelabur tempatan pada
umumnya merupakan penjual bersih.
Pasaran ekuiti Malaysia memulakan suku ke-2 2013 sebagai pasaran yang ketinggalan dari segi
prestasi apabila pasaran serantau meraih prestasi yang baik sedangkan pasaran domestik terus asyik
dengan Pilihan Raya Umum Ke-13. Walau bagaimanapun, FBM KLCI mencecah paras tertinggi baru
pada sukuan ini apabila ketidakpastian tentang pilihan raya lenyap dengan kemenangan yang selesa
oleh pemegang tampuk pemerintahan kini yang sekali gus membayangkan kesinambungan dasar,
terutamanya pelaksanaan Program Transformasi Ekonomi. Pada pertengahan suku ke-2 2013, pasaran
dikejutkan oleh komen Bernanke dari Rizab Persekutuan Amerika Syarikat (Fed) dan minit Jawatankuasa
Pasaran Terbuka Persekutuan (FOMC) yang dikeluarkan meningkatkan risiko pengurangan pelonggaran
kuantitatif (QE) yang lebih awal daripada jangkaan, serta angka perkilangan yang lebih lemah daripada
jangkaan dari China dan kebimbangan yang semakin meningkat tentang kemungkinan berlaku
hancuran kredit (credit crunch) di China menakutkan pasaran ekuiti. Dana mengalir keluar dari pasaran
sedang muncul kerana bimbangkan akaun semasa dan defisit fiskal yang bertambah buruk, dan nilai
mata wang Asia mengalami kejatuhan yang besar berbanding Dolar AS. Malaysia juga tidak terhindar
daripada pembetulan ini, tetapi berjaya melantun menjelang akhir suku ke-2 2013 apabila pasaran
global stabil dan pulih.
Suku ke-3 2013 bermula dengan baik bagi Malaysia, mendapat manfaat daripada lantunan global,
dan menyaksikan KLCI naik ke paras tertinggi baru. Namun begitu, tekanan jualan bermula tidak lama
kemudian apabila Fitch Ratings menyemak semula tinjauan masa depannya ke atas Malaysia kepada
“negatif” daripada “stabil” berikutan tinjauan masa depan kewangan awam yang bertambah buruk.
Malaysia tidak terlepas daripada pembetulan pada pertengahan suku ke-3 2013 yang dialami oleh
kebanyakan pasaran sedang muncul yang menyusut disebabkan kebimbangan makro, serta nilai mata
wang Indonesia, India, Thailand dan Malaysia jatuh berbanding mata wang utama lain. Pada akhir suku
ke-3 2013, Malaysia melantun sebentar seiring dengan kebanyakan pasaran serantau memandangkan
jangkaan bahawa pengurangan QE akan tertangguh lagi.
Malaysia melantun pada suku ke-4 2013 berikutan pilihan raya Pertubuhan Kebangsaan Melayu
Bersatur (UMNO) memperoleh keputusan yang dijangkakan, dan pengumuman Bajet 2014 yang
kelihatan seperti bajet yang menekankan tanggungjawab fiskal, yang memperkenalkan cukai barangan
dan perkhidmatan (GST) mulai 1 April 2015, lebih banyak langkah perasionalan subsidi, serta langkah
untuk membendung spekulasi harta. Pertengahan suku ke-4 2013 menyaksikan beberapa pembetulan
dan pengambilan untung kerana keputusan korporat yang ditumumkan kurang memberangsangkan,
dan pelabur asing merupakan penjual bersih bagi bulan November berjumlah RM3.1 bilion dalam
ekuiti. Pada akhir suku ke-4 2013, indeks ekuiti Malaysia naik ke paras tertinggi baru apabila pelabur
membina kedudukan menjelang tahun 2014.
FBM KLCI menutup tahun dalam tinjauan pada paras 1,866.96 mata, naik 10.54%. Indeks Emas FBM
yang lebih luas menutup tempoh dalam tinjauan lebih tinggi sebanyak 12.38%. Indeks MSCI Asia
Pacific kecuali Jepun melonjak sebanyak 0.46% dalam nilai USD1.
Tinjauan Masa Depan Pasaran
Setakat ini, reaksi terhadap permulaan pengurangan QE adalah agak terkawal dan mampu diurus.
Peristiwa ini akan membawa sedikit keyakinan bahawa ekonomi global sedang mengalami pemulihan,
sambil diyakinkan persekitaran kadar faedah yang rendah sambil dipastikan persekitaran kadar faedah
yang rendah. Kebimbangan tentang pengurangan QE pada Mei 2013 telah menjadi peringatan yang
amat diperlukan oleh banyak pasaran sedang muncul untuk mula menfokus kepada mengukuhkan
fiskal dan akaun semasa mereka, dan oleh itu, kami menjangkakan keputusan terbaru ini mempunyai
kesan yang kurang berbanding sebelumnya.
Di dalam negara, kerajaan Malaysia meneruskan pendirian perasionalan subsidinya dengan kenaikan
tarif elektrik, dan desas-desus tentang membenarkan pemegang konsesi tol menaikkan kadar tol
seperti yang ditetapkan dalam perjanjian konsesi mereka. Namun begitu, pengguna mula berjimat
cermat memandangkan pembekal menaikkan harga mereka, memindahkan kesan perasionalan subsidi
kepada pengguna. Pembayaran BR1M kemungkinan akan diagihkan awal pada separuh pertama 2014
yang akan mengurangkan beberapa kenaikan kos sara hidup, tetapi kesungguhan politik kerajaan
akan berada di bawah tekanan. Tetap meneruskan usaha penyatuan fiskal akan menghalang agensi
penarafan daripada menurunkan penarafan berdaulat Malaysia dan meningkatkan keteguhan kunci
kira-kira Malaysia.
1
Sumber: Bloomberg: Indeks sedunia
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Kami menjangkakan tahun 2014 yang lebih baik bagi pasaran ekuiti Malaysia, disokong terutamanya
oleh pemulihan perolehan selepas perolehan yang lembap pada tahun 2013. Dengan peningkatan
pesanan minyak & gas, harga CPO yang bertambaik baik, kurangnya kelembapan sektor luaran
dan asas yang lebih rendah pada tahun 2013, kami menjangka perolehan pasaran akan meningkat
sebanyak 10-12% pada tahun 2014.
Walaupun kami mempunyai pandangan keseluruhan yang positif terhadap pasaran Malaysia
tahun depan, kami rasa perjalanan akan meruap. Kami berhati-hati pada separuh pertama 2014,
terutamanya disebabkan kebimbangan tentang kesan pelonggaran QE Amerika Syarikat (AS). Kami
merasakan pelonggaran QE mungkin mempunyai kesan negatif ke atas pasaran Malaysia, yang
boleh mengakibatkan kelemahan Ringgit. Ekuiti dengan pemegangan asing yang tinggi juga boleh
menerima kesan negatif. Rintangan jangka pendek ialah penerusan perasionalan subsidi dan langkah
pengetatan kredit yang boleh menjejaskan pertumbuhan penggunaan domestik. Kami lebih positif
tentang tinjauan masa depan separuh ke-2 2014. Sekiranya tiada kejutan yang tidak diduga, kami
menjangka pertumbuhan perolehan korporat akan memacu prestasi pasaran yang lebih baik pada
separuh kedua.
Tinjauan Pasaran Bon Tahunan
(1 Januari 2013 – 31 Disember 2013)
Bank Negara Malaysia (BNM) telah mengekalkan Dasar Kadar Semalaman (OPR) pada paras 3%
sepanjang tempoh dalam tinjauan dan sejak Mei 2011. Pada mesyuarat Jawatankuasa Dasar Kewangan
(MPC) Januari 2013, BNM mengambil perhatian akan permintaan luaran yang lemah, terutamanya
daripada ekonomi maju, tetapi pertumbuhan dalam ekonomi serantau terus disokong oleh permintaan
domestik. Di dalam negara, sektor luaran yang lebih lemah diimbangi oleh pengembangan yang
berterusan dalam aktiviti domestik. Penggunaan swasta disokong oleh pertumbuhan pendapatan
dan keadaan pekerjaan yang stabil, manakala pelaburan diterajui oleh perbelanjaan modal dalam
sektor berorientasikan domestik, sektor minyak dan gas dan pelaksanaan projek infrastruktur. Pada
mesyuarat Julai 2013, BNM menyatakan bahawa keadaan kewangan global terus amat akomodatif
tetapi kemeruapan pasaran kewangan telah meningkat apabila pasaran menilai semula hala tuju
dasar. Pada mesyuarat September 2013, BNM sekali lagi mengambil perhatian akan kemeruapan besar
dalam pasaran kewangan global disebabkan oleh ketidakpastian pasaran tentang hala tuju dasar dan
bahawa aliran keluar dari ekonomi sedang muncul selepas tempoh aliran masuk yang kukuh telah
mengakibatkan penurunan nilai mata wang pasaran sedang muncul. Di dalam negara, permintaan
domestik terus menyokong pertumbuhan dalam keadaan kelemahan dalam permintaan luaran. Kesan
pelarasan subsidi ke atas perbelanjaan penggunaan dijangka dibendung oleh bantuan kewangan
yang disasarkan. Aktiviti pelaburan domestik terus diterajui oleh perbelanjaan modal dalam industri
berorientasikan domestik dan pelaksanaan berterusan projek infrastruktur. Pada mesyuarat MPC
pada 7 November 2013, BNM mengambil perhatian bahawa ekonomi global terus bertambah baik
pada kadar yang sederhana. Dalam ekonomi maju utama, pemulihan terus beransur-ansur dan tidak
sekata, manakala di Asia, pertumbuhan berterusan berikutan eksport yang bertambah baik dalam
keadaan aktiviti ekonomi domestik yang merosot. Kemeruapan dalam pasaran kewangan global telah
berkurangan tetapi pasaran terus mudah terjejas oleh rintangan dan perubahan dalam sentimen. Bagi
ekonomi Malaysia, pengembangan dalam aktiviti domestik telah disokong oleh peningkatan dalam
eksport. Penggunaan dan pelaburan swasta telah mengekalkan permintaan domestik dalam keadaan
perbelanjaan awam yang lebih perlahan.
Inflasi Indeks Harga Pengguna meningkat daripada 1.2% pada Disember 2012 kepada 2.9% pada
November 2013. Peningkatan ini dipacu terutamanya oleh inflasi yang lebih cepat dalam makanan dan
minuman bukan alkohol. Inflasi dijangka meningkat dipacu oleh faktor-faktor kos domestik. Walau
bagaimanapun, tinjauan masa depan inflasi dijangka dikurangkan oleh persekitaran harga luaran yang
stabil, tekanan permintaan domestik yang sederhana, pengembangan dalam keupayaan domestik dan
peningkatan dalam pengeluaran dan pengedaran makanan. Menurut penilaian MPC, ketidakpastian
akan terus wujud dalam imbangan risiko berhubung tinjauan masa depan bagi pertumbuhan dan
inflasi domestik.
Bagi tempoh dalam tinjauan, kadar hasil bon berdaulat bertempoh 3, 5 dan 10 tahun meningkat masingmasing sebanyak 36 mata asas, 45 mata asas dan 63 mata asas untuk ditutup pada 3.35%, 3.68%
dan 4.11%. Keluk MGS bergerak naik pada tempoh dalam tinjauan sebahagian besarnya disebabkan
jangkaan bahawa Pelonggaran Kuantitatif akan dikurang oleh Rizab Persekutuan. Kenaikan terbesar
dalam kadar hasil bon berlaku pada akhir Julai 2013 selepas Fitch Ratings menurunkan tinjauan masa
depan penarafan kredit berdaulat Malaysia daripada stabil kepada negatif.
Kadar hasil bon korporat pada umumnya bergerak seiring dengan kadar hasil bon berdaulat walaupun
ketinggalan. Aktiviti dalam pasaran bon korporat disokong oleh kecairan yang melimpah dan
persekitaran kredit yang stabil.
Dari segi penawaran, jumlah terbitan bon MYR pada akhir Disember 2013 ialah kira-kira RM 1,037
bilion, yang daripada ini kira-kira 50.2% adalah konvensional dan 49.8% adalah Islam2. Perkadaran
sukuk korporat dalam seluruh sukuk adalah lebih tinggi sebanyak kira-kira 36% berbanding dengan
perkadaran bon korporat dalam seluruh bon konvensional sebanyak kira-kira 24%. Terbitan utama
besar ialah daripada sektor kuasa, perbankan, telco dan lebuh raya bertol, serta bon dijamin kerajaan.
Terbitan korporat bukan kerajaan dijamin yang terbesar ialah sebanyak RM6.87 bilion oleh Binariang
GSM Management Sdn Bhd, iaitu untuk membiayai semula Sukuk yang sedia ada. Terbitan lain yang
ketara ialah terbitan sebanyak RM5.38 bilion oleh Malakoff Power untuk penyusunan semula hutang.
2
Sumber: Agensi Penepatan Harga Bon Malaysia
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Tinjauan Masa Depan Pasaran
Pada mesyuarat MPC pada 7 November, BNM mengekalkan OPR pada kadar 3.0%. BNM mengambil
perhatian bahawa ekonomi global terus bertambah baik pada kadar yang sederhana. Dalam ekonomi
maju utama, pemulihan terus beransur-ansur dan tidak sekata, manakala di Asia, pertumbuhan
berterusan berikutan eksport yang bertambah baik dalam keadaan aktiviti ekonomi domestik yang
merosot. Kemeruapan dalam pasaran kewangan global telah berkurangan tetapi pasaran terus mudah
terjejas oleh rintangan dan perubahan dalam sentimen.
Bagi ekonomi Malaysia, pengembangan dalam aktiviti domestik telah disokong oleh peningkatan
eksport. Penggunaan dan pelaburan swasta telah mengekalkan permintaan domestik dalam keadaan
perbelanjaan awam yang lebih perlahan. Pada tempoh akan datang, pertumbuhan dijangka mendapat
manfaat daripada peningkatan dalam sektor luaran dan beberapa penurunan dalam permintaan
domestik. Permintaan domestik dijangka menyusut menggambarkan penyatuan sektor awam dan
beberapa penurunan dalam penggunaan swasta.
Inflasi dijangka meningkat dipacu oleh faktor-faktor kos domestik. Walau bagaimanapun, tinjauan
masa depan inflasi dijangka dikurangkan oleh persekitaran harga luaran yang stabil, tekanan
permintaan domestik yang sederhana, pengembangan dalam keupayaan domestik dan peningkatan
dalam pengeluaran dan pengedaran makanan.
Menurut penilaian MPC, ketidakpastian akan terus wujud dalam imbangan risiko berhubung tinjauan
masa depan bagi pertumbuhan dan inflasi domestik. Dengan ini, OPR kemungkinan akan kekal pada
paras 3.0% bagi separuh pertama 2014.
Pada 20 November, Moody’s telah menaikkan tinjauan masa depan bagi bon kerajaan Malaysia dan
penarafan penerbit daripada stabil kepada positif. Ia mengesahkan penarafan ini pada A3 (dua lagi
agensi penarafan antarabangsa, iaitu Fitch dan Standard & Poor’s telah mengesahkan penarafan
berdaulat Malaysia masing-masing dengan tinjauan masa depan yang negatif dan stabil pada bulan
Julai). Moody’s menyebut prospek yang bertambah baik bagi penyatuan fiskal, langkah-langkah utama
yang diumumkan oleh kerajaan termasuk Cukai Barangan dan Perkhidmatan (GST) dan pengurangan
dalam subsidi bahan api. Ia juga mengambil perhatian akan kedalaman pasaran modal luar pesisir
negara dan prestasi ekonomi yang stabil.
Pada 18 Disember, Rizab Persekutuan AS mengumumkan bahawa ia akan mengurangkan
pembelian bon bulanannya kepada $75 bilion daripada $85 bilion bermula Januari 2014. Kadar hasil
Perbendaharaan AS 10 tahun meningkat pada bulan Disember, melepasi paras 3% pada akhir bulan.
Kemeruapan dalam pasaran bon tempatan kemungkinan berterusan berikutan langkah pengurangan
yang dimulakan oleh Rizab Persekutuan.
Asia Pasifik Kecuali Jepun
Momentum positif akhir tahun 2012 berlanjutan dengan pasaran ekuiti global mendapat manfaat
daripada peningkatan selera risiko pada permulaan 2013. Kebanyakan pasaran ekuiti Asia Pasifik
kecuali Jepun juga berakhir pada paras yang lebih kukuh pada bulan Januari apabila risiko hujung
global berkurangan. Walau bagaimanapun, pasaran dilanda kebimbangan pada bulan Februari apabila
krisis perbankan di Cyprus memberikan ancaman kepada kestabilan kewangan negara-negara Eropah.
Akhir sukuan pertama menyaksikan prestasi bercampur-campur dalam pasaran ekuiti global. China
menjejaskan prestasi pasaran Asia. Tetapi ada pengecualian; Thailand, Indonesia dan Filipina berakhir
teguh, disokong oleh permintaan domestik yang kukuh dan asas makro yang lebih baik.
Sukuan kedua diselubungi kemeruapan. Momentum kukuh bagi aset berisiko menjadi perlahan pada
bulan Mei, disusuli oleh jualan global pada penghujung Mei dan awal Jun. Pasaran terkesima oleh
komen Pengerusi Rizab Persekutuan AS tentang kemungkinan mengurangkan pelonggaran kuantitatif
(QE) kemudiannya pada tahun ini. Sebagai reaksinya kadar faedah dalam pasaran bon di seluruh dunia
naik mendadak. Ekuiti global merosot pada sukuan ini, dengan pasaran sedang muncul merupakan
antara yang paling teruk terjejas. Kemungkinan sokongan QE dikurangkan dan akhirnya dibubarkan
terus bagi pasaran bon, berserta kebimbangan tentang prospek ekonomi yang lebih lemah dalam
pasaran sedang muncul, terutamanya di China, menyebabkan aliran keluar portfolio dari pasaran
sedang muncul.
Pasaran saham Asia kecuali Jepun naik sedikit pada suku ketiga apabila pelabur mengalu-alukan
keputusan Fed AS yang tidak diduga untuk menangguhkan pengurangan QE. Tanda-tanda pemulihan
dalam aktiviti ekonomi China menyokong sentimen tetapi kebimbangan pasaran sedang muncul, iaitu
defisit akaun semasa yang semakin membesar dan kejatuhan nilai mata wang, bagaimanapun, terus
mengehadkan peningkatan.
Pada 2 Disember, kerajaan telah mengumumkan kenaikan tarif elektrik sebanyak purata 15% bagi
Semenanjung Malaysia dan 17% bagi Sabah dan Labuan yang berkuat kuasa pada tahun 2014,
lantas mengurangkan lagi subsidi oleh kerajaan. Moody’s menyatakan bahawa langkah ini positif bagi
penarafan kredit Malaysia.
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Sukuan keempat menyaksikan peningkatan yang lebih sederhana dalam pasaran Asia kecuali Jepun.
Pasaran dilonjakkan oleh berita ekonomi yang mengalakkan dari China dan India. Namun begitu,
keyakinan pudar selepas kebimbangan dalam ekonomi sedang muncul Asia yang termasuk kesan
taufan yang mengorbankan banyak nyawa di Filipina, pergolakan politik di Thailand dan kejatuhan nilai
mata wang di Indonesia. Pasaran kehilangan momentum pada akhir tahun apabila Rizab Persekutuan
Amerika Syarikat mengumumkan bahawa ia akan mula mengurangkan program pembelian asetnya
pada Januari 2014.
Tinjauan Masa Depan
Memandang ke hadapan, penilaian saham Asia menarik sekali di bawah purata jangka panjangnya.
Pemulihan ekonomi yang perlahan tetapi nampaknya berterusan di Amerika Syarikat dan berkurangnya
krisis perbankan dan ekonomi Eropah mungkin merupakan tanda akan bermulanya pemulihan
penggunaan global. Ini boleh memberi peluang yang kukuh bagi pertumbuhan perolehan Asia dan
lantunan penilaian dengan merangsangkan permintaan untuk eksport rantau ini.
Global
Pasaran kewangan memulakan tahun 2013 dalam suasana yang positif apabila akibat terburuk
daripada urus janji cenuram fiskal AS tidak menjadi kenyataan. Walau bagaimanapun, masalah hutang
Eropah dan data ekonomi China yang lebih lemah melembapkan sentimen terutamanya dalam
ekonomi sedang muncul. Pada umumnya, aset risiko dalam banyak ekonomi maju melonjak sehingga
awal Mei apabila keyakinan terhadap ekonomi AS yang “semakin sembuh” meningkat.
Momentum positif ini terhenti pada penghujung Mei dan Jun selepas Lembaga Rizab Persekutuan
AS menyatakan bahawa ia boleh mengurangkan program pelonggaran kuantitatifnya (QE) sekiranya
ekonomi AS terus pulih. Bon dan ekuiti mengalami jualan besar-besaran kerana bimbangkan kenaikan
kadar faedah.
dalam pasaran sedang muncul Asia, iaitu kesan taufan yang mengorbankan banyak nyawa di Filipina,
pergolakan politik di Thailand dan kejatuhan nilai mata wang di Indonesia. Pasaran juga kehilangan
momentum menjelang akhir tahun apabila Rizab Persekutuan AS mengumumkan bahawa ia akan
mula mengurangkan program pembelian asetnya pada Januari 2014.
Kesimpulannya, tahun 2013 merupakan tahun yang cemerlang bagi pasaran maju. Ekuiti AS
mencatatkan peningkatan paling kukuh; Indeks MSCI AS melonjak sebanyak 32%. Ekuiti Jepun
melonjak 27%, diinspirasikan oleh janji pertumbuhan di bawah Abenomics dan nilai Yen yang lebih
lemah. Malah Eropah yang dilanda krisis pun mencatatkan pulangan dua angka 25%. Sebaliknya
pasaran sedang muncul lebih lemah dan mengakhiri tahun 2013 dalam angka negatif. Pertumbuhan
yang menghampakan, pertumbuhan kredit yang berlebihan dan peningkatan ketidakseimbangan
luaran merupakan sebab utama pelabur menjauhi pasaran sedang muncul.
Satu lagi ciri ketara tahun 2013 ialah penerusan perpindahan oleh pelabur ekuiti ke dalam sektor
“selamat” yang semakin mahal (iaitu sektor yang agak terlindung daripada pertumbuhan ekonomi
yang lebih perlahan). Perpindahan ini menjejaskan sektor “kitaran” (iaitu sektor yang lebih terdedah
kepada pertumbuhan), yang menjadi semakin murah. Jurang penilaian antara sektor “selamat” dan
“kitaran” nampaknya tidak ada justifikasi. Pada suatu ketika, pelabur akan membuat penukaran,
tetapi apa yang akan mencetuskannya nanti belum lagi nyata.
Selepas berjalan lancar pada tahun 2012, bon menghadapi beberapa cabaran pada tahun 2013.
Kebimbangan tentang pengurangan QE menyebabkan bon mengalami jualan di seluruh dunia; bon
domestik dan mata wang Asia mengalami jualan pada paras yang tidak pernah disaksikan sejak paras
terendahnya tahun 2009. Peralihan besar dalam toleransi pelabur untuk risiko tempoh, dan bukannya
risiko kredit, menyebabkan aliran keluar dana bon pada keseluruhannya. Pada umumnya, kredit
korporat, terutamanya bon korporat berkadar hasil tinggi, menawarkan nilai yang lebih baik daripada
bon kerajaan maju.
Tinjauan masa depan
Suku ketiga 2013, bagaimanapun, berakhir dengan positif bagi ekuiti global. Data ekonomi yang lebih
baik dan jaminan daripada beberapa bank pusat bahawa dasar kewangan akan terus akomodatif
menenangkan pasaran. Keputusan Rizab Persekutuan AS yang tidak diduga untuk menangguhkan
pelonggaran QE dan penilaiannya yang ‘dovish’ ke atas ekonomi AS menguatkan jangkaan bahawa
Fed akan mengekalkan kadar dasar pada paras yang rendah bagi tempoh yang berterusan.
Ekuiti global pada umumnya meningkat pada suku keempat, dengan AS, Jepun dan Eropah
mencatatkan prestasi yang mengatasi pasaran lain, apabila data yang positif menunjukkan pemulihan
ekonomi yang berterusan. Di Asia Pasifik pula, peningkatan adalah lebih sederhana. Keyakinan awal
menjelang sidang pleno ketiga China dan janji pembaharuan diimbangi oleh beberapa kebimbangan
Dengan pengurangan QE sedang dijalankan, tumpuan beralih kepada kadar faedah pula. Dasar
kewangan AS, bagaimanapun, dijangka terus longgar. Kelembapan ekonomi yang besar dan tekanan
inflasi yang terkawal di AS menjadi penghalang utama kepada sebarang kenaikan besar dalam kadar
bila-bila masa nanti. Ini disokong oleh pendirian ‘dovish’ yang nyata sekali oleh Fed dalam panduan
dasar hadapannya pada bulan Disember. Oleh yang demikian, tinjauan masa depan tempoh terdekat
hingga sederhana bagi kredit korporat terus positif. Bagi ekuiti pula, pertumbuhan lebih kukuh dalam
pasaran maju boleh terus memacu pasaran lebih tinggi tetapi akhirnya perolehan menjadi kunci
kepada peningkatan pasaran lagi.
168
PRUlink funds
Prestasi Dana
PRUlink Equity Fund
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Equity Fund ialah RM4.1588 berbanding
dengan RM3.7286 pada akhir tahun 2012. Bagi tempoh 1 tahun dalam tinjauan, Dana ini meraih
pulangan 11.54%, mengatasi pulangan penanda aras sebanyak 11.39%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Golden Equity Fund ialah RM1.6309
berbanding dengan RM1.4622 pada akhir tahun 2012. Bagi tempoh 1 tahun dalam tinjauan,
Dana ini meraih pulangan 11.54%, mengatasi pulangan penanda aras sebanyak 11.39%.
Sejak dimulakan, Dana ini mencatatkan peningkatan 315.88% berbanding dengan prestasi
penanda aras sebanyak 90.17%.
PRUlink Bond Fund
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Bond Fund ialah RM2.7413 berbanding
pulangan 2.17%, lebih rendah daripada pulangan penanda aras sebanyak 3.15%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Golden Bond Fund ialah RM1.2585
berbanding dengan RM1.2380 pada akhir tahun 2012. Bagi tempoh 1 tahun dalam tinjauan, Dana
ini meraih pulangan 1.66%, lebih rendah daripada pulangan penanda aras sebanyak 3.15%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Managed Fund ialah RM3.2714
Dana ini meraih pulangan 8.21%, lebih rendah daripada pulangan penanda aras sebanyak 8.93%.
PRUlink Dana Unggul
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Dana Unggul ialah RM3.4192 berbanding
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Managed Fund II ialah RM2.0629
PRUlink Dana Aman
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Dana Aman ialah RM2.0547 berbanding
pulangan 1.18%, lebih rendah daripada pulangan penanda aras sebanyak 3.15%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Money Market Fund ialah RM1.0766
PRUlink Dana Urus
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Dana Urus ialah RM2.8881 berbanding
Sejak dimulakan, Dana ini telah mencatatkan peningkatan 7.66% berbanding dengan prestasi
169
PRUlink funds
Prestasi Dana
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Dana Urus II ialah RM2.1270 berbanding
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Dragon Peacock Fund ialah RM0.9997
Sejak dimulakan, Dana ini mencatatkan pulangan -0.03% berbanding dengan prestasi penanda
aras sebanyak -2.54%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Asia Managed Fund ialah RM1.3205
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Education Equity Fund ialah RM1.5283
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Asia Property Securities Fund ialah
RM1.0397 berbanding dengan RM1.0474 pada akhir tahun 2012. Bagi tempoh 1 tahun dalam
tinjauan, Dana ini meraih pulangan -0.73%, mengatasi pulangan penanda aras sebanyak -0.81%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Education Bond Fund ialah RM1.1566
Sejak dimulakan, Dana ini mencatatkan peningkatan 3.97% berbanding dengan prestasi penanda
aras sebanyak -0.64%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Asia Local Bond Fund ialah RM1.4015
ini meraih pulangan -1.52%, lebih rendah daripada pulangan penanda aras sebanyak -0.66%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Asia Equity Fund ialah RM1.0021
Sejak dimulakan, Dana ini meraih pulangan 0.21% berbanding dengan prestasi penanda aras
sebanyak 30.38%.
PRUlink Global Market Navigator fund
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Global Market Navigator Fund ialah
tinjauan, Dana ini meraih pulangan 16.84%, mengatasi pulangan penanda aras sebanyak 3.15%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Golden Managed Fund ialah RM1.0435
Sejak dimulakan, Dana ini mencatatkan pulangan 4.35% berbanding dengan prestasi penanda
aras sebanyak 5.44%.
170
PRUlink funds
Prestasi Dana
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Golden Equity Fund II ialah RM1.0450.
Sejak dimulakan pada 19 Julai 2013, Dana ini mencapai pulangan sebanyak 4.50% berbanding
dengan prestasi penanda aras sebanyak 4.67%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Commodity Allocator Fund ialah RM0.9681
Dana ini meraih pulangan sebanyak 3.20%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Golden Bond Fund II ialah RM1.0188.
Sejak dimulakan pada 19 Julai 2013, Dana ini mencapai pulangan sebanyak 1.88% berbanding
dengan prestasi penanda aras sebanyak 1.56%.
Sejak dimulakan, Dana ini mencapai pulangan sebanyak 0.59%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Dyna Growth I Fund ialah RM0.9272
Dana ini meraih pulangan 1.21%.
Sejak dimulakan, Dana ini mencapai pulangan sebanyak -7.28%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Dyna Growth II Fund ialah RM0.8894
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Commodity Allocator Fund II ialah
tinjauan, Dana ini meraih pulangan sebanyak -3.70%.
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Commodity Allocator Fund II ialah
tinjauan, Dana ini meraih pulangan sebanyak -0.02%.
Sejak dimulakan, Dana ini mencapai pulangan sebanyak 1.47%.
Sumber: Lipper for Investment Management, Eastspring Investments Berhad, Eastspring
Investments (Singapore) Limited, Bloomberg, Maybank, HSBC
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Dyna Growth III Fund ialah RM0.8708
Pada 31 Disember 2013, Nilai Aset Bersih seunit PRUlink Dyna Growth IV Fund ialah RM0.8797
171
PRUlink funds
Sorotan Kewangan
PRUlink Equity Fund
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember Kategori
Ekuiti
Automotif
Perbankan & Kewangan
Bahan Binaan
Konglomerat
Pembinaan
Barang Pengguna
Perjudian
Perusahaan
Pembuatan
Media
Minyak & Gas
Perladangan
Kuasa
Harta
Perkhidmatan
Teknologi
Telekomunikasi
Perkayuan
Pengangkutan
Air
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
2013
%
2012
%
2011
%
2010
%
2009
%
0.78
26.49
0.18
6.79
2.29
2.15
7.73
0.54
13.23
5.40
6.56
5.69
0.16
13.64
0.87
92.50
1.21
26.62
0.23
7.58
2.23
2.95
6.53
0.64
10.28
4.91
4.14
5.95
0.94
0.53
16.56
0.44
0.09
91.83
1.03
20.69
0.37
6.16
2.58
3.03
8.17
1.32
0.02
0.84
12.45
5.60
3.13
4.77
0.66
14.12
1.72
0.10
86.76
1.68
29.26
0.57
7.07
5.28
3.06
8.65
1.67
0.16
1.14
5.19
7.01
5.10
3.16
1.06
12.31
2.50
0.23
95.11
1.65
25.57
0.10
9.37
2.71
0.98
12.09
2.85
2.49
2.79
8.17
6.30
1.70
0.91
10.71
0.02
1.67
0.41
90.51
8.79
0.27
(1.56)
100.00
9.12
0.06
(1.01)
100.00
14.13
0.22
(1.11)
100.00
5.66
0.32
(1.09)
100.00
9.23
0.98
(0.72)
100.00
172
PRUlink funds
Sorotan Kewangan
PRUlink Equity Fund
Jumlah Nilai Aset Tetap (RM)
Unit dalam Edaran
NAB Seunit (RM)
NAB Seunit Tertinggi (RM)
NAB Seunit Terendah (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
2010
%
2009
%
7,764,580,770
1,867,031,403
4.159
4.163
3.592
6,570,022,228
1,762,061,510
3.729
3.729
3.285
5,331,302,110
1,606,185,161
3.319
3.382
2.905
4,878,213,363
1,529,617,613
3.189
3.198
2.571
3,671,739,474
1,397,005,632
2.628
2.629
1.779
11.54%
-
12.33%
-
4.08%
-
21.34%
-
42.47%
-
Pulangan Tahunan Purata - Dana (+)
Tempoh
Satu tahun
Tiga tahun
Lima tahun
11.54%
9.22%
17.65%
Pulangan Tahunan Purata - Penanda Aras: Indeks
Top 100 FTSE Bursa Malaysia (FBM100)
Tempoh
Satu tahun
Tiga tahun
Lima tahun
11.39%
7.56%
17.04%
173
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Equity Fund
(Sejak Dimulakan)
PRUlink Equity Fund berbanding Indeks FTSE Bursa Malaysia Top 100 (FBM100)
Perubahan % SD
%
350.00
330.00
310.00
290.00
270.00
250.00
230.00
210.00
190.00
170.00
150.00
130.00
110.00
90.00
70.00
50.00
30.00
10.00
(10.00)
(30.00)
(50.00)
(70.00)
(90.00)
%
350.00
330.00
310.00
290.00
270.00
250.00
230.00
210.00
190.00
170.00
150.00
130.00
110.00
90.00
70.00
50.00
30.00
10.00
(10.00)
(30.00)
(50.00)
(70.00)
(90.00)
Tarikh
PEF
FBM100
+ Pulangan Dana dikira berdasarkan lima tempat perpuluhan
Harga unit Dana mungkin turun dan juga naik dan angka prestasi lepas tidak membayangkan prestasi masa depan.
174
PRUlink funds
Sorotan Kewangan
PRUlink Bond Fund
Sekuriti Pendapatan Tetap:
- Bon / Sekuriti Korporat
- Sijil Deposit Boleh Niaga
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
2010
%
2009
%
99.60
0.77
0.99
(1.36)
100.00
98.31
1.92
0.95
(1.18)
100.00
84.90
14.70
0.87
(0.47)
100.00
91.10
0.49
8.23
0.79
(0.61)
100.00
93.82
0.65
5.83
0.93
(1.23)
100.00
2,112,638,115
770,670,071
2.741
2.749
2.678
1,745,601,224
650,569,199
2.683
2.683
2.568
1,506,193,723
586,581,160
2.568
2.568
2.436
1,035,786,244
425,071,298
2.437
2.435
2.306
800,343,864
347,298,006
2.304
2.305
2.170
2.17%
-
4.50%
-
5.38%
-
5.74%
-
6.23%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
2.17%
4.03%
4.79%
Pulangan Tahunan Purata - Penanda Aras: Kadar
Deposit Tetap 12 Bulan Maybank Peringkat 1
Tempoh
Satu tahun
Tiga tahun
Lima tahun
3.15%
3.11%
2.92%
175
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Bond Fund
(Sejak Dimulakan)
PRUlink Bond Fund berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
%
195.00
195.00
175.00
175.00
155.00
155.00
135.00
135.00
115.00
115.00
95.00
95.00
75.00
75.00
55.00
55.00
35.00
35.00
15.00
15.00
(5.00)
(5.00)
Tarikh
PBF
12M MBB T1 FD Rate
176
PRUlink funds
Sorotan Kewangan
Pelaburan dalam PRUlink Equity Fund
PRUlink Bond Fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Tempoh
Satu tahun
Tiga tahun
Lima tahun
2013
%
2012
%
2011
%
2010
%
2009
%
70.05
29.95
100.00
70.76
29.24
100.00
62.95
37.05
100.00
73.92
26.08
100.00
71.30
28.70
100.00
1,818,991,966
556,020,850
3.271
3.272
2.949
1,652,592,952
546,638,110
3.023
3.023
2.748
1,463,691,529
529,277,449
2.765
2.806
2.533
1,339,546,299
501,044,275
2.674
2.677
2.261
1,070,426,887
466,787,194
2.293
2.294
1.737
8.21%
-
9.32%
-
3.44%
-
16.59%
-
29.36%
-
8.21%
6.96%
13.04%
Pulangan Tahunan Purata - Penanda Aras: 70% Indeks Top 100 FTSE
Bursa Malaysia (FBM100) + 30% Kadar Deposit Tetap 12 Bulan Maybank
Peringkat 1
Tempoh
Satu tahun
8.93%
Tiga tahun
6.32%
Lima tahun
12.78%
177
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Managed Fund
(Sejak Dimulakan)
PRUlink Managed Fund berbanding 70% FBM100 + 30% Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
%
240.00
240.00
220.00
220.00
200.00
200.00
180.00
180.00
160.00
160.00
140.00
140.00
120.00
120.00
100.00
100.00
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
(20.00)
(20.00)
Tarikh
PMF
178
PRUlink funds
Sorotan Kewangan
PRUlink Bond Fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Tempoh
Satu tahun
Tiga tahun
Lima tahun
2013
%
2012
%
2011
%
2010
%
2009
%
79.98
20.02
100.00
81.72
18.28
100.00
73.13
26.87
100.00
82.91
17.09
100.00
81.42
18.58
100.00
745,119,419
361,206,095
2.063
2.064
1.830
552,328,913
293,199,977
1.884
1.884
1.692
406,270,008
238,271,348
1.705
1.726
1.542
304,142,421
185,582,566
1.639
1.641
1.360
196,601,514
142,153,401
1.383
1.383
1.006
9.51%
-
10.48%
-
4.04%
-
18.50%
-
34.02%
-
9.51%
7.97%
14.86%
Pulangan Tahunan Purata - Penanda Aras: 80% Indeks Top 100 FTSE
Bursa Malaysia (FBM100) + 20% Kadar Deposit Tetap 12 Bulan Maybank
Peringkat 1
Tempoh
Satu tahun
9.75%
Tiga tahun
6.74%
Lima tahun
14.19%
179
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Managed Fund II
(Sejak Dimulakan)
PRUlink Managed Fund II berbanding 80% FBM100 + 20% Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
%
110.00
110.00
90.00
90.00
70.00
70.00
50.00
50.00
30.00
30.00
10.00
10.00
(10.00)
(10.00)
Tarikh
PMF2
180
PRUlink funds
Sorotan Kewangan
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
2010
%
2009
%
100.00
100.00
100.00
100.00
100.00
100.00
99.99
0.01
100.00
99.99
0.01
100.00
245,100,416
150,285,110
1.631
1.633
1.409
189,499,007
129,598,121
1.462
1.462
1.288
139,790,024
107,389,466
1.302
1.326
1.139
109,840,807
87,742,702
1.252
1.254
1.008
69,938,257
67,853,457
1.031
1.031
0.698
11.54%
-
12.33%
-
3.98%
-
21.45%
-
42.47%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
11.54%
9.22%
17.65%
Top 100 FTSE Bursa Malaysia (FBM100)
Tempoh
Satu tahun
Tiga tahun
Lima tahun
11.39%
7.56%
17.04%
181
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Golden Equity Fund
(Sejak Dimulakan)
PRUlink Golden Equity Fund berbanding Indeks FTSE Bursa Malaysia Top 100 (FBM100)
Perubahan % SD
%
%
75.00
75.00
65.00
65.00
55.00
55.00
45.00
45.00
35.00
35.00
25.00
25.00
15.00
15.00
5.00
5.00
(5.00)
(5.00)
(15.00)
(15.00)
(25.00)
(25.00)
(35.00)
(35.00)
(45.00)
(45.00)
Tarikh
PGE
FBM100
182
PRUlink funds
Sorotan Kewangan
2013
%
2012
%
2011
%
2010
%
2009
%
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
580,107,496
460,934,120
1.259
1.264
1.235
464,414,966
375,120,833
1.238
1.238
1.191
338,728,479
284,508,770
1.191
1.191
1.135
249,642,277
220,001,951
1.135
1.135
1.080
173,430,109
160,677,526
1.079
1.080
1.021
1.66%
-
3.99%
-
4.92%
-
5.13%
-
5.70%
-
Pelaburan dalam PRUlink Bond Fund
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Tempoh
Satu tahun
Tiga tahun
Lima tahun
1.66%
3.51%
4.27%
Tempoh
Satu tahun
Tiga tahun
Lima tahun
3.15%
3.11%
2.92%
183
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Golden Bond Fund
(Sejak Dimulakan)
PRUlink Golden Bond Fund berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
%
28.00
28.00
23.00
23.00
18.00
18.00
13.00
13.00
8.00
8.00
3.00
3.00
(2.00)
(2.00)
Tarikh
PGB
12M MBB T1 FD Rate
184
PRUlink funds
Sorotan Kewangan
Pelaburan dalam PRUlink Golden Equity Fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
21.49
78.51
100.00
20.35
79.65
100.00
101,580,240
97,345,581
1.044
1.044
1.002
70,327,049
69,836,327
1.007
1.007
0.991
3.62%
-
0.70%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
3.62%
tiada
tiada
Pulangan Tahunan Purata - Penanda Aras: 20% Indeks Top 100 FTSE Bursa Malaysia (FBM100)
+ 80% Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1
Tempoh
Satu tahun
Tiga tahun
Lima tahun
4.81%
tiada
tiada
185
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Golden Managed Fund
(Sejak Dimulakan)
PRUlink Golden Managed Fund berbanding 20% FTSE Bursa Malaysia 100 (FBM100) + 80% Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
%
8.00
8.00
7.00
7.00
6.00
6.00
5.00
5.00
4.00
4.00
3.00
3.00
2.00
2.00
1.00
1.00
0.00
0.00
(1.00)
(1.00)
Tarikh
PGM
20% FTSE & 80% 12M MBB T1 FD Rate
186
PRUlink funds
Sorotan Kewangan
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
100.00
100.00
100.00
100.00
100.00
100.00
1,477,243
966,581
1.528
1.530
1.320
931,052
679,485
1.370
1.370
1.207
468,705
384,238
1.220
1.243
1.067
11.54%
-
12.33%
-
3.98%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
11.54%
9.22%
tiada
Pulangan Tahunan Purata - Penanda Aras: Indeks Top 100 FTSE Bursa Malaysia (FBM100)
Tempoh
Satu tahun
Tiga tahun
Lima tahun
11.39%
7.56%
tiada
187
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Education Equity Fund
(Sejak Dimulakan)
PRUlink Education Equity Fund berbanding Indeks FTSE Bursa Malaysia Top 100 (FBM100)
Perubahan % SD
%
%
54.00
54.00
50.00
50.00
46.00
46.00
42.00
42.00
38.00
38.00
34.00
34.00
30.00
30.00
26.00
26.00
22.00
22.00
18.00
18.00
14.00
14.00
10.00
10.00
6.00
6.00
2.00
2.00
(2.00)
(2.00)
(6.00)
(6.00)
Tarikh
PEEF
FBM100
188
PRUlink funds
Sorotan Kewangan
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
2010
%
100.00
100.00
100.00
100.00
100.00
100.00
100.00
100.00
2,246,990
1,942,683
1.157
1.162
1.135
1,468,942
1,291,040
1.138
1.138
1.094
764,551
698,748
1.094
1.094
1.043
241,361
231,444
1.043
1.043
1.000
1.66%
-
3.99%
-
4.92%
-
4.92%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
1.66%
3.51%
tiada
Pulangan Tahunan Purata - Penanda Aras: Kadar Deposit Tetap 12 Bulan
Maybank Peringkat 1
Tempoh
Satu tahun
Tiga tahun
Lima tahun
3.15%
3.11%
tiada
189
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Education Bond Fund
(Sejak Dimulakan)
PRUlink Education Bond Fund berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
%
17.50
17.50
15.00
15.00
12.50
12.50
10.00
10.00
7.50
7.50
5.00
5.00
2.50
2.50
0.00
0.00
Tarikh
PEBF
12M MBB T1 FD Rate
190
PRUlink funds
Sorotan Kewangan
PRUlink Dana Unggul
Ekuiti
Automotif
Bahan Binaan
Konglomerat
Pembinaan
Barang Pengguna
Kewangan
Perusahaan
Insurans
Pembuatan
Media
Minyak & Gas
Perladangan
Kuasa
Harta
Perkhidmatan
Teknologi
Telekomunikasi
Pengangkutan
Air
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
2013
%
2012
%
2011
%
2010
%
2009
%
4.23
8.29
5.20
2.89
3.05
1.42
0.84
0.15
22.44
8.27
9.77
3.15
1.19
24.34
1.53
96.76
1.89
0.42
8.12
4.56
2.59
1.02
1.56
0.35
17.51
7.23
8.40
3.87
2.58
1.39
26.97
0.29
88.75
1.41
0.93
6.91
6.54
4.90
0.43
0.85
0.25
0.10
16.52
10.53
5.31
3.59
0.76
27.37
2.71
89.11
1.83
2.25
10.86
13.82
2.31
0.14
1.65
1.09
0.10
9.13
12.75
8.60
7.02
0.43
17.52
5.99
95.48
1.59
3.28
13.37
7.66
3.11
0.43
5.90
5.74
14.59
10.47
5.05
0.63
13.12
3.74
0.72
89.40
5.24
0.37
(2.37)
100.00
14.23
0.06
(3.04)
100.00
12.45
0.10
(1.66)
100.00
5.62
0.54
(1.64)
100.00
10.86
0.83
(1.09)
100.00
191
PRUlink funds
Sorotan Kewangan
PRUlink Dana Unggul
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
2010
%
2009
%
728,190,576
212,971,620
3.419
3.429
2.805
595,058,804
202,181,530
2.943
2.943
2.529
476,257,918
186,266,558
2.557
2.557
2.199
404,622,738
170,971,017
2.367
2.384
1.950
299,136,664
149,279,613
2.004
2.004
1.432
16.17%
-
15.11%
-
8.04%
-
18.10%
-
38.82%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
16.17%
13.04%
18.82%
Emas Syariah FTSE Bursa Malaysia (FBMSHA)
Tempoh
Satu tahun
Tiga tahun
Lima tahun
13.29%
9.07%
17.01%
192
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Dana Unggul
(Sejak Dimulakan)
PRUlink Dana Unggul berbanding Indeks FTSE - Bursa Malaysia Emas Shariah (FBMSHA)
Perubahan % SD
%
%
260.00
260.00
240.00
240.00
220.00
220.00
200.00
200.00
180.00
180.00
160.00
160.00
140.00
140.00
120.00
120.00
100.00
100.00
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
(20.00)
(20.00)
(40.00)
(40.00)
Tarikh
PDU
FBMSHA
193
PRUlink funds
Sorotan Kewangan
PRUlink Dana Aman
- Bon / Sekuriti Korporat
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
2010
%
2009
%
99.01
1.25
1.10
(1.36)
100.00
99.89
1.32
1.05
(2.26)
100.00
83.55
16.58
0.70
(0.83)
100.00
89.45
10.44
0.68
(0.57)
100.00
94.05
5.96
0.83
(0.84)
100.00
96,074,541
46,759,279
2.055
2.084
2.026
82,705,425
40,727,934
2.031
2.031
1.928
81,094,201
42,065,657
1.928
1.928
1.833
56,965,611
31,048,484
1.835
1.833
1.733
47,311,574
27,305,889
1.733
1.733
1.641
1.18%
-
5.34%
-
5.07%
-
5.89%
-
5.59%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
1.18%
3.88%
4.60%
Tempoh
Satu tahun
Tiga tahun
Lima tahun
3.15%
3.11%
2.92%
194
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Dana Aman
(Sejak Dimulakan)
PRUlink Dana Aman berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
%
120.00
120.00
100.00
100.00
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
Tarikh
PDA
12M MBB T1 FD Rate
195
PRUlink funds
Sorotan Kewangan
PRUlink Dana Urus
Pelaburan dalam PRUlink Dana Unggul
PRUlink Dana Aman
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
2010
%
2009
%
70.36
29.64
100.00
70.60
29.40
100.00
63.27
36.73
100.00
72.89
27.11
100.00
70.79
29.21
100.00
150,251,177
52,024,160
2.888
2.891
2.518
134,348,503
51,660,963
2.601
2.601
2.315
120,239,674
51,583,253
2.331
2.331
2.111
107,985,913
49,146,556
2.197
2.208
1.898
85,955,032
44,672,569
1.924
1.924
1.512
11.06%
-
11.57%
-
6.09%
-
14.19%
-
26.72%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
11.06%
9.54%
13.72%
Pulangan Tahunan Purata - Penanda Aras:
70% Indeks Syariah Emas FTSE Bursa Malaysia
(FBMSHA) + 30% Kadar Deposit Tetap 12 Bulan
Maybank Peringkat 1
Tempoh
Satu tahun
Tiga tahun
Lima tahun
10.25%
7.38%
12.77%
196
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Dana Urus
(Sejak Dimulakan)
PRUlink Dana Urus berbanding 7
0% FBMSHA + 30% Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
%
200.00
200.00
180.00
180.00
160.00
160.00
140.00
140.00
120.00
120.00
100.00
100.00
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
(20.00)
(20.00)
(40.00)
(40.00)
Tarikh
PDUrus
197
PRUlink funds
Sorotan Kewangan
PRUlink Dana Aman
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Tempoh
Satu tahun
Tiga tahun
Lima tahun
2013
%
2012
%
2011
%
2010
%
2009
%
80.43
19.57
100.00
81.80
18.20
100.00
73.21
26.79
100.00
82.25
17.75
100.00
81.12
18.88
100.00
66,493,529
31,261,133
2.127
2.131
1.814
46,916,549
24,903,350
1.884
1.884
1.655
34,271,843
20,542,873
1.668
1.668
1.490
23,580,782
15,168,477
1.555
1.563
1.319
14,623,273
10,892,035
1.343
1.343
1.018
12.90%
-
12.93%
-
7.31%
-
15.79%
-
31.10%
-
12.90%
11.02%
15.74%
Pulangan Tahunan Purata - Penanda Aras: 80% Indeks Syariah Emas FTSEBursa Malaysia (FBMSHA) + 20% Kadar Deposit Tetap 12 Bulan Maybank
Peringkat 1
Tempoh
Satu tahun
11.26%
Tiga tahun
7.96%
Lima tahun
14.18%
198
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Dana Urus II
(Sejak Dimulakan)
PRUlink Dana Urus II berbanding. 80% FBMSHA + 20% Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
%
120.00
120.00
100.00
100.00
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
(20.00)
(20.00)
Tarikh
PDUrus2
199
PRUlink funds
Sorotan Kewangan
Pelaburan dalam Asian Equity Fund
Asian Bond Fund
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Tempoh
Satu tahun
Tiga tahun
Lima tahun
2013
%
2012
%
2011
%
2010
%
2009
%
72.34
30.74
0.06
(3.14)
100.00
72.22
30.54
0.19
0.25
(3.20)
100.00
63.80
36.51
1.00
(1.31)
100.00
75.43
28.16
0.23
(3.82)
100.00
73.04
31.35
0.15
0.01
(4.55)
100.00
185,240,816
140,282,547
1.320
1.325
1.171
194,409,461
150,889,257
1.288
1.290
1.134
193,768,310
170,529,096
1.136
1.307
1.064
241,982,226
187,961,255
1.287
1.311
1.098
263,042,900
213,629,811
1.231
1.231
0.738
2.49%
-
13.39%
-
(11.74%)
-
4.56%
-
58.30%
-
2.49%
0.79%
11.17%
Pulangan Tahunan Purata - Penanda Aras: 70% Indeks MSCI Asia Kecuali
Jepun + 30% Indeks JP Morgan Asia Credit
Tempoh
Satu tahun
9.27%
Tiga tahun
5.16%
Lima tahun
14.08%
200
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Asia Managed Fund
(Sejak Dimulakan)
PRUlink Asia Managed Fund berbanding 70% Indeks MSCI Asia Ex-Japan + 30% Indeks JP Morgan Asia Credit
Perubahan % SD
%
%
80.00
80.00
60.00
60.00
40.00
40.00
20.00
20.00
0.00
0.00
(20.00)
(20.00)
(40.00)
(40.00)
Tarikh
AMF
70% MSCI & 30% JP MORGAN
201
PRUlink funds
Sorotan Kewangan
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember Pecahan Mata Wang
Baht Thai
Dolar Hong Kong
Rupee India
Rupiah Indonesia
Ringgit Malaysia
Dolar Baru Taiwan
Peso Filipina
Dolar Singapura
Dolar AS
Won Korea
Tunai dan Kesetaraan Tunai
Jumlah
Kategori
Ekuiti
Pengiklanan
Pertanian
Auto - Alat Ganti Auto
Automobil & Komponen
Pengeluar Auto
Bank
Minuman
Kilang Arak & Riadah & Hotel
Bangunan & Pembinaan
Bahan Binaan
Kimia & Farmaseutikal
Arang Batu
ASIAN EQUITY FUND
2013
%
2012
%
2011
%
2010
%
2009
%
3.28
37.05
9.80
3.42
2.38
11.25
1.13
7.33
1.82
20.79
1.75
100.00
2.74
36.16
8.42
4.95
2.79
12.61
1.26
6.84
2.20
21.08
0.95
100.00
2.68
35.54
10.22
3.72
3.88
13.89
0.48
5.73
1.50
20.92
1.44
100.00
2.95
34.09
12.65
3.24
3.27
14.28
0.88
5.02
2.33
20.80
0.49
100.00
2.99
35.51
12.92
4.32
2.22
15.01
1.19
4.79
3.18
15.36
2.52
100.00
2013
%
2012
%
2011
%
2010
%
-
2009
%
1.49
1.73
4.95
20.92
0.79
1.62
1.56
1.41
1.18
1.32
3.55
17.89
0.51
5.68
2.68
1.77
1.36
16.58
2.37
2.45
1.69
2.41
0.81
2.25
3.51
-
1.04
1.38
1.63
1.33
-
202
PRUlink funds
Sorotan Kewangan
Jadual Prestasi Perbandingan Bagi Tahun Kewangan Berakhir 31 Disember
Kategori
Ekuiti
Khidmat Perdagangan
Komputer & Perisian
Pengedaran / Borong
Khidmat Kewangan Terpelbagai
Operasi Terpelbagai
Elektrik
Elektronik
Peralatan Elektronik & Elektrik
Tenaga
Kejuruteraan
Ekuiti
Industri Ekstraktif
Kewangan
Makanan
Makanan & Tekstil & Pakaian
Penjagaan Kesihatan
Syarikat Pemegangan - Terpelbagai
Insurans
Pelaburan
Besi / Keluli
Penginapan
Pembuatan
Bahan
Media & Penerbitan
Perlombongan
Minyak & Gas
Farmaseutikal
ASIAN EQUITY FUND
2013
%
2012
%
2011
%
2010
%
2009
%
2.17
0.7500
6.3300
2.2500
3.4700
1.3000
1.24
3.55
5.84
1.32
0.64
1.73
1.23
6.95
0.53
2.3900
0.7800
6.9100
7.32
2.03
0.72
0.45
2.72
2.60
2.01
1.56
3.14
1.29
2.34
4.90
6.66
7.09
5.53
0.68
0.92
4.88
2.23
2.30
2.12
1.00
1.34
4.14
1.25
0.69
8.17
1.99
9.84
8.76
5.29
3.93
5.39
16.59
1.94
0.77
3.40
5.83
1.05
-
1.19
4.73
3.11
13.41
9.22
2.14
3.36
4.56
20.33
1.36
2.26
2.44
3.41
1.67
-
203
PRUlink funds
Sorotan Kewangan
Kategori
Ekuiti
Harta
Utiliti Awam
Harta Tanah
Dana Amanah Pelaburan Harta Tanah (REIT)
Runcit
Semikonduktor
Pembinaan Kapal
Telekomunikasi
Tembakau
Pengangkutan & Telekomunikasi
Pengangkutan
Waran
Lain-lain
Jumlah
ASIAN EQUITY FUND
2013
%
2012
%
2011
%
2010
%
2009
%
6.79
2.21
11.75
4.45
0.69
98.25
1.75
100.00
7.73
4.43
12.14
0.88
4.23
1.50
99.05
0.95
100.00
4.81
0.89
2.58
8.49
7.37
0.82
98.56
1.44
100.00
1.65
3.04
3.59
2.06
1.10
5.44
0.01
99.51
0.49
100.00
3.50
2.62
3.65
2.04
2.86
4.23
97.48
2.52
100.00
Nota: Asian Equity Fund diuruskan oleh Eastspring Investments (Singapore) Limited.
204
PRUlink funds
Sorotan Kewangan
Pecahan Mata Wang
Yuan Renminbi China
Dolar Hong Kong
Rupee India
Rupiah Indonesia
Ringgit Malaysia
Peso Filipina
Dolar Singapura
Dolar AS
Jumlah
Kategori
Bon Korporat
Bon Kerajaan
Bil Perbendaharaan
Berkaitan Gadai Janji
Deposit Bertempoh
Jumlah
ASIAN BOND FUND
2013
%
2012
%
2011
%
2010
%
2009
%
1.81
0.12
0.12
0.52
91.84
5.59
100.00
1.03
0.67
0.29
0.90
90.91
6.20
100.00
0.52
0.22
0.50
91.55
7.21
100.00
0.11
0.32
0.88
95.67
3.02
100.00
0.39
99.61
100.00
2013
%
2012
%
2011
%
2010
%
2009
%
80.07
14.34
5.59
100.00
73.82
19.68
0.30
6.20
100.00
62.82
29.75
0.22
7.21
100.00
68.22
28.38
0.38
3.02
100.00
72.49
21.53
0.76
2.81
2.41
100.00
Nota: Asian Bond Fund diuruskan oleh Eastspring Investments (Singapore) Limited.
205
PRUlink funds
Sorotan Kewangan
Kategori
Pelaburan dalam Asian Property Securities Fund
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
2010
%
2009
%
102.19
(2.19)
100.00
102.41
0.04
(2.45)
100.00
101.02
0.05
(1.07)
100.00
102.15
0.01
0.23
(2.39)
100.00
99.10
2.64
0.87
(2.61)
100.00
20,801,724
20,007,531
1.040
1.180
1.009
21,306,567
20,342,537
1.047
1.057
0.784
17,797,686
22,700,787
0.784
0.844
0.745
21,375,315
26,038,145
0.821
0.817
0.667
18,951,577
25,867,661
0.733
0.740
0.436
(0.73%)
-
33.59%
-
(4.50%)
-
12.05%
-
34.42%
-
Tempoh
Satu tahun
Tiga tahun
(0.73%)
8.35%
Lima tahun
13.79%
Pulangan Tahunan Purata GPR - Indeks Hartanah Khas Asia Pasifik (kecuali Jepun)
Tempoh
Satu tahun
Tiga tahun
Lima tahun
(0.81%)
8.03%
11.59%
206
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Asia Property Securities Fund
(Sejak Dimulakan)
PRUlink Asia Property Securities Fund berbanding GPR - Indeks Hartanah Khas Asia Pasifik (kecuali Jepun)
Perubahan % SD
%
%
40.00
40.00
30.00
30.00
20.00
20.00
10.00
10.00
0.00
0.00
(10.00)
(10.00)
(20.00)
(20.00)
(30.00)
(30.00)
(40.00)
(40.00)
(50.00)
(50.00)
(60.00)
(60.00)
Tarikh
APSF
GPR
207
PRUlink funds
Sorotan Kewangan
Pecahan Mata Wang
Dolar Australia
Baht Thai
Dolar Hong Kong
Ringgit Malaysia
Dolar Singapura
Yen Jepun
Rupiah Indonesia
Peso Filipina
Dolar AS
Jumlah
Kategori
Ekuiti:
Operasi Terpelbagai
Kejuruteraan & Pembinaan
Ekuiti
Kewangan
Syarikat Pemegangan-Terpelbagai
Pembina Rumah
Amanah Pelaburan
Harta
Harta Tanah
Runcit
Dana Tertutup
Dana Mutual
Jumlah
ASIAN PROPERTY SECURITIES FUND
2013
%
2012
%
2011
%
2010
%
2009
%
27.43
1.65
29.27
27.55
0.83
4.83
4.33
2.28
1.83
100.00
27.49
5.10
25.29
1.47
27.43
0.82
6.28
4.33
1.79
100.00
40.52
1.94
19.30
2.45
12.80
17.27
1.57
1.40
2.75
100.00
42.19
1.47
9.38
4.65
19.33
20.13
1.33
1.52
100.00
41.21
1.19
14.49
5.66
18.64
15.30
3.51
100.00
2013
%
2012
%
2011
%
2010
%
2009
%
1.00
1.65
51.57
43.95
1.83
100.00
2.93
45.65
47.46
2.17
1.79
100.00
1.89
18.29
75.13
1.94
2.75
100.00
-
1.44
9.22
1.12
83.24
4.61
0.29
1.52
100.00
1.18
0.98
91.75
1.14
3.51
100.00
Nota: Asian Property Securities Fund diuruskan oleh Eastspring Investments (Singapore) Limited.
208
PRUlink funds
Sorotan Kewangan
Kategori
2013
%
2012
%
2011
%
2010
%
2009
%
100.80
0.09
(0.89)
100.00
104.52
0.12
(4.64)
100.00
101.72
0.11
(1.83)
100.00
102.18
0.11
(2.29)
100.00
213.79
0.11
(113.90)
100.00
7,932,219
5,659,708
1.402
1.459
1.369
7,952,237
5,587,652
1.423
1.423
1.332
6,825,378
5,089,125
1.341
1.353
1.235
3,520,349
2,798,666
1.258
1.293
1.211
1,316,521
1,083,184
1.215
1.221
1.002
- Pertumbuhan Modal
- Agihan Pendapatan
(1.52%)
-
6.11%
-
6.62%
-
3.49%
-
17.72%
-
Tempoh
Satu tahun
(1.52%)
Tiga tahun
3.61%
Lima tahun
6.30%
GPR - Indeks Hartanah Khas Asia Pasifik (kecuali Jepun)
Tempoh
Satu tahun
Tiga tahun
Lima tahun
(0.66%)
4.03%
4.02%
Pelaburan dalam Asian Local Bond Fund
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
209
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Asia Local Bond Fund
(Sejak Dimulakan)
PRUlink Asia Local Bond Fund berbanding Indeks Komposit Khas HSBC
Perubahan % SD
50.00
50.00
45.00
45.00
40.00
40.00
35.00
35.00
30.00
30.00
25.00
25.00
20.00
20.00
15.00
15.00
10.00
10.00
5.00
5.00
0.00
0.00
(5.00)
(5.00)
Tarikh
ALBF
HSBC
210
PRUlink funds
Sorotan Kewangan
ASIAN LOCAL BOND FUND
Pecahan Mata Wang
2013
%
2012
%
2011
%
2010
%
2009
%
Ringgit Malaysia
Dolar Singapura
Dolar AS
Dolar Hong Kong
Peso Filipina
Taiwan Dollar
Baht Thai
10.82
16.95
8.34
4.43
6.41
-
11.13
17.46
4.47
6.26
7.13
-
9.31
17.24
7.77
10.66
6.22
-
9.74
16.75
7.82
10.50
4.55
8.91
9.12
15.37
6.92
11.59
5.40
9.61
8.73
11.49
17.96
0.66
8.00
6.21
100.00
6.56
13.44
19.78
0.40
8.72
4.65
7.43
12.76
18.96
0.45
5.18
4.02
7.09
12.09
18.69
0.03
3.83
5.65
12.19
20.09
4.06
100.00
100.00
100.00
100.00
2013
%
2012
%
2011
%
2010
%
2009
%
26.68
66.64
28.78
28.54
26.06
25.30
65.99
66.26
69.86
70.63
0.36
-
0.90
-
-
-
0.58
-
-
-
3.96
-
0.45
0.01
2.14
-
0.28
-
0.25
-
-
Rupiah Indonesia
Won Korea
Yuan Renminbi China
Rupee India
Jumlah
Kategori
Bon Korporat
Bon Kerajaan
Bon Boleh Tukar
Bil Perbendaharaan
SWAP Keingkaran Kredit
SWAP Kadar Faedah
Deposit Bertempoh
Berkaitan Gadai Janji
Sijil Deposit
0.08
Niaga Hadapan
0.03
-
-
-
-
2.25
2.05
4.02
3.83
4.06
100.00
100.00
100.00
100.00
100.00
Jumlah
Nota: Asian Local Bond Fund diuruskan oleh Eastspring Investments (Singapore) Limited (dahulunya dikenali sebagai Prudential Asset Management (Singapore) Limited).
211
PRUlink funds
Sorotan Kewangan
Kategori
2013
%
2012
%
2011
%
2010
%
2009
%
102.24
0.08
(2.32)
100.00
107.30
0.14
(7.44)
100.00
101.69
0.06
(1.75)
100.00
104.66
0.03
(4.69)
100.00
98.97
1.30
1.20
(1.47)
100.00
16,349,222
17,523,576
24,262,751
44,898,469
Unit dalam Edaran
NAB Seunit (RM)
11,602,152
1.409
1.414
14,530,098
1.206
22,010,863
1.102
33,294,895
28,676,558
1.161
Jumlah Pulangan (+)
1.206
1.214
1.093
1.200
1.023
1.187
1.050
1.200
1.062
9.41%
-
(5.06%)
(2.14%)
12.44%
-
-
-
Pelaburan dalam Global Market Navigator Fund
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
- Pertumbuhan Modal
- Agihan Pendapatan
Tempoh
Satu tahun
16.84%
-
37,842,238
1.186
16.84%
Tiga tahun
6.59%
Lima tahun
5.96%
Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1
Tempoh
Satu tahun
3.15%
Tiga tahun
3.11%
Lima tahun
2.92%
212
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Global Market Navigator Fund
(Sejak Dimulakan)
PRUlink Global Market Navigator Fund berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
42.00
40.00
38.00
36.00
34.00
32.00
30.00
28.00
26.00
24.00
22.00
20.00
18.00
16.00
14.00
12.00
10.00
8.00
6.00
4.00
2.00
0.00
%
42.00
40.00
38.00
36.00
34.00
32.00
30.00
28.00
26.00
24.00
22.00
20.00
18.00
16.00
14.00
12.00
10.00
8.00
6.00
4.00
2.00
0.00
Tarikh
GMNF
12M MBB T1 FD Rate
213
PRUlink funds
Sorotan Kewangan
Pecahan Mata Wang
Dolar Australia
Real Brazil
Pound British
Euro
Rupiah Indonesia
Yen Jepun
Won Korea
Ringgit Malaysia
Peso Mexico
Peso Filipina
Dolar Singapura
Lira Turki
Dolar AS
Dong Vietnam
Jumlah
Kategori
Ekuiti
Dana Dagangan Bursa
Niaga Hadapan
Bon Kerajaan
Gilt Kerajaan
Amanah Pelaburan
Dana Mutual
Deposit Bertempoh
Bil Perbendaharaan
Bon Perbendaharaan
Jumlah
GLOBAL MARKET NAVIGATOR FUND
2013
%
2012
%
2011
%
2010
%
2009
%
54.55
0.24
4.66
28.68
2.08
9.79
100.00
37.62
0.04
0.07
3.95
44.85
2.21
11.26
100.00
16.27
4.72
5.26
3.01
3.03
2.89
40.25
24.57
100.00
(0.02)
10.35
(0.40)
0.07
5.38
6.20
25.93
52.49
100.00
4.57
5.18
3.19
4.90
7.72
5.67
5.93
3.20
37.57
22.06
100.00
%
%
%
%
%
0.24
13.58
71.57
2.99
4.82
6.80
100.00
0.06
6.16
75.52
7.00
11.26
100.00
0.08
21.91
46.03
7.41
24.57
100.00
2.00
(0.10)
11.58
4.11
29.92
52.49
100.00
18.75
7.75
36.45
5.18
9.81
22.06
100.00
Nota: Global Market Navigator Fund diuruskan oleh Eastspring Investments (Singapore) Limited.
214
PRUlink funds
Sorotan Kewangan
Kategori
Pelaburan dalam Dragon Peacock Fund
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Tempoh
Satu tahun
Tiga tahun
Lima tahun
Pulangan Tahunan Purata-Penanda Aras: 50% Indeks MSCI China & 50%
Indeks MSCI India
Tempoh
Satu tahun
Tiga tahun
Lima tahun
2013
%
2012
%
2011
%
2010
%
100.80
0.06
(0.86)
100.00
103.20
0.10
(3.30)
100.00
99.15
1.18
0.82
(1.15)
100.00
100.00
2.29
0.29
(2.58)
100.00
33,089,246
33,097,899
1.000
31,108,083
32,551,066
0.956
23,965,651
29,206,015
0.821
24,799,116
22,632,337
1.096
1.002
0.846
0.956
0.793
1.136
0.799
1.192
0.940
4.61%
-
16.46%
-
(25.11%)
9.57%
-
-
4.61%
(3.01%)
tiada
7.81%
(0.90%)
tiada
215
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Dragon Peacock Fund
(Sejak Dimulakan)
PRUlink Dragon Peacock Fund berbanding Indeks 1 50% MSCI China & 50% MSCI India
Perubahan % SD
%
%
30.00
30.00
25.00
25.00
20.00
20.00
15.00
15.00
10.00
10.00
5.00
5.00
0.00
0.00
(5.00)
(5.00)
(10.00)
(10.00)
(15.00)
(15.00)
(20.00)
(20.00)
(25.00)
(25.00)
(30.00)
(30.00)
Tarikh
PDPF
50% MSCI China & 50% MSCI India Index
216
PRUlink funds
Sorotan Kewangan
Pecahan Mata Wang
DRAGON PEACOCK FUND
2013
%
2012
%
2011
%
2010
%
49.06
48.47
2.47
100.00
50.19
46.82
1.99
1.00
100.00
48.69
47.24
3.48
0.59
100.00
43.70
47.17
5.19
3.94
100.00
Kategori
2013
%
2012
%
2011
%
2010
%
Pengiklanan
Ruang Angkasa & Pengangkutan Udara
Operasi Pertanian
Auto - Alat Ganti Auto
Pengeluar Auto
Bank
Bahan Binaan
Arang Batu
Khidmat Perdagangan
Komputer & Perisian
Kosmetik / Penjagaan Diri
Elektrik
Peralatan Elektronik & Elektrik
Tenaga
Ekuiti
Industri Ekstraktif
Kewangan
2.80
7.62
18.86
1.08
7.60
1.97
11.77
4.58
1.55
2.51
-
1.99
2.45
7.60
19.09
1.48
7.19
2.53
6.60
2.43
5.84
1.67
0.93
-
1.87
1.88
4.04
20.16
2.51
5.61
2.76
0.75
8.80
2.54
4.91
1.68
-
2.14
1.23
5.11
1.68
4.89
11.08
2.27
14.15
5.83
5.28
22.04
Dolar Hong Kong
Rupee India
Dolar AS
Jumlah
217
PRUlink funds
Sorotan Kewangan
DRAGON PEACOCK FUND
Kategori
2013
%
2012
%
2011
%
2010
%
Makanan
Keluaran Hutan & Kertas
Gas
Insurans
Internet
Besi/Keluli
Pembuatan
Pelbagai Pembuatan
Media
Perlombongan
Minyak & Gas
Harta
Harta Tanah
Runcit
Telekomunikasi
Pengangkutan
2.32
3.29
0.96
1.33
0.92
1.13
1.27
13.06
4.04
1.44
6.71
0.72
-
0.81
0.44
0.27
4.63
1.32
1.14
1.18
1.55
12.51
3.99
4.29
6.51
0.56
-
1.59
0.24
4.00
1.61
1.19
0.90
1.26
2.35
13.90
3.18
0.77
10.41
0.50
-
2.45
4.28
1.17
1.72
2.83
4.14
3.77
2.47
1.00
0.59
3.94
100.00
100.00
100.00
100.00
Jumlah
Nota: Dragon Peacock Fund diuruskan oleh Eastspring Investments (Singapore) Limited dan disuburus oleh Eastspring Investments (HK) Limited.
218
PRUlink funds
Sorotan Kewangan
Kategori
2013
%
2012
%
2011
%
2010
%
98.71
1.67
1.43
(1.81)
100.00
99.69
0.47
(0.16)
100.00
98.90
3.44
1.07
(3.41)
100.00
97.58
4.54
2.37
(4.49)
100.00
19,529,158
19,487,798
1.002
1.020
0.875
15,477,304
15,615,933
0.991
0.992
0.853
11,775,825
13,741,239
0.857
1.078
0.789
7,215,048
6,793,498
1.062
1.075
0.999
- Pertumbuhan Modal
- Agihan Pendapatan
1.11%
-
15.65%
-
(19.31%)
-
6.21%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
1.11%
(1.88%)
tiada
Pulangan Tahunan Purata - Penanda Aras: Indeks MSCI Asia Kecuali Jepun
Tempoh
Satu tahun
Tiga tahun
Lima tahun
10.77%
3.79%
tiada
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
219
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Asia Equity Fund
(Sejak Dimulakan)
PRUlink Asia Equity Fund berbanding Indeks MSCI Asia Ex-Japan
Perubahan % SD
%
34.00
32.00
30.00
28.00
26.00
24.00
22.00
20.00
18.00
16.00
14.00
12.00
10.00
8.00
6.00
4.00
2.00
0.00
(2.00)
(4.00)
(6.00)
(8.00)
(10.00)
(12.00)
(14.00)
(16.00)
(18.00)
(20.00)
%
34.00
32.00
30.00
28.00
26.00
24.00
22.00
20.00
18.00
16.00
14.00
12.00
10.00
8.00
6.00
4.00
2.00
0.00
(2.00)
(4.00)
(6.00)
(8.00)
(10.00)
(12.00)
(14.00)
(16.00)
(18.00)
(20.00)
Tarikh
PAEF
MSCI Asia Ex-Japan Index
220
PRUlink funds
Sorotan Kewangan
Pecahan Mata Wang
Baht Thai
Dolar Hong Kong
Rupee India
Rupiah Indonesia
Ringgit Malaysia
Dolar Baru Taiwan
Peso Filipina
Dolar Singapura
Dolar AS
Won Korea
Jumlah
Kategori
Ekuiti
Pengiklanan
Pertanian
Auto - Alat Ganti & Peralatan Auto
Automobil & Komponen
Pengeluar Auto
Bank
Minuman
ASIAN EQUITY FUND
2013
%
2012
%
2011
%
2010
%
3.28
37.05
9.80
3.42
2.38
11.25
1.13
7.33
1.82
20.79
1.75
100.00
2.74
36.16
8.42
4.95
2.79
12.61
1.26
6.84
2.20
21.08
0.95
100.00
2.68
35.54
10.22
3.72
3.88
13.89
0.48
5.73
1.50
20.92
1.44
100.00
2.95
34.09
12.65
3.24
3.27
14.28
0.88
5.02
2.33
20.80
0.49
100.00
2013
%
2012
%
2011
%
2010
%
1.49
1.73
4.95
20.92
0.79
-
1.41
1.18
1.32
3.55
17.89
-
1.77
1.36
16.58
-
2.41
0.81
2.25
221
PRUlink funds
Sorotan Kewangan
ASIAN EQUITY FUND
Kategori
2013
%
2012
%
2011
%
2010
%
Bahan Binaan
1.62
0.51
5.68
2.37
2.45
-
Arang Batu
Khidmat Perdagangan
Komputer & Perisian
Pengedaran / Borong
Operasi Terpelbagai
Elektrik
Elektronik
Komponen & Peralatan Elektronik
Ekuiti
Industri Ekstraktif
Kewangan
Makanan & Tekstil & Pakaian
Penjagaan Kesihatan
Insurans
1.56
2.17
0.75
6.33
2.25
3.47
1.30
1.24
3.55
5.84
1.32
2.68
2.39
0.78
6.91
7.32
2.03
0.72
0.45
2.72
2.60
1.69
2.34
4.90
6.66
7.09
5.53
0.68
0.92
4.88
Syarikat Pelaburan
Besi / Keluli
0.64
1.73
Penginapan
Pembuatan
Perlombongan
Minyak & Gas
Farmaseutikal
Harta
Harta Tanah
1.23
6.95
0.53
6.79
-
2.23
-
2.01
1.56
3.14
1.29
7.73
2.30
2.12
1.00
1.34
4.14
1.25
4.81
3.51
0.69
8.17
1.99
9.84
5.29
3.93
5.39
16.59
1.94
0.77
3.40
5.83
1.05
1.65
3.04
222
PRUlink funds
Sorotan Kewangan
ASIAN EQUITY FUND
Kategori
2013
%
2012
%
2011
%
2010
%
Runcit
2.21
4.43
0.89
2.58
-
11.75
4.45
0.69
98.25
12.14
0.88
4.23
1.50
99.05
8.49
7.37
0.82
98.56
3.59
2.06
1.10
5.44
0.01
99.51
1.75
100.00
0.95
100.00
1.44
100.00
0.49
100.00
Semikonduktor
Pembinaan Kapal
Telekomunikasi
Pengangkutan
Waran
Jumlah
Nota: Asian Equity Fund diuruskan oleh Eastspring Investments (Singapore) Limited.
223
PRUlink funds
Sorotan Kewangan
Kategori
Pelaburan dalam Produk Berstruktur
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
2013
%
2012
%
2011
%
2010
%
100.05
0.14
(0.19)
100.00
100.13
0.04
(0.17)
100.00
99.95
0.04
0.05
(0.04)
100.00
100.00
100.00
(100.00)
100.00
32,948,878
33,825,000
0.974
48,767,555
50,055,000
0.974
47,752,090
50,055,000
0.954
48,052,800
50,055,000
0.960
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
0.988
0.956
0.976
0.952
0.980
0.946
0.960
0.960
(0.02%)
-
2.13%
-
(0.63%)
-
0.00%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
(0.02%)
0.49%
tiada
224
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink MyOptimizer Fund
(Sejak Dimulakan)
Perubahan % SD
%
3.00
2.50
2.00
1.50
1.00
0.50
0.00
(0.50)
(1.00)
(1.50)
(2.00)
Tarikh
225
PRUlink funds
Sorotan Kewangan
Kategori
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
2013
%
2012
%
2011
%
100.04
0.49
(0.53)
100.00
99.77
0.46
0.23
(0.46)
100.00
100.13
(0.13)
100.00
50,909,560
52,218,980
55,664,000
54,379,572
52,585,000
0.968
0.968
0.938
- Agihan Pendapatan
3.20%
-
Tempoh
Satu tahun
3.20%
Tiga tahun
Lima tahun
0.938
0.983
0.934
55,664,000
0.977
0.977
0.953
(3.97%)
1.50%
-
-
0.19%
tiada
226
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Commodity Allocator Fund
(Sejak Dimulakan)
Perubahan % SD
%
3.00
2.50
2.00
1.50
1.00
0.50
0.00
(0.50)
(1.00)
(1.50)
(2.00)
(2.50)
(3.00)
Tarikh
227
PRUlink funds
Sorotan Kewangan
Kategori
2013
%
2012
%
2011
%
99.95
0.56
0.04
(0.55)
100.16
(0.16)
100.00
100.28
(0.28)
100.00
100.00
8,263,345
8,603,000
0.961
1.004
8,682,463
8,705,000
0.997
0.997
8,554,645
8,705,000
0.983
0.983
0.946
0.974
0.964
- Pertumbuhan Modal
- Agihan Pendapatan
(3.70%)
-
1.49%
-
1.84%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
(3.70%)
(0.16%)
tiada
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
228
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Commodity Allocator II Fund
(Sejak Dimulakan)
Perubahan % SD
%
4.00
3.50
3.00
2.50
2.00
1.50
1.00
0.50
0.00
(0.50)
(1.00)
(1.50)
(2.00)
Tarikh
229
PRUlink funds
Sorotan Kewangan
Kategori
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
Tempoh
Satu tahun
Tiga tahun
Lima tahun
2013
%
2012
%
2011
%
99.83
0.39
0.18
(0.40)
100.00
99.71
0.38
0.30
(0.39)
100.00
99.81
0.19
100.00
4,243,677
4,577,040
0.927
1.002
0.913
4,338,542
4,736,153
0.916
0.950
0.913
2,382,787
2,550,290
0.934
1.000
0.929
1.21%
-
(1.96%)
-
(6.57%)
-
1.21%
(1.24%)
tiada
230
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Dyna Growth I Fund
(Sejak Dimulakan)
Perubahan % SD
%
1.00
0.00
(1.00)
(2.00)
(3.00)
(4.00)
(5.00)
(6.00)
(7.00)
(8.00)
(9.00)
(10.00)
Tarikh
231
PRUlink funds
Sorotan Kewangan
Kategori
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Jumlah Nilai Aset Tetap( RM)
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
99.75
0.45
0.27
(0.47)
100.00
99.53
0.44
0.49
(0.46)
100.00
99.69
0.31
100.00
4,326,134
4,864,252
0.889
1.018
0.865
4,369,558
5,026,421
0.869
0.923
0.864
2,424,589
2,702,908
0.897
1.000
0.888
2.31%
-
(3.09%)
-
(10.30%)
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
2.31%
(2.60%)
tiada
232
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Dyna Growth II Fund
(Sejak Dimulakan)
Perubahan % SD
%
2.00
1.00
0.00
(1.00)
(2.00)
(3.00)
(4.00)
(5.00)
(6.00)
(7.00)
(8.00)
(9.00)
(10.00)
(11.00)
(12.00)
(13.00)
(14.00)
Tarikh
233
PRUlink funds
Sorotan Kewangan
Kategori
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
99.41
1.68
0.66
(1.75)
100.00
99.08
1.74
0.92
(1.74)
100.00
99.23
0.77
100.00
183,079
210,235
0.871
1.039
0.837
176,868
210,235
0.841
0.909
0.834
128,050
146,146
0.876
1.000
0.865
3.51%
-
(3.98%)
-
(12.38%)
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
3.51%
(4.51%)
tiada
234
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Dyna Growth III Fund
(Sejak Dimulakan)
Perubahan % SD
%
4.00
3.00
2.00
1.00
0.00
(1.00)
(2.00)
(3.00)
(4.00)
(5.00)
(6.00)
(7.00)
(8.00)
(9.00)
(10.00)
(11.00)
(12.00)
(13.00)
(14.00)
(15.00)
(16.00)
(17.00)
(18.00)
Tarikh
235
PRUlink funds
Sorotan Kewangan
Kategori
Tunai di Bank
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
99.41
2.27
0.81
(2.49)
100.00
98.97
2.38
1.05
(2.40)
100.00
99.16
0.84
100.00
138,902
157,893
0.880
1.052
0.836
132,604
157,893
0.840
0.911
0.831
107,802
123,012
0.876
1.000
0.864
4.75%
-
(4.17%)
-
(12.36%)
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
4.75%
(4.18%)
tiada
236
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Dyna Growth IV Fund
(Sejak Dimulakan)
Perubahan % SD
%
6.00
5.00
4.00
3.00
2.00
1.00
0.00
(1.00)
(2.00)
(3.00)
(4.00)
(5.00)
(6.00)
(7.00)
(8.00)
(9.00)
(10.00)
(11.00)
(12.00)
(13.00)
(14.00)
(15.00)
(16.00)
(17.00)
(18.00)
Tarikh
237
PRUlink funds
Sorotan Kewangan
Kategori
Pelaburan dalam Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
2012
%
2011
%
99.77
1.00
(0.77)
100.00
132.87
1.13
(34.00)
100.00
99.40
0.64
(0.04)
100.00
11,040,816
10,255,069
1.077
1.077
1.040
4,384,691
4,217,391
1.040
1.040
1.005
1,156,088
1,150,764
1.005
1.005
1.000
3.55%
-
3.49%
-
0.46%
-
Tempoh
Satu tahun
Tiga tahun
Lima tahun
3.55%
3.47%
tiada
Pulangan Tahunan Purata - Penanda Aras: Kadar Deposit Tetap 12 Bulan Maybank Peringkat 1
Tempoh
Satu tahun
Tiga tahun
Lima tahun
3.15%
3.16%
tiada
238
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Money Market Fund
(Sejak Dimulakan)
PRUlink Money Market Fund berbanding K
adar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
9.00
8.50
8.00
7.50
7.00
6.50
6.00
5.50
5.00
4.50
4.00
3.50
3.00
2.50
2.00
1.50
1.00
0.50
0.00
%
9.00
8.50
8.00
7.50
7.00
6.50
6.00
5.50
5.00
4.50
4.00
3.50
3.00
2.50
2.00
1.50
1.00
0.50
0.00
Tarikh
PMMF
12M MBB T1 FD Rate
239
PRUlink funds
Sorotan Kewangan
Jadual Prestasi Perbandingan Bagi 6 Bulan Tempoh Berakhir 31 Disember
Kategori
Pelaburan dalam Ekuiti
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
2013
%
92.17
16.84
0.19
(9.20)
100.00
711,360
680,759
1.045
1.047
0.992
- Pertumbuhan Modal
- Agihan Pendapatan
4.50%
-
Tempoh
Sejak dimulakan
Tiga tahun
Lima tahun
4.50%
tiada
tiada
Pulangan Tahunan Purata - Penanda Aras: Indeks Top 100 FTSE Bursa Malaysia (FBM100)
Tempoh
Sejak dimulakan
Tiga tahun
Lima tahun
4.67%
tiada
tiada
240
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Golden Equity Fund II
(Sejak Dimulakan)
PRUlink Golden Equity Fund II berbanding Indeks FTSE Bursa Malaysia Top 100 (FBM100)
Perubahan % SD
%
%
5.00
5.00
4.00
4.00
3.00
3.00
2.00
2.00
1.00
1.00
0.00
0.00
(1.00)
(1.00)
(2.00)
(2.00)
(3.00)
(3.00)
(4.00)
(4.00)
Tarikh
PGE2
FBM100
241
PRUlink funds
Sorotan Kewangan
Jadual Prestasi Perbandingan Bagi 6 Bulan Tempoh Berakhir 31 Disember
Kategori
Pelaburan dalam Sekuriti Pendapatan Tetap:
- Bon/Sekuriti Korporat
Tunai dan Deposit
Aset Lain
Jumlah Liabiliti
Jumlah
Unit dalam Edaran
NAB Seunit (RM)
Jumlah Pulangan (+)
- Pertumbuhan Modal
- Agihan Pendapatan
2013
%
94.31
20.80
0.77
(15.88)
100.00
1,025,196
1,006,312
1.019
1.019
0.999
1.88%
-
Tempoh
Sejak dimulakan
Tiga tahun
Lima tahun
1.88%
tiada
tiada
Pulangan Tahunan Purata - Penanda Aras: Kadar FD MBB 12 bulan Peringkat 1
Tempoh
Sejak dimulakan
Tiga tahun
Lima tahun
1.56%
tiada
tiada
242
PRUlink funds
Sorotan Kewangan
Prestasi PRUlink Golden Bond Fund II
(Sejak Dimulakan)
PRUlink Golden Bond Fund II berbanding Kadar Deposit Tetap Tingkat 1 Maybank 12 Bulan
Perubahan % SD
%
%
2.00
2.00
1.50
1.50
1.00
1.00
0.50
0.50
0.00
0.00
(0.50)
(0.50)
Tarikh
PGB2
12M MBB T1 FD Rate
243
PRUlink funds
Penyata Aset Dan Liabiliti
PRUlink Equity Fund
Penyata Aset Dan Liabiliti Pada 31 Disember 2013
2013
Tunai dan Deposit
Tunai di Bank
Deposit
Aset Lain
Jumlah Aset
2012
RM
%
RM
%
7,182,511,102
92.50
6,033,239,225
91.83
18,876
682,810,000
0.00
8.79
12,774
599,290,000
0.00
9.12
20,615,226
0.27
4,104,394
0.06
7,885,955,204
101.56
6,636,646,393
101.01
(1,785,912)
(0.02)
(1,243,877)
(0.02)
Peruntukan Cukai Tertunda
(88,366,517)
(1.14)
(65,367,472)
(0.99)
Liabiliti Lain
(31,222,005)
(0.40)
(12,816)
(0.00)
(121,374,434)
(1.56)
(66,624,165)
(1.01)
Peruntukan Cukai
Jumlah Liabiliti
Nilai Aset Bersih Dana
7,764,580,770
100.00
6,570,022,228
100.00
Dana Pemegang Polisi
Modal
Pendapatan Dijana dibawa ke hadapan
4,181,824,790
3,582,755,980
53.86
46.14
3,760,951,834
2,809,070,394
57.24
42.76
7,764,580,770
100.00
6,570,022,228
100.00
Nilai Aset Bersih Seunit (RM)
4.159
3.729
244
PRUlink funds
PRUlink Bond Fund
2013
2012
RM
%
RM
%
2,104,199,986
99.60
1,716,156,851
98.31
Tunai dan Deposit
Tunai di Bank
Deposit
3,840
16,340,000
0.00
0.77
9,272
33,560,000
0.00
1.92
Aset Lain
20,828,796
0.99
16,542,781
0.95
2,141,372,622
101.36
1,766,268,904
101.18
Pelaburan dalam Sekuriti Pendapatan Tetap
Jumlah Aset
(7,471,501)
(0.36)
(8,022,947)
(0.46)
(249,633)
(0.01)
(1,671,373)
(0.10)
Liabiliti Lain
(21,013,373)
(0.99)
(10,973,360)
(0.62)
Jumlah Liabiliti
(28,734,507)
(1.36)
(20,667,680)
(1.18)
Peruntukan Cukai
2,112,638,115
100.00
1,745,601,224
100.00
Modal
1,767,442,823
345,195,292
83.66
16.34
1,442,319,119
303,282,105
82.63
17.37
2,112,638,115
100.00
1,745,601,224
100.00
2.741
2.683
245
PRUlink funds
2013
2012
RM
%
RM
%
PRUlink Bond Fund
1,274,221,123
544,785,771
70.05
29.95
1,169,384,867
483,247,692
70.76
29.24
Jumlah Aset
1,819,006,894
100.00
1,652,632,559
100.00
Liabiliti Lain
(14,928)
(0.00)
(39,607)
(0.00)
Jumlah Liabiliti
(14,928)
(0.00)
(39,607)
(0.00)
1,818,991,966
100.00
1,652,592,952
100.00
Modal
1,018,209,463
800,782,503
55.98
44.02
988,598,500
663,994,452
59.82
40.18
1,818,991,966
100.00
1,652,592,952
100.00
3.271
3.023
246
PRUlink funds
2013
PRUlink Bond Fund
Aset Lain
Jumlah Aset
2012
RM
%
RM
%
595,917,790
149,201,634
79.98
20.02
451,380,111
100,948,054
81.72
18.28
-
-
748
0.00
745,119,424
100.00
552,328,913
100.00
Liabiliti Lain
(5)
(0.00)
-
-
Jumlah Liabiliti
(5)
(0.00)
-
-
745,119,419
100.00
552,328,913
100.00
Modal
558,234,629
186,884,790
74.92
25.08
424,060,199
128,268,714
76.78
23.22
745,119,419
100.00
552,328,913
100.00
2.063
1.884
247
PRUlink funds
2013
2012
RM
%
RM
%
245,100,416
100.00
189,499,008
100.00
Jumlah Aset
245,100,416
100.00
189,499,008
100.00
Liabiliti Lain
-
-
(1)
(0.00)
Jumlah Liabiliti
-
-
(1)
(0.00)
245,100,416
100.00
189,499,007
100.00
Modal
173,983,706
71,116,710
70.98
29.02
142,274,918
47,224,089
75.08
24.92
245,100,416
100.00
189,499,007
100.00
1.631
1.462
248
PRUlink funds
2013
2012
RM
%
RM
%
580,115,443
100.00
464,433,976
100.00
Jumlah Aset
580,115,443
100.00
464,433,976
100.00
Liabiliti Lain
(7,947)
(0.00)
(19,010)
(0.00)
Jumlah Liabiliti
(7,947)
(0.00)
(19,010)
(0.00)
580,107,496
100.00
464,414,966
100.00
Modal
521,092,532
59,014,964
89.83
10.17
413,614,074
50,800,892
89.06
10.94
580,107,496
100.00
464,414,966
100.00
1.259
1.238
249
PRUlink funds
2013
Pelaburan dalam PRUlink Golden Equity Fund
Aset Lain
Jumlah Aset
Jumlah Liabiliti
Modal
2012
RM
%
RM
%
21,826,654
79,753,566
21.49
78.51
14,310,555
56,016,485
20.35
79.65
20
0.00
9
0.00
101,580,240
100.00
70,327,049
100.00
-
-
-
-
101,580,240
100.00
70,327,049
100.00
97,768,821
3,811,419
96.25
3.75
69,586,402
740,647
98.95
1.05
101,580,240
100.00
70,327,049
100.00
1.044
1.007
250
PRUlink funds
2013
2012
RM
%
RM
%
1,477,243
100.00
931,052
100.00
Jumlah Aset
1,477,243
100.00
931,052
100.00
-
-
-
-
1,477,243
100.00
931,052
100.00
Modal
1,234,612
242,631
83.58
16.42
824,272
106,780
88.53
11.47
1,477,243
100.00
931,052
100.00
Jumlah Liabiliti
1.528
1.370
251
PRUlink funds
2013
2012
RM
%
RM
%
2,247,021
100.00
1,469,002
100.00
Jumlah Aset
2,247,021
100.00
1,469,002
100.00
Liabiliti Lain
(31)
(0.00)
(60)
(0.00)
Jumlah Liabiliti
(31)
(0.00)
(60)
(0.00)
2,246,990
100.00
1,468,942
100.00
Modal
2,148,456
98,534
95.61
4.39
1,398,834
70,108
95.23
4.77
2,246,990
100.00
1,468,942
100.00
1.157
1.138
252
PRUlink funds
PRUlink Dana Unggul
2013
Tunai dan Deposit
Tunai di Bank
Deposit
Aset Lain
Jumlah Aset
2012
RM
%
RM
%
704,624,785
96.76
528,123,605
88.75
11,093
38,130,000
0.00
5.24
6,334
84,670,000
0.00
14.23
2,716,522
0.37
341,884
0.06
745,482,400
102.37
613,141,823
103.04
Peruntukan Cukai
(2,384,357)
(0.33)
(2,915,464)
(0.49)
(6,937,452)
(0.95)
(4,479,803)
(0.75)
Liabiliti Lain
(7,970,015)
(1.09)
(10,687,752)
(1.80)
Jumlah Liabiliti
(17,291,824)
(2.37)
(18,083,019)
(3.04)
728,190,576
100.00
595,058,804
100.00
Modal
398,945,787
329,244,789
54.79
45.21
363,840,194
231,218,610
61.14
38.86
728,190,576
100.00
595,058,804
100.00
3.419
2.943
253
PRUlink funds
PRUlink Dana Aman
2013
2012
RM
%
RM
%
95,121,780
99.01
82,611,539
99.89
Tunai dan Deposit
Tunai di Bank
Deposit
25,052
1,180,000
0.02
1.23
47,722
1,040,000
0.06
1.26
Aset Lain
1,056,214
1.10
873,874
1.05
97,383,046
101.36
84,573,135
102.26
Jumlah Aset
(352,978)
(0.37)
(477,921)
(0.58)
(17,847)
(0.02)
(121,942)
(0.15)
(937,680)
(0.97)
(1,267,847)
(1.53)
Jumlah Liabiliti
(1,308,505)
(1.36)
(1,867,710)
(2.26)
96,074,541
100.00
82,705,425
100.00
Modal
78,074,141
18,000,400
81.26
18.74
65,812,756
16,892,669
79.57
20.43
96,074,541
100.00
82,705,425
100.00
Peruntukan Cukai
Liabiliti Lain
2.055
2.031
254
PRUlink funds
PRUlink Dana Urus
2013
2012
RM
%
RM
%
PRUlink Dana Aman
105,719,748
44,532,649
70.36
29.64
94,853,584
39,498,156
70.60
29.40
Jumlah Aset
150,252,397
100.00
134,351,740
100.00
Liabiliti Lain
(1,220)
(0.00)
(3,237)
(0.00)
Jumlah Liabiliti
(1,220)
(0.00)
(3,237)
(0.00)
Modal
150,251,177
100.00
134,348,503
100.00
84,745,991
65,505,186
56.40
43.60
83,680,604
50,667,899
62.29
37.71
150,251,177
100.00
134,348,503
100.00
2.888
2.601
255
PRUlink funds
2013
2012
RM
%
RM
%
53,482,734
13,010,787
80.43
19.57
38,376,151
8,540,333
81.80
18.20
8
0.00
65
0.00
66,493,529
100.00
46,916,549
100.00
-
-
-
-
66,493,529
100.00
46,916,549
100.00
Modal
48,597,982
17,895,547
73.09
26.91
35,943,736
10,972,813
76.61
23.39
66,493,529
100.00
46,916,549
100.00
PRUlink Dana Aman
Aset Lain
Jumlah Aset
Jumlah Liabiliti
2.127
1.884
256
PRUlink funds
2013
Asian Bond Fund
Tunai di Bank
Aset Lain
Jumlah Aset
2012
RM
%
RM
%
134,004,000
56,939,060
72.34
30.74
140,402,889
59,368,063
72.22
30.54
102,180
0.06
362,504
0.19
-
-
489,120
0.25
191,045,240
103.14
200,622,576
103.20
(316,970)
(0.17)
(908,825)
(0.47)
(1,342,621)
(0.73)
(1,209,604)
(0.62)
Liabiliti Lain
(4,144,833)
(2.24)
(4,094,686)
(2.11)
Jumlah Liabiliti
(5,804,424)
(3.14)
(6,213,115)
(3.20)
Peruntukan Cukai
185,240,816
100.00
194,409,461
100.00
Modal
151,367,349
33,873,467
81.71
18.29
165,120,774
29,288,687
84.93
15.07
185,240,816
100.00
194,409,461
100.00
1.320
1.288
257
PRUlink funds
2013
2012
RM
%
RM
%
21,256,829
102.19
21,820,533
102.41
Tunai di Bank
861
0.00
8,883
0.04
Jumlah Aset
21,257,690
102.19
21,829,416
102.45
Pelaburan dalam Asian Property Securities Fund
(38,724)
(0.19)
(48,891)
(0.23)
(235,090)
(1.13)
(245,981)
(1.15)
Liabiliti Lain
(182,152)
(0.87)
(227,977)
(1.07)
Jumlah Liabiliti
(455,966)
(2.19)
(522,849)
(2.45)
Peruntukan Cukai
20,801,724
100.00
21,306,567
100.00
Modal
15,959,345
4,842,379
76.72
23.28
16,339,282
4,967,285
76.69
23.31
20,801,724
100.00
21,306,567
100.00
1.040
1.047
258
PRUlink funds
2013
2012
RM
%
RM
%
7,995,904
100.80
8,311,628
104.52
Tunai di Bank
6,753
0.09
9,654
0.12
Jumlah Aset
8,002,657
100.89
8,321,282
104.64
Pelaburan dalam Asian Local Bond Fund
(8,481)
(0.11)
(4,934)
(0.06)
(35,252)
(0.44)
(40,857)
(0.51)
Liabiliti Lain
(26,705)
(0.34)
(323,254)
(4.07)
Jumlah Liabiliti
(70,438)
(0.89)
(369,045)
(4.64)
Peruntukan Cukai
7,932,219
100.00
7,952,237
100.00
Modal
7,045,800
886,419
88.83
11.17
6,949,476
1,002,761
87.39
12.61
7,932,219
100.00
7,952,237
100.00
1.402
1.423
259
PRUlink funds
2013
2012
RM
%
RM
%
16,715,727
102.24
18,802,196
107.30
Tunai di Bank
13,795
0.08
24,819
0.14
Jumlah Aset
16,729,522
102.32
18,827,015
107.44
Pelaburan dalam Global Market Navigator Fund
(79,269)
(0.48)
(71,974)
(0.41)
(150,138)
(0.92)
(83,732)
(0.48)
Liabiliti Lain
(150,893)
(0.92)
(1,147,733)
(6.55)
Jumlah Liabiliti
(380,300)
(2.32)
(1,303,439)
(7.44)
Peruntukan Cukai
16,349,222
100.00
17,523,576
100.00
Modal
12,908,528
3,440,694
78.95
21.05
16,424,960
1,098,616
93.73
6.27
16,349,222
100.00
17,523,576
100.00
1.409
1.206
260
PRUlink funds
2013
Pelaburan dalam Dragon Peacock Fund
Tunai di Bank
Aset Lain
Jumlah Aset
Peruntukan Cukai
2012
RM
%
RM
%
33,355,052
100.80
32,103,780
103.20
19,647
0.06
30,380
0.10
1,107
0.00
1,107
0.00
33,375,806
100.86
32,135,267
103.30
-
-
(1,972)
(0.01)
(90,867)
(0.27)
(9,510)
(0.03)
Liabiliti Lain
(195,693)
(0.59)
(1,015,702)
(3.26)
Jumlah Liabiliti
(286,560)
(0.86)
(1,027,184)
(3.30)
33,089,246
100.00
31,108,083
100.00
Modal
32,599,252
489,994
98.52
1.48
32,092,754
(984,671)
103.17
(3.17)
33,089,246
100.00
31,108,083
100.00
1.000
0.956
261
PRUlink funds
2013
2012
RM
%
RM
%
19,276,796
98.71
15,430,018
99.69
Tunai dan Deposit
Tunai di Bank
Deposit
17,054
310,000
0.08
1.59
73,744
-
0.47
-
Aset Lain
280,691
1.43
-
-
19,884,541
101.81
15,503,762
100.16
Jumlah Aset
(2,554)
(0.01)
(11,133)
(0.07)
(41,444)
(0.21)
(14,552)
(0.09)
Liabiliti Lain
(311,385)
(1.59)
(773)
(0.00)
Jumlah Liabiliti
(355,383)
(1.81)
(26,458)
(0.16)
Peruntukan Cukai
19,529,158
100.00
15,477,304
100.00
Modal
19,318,585
210,573
98.92
1.08
15,667,502
(190,198)
101.23
(1.23)
19,529,158
100.00
15,477,304
100.00
1.002
0.991
262
PRUlink funds
2013
2012
RM
%
RM
%
32,964,154
100.05
48,829,654
100.13
Tunai di Bank
45,164
0.14
21,117
0.04
Jumlah Aset
33,009,318
100.19
48,850,771
100.17
(39,372)
(0.12)
(62,148)
(0.13)
Liabiliti Lain
(21,068)
(0.07)
(21,068)
(0.04)
Jumlah Liabiliti
(60,440)
(0.19)
(83,216)
(0.17)
32,948,878
100.00
48,767,555
100.00
Modal
32,784,469
164,409
99.50
0.50
48,052,800
714,755
98.53
1.47
32,948,878
100.00
48,767,555
100.00
0.974
0.974
263
PRUlink funds
2013
Tunai di Bank
Aset Cukai Tertunda
Jumlah Aset
Peruntukan Cukai
2012
RM
%
RM
%
50,929,624
100.04
52,100,947
99.77
247,526
0.49
242,250
0.46
-
-
118,052
0.23
51,177,150
100.53
52,461,249
100.46
-
-
(242,252)
(0.46)
(25,325)
(0.05)
-
-
Liabiliti Lain
(242,265)
(0.48)
(17)
(0.00)
Jumlah Liabiliti
(267,590)
(0.53)
(242,269)
(0.46)
50,909,560
100.00
52,218,980
100.00
Modal
50,654,149
255,411
99.50
0.50
53,576,600
(1,357,620)
102.60
(2.60)
50,909,560
100.00
52,218,980
100.00
0.968
0.938
264
PRUlink funds
2013
Tunai di Bank
Aset Cukai Tertunda
Jumlah Aset
Peruntukan Cukai
Liabiliti Lain
Jumlah Liabiliti
2012
RM
%
RM
%
8,258,880
99.95
8,707,002
100.28
46,378
0.56
-
-
3,441
0.04
-
-
8,308,699
100.55
8,707,002
100.28
-
-
(24,534)
(0.28)
(45,349)
-
(0.55)
-
(5)
(0.00)
(5)
(0.00)
(45,354)
(0.55)
(24,539)
(0.28)
8,263,345
100.00
8,682,463
100.00
Modal
8,303,731
(40,386)
100.49
(0.49)
8,400,325
282,138
96.75
3.25
8,263,345
100.00
8,682,463
100.00
0.961
0.997
265
PRUlink funds
2013
2012
RM
%
RM
%
4,236,266
99.83
4,326,038
99.71
16,382
0.39
16,382
0.38
Aset Cukai
1,037
0.02
1,014
0.02
Aset Cukai Tertunda
6,785
0.16
11,836
0.28
4,260,470
100.40
4,355,270
100.39
Tunai di Bank
Jumlah Aset
Liabiliti Lain
(16,793)
(0.40)
(16,728)
(0.39)
Jumlah Liabiliti
(16,793)
(0.40)
(16,728)
(0.39)
4,243,677
100.00
4,338,542
100.00
Modal
4,333,640
(89,963)
102.12
(2.12)
4,486,340
(147,798)
103.41
(3.41)
4,243,677
100.00
4,338,542
100.00
0.927
0.916
266
PRUlink funds
2013
2012
RM
%
RM
%
4,315,285
99.75
4,349,181
99.53
19,421
0.45
19,421
0.44
Aset Cukai
1,625
0.04
1,743
0.04
Aset Cukai Tertunda
9,748
0.23
19,182
0.45
4,346,079
100.47
4,389,527
100.46
Tunai di Bank
Jumlah Aset
Liabiliti Lain
(19,945)
(0.47)
(19,969)
(0.46)
Jumlah Liabiliti
(19,945)
(0.47)
(19,969)
(0.46)
4,326,134
100.00
4,369,558
100.00
Modal
4,456,938
(130,804)
103.02
(3.02)
4,610,217
(240,659)
105.51
(5.51)
4,326,134
100.00
4,369,558
100.00
0.889
0.869
267
PRUlink funds
2013
2012
RM
%
RM
%
181,997
99.41
175,245
99.08
Tunai di Bank
3,071
1.68
3,071
1.74
Aset Cukai
1,204
0.66
1,204
0.68
-
-
433
0.24
186,272
101.75
179,953
101.74
Aset Cukai Tertunda
Jumlah Aset
(107)
(0.06)
-
-
Liabiliti Lain
(3,086)
(1.69)
(3,085)
(1.74)
Jumlah Liabiliti
(3,193)
(1.75)
(3,085)
(1.74)
183,079
100.00
176,868
100.00
Modal
195,718
(12,639)
106.90
(6.90)
195,718
(18,850)
110.66
(10.66)
183,079
100.00
176,868
100.00
0.871
0.841
268
PRUlink funds
2013
2012
RM
%
RM
%
138,086
99.41
131,240
98.97
Tunai di Bank
3,160
2.27
3,161
2.38
Aset Cukai
1,121
0.81
1,121
0.85
-
-
262
0.20
142,367
102.49
135,784
102.40
Aset Cukai Tertunda
Jumlah Aset
(285)
(0.20)
-
-
Liabiliti Lain
(3,180)
(2.29)
(3,180)
(2.40)
Jumlah Liabiliti
(3,465)
(2.49)
(3,180)
(2.40)
138,902
100.00
132,604
100.00
Modal
148,532
(9,630)
106.93
(6.93)
148,532
(15,928)
112.01
(12.01)
138,902
100.00
132,604
100.00
0.880
0.840
269
PRUlink funds
2013
Tunai dan Deposit
Tunai di Bank
Deposit
Aset Lain
Jumlah Aset
2012
RM
%
RM
%
814
11,015,000
0.01
99.76
8,010
5,818,000
0.18
132.69
110,497
1.00
49,509
1.13
11,126,311
100.77
5,875,519
134.00
Peruntukan Cukai
(21,132)
(0.19)
(8,374)
(0.19)
Liabiliti Lain
(64,363)
(0.58)
(1,482,454)
(33.81)
Jumlah Liabiliti
(85,495)
(0.77)
(1,490,828)
(34.00)
11,040,816
100.00
4,384,691
100.00
Modal
10,693,530
347,286
96.85
3.15
4,279,011
105,680
97.59
2.41
11,040,816
100.00
4,384,691
100.00
1.077
1.040
270
PRUlink funds
2013
RM
%
655,634
92.17
Tunai dan Deposit
Tunai di Bank
Deposit
9,789
110,000
1.38
15.46
288
0.04
1,063
0.15
Jumlah Aset
776,774
109.20
Liabiliti Lain
(65,414)
(9.20)
Jumlah Liabiliti
(65,414)
(9.20)
711,360
100.00
Modal
691,434
19,926
97.20
2.80
711,360
100.00
Aset Cukai
Aset Lain
1.045
271
PRUlink funds
2013
RM
%
966,813
94.31
Tunai dan Deposit
Tunai di Bank
Deposit
83,274
130,000
8.12
12.68
7,924
0.77
1,188,011
115.88
Aset Lain
Jumlah Aset
Liabiliti Lain
(162,815)
(15.88)
Jumlah Liabiliti
(162,815)
(15.88)
1,025,196
100.00
Modal
1,016,468
8,728
99.15
0.85
1,025,196
100.00
1.019
272
PRUlink funds
Penyata Perubahan Dalam Nilai Aset Bersih
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2013
PRUlink Equity Fund
2013
RM
2012
RM
Nilai Aset Bersih pada awal tahun
6,570,022,228
5,331,302,110
Amaun diterima daripada unit yang diterbitkan
1,542,731,051
1,554,164,453
(1,121,858,095)
(1,007,579,042)
Amaun dibayar bagi unit yang dibatalkan
Lebihan Pendapatan berbanding Perbelanjaan
Nilai dana pada akhir tahun
773,685,586
692,134,707
7,764,580,770
6,570,022,228
PRUlink Bond Fund
2013
RM
2012
RM
1,745,601,224
1,506,193,723
740,986,081
490,187,937
(415,862,377)
(322,003,411)
41,913,187
71,222,975
2,112,638,115
1,745,601,224
273
PRUlink funds
2013
RM
2012
RM
1,652,592,952
1,463,691,529
220,277,327
219,587,212
(190,666,364)
(169,655,709)
136,788,051
138,969,920
1,818,991,966
1,652,592,952
2013
RM
2012
RM
552,328,913
406,270,008
274,303,846
216,436,958
(140,129,416)
(118,221,861)
58,616,076
47,843,808
745,119,419
552,328,913
274
PRUlink funds
2013
RM
2012
RM
189,499,007
139,790,024
53,640,293
53,935,763
(21,931,505)
(23,579,308)
23,892,621
19,352,528
245,100,416
189,499,007
2013
RM
2012
RM
464,414,966
338,728,479
147,856,821
163,967,279
(40,378,363)
(53,877,876)
8,214,072
15,597,084
580,107,496
464,414,966
275
PRUlink funds
2013
RM
2012
RM
Nilai Aset Bersih pada awal tempoh
70,327,049
-
40,793,950
70,678,549
(12,611,531)
(1,092,147)
Nilai dana pada akhir tempoh
3,070,772
740,647
101,580,240
70,327,049
2013
RM
2012
RM
931,052
468,705
673,563
575,402
(263,223)
(194,937)
135,851
81,882
1,477,243
931,052
276
PRUlink funds
2013
RM
2012
RM
1,468,942
764,551
1,188,130
954,158
(438,508)
(293,353)
28,426
43,586
2,246,990
1,468,942
PRUlink Dana Unggul
2013
RM
2012
RM
595,058,803
476,257,918
184,765,285
178,814,146
(149,659,691)
(134,933,150)
98,026,179
74,919,890
728,190,576
595,058,804
277
PRUlink funds
PRUlink Dana Aman
2013
RM
2012
RM
82,705,425
81,094,201
53,781,800
17,629,103
(41,520,415)
(20,192,823)
1,107,731
4,174,944
96,074,541
82,705,425
PRUlink Dana Urus
2013
RM
2012
RM
134,348,503
120,239,674
19,461,327
19,672,309
(18,395,940)
(19,457,984)
14,837,287
13,894,504
150,251,177
134,348,503
278
PRUlink funds
2013
RM
2012
RM
46,916,549
34,271,843
34,098,893
26,256,137
(21,444,647)
(18,547,625)
6,922,734
4,936,194
66,493,529
46,916,549
2013
RM
2012
RM
194,409,461
193,768,310
15,065,489
15,374,073
(28,818,914)
(39,372,239)
4,584,780
24,639,317
185,240,816
194,409,461
279
PRUlink funds
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2013 PRUlink Asia Property Securities Fund
(Perbelanjaan)/Pendapatan Bersih
2013
RM
2012
RM
21,306,567
17,797,686
3,679,214
2,791,199
(4,059,151)
(4,877,837
(124,906)
5,595,519
20,801,724
21,306,567
2013
RM
2012
RM
7,952,236
6,825,378
1,908,560
3,647,689
(1,812,235)
(2,949,870)
(116,342)
429,040
7,932,219
7,952,237
280
PRUlink funds
Penyata Perubahan Dalam Nilai Aset Bersih Bagi Tahun Kewangan Berakhir 31 Disember 2013 PRUlink Global Market Navigator fund
2013
RM
2012
RM
17,523,576
24,262,751
2,973,382
901,143
(6,489,814)
(9,536,356)
2,342,078
1,896,038
16,349,222
17,523,576
2013
RM
2012
RM
31,108,083
23,965,651
11,353,209
10,507,915
(10,846,711)
(7,779,520)
1,474,665
4,414,037
33,089,246
31,108,083
281
PRUlink funds
2013
RM
2012
RM
15,477,304
11,775,825
11,184,177
9,410,058
(7,533,094)
(7,633,435)
400,771
1,924,856
19,529,158
15,477,304
2013
RM
2012
RM
48,767,555
47,752,090
-
-
(15,268,331)
-
(550,346)
1,015,465
32,948,878
48,767,555
282
PRUlink funds
Pendapatan/(Perbelanjaan) Bersih
2013
RM
2012
RM
52,218,980
54,379,572
-
-
(2,922,451)
-
1,613,031
(2,160,592)
50,909,560
52,218,980
2013
RM
2012
RM
8,682,463
8,554,645
-
-
(96,594)
-
(322,524)
127,818
8,263,345
8,682,463
283
PRUlink funds
2013
RM
2012
RM
4,338,542
2,382,787
124,550
2,243,404
(277,250)
(192,013)
57,835
(95,636)
4,243,677
4,338,542
2013
RM
2012
RM
4,369,558
2,424,589
124,550
2,294,856
(277,829)
(194,922)
109,855
(154,965)
4,326,134
4,369,558
284
PRUlink funds
2013
RM
2012
RM
176,868
128,050
-
59,314
-
(3,086)
6,211
(7,410)
183,079
176,868
2013
RM
2012
RM
132,604
107,802
-
33,464
-
(3,180)
6,298
(5,482)
138,902
132,604
285
PRUlink funds
Penyata Perubahan Dalam Nilai Aset Bersih Bagi 6 Bulan Tempoh Berakhir 31 Disember 2013
2013
RM
2012
RM
4,384,691
1,156,088
19,231,456
9,960,738
(12,816,937)
(6,832,747)
241,606
100,612
11,040,816
4,384,691
2013
RM
697,203
(5,769)
19,926
711,360
286
PRUlink funds
Penyata Perubahan Dalam Nilai Aset Bersih Bagi 6 Bulan Tempoh Berakhir 31 Disember 2013
2013
RM
1,025,407
(8,939)
8,728
1,025,196
287
PRUlink funds
Penyata Pendapatan Dan Perbelanjaan
Penyata Pendapatan Dan Perbelanjaan Bagi Tahun Kewangan Berakhir 31 Disember 2013
PRUlink Equity Fund
2013
RM
2012
RM
262,538,746
21,359,919
241,178,827
227,044,393
18,813,983
208,230,410
95,943,496
134,186,493
Laba Modal Belum Terealisasi
559,448,411
448,867,150
Jumlah Pendapatan
917,930,653
810,098,036
(105,175,021)
(88,560,787)
(38,893,643)
(29,302,176)
(176,403)
(100,366)
(144,245,067)
(117,963,329)
773,685,586
692,134,707
Pendapatan Dijana dihantar ke hadapan
2,809,070,394
2,116,935,687
3,582,755,980
2,809,070,394
Pendapatan Pelaburan Bersih
Pendapatan faedah
Pendapatan dividen
Keuntungan Penjualan Sekuriti
Yuran Pengurusan Pelaburan
Cukai
Perbelanjaan Lain
Jumlah Perbelanjaan
288
PRUlink funds
PRUlink Bond Fund
2013
RM
2012
RM
92,044,547
92,044,547
75,388,716
75,388,716
1,349,213
14,397,348
Jumlah Pendapatan
93,393,760
89,786,064
(9,875,996)
(8,079,328)
(36,349,557)
(3,342,818)
(5,208,518)
(7,126,802)
(46,502)
(14,141)
(51,480,573)
(18,563,089)
41,913,187
71,222,975
303,282,105
232,059,130
345,195,292
303,282,105
Pendapatan faedah
Kerugian Modal Belum Terealisasi
Cukai
Perbelanjaan Lain
Jumlah Perbelanjaan
289
PRUlink funds
2013
RM
2012
RM
Rebat Yuran
20,609,037
20,609,037
18,178,176
18,178,176
79,765,005
57,835,465
62,257,922
86,207,330
Jumlah Pendapatan
162,631,964
162,220,971
(25,843,913)
(23,251,051)
Jumlah Perbelanjaan
(25,843,913)
(23,251,051)
136,788,051
138,969,920
663,994,452
525,024,532
800,782,503
663,994,452
290
PRUlink funds
2013
RM
2012
RM
8,195,926
8,195,926
6,030,792
6,030,792
23,555,289
20,110,410
35,110,771
27,842,965
Jumlah Pendapatan
66,861,986
53,984,167
(8,245,910)
(6,140,359)
Jumlah Perbelanjaan
(8,245,910)
(6,140,359)
58,616,076
47,843,808
128,268,714
80,424,906
186,884,790
128,268,714
Rebat Yuran
291
PRUlink funds
2013
RM
2012
RM
Rebat Yuran
3,179,293
3,179,293
2,473,975
2,473,975
4,275,768
4,404,902
19,616,983
14,947,785
Jumlah Pendapatan
27,072,044
21,826,662
(3,179,423)
(2,474,132)
Perbelanjaan Lain
-
(2)
Jumlah Perbelanjaan
(3,179,423)
(2,474,134)
23,892,621
19,352,528
47,224,089
27,871,561
71,116,710
47,224,089
292
PRUlink funds
2013
RM
2012
RM
Rebat Yuran
2,599,029
2,599,029
1,984,219
1,984,219
4,291,171
6,100,008
6,521,937
11,481,312
Jumlah Pendapatan
13,412,137
19,565,539
(5,198,065)
(3,968,453)
Perbelanjaan Lain
Jumlah Perbelanjaan
-
(2)
(5,198,065)
(3,968,455)
8,214,072
15,597,084
50,800,892
35,203,808
59,014,964
50,800,892
293
PRUlink funds
2013
RM
2012
RM
Rebat Yuran
971,086
971,086
57,859
57,859
577,828
4,889
2,492,322
735,736
Jumlah Pendapatan
4,041,236
798,484
(970,464)
(57,837)
Jumlah Perbelanjaan
(970,464)
(57,837)
3,070,772
740,647
740,647
-
3,811,419
740,647
294
PRUlink funds
2013
RM
2012
RM
Rebat Yuran
17,789
17,789
10,266
10,266
27,588
13,165
108,264
68,718
Jumlah Pendapatan
153,641
92,149
(17,790)
(10,267)
Jumlah Perbelanjaan
(17,790)
(10,267)
135,851
81,882
106,780
24,898
242,631
106,780
295
PRUlink funds
2013
RM
2012
RM
9,302
9,302
5,493
5,493
18,680
10,748
19,047
38,331
Jumlah Pendapatan
47,029
54,572
(18,603)
(10,986)
Jumlah Perbelanjaan
(18,603)
(10,986)
28,426
43,586
70,108
26,522
98,534
70,108
Rebat Yuran
296
PRUlink funds
PRUlink Dana Unggul
2013
RM
2012
RM
Pendapatan faedah
Pendapatan dividen
21,508,862
2,061,455
19,447,407
20,712,213
1,697,373
19,014,840
32,395,130
42,342,527
59,433,127
23,638,093
113,337,119
86,692,833
Jumlah Pendapatan
(9,554,991)
(7,962,404)
Cukai
(5,722,985)
(3,777,569)
(32,964)
(32,970)
(15,310,940)
(11,772,943)
98,026,179
74,919,890
231,218,610
156,298,720
329,244,789
231,218,610
Perbelanjaan Lain
Jumlah Perbelanjaan
297
PRUlink funds
Pendapatan faedah
Jumlah Pendapatan
Cukai
Perbelanjaan Lain
Jumlah Perbelanjaan
PRUlink Dana Aman
2013
RM
2012
RM
4,270,200
4,270,200
3,572,675
3,572,675
142,026
1,414,934
-
11,950
4,412,226
4,999,559
(468,710)
(401,637)
(2,660,856)
-
(169,466)
(416,711)
(5,463)
(6,267)
(3,304,495)
(824,615)
1,107,731
4,174,944
16,892,669
12,717,725
18,000,400
16,892,669
298
PRUlink funds
PRUlink Dana Urus
2013
RM
2012
RM
Rebat Yuran
1,666,084
1,666,084
1,492,259
1,492,259
6,325,039
5,627,442
8,940,204
8,675,822
Jumlah Pendapatan
16,931,327
15,795,523
(2,094,040)
(1,901,019)
Jumlah Perbelanjaan
(2,094,040)
(1,901,019)
14,837,287
13,894,504
50,667,899
36,773,395
65,505,186
50,667,899
299
PRUlink funds
2013
RM
2012
RM
704,926
704,926
516,777
516,777
2,593,122
2,625,394
4,334,930
2,318,085
Jumlah Pendapatan
7,632,978
5,460,256
Rebat Yuran
(710,244)
(524,062)
Jumlah Perbelanjaan
(710,244)
(524,062)
6,922,734
4,936,194
10,972,813
6,036,619
17,895,547
10,972,813
300
PRUlink funds
2013
RM
Pendapatan faedah
Lain-lain
(855,718)
2,332
(858,050)
2012
RM
(4,084,736)
(4,084,736)
4,817,862
12,053,086
3,325,407
21,718,431
Jumlah Pendapatan
7,287,551
29,686,781
(2,523,908)
(2,641,864)
(177,828)
(2,401,702)
(1,035)
(3,898)
(2,702,771)
(5,047,464)
4,584,780
24,639,317
29,288,687
4,649,370
33,873,467
29,288,687
Cukai
Perbelanjaan Lain
Jumlah Perbelanjaan
301
PRUlink funds
2013
RM
2012
RM
Pendapatan faedah
Lain-lain
(48,209)
333
(48,542)
(127,758)
(127,758)
532,256
490,052
-
5,861,009
484,047
6,223,303
Jumlah Pendapatan
(328,619)
(292,781)
(272,268)
-
(7,909)
(334,797)
(157)
(206)
Jumlah Perbelanjaan
(608,953)
(627,784)
(124,906)
5,595,519
Cukai
Perbelanjaan Lain
Pendapatan/(Perbelanjaan) Dijana dihantar ke hadapan
4,967,285
(628,234)
4,842,379
4,967,285
302
PRUlink funds
2013
RM
2012
RM
1,652
291
1,361
(7,608)
526
(8,134)
104,363
59,807
-
482,852
Jumlah Pendapatan
106,015
535,051
(79,879)
(72,514)
(140,151)
-
(2,038)
(32,509)
(289)
(988)
Jumlah Perbelanjaan
(222,357)
(106,011)
(116,342)
429,040
Pendapatan faedah
Lain-lain
Cukai
Perbelanjaan Lain
1,002,761
573,721
886,419
1,002,761
303
PRUlink funds
2013
RM
2012
RM
744
744
-
(914,148)
(914,148)
990,120
1,386,432
1,660,166
1,946,328
Jumlah Pendapatan
2,651,030
2,418,612
Pendapatan faedah
Lain-lain
(197,287)
(269,573)
Cukai
(111,467)
(252,780)
(198)
(221)
(308,952)
(522,574)
Perbelanjaan Lain
Jumlah Perbelanjaan
2,342,078
1,896,038
1,098,616
(797,422)
3,440,694
1,098,616
304
PRUlink funds
2013
RM
2012
RM
Pendapatan faedah
739
739
972
972
2,024,906
5,085,524
Jumlah Pendapatan
2,025,645
5,086,496
Kerugian Penjualan Sekuriti
Cukai
Perbelanjaan Lain
Jumlah Perbelanjaan
(Perbelanjaan) Dijana dihantar ke hadapan
Pendapatan/(Perbelanjaan) Dijana dibawa ke hadapan
(465,658)
(403,986)
(6,173)
(9,976)
(78,535)
(257,167)
(614)
(1,330)
(550,980)
(672,459)
1,474,665
(984,671)
489,994
4,414,037
(5,398,708)
(984,671)
305
PRUlink funds
2013
RM
Pendapatan faedah
Lain-lain
(3,705)
1,464
(5,169)
2012
RM
(26,412)
1,693
(28,105)
632,444
2,274,506
Keuntungan Penjualan
35,638
-
Jumlah Pendapatan
664,377
2,248,094
Cukai
Perbelanjaan Lain
Jumlah Perbelanjaan
(247,633)
-
(203,974)
(13,453)
(14,947)
(104,015)
(1,026)
(1,796)
(263,606)
(323,238)
400,771
1,924,856
(190,198)
(2,115,054)
210,573
(190,198)
306
PRUlink funds
2013
RM
2012
RM
Pendapatan faedah
278,019
278,019
-
-
1,103,713
22,776
-
300,795
1,103,713
Pendapatan Cukai
Jumlah Pendapatan
(253,972)
-
(284,700)
-
Kerugian Penjualan
(312,469)
-
Cukai
-
(88,246)
Perbelanjaan Lain
-
(2)
Jumlah Perbelanjaan
(851,141)
(88,248)
(550,346)
1,015,465
714,755
(300,710)
164,409
714,755
307
PRUlink funds
2013
RM
2012
RM
Pendapatan faedah
5,277
5,277
242,250
242,250
1,792,214
-
Jumlah Pendapatan
1,797,491
242,250
-
(2,348,464)
Kerugian Penjualan
Cukai
Perbelanjaan Lain
Jumlah Perbelanjaan
(Perbelanjaan)/Pendapatan Dijana dihantar ke hadapan
(41,087)
-
(143,373)
(54,374)
(184,460)
1,613,031
(1,357,620)
255,411
(4)
(2,402,842)
(2,160,592)
802,972
(1,357,620)
308
PRUlink funds
2013
RM
2012
RM
Pendapatan faedah
568,698
568,698
-
-
138,932
568,698
138,932
Jumlah Pendapatan
(522,321)
-
(349,692)
-
(1,836)
-
(17,373)
(4)
Jumlah Perbelanjaan
(891,222)
(11,114)
(322,524)
127,818
282,138
154,320
(Perbelanjaan)/Pendapatan Dijana dibawa ke hadapan
(40,386)
282,138
Kerugian Penjualan
Cukai
309
PRUlink funds
Pendapatan Cukai
Jumlah Pendapatan
2013
RM
2012
RM
63,145
-
-
8,314
63,145
8,314
(280)
-
(12,544)
(91,406)
Peruntukan Cukai
(5,030)
-
Jumlah Perbelanjaan
(5,310)
(103,950)
57,835
(95,636)
(147,798)
(52,162)
(Perbelanjaan) Dijana dibawa ke hadapan
(89,963)
(147,798)
310
PRUlink funds
2013
RM
2012
RM
-
13,475
1,484
-
117,924
-
Jumlah Pendapatan
119,408
13,475
-
(21,601)
-
(146,839)
Pendapatan Cukai
Peruntukan Cukai
(9,553)
-
Jumlah Perbelanjaan
(9,553)
(168,440)
109,855
(154,965)
(240,659)
(85,694)
(130,804)
(240,659)
311
PRUlink funds
2013
RM
2012
RM
-
642
6,751
-
Jumlah Pendapatan
6,751
642
-
(5,076)
-
(2,976)
Pendapatan Cukai
Peruntukan Cukai
(540)
-
Jumlah Perbelanjaan
(540)
(8,052)
6,211
(7,410)
(18,850)
(11,440)
(12,639)
(18,850)
312
PRUlink funds
Pendapatan Cukai
Jumlah Pendapatan
2013
RM
2012
RM
6,846
2,100
-
475
6,846
2,575
-
(8,057)
Peruntukan Cukai
(548)
-
Jumlah Perbelanjaan
(548)
(8,057)
6,298
(5,482)
(15,928)
(10,446)
(9,630)
(15,928)
313
PRUlink funds
2013
RM
2012
RM
Pendapatan faedah
264,143
264,143
109,272
109,272
Jumlah Pendapatan
264,143
109,272
Cukai
(21,477)
(8,370)
(1,060)
(290)
Jumlah Perbelanjaan
(22,537)
(8,660)
241,606
100,612
105,680
5,068
347,286
105,680
Perbelanjaan Lain
314
PRUlink funds
Penyata Pendapatan Dan Perbelanjaan Bagi 6 Bulan Tempoh Berakhir 31 Disember 2013
2013
RM
Pendapatan faedah
Pendapatan dividen
3,885
616
3,269
86
19,371
Jumlah Pendapatan
23,342
(1,613)
Perbelanjaan Lain
(1,803)
Jumlah Perbelanjaan
(3,416)
19,926
19,926
315
PRUlink funds
Penyata Pendapatan Dan Perbelanjaan Bagi 6 Bulan Tempoh Berakhir 31 Disember 2013
2013
RM
Pendapatan faedah
6,288
6,288
4,405
Jumlah Pendapatan
10,693
(1,592)
Perbelanjaan Lain
Jumlah Perbelanjaan
(373)
(1,965)
8,728
8,728
316
PRUlink funds
Nota Pada Penyata Kewangan
1.
Ringkasan Dasar Perakaunan Penting
a.
Asas Perakaunan
Penyata kewangan telah disediakan menurut Garis Panduan Perniagaan Insurans/Takaful Berkaitan Pelaburan (BNM/RH/GL 010-15) yang dipinda oleh yang berikut bagi tujuan penentuan
harga unit:
i.
Pelaburan pada nilai pasaran dilaraskan untuk merangkumi kos pemerolehan masa depan.
Ini untuk memastikan penentuan harga unit yang saksama bagi pemegang unit yang masuk, keluar dan yang tinggal;
ii.
Peruntukan cukai tertunda ke atas laba atau kerugian yang belum direalisasikan menggunakan kadar yang dikira secara aktuari sebanyak 4% dan bukannya kadar berkanun sebanyak
8%.
Lembaga Pengarah berpendapat bahawa oleh sebab laba atau kerugian ini akan hanya direalisasikan pada masa depan, maka kadar cukai yang lebih rendah sebanyak 4% telah
digunakan untuk memastikan penentuan harga unit yang saksama bagi pemegang unit yang masuk, keluar dan yang tinggal.
b.Pelaburan
Pelaburan disebut harga dinilai pada harga penutup pasaran pada akhir tahun kewangan.
Saham/bon pinjaman tidak disebut harga dinilai pada harga semasa yang disebut oleh institusi kewangan.
Laba atau kerugian belum terealisasi bersih dalam nilai pelaburan dikreditkan atau dicajkan ke Penyata Pendapatan dan Perbelanjaan.
c.
Pendapatan Dividen
Pendapatan dividen diiktiraf apabila hak untuk menerima bayaran dapat ditentukan.
d.
Pendapatan Faedah
Pendapatan faedah diiktiraf berasaskan akruan.
e.
Laba/Kerugian Penjualan Pelaburan
Laba atau kerugian yang timbul daripada penjualan pelaburan dikreditkan atau dicajkan ke Penyata Pendapatan dan Perbelanjaan.
f.
317
PRUlink funds
Nota Pada Penyata Kewangan
g.
Rebat Yuran
Ini berkaitan dengan rebat yuran daripada Pengurus Dana bagi pelaburan yang dipegang dalam:
i.
PRUlink Equity Fund dan PRUlink Bond Fund bagi PRUlink Managed Fund, PRUlink Managed Fund II, PRUlink Golden Equity Fund, PRUlink Golden Bond Fund, PRUlink Education Equity
Fund dan PRUlink Education Bond Fund;
ii.
PRUlink Dana Unggul dan PRUlink Dana Aman bagi PRUlink Dana Urus dan PRUlink Dana Urus II; dan
iii. PRUlink Golden Equity Fund dan PRUlink Golden Bond Fund bagi PRUlink Golden Managed Fund.
h.
Tunai dan kesetaraan tunai terdiri daripada tunai dalam tangan dan baki dengan bank, tidak termasuk deposit tetap dan panggilan.
2.
Perbelanjaan lain terdiri daripada caj bank dan caj penjaga.
3.
Rebat dan Komisen Ringan
Sepertimana yang dikawal selia oleh Garis Panduan Suruhanjaya Sekuriti, syarikat pengurusan dana dilarang keras daripada menerima sebarang rebat yang timbul daripada urus niaga atau
pesanan bagi pihak pelanggan. Apa-apa rebat sedemikian yang diterima mestilah dimasukkan ke dalam akaun pelanggan yang berkaitan. Walau bagaimanapun, syarikat pengurusan dana
dibenarkan menerima komisen ringan yang timbul dairpada urus niaga atau pesanan bagi pihak pelanggan asalkan, setelah mendapat kebenaran terlebih dahulu daripada pelanggan, barang
dan perkhidmatan yang diterima itu adalah dalam bentuk perkhidmatan penyelidikan dan nasihat yang akan membantu dalam proses membuat keputusan yang berkaitan dengan pelaburan
pelanggan dan akhirnya terbukti memberi manfaat kepada pelanggan.
4.
Pada 31 Disember 2013, Dana-dana ini tidak mempunyai liabiliti atau komitmen luar jangka.
5.
Semua amaun dinyatakan dalam Ringgit Malaysia.
318
PRUlink funds
Prudential Assurance Malaysia Berhad (107655-U)
Level 17, Menara Prudential, 10 Jalan Sultan Ismail, 50250 Kuala Lumpur Malaysia.
Tel: (03) 2116 0228 Fax: (03) 2032 3939 Email: [email protected]
www.prudential.com.my
319

PRUlink funds

Transcription

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