3rd Q.indd

PO Box 370
Hondo, TX 78861
www.mecofcu.coop
Phone: 830-741-7269
Fax: 866-305-5591
Acct Access: 888-826-3718
3RD QUARTER
2015
Refinance As Low As 1.95%*
For a short time only we have lowered our
Rate Match Program Rate.
By refinancing your current auto loan at a lower interest rate
you are saving money long-term by lowering your total interest paid,
and most the time we can help you save on your monthly payment.
Call us today to see if you qualify.
*Proof of current interest rate is required. Rate subject to credit worthiness. Loans already financed with MECO are not eligible. All other loan qualifications apply.
Sizziling Summer
Auto Loan Special is Ending Soon.
Free checking = Smarter YOU!
Smart financial choices don’t have to be complicated. In fact, simpler is often better!
Take our free checking accounts for example.
Free Checking at MECO Federal Credit Union gives you all the convenience you need, with:
•
•
•
•
•
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Free Online and Mobile View Banking
Free Bill Pay
Free Visa Debit Card
Free eStatements
Free Telephone Banking
ATM Surcharge Refunds up to $5
There is no monthly service fee, no minimum balance requirements, and no hidden fees like the
ones you find at other banks. Your can enjoy easy money management, personal service, and
keep more of your money in your wallet, where it belongs.
Make the switch today! Give us a call or stop by our office to get started!
Savings Rate
Share Certificates
Minimum
Deposit
$ 1,000
Term
APR*
APY**
Dividend Period
04/01/14-06/30/14
1 year
0.38%
0.38%
Prospective Rate for
07/01/15-09/30/15
.10%
Contact the credit union for current rates. Rates
are subject to change weekly. Early withdrawal
will be subject to a 90 day dividend penalty.
*APR= Annual Percentage Rate
**APY= Annual Percentage Yield
A.P.R.*
.10%
Financial Statement
A.P.Y.**
.10%
AS OF 06/30/15
.10%
An average daily balance of $25 must be
maintained in order to earn the stated APY.
Dividends are subject to change quarterly at the
discretion of the Board of Directors.
Contact the credit union for more information
on savings account fees and terms.
We have now moved to our NEW office!
Right across the lobby look for the sign pointing you to our NEW location!
Total Loans
Total Shares/Savings
Total Assets
Total Accounts
$3,347,176
$2,847,376
$5,374,860
950
IMPORTANT DATES:
July 15-Aug 14: Skip A Payment
September 7: Labor Day-Office Closed
Check out our new and
improved website!
www.mecofcu.coop
We now have a Fraud Zone
to help you keep you
informed of current fraud
schemes.
Always select CREDIT when
using your MECO Visa card!
Online Bill Pay
www.mecofcu.coop
Hate that pile of bills? Pay them all online for free.
Bill Pay is fast, simple and safe. You don’t need to write checks, lick and
stamp envelopes and rush to the mailbox.
Bills are paid with just a few clicks on your computer.
* Pay your personal bills
online from anywhere.
Online Bill Pay provides the
convenience of being able to pay
bills from any computer
with internet access.
* Avoid the hassle of mailing
bill payments.
Once set up, Online Bill Pay
does the rest, making your
payments automatically
according to your schedule.
* Pay any business or individual
in the United States.
Pay vendors, retailers, or
individuals through this convenient time saving application.
You can get your FREE annual
credit report from all three
bureaus once a year at
www.annualcreditreport.com
Stay in the know with us on Facebook
WWW.FACEBOOK.COM/MECOFCU
* Effectively manage your payees.
Add or delete payees, and track
payment history easily.
Sign up today by logging into your
account and clicking on the Bill
Pay tab.
federally insured by NCUA