Chamber News I rs

Chamber
News
THE OFFICIAL PUBLICATION OF THE CHAMBER OF COMMERCE
OF NIAGARA FALLS, CANADA
Message from the Board of Directors
Crossing the Border has a Greater
Impact than Saving a Few Bucks
I
was at the Gales Center last weekend and couldn’t
help but notice all of the corporate sponsors that
are spending money to ensure our kids have a
hockey team to play on. Almost every team that was
playing on one of the four ice surfaces was sponsored
by a small business.
I left the arena and as I made my way across town bill
boards and radio provided me with more evidence
that small business is truly investing back into
Niagara. With hundreds of thousands of dollars that
are carefully gleaned from the small profits eked out
by local business we see countless investments made
back into our communities to help, and to ensure that
we have a good quality of life and that our children
have the same opportunities we had – or better!
On the way to the south end I passed the Rainbow
Bridge and couldn’t help but notice the lines of cars
leaving and returning to the city after a shopping
night in our American sister city. I couldn’t help but
wonder how many of those businesses would invest
their profits to help our local communities.
Over the last year your local Chamber of Commerce
has been working diligently with the Retail Council of
Canada – in fact, the two organizations held a town
hall meeting on the subject that was well attended by
local concerned business. From this meeting a policy
paper was developed called “Mitigating the Negative
Effects of the New Tax Exception Limits for Canadian
Retailers”. This paper was so well researched that it
caught the interest of the Spruce County and District
Chamber of Commerce and the Surrey Board of Trade
who co-sponsored the paper for presention to the
Canadian Chamber of Commerce. It was debated at
the National Convention held in Hamilton in 2012
and became policy for the Canadian Chamber of
Commerce.
Our lobbying efforts have been so successful that
the Senate has requested a review of the Canadian
Tariffs and we are now turning our lobbying efforts
to Minister Flaherty hoping to have him develop
a timeline so that we will know when this review
will take place. We will continue to work diligently
until changes are made that will better protect our
community businesses that protect and support our
communities.
So the next time your neighbours are headed for a
cross border shopping experience it might be worth
asking them for a little neighbourly help for our
businesses, the same kind that they have become so
accustomed to.
Larry Vaughan
Vice Chair, Chamber of Commerce
Niagara Falls, Canada
Fast Facts:
1.In February, 2011, Prime Minister Harper and President Obama signed a declaration to enhance
security and accelerate the flow of people, goods and services between Canada and the US.
This declaration led to the harmonization of personal tax exemptions on the border
effectively increasing the consumer threshold for cross-border shopping putting more
stress on the already challenged Canadian retailer.
2.In 2009, the retail sector directly contributed over $74 billion dollars to Canada’s
Gross Domestic Product.
3.Between 2007 and 2008 the retail sector invested over $12 billion in machinery,
equipment, logistics, transportation and infrastructure which led to an addition $2.7 billion in
investment by other industries.
4.According to the most recent Stats Canada Report between January and October 2012 sameday trips to Canada by US residents decreased by 1.3 % over the same period the year before.
Same-day trips by Canadians to the US increased by 5.2% representing 1.3 million additional day trips.
THE HEAT MOVERS…. We Move Heat In & Out of Your Life!
Membership has its Benefits
Please contact Al MacNevin at [email protected] if you
are interested in Advertising
Jack Custers, Cogeco Cable Canada LP and Robert Lalonde, Greg
Frewin Theatre Pose for a picture at the State of the City luncheon.
M
City’s new brand unveiled
at State of the City luncheon
State of the City
ayor Jim Diodati unveiled a new brand for
Niagara Falls at the annual State of the City
luncheon sponsored by the Niagara Falls
Review and hosted by the Chamber of Commerce
Niagara Falls, Canada at the Americana Conference
Resort on Friday March 8.
All in all, the Mayor touched on the past, present
and future for Niagara Falls and the contribution of
Industry as well as the Hospitality industry. So let’s all
get together and be-NF.
Introduced by Chamber Chair, Anna Pierce, Mayor Jim
spoke of the past years accomplishments for Niagara
Falls and peered into the future. The Mayor asked for
patience when waiting for dreams to become reality.
He used the analogy of the Chinese bamboo plant
which grows 90 feet in 6 weeks after taking 5 years to
germinate. One of the many slogans the Mayor used
was “don’t get bitter get better” and suggested that
this is an approach we should take when criticized.
We must learn from our mistakes. The mayor spoke
of the success of the Sleep Cheap campaign and
thanked local hoteliers for their support of this very
worthwhile charity.
He also spoke of some successes, such as the Women’s
Hockey Championships, Red Bull Crashed Ice, Nick
Wallenda’s walk over the Falls and numerous events
at the Scotiabank Convention Centre. Jim announced
plans for an incubator and business information centre
to be launched on Queen Street. All WEGO buses
will soon be fully accessible. In addition to tourism,
Mayor Jim spoke of industrial investment in our
community from Hatch Acres, Minacs and Cytec. The
Mayor concluded with a major announcement that
the Grassl family, business people from Toronto has
donated 30 acres in the Montrose & Lyons Creek area
to be used to build the new Southern tier Hospital.
MOBILE IS HERE!
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BUSINESS READY?
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Attention
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as a member, see how you can save!
Additional savings by combining your
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Over 100 years ago
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www.youngsinsurance.ca
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5681 Thorold Stone Road, Niagara Falls
HOME � AUTO � COMMERCIAL � LIFE � EMPLOYEE BENEFITS
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Visit us at
www.niagarafallschamber.com
Business After Five
Harry Walker and Janet Adams pose for
a picture at the Willodell Business After Five.
Business After 5 hosted by
Willodell Golf Club of Niagara
M
embers and guests were welcomed by Chamber
Chair Anna Pierce to our March BAF hosted by
Willodell Golf Club of Niagara and sponsored
by the Niagara Falls Review. While the weather didn’t
cooperate, the venue certainly did. Members were treated
to an outstanding array of food compliments of Willodell.
Anna Pierce conducted door prize draws with the assistance
the Board of Directors present. Prizes were donated by
Willodell Golf Club of Niagara, Waters Meredith & Tchang
LLP, Beatties Basics Office Products, Chamber of Commerce
Niagara Falls, Canada, Brock Ford, Meridian Credit Union,
Swimming Along, PenFinancial Credit Union, Bridges to
Wellness, Veda Horner-Mobile Marketing, Bert Schertzing
Anna introduced dignitaries and Board Members in Insurance Agency, Bullet Media Niagara, Sunstrum’s Florist,
attendance and asked Mario Caputo, General Manager of Niagara Cottage Rentals, Niagara Helicopters Limited and
Willodell Golf Club, to speak on behalf of our host. Mario Niagara Falls Review.
thanked members and guests for attending the event and
invited everyone to come back once the course is open
for play. The course has weathered well with no winter
damage and will be playable as soon as temperatures
rise. Anna presented Mario with a plaque of appreciation
on behalf of the Chamber. Plaques are donated by Alison
Sports, Awards & Promotions.
Al MacNevin invited new members present to come forward
and introduce themselves to the group. Al also introduced
Bert Schertzing of Bert Schertzing Insurance Agency who
represents the Chamber of Commerce Group Insurance
Plan. The Chamber also offers preferred rates on Merchant
Services. Please contact Al for more information.
Anna Pierce promoted the upcoming events: a luncheon
“Transformation of the WSIB,” will be held April 23, 2013
at Club Italia. Our next Business After 5 will be hosted by
the Niagara Parks Commission at Legends on the Niagara
Golf Complex on April 17.
Membership Has Advantages
DJB’s professionals provide
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Assurance & Accounting
Business Valuations
Canadian, U.S. & Commodity Taxation
Estate Planning
Financial Planning
Human Resources Consulting
Litigation Support
Succession Planning
6100 Thorold Stone Road, Niagara Falls
Tel: 905.357.5711 Fax: 905.357.7932
Email: [email protected]
www.djb.com
Stay informed on our advocacy work
and issues impacting your business by
our direct emails to your inbox
www.niagarafallschamber.com • [email protected] • (905) 374-3666
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Burlington
Fort Erie
Grimsby
Hamilton
Niagara Falls
St. Catharines
Stoney Creek
Welland
Special Low Merchant Rates
for members of the
Chamber of Commerce Niagara Falls, Canada
Rates as low as
HELP IS HERE!
WITH AFFORDABLE
GROUP COVERAGE
SPECIFICALLY FOR
SMALL TO MEDIUM
SIZED BUSINESSES
$1.59% $0.069% $1.64%
For more information call Al MacNevin,
(905) 374-3666
or e-mail
[email protected]
If you are not currently a member...you can join today!
BERT SCHERTZING FINANCIAL
SERVICES INC
Chambers ooff Commerce
Group Insurance Plan®
6251-2 O‘NEIL STREET, NIAGARA FALLS
ONTARIO, L2J 1M6
PHONE: 905-356-6489 • FAX: 905-356-4392
2013 Buyer’s Guide Coming Soon
Watch for your copy in the Niagara Falls Review
From left: Krystel Page, Deborah Sunstrum,
Dennis Sunstrum and Dan Page.
Coming
Events
New Members
AQUARIUM SERVICES
Swimming Along
225 High Street
Fort Erie, ON L2A 3R4
Phone: (905) 329-9447
Lee Routhier
ASSOCIATIONS
Niagara Falls Community Outreach
Kitchen
4865 St. Lawrence Avenue
Niagara Falls, ON L2E 3Y1
Phone: (905) 354-1640
Christina Watling
ATTRACTIONS
Zapzone Niagara
4238 Bridge Street
Niagara Falls, ON L2E 2R5
Phone: (905) 354-0749
Peter Shepard
AUTOMOBILE REPAIRS
AND SERVICES
Pin Oak Automotive
7361 Pin Oak Drive
Niagara Falls, ON L2E 6S5
Phone: (905) 357-3456
Fax: (905) 357-7977
Kelly Bissette
HOSPICE / PALLIATIVE CARE
Daval Hospice
3428 Portage Road
Niagara Falls, ON L2J 2K4
Phone: (289) 296-9970
Rosemary Rusk
CAR WASH
Mr. Quick Car Wash
5733 Ferry Street
Niagara Falls, ON L2G 1S8
Phone: (905) 356-3011
Jaswinder Saini
Luncheon
Tranformation of the WSIB
April 23, 2013
Club Italia
2525 Montrose Road
Niagara Falls
INDIVIDUAL MEMBERS
Tatiana Slepukhin
60 Saybrook Avenue
Toronto, ON M8Z 2V7
Phone: (647) 893-4661
Tatiana Slepukhin
REALTORS
Reio Realty
5850 Royal Manor Drive
Niagara Falls, ON L2G 1E9
Phone: (905) 358-9800
Fax: (905) 358-9808
Lou Grottola
Business After 5
April 17, 2013
Niagara Parks Commission
Legends on the Niagara Golf Complex
9561 Niagara Parkway
Niagara Falls
Waters Meredith & Tchang LLP
Chartered Accountants
Accounting
4607 Huron Street
Audits & Reviews
Niagara Falls, ON
Tax Services
Tel: 905-356-4324
Consulting
Fax: 905-356-0964
Financial Planning
Estate & Succession Planning
Email: [email protected]
Website: www.watersmeredith.com
Serving Niagara Since 1965
Partners
Associates
George L. Waters, CA
Julius J. Javor, BA
William E. Meredith, B Sc, CA
J. Fred Henderson
Patrick T. Tchang, CA, CFP
Les J. Griffis, BA, CGA
Stacey J. Dean, BBA, CGA
member 2 member
DISCOUNT PROGRAM PARTICIPANTS
Alexander Medical Innovations
Allan’s Mobile Wash
All Tax & Bookkeeping Service Inc.
Alltech Automotive
ASAP (Alison’s Sports, Awards
& Promotions)
Auto Works Niagara
Bain Printing
Batter UP! Fish and Chips
Beatties Basics
Best Western Plus Cairn Croft
Bloomers Flower & Gift Market
Boston Pizza
Bulk Barn
Business Link Niagara Ltd., The
Canyon Creek Chophouse
Carquest Auto Parts
Caswell’s
Cavendish Manor
Coach Canada
Continental Pancake House, The
Delrix International
Extreme Clean Power Washing Inc.
Falls Manor Resort & Restaurant
Fallsview Market
Fix A Leak, By Marlig Industries, Inc.
Flower House, The
Greg Frewin Theatre
Guinness Museum of World Records
Hamblet's Roofing & Siding Inc.
Heart Niagara Inc.
Herbalife International – Independent Distributor
Jiffy Lube
Kiwanis Club of Stamford
LAMAR Canadian Outdoor Advertising
Louis Tussaud's Waxworks
Mama Mia's Italian Eatery
Marlin Travel
M&L Sports Cards & Collectables
My Top Drawer Lingerie & Sleepwear
Niagara Battery & Tire Ltd.
Niagara Moving & Storage Inc.
Niagara Parks Butterfly Conservatory
Niagara Parks "Edgewaters Tap & Grill"
Restaurant
Niagara Parks "Elements on the Falls" Restaurant
Niagara Parks "Queenston Heights" Restaurant
Niagara Parks Retail Stores
Niagara's Fury
Niagara Weddings Canada
Oh Canada Eh? Dinner Show
Olsen-Sottile Insurance Brokers Inc.
Ripley’s Believe It or Not
Ripley’s Moving Theatre
Rocky Mountain Chocolate Factory
Rossi Glass
Spa at Sterling Inn, The
Stamford Home Hardware Limited
St. John Ambulance Association
Superior Orthopaedic Solutions
Tower Hotel, The
Transitions College of Business and Career
Studies
TST Safety Training
UPS Store 192 (McLeod Road), The
UPS Store 194 (Dorchester Road), The
Village Leather Furniture
Wine Place Niagara Falls
Youngs Insurance Brokers Inc.
Would you like to profile your Business?
What a great way to tell the business community a little bit about your business,
a special anniversary or what accomplishments your business has made to the
community. Call the Chamber office today and reserve your profile for the next
available edition.
Dan Bouwman and Bert Schertzing pose for
a picture at the Willodell Business After Five.
Club Italia
Club Italia Presents Napoletana Night on April 20, 2013. Come join us for an evening of authentic food and fun. Music by: Dynamic Entertainment. For further
information or to purchase a ticket please call 905-374-7388.
The Niagara Regional Literacy Council
The Niagara Regional Literacy Council will be holding its 8th Annual Scrabble Fund Raising Tournament on April 26, 2013 at the Holiday Inn Parkway Convention Centre.
There will be a cash bar, hot/cold buffet, penny table, silent auction, 50/50 draw and lots of door prizes. Tickets are $35.00 each or $210.00 for a team of 6 (Register
before March 15th and team of six is $200.00) Call 905-687-8299 to reserve your table.
The Rotary Clubs of Niagara Falls and Niagara Falls Sunrise
The Rotary Clubs of Niagara Falls and Niagara Falls Sunrise are hosting the 1st annual Elimination Draw and dinner Tuesday April 16th 2013 at the Americana Resort at
8444 Lundy’s Lane in Niagara Falls. Prizes include $2000 for the last ticket drawn, $500 for the 2nd last drawn and $250 for the 3rd last ticket drawn. Every 25th ticket
that is eliminated will qualify for a mystery prize valued at $50 or more!! In addition to the grand prizes of cash every ticket will also have the chance to win an iPad 3,
16GB and golf for 4 with cart at Hunters Point. Dinner, cash bar and many ways to win for just $65 per person. The cash bar and food stations will open at 6pm followed
by the elimination draw starting at 7pm. Come and be part of what’s sure to be an annual “must attend” event in Niagara Falls. Tables of 8 can be reserved ahead of
time. Please contact Rotarian Diane Kon at 905-933-3652 or email dkon@pathstone .ca for tickets. Payment by cash, cheque, Visa or Mastercard can be accepted. Don’t
delay and get your tickets soon to be part of this fun and fellowship night that will raise funds for many of the worthwhile Rotary causes that both clubs support.
Niagara Falls Community Kitchen
Niagara Falls Community Kitchen announces OUR SPRING FLING on Saturday April 20/13 at 6pm. This event will take place at Our Lady of Scapular Hall located on
6557 Thorold Stone Road, Niagara Falls. Full Dinner catered by the Saccos and bar service available . There will also be a Silent Auction with Entertainment by “Now
and Then”—the Burnetts. Tickets are $25.00 ea.—$15 tax receipt each ticket.
For tickets call the kitchen or the Watlings 905-358-9390.
Project SHARE’S
11th annual Niagara Falls Review SHARE Grand Prix charity go-kart race will be held on Saturday, May 11th, 2013 at the Niagara Go-Kart and Mini-Putt. This unique
fundraiser is an opportunity to bring your staff, family and friends out for an exciting day of go-kart racing accompanied with a barbecue and complimentary mini-putt.
Enter your team today. The goal for each team is to raise $500 or more. Racing teams will consist of 4 racers and a pit boss. For further information please call 905-3575121 ext. 33 or visit www.projectshare.ca
Heartland Forest ‘Heartbeats’
April 9 ~ 5:30 pm to 7 pm. Meeting monthly, we share our experience, creativity, and individual talents to help make HEARTLAND FOREST a FUN, FAMILY resource
for our community. And, WE NEED YOU! Join us, (when you can), and be a part of this dynamic group of WOMEN, who know that every contribution of time, whether
large or small will make a DIFFERENCE! Laughter guaranteed! (Women’s Volunteer Committee – FREE!)
Heartland Forest presents: Kids Gift-Making Workshop
April 27 ~ 1 pm to 3:30 pm. Remember all the fun YOU had making your Mom something ’special’ for Mother’s Day? The anticipation and excitement was almost too
much to bear. And then, when she opened her card and gift, and hugged you close, you were absolutely THRILLED! HAPPY MOTHER’S DAY! $20 per child.
(Family rate: 3 or more $15 each.)
The Chamber of Commerce
Niagara Falls, Canada Presents...
a LUNCHEON ………… with Guest Speaker:
Elizabeth Witmer, WSIB Chair
Topic:
“Transformation of the WSIB”
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Tuesday, April 23, 2013
5:00pm - 7:00pm
Club Italia
YOUR HOST
2525 Montrose Road
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Niagara
Parks
Commission
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Registration 11:30 am – Lunch 12:00
Please reserve ________ ticket(s) for this Luncheon
____________________________________________
Company Name
__________________________________________
Contact Name
Method of Payment: ___ VISA, MC, AMEX __________________________
Account Number
April 17, 2013
______________
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the Niagara
Legends on
Golf Complex
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Expiry
______ Invoice me (NOTE! PAYMENT IS DUE BY LUNCHEON DATE)
Members: $35.00 Includes HST •
Non-Members: $45.00 Includes HST
To reserve a ticket(s), fax this form to Chamber of Commerce (905) 374-2972 or email
[email protected]. Please call (905) 374-3666 for further information.
Please R.S.V.P. prior to April 15, 2013
(SORRY NO REFUNDS AFTER APRIL 19, 2013)
Sponsored By:
Complimentary Hors D’oeuvres & Refreshments
Chamber has gone Mobile
Contact us at 905-374-3666 to find out how you
can get YOUR coupon on our Mobile Site
Chamber Chair, Anna Pierce thanks Mario Caputo, General Manager
of Willodell Golf Club for hosting the March Business After Five.
Keeping your Financial Focus
Federal Pension Income Credit
The Federal Pension Income Credit is a nonrefundable tax credit which you are allowed
if you receive pension income. Federally, you
are allowed a credit of to a $2,000 credit each
year, while provincially the amount varies.
Note that a similar credit is available in Québec
for up to $2090 of pension income. However,
some particularities apply to the Québec
credit. The federal credit is calculated on the
lowest tax rate of 15%, thus a $2,000 credit
produces a federal tax savings of $300. This
credit is not indexed and is dependent on
your eligible pension income. If the eligible
pension income received is under $2,000
then the credit is based on the actual amount
received.
Locked-in RRSP.
3. Payments out of or under a Registered
Retirement Income Fund (RRIF) including a
Life Income Fund (LIF), Locked-in Retirement
Income Fund (LRIF) and a Prescribed
Retirement Income Fund (PRIF.)
Income that is not eligible for
the federal and Québec credit
The following payments are not included as
pension income:
1. Old Age Security (OAS) benefits and
Canada Pension Plan/Quebec Pension Plan
4. Annuity payments under a deferred profit (CPP/QPP) payments.
sharing plan (DPSP.)
2. Death benefits.
The Chamber of Commerce Niagara Falls, Canada
5. Interest component of the payments under 3. Retirement Compensation, Arrangements
an annuity contract purchased with non- and Salary Deferral, Arrangement payments.
registered funds.
4. Unfunded Supplementary Employee,
The Federal Government has proposed that Retirement Plan benefits.
periodic payments under a money purchase
provision of a Registered Pension Plan will also Payments from a LIF, LRIF or PRIF are not
be eligible for the federal credit where the “qualified pension income” and will not
In addition, if you have pension income that recipient is at least age 65. However, this will qualify for the credit until the owner of the
qualifies for the federal credit, you can “split” not be effective until it is proclaimed into law. LIF, LRIF, or PRIF reaches age 65. (However,
these payments do qualify as pension income
up to 50% of this income with your spouse
in Québec for an individual who is under 65.)
or common-law partner, under the “pension
When
You
are
Under
65
incomesplitting” provisions.
If you are under age 65 you are entitled to the
Planning opportunities
federal credit if you have “qualified pension
Income eligible for the
income”, which means income from the Some planning opportunities are:
federal pension income credit
following sources:
1. If you are under 65 and you are a recipient
When You are 65 or Older
1. Life annuity payments or periodic payments of a RRIF by virtue of the death of your
spouse, you may want to increase your annual
Generally you have to be 65 years of age from superannuation or pension plans.
or older to be entitled to the credit for an 2. Annuity payments under a RRSP, RRIF or withdrawals to $2,000, as they will be fully
amount equal to the lesser of $2,000 and the DPSP arising by virtue of the death of your eligible for the federal credit.
2. If you are over 65, you can create pension
pension income.
spouse.
income by converting part of your RRSP plan
“Pension income” includes:
3. Income portion of any annuity payment into a RRIF or life annuity. Note that there is
1. Life annuity or periodic payments out of arising by virtue of the death of your spouse no such age restriction in Québec.
or under a superannuation or pension plan or common law partner under the law Unlike
the federal pension income credit, there is no 3. You may want to make spousal RRSP
(includes taxable foreign pensions.)
contributions so your spouse has qualifying
2. Annuity payments under a Registered age restriction in Québec, so that the Québec income when they reach the age of 65.
Retirement Savings Plan (RRSP) including amount is available to any individual who
a Locked-in Retirement Account (LIRA) or receives an “eligible pension income”. This However, income eligible for the pension
credit is reduced by 15% when the family’s income credit is not necessarily “tax-free”.
net income exceeds If your income exceeds the lowest federal
a certain threshold. and Québec tax brackets, then you will still
Talk to your Investors owe some taxes with respect to the pension
Group Consultant for income received.
details.
In addition, the pension income will be added
2013 Partnership Banner
Your Company Name Advertised for the
Entire YEAR
Since‘87
to your net income and this may impact
your Guaranteed Income Supplement
and/or OAS benefits.
Terms for Banner Advertising
The Partnership Banner, a promotional banner of The
Chamber of Commerce Niagara Falls, will be displayed at
all events such as Business After Five. Luncheons and
Niagara Networks, just to name a few!!!
Thirty-six (36) company names will be listed on two
retractable banners . Lettering measures approximately
2” high and will remain on the banner for a term of one year
starting May 2013.
OFFICIAL
RETAILER OF
4300 Drummond Road,
Niagara Falls, On L2E 6C3
Contact: Carlene Prohaszka or
Bonnie DiVito
Tel: 905-357-6555 • Fax: 905-357-1800
Companies wishing to advertise on the display must be
members in good standing of the Niagara Falls Chamber of
Commerce.
Sample Only
4741 Queen Street,
Niagara Falls, L2E 2M2
email: [email protected]
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Advertising Agreement
A fee of $275.00 plus HST is due upon signing of this contract.
Name:
Company Name:
Invoice
www.crawfordss.com
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C H A R T E R E D A C C O U N TA N T S L L P
Phone:
Credit Card
Cardholder’s Name:
Credit Card Number:
Expiry Date:
Authorized Signature:
Please fax/scan back to The Chamber of Commerce at
(905) 374-2972 or at [email protected]
James Arnold Hons. B.B.A.
Consultant with Investors Group
Financial Services Inc.
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“Serving the Niagara
Region for over
Seventy years.”
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531 Lake Street, St. Catharines, L2N 4H6
email: [email protected]
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76 Jarvis Street, Fort Erie, L2A 5M6
email: [email protected]
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1567 Highway 55,
Niagara-on-the-Lake, L0S 1T0
email: [email protected]
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486 Steele Street, Suite 15,
Port Colborne, L3K 6A7
email: [email protected]
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