Huge Pre-Owned Auto Sale! Breathe a Debt Consolidation Loan

February 2014
Huge Pre-Owned Auto Sale!
If you’re in the market for a used car or just
thinking about it, come and see the highest
quality and selection of pre-owned vehicles
available to SafeAmerica members. This
event will be held rain or shine and is an
incredible opportunity you won’t want to
miss! For more information and to get
pre-approved, please go to our website
at www.safeamerica.com or call
(800) 972-0999, ext. 290.
Rates
as low as
1.49
%
APR1
SafeAmerica Credit Union, Pleasanton Branch
6001 Gibraltar Drive, February 22 & 23, 2014
Saturday, 9 am – 5 pm and Sunday, 10 am – 5 pm
Breathe Easy with
a Debt Consolidation Loan
Consolidate up to $25,000 of
debt into one low monthly payment
Now, you can pay off your credit cards
and other debt and enjoy one low
monthly payment every month. With our
Debt Consolidation loan you will enjoy:
• Low fixed rate of 6.99% APR5 with
terms up to 60 months
• Borrow up to $25,000
• No application, annual or prepayment fees
• Convert high-rate loans into one manageable
monthly payment
• Debt protection available
• Enjoy a selection of up to 175 quality
used vehicles
• Trade-ins welcome
• Up to 130% financing, which includes
purchase price, tax, and license
• Rates as low as 1.49% APR1
• Hassle-free shopping and personalized service
• Once convenient location to save you time
You can apply online at www.safeamerica.com, call (800) 972-0999 or
come into any SafeAmerica branch.
In Memory of Lynn Br own
Lynn Brown, a volunteer Board Member at
SafeAmerica Credit Union for over 16 years,
passed away unexpectedly on January 2,
2014 in Antioch, California. He is survived
by his wife of 44 years, Joyce, their two
daughters and two granddaughters. Lynn
has served as the Board Secretary for the
last 7 years and has served on numerous
committees throughout his tenure at
the credit union. Lynn worked for Safeway Stores, Incorporated for 30
years in Salt Lake City and the Private Label Brands Divisions in the
San Francisco Bay Area.
After leaving Safeway Lynn opened his own business as a food broker. We
will remember Lynn as a great family man with a zest for life and a good
sense of humor. He was a dedicated volunteer and a terrific supporter of
the credit union. He will be missed by so many. We are thankful for the
many years he gave so selflessly to SafeAmerica and our members.
www.safeamerica.com
2014 College Scholarship Program
Call for Entries
SafeAmerica is pleased to announce its “call for entries” for the
2014 College Scholarship Program. Five college bound seniors
and students already attending college will be awarded $1,000
scholarships to help with tuition and book expenses.
Details to apply are on the SafeAmerica
website at www.safeamerica.com or
call a Member Service Representative at
(925) 734-4111 for details and to request a
scholarship packet.
Upcoming Seminars
Unlocking Social Security
Come and learn about Social Security and how it fits with your
retirement income planning.
SafeAmerica Credit Union, Corporate Office
6001 Gibraltar Drive, Pleasanton
Thursday, February 6
6 pm – 7 pm
Home Buying Seminar
Deadline to apply is March 31, 2014.
Purchasing a home can be a confusing process. You’re excited
about the thought of owing your own home, but the reality is you
need some help in the process and aren’t sure what to expect.
SafeAmerica Credit Union is hosting a complimentary Home Buying
Seminar to show you what to expect and the steps you will need to
take when purchasing your own home.
You Can Still Contribute
to Your IRA for
Tax Year 2013
• We will help you define your ownership objectives and how to
achieve them
It is not too late to contribute to your IRA for your 2013
taxes. IRA contributions or the current year are accepted
until April 15, 2014. For more information on IRA accounts
call our IRA specialist at (800) 972-0999, ext. 330.
• Demonstrate how you can buy a home for the best price with the
most favorable terms
• Review the benefits of homeownership
• Guide you through the home buying process
• Assist you in understanding financing choices
• Acquaint you with the documents required for purchasing
your home
Loan Rates
30-Year Fixed 1st Mortgage.................................................... 4.537% APR 4
15-Year Fixed 1st Mortgage.................................................... 3.555% APR 4
10-Year Fixed 1st Mortgage.................................................... 2.948% APR 4
New and Used Vehicle Loan Rates as low as........................1.49% APR1
Platinum Visa Credit Card rates as low as...............................9.9% APR 2
HELOC (Home Equity Line of Credit)....................................... 4.00% APR 3
See disclosures on back for further details.
SafeAmerica Credit Union
6001 Gibraltar Drive, Pleasanton
Thursday, March 13
6 pm – 7 pm
RSVP – Melissa (925) 847-8352 or
email [email protected]
Refreshments will be served.
Minimum available APR as of 2/1/14 is 1.49%, available only on short-term loans. Most SafeAmerica auto loan APRs are 2.49% and up. Rates offered to approved applicants will depend on credit history and other
factors. Restrictions apply.
F oreign transaction fee of 1% of the transaction amount. No annual fee. Quoted APRs are the best rates available to qualified applicants on the Platinum Visa Program as of 2/1/14 and are subject to change without
notice. Your rate may be higher depending on our evaluation of your credit history and other factors we may consider. $5.00 overdraft advance fee. SafeAmerica requires consent to setoff of delinquent credit card
obligations from borrower’s SafeAmerica shares.
3
HELOC - Lifetime maximum variable APR is 18%. No annual fees. No fees to establish a credit limit up to $100,000. $500 fees to establish a credit limit above $100,000 up to $250,000.
4
First Mortgage Loans: Our First mortgage product has rates and payments that are fixed for the life of the loan. Payment samples: For a 30-year loan at 4.50%, pay $5.07 per month per $1,000.00; for a 15-year loan at
3.50%, pay $7.16 per month per $1,000.00 borrowed; for a 10-year loan at 2.875%, pay $9.60 per month per $1,000 borrowed. SafeAmerica does not charge points.
5
Advertised rate reflects a 1.00% discount for debt consolidation purposes. Rates as low as 6.99% APR. Terms up to 60 months with a maximum of $25,000. All loans subject to credit, income and debt verification and
qualification. Offer subject to change at any time without notice. SafeAmerica is an Equal Opportunity Lender.
1
2
Call Center
Branches
Northern California (925) 734-4111
Toll Free (800) 972-0999
Member Service Fax (925) 460-0225
Loan Department Fax (925) 734-3438
STARS Telephone
Banking (800) 851-6789
Worldwide Web Address:
www.safeamerica.com
Antioch
5897 Lone Tree Way
Antioch, CA 94531
Hayward
1030 La Playa Drive
Hayward, CA 94545
Oakland Kaiser
1939 Harrison Street
Oakland, CA 94612
Pleasant Hill
2380 Monument Boulevard.
Pleasant Hill, CA 94523
Pleasanton
Administrative Office & Branch
6001 Gibraltar Dr., P.O. Box 11269
Pleasanton, CA 94588-1269
Pleasanton
5870 Stoneridge Mall Rd, Suite 150
Pleasanton, CA 94588
Genentech*
#1 DNA Way, Building 5
So. San Francisco, CA 94080
Safeway Distribution Center*
16900 West Schulte Road
Tracy, CA 95376
www.safeamerica.com
To locate a Credit Union Service Center near you,
call toll-free 1-888-SITE-CO-OP or visit the website at
www.co-opsharedbranch.org
*Branch located in a secured building. Available only to members at that location.