Sample pension certificate 2014: front page Personal pension certificate

Sample pension certificate 2014: front page
Swiss Life sample foundation
Anycompany Ltd, Anytown
Kopienvermerk
Swiss Life AG
CH/UXX-PXSX / 47030
Personal/confidential
Mr
John Smith
Sample address
Personal pension certificate
for Mr John Smith
valid as of 13.01.2014
Reason for issue: Receipt of vested benefit
All amounts in CHF
1
General
information
Contract no. XXXXXX
Group of insured persons 001
General Portfolio
Insured person's no. 756.XXXX.XXXX.XX
Date of birth 03.01.1955
Level of employment 100.00%
2
Retirement
savings
Retirement savings as at 01.01.2014
Interest credit of 01.01.2014 - 13.01.2014
Deposit (Vested benefit) 13.01.2014
Retirement credits of 01.01.2014 - 13.01.2014
Retirement savings on 13.01.2014
Declared annual salary
Qualifying salary savings component
Qualifying salary risk component
78 975.00
54 405.00
54 405.00
Mandatory portion
Total
192 209.00
96.10
0.00
327.70
192 632.80
245 698.00
118.35
1 793.80
327.70
247 937.85
Vested benefits entitlement on 13.01.2014
192 632.80
247 937.85
Maximum possible purchase of missing contribution
0.00
years as at 13.01.2014
Prepayments for home ownership are to be repaid prior to purchase. Further useful information and the
legal requirements are available at www.swisslife.ch/...
Applicable interest rate for the period concerned
• for mandatory portion
• for supplementary portion
X.XXX%
X.XXX%
Lump sum
3
Retirement
benefits
At the age of 65 on 01.02.2020
380 034.05
At the age of 64 on 01.02.2019
362 057.15
At the age of 63 on 01.02.2018
344 475.75
At the age of 62 on 01.02.2017
327 281.20
At the age of 61 on 01.02.2016
310 465.00
At the age of 60 on 01.02.2015
294 018.90
Other retirement benefits (as percentage of retirement benefits drawn as pension)
• Retirement person's children's benefit 20%
• Spouse's/unmarried partner's pension in event of death after retirement 60%
• Orphan's benefit in event of death after retirement 20%
or
Pension
25 075.95
22 970.75
21 060.65
19 318.45
17 722.60
16 255.25
Interest rate used to calculate retirement capital (non-guaranteed): X.XXX%
The rates used to convert retirement savings into a pension and the currently valid interest rates are available at
www.swisslife.ch/....
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Sample pension certificate 2014: back page
Contract XXXXXX Insured person's no. 756.XXXX.XXXX.XX
Mr John Smith, born on 03.01.1955
4
Financing
early
retirement
Purchase sum for early retirement
At the age of 64 on 01.02.2019
At the age of 63 on 01.02.2018
At the age of 62 on 01.02.2017
At the age of 61 on 01.02.2016
At the age of 60 on 01.02.2015
Please refer to pension fund regulations for details on financing.
5
Disability
benefits
Annual disability income (waiting period 24 month)
Annual disabled person's children's benefit
(waiting period 24 month)
Waiver of contributions (waiting period 3 month)
The benefits shown correspond to a degree of disability of 100%
Disability benefits are payable until 31.01.2020 at the latest.
6
Benefits in
event of death
prior to
retirement
Annual spouse's/unmarried partner's pension
Annual orphan's benefit
Lump-sum death benefit in addition to a spouses / partner’s
pension
Lump-sum death benefit if no spouse's / unmarried partner's
pension is due
7
Financing
Savings contribution
Risk contributions, cost and additional legal contributions
Annual contribution
Monthly contribution 1/12
8
General
Information
Vested benefits at 50
Transferred vested benefits due to divorce/dissolution
of registered partnership (repurchases taken into account)
Prepayments for home ownership (with repayments offset)
Maximum possible prepayment
for home ownership as at 13.01.2014
Pledging for home ownership: no
9
10
Administrative
Board
Notes
Maximal
20 806.75
52 010.20
83 100.25
114 221.75
145 498.15
In case of accident
In case of illness
0.00
0.00
18 669.90
3 734.00
In case of accident
In case of illness
0.00
0.00
247 937.85
11 201.95
3 734.00
0.00
247 937.85
247 937.85
Employee
Total
4 887.60
1 368.00
725 000.00
6 255.60
521.30
9 775.20
2 736.00
325 000.00
12 511.20
1 042.60
Mandatory portion
Total
725 000.00
725 000.00
153 522.00
25 000.00
40 000.00
113 522.00
725 000.00
125 000.00
Chairman/President: John Doe, Anytown
Employee representative
Employer representative
John Smith, Anytown
Vorname Name, Adresse, PLZ/Ort
Vorname Name, Adresse, PLZ/Ort
Vorname Name, Adresse, PLZ/Ort
John Doe, Anytown
Vorname Name, Adresse, PLZ/Ort
Vorname Name, Adresse, PLZ/Ort
Vorname Name, Adresse, PLZ/Ort
Further information is available at: www.swisslife.ch/...
The values shown are based on currently valid assumptions and are for information purposes only.
Please refer to your pension regulations and the pension plan on which this pension certificate is based for
details of your entitlement to benefits and when they become due.
If you have any questions, please contact First Name Surname, tel. 043 284 XX XX.
944 095 – 01.2014
Issued by Swiss Life on 14 February 2014 on behalf of your employee benefits institution.
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