DVFCU NEWSETTER OCT 2013
Transcription
DVFCU NEWSETTER OCT 2013
At Diablo Valley Federal Credit Union YOUR MONEY MATTERS October 2013 1051 A Detroit Avenue, Concord, CA 94518-2411 Holiday Skip-A-Pay It’s that time of year again. Diablo Valley FCU will be offering the holiday skip-a-pay program on eligible automobile loans. Rebecca Wilson. If your automobile loan meets our pre-set criteria, your invitation will be mailed soon. If you have any questions feel free to call the credit union. Car loan - Payment = Extra Spending Money for the Holidays!!! Holiday Loans Available Offered November 1 - December 31, 2013 Please call us at (925) 771-5600 for further details. Christmas Club Halloween is right around the corner, and that means it is time for our Annual Halloween Coloring Contest. Bring your children and their favorite crayons and come on down to Diablo Valley FCU. Let creativity be unleashed with all the great Halloween pictures we have to choose from. We will display all finished pictures in the lobby throughout the month of October. Venisa Carter. All entries will be grouped by age for judging. Prizes will be awarded to a coloring contest winner in each age group. Eligible contest participants must be between the ages of 2-13 to be considered for a prize. Drawings can be taken home and returned to the Concord office. All entries must be received by October 31, 2013. It’s almost time to start your Christmas shopping! Christmas Club balances will transfer to your regular savings on Friday, November 1, 2013. Annual Meeting Our annual meeting will be held in February 2014. An update will be posted on the website with date, time and location information as soon as it becomes available. Locations, Hours & Phone Numbers Concord Office: 1051 A Detroit Ave Hours: Monday – Friday 9 a.m. thru 5 p.m. Saturday 9 a.m. thru 4 p.m. Phone: 925-771-5600 925-771-LOAN 1-800-375-6077 The Best Value - Confidence - Trust savings • checking • loans • mortgages Choice! Your funds are insured up to $250,000 by the National Credit Union Administration, a US government agency. Tell Your Family & Friends Diablo Valley Federal Credit Union is open to eligible persons who live, worship, attend school or work in central Contra Costa County. Call 925-771-5600 for details. Watch for announcements and special events at www.diablovalleyfcu.org. Board of Directors Upcoming Holidays Chairman ................................. Dennis Horgan Vice-Chairman............................. Randall King Treasurer ...................................Greg Erickson Secretary ................................... Bill Rodrigues Member at Large ......................George Garcia Supervisory Committee Columbus Day Monday October 14 Veteran’s Day Monday November 11 Thanksgiving Day Thursday November 28 (please note we are OPEN our regular hours on November 29 and 30) Erik Smith Christmas Eve Tuesday December 24 Branches will close at 1pm Christmas Day Wednesday December 25 New Year’s Day Wednesday January 1, 2014 Win $25…Win $25…Win $25! • Look for your name in this newsletter. Three member names, drawn at random are hidden. If you find yours, call us and win $25! • If you do not want your name to appear in the newsletter, please send a letter to DVFCU, 1051 A Detroit Avenue, Concord, CA 94518 or email to [email protected]. • Complete the quiz at the bottom of this page, return it to DVFCU and be entered into a drawing to win $25. Be sure to include your name and phone number. Diablo Valley FCU Quiz 1. What is the date that the Christmas Club transfers will occur? ________________________________________________ 2. True or False: The credit union will be closing early on New Year’s Eve. 3. Holiday Loans are availble starting on what date? ________________________________________________ July 2013 Winner: Lorraine Harris Chair .................................... Jennifer Hamilton Member ..................................... Angie Jarman Member ........................................ Carolyn Joy Member ........................................Ellen Powell Member ................................... Debbie Daniels Concord – Detroit Avenue Staff Chief Executive Officer ................. John Pamer Operations Manager.......................Maria Lazo Lending Manager ..................... Dawn Cressey Accountant .......................... Virginia Jacobson Financial Service Rep ........... Latisha Martinez Member Service Rep............. Yazmin Hurtado Member Service Rep........................Joel Hess Member Service Rep................ Gina Galloway Savings Dividends Shares/Club Share Draft IRA Shares APR .05% APY Type .05% Variable non-interest bearing .05% .05% Variable Certificates – Regular and IRA Money Market Account $ 5 -$9,999.99 .05% $ 10,000 -$24,999.99 .07% $ 25,000 -$49,999.99 .10% $ 50,000 -$99,999.99 .12% $100,000 & up .15% .05% .07% .10% .12% .15% For $1,000 to $9,999 investments: • 6 month .09% .10% • 1 year .14% .15% • 2 year .19% .20% • 3 year .34% .35% Fixed Fixed Fixed Fixed For $10,000 to $100,000 investments: • 6 month .14% .15% • 1 year .19% .20% • 2 year .24% .25% • 3 year .39% .40% Fixed Fixed Fixed Fixed Loan Rates - APR Vehicle/Motorcycle New/Used RV/Boat Signature Visa Credit Card 2.49% to 15.99% 7.75% to 9.75% 10.99% to 15.99% 9.90% to 15.90% Share/Certificate Secured Div. Rate + 2.50% Margin 0-60 months Div. Rate + 3.25% Margin 61-120 months Home Equity Loan – Call for details Up to 80% LTV First Mortgages Call 1-800-375-6077 for details APR: Annual Percentage Rate APY: Annual Percentage Yield The above rates were effective as of 6/30/2012 and are subject to change without notice. Disclosures are available upon request. Call (925)771-5600. National Mortgage Licensing System # 449497