O-Line`s JOb: Keeping The sTars CLean
Transcription
O-Line`s JOb: Keeping The sTars CLean
August 30-September 5, 2013, Vol. 6, Issue 36 Wiseacre to Open City’s First Taproom Baptist lays off 61 employees » Baptist Memorial Health Care has laid off 61 workers in a system-wide restructuring plan. The positions ranged from pharmacists to registered nurses. P. 25 The city’s newest craft brewery is officially open for business now that Wiseacre Brewing Co. has begun pouring pints at its 2783 Broad Ave. taproom. P. 27 • Fayette • Tipton • • Madison • (AP Photo/AL.com, Vasha Hunt) Shelby Mean Streets Coaches prepare for grind, spotlight of SEC football P. 18 Alabama coach Nick Saban reacts to a question about a trip to Ireland, which he said he knows nothing about, during the Southeastern Conference football media days in Hoover, Ala., in August. Despite his incredulity at the question, Saban is accustomed to the bright lights of the SEC. O-Line’s Job: Keeping The Stars Clean School Board Crossing The school board will no longer need a semicircle with 23 seats at its next meeting in September. P. 22 They don’t get any of the glory, but linemen have a huge task – protect the QB. P. 16 • • weekly digest: page 2 Education: page 6 Law: page 15 LAW TALK: page 26 EDITORIAL: page 34 A Publication of The Daily News Publishing Co. | www.thememphisnews.com www.thememphisnews.com 2 August 30-September 5, 2013 weekly digest Get news daily from The Daily News, www.memphisdailynews.com. The Memphis News | almanac August 30-September 5, 2013 This week in Memphis history: >>>>> 2008: The Levitt Shell in Overton Park opened its inaugural concert season with Amy LaVere and Justin Townes Earle following a $1.3 million renovation that improved the sound system and took out the shell’s benches in favor of an open green area. >>>>> 1993: Local and state leaders broke ground at Memphis International Airport for a new $177.5 million runway and a $36 million FedEx Aircraft Maintenance Facility. >>>>> 1974: ZZ Top at the Liberty Bowl capped what had been a busy summer at the stadium, then known as Memorial Stadium. In July, Eric Clapton had played the stadium with Lynyrd Skynyrd and Foghat opening. >>>>> 1973: At a forum on “no fault” divorce legislation pending in Nashville, Shelby County Divorce Proctor Poston Cox argued no fault divorce would make divorce too easy and lead to the breakup of the traditional American family. But attorney Joe Sasser of Legal Services Association countered existing divorce laws created a “severe hardship” of families by requiring a listing of causes. >>>>> 1943: On the front page of The Daily News, new gas rationing coupons were being issued to take effect with the first of September. The new coupons reflected smaller amount of gasoline for each coupon as part of the war effort. “Gas station attendants are not allowed to honor the old coupons after Sept. 1, so be sure to make the change and save embarrassment and perhaps, bad feeling, all around,” the notice read. Archer-Malmo Listed Among Fast-Growing Firms group is an advocate for women on worklife balance and workplace equity issues. Memphis-based marketing communications firm archer-malmo is included on the fourth annual Agency 100 list from industry publication “The Agency Post.” The list includes the fastest-growing advertising and marketing agencies in the U.S. The agencies listed on the Agency 100 demonstrated substantial growth over the past three years. Founded in 1952, archer-malmo employs 130 full-time professionals and was listed as having a 46 percent growth rate. Miss Lee’s Preschool Earns Reaccreditation Miss Lee’s Preschool, the preschool of Grace-St. Luke’s Episcopal School, has been reaccredited by the National Association for the Education of Young Children. The accreditation includes more than 450 criteria and 10 standards on which a preschool’s operations are judged every five years. The preschool, which was founded in 1924 and became part of Grace-St. Luke’s Episcopal School in 1987, has been accredited since 1998. Miss Lee’s has a current enrollment of 125 students, including three new classrooms for 2-year-olds that opened in August. The new classrooms were added in an expansion several years ago during a renovation of Grace-St. Luke’s. Local Business Women’s Group Looks to Re-Form A group of local businesswomen is meeting Friday, Aug. 30, to discuss reestablishing a Memphis chapter of the Business and Professional Women of Tennessee. The group is meeting at 11:30 a.m. at Jason’s Deli, 3473 Poplar Ave. Meeting organizer Martha Ervin said the group welcomes any woman who is interested in “sharpening your leadership skills, developing opportunities to meet and share experience with other women and becoming more informed on issues crucial to women in business.” Ervin is finance chair for Business and Professional Women of Tennessee, a state affiliate of BPW Foundation. The national Chamber Teams Up With Gazelles Growth Institute The Greater Memphis Chamber has teamed up with online executive education company Gazelles Growth Institute to offer members access to online training from the nation’s top business experts at an exclusive discount. The Gazelles Growth Institute has similar arrangements with other chambers Join the Team and Share the Pennies! Josh Pastner, Head Coach, University of Memphis Men’s Basketball WORLD-CLASS CANCER CARE IN MEMPHIS. For over three decades, The West Clinic has been a leader in the fight against cancer in the Mid-South. Recently, we joined forces with Methodist Healthcare and The University of Tennessee Health Science Center to create the West Cancer Center — an innovative partnership that provides even more resources, expertise, technology and research here in Memphis. Now you can fight cancer at home, stay near the doctors you know and be with the people you love. It’s a winning combination. With the West Cancer Center in your corner, you have all the advantages of home fighting on your side. World-class cancer care is here at home. Memphis Fight On lets you see the remarkable stories of those who are fighting cancer. Watch their stories, or share one of your own, at MemphisFightOn.com. SM MemphisFightOn.com By adding a few extra pennies to your bill each month, you can help a neighbor in need through the MLGW/MIFA Share the Pennies program. When you sign up to give, your donation helps elderly and disabled customers receive emergency energy efficiency repairs to their homes. As a thank you for joining the Share the Pennies team, you’ll receive a coupon for a FREE 4-pack of Compact Fluorescent Lights redeemable at participating The Home Depot stores. To enroll in Share the Pennies, go online to mlgw.com/sharethepennies or call MLGW Customer Relations at (901) 528-4887. www.thememphisnews.com August 30-September 5, 2013 3 Get news daily from The Daily News, www.memphisdailynews.com. of commerce across the U.S., including the Manhattan Chamber of Commerce and the Greater Austin Chamber of Commerce, and plans to expand its offer to chambers in Canada and Australia as well. Through these partnerships, chamber members are able to purchase a corporate membership at a 10 percent discount. US Economy Grew At 2.5 Pct. Rate in Spring The U.S. economy grew at a 2.5 percent annual rate from April through June, much faster than previously estimated. The steep revision was largely because U.S. companies exported more goods and imports declined. The Commerce Department said second-quarter growth was sharply higher than the initial 1.7 percent rate it reported last month. And the growth this spring was more than double the 1.1 percent rate from January through March. The improvement in the trade deficit helped offset a weaker government spending. Economists expect growth will stay at an annual rate of around 2.5 percent in the second half of the year, helped by steady job gains and less drag from federal spending cuts. Still, some say higher interest rates might restrain the economy’s expansion in the second half. Rates could rise even further if the Federal Reserve decides to reduce its $85 billion a month in bond purchases at its September meeting. The Fed will consider the stronger second-quarter growth when making a decision next month. The bond purchases have helped keep long-term borrowing rates low. 30-Year Mortgage Rates Decline to 4.51 Percent Average U.S. rates for fixed mortgages declined this week but stayed close to their highest levels in two years. Mortgage buyer Freddie Mac said Thursday that the average rate on the 30year loan fell to 4.51 percent. That’s down from 4.58 percent last week, the highest since July 2011. The average on the 15-year fixed mortgage dipped to 3.54 percent from 3.60 percent, also the highest since July 2011. Rates have risen more than a full percentage point since May when Chairman Ben Bernanke first signaled that the Federal Reserve might reduce its bond purchases later this year. The purchases have helped keep long-term interest rates low. Mortgage rates remain low by historical standards. But the sudden spike in rates could slow the housing recovery’s momentum. U.S. sales of newly built homes dropped 13.4 percent in July to a seasonally adjusted annual rate of 394,000, the government said last week. That’s the lowest level in nine months. Also in July, fewer Americans signed contracts to buy homes for the second straight month, according to the National Association of Realtors. Still, the decline has been modest and the level of pending homes sales remains close to a 6 ½ -year high reached in May. Mortgage rates have been rising because they tend to follow the yield on the 10-year Treasury note. The yield also has surged on speculation that the Fed’s stimulus will slow. But the rate on the 10-year note declined this week to 2.78 percent from 2.90 percent last week. Unemployment Benefits Applications Fall to 331,000 The number of Americans seeking unemployment benefits remained near the lowest level in more than five years last week, a sign that companies are cutting few jobs. First-time applications for benefits fell 6,000 to a seasonally adjusted 331,000, the Labor Department said Thursday. The four-week average, a less volatile measure, inched up 750 to 331,250 after falling to its lowest level since November 2007 the previous week. Applications for unemployment benefits reflect layoffs. At the depths of the recession in March 2009, they numbered 670,000. The average has fallen 10 percent this year. All told, nearly 4.5 million people weekly digest received unemployment benefits in the week that ended Aug. 10, the latest period for which figures are available. That’s about 30,000 more than in the previous week. The figures “signal no let-up from the recent pace in employment growth, which has been strong enough to keep unemployment trending down,” said Jim O’Sullivan, an economist at High Frequency Economics. “If anything, claims are suggesting further acceleration.” Though employers are cutting few jobs, most have yet to start hiring aggressively. Fewer layoffs can increase net job gains, even if hiring doesn’t rise much. Employers have added an average of 192,000 jobs a month since January. That’s enough to gradually lower the unemployment rate, which fell to 7.4 percent in July. Nineteenth Century Club Hearing Continues Testimony continued for a third day Wednesday, Aug. 28, in the Shelby County Chancery Court hearing on the sale of the Nineteenth Century Club building. At issue in the case before Chancellor Walter Evans is whether the sale to Union Group LLC was valid. Plaintiffs, some of whom are members of the nonprofit organization, are contesting it. Club President Lynn Heathcott continued her testimony at Wednesday’s hearing. Heathcott, whose testimony began Tuesday afternoon, was president of the www.thememphisnews.com 4 August 30-September 5, 2013 weekly digest Get news daily from The Daily News, www.memphisdailynews.com. club during the building’s sale this year to the Union Group, which plans to demolish the building and build a restaurant. Heathcott testified the club’s membership dwindled over the years and that the mansion needed repairs beyond the club’s capital budget to make. On cross-examination, attorney and Shelby County Commissioner Steve Mulroy questioned Heathcott about the membership vote to list the property for sale and to sell it to Union Group. Mulroy questioned what constituted a member in good standing for voting purposes and how much discretion Heathcott had in determining whether members who had paid their dues partially or were behind in the payments could vote. Nonprofit Alliance Expanding, Moving The Alliance for Nonprofit Excellence is expanding and plans to move from 5100 Poplar Ave. to 1919 Lynnfield Road, Suite 200, in September. “We want to make it easier for our more than 200 agency members from West Tennessee, East Arkansas and North Mississippi to engage with us and participate in events and networking,” said Nancy McGee, who leads the Alliance for Nonprofit Excellence. McGee said the alliance has been working to let the Mid-South nonprofit sector know that the organization provides training, education, management consulting, research and advocacy outreach. “The main thing we want to accomplish is for the nonprofit sector to develop a clearer understanding of what we do,” McGee said. Small-Business Loan Workshop Set for Sept. 9 Sue Malone, the founder of San Francisco-based group Strategies for Small Businesses, will facilitate a small-business loan workshop in Memphis Sept. 9. The event, to be held at the Renaissance Business Center at 555 Beale St., will feature Malone discussing funding availability for startup businesses or expansion options for current businesses. The public is invited to the workshop, which will be hosted by Tennessee Small Business Development Center and the U.S. Small Business Administration. It will be held from 10:30 a.m. to 12:30 p.m., with another from 5:30 p.m. to 7:30 pm. At the conclusion of the workshop, attendees can have a loan application ready to submit. Battledish Competition Coming to Memphis The international chef competition Battledish is coming to Downtown Memphis in October. Six chefs will compete for titles such as “most delicious” and “most creative” as well as for best modern, best cocktail and “most authentic.” The event is Oct. 5 at 2 p.m. All ticket holders will get to vote for their favorites, along with a panel of guest judges. Chefs and other details will be released weekly. The contest website at dishcrawl. com/memphisbattle has more information and registration details. Homeless Organizers Host ‘Know Your Rights’ Event Members of Homeless Organizing for Power and Equality, an organization made up of men and women who are currently or formerly homeless, will be hosting the fourth in a series of “Know Your Rights” workshops for the city’s homeless. The workshop will be Saturday, Aug. 31, at St. Mary’s Episcopal, 700 Poplar Ave. Members of H.O.P.E.’s Street-Watch initiative will be available to help individuals fill out surveys about their experiences with the Memphis Police Department. Organizers with the Street-Watch initiative will also have complaint forms available to document instances of police harassment. “We believe that over time, we can use data compiled from these complaints to pinpoint areas where police harassment is most likely to occur, what time of day or night, and begin to weed out officers who believe that a badge and a gun give them the right to treat people on the streets of Memphis like second-class citizens,” said Marcus Mitchell, a project organizer. Visible College Starts Student Work Program Visible Music College is launching a student work-scholarship program this fall. The new program will employ 70 students in positions transferrable to the professional, post-collegiate world. Students will work hours weekly in recruitment and advancement, media and marketing, building management, music publishing, hospitality, admissions and more. The college is preparing to start its fall semester with a capacity enrollment of 129. Students moved in to campus housing in Memphis on Aug. 10. US Home Prices Rise 12.1 Percent in June U.S. home prices rose 12.1 percent in June from a year earlier, nearly matching a seven-year high. But month-over-month price gains slowed in most markets, a sign that higher mortgage rates may weigh on the housing recovery. The Standard & Poor’s/Case-Shiller 20city home price index slowed only marginally from May’s year-over-year gain of 12.2 percent, the fastest since March 2006. And all 20 cities posted gains from the previous month and compared with a year ago, ac- The 3rd AnnuAl MeMphis Rese aRch and innovation expo Meet the area’s top scientists and learn about their cutting-edge research. Join the conversation about local entrepreneurship, hear about managing global risk, and listen as the head of Procter & Gamble — one of the world’s most innovative and successful corporations — discusses his experiences growing a $100 billion company. THE 3rd ANNUAL MEMPHIS rESEArCH ANd INNOVATION EXPO Thursday, October 3 | 9 a.m.–3 p.m. FedEx Institute of Technology on the University of Memphis Campus Admission is FREE | memphis.edu/fedex | 901.678.5105 Parking is available, for a fee, in the Innovation Drive Garage, across from the FedEx Institute. Seating is limited for the speakers portion of the event. A Tennessee Board of Regents Institution • An Equal Opportunity/Affirmative Action University. www.thememphisnews.com August 30-September 5, 2013 5 Get news daily from The Daily News, www.memphisdailynews.com. cording to the report released Tuesday. Home prices in Las Vegas soared 24.9 percent from a year earlier to lead all cities. Purchases by investors have helped. Other cities hit hard by the housing bust also posted stunning gains in the past year. Prices have jumped 24.5 percent in San Francisco and nearly 20 percent in both Los Angeles and Phoenix. Still, 14 of the 20 cities posted smaller gains in June compared with May. That’s unusual considering June is the middle of the summer buying season. And in cities less affected by the housing crisis, gains have been more modest. Prices in New York and Cleveland are about 3 percent higher than a year earlier. Prices rose 5.7 percent in Washington, D.C., and 6.7 percent in Boston. Most economists expect the overall index to slow to single digits in the coming months, which they see as a more sustainable pace. Dot Foods to Build Dyersburg Plant Dot Foods Inc., an Illinois company that redistributes food to convenience stores, vending machines and other food service vendors, will build a $24 million distribution center in Dyersburg, Tenn. Company officials and state and Dyersburg leaders announced the plans Monday, Aug. 26, in Dyersburg. The warehouse, the company’s first in Tennessee, is to be built on Tenn. 211 in the Dyersburg Industrial Park and will mean 157 new jobs in the Dyer County area in the warehouse’s first three years. A temporary office opens in the fall, with the center itself scheduled to open in September 2014. The company begins hiring truck drivers and looking for management staff immediately. The 166,494-square-foot warehouse will include frozen, refrigerated and ambient storage as well as a 9,500-square-foot garage for tractors and trucks. The center will serve Dot customers in a five-state area. District Attorney Offers Bikes for School Attendance Shelby County District Attorney General Amy Weirich is offering a bike to each student with perfect attendance in 12 elementary and middle schools in the Shelby County Schools system and Achievement School District. The Bike Rewards program is funded by the Hyde Family Foundation and is part of the District Attorney General’s office Truancy Reduction Program. The bicycles will be awarded at the end of the school year to students who have no absences and no tardy occurrences for the entire year. The elementary schools in the program are Ford Road, Hickory Ridge, Shannon, Celebrate What’s Right Creating World Class Public Education Westwood and Winridge. The middle schools in the program are Chickasaw, Georgian Hills, Hamilton, Hickory Ridge, Ridgeway, Sherwood and Westside Achievement. The schools have approximately 7,500 students. PepsiCo Executive Shares Rags-to-Riches Story When Richard Montanez started working for PepsiCo, he was a janitor. Today, he’s 56, he heads multicultural sales and community promotions across PepsiCo’s North America divisions, and he is the company’s top Latino executive. Montanez was this month’s featured speaker of the Lipscomb Pitts Breakfast Club. He spoke to a crowd Thursday, Aug. 22, at the BRIDGES facility Downtown about how he achieved success after inventing the idea and recipe for “Flamin’ Hot Cheetos” – one of the company’s top-selling snacks – and how that success had roots early in his childhood. “Let me tell you about everything that came my way when I was your age,” Montanez told the young people in the crowd at BRIDGES. “Nothing came my way when I was your age!” Instead, his was a classic rags-to-riches story. “Why can’t I fit in like everyone else?” he asked his mom at one point during his grade school years. It was at a time when weekly digest other children shot him quizzical looks when he’d do “strange” things like take out his packed lunch and unwrap – a burrito. “This is who you are,” his mother told him. One day, she packed him an extra burrito to give to a friend. Soon, he was sharing his food. And after that, he was selling burritos for 25 cents. It was an anecdote that displayed his early affinity for seizing opportunity. “Young people, be who God created you to be,” Montanez said. “Once you fall in love with yourself, you’re free.” Once he got a foot in the door at PepsiCo mopping floors, he made up his mind: “I’m going to mop this floor where everybody who walks on it is going to look twice.” Boscos Brings Back Derailleur Ale Boscos Restaurant and Brewing Co. on Sunday, Sept. 1, will be bringing back its Derailleur Ale custom brew. The light, hoppy beer will be available for sale at all Boscos locations in Tennessee and Arkansas. Boscos Squared in Overton Square also will celebrate the beer’s return with an evening of beer and live music Sunday. The event begins at 5 p.m., and all proceeds from the evening will benefit Boscos Cycling and the Mid-South Chapter of the National Multiple Sclerosis Society. Playing with your baby helps his brain develop. And you’ll probably win until he’s at least 3. Go to TUCI.org for a copy of the Parents Guide to Kindergarten Readiness. Chris Barbic Dorsey Hopson II Brad Martin A discussion with Dorsey Hopson — Interim Superintendent of Shelby County Schools and Chris Barbic — Superintendent of the Achievement School District, the two leaders at the nexus of urban education in Memphis. Moderated by Brad Martin — Interim President, University of Memphis. Wednesday, September 11, 2013 Noon-1:30 pm Ho lida y I nn, Univ e r s it y o f M e mp h i s 3 7 0 0 C e nt r a l A v e Sin gle t icke t s - $ 3 0 T a ble o f 8 - $2 4 0 P u rcha s e t icke t s a t www. ne wm emp h i s . or g / e v e n t s Sponsored by Attention insurAnce ProfessionAls! Honesty...Integrity...Driven Do these words describe you? Realistic six figure income potential 4-day work week Mon. - Thurs. Overnight travel required contact (866) 326-4309 or [email protected] www.thememphisnews.com 6 August 30-September 5, 2013 contributors A u g . 3 0 - S e p t. 5 , 2 0 1 3 , V O L . 6 , N O . 3 6 news E d u c at i o n President & CEO P e t e r Sc h u tt General Manager Emeritus Ed Ra i ns bill dries Senior Reporter Government, Education, Manufacturing, Agribusiness 528-5277 | [email protected] Publisher Eric Ba r nes Associate Publisher & Executive Editor Ja m es Ove rstr eet Managing Editor L a n c e All a n W i e d owe r Deputy Managing Editor Eric S m i th andy meek Senior Reporter Bill Dries Banking/Financial Services/Accountants, Markets & Economy, Economic Development, Small Business 528-5279 | [email protected] Graphic Designer & Photo Editor B ra d J o h nso n jennifer JOHNSON backer REPORTER Senior Production Assistant Sa n dy Yo u ng blo o d Health Care/Biotech, Transportation/Distribution/Logistics, Attorneys/Courts/Civil Litigation, Nonprofits 528-8622 | [email protected] Production Assistant L aurie B ec k Public Notice Director DON FANCH E R Senior Account Executive JANICE J E N K INS Account Executive LUCY B L ACK MON Business Development Manager Pat rici a m c k i nney AMOS MAKI REPORTER Commercial and Residential Real Estate, Architects/Engineers/Construction 521-2464 | [email protected] Director of Marketing & Advertising DONNA WAGGE N E R Marketing Manager L e a h Sa ns i ng Controller/Human Resources PAM MA L LE TT DON WADE SPORTS COLUMNIST [email protected] Administrative Specialist MARSHA PAY N E Circulation Coordinator K AY E K E RR Pressman C E DRIC WA L S H Pressman P E T E MITCH E L L Published by: THE DAILY NEWS PUBLISHING CO. 193 Jefferson Avenue Memphis, TN 38103 P.O. Box 3663 Memphis, TN 38173-0663 Tel: 901.523.1561 Fax: 901.526.5813 www.memphisdailynews.com The Daily News is a general interest newspaper covering business, law, government, and real estate and development throughout the Memphis metropolitan area. The Daily News, the successor of the Daily Record, The Daily Court Reporter, and The Daily Court News, was founded in 1886. AUDIT PENDING [email protected] I Associate Editor K at e S i m o ne Graphic Designer Y v e t t e To u c h e t Police, School System Debate Not First One PHOTOGRAPHER Andrew J. Breig Weekly features, spot news [email protected] To reach our editorial department, e-mail: [email protected] or call: 901-523-1561 The Daily News is supportive, including in some case being on the boards of, the following organizations: Literacy Mid-South, Grace St. Luke's Episcopal School, Wolf River Conservancy, Ronald McDonald House, Great Outdoors University, Tennessee Wildlife Federation, Temple Israel, St. Jude's, St George's Independent Schools, Shelby Residential & Vocational Svcs, Shelby Farms Park, Calvary & The Arts, Bridges, Boys & Girls Club of Greater Memphis, Binghampton Development Corporation, U of M Journalism Dept., Chickasaw Council Boy Scouts, Memphis Leadership Foundation, Junior Achievement, Overton Park Conservancy, The Cotton Museum and WKNO. t took three weeks into the unified school system’s first school year for Memphis Police to get a memo that they were to respond to calls at Shelby County Schools within the city of Memphis. The information bulletin from Memphis Police Director Toney Armstrong went out to all officers Thursday, Aug. 22, the same day that a 5-year-old kindergarten student at Westside Elementary School walked into the Frayser school with a gun in his backpack and the gun went off in the backpack. Prior to police roll calls that day, Armstrong said a verbal order was given: “If you get a call to a school you are to respond, especially if it is an emergency call.” Armstrong and interim schools superintendent Dorsey Hopson showed the sometimes-active political fault line between the school system and the Memphis Police Department is active once again. They held separate press conferences the same afternoon with each critical of the way the other’s department operates. “I felt that he should have picked up the phone and called the police director,” Armstrong said of Hopson. Hopson expressed frustration because long before the July 1 merger effective date and the Aug. 5 school year start – “all summer long,” he said – schools officials had been talking with the administration of Memphis Mayor A C Wharton Jr. seeking a basic “yes” or “no” to the question of whether Memphis Police would be in or out of the former Memphis City Schools once the merger began. So were county government leaders. As the school year began, the city’s response, according to Hopson, was Memphis Police would remain through the end of December in Memphis schools, where they had resource officers assigned before the merger, to train Shelby County Sheriff’s deputies. Then they would be out of the schools resource officer business. Hopson said the response from police in the last three weeks when there have been calls involving schools in Memphis was different from call to call. “Sometimes they come and sometimes they don’t,” Hopson said. Hopson talked and met with Wharton before Thursday’s incident at Westside over his concerns about the response and again after the incident. “We shouldn’t be playing politics with kids’ safety,” Hopson added. As Hopson was responding to ques- tions about the incident, Memphis Police brass issued a written statement saying police officers would be on the campuses of all Memphis schools in the Shelby County Schools system except 15 that currently have Shelby County Sheriff’s deputies assigned to them. Armstrong said instead of calling schools security and then schools security reporting the incident to police, administrators at Westside should have called 9-1-1. “The Memphis Police Department would have responded had we been given the proper information. The problem here is that a city school employee called the board of education rather than calling 9-1-1,” Armstrong said. “When something like that happens, I can’t even tell you how much information has to be obtained. For us to have to extract that information from people that’s giving us second-hand information – it’s just unacceptable.” The last time public schools administrators and Memphis Police clashed was 2008 during the tenure of interim Memphis City Schools superintendent Dan Ward. A series of shootings on Memphis City Schools campuses prompted fears by then-Memphis Mayor Willie Herenton and Memphis Police Director Larry Godwin that the incidents would escalate into more campus and off-campus violence. Both were adamant that some principals were not reporting such incidents and Godwin declared that his officers would respond and go onto campuses even if they weren’t called by the school system. Incoming schools superintendent Kriner Cash immediately beefed up the school system’s security force and sought state legislation to commission security officers as what amounted to a police force for the school system. Godwin opposed it in Nashville and it didn’t get very far. Meanwhile Wharton sided with Cash’s desire to see an alternative to taking school children to Memphis-Shelby County Juvenile Court for detention once police were called to a school campus. Police officers had little choice but to take the children into custody until alternative resolution programs and the issuance of juvenile summons for non-violent offenses began to be used. Juvenile Court Judge Curtis Person Jr. was among those who agreed that in too many cases students with problems at schools including refusing to tuck in their shirttails were entering the juvenile justice system when they didn’t have to. Hopson ordered hand-held metal detectors to be used starting last week in elementary schools. It’s a move he made reluctantly. www.thememphisnews.com August 30-September 5, 2013 7 news E n t r ep r e n e u r s h i p Nonprofit Sector Fetch Brings Ikea Delivery to Memphis Andy Meek [email protected] I The Levitt Shell at Overton Park once again will be one of the host venues for Rock for Love, the annual three-day fundraiser for the Church Health Center that is in its seventh year. (Christopher Reyes) Mission of Love Rock for Love brings annual awareness to Church Health Center Richard J. Alley Special to The Memphis News The seventh annual, three-day fundraiser for the Church Health Center, providing health care for the working uninsured, kicks off the evening of Thursday, Sept. 5, with a VIP barbecue at Ardent Studios. B eginning Sept. 5, Memphis will once again come together to Rock for Love. The seventh annual, three-day fundraiser for the Church Health Center, providing health care for the working uninsured, will kick off that Thursday evening with a VIP barbecue at Ardent Studios. And this year there’s a twist. “While it’s a VIP barbecue for donors, bands, sponsors and friends of the center, there is a public ticket component so folks from the community can purchase a ticket, or a table for that matter,” said Jeff Hulett, public relations and communications coordinator for the Church Health Center. The following night sees a bill of four bands at Young Avenue Deli in Cooper-Young, featuring the Side Street Steppers, Reemus Bodeemus, Hope Clayburn’s Soul Scrimmage and Kaleidophonix, as well as DJ Devin Steel between sets. Saturday puts a new spin on the raucous tradition with a family-friendly event at Overton Park in the afternoon. “It’s free, but we’re encouraging donations and beer will be for sale,” Hulett said. The afternoon will feature various kids activities, arts and crafts tables, the Grizzlies’ bounce houses and a bake sale. It all will be happening close to the newly renovated and opened playground, with an atmosphere Hulett compares to the popular Memphis Rock-n-Romp events. That same night sees a concert at the Levitt Shell, featuring up-andcomers Mark Stuart with Kait Lawson, as well as Patrick Dodd, John Kilzer and Kirk Whalum. “That should be a lawn filler, should be just a great night,” Hulett said. The show is free but, Hulett adds, “We’re going to have an army of Levitt Shell and Church Health Center volunteers out there raising money for both entities.” Along with the music shows and children’s activities, an online auction is ongoing and has already raised close to $2,000. T-shirts are for sale and a new compilation CD featuring participating bands will be out soon. Rock for Love was the brainchild of Church Health Center employees Marvin Stockwell and Hulett, and their friend J.D. Reager, all Memphis musicians. “We weren’t fundraisers; we’re still not. We’re not part of the fundraising department,” said Stockwell, communications director for the organization. “Rock for Love was a project that we didn’t necessarily have time to do, but we almost viewed as our volunteer project.” Reager is solely a volunteer to the Church Health Center. The first hurdle was a name, and as Stockwell cast about for something quick and catchy, he kept coming back to the overarching theme of the Church Health Center’s mission to the community, reading it in Bible verses and seeing it manifested in the sculptures on the center’s Peabody Avenue grounds: Love. Playing off the name of a fundraiser already in place, Concert of Love, which featured the music of church choirs, Stockwell, a hardplaying guitarist and singer himself, coined Rock for Love. The three leveraged their years as working musicians to put together a lineup. Since the first year, when funds rock for love continued on P29 kea doesn’t have a store in Memphis, and the retailer doesn’t deliver some products to Memphis – which is why Ben Colar and two other guys created a venture to give fans of the retailer a guaranteed personal delivery service. Fetch is their newly launched enterprise that will allow Memphis-area consumers to create a list of items from Ikea. The Fetch guys charge a little extra to make it worth their while, and they’ll take those lists, drive to the Ikea store in Atlanta and bring the items back. The first run is Sept. 6. Items will be picked up and brought back to Memphis to be delivered the following day. It was a trip to the Atlanta store that led the guys behind Fetch to see firsthand the niche they think they can fill. “Earlier this year, the three of us and our families took a road trip together just to pick up some furniture from Ikea,” Colar said. “We all love Ikea furniture, but we were frustrated that we couldn’t get it shipped to Memphis. So imagine three guys, their wives, three kids under the age of 6 and one more baby on the way, all packed into two cars, driving to Atlanta on a furniture run. “After a few hours in the Atlanta Ikea store, we all started adding up the cost of gas, parking, meals, two nights in a hotel, plus the hassle of trekking through the store in search of the items we wanted, and trying to fit $1,000 of merchandise into our cars for the drive back.” That’s when they realized that if they were willing to load up the cars with family and make a weekend out of it, there may be others who would do it, too. And even more who would want to but couldn’t, or wouldn’t – and would prefer instead that someone else do it and deliver to their doorstep. “So we decided to try it out and see how it goes,” Colar said. There’s no limit on the size of orders. Fetch will pick up individual items for shoppers as well as come back with enough furniture to outfit any office or restaurant that needs it. Fetch also will deliver beyond Memphis. According to its website, shoppers in Arkansas and Mississippi towns that border Memphis are welcome to order, but those shoppers are encouraged to email Fetch to see if they’re too far away and if special fees will apply. The Fetch website is www.wecanfetch.it. Colar said if Ikea ever does open a store in Memphis, “we’d consider it a success.” “That means Ikea sees the demand in Memphis, and we think Memphis would be better off for it,” he said. “We created Fetch to meet a specific need that we saw. If an Ikea store opens here, the need goes away, and we’re fine with that. We have discussed expanding our services to deliver other products not available in Memphis, but that would be further down the road.” Check out Fetch at twitter.com/wecanfetchit and facebook.com/wecanfetchit. www.thememphisnews.com 8 August 30-September 5, 2013 Re a l E s tat e & De v el o p m e n t United Housing Meets Milestone Jennifer Johnson Backer [email protected] “ Our team is solely focused on helping families become financially stable.” – Tim Bolding Executive director, United Housing Inc. (Courtesy of United Housing) Lisa Brice, left, with United Housing’s Tim Bolding, became the organization’s 3,000th homeowner. L isa Brice was living in a Memphis-area townhouse with her two teenage daughters when the water was turned off in the community back in January. Before that, Brice had dealt with a leaky roof and water that was erratically turned off and on. “We had enough leaks to fill a swimming pool,” said Brice, who had purchased the townhouse about seven years ago. After the water was turned off, the community was condemned – leaving Brice with few options to sell her townhouse. Brice and her two daughters made daily visits to her mother’s home, where they showered and had access to running water. In the meantime, Brice, a disabled veteran and retired Internal Revenue Service employee, began searching for a new home. With help from a Realtor, she fell in love with a newly rehabbed home in Frayser that she thought might fit in her budget. It turned out the four-bed- room, two-bathroom home had been rehabbed by United Housing Inc., a nonprofit affordablehousing agency that helps families in the city of Memphis, Shelby County and throughout West Tennessee. The agency reported a $52 million economic impact on the local housing market during its 2013 fiscal year. The agency helps both firsttime and recurring homebuyers purchase homes, and provides free homebuyer and foreclosure prevention education. By late spring, Brice had been referred to a free United Housing homebuyer education course, where she also learned she was eligible for grant funding to help cover her down payment and closing costs. With the help of United Housing, she received $27,000 in grants through the Neighborhood Stabilization Program and the Memphis-Shelby County Helping Homebuyers Program. She closed on the $47,000 home in June. Brice’s home purchase also marked a very personal milestone for United Housing. She was the agency’s 3,000th customer. “Every room is beautiful,” Brice said. “I don’t mind cleaning this house up – I want to do it to make sure it shines. It’s been amazing.” Brice said the homebuyer education course also helped her work through the complex mortgage application process. “They really broke it down and explained what every single page is for,” she said. “I thought that was the most fascinating part.” In fiscal 2013, United Housing says the agency counseled 1,076 area individuals and families. The organization also assisted 284 families purchase a home, while helping save 257 homes from foreclosure. “While it’s clear that we were able to make a significant difference over the last year, we still have a lot of work ahead of us,” said Tim Bolding, executive director of United Housing. “Our team is solely focused on helping families in our community become financially stable.” Bolding said United Housing’s homebuyer education classes are free and available to all local residents free of charge. “Word of mouth is our most common referral,” he said. “The homebuyer education course is an A to Z about everything you’d want to know about being a homebuyer, from knowing how much you can afford to what your credit looks like.” Homebuyers like Brice who receive grant assistance or who purchase United Housing homes also attend the homebuyer education courses. “Lisa’s story reminds us of why we do what we do,” Bolding said. Brice says she still can’t believe how everything worked out. She also loves the neighborhood. “I give thanks every morning,” she said. “It’s an amazing place with these amazing people.” Rates Are Rising, Rates Are Rising On July 22, 1981, the federal funds rate (the interbank overnight benchmark rate) hit a historic high of 22.36 percent. On Dec. 11, 2011, it bottomed at .04 percent. Between 1981 and today, large company stocks returned nearly 11 percent on an annualized basis. As consensus suggests, falling interest rates undoubtedly make stocks more valuable. While today’s rates may remain historically low for an extended period, their absolute lows have most likely been printed. The Federal Reserve has pegged the overnight rate at 0 percent and suppressed long-term rates by purchasing $85 billion a month of long duration Treasuries and mortgages. We now seem to be entering the phase where this policy may reverse. The mere suggestion of a turnabout has led to rising rates. Yes, the overnight federal funds rate remains anchored at 0 percent, but the 10-year Treasury has climbed from 1.43 percent to 2.84 percent. Will rising rates lead to falling stocks? The historic correlation between intermediate term bond yields and the S&P 500 is slightly negative. This implies that an uptick in yields leads to a decline in stock values. Case closed? Not so fast. Peering deeper into the relationship between stocks and bond yields, we find that if rates rise on rising economic expectations, stocks and yield correlations are positive, but if rates rise on rising inflationary expectations, correlations turn negative. To translate, as yields rise off their lows in an economic recovery, stocks tend to perform well. Once inflationary pressures build and yields climb to more punitive levels, stocks tend to struggle with competition, anticipation of earnings pressure, and the threat of economic recession. Recent observations add confirmation. Between 1/1/09 and 12/31/09, the 10-year Treasury yield increased by 1.65 percent to 3.85 percent; simultaneously, the S&P 500 gained 26.46 percent. Between 9/1/10 and 3/31/11, yields increased by 1.00 per- that rising rates equals falling stocks cent to 3.47 percent; simultaneously, the prove false. Stocks did return 11 percent S&P 500 gained 27.78 percent. Finally, annually between 1981 and 2013 as between 7/25/12 and last week, yields Treasury rates collapsed, but they also increased by 1.47 percent to 2.9 percent; returned 10.4 percent between simultaneously, the S&P 500 gained 1954 and 1981 as Treasury roughly 30 percent. When interest rates soared. With inflation rates and stock prices rise in tanlow and economic growth dem the returns can be substanescalating, rising rates tial. In fact, according to research should correlate with rising done by the Leuthold Group, there stock prices. Eventually, have been 12 distinct incidents when inflation escalates since 1955 when yields and economic growth and stock prices rose David S. Waddell the worldly stagnates, rising rates together. The average yield investor will negatively correlate increase was 1.69 percent with stock returns. While during these episodes, the stock market may fall from here … while the average stock index increase please don’t blame interest rates rising was 35.3 percent. Does that mean that on economic optimism. we could count on another 30 percent gain if rates rise further from here? UnforDavid Waddell, who is regularly featunately not, when yields climb above 3 tured in the Wall Street Journal, USA Today percent, correlations become less meanand Forbes, as well as on Fox Business ingful until rates rise above 5-6 percent, News and CNBC, is president and CEO of when they turn decisively negative. Memphis-based Waddell & Associates. So the frequent arguments you hear www.thememphisnews.com August 30-September 5, 2013 9 Money&Markets Extra Mobile banking Steve Streit is the founder and CEO of prepaid card company Green Dot. This summer his company launched a new bank unit called GoBank, whose accounts, he says, are aimed at people new to bank accounts or fed up with the fees at traditional banks. Insider Q&A Are you worried about increasing competition from JPMorgan Chase, U.S. Bank, American Express and others? In July 2012, your stock price plunged 61 percent in one day after you warned that you couldn’t predict how new competitors would affect sales. It’s only this month that the stock has regained those losses. It was very scary times for us. When you have a big-sized company, when Who he is: Founder and CEO of Green Dot What he says: Green Dot is expanding beyond its prepaid cards. Steve Streit products and new segments. you have parking lots and glass and steel, people have this sense that you’re invincible. I don’t think people realize that companies are like human beings. You can be healthy one day and not feel well the next. There are many nights that I went to bed during that period in complete flop sweats. (The bank announced last month that profit and revenue grew 4 percent in the second quarter of this year.) GoBank charges customers an optional monthly fee. Optional? You really think anyone’s going to pay that? “Anyone” is a broad statement. Will everyone? No. Will some? Yes. If you think we’re not any good, don’t pay us anything. If you like us, then tip us. We work for tips. Are you trying to become less dependent on Wal-Mart? About 66 percent of our revenue comes out of Wal-Mart. So we love Wal-Mart and at the same time we recognize, and they do too, that it’s important for us to diversify. So we’re launching other retailers and new channels of GoBank wasn’t your first choice for the bank’s name. You wanted to call it Bank of Dog, right? A dog is loyal, would never hurt you, would never cheat you, they don’t really have tempers unless they get older and they’re not feeling well. And I thought, “That’s how banks should be viewed.” A bank should be your companion, not your enemy. But the name itself, people thought it was bizarre. You put a picture of your schnauzer, Professor Dog, on your GoBank card. What do people usually request to put on their card? With women, it’s almost always a baby, a dog or a boyfriend. If you’re a guy it’s more often a car, scenic or a dog. We have a lot of people who try to use copyrighted photos — they’ll take a picture of a Corvette from a Chevrolet brochure, which we can’t do. I don’t know if we’ve had any pornographic issues, so that’s good. Interviewed by Christina Rexrode. Answers edited for content and clarity. AP Hedge fund faves Where is the “smart money” investing these days? Goldman Sachs offers insight in its latest analysis of the stocks that appear most often among the 10 largest holdings of hedge funds. Each quarter the investment bank identifies the top The smart money These 10 stocks appear 50 stocks held by hedge the largest holdings of hedge funds. funds that own between 10 and 200 stocks. Top-10 holding As a group, on a (Number of quarterly basis, these hedge funds)^ stocks have outperformed the Standard & Poor’s 500 1. AIG (AIG) 69 index 63 percent of the time since May 2001, and 2. Google (GOOG) 65 have slightly edged out the 3. Apple (AAPL) 50 -6 broader market this year. The three most widely 4. General Motors (GM) 42 held stocks, AIG, Google 5. Citigroup (C) 37 and Apple also topped the list at the end of 2012. New 6. Microsoft (MSFT) 32 entrants into the top 10 7. Charter Comm. (CHTR) 30 since that time are Charter Communications, Hertz 8. priceline.com (PCLN) 30 Global and 21st Century 9. Hertz Global (HTZ) 29 Fox. Nexen, JPMorgan Chase and Qualcomm 10. 21st Century Fox (FOXA) 28 have moved out of the top S&P 500 10. Sources: FactSet; Goldman Sachs Returns through Aug. 29 ^ As of June 30 BEHIND THE BRAND C A S H A M E R I C A I N T E R N AT I O N A L ( C S H ) Greenbacks and gold Cash America International makes money on consumer loans and the sale of goods its customers hawk for cash. The company, based in Fort Worth, Texas, operates more than 960 pawn shops, payday loan and check cashing centers across the U.S. and Mexico, under names such as Cashland, SuperPawn and Cash America Payday Advance. The company has been wrestling with tepid loan demand over the past year as many consumers remain wary of taking on debt. Its merchandise sales business also has suffered as the price of gold has fallen, leading to lower revenue from most frequently among Total return YTD Priceearnings ratio* 32% 26 21 26 12 19 13 23 the commercial sale of scrap gold. In July, the company cut its third-quarter and full-year earnings estimates. Still growing: Despite its challenges, Cash America is taking steps to grow its business. It recently bought 34 pawn shops in Georgia and North Carolina from rival PawnMart for about $62 million. Bright spot: The company's online lending segment has been growing, adding customers in the U.S. and United Kingdom. That's helped boost the unit's revenue and earnings. 16 28 13 59 Thursday’s close: Price-earmings ratio: Price change YTD: S&P 500 YTD: Revenue 2012: Revenue 2013 (est.): lost money 52 31 50 32 40 12 16 15 * Trailing 12 months $42.92 13* 8% 15% $1.8 bil. $1.8 bil. As of June 30, Cash America had 964 stores, including 90 franchised check cashing centers and 47 pawn stores in Mexico. Revenue through the first six months of the year totaled $879.1 million, up 1 percent versus the same period last year. AP Source: FactSet Data through Aug. 29 *Trailing 12 month results Alex Veiga • AP LocalStocks COMPANY TICKER AT&T Inc T AutoZone Inc BancorpSouth Boyd Gaming Community Hlth Sys Corrections Corp Cummins Inc Delta Air Lines Dillards Inc Dover Corp DuPont Education Realty Tr FedEx Corp Fst Horizon Natl AZO 52-WK RANGE LO 32.71 2 CLOSE HI 39.00 341.98 8 452.19 12.55 9 20.77 BYD 4.75 8 14.50 CYH 26.07 6 51.29 CXW 25.82 6 39.90 CMI 85.88 9 128.30 BXS DAL 8.42 9 22.05 DDS 71.69 2 94.86 DOV 54.90 0 88.70 DD 41.67 9 60.40 8.44 2 11.77 EDR FDX 83.92 9 113.34 FHN 8.54 7 12.75 GTx Inc FRED 12.30 7 17.71 GTXI 1.31 1 7.24 Intl Paper IM 14.77 9 23.63 IP 32.95 9 50.33 Kellogg Co K Freds Inc Ingram Micro Isle Capri Casino Kirklands Inc Kroger Co LifePoint Hosp Macy’s Inc Medtronic Inc ISLE KIRK KR 4.75 7 8.79 49.92 6 67.98 8.26 9 21.74 21.73 9 39.98 LPNT 34.37 7 53.29 M 36.30 6 50.77 MDT 40.28 8 55.98 CLOSE THUR. %CHG 33.65 421.52 19.81 12.16 40.30 +.07 +1.50 +.13 +.21 -.36 YTD% 1YR% WK MO QTR CHG RTN P/E +0.2 t t t -0.2 -3.5 25 +0.4 t t t +18.9 +15.2 16 +0.7 t t s +36.2 +33.4 23 +1.8 s t s +83.1 +99.8 dd -0.9 t t t +31.1 +50.7 17 DIV COMPANY 1.80 Merck & Co TICKER ... Mid Amer Apartments 0.20f Monsanto Co ... Mueller Inds 0.25e 1.92 Navistar Intl 52-WK RANGE LO CLOSE HI THUR. CHG %CHG YTD% 1YR% WK MO QTR CHG RTN P/E DIV MRK 40.02 7 50.16 47.10 +.01 ... t t s +15.0 +13.9 26 MAA 60.38 1 74.94 61.79 -.19 -0.3 t t t -4.6 MON 82.70 6 109.33 97.25 +.13 +0.1 s t t +3.2 +13.4 21 1.72f MLI 42.43 8 58.15 54.63 +.18 +0.3 t t s +9.2 +25.8 19 0.50 NAV 18.17 8 38.81 34.26 -.07 -0.2 t t s +57.4 +50.8 dd ... -6.0 20 1.72 2.78 33.64 +.33 +1.0 t s s +13.3 +27.0 22 s s +13.9 +28.8 16 2.50f Nike Inc B NKE 44.83 9 66.85 63.48 +.32 +0.5 t t +.51 +0.6 t 19.64 t +23.0 +29.8 24 0.84 +2.7 t t s +65.5 +120.6 +0.4 t 10.97 0 23.92 23.79 +.42 +1.8 s t PNK s t Pinnacle Entert s +50.3 +106.6 dd ... +0.4 t t s +30.8 +51.3 16 1.50f Regions Fncl RF 6.19 8 10.52 9.49 +.05 +0.5 t t t +33.1 +33.6 12 0.12 -0.2 t t s +26.0 +17.6 12 Renasant Corp RNST 16.53 8 28.19 25.72 +.28 +1.1 t t s +34.4 +39.9 22 0.68 Smith & Nephew PLC SNN 50.74 8 61.66 59.33 -.09 -0.2 t t s 123.44 76.08 85.92 56.66 8.78 108.58 11.35 16.07 1.36 22.54 47.70 7.47 60.59 20.22 36.78 46.13 44.61 51.83 +.68 +.31 +.31 -.13 -.04 +.08 +.13 +.09 +.01 +.13 +.70 +.07 -.03 +.36 +.38 -.22 +.29 +.27 -9.2 -17.5 8 0.24 +7.5 10 0.24f 1.80 -0.5 t t t +0.1 t t s +18.4 +24.7 22 0.60 Smucker, JM SJM 81.60 8 114.72 105.80 +.48 +0.5 t t s +22.7 +27.1 20 2.32f +1.2 t t s +14.5 +30.9 19 0.20 +0.6 s +20.7 +21.7 19 0.24a 24.67 7 36.29 32.42 +.12 +0.4 t t STI t t Suntrust Bks s +14.4 +31.7 +0.7 t t t Synovus Fincl SNV 1.99 9 3.52 3.30 -.02 -0.6 t t s +34.7 +64.7 dd +0.6 t t s +33.2 +48.6 12 ... Sysco Corp SYY 29.75 4 36.05 31.95 +.48 +1.5 t t t +1.8 +7.0 19 1.12 +1.5 s t s +19.7 +40.4 20 1.20 Trustmark TRMK 20.76 7 27.98 25.39 +.10 +0.4 t t s +13.0 +9.5 15 0.92 +0.9 t t t +33.4 +19.4 dd ... t t t +1.8 s s s +90.9 +111.3 23 ... +1.0 t t s +41.4 +66.7 13 0.60 -67.6 -19.6 88 0.44f +7.1 +15.2 75 1.33e -64.1 dd ... -0.5 s t t +22.2 +14.2 19 +0.7 t t t +14.3 +11.8 13 1.00 ... +0.5 t t s +26.4 +30.1 14 1.12 0.40 0.04 TSN 14.91 9 32.40 28.91 +.46 +1.6 t s s +49.0 +84.3 14 0.20 UPS class B UPS 69.56 8 91.78 85.71 +.07 +0.1 t t t +16.2 +18.1 60 2.48 Utd Technologies UTX 74.44 8 107.86 100.46 +.48 +0.5 t t s +22.5 +26.6 15 2.14 Valero Energy VLO 27.89 4 48.97 35.80 +.03 +0.1 t t s +4.9 +28.6 Verso Paper Corp VRS 0.70 1 2.05 .74 ... ... t t t -30.8 -60.4 dd ... Wright Medical Grp WMGI 18.89 6 28.41 24.14 -.30 -1.2 r t t +15.0 +18.8 dd ... ... Tyson Foods +8.5 +21.6 23 1.84f 8 9 0.90f Dividend Footnotes: a - Extra dividends were paid, but are not included. b - Annual rate plus stock. c - Liquidating dividend. e - Amount declared or paid in last 12 months. f - Current annual rate, which was increased by most recent dividend announcement. i - Sum of dividends paid after stock split, no regular rate. j - Sum of dividends paid this year. Most recent dividend was omitted or deferred. k - Declared or paid this year, a cumulative issue with dividends in arrears. m - Current annual rate, which was decreased by most recent dividend announcement. p - Initial dividend, annual rate not known, yield not shown. r - Declared or paid in preceding 12 months plus stock dividend. t - Paid in stock, approximate cash value on ex-distribution date. PE Footnotes: q - Stock is a closed-end fund - no P/E ratio shown. cc - P/E exceeds 99. dd - Loss in last 12 months. www.thememphisnews.com 10 August 30-September 5, 2013 Bundle of Joy Can Cost You Bundle of Cash Ray’s Take I was asked once if two could live as cheaply as one. I answered, “Certainly, as long as one of them didn’t eat or wear clothes.” Most couples realize having a baby is going to mean extra expenses. However, many are shocked when they realize just how high those expenses are. According to the U. S. Department of Agriculture, a child born in 2011 will cost an average of $235,000 to raise to age 17. That number doesn’t include a penny for private tuition or college. Fortunately, that is spread over all those years. The bad news is that for even low-income families, raising a child still costs $212,000. Of course, planning – and saving – for these additional expenses makes the most sense. Long before families are started, I suggest couples live on one of their incomes, saving all of the other. That helps create a pretty good portfolio and accustoms the family to a singleincome source, ray & dana Brandon rays of wisdom should they decide one of them should be a stay-at-home parent. If you are planning on using professional childcare, learn what your planned provider charges. Start penciling that amount into your monthly budget before the baby arrives so you get the feel for its impact, setting aside the money for later. At the very least, sit down together before the baby is born to develop a new household budget, remembering to factor in food, clothing, diapers, medical care, and all the equipment babies need. Finally some good news: the cost per child decreases with more children. Where do the savings come from? Shared bedrooms, hand-me-downs, and bulk food purchases account for most of it. Having said all of this, let me say that being a parent is probably the greatest privilege and joy of my life, and the rewards swamp the expenses a million to one every day. But the hard cold facts are that you can’t pay a bill with feelings. Dana’s Take It’s back-to-school time, so let’s talk about the cost of private schools for pre-K-12. Tuitions vary from parochial to private, but count on $10,000 per year per child, starting at age 3 through 18. The lifetime cost of raising a child just went up by $150,000 in today’s dollars. Many private high schools charge closer to $20,000 a year, so bump that number up to over $200,000, per child. Add meal plans, uniforms and sports. Gulp. Without deliberate planning, tuition and childcare expenses can sap dollars intended for college and other goals. Grandparents, bless their hearts, help with tuition for about a third of private school students. Scholarships can help, too. A good education can be a great investment. If a private education is on your dream list for your children, start the conversation and start planning. As Ray says, “Every dream deserves a plan.” Ray Brandon is a certified financial planner and CEO of Brandon Financial Planning (www.brandonplanning.com). His wife, Dana, has a bachelor’s degree in finance and is a licensed clinical social worker. Contact Ray Brandon at [email protected]. G ov e r n m e n t Talking Points Corker talks Syria, housing in Memphis stop Andy Meek [email protected] (Memphis News/Andrew J. Breig) U.S. Sen. Bob Corker, R-Tenn., was in Memphis Monday to discuss everything from Middle East policy to the housing market. He appeared at an event hosted by the Memphis Area Home Builders Association. Corker on Aug. 26 spoke to a lunchtime crowd on a range of subjects – everything from Middle East policy to the housing market’s incremental recovery. N ot long after appearing on two morning news shows to assert that U.S. military action in Syria is imminent, U.S. Sen. Bob Corker started his week with a list of Memphis appearances that included speaking to a lunchtime crowd on a range of subjects – everything from Middle East policy to the housing market’s incremental recovery. The midday appearance Monday, Aug. 26, by the Tennessee Republican was at an event hosted by the Memphis Area Home Builders Association and was billed as a discussion of legislation he’s put forward dealing with the future of Fannie Mae and Freddie Mac. But the talk also turned to other pressing national challenges – some so pressing that the senator had to take a private call in a hotel kitchen before the event, and at least one national political figure was trying to reach him during the event. To an audience that included bankers, real estate agents and in- dustry professionals – as well as political figures such as Shelby County Trustee David Lenoir – the senator noted a lighter mood compared to his last visit with the group. A reference, of course, to the dark days after the housing bust, when the first priority among national leaders like Corker was dealing with the aftermath of the Great Recession. Housing industry professionals at some tables at the MAHBA event talked among themselves about the recession’s aftermath while waiting for Corker, some pointing out how they’d survived by outliving bankrupt competitors. Today, Corker even has a daughter now in the real estate business. She’s a real estate agent in Nashville, and he said she has several homes under contract. “When I first came (to Memphis), I told you I was going to be a pragmatic person who tries to solve problems facing our country,” Corker told the crowd, a theme he tried to use to connect each of the disparate topics he mentioned. He turned, for example, to the new outbreak of violence in the Middle East and to Syria, the government of which has recently been criticized for using chemical weapons on civilians. “I understand – especially after the recession we went through – why someone might say, ‘Why do we care about what’s happening in other parts of the world,’” Corker said. “I can understand why people want to feel that way.” Corker leans more toward an interventionist stance, though, because he says what happens around the world sends ripples even down to the local level. There are companies in the Memphis area, for example, that he noted employ people around the globe and have a presence internationally. In Egypt, which has been particularly volatile lately, Corker pointed out something he thought some in the crowd might not know: that U.S. ships move through the Suez Canal on a priority basis. And how instability in the Middle East affects energy prices, which influence housing activity. Thus came his point that economic stability around the world is important to the U.S. “And we need to play an appropriate role,” he said. The legislation he came to address was his bill to replace Fannie and Freddie with a privately capitalized system. But mostly, he spoke in broader terms about financial policy, bemoaning, for example, the presence of “few real business people in the Senate.” Corker was the subject of numerous headlines as he walked into the MAHBA event, because of his Syria remarks earlier in the day. “I do think action is going to occur,” he said on NBC’s “Today Show” Monday. In Memphis that same day, Corker also was due to speak at The University of Memphis’ new student convocation, as well as to sit for at least one local TV interview. www.thememphisnews.com August 30-September 5, 2013 11 E d u c at i o n He a l t h C a r e & B i o t e c h Martin Sets Priorties For University of Memphis Report: Tennessee Workers’ Comp Payments Decline Jennifer Johnson Backer Bill Dries [email protected] [email protected] O n the first day of the academic year at The University of Memphis, Monday, Aug. 26, yoga was on the schedule of the university’s interim president, Brad Martin. Specifically it was yoga at 12:30 p.m. in the University Center with anyone who wanted to show up or happened to be walking through. At that time each weekday, a different physical activity will be held for 20 minutes at the University Center. Martin, who became interim president in July following the retirement of Shirley Raines, also has a list of eight priorities for his tenure. The list includes growing enrollment on the campus of approximately 22,000 students by 2,000 students through 2016 and moving the graduation rate up about 10 percentage points to 55 percent. “We think we have an enormously powerful product here,” Martin said last week during a break in a gauntlet of meetings with faculty, trustees and visitors board members on a campus that was already showing signs of life for the new academic year. “We’ve got the capacity to serve more students than we are serving today.” Getting to a 55 percent completion rate over six years of attendance, which is the national average for college students, still depends greatly on the drive of individual students. Martin admits he has encountered questions about the university’s role beyond that. “How do they do it for Memphis basketball? One hundred percent of the basketball players who play for Coach (Josh) Pastner who don’t go to the NBA early in their career graduate from The University of Memphis – some of them in three years,” Martin said. “They’re busy. They’ve got other things going on. They didn’t all come out of that most elite of private schools. They figure out ways to help those people who want to succeed, succeed. And we are going to do that for anybody at The University of Memphis, whether they are a student-athlete or in the music department.” Martin also has a $40 million capital plan for athletic Martin facilities that will continue the shift underway to facilities on the Park Avenue campus, with some sports, including women’s basketball and volleyball, remaining on the Central Avenue campus. “But the bulk of our facilities will be on Park Avenue. Football, baseball obviously are already there, and terrific new track incentives,” he said. “With that campus as pretty much a greenfield with abilities for easy access, the citizens can come and go and enjoy elements of the university that are a little more difficult to access because of parking and our physical location today.” What longtime university backers and alumni call the South campus is already undergoing a transformation, with the construction of a new building that will be anchored by the Loewenberg School of Nursing. Look next year for a new Goodlett Road entrance to the campus and a master plan for the entire area. On the education front, Martin wants to put new emphasis in the college of education on producing high-level teachers, as judged by student achievement, to teach in Memphis-area schools. brad martin continued on P29 What’s Your Policy? Most people who volunteer with nonprofits are ethical and deeply committed to the organizations and institutions they serve. But sometimes in the midst of doing good there may be a tendency to sidestep best practices that build credibility. One way to ensure credibility is for the board to craft, approve and implement fundraising guidelines, policies and procedures. These should be clearly worded and should support the work of board members, volunteers, staff and donors. We advise our clients to take the time to identify the full spectrum of guidelines, policies and procedures needed to support their fundraising efforts – before launching a campaign. Choosing to adopt policies on an “as needed” basis is choosing to be reactive instead of proactive. When policies and procedures are clearly communicated, the work of fundraising is made easier. For example, if you do not have a pledge policy in place, it can be frustrating for a volunteer solicitor to learn that the three-year pledge she secured from a local business leader requires a signed pledge form. If she had known, she would have informed the donor at the time she solicited the pledge. Having to come back to secure a signed pledge form means reopening negotiations. It provides the donor with an opportunity to reconsider her giving. It sends the signal that your organization does not have its house in order. It can frustrate volunteers who are giving their valuable time. Take the guesswork out of fundraising. Define your policies and procedures. If unusual circumstances arise, respond Tennessee is one of 22 states where total workers’ compensation payments to injured workers and costs borne by employers decreased in 2011, according to a new report from the National Academy of Social Insurance. The state’s employers paid $783.7 million in workers’ compensation benefits, down 0.1 percent from 2010, the report said. Private firms in Tennessee with fewer than five employees are exempt from mandatory coverage. Workers’ compensation data are used to gauge everything from health care spending to the cost of workplace injuries and are financed exclusively by employers in most states. Typical coverage pays 100 percent of medical costs for insured workers beginning with the day of injury and cash benefits for lost work time after a waiting period of three to seven days. Benefits vary according to the duration and severity of the injury. About 96 percent of U.S. employees are covered by unemployment insurance. Nationally, workers’ compensation payments rose in 2011 as the U.S. economy continued to recover, NASI said. Total benefits climbed 3.5 percent to $60.2 billion. The calculations include a 4.5 percent gain in medical care spending and a 2.6 percent increase in wage replacement benefits. Total costs to employers jumped 7.1 percent to $77.1 billion. In 2011, workers’ compensation covered an estimated 125.8 million workers, an increase of 1.1 percent compared with 2010. Marjorie Baldwin, chair of NASI’s Workers’ Compensation Data Panel and an economics professor at Arizona State University, said the gain in workers’ compensation benefits shows the U.S. economy is improving. the guidelines, policies and procedures to them. But have the fundamentals in should be implemented by staff and place and apply them consistently. Nothreferred to on an ongoing basis. ing can lose the goodwill of an investor or Details on policies and procevolunteer more quickly than dures for consideration are a situation where the rules available from the Associaare changing constantly. tion of Fundraising ProfesTake time and work sionals (AFP) website with your board, staff, www.afpnet.org. We also volunteers and donors include examples of polito develop guidelines, cies (and what they relate policies and procedures MEL & Pearl shaw that are credible and FUNdraising Good Times to) in our recent book “Prerequisites for Fundin line with your mission raising Success.” Following and culture. the AFP Donor Bill of Rights and the AFP Here is a three-step process you can Code of Ethics are two items all nonprofuse as you put policies in place. Step one: its should review and consider adopting the development committee of the board is responsible for drafting guidelines, poli- as part of their fundraising policies. cies and procedures. They can work with Mel and Pearl Shaw are the authors your development staff, with a consultant, of “Prerequisites for Fundraising Sucor with Internet resources to craft these. cess.” They position nonprofits for funStep two: the documents created in step draising success. Visit them at www. one should be brought to the full board saadandshaw.com. for approval. Step three: once approved, www.thememphisnews.com 12 August 30-September 5, 2013 S m a ll B u s i n ess Collier Paints a Business On Her Professional Canvas “ I just knew in the back of my mind I wanted to do this for my whole life.” – Dorothy Collier Owner, Dorothy Art (Dorothy Collier) Dorothy Collier left her job as a teacher last year to pursue her painting venture, Dorothy Art. Now, she finds herself a nominee in the Martha Stewart American Made competition. Andy Meek [email protected] D orothy Collier’s career path has unfolded similarly to many enterprising professionals marking time before fully committing to their passion. Up until late last year, the longtime painter was employed as a middle school teacher partly because it provided an attendant level of predictability that artists don’t necessarily enjoy. The incremental pull of the canvas, though, became more than a place where Collier ensconced herself on weekends and eventually emerged as a representation of a fresh career slate – so much so that she said goodbye to teaching in November and has since been building up Dorothy Art, her painting venture. For her business, she creates original oil paintings. Not only is her work displayed and sold around the city and in Nashville, but in the past month she participated in Front Porch Art’s “Art For Squares” event as The ____ Way Each professional entity has a way of handling business. This way is encoded with spoken and codified rules and unspoken and non-verbal clues on how to perform. What gets done, how decisions are made and how money gets allocated can be defined as “culture.” This way, then, is an explicit and implicit set of rituals that reward or punish based on its own complicated, internal logic. This way, the culture, has adapted over the years. Still, this way is now a welldefined machine of productivity. It weeds out unfitting talent and risks, and it refines work and the flow of work to a crystalline precision. This way creates a shorthand, and saves money, time, and preserves the sense of the place. Think about it for a minute. What is your organization’s way for handling presentations, new product decisions, new market assessments, service issues, resolving conflicts? What are the processes, check points, keys to enrollment and styles of presentation that have become the default way in your organization? How are people rewarded or punished? Now, do yourself and your organization a valuable favor. Acknowledge that this way is only an agreed upon construction of reality, a mental model and not reality itself. Here is why: noticing the norms of a model, a way, and then consciously unlearning some of its defaults are key steps in taking breakthrough, disruptive innova- well as the recent Orpheum Art Sale, among other events. What’s more, she’s also in the running for some major recognition. Collier is a nominee in the Martha Stewart American Made competition, voting for which is underway now. According to the contest, “Through American Made, Martha Stewart and the editors of ‘Martha Stewart Living’ are spotlighting the next generation of great American makers. The journey culminates in a signature event in New York City where makers from across the country gather to discuss, create, and explore. It’s here that our 2013 American Made winners are honored for innovation and excellence in their field.” Winners will be announced Sept. 24. “My mom’s a full-time artist in Nashville, I studied art at Ole Miss, and I just knew in the back of my mind I wanted to do this for my whole life,” Collier said. “I wanted to start teaching to have a sturdy ground at first, but that eventually didn’t seem as much fun as painting, like I’d been doing on the weekends.” The shift started happening as commissions for work started rolling in, and she used word of mouth and the online site Etsy to disseminate her work and her brand. That’s what helped her realize her hobby could be something more. A few months ago, she converted the upstairs space at her home into a study. She doesn’t have a set schedule by which she paints – sometimes in the morning, sometimes the evening, but “I do work a lot better at night.” In an interview with her posted to the website of Front Porch Art, she said her favorite thing about having a booth at festivals and events is meeting new customers and introducing her art to them. At the same time, she still frets over the usual unknowns, like whether her potential clientele is attending the show, if the weather will hold up and if she has enough inventory on hand. “I sell in lots of shops around here like at Gild the Lily, and I work at Gild the Lily a couple of days a week so I can talk face to face with customers,” she said, referring to the East Memphis gift shop. “I’m on Etsy, I’ve got some stuff at Sheffield Antiques Mall, at On a Whim – a clothing store in Germantown – and in some galleries in Nashville as well.” ity, the culture will not allow you to dream tions to the market. valuable dreams. You see, every culture has antibodRemember, those who are called to inies built into the system. New ideas are novate have to be systems thinkers and vitypically rejected as vehemently as foreign sionaries. Luckily, both are learnable skills. objects are rejected by a body. The ____ The factor that stymies innovation most is way may be your biggest obstacle. the unconscious defaults Therefore, you have to of a company culture. develop the visionary Those who recognize ability to zoom out and the system’s operating get a real sense of the assumptions and gently market potential of a inspire others to stretch new business concept their thinking on without the blinding shackles of “how we JOCELYN ATKINSON behalf of the orgado it today” limiting & michael graber nization change the let’s grow culture in countless the thinking. positive ways. Sure, there is a time for risks assessment, validation, Jocelyn Atkinson and Michael Graand a synthesis period of how we, as the ber run the Southern Growth Studio, a ____ way, take this completely new line of strategic growth firm based in Memphis. business in a channel to market, but if you Visit www.southerngrowthstudio.com don’t cultivate this keen zooming out abilto learn more. www.thememphisnews.com August 30-September 5, 2013 13 News m a ke r s Moore Rejoins Girls Inc. As President/CEO Kate Simone [email protected] Lisa Moore recently joined Girls Inc. of Memphis as president/CEO, returning to the organization where she began her career in the late 1980s. In her new role, Moore said, she will provide leadership and support to equip Girls Inc. of Memphis to effectively and efficiently fulfill its mission of equipping all girls to live strong, smart and bold. Hometown: Memphis Experience: I have my undergraduate and master’s in education with a youth development concentration. I began my career as a volunteer at then-Girls Club of Memphis and quickly grew in the organization nationally over a 10-year period as a center director in Memphis; a program director in Lynn, Mass.; executive director in Haverhill, Mass.; then regional director for Girls Inc. national. I returned to my hometown of Memphis and was vice president at BRIDGES for 10 years. I launched my leadership consulting practice, Dancing Water in 2009. I had a great opportunity to take my skills to the corporate world as a leadership trainer with FedEx Services for two-plus years. When the opportunity to return to my roots at Girls Inc. of Memphis presented itself, I jumped with both feet. I am thrilled to come full circle and bring what I have learned in my journey back to the organization that started it all! Family: I have two wonderful, funny, smart children: Brianna, 19, a sopho- Cullum Ashley Cullum has been promoted to vice president of business development at Paragon National Bank. Cullum has been with Paragon since 2008, most recently serving as associate vice president of business development. Thaddeus Wilson, an associate professor at The University of Tennessee Health Science Center, has been appointed to the University of Tennessee board of trust- more at Webster University in St. Louis; and Dylan, 12, a seventh-grader at White Station Middle School. Moore Favorite quote: “The purpose of life, after all, is to love it, to taste experience to the utmost, to reach out eagerly and without fear for newer and richer experience.” – Eleanor Roosevelt The sports team(s) you root for: Memphis Tigers, Memphis Grizzlies and LSU Tigers What’s playing on your stereo right now? Dave Matthews (I love you say stereo, ha ha.) Activities you enjoy outside of work: Laughing and sharing a meal with friends. Love live concerts and being out on the lake with my best friend. What talent do you wish you had? I wish I could sing on stage and it sound great! How and when did you first be- come involved with Girls Inc.? In 1987, when I graduated from college and living in Greenlaw (now Uptown), I was asked to see if we could use the gym at the Girls Club on Seventh Street (the LDT Center) to host adult aerobics classes that I would teach. I went to ask, fell in love and never taught aerobics classes to adults, but instead volunteered to facilitate with girls one day a week, then it was two days a week, then I became the assistant center director within a few months. If you could give one piece of advice to young people, what would it be? If I could give one piece of advice to young people it would be: Be love. Love yourself for the unique creature you are, give love to others in actions and words, and love your community by being your best and taking an active role in efforts to make life better for us all. ees by Tennessee Gov. Bill Haslam. Wilson is an associate professor of radiology and biomedical engineering and imaging. Faculty Scholars. Waller teaches reproductive health nursing, medication safety and nursing skills using simulation. Melody Norris Waller, an instructor in The University of Tennessee Health Science Center College of Nursing, has been chosen as one of the American Association of College of Nursing and Johnson & Johnson Campaign for Nursing’s Future Fall 2013 Minority Nurse The University of Tennessee Health Science Center College of Medicine Alumni Council has named its 2013 Outstanding Alumnus award winners: Dr. H. Norman “Butch” Noe, a pediatric urologist; Dr. Dennis Black, a professor of pediatrics and physiology at UTHSC; Dr. Charles White Sr., a family medicine physician; and Dr. Charles Handorf, a UTHSC professor of pathology. Waller Dr. James Wilson, a partner with Memphis Obstetrics & Gynecological Association PC, has been named physi- cian of the month by Saint Francis Hospital-Bartlett. Wilson has practiced with MOGA since 1994. Twenty-two attorneys from the Memphis office of Glankler Brown PLLC have been listed in The Best Lawyers in America 2014: Louis F. Allen, Stewart G. Austin Jr., Saul C. Belz, David Blaylock, William L. Bomar, R. Grattan Brown Jr., Oscar C. Carr III, Lee J. Chase III, Michael P. Coury, B. Douglas Earthman, Lynn A. Gardner, Charles W. Hill, John I. Houseal Jr., R. Hunter Humphreys, Robert L. Hutton, William T. Mays Jr., Robert D. Meyers, George Nassar Jr., Arnold Perl, J. William Pierce Jr., Douglas P. Quay and Randall B. Womack. 10 Ways To Attract Pinterest Followers In its first three years, virtual scrapbooking site Pinterest has taken social media by storm – growing to an impressive 70 million users. If you’re new to Pinterest, it’s a Lori turnerwilson virtual scrapbookguerrilla sales ing site that allows and marketing users to “pin” images they like and share those pins with friends. It’s akin to online window-shopping, with the option to flag and organize photos of items you like for later viewing. These images are often linked to online content, such as product websites, making Pinterest a viable marketing tool for retailers with interesting, visual products – especially those conducive to consumer impulse buying. Pinterest’s user base was initially dominated by female consumers, who today still make up about 80 percent of total users. Next to the table were big brands, with recent studies citing about 60 percent of the world’s top brands having Pinterest accounts. According to USA Today, Pinterest now has its sites set on the small-business market, with many small businesses keenly aware that most “pinners” are in shopping mode while on the site and open to spending. As with most social media sites, you need followers for your pinning to be worth your effort. Bear in mind that the total quantity of followers is less important than the number of targeted followers, as the latter are more easily converted to buyers. 1. Pin regularly – at least five to 30 times a day depending on the number of active boards you maintain. 2. Product pins featuring pricing are 36 percent more apt to be “liked,” according to socialfresh.com. 3. Add meaningful comments to popular pins but focus on your market. 4. Include a link to your Pinterest account in your other social media bios, on your website, and in your email signature. 5. Place your most popular boards in the top row of your Pinterest page. 6. Contribute quality pins to group boards with a lot of followers. 7. Follow pinners, with a large following of their own, who follow boards related to your business category. 8. Pin newsworthy content so you’re seen as a thought leader. 9. Use search-friendly keywords when writing captions for your pins so they are likely to show up in relevant searches. Avoid a laundry list of keywords; instead, work them into your captions in a meaningful way. 10. Follow those following your competitors, as they are likely to be interested in your boards as well. Lori Turner-Wilson is an award-winning columnist and CEO/Founder of RedRover Sales & Marketing, www.redrovercompany.com. You can follow RedRover on Twitter (@redrovercompany and @loriturner) and Facebook (facebook.com/redrovercompany). www.thememphisnews.com 14 August 30-September 5, 2013 He a l t h C a r e & B i o t e c h Baptist Still Growing in DeSoto Co. Jennifer Johnson Backer [email protected] Since 1988, Baptist Memorial Hospital-DeSoto has more than doubled in size, from 130 beds to 339 beds. Employment at the hospital has grown from 200 employees to nearly 2,000. T wenty-five years ago, Baptist Memorial Health Care Corp. built a 130-bed hospital in DeSoto County, Miss., on the site of a former dairy farm. At the time, the county had more cows than people, and naysayers said Baptist Memorial executives were taking a huge risk. Today, DeSoto County is one of the fastest growing counties in Mississippi, according to Forbes, which also attributed the explosive population growth to growing health care options in the region. Since 1988, Baptist Memorial Hospital-DeSoto has more than doubled in size, from 130 beds to 339 beds. Employment at the hospital has grown from 200 employees to nearly 2,000. Baptist Memorial executives built the hospital “on faith that the growth of the population in Northwest Mississippi was going to continue to be there,” says James Huffman, CEO of Baptist Memorial Hospital-DeSoto. “When we got approval from the state to construct a 130-bed hospital, it had basic primary care medical services that you would find in a small rural hospital,” he said. “But the hospital has subsequently grown along with DeSoto County and this whole Northwest Mississippi Corridor.” Population growth in the Northwestern Mississippi corridor has fueled multiple additions and expansions at Baptist Memorial Hospital-DeSoto, including everything from cancer care to cardiology. That means more patients can receive medical care that is closer to home, rather than having to make the trip to Memphis for treatment. “When you are that ill, it’s difficult to travel,” Huffman said. Jamie Tucker, who was one of the first babies born at the hospital, says the hospital has served as both an important employment and health care resource for her family. When Tucker was a baby, her father was diagnosed with brain cancer and received treatment at the hospital. Her mother was spending so much time at the hospital, that workers eventually helped her secure a job to help the family financially. Today, Tucker works at Baptist Memorial Hospital-DeSoto as a lab technician. She is currently in the midst of a one-year training program that will prepare her to assist cardiologists and nurses in the cardiac catherization lab. “I love working with people in general and working with patients and my coworkers,” said Tucker, who has lived in the region her whole life. “That’s why I chose health care. The hospital is the main health care provider in DeSoto County. It’s very convenient.” In addition to providing primary health care and emergency trauma care, Baptist Memorial Hospital-DeSoto was ranked the No. 1 heart program in Mississip- pi in 2012 by HealthGrades. The ranking was based on data from the Centers for Medicare and Medicaid, which showed the hospital’s response time averaged 30 minutes faster than the national best practice benchmark. The hospital also delivers about 2,000 babies per year and provides comprehensive cancer care. As the entire Baptist Memorial Hospital system adopts medical electronic records from Epic Systems, patients also will be able to seamlessly track their care online from start to finish, Huffman said. The hospital system (Greg Campbell) Baptist Memorial Hospital-DeSoto CEO James Huffman and other supporters help the hospital celebrate its 25th birthday. also has adopted navigators that help guide patients through the complex cancer treatment process, from the earliest detection of a tumor to scheduling a biopsy and radiation and chemotherapy. baptist continued on P29 G ov e r n m e n t City Sanitation Changes Start With Fragile Pact Bill Dries [email protected] C hanges in city sanitation services would move toward a plan that could change decades of a system in which anything Memphians put by the curb gets picked up for a monthly solid waste fee, no matter how much is on the curb. But first, the groundwork for that transition has to get seven votes on the Memphis City Council. The agreement worked out between Memphis Mayor A C Wharton Jr.’s administration and the American Federation of State, County and Municipal Employees, which represents sanitation workers, includes a $1,000 monthly pension supplement for older workers who retire. The terms include an expansion of privatization to about 40,000 homes in the Southwind area that the city plans to annex next year. “Obviously we have not gotten or received any flak from (Local) 1733 when we speak of allowing the private haulers to take on Southwind once it comes on line,” said City Public Works director Dwan Gilliom on the WKNO-TV program “Behind The Headlines.” “In terms of outsourcing more services, I am satisfied with the plan we have.” But the terms say nothing about future privatization beyond that. That leaves the union and the administration with different and conflicting numbers about who can do what services for less. Key to the plan before the council is avoiding those numbers at least for now. When the topic shifts to further privatization of sanitation services, the consensus on the plan the Memphis City Council considers again next month can become tenuous. The program, hosted by Eric Barnes, publisher of The Daily News, can be seen at video.memphisdailynews.com. “With all things being equal, we would love for the men and women of 1733 to do that work,” AFSCME executive director Gail Tyree said, adding that she believes city employees could do the same work more inexpensively. Gilliom cites a city comparison from a year ago. “It wasn’t as cheap as we thought it was,” Gilliom said. “But it’s a little bit cheaper for us to outsource the services than it is for us to provide the same level of services with in-house crews.” “But is it outsourcing with the exact same services?” Tyree replied. Gilliom said it was. Memphis City Council member Kemp Conrad, who has advocated more privatization of sanitation services in the past, said the current deal is one he can live with. “All things being equal, I’d rather see city crews do the work. My goal is to deliver the best service as efficiently as possible in a way that’s fair to the people that are paying for it and the retirees,” Conrad said. “About 25 percent of the city is already outsourced. So it’s not like this is a new concept.” But Conrad still has concerns about the retirement supplement, which he said amounts to a defined benefits program and which comes with some political realities. “Usually benefits only go up. They don’t usually go down. What happens in a year if there aren’t those savings? What if the cost of fuel spikes and goes up like we’ve seen the last few years?” Conrad asked. “Do you think we are going to the 86-year-old retiree? Are we going to reduce his check? Probably not. So what is going to happen? It’s going to be on the taxpayer to pay for it.” “This is not a defined benefit program,” city Chief Administrative Officer George Little responded, saying such programs have a city and employee contribution. “This is being funded entirely out of the savings that would be realized. … We all have skin in the game.” Tyree said the supplement for workers who currently can’t afford to retire on just Social Security was key to her union’s agreement on the other parts of the plan. “The concern we have is that we have senior employees and if they go out and they get this lump sum – two or three years with family members being strapped for cash – they are going to be back at our door asking what can the local do,” she said. www.thememphisnews.com August 30-September 5, 2013 15 Te c h n o l o g y L aw & t h e C o u r t s Ubiquiti Faces Tech Giants in Internet Push Andy Meek [email protected] S ome of the biggest technology companies have begun making moves toward the same goal being pursued by Ubiquiti Networks Inc., the wireless communications company founded by Memphis Grizzlies owner Robert Pera. Pera’s Ubiquiti is trying to “close the digital divide,” a phrase the company often employs, by building network communications platforms for use by almost anyone around the world. The company is especially targeting areas outside the U.S. that are underserved by Internet connectivity – while companies like Google and Facebook in recent weeks have announced their intention to do the same. In different ways, both Google and Facebook have publicly embraced their own versions of the goal of connecting more people to the Internet. Facebook founder Mark Zuckerberg is pushing a concept called Internet.org – an initiative involving a group of tech and telecommunications companies helping bring Internet access to the few billion people who don’t have it now. In early 2013, Google launched “Project Loon,” its effort to provide Internet access in remote parts of the world by using balloons that will beam down wireless Internet signals. Ubiquiti’s penetration of its own potential customer base keeps growing. The company – ownership of which gave Pera the wealth he used to buy the Grizzlies last year – already has more than 10 million devices deployed in more than 180 countries. The San Jose, Calif.-based company announced this week that it has shipped its one millionth UniFi enterprise Wi-Fi access point. In celebration of that milestone, the one millionth UniFi access point is plated in 24-karat gold. "Enterprise buyers have quickly discovered that cutting-edge, highperformance Wi-Fi technology doesn't have to be expensive," Pera said in a statement released about the milestone. "Ubiquiti is proving that by eliminating inefficient business practices, we can disrupt incumbents in a highly competitive market and deliver great value to customers." A Forbes article this month noted that Ubiquiti’s latest earnings report was met “with exuberant buying on Wall Street” and that the company’s revenue has grown “dramatically” over the last four quarters. In a kind of manifesto about the Internet.org project Zuckerberg posted to Facebook, he wrote that only 2.7 billion people are online today, or a little more than one-third of the world’s population. “Even though projections show most people will get smartphones in the next decade, most people still won’t have data access because the cost of data remains much more expensive than the price of a smartphone,” the Facebook founder wrote. As an example of that same kind of work performed by Pera’s Ubiquiti, his company recently helped equip the Universidad del Azuay, among the top universities in Ecuador. It educates about 6,000 students and has in the past had problems with wireless equipment and technology from other manufacturers. The school’s wireless network was down frequently, according to Ubiquiti, and its management was complicated. So the school turned to Ubiquiti to help cover the campus and its public areas with reliable wireless access – one more victory in what’s becoming a race to wire the rest of the unwired world. Pera Goldin Appointed to Appeals Court Bill Dries [email protected] Shelby County Chancellor Arnold Goldin has been tapped to replace Alan Highers on the Tennessee Court of Appeals at the end of next year when Highers retires. Tennessee Gov. Bill Haslam appointed Goldin Tuesday, Aug. 27, to the appeals court post that opens when Highers finishes his full term of office. The appointment is a reflection of the normal process for filling judicial vacancies in a political vacuum that includes some conflicting dates that would complicate the process. Highers is one of four appellate judges who announced this year they intend to retire at the end of their current terms, Aug. 31, 2014, without seeking re-election in the 2014 appellate judicial retention elections. But it is unclear whether Goldin goes on the judicial retention ballot for the appeals court in the August 2014 elections. The election date, Aug. 7, is before the end of the terms of the retiring judges. Usually judges in those courts and trial courts retire during their term of office with the governor filling the vacancy before an election, and the appointed incumbent then goes on the ballot in the retention election. In appointing Goldin, Haslam used the judicial selection method that ended in June when the Tennessee legislature failed to renew the existence of the Judicial Nominating Commission. The governor must pick one of three finalists submitted by the commission or get a second slate from the commission of three more finalists. The commission was a casualty of political score settling between the leaders of the House and Senate in the final days of the 2013 legislative session in Nashville. A bill from one chamber was defeated in the other, and the other chamber then returned the favor. One of the two bills that was defeated was the renewal of the nominating commission. The legislature could restore the nominating commission when it returns to session in January. But voters across the state will vote in November 2014 on an amendment to the Tennessee Constitution that, if approved, would abolish permanently the nominating commission but keep the system of judicial retention elections. The governor would appoint judges without having to pick from a slate of approved finalists, and the legislature would confirm his judicial nominations. Those on the nominating commission, before it went out of business, took the notices of retirement in 2014 they had from Highers and two other appellate court judges and recommended sets of three finalists for each position as well as an alternate set of three finalists for the governor to choose from in the event he rejected the first set. They interviewed applicants and made their recommendations before going out of existence with the July 1 start of the new fiscal year. Cooper: ‘False Promises’ Prompted Merger Challenge Bill Dries [email protected] T ennessee Attorney General Robert Cooper said the state joined the U.S. Justice Department and five others states in opposing the proposed $11 billion merger of U.S. Airways and American Airlines, because of the state’s experience with past airline mergers. “I don’t need to remind people in Memphis that false promises in previous mergers have never materialized,” Cooper told a group of 100 Tuesday, Aug. 27, at the Memphis Rotary Club, referring to the 2008 Northwest Airlines-Delta Air Lines merger and its impact on airfares and air service at Memphis International Airport. Cooper said the state joined the legal action this month opposing the mergers because of “significant concerns that the merger will result in decreased competition and increased prices.” The effect would be “another blow to Memphis air traffic,” said Cooper, adding that past mergers also have had a negative impact on Tennessee’s three other major airports. Executives from both airlines said earlier this month they will pursue the merger and mount a “strong defense” against the court action challenging the plan. During the Memphis stop, Cooper also defended the state’s method of selecting the attorney general. Unlike other states, the office – which serves as the attorney for the executive and legislative branches – is appointed by the Tennessee Supreme Court. “I think Tennessee already has the best system in the nation,” Cooper said. “Being appointed by the Supreme Court allows me, and any attorney general, to run the office in a nonpartisan manner. An appointed A.G. doesn’t have to worry about offending contributors.” Republican state Sen. Brian Kelsey proposed a bill in the 2013 legislative session that would have changed the office to one chosen by popular election. “If change is needed, I would say that other states should emulate Tennessee, not the other way around,” Cooper said, without mentioning the proposal or others that would also change the method of selection. www.thememphisnews.com 16 August 30-September 5, 2013 sports F o o t b a ll O-Line’s Job: Keeping The Star Players Clean Don Wade Special to The Memphis News O f all the talented yet anonymous offensive linemen in the country, Vanderbilt senior Wesley Johnson might be the closest thing to a 6-5, 295-pound invisible man as there can be. Johnson has made 38 straight starts and was expected to make his 39th on Thursday, Aug. 29, against Ole Miss. The ultimate offensive line cliché – and it’s true – is that the guys up front never get any TV time, or hear their numbers called, unless they have been caught holding. Johnson has never been caught holding during his college career. Repeat, never. Which either makes him college football’s boy next door or the game’s top O-Line fugitive – always one step ahead of the whistle-blowers. His explanation for this incredible feat? Good coaching, always playing through the whistle, keeping his hands inside and his feet moving. All right, fine. But there has to be more. Does he ask officials about the wife and kids? About where they vacationed in the summer? Tell them they look like they’ve lost weight? “Yeah,” Johnson said, “I try to suck up as often as I can and not yell at them or anything.” But there is talk back and forth between the respective offensive and defensive fronts – “it gets about as bad as you think it does,” he said – and Johnson does not try to convince you he is Mr. Clean. “Every team has one or two guys who might be pretty dirty,” he said. “I’m pretty sure I might be one of those guys for our team.” Get ’er done While literally hundreds of reporters surrounded Texas A&M quarterback Johnny Manziel in a ballroom at SEC Media Days, teammate and offensive lineman Jake Matthews talked to a small gathering of reporters across the room. “You guys need to pay more attention to me,” Matthews said with a laugh and nod toward the reigning Heisman Trophy winner. In short, Matthews’ job description is this: Keep Johnny Football clean. Coaches lose sleep, hair and appetite worrying about their offensive line. Even coaches named Nick Saban. The two-time defending national champion Alabama Crimson Tide lost three All-SEC first-team linemen in center Barrett Jones, right tackle D.J. Fluker and left guard Chance Warmack. Because of that, the Tide may give senior quarterback A.J. McCarron more latitude in the passing game. “In order for us to do that we have to have our running game and play-action,” said returning right guard Anthony Steen. Although Tennessee struggled through a 5-7 season last year, the Vols gave up a league-low eight sacks – a huge improvement from 40-plus the previous season. “It’s been three years of grinding, grinding, grinding,” said tackle Antonio “Tiny” Richardson. “Two years ago, they were saying we were one of the worst lines in the country. Now they’re saying that we’re one of the best.” In fact, Richardson and teammate Ju’Wuan James both project as NFL players and Richardson was First-Team All-SEC Preseason as voted on by the leagues’ coaches, and James was second-team. But even two great players do not a good O-Line make. “You want that group to play like a nickel and not five pennies,” said Houston coach Tony Levine. Smart … and hungry Offensive linemen are a breed apart. And no, tight ends don’t really count as offensive linemen. “We’re like a hybrid,” said Memphis tight end Alan Cross. “We run routes, get a little show time.” Show time for a true O-Line Johnny Football Ever-Elusive, NCAA Ever-Inept While there is a paper trail from the sale of No. 2 jerseys back to Texas A&M and the NCAA, and a direct line to the word “hypocrisy” in your nearest Merriam-Webster Collegiate dictionary, there apparently is no paper trail here. So we get a weird, almost surreal, joint statement from the NCAA and Texas A&M. Together, apparently, they have determined that the Aggies’ Heisman Trophy-winning quarterback Johnny Manziel will be suspended for the first half of the Rice game on Saturday, Aug. 31. The statement said there was no “evidence” Manziel had received payment for signing 4 million autographs. OK, I made that number up. But he apparently signed his name a suspiciously large number of times out of the goodness of his heart, which was why he reportedly had about a six-hour chat with the NCAA last weekend. He received the two-quarter suspension, the statement said, for violating an NCAA rule. In short, that rule prohibits a student-athlete (what a quaint term) THE PRESS BOX DON WADE from allowing his name or likeness to be used for any commercial purpose. Do I believe Johnny Football probably accepted something more than Monopoly money for all those autographs? Yes, I do. And I’m guessing you do, too. Most certainly, the NCAA’s crack investigators believe that. But they have come up empty, swinging and missing at every highprofile case they try to make as though it’s a Mariano Rivera cutter. At SEC Media Days in July, when the latest Johnny Football controversy was “oversleeping” and missing meetings at the Manning passing camp, which led to Manziel going home early, he said: “I’m learning every day. There are situations you learn to shy away from. I used to be a person that watched ESPN and SportsCenter all day, every day. I shy away from it now.” Count on video of him Saturday in College Station on the sidelines in the first half, and under center in the second half. And yes, this will dominate ESPN coverage and lead SportsCenter all day and night. One of Manziel’s best traits is his elusiveness. He is now more elusive than ever, having scrambled through a web of allegations and accusations to emerge virtually untouched. His uniform will be clean and pristine when he hits the field for the second half of the Rice game. More important for the College Football Industry, he’ll be front and center when No. 1 Alabama and current No. 7 Texas A&M play in College Station on Sept. 14. The Game of the Year has been saved. Meanwhile, the NCAA investigation into the University of Miami athletics continues into infinity. Oh, and look over here, a fresh story coming from an advance copy of a book, “The System: The Glory and the Scandal of Big-Time College Football,” by Armen Keteyian and Jeff Benedict. A story that is the fire to all this Johnny Football smoke. The book’s authors say that the father of a noted freshman told them two schools – one from the SEC and one from the ACC – offered $600,000 to get the prized recruit. The dad also says they ultimately picked a school that did not make an inappropriate offer. The player in question? Texas A&M receiver Ricky Seals-Jones, who could be catching a pass from Johnny Manziel as soon as Saturday – in the third quarter. If the pass goes for a touchdown, Seals-Jones should have Johnny-I-Beatthe-System autograph the ball. No charge, of course. Don Wade’s column appears weekly in The Daily News and The Memphis News. Listen to Wade on “Middays with Greg & Eli” every Tuesday at noon on Sports 56 AM and 87.7 FM. www.thememphisnews.com August 30-September 5, 2013 17 sports guy comes at the dinner table. “Barrett Gouger can put away a lot of food,” Johnson said of Vandy’s 6-4, 307-pound redshirt freshman. “He can take down like four or five Baconators at Wendy’s. It’s pretty cool.” Not that Johnson gets cheated. Just that morning, he had gone to Pancake Pantry. “I always get the sausage and cheese omelet with sweet potato pancakes,” he said. “It’s awesome. I crushed mine.” Which is more or less what Johnson, another NFL prospect, has done in games. In this age of statistics for everything, Vanderbilt Sports Information reports he has made 152 “knockdown blocks” and 37 “intimidation blocks.” More impressive, he’s allowed just 6.5 sacks in 1,021 pass attempts against SEC teams, or one sack for every 157 pass plays. It is not all brute strength. “There are itty bitty nuances you have to be able to see at the blink of an eye and make a decision,” Johnson said. Scouting reports help, sure, but Arkansas center Travis Swanson – another top pro prospect – gets a lot of mileage from watching film and looking for opponents’ “tells.” “Not a lot of guys know they do it,” Swanson said. “Then you come up to the line and they get that little look in their eye (when they know you have figured something out). It’s kind of a funny reaction.” (Cal Sport Media via AP Images) Texas A&M offensive lineman Jake Matthews told reporters: “You guys need to pay more attention to me,” Matthews said, nodding to reigning Heisman Trophy winner, quarterback Johnny Manziel. In short, Matthews’ job description is this: Keep Johnny Football clean. Multifunction Machines Scanners Copiers Printers Taking time to provide eXcellence. Managed Print Services Electronic Document Management Systems xmcinc.com 901.737.8910 Eric Mellen Sales 7585 A.E. Beaty, Suite 101 Bartlett, TN 38133 www.thememphisnews.com 18 August 30-September 5, 2013 (AP Photo/al.com, Julie Bennett) COV E R S TORy Auburn head coach Gus Malzahn watches a drill during the first day of practice earlier this month. Malzahn begins his second season at Auburn. Mean Streets A Coaches prepare for grind, spotlight of SEC football Don Wade Special to The Memphis News labama’s Nick Saban can walk anywhere he wants in the Southeastern Conference – college football’s roughest neighborhood – and no one can lay a finger on him. His teams have won the national championship in three of the last four years. Overall, SEC teams have won the title seven consecutive years and the league is a dream destination for head coaches – until it turns into a grinding, weekly nightmare. Somebody, after all, has to absorb all those losses that make everyone else look so good. Four of the SEC’s 14 coaches have been replaced since last season for a 28.6 percent turnover rate that sounds rather like an ominous crime stat. Last season, Arkansas, Auburn, Kentucky and Tennessee went a combined 3-29 in the SEC, 14-34 overall, and each of those coaches ultimately saw his resume inside a white chalk outline. “The bottom line is you have to be successful,” said Gus Malzahn, who has returned to Auburn, where just three seasons ago he was offensive coordinator under Gene Chizik on the Tigers’ 14-0 national championship team led by quarterback Cam Newton. “I think all coaches, especially in this league, understand that.” Though it is difficult to succeed on first down, it is possible. Look at James Franklin, who has made Vanderbilt relevant in games and not just math competitions. Look at first-year coaches Hugh Freeze at Ole Miss and Kevin Sumlin at Texas A&M and the way they “overachieved” in 2012. Auburn hired Malzahn away from Arkansas State (9-3 in his only season as a head coach) to bring Auburn back to prominence. Immediately, if not sooner. That’s the job description at Arkansas and Tennessee as well. But even at Kentucky, firsttime head coach Mark Stoops doesn’t want to settle for tamping down goals, though it makes more sense than the fans’ overly ambitious dreams. “It’s really, to be honest with you, an uncomfortable situation for me because it’s not my style to try to temper those expectations,” said Stoops, whose brother Bob has had much success at Oklahoma. “I think the educated fan knows where we are as a program, knows we have a lot of work to do. “But the flip side of that is I want that excitement. Our season tickets are up. People are excited and anticipating a good year, because we certainly are. We’re not going out there to put all this hard work in, to not compete, and not try to win games.” The message to the fans can be a delicate line to walk. At Tennessee, the perception was that players had quit giving effort by the end of Derek Dooley’s third year and second straight 1-7 conference season. First-year coach Butch Jones, with a military haircut and a record that boasts bowl trips in five of six years at Cincinnati and Central Michigan, is about changing attitude and work ethic above all else. “Tennessee fans, they just want to see effort,” said senior Vols offensive lineman Ja’Wuan James. “That’s what all of them talk about. They want to go out there and see Tennessee football.” And that would be enough, just giving great effort? “Well, at some point they’re going to get frustrated” if the wins don’t come, James said, reality always just around the next corner. Getting Well Each of the programs that made a coaching change has a story to tell, some more sordid than others. The Razorbacks followed the literal off-the-road disaster that was Bobby Petrino with the on-the-field embarrassment overseen by John L. Smith. Arkansas won just four games in 2012 and lost three of four homes games to start the season, including in overtime to the vaunted Louisiana-Monroe Warhawks. Enter first-year coach Bret Bielema, who led Wisconsin to seven straight bowl games and three consecutive Rose Bowls. But on Dec. 5, 2012, when he walked into his first Arkansas team meeting, those past successes mattered far less than the fact that many of his players were looking at their third coach in three years. “Everybody sat in that room with a different story,” Bielema said. “Yeah, they had all just gone 4-8. They might have been the starting right corner, backup defensive tackle, second-string left guard on punt (coverage). But everybody went through it.” Including senior defensive end Chris Smith, who said, “Coach Bielema’s going to bring Band-Aids to the hurt program.” Malzahn also found a team in need of healing. First, the Tigers had been rocked by their own scandal – reported widespread synthetic marijuana use among players during the 2010 team’s national championship run. Then they fell all the way to 0-8 in the SEC last season, the final indignity a 49-0 loss to archrival Alabama. “When I first got here, I had to do some Dr. Phil-ing,” Malzahn said. “There were some mental scars.” Which Bielema believes isn’t necessarily a bad thing. “To me, scars are a good thing,” he said. “Scars are a daily reminder of things you’ve persevered. If you can accept what’s happened in the past, if we can move forward together, take every day for what it is, you’re going to have this be a growing experience instead of a dying experience.” Freeze, who, like Malzahn, joined the SEC coaching ranks after one very successful year at Arkansas State, inherited an Ole Miss team with a fragile psyche. The Rebels had gone 2-10 in 2011 and were 1-15 in the SEC over the last two years under Houston Nutt. Predictions for Freeze’s first season were almost apologetic – tough situation, tough schedule, so sorry, coach, you may not win more than three or four games. Instead, the Rebels won all the games they were supposed to win, took advantage of Auburn and Arkansas having down years, beat Mississippi State in the Egg Bowl, and finished with a 38-17 victory over Pittsburgh in the BBVA Compass Bowl for a totally unexpected 7-6 season. And the record easily might have been 9-4; the Rebels lost by three to Texas A&M and by one to Vanderbilt. “We were fortunate in year one,” Freeze said recently, as he now stares ahead at an even more challenging schedule. “I would not be quite truthful to stand here and tell you we didn’t have some fortune go our way.” While much was made of quarterback Bo Wallace playing hurt, Freeze admits it was rare to be able to start the same five offensive linemen every game and to have the receiving corps in place all season. The defensive line incurred only minor injuries as well. “The expectations that are www.thememphisnews.com (AP Photo/Rogelio V. Solis) Texas A&M coach Kevin Sumlin now understands the spotlight of SEC football, thanks in part to a particular quarterback. others, has been back to UT to speak to players about the pride of wearing the orange and white and understanding the football program has a history that current players will contribute to in one way or another. Said offensive lineman Tiny Richardson: “I’m not just representing myself, but a line of guys who came through here and have been successful.” Perhaps all this encouragement and support will help. But once the games start, there’s really nothing Peyton Manning, John Calipari or even Jerry Jones can do for their teams. The SEC’s new coaches will amass records that, at the end, will be their own. Auburn cornerback Chris Davis took inspiration from the huge turnout at their spring game – evidence of a “new day” – because last season it became common to look up into the stands at Jordan-Hare Stadium and see fans leaving early. “They say they’re back on the ‘Gus Bus,’” Davis said. “We all are.” At least for now. In the safety of the preseason, just before the doors open and these four new coaches and their still-healing teams step into the mean streets of the SEC. (AP Photo/Dave Martin) First, the marketing plan Malzahn returned to Auburn speaking of a “new day.” At Kentucky, players parrot Stoops’ “attack the day” theme. “If I’m doing a rep on the bench press, I’ll be mad at myself if I do three reps hard and take one of them off,” linebacker Avery Williamson said. “That’s what it means to attack the day.” At UT, Butch Jones speaks of “building a championship culture” to bring the Vols back among college football’s elite programs. “We talked about doing that brick by brick,” Jones said. “That’s not a fancy slogan. We really meant that every brick is symbolic of every individual in our football family.” On the front end, players seem universally bought into their respective “new days” and building projects. Vols defensive lineman Jacques Smith calls Jones “genuine.” Arkansas defensive end Chris Smith says of Bielema, “He’s a very outspoken guy. Hog fans like that. What you see is what you get.” Of course, what fans really like is winning at a level that exceeds expectations. Tangible improvement might be enough in year one, but only if fans and other self-appointed experts, such as sports writers and broadcasters, believe they see more improvement on the horizon based on recruiting. Jones has received strong reviews in this area. Bielema has his eyes on Texas. “We have a certain alumni (Cowboys owner Jerry Jones) that built a stadium in the middle of Texas that is very big,” Bielema said. “He won a national championship when he was a player at Arkansas. Jerry Jones had made the commitment he wants to make everything he can about Arkansas great.” Stoops has a pretty powerful ambassador in his own right: former University of Memphis basketball coach and current Kentucky hoops icon John Calipari. “Coach Calipari, he could not be any better,” Stoops said. “We bring recruits in, he visits with them.” Peyton Manning, among (top photo) M i s s i s s i p p i l i n e b a c ke r D e n ze l Nkemdiche and second-year football coach Hugh Freeze confer during practice. “The expectations that are coming now with our program, I ’ m ve r y c a re f u l ,” Fre eze s a i d . (bottom photo) Arkansas defensive end Chris Smith says of new coach Bret Bielema, “He’s a very outspoken guy. Hog fans like that. What you see is what you get.” Customized Lists at Your Fingertips! ONLINE SERVICES Create your own personalized set of Marketing Leads with The Daily News Online Custom List Builder tool! 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Choose from: coming now with our program, I’m very careful,” Freeze said. “I told every group I went to this spring, I tell our team quite often, that unrealistic expectations always produce frustration. … Our task in year two is to maintain the enthusiasm and energy from both our fans and our players as we continue to strive to be relevant in the SEC West.” Translation: in 2013 Ole Miss may discover that a big step forward is sometimes followed by a small step backward. (AP Photo/Patric Schneider) August 30-September 5, 2013 19 •NewHomeOwners(PropertySales) •MarriageLicenses •Mortgages •MortgageReleases •BankruptcyFilings •DivorceFilings •NewUtilityConnections •ForeclosureNotices •ForeclosedProperties •BuildingPermits •AndMore! Contact Wendy Greenlaw at 901.528.5273 or [email protected] for a quote or to learn more! www.thememphisnews.com 20 August 30-September 5, 2013 Invite You to... and The Mad Hatter’s: Bet Against Breast Cancer Must Tickets go on sale NOW! $75 each plus VIP Tickets and Reserved Tables Available be 21! 901.322.2984 www.WingsCancerFoundation.org/BABC ! e t a L e B t ’ n o D Saturday, September 21, 2013 Won derlan d! 7pm to 11 pm The Memphis Zoo Drink Me!Wine Pull plus Live Auction featuring O’s Custom Painted St. Blues Guitar! ! y t r a P d a M Gary Escoe’s Atomic Dance Machine A e l p o Playfully Pink e P t s e B e h T All with a Mad Hatter Twist! : g n i r a e W e Will B Celebrity Hosts Scheduled to Appear: U of M Tigers Coach Josh Pastner, Rockey the Redbird, Sirius XM’s George Klein, West Clinic Docs, Pink Heals Memphis/Mid-South, FOX 13’s Valerie Calhoun, Joey Sulipeck, Greg Coy, Darcy Thomas & Earle Farrell, LOCAL 24’s Joyce Peterson, WMC TV’s Ursula Madden, WREG’s Marybeth Conley, Q107.5’s Liz Luedeman, CJ Lusk and Chris Taylor, WKQK’s Steve Conley and Emcee – Ron Childers/WMC TV and Auctioneer – John Murphy/St. Dominic School Why Bet Against Breast Cancer? By joining us at Bet Against Breast Cancer, you will help fund Wings’ Lymphedema and Form Fitting Programs for breast cancer survivors. Form Fitting provides breast prostheses and bras post mastectomy, while the Lymphedema program provides compression garments for those with lymphedema, a pooling of fluid in the arm. All of Wings programs and services are offered free of charge to anyone touched by cancer. Le Fleur Joseph C. DeWane, MD Sandy Nichols, Paulsen’s Printing, Path Forward IT, Temperature Inc., Lifesigns: The Prevention Group, Women’s Care Center of Memphis, The West Clinic L’Ecole Cullinaire, Highland Capital Management, LLC, Dr. Lou Adams – Plastic Surgery Group of Memphis, Dr. Alyssa Throckmorton, Reg & Virginia Steele Memphis Health + Fitness, Memphis Magazine, At Home Memphis & Mid South, Memphis Flyer, Memphis Parent, MBQ www.thememphisnews.com August 30-September 5, 2013 21 Mutually Beneficial Networking S MA L L- B U S IN E S S S P OT L IGHT Frost Bake Shop Ready To ‘Engineer Cakes’ Richard J. Alley Special to The Memphis News A ll American Sweets was the confection of chef Bill Kloos Jr., who moved from St. Louis to Memphis to take over the operation of Yia-Yia’s Euro Café and later would go on to open Fleming’s Prime Steakhouse and Wine Bar. His dreams, though, were bigger and sweeter, and once he convinced his parents, Bill and Lynne, to relocate from the Midwest to the Bluff City, the specialty dessert business was off and running. Well, maybe not quite running. “This really started in their apartment making a cake a day, or two cakes a day,” Kloos Jr. said. “Where now we’re making 75 to a hundred a day.” And beginning earlier this month, there was a need to bake even more as the Kloos family opened Frost Bake Shop, the retail arm of All American Sweets. Located in Laurelwood Shopping Center, just down the walkway from another sweet Memphis institution, Dinstuhl’s Fine Candies, Frost sits in a corner bay recently vacated by clothier James Davis, which has hemmed in its total retail space. A week before the grand opening, Frost’s 2,000-square-foot store was a tangle of conduit, extension cords and cabling as work was underway to ready the space, designed by Veronica Tansey of Fleming Associates Architects PC, for its big day. Kloos takes pride in the business being family-owned, and the tradition of baking with family recipes and only from scratch with no commercial mixes. The menu has custom birthday, (Memphis News/Andrew J. Breig) Bill Kloos Jr., and his parents, Bill and Lynne, have opened Frost Bake Shop in the Laurelwood Shopping Center, where they will sell their line of “engineered cakes.” wedding, layer and seasonal cakes, along with cupcakes, pies, cheesecakes and cookies. A staff of 15 works the 5,000-square-foot All American Sweets baking facility in Bartlett, and Kloos said the biggest problem for them is a good one to have: “How do we make sure we make enough stuff to keep this place going?” Product will be delivered daily to Frost for purchase, pickup for custom orders or eating in at the small seating space. A few items will be baked onsite and some light decorating and detail work will be done as well. “Our goal is if somebody comes in and wants six cakes, we’ll have them,” Kloos said. When the idea for a retail space was initiated, Kloos thought immediately of the heavily trafficked East Memphis intersection of Poplar Avenue and Perkins Road Extended. As to their specific location, credit is given to the management of Laurelwood, particularly leasing and management agent Leonard Lurie, who took the time to discuss the business plan and visit the Bartlett facility. Kloos said Laurelwood “made them feel wanted.” Kloos appeared unfazed as the sounds of saws and hammers clanged around him. And he doesn’t have much to worry about as demand is high and his creations are well-known, even if their origin is not yet. The cakes are served at restaurants all over town, including Lucchesi’s Ravioli & Pasta Co., Fleming’s, Bogie’s Delicatessen & Catering Co., Soul Fish Café, Boneheads and new neighbor Bronte Bistro in the Booksellers at frost continued on P29 Many business professionals think of networking as mainly attending events and exchanging business cards. Then you go back to your office and connect on LinkedIn or some similar networking service and wait for the magic to happen. And it rarely does. Keep doing that if you feel it is a productive use of your time, but also consider building a solid network of mutually beneficial networking partnerships. Here is an example illustratchris cRouch ing what I mean by SMART STUFF 4 WORK mutually beneficial partnerships. Years ago we decided to replace some carpeted flooring with hardwood flooring in a few rooms in our home. We, of course, called a hardwood-flooring specialist to get a cost estimate for the work. He told us all about how he would do it and what it would cost and then told us we would also need a good baseboard carpenter and painter to complete the job. We then said, “That sounds fine, who do you recommend?” He basically told us that he didn’t know anyone and that we would have to take care of that on our own. We were a bit surprised that he did not have any recommendations whatsoever. In this case, it seems that skilled baseboard carpenters and painters would make excellent mutually beneficial partners for the flooring specialist. They could easily help each other develop business since there is a natural and logical correlation between the services they provide. After this experience, I looked at networking events differently. When someone came up to me at an event and handed me his or her business card I thought two things: Is this person potentially a mutually beneficial partner for me and, am I willing and able to help them? To answer these questions, I must ask questions and find out if there are any natural and logical correlations between the services I provide and the services they provide. And, I need to find out if I am comfortable recommending them. In other words, are they good at what they do? Finding answers to these questions is a highly productive thing to do at networking events. Developing mutually beneficial networking partnerships requires more time and effort. However, if you take the time to develop such partnerships, the payoff will be significantly higher. Once you decide to develop a mutually beneficial networking partnership with another professional, then what? Here’s my first recommendation – take a chance, go first and get them a new prospect or client, with no expectations or strings attached. People are much more likely to put forth a sincere effort to help you if you help them first. The concept of reciprocal altruism dictates that the other party will likely want to return any significant favor. Adopt the attitude that the only people you need to get even with in life are those who have helped you. Who would make a great mutually beneficial networking partner for you? www.thememphisnews.com 22 August 30-September 5, 2013 E d u c at i o n School Board Crossing Downsized membership brings countywide board to crossroads Bill Dries [email protected] (Memphis News/Andrew J. Breig) Interim schools superintendent Dorsey Hopson begins working with a seven-member countywide school board starting in September. The 23-member school board held its final meeting last week. T he Shelby County Schools board will no longer need a massive semi-circle with 23 seats at its next meeting in September. The board that has been in place since October 2011 as one of the first moves toward unification of Shelby County’s two public school systems becomes a seven-member board effective Sunday, Sept. 1. The 16 members of the old Memphis City Schools and Shelby County Schools boards who cast their last votes Tuesday, Aug. 27, as school board members left a body that they have changed and that has changed them in the almost two years it was around. Snowden Carruthers was elected to the Shelby County Schools board four months before everything changed and he was on his way to becoming part of the merged school board. “The experience has not been at all what I was expecting when I ran for the Shelby County Board of Education,” said Carruthers, a career educator in Shelby County Schools. “I felt like I knew the system well enough that I had a good grasp on what was going on.” Tomeka Hart, one of those on the Memphis City Schools board who first voiced the idea of a consolidation of the school systems, thought it would mean an early end to her second term in office. “What I wasn’t expecting was that I would still be on the board up until now. I thought 2011 once the citizens of Memphis voted and said yes, I thought we’d be gone then and there would be new district lines drawn,” she said. “I didn’t intend to run even then. I wasn’t expecting the judge to say everybody stay on and we’re going to add seven.” As they go off the board, Carruthers and Hart have different perspective on the results but a common hope for what comes next. “The people have been nice to work with. I don’t agree with much of what’s gone on,” Carruthers said. “I know what the law says, but when you give something up you’ve given it up. My feeling has been all along here that because of the numbers you’re giving it up to take it all over again. I would hope that’s not the way it all comes out. We’ve put too much time in this now to see it fail.” Hart doesn’t hesitate to describe parts of the experience and formation of the merged school district as “chaos.” “There’s nothing this huge that can’t be chaotic. All of the movements that we honor today they were chaos,” she said, referring mostly to the uncertainty as the merger and the reaction to the merger in the suburbs moved into U.S. District Court for the Western District of Tennessee. “I thought the chaos would happen but I thought that the school system would thrive.” She believes it has a month into the first school year for the unified school district. And Hart said she also accepts that the district will probably change with the next school year with the formation of suburban school districts. “While I hoped we could be one school system, I still think those who are pushing for separate systems, it’s because they think that is the best way to provide an education,” she said. “I just hope that one day we can realize whether there’s 20 school board continued on P28 Entrepreneurial Spirit Alive in Memphis Steve Jobs once said, “Here’s to the crazy ones, the misfits, the rebels, the troublemakers, the square pegs in the round holes … the ones who see things differently … they push the human race forward, and while some may see them as the crazy ones, we see genius, because the ones who are crazy enough to think they can change the world, are the ones who do.” Perhaps some people do call them crazy. Most folks refer to them as Entrepreneurs. An Entrepreneur is comfortable with ambiguity, and motivated by challenge. Succeeding against all odds is a familiar journey of those who ride a roller coaster of emotional highs and lows. They meet both challenge and opportunity with enthusiasm and passion, and define what they do by hard work and dedication. They don’t stop creating for either success or failure. These risk-takers share a common thread of ensuring continuous improvement by discovering new ways of thinking and doing. And the hub of this entrepreneurial spirit is right here in Memphis; the Society of Entrepreneurs (SOE). Founded in 1991, the Society of Entrepreneurs was the vision of Walker Uhlhorn, founder of Uhlhorn Security Group. A successful entrepreneur himself, he believed in that old adage, ‘Fire, ready, aim,’ so he gathered together a group of kindred spirits, like Art Seessel, Henry Turley, L.R. Jalanek, and a few more of those who sail against the wind. The creative energy flowed, and the Society of Entrepreneurs was born. According to Ulhorn, “The purpose of the SOE is to foster the development of the entrepreneurial spirit, and to recognize the contributions of entrepreneurs to business and the community.” The founding group believed that ness acumen and succeeding against all odds can be civic responsibility. modeled, and that an entrepreneur Pearson Crutcher, has a responsibility to create more executive director of entrepreneurs. It is noteworthy that the SOE proclaims, really great people believe that oth“I have the best job ers can be really great too. in the world. I get to Since that time, interact and work with the SOE has grown to DR. MARY C. McDONALD some of the most include visionary leadguest column creative and inspiring ers in many fields who people in the world. have helped shape our They are committed to passing on their community, and the world, including Fred wisdom so that fledgling entrepreneurs Smith, Kemmons Wilson, Pitt Hyde, Abe can be supported and encouraged.” Plough, Clarence Saunders and more than As member Jack Belz said, “Entreprea hundred others, all here in Memphis. neurship is the very essence of America What a track record Memphis has and Western free enterprise society.” in launching new ideas, new ways of And it’s alive and well in Memphis. See thinking and doing. It is the home of the for yourself at SOEMemphis.com. entrepreneurial spirit. They are also social entrepreneurs, who seek new ways to lift Contact Dr. Mary C. McDonald, a Naour city, and find solutions to challenges tional Education Consultant, at 574-2956 that will help all citizens learn, work and or visit mcd-partners.com. prosper. They embody the best of busi- www.thememphisnews.com August 30-September 5, 2013 23 Sports AAC Ready for High-Exposure Debut Don Wade Special to The Memphis News T he new American Athletic Conference kicked off Thursday night, and nine of the league’s 10 teams play during college football’s opening weekend. ESPN will televise two of the games, other ESPN networks will carry another six games, and NBC will televise Temple at Notre Dame. It’s a high-exposure start for the league formerly known as the Big East. “We’ve got great media markets in this league,” Connecticut coach Paul Pasqualoni said, adding, “In Memphis, there’s a tremendous passion for football.” The University of Memphis is the lone school not playing in week one, opening its season Sept. 7 at 3:30 p.m. against Duke at Liberty Bowl Memorial Stadium. “It’s a little different,” second-year Tigers coach Justin Fuente said of having a bye the first week. “But I like the fact we get to go to school for two weeks before we actually play. I also like the fact we play three games and then have (another) bye week. “I look forward to getting to sit around and watch games,” Fuente said of the upcoming weekend. “Let somebody else sweat third and eight.” Widespread conference realignment led to this year’s version of the American Athletic Conference. Left over from the Big East: UConn, Cincinnati, Louisville, Rutgers and South Florida. Temple comes in from the Mid-American and Memphis is joined by former Conference USA members Central Florida, SMU and Houston. But Rutgers and Louisville are short-timers, departing after this year. East Carolina, Tulane and Tulsa join next year, and Navy comes aboard in 2015. Louisville is ranked No. 9 in the AP preseason poll and is the favorite to gain the league’s Bowl Championship berth R E A L E S TAT E R E CA P Henry Turley Co. Files Permits for South Junction Eric Smith S Front St [email protected] W Carolina Ave Florida St E Carolina Ave S Main St Georgia Ave South Junction xxxxx 727 E. Mann Circle; 726. E. Mann Circle; 725 W. Mann Circle; 35 W. Georgia Ave.; 649 Florida St.; 18 W. Carolina Ave.; 9 E. Carolina Ave. Memphis, TN 38103 Permit Costs: $1.5 million; $1.5 million; $1.5 million; $1.5 million; $1.5 million; $1.5 million; $1.4 million Project Cost: $10.4 million Permit Date: Applied August 2013 Completion: TBA Owner: Henry Turley Tenant: South Junction apartments in this, the last year of the BCS system. And Cardinals coach Charlie Strong said, “I don’t see any drop-off at all” from the Big East. Only time and the playing of the games will determine if he’s right, but for teams that left Conference USA for the American, there is no question that the games are about to get tougher. “There are better teams, more athletic teams,” said Southern Methodist coach June Jones. “I thought UCF was one of the more talented teams in Conference USA, and every team in the American looks like UCF on film. They’ve got a lot of athletes.” Said Fuente: “June’s right. There’s a marked difference head to toe.” The league also has a lot of experienced head coaches, from Jones and Pasqualoni to UCF’s George O’Leary and Cincinnati’s Tommy Tuberville. “You’re gonna find some oldfashioned football in this conference, which is not bad,” said Tuberville, who has coached at Auburn and Ole Miss. Contractor: Montgomery Martin Contractors LLC Details: A development group led by Henry Turley Co. has filed a series of building permits totaling $10.4 million for the 197-unit South Junction apartments Downtown. Henry Turley Co. filed seven multifamily permits with the city-county Office of Construction Code Enforcement for the vacant northwest and southeast corners of Carolina Avenue and Florida Street, in the South Main Historic Arts District. The permits call for “three-story wood framed apartment buildings” at the following addresses: 727 E. Mann Circle, 726. E. Mann Circle, 725 W. Mann Circle, 35 W. Georgia Ave., 649 Florida St., 18 W. Carolina Ave. and 9 E. Carolina Ave. The first six addresses show permit amounts of $1.5 million each, and the last shows a permit amount of $1.4 million. The project’s owner, South Junction Partners, was granted a paymentin-lieu-of-taxes (PILOT) incentive through the Memphis Center City Revenue Finance Corp. that will save the company $4.1 million in taxes over 15 years. Plans filed with the CCRFC call for an “urban infill multifamily residential development,” according to the application for 178,678 square feet of space. Henry Turley Co. submitted the plans and application to the Design Review Board and Turley is one of the partners in South Junction along with Billy Orgel. Montgomery Martin Contractors LLC is the general contractor. “I’m anxious to go play against all those coaches.” Tuberville said he knows it may take a while for the conference name to gain recognition, but he believes the league’s spread-out geography ultimately will help recruiting. “We cover a lot of states,” he said. “It’s going to be an attractive conference for a lot of athletes.” And from the very first weekend, recruits can see conference teams playing against schools from the Big Ten (Cincinnati plays Purdue) and the Big 12 (SMU plays Texas Tech), not to mention Temple’s trip to Notre Dame. “We’re playing three teams ranked in the final AP Top Ten: Notre Dame, Texas A&M and South Carolina,” said American Athletic Conference Commissioner Mike Aresco. “We obviously have an opportunity to make a statement, to have some signature wins. Which is the way we want it. Things should be decided on the field.” 7859 U.S. 64 Memphis, TN 38133 Sale Amount: $3 million Sale Date: Aug. 19, 2013 Buyer: 7859 Stage LLC Seller: CM&W GP Loan Amount: $1.8 million Loan Date: Aug. 19, 2013 Lender: JPMorgan Chase Bank NA Details: A local affiliate of Delray Beach, Fla.-based Belford Ventures has paid $3 million for the multitenant retail building at 7859 U.S. 64 (Stage Road) in Northeast Memphis. The entity 7859 Stage LLC bought the 72,472-square-foot building in an Aug. 19 warranty deed from Memphis-based CM&W GP, a partnership composed of Phil Chamberlain, Jon McCreery and Jack Whitaker. That group bought the property in 2005 from SKN LLC for $2.5 million. Built in 1993, the retail property sits on 2.8 acres on the south side of Stage Road east of Kate Bond Road and near Wolfchase Galleria. The Shelby County Assessor of Property’s 2013 appraisal is $3.2 million. The building formerly housed Richwell Furniture Gallery and is now home to American Freight Furniture and Mattress, which opened its first Memphis store in November. The store marked the Delaware, Ohiobased retailer’s fifth location in Tennessee and 75th store nationwide. In conjunction with the purchase, 7859 Stage LLC filed a $1.8 million loan through JPMorgan Chase Bank NA. William Belford signed the trust deed as managing member of the borrower. www.thememphisnews.com 24 August 30-September 5, 2013 Me m p h i s s ta n d o u t Greaud Keeps MEM Operating Smoothly greaud Richard J. Alley Special to The Memphis News A s Memphis International Airport expands and contracts depending on the time of day, the state of the airline industry and the financial climate, much of the responsibility of keeping the facility running smoothly falls to John Greaud. The vice president of operations for the Memphis-Shelby County Airport Authority and his team of approximately 240 employees are charged with seeing that day-to-day functioning of the airport remains at a constant. The MSCAA owns and operates three airports – Memphis International, General DeWitt Spain north of Downtown and Charles W. Baker in Millington – yet most of the focus of Greaud’s work and resources are on Memphis International. FedEx, UPS, Wilson Air Center, Tennessee Air National Guard and Signature Flight Support all lease ground from the Airport Authority but are responsible for managing and maintaining their own facilities. Three divisions fall under Greaud’s purview. The maintenance division includes maintaining the structure and public spaces of the terminal, the landscaping, runways, taxiways and road systems, but not the detail maintenance of space leased by individual airlines and concessionaires. This division is also responsible for vehicle fleet maintenance for Memphis International, Baker and Spain. The development division handles environmental, planning, design and construction of the facilities. The third of Greaud’s divisions is operations, which covers the airport’s police department, communications center and ID office. It is responsible for emergency planning, certification through the Federal Aviation Administration and the coordination to ensure they meet those requirements daily, Transportation Security Administration coordination, and aircraft rescue and firefighting. In addition to these three divisions, Greaud also oversees the customer service department and its 65 volunteers, and the Dorothy L. Bobbitt Health Station, which is contracted out to the University of Tennessee Health Science Center. It’s a massive job, he admits, “and that’s part of the reason there’s not a typical day, it’s all over the place, I go wherever I need to based upon the time.” The son of an Air Force pilot, Greaud moved around a lot as a child. “People ask me where I’m from and I say, ‘I don’t know,’” he says with a laugh. For the record, he was born in Texas and lived in England, South Carolina, Las Vegas, and Virginia for high school and college. His career began with training from Virginia Tech, followed by four years in the U.S. Air Force as a civil engineer. “I did a variety of things there, to include essentially what my development division does, and then for a while I was involved in the maintenance end of things,” Greaud said. “So that’s where I started my airport experience, in the military.” A year as a district manager for Taco Bell gave him experience – though vastly different from his engineering background – as a manager. “Part of what the Air Force does with their officers when they come in is they teach you to be a manager,” he said. “As I was seeking positions outside the Air Force, I knew I didn’t want to sit behind a design desk all day long and do detail design; that’s just not my personality. I need to interact with people and be involved in other things.” He would eventually find his way back to the tarmac, though, and landed his first job with a civilian airport in Birmingham, Ala., as an engineer. He came to Memphis International in 1989 as a projects engineer in the development division, where he worked for nine years before becoming director of maintenance for another nine. He began his current position in 2008. Greaud retired from the Air Force Reserve in 2011, and enjoys spending time now with his wife, Joanna, their two children, Josh and Julie, and two grandchildren. When it comes time to unwind, he hits the water with the Collierville Ski Club. With such extensive experience with airports and the airline business, Greaud sees firsthand the current state of his industry with its airline mergers and a change in philosophy from chasing market share to chasing profit – and yet he remains cautiously optimistic for Memphis International. “What I see going forward,” he said, “is that we will see a slight increase – slow, steady growth – in local traffic.” Economy Conference to Bridge Training-Employer Gap Bill Dries [email protected] A Sept. 4 conference with state officials on workforce development tackles issues statewide and how Memphis is performing. O ut of the near-crisis in hiring workers after the city’s set of economic development plums in the last three years came a workforce training formula that has worked. But many of the city’s companies aren’t aware of that formula or the existing programs that grew out of what amounted to an emergency response by local leaders. That’s according to a recent survey of manufacturing company leaders by the Greater Memphis Chamber. There have been other indications of a disconnect that can be bridged between the programs and employers. At a Memphis roundtable on jobs hosted by Tennessee Gov. Bill Haslam a year ago this month, the plant manager at the Unilever plant in Covington said he couldn’t find the kind of training programs he needed. John Churchill, who helped create the job training programs at Southwest Tennessee Community College that were the breakthrough for finding workers for the Electrolux and Blues City Brewing projects, responded. “It ended up resulting in Southwest Tennessee Community College customizing a training program that yielded Unilever the employees it needed,” said state Senate Republican leader Mark Norris of Collierville. “It turned out great.” So on Sept. 4, Norris wants those running the programs and those needing them to get together in the same room at The University of Memphis in a process he describes as a “mini-jobs conference.” That’s a reference to the Tennessee Jobs Conference of the late 1970s that set a long-term economic development agenda for the city. Norris’ goal is a bit different, however. It is more of an attempt to coordinate what is already working but that more employers need to know about. “It starts with the premise that without the state doing anything and without the City Council doing anything else, there is already a lot of good that is already being done in this community in this arena,” he said. “Rather than the state rolling out a big new program or anybody else doing that, let’s all sit down together shoulder to shoulder and get a smattering of some examples of that.” State Labor Commissioner Burns Phillips will be there with other state officials and local elected leaders. But Norris also wants to hear from leaders of the Boys and Girls Clubs technology training program, an effort with a 100 percent job placement rate for each of the last three years. Meanwhile, University of Memphis interim president Brad Martin wants to develop human capital plans with the area’s top 30 employers, aimed at what their new jobs will be in the next 10 years. “I’m focusing on a very narrow band,” Martin said. “My guess is we don’t know what those jobs are. Over the next 10 years they are probably going to be different than what they were for the last 10 years. We are going to be meeting with the top 30 employers in the market and creating strategies about how The University of Memphis teaches people exactly what they need in order to fill those jobs in the future at their specific businesses.” Norris is realistic about other obstacles beyond just getting employers in the same room with those running workforce training programs. In June, Haslam signed into law the Labor Education Alignment Program, sponsored by Norris. The program allows those in workforce programs like the ones already underway in Memphis to be paid a competitive wage while training without it affecting student financial assistance they otherwise get. Norris describes it as a return to apprenticeship-type programs. “We’re trying to restore that. That’s easier said than done. A lot of these departments do not like to cooperate. They just don’t. We’re finding out where the impediments are and where the barriers are internally,” he said. www.thememphisnews.com August 30-September 5, 2013 25 h e a lt h ca r e & b i ot ec h Community Fertile Ground Future looks bright as Botanic Garden turns 60 Baptist Says Restructuring Will Include 61 Layoffs Jennifer Johnson Backer [email protected] B (Memphis News/Andrew J. Breig) Memphis Botanic Garden celebrates its 60th anniversarys with the Diamonds & Denim party, to be held Friday, Sept. 13, at 7:30 p.m. Tickets are $60, and are free for Roots members. Richard J. Alley Special to The Memphis News I n 1947, two parcels of land on the eastern boundaries of Memphis were purchased for $400,000 to be used as a new city park. At the suggestion of political boss E.H. Crump, an avid bird enthusiast, the park was nearly named Bluebird, yet would come to be known as Audubon Park, home to a shooting range and golf course among other amenities. There was no area set aside for formal gardens at the time. In 1953, however, 2,500 rhizomes donated by the family of Morgan Ketchum were planted on the east end of the park, known afterward as the Ketchum Memorial Iris Garden. The idea self-pollinated, and garden clubs and societies such as the Memphis Men’s Garden Club and the Memphis Wildflower Society soon had their way with plantings. The city moved its rose collection from Overton Park to what was rapidly becoming heralded as the Gardens of Audubon Park. Sixty years later and that rich patch of dirt has blossomed into the Memphis Botanic Garden with 28 specialty gardens spread over 96 acres in the heart of the city. The 1960s saw growth as the Goldsmith family honored department store founder Jacob Goldsmith with a large donation to create the Goldsmith Civic Garden Center as a community gathering place. Three years later the Memphis City Council formally designated it the Memphis Botanic Garden, and in 1969, the foundation was formed that would manage the city-owned property. In 1996, local philanthropists Helen and J.B. Hardin made a significant donation and Hardin Hall was built, creating space for receptions, conferences and a grand main entrance. “That event certainly helped the Garden in terms of being able to generate income and sustain the operation,” executive director Jim Duncan said of the logistical reformation. Having said that, Duncan noted that hard times were ahead for the attraction. “I was approached in 2004 about providing a business touch to the Garden,” he said. “Our membership had declined to about 809 families at that time, we were about $600,000 in debt, we only had a staff of about 19 people and did not have enough gardeners, candidly, to create an attraction that people wanted to see. … It was a challenging situation.” That plot of land for flowers, shrubs and trees, which had begun almost as an afterthought and practically by accident in 1953, had been set on a new path. There was a sense of urgency by Duncan and his staff to become better stewards of this city treasure. A renewed focus on the earned income component, the revenue-generating events that could be counted on year in and year out, would help them see their goal. “It was difficult with the Garden’s status being what it was then to ask people for money simply because, as we said, we hadn’t earned the right at that time to ask for donations,” he said. They hired additional salespeople to boost rentals, revamped the model for the premier fundraiser, Live at the Garden, and “just focused on doing the things necessary to … increase revenue and decrease expenses.” Over the next few years Memphis Botanic Garden paid off its debts, became a Level IV Arboretum (the highest classification achievable), was recognized as one of 15 certified Hosta Trails in the country, and increased staff to the point that there are more horticulturists today than there was total staff nine years ago. A horticulture center was built, as were specialty gardens such as those for photography and herbs, and in 2009, a $5.73 million, 2.25-acre children’s garden was created. Duncan said My Big Backyard “pretty much changed the face of us” and is one reason that membership has grown to more than 3,500 families. Live at the Garden continues to dominate fundraising, setting attendance records year after year. “We realize that every decision we make has a financial implication and we run this place like a business, and it works well,” Duncan said. Much of that business-minded philosophy includes looking to the future and a capital campaign is underway to build a permanent stage for Live at the Garden. Another goal is to attract young professionals. Last year The Roots, a membership level just for that demographic, was created. “We’re really trying to connect younger people back with the Garden … in both horticulture and social outlets,” said Ashley Mayer, manager of special events and sponsorship. Benefits include free entry to events such as Food Truck Garden Parties, Cocktails in the Garden, and the upcoming Diamonds & Denim party to celebrate the 60th anniversary – the diamond anniversary – of Memphis Botanic Garden. The event will be held on Friday, Sept. 13, at 7:30 p.m. Tickets are $60, and are free for Roots members. aptist Memorial Health Care Corp. this week laid off 61 employees in a systemwide restructuring plan. The eliminated positions ranged from pharmacists to registered nurses, said Ayoka Pond, director of public relations and internal communications at Baptist Memorial. Earlier this month, Baptist Memorial also laid off 23 managers from its 14-hospital system. “In many cases, it’s really a transition from one type of position to another,” Pond explained. “Really, as a net total, we are adding more positions than we are eliminating.” The 61 employees who lost their jobs worked at six Baptist Memorial locations, including Baptist Memorial Hospital for Women, Baptist Memorial Hospital-Memphis, Baptist Rehabilitation Hospital-Germantown and Baptist Trinity Homecare and Hospice in the Memphis area. Pond said the laid off employees are encouraged to re-apply for the roughly 500 open positions currently available system-wide. Many of the new positions were created to support the hospital’s plan to roll out electronic health records, an initiative Baptist officials have dubbed OneCare, Pond said. “That’s something that is not only a need for our patients, but it is also a federal requirement,” she explained. Electronic health records are supposed to take full effect by 2015 under the Affordable Care Act – but the rollout is far from complete in many parts of the nation. Doctors and hospitals have received more than $6 billion in government funding to make the change, Reuters reported, citing the Health Information Management Systems Society, a nonprofit organization promoting information technology. Baptist officials said staffing changes were also driven by health care reform, sequestration, insurance exchanges, and declining government reimbursements. While these programs are designed to lower the cost of care, increase access and improve quality of care, local health care providers must also change in order to be successful in this new era of health care, Baptist officials said in a statement. “Health care is going through unprecedented change, and we’ll all have to do more with less,” said Jason Little, Baptist Memorial’s executive vice president and chief operating officer. “Therefore, it’s important for us to spend wisely while continuing to offer high-quality care.” The announcement came the same week Baptist filed a $14.7 million permit application with the city-county Office of Construction Code Enforcement for a new rehabilitation facility at 1240 S. Germantown Road. Indianapolis-based commercial real estate developer Duke Realty Corp. filed the permit for the planned 60,000-square-foot, 49-bed rehab hospital that will replace Baptist’s facility on Exeter Road. www.thememphisnews.com 26 August 30-September 5, 2013 E n t r ep r e n e u r s h i p m e m p h i s L a w Ta lk Four Memphis Startups Win Spots in ‘The TENN’ Kasser Tackling Tax Law With Glankler Brown Andy Meek Richard J. Alley [email protected] M emphis’ startup community continues collecting recognition beyond the city limits to go along with the steady attraction of new platforms, investments, mentors and programs for startups here. Earlier this week, all four startups from Memphis that competed for a spot in The TENN – Tennessee’s first master accelerator program – made it through. To do that, those four companies first participated in the state’s first-ever “Demo Day,” Aug. 27, organized by LaunchTN. The four companies from Memphis, which comprise almost half of the first batch of The TENN, are Mobilizer, Screwpulp, Health & Bliss and View Medical. During this week’s Demo Day event, they joined 16 other companies, all of which were graduates from Tennessee’s nine startup accelerators. Those companies made pitches, vying for one of 10 spots in The TENN, sponsored by the Blackstone Charitable Foundation. “The Memphis teams did a great job,” said LaunchTN CEO Charlie Brock. “They presented their opportunity, and the progress they’ve made clearly impressed the judges. I think it showed the sector-focused accelerators are beneficial.” The next step for the Memphis companies will be to join the rest of The TENN on a statewide bus tour. They’ll meet with leaders of top corporations, angel investors and venture capitalists from across the state. During the master accelerator program, the companies also will fly to California and to the East Coast to network with investors. According to LaunchTN, other benefits of the new accelerator include access to master mentors, investors, entrepreneurs and business leaders throughout Tennessee. The news about the four Memphis startups, meanwhile, comes the same month that Start Co., formerly LaunchYourCity Inc., essentially expanded its footprint from Memphis all the way to the West Coast with an office in San Francisco. Start Co. also has added a few new employees to support the enterprise in Memphis. And it has announced a partnership with JumpStart Inc., a nationally recognized nonprofit venture development organization. That partnership will attempt to capture data related to creating and developing high-growth ventures, among other things. Mike Mozenter, president of JumpStart’s regional consulting arm, said the group chose to work with Start Co. because of its track record supporting high-growth tech startups in Memphis. “Two and a half years ago, Start Co. (LaunchMemphis at the time) was having difficulty raising social, political and financial capital in the Memphis area,” Start Co. co-president Andre Fowlkes wrote in a recent open letter. “Actually, most of its support was coming from outside the region, from Nashville, with the exception of a few gracious sponsors here locally. “A lot of progress has been made since we first began talking with JumpStart, and they have identified great efforts and programs to build on. These efforts come in the form of not just what Start Co. is building, but others in the region, such as Memphis Bioworks, EmergeMemphis, University of Memphis and much more. ... We have an opportunity to stop imagining and finally come together to begin.” Special to The Memphis News J ake Kasser has joined the firm of Glankler Brown PLLC as an associate. A Germantown High School graduate and the son of parents in the medical field, Kasser entered The University of Memphis as a walk-on safety for the Tigers football team. The advisers he worked with guided him toward his chosen field of accounting, and by his sophomore year he’d garnered an athletic scholarship. Upon graduating, Kasser went on to get a master’s degree in accounting with a concentration in tax. “When I was in grad school, (law school) was a thought,” he said. “I talked to my parents about maybe doing that. I think my mom suggested it at some point, and that’s when I started to give it some real thought.” He earned a CPA license and, after graduate school, worked a brief time for the accounting firm of Whitehorn Tankersley & Davis. Then Kasser decided that if he was going to go on to law school, “that would be the best time to go ahead and do it and not wait.” He entered the University of Memphis Cecil C. Humphreys School of Law with the intention all along to focus on transactional law, as opposed to litigation, specifically anything “related to business or tax … that was my background,” he said. While in school, Kasser served as a staff member of The University of Memphis Law Review and as articles editor of The University of Memphis Law Review editorial board. As a first-year student, he worked for the Mason Law Firm, which focuses mainly on estate planning. For the next two years he worked for the divorce firm of Rice, Amundsen & Caperton PLLC. He graduated magna cum laude in May and is awaiting results from the bar exam. The exam itself became more challenging than normal, he said, when during the all-essay portion on the first day, his computer malfunctioned. He was told to start hand-writing the exam but that there would be no extra time allowed. Kasser successfully completed the exam, and the very next day he proposed to fiancée Jenna Leppert, a dental hygienist with Avery & Meadows. It’s been a good year for Kasser, having graduated law school, becoming engaged and going to work for one of the oldest and most-respected firms in the region. His experience in the offices of Glankler Brown so far has been with learning policies and procedures, but he said the attorneys and staff have gone above and be- Kasser “When I was in grad school, (law school) was a thought. I think my mom suggested it at some point, and that’s when I started to give it some real thought.” – Jake Kasser Glankler Brown PLLC yond when it comes to helping him get situated and welcoming him into the family. “They’ve helped me out a ton,” he said. “I think once I get super busy, it’ll be a little rougher, but everyone here has been so nice and helpful, and I couldn’t have asked for a better work atmosphere, honestly.” Though he freely admits that the detail-oriented area of law he’s chosen to pursue is “not the most exciting stuff in the world,” he’s eager to dive in and begin practicing what he’s studied so hard to learn. And though the excitement level may fall somewhere beneath standing on the football field under bright lights, he feels practiced and capable to handle whatever is thrown his way. From the occasion of his first tax course while an undergraduate student, learning the legal aspects of tax, to the more detailed statutory laws and case law as a graduate student, Kasser could see where he eventually wanted to end up. “I think I was introduced in the tax perspective first and that’s what I started to grow to do and enjoy it,” he said As in learning defensive plays and carrying them out to the letter, Kasser enjoys the routine of tax law and the expertise required. As for his work with Glankler, he says, “It couldn’t have been a better fit for what I wanted to do.” www.thememphisnews.com August 30-September 5, 2013 27 S m a ll B u s i n ess Wiseacre Brewery Set to Open City’s First Taproom Andy Meek [email protected] T he city’s newest craft brewery is officially open for business. Wiseacre Brewing Co. held a ribbon-cutting ceremony Wednesday, Aug. 28, for its 13,000-square-foot brewery at 2783 Broad Ave., and the fledgling brewery unveil its taproom and some of its craft beers to the public Friday, Aug. 30, from 4 p.m. to 8 p.m. The brewery’s taproom, which will be open Fridays and Saturdays, will feature a variety of beers on tap, including two year-round brews, Tiny Bomb American Pilsner and Ananda India Pale Ale. Wiseacre announced a few months ago it will package Tiny Bomb and Ananda in a can, making it the first craft brewery in Tennessee to can beer. The ribbon-cutting at Wiseacre, meanwhile, also represents the kickoff of a new loan fund from River City Capital, which contributed funding to Wiseacre. The new loan fund is a result of the city of Memphis working with the Memphis-area banking community as “ By bringing more private investment to the urban core such as Wiseacre’s $1.7 million and eight new jobs ... we can help to increase property values and support neighborhood businesses.” – Josh Poag River City Capital well as national foundations. River City Capital has made its first loan to Wiseacre, which is owned by brothers Kellan and Davin Bartosch. “Our core, inner-city neighborhoods are some of our most under-utilized assets,” said River City Capital board chair Josh Poag. “By bringing more private investment to the urban core such as Davin and Kellan Bartosch of Wiseacre Brewing Co. Wiseacre’s $1.7 million and eight new jobs projected over the next year, we can help to increase property values and support neighborhood businesses.” Memphis Mayor A C Wharton Jr. about two years ago started meeting with area banks to enlist their support in the creation of an inner-city redevelopment loan fund. Banks including First (Memphis News/Andrew J. Breig) Tennessee Bank, Paragon National Bank, Metropolitan Bank, Independent Bank, Iberiabank and Regions Bank all participated and committed $550,000. The New York-based Surdna Foundation also provided a three-year $400,000 grant to allow River City Capital to set up a loan loss reserve fund, market its loan products and hire a new loan officer. FLIP CLICK (Includes Print Edition) PRINT SUBSCRIPTION ONLINE SUBSCRIPTION With the flip of each page of The Daily News, readers gain insight into local business developments with relevant articles, real estate analysis, legal news and more than 500 leads daily. With a click of a mouse, access more than 11 million records, such as recent business openings and newcomers, home history reports, real estate transactions, court filings and much more. FOR THE BEST OF BOTH WORLDS www.memphisdailynews.com Access up-to-the-minute developments and receive the print and online package value. Friday at 7:00pm WKNO Friday at 7:30pm WKNO2 Sunday at 8:30am WKNO www.thememphisnews.com 28 August 30-September 5, 2013 Fred’s Profit Falls on Year-Ago Charges The company reported net income of $3.3 million, or 9 cents per share, for the quarter that ended Aug. 3. That is down from net income of $6.1 million, or 17 cents per share, in the prior year’s quarter. The Associated Press MEMPHIS, Tenn. (AP) – Fred’s Inc. reported Thursday that its fiscal second-quarter net income fell sharply because of a sizable tax benefit a year ago, but adjusted results showed improved profitability. While the discount retailer’s sales have been improving and helping its profits, it warned that its lower-income customers are still feeling economically pressured. The company, based in Memphis, has 697 general merchandise stores across the Southeast. school board continued from P22 systems or one system, we can work together as one county to provide a quality education.” Hart thinks that while unexpected, a 23-member school board worked well. “I think it was beneficial to have on both sides people with some experience to help work with those seven members. Now they can move forward,” she said. “For all of the work that needed to be done, it was easy to divide that labor.” Carruthers believes just the size of the board made it more difficult to get the work that needed to be done accomplished sooner. “There are still so many unknowns and so many things that are unsolved. I just wish them the best,” he said of the seven-member school board. “I think they will be able to do a lot better job with seven people than 23.” The next school board meeting is a Sept. 17 work session followed by a Sept. 24 voting meeting. With the September meetings, the smaller school board will move back to the auditorium at the Board of Education building from the nearby Teaching and Learning Academy that had enough space to accommodate a school board only 10 seats shy of the size of the Tennessee Senate. The auditorium where the old Memphis City Schools board once met got a new coat of paint last week in preparation. And by the work session, the board should be back up to a full seven members with the Shelby County Commission scheduled to appoint a new board member to the vacant District 6 seat at its Sept. 9 meeting. The seat became open when Reginald Porter resigned to become chief of staff to interim schools superintendent Dorsey Hopson. Fred’s CEO Bruce Efird said that the second quarter was helped by stronger customer traffic in stores, increased spending during each visit, improved margins and lower expenses. The company reported net income of $3.3 million, or 9 cents per share, for the quarter that ended Aug. 3. That is down from net income of $6.1 million, or 17 cents per share, in the prior year’s quarter. The prior year’s results included a $4 million, or 11 cents per share, benefit tied to a state income tax settlement and other tax matters. Revenue increased 2 percent to $482.2 million from $470.8 million. Revenue from stores open at least a year increased 2.2 percent following a decline of 1 percent last year. This is considered a key indicator of a retailer’s financial performance as it strips away the effect of recently opened or closed stores. The quarter’s profit met market expectations and revenue exceeded them. Analysts polled by FactSet, on average, were anticipating earnings of 9 cents per share for the quarter on revenue of $480.6 million. Fred’s said that it anticipates the competitive climate will be intense and the operation environment will be challenging in the second half of the year. This echoes the sentiment of many retailers, from Macy’s to Wal-Mart, which have lowered their full-year forecasts on weaker consumer spending patterns. “Discretionary spending for lowerincome consumers – a key customer segment for Fred’s – is expected to remain under pressure,” Efird said. He said the company’s merchandising programs, expansion of the number of pharmacies in stores and other efforts are designed to meet these economic and competitive challenges. The company said it expects earnings for the year to fall between 81 and 86 cents per share; analysts were anticipating 84 cents per share. Fred’s also said that it expects it will earn 19 to 23 cents per share on revenue gains between 1 and 3 percent. Based on its third-quarter revenue of roughly $450.6 million last year, that suggests revenue of $455.1 million to $464.1 million. Analysts had forecast earnings of 22 cents per share for the quarter on revenue of $461.4 million. Copyright 2013 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed. S m a ll B u s i n ess Conference to ‘Connect Dots’ For Women Business Owners Lesley Young Special to The Memphis News M arketing firm owner Amy Howell could write a book on her experience as a female business owner. As a matter of fact, she has. “It’s a subject near and dear to my heart, and a message I continue to carry,” said Howell, who published “Women in High Gear” this March. It’s not much of a stretch that Howell, who has owned Howell Marketing Strategies LLC for 17 years, will host a roundtable discussion at this year’s Tennessee Women’s Business Conference, presented by Women’s Business Enterprise Council South on Sept. 12 at the University of Memphis Holiday Inn. “It’s a great opportunity to spread the word about the Women’s Business Council and let everyone know that there are good things happening for women in business and hopefully grow that,” Howell said. In its fourth year, the conference exists to create awareness concerning the importance of national certification for women business owners, to provide networking opportunities and to enhance women business owners’ skills with various presentations. “We try to make sure we put together events that corporations will attend so that women can further make relationships with these corporations,” said event chairwoman Mary Singer, owner of CRG2 Sustainable Solutions and a WBECSouth volunteer. WBECSouth is one of 14 regional partners with the national organization Women’s Business Enterprise National Council (WBENC), a nonprofit that is the largest third-party certifier of businesses owned, controlled and operated by women in the United States and which advocates women-owned businesses as suppliers to U.S. corporations. “To truly scale your business, you need the ability to work with larger corporations,” Singer said. “The standard around WBENC certification is kept at the highest level of integrity allows women to work all over the U.S. That means being called to the table for contracts that you would otherwise never have the opportunity to get. That’s a very big deal.” The conference runs from 8:30 a.m. to 1:30 p.m. and will include a keynote luncheon led by Banneker Industries CEO Cheryl Snead, and discussions on topics including financial well-being, effective pricing, marketing, benefits, social media and sustainability, among others. “Mary Singer has long been a personal hero and friend,” said Pam Mattingly, director of client relations for Pickering Firm. “Her passion for helping others towards success is truly awesome, and she is a primary reason I am involved in this conference.” Mattingly has experienced firsthand the importance of a gender-friendly culture in the business place. “Pickering thinks outside the gender and has encouraged my growth within the firm – and not just as a woman, but also as a non-technical professional,” Mattingly said. “Pickering’s board, principal owner program and key team members include women, and I have been fortunate to work with a company that taps into our talent and nurtures personal growth.” Some of the industries scheduled to attend the conference include banking, government, real estate, communications, transportation, engineering and manufacturing – companies that are “looking to do business with women.” “The opportunity to network is just as valuable if not more than any other,” said Megan Murdoch, the client development manager of CBIZ MHM LLC. Howell said the conference’s timing is perfect. “I recently read an article in the Wall Street Journal stating that women were optioned out of business. That is not what we need,” Howell said. “We need women in the work force, and we need women in a position to hire other women and to help women by recognizing quality and rewarding good work.” To find out more about or to register for the conference, visit wbecsouth. org/gwgt2013. For more information about WBENC, visit wbenc.org and for information about WBECSouth, go to wbecsouth.org. www.thememphisnews.com August 30-September 5, 2013 29 » happenings The Center for Southern Folklore will present the Memphis Music & Heritage Festival Saturday, Aug. 31, and Sunday, Sept. 1, from 11 a.m. to 11 p.m. on Main Street between Peabody Place and Union Avenue. The event will include music, food, and arts and crafts vendors. Cost is free. Visit southernfolklore.org for a list of performers. » Community Eyewear Gallery will host free back-to-school vision screenings Friday, Aug. 30, from 9 a.m. to 5 p.m. at the store, 428 Perkins Road Extended. Space is limited. RSVP at 763-2020. Business and Professional Women of Tennessee members will meet Friday, Aug. 30, at 11:30 a.m. at Jason’s Deli, 3743 Poplar Ave., to discuss re-establishing a Memphis chapter. The state organization is an affiliate of the BPW Foundation, an advocate for women on work-life balance and workplace equity issues. Email [email protected] or call 489-5481. Lipscomb Pitts Breakfast Club will hold a happy hour mixer and opening celebration at Tamp & Tap on Friday, Aug. 30, from 4 p.m. to 6 p.m. at the coffee and beer shop in Van Vleet Flats, 122 Gayoso Ave. Cost is Dutch treat. Visit thelpbc.com. Cochon Heritage BBQ competition and tasting event will be held Friday, Aug. 30, at 5:55 p.m. at Beale Street Landing, at Beale Street and Riverside Drive. Five teams of chefs will each prepare one heritage-breed pig to win audience votes in six categories. Tickets are $125; VIP tickets, which include 5 p.m. entry, are $200. Visit heritagebbq.com. The Memphis Zoo will host Zoo Brew on Friday, Aug. 30, from 7 p.m. to 10 p.m. at the zoo, 2000 Prentiss Place. The event will include beers from around the world, live music and food. Tickets are $35 for members and $40 for nonmembers; VIP tickets, which include admission to the Teton Trek VIP Lounge, are $55 for members and $60 for nonmembers. Visit memphiszoo.org. The Orpheum will screen “Rebel Without a Cause,” part of the Pat’s Picks classic movie series, Friday, Aug. 30, at 7 p.m. at the theater, 203 S. Main St. Tickets are $7 for adults and $5 for children 12 and younger. Visit orpheummemphis.com. WLOK will host the 2013 WLOK Stone Soul Picnic, a music festival featuring national and local gospel artists, Saturday, Aug. 31, from 1 p.m. to 10 p.m. at Tom Lee Park, on Riverside Drive Downtown. Cost is free. Visit wlok.com. Laughs for Le Bonheur, a fundraiser comedy show featuring Gary Owen, Jermaine “Fun- nymaine” Johnson and Ambrose Jones III, will be held Saturday, Aug. 31, at 7 p.m. at The New Daisy Theatre, 330 Beale St. The event will be hosted by Quincy Pondexter of the Memphis Grizzlies and Thaddeus Young of the Philadelphia 76ers. Tickets start at $50. Visit laughsforlebonheur.org. The Daily News’ offices will be closed Monday, Sept. 2, in observance of Labor Day. Offices will reopen Tuesday, Sept. 3, at 8:30 a.m. and remain open through normal business hours. Talk Shoppe will meet Wednesday, Sept. 4, from 9 a.m. to 10 a.m. at DeVry University, 6401 Poplar Ave., sixth floor. Credit expert Craig Cline will present “How to Improve Your Credit Score.” Cost is free. Visit talkshoppe.biz or call Jo Garner at 482-0354. Memphis Light, Gas & Water Division will hold a board meeting Wednesday, Sept. 4, at 1:30 p.m. in the MLGW board room, 220 S. Main St. Visit mlgw.com. Cooper Young Night Out will be held Thursday, Sept. 5, from 5 p.m. to 9 p.m. at businesses in the Cooper-Young neighborhood. Visit cooperyoung.biz for a list of activities. The Mid-South Area Pulmonary Hypertension Support Group will meet Thursday, Sept. 5, at 6 p.m. at Logan’s Roadhouse, 2710 N. Germantown Parkway. Keynote speaker Timothy Ballard will present “Insights on Exercise Testing and Exercise in Pulmonary Arterial Hypertension” at 7 p.m. RSVP to barbarainmemphis@aol. com or 463-8688. » THE ARTS The South Main Art Trolley Tour will be held Friday, Aug. 30, from 6 p.m. to 9 p.m. in the South Main Historic Arts District. Email info@ southmainmemphis.net. Leadership Memphis Gallery 363 will hold an opening reception for Catherine Erb’s inaugural photography exhibit Friday, Aug. 30, from 6 p.m. to 8:30 p.m. at the gallery, 363 S. Main St. The show can also been seen by appointment. Call 452-8033. Memphis College of Art-Downtown will hold an opening reception for “Blurring Dimensions” Friday, Aug. 30, from 6 p.m. to 9 p.m. in Hyde Gallery in the Nesin Graduate Center, 477 S. Main St. Runs through Sept. 20. Visit mca.edu. Bartlett Performing Arts and Conference Center will host Nate Evans and the Temptations Revue in concert Saturday, Aug. 31, at 8 p.m. at BPACC, 3663 Appling Road. Tickets are $25. Visit bpacc.org or call 385-6440. Theatre Memphis presents “The Royal Family” through Sept. 1 on the Lohrey Stage, 630 Perkins Road Ext. Visit theatrememphis.org. Memphis Botanic Garden will hold a meetand-greet reception for Chantel Barber’s “Nature’s Portraits” art exhibit Thursday, Sept. 5, from 5:30 p.m. to 7:30 p.m. in the Visitors Center gallery, 750 Cherry Road. The exhibit will be on display through Sept. 30. Call 636-4100. The Buckman Arts Center at St. Mary’s School presents “Thought=Art,” featuring works by Tara Browning, Michael Gravois and Billy Moore, in the Levy Gallery, 60 Perkins Road Extended. The exhibit runs through Sept. 13. Visit buckmanartscenter.com. The Circuit Playhouse presents Tony Award-winning drama “Red” through Sept. 15, at the theater, 51 S. Cooper St. Buy tickets at playhouseonthesquare.org. Playhouse on the Square presents “Les Miserables” through Sept. 15 at Playhouse, 66 S. Cooper St. Visit playhouseonthesquare.org. Eclectic Eye hosts the “Musings of an Unconscious Mind” by Joseph Arthur at the boutique’s Midtown showroom, 242 S. Cooper St. The show runs through Sept. 25. Visit eclectic-eye.com. baptist continued from P14 brad martin continued from P11 rock for love continued from P7 “Today, health care is not just a local issue, but a national issue,” Huffman explained. “As we go through massive changes in how health care is delivered, it’s about making care more efficient and providing care in the most cost-effective manner, while eliminating duplication of services.” Huffman said the adoption of electronic health records and more primary care physicians that are employed directly by the Baptist Memorial Health Care system makes it easier to focus on preventative care for everything from diabetes management to asthma. “When we are all working in the same structure, we are more efficient and effective at delivering care,” he said. “In the future, there are going to be more people that need care and fewer dollars to provide that care.” While health care delivery in the past may have focused more on physical buildings, Huffman said future expansion is likely to include adding more primary care physicians and preventative services. “We hope we don’t need to add additional in-patient beds,” he said. “We are focused on preventing and treating the major causes of death in Mississippi,” including heart and cardiac issues, diabetes and obesity. Population growth in DeSoto County also recently spurred the opening of Methodist Le Bonheur’s $100 million hospital in suburban Olive Branch. The 60-bed hospital could ultimately employ about 500 workers and grow to 100 beds. “I call them great teachers,” Martin said. “We’ve got a college of education with a huge amount of capacity, a lot of talent. We believe we can produce up to 500 great teachers a year for this core market. That’s transformational over 10 years if we do that.” Martin also plans to meet with the region’s top 30 employers to seek out how the university can train workers specifically for jobs at their businesses over the next 10 years. Under Raines’ tenure, the university was already reaching out to software manufacturers, and the university is deeply involved in software testing and development. Martin’s goal is to keep looking years ahead for ideas and indications of what new jobs will be on the horizon. raised totaled about $7,500, the total has climbed each year, with last year seeing $50,000. As impressive as that is, it’s a mere drop in the open guitar case for the Church Health Center’s annual budget of $16 million. Rock for Love, however, has a different mission. It is the largest event the center puts on, and it’s the awareness, Hulett says, on which you can’t put a price. “The positive damage we want to do is in friend-raising and awarenessraising, and saying, ‘Hey, we’re here to serve you if you need us,’ or we’re sowing seeds trying to get that next generation of support,” he said. “These young folks that are coming to the shows, in five, 10, 15 years, are going to be the people that will have the frost continued from P21 Laurelwood. At Lucchesi’s on Sanderlin Avenue at Mendenhall, manager Mike Robilio said the treats they offer from All American Sweets – strawberry, caramel, coconut, lemon and banana cakes, Mississippi Mud and cupcakes – all sell well. Despite the opposing nature of retail over wholesale, and the dessert competition in town, Robilio has high hopes for the Kloos’ newest venture. “I think it’s great,” Robilio said. “I welcome them and I hope they do well. I think they will, they seem to have a great group of people there.” “We’re kind of the best-kept secret,” Kloos said. “There are hundreds of thousands of people eating our cakes every year and they have no idea who’s making them.” Kloos said he believes a retail presence will push people to those restaurants as his staff is able to better share their availability. capacity to give.” Stockwell has been thrilled over the years with the eagerness for involvement of the musicians and bands – part of the very core of those the Church Health Center seeks to help – and the question of its success is no question at all for him. “Why has it grown? Because Memphis is generous,” he said. “Our music community and our creative community are generous, and they want to give back, and they see that the Church Health Center is an organization that’s helped them.” Sponsors of Rock for Love 7 include SunTrust Bank, Huey’s, WMC-TV, Clear Channel Radio, Sun Studio, Elvis Presley Enterprises and the Memphis Convention & Visitors Bureau. For more information, visit rockforlove.org. “We’ll sell 10,000 cakes to restaurants this year,” Kloos said. And with 300 wedding cakes made in a year, he added, “The great thing is that everybody loves cake.” Bill Kloos the elder is an engineer by trade and Kloos the younger took that to heart nearly 10 years ago when new to the bakery business. “We engineer cakes,” Kloos said. “We took cakes apart to find out what makes it moist, what makes it tender, why it’s so good. That’s how we got here today.” www.thememphisnews.com 30 August 30-September 5, 2013 Week of 8/19/13 - 8/25/13 crosswords The Weekly Crossword The Weekly Crossword ACROSS 1 Back of the neck 5 Wander 9 Fictional sleuth 14 Type of code 15 Land unit 16 Yard machine 17 Tabloid fodder 18 Author's dream 20 Suffix with "skeptic" 21 Up to the task 22 Tissue layer 23 Knee jerk, e.g. 25 Woolly beast 29 Part of DNR 30 Mouth-watering 32 Highchair wear 33 Postcard-pretty 36 Place to build 37 Fountain fare 38 Railroad worker's transport 40 Early 42 "Render ____ Caesar..." 43 Canyon edge 45 Hit the hay 46 Costa del ___ 47 Judge's issuance 49 Sewing kit item 50 Prosperous time 52 Arrange in pairs 56 Roswell sighting 57 Devoted 58 Playground game 59 Captivated 63 Bumper blemish 64 Assumed name 65 More than nudge 66 Aborted, at NASA 67 Pullman feature 68 One and ____ 69 Before long DOWN 1 Lowest point 2 Greet the dawn 3 Forever 1 2 3 by Margie E. Burke 4 5 14 15 17 18 6 7 8 9 23 29 30 38 31 43 44 47 48 51 52 54 55 56 57 49 53 58 64 65 66 67 68 69 61 28 45 63 60 27 41 62 59 26 37 40 39 50 13 32 36 35 42 12 22 25 34 11 19 24 46 10 16 21 20 33 Edited by Margie E. Burke Copyright 2013 by The Puzzle Syndicate 4 5 6 7 Break bread 44 Explosive 55 Spur to action Yeshiva leader measure 59 Beatles Spotted cat 47 Clumsy adjective Weapons 48 Make public 60 Pub order stockpile 51 Old gold coin 61 Knight's title 8 Gathered 53 Annapolis stu62 Gone by together dent, informally 63 "CSI" evidence 9 Nose-wrinkling 54 Radio letter after sierra 10 Sea anenome, for one 11 Leatherworker's tool 12 Sandra or Ruby Answer to Last Week's Crossword 13 Miss the mark 19 Splash in drops S O F A A R R A Y A M I D 21 Lofty space? O P A L C H O R E P O N E D E R M A T I T I S 24 Time-share unit P L E A A D M I T 26 Shameful act N O D H E A R T 27 Apple beverage G O F E R D E A R T H I S T H M U S G I R L 28 Put down 31 Type of story D A R T S T R E S S P R Y O K A Y T O O T H F L O E 33 Librarian's L I P W I N D U P I O T A warning B R A E P A I N T E R 34 Week Kayak's of kin 8/19/13 - 8/25/13 A T T A I N P A N D A 35 Throw a fit F A N E L A T E 37 Peaceful protest D E I S T A N T E F U N D R A I S E R 39 Free from, with P O L L O M E G A S H A G "of" T R E Y B E L O W T Y R O 41 Lukewarm Sudoku Edited by Margie E. Burke Edited by Margie E. Burke Difficulty : Easy Copyright 2013 by The Puzzle Syndicate Emphasis Issues What’s Coming Up SEPTEMBER 6 CONSTRUCTION & DESIGN SEPTEMBER 13 HEALTH CARE SEPTEMBER 27 EDUCATION HOW TOTOSOLVE: HOW PLAY Each row must contain the numbers 1 to 9; each column must contain the numbers 1 to 9; and each set of 3 by 3 boxes must contain the numbers 1 to 9. OCTOBER 11 ARCHITECTS & ENGINEERS Answer to Last Week's Sudoku For information about advertising in these upcoming issues, contact your account executive or Advertising Director Donna Waggener at 901-528-8122 or [email protected] www.thememphisnews.com www.thememphisnews.com August 30-September 5, 2013 31 August 30 - September 5, 2013 3 1 public notices Foreclosure Notices Fayette County NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated August 31, 2005, and the Deed of Trust of even date securing the same, recorded September 8, 2005, at Book D796, Page 1 in Office of the Register of Deeds for Fayette County, Tennessee, executed by Mary E Yager and James L Yager, conveying certain property therein described to William Graig Hall as Trustee for ABN AMRO Mortgage Group, Inc.; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on September 9, 2013 on or about 10:00 A.M., at the Fayette County Courthouse, Somerville, Ten‑ nessee, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Fayette County, Tennessee, and being more particularly described as follows: The following described lot or parcel of land situated in the 12th Civil District of Fayette County, TN, and being more particularly described as follows, to‑wit: Tract Number 2: Beginning 20 feet West of center in road at Southeast corner of the Northeast Quarter Sec‑ tion 18 and ran North 670.0 feet to a stake 20 feet West of center in road; thence with the residue of the North‑ east Quarter of Section 18 West 550 feet to a stake at Northwest corner of the 8.4 acres; thence South with the residue 686 feet to stake in South boundary line; thence with the North boundary line of Lewis East 550 feet to the Point of Beginning; containing 8.4 acres, more or less. Less and Except Being a part of the James L. Yager 8.4 acres as recorded in Deed Book 280, Page 200 in the Fayette County Register’s Office, Fayette County, Tennessee and being more particu‑ larly described as follows: Beginning at a point in Honeysuckle Road, 200 feet West of centerline, said point being located 220.83 feet North of the Southeast corner of James L. Yager and the Northeast corner of R. L. Lewis (114/28); thence North 88 degrees 12 minutes 49 seconds West a distance of 544.95 feet to a point in the East line of Nancey Hall (251/808); thence along said East line North 01 degrees 04 minutes 06 seconds East a distance of 434.81 feet to a point; thence along the North line of Yager and the South line of Charles Baker (330/687); South 89 degrees 33 minutes 05 seconds East a distance of 545.74 feet (called 550.0 feet) to a point in Honeysuckle Road (20 feet West of centerline); thence along Honeysuckle Road South 01 degrees 10 minutes 10 seconds East a distance of 447.54 feet to the Point of Beginning and containing 5.52 acres. [Legal Description revised pursuant to attorney’s affidavit filed May 16, 2013 as Instrument 13003128] ALSO KNOWN AS: 430 Honeysuckle Road, Moscow, Tennessee 38057 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Mary E Yager; James L Yager; ABN AMRO Mortgage Group, Inc.; Trustmark Na‑ tional Bank The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 817‑234876 DATED August 7, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 16, 23, 30, 2013 Fin11593 Foreclosure Notices Madison County NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated May 4, 2007, and the Deed of Trust of even date securing the same, recorded May 7, 2007, at Book T1798, Page 117 in Office of the Register of Deeds for Madison County, Tennessee, executed by Joyce Jenkins, conveying certain property therein described to Atty. Arnold M Weiss, a resident of Shelby County as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Homecoming Financial, LLC (fka Homecomings Financial Network, Inc.), its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on September 12, 2013 on or about 11:00 A.M., at the Madison County Courthouse, Jackson, Tennes‑ see, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: Being Lot Number Three Hundred Twelve (312), Section III, Briar Hill Subdivision a plat of which appears of record in Plat Book 9, at Page 120, in the Register’s Office of Madison County, Tennessee reference to which plat is hereby made for a more particular description of said lot. ALSO KNOWN AS: 51 Sedgefield Drive, Jackson, Tennessee 38305‑ 5976 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Joyce Jenkins The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 1455‑230460 DATED August 8, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 16, 23, 30, 2013 Fin11594 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 30, 2004, and the Deed of Trust of even date securing the same, recorded May 5, 2004, at Book T1579, Page 641 in Office of the Register of Deeds for Madison County, Tennessee, executed by Franklin L. Compton and Annie S. Compton, conveying certain property therein described to Arnold M. Weiss, Esq. as Trustee for Wells Fargo Home Mortgage, Inc. ; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on September 26, 2013 on or about 11:00 A.M., at the Madison County Courthouse, Jackson, Tennes‑ see, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: Being Lot Number One Hundred Six (106), Phase 2, Section 1, Station Oaks, a Plat of which appears of record in Plat Book 9 at Page 302 in the Register’s Office of Madison County, Tennessee. ALSO KNOWN AS: 42 Union Fort Drive, Jackson, Tennessee 38305‑6484 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Franklin L. Compton; Annie S. Compton The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 1286‑237656 DATED August 7, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 16, 23, 30, 2013 Fin11596 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated March 25, 2004, and the Deed of Trust of even date securing the same, recorded March 31, 2004, at Book T1568, Page 492 in Office of the Register of Deeds for Madison County, Tennessee, executed by Marilyn McBride, conveying certain property therein described to Lawyers Title Insurance Corp as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Sunset Mortgage Company, L.P., its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on September 26, 2013 on or about 11:00 A.M., at the Madison Related Info Also read our daily edition, The Daily News, in print or online every business day for public notices for Memphis & Shelby County. Go to www.memphisdailynews.com or call 683.NEWS for more information. County Courthouse, Jackson, Tennes‑ see, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: Beginning at a stake in the Southwest corner of B.F. Wallace’s lot in the North margin of Crescent Avenue at a point 202 feet East of the East margin of Prospect Avenue; runs thence West with the North margin of Crescent Avenue 50 feet to Long’s Southeast corner; runs thence North with Long’s East boundary line 150 feet to an alley; thence East with said valley 50 feet to Wallace’s Northwest corner; thence South with West line of said Wallace lot 150 feet to the point of beginning; in the Register’s Office of Madison County, Tennessee, to which plat reference is hereby made for a more particular description of said property. ALSO KNOWN AS: 143 Crescent Avenue, Jackson, Tennessee 38301‑ 4365 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory Continued on page 32 each every r t ’ n o d bod e y W Just a whole lot of somebodies. We think you’ll agree – there’s not a more powerful advertising vehicle for reaching the city’s professional community. V isit TheMemphisNews.com or call 683.NEWS www.thememphisnews.com www.thememphisnews.com 32 August August 30 30-September 32 - September5,5,2013 2013 public notices Foreclosure Notices Continued from page 31 rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Marilyn McBride; Wells Fargo Financial Bank; Norwest Financial Tennessee, Inc.; Wells Fargo Financial Bank The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 1286‑237715 DATED August 7, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 16, 23, 30, 2013 Fin11597 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated August 28, 2007, and the Deed of Trust of even date securing the same, recorded August 31, 2007, at Book T1810, Page 1071 in Office of the Register of Deeds for Madison County, Tennessee, executed by Natarsha Rutherford and Natarsha Rutherford, conveying certain property therein described to Atty. Arnold M Weiss, a resident of Shelby County as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Homecomings Financial, LLC (f/k/a Homecomings Financial Network, Inc.), its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on September 19, 2013 on or about 11:00 A.M., at the Madison County Courthouse, Jackson, Tennes‑ see, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: Being Lot Number 73 in Section IV of Skyview Estates, a plat of which is of record in Plat Book 3, Page 41, Register’s Office for Madison County, Tennessee, reference to which is hereby made far a more complete description. ALSO KNOWN AS: 8 Rainbow Cove, Jackson, Tennessee 38305 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Natarsha Rutherford; Natarsha Rutherford; Ten‑ nessee Housing Development Agency The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 931‑182931 DATED August 16, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 23, 30, Sept. 6, 2013Fin11600 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated October 2, 2001, and the Deed of Trust of even date securing the same, recorded October 10, 2001, at Book T1326, Page 680 in Office of the Register of Deeds for Madison County, Tennessee, executed by Jerry L. Bingham and Robin Bingham, conveying certain property therein described to Kathy Winstead of Knox County as Trustee for A Mortgage Link Llc; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on September 19, 2013 on or about 11:00 A.M., at the Madison County Courthouse, Jackson, Tennes‑ see, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: Beginning at a point in the South margin of the Mifflin Road, said point being in the Northeast corner of the Stanford tract; runs thence South 25 degrees 30 minutes West with Stanford’s East margin a distance of 448 feet to a point; runs thence East a distance of 350 feet to a. point in Alvie Bledsoe’s Southwest corner; runs thence North with Bledsoe’s West margin, a distance of 428.5 feet to a point in the South margin of said Mifflin Road; runs thence West with the South margin of said road a distance of 180 feet to a point; runs thence North 76 degrees 45 minutes West 80 feet to the point of beginning, containing 3.0 acres, and being a lot on Mifflin Road, as surveyed by McAlexander Engineer‑ ing on July 11, 1985 ALSO KNOWN AS: 1124 Mifflin Road, Jackson, Tennessee 38301 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Jerry L. Bingham; Robin Bingham; P&G Jack‑ son Employees Federal Credit Union; Discover Bank, Issuer of Discover Card; Earl Bingham or Successors, Trustee of The Potter’s House, an Inter Vivos Land Trust dated June 30, 2011; The Potter’s House, an Inter Vivos Land Trust dated June 30, 2011; E Trade Bank, A Virginia Corporation The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 700‑207555 DATED August 19, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 23, 30, Sept. 6, 2013Fin11599 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated March 27, 2009, and the Deed of Trust of even date securing the same, recorded April 1, 2009, at Book T1854, Page 1525 in Office of the Register of Deeds for Madison County, Tennessee, executed by Steven M. Smith and Aleeta C. Smith, conveying certain property therein described to John Clark, a resident of Weakley County as Trustee for Mortgage Electronic Registration Systems, Inc., acting solely as a nominee for First State Bank and First State Bank successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on October 17, 2013 on or about 11:00 A.M., at the Madison County Courthouse, Jackson, Tennes‑ see, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: Beginning at a stake in the East margin of Chickering Road at the Northwest corner of Lot Number 194 in Section II of Belle Meade Estates Subdivision, a plat of which appears of record in Plat Book 2, Page 228 in the Register’s Office of Madison County, Tennessee, runs thence North 75 degrees 45 minutes East with the north line of said Lot Number 194 a distance of 240 feet, more or less, to a stake; thence North 25 degrees 15 minutes West a distance of 110 feet to a stake in the Southeast corner of Lot Number 196; thence South 75 degrees 45 minutes West with the South line of said Lot Number 96 a distance of 220 feet to a stake in the East margin of Chickering Road; thence South 14 degrees 15 minutes East with the East margin of Chickering Road a distance of 125 feet to the point of beginning. Being Lot Number 195, Section II, of Belle Meade Estates. ALSO KNOWN AS: 106 Chickering Road, Jackson, Tennessee 38305 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Steven M. Smith; Aleeta C. Smith; North Star Capital Acq. LLC The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 817‑225056 DATED August 14, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 23, 30, Sept. 6, 2013Fin11601 SUBSTITUTE TRUSTEE’S SALE WHEREAS, default having been made in the payment of the debts and obligations secured by a Deed of Trust executed on July 16, 1998, by Gale Moore to Sheila B. Stevenson, Trustee, for the benefit of National City Mortgage Co. dba Commonwealth United Mortgage Company and appearing of record in Register’s Office of Madison County, Tennessee, in Book T1139, Page 234; and WHEREAS, the beneficial interest of said Deed of Trust was last transferred and assigned to PNC Bank, National Association and WHEREAS, PNC Bank, National Association, as the holder of the Note for which debt is owed, (“Note Holder”), appointed the undersigned, Priority Trustee Services of TN, LLC, as Substitute Trustee by instrument filed or to be filed for record in the Register’s Office of Madison County, Tennessee, with all the rights, powers and privileges of the original Trustee named in said Deed of Trust; and WHEREAS, pursuant to Tenn. Code Ann. § 35-5-117, not less than sixty (60) days prior to the first publication required by § 35-5-101, the notice of the right to foreclose was properly sent, if so required; and NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable as provided in said Deed of Trust by the Note Holder, and that the undersigned, Priority Trustee Services of TN, LLC, Substitute Trustee, or its duly appointed attorneys or agents, by virtue of the power and authority vested in it, will on Thursday, September 19, 2013, commencing at 1:00 p.m. at the Main entrance (North Door) of the Madison County Courthouse location in Tennessee, proceed to sell at public outcry to the highest and best bidder for cash, the following described property situated in Madison County, Tennessee, to wit: Beginning at a stake in the east margin of Webber Avenue, 450 feet south of the south margin of Bryant Street, the southwest corner of Lot No. 51; runs thence east with the south margin of Lot No. 51, 257 feet to a stake; the south east corner of Lot No. 51; thence south 50 feet to a stake; thence west with the north margin of Lot No. 49, 257 feet to a stake in the east margin of Webber Avenue; thence north and parallel with the east margin of Webber Avenue 50 feet to the point of beginning. Being designated as Lot No. 50 of the Bryant Subdivision, plat of which appears of record in Plat Book 1, Page 109, in the Register’s Office of Madison County, Tennessee. Being the same real estate conveyed to the grantors herein by deed recorded in Deed Book 0586, Page 907, in the Register’s Office of Madison County, Tennessee. PROPERTY ADDRESS: 38 Webber Street, Jackson, TN 38301 CURRENT OWNER(S): Gale Moore The sale of the above-described property shall be subject to all matters shown on any recorded plan; any unpaid taxes; any restrictive covenants, easements or set-back lines that may be applicable; any prior liens or encumbrances as well as any priority created by a fixture filing; and any matter that an accurate survey of the premises might disclose. Substitute Trustee will only convey any interest he/she may have in the property at the time of sale. Property is sold “as is, where is.” For every lien or claim of lien of the state identified above, please be advised notice required by § 67-1-1433 (b)(1) was timely given and that any sale of the property herein referenced will be subject to the right of the state to redeem the land as provided for in § 67-1-1433(c)(1). All right and equity of redemption, statutory or otherwise, homestead, and dower are expressly waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. PRIORITY TRUSTEE SERVICES OF TN, LLC 1587 Northeast Expressway Atlanta, Georgia 30329 770-234-9181 File No.: 1516713 Web Site: www.JFLegal.com Aug. 29, Sept. 5, 12, 2013Fin11602 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated January 22, 2004, and the Deed of Trust of even date securing the same, recorded January 30, 2004, at Book T1553, Page 868 in Office of the Register of Deeds for Madison County, Tennessee, executed by Anthony K. Williams and Christi D. Williams, conveying certain property therein described to R. Bradley Sigler as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Franklin American Mortgage www.thememphisnews.com www.thememphisnews.com August30 30-September August - September 5, 5, 2013 2013 33 33 public notices Company, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on October 31, 2013 on or about 11:00 A.M., at the Madison County Courthouse, Jack‑ son, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Madison County, Tennessee, and being more particularly described as follows: Being Lot Number 504, Section V of Cotton Ridge Estates, a plat of which appears of record in Plat Book 9, Page 202, in the Register’s Office of Madison County, Tennessee, refer‑ ence to which plat is made for a more particular description of said lot. ALSO KNOWN AS: 43 Whitney Cove, Jackson, Tennessee 38305 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Anthony K. Williams; Christi D. Williams The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 1286‑142930 DATED August 27, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 30, Sept. 6, 13, 2013Fin11604 NOTICE OF FORECLOSURE AND SUBSTITUTE TRUSTEE’S SALE Default having been made in the terms and conditions of payments, pursuant to a certain Deed of Trust executed by Jeff A. Davis and Charlene F. Davis, h/w, to Michael S. Hoover, Trustee, dated the 22nd day of October, 2001, and being of record in Book T1330, Page 210, Register’s Office for Madison County, Tennessee, referred to herein as the deed of trust, which conveyed certain real property, appurtenances, estate, title and interest therein in trust to secure the indebtedness described therein, which indebtedness is now due and unpaid and has been declared in default by the lawful owner thereof, Beneficial Tennessee, Inc. Appointment of Substitute Trustee having been duly executed by the holder of the note and beneficiary of said Deed of Trust and appointing William Timothy Hill as Substitute Trustee. NOW, THEREFORE, I, William Timothy Hill, Trustee, pursuant to the said Deed of Trust, having been requested by the owner and holder of said indebtedness so to do, by virtue of the authority and power vested in me by said deed of trust and appointing of Substitute Trustee will on the 20th day of September, 2013, at 12:00 noon, on the front door of the Madison County Courthouse, Jackson, Madison County, Tennessee, sell at public outcry to the highest bidder for cash (or credit upon the indebtedness secured, if the holder is the successful purchaser) the following described property located in Madison County, Tennessee, to wit: Real Estate Lying and being in the Ninth Civil District of Madison County, Tennessee, as referenced in Plat Book 7, Page 26, of the Register’s Office of Madison County, to which reference is made for a more complete description of the land herein conveyed. Containing 3.01 acres, as surveyed by David Hall Land Surveying Company, RLS #943, on May 28, 1977. Tax ID. #124/4.14 Being the same property conveyed to Jeff A. Davis and Charlene F. Davis by Deed at Book 574, Page 438, recorded 6/3/1997, Register’s Office for Madison County, Tennessee. This is improved property known as 803 Deep Gap, Jackson, TN. Other interested parties: Jackson Tennessee Hospital Co. If there is any discrepancy with the street address, the legal description will control. At the time of this publication, the § 35‐5‐117 notice of the right to foreclose was timely forwarded. The sale of the property described in said Deed of Trust shall be subject to any and all instrument of record, prior liens, encumbrances, deeds of trust, easements, restrictions, building lines, unpaid taxes, assessments, penalties and interest, if any. All right and equity of redemption, homestead, dower and all other exceptions are expressly waived in said Deed of Trust, and the title is believed to be good, but the Substitute Trustee will convey and sell only as Substitute Trustee. The right is reserved to adjourn the day of the sale to another day or time certain without further publication, upon announcement at the time for the above. This is an attempt to collect a debt and any information obtained will be used for that purpose. This 28th day of August, 2013. William Timothy Hill, Substitute Trustee Aug. 30, Sept. 6, 13, 2013Fin11605 Foreclosure Notices Shelby County SUBSTITUTE TRUSTEE’S SALE Default having been made in the payment of the debts and obligations secured to be paid by a certain Deed of Trust executed November 15, 2004 by Lillian Jane York, an unmarried person, to Southern Trust, as Trustee, as same appears of record in the office of the Register of Shelby County, Tennessee, in Instrument No. 04200969 and re-recorded at Instrument No. 05003758 and modified at Instrument Numbers 08086234, 10043955, and 12057881, and the undersigned having been appointed Substitute Trustee by instrument recorded in the said Register’s Office, and the owner of the debt secured, Midfirst Bank, having requested the undersigned to advertise and sell the property described in and conveyed by said Deed of Trust, all of said indebtedness having matured by default in the payment of a part thereof, at the option of the owner, this is to give notice that the undersigned will, on Thursday, October 3, 2013 commencing at 10:00 AM, at the Auction.com Room at the Comfort Inn Downtown, 100 North Front Street, Memphis, TN 38103, Shelby County, Tennessee proceed to sell at public outcry to the highest and best bidder for cash, the following described property, to-wit: Situated in County of Shelby, State of Tennessee. Lot 25, First Addition to Riverwood Farms Subdivision, as shown on plat of record in Plat Book 123, Page 6, in the Register’s Office, Shelby County, Tennessee, to which plat reference is hereby made for a more particular description of said property. Tax Parcel ID: 096501-A00025 Property Address: 1458 Wood Trail, Cordova, TN All right and equity of redemption, homestead and dower waived in said Deed of Trust, and the title is believed to be good, but the undersigned will sell and convey only as Substitute Trustee. ARNOLD M. WEISS, Substitute Trustee Weiss Spicer Cash PLLC File # 1882-0108673-FC Aug. 31, Sept. 7, 14, 2013Fin11606 Foreclosure Notices Tipton County NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated February 27, 2004, and the Deed of Trust of even date securing the same, recorded March 3, 2004, at Book 1124, Page 819 in Office of the Register of Deeds for Tipton County, Tennessee, executed by Margaret J. Raines, conveying certain property therein described to Jeanine B. Saylor as Trustee for 1st Trust Bank for Savings; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on October 2, 2013 on or about 10:00 A.M., at the Tipton County Courthouse, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: Lot 36, McLister Place Subdivision, as recorded at Plat Cabinet G, Slide 72, in the Register’s Office of Tipton County, Tennessee to which plat reference is hereby made for a more particular description of said lot. ALSO KNOWN AS: 152 Royal Oaks Drive, Brighton, Tennessee 38011 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Margaret J. Raines; Erin Capital Management, LLC Assignee of Providian National Bank The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 1286‑100457 DATED August 8, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 16, 23, 30, 2013 Fin11595 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated September 30, 2008, and the Deed of Trust of even date securing the same, recorded October 6, 2008, at Book 1413, Page 702 in Office of the Register of Deeds for Tipton County, Tennessee, executed by John Spicer, conveying certain property therein described to Charles E. Tonkin, II as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for Mortgage Investors Group, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested in and imposed upon said Successor Trustee will, on October 2, 2013 on or about 10:00 A.M., at the Tipton County Courthouse, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: Lot 8, Campground Acres, Section A as recorded at Plat Cabinet E, Slide 51 of the Tipton County Register’s Office to which reference is hereby made for a more particular descrip‑ tion of said Lot. ALSO KNOWN AS: 4776 Campground Road, Munford, Tennessee 38058‑ 3463 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: John Spicer The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 1286‑237758 DATED August 8, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 16, 23, 30, 2013 Fin11598 NOTICE OF TRUSTEE’S SALE WHEREAS, default has occurred in the performance of the covenants, terms, and conditions of a Deed of Trust Note dated April 18, 2008, and the Deed of Trust of even date securing the same, recorded April 30, 2008, at Book 1393, Page 714 in Office of the Register of Deeds for Tipton County, Tennessee, executed by Victoria Gardner and Antwan Moore, conveying certain property therein described to Nashville Title as Trustee for Mortgage Electronic Registration Systems, Inc., as nominee for First Choice Funding, Inc., a Delaware Corporation, its successors and assigns; and the undersigned, Wilson & Associates, P.L.L.C., having been appointed Successor Trustee. NOW, THEREFORE, notice is hereby given that the entire indebtedness has been declared due and payable; and that an agent of Wilson & Associates, P.L.L.C., as Successor Trustee, by virtue of the power, duty, and authority vested Related Info Also read our daily edition, The Daily News, in print or online every business day for public notices for Memphis & Shelby County. Go to www.memphisdailynews.com or call 683.NEWS for more information. in and imposed upon said Successor Trustee will, on October 23, 2013 on or about 10:00 A.M., at the Tipton County Courthouse, Covington, Tennessee, offer for sale certain property hereinafter described to the highest bidder FOR CASH, free from the statutory right of redemption, homestead, dower, and all other exemptions which are expressly waived in the Deed of Trust, said property being real estate situated in Tipton County, Tennessee, and being more particularly described as follows: Being at Lot Number 2, Block B, Tatlock Subdivision, as recorded in Plat Book 1, Pages 51 and 52, of the Register’s Office for Tipton County, Tennessee, and thus described: Beginning at a point in the Northwest line of Pinecrest Street, said point being a common corner of Lots 3 and 2; thence Northeasterly along said Northwest line a distance of 150.00 feet to a point in the North‑ west boundary line of the subdivision; thence Southwestwardly along said Northwest line a distance of 100.00 feet to a corner of Lot 3; thence South‑ eastwardly along the line dividing Lots 2 and 3 a distance of 150.00 feet to the point of beginning, according to survey of Larry L. Campbell dated April 18, 1989. ALSO KNOWN AS: 1505 Pine‑ crest Street, Covington, Tennessee 38019 This sale is subject to all matters shown on any applicable recorded plat; any unpaid taxes; any restrictive covenants, easements, or setback lines that may be applicable; any statutory rights of redemption of any governmental agency, state or federal; any prior liens or encumbrances as well as any priority created by a fixture filing; and to any matter that an accurate survey of the premises might disclose. In addition, the following parties may claim an interest in the above-referenced property: Victoria Gardner; Antwan Moore The sale held pursuant to this Notice may be rescinded at the Successor Trustee’s option at any time. The right is reserved to adjourn the day of the sale to another day, time, and place certain without further publication, upon announcement at the time and place for the sale set forth above. W&A No. 700‑149920 DATED August 23, 2013 WILSON & ASSOCIATES, P.L.L.C., Successor Trustee FOR SALE INFORMATION, VISIT WWW. MYFIR.COM and WWW.REALTYTRAC. COM Aug. 30, Sept. 6, 13, 2013Fin11603 Thoughtful Interesting Concise blog.memphisdailynews.com www.thememphisnews.com 34 August 30-September 5, 2013 opinion Children Must Remain Chief Focus of Schools W ith the Labor Day weekend, the first school year of the unified Shelby County Schools system marked several milestones. The one we think counts the most is that we are a month into the school year, and this is the point at which school system leaders hope to have just about every child who is going to attend public schools in Tennessee enrolled. There are all sorts of reasons why some children don’t make it to school on the first day or the first week of the school year. Some are unavoidable. None of them change the importance of what is happening in schools across the country these days, including ours. Education today is about student growth and intervention when students fall behind. Time is of the essence, which one could argue has always been the case in the development of children. But now, more than ever, that time is measured in hours and days, not weeks and months. A lengthy delay in students getting to their first day of the school year may be something that happens every school year. But it is not something that should be taken lightly or accepted without continuing efforts to get as many children as possible in school on the first day of everybody’s school year. Much to his credit, former Memphis City Schools superintendent Kriner Cash was appalled by the ac- ceptance of the late school year start for some students, and he began his tenure in Memphis by battling the inertia around what is a legitimate problem for education. Students who for whatever reason can’t start on time must be helped, and probably helped more given that some of them will not only start late but will change schools several times once the school year does begin for them. But that shouldn’t stop a community wide effort with a simple goal that can be repeated over and over again – the first day of school comes after school registration and school registration is just as important as the first day to have students ready to learn. With better coordination of the multiple community efforts that include free backpacks and school supplies and other back-to-school steps keyed around the registration date and not the first day of school – we can have an opening day of classes that may not be perfect but will certainly be a better school year start. While we are on the subject of coordination, we can’t help but conclude that the school security problems that are totally needless would have been avoided had City Hall fish or cut bait on whether Memphis police would be involved after the merger took effect. Instead school officials heard too many instances of “maybe” and “we’ll get back to you” when a decision was needed to plan for one of the most critical elements of school life outside the classroom. LEAP of Faith MEMPHASIS dan conaway A STEP IN SYNC. I have in my possession a rare document, evidence of a shared spark of hope, a light at the end of all the tunnel vision, a warm fire in that cold cave in Nashville. I have a letter signed by two gentlemen of color – one black and blue, one white and red – pledging cooperation in a state program that could genuinely and uniquely benefit Memphis rather than target and isolate it. Think of it as Auburn and Alabama, Ole Miss and Mississippi State, Pelosi and Boehner, wet ribs and dry ribs, humans and Klingons – all together to save the universe. I have a letter jointly from and signed by state senator Reginald Tate, Chair of the Shelby County Legislative Delegation, and state senator Mark Norris, Senate Majority Leader. Told you it was rare. But before I put it on eBay, I’m going to hold onto it long enough to see if it works out. If it does, a lot more of us are going to work and it’s going to be worth a lot more than just the words and promises we’re used to around here. The letter is an invitation to city council chair Edmund Ford and the council to join “A Conversation About Work” to be held next week at the University of Memphis. The letter names Offense Best Defense In Music Lawsuit? filed by Thicke and co-songwriters Pharrell The crossword clue was “Gray areas, Williams and T.I. The defendants are Marvin maybe.” The answer was BORDER LINES. Gaye’s family, Funkadelic and Bridgeport With 11 letters, it fit nicely across the Music. puzzle’s center. The Thicke group claim that the When I saw the word “lines” Gaye group has alleged that “Got to was involved, I pulled for Give It Up” and “Blurred Lines” have “blurred” to be the first word. striking similarities, that they “feel” Too many letters, though. In or “sound” the same. And that the “Blurred Lines,” we have a pop “Gaye defendants are claiming culture-intellectual property ownership of an entire genre, as dispute. News of which did not opposed to a specific work.” break until suit was filed. VIC FLEMING Funkadelic is said to have The plaintiffs claim to I SWEAR claimed there’s an inapproprihave “the utmost respect for ate similarity between Blurred Lines and and admiration of Marvin Gaye, Funkadelic its song, “Sexy Ways.” Bridgeport owns the and their musical legacies,” but must “relucrights to both “Sexy Ways” and “Got to Give tantly file this action in the face of multiple It Up.” adverse claims from alleged successors So, you get the scenario: A demand in interest to those artists.” Read that: “No letter goes out from one group to the other: respect and admiration at all for the actual “You copied off my paper. You made an A. defendants.” Now, I demand some of what that A is getBefore reading the rest of this column, ting you.” take a trip over to YouTube and listen, first, “I did not copy off your work. I made this to the Marvin Gaye song “Got to Give It Up.” A all on my own. Leave me alone.” Which was No. 1 on the U.S. Billboard Hot Before the claimants could sue, the 100 for a week in June 1977. How it got there A-makers preempted the effort. They claim I’ll never understand. (might we presume adamantly?) that Now, listen to Robin Thicke’s song “there are no similarities between plaintiffs’ “Blurred Lines.” The latter is in its 10th or composition and those the claimants allege 11th week as Billboard’s No. 1 song. See last they own, other than commonplace musical sentence of prior paragraph. elements. … Plaintiffs created a hit and did it Now make a list of the similarities without copying anyone else’s composition.” and differences. I jest, of course, with that Meanwhile, all involved hope “Blurred directive (what do you think this is, a test?). Lines” just keeps on keeping on. And the However, having listened to the two tunes rest of us can sit back and enjoy the music. back-to-back, you might better understand why there is litigation pending. Fleming is a district court judge in Little My source is the Huffington Post, which Rock. Contact him at [email protected]. cites The Hollywood Reporter. Suit was various commissioners and representatives from state acronyms, education officials, funding foundations, not-forprofits and important people who will attend and they hope will attend. The two most important words in the preceding paragraph are conversation and hope. In the case of conversation, we’ve forgotten that progress is impossible unless we can talk to each other. As for hope, those with the least need of it are systematically removing it from those who need it the most. What they’re going to talk about next week is LEAP (Labor Education Alignment Program), the new law championed by Norris and enacted last year that allows students at Tennessee’s technology centers and colleges the opportunity to combine occupational training in a high-skill or high-technology industry with academic credit and to apply that experience toward a degree. A conversation between the people who need jobs done, the people who need to teach and train others for those jobs, and the people who need the jobs. A conversation about the pragmatic return of self-worth and community to replace soul-sucking unemployment and under employment. A conversation about a solution to the problem that experts predict is coming in five years – over half of all jobs in Tennessee will require postsecondary credentials beyond a high school degree. In short, a joint conversation about hope. Over the past few years, I’ve come after Mark Norris hard in this column, and while I’m not apologizing for that nor he to me for doing things that fry my bacon, I’d like to say this to my old friend. Pull this off and the next one’s on me, and you can name the place. I’m a Memphian, and we’re about to share a conversation. Dan Conaway is a lifelong Memphian, longtime adman and aspiring local character in a city known for them. Email: at [email protected]. www.thememphisnews.com August 30-September 5, 2013 35 SEMINAR SERIES SEMINAR SERIES 2013 CARE 2013 HEALTH HEALTH CARE STATE OF THE INDUSTRY STATE OF THE INDUSTRY Thursday, September 19th @ 3:30 PM, Brooks Museum Of Art Auditorium 1934 Poplar Ave • Memphis, TN 38104 Join us foR a CoMpRehensive oveRvieW of the state of the health CaRe industRy. ouR panel of industRy expeRts Will take an in-depth look at the tRends, Challenges, oppoRtunities & outlook foR the futuRe. KEYNOTE SPEAKER Reginald W. CoopWood, M.d. President/CEO Regional Medical Center Dr. Reginald W. Coopwood is currently the President and CEO of Regional Medical Center, the position he has held since March 1, 2010. Prior to moving to Memphis, Dr. Coopwood was the CEO of the Metropolitan Nashville Hospital Authority. A board certified surgeon, Dr. Coopwood served as Associate Clinical Professor of Surgery at Vanderbilt University School of Medicine and Associate Professor of Surgery at Meharry Medical College. He currently is on the faculty of the University of Tennessee in the Department of Surgery. The concerted spirit that Dr. Coopwood inspires in those at Regional Medical Center and across our city is remarkable. His giving, compassionate approach has had a positive impact on both the health system and the community it serves. His work at Regional Medical Center is complemented by his commitment to the health and well-being of the individuals in our community. sponsored by: SEATING IS LIMITED – REGISTER ONLINE NOW http://seminars.memphisdailynews.com www.thememphisnews.com 36 August 30-September 5, 2013 Nice place you’ve got here. We’d like to help you keep it that way. We’re Georgia-Pacific and proud to be growing in Memphis. It’s exciting to be part of the community and we look forward to building a bright future with you in the coming years. GP.com ©2013 Georgia-Pacific LLC. All rights reserved.
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