brochure - Rockingham Group

Corporate Office
633 East Market Street, Harrisonburg, VA 22801
Each of our
customers
receives the
benefit of the
Rockingham
Difference - our Agents.
Their professional counsel is invaluable in helping
you to understand your policy and the protection
you need.
Many of our Exclusive Agents have been
representing Rockingham for over 20 years.
24/7 Claims Service
1-800-662-5246
Please visit www.RockinghamGroup.com
or call 800-572-4015
for information on an agent near you.
Other products available:
Automobile
Homeowners
Renters
Mobile Homeowners
Dwelling Properties
Personal Umbrella
Businessowners
Farmowners
Insurance
We protect your farm
and so much more.
Since 1869, through times of hardship and
prosperity, we have established a reputation of
delivering on our promises to our policyholders.
We provide insurance services for individuals
and businesses through local Exclusive and
Independent Agent offices in communities
throughout Pennsylvania and Virginia.
The Group’s parent company, Rockingham
Mutual Insurance Company, was formed by
the consolidation of Rockingham Home Mutual
(1869) and West Rockingham Mutual Fire (1872)
Insurance Companies on May 1, 1968.
Farmowners insurance is written through Rockingham
Mutual Insurance Company, a part of the Rockingham
Group of insurance companies.
With the parent company being a mutual, we
operate for the benefit of our policyholders.
We have consistently received an A (excellent)
rating from A. M. Best Company and we insure
generations of families because we deliver on our
promises.
www.RockinghamGroup.com
NOTE: This is not a policy. Please refer to the policy form and related documents for
complete explanation of coverages conditions, exclusions, limits and deductibles.
VAFarmowners052012
A Better Choice for Virginia Farmers
Since 1869
• Mobile farm machinery and equipment
specifically described
• Automatic coverage for newly acquired or
replacement farm machinery and equipment
for up to 30 days
• Rented or Borrowed Equipment
The Farmowners policy with Rockingham provides
“Homeowners” coverage for your primary
residence. It protects you against loss to your
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A Farmowners policy with Rockingham protects
your home and personal property as well as
farm-related property, such as poultry houses,
barns and sheds, equipment, livestock, and
tenant-occupied dwellings on your property.
It also provides ADDITIONAL LIVING COSTS for
a period of time should your home become
uninhabitable due to a fire or other covered loss.
Your farm is a business as well. Farmowners
LIABILITY coverage is another important feature
of that protects your assets if someone is injured
as a result of your personal activities or farm
operations.
• Replacement Value on Personal Property
• Dwelling Expanded Replacement Cost - up to
120% of the coverage limit
• Water Damage - up to $5,000 for loss due
to water or sewer back up; higher limits
available
• Earthquake
• Personal Injury (injury other than bodily injury)
Liability
• Business Pursuits and Teachers
• Watercraft Liability and Physical Damage
• Increased Theft Limits
• Special Computer Coverage
• Scheduled Personal Property - Jewelry, Guns
• Poultry houses along with their related fixtures
• Farm barns, buildings, silos and other
structures including attached sheds and
fixtures
• Additional farm dwellings including additions,
fixtures and any outdoor equipment used
to service the dwellings - whether owner or
tenant occupied
• Tenant’s improvements and betterments
• Portable buildings and structures
• Optional Replacement Cost
• Weight of Ice, Sleet and Snow (Collapse)
• Automatic coverage for newly built structures
for up to 60 days
• Livestock specifically described or entire herds
• Newly acquired livestock
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Household contents in farm dwellings
Grain, hay in barns or in the open
Farm products and supplies
Computers
Property away from premises
• Farm Income for loss of income or farm rents
due to a covered loss
• Open Perils on mobile farm machinery and
equipment
• Additional Perils for Livestock
• Unregistered Farm Vehicle
• Peak Season on livestock, grain or hay
• Individual Deductible for specific property
• Property in Transit
• Earthquake
• Equipment Breakdown
• 15% Multi-Policy Discounts (Farm and Auto)
• Policy Size Discount
• Hinged Truss Collapse Credit for Poultry
Houses
• Higher Deductible Credit
• Loss History Credit