1st Quarter/January - Communities of Abilene Federal Credit Union

Winter 2009 Member-Owner Newsletter
READ IT TODAY!
Better BANKING begins with MEMBERSHIP
If you can drive
it, we can help you buy it
cheaper and easier!
Present your CoAFCU Preferred Buyer’s Club (PBC) card (below) at
a participating dealership and APPLY AND CLOSE YOUR NEW OR
USED VEHICLE LOAN ON THE SPOT! You don’t even have to
leave the dealership to get our great-rate financing. The dealership’s finance
manager will take your application and process your CoAFCU vehicle loan all
right there - on the spot!
it!
óLow, No-Haggle Pricing
ó.25%APR Discount on CoAFCU Rates
ó“On the Spot” CoAFCU Financing
CU
or:
✯ Arrow Ford, Arrow
Chrysler/Jeepin Abilene, Texas:
PARTICIPATING
DEALERSHIPS
s
2300
U.org
ilene
✯Arrow Mitsubishi
ArrowDealerships.com
óLithia Toyota of Abilene 4449Southwest Dr
Lawrence
Hall Chevrolet/Cadillac/Pontiac/
Arrow
Ford 4001
S1st St 800-381-4302
ó✯
325-793-3000 ToyotaAbilene.com
Chrysler/Jeep/ Mitsubishi
óArrow
Buick/GMC/Lincoln/Mercury/Mazda
óMax’s Kawasaki, Honda, Yamaha, Polaris
3995 1st St 800-861-7851
941 N Mockingbird
✯Lawrence Hall - Anson
LawrenceHall.com
325-673-4636 MaxsCycle.com
Lithia Honda of Abilene
Lawrence Hall Chevrolet/Cadillac
ó✯
óMcGavock Nissan of Abilene
Toyota Dr
of Abilene
✯Lithia
1385 S Danville
325-695-8800
3550 S Clack St
Honda, Yamaha, Polaris
LawrenceKawasaki,
Hall Pontiac/Buick/GMC
ó✯Max’s
325-695-2970 McGavockNissan.com
✯McGavock
200 N Clack StNissan
325-695-8885
of Abilene
óStar Dodge-Hyundai of Abilene
Lawrence of
Hall
Lincoln/Mercury/Mazda
ó✯Saturn
5101 S 1st St
Abilene
1300 S Clack St 325-695-8811
800-933-6376 AbileneCars.com
✯Star Dodge - Hyundai of Abilene
óLithia Honda of Abilene 1395 S Danville Dr óSterling Volkswagon
Texas HondaofAbilene.com
Ford - Anson
✯West
325-793-3028
3951 S 1st St - 325-673-4663
PARTICIPATING DEALERSHIPS in the Big Country (everywhere else):
óLawrence Hall Chevrolet/Buick/
EQUAL HOUSING
Pontiac/GMC
LENDER
2120 S Commercial Ave, Anson
325-823-3261 LawrenceHallAnson.com
óWest Texas Ford
2016 S Commercial Ave, Anson
800-315-7436 WestTexasFord.com
óBlake Fulenwider Chrysler, Dodge, Jeep
110 North Access Rd, Clyde
325-893-1416 BlakeCDJ.com
ONLINE: WWW.CoAFCU.org
MAIN TELEPHONE SWITCHBOARD
(325) 691-2300 or (800) 535-2157
Hours Monday – Friday 8:30am to 5:30pm
APPLY FOR A LOAN 24/7(866) 292-7675
DELINQUENCY OFFICE (325) 691-2320
COMMUNITIES OF ABILENE
FEDERAL CREDIT UNION
DOWNTOWN BRANCH
3661 N. 6th Street, Abilene, TX 79603-5644
(325) 673-0069 Fax
Lobby Hours
Monday – Friday 9:00am to 5:30pm
Saturday: Closed
Drive-Thru Hours
Monday – Friday: 7:30am to 6:00pm
Saturday: 8:30am to 1:00pm
DYESS AIR FORCE BASE BRANCH
341 Avenue C, Dyess AFB, TX 79607
(325) 692-9571 Fax
Lobby & Drive-Thru Hours
Monday - Friday: 9:00am to 5:00pm
Saturday: Closed
óFamily RV Center
LOST/STOLEN DEBIT OR CREDIT CARDS
Visa Debit Card
(800) 754-4128
MasterCard Credit Card (800) 442-4757
óHood King Ford
ABA/ROUTING AND TRANSIT NUMBER
311380859
I-20 Exit 243 West Sweetwater
325-235-4488 / www.familyrvonline.com
1308 E. Main St., Eastland
254-629-1785 / www.stanleyeastland.com
óStanley Ford/Mercury
800 NW Georgia Ave., Sweetwater
325-236-6355 / www.stanleyfordmercury.com
óHanner RV Center
603 SW Georgia Ave., Sweetwater
325-235-4384
www.stanleychevroletsweetwater.com
óStanley Chevrolet
Communities of ABILENE Federal Credit Union
BOARD OF DIRECTORS
Gerald Garrett............Chairman
Lena Moore.................Director
Carl Johnson...............Vice Chairman
Bob Sayer....................Director
Jamie Villegas..............Secretary/Treasurer
Diane Schmahl...........Director
Bill Toornburg.............Director
SUPERVISORY COMMITTEE
Lena Moore.............................. Chairperson
Abby Parham........................... Secretary
Paulette Whitaker................... Member
E-MAIL: [email protected]
MAX TELEPHONE TELLER - 24 hours, 7 days
(325) 691-2301 or (800) 231-3328
6662 E IH 20 - 877-677-1401
www.bigcountryrv.com
Lily Lewis................................... Member
Diana Hall................................. Member
2010 Annual Membership Meeting
3661 N. 6th Street, Abilene, TX 79603-5644
óFranklin’s Big Country RV Outlet
óHanner Chevrolet, Pontiac, GMC Trucks
I-20 and FM 2047, Baird
325-673-6071 HannerChevrolet.com
325-854-1133
ADDRESS FOR CORRESPONDENCE,
DEPOSITS AND LOAN PAYMENTS
CALENDAR OF EVENTS
January 16th-18th....... Martin Luther King Day
Closed (Saturday - Monday)
February 13th-15th....................President’s Day
Closed (Saturday - Monday)
Daylight Savings Time Begins March 14th
- Set your clock ahead one hour!
The 2010Annual Membership Meeting has been scheduled for Thursday, May 6, 2010. It will be held at our 3661 North 6th Street
office, Abilene TX 79603 with registration beginning at 6:30pm and call to order at 7:00pm. When there is only one nominee for
each position to be filled, elections will not be conducted
by ballot and there will be no nominations from the floor.
2010 Annual Membership Meeting
Resumes are being
acceptedMembership
for three positions
onbeen
thescheduled
Board offorDirectors.
The 2010Annual
Meeting has
Thursday, May 6, 2010. It will be held at our 3661 North 6th Street
office, Abilene TX 79603 with registration beginning at 6:30pm and call to order at 7:00pm. When there is only one nominee for
each be
position
to be by
filled,
will not Committee
be conducted by
and there
be no nominations
from the
Resumes must
received
theelections
Nominating
byballot
February
5,will
2010.
Resumes must
befloor.
accompanied by a signed certificate
stating you will
acceptarethe
office
if elected
and
you agree
vote tally being read aloud at the meeting. Basic qualification
Resumes
being
accepted
for three
positions
on the with
Boardthe
of Directors.
requirements Resumes
are as follows:
must be received by the Nominating Committee by February 5, 2010. Resumes must be accompanied by a signed
•
•
•
certificate stating you will accept the office if elected and you agree with the vote tally being read aloud at the meeting. Basic qualification
Be a member
in good
standing of the credit union
requirements
are as follows:
Have the ability
and desire to attend all regular and special meetings of the board of directors and at least one educational and ♦ Be a member in good standing of the credit union
planning program
each year.
♦ Have the ability and desire to attend all regular and special meetings of the board of directors and at least one educational and
program
eachtoyear.
Have an open planning
mind, the
ability
use sound judgment, a willingness to accept responsibility and the ability to make group ♦ Have
an open
the abilityHave
to use the
sound
judgment,
a willingness
to accept
responsibility
and the ability
to makebut
group
decisions with
fellow
boardmind,
members.
ability
to take
and handle
criticism
for making
necessary
unpopular decisions.
decisions with fellow board members. Have the ability to take and handle criticism for making necessary but unpopular
decisions.
NOMINATIONS MADE
BY PETITION REQUIRE THE FOLLOWING:
NOMINATIONS MADE BY PETITION REQUIRE THE FOLLOWING:
Nominations made
by petition must be received no later than March 26, 2010.
Nominations made by petition must be received no later than March 26, 2010.
• Petitions
must be signed by 1% of the membership, approximately 130 members.
♦ Petitions must be signed by 1% of the membership, approximately 130 members.
• Petitions must
be accompanied by a signed certificate stating the nominee agrees to being nominated, will accept office if ♦ Petitions must be accompanied by a signed certificate stating the nominee agrees to being nominated, will accept office if
elected and agrees
with the vote tally being read aloud at the meeting.
elected and agrees with the vote tally being read aloud at the meeting.
• Resumes and
Petitions
must be accompanied by a list of qualifications and biographical information to include:
♦ Resumes and Petitions must be accompanied by a list of qualifications and biographical information to include:
A. Current occupation
Mail Resumes and/or petitions to:
A. Current occupation
Communities of Abilene FCU
B. EducationB. Education
Nominating Committee
C. Qualifications
3661 N 6th Street
C. Qualifications
Abilene TX 79603-5644
D. Number D.
of Number
years aofCommunities
of Abilene Federal Credit Union member
years a Communities of Abilene Federal Credit Union member
VOTING PROCEDURES:
VOTING PROCEDURES:
A. Absentee ballot—Communities
of Abilene
Federal
CreditUnion
Union must
receive
an official
ballot request
later than no later than
A. Absentee ballot—Communities
of Abilene
Federal
Credit
must
receive
an official
ballotnorequest
April 5, 2010.
April 5, 2010.
Absentee ballots must be received by the Communities of Abilene Federal Credit Union Supervisory Committee no later than
Absentee ballots
must be received by the Communities of Abilene Federal Credit Union Supervisory Committee no later than
May 3, 2010.
May 3, 2010.
B. In- person—ballots will be available upon registration the night of the Annual meeting.
B. In- person—ballots
will be available upon registration the night of the Annual meeting.
Eligible voters are primary account owners, 15 years of age and older, in good standing of the Credit Union.
Eligible voters are primary account owners, 15 years of age and older, in good standing of the Credit Union.
……………………………………………………………………………………………………………………………………………
To request an absentee ballot, fill in the coupon below and mail to:
………………………………………………………………………………………………………………………………………………
To request an absentee ballot,Communities
fill in the coupon
below
andCredit
mailUnion,
to: 3661 N 6th Street, Abilene TX 79603-5644
of Abilene
Federal
Communities NAME
of Abilene Federal Credit Union, 3661 N 6th Street,
Abilene
TX 79603-5644
MEMBER
NUMBER
NAME
ADDRESS
ADDRESS
SIGNATURE
CITY
STATE
MEMBER NUMBER
ZIP
All requests must be received by April 5, 2010. All requests will be eligible for a $50.00 prize drawing with
CITY
STATE
the exception of employees and officials of Communities of Abilene Federal Credit Union.
ZIP
SIGNATURE ………………………………………………………………………………………………………………………………………………………………
OF DIRECTORS
All requests must be received by CREDIT
April 5,UNION
2010.BOARD
All requests
will be eligible for a $50.00 prize drawing
How do I become
a Director
and whatof
doemployees
they do? A Director
is elected
the membership
is responsible
the members.
with
the exception
and officials
of by
Communities
ofand
Abilene
FederaltoCredit
Union.Directors
volunteer to serve on their credit union board for many reasons, among them a commitment to the mission of financial cooperative, concern
for members, a willingness to share a special skill or talent and the opportunity to network with others in the credit union and its
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from Your Credit Union
Your Credit Union
out-and-about
in the community
Whether you are...
Great ONLINE services
available 24/7
• Banking with eStatements
• Bill Payment Services
• MasterCard Access
• Up-to-Date Loan Specials
Loan & Savings Calculators
• Loans & Mortgages - Fast and easy applications
Membership Application
• Insurance Quotes for Homes, Loans & Automobiles
• Brokerage Services
• Newsletter, Events & Holidays
Need up-to-date
WEATHER FORECASTS
and credit union
information? CALL
(325) 672-1312
Sponsored by Communities of
Abilene Federal Credit Union
and KTXS Television
We have the products you need to build
YOUR own Bail-Out Plan:
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• Refinance Auto Loans
• Credit Card Balance Transfers
• Signature Consolidation Loans
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• Savings Analysis
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Contact a Member Services Representative today!
• consolidating debt;
• making home improvements;
• taking a dream vacation;
Business Mercado October 2009
• paying college expenses; or,
• buying a boat or RV,
we make it easy to use your home’s equity (CASH) to
make your dreams come true!
Apply for a Home Equity Loan* today!
* Texas law requires a 12-day cooling-off period before a Home
Equity loan may be closed and there is a 3-day Right of recission
after closing before the funds may be disbursed.
GROW MONEY FASTER
with a CoAFCU Share Certificate
If you’re investing a substantial amount of money, it’s never
wise to put all of your eggs in one basket. Get the best yield
without risk to your principal by opening laddered share
certificates at Communities of Abilene Federal Credit
Union. That means investing money in certificates based on
how long you can wait until you use the funds. The longer you
wait to use your funds, the higher your earnings!
Contact us to open your Share Certificate today
and start growing your money now!
All Share Certificates available as Individual retirement Accounts (IRAs). Rates change weekly. For
current rates call the credit union at (325) 691-2300 or check our web site, www.CoAFCU.org. A
penalty may be imposed for withdrawals before maturity. 24-Month Plus share certificate has a onetime rate bump up feature.
Big Brothers Big Sisters
Bankers’ Bowl August 2009
Getting letters from your
bank with a credit card
rate increase that’s out of
this world?
If so, now is the time to switch to
a CoAFCU MasterCard with rates
as low as 8.9%
APR!
Visit either branch or go to
www.CoAFCU.org
for more information.