IBPS Clerk Interview Questions and tips and tricks:

IBPS Clerk Interview Questions and tips and
tricks:
Interviews are very important for a candidate. He must showcase himself and prove his candidature.
Typically IBPS clerk interviews are of 15 minutes duration. Many candidates that they do not get
enough time in IBPS clerk interview. But you cannot change it. So it is better to be well prepared and
answer first few questions correctly and with confidence.
Questions can be different for each candidate appearing in IBPS Clerk interview. Questions depend
upon qualification of candidate, his background and also panel taking interview. Different panel
have different questions.
But there are certain questions which are asked to most of the candidates. I will be listing such
questions below along with answers. Also different questions can be clubbed into groups like current
affairs, business knowledge (banking related questions), General Awareness and situational
questions. I will also be listing these questions below along with answers.
I am listing some common questions asked to candidates in IBPS clerk interview.
IBPS Clerk interview questions – Based on your profile
Question 1 .Introduce yourself / tell me about you
There is greater chances that your first question is tell me about yourself or introduce yourself. They
want to know about your background and other details with this question. Many interviewers use
answer of this question to ask second question. If you are in a panel focusing on HR questions then
this is must question.
How to write the Answer?
You must include below details in order to frame answer for above question
Your personal information. This includes your name, father name, number of brothers and sisters,
mother name and your residential place.
Your Educational details. You should include name of your school or Board. In case you have good
marks then mention it else do not mention marks.
Your Work Experience if any
Any additional qualification like diploma or certification in computers
Extracurricular activities if you have won awards then mention it.
Your hobby if any
Things to remember
You should not take more than 5mins to answer this question. You should write down the answer
first. Then try too reading it out with a clock in front. Check the time taken to answer it. First question
is most important one. A good answer to this question makes good impression. This also brightens
your chances of clearing interview.
Question 2 .Questions on your hobby and extracurricular activities
Sometimes interviews do ask questions about your hobby and extracurricular activities. They
assume that you should be able to answer questions related to your hobby. This is really important.
So prepare well for questions related to your hobby.
Question 3 .Questions related to your family
It sometimes gets very interesting as well as irritating for candidates. Let’s say your father is a
business man. Then they will say why not you join your father’s business instead of joining as Bank
Clerk. Again if your brother is in different occupation then they might say Why instead of choosing
that career you are selecting IBPS Clerk? Through these questions they really want to know the
reason of joining as Bank Clerk.
Question 4 .Questions related to your education
Questions related to education arises if
you have gap in education.
you have gap after your last degree.
you have good marks in 10th or 12th but nor so good in graduation or other way around.
IBPS Clerk interview questions – General Banking
You are going to work as Bank Clerk after selection. So you should have decent knowledge of
banking industry. So knowledge of common banking terms and terminology is mandatory. They will
not ask you complicated things or terms but be prepared to face common banking questions as
mentioned below
Difference between Check and Draft?
What is overdraft?
Common banking terms and definitions like RTGS,NEFT
Difference between debit card and credit card
I have created a document of banking questions and answers. The document includes answers to
above questions and also others along with answers.
Questions asked to over qualified candidates in IBPS clerk interview
IBPS clerk eligibility criteria is graduation with 55% marks. Now many candidates with Master’s
degree (MA , MCOM ,MSc, MCA,MBA) and professional graduation degree like (BTECH,BE) are
also appearing for this post. Candidates belonging to above education background have to face a
question on this. They might ask you
Why you want this job after doing above degree?
You will leave this job after getting better opportunity.
Have you applied for other jobs as well?
I have not included the answers for these questions as answers will differ for each one of you. You
should not give common answer as they will immediately understand. Your reason should match
your profile and look realistic.
Questions asked to experienced candidates in IBPS clerk interview
Many candidates appearing for this exam already have job. They might be working in private sector
or government sector. In case you are working in government sector then you will have to show no
objection certificate. They might ask below questions to experienced candidates
Why are you leaving your current job?
if your current job package is more than they will ask why you want to join low paying job?.
If your job is not related to banking then they might ask a question on this as well
Please read above point for answers related query.
Current Affairs Questions asked in IBPS clerk interview
Some panels in IBPS Clerk interview do ask current affairs questions. Candidates should read
newspaper to prepare for these questions. You can also watch news for this purpose. Current affair
questions can be clubbed into below groups
Banking questions — Any new announcement related to Banking made by RBI (Reserve Bank of
India).This is indeed very important as they expect you to be in touch with latest banking updates.
You will be joining this industry so you should know these things.
City based questions — They may ask you questions on your hometown. These questions may not
be i true sense current affairs questions. These questions are asked to check your knowledge about
your city and locality.
Other major events — Out of world questions are sometimes asked but they do not expect you to
answer all of them but if you do you have advantage. It is god thing to scan latest headlines for last
one month before interview date. They might ask you few on these.
Local Language Questions asked in IBPS clerk interview
Candidates having knowledge of local language are given preference. If you have applied for a state
then you should have working knowledge of that state local language. They do test your local
language knowledge so it is better not to lie about it. IBPS Clerk interview panel will check your local
language knowledge using below methods
Read a paragraph from local language newspaper or from a book. They do provide you the
newspaper or book. This tests your reading skill.
Then they will ask you to make them understand meaning of the paragraph you read. You can use
your mother tongue or English for that purpose. This tests whether you understand the language.
They might ask you to write something in local language. This test is not often carried out but they
may ask you for it.
Candidates having no knowledge of local language should prepare for it. They do get preference
over candidates with no knowledge of local language.
Scenario based questions asked in IBPS clerk interview
You can face scenario based questions in IBPS clerk interview. Interviewers try to judge your
decision making capability using these questions. I am giving you one example. You and your best
friend joined same Bank. Your best friends told you that he used wrong educational documents to
get selected. Your friend is very poor. Now what will you do?
Other Questions asked in IBPS clerk interview
There are many questions depending upon your profile. Without getting a view of your profile it is
difficult to tell questions to be asked. Above questions are standard ones you should prepare. Good
answer to above questions leads to success.
How to prepare answers for IBPS Clerk interview questions
Follow below steps in order to prepare answers for these questions.
You should prepare your resume first. This is important.
After creating resume write down all the questions which comes in your mind. These are resume
based questions (HR questions you are going to face in Interview).
After listing all the questions write down the answers. You can take help of your teachers or parent
or me in case of any issues.
Get the answers reviewed by anyone knowledgeable.
This will help you get your answers right as well as help you find out questions asked based on
these answers.
Start reading the answers and practice them hard. This is important for your confidence.
Now read Banking questions and newspaper for current affairs questions.
Read local language if you do not have knowledge of it.
IBPS Clerk Bank preference
After cracking IBPS clerk interview you have to decide bank preference. I have created documents
to help you make the decision. The data is taken from Reserve Bank of India so it is genuine. Two
factors are important while deciding bank preference
Location — Number of branches bank have in your state. The more the number of branches bank
have in your state better it is. It increases chances to get posting near your residence. I have created
a free download document for you.
Bank Growth — The bigger the bank the better the facilities. If the bank business grows year after
year better it is for you. I have created a document to address this point as well
All The best
bankers herald team
List of Top 50 Questions that asked in IBPS Clerk Interview 2015:
The List of top 50 questions that asked in the IBPS Clerk Interview were given below,
Candidates those who are yet to attend the IBPS Clerk Interview and preparing for IBPS
Exams can use this.
1.) In future if you get selected in PO, then what will you do?
2.) What are the interest rate on saving/ current/ accounts?
3.) What is meant by Retail Banking?
4.) Given examples for short term and long term loan?
5.) Are you a team leader or a team player?
6.) How will deal a most difficult customer?
7.) According to you, which is most important in your job?
8.) Tell me a thing about you, which makes you more proud?
9.) Which thing motivates you more?
10.) What will you do, when your superior shouted on you?
11.) Which situation irritates you more?
12.) Who is the Parade Commander on66th Republic Day?
13.) World Yoga day was observed on?
14.) Who is the most popular personality in social networking?
15.) What are the types of Loan/DBT?
16.) Who is the speaker of Rajsabha?
17.) Which is the official language of banks?
18.) Which operating systems are used in banks?
19.) What is East India Policy?
20.) Rajbasha day was observed on?
21.) Who won the Noble Peace Prize 2014?
22.) Define CASA and its importance?
23.) Tell be the qualities of a Good Clerk?
24.) What is NPA?
25.) Define Financial Inclusion?
26.) Define Financial Literacy?
27.) What is Money Laundering?
28.)
Define REPO/SLR/CAR/CRR Rate, how it is controlled?
29.)
What is the latest change that was made in Financial Sector?
30.)
Differentiate RTGS/NEFT?
31.)
Tell me the difference between Credit card and debit card?
32.)
What is Third Party Product?
33.)
What are Assets/liability products?
34.)
What are the current asset/liabilities?
35.)
Define balance sheet?
36.)
What is the main income source of a bank?
37.)
Who is the owner of RRB?
38.)
What are the banking Apex institutions?
39.)
Name three Women CEOs in banking sector?
40.)
Who is the Chairman of PNB?
41.)
What is the objective of establishing BMB?
42.)
What are your hobbies in Internet?
43.)
What are the different types of banks?
44.)
What is your strength and weakness?
45.)
Recently, which bank has submerged in SBI?
46.)
Do you think, you are overqualified for this post?
47.)
Why are you applying for banks with technical degree?
48.)
Why should I select you?
49.)
How will you be useful to our bank?
50.)
Which is the Youngest and Latest Public Sector Bank?