Connect With Us 14 College Financial Preparation Seminar

14
Fall
Connect With Us
A Quarterly Update on News and Events for Members of MassMutual Federal Credit Union
College Financial
Preparation Seminar
Do you have a junior or senior in high school
who is preparing to apply to colleges? Are you
trying to figure out the financial aspect of college
life? How much will it cost and how will you pay for
it? MMFCU has invited Tracy McGetrick, Education
Manager from Credit Union Student Choice, to speak
about admissions, college selection, scholarship
searches and more!
Holiday Closings
Thanksgiving Day
November 27, 2014
Christmas Day
December 25, 2014
New Year’s Day
January 1, 2015
You won’t want to miss this seminar!
Register for the seminar on MMFCU’s website,
www.massmutualfcu.org.
The details are listed below:
Wednesday, November 12
6:00 pm - 8:00 pm
State & Main Room
1295 State Street
Springfield, MA 01111
‘Tis the Season
to Spend!
It seems like the stores push holiday shopping
earlier every year. This year, holiday decorations
came out before Halloween costumes did.
Even with the earlier warnings, we somehow still
find it hard to get that savings in place to buy
those special gifts for everyone on our list.
That’s why this year MMFCU created
something to fix that —The Black
Friday Loan! Apply for the Black
Friday Loan (maximum $2,000) by
November 24 and the money will
be dispersed into your account
on November 26 – just in time
for the crazy season of holiday
shopping to begin.
There’s Still Time!
Don’t sleep on this deal. You won’t want to miss this month’s
auto loan special at MMFCU. From October 13 until November 14,
everyone is eligible to receive our super low rate of 1.99% (up to five
years)...and also receive a gift from the leaf bag. This is a very limited
deal since we only have $1 million to lend at this rate!
So don’t miss out – whether you are looking at a new or used car,
or just want a lower rate (and lower payment) on a car payment you
have with another institution, don’t hesitate. Apply today!
Seven Ways to Avoid Stress this Thanksgiving
Are you getting stressed just thinking about Thanksgiving approaching? There are several
reasons why it can give us the jitters – especially if you’re planning a giant feast for a house
full of people. Fortunately, according to www.about.com, there are lots of ways to ease your
turkey-day tension!
Make a plan.
From getting an early head count to deciding your menu well in advance, you’ll feel better
knowing that your plan is under control. Let your list include everything from the guest list
and menu to when you’ll decorate, shop for supplies, cook and clean.
Do a potluck meal.
Ask each guest to bring a dish to help ease your burden. Be sure to keep track of
everyone’s intended contributions to avoid serving four green bean casseroles. And get
them to help clean up afterward.
Give recipes a test run.
Want to cook a new recipe? Give it a trial run before Thanksgiving so you have time to plan
an alternative if it doesn’t work out.
Prioritize your cleaning.
Tidy up the clutter before anything else, and clean your kids’ rooms last, or not at all. The
goal is to clear and clean the areas that will be used by your guests, not every last corner of
your home. Better yet, hire a cleaning service – it may be well worth the extra cost!
Use disposable pans.
Use disposable pans when possible, especially for the turkey. Turkey drippings make for
very greasy, hard-to-scrub pans. But be sure to avoid accidents by placing a large pan or
cookie sheet under your fully filled disposable pan for safe carrying.
Set your table the day before.
Better yet, have your spouse or kids do it for you!
Cook as far ahead as possible.
Don’t save the entire meal for Thanksgiving Day. About a week before the event, look at
all your recipes and decide which ones can be prepared in advance and reheated without
sacrificing flavor or texture. Desserts work especially well – there are plenty of pies, cakes
and puddings that can be made days in advance, saving
you time on Thanksgiving for all of your other work.
Locations
and Hours
Main Office
1295 State Street
Springfield, MA 01111-0001
MIP F235
Phone: 413.744.3431 (ext. 43431)
Fax: 413.226.4359
Toll Free: 800.940.9466
Office Hours
Monday-Friday
8:30 am-4:00 pm
Express Teller Branch
Clarence Street Entrance
1295 State Street
Springfield, MA 01111-0001
MIP F235
Phone: 413.744.1168 (ext. 41168)
Fax: 413.226.4359
Toll Free: 800.940.9466
Office Hours
Monday-Friday
8:30 am-4:00 pm
Bright Meadows Branch
100 Bright Meadow Boulevard
Enfield, CT 06082-1981
MIP M241
Phone: 860.562.1947 (ext. 21947)
Fax: 860.562.6066
Toll Free: 800.940.9466
Office Hours
Monday-Friday
8:30 am-4:00 pm
24-Hour Services
Web site/CUOnline Banking
www.massmutualfcu.org
Call 24
(Transaction by Phone)
800.788.6628
Inter-Office: ext. 46628
This credit union is federally
insured by the National
Credit Union Administration