Weber State Credit Union

weber state credit union
July 2006
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Rewarding Membership.
It’s what we are all about. “Rewarding
Membership” serves as a simple re�
minder of why we join a credit union.
As members, we are rewarded for be�
ing part of an institution whose goals
are not based on stock prices. Mem�
bership is constantly rewarded in the
form of better loan rates, higher pay�
ing interest rates, and lower fees. As
members of a credit union, we also get more than just
monetary rewards. We are constantly giving back to the
community through service and donations. Credit unions
Financial planning and
Investment Services
weber state credit union is excited to announce a new
relationship with a full-service financial planning firm.
We feel this will be a great benefit to our members who
will have the opportunity to work with two independent
financial advisors from Raymond James Financial Ser�
vices. Members will now have access to a comprehensive
range of investment
and retirment plan�
ning services from an
experienced team of
advisors. As a credit
union, we are excited to be able to offer the unique cli�
ent-centered approach of Raymond James, along with the
expertise of their advisors; E. Kelly McGarry and Patrick
McGarry. Below is a list of some of the many services that
will be offered by Raymond James.
•Mutual Funds
•bonds
•stocks
•Retirement Planning
•iras
•401k
are a place where character and integrity are prized over
profits, and friendly service can always be expected. “Re�
warding Membership” is not just a catchy phrase or ex�
pression, it is what happens. With every deposit, every
loan, and every transaction we conduct, we hope to re�
ward the membership of all those who are a part of our
credit union.
It’s almost that easy.
6 month cd
5.35
%A.P.Y.
for vip members
5.35% Annual Percentage yield for VIP members only, 5.10% otherwise.
$500 minimum deposit. Limited time offer. See representative for details.
Retirement Planning:
Understanding your options
On August 24th, we will be hosting a special seminar on
preparing for retirement. Raymond James representatives
will discuss retirement options for our members. The semi�
nar will begin at 6:30 p.m. at the Main branch. A light meal
will be served. Please R.S.V.P. to Nancy Call at 866-1064.
•College Planning
•Tax Planning
•Estate Planning
•Pension Plans
•trust services
•Asset Management
July 2006
WEBER STATE CREdIT UNION
Ken Garff Auto Teams up with WSCU
From July 13-July 15, 2006, Ken Garff of Ogden will be joining forces with Weber State Credit Union for a 3-day car
sales event. The sale will be hosted at Ken Garff of Ogden on Riverdale Road. There will be lots of high-quality
used cars, great for high-school and college students.
If you’re looking for a new car, Ken Garff will also
be discounting new automobiles from Honda, GMC,
Have you ever
Nissan, Pontiac, and Mitsubishi just for this sale.
Loan officers will be on-site for fast and easy approv�
purchased one of these?
als, and interest rates will be as low as 5.99% A.P.R.
We will also have FREE hot dogs and drinks just for
stopping by on Saturday. While you’re there, enter to
win a set of 2006 season tickets to see Coach Ron
McBride and the Weber State Football team.
Student Loans Made Simple.
If you, or someone in your family is headed to school
this fall, now is a great time to start applying for stu�
dent loans. Student loans are available through WSCU
to both students and their parents.
There won’t be any at
this car sale.
New and used autos
rates as low as
5.99%
Fixed A.P.R.*
Ken Garff Ogden
July 13-15, 2006
Come enjoy free hot dogs & drinks on Saturday,
and enter to win 2006 season tickets to Weber State
Football games.
* Annual Percentage Rate, subject to change. All loans issued O.A.C. Equal Opprtunity Lender.
Student loans come in a variety of
options, and are generally based
on a family’s need. The Stafford
loan is the most common form
of student loans. If your family
qualifies, a subsidized Stafford loan
can be taken out and the govern�
ment pays the interest on the loan
while the student is still in school.
If you don’t qualify for a subsidized
Stafford loan, then an unsubsidized
Stafford loan can be given. In an
unsubsidized loan, the interest can
be paid as it accrues during school, or it can be added
to the total loan amount to be paid after the student
leaves college. To find out which type of loan you
qualify for, visit www.fafsa.gov to fill out an applica�
tion for financial aid from the government. Once you
complete the online form, you will be notified what
types of loans you qualify for. When you submit your
application to request the loan, use lender code 829158.
If you are a parent helping to pay for your child’s edu�
cation, a Stafford Plus loan is available for parents to
draw on. Plus loans are unsubsidized and repayment
begins 60 days after the loan is issued.
If you need help applying for Student loans, or have
questions, call one of our Member Service Representa�
tives at 399-9728.
July 2006
weber state credit union
Turn your house into cash
Community Involvement
Relay for life-on June 9th, wscu
employees participated in the american
cancer society’s relay for Life to help raise
money for cancer research. wscu sold
luminary bags, held an employee service
auction, and collected donations in order to
contribute over $1300 for the fight against
cancer.
Boys State- on June 16th, wscu donat-
ed a $500 scholarship to a member of the
boy’s state high school academic competition at weber state university. the scholarship will be applied toward the student’s
college expenses once he graduates high
school and enrolls at weber state.
Alumni Golf- wscu was a sponsor of
the annual weber state alumni golf tournament held on June 9th at the the barn golf
course in Pleasant View. the tournament
was organized to help raise scholarship
money for wsu students.
Adopt-a-Highway- wscu employees
donated their time to clean up a beautiful
stretch of Highway 39 in Huntsville on May
27th.
Annual Meeting
on april 20, 2006 weber state credit union
hosted its 49th annual
Members’ Meeting at the
dee events center in ogden. board member elections were held for two
new board members. evelyn Harris and Jody Lake
were re-elected to threeyear terms.
Money may not grow on trees, but you
might find some in the floorboards. If
you need money for a large purchase like
a boat or rV, a remodel, an addition, college, auto, or if you need to pay off high
interest credit cards, a Home equity loan
can help you use your home as a source
of funding. it’s easy to qualify for a Home
equity loan. Just contact one of our mortgage specialists. if you take out your loan before July 30th you can
receive a rate as low as Prime-0.50%, plus, get a $100 Home Depot® gift card to get started.
A day with the dinosaurs
on July 29th, wscu will be hosting its annual eccles dinosaur Park
day for our waldo’s Kids club members. we will be mailing tickets for a
complimentary park entrance and a
free meal to our Kids club members
in advance. adults who attend with
their children will receive a discount
at the gate on their admission.
Summer Skip-a-Payment
if you would like a little extra cash this summer to enjoy a vacation,
buy something special, or just catch a break, try our summer “skipa- Payment” promotion. Just fill out the form and mail or deliver it
to wscu before august 25th and you can skip one or all of your loan
payments for the month. several loans are not eligible, such as Visa
balances, delinquent loans, and loans less than 6 months old. Mortgages
may be eligible, depending on circumstances. there is a small fee of
$30.00 that applies for each loan payment skipped.
Summer Skip-a-Payment
Name
Account #
Please Skip (select one):
All July Loans
July __________________loan
All August Loans
August_______________loan
the loan payment due will be advanced one month to the loan(s) indicated above. this loan is paid monthly directly by me or automatically from my savings or checking account. i understand that interest will accrue at the normal rate and that the skipped payment will
be deferred to the end of my loan. I also understand that this offer is valid only through Friday, August 25, 2006. Please sign (all co-signers must also sign to make the extension valid) and mail or deliver to wscu. in the event of a claim, GaP insurance does not cover
skipped payments.
(co-signer)
X___________________________
______________________
X(co-signer)______________________
X
PRSRT STD
US POSTAGE
PAID
Permit No. 3280
SLC, UT
4140 Harrison Blvd
Ogden, UT 84408-4140
Holidays
WSCU will be closed for the following holidays
Independence day
Pioneer day
Labor day
Locations and Hours
Main Office
4140 Harrison Blvd.
Ogden, UT 84408
(801) 399-9728
1-888-978-9728
Office Hours:
Mon-Fri 9am-5pm
Drive Up Service:
Mon-Fri 9am-6pm
Sat 9am-12pm
Office Hours:
Mon-Fri 9am-6pm
Davis Campus Branch
2750 N. Univeristy Park
Layton, UT 84041
Office Hours:
Mon-Thurs 9am-5:30pm
Friday 9am-5pm
Davis T.L.C. Branch
915 West 1000 North
Layton, UT 84041
4140 Harrison Blvd. Ogden, UT
W.S.U. Bookstore
2106 University Circle Ogden, UT
Dee Events Center
Office Hours:
4450 Harrison Blvd. Ogden, UT
Mon-Thurs 9am-5pm
Friday 9am-4:30 pm
[Closed 2pm-2:30 for lunch] North Branch
North Branch
1529 N Washington Blvd.
Ogden, UT 84404
ATM Locations
Main Office
W.S.U. Union Branch
2106 University Circle
Ogden, UT 84408
Tuesday, July 4
Monday, July 24
Monday, September 4
Drive Through Only:
Mon-Thur 9am-5:30pm
Friday 9am-6pm
[Closed 1:30-2:30 for lunch]
1529 N. Washington Blvd. Ogden, UT
Ogden-Weber ATC
200 N. Washington Blvd. Ogden, UT
University Village
1321 East 4600 South Ogden, UT
Davis Campus
2750 University Park. Layton, UT
Co-Op Network ATMs
25,000+ CO-OP ATMs
Visit weberstatecu.com or
call 1-888-SITECOOP for a
complete listing of locations
www.cuservicecenter.com
Riverdale Center
4163 Riverdale Rd.
Riverdale, UT 84405
(801) 392-9146
Cottonwood Center
1963 East 4800 South
Holladay, UT 84117
(801) 272-6755
West Valley Center
3569 West 3500 South
West Valley, UT 84119
(801) 967-0069
West Jordan Center
3078 West 7800 South #10
West Jordan, UT 84088
(801) 569-1799
Southe Towne Center
57 West 10600 South
Sandy, UT 84070
(801) 553-1282
St. George Center
616 South River Rd. Suite 220
St. George, UT 84790
(435) 656-5620
CU Service Center Hours:
Mon.-Fri. 9am-7pm, Sat. 9am-5pm