Celebrating Faith and Fraternalism... in Youth!
Transcription
Celebrating Faith and Fraternalism... in Youth!
Fall 2009 MEMBER MAGAZINE Celebrating Faith and Fraternalism... in Youth! INSIDE www.catholicknights.org Catholic Knights and Catholic Family Life Insurance Announce Intent to Merge Dear Members, In just a few weeks, about 400 delegates will convene in Milwaukee for our 47th Triennial Convention. Our theme will be “Celebrating Faith and Fraternalism,” and we will share our Society’s accomplishments and shape our future. When addressing the future, my first thoughts are of our young members. Throughout this issue you will find examples of our youth putting their Catholic values in action and our efforts to foster the next generation of faithful servants. Supporting tomorrow’s leaders with scholarships This past year we committed to doing even more in scholarships. We added $107,500 in scholarship funding for members attending Catholic high schools, colleges and technical schools as well as awards for Confirmation. These scholarships are unique, as they are awarded based on service in the community. A list of this year’s high school and college recipients and applications for the 201011 school year are included in this issue. Youth service initiatives I’m proud of our many branches that support JOIN HANDS DAY, a national day of volunteering developed by America’s fraternal benefit societies. The focus for JOIN HANDS DAY is connecting youth and adults in neighborhood volunteering. This year, we saw members of all ages coming together – from children to baby boomers to seniors – committing a few hours to help build stronger communities. See page 14 for pictures of these events. On September 26, 2009, people from around the country will walk to build awareness for the plight of the poor during the second annual “Friends of the Poor” Walk sponsored by the Society of St. Vincent de Paul. We encourage your entire family to participate as a way of supporting the good work of the Society of St. Vincent de Paul -- our national partner. Contact your branch secretary to see if there is a walk in your area and if your branch is sponsoring a team this year. Finally, we are on the threshold of an important milestone. After careful review and deliberation, the Boards of Directors of Catholic Knights and Catholic Family Life Insurance approved moving forward with merger discussions. On July 31, 2009, the organizations signed a formal letter of intent to merge (see page eight). This is an exciting opportunity for the members of both Societies. By coming together we are proactively shaping our fraternal future. Together, we are better! Fraternally, William R. O’Toole, Jr. President and CEO [email protected] | 800-927-2547 2 | Catholic Knight Fall 2009 BOARD OF DIRECTORS Principal Officers William R. O’Toole, Pleasant Prairie, Wisconsin President and Chief Executive Officer Allan G. Lorge, Cedarburg, Wisconsin Senior Vice President, Secretary/Treasurer and Chief Financial Officer Michael Stivoric, Pewaukee, Wisconsin Senior Vice President, Fraternal, Sales and Marketing Elective Directors Mary Baker, Wauwatosa, Wisconsin Robert Dippold, Maria Stein, Ohio William Hegeman, Conway, Arkansas Phyllis John, Eaton, Wisconsin William R. O’Toole, Pleasant Prairie, Wisconsin Karen Philleo, Hartland, Wisconsin Janet Stelken, Dyersville, Iowa Thomas VanHimbergen, Shorewood, Wisconsin Arthur Wigchers, Brookfield, Wisconsin Appointive Directors Michael Falbo, Milwaukee, Wisconsin John Kenawell, St. Louis, Missouri Allan G. Lorge, Cedarburg, Wisconsin Michael Stivoric, Pewaukee, Wisconsin Spiritual Director Archbishop Timothy M. Dolan, New York City, New York MANAGEMENT TEAM Jeff Bauman Chief Investment Officer Alan R. Bembenek General Counsel Susan Ellmaurer Vice President, Human Resources Allan G. Lorge Senior Vice President, Secretary/Treasurer and Chief Financial Officer Fred Muenkel Vice President, Operations William R. O’Toole President and Chief Executive Officer Kerry Riemer Controller Michael Stivoric Senior Vice President, Fraternal, Sales and Marketing Dan Strasburg Vice President and Chief Actuary Bill Thompson Director of Sales MAGAZINE TEAM Executive Editor: Lee Berg Editor: Heidi Peters Catholic Knight (ISN 1551-9058) is the official publication of Catholic Knights®, 1100 West Wells Street, P.O. Box 05900, Milwaukee, WI 53205-0900, a membership organization for Catholics that puts Catholic values into action. Catholic Knight member magazine is published four times a year. POSTMASTER: Send address changes to Catholic Knight magazine, Catholic Knights, 1100 West Wells Street, Milwaukee, WI 53233. Phone: 414-273-6266 or 800-927-2547. Copyright © 2009 by Catholic Knights. All rights reserved. Web site: www.catholicknights.org Fall 2009 MEMBER MAGAZINE VOLUME 101 | ISSUE 3 FEATURE 5 Uncovering the Value of Service 22 Member Benefit: Scholarships from Catholic Knights Catholic Knights awarded $177,000 in scholarships this year. Check out the list of high school and college scholarship recipients, as well as the new applications for the 2010-2011 school year. Catholic Knights fosters the next generation’s passion for service. 8 Better Together! Catholic Knights and Catholic Family Life Insurance announced they have signed a letter of intent to merge. 14 JOIN HANDS DAY On May 2, 2009, 60 Catholic Knights branches sponsored a JOIN HANDS DAY activity, focused on connecting youth and adults through volunteering. 17 Access Your Account–Anytime, Anywhere Catholic Knights Web site will soon include an area where members can access account and contract information. These new features will be available to you October 1, 2009. 18 Celebrating Faith and Fraternalism Nearly 400 delegates will convene in Milwaukee for the Catholic Knights 47th Triennial Convention on Friday, October 2, 2009. OUR MISSION “To deliver financial security to our members through quality products and services; To enrich the lives of our members both socially and educationally; And to demonstrate and encourage charity and fraternalism through our members.” MY MONEY AND MORE 29 Four Life Insurance Myths for the Young Family September is Life Insurance Awareness Month. Read about common misconceptions that often prevent young families from purchasing the life insurance they need. 14 DEPARTMENTS - In Every Issue 4 4 11 28 30 Message from Spiritual Director Hidden Knights Contest Branches in Action Catholic Knights Foundation, Inc. Where in the World/Question-ofthe-Quarter 30 Meet our New Representatives 30 In Memorium 5 ABOUT THE COVER Suzanne Dobke, trustee of Branch 120, Watertown, Wis., and her 2-year-old granddaughter, Brianna, attend the Catholic Knights regional Summer Zoofari event. Many generations of members came together for the popular annual event sponsored by 18 Catholic Knights branches. This publication is designed to provide information of general interest and is not intended to be a substitute for financial, legal or other advice as to the topics and matters contained herein. You should consult with a Catholic Knights financial services representative, attorney, accountant, or other professional advisor relative to your particular circumstances before taking any action on this information. catholicknights.org | 3 FIND TWO KNIGHTS. WIN $50! FROM OUR SPIRITUAL DIRECTOR Dear Catholic Knights: I’d like to share with you one of the more creative programs designed to engage young Catholics today. Perhaps you’ve heard of it. It’s called Theology on Tap. Theology on Tap is an opportunity for Catholic young adults to meet, deepen and explore their faith, and learn how it affects their lives. It creates an enjoyable and comfortable space for people who are in their 20s and 30s to share life experiences, socialize with peers, and deepen their understanding of the Church. The program is structured around a series of events facilitated by priests, theologians, and lay Catholic leaders. I personally enjoy participating in them because they involve three of my favorite things: young people, conversations about our faith, and beer! Both in Milwaukee and now in New York, I’ve relished these evenings. foundation: a loving, caring, omniscient, omnipotent, providential God. We have a responsibility to continue supporting our young adults with programs like Theology on Tap. Just as the faith was handed on to us by our parents, teachers, and priests, it is now our turn to pass on the faith to a new generation and invite them into deeper involvement in the Catholic Church. A Theology on Tap event may be held in a restaurant, a coffeehouse, or even in a bar. These may seem like unusual locations for discussions of faith, but remember, where two or three are gathered, God is present. Recall, too, that Jesus was hardly unfamiliar with wine, parties, and fun! Theology on Tap reaches young adults right where they are. It invites them to discover how faith informs and gives meaning to their everyday lives. Finally, I want to congratulate Catholic Knights and Catholic Family Life Insurance, two exemplary fraternal societies, on the historic occasion of their merger. This merger is exciting and beneficial for their members and the Church, and I commend Catholic Knights President Bill O’Toole and Catholic Family President Dan Lloyd for their vision. These simple meetings mean something, especially to today’s young adults, who might be inclined to spend their lives in a virtual world of blogging and tweeting. These events can help create an in-person, tangible, personal community of fellowship, faith, and prayer. This new chapter in our great fraternal history promises to be filled with grace, goodness and growth. Enjoy these last days of summer. God be with you, Our young people yearn for a reliable rooting in Jesus Christ, “the same yesterday, Most Reverend Timothy M. Dolan today and tomorrow.” Even in the ups and downs of life, there is a rock, an anchor that Archbishop of New York gives order and stability. At the deepest level Catholic Knights Spiritual Director of reality and meaning, we discover a firm 4 | Catholic Knight Fall 2009 Congratulations to Ferdie Nachreiner of Branch 253, Plain, Wis. Ferdie found the two black knights hidden on pages 5 and 9. The knight on page 5 is just above the podium. The knight on page 9 can be found among the quilts. Thank you to all 213 members that submitted correct answers! Ferdie’s good eyes earned her $50 from Catholic Knights. You can be our next winner! All you have to do is find two black Catholic Knights logos hidden in the magazine. Members who correctly identify the location of the two knights will be eligible for a drawing to receive $50. Please note, the black logo on this page does not count, nor do the white and red knights throughout the publication. Once you locate the two hidden knights, e-mail your answer to [email protected] and put Hidden Knights in your e-mail subject line. If you do not have access to e-mail, you can also mail a postcard to: Hidden Knights Contest, 1100 W. Wells St., Milwaukee, WI 53233. Cite the location of the two knights, your name, address, branch, and phone number on your entry. One entry per address, please. Entries must be received by October 23, 2009. Good luck knight hunting! Uncovering the VALUE OF SERVICE Multi-layered rewards for students who volunteer -By Maureen Burke Across town from towering skyscrapers and north of the Magnificent Mile, college freshman Josh Stephani discovers how to incorporate the values of service into his academic and professional goals at Loyola University in Chicago, Ill. The international studies and theology major has big plans upon graduation: to work as a humanitarian in third world countries. Although Josh’s choice of vocation is uncommon among his generation, the 18-year-old views volunteering as an expression of his faith. “I have always participated in service activities,” he says. “I think it is important for youth to volunteer because we live in a secular world and faith is degenerating.” Josh, a member of Branch 2, Manitowoc, Wis., was taught the value of service at an early age while volunteering at Camp Sinawa, a nature camp in Valders, Wis. His position at the camp fostered a positive attitude toward helping others. During high school, Josh took on more volunteer opportunities that reflected his devotion for his faith. At St. Francis of Assisi Parish in Manitowoc, Wis., he served as a peer minister and youth ministry intern through the parish’s Life Teen youth program, which helps lead teens closer to Christ. As a peer minister, Josh saw how his actions fostered spiritual growth in parish teens. His feeling of accomplishment provoked a desire to serve others on a grander scale. “The first step is everything. Once you get involved you get hooked,” says Josh, reflecting on his life of volunteer work. He encourages all young people to use their faith as a tool to make a difference in their communities. Josh says his studies at Loyola University support his call to open people’s minds and encourage faith in others. While the college freshman admits a Jesuit education is a large expense, he believes the university’s approach to learning will help him achieve his life goals. Luckily, Josh is a recipient of a Catholic Knights $1,000 college scholarship. “Faith without deeds is dead. Catholic Knights fosters the next generation’s passion for service, and we’re proud to offer scholarship rewards to honor our young members who serve.” – President and CEO Bill O’Toole “It’s helpful that Catholic Knights scholarships acknowledge the fact that students are getting involved in the community, and that we are rewarded,” says Josh. ot how much n s i t “I It is not we do, b ho w u t h muc ow much love we put in doing. h we g.” n i v i g e give, but h how much love we p~uMt oithner Tteresa Josh Stephani, pictured in the center with his peer ministry group, will use his Catholic Knights college scholarship to pursue majors in international studies and theology. catholicknights.org | 5 Uncovering the VALUE OF SERVICE Nina Morales, member of Branch 216, Milwaukee NW , Wis., was thrilled to receive a $500 scholarship to help pay for her senior year at Pius XI High School in Milwaukee, Wis. “Pius is like my second home and to know that I was getting help to go back there was great for me,” says Nina. Although Nina occasionally volunteered in the past, the scholarship program inspired her to become involved in a number of volunteer organizations throughout the Milwaukee area. Nina says her mother encouraged her to engage in volunteer activities. “Volunteering made me feel like I was part of the community, that I could actually make a difference,” she says. Her charitable contributions also strengthened her faith and appreciation for the personal rewards that have resulted from her many hours of service. “My volunteer work helped me believe that God is actually out there,” says Nina. “It’s just a matter of people hearing His call and going through with it.” Nina realizes many of her peers choose to participate in other activities over volunteering. But, she enjoys expressing her faith through acts of service and views her commitment to charity work as an essential part of her life. “I would really rather be out helping in the community than doing anything else,” says Nina. Catholic Knights encourages members of all ages to seek opportunities to put Catholic values into action. Eleven-year-old Lauren Micolichek, member of Branch 160, Eau Claire, Wis., carried out her values through the use of a safety vest and flag. As a student safety patrol volunteer, Lauren acted quickly to prevent a distracted student from crossing the street just as a fast approaching car raced through the crosswalk. She received a merit award for her selfless deed from Southview School in Chippewa Falls, Wis. “It felt so good to have actually saved a person,” says the fifth grader. Lauren’s merit award is the first awarded in the 78-year history of the Chippewa Falls Area School Safety Patrols organization. Despite her achievement, Lauren stays modest. “When I got the merit award, I was really excited,” she says, but her partner, Sydney Anderson, “should have gotten the credit as well.” Nina Morales, a senior at Pius XI High School, received a $500 Catholic Knights scholarship based on her volunteer work. The act of service also reinforces Lauren’s belief in her faith. “A lot of people could get hurt if we don’t help other people,” she says. “I think we should all love other people just like God does.” Catholic Knights considers service to humanity to be everyone’s responsibility. All members can use volunteer work as an expression of their spirituality. Lauren’s humble attitude makes her actions even more valuable toward setting an example for her peers. 6 | Catholic Knight Fall 2009 Lauren Micolochek, a fifth grader at Southview School, received a merit award from the Chippewa Falls Area School Safety Patrols organization. oster Yout F s t l h Vo u d A lunt e Adults play a pivital role in teaching children the value of living their faith in service to others. erism Please read below to see how Cheryl Parks and Mary Broadbent foster volunteerism in youth. Fifteen-yearold Shannon Parks harnesses her ability to influence the lives of her peers through service in her parish youth group, TAG (Tweens and God), which helps middle school students become familiar with God and the Catholic Church. But, Shannon probably would not have joined TAG without the encouragement of her mother, Cheryl. Cheryl Parks, president of Branch 887, San Antonio, Texas, convinced her daughter to attend the group’s inaugural meeting three years ago. “That’s the age group where kids start to get involved with their groups and sports,” says Cheryl. “I think it’s very important to have your faith as part of what you do for your extracurricular activities.” Shannon jump-started her activity level and joined the youth group’s planning committee called CORE. Much of Shannon’s time in CORE focuses on planning and organizing TAG’s retreat fundraiser called Adopt-A-TAGger. The tweens collected over $3,000 to which Catholic Knights added $1,000 in matching funds. Through her volunteer efforts in the youth group, Shannon has become a more spiritual and caring individual, living a life of fraternalism and sharing, says her mother. Cheryl’s younger twin sons are alos involved in TAG and have experienced similar growth from their participation. “It’s a place for them to be. Everyone wants to fit in somewhere and be part of a group or an organization,” says Cheryl. “If you get them young, you can get the kids in the mode of fraternalism and sharing.” Mary Broadbent, member of Branch 310, Muscoda, Wis., teaches the value of helping others to her students at St. Mary’s School in Richland Center, Wis. through involvement with an annual “Walk for Virtues” event. “The whole school participates. They look forward to it,” she said. “It’s a way to fundraise for the school.” This year, students collected $15,000 in pledges by promising to live their lives according to the morals and virtues taught by Christ. The students respond well to the school’s style of teaching and tend to be very service orientated. “I love the fact that you can see a difference in kids and can talk freely about God and what he does for us,” said Mary. catholicknights.org | 7 Better Together! After careful review and deliberation, the Boards of Directors of Catholic Knights and Catholic Family Life Insurance approved moving forward with merger discussions. On July 31, 2009, the organizations signed a formal letter of intent to merge. As the official method of communication with our members, according to our bylaws, we’re sharing with you a press release announcing the intent to merge, as well as questions and answers about our intended merger. FOR IMMEDIATE RELEASE August 12, 2009 FOR INFORMATION CONTACT: Lee Berg at 414.278.6603 / 800.927.2547 Joe Gadbois at 414.507.9773 / 800.227.2354 CATHOLIC KNIGHTS AND CATHOLIC FAMILY LIFE INSURANCE ANNOUNCE INTENT TO MERGE MILWAUKEE – Catholic Knights, one of the largest Catholic fraternal benefit organizations, and Catholic Family Life Insurance, the oldest, today announced they have signed a letter of intent to merge. The merger would result in a combined membership of 120,000 with licensed operations in 27 states, total assets exceeding $1.1 billion and approximately $4.8 billion of insurance in force. The merged organization, whose name will be determined in the coming months, will be headquartered at Catholic Knights’ current location in downtown 8 | Catholic Knight Fall 2009 Milwaukee, according to Catholic Knights President and CEO Bill O’Toole. O’Toole and Dan Lloyd, president and CEO of Catholic Family Life Insurance, said the merger will bring together two financially strong fraternal organizations with a steadfast commitment to the members and communities they serve. “This partnership is an excellent fit,” O’Toole said. “It joins together two organizations dedicated to providing financial security, volunteer service opportunities and support to members who embrace Catholic values. All of us take that mission very seriously, and we believe a merger will allow us to provide an even higher level of service to our members, our Church and our communities.” The boards of directors for both organizations have given their approval to move forward with a merger, with the target of completing the merger agreement by Dec. 1, 2009. Under both societies’ bylaws, representatives of the groups will vote on whether to finalize the merger during the first quarter of 2010. “Our two organizations are extremely similar, and it’s clear that by coming together, we can realize significant operational benefits and cost savings that can be passed on to our members,” Lloyd said. “This merger really is about good stewardship and providing the strongest future possible for the families and communities that depend on us.” As pioneers in the fraternal benefit system, Catholic Knights and Catholic Family Life Insurance members are actively engaged in community service through various volunteer activities, including scholarship programs, food drives and other service efforts. In 2008, the organizations reported a combined total of 168,000 volunteer hours and $2.3 million in charitable donations. The Most Reverend Timothy M. Dolan, Archbishop of New York, who serves on Catholic Knights board as spiritual director, praised the proposed merger and its benefits for Catholics. “I want to congratulate Catholic Knights and Catholic Family, two exemplary fraternal societies, on this historic occasion,” Dolan said. “This merger is exciting and beneficial for their members and the Church, and I commend Catholic Knights President Bill O’Toole and Catholic Family President Dan Lloyd for their vision.” Consolidations and mergers are ongoing in the commercial and fraternal insurance industry, according to O’Toole and Lloyd. Since 2000, 25 mergers have taken place in the fraternal system. The most notable fraternal merger occurred in 2002, when Lutheran Brotherhood and Aid Association for Lutherans formed Thrivent Financial for Lutherans. Catholic Knights of America merged with Catholic Knights in 2005. Union Saint-JeanBaptiste and Northern Fraternal Life merged with Catholic Family in the early 1990s. “Catholic Knights and Catholic Family are taking a significant step to maximize operating efficiencies, pool resources and expertise and better serve their members,” stated Joe Annotti, president of the National Fraternal Congress of America (NFCA). “We at the NFCA stand ready to support them in any way that we can. To have two financially strong societies proactively merging is a tribute to their leadership and further strengthens their position within the fraternal system. It sets a great example for other societies to follow.” About Catholic Family Life Insurance Founded in 1868, Catholic Family Life Insurance was the first Catholic fraternal benefit organization established in the United States. Catholic Family provides its members insurance and financial products designed to meet their family security needs and supports programs promoting volunteerism and fostering spiritual, social and educational well-being. The society is headquartered in the Milwaukee suburb of Shorewood. More information about Catholic Family can be found at www.cfli.org. CATHOLIC KNIGHTS AND CATHOLIC FAMILY LIFE INSURANCE Questions and Answers About Our Intended Merger What is happening with Catholic Knights and Catholic Family Life Insurance? The two organizations have – with their boards’ approval – entered into an exclusive agreement to proceed with merger discussions. That’s good news, because the two well-established fraternal organizations can build on their similar philosophies and missions to provide an even higher level of service to members who depend on them for financial security and products, service opportunities and support. Why merge now? By proactively pursuing mergers, we help to shape our own destiny. Catholic Knights and Catholic Family both recognize that we can be better together. We can provide better service and benefits to our members together than we can separately…that’s the bottom line. Consolidation has been taking place throughout the life insurance industry since the 1980s. At its height, there were more than 150 fraternal benefit societies. Today there are 75. At one time, there were more than 2,200 catholicknights.org | 9 commercial life insurance companies. Today there are 1,100. The benefits to our members – including reduced operating costs, the opportunity to enhance services and provide more community outreach – make merging the right strategic move at this time in our history. Why are Catholic Family and Catholic Knights a good fit for each other? Having two financially strong Catholic fraternal societies proactively merge is in the best interests of our members. There is a great deal of synergy between the two organizations. First, we have a common faith, culture and geography. Second, we have mutual respect for each other’s mission and accomplishments. Third, the operational savings that will be realized by bringing the two organizations together is sound stewardship and of direct benefit to our members. What is the process and timeline for the merger? The boards of both organizations have already approved moving forward with merger talks. The next step is for leadership of the two societies, including merger committees with board members from both organizations, to meet over the next few months to work out details for a merger agreement. It is anticipated that such an agreement will be reached no later than Dec. 1, 2009. Once approved by both boards of directors, state statutes call for a 60-day waiting period before the societies can place the merger to a vote. Those votes are anticipated to take place during the first quarter of 2010. 10 | Catholic Knight Fall 2009 Will my branch be affected? Both Catholic Knights and Catholic Family have active and strong branches that provide critical services to our members and communities. Our intent is to retain and strengthen our existing branches throughout the United States. Our volunteer leaders are integral to the success of this merger and to the future of the new organization. Will I keep my same agent? Yes, the agent that you have known and worked with will continue to be of service to you. Our goal is to create a seamless transition for our members, and working with the same agent will help in that regard. Will my dividends or interest rates be affected by the merger? This merger will not negatively affect dividends or interest rates. The societies will be financially stronger together, with total assets in excess of $1.1 billion. The long-term efficiencies gained through economies of scale will further increase net operating income, resulting in potentially greater returns to members. What will be the name of the merged organization? Where will the home office of the merged organization be located? To help unify the merged organization, the intention is to transition over time to one location. Because there is additional capacity to expand at Catholic Knights’ current location at 11th and Wells Streets in Milwaukee, Wis., it is anticipated that location will be used for the merged organization’s home office. What will be the impact on employees and jobs? Catholic Knights and Catholic Family values the important contributions of all of its employees, and both organizations are committed to treating all employees in a fair and just manner. At this point, we’re not sure exactly how the merger will impact employees – but that topic will be a large part of discussions as they move forward. When we have more information about employees and staffing, we will communicate it promptly. Who do I contact with questions? Direct all questions to Lee Berg, manager of fraternal and marketing. Berg can be reached at [email protected], 414.278.6603 or 800.927.2547. The merged organization will have a name that embraces the shared faith of both Catholic Knights and Catholic Family while looking toward the future. The name of the new Visit catholicknights.org entity will be developed to view a video podcast and as part of the ongoing audio interview with Catholic discussions. Knights President Bill O’Toole and Catholic Family Life Insurance President Dan Lloyd D BRANCHES IN ACTION E Over 1,000 guests attend a benefit for Mark Laufenberg (below) held by Branch 280, Ashton/Middleton, Wis. He is pictured here with Branch President Joanne Meinholz. The event raised $16,402, plus $1,000 in matching funds from Catholic Knights. A F Fifty-year members Ed Murula and Bob Grinwald (front) each receive a gold rosary at a member celebration brunch hosted by Branch 274, Rubicon, Wis. C B E A Members of Branch 109, St. Nazianz, Wis., enjoy a golf outing, buffet dinner and auctions at the St. Gregory Spring Stimulus Social. The event raised $500 to which Catholic Knights added $500. Proceeds benefit St. Gregory Parish. B Ruth Schrauth of Branch 212, Medford, Wis., receives a gold rosary from Mike Stivoric, Catholic Knights senior vice president of fraternal, sales and marketing, to recognize her 50-year membership. C Branch 88, Madison, Wis., hosted the 4th Annual Madison Mallards Tailgate Party and Baseball Game. This regional event also involved Branch 267, Roxbury, Wis., Branch 280, Ashton/Middleton, Wis., and Branch 296, Mt. Horeb, Wis. President Bill O’Toole and Fraternal Director John Borgen are pictured here with Branch 88 officers. D Members of Branch 19, Fond du Lac, Wis., present a check to St. Vincent de Paul. The donation of $548 was raised through the branch’s Farmer’s Market Food Stand and Catholic Knights matching funds. F catholicknights.org | 11 BRANCHES IN ACTION H G G Members of Branch 299, Pulaski, Wis., organized a food and clothing collection for the Society of St. Vincent de Paul. Volunteers collected and delivered items valued at $2,000. Pictured left to right: FSR Jim Bertler, Branch Secretary/Treasurer Pam Bertler, Branch President Laura Hollister, FSR Bonnie Drzewiecki, and Branch Vice President Mike Drzewiecki. H Mike Stivoric presents Jerry Graycarek, head of mantainence at Holy Cross Catholic Church in Mishicot, Wis., with a matching fund check of $1,000 which will be used to repair the church parking lot. Funds were raised at the Holy Cross Fish Boil where volunteers from Branch 225, Mishicot, Wis. donated 84 hours of their time to serve dinner to over 300 guests. I Youth Director Dale Knott sits covered in clothes pins after finishing a clothes pin relay race with children from Branch 1038, St. Louis, Mo., at an indoor summer picnic. I J Cyndi Feld smiles as Meridith Manke, Grace Feld, and Benjamin Feld show off their face-painted masterpieces at the Summar Zoofari, sponsored by Branch 306, Milwaukee SE, Wis., and other Milwaukee area branches. Close to 1,600 members and their families were treated to discounted admission to the zoo, free parking, beverages, popcorn, ice cream and more! Want your branch featured in a future issue of Catholic Knight magazine? J Send your high-resolution photos to: heidi.peters@ catholicknights.org and put “Branches in Action” in the subject line. If digital copies are not available, you can mail photos to Heidi Peters, Catholic Knights, 1100 W. Wells St., Milwaukee, WI, 53233. Deadline for our winter issue: October 23, 2009. Be sure to include a detailed description of what the photo shows (who, what, where, when). 12 | Catholic Knight Fall 2009 M K K Rosemary Appleby (second from the left,) secretary/treasurer of Branch 704, Cedar Rapids, Iowa, is honored at a 50-Year Member Celebration Brunch. Pictured with her (left to right) L are: Sr. Vice President Mike Stivoric, President Bill O’Toole, Board Member Janet Stelken, Branch President Steve Flock, FSR Jason Holt, and District Manager Paul Hill. N L Members of Branch 1152, Linn, Mo., sponsor a Spring Sausage Breakfast to support the local parish school. The branch donated proceeds of $3,000 to which Catholic Knights added $1,000. M Members of Branch 294, Kimberly, Wis., celebrate community and friendship at a Roller Skating Party. Forty-six members attended the event. N Over 100 members of Branch 1181, Jefferson, Mo., partnered with the Cole County Unit of the American Cancer Society in the Daffodil Days fundraiser to support cancer research and treatment. Volunteers spent 70 hours taking orders, arranging flowers and delivering bouquets. Branch President Bob Thater (second from right) and chair members present a matching fund check of $1,000 to the American Cancer Society. O Members of Branch 712, Oelwein, Iowa, raised money for new playground equipment at St. Patrick School. The branch donated proceeds of $1,931 to which Catholic Knights added $1,000. Pictured, from left to right: member Michelle Heine, Principal Sr. Marilou Irons, Father Jim Secora, and Jason Holt, Catholic Knights financial services representative. O catholicknights.org | 13 Connecting youth and adults in neighborhood volunteering is the unique focus of JOIN HANDS DAY – a national day of volunteering sponsored by Catholic Knights and America’s fraternal benefit societies. This is our day, a day when fraternal benefit societies and volunteer organizations reach out to people or communities in need, connect generations and develop relationships. In 2009, 60 Catholic Knights branches sponsored a JOIN HANDS DAY activity. According to National Fraternal Congress of America, Catholic Knights ranked third in the nation for the number of registered JOIN HANDS DAY projects. Our members volunteered 1,165 hours, providing outreach to the elderly, enhancing the environment and serving their communities in unique ways. Thanks to the many volunteers who turned out to support this national day of service. Outreach to the Elderly Personal Visits, Assistance with Home Care Projects, Hosting Social/ Recreational Activities BRANCH Br. 6 2 6 32 42 64 80 83 118 121 124 132 180 Manitowoc, Wis. Appleton, Wis. Kewaunee, Wis. Tennyson, Wis. Kaukauna, Wis. Reedsville, Wis. Brillion, Wis. Charlesburg, Wis. Lancaster, Wis. Hewitt, Wis. Shawano, Wis. Maplewood, Wis. 195 200 234 261 267 279 294 296 317 887 Bakerville, Wis. LeRoy, Wis. Loyal, Wis. Cross Plains, Wis. Roxbury, Wis. Hartford, Wis. Kimberly, Wis. Mount Horeb, Wis. Crivitz, Wis. San Antonio, Texas Br. 317 outreach Br. 42 Br. 80 14 | Catholic Knight Fall 2009 Br. 58 Br. 705 enhance Br. 194 Projects to Enhance the Environment Highway Clean up, Park or Cemetery Maintenance, Planting Flowers/Trees BRANCH 23 Phillips, Wis. 39 Hudson, Wis. 58 Ripon, Wis. 68 St. Thomas Parish, Newton, Wis. 70 Belgium, Wis. 86 Francis Creek, Wis. 88 Madison, Wis. 103 Hollandtown, Wis. 109 St. Nazianz, Wis. 115 Plymouth, Wis. 120 Watertown, Wis. 148 150 178 188 194 223 266 271 309 705 943 St. John, Wis. Neillsville, Wis. Waterford, Wis. Shiocton, Wis. Charlestown, Wis. St. Anna, Wis. New Holstein, Wis. Darboy, Wis. Marshfield, Wis. Dubuque, Iowa Cassella, Ohio Br. 70 Br. 266 Br. 88 catholicknights.org | 15 Br. 216 Br. 103 Community Service Collection for Food Pantry, Volunteer Service to Benefit Community Facilities or Events Br. 137 BRANCH Br. 265 11 33 72 103 137 141 189 216 265 Wisconsin Rapids, Wis. Wausau, Wis. St. Mark Parish, Rothschild, Wis. Hollandtown, Wis. La Crosse, Wis. Jefferson, Wis. Greenleaf, Wis. Milwaukee NW, Wis. Auburndale, Wis. 278 Paris, Wis. 306 Milwaukee SE, Wis. 307 Eaton, Wis. 315 West Bend, Wis. 564 Hallettsville, Texas 723 Winona, Minn. 1010 Subiaco, Ark. 1181 Jefferson City, Mo. Br. 279 service Br. 306 16 | Catholic Knight Fall 2009 Br. 278 ACCESS YOUR ACCOUNT ANYTIME, ANYWHERE! Our Members First pledge includes a promise to provide superior service. We’re delivering on that promise with enhanced technology and increased access to your contract information. Catholic Knights Web site will soon include an area where members can access account and contract information. That means access to your information 24/7 and at your convenience! Rest assured, your information is safe and secure. Catholic Knights has given the protection of your information top priority, and with our verification procedure, your private account information continues to be safeguarded. The new feature will provide owners of life insurance contracts and annuities with access to contract information including: • Summary of contracts owned • Contract details • Loan information • Billing/premium information • Beneficiary information • Annual statement • Tax statement • Service forms Visit our Account Services area to view your contract information and access member services TO CREATE AN ACCOUNT: 1. Go to www.catholicknights.org and click on the Account Access link 2. Click on the “Register Here” link 3. Create a new account by filling out and submitting the simple form 4. You’ll receive an e-mail from Catholic Knights containing a link to verify your e-mail address. Once the e-mail address is verified, you may proceed to access contract information. Only contract owners have access to contract information. Catholic Knights will continue building user-friendly services into our Web site. We hope you enjoy these new features starting October 1, 2009, and we welcome your feedback! These new features will be available to you starting October 1, 2009. If you have questions, please e-mail us at [email protected]. Be sure to visit www.catholicknights.org today! catholicknights.org | 17 D elegates representing Catholic Knights membership will gather October 2-4, 2009 at the Midwest Airlines Center in downtown Milwaukee, Wis., for Catholic Knights 47th Triennial Convention. This year’s Convention theme is “Celebrating Faith and Fraternalism.” During the Convention, nearly 400 delegates will elect the president and board of directors that will serve Catholic Knights members over the next three years. Along with that important task, the delegates will make key decisions that will guide Catholic Knights’ future. Delegates to Catholic Knights 47th Triennial Convention As approved by the Credentials Committee Catholic Knights Board of Directors Catholic Knights Delegates Mary Baker Robert Dippold Archbishop Timothy Dolan Michael Falbo William Hegeman Phyllis John John Kenawell Al Lorge Bill O’Toole Karen Philleo Janet Stelken Michael Stivoric Thomas VanHimbergen Art Wigchers BRANCH 2, MANITOWOC, WIS. Margaret Fencl Michael Fencl Robert Sieracki Larry Tennie 18 | Catholic Knight Fall 2009 BRANCH 6, APPLETON, WIS. Betty Conrad Patricia Garvey Joyce Huss Betty Schumacher James Van Asten BRANCH 11, WIS. RAPIDS/ STEVENS POINT, WIS. Karen Janz David Ligman Dorothy Polum Kevin Pudroski BRANCH 19, FOND DU LAC, WIS. Stanley Freund Eloy Greuel Eugene Kohlmann Lisa Mick BRANCH 13, SHEBOYGAN, WIS. Renelle Martiny Suzanne Schultz Valentine Schultz Janet Schumacher BRANCH 21, GREEN BAY, WIS. Mark Borley Donald Delaruelle Irene Engstrom John Gillis Lucille Kusch Rosemary Langenberg Diane Rabideau Carol VandenLangenberg James VandenLangenberg Merlin Watermolen BRANCH 15, TWO RIVERS, WIS. Patricia Smith Alice Walkner BRANCH 23, PHILLIPS, WIS. Joseph Hlasny BRANCH 29, RIVER FALLS, WIS. Kathryn Morrow Randy Morrow Luanne Nelson Randall Nelson BRANCH 31, PORT WASHINGTON, WIS. Phyllis Greiveldinger Nicholas Schanen Vicki Schanen Agnes Watry Larry Watry BRANCH 32, KEWAUNEE, WIS. Delva Bouril Ronald Ratajczak BRANCH 33, WAUSAU, WIS. Dolores Fischer Kathryn Gruling Robert Kucirek Marie Radtke Elaine Wiesman BRANCH 34, CASSVILLE, WIS. Ruth Haas Sheila Haas BRANCH 39, HUDSON, WIS. Dora Rohl Deborah Rutledge BRANCH 40, WAUKESHA, WIS. Beth Duehr Tammy Gaszak Charles Hasler Mary Muenkel Richard Roberts Debra Schroeder BRANCH 42, TENNYSON, WIS. Merlin Dalsing Gary Elskamp Ronald Lau Ann Pennekamp BRANCH 48, BEAVER DAM, WIS. Kathleen Dries Lawrence Veling BRANCH 54, OSHKOSH, WIS. Darlene Giese Debra Michels Linda Resop Violet Zweiger BRANCH 56, NEENAH/MENASHA, WIS. Mary Ciske Thomas Gloede BRANCH 58, RIPON, WIS. Bernadette Krentz Michael Reinsch BRANCH 60, JANESVILLE, WIS. Danyel Dorsha Mary Gillitzer Diane Hawkins Linda Klein BRANCH 64, KAUKAUNA, WIS. Norma Fuhrmann Ronald Rosin BRANCH 66, ST. MICHAEL PARISH-WAUSAU, WIS. Mary Peksa Janice Webb BRANCH 68, ST. THOMAS THE APOSTLE PARISH-NEWTON,WIS. Marion Hartman Diane Wagner BRANCH 70, BELGIUM, WIS. Mary Lukens Carol Tackes BRANCH 72, ST. MARK PARISH-ROTHSCHILD, WIS. Jeanette Engebretson Ernest Soczka BRANCH 79, LITTLE ROCK, ARK. Fred Hart Branch 80, Reedsville , Wis. Kathryn Kasper James Winter Branch 82, Waunakee , Wis. Kenneth Kiefer Doris LaBarre Branch 83, Brillion , Wis. Lawrence Bohman Mary Schumacher Branch 86, Francis Creek , Wis. JoAnn Krejcarek John Schmit Branch 88, Madison , Wis. Theresa Alt Bernadine Bauer Rosanne Hill Donald Kapusta Colleen McCormick Anna Skaife Carolynn Wiesman Branch 89, Milwaukee NE, Wis. Mary Bowser LaVerne Hermann Eloise Williamson James Williamson Branch 94, Church of the Resurrection -Wausau, Wis. Patricia McKeough Mary Ann Nelson Branch 97, Wrightstown , Wis. Germaine Smith Bernice VandenWymelenberg Branch 103, Hollandtown , Wis. Mary Hurst Dorothy VandeWettering Branch 109, St. Nazianz, Wis. Kathleen Riesterer Frederick Schnell Branch 110, Milwaukee Central , Wis. Luz Chavez Zenaida Munoz Maria Valdivia Branch 113, St. Kilian , Wis. Richard Amerling David Boegel Branch 115, Plymouth , Wis. Kevin Conerton Robert Flaig Branch 116, St. Joseph ’s Ridge, Wis. Paula Hilby Dennis Miller Branch 118, Charlesburg , Wis. Alphonse Steiner Jeanette Steiner Branch 120, Watertown , Wis. Marlene Stangler Sterling Stangler Branch 121, Lancaster , Wis. Leo Abing Joseph Pink Branch 124, Hewitt, Wis. Alfred Salzmann Barbara Salzmann Branch 126, Johnsburg , Wis. Kenneth Sabel Theresa Theel Branch 132, Shawano, Wis. Elaine Gross Judith Tomashek Branch 137, La Crosse , Wis. Jo Cook Marie Meyers Branch 139, Casco, Wis. Carol Cravillion Robert Kaus BRANCH 141, JEFFERSON, WIS. George Hilby Linda Rosiejka catholicknights.org | 19 Branch 178, Waterford , Wis. Marlene Anderson Elizabeth Mehring Branch 144, Genoa, Wis. Norman Jambois Thomas Venner Branch 146, Clarks Mills, Wis. Ruth Goehring Margaret Pivonka Branch 148, St. John, Wis. Dolores Thiel Marjorie Thiel Branch 149, Mt. Calvary, Wis. George Miller Agnes Steffes Branch 150, Neillsville , Wis. Francis Trybula Rebecca Trybula Branch 151, Kenosha , Wis. Evelyn Chromcik David Singer Branch 157, Hilbert, Wis Judith See Rose Sweere Branch 179, St. Cloud, Wis. Ludwina Horn Germaine Lefeber Branch 180, Maplewood , Wis. Toni Rozek Branch 182, School Hill, Wis. Sylvia Noworatzky Janice Vogel Branch 188, S hiocton / Greenville , Wis. Maynard Kettner Sharon Reynolds Branch 189, Greenleaf, Wis. Jerome Kabat Jane Kleineschay Branch 191, Eau Galle, Wis. Wilbur Black Martha Hartung Branch 192, Gratiot /Shullsburg , Wis. Joyce Paulson Leah Waelti Branch 194, Charlestown , Wis. Robert Mueller Roger Woelfel Branch 160, Eau Claire , Wis. Eugene Lahr Richard Mousel Branch 195, Bakerville , Wis. Robert Kaas Branch 164, Decada, Wis. Denise Benson Vicki Depies Branch 197, Seymour , Wis. Ruth Biese Phyllis Sprader Branch 175, Burlington , Wis. Rachelle Haacker Elna Mahoney Branch 200, LeRoy/Mayville , Wis. Geralyn Aubrey Margaret Schraufnagel 20 | Catholic Knight Fall 2009 Branch 202, Racine, Wis. Charlotte Barina Robert Barina Hubert Braun Harry Fischer Jean Fischer Branch 220, Menomonee Falls, Wis. Clarence Dahms Lawrence Held Thomas Lester Imbert Schulz Denise Tweedale Branch 203, Stratford , Wis. Philip Hein Rita Kafka Branch 222, Jericho, Wis. Virginia Ditter Branch 206, Milwaukee SW, Wis. Walter Kalamarz Kathleen Klein Robert Kraklow Alfred LaChapelle Alice LaChapelle Frances Ostrowiecki Ralph Pfister Jane Pranke Rita Starich Joyce Stutzriem Branch 212, Medford, Wis. Elizabeth Emmerich Kathy Haas Branch 213, Sturgeon Bay, Wis. Frances Buschmann Robert Buschmann Branch 215, Sherwood , Wis. Kris Halbach Patrick Halbach Branch 216, Milwaukee NW, Wis. Christine Condon George Grall Frank Hallfeld Margarette Hallfeld Mary Ann Jusiel Lorraine Kaltenbach Robert Kaltenbach Debra Kopf Mary Laumann Willard Lawrence Heidi Lenski Rev. Richard Mirsberger Carol Rebek Charles Rebek Jean Resop Branch 223, St. Anna, Wis. George Engel Kenneth Turba Branch 225, Mishicot, Wis. Arlene Vogel Ann Wallander Branch 234, Loyal, Wis. Marilyn Hinker June Noeldner Branch 245, New Berlin , Wis. Margaret Datka Richard Datka John Shebesta Lawrence Stephens Branch 253, Plain, Wis. Rita Brey Robert Kraemer Branch 258, Denmark , Wis. Carol Bradley Mary Kvitek Branch 261, Cross Plains , Wis. Robert Boehnen Paul Brunner Branch 265, Auburndale , Wis. Patrick Hollar Kathleen Pumper Branch 266, New Holstein , Wis. Mary Ann Birschbach Dennis Kabat Branch 267, Roxbury, Wis. Kay Breunig Victoria Eberle Branch 299, Pulaski , Wis. Pamela Bertler Laura Hollister Branch 271, Darboy, Wis. Betty Appleton Benedict Dietzen Branch 305, Boscobel , Wis. Thomas Hubl Mary Thompson Branch 272, Lake Country, Wis. Dorothy Bennett Skitch Bennett Branch 306, Milwaukee SE, Wis. Thomas Ballman Leroy Bluma Ruth Bluma Stephen Hodges Francis Lubinski Daniel Olson Maureen Riemer Michael Roubik Jean Ruka Victor Ruka Audrey Sajdak Ferdinand Sajdak Debra Sliwinski Thomas Smagalski Carol Sporleder Jeanne Stott William Stott Duayne Troyer Branch 274, Rubicon , Wis. Roxanne Ksioszk Mary Multhauf Bonnie Thomas Branch 275, Hales Corners , Wis. Kathleen Krueger Florence Leyton LaVerne Nowak Jane Storck Kayellyn Strasburg Branch 278, Paris , Wis. Victoria Fleischman Julie McMahon Branch 279, H artford / St. Lawrence , Wis. Daniel Fellenz Rita Fellenz Annette Krebs Branch 280, A shton / Middleton , Wis. Judy Adler Joanne Meinholz Branch 288, S ugarbush / Luxemburg , Wis. Robert Haen Paul Heim Branch 294, Kimberly, Wis. Richard Nackers Susan Nackers Branch 296, Mount Horeb, Wis. Shereen Esser Victoria Forbes Branch 307, Eaton, Wis. Barbara Mencheski Marion Mleziva Branch 315, West Bend, Wis. Steven Liegl Steven Liegl Diann Thomas Alan Wollner Branch 317, Crivit z/Coleman , Wis. Carol Kostichka Louis Tenaglia Branch 318, Mequon/Cedarburg , Wis. Marion Strauss Margaret Swan Baehler Branch 564, Hallettsville , Texas Frankie Janecek Gertrude Shimek Branch 704, Cedar Rapids , IoWa Rosemary Appleby Steven Flock Branch 705, Dubuque, IOWa Debra Ruh John Ruh Elizabeth Sigwarth Herbert Sigwarth Branch 309, Marshfield , Wis. Edward Maurer Lois Maurer Branch 708, Decorah , IOWA Alice Hemesath Richard Holthaus Arlene Houlihan Robert Rinken Branch 310, Muscoda , Wis. Elizabeth Hasburgh Theresa Sander Branch 710, Dyersville , IOWA Danielle Hefel Andrew Stelken Branch 311, New Orleans , La. Delia Arnold Linda Beyer Branch 712, Oelwein , IOWA Denise Rubner Gregory Rubner Branch 314, Reedsburg , Wis. Carol Costerisan Mary Weitzel Branch 720, New Ulm, Minn. Marcella Bode Heather Hoffmann Branch 725, Minneapolis , Minn. Mary McElmurry Patricia Schulz Marie Urbanski Branch 728, St. Cloud, Minn. Walter Backes Barbara Tschida-Hilgers Branch 729, St. Paul, Minn. Barbara Arth Genevieve Reuter Branch 887, San Antonio, Texas Deyanne Howell Cheryl Parks Branch 943, Cassella , Ohio Carl Koesters John Reichert Branch 994, Conway, Ark. James Stiefvater Margaret Tinker Branch 1010, Subiaco, Ark. Anita Forst Tina Forst Branch 1038, St. Louis, Mo. Robert Goeke Justin Jacobs Sandra Jacobs Dale Knott Branch 1051, St. Henry, Ind. Norbert Lindauer Diane Stipp Branch 1118, St. Joe, Ohio Marilyn Wendel Karen Westgerdes Branch 1181, Jefferson City, Mo. Mary Thater Ralph Thater catholicknights.org | 21 SCHOLARSHIPS from In 2008, Catholic Knights more than doubled the funds allocated to tuition scholarship benefits and expanded the program to include high school students, college students, and confirmands. This is in addition to our Catholic grade school scholarships. Overall, Catholic Knights awarded $177,000 in scholarships for the 2009-2010 school year. Congratulations to our award winners! 2009 High School Scholarship Recipients Alyssa Anna Brant Branch 42, Tennyson, Wis. Luis Gallegos - Branch 110, Milwaukee Central, Wis. Jennifer Loderbauer Branch 83, Brillion, Wis. $500 AWARDS Manuel Cerda - Branch 110, Milwaukee Central, Wis. Katie Garrity - Branch 21, Green Bay, Wis. Stephanie Mercado - Branch 110, Milwaukee Central, Wis. Daniel Chojnacki - Branch 306, Milwaukee SE, Wis. John Ginter - Branch 1051, Saint Henry, Ind. Jenna Miller - Branch 306, Milwaukee SE, Wis. Dylan Ciesielczyk - Branch 306, Milwaukee SE, Wis. Kayla Gonzalez - Branch 89, Milwaukee NE, Wis. Louis Missurelli - Branch 275, Hales Corners, Wis. John Paul Bender - Branch 206, Milwaukee SW, Wis. Lucas Connaughton Branch 175, Burlington, Wis. Bradley Gottschalk - Branch 33, Wausau, Wis. Thomas Moore - Branch 21, Green Bay, Wis. Caleb Branger - Branch 306, Milwaukee SE, Wis. Adriana Cordero - Branch 110, Milwaukee Central, Wis. Stephanie Hefel - Branch 725, Minneapolis, Minn. Nina Marie Morales - Branch 216, Milwaukee NW, Wis. Alejandra Cordero - Branch 110, Milwaukee Central, Wis. Kati Rose Hein - Branch 203, Stratford, Wis. Brett Morris - Branch 175, Burlington, Wis. Claire Donskey Branch 137, La Crosse, Wis. Douglas Javier - Branch 110, Milwaukee Central, Wis. Alex Mueller - Branch 306, Milwaukee SE, Wis. Robbie Kordsmeier - Branch 993, Morrilton, Ark. Richard Peksa - Branch 66, St. Michael Parish-Wausau, Wis. Samuel Kosewski - Branch 306, Milwaukee SE, Wis. Brandon Quin - Branch 216, Milwaukee NW, Wis. Lindsay Krekling - Branch 202, Racine, Wis. Terence Quin - Branch 216, Milwaukee NW, Wis. Alex Krusiec - Branch 115, Plymouth, Wis. Cody Radabaugh Branch 710, Dyersville, Iowa Joseph Kurer - Branch 315, West Bend, Wis. Sydney Radabaugh Branch 710, Dyersville, Iowa Brad LeCount - Branch 202, Racine, Wis. Jesus Rodriguez - Branch 110, Milwaukee Central, Wis. Lynnsey LeCount Branch 202, Racine, Wis. Karina Salazar-Reyes Branch 110, Milwaukee Central, Wis. Jonah Bastin - Branch 216, Milwaukee NW, Wis. Jesse Becker - Branch 11, Wisconsin Rapids/Stevens Point, Wis. Patrick Drechsler Branch 94, Church of the Resurrection-Wausau, Wis. Kevin Fortune - Branch 306, Milwaukee SE, Wis. Brittnee Freund Branch 19, Fond du Lac, Wis. Elizabeth Fritsch - Branch 146, Clarks Mills, Wis. Danielle Linsmeier Branch 2, Manitowoc, Wis. Daniel Loderbauer Branch 83, Brillion, Wis. 22 | Catholic Knight Fall 2009 Christopher Scheele - Branch 206, Milwaukee SW, Wis. Jonah Sibley - Branch 306, Milwaukee SE, Wis. Zachariah Sibley - Branch 306, Milwaukee SE, Wis. 2009 College Scholarship Recipients Amanda Heim - Branch 288, Sugarbush/Luxemburg, Wis. Jessica Reimer Branch 13, Sheboygan, Wis. Katie Sievert - Branch 2, Manitowoc, Wis. $500 - $1,000 AWARDS Kiara Hein Branch 120, Watertown, Wis. Andrew Riedl Branch 314, Reedsburg, Wis. Meghan Houlihan Branch 720, New Ulm, Minn. Richard Roberts Branch 40, Waukesha, Wis. Isaac Huben Branch 6, Appleton, Wis. Renee Catherine Roush Branch 306, Milwaukee SE,Wis. Kim Inglett - Branch 887, San Antonio, Texas Courtney Roznowski Branch 21, Green Bay, Wis. Emily Irwin - Branch 306, Milwaukee SE, Wis. Katie Sabel Branch 126, Johnsburg, Wis. Joshua Jensen Branch 29, River Falls, Wis. Luke Sander Branch 310, Muscoda, Wis. Jake Kapfhamer Branch 212, Medford, Wis. Heather Schaller- Branch 68, St. Thomas the Apostle Parish-Newton, Wis. Kevin Sievert - Branch 2, Manitowoc, Wis. Emily Sigwarth - Branch 705, Dubuque, Iowa Connor Schlaack - Branch 54, Oshkosh, Wis. Alexandra Schmitz - Branch 19, Fond du Lac, Wis. Jessica Schmitz Branch 720, New Ulm, Minn. Edward Skaife Branch 88, Madison, Wis. Joseph Sliwinski - Branch 306, Milwaukee SE, Wis. Alexandra Springer - Branch 206, Milwaukee SW, Wis. Rachel Steiner - Branch 118, Charlesburg, Wis. Nathan Sweeney - Branch 705, Dubuque, Iowa Catherine Taddy - Branch 15, Two Rivers, Wis. Anthony Tenaglia - Branch 216, Milwaukee NW, Wis. Ellen Valley - Branch 723, Winona, Minn. Franklin Webb Branch 66, St. Michael Parish-Wausau, Wis. John Weiner Jr. - Branch 206, Milwaukee SW, Wis. Dynasty Wells-Union Branch 1035, Saint Louis, Mo. Adam Wieseckel - Branch 294, Kimberly, Wis. Nicole Woelfel - Branch 6, Appleton, Wis. Anastasia Bastien - Branch 272, Lake Country, Wis. Sam Beres - Branch 245, New Berlin, Wis. Emily Bichler - Branch 164, Dacada, Wis. Ben Biesterveld Branch 191, Eau Galle, Wis. Taylor Boyle Branch 21, Green Bay, Wis. Michael Brost - Branch 31, Port Washington, Wis. Amanda Burch - Branch 306, Milwaukee SE, Wis. Joshua DeGrave Branch 258, Denmark, Wis. Elizabeth Doers - Branch 31, Port Washington, Wis. Michael Dummer - Branch 216, Milwaukee NW, Wis. Thresia Elskamp Branch 42, Tennyson, Wis. Stephanie Emmers Branch 6, Appleton, Wis. Callie Endres Branch 82, Waunakee, Wis. Andrew Jay Flack - Branch 272, Lake Country, Wis. Clare Frigo - Branch 89, Milwaukee NE, Wis. Sonya Garhart - Branch 216, Milwaukee NW, Wis. Alicia Marie Gaura Branch 21, Green Bay, Wis. Matthew Gloede - Branch 56, Neenah/Menasha, Wis. Nathan Gotz - Branch 306, Milwaukee SE, Wis. Allen Halas - Branch 306, Milwaukee SE, Wis. Gwendolyn Hasenberg Branch 94, Church of the Resurrection-Wausau, Wis. Courtney Rebekah Korzeniowski - Branch 725, Minneapolis, Minn. Daniel Segerson Branch 23, Phillips, Wis. Kimberly Krejcarek Branch 86, Francis Creek, Wis. Kaitlin Sharkey - Branch 200, LeRoy/Mayville, Wis. Alex Lepak Branch 132, Shawano, Wis. Samantha Springer - Branch 206, Milwaukee SW, Wis. Craig Maechtle - Branch 31, Port Washington, Wis. Joshua Allen Stephani Branch 2, Manitowoc, Wis. Conor Mc Mullen - Branch 89, Milwaukee NE, Wis. Matthew Stephanie Branch 126, Johnsburg, Wis. Leslie Moen Branch 141, Jefferson, Wis. Jesse Michael Stewart - Branch 216, Milwaukee NW, Wis. Kaitlyn Multhauf Branch 274, Rubicon, Wis. Amy Strasburg - Branch 275, Hales Corners, Wis. Sara Newhouse Branch 19, Fond du Lac, Wis. Danelle Sutter - Branch 296, Mount Horeb, Wis. Christopher Page Branch 314, Reedsburg, Wis. Michael Tennie Branch 21, Green Bay, Wis. Andrew Pelke Branch 29, River Falls, Wis. Alison Tobin Branch 42, Tennyson, Wis. Shannon Pink Branch 121, Lancaster, Wis. Renee Wenig - Branch 194, Charlestown, Wis. Chelsea Pintz - Branch 116, St. Joseph’s Ridge, Wis. Devin Wieseckel Branch 294, Kimberly, Wis. Amanda Pohle Branch 245, New Berlin, Wis. Candace Wilson Branch 993, Morrilton, Ark. Aaron Prom - Branch 31, Port Washington, Wis. Karina Elizabeth Zarate Branch 110, Milwaukee Central, Wis. catholicknights.org | 23 Catholic Knights GRADE SCHOOL SCHOLARSHIP APPLICATION for the 2010 - 2011 school year GUIDELINES: 1 2 3 4 5 A separate application must be completed for each member applying. Completed applications must be received by March 31, 2010. No exceptions will be made. Incomplete applications will be disqualified. Please mail completed applications to: Fraternal and Marketing Department Catholic Knights, 1100 W. Wells Street, P.O. Box 05990, Milwaukee, WI 53205-0900 If you have any questions, please contact the Fraternal and Marketing Department at 800-927-2547 or 414-273-6266. If student is selected to receive a scholarship, he/she will be notified by June 30, 2010. Qualification Criteria: Student OR the student’s parent or grandparent must be a financial* member of Catholic Knights. Selection is based on a random drawing and is available for grades 1-8. Student must apply annually. Scholarship award is limited to one per household. $100 scholarships will be awarded to 750 students attending a Catholic grade school. Application deadline is March 31, 2010. Check will be made payable to the school/payment office and sent to the student. Student name _ __________________________________________________ Policy number _ ________________________ Parent or grandparent name _ ______________________________________ Policy number _ ________________________ Student address __________________________________________ City___________________ State ____ Zip __________ E-mail address __________________________________________________ Branch number__________________________ Student’s date of birth ______________________________________ Telephone number (_____)_______–_____________ Student’s grade in fall 2010_________________ School name _______________________________________________________ City/State _________________________________________________________________________________________________ Make check payable to ________________________________________________________________ (School or Business Office) Mail check to: Address _______________________________________________________________________________________ City _______________________________________ State _________ Zip _ ___________ *A financial member is the primary insured on a life insurance certificate or an annuitant. Signatures: I hereby apply for a Catholic Knights scholarship and acknowledge that I am a member in good standing; I further attest that all of the information above is true and complete to the best of my knowledge. Parent or grandparent signature _ ___________________________________________ Date _________________________ Check this box if you DO NOT wish for Catholic Knights to use and reproduce your child’s name and image in any media or promotional materials (Web site winners list, press releases to newspapers, Catholic Knight magazine, etc.) 24 | Catholic Knight Fall 2009 Catholic Knights CONFIRMATION SCHOLARSHIP APPLICATION for the 2010 - 2011 school year GUIDELINES: 1 2 3 4 5 A separate application must be completed for each member applying. Completed applications must be received by March 31, 2010. No exceptions will be made. Incomplete applications will be disqualified. Please mail completed applications to: Fraternal and Marketing Department Catholic Knights, 1100 W. Wells Street, P.O. Box 05990, Milwaukee, WI 53205-0900 If you have any questions, please contact the Fraternal and Marketing Department at 800-927-2547 or 414-273-6266. If student is selected to receive a scholarship, he/she will be notified by June 30, 2010. Qualification Criteria: Student OR the student’s parent or grandparent must be a financial* member of Catholic Knights. Student must be 18 years of age or younger and must have received the Sacrament of Confirmation within one year of application. Students who have received a Catholic Knights high school scholarship within the same year are not eligible for the Confirmation Scholarship. Student must have performed a minimum of five service hours within the year with one or more of the following: 1) A Catholic Knights branch, 2) St. Vincent de Paul Society, or 3) Other non-profit organization. Award preference given to students who provide service to a branch and/or St. Vincent de Paul Society and to students who exceed the minimum number of service hours required. Service documentation must accompany the application. $100 awards will be given to 200 students. A copy of the student’s confirmation certificate issued by the parish must accompany the application. Application deadline is March 31, 2010. Check will be made payable to the school/payment office and sent to the student. Student name _ __________________________________________________ Policy number _ ________________________ Parent or grandparent name _ ______________________________________ Policy number _ ________________________ Student address __________________________________________ City___________________ State ____ Zip __________ E-mail address __________________________________________________ Branch number__________________________ Student’s date of birth ______________________________________ Telephone number (_____)_______–_____________ Student’s grade in fall 2010_________________ School name _______________________________________________________ City/State _________________________________________________________________________________________________ Make check payable to ________________________________________________________________ (School or Business Office) Mail check to: Address _______________________________________________________________________________________ City _______________________________________ State _________ Zip _ ___________ *A financial member is the primary insured on a life insurance certificate or an annuitant. Signatures: I hereby apply for a Catholic Knights scholarship and acknowledge that I am a member in good standing; I further attest that all of the information above is true and complete to the best of my knowledge. Parent or grandparent signature _ ___________________________________________ Date _________________________ Check this box if you DO NOT wish for Catholic Knights to use and reproduce your child’s name and image in any media or promotional materials (Web site winners list, press releases to newspapers, Catholic Knight magazine, etc.) catholicknights.org | 25 Catholic Knights HIGH SCHOOL SCHOLARSHIP APPLICATION for the 2010 - 2011 school year GUIDELINES: 1 2 3 4 5 A separate application must be completed for each member applying. Completed applications must be received by March 31, 2010. No exceptions will be made. Incomplete applications will be disqualified. Please mail completed applications to: Fraternal and Marketing Department Catholic Knights, 1100 W. Wells Street, P.O. Box 05990, Milwaukee, WI 53205-0900 If you have any questions, please contact the Fraternal and Marketing Department at 800-927-2547 or 414-273-6266. If student is selected to receive a scholarship, he/she will be notified by June 30, 2010. Qualification Criteria: Both the student AND the student’s parent or grandparent must be financial* members of Catholic Knights. The student must have his/her own policy. Student must have performed a minimum of five service hours with one or more of the following: 1) A Catholic Knights branch, 2) St. Vincent de Paul Society, or 3) Other non-profit organization. Award preference given to students who provide service to a branch and/or St. Vincent de Paul Society and to students who exceed the minimum number of service hours required. Service must be completed between April 1, 2009 and March 15, 2010. Service documentation must accompany the application. Must apply annually. One award per household annually. $500 scholarships will be awarded to 75 students attending a Catholic high school. Application deadline is March 31, 2010. Check will be made payable to the school/payment office and sent to the student. Student name _ __________________________________________________ Policy number _ ________________________ Parent or grandparent name _ ______________________________________ Policy number _ ________________________ Student address __________________________________________ City___________________ State ____ Zip __________ E-mail address __________________________________________________ Branch number__________________________ Student’s date of birth ______________________________________ Telephone number (_____)_______–_____________ Student’s grade in fall 2010_________________ School name _______________________________________________________ City/State _________________________________________________________________________________________________ Make check payable to ________________________________________________________________ (School or Business Office) Mail check to: Address _______________________________________________________________________________________ City _______________________________________ State _________ Zip _ ___________ *A financial member is the primary insured on a life insurance certificate or an annuitant. Signatures: I hereby apply for a Catholic Knights scholarship and acknowledge that I am a member in good standing; I further attest that all of the information above is true and complete to the best of my knowledge. Parent or grandparent signature _ ___________________________________________ Date _________________________ Check this box if you DO NOT wish for Catholic Knights to use and reproduce your child’s name and image in any media or promotional materials (Web site winners list, press releases to newspapers, Catholic Knight magazine, etc.) 26 | Catholic Knight Fall 2009 Catholic Knights COLLEGE SCHOLARSHIP APPLICATION for the 2010 - 2011 school year GUIDELINES: 1 2 3 4 5 A separate application must be completed for each member applying. Completed applications must be received by March 31, 2010. No exceptions will be made. Incomplete applications will be disqualified. Please mail completed applications to: Fraternal and Marketing Department Catholic Knights, 1100 W. Wells Street, P.O. Box 05990, Milwaukee, WI 53205-0900 If you have any questions, please contact the Fraternal and Marketing Department at 800-927-2547 or 414-273-6266. If student is selected to receive a scholarship, he/she will be notified by June 30, 2010. Qualification Criteria: Both the student AND student’s parent or grandparent must be financial* members of Catholic Knights for a minimum of one year prior to application. The student must have his/her own policy. This is a one-time award. Previous winners are not eligible. The student must be 23 years of age or younger. Student must have performed a minimum of 10 service hours with one or more of the following: 1) A Catholic Knights branch, 2) St. Vincent de Paul Society, or 3) Other non-profit organization. Award preference given to students who provide service to a branch and/or St. Vincent de Paul Society and to students who exceed the minimum number of service hours required. Service must be completed between April 1, 2009 and March 15, 2010. Service documentation must accompany the application. Up to $50,000 in scholarships will be awarded to students enrolling full-time in an undergraduate program or technical degree program. $1,000 scholarships will be awarded to full-time students attending an accredited four-year private or public college or university. $500 scholarships will be awarded to full-time students attending an accredited community or technical college. Application deadline is March 31, 2010. Check will be made payable to the school/payment office and sent to the student. Student name _ __________________________________________________ Policy number _ ________________________ Parent or grandparent name _ ______________________________________ Policy number _ ________________________ Student address __________________________________________ City___________________ State ____ Zip __________ E-mail address __________________________________________________ Branch number__________________________ Student’s date of birth ______________________________________ Telephone number (_____)_______–_____________ Student’s grade in fall 2010_________________ School name _______________________________________________________ City/State _________________________________________________________________________________________________ Make check payable to ________________________________________________________________ (School or Business Office) Mail check to: Address _______________________________________________________________________________________ City _______________________________________ State _________ Zip _ ___________ *A financial member is the primary insured on a life insurance certificate or an annuitant. Signatures: I hereby apply for a Catholic Knights scholarship and acknowledge that I am a member in good standing; I further attest that all of the information above is true and complete to the best of my knowledge. Parent or grandparent signature _ ___________________________________________ Date _________________________ Check this box if you DO NOT wish for Catholic Knights to use and reproduce your child’s name and image in any media or promotional materials (Web site winners list, press releases to newspapers, Catholic Knight magazine, etc.) catholicknights.org | 27 Catholic Knights Scholarship Program SUMMARY OF SERVICE HOURS Student’s Name: Date of Service Name of Organization Service Provided No. of Hours Supervisor Signature Return with scholarship application by March 31, 2010 Fraternal and Marketing Department, Catholic Knights W. Wells Street, 28 1100 | Catholic Knight Fall P.O. 2009Box 05990, Milwaukee, WI 53205-0900 catholicknights.org | 28 CATHOLIC KNIGHTS FOUNDATION, Inc. “Catholic Knights Foundation, Inc., rooted in the Catholic and fraternal values of stewardship, service, and concern for others, PROVIDES resources to advance the mission of Catholic parishes and organizations; SUPPORTS the charitable outreach of our branches; EDUCATES members about philanthropy and planned giving; and PROVIDES financial vehicles to help members accomplish their philanthropic objectives to strengthen Catholic Knights, our Church and society.” – Mission Statement of Catholic Knights Foundation, Inc. to get involved and resources for adults in youth service. Visit youth. foundationcenter.org to learn more. Teaching Youth the Joy of Giving Donating money. Organizing people and programs. Serving those in need. Raising money. Giving away possessions. Advocating for a cause. Tutoring in a school. Volunteering virtually. Helping people around the globe. What do all of these activities have in common? These are all examples of philanthropy. Children, teenagers and young adults are increasingly engaged in these types of activities and want to know more about how to make a difference in the lives of people in their community and beyond. (See examples of Catholic Knights youth volunteers on page 5.) There are many resources that can help parents and grandparents teach youth about the importance and value of philanthropy. The following are a few Web sites and books that may be especially helpful. Learning to Give is a Web site sponsored by The LEAGUE, whose mission is to empower young people to get in the game of giving. Complete with resources for parents, students, and teachers, this site includes: literature guides about philanthropy, games and activities, commentaries on philanthropy from different religious traditions and lesson plans geared for the home or classroom. Visit learningtogive.org to learn more. The Giving Family – Raising Our Children to Help Others is a book published by the Foundation Center. This book is a guide to help parents teach their children about volunteering, giving and money management in order to help instill in them the value of service. The book is an easy read at 109 pages and is available through amazon.com for $8.95. The Giving Book – Open the Door to a Lifetime of Giving is an excellent introduction to philanthropy for children by Ellen Sabin. Written for the author’s six-year-old niece, the interactive nature of the book allows children to draw pictures, send notes and collect ideas about giving to others. It is an activity book, a journal and a scrapbook all in one. It is available through amazon.com for $13.95. If you make use of any of these educational resources, we would like to know what you thought of them and how you used them. Provide feedback to John Borgen at [email protected] or 414.278.6608 or [email protected]. Ten Good Reasons to Volunteer (from the Foundation Center) 1. Show that you can be responsible 2. Make a difference 3. Gain experience 4. Make new friends 5. See new places 6. Learn new skills 7. Have fun 8. Explore career options 9. Set an example 10. Educate others about causes you care about Youth in Philanthropy is a Web site sponsored by the Foundation Center. It is very well designed and contains excellent resources including: information about famous philanthropists that youth may look up to, educational scholarships based upon community service, links catholicknights.org | 29 Four Life Insurance Myths for the Young Family FOR YOUNG COUPLES JUST GETTING STARTED, the future can seem boundless. Yet with new commitments, such as buying your first home or having children, comes the responsibility to make sure your loved ones would be taken care of, even if the worst were to happen. Life insurance – the most basic and essential protection available – can help make sure future needs are met and that your family maintains its standard of living, no matter what life brings. But common misconceptions often prevent young families who need this protection the most from purchasing the life insurance they need. MYTH No. 1: I only need life insurance if I am the primary breadwinner in my family Whether or not you work, your family will miss your contribution to the household if it disappears. If you do work, even a modest income may help fund important items and family activities. And though stay-at-home parents may not provide a cash income, they often provide valuable services such as childcare, cooking, housecleaning and household management, the replacement costs of which are often severely underestimated. MYTH No. 2: If I buy a term policy and find that I still need protection when the term ends, I can always renew the policy Term policies are quite popular with many young families, and for good reason: they typically offer the greatest coverage for the lowest cost. Term insurance provides protection for a specific period of time (the ‘term’), and can be ideal for people who feel they have temporary needs, such as a mortgage or a child’s education. However, many families realize that even after the kids are gone, their need for insurance continues—to provide income for a surviving spouse, eliminate debts, pay taxes, etc. Because premium rates increase with age, renewing your policy when the term expires can be prohibitively expensive. Moreover, poor health may make renewal impossible. ® MYTH No. 3: I only need life insurance when my kids are young and my financial obligations are the greatest There is no question that insurance needs are great when your children are young, what with college planning, mortgage payments and the costs involved in raising your kids. But for people with insurance needs later in life, permanent insurance is often a good choice. In addition to providing the opportunity for lifelong protection, permanent policies accumulate cash value that can be borrowed against or withdrawn, though doing so may affect the death benefit and have tax consequences. Although permanent insurance premiums are generally higher than term premiums when first purchased, they typically do not increase over time and can stop completely later in life, even as your coverage continues, depending on your policy. MYTH No. 4: I can get a better rate of return if I invest my money elsewhere While the first and foremost reason for any life insurance purchase is to provide protection for your family, permanent insurance policies, such as whole life, universal life, or variable life, offer other features that many people find attractive. Specifically, permanent policies provide a cash accumulation value that grows over time and can be borrowed against. And contrary to what many people believe, long-term rates of return on the cash value are generally comparable to relatively low-risk investment products. Because understanding rates of return is often difficult, the best way to find the right products for your needs is with the help of a qualified insurance professional. September is Life Insurance Awareness Month. Visit www.lifehappens.org for great tips on protecting your family. This information provided as a service of the Life and Health Insurance Foundation for Education. It is not affiliated with Catholic Knights. Learn more at www.life-line.org. © 2006 All rights reserved. Where in the World Question of-the-Quarter Congratulations to Caitlyn Urban of Branch 4120, Pittsburgh, Pa., who won $25 by responding to last issue’s question regarding why you are a member of Catholic Knights. Gladys Pencykowski of Branch 151, Kenosha, Wis., along with her daughter Mary Frank, a member of Branch 202, Racine, Wis., are pictured enjoying the Catholic Knight magazine in Key West, Fla. Send your high quality photos of you reading Catholic Knight magazine in a special place while traveling: Heidi Peters, Catholic Knights, 1100 W. Wells St., Milwaukee, WI, 53233, or e-mail to: [email protected]. Please include the names of everyone in the photo and tell us where the photo was taken. All those who have a photo published in 2009 will be entered in a drawing for $75. One entry per person/family will be published. How often would you like to hear from your financial services representative? Send us your opinion by October 23, 2009! Each issue, we’ll post a new Question-of-the-Quarter on our magazine webpage. Go online to www. catholicknights.org to answer our survey. Those who respond online will be entered in a drawing for $25. One entry per person/family will be entered. Be sure to include your name, e-mail address, and branch number. Meet our New Financial Services Representatives. They are ready to serve you! Please join Catholic Knights in welcoming two new financial services representatives: Michael LaVoy Wausau Agency 401 Main Street, Suite 501 La Crosse, WI 54601 608-782-0895 [email protected] IN MEMORIAM “The gift of God is eternal life through Jesus.” – Romans 6:23 Catholic Knights Board Member William “ Pete” Vorster passed away July. Pete, age 55, was a member of Catholic Knights since 1954 and served on the Board of Directors since July 2005. He previously served 11 years on the Catholic Knights of America board and as its chair, as well as various positions at the state and local levels. Elizabeth Gianoli, a former president of Branch 137, LaCrosse, Wis., passed away in June 2009. Elizabeth was a 65-year member of Catholic Knights and served as an officer in her branch for 38 years. Willie Walker, a spiritual director of Branch 1035, St. Louis, Mo., passed away in June 2009. Willie was an 18year member of Catholic Knights and served as an officer in her branch for two years. Matt Tomlinson Milwaukee Agency 32088 N. Pine Avenue Grayslake, IL 60030 847-548-6288 [email protected] catholicknights.org | 31 Nonprofit Org. U.S. POSTAGE PAID MILWAUKEE, WI PERMIT 2916 1100 West Wells Street P.O. Box 05900 Milwaukee, WI 53205-0900 LIFE INSURANCE ISN’T FOR THE PEOPLE WHO DIE. IT’S FOR THE PEOPLE WHO LIVE. When Michael Rausch was just one year old, his mom, Julie, was diagnosed with a malignant brain tumor. The news devastated his father, Bill, and severely affected the concrete business he and Julie ran together. Sadly, the company failed shortly before Julie’s death. But the story doesn’t end there. Life insurance meant Bill was able to restart the business and provide a secure and loving home for Michael. Are you prepared should the very worst happen? Without adequate life insurance, your financial plans may be just a savings and investment program that dies when you do. Consult a qualified insurance professional to help you create a plan that will continue to provide for the ones you love. The Life and Health Insurance Foundation for Education is a nonprofit organization dedicated to helping consumers make smart insurance decisions to safeguard their families’ financial futures. It is not affiliated with Catholic Knights. For more information about life insurance or tips on finding a qualified insurance professional, visit www.lifehappens.org or call 1 888-LIFE-777. Michael Rausch catholicknights.org | 32