DOLLAR$ & $EN$E
Transcription
DOLLAR$ & $EN$E
DOLLAR$ & $EN$E Fall Newsletter www.oakdalecu.coop October 2014 International Credit Union Day Marks ‘Local Service. Global Good.’ Time to celebrate International Credit Union Day—Thursday, October 16th! “Local Ser vice. Global Good.” is this year’s theme, emphasizing the positive impact credit unions make in their communities and throughout the world. Observed annually on the third Thursday of October since 1948, ICU Day is a day set aside to reflect on the history of credit unions and the role they play in improving the quality of life for millions of members worldwide. This year’s theme highlights the efforts credit unions make on behalf of charitable causes at the local, national, and international levels, helping make the world a better place. To give you an idea how much local service Oakdale Credit Union really provides, in 2014 alone we have donated to the following organizations (including but not limited to): local schools, fire departments, homeless shelters, library programs, fair sponsorships, Booster, Lion’s and Gridiron clubs, showmanship awards, Chambers of Commerce, Children’s Miracle Network, Alzheimer’s Association, Wounded Warrior Project, American Cancer Society and more! You can help us celebrate on International Credit Union Day by listening to our live-remote broadcast on 92.1FM from 10am-1pm. The broadcast will be done out of our Mauston office but you can visit ANY of our offices that day for treats and prize drawings. You can also help us celebrate by donating to our book drive that will take place October 6th through October 24th. We will be collecting new or very gently used books in each office to be donated to local youngsters in an effort to help promote reading. Web Banking USER ID Update Scheduled for November 18th Currently we allow User ID’s to be set as your account number. Since we want to keep your personal information safe, on November 18th, we will require that all User ID’s that are still account numbers be reset to something that does not include your account number. Your unique User ID must include at least 6 characters and be a number/alphabet combination. **You can update your User ID ahead of time by going into ‘Settings’ at the top of your web banking page and selecting ‘Update Username’. This will fulfill the requirement change scheduled for November and you will not be prompted to change it during the scheduled update.** If you choose to wait for the mandatory update on the 18th we will proceed as follows. You will log in with your current User ID and after entering your password you will be prompted to change your User ID immediately before you can proceed into your account. Just a reminder, this is only necessary for Web Banking users that are still using their account number as their ID. Thank you for allowing us to provide a safe and secure environment. As card breaches and other fraud are continuing to happen more often, it is important to keep an eye on your transactions and account. With the mobile app, SHAZAM BOLT$, you are able to keep track of your debit card activity even better! SHAZAM BOLT$ gives you all the tools you need to identify suspicious activity on your account – immediately as transactions post. After downloading the app and telling it which purchases you’d like to keep an eye on, you can receive email alerts 24/7 whenever a suspicious debit card purchase is made. You’ll also receive alerts when a purchase hits your account and a card wasn’t swiped (think Internet or over-the-phone orders). SHAZAM BOLT$ can also email you any time a purchase was made in a foreign country. You'll know right away whether the purchases are valid, so you can call us immediately. We’ll put a stop to any fraud, keeping your account and your identity safe. We all know keeping watch over our accounts is a good idea, but life gets busy. The bad guys count on us to become distracted or to forget to check on our money. With SHAZAM BOLT$, you can keep up with life… and with the fraudsters… from anywhere, at any time. Visit https://www.oakdalecu.coop/visa-debit to get started with SHAZAM BOLT$ today. Verified by Visa We have added another layer of security for our cardholders when they are shopping online. A program called Verified by Visa (VbV) password protects your card for free during online purchases. To begin using this extra security measure, you will first need to activate this service. You can do so by visiting www.oakdalecu.coop/visa-debit or the next time you shop at a participating online merchant, enter the information requested to activate your card when prompted. After activation, your card will have password protection whenever you shop online at participating VbV stores. This password will serve as an extra layer of security similar to entering a PIN during a face-to-face transaction. The difference from a PIN, though, is that each cardholder will have their own password—even spouses or other joint owners that share a card NUMBER, will not share a VbV PASSWORD. Please contact us if you have further questions or visit www.oakdalecu.coop/visa-debit for updated information about this new tool. Put your home to work for you! You’ve worked hard for your home and now it’s time to put your home to work for you with a Home Equity Loan from Oakdale Credit Union. Did you know that the number one reason people request a Home Equity Loan is to make home improvements? By making upgrades or repairs to your home, you can increase the fair market value while giving your home a brand new look. Whether you plan to re-sell soon or live there for years, home improvements can make a big difference in the total worth of your home. Again this year, 1 lucky child will win a tablet. The drawing will take place on 12/2/14 at 3pm. Steps to Enter Drawing: Open a Kid$ Club account. Your home’s equity can also be an excellent source of All Kid$ Club members are automatically funding for getting rid of credit card debt, paying off entered into the drawing! student loans, buying a new car, taking a dream vacation, and much more. Because a Home Equity All Kid$ Club members (members age 0-12) will be automatically entered into the drawing. Any member that has Loan is secured by your home, you will get a lower interest rate and better payment terms than you would turned 13 this calendar year will still be entered as they were in the Kid$ Club at one point this year. Membership is not required with a traditional installment or consumer loan. Plus, to enter. Any child that is not a Kid$ Club member but Kid$ you may be able to deduct the interest you pay on your Club age may provide their name, birthdate, phone #, and address Home Equity Loan. Call us today or apply online at to a credit union representative. 1 entry per person. All entrants will have the same chance of winning. www.oakdalecu.coop. Thank You Vets November 11th marks Veterans Day, the official day on which we honor all those who have served in the U.S. Armed Forces. On this day, celebrations and sentiments are devoted to expressing deep gratitude and appreciation to all living veterans for their service. Events across the country, most notably a wreath-laying ceremony at the Arlington National Cemetery, help commemorate this important federal holiday. It is so important during this time of year, and each and every day, to remember that “freedom is not free.” Please take a moment to thank the dedicated military members (past, present, and future) who have given so much to preserve the liberties we enjoy every day in America. We salute you! We will be closed on Veteran’s Day, Tuesday, November 11th. Thanksgiving Day—November 27th Closed Christmas Eve—December 24th Closing at noon Christmas Day—December 25th Closed New Year’s Eve—December 31st Closing at noon New Year’s Day—January 1st Closed Employee Recognition For Their Years of Service Kim Siekert 3 Years Deanne Birkholz 3 Years Melanie Lindloff 5 Years Joan Spohn 6 Years Becky Jennings 6 Years Suzy Cochems 7 Years Mary Urbanek 8 Years Thank You! This credit union is federally insured by the National Credit E as in Easy: e-Services Can Simplify Your Life Life’s complicated but managing your money doesn’t have to be. Sign up for e-Services at Oakdale Credit Union and enjoy easy access to your accounts. You can transfer funds between your accounts, make a loan payment, pay bills and much more, all from the comfort of your keyboard or tablet. Go online any time, day or night, weeknight or weekend to take care of your financial business—our online branch is always open. Even if you are planning an extended time away from home, you can stay on top of your money matters. Electronic statements make it easier to stay organized as well. When your monthly statement is ready, we’ll send you an email advising you it’s ready for viewing. You can then download it to an electronic file—no more statements lost in the paper shuffle. We also archive statements for a period of time. See our website for details. Like Us On Facebook! Union Administration www.facebook.com/ oakdalecreditunion Hours: Hours: Lobby: Drive-Up: Monday-Wednesday 8:30am-4:30pm Thursday-Friday 8:30am-5:00pm Saturday 8:30am-12:00pm Monday-Thursday 8:00am-5:00pm Friday 8:00am-5:30pm Saturday 8:30am-12:00pm oakdalecu.mobi Phone Numbers: Oakdale 608-372-3939 Mauston 608-847-6364 Reedsburg 608-524-5885