Summer 2012

The Corner Post
Summer 2012
Financial News For The Valued Members Of Corner Post Federal Credit Union
Sizzlin’ Summer
Vehicle Loan Rates
LOW
RATES
AHEAD
Auto Loans
Rates As Low As
1.50% APR* New
2.50% APR* Used
There’s never been a better time to buy or refinance.
Auto Loan rates at Corner Post FCU are at alltime lows. Until September 30, 2012, rates on new
vehicles are as low as 1.50% APR;* rates on used
vehicles are as low as 2.50% APR* – with up to 60
months to repay.
So if you’re in the market for a new or used vehicle,
now’s definitely the time to buy. And if you have a
higher-interest loan at another financial institution,
don’t wait another minute! Refinance today and
start saving.
There’s Never Been A Better Time To Buy Or Refi!
Stop by the credit union today, call us at (570) 8236151, or apply online at www.cornerpostfcu.org.
*APR = Annual Percentage Rate
What’s Inside?
2| Pick Your Family
2| 2012 Nissans On Display
3| Dollar Dog Family Fun Day
3| Extra Discounts For Our Members
We ’ re Just Around the Corner!
President’s
Letter
Believe it or not,
you CAN pick your family!
When you become a member of Corner
Post FCU, you’re joining a close-knit family.
Even though our members are not related
by blood, we are related by a common
desire – to deliver the best financial
services, at the lowest cost, with the
highest possible yield on savings.
From our early days as the Wilkes-Barre
Postal FCU, Corner Post has grown to
embrace a total of 48 Select Employee
Groups, totaling over 6,400 members. Our
family members hail not only from the
ranks of the United States Postal Service,
but also from small businesses throughout
Bradford, Carbon, Luzerne, Monroe,
Sullivan, Potter, Tioga, and Wyoming
counties.
When you’re a member of the Corner
Post family, it’s a relationship that lasts a
lifetime, no matter where you live or what
you do. We encourage your immediate and
extended family members to join and take
part in the benefits that our credit union
family has to offer as well.
At Corner Post, we’re dedicated to helping
each and every member of our family grow
and prosper. We’re glad you’re one of us!
Sincerely,
Gayle Maisano
President/CEO
2012 Nissans
On Display
On May 19, representatives from Ken
Pollack Nissan had brand-new Nissan
models on display in the Corner Post
parking lot. It’s hard not to get “new car fever”
when you’re surrounded by gorgeous new
vehicles like these!
Bulletin
Join Us For Dollar Dog’s Family Fun Day
Wednesday, August 8, 2012
Make plans to join your fellow Corner Post FCU members for our Dollar Dog Family Fun Day
on Wednesday, August 8, 2012. The festivities will run from 11 a.m. – 2 p.m., rain or shine.
Lots of fun activities for the whole family!
n Adoptable Pets From The SPCA
n The Fire Department’s Smoke House
n Free Hot Dogs
n Chips And Sodas
n Ice Cream
If you open a Dollar Dog Kids Club Account for your
child or grandchild on Fun Day, you’ll pay just $1.00
for their membership. And for becoming a member
of the Dollar Dog Kids Club, the new “account holder”
will get a free gift!
Labor Day
Monday, September 3, 2012
Extra Discounts
For Corner Post FCU
Members!
n And, Of Course, Plenty Of FOOD!
The Dollar Dog Kids Club is a great way for
kids to learn about money management in a
fun, interactive way. Visit cornerpostfcu.org
and click on the Dollar Dog icon.
Holiday
Closings
Columbus Day
Monday, October 8, 2012
n Face Painting
Sign Your Kids Up
For The Dollar Dog Kids Club!®
B O A R D
Lots
of fun
and
prizes!
It pays to be a Corner Post
FCU member in more ways
than one! Your credit union
membership entitles you to
additional discounts from these
area merchants:
Automobile City
Avenue Travel
Boyle Heating,
Fireplace & Appliance
Coccia Ford, Inc.
Coccia LincolnMercury, Inc.
Econo Lodge
Etc. Shop
Harrold's Pharmacy
III Guys Pizza
Jack Williams Tire
Mattern's Floral
Parrish & Brown
AdvertiZING Specialties
Patient Care Corp.
Prociak & Associates,
L.L.C.
Rates (Daily, Paid Quarterly)
Interest Rates
APY
second quarter .10%
second quarter.25%
second quarter .10%
second quarter .10%
1.25%
Shares $100 – 5,000
Shares over $5,000
Holiday Clubs
Vacation Clubs
IRAs
.10%
.25%
.10%
.10%
1.25%
Share Draft/Checking
Share Certificates
.00%
rate changes
weekly – call for
quote
Terms
Rates
0 – 24 mos.
25 – 36 mos.
37 – 60 mos.
61 – 72 mos.
New Vehicles
Over $20,000 For
Used Vehicles (2009-2012) up to 3 yrs. old
NADA book price 80% or 100%
second quarter.00%
60 mos.
80% NADA
2.50% APR
100% NADA
3.00% APR
48 mos.
48 mos.
4.00% APR
4.00% APR
60 mos.
4.50% APR
60 mos.
Used Vehicles (2005-2008)
75% of NADA Book Price
100% of NADA Book Price
1.50% APR
1.75% APR
2.00% APR
2.25% APR
Used Vehicles (2005-2008)
(40,000 or less miles)
Based On Book Price
Loan Limits
Signature
Secured
Vehicle
Home Equity
20% of gross income
$8,000.00 maximum
$10,000.00 maximum
$75,000.00 maximum
$100,000.00 maximum
Corner Post Federal Credit Union assumes no responsibility for typographical errors.
Get More For Less
Auto Loans As Low As
1.50%
APR*
Details Inside.
*APR = Annual Percentage Rate
Signature
And Cosigner
100% Share Secured
1 – 12 mos.
13 – 24 mos.
25 – 36 mos.
37 – 48 Up
mos.To
49 – 60 mos.
61 – 120 mos.
8.00% APR
9.00% APR
APR
10.00% APR
11.00% APR
Months
12.00% APR
13.00% APR
Special 4.25%
60
0 – 36 mos.
37 – 48 mos.
49 – 60 mos.
5.00% APR
6.00% APR
7.00% APR
0 – 36 mos.
37 – 60 mos.
61 – 120 mos.
121 – 180 mos.
4.00% APR
4.50% APR
5.50% APR
6.75% APR
Home Equity
Open End
3.75% APR
VISA® Credit Card
VISA Platinum Card
11.00% APR
8.90% APR
Home Equity –
For Closed End
12-00471 6/12 Marketing Partners, Inc. (888) 641-1215
Website: cornerpostfcu.org
E-mail: [email protected]
Phone: (570) 823-6151
Out Of Area Toll-Free: (888) 887-1746
Fax: (570) 824-2276
TellerLine: (570) 823-9765
566 South Main Street
P.O. Box 1172
Wilkes-Barre, PA 18703
Office:
DRIVE-UP HOURS
Monday & Tuesday: 7:30 am to 4:30 pm
Wednesday: 9:00 am to 4:30 pm
Thursday & Friday: 7:30 am to 5:30 pm
Saturday: 9:00 am to 1:00 pm
LOBBY HOURS
Monday & Tuesday: 7:30 am to 4:30 pm
Wednesday: 9:00 am to 4:30 pm
Thursday & Friday: 7:30 am to 5:30 pm
Saturday: 9:00 am to 1:00 pm
Hours of Operation:
The Corner
FEDERAL
CREDI T
U N I O N
MEET US AT
PRSRT STD
U.S. Postage
PAID
Lehigh Valley, PA
Permit #550