ABC RETIREMENT PLAN Your Retirement Plan Provider

Transcription

ABC RETIREMENT PLAN
Statement Period: March 1, 2001 through March 31, 2001
Your Retirement Plan Provider
Personal Choice Retirement Account of
INVESTMENT CORPORATION AND RETIREMENT SERVICES
W E JOHNSON TTEE
ABC RETIREMENT PLAN
U/A DTD 01/01/96
FBO JOE SAMPLE
333 MARKET STREET
SAN FRANCISCO CA
94104
FA MASTER
ATTN THOMAS SMITH
1500 WILSHIRE BLVD
LOS ANGELES CA
97890
(555) 555-5555
SAMPLE
The custodian of your brokerage account is:
Charles Schwab & Co., Inc.
JOHNSON TTEE
RETIREMENT PLAN
DTD 01/01/96
JOE SAMPLE
MARKET STREET
FRANCISCO CA
W E
ABC
U/A
FBO
333
SAN
30/03-PSA000002-SML- 941040000002 1
94104
Schwab PCRA Customer Service
1-888-393-7272
Account Number:
1018-4643
Schwab Institutional is a division of Charles Schwab & Co., Inc. ("Schwab"), and provides back office and other services to investment advisors. This statement is furnished
solely for your account at Schwab. Except as noted in this statement's Terms and Conditions, investment advisors whose names appear in this statement, are not affiliated with Schwab. Please see Terms and Conditions.
Terms and Conditions
This Account statement is furnished solely by Charles Schwab &
Co., Inc. ("Schwab") for your Account at Schwab ("Account").
Schwab is a registered broker-dealer and, other than an affiliated
company that may act as an Investment Advisor for the Schwab
Money Funds and any affiliates of U.S. Trust Corporation, is not
affiliated with any retirement plan provider ("Retirement Plan
Providers") or advisor whose name appears on this statement
("Advisors"). Retirement Plan Providers and/or Advisors are
independently owned and operated. Schwab neither endorses nor
recommends any particular Retirement Plan Provider or Advisor or
investment strategy and has no responsibility to monitor trading by
any Retirement Plan Provider or Advisor on your Account.
Retirement Plan Providors and/or Advisors may provide
recordkeeping and/or investment advisory services for your Account.
Schwab provides brokerage and custody services for your Account
and has agreements with Retirement Plan Providers and/or Advisors
under which Schwab provides such entities with services related to
your Account.
GENERAL INFORMATIONAND KEY TERMS:
If you receive any other communication from any source other than
Schwab which purports to represent your holdings at Schwab you
should verify its content with this statement.
AIP (Automatic Investment Plan): Schwab receives remuneration in
connection with certain transactions effected through Schwab. If you
participate in a systematic investment program through Schwab the
additional information normally detailed on a trade confirmation will
be provided upon request.
Balance Subject to Interest: Average daily composite of all cash
balances that earn interest and all loans from Schwab that are charged
interest. Interest cycles may differ from the statement cycles. Interest
accrues from the second-to-last business day of the prior month and is
posted on the second-to-last business day of the current month.
Cash: Any free credit balance represents funds payable upon demand
which, although properly accounted for on our books of record, are not
segregated and may be used in the conduct of this firm's business.
Dividend Reinvestment Customers: Dividend reinvestment
transactions were effected by Schwab acting as a principal for its own
account, except for the reinvestment of Schwab dividends for which
an independent broker-dealer acted as the buying agent. The time of
these transactions, the exchange upon which these transactions
occurred and the name of the person from whom the security was
purchased will be furnished upon written request.
Fees and Charges: Includes Margin Interest, Retirement Plan
Provider fees, and Management Fees that may be charged during the
statement period. Contact your Retirement Plan Provider and/or your
Investment Manager if you have questions about his or her fees.
Margin Account Customers: This is a combined statement of your
margin account and special memorandum account maintained for you
under Section 4(1)(6) of Regulation T issued by the Board of
Governors of the Federal Reserve System. The permanent record of
the separate account as required by Regulation T is available for your
inspection. Securities purchased on margin are Schwab's collateral
for the loan to you. It is important that you fully understand the risks
involved in trading securities on margin. These risks include:
· You can lose more funds than you deposit in the margin account.
· Schwab can force the sale of securities or other assets in any of
your account(s) to maintain the required account equity without
contacting you.
· You are not entitled to choose which assets are liquidated nor
are you entitled to an extension of time on a margin call.
· Schwab can increase its "house" maintenance margin
requirements at any time without advance written notice to you.
Non-Standard Assets: All assets shown on this statement, other than
certain direct investments which may be held by a third party, are held
in your account. Values of certain non-standard assets may be
SAMPLE
furnished by a third party as provided in Schwab's Non-Standard
Asset Custody Agreement. Schwab shall have no responsibility for
the accuracy or timeliness of such valuations. Assets held by a third
party are not covered by SIPC.
Option Customers: Be aware of the following: 1) commissions and
other charges related to the execution of option transactions have been
included in confirmations of such transactions previously furnished to
you and will be made available promptly upon request; 2) you should
advise us promptly of any material changes in your investment
objectives or financial situation; 3) exercise assignment notices for
option contracts are allocated among customer short positions
pursuant to an automated procedure which randomly selects from
among all customer short option positions those contracts which are
subject to exercise, including positions established on the day of
assignment.
Price: The most recent price evaluation available on the last business
day of the statement period, normally the last trade price or bid.
Unpriced Securities denotes that no market evaluation update is
currently available. Price evaluations are obtained from outside
vendors. Schwab does not guarantee the accuracy of such values and
prices. Pricing of assets held by a third party are for informational
purposes only.
Rate Summary: The yield information for Sweep Funds is the current
7-day yield as of the statement period. Yields vary. Schwab and the
Sweep Fund investment advisor may be voluntarily reducing a portion
of a Sweep Fund's expenses. Without these reductions, yields would
have been lower.
Restricted Securities: See your Account Agreement for information
regarding your responsibilities concerning sale or control of restricted
securities.
Short Positions: Securities sold short will be identified through an
"S" in Investment Detail. The market value of these securities will be
expressed as a debit and be netted against any long positions in Total
Account Value.
Sweep Funds: Includes the primary funds into which free credit
balances may be automatically invested pursuant to your Account
Agreement.
IN CASE OF QUESTIONS OR ERRORS: If you have questions
about this statement or about specific Schwab Account transactions,
contact the Schwab Customer Service phone number listed on the
front of this statement.
Brokerage Transactions: If you find errors or omissions relating to
your brokerage activity you must notify us within 10 days after this
statement is sent or made available to you. If you do not so notify us,
you agree that the statement activity and Account balance are correct
for all purposes with respect to those brokerage transactions. Notify
Schwab promptly in writing of any change of address or phone
number. If you fail to notify us, you may not receive important
notifications about your Account and trading or other restrictions
might be placed on your Account. If this statement shows that we
have mailed or delivered security certificate(s) that you have not
received, notify Schwab immediately.
Wire Transfers and Check Transactions: Promptly examine your
statement upon receipt. If you find that your records and ours
disagree, or if you suspect that a wire transfer is unauthorized, a check
or endorsement is altered or forged or checks are missing or stolen,
call us immediately at the Schwab Customer Service number listed on
the front of this statement. If you do not notify us in writing of the
suspected unauthorized wire transfer, forgery, alteration or fraudulent
check transaction promptly, but in no event later than 10 days after we
send, or make available, your statement, to you, you agree that the
statement activity and Account balance are correct for all purposes
with respect to those transactions. You agree to cooperate with us in
the investigation of your claim, including giving us an affidavit
containing whatever resonable information we require concerning
your Account, the wire or the check transaction and the circumstances
surrounding the loss. You agree that we have a reasonable period of
time to investigate the facts and circumstances surrounding any
claimed loss and that we have no obligation to provisionally credit
your Account.
Electronic Fund Transfers: In case of errors or questions about your
electronic fund transfers, or if you think your statement or receipt is
wrong or if you need more information about a transfer on the
statement or receipt, call us toll-free as soon as you can at the Schwab
Customer Service number on the front of this statement.
Alternatively, you may write us at the following addresses: For
MoneyLink transfer errors or questions, write to Charles
Schwab & Co., Inc., MoneyLink Support Services, MS 345-7, 101
Montgomery St., San Francisco, CA 94104. For any other errors or
questions regarding electronic fund transfers, please write to Charles
Schwab & Co., Inc., Attention: Schwab One, MS 03-408, 9601 East
Panorama Circle, Englewood, CO 80112.
We must hear from you no later than 60 days after we sent you the
first statement on which the error or problem appeared. If you tell us
orally, we may still require you to send us your complaint or question
in writing within 10 business days. We need the following
information: your name and Account number; a description of the
error or the transfer you are unsure about; a clear explanation of why
you believe it is an error or why you need more information; and the
dollar amount of the suspected error. We will tell you the results of
our investigation within 10 business days after we hear from you and
will correct any error promptly. If we need more time, we may take
up to 45 days to investigate your complaint or question.
If you are a new customer and the error or question concerns an
electronic fund transfer that occurred within 30 days after the first
deposit to the Account was made, we will tell you the results of our
investigation within 20 business days after we hear from you. If we
need more time, we may take up to 90 days to investigate. In addition,
we may take up to 90 days to investigate if the error or question
relates to an electronic fund transfer that was initiated outside of the
United States or resulted from a point-of-sale debit card transaction.
If we decide we need the additional time to investigate, we will
provisionally credit your Account within 10 business days (or 20
business days for errors or questions relating to transactions that
occurred within 30 days after the first deposit to the Account was
made) for the amount you think is in error, so you will have the use of
the money during our investigation. If we ask you to put your
complaint or question in writing and we do not receive it within 10
business days (or 20 business days if applicable), we may not credit
your Account. We will tell you the results within three business days
after completing our investigation. If we decide that there was no
error, we will send you a written explanation. You may ask for copies
of the documents that we used in our investigation.
Additional Information
We may be required by law to report to the Internal Revenue Service
certain plan disbursements issued under Schwab's Paying Agent
Service during the calendar year. Schwab or an affliciate acts as the
Investment Advisor, Transfer Agent, Shareholder Service Agent and
Distributor for the Schwab Money Funds. Schwab or an affiliate is
compensated by the Schwab Money Funds for acting in each of these
capacities other than as Distributor. The amount of such
compensation is disclosed in the prospectus. Additional information
will be provided upon written requests. A financial statement for your
inspection is available at Schwab's offices or a copy will be mailed to
you upon written request. Any third party trademarks appearing
herein are property of their respective owners.
(001-14636)REG21926(10/01)
Schwab Institutional is a division of Charles Schwab & Co., Inc. ("Schwab"), and provides back office and other services to investment advisors. This statement is furnished solely for your account at Schwab.
Except as noted in this statement's Terms and Conditions, investment advisors whose names appear in this statement, are not affiliated with Schwab. Please see Terms and Conditions.
ABC RETIREMENT PLAN
Page 1 of 8
Account of W E JOHNSON TTEE
Account Number: 1018-4643
Portfolio Composition
Change in Account Value
Amount
Cash & Money Market Funds (MMFs):
Money Market Fund (Sweep)
Bond Funds
Equities
Other
Total Account Value
$ 3,019.21
39,292.65
93,121.25
11,745.00
$ 147,178.11
This Period
Year to Date
03/01/01 to 03/31/01
$ 157,600.82
01/01/01 to 03/31/01
$ 163,068.22
Deposits
Withdrawals
Investments Received-In
Investments Delivered-Out
Fees & Charges
Other Credits/Debits
$ 0.00
0.00
0.00
0.00
0.00
0.00
$ 0.00
0.00
0.00
0.00
0.00
213.75
Total Contributions/(Withdrawals)
$ 0.00
$ 213.75
%
2%
27%
63%
8%
100%
Starting Account Value
Dividends
Interest and Misc. Income
Capital Gain Distributions
Income Reinvested
Portfolio Composition
MMFs (Sweep) 2%
Bond Funds 27%
Other 8%
Equities 63%
$ 406.82
0.00
0.00
(406.82)
$ 870.41
0.00
0.00
(1,084.16)
Change in Value of Investments
$ (10,422.71)
$ (15,890.11)
Ending Account Value
$ 147,178.11
$ 147,178.11
SAMPLE
Noted for Your Account
Investment income during this period was
$406.82
ABC RETIREMENT PLAN
SAMPLE
Page 2 of 8
Investment Detail
Cash and Money Market Funds (Sweep)
Description
SCHWAB MONEY MARKET FUND
Quote
Symbol
SWMXX
Quantity
Long/Short
3,019.2100 L
Latest Price
$1
Total
Market Value
$ 3,019.21
$ 3,019.21
Total Market Value of Cash and Money Market Funds (Sweep)
Investment Holdings
Bond Funds
VANGUARD GNMA FDà
VFIIX
3,796.3910 L
$ 10.3500
$ 39,292.65
$ 39,292.65
500
100
156.2516
150
16
L
L
L
L
L
$ 8.5000
27.5400
21.3000
40.1500
13
$ 4,250.00
2,754.00
3,328.16
6,022.50
208.00
100
L
135.2564 L
15.8125
44.9800
1,581.25
6,083.83
35.6256 L
14.1700
504.81
Total Market Value of Bond Funds
Equities
A D C TELECOMMUNICATION
ADCT
A F L A C INCà
AFL
A T & T CORPà
T
AOL TIME WARNER INCà
AOL
AVAYA INC
AV
ODDLOT TENDER OFFER
EXP:05/08/01
CISCO SYSTEMS INCà
CSCO
CITIGROUP INCà
ODDLOT TENDER/PURCHASE
EXP: 03/23/01
DELPHI AUTOMOTIVE SYSTEMà
à
C
DPH
Dividends paid on this security will be automatically reinvested
ABC RETIREMENT PLAN
SAMPLE
Page 3 of 8
Investment Detail (continued)
Investment Holdings
Description
Quote
Symbol
EXXON MOBIL CORPORATIONà
XOM
GENERAL ELECTRIC COMPANYà
GE
GENERAL MOTORS CORPà
GM
INTL BUSINESS MACHINESà
IBM
JOHNSON & JOHNSONà
JNJ
LILLY ELI & COMPANYà
LLY
LUCENT TECHNOLOGIES INCà
LU
PFIZER INCORPORATEDà
PFE
SCHERING PLOUGH CORPà
SGP
TARGET CORPORATIONà
TGT
WAL-MART STORES INCà
WMT
WORLDCOM INCà
WCOM
Quantity
Long/Short
52.4266
310.1906
53.4400
50.2439
50.3396
102.8926
301.3927
205.2165
102.5805
201.7368
100.8190
200
L
L
L
L
L
L
L
L
L
L
L
L
Latest Price
Total
Market Value
$ 81
41.8600
51.8500
96.1800
87.4700
76.6600
9.9700
40.9500
36.5300
36.0800
50.5000
18.6875
$ 4,246.55
12,984.58
2,770.86
4,832.46
4,403.20
7,887.75
3,004.89
8,403.62
3,747.27
7,278.66
5,091.36
3,737.50
$ 93,121.25
Total Market Value of Equities
Other
NASDAQ 100 SHARES
UNIT SER 1
Total Market Value of Other
à
QQQ
300
L
$ 39.1500
$ 11,745.00
$ 11,745.00
Dividends paid on this security will be automatically reinvested
ABC RETIREMENT PLAN
SAMPLE
Page 4 of 8
Investment Detail (continued)
Investment Holdings (continued)
Total Account Value
$ 147,178.11
Price is provided for informational purposes only and is the initial purchase price or the most recent price received from a third party, and, in either instance, may not
represent the current market value. See the "Addendum to the Agreement Non-Standard Assets" for details on pricing policies. If you have sold or transferred this asset,
please contact your Investment Advisor and Charles Schwab & Co., Inc.
Transaction Detail
Investments Purchased and Sold
Settle
Trade
Date
Date
Transaction
Description
Bond Funds Activity
02/28 02/28 Reinvested Shares
VANGUARD GNMA FD
Total Bond Funds Activity
Equities Activity
03/01 02/26 Bought
03/02
03/09
03/12
03/12
03/12
03/12
03/12
03/13
03/13
03/02
03/09
03/07
03/07
03/07
03/12
03/12
03/13
03/13
Reinvested Shares
Reinvested Shares
Bought
Bought
Bought
Reinvested Shares
Reinvested Shares
Reinvested Shares
Reinvested Shares
A F L A C INC
WITH STOCK SPLIT SHARES
LUCENT TECHNOLOGIES INC
PFIZER INCORPORATED
CISCO SYSTEMS INC
WORLDCOM INC
EXXON MOBIL CORPORATION
LILLY ELI & COMPANY
GENERAL MOTORS CORP
INTL BUSINESS MACHINES
Quote
Symbol
Quantity
Unit Price
Purchase/Debit
VFIIX
20.6370
$ 10.3500
$ 213.59
$ 213.59
AFL
LU
PFE
CSCO
LU
WCOM
XOM
LLY
GM
IBM
50
0.3413
0.5283
50
100
100
0.2706
0.3655
0.4668
0.0680
$ 59
11.7768
42.6246
24.9375
13.3500
17.8437
84.8097
78.5558
56.7500
95.8175
Sales/Credit
$ 2,979.95
4.02
22.52
1,276.83
1,364.95
1,814.32
22.95
28.71
26.49
6.52
SAMPLE
ABC RETIREMENT PLAN
Page 5 of 8
Transaction Detail (continued)
Investments Purchased and Sold (continued)
Settle
Trade
Date
Date
Transaction
Equities Activity (continued)
03/13
03/14
03/14
03/14
03/15
03/13
03/09
03/14
03/14
03/15
Reinvested Shares
Bought
Reorganized Issue
Reinvested Shares
Reorganized Issue
03/19
03/26
03/16
03/21
Stock Split
Bought
Total Equities Activity
Other Activity
03/07 03/02
Bought
Description
Quote
Symbol
Quantity
0.3099
50
16
0.0862
(16 )
TARGET CORPORATION
AOL TIME WARNER INC
AVAYA INC
XXX
JOHNSON & JOHNSON
AVAYA INC
XXX
TEMPORARY POSITION
A F L A C INC
JOHNSON & JOHNSON
TGT
AOL
AFL
JNJ
50
25
NASDAQ 100 SHARES
UNIT SER 1
QQQ
100
Total Other Activity
JNJ
Unit Price
Purchase/Debit
$ 35.7500
42.6600
$ 11.08
2,162.95
93.7803
8.08
89
$ 47.6100
Sales/Credit
2,254.95
$ 11,984.32
$ 4,790.95
$ 4,790.95
Less: Reinvested Share Purchases
Total Investments Purchased and Sold
$ (343.96)
$ 16,644.90
ABC RETIREMENT PLAN
SAMPLE
Page 6 of 8
Transaction Detail (continued)
Cash Activity
Trans Process
Date
Date
Transaction
Description
Investment Income Activity (including Money Market Fund dividends reinvested)
02/28 03/01 Div For Reinvest
VANGUARD GNMA FD
PFIZER INCORPORATED
EXXON MOBIL CORPORATION
LILLY ELI & COMPANY
GENERAL MOTORS CORP
INTL BUSINESS MACHINES
TARGET CORPORATION
JOHNSON & JOHNSON
03/15 03/15 Dividend
SCHWAB MONEY MARKET FUND
Total Investment Income Activity
Expense
$ 213.59
4.02
22.52
22.95
28.71
26.49
6.52
11.08
8.08
62.86
$ 406.82
$ 406.82
Total Cash Activity
Total Completed Transactions
Income
Subtractions
from Account
$ 16,988.86
Additions
to Account
$ 406.82
ABC RETIREMENT PLAN
SAMPLE
Page 7 of 8
Money Funds Detail
Settlement Date
Transaction
Description
Money Market Funds (Sweep) Activity
SCHWAB MONEY MARKET FUND Activity
Opening Shares of SCHWAB MONEY MARKET FUND were 19,601.2500
03/01
Redeemed
03/07
Redeemed
03/12
Redeemed
03/13
Redeemed
03/14
Redeemed
03/15
Redeemed
03/15
Dividend
03/26
Redeemed
Closing Shares of SCHWAB MONEY MARKET FUND were 3,019.2100
Quantity
2,979.9500
4,790.9500
4,404.4400
7.5700
2,198.9600
8.0800
62.8600
2,254.9500
Unit Price
$1
1
1
1
1
1
1
1
Total SCHWAB MONEY MARKET FUND Activity
Total Money Market Funds (Sweep) Activity
Purchase/Debit
Sale/Credit
$ 2,979.95
4,790.95
4,404.44
7.57
2,198.96
8.08
$ 62.86
2,254.95
$ 62.86
$ 16,644.90
$ 62.86
$ 16,644.90
Share
Distribution
Cash
Distribution
$ 7.06
2.49
49.63
SCHWAB MMF 5.190 %
Dividends Pending
Payable
Date
04/09
04/16
04/25
Transaction
Cash Dividend
Cash Dividend
Cash Dividend
Description
WAL-MART STORES INC
DELPHI AUTOMOTIVE SYSTEM
GENERAL ELECTRIC COMPANY
Total Dividends Pending
Quantity
100.8190
35.6256
310.1906
Rate
per Share
0.0700
0.0700
0.1600
$ 59.18
Pending transactions are not included in account value
ABC RETIREMENT PLAN
SAMPLE
Page 8 of 8
Investment Income Summary
Description
Cash and Money Market Activity
Money Funds Dividends
Securities
Cash Dividends
Total Investment Income
This Period:
Year to Date:
$ 62.86
$ 214.34
$ 343.96
$ 656.07
$ 406.82
$ 870.41
Samples shown are for illustration purposes only. None of the information constitutes a recommendation by Schwab or a solicitation to buy or sell any
securities. The information here is included for the sole purpose of demonstrating statement format. Prospectuses containing more complete information,
including management fees, charges and expenses, are available from Schwab. Please read the prospectus carefully before investing or sending money.
(0901-14699)

ABC RETIREMENT PLAN Your Retirement Plan Provider

Transcription

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