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PDF File - unicede

UNICEDE®/px Data Exchange Format Preparer’s Guide
Primary Property and Workers’ Compensation Exposures
Touchstone Product Version 2.0
CLASIC/2 Product Version 15.0
Release Date: August 2014
Copyright
2014 AIR Worldwide. All rights reserved.
Information in this document is subject to change without notice.
No part of this document may be reproduced or transmitted in any form, for any purpose, without the express written permission of AIR Worldwide (AIR).
Trademarks
AIR Worldwide is a registered trademark. CATRADER, CATStation, Touchstone, and UNICEDE are registered trademarks of AIR Worldwide. ALF, CEDE,
CLASIC/2, and CLF Touchstone are trademarks of AIR Worldwide.
In accordance with international patent conventions and treaties, if you use these trademarked items in any document you must also include the trademark
symbol and prominently acknowledge AIR as the owner of the trademarks.
AIR is a member of the Verisk Insurance Solutions group at Verisk Analytics.
Confidentiality
AIR invests substantial resources in the development of its models, modeling methodologies and databases. This document contains proprietary and
confidential information and is intended for the exclusive use of AIR clients who are subject to the restrictions of the confidentiality provisions set forth in
license and other nondisclosure agreements.
Revision History
Revision Date
Description
June 15, 2013
Updated to reflect newly released model and software enhancements for CLASIC/2 Version 15.0 and Touchstone Version 1.5.
July 18, 2013
Update construction codes for Australia and New Zealand.
July 15, 2014
Updated for Touchstone v2.0 and v16.0 products.
Revision Date
Description
August 21, 2014
Updated to include U.S. Inland Flood secondary modifiers.
August 25, 2014
Updated to remove Cavity Double Brick construction class for New Zealand.
Contact Information
If you need assistance in using the software or understanding the information in this document, please contact AIR Worldwide. To contact AIR
Worldwide via email, please use:
•
•
[email protected] for Touchstone questions
[email protected] for suggestions or questions regarding the documentation
AIR is headquartered in Boston with additional offices in North America, Europe, and Asia. For information on our office locations, visit www.airworldwide.com/About-AIR/Offices/.
Table of Contents
®
UNICEDE /px Data Exchange Format Preparer’s Guide ....................................................................................... i
Table of Contents ...................................................................................................................................................... i
List of Tables............................................................................................................................................................. x
1
Introduction ...................................................................................................................................................... 1
What's New ........................................................................................................................................................ 2
2
UNICEDE/px Data Exchange Format .............................................................................................................. 3
Important Notes about Preparing a UNICEDE/px File ....................................................................................... 4
3
Summary of Record Types .............................................................................................................................. 6
Header Record Summary................................................................................................................................... 7
Policy Record Summary ..................................................................................................................................... 8
Step Function Record Summary ........................................................................................................................ 9
Layer Record Summary ................................................................................................................................... 11
Sublimit Record Summary................................................................................................................................ 13
Location Record Summary ............................................................................................................................... 15
Location Detail Record Summary .................................................................................................................... 18
Offshore Location Detail Record Summary...................................................................................................... 21
Industrial Facility Component Record .............................................................................................................. 23
Workers’ Compensation Record Summary ...................................................................................................... 24
4
Details of Each Record Type ......................................................................................................................... 26
Policy Record (Record Type 60) ...................................................................................................................... 26
Step Function Record (Record Type 60.1) ...................................................................................................... 30
AIR Client Confidential
i
Layer Record (Record Type 61) ....................................................................................................................... 35
Sublimit Record (Record Type 62) ................................................................................................................... 46
Location Record (Record Type 63) .................................................................................................................. 53
Location Detail Record (Record Type 64) ........................................................................................................ 72
Offshore Location Detail Record (Record Type 64.1) ...................................................................................... 77
Industrial Facility Component Record (Record Type 64.2) .............................................................................. 80
Workers’ Compensation Record (Record Type 65) ......................................................................................... 81
APPENDICES .......................................................................................................................................................... 85
A
Geographic Resolution .................................................................................................................................. 86
B
Country Codes ................................................................................................................................................ 89
C
Area Schemes ................................................................................................................................................. 95
D
Area and CRESTA Codes ............................................................................................................................ 107
Anguilla (country code= 181) ......................................................................................................................... 107
Antigua and Barbuda (country code = 237) ................................................................................................... 108
Aruba (country code = 154) ............................................................................................................................ 108
Australia (country code = 23) ......................................................................................................................... 108
Austria (country code = 26) ............................................................................................................................ 109
Bahamas (country code = 12) ........................................................................................................................ 111
Barbados (country code = 39) ........................................................................................................................ 111
Area Codes ............................................................................................................................................. 111
CRESTA Codes ...................................................................................................................................... 112
Belgium (country code = 2) ............................................................................................................................ 112
Belize (country code = 54) ............................................................................................................................. 112
Bermuda (country code = 14)......................................................................................................................... 113
ii
Bulgaria (country code = 220) ........................................................................................................................ 113
Canada (country code = 18)........................................................................................................................... 114
Cayman Island (country code = 40) ............................................................................................................... 114
Chile (country code = 30) ............................................................................................................................... 115
China (country code = 53) .............................................................................................................................. 115
Area Codes ............................................................................................................................................. 115
Colombia (country code = 25) ........................................................................................................................ 116
Costa Rica (country code = 49) ...................................................................................................................... 116
Cuba (country code = 75) ............................................................................................................................... 117
Cyprus (country code = 76) ............................................................................................................................ 117
Czech-Republic (country code = 77) .............................................................................................................. 117
Denmark (country code = 3) ........................................................................................................................... 118
Dominica (country code = 79) ........................................................................................................................ 119
Dominican Republic (country code = 41) ....................................................................................................... 119
Area Codes ............................................................................................................................................. 119
CRESTA Codes ...................................................................................................................................... 120
El Salvador (country code = 47) ..................................................................................................................... 120
Estonia (country code = 84) ........................................................................................................................... 120
Finland (country code = 89) ........................................................................................................................... 121
France (country code = 4) .............................................................................................................................. 123
Germany (country code = 5) .......................................................................................................................... 124
Grenada (country code = 103) ....................................................................................................................... 126
Greece (country code = 37) ........................................................................................................................... 127
iii
Area Codes ............................................................................................................................................. 127
CRESTA Codes ...................................................................................................................................... 128
Guadeloupe (country code = 104).................................................................................................................. 129
Guatemala (country code = 46)...................................................................................................................... 130
Gulf of Mexico (country code = 57) ................................................................................................................ 130
Haiti (country code = 108) .............................................................................................................................. 131
Honduras (country code = 48) ........................................................................................................................ 131
Hong Kong (country code = 52) ..................................................................................................................... 131
Hungary (country code = 111) ........................................................................................................................ 132
India (country code = 113) ............................................................................................................................. 132
Indonesia (country code = 45) ........................................................................................................................ 133
Ireland (country code = 27) ............................................................................................................................ 134
Israel (country code = 20) .............................................................................................................................. 134
Area Codes ............................................................................................................................................. 134
CRESTA Codes ...................................................................................................................................... 135
Italy (country code = 19) ................................................................................................................................. 135
Area Codes ............................................................................................................................................. 135
CRESTA Codes ...................................................................................................................................... 137
Jamaica (country code = 22) .......................................................................................................................... 138
Area Codes ............................................................................................................................................. 138
CRESTA Codes ...................................................................................................................................... 139
Japan (country code = 21) ............................................................................................................................. 139
Latvia (country code = 127) ............................................................................................................................ 140
Lithuania (country code = 131)....................................................................................................................... 141
Luxembourg (country code = 6) ..................................................................................................................... 142
iv
Area Codes ............................................................................................................................................. 142
CRESTA Codes ...................................................................................................................................... 142
Martinique (country code = 139) .................................................................................................................... 143
Mexico (country code = 28) ............................................................................................................................ 143
Area Codes ............................................................................................................................................. 143
Mexico Earthquake CRESTA Codes ...................................................................................................... 144
Mexico Hurricane CRESTA codes .......................................................................................................... 145
Montserrat (country code = 146) .................................................................................................................... 146
Netherlands (country code = 7) ...................................................................................................................... 146
Netherlands Antilles (country code = 153) ..................................................................................................... 147
New Zealand (country code = 24) .................................................................................................................. 147
Nicaragua (country code = 55) ....................................................................................................................... 148
Norway (country code = 8) ............................................................................................................................. 148
Panama (country code = 56) .......................................................................................................................... 150
Peru (country code = 33) ................................................................................................................................ 150
Philippines (country code = 44) ...................................................................................................................... 151
Poland (country code = 171) .......................................................................................................................... 152
Portugal (country code = 35) .......................................................................................................................... 154
Area Codes ............................................................................................................................................. 154
CRESTA Codes ...................................................................................................................................... 154
Puerto Rico (country code = 15) .................................................................................................................... 156
Area Codes ............................................................................................................................................. 156
CRESTA Codes ...................................................................................................................................... 157
Romania (country code = 176) ....................................................................................................................... 158
St. Barts (country code = 244) ....................................................................................................................... 159
v
St. Kitts and Nevis (country code = 180) ........................................................................................................ 159
St. Lucia (country code = 182) ....................................................................................................................... 159
St. Maarten (country code = 16)..................................................................................................................... 160
St. Martin (country code = 17) ........................................................................................................................ 160
St. Vincent and the Grenadines (country code = 184) ................................................................................... 160
Slovakia (country code = 193) ........................................................................................................................ 161
Slovenia (country code = 195) ....................................................................................................................... 161
South Korea (country code = 50) ................................................................................................................... 161
Sweden (country code = 9) ............................................................................................................................ 162
Switzerland (country code = 10)..................................................................................................................... 162
Taiwan (country code = 43) ............................................................................................................................ 163
Trinidad and Tobago (country code = 42) ...................................................................................................... 164
Area Codes ............................................................................................................................................. 164
CRESTA Codes ...................................................................................................................................... 164
Turkey (country code = 38) ............................................................................................................................ 164
Turks and Caicos Islands (country code = 214) ............................................................................................. 166
United Kingdom (country code = 11).............................................................................................................. 166
Area Codes ............................................................................................................................................. 166
CRESTA Codes ...................................................................................................................................... 168
U.S. States (country code = 1) ....................................................................................................................... 170
Venezuela (country code = 29) ...................................................................................................................... 171
Virgin Islands (British) (country code = 121) .................................................................................................. 171
Virgin Islands (U.S.) (country code = 13) ....................................................................................................... 172
E
Subarea Codes ............................................................................................................................................. 173
vi
F
Postal Delivery Areas................................................................................................................................... 176
G
Coverages ..................................................................................................................................................... 179
H
Workers’ Compensation and Personal Accident Defaults....................................................................... 180
Workers’ Compensation ................................................................................................................................. 180
Personal Accident .......................................................................................................................................... 181
I
Currency Codes ............................................................................................................................................ 182
J
Perils Covered Codes .................................................................................................................................. 187
United States .................................................................................................................................................. 187
Canada ........................................................................................................................................................... 188
Mexico ............................................................................................................................................................ 190
Gulf of Mexico ................................................................................................................................................ 190
Caribbean ....................................................................................................................................................... 190
Central and South America ............................................................................................................................ 191
China .............................................................................................................................................................. 191
Europe ............................................................................................................................................................ 192
India Perils ...................................................................................................................................................... 192
Japan Perils .................................................................................................................................................... 193
Southeast Asia Perils ..................................................................................................................................... 193
South Korea Perils ......................................................................................................................................... 194
Australia Perils ............................................................................................................................................... 194
New Zealand Perils ........................................................................................................................................ 194
K
Validation Rules for Unknown Construction/Occupancies ..................................................................... 195
L
Construction Class Codes .......................................................................................................................... 196
U.S. and Canada Construction Class Codes ................................................................................................. 196
vii
Mexico Construction Class Codes ................................................................................................................. 201
Gulf of Mexico Construction Class Codes ...................................................................................................... 203
Caribbean Construction Class Codes ............................................................................................................ 203
Central America Construction Class Codes ................................................................................................... 206
South America Construction Class Codes ..................................................................................................... 208
Europe Construction Class Codes ................................................................................................................. 209
India Construction Class Codes ..................................................................................................................... 211
Japan Construction Class Codes ................................................................................................................... 212
China Construction Class Codes ................................................................................................................... 216
Southeast Asia Construction Codes .............................................................................................................. 217
South Korea Construction Codes ................................................................................................................... 218
Australia/New Zealand Construction Codes .................................................................................................. 221
M
Construction Class Descriptions ............................................................................................................... 224
Unknown Construction ................................................................................................................................... 225
Wood Construction ......................................................................................................................................... 225
Masonry Construction .................................................................................................................................... 226
Concrete Construction.................................................................................................................................... 227
Steel Construction .......................................................................................................................................... 228
Japan Composite Construction ...................................................................................................................... 230
Special Construction ...................................................................................................................................... 232
Mobile Home Construction ............................................................................................................................. 234
Bridge Construction ........................................................................................................................................ 234
Pavement Construction .................................................................................................................................. 235
Dam Construction ........................................................................................................................................... 235
Tunnel Construction ....................................................................................................................................... 235
viii
Storage Tank Construction............................................................................................................................. 236
Pipeline Construction ..................................................................................................................................... 236
Chimney Construction .................................................................................................................................... 236
Tower Construction ........................................................................................................................................ 237
Equipment Construction ................................................................................................................................. 237
Miscellaneous Construction ........................................................................................................................... 238
Automobile Construction ................................................................................................................................ 239
Marine Craft Construction .............................................................................................................................. 239
Marine Cargo Construction ............................................................................................................................ 240
Offshore Asset Construction .......................................................................................................................... 242
N
Occupancy Class Codes ............................................................................................................................. 245
U.S. and Canada Occupancy Class Codes ................................................................................................... 245
Mexico Occupancy Class Codes ................................................................................................................... 251
Gulf of Mexico Occupancy Class Codes ........................................................................................................ 253
Caribbean Occupancy Class Codes .............................................................................................................. 253
Central America Occupancy Class Codes ..................................................................................................... 259
South America Occupancy Class Codes ....................................................................................................... 265
Europe Occupancy Class Codes ................................................................................................................... 267
India Occupancy Class Codes ....................................................................................................................... 271
Japan Occupancy Class Codes ..................................................................................................................... 276
China Occupancy Class Codes ..................................................................................................................... 282
Southeast Asia Occupancy Class Codes....................................................................................................... 285
South Korea Occupancy Class Codes ........................................................................................................... 287
Australia and New Zealand Occupancy Class Codes ................................................................................... 290
ix
O
Occupancy Class Descriptions .................................................................................................................. 296
Unknown Occupancy ..................................................................................................................................... 297
Residential Occupancies ................................................................................................................................ 297
Commercial Occupancies .............................................................................................................................. 298
Industrial Occupancies ................................................................................................................................... 300
Restaurant Occupancy ................................................................................................................................... 302
Mercantile Occupancies ................................................................................................................................. 303
Public Occupancies ........................................................................................................................................ 303
Education Occupancies.................................................................................................................................. 304
Transportation Occupancies .......................................................................................................................... 304
Utility Occupancies ......................................................................................................................................... 305
Miscellaneous Occupancies ........................................................................................................................... 306
Industrial Facility Occupancies ....................................................................................................................... 307
Offshore Asset Occupancies .......................................................................................................................... 313
P
Location Detail Codes.................................................................................................................................. 315
Q
Industrial Facility Component and Subcomponent Codes ...................................................................... 345
List of Tables
Table 1 Modeled Countries ................................................................................................................................................... 89
Table 2 Non-Modeled Countries ........................................................................................................................................... 91
Table 3 Workers' Compensation Defaults ......................................................................................................................... 180
Table 4 Personal Accident Compensation Defaults ........................................................................................................ 181
x
Table 5 Currency Codes for Modeled Countries .............................................................................................................. 182
Table 6 Currency Codes for Non-Modeled Countries ..................................................................................................... 184
xi
1
Introduction
®
Touchstone is AIR’s newest platform that combines customizable user interfaces, integrated data quality tools, and award-winning spatial
analytics to help companies understand their risk like never before. Intuitive, flexible, powerful, and fast, Touchstone represents the next
generation of catastrophe modeling.
CLASIC/2™ enables underwriters, risk managers, and others to assess catastrophe loss risk down to the individual location level. Utilizing
detailed exposure information and supporting a wide variety of insurance policy and reinsurance treaty terms, CLASIC/2 facilitates better risk
selection, underwriting, and pricing decisions.
®
CATStation provides browser-based access to the tools that underwriters need to evaluate risk and enforce corporate guidelines for risk
accumulation and loss potential. AIR’s CATStation is designed to improve catastrophe risk management throughout an organization. This
translates to better information with which to support risk selection, underwriting, and pricing decisions.
®
The UNICEDE /px Primary Data Exchange Format allows primary insurers to transfer detailed exposure information to Touchstone,
CLASIC/2, and CATStation. Primary companies can use this format for all types of workers’ compensation insurance and property insurance,
including commercial, residential, single-location, multi-location and excess insurance.
Note
Data in the UNICEDE/px Primary Data Exchange Format intended for international use (e.g., CRESTA codes, currencies, exchange rates, etc.)
is applicable solely to Touchstone and CLASIC/2. CATStation evaluates risks and loss potential for the U.S. only.
Facultative reinsurers should use UNICEDE/fx Facultative Data Exchange Format to enter exposure information on assumed facultative
business.
1
Note
For CLASIC/2 import instructions, see the CLASIC/2 Online Help or the CLASIC/2 User Manual. For Touchstone import instructions, see the
Touchstone Online Help. For CATStation import instructions, see the CATStation Online Help.
What's New
This version of the UNICEDE/px format includes several model changes and software updates, as noted in the following list. See the
Touchstone Version 2.0 Release Notes for a full list of improvements and details about Touchstone. Version 15.0 is the current version
for CLASIC/2.
•
New U.S. Severe Thunderstorm and U.S. Inland Flood secondary modifiers.
•
AIR Hurricane Model for Offshore Assets has been introduced for Touchstone 2.0. Previously this model was only available for CLASIC/2.
The Industry Exposure Database (IED) has been updated using the Bureau of Ocean Energy Management, Regulation, and Enforcement
(BOEMRE) public database for platforms in federal waters, and a private vendor (RigZone) database for mobile rigs and floating platforms.
•
AIR’s Canada and U.S. Earthquake models have been combined into a region-wide model that can support policy conditions that cover
U.S. and Canadian locations. The Canada model has new support for CRESTA geographic resolution.
•
For the AIR Typhoon Model for China, exposures can now be coded with the PPH peril code to explicitly capture a risk as being covered
for precipitation-induced flood. In prior releases, wind and precipitation-induced flood shared a common peril code PWH.
Other updates and clarifications to the documentation.
•
2
2
UNICEDE/px Data Exchange Format
A UNICEDE/px Data Exchange Format (or UNICEDE/px) file contains all the data necessary for performing a Touchstone, CLASIC/2, or
CATStation analysis. AIR designed the format based on the considerations listed below. The contents of the file should be easy to read by
both people and computer software in any operating system. It is particularly important that the information contained in a UNICEDE/px file be
readable by people who are not computer specialists so that the data can be easily proofread and the individual elements of the file can be
easily referenced.
•
•
•
•
The protocol should be easily extended when necessary while remaining compatible with prior versions, if any.
The file must be a pure ASCII text file. It must contain only the following ASCII characters:
 Printable decimal ASCII values 32 through 126
 Nonprintable decimal ASCII values 13 (i.e., CARRIAGE RETURN) and 10 (LINEFEED).
The presence of any other characters may result in the software rejecting the source file or ignoring the character.
The Line of Business field cannot contain any dashes (-).
3
Important Notes about Preparing a UNICEDE/px File
In general, the body of the UNICEDE/px file contains a series of records with one record per line and successive records separated by a
record separator, i.e., a pair of characters — carriage return and linefeed. Each record contains a number of fields separated by a comma.
•
•
•
•
•
No field in the file should be skipped or left blank.
All monetary values should be in the currency indicated for that record.
Data intended for international use (e.g., CRESTA codes, currencies, exchange rates, etc.) is applicable solely for Touchstone and
CLASIC/2. CATStation evaluates risks and loss potential for the U.S. only.
All values must be provided in single units, and not in hundreds, thousands or millions.
Records must be organized in the following order:
1. The first line represents the header record.
2. The next line represents the first policy (60) record, followed by all other records for this policy.
3. For policies with step functions, the step function (60.1) record should follow the corresponding policy (60) record.
4. The sublimit (62) should immediately follow the corresponding limit (61) record.
5. The location detail (64) should immediately follow the corresponding location (63) record.
6. For offshore platform policies, the offshore location detail (64.1) should immediately follow the corresponding location (63) record.
7. For industrial facility policies, the industrial facility component (64.2) should immediately follow the corresponding location (63) record
8. The worker’s compensation (65) should immediately follow the corresponding location (63) and location detail (64) records.
4
Figure 1 Sample UPX File, Excerpt
5
3
Summary of Record Types
There are 10 types of records in the body of a UNICEDE/px file:
•
•
•
•
•
•
•
•
•
•
Header Record (see page 7)
Policy Record (see page 8)
Step Function Record Summary (see page 9)
Layer Record Summary (see page 11)
Sublimit Record (see page 13)
Location Record (see page 15)
Location Detail Record (see page 18)
Offshore Location Detail Record Summary (see page 21)
Industrial Facility Component Record (see page 23)
Workers’ Compensation Record Summary(see page 24)
6
Header Record Summary
Required record.
#
Field
Required Type
1
RecTypeCode
*
const int
2
Version
*
char
8
3
SourceDate
*
char
8
4
SourceContact
char
30
5
SourceCompany
char
60
6
SourcePhone
char
20
7
SourceEmail
char
30
8
ProjectName
char
30
9
ProjectContact
char
30
10
InforceDate
char
8
11
PerilsCovered
char
30
12
DataFor
char
30
13
PolicyType
14
BaseCurrency
15
Comments
*
*
Size
Default
Value
Code
Description
***1
16.0.0 for both CLASIC/2
and Touchstone
Format: YYYYMMDD
Format: YYYYMMDD
char
char
3
char
100
Format: ##.#.##
USD
SL
Single location
ML
Multiple location
EX
Excess
FR
Facultative/Reinsurance
Reserved for future use. A base
currency of USD is assumed.
7
Policy Record Summary
Required record. For details about these fields, see page 26.
#
Field
Description
1
RecTypeCode
Use record type 60 for policy records
2
PolID
Policy identifier
3
Name
Insured name
4
Address
Insured address
5
UDF1
User-defined field 1
6
UDF2
7
UDF3
8
UDF4
9
UDF5
10
InsuredIDType
Insured ID type
11
InsuredID
Insured ID
12
EffFrom
Effective start date
13
EffTo
Effective end date
14
Currency
Currency name
15
ExchRate
Currency exchange rate (Reserved for future use)
16
UserLOB
User line of business
17
Peril
Peril code
18
PolForm
Policy form
19
Status
Status
20
ContractType
Type of contract
8
Step Function Record Summary
Required only for policies containing step functions.
For details about these fields, see page 30.
#
Field
Description
1
RecTypeCode
Use record type 60.1 for step function records
2
PolID
Policy identifier
3
NumberOfSteps
Number of steps in the step function, which determines how many times fields 5-19 are repeated in this
record
4
TriggerType
Indicates how and for which coverages payouts are triggered
Fields 5-19 are repeated for each step in the step function represented by this record. That is, if you have three steps defined, you
must fill out fields 5-19 three times each for a total of 49 fields: the first 4 fields that describe the step function as a whole, followed
by fields 5-19 for the first step, then fields 5-19 for the second step, etc.
5
TriggerBuildingStart
Beginning of the building (Coverage A) damage range over which the corresponding payout(s) should
be made
6
TriggerBuildingEnd
End of the building (Coverage A) damage range over which the corresponding payout(s) should be
made
7
DeductibleBuilding
Building deductible that can be used, for example, to account for fire policies before applying step
functions
8
PayoutBuilding
Payout that covers building (Coverage A) losses for this step
9
TriggerContentsStart
Beginning of the contents (Coverage C) damage range over which the corresponding contents payout
should be made
10
TriggerContentsEnd
End of the contents (Coverage C) damage range over which the corresponding contents payout should
be made
11
DeductibleContents
Contents deductible that can be used, for example, to account for fire policies before applying step
functions
12
PayoutContents
Payout that covers contents (Coverage C) losses for this step
9
#
Field
Description
13
TriggerBuilding+
ContentsStart
Beginning of the combined building and contents (Coverages A and C) damage range over which the
corresponding payout(s) should be made
14
TriggerBuilding+
ContentsEnd
End of the combined building and contents (Coverages A and C) damage range over which the
corresponding payout(s) should be made
15
DeductibleBuilding+
Contents
Combined building and contents deductible that can be used, for example, to account for fire policies
before applying step functions
16
PayoutBuilding+
Contents
Payout that covers combined building and contents (Coverages A and C) losses for this step
17
MinimumTIV
Minimum replacement value for which payouts to the corresponding damage range will be allowed.
18
ScaleFactor
Percentage factor used to scale calculated losses
19
LimitAtDamage
Indicates whether the payout is limited by the actual ground-up loss
10
Layer Record Summary
REQUIRED FOR: (1) Excess policies, (2) policies containing blanket coverage terms or (3) policies with coverage-specific terms. Provide a
layer record for each layer. For details about these fields, see page 35.
#
Field
Description
1
RecTypeCode
Use record type 61 for layer records
2
PolID
Policy identifier
3
LayerID
Policy layer identifier
4
Premium
Premium
5
Peril
Peril codes
6
LimitType
Limit type
7
Limit1
Limit 1
8
Limit2
Limit 2
9
AttachPt
Attachment point amount
10
LimitA
Limit for Coverage A
11
LimitB
Limit for Coverage B
12
LimitC
Limit for Coverage C
13
LimitD
Limit for Coverage D
14
AttachPtA
Attachment point for Coverage A
15
AttachPtB
Attachment point for Coverage B
16
AttachPtC
Attachment point for Coverage C
17
AttachPtD
Attachment point for Coverage D
18
DedType
Deductible type
19
DedAmt1
Deductible amount 1
20
DedAmt2
Deductible amount 2
11
#
Field
Description
21
Reinst
Number of reinstatements of limit
22
ReinsCount
Number of ceded reinsurance contracts
23
ReinsOrder
Reinsurance order field
24
ReinsType
Ceded reinsurance type
25
ReinsCID
Certificate or program ID
26
ReinsField1
Ceded reinsurance field 1
27
ReinsField2
28
ReinsField3
29
ReinsField4
12
Sublimit Record Summary
Note
Provide a sublimit record for each peril for each geographic area, only if required by the terms of the contract.
For details about these fields, see on page 46.
#
Field
Description
1
RecTypeCode
Use record type 62 for sublimit records
2
PolID
Policy identifier
3
LayerID
Policy layer identifier
4
AreaCode
Sublimit area code
5
Peril
Sublimit peril code
6
LimitType
Sublimit type
7
Limit1
Sublimit field 1
8
Limit2
Sublimit field 2
9
LimitA
Coverage A limit
10
LimitB
Coverage B limit
11
LimitC
Coverage C limit
12
LimitD
Coverage D limit
13
AttachPt
Attachment point amount
14
AttachPtA
Attachment point for Coverage A
15
AttachPtB
Attachment point for Coverage B
16
AttachPtC
Attachment point for Coverage C
17
AttachPtD
Attachment point for Coverage D
13
#
Field
Description
18
DedType
Deductible type
19
DedAmt1
Deductible amount 1
20
DedAmt2
Deductible amount 2
21
Reinst
Number of reinstatements of limit
14
Location Record Summary
Required record. For details about these fields, see page 53.
#
Field
Description
1
RecTypeCode
Use record type 63 for location records
2
PolID
Policy identifier
3
LocID
Location identifier
4
ISOBIN
ISO Building Identification Number
5
Name
Location name
6
Address
Street address
®
For offshore platforms, Complete Area Definition
7
City
City
For offshore platforms, AIR ID
8
AreaScheme
Area scheme
9
Area
Area — state, CRESTA zone, etc.
10
SubArea
Subarea — in the U.S. this is the county code
11
PostalArea
Postal area
For offshore platforms, Block
12
Country
Country code
13
GeoLat
Latitude
14
GeoLong
Longitude
15
EffFrom
Effective start date
16
EffTo
Effective end date
17
Currency
Currency name
15
#
Field
Description
18
ExchRate
Currency exchange rate (Reserved for future use)
19
RiskCount
Number of risks
20
RepValBldg
Replacement value for Coverage A
21
RepValOStr
Replacement value for Coverage B
22
RepValCont
Replacement value for Coverage C
23
RepValTime
Replacement value for Coverage D
24
RVDaysCovered
Number of days covered by RepValTime
25
Premium
Premium
26
ConType
Construction code type
27
ConBldg
Construction class — building
28
ConOStr
Construction class — other structures
29
DamageModFactor
Contents damage modification factor
30
OccType
Occupancy code type
31
Occ
Occupancy class
32
YearBuilt
Year built/upgrade
33
Stories
Number of stories
34
GRCBldg
Guaranteed replacement cost factor, building (default 1.0)
35
GRCCont
Guaranteed replacement cost factor, contents (default 1.0)
36
GrossArea
Gross area of the building (e.g., square feet or square meters)
37
PerilCount
Number of peril combinations
38
Peril
Peril(s) covered code
39
LimitType
Limit type
40
Limit1
Coverage A limit
16
#
Field
Description
41
Limit2
Coverage B limit
42
Limit3
Coverage C limit
43
Limit4
Coverage D limit
44
Participation
Percentage of risk covered by the insurer
45
Participation2
Percentage of risk owned by the insured (Working Interest)
46
DedType
Deductible type
47
Ded1
Deductible 1
48
Ded2
Deductible 2
49
Ded3
Deductible 3
50
Ded4
Deductible 4
51
Territory
User-defined territory code
52
SublimitArea
User-defined sublimit area code
53
ReinsCount
Number of reinsurance contracts
54
ReinsOrder
Reinsurance order
55
ReinsType
Ceded reinsurance type
56
ReinsCID
Certificate or program ID
57
Reinsfield1
58
Reinsfield2
59
Reinsfield3
60
Reinsfield4
17
Location Detail Record Summary
The location detail record is supported for U.S. Hurricane, U.S. Earthquake, U.S. Wildfire, Canada Earthquake, Germany Inland Flood, Great
Britain Inland Flood and Japan Earthquake. For details about these fields, see page 72.
#
Field
Description
1
RecTypeCode
Use record type 64 for location detail records
2
PolID
Policy identifier
3
LocID
Location identifier
4
SealApprove
Level of professional engineering attention given to the design of the structure.
5
IrFloorOfInterest
Identifies the floor of concern if coverage is not for entire building.
6
IrBldCond
General qualitative description of building condition from visual inspection
7
Pounding
Distance to the closest structure, which if not adequate, can cause the two structures to collide
during earthquake shaking
8
IrTreeExposure
Tree hazard around the building
9
IrSmallDebris
Potential of small debris in a radius of 200 feet
10
IrLargeMissile
Potential of large missiles in a radius of 100 feet
11
IrTerrainRoughness
Terrain conditions
12
IrAdBldHeight
Average height of buildings adjacent to the building of interest
13
IrBldOrientation
Orientation of the building
14
IrShape
Overall shape of the building in plan
15
IrTorsion
Layout of structural elements that can lead to torsional loads
16
IrSoftStory
A structural weakness at any floor
17
IrStrucIrreg
Irregularity in such things as floor plan, structural components, uneven weight distribution, etc.
18
IrSpecial
Earthquake resistive systems installed in building
19
IrRetrofit
Building or some components thereof may have been retrofitted to resist earthquake loads
18
#
Field
Description
20
IrRoofGeometry
Shape of the roof
21
IrRoofPitch
Roof slope
22
IrRoofCover
Nature of material used to cover the roof
23
IrRoofDeck
Material and construction type of the roof deck of the building
24
IrRoofCoverAttch
Nature of the connections used to secure the roof covering to the roof deck
25
IrRoofDeckAttch
Nature of the connections used to secure the roof deck to the underlying roof support system
26
IrRoofAnchorage
Nature of the connections used to secure the roof support system to the walls
27
IrRoofBuilt
Year in which the roof was built
28
IrWall
Materials used for external walls of building
29
IrWallSiding
Materials used for weather protection of walls
30
IrGlassType
Type of glass used in building
31
IrGlassPercent
The percent area of the walls covered by glass
32
IrWindowProt
Nature of wind protection systems used
33
IrExteriorDoors
Nature of the exterior doors in the building
34
IrBldFndConn
Connection type between the structure and foundation
35
IrFoundation
Form of construction of the building foundation
36
IrIntPartition
Materials used for internal partition walls of the building
37
IrAttachStruct
Components of a property that are not integral parts of the main building but are physically attached
to it
38
IrAppurtStruct
Components of a property that are not integral parts of the main building and are not physically
connected to it
39
IrMechSystem
Description of the mechanical and other equipment on top of roofs
40
Short Column
Indicates whether there are short columns in a building
41
Bldg Ext Opnh
Percentage of exterior walls that are open (i.e., have windows or doors)
19
#
Field
Description
42
Ornamentation
Amount of decorative elements attached to the exterior of a building
43
Equipment
Level of equipment bracing in a building
44
Water Heater
Indicates whether the water heater in a building is braced
45
Redundancy
Multiple lateral load resisting elements (frames or shear walls) in a building
46
Brick Veneer
Percentage of external walls that are brick veneer
47
Tall One-Story
Height of a one-story building
48
Tanks
Indicates whether there are rooftop tanks on the adjoining higher buildings
49
Chimney
Indicates whether a building has a chimney and, if so, what its height in feet is
50
Column Basement
Connection between columns and basement for SRC and steel construction
51
Multi-Story Hall
Indicates the presence of a multi-story hall in a building
52
Lattice
Type of web for H-shaped steel
53
Welding
Accounts for the quality of welding in a building
54
Transition in SRC
Indicates whether the transition from SRC to RC in columns of SRC construction is a smooth one
55
Cold Formed Tube
Indicates the presence of cold formed tubes in steel structures
56
IS Value
A measure of the total seismic performance of a building, which accounts for all characteristics that
affect the response of a building to an earthquake
57
Custom Flood Zone
Defines a set of locations as part of a Custom Flood Zone.
58
Custom Flood Standard
of Protection (SoP)
Helps increase flood protection for single risks (e.g., for large industrial facilities), based on return
periods.
59
Project Phase
Identifies the vulnerabilities during different phases of construction.
60
Project Completion %
Percentage complete (defined as the % of project completed with start of the policy).
20
Offshore 1 Location Detail Record Summary
The offshore location detail record is supported for the U.S. Hurricane Model for Offshore Assets in the Gulf of Mexico. For details about these
fields, see page 77.
1
#
Field
Description
1
RecTypeCode
Use record type 64.1 for offshore location detail records
2
PolID
Policy identifier
3
LocID
Location identifier
4
GasProductionRate
Rate of gas produced by the platform per day, measured in Mcf (1,000 cubic feet)
5
OilProductionRate
Rate of oil produced by the platform per day, measured in barrels
6
DeckHeight
Height of the deck above the water, measured in meters
7
SlotCount
Number of wells the entity is licensed to drill
8
SlotDrillCount
Number of wells currently drilled
9
LegCount
Number of legs on the platform
10
DeckCount
Number of decks on the platform
11
TransFrameType
Type (or shape) of transverse framing used to brace the platform legs.
12
TopsideCost
Cost of the deck(s) and equipment on the platform
13
MannedFlag
Indicates whether the platform is manned
14
CompanySize
Size of the company that operates the platform
15
Well Count
Number of wells connected to the platform.
Offshore policies not supported in Touchstone v1.5. They will be supported in a future release.
21
#
Field
Description
16
MMS Complex ID
Unique Minerals Management Service (MMS) identifier assigned to a single structure or a group of
structures connected by a walkway.
17
MMS Structure
Number
Unique Minerals Management Service(MMS) number assigned to a specific structure within a complex
22
Industrial Facility Component Record
The industrial facility component record is supported for U.S. locations with industrial facility occupancies. For details about these fields, see
page 80.
#
Field
Description
1
RecTypeCode
Use record type 64.2 for industrial facility component detail records
2
PolID
Policy identifier
3
LocID
Location identifier
4
CompCode
Code identifying a unique component type
5
Comp%
Percentage of the damage function that the corresponding component should make up
Fields 6-7 are repeated for each subcomponent you want to include for the component defined in this record. For example, if the
component described in the record is Chlorination Equipment, you could list fields 6-7 up to three times, once for each of the
supported subcomponents (Unknown, Anchored and/or Unanchored). This would give you 11 fields in the record: the first 5 fields
that describe the component as a whole, followed by the fields 6-7 for the first subcomponent, then fields 6-7 again for the second
subcomponent, etc.
6
SubCompCode
Code identifying a unique subcomponent type
7
SubComp%
Percentage of the damage function that the corresponding subcomponent should make up
23
Workers’ Compensation Record Summary
Required record for workers’ compensation and personal accident analyses. The workers’ compensation record is supported for the U.S.
earthquake and terrorism perils and the Japan earthquake and fire-following perils only. For details about these fields, see page 81.
#
Field
Description
1
RecTypeCode
Use record type 65 for workers’ compensation records
2
PolID
Policy identifier
3
LocID
Location identifier
4
NumEmployees
Number of Employees at this location
5
PctDayShift
Percentage of NumEmployees working day shift at this location
6
PctEveningShift
Percentage of NumEmployees working evening shift at this location. Note that this field is ignored for the
Japan Personal Accident model.
7
PctNightShift
Percentage of NumEmployees working night shift at this location
8
AnnualPayroll
Annual payroll for all employees at this location
9
AvgAnnWage
Average annual payroll per employee at this location
10
PerilsCovered
Perils covered for work comp coverage (Reserved for future use)
11
MedMinorEV
Expected value of medical or indemnity payment per Minor(Outpatient for Japan) injuries claim
12
MedMinorSD
Standard deviation of medical or indemnity payment per Minor(Outpatient for Japan) injuries claim
(Reserved for future use)
13
MedModerEV
Expected value of medical or indemnity payment per Moderate(Hospitalization and Surgery for Japan)
injuries claim
14
MedModerSD
Standard deviation of medical or indemnity payment per Moderate(Hospitalization and Surgery for Japan)
injuries claim (Reserved for future use)
15
MedMajorEV
Expected value of medical or indemnity payment per Major(Disability for Japan) injuries claim
16
MedMajorSD
Standard deviation of medical or indemnity payment per Major (Disability for Japan) injuries claim (Reserved
for future use)
24
#
Field
Description
17
MedFatalEV
Expected value of medical or indemnity payment per Fatal (Death for Japan) injuries claim
18
MedFatalSD
Standard deviation of medical or indemnity payment per Fatal (Death for Japan) injuries claim (Reserved for
future use)
19
IndemMinorEV
Expected value of indemnity payment per Minor (Outpatient for Japan) injuries claim (Reserved for future
use)
20
IndemMinorSD
Standard deviation of indemnity payment per Minor (Outpatient for Japan) injuries claim (Reserved for future
use)
21
IndemModerEV
Expected value of indemnity payment per Moderate (Hospitalization and Surgery for Japan) injuries claim
(Reserved for future use)
22
IndemModerSD
Standard deviation of indemnity payment per Moderate (Hospitalization and Surgery for Japan) injuries
claim (Reserved for future use)
23
IndemMajorEV
Expected value of indemnity payment per Major (Disability for Japan) injuries claim (Reserved for future
use)
24
IndemMajorSD
Standard deviation of indemnity payment per Major (Disability for Japan) injuries claim (Reserved for future
use)
25
IndemFatalEV
Expected value of indemnity payment per Fatal (Death for Japan) injuries claim (Reserved for future use)
26
IndemFatalSD
tandard deviation of indemnity payment per Fatal (Death for Japan) injuries claim (Reserved for future use)
25
4
Details of Each Record Type
Policy Record (Record Type 60)
The purpose of the policy record is to provide identifying information for the policy. Most fields in this record are not used in an analysis, but
they can be used for portfolio management and reporting purposes. Each field in this record is described below. The last column in this table
indicates how to supply the value for the field.
#
Field
Description
Details
1
RecTypeCode
Record Type Code: Defines the type of data in
this record.
Enter 60.
2
PolID
Policy Identifier: This is the number that
Maximum 32 characters. Characters may be alphanumeric
identifies a policy that covers one or more risks. and may include hyphens and underscores. Must be unique
for the Book. A valid Policy Identifier entry is required for
each record.
26
#
Field
Description
Details
3
Name
Insured Name: This text field contains the name Maximum 60 characters. Must be unique for the Book.
of the insured party.
If none, enter X, but this field cannot be X if the Insured ID
(field 11) is X.
4
Address
Insured address: This field contains the
insured’s address but is not used in the
analysis.
Maximum 100 characters. If none, enter X.
Use semicolons (;) rather than commas (,) in addresses.
5
UDF1
User-defined field 1: This is a field to be defined Maximum 20 characters. Characters may be alphanumeric
by the user and used for purposes of
and may include hyphens and underscores. If none, enter X.
aggregation.
6
UDF2
aggregation.
7
UDF3
aggregation.
8
UDF4
aggregation.
9
UDF5
aggregation.
10
InsuredIDType
Insured ID Type: This field identifies the type of
Insured ID code used in field 11.
Enter a valid letter code, maximum 6 characters. This field is
case sensitive. The ID Type may be:
•
•
•
•
AMB = A.M. Best
FEIN = Federal Employers Identification Number
USER = user-defined
X = no insured ID
27
#
Field
Description
Details
11
InsuredID
Insured ID: This is a field containing the insured Maximum 20 characters. If none, enter X.
ID.
Note: Each insured must have a unique ID number
12
EffFrom
Effective Start Date: The date of the first day on
which the policy is effective.
Specify the date using eight digits in the YYYYMMDD format
where:
•
•
•
YYYY is the year (e.g., 2005)
MM is the month (e.g., 03 for March)
DD is the day (e.g., 08 for day 8)
Example: March 8, 2005 would be entered as 20050308.
13
EffTo
Effective End Date: The date of the last day on
which the policy is effective.
Specify the date using eight digits in the YYYYMMDD format
14
Currency
Currency Name: The base currency for this
policy; for analysis at policy level, all locations
will be converted to base currency.
Maximum 3 characters. Enter a valid currency code. For the
U.S., enter USD. For other countries, see Appendix I on
page 182
15
ExchRate
Currency Exchange Rate
Reserved for future use. Enter 0.
Note: Currency exchange rates are specified in the
CLASIC/2 Options table (choose Tools | Options from the
main menu).
16
UserLOB
User LOB: This field contains the user’s Line of
Business.
Maximum 10 characters.
Note: Lines of business should be unique between property
and workers’ compensation if you need to see data
separately for property and workers’ compensation.
17
Peril
Peril code: This code defines the peril(s)
covered by this policy.
See Appendix J on page 187 for a list of valid peril codes. If
entering multiple perils, separate the codes with a + symbol
(e.g., PWH+PES). This field is case sensitive.
18
PolForm
Policy Form: This field contains the userdefined policy form.
28
#
Field
Description
Details
19
Status
Status: This field indicates the status of the
policy.
Enter one of the valid letter codes:
20
ContractType
Contract Type: This field indicates the type of
policy.
• S = Submitted
• Q = Quoted
• B = Bound
• C = Cancelled
• R = Rejected
Note: This field is case sensitive.
•
•
PP = Primary Property
PWC = Primary Workers’ Compensation (U.S. and Japan
only)
29
Step Function Record (Record Type 60.1)
This record is optional. The purpose of the step function record is to provide detail on any step functions in the policy. Step functions are used
in Touchstone and CLASIC/2 to define policy payouts for particular damage ratios (expressed as a percentage) or loss amounts (monetary
value). Step functions are designed to enable the implementation of single-location residential endowment policies in Japan, but can be used
for any region, peril or line of business.
Each field in this record is described below. The last column in the table indicates how to supply the value for the field, if this record is included
in the data file.
#
Field
Description
Details
1
RecTypeCode
Record Type Code: Defines the type of data in
this record.
Enter 60.1.
2
PolID
Policy Identifier: This number identifies the
policy for which this step function is defined.
The value of this field links this record to its
policy record.
Maximum 32 characters. Characters may be alphanumeric
and may include hyphens and underscores. Must be unique
for the Book. A valid Policy Identifier entry is required for
each record.
3
NumberOfSteps
Number of Steps: The number of steps in the
step function. The value entered in this field
determines how many times fields 5-19 are
repeated in this record.
Enter a valid value.
30
#
Field
Description
Details
4
TriggerType
Trigger Type: Indicates how and for which
coverages payouts are triggered
Enter a valid value, 1-5:
•
•
•
•
•
1 = Building: Building and contents payouts are based on
building damage only.
2 = Contents: Building and contents payouts are based
on contents damage only.
3 = Building+Contents: Payout is based on combined
building and contents damage.
4 = Building, then Contents: Payout is based on building
damage if the loss is greater than or equal to the building
trigger. Otherwise, if contents damage is triggered,
payout is based on contents damage.
5 = Building, Contents Separately: Building payout is
based on building damage and contents payout is based
on contents damage.
Fields 5-19 are repeated for each step in the step function represented by this record. That is, if you have three steps defined, you
must fill out fields 5-19 three times each for a total of 49 fields: the first 4 fields that describe the step function as a whole, followed
by fields 5-19 for the first step, then fields 5-19 for the second step, etc. The total number of fields in this record is defined by the
value entered for Number of Steps (field 3).
5
TriggerBuildingStart
Building Trigger Starting Value: The beginning
of the building (Coverage A) damage range
over which the corresponding payout(s) should
be made.
•
•
If TriggerType (field 4) is Building(1), Building, then
Contents (4) or Building, Contents Separately (5), enter a
monetary value or percentage of the building damage (as
a decimal greater than or equal to 0 and less than or
equal to 1). For example, 0.12 for 12%.
For all other trigger types, this field is not applicable.
By default, the building trigger starting value is set to 0.
31
#
Field
Description
Details
6
TriggerBuildingEnd
Building Trigger End Value: The end of the
building (Coverage A) damage range over
which the corresponding payout(s) should be
made.
•
•
7
DeductibleBuilding
Building Deductible: Building deductible that
can be used, for example, to account for fire
policies before applying step functions.
•
•
8
PayoutBuilding
Coverage A Payout: The payout that covers
•
building (Coverage A) gross losses for this step.
•
9
TriggerContentsStart
Contents Trigger Starting Value: The beginning
of the contents (Coverage C) damage range
over which the corresponding contents payout
should be made.
•
•
10
TriggerContentsEnd
Contents Trigger End Value: The end of the
contents (Coverage C) damage range over
which the corresponding contents payout
should be made.
•
•
If TriggerType (field 4) is Building (1), Building, then
Contents (4) or Building, Contents Separately (5), enter a
monetary value or a percentage of the building damage
(as a decimal greater than or equal to 0 and less than or
equal to 1). For example, 0.12 for 12%.
If TriggerType (field 4) is 1, 2, 4 or 5, enter the deductible
as a monetary value or a percentage (as a decimal
greater than or equal to 0 and less than or equal to 1).
For example, 0.12 for 12%.
Not applicable if TriggerType is Building+Contents (3)
If TriggerType (field 4) is Building (1), Contents (2),
Building, then Contents (4) or Building, Contents
Separately (5), enter the payout as a monetary value or
as a percentage of the sums insured (as a decimal
Not applicable if TriggerType is Building+Contents (3).
If TriggerType (field 4) is Contents (2) or Building,
Contents Separately (5), enter a monetary value or a
percentage of the contents damage (as a decimal
If TriggerType (field 4) is Contents (2) or Building,
Contents Separately (5), enter a monetary value or a
percentage of the contents damage (as a decimal
32
#
Field
Description
Details
11
DeductibleContents
Contents Deductible: Contents deductible that
can be used, for example, to account for fire
policies before applying step functions.
•
•
12
PayoutContents
Coverage C Payout: The payout that covers
contents (Coverage C) gross losses for this
step.
•
•
13
TriggerBuilding+
ContentsStart
Building and Contents Trigger Starting Value:
The beginning of the combined building and
contents (Coverages A and C) damage range
over which the corresponding payout(s) should
be made.
•
•
Separately (5), enter the deductible as a monetary value
or a percentage (as a decimal greater than or equal to 0
and less than or equal to 1). For example, 0.12 for 12%.
Not applicable if TriggerType is Building+Contents (3)
Separately (5), enter the payout as a monetary value or
as a percentage of the sums insured (as a decimal
Not applicable if TriggerType is Building+Contents (3).
If TriggerType (field 4) is Building+Contents (3), enter a
monetary value or a percentage of the combined building
and contents damage(as a decimal greater than or equal
to 0 and less than or equal to 1). For example, 0.12 for
12%.
By default, the combined building and contents trigger
starting value is set to 0.
14
TriggerBuilding+
ContentsEnd
Building and Contents Trigger End Value: The
•
end of the combined building and contents
(Coverages A and C) damage range over which
the corresponding payout(s) should be made.
•
If TriggerType (field 4) is Building+ Contents (3), enter a
monetary value or a percentage of the combined building
and contents damage (as a decimal greater than or
equal to 0 and less than or equal to 1). For example,
0.12 for 12%.
33
#
Field
Description
Details
15
DeductibleBuilding+C
ontents
Building and Contents Deductible: Combined
building and contents deductible that can be
used, for example, to account for fire policies
before applying step functions.
•
•
16
PayoutBuilding+
Contents
Coverage A and C Payout: The payout that
covers combined building and contents
(Coverages A and C) gross losses for this step.
•
•
If TriggerType (field 4) is Building+ Contents (3), enter
the deductible as a monetary value or a percentage (as a
decimal greater than or equal to 0 and less than or equal
to 1). For example, 0.12 for 12%.
If TriggerType (field 4) is Building+ Contents (3), enter
the payout as a monetary value or as a percentage of the
sums insured (as a decimal greater than or equal to 0
and less than or equal to 1). For example, 0.12 for 12%.
17
MinimumTIV
Minimum Replacement Value: The minimum
replacement value for which payouts to the
corresponding) damage range will be allowed.
Enter a monetary value.
18
ScaleFactor
Scale Factor: Percentage factor used to scale
calculated losses. Scale Factor is now used for
each step in the step function rather than the
whole step.
Enter the appropriate percentage as a decimal. For example,
0.12 for 12%. The default is 1.
19
LimitAtDamage
Limit at Damage: Indicates whether the payout Enter a valid value:
is limited by the actual ground-up loss.
0 = Do not payout limit at damage
LimitAtDamage is now used for each step in the
1 = Limit at damage(payout is limited by the actual ground-up
step function rather than the whole step.
loss)
34
Layer Record (Record Type 61)
This record contains information about a single layer in this policy. It is required for excess policies, policies containing blanket terms or
policies with a combined single limit (CSL). If the policy contains multiple layers, a separate layer record is required for each. All layer record
terms will be applied to each location covered by the policy. Some of the fields in this record are not used in the analysis, but can be used for
portfolio management and reporting purposes. Each field is described below. The last column in the table indicates how to supply the value for
each field.
#
Field
Description
1
RecTypeCode
Record Type Code: Defines the Enter 61.
type of data in this record.
2
PolID
Policy Identifier: This number
identifies the policy for which
this layer is defined. The value
of this field links this record to
its policy record.
3
LayerID
Policy Layer Identifier: Identifies Maximum 60 characters. A valid numeric entry is required for each layer record. The
the layer with which this record numbers should be sequential starting with 1 for the first layer of the policy.
is associated. Layers should be
numbered as 1, 2, 3, etc.
4
Premium
Premium: This is the total
premium you receive for this
layer.
Maximum 30 characters. Enter the actual premium value. Otherwise, enter 0.
5
Peril
Layer Peril: Identifies the peril
covered by this layer.
See Appendix J on page 187 for a list of valid peril codes. If entering multiple perils,
separate the codes with a + symbol (e.g., PWH+PES). This field is case sensitive.
Details
Maximum 32 characters. A valid entry is required for each record, and it must exactly
match the PolID value in the policy record (record type 60).
35
#
Field
Description
Details
6
Limit Type
Limit Type: This field indicates
whether the policy is an excess
policy, a blanket policy or a
policy with coverage-specific
terms.
Enter the valid letter code. This field is case sensitive:
CLASIC/2
•
•
•
•
•
B = Blanket
E = Excess
C = Limit by Coverage
CB = Combined limit for Coverage A, B and C with separate limit for Coverage D
CSL100 = Combined Single Limit (CSL) with 100% participation (intended for
use with offshore assets)
• CSLAI = CSL with Assured Interest (AI) (intended for use with offshore assets)
For information on supported coverages, see Appendix G on page 179.
Touchstone
•
•
•
B = Blanket
E = Excess
CSL100 = Combined Single Limit (CSL) with 100% participation. Although
offshore locations are not supported in Touchstone v1.5, it is possible to use this
limit type with onshore locations as well.
• CSLAI = CSL with Assured Interest (AI). Although offshore locations are not
supported in Touchstone v1.5, it is possible to use this limit type with onshore
locations as well.
• N = No Limit (Touchstone only; see note below)
In Touchstone, all by-coverage limit types will be converted to sublimit terms during
the UPX import process. If you import a UPX file that contains layers C or CB, these
layers will be converted to sublimits with the same limit types (C or CB). In its place
will be a blank layer that has a limit type of N with no limits and no deductibles.
36
#
Field
Description
Details
7
Limit1
Limit 1: For blanket (B) policies, Maximum 30 characters. Enter the actual limit value.
this field represents the total
insured (blanket) limit.
Note
For Workers’ Compensation policies, terms
For excess (E) policies, this
are entered in the layer record, not on
field represents the “primary”
locations. For statutory coverage with no
limit as being the total limit for
this layer irrespective of the
deductible or retention, no layer is required
insurer’s participation. For
(loss is unlimited). If a deductible applies,
example, if the insurer signs
include a layer record, and be sure that
4% of 100 million excess of 5
million, then the primary limit is
Limit1 is a large value. For excess policies,
100 million.
For limit by coverage (C) and
1
combined limit (CB) policies,
this field is not used.
enter the appropriate limit. If statutory
coverage applies above one excess layer,
another layer record should be included.
For CSL100 and CSLAI
policies, this field represents
the limit.
8
Limit2
Limit 2: For excess and
•
combined single limit policies,
this field will represent the
gross limit for the insurer’s
•
participation in this layer, before
ceded reinsurance if any. For
example, if the insurer signs
4% of 100 million excess of 5
million, then the gross limit is 4
million.
For excess (E) and combined single limit (CSL100 and CSLAI) policies, enter
the actual value. Maximum 30 characters. Must be less than or equal to the
value of Limit 1.
For all other policies, enter 0.
37
#
Field
Description
Details
9
AttachPt
Attachment Point Amount: This
is the amount of original risk
above which your limit
attaches. Deductibles can be
entered separately or can be
included as part of the
Attachment Point Amount with
a $0 deductible used.
Maximum 30 characters. Enter the appropriate monetary value, or 0.
10
LimitA
Limit A: Limit for Coverage A.
For information on supported
coverages, see Appendix G on
page 179
1
Not used for limit by coverage (C) or combined limit (CB) policies.
•
•
•
•
11
12
13
LimitB
LimitC
LimitD
Limit B: Limit for Coverage B.
coverages, Appendix G on
page 179
Limit C: Limit for Coverage C.
page 179
Limit D: Limit for Coverage D.
page 179
•
•
•
•
•
•
•
•
•
For by-coverage (C) policies, enter the actual limit value for coverage A.
For combined coverage (CB), enter the combined limit value for coverages A, B
and C.
For CSL policies, enter the priority of Coverage A (1-4). If coverage A is not part
of the CSL, enter 0.
For blanket (B) and excess (E) policies, enter 0.
For by-coverage (C) policies, enter the actual limit value for coverage B.
For CSL policies, enter the priority of Coverage B (1-4). If coverage B is not part
For by-coverage (C) policies, enter the actual limit value for coverage C.
For CSL policies, enter the priority of Coverage C (1-4). If coverage C is not part
For by-coverage (C) and combined coverage (CB) policies, enter the actual limit
value for coverage D.
For CSL policies, enter the priority of Coverage D (1-4). If coverage D is not part
For blanket and excess policies, enter 0.
38
#
Field
Description
14
AttachPtA
Attachment Point A:
•
Attachment point for Coverage •
A. For information on supported
•
page 179
For by-coverage (C) policies, enter the coverage A attachment point
For combined coverage (CB) policies, enter the combined coverage A, B and C
attachment point.
15
AttachPtB
Attachment Point B:
•
B. For information on supported
page 179
For by-coverage (C) policies, enter the coverage B attachment point
16
AttachPtC
Attachment Point C:
•
C. For information on supported
page 179
For by-coverage (C) policies, enter the coverage C attachment point
17
AttachPtD
Attachment Point D:
•
Attachment point for Coverage
D. For information on supported •
page 179
For by-coverage (C) and combined coverage (CB) policies, enter the coverage
D attachment point
Details
39
#
Field
Description
Details
18
DedType
Deductible Type: This field
identifies the type of deductible
being used for this layer or, in
the case of excess policies, the
attachment point. The
deductible specified here
applies to all locations covered
by the policy.
Maximum 2 characters. Enter one of the valid letter codes. If none, only location
level deductibles are used. This field is case sensitive. Deductible type and
deductible value must be the same for all layers within a policy.
•
•
•
NO = None
•
AP = Attachment Point
•
BL = Blanket Deductible
• FR = Franchise
For AP, FR, BL, and PL
• MA2 = Maximum Deductible 2
deductible types, the
location level deductibles, if • MM2 = Minimum and Maximum Deductible 2
any, will be applied first.
• MI2 = Minimum Deductible2
For MM2, MI2 and MA2
• PL = Percent of loss (blanket) deductible
deductible types, the
location deductible (for the Deductible types MM2, MI2 and MA2 are not supported for workers’ compensation
risks affected by a given
policies.
event) will be compared to
the layer deductible using
the full ground-up
distribution to determine
the deductible amount.
Note: The minimum policy
deductible should be at least as
large as the smallest location
deductible.
40
#
Field
Description
Details
19
DedAmt1
Deductible Amount 1:
Depending on the Deductible
Type, this field contains the
actual value of:
Maximum 30 characters. Enter the actual monetary value, up to 2 decimal places.
•
•
•
•
For Percent of Loss Deductible (PL), enter the percentage of the deductible as a
decimal between 0 and 1.
Attachment point
Minimum deductible (for
Deductible Types MM2 or
MI2). Property exposures
only.
Maximum deductible (for
Deductible TypeMA2).
Property exposures only.
Blanket deductible (for
Deductible Type BL or FR).
This field contains a
percentage for Deductible
Type PL.
20
DedAmt2
Deductible Amount 2: The field
represents the actual value of
the maximum deductible
amount for Deductible MM2.
Property exposures only.
21
Reinst
Number of Reinstatements of
the Limit: This is the maximum
number of times the gross layer
occurrence limit can be
reinstated during the period of
coverage.
Maximum 30 characters. Enter the monetary value of the maximum deductible
amount, up to 2 decimal places, for Deductible TypeMM2; otherwise enter 0.
41
#
Field
Description
Details
22
ReinsCount
Number of Ceded Reinsurance
Contracts: This field represents
the number of reinsurance
contracts (both treaty and
facultative) that protect this
layer.
If none, enter 0; there will be no further fields in this record. Otherwise, enter the
appropriate number and complete each of the subsequent fields.
Note: Fields 23-29 must be repeated for each reinsurance contract.
Note: Reinsurance, which
applies to individual location(s),
must be shown on those
records.
23
ReinsOrder
Reinsurance Order Field: This
field represents the order in
which the reinsurance will be
applied.
Enter a positive integer.
•
•
Contracts that do not inure to
each other should have the
•
same Reinsurance Order
number. For example, if an
excess-per-risk program inures •
to the benefit of quota share
reinsurance, each layer of the
excess-per-risk program would
have a Reinsurance Order of 1.
1 = Indicates that this reinsurance contract is applied first and inures to the
benefit of all other reinsurance contracts.
2 = Indicates that this contract is applied second and inures to the benefit of all
reinsurance contracts with order 3 and higher.
3 = Indicates that this contract is applied third and inures to the benefit of all
etc.
Note: All facultative reinsurance
inures to the benefit of treaty
reinsurances and all facultative
reinsurance is applied in
parallel, i.e., without regard to
inuring order.
42
#
Field
Description
Details
24
ReinsType
Ceded Reinsurance Type: This
field contains a code indicating
the “type” of reinsurance.
Maximum 4 characters. Enter one of the valid letter codes:
•
•
•
PFCP = Proportional facultative reinsurance expressed as ceded percent
PFCA = Proportional facultative reinsurance expressed as ceded amount
Note: Examples of Ceded
NFG = Non-proportional fac expressed in terms of your gross limit (before ceded
Reinsurance Types NFG.
reinsurance)
Assume the insurer signs 4% of • SS = Surplus share treaty
a 100 million excess of 5 million
PFCA not supported for workers’ compensation policies.
layer; the primary limit in this
example is $100M and the
gross limit is $4M.
Excess facultative reinsurance
may be purchased on this risk,
and express the ceded
facultative reinsurance in terms
of your $4M gross limit as $2M
excess of $2M.
25
ReinsCID
Certificate or Program ID: This
field contains the unique
identifier that has been
assigned to the reinsurance
certificate or to the reinsurance
program that will be described
in the following fields.
Maximum 32 characters. Enter the unique, user-defined certificate or program ID.
43
#
Field
Description
Details
26
ReinsField1
Ceded Reinsurance Field 1: If
Ceded Reinsurance Type (field
24) is:
•
PFCP, this field contains
the percent of proportional
facultative reinsurance
ceded
• PFCA, this field contains
the monetary value of the
ceded proportional
facultative reinsurance
• NFG or SS, this field
contains the layer number
of the ceded excess
facultative reinsurance.
Each layer should be
identified by a number 1,
2, 3, etc.
Note: the actual terms of the
treaties will be entered in the
user interface.
27
ReinsField2
Ceded Reinsurance Field 2:
If Ceded Reinsurance Type (field 24) is:
•
•
•
PFCP, enter the appropriate percentage as a decimal greater than 0 and less
than 1. For example, 0.12 for 12%.
PFCA, enter the monetary value.
NFG or SS, enter a positive integer.
If Ceded Reinsurance Type (field 24) is NFG or SS, enter the appropriate monetary
value.
If Ceded Reinsurance Type
(field 24) is NFG or SS, this
field will contain the “gross” limit Otherwise, enter 0.
for the layer of coverage of
which the reinsurance is a part.
44
#
Field
Description
28
ReinsField3
Enter the appropriate monetary value. Otherwise, enter 0.
24) is NFG or SS, this field will
contain the attachment point for
the ceded facultative
reinsurance.
29
ReinsField4
24) is NFG or SS, this field will
contain the percent of ceded
reinsurance.
Details
Enter the appropriate percent as a decimal greater than 0 and less than 1. For
example, 0.12 for 12%.
45
Sublimit Record (Record Type 62)
If a policy contains area-specific sublimits, its layer record (see page 35) must be followed by an applicable sublimit record or records. It is
important to note that each sublimit record applies to a specific geographic area. Therefore, if there are two such sublimits, then you will need
two sublimit records for the policy.
Note
The geographic area covered by a sublimit is identified by a user-defined value, the description of which is only known to the person creating
this file. In other words, the software using this data has no direct knowledge of this description. This makes it very easy to specify any arbitrary
geographic area (e.g., “east of Interstate Highway 95 and south of the Massachusetts turnpike”) by any arbitrary but unique code, e.g., 567.
Accordingly, in the location records that are covered by the terms and conditions of a specific sublimit, you must specify the appropriate
sublimit area identifier, such as 567.
Each of the fields of this record is described below. The last column in the table indicates what you must do to supply the value for the field, if
this record is included in the data file.
#
Field
Description
1
RecTypeCode
Record Type Code: This code defines the Enter 62
type of data in this record.
2
PolID
Policy Identifier: This is the number that
Maximum 32 characters. A valid entry is required for each record, and it
identifies the policy for which this sublimit must exactly match the PolID value in the policy record (record type 60).
is defined. The value of this field links this
record to its policy record.
3
LayerID
Policy Layer Identifier: This identifies the
layer for which this sublimit is defined.
The value of this field links this record to
its layer record.
Details
Maximum 60 characters. A valid entry is required for each record, and it
must exactly match the LayerID value in the layer record (record type 61).
46
#
Field
Description
Details
4
AreaCode
Sublimit Area Code: This value identifies
the area for which the sublimit applies.
Enter the user-defined code of the area for which the Sublimit applies.
Maximum 20 alphanumeric characters, which may include hyphens and
underscores.
Note: You need to define your areas and
specify a unique code for each one.
If the Sublimit applies for all areas, enter ALL.
Locations will only be included in the
sublimit area if they are properly identified
with Sublimit Area Codes on the location
records (Rt = 63).
5
Peril
Sublimit Peril Code: This code identifies
the peril for which the sublimit applies.
See Perils Covered Codes for a list of valid codes. If entering multiple
perils, separate the codes with a + symbol (e.g., PWH+PES). This field is
case sensitive.
47
#
Field
Description
Details
6
LimitType
Sublimit Type: This field indicates
Enter the valid letter code. This field is case sensitive:
whether the sublimit is an excess, blanket CLASIC/2
or by-coverage sublimit.
• B = Blanket
An excess sublimit is one in which the
• E = Excess
sublimit has an attachment point that is
• C = Limit by coverage (location participation percentages)
different from those in the policy/layer.
A blanket sublimit is one in which the limit • CB = Combined limit for Coverages A, B and C, with separate limit for
Coverage D
and/or the deductibles is different from
• C100 = Limit by coverage with 100% participation (intended for use
those in the policy.
with offshore assets and layers of type CSL100 or CSLAI)
If both the limit and the attachment point
• CAI = Limit by coverage with Assured Interest (AI) (intended for use
differ from those in the policy, use the
with offshore assets and layers of type CSL100 or CSLAI)
excess sublimit.
For information on supported coverages, see Appendix G on page 179.
Touchstone
•
•
•
B = Blanket
E = Excess
C100 = Limit by coverage with 100% participation. Although offshore
locations are not supported in Touchstone v1.5, it is possible to use
this limit type with onshore locations as well.
• CAI = Limit by coverage with Assured Interest (AI). Although offshore
locations are not supported in Touchstone v1.5, it is possible to use
this limit type with onshore locations as well.
In Touchstone, all “by coverage” limit types will be converted to sublimit
terms during the UPX import process. If you import a UPX file that
contains layers C or CB, these layers will be converted to sublimits with
the same limit types (C or CB). In its place will be a blank layer that has a
limit type of N with no limits and no deductibles.
48
#
Field
Description
Details
7
Limit1
Sublimit Field 1: For blanket (B) sublimits, •
this field represents the total insured
(blanket) limit applicable to the sublimit.
•
For excess (E) sublimits, this field
represents the “primary” limit being the
total for the sublimit area or peril
irrespective of your participation.
8
Limit2
Sublimit Field 2: For excess (E) sublimits,
this field will represent the “gross limit,”
the limit for your participation, before
ceded reinsurance.
•
•
For blanket (B) and excess (E) sublimits, enter the actual limit value.
Maximum 30 characters
For all other sublimits, not used.
For excess (E) sublimits, enter the actual value. Maximum 30
characters. Must be less than or equal to Limit 1.
For all other sublimits, not used.
LimitA
Limit A: Coverage A limit. For information •
on supported coverages, see Appendix G
on page 179
•
10
LimitB
Limit B: Coverage B limit. For information •
on page 179
•
For by-coverage (C, C100 and CAI) sublimits, enter the actual limit
value for Coverage B.
Not used for all other sublimits.
11
LimitC
Limit C: Coverage C limit. For information •
on page 179
•
value for Coverage C.
12
LimitD
Limit D: Coverage D limit. For information •
on page 179
•
For by-coverage (C, C100 and CAI) and combined coverage (CB)
sublimits, enter the actual limit value for Coverage D.
Not used for blanket or excess sublimits.
9
•
value for Coverage A.
For combined coverage (CB) sublimits, enter the actual combined limit
for Coverages A, B and C.
Not used for blanket or excess sublimits.
49
#
Field
Description
Details
13
AttachPt
Attachment Point Amount: The amount of
original risk above which the limit
attaches. Deductibles can be entered
separately or can be included as part of
the Attachment Point Amount with a $0
deductible used.
•
Attachment Point A: Attachment point for
Coverage A.
•
14
AttachPtA
•
•
•
15
AttachPtB
Attachment Point B: Attachment point for
Coverage B.
•
•
16
AttachPtC
Attachment Point C: Attachment point for
Coverage C.
•
•
17
AttachPtD
Attachment Point D: Attachment point for
Coverage D.
•
•
For blanket (B) or excess (E) sublimits, enter the actual monetary
value. Maximum 30 characters.
For by-coverage (C, C100, CAI) sublimits, enter the coverage A
attachment point.
For combined coverage (CB) policies, enter the combined coverage A,
B and C attachment point.
For by-coverage (C, C100, CAI) sublimits, enter the coverage B
attachment point.
For by-coverage (C, C100, CAI) sublimits, enter the coverage C
attachment point.
For by-coverage (C, C100, CAI) and combined coverage (CB)
sublimits, enter the coverage D attachment point.
50
#
Field
Description
Details
18
DedType
Deductible Type: This field identifies the
type of deductible being used for this
sublimit or, in the case of excess policies,
the attachment point. The deductible
specified here applies to all locations
covered by the policy.
Enter a valid code:
• NO = None
• MM2 = Minimum and Maximum 2
• MI2 = Minimum 2
• MA2 = Maximum 2
• For MM, MI and MA deductible types, Sublimit deductibles types MM, MI, MA, MM2, MI2 and MA2 are only valid
the location deductibles (for the risks when the corresponding layer deductible type is NO, MM2, MI2 or MA2.
affected by a given event) will be
Sublimit type should be either blanket (B) or excess (E) for these
compared to the sublimit deductible
deductible types to be applicable.
using the mean ground-up losses to
determine the deductible amount. For
example, if the Sublimit Deductible is
MI=$5000 and the applicable
Location deductibles = $1000, $5000
will be the resulting deductible
amount.
• For MM2, MI2 and MA2 deductible
types, the location deductible (for the
risks affected by a given event) will
be compared to the sublimit
deductible using the full ground-up
distribution determine the deductible
amount.
Note: The minimum policy deductible
should be at least as large as the smallest
location deductible.
51
#
Field
Description
Details
19
DedAmt1
Deductible Amount 1: Depending on the
Deductible Type, this field contains the
actual value of:
•
•
•
20
21
DedAmt2
Reinst
Minimum deductible (for Deductible
Types MM2 or MI2). Property
exposures only.
Maximum deductible (for Deductible
Type MA2). Property exposures only.
•
•
•
For minimum and maximum (MM2) deductible, enter the actual value
of the minimum deductible.
For minimum (MI2) deductibles, enter the actual value of the minimum
deductible.
For maximum (MA2) enter the actual value of the maximum
deductible.
If no deductibles are used, enter 0.
Deductible Amount 2: The field
represents the actual value of the
maximum deductible amount for
Deductible Type MM2. Property
exposures only.
•
Number of Reinstatements: The
maximum number of times the sublimit
can be reinstated during the coverage
period.
•
For minimum and maximum (MM2) deductibles, enter the actual value
of the maximum deductible.
For all other deductible types (NO,MI2 and MA2), enter 0.
52
Location Record (Record Type 63)
This record contains information on risk(s) at a single location. The fields in this record define the risk in terms of its location, its key structural
characteristics, any risk-specific assumptions, insurance conditions applicable to the location, and any reinsurance provisions. Any insurance
terms that apply on a blanket basis across locations should be entered on the layer or sublimit records.
Note
Insurance terms on this record are ignored for workers’ compensation policies (contract type PWC).
You can specify data on multiple risks in a single record if they meet the following conditions:
•
•
•
All of the risks are at the same location (i.e., have the same Area, Subarea and PostalArea values. See below.)
All of the risks have essentially identical location level insurance conditions (i.e., have essentially the same replacement values, sumsinsured values, deductibles, etc.)
All of the risks have essentially identical structural characteristics (i.e., same construction, occupancy, age, height, etc.)
 In other words, all of the risks are homogeneous. If the risks are not homogeneous, then each risk must be defined in a record of
its own. Combining heterogeneous risks in a single record can produce incorrect results.
 When combining risks, make sure to enter total number of risks in field 19 (RiskCount). This will ensure that Claims Count, if
selected in the analysis options, will be accurate.
Each field of this record is described below. The last column in the table indicates how to supply the value for the field.
#
Field
Description
Details
1
RecTypeCode
Record Type Code: Defines the type of data in this record.
Enter 63
2
PolID
Policy Identifier: Identifies a policy that covers the risks in
this record.
Maximum 32 characters. A valid entry is required
for each record, and it must match exactly the
PolID value in the policy record (record type 60)
record.
3
LocID
Location Identifier: This identifies a location that covers the
risks in this record.
Maximum 60 characters. A valid entry is required.
Entry can be alphanumeric characters and may
include hyphens and underscores.
53
#
Field
Description
4
ISOBIN
ISO Building Identification Number: This field represents the If none, enter X.
®
unique ISO Building Identification Number (BIN) assigned
to the physical structure of a building.
5
Name
Location Name: This field contains the name of the location. Maximum 60 characters. If none, enter X. Not
used in analyses
6
Address
Street Address: Identifies the street address of the location
and is critical for purposes of geocoding.
Maximum 100 characters. Use semicolons (;)
rather than commas (,) in addresses.
For offshore platforms, this field corresponds to the
Complete Area Definition, a combination of the platform’s
Protraction, Block and Structure Name.
For offshore platforms, enter the Area/Protraction
followed by the Block followed by the Structure
Name. These values should be separated by
spaces. For example, SS 26 B-HTR. If unknown,
enter X.
City: Identifies the city.
Maximum 30 characters. If none, enter X.
7
City
Details
For offshore platforms, this field corresponds to the
location’s AIR ID, a unique AIR-assigned identification
number for the platform.
8
AreaScheme
Area Scheme: Identifies the type of area codes to be used.
Enter the area scheme corresponding to the type
of location area information (see Area Schemes).
In the case of multiple schemes (in a particular
country), use the scheme associated with the
highest level of resolution according to the area
information entered.
For example, if entering an area/postal code,
select the scheme listed for the postal code; if
entering area only, select the scheme listed for
area.
54
#
Field
Description
Details
9
Area
Area: Identifies the area (that is, state or CRESTA zone) in
which the risks represented in this record are located.
Enter a valid code (see Appendix D on page 107).
If unknown, enter 0.
Note: When entering CRESTA codes, locations
should be aggregated such that one location
record (with the appropriate number of risks) is
used for each unique combination of CRESTA,
Construction, Occupancy (etc). Whenever
possible, users should avoid having one location
for each risk in a CRESTA zone. See Appendix D
on page 107for information on the application of
reinsurance to CRESTA distributed locations.
10
SubArea
Subarea: Identifies the subarea of the area in Area (field 9).
Enter a valid code (see Appendix E on page 173).
If unknown, enter 0.
11
PostalArea
PostalArea: Identifies the postal code where the risks are
located.
Enter a valid code; if postal code is unknown,
enter 0. For example, in the U.S., enter either a
valid 5-digit ZIP code or a valid 9-digit ZIP code.
For offshore platforms, this field corresponds to the Block.
For other countries, see Appendix F on page 176.
12
Country
Country Code: Identifies the country in which exposures are Enter a valid code. For the U.S., enter 01. For
located.
other countries, see Appendix B on page 89
13
GeoLat
GeoCodeN: Identifies the latitude (degrees north) of the
risk. If the latitude is south of the equator, then enter it as a
negative number.
Maximum 16 characters. Enter the latitude with at
least 2 decimal places. If unknown, enter 0.
14
GeoLong
GeoCodeE: Identifies the longitude (degrees east) of the
risk. If the longitude is west of the Greenwich meridian, then
enter it as a negative number.
Maximum is 16 characters. Enter the longitude
with at least 2 decimal places. If unknown, enter
0.
55
#
Field
Description
Details
15
EffFrom
Effective Start Date: The date of the first day on which
coverage for this location is effective.
Reserved for future use. Policy effective start date
is used in analysis. Enter the effective date from
the Policy record, in the YYYYMMDD format
where:
• YYYY is the year (e.g., 2004)
• MM is the month (e.g., 03 for March)
• DD is the day (e.g., 08 for day 8)
Example: March 8, 2004 would be entered as
20040308.
16
EffTo
Effective End Date: The date of the last day on which
coverage for this location is effective.
17
Currency
Currency Name: This is a text field that identifies the
Enter a valid currency code. For U.S., enter USD.
currency in which replacement values, limits, etc. have been For other countries, see Appendix I on page 182 .
provided for this location.
18
ExchRate
Currency Exchange Rate
19
RiskCount
Number of Risks for this record. This field represents the
number of risks covered for this record.
Maximum 30 characters. Enter the appropriate
positive integer. Not supported for offshore
platform policies.
Reserved for future use. Policy effective start date
is used in analysis. Enter the effective date from
the Policy record, in the YYYYMMDD format
56
#
Field
Description
Details
20
RepValBldg
Total Replacement Value of the Building: This field
represents the sum of the replacement values of all
Buildings covered in this record.
Maximum 30 characters. Enter the actual value,
or the insurance-to-value assumption as a
decimal between 0 and 1. Enter 0 if the building is
not covered.
Special Cases:
•
•
•
•
Great Britain and Germany inland flood
models: If IrFloorOfInterest is not 0, this field
represents the replacement value of the floor
of interest only, and not the whole building.
Europe Extratropical Cyclone Model: If
Country is 8 (Norway), 9 (Sweden), or 89
(Finland), Occ is 375 (Forestry), and no
building replacement value is provided, the
GrossArea value will be used in conjunction
with the per-hectare forestry unit price values
in CLASIC/2 (select Tools | Options and
access the Unit Price tab) to determine the
replacement value.
Workers’ Compensation Policies: Enter 0.
U.S. Hurricane Plate Glass Module: Enter the
total replacement value of all of the glass in
the building.
57
#
Field
Description
Details
21
RepValOStr
Total Replacement Value of the Other Structures: This field
represents the sum of the replacement values of all Other
Structures covered in this record.
Maximum 30 characters. Enter the actual value or
the insurance-to-value assumption as a decimal
greater than 0 and less than 1. Enter 0 if other
structures are not covered.
Special Cases:
•
Workers’ Compensation Policies: Not
supported. Enter 0.
• Offshore Platform Policies. Not supported.
Enter 0.
U.S. Hurricane Plate Glass Module: Not
supported. Enter 0.
22
RepValCont
Total Replacement Value of the Contents: This field
represents the sum of the replacement values or actual
cash values of all Contents covered in this record.
Maximum 30 characters. Enter the actual value or
the insurance-to-value assumption as a decimal
greater than 0 and less than 1. Enter 0 if contents
are not covered.
Special Cases:
•
•
•
•
Great Britain and Germany inland flood
models: If IrFloorOfInterest is not 0, this field
represents the replacement value of the
contents in floor of interest only, and not
those in the rest of the building.
supported. Enter 0.
Offshore Platform Policies. Not supported.
Enter 0.
supported. Enter 0.
58
#
Field
Description
Details
23
RepValTime
Total Replacement Value Time Element: This field
represents the yearly cost for all time element coverage for
the risks covered in this record.
Maximum 30 characters. Enter the actual value.
Enter 0 if time element is not covered.
Special Cases:
•
supported. Enter 0.
• Offshore Platform Policies. Not supported.
Enter 0.
supported. Enter 0.
24
RVDaysCovered
Replacement Value Days Covered: This field represents the Enter the number of days for which RepValTime
number of days represented by the value in the Total
applies. For example, if RepValTime is per diem,
enter 1; if RepValTime is an annual total, enter
Replacement Value Time Element.
365.
The value of RepValTime will be divided by
RVDaysCovered, so users may select any
number between 1 and 365 that generates the
best estimate of a per diem payout.
Special Cases:
•
25
Premium
Offshore Platform Policies: Enter 0.
Premium: This field represents the sum of the written
Maximum 30 characters. Enter the actual value,
premiums for all the risks covered in this record. This field is or enter 0.
not used in the analysis.
59
#
Field
Description
Details
26
ConType
Construction Code Type: This field identifies the
construction code source used in this record.
Enter a valid value:
• AIR = AIR codes
• ATC = ATC codes
• ISE = ISO earthquake codes
• ISF = ISO fire codes
• ISW = ISO dwelling codes
• RMI = RMS Industrial Facility codes
• RMS = RMS codes
Note: This field is case sensitive.
27
ConBldg
Construction Class of Building: This defines the construction Enter the corresponding code from your code
source. See Appendix L on page 196 for AIR’s
class of the building(s) covered in this record.
construction class codes.
28
ConOStr
Construction Class of Other Structures: This defines the
construction class of the other structure(s) covered in this
record.
Enter the corresponding code from your code
source. See Appendix L on page 196.
For workers’ compensation policies, this should
match ConBldg.
For offshore platform policies, enter X.
29
DamageModFactor
Contents Damage Modification Factor
Reserved for future use. Enter 1.0.
60
#
Field
Description
Details
30
OccType
Occupancy Code Type: This field identifies the occupancy
code source used in this record.
Enter a valid value:
•
•
•
•
•
•
•
•
•
AIR = AIR codes
ATC = ATC codes
ISB = ISO Business Owners (BOP) codes
ISC = ISO Commercial, Fire and Allied Lines
(COMFAL) codes
ISO = ISO codes
RMI = RMS Industrial Facility Codes
RMS = RMS codes
RWC = RMS Workers’ Compensation codes
SIC = SIC codes
31
Occ
Occupancy Class: This field defines the type of activity
carried out in the risks covered in this record.
Enter a valid value. Enter the corresponding code
from your code source. See Appendix N on page
245.
32
YearBuilt
Year Built: This field identifies the year in which the building
was built or underwent a major upgrade.
Used for Earthquake and Hurricane analysis.
Stories: This field represents the number of floors or stories
of the risks covered in this record.
Enter a valid value. Otherwise, enter 0.
33
Stories
Enter a valid year (YYYY). Otherwise, enter 0.
Not supported for offshore platform policies.
34
GRCBldg
Guaranteed Replacement Cost Factor for Building
35
GRCCont
Guaranteed Replacement Cost Factor for Contents
36
GrossArea
Gross Area: This field represents the total area of the
building, in square feet or square meters.
Numeric
Not supported for offshore platform policies.
61
#
Field
Description
Details
37
PerilCount
Number of Peril Combinations: This field represents the
Enter the appropriate numeric value:
number of unique combinations of perils for which terms are • 1 = Insurance terms are the same for all
the same.
perils.
Note: Fields 38-60 (below) must be completed for each
• 2 = One peril has different insurance terms;
peril combination.
all other perils have the same terms.
• etc.
For Workers’ Compensation policies, enter 1; only
fields 38 and 53-60 will be used.
38
Peril
Peril(s) Covered: This field identifies the peril(s) covered for
the risk in this record.
See Appendix J on page 187 for a list of valid
peril codes. If entering multiple perils, separate
the codes with a + symbol (e.g., PWH+PES). This
field is case sensitive.
For Workers’ Compensation policies, valid entries
are PES, PTR or PES+PTR. The entry will dictate
application of reinsurance terms (if any) included
in fields 53-60.
62
#
Field
Description
Details
39
LimitType
Limit Type: This field indicates the type of limit to be applied
to this location.
Enter one of the valid letter codes. Note that this
field is case sensitive:
•
•
•
N = None (see layer record)
C = Limit applies by coverage
S = Limit is computed by combining the limit
amounts for all coverages and applying that
total limit to total loss from all coverages
• EF = When the peril code is PEF, apply Limit1
to the combined coverage A and coverage C
losses. Used to handle Earthquake Fire
Expense Insurance (EFEI) in Japan. If used
with another peril code (e.g., PAL), the EF
Limit Type is ignored and no other Limit Type
is used in its place.
• EE = Used to handle Extra Expenses and
Debris Removal in Japan. Can be used with
any country or peril.
Enter N for workers’ compensation policies.
40
Limit1
Building or Site Limit: This field represents the insured limit
for coverage A. For information on supported coverages,
see Appendix G on page 179
Special Cases:
Fire Following Earthquake (PEF Peril): The Earthquake Fire
Expense Insurance (EFEI) is included (if applicable) with
losses limited by the amount specified in this field. Debris
Removal and Extra Expense is automatically estimated for
Japan Typhoon, and losses are limited by the amount
specified in Limit2.
Maximum 30 characters. Enter a valid value.
Enter 0 if there is no limit at the location level.
Losses will be limited only by the amount of
replacement value. Enter 0 in the Replacement
Value field for policies that provide no coverage.
Special Cases:
•
LimitType is EE: This field represents the blanket limit on
Coverages A and C.
63
#
Field
Description
41
Limit2
Other Structures Limit: This field represents the insured limit Maximum 30 characters. Enter a valid value.
for coverage B. For information on supported coverages,
Enter 0 to indicate no limit. Losses will be limited
only by the amount of replacement value. Enter 0
in the Replacement Value field for policies that
Special Cases:
provide no coverage.
LimitType is EE: This field represents the limit on Extra
Expenses.
Details
Special Cases:
•
•
42
Limit3
Contents Limit: This field represents the insured limit for
coverage C. For information on supported coverages, see
Appendix G on page 179
Special Cases:
LimitType is EE: This field represents the Extra Expense
percentage value applied to gross losses from Coverages A
and C.
applicable. Enter 0.
Special Cases:
•
•
64
#
Field
Description
Details
43
Limit4
Time Element Limit: This field represents the insured limit
for coverage D. For information on supported coverages,
Special Cases:
•
•
•
•
44
Participation
Participation: The percentage of the risk that is covered by
the insurer.
Deductible Type (Field 46) Is Site Percentage
(SP): Limit must be entered as a monetary
value.
LimitType is EE: Not applicable. Enter 0.
Enter a decimal value 0 – 1.
If the Limit Type on the Layer Record (Field 6) is a
combined single limit and/or the Limit Type on the Sublimit
Record (Field 6) is C100 or CAI, this field represents the
assured interest percentage, which is applied by
conditioning the layer losses by a weighted average of the
losses for each location in the subarea/policy.
45
Participation2
Participation 2: When more than one entity shares in the
ownership of the risk, this field represents the percentage of
the risk owned by the insured party. Also known as the
Working Interest. Working interest is applied to the gross
and ground-up losses.
Enter a decimal value 0 – 1.
65
#
Field
Description
Details
46
DedType
Deductible Type: This field identifies the type of deductible
being used for this location.
Maximum 2 characters. This field is case
sensitive. Enter one of the valid letter codes:
•
•
Combined (Site/Standard): These deductibles are
•
computed by combining the deductible amounts for all
•
coverages (A, B, C, D) and applying that total amount
•
across loss from all coverages. If deductible percents (SP)
•
are provided, the percents will first be applied to the
respective limit (or replacement value if no limit is provided). •
The respective deductible amount will then be combined
and applied across loss from all coverages. If deductible
•
amounts (SA) are provided and applied evenly over each
•
coverage (e.g., $5 million each for coverages A-D), enter
•
the total amount (in this case, $20 million) in the Ded1 field.
Otherwise, enter the individual deductible amounts in the
Ded1, Ded2, Ded3 and Ded4 fields.
•
•
Note
When coverage is provided for one coverage
•
type (i.e., A, B, C, or D), or when a deductible
•
applies to only one coverage type, a CA or CP
•
deductible type should be used. For example,
($ indicates the entry should be a monetary value; %
indicates the entry should be a percentage)
NO = None
BA = $ Combined - excluding Time
BP = % Combined - excluding Time
CA = $ Coverage
CP = % Coverage
DA = $ Combined - including Time separately
DP = % Combined - including Time
separately
FR = $ Franchise
MA = $ Mini-policy
ML = Maximum of dollar amount or percent of
loss
MP = % Mini-policy
SA = $ Site/Standard Combined
SP = % Site/Standard Combined
SL = Site % of loss
AA = Annual Amount
renter’s policies covering contents and
additional living expenses should be coded as
Enter NO for workers’ compensation policies.
CA or CP when the specified deductible applies
only to the coverage C loss.
Combined – including Time separately: Same as
Site/Standard except the time element is computed
separately and not combined with the other coverages.
Building, other structures, and contents deductibles will be
combined and applied across the losses for those
coverages. The time element deductible will be applied
separately to the time element loss.
66
#
Field
Description
Details
Combined – excluding Time: Same as Site/Standard
except that time element is not included; no deductible will
be applied to time element loss. No value should be entered
in the time element deductible field.
Coverage deductibles: These deductibles are computed
by coverage and applied by coverage.
Franchise Deductibles: These deductibles apply on a
combined basis to all coverages. The franchise deductible
acts as a “trigger” such that the entire amount of loss is
used once the loss exceeds the deductible.
Mini-policy deductibles: These deductibles are computed
based on the building limit and applied to building loss only.
Loss from contents will only be considered if building loss
exceeds the deductible. Deductibles other than the building
deductibles (Ded1) will be disregarded.
Maximum of amount or percent loss: The maximum of
the site or percent of loss applies to losses combined for
buildings, other structures or contents. Separate deductibles
apply for losses from time.
Percent of loss deductible: These deductibles are applied
across loss from all coverages.
Annual deductible: If the deductible type is AA (annual
amount), place the hurricane deductible in the field for
Deductible 1 (field 47). Place the minimum all other perils
deductible in the field for Deductible 2 (field 48).
67
#
Field
Description
Details
47
Ded1
Deductible 1: For all Deductible Types (field 46), this field
contains the actual monetary value of the building or site
deductible, or the percent that will be applied to Limit 1 (field
40).
Maximum 30 characters. Enter a valid monetary
value, a percentage as a decimal greater than 0
and less than 1. For example, 0.12 for 12%.
Enter 0 for workers’ compensation policies.
For the deductible type SL (% of loss), this field contains the
percent of loss that will be applied across loss from all
coverage and can only be entered in this field.
Note that for the Location deductible type Site percentage,
all four deductible fields must have the % deductible entered
to be applied.
48
Ded2
Deductible 2: If Deductible Type (field 46) is SA, SP, C*, D*
or B*, this field represents the actual value of the other
structures deductible or the percent that will be applied to
Limit 2 (field 41).
If Deductible Type is ML, this field represents the percent of
loss deductible that will be applied to losses combined for
buildings, other structures and contents.
Enter 0 for workers’ compensation policies. Not
applicable for U.S. Hurricane plate glass module.
to be applied.
49
Ded3
Deductible 3: If Deductible Type (field 46) is SA, SP, C*, D*
or B*, this field represents the actual value of the contents
deductible or the percent that will be applied Limit 3 (field
42).
Enter 0 for workers’ compensation policies. Not
applicable for U.S. Hurricane plate glass module.
to be applied.
68
#
Field
Description
Details
50
Ded4
Deductible 4: If Deductible Type (field 46) is ML, SA, SP, D*
or C*, this field represents the actual value of the time
element deductible or the percent that will be applied to the
Limit 4 (field 43).
Enter 0 for workers’ compensation policies.
to be applied.
51
Territory
User-defined territory: This field identifies the user-defined
territory in which the risks are located.
Maximum 30 characters. If applicable, enter an
alphanumeric code. The code may include
hyphens and underscores. Otherwise, enter 0.
52
SublimitArea
User-defined sublimit area code: This code identifies the
sublimit area in which the risks are located. If defined, it
should match a SublimitAreaCode field in the sublimit
record.
Maximum 30 characters. If applicable, enter an
alphanumeric code. The code may include
hyphens and underscores. Otherwise, enter 0. Do
not use “All” or “None” in the sublimit area code.
53
ReinsCount
Number of Ceded Reinsurance Contracts: This field
represents the number of reinsurance contracts (both treaty
and facultative) that protect this location. This and the
following reinsurance fields are required only for
reinsurance contracts that contain terms that are unique for
this location. If the policy contains a layer record,
reinsurance should be applied at the layer level, not at the
location level.
If none, enter 0; there are no further fields in this
record. Otherwise, enter the appropriate number
and complete each of the following fields.
Note: Fields 54-60 below must be repeated for
each reinsurance contract.
69
#
Field
Description
Details
54
ReinsOrder
Reinsurance Order Field. This field represents the order in
which the reinsurance will be applied.
Enter a positive integer:
Contracts that do not inure to each other should have the
same Reinsurance Order number. For example, if an
excess-per-risk program inures to the benefit of a quota
share reinsurance, each layer of the excess-per-risk
program would have a Reinsurance Order of 1.
•
•
Note: All facultative reinsurance inures to the benefit of
•
treaty reinsurances and all facultative reinsurance is applied
in parallel, i.e., without regard to inuring order.
•
55
ReinsType
Ceded Reinsurance Type: This field contains a code
indicating the “type” of reinsurance:
Examples of Ceded Reinsurance Type NFG:
Assume you are insuring 4% of 100 million excess of 5
million; the primary limit in this example is $100M and the
gross limit is $4M.
You can buy excess facultative on this risk and express the
ceded facultative reinsurance in terms of your $4M gross
limit as $2M excess of $2M.
56
ReinsCID
Certificate or Program ID: This field contains the unique
identifier that has been assigned to the reinsurance
certificate or to the reinsurance program that will be
described in the following fields.
1 = Indicates that this reinsurance contract is
applied first and inures to the benefit of all
other reinsurance contracts.
2 = Indicates that this contract is applied
second and inures to the benefit of all
3 = Indicates that this contract is applied third
and inures to the benefit of all reinsurance
contracts with order 4 and higher.
etc.
•
PFCP = Proportional facultative reinsurance
expressed as ceded percent
• PFCA = Proportional facultative reinsurance
expressed as the ceded amount
• NFG = Non-proportional facultative
reinsurance expressed in terms of your gross
limit (before ceded reinsurance.
• SS = Surplus share treaty.
This field is case sensitive. PFCA is not supported
for workers’ compensation policies.
Maximum 32 characters. Enter the unique, userdefined ID for the certificate or program.
70
#
Field
Description
Details
57
ReinsField1
Ceded Reinsurance Field 1: If Ceded Reinsurance Type
(field 55) is:
PFCP, this field contains the percent of proportional
facultative reinsurance ceded.
PFCA, this field contains the monetary value of the ceded
proportional facultative reinsurance.
•
•
•
NFG or SS, this field contains the layer number of the ceded •
excess facultative reinsurance. Each layer should be
identified by a number — 1, 2, 3, etc.
If Ceded Reinsurance Type (field 55) is:
PFCP, enter the appropriate percentage as a
decimal greater than 0 and less than 1. For
example, 0.12 for 12%.
PFCA, enter the monetary value.
NFG or SS, enter a positive integer.
Note: the actual terms of the treaties will be entered in the
user interface.
58
ReinsField2
If Ceded Reinsurance Type (field 55) is NFG or
(field 55) is NFG or SS, this field will contain the “gross” limit SS, enter the appropriate monetary value.
for the layer of coverage of which this reinsurance is a part. Otherwise, enter 0.
59
ReinsField3
(field 55) is NFG or SS, this field will contain the attachment
point for the ceded facultative reinsurance.
Enter the appropriate monetary value; otherwise
enter 0.
60
ReinsField4
(field 55) is NFG or SS, this field will contain the percent of
ceded reinsurance.
Enter the appropriate percent as a decimal
greater than 0 and less than 1. For example, 0.12
for 12%.
71
Location Detail Record (Record Type 64)
The location detail record is supported for U.S. Hurricane, U.S. Wildfire, U.S. Earthquake, Canada Earthquake, Germany Inland Flood, Great
Britain Inland Flood and Japan Earthquake.
This record is optional. It contains detailed information on risk(s) at a single location. The information should be provided whenever possible to
produce the most credible and realistic analysis results. The fields in this record define the risk in terms of its key structural characteristics.
The user must select a construction class other than “Unknown” in Field 27 of Record 63, in order for the following characteristics to affect loss
results.
#
Field
Description
Details
1
RecTypeCode
Record Type Code: This code defines the type of
data in this record.
Enter 64.
2
PolID
Policy Identifier: This is the number that identifies the Maximum 32 characters. A valid entry is required for
each record, and it must exactly match the PolID value
policy that covers the risks in this record.
in the policy record (Rt = 60).
3
LocID
Location Identifier: This identifies a location that
covers the risks in this record.
4
SealApprove
Seal of Approval: Factor that accounts for the level of See Appendix P on page 315
professional engineering attention given to the
design of a structure. Applies only when a known
year built is provided.
5
IrFloorOfInterest
Floor of Interest: Identifies the floor of concern.
See Appendix P on page 315
6
IrBldCond
Building Condition: A general description of building
condition from visual inspection.
7
Pounding
Pounding: Distance to the closest structure, which if See Appendix P on page 315
not adequate, can cause the two structures to collide
during earthquake shaking.
A valid entry is required for each record, and it must
exactly match the LocID value in the location record
(Rt = 63).
72
#
Field
Description
Details
8
IrTreeExposure
Tree exposure: Tree hazard around the building.
9
IrSmallDebris
Small debris source: Potential of small debris in a
radius of 200 ft.
10
IrLargeMissile
Large missile source: Potential of large missiles in a
radius of 100 feet.
11
IrTerrainRoughness
Terrain roughness: Terrain conditions
12
IrAdBldHeight
Average adjacent building height: Average height of
buildings adjacent to the building of interest.
13
IrBldOrientation
Building Orientation: Orientation of the building
14
IrShape
Building shape: Overall shape of the building
15
IrTorsion
Torsion: Layout of structural elements that can lead
to torsional loads
16
IrSoftStory
Soft-story: A structural weakness at any floor. First
floor garages and taller first floors are likely to exhibit
soft-story behavior.
17
IrStrucIrreg
Structural irregularity: Irregularity in such things as
floor plan, structural components, etc.
18
IrSpecial
Special earthquake-resistive systems: Earthquakeresistive systems installed in the building.
19
IrRetrofit
Retrofit measures: Retrofit measures used
20
IrRoofGeometry
Roof geometry: Shape of the roof
21
IrRoofPitch
Roof pitch: Slope of the roof
73
#
Field
Description
Details
22
IrRoofCover
Roof covering: Material used to cover the roof
23
IrRoofDeck
Roof deck: Material used in the roof deck of the
building
24
IrRoofCoverAttch
Roof covering attachment: Type of connections used See Appendix P on page 315
to secure the roof covering to the roof deck.
25
IrRoofDeckAttch
Roof deck attachment: Type of connections used to
secure the roof deck to the roof support system.
26
IrRoofAnchorage
Roof anchorage: Type of connections used to secure See Appendix P on page 315
the roof support system to the walls of the building.
27
IrRoofBuilt
Roof Built: The year in which the roof was built
28
IrWall
Wall type: Material used in the external walls of the
building
29
IrWallSiding
Wall siding: Material used for weather protection of
the external walls of the building
30
IrGlassType
Glass type: Type of glass used in the building
31
IrGlassPercent
Glass percent: Indicates the percent of the walls
covered by glass
32
IrWindowProt
Window protection: Type of wind protection system
used for the windows of the building
33
IrExteriorDoors
Exterior doors: Type of doors used on the exterior of
the building
74
#
Field
Description
Details
34
IrBldFndConn
Building-foundation connection: Type of connection
used between the structure and the foundation
For industrial facilities (locations in the U.S. with an
occupancy class between 400 - 482), this field
represents the anchorage of equipment at the facility.
35
IrFoundation
Foundation type: The form of construction of the
building foundation
36
IrIntPartition
Internal partition walls: Materials used for internal
partition walls of the building
37
IrAttachStruct
Wall attached structures: Structures that are
physically attached to the building
38
IrAppurtStruct
Appurtenant structures: Structures that are not
physically attached to the building
39
IrMechSystem
Roof attached structures: Mechanical and other
equipment on the roof of the building
40
Short Column
Short Column: Indicates whether there are short
columns in a building
41
Bldg Ext Opn
Building Exterior Opening: Indicates the percentage
of exterior walls that are open (i.e., have windows or
doors)
42
Ornamentation
Ornamentation: Describes the amount of decorative
elements attached to the exterior of a building
43
Equipment
Equipment: Describes the level of equipment bracing See Appendix P on page 315
in a building.
44
Water Heater
Water Heater: Indicates whether the water heater in
a building is braced
75
#
Field
Description
Details
45
Redundancy
Redundancy: Indicates whether there are multiple
lateral load resisting elements (frames or shear
walls) in a building
46
Brick Veneer
Brick Veneer: Indicates the percentage of external
walls that are brick veneer.
47
Tall One Story
Tall, One Story: Indicates the height of a one-story
building
48
Tanks
Tanks: Indicates whether there are rooftop tanks on
the adjoining higher buildings
49
Chimney
Chimney: Indicates whether a building has a
chimney and, if so, what its height in feet is
50
Column Basement
Column Basement: Connection between columns
and basement for SRC and steel construction
51
Multi-Story Hall
Multi-Story Hall: Indicates the presence of a multistory hall in a building
52
Lattice
Web Type of Steel: Type of web for H-shaped steel
53
Welding
Welding: Accounts for the quality of welding in a
building
54
Transition in SRC
Transition in SRC: Indicates whether the transition
from SRC to RC in columns of SRC construction is a
smooth one
55
Cold Formed Tube
Cold Formed Tube: Indicates the presence of cold
formed tubes in steel structures
56
IS Value
IS Value: A measure of the total seismic
performance of a building, which accounts for all
characteristics that affect the response of a building
to an earthquake
76
#
Field
Description
Details
57
Custom Flood Zone
Defines a set of locations as part of a Custom Flood
Zone.
58
Custom Flood
Helps increase flood protection for single risks (e.g., See Appendix P on page 315
Standard of Protection for large industrial facilities), based on return periods.
(SoP)
59
Project Phase
Identifies the vulnerabilities during different phases of See Appendix P on page 315
construction.
60
Project Completion %
Percentage complete (defined as the % of project
completed with start of the policy).
Offshore 2 Location Detail Record (Record Type 64.1)
The offshore location detail record is for offshore risks in the Gulf of Mexico only. This optional record contains detailed information for a single
offshore location. If the Country is 57 (Gulf of Mexico), this optional record should follow the related location record (record type 63).
Each field of this record is described below. The last column indicates how to supply the value for the field.
Offshore Location Detail Record (Record Type 64.1)
2
#
Field
Description
Details
1
RecTypeCode
Record Type Code: Defines the type of data in this
record.
Enter 64.1
2
PolID
Policy Identifier: Identifies a policy that covers the risks
in this record.
Maximum 32 characters. A valid entry is required for
each record and it must match exactly the PolID value
in the policy record (record type 60).
Offshore policies not supported in Touchstone v1.5. They will be supported in a future release.
77
#
Field
Description
Details
3
LocID
Location Identifier: Identifies a location that covers the
each record and it must match exactly the LocID
value in the location record (record type 63).
4
GasProductionRate
Gas Production Rate: The rate of gas produced by the
platform per day, measured in Mcf (1,000 cubic feet).
Enter the appropriate value in Mcf. If unknown, enter 1.
5
OilProductionRate
Oil Production Rate: The rate of oil produced by the
platform per day, measured in barrels.
Enter the appropriate number of barrels. If unknown,
enter -1.
6
DeckHeight
Deck Height: The height of the deck above the water,
measured in meters.
Enter the appropriate value in meters. If unknown,
enter 0.
7
SlotCount
Slot Count: The number of wells the entity is licensed to
drill.
Enter the appropriate value: 0 - 50. If unknown, enter 1.
8
SlotDrillCount
Slot Drill Count: The number of wells currently drilled.
Enter the appropriate value: 0 - 50. If unknown, enter 1.
9
LegCount
Leg Count: The number of legs on the platform.
Enter the appropriate value: 0 – 44. If unknown, enter
0.
10
DeckCount
Deck Count: The number of decks on the platform.
Enter the appropriate value: 0 – 10. If unknown, enter
0.
11
TransFrameType
Transverse Frame Type: The type (or shape) of
transverse framing used to brace the platform legs.
Enter a valid number code:
TopsideCost: The cost of the deck(s) and equipment on
the platform, entered as a percentage of the platform
replacement cost.
Enter a percent value between 0 – 1.
12
TopsideCost
•
•
•
•
0 = Unknown
1 = XH
2=X
3=N
•
•
•
•
4 = KH
5=K
6 = /H
7=/
78
#
Field
Description
Details
13
Manned
Manned: Indicates whether the platform is manned.
•
•
•
14
CompanySize
Company Size: The size of the company that operates
the platform.
0 = Unknown
1 = Manned
2 = Unmanned
•
•
•
•
0 = Unknown
1 = Small
2 = Medium
3 = Large
15
Well Count
Well Count: The number of wells connected to the
platform.
16
MMS Complex ID
MMS Complex ID: Unique Minerals Management
If the MMS Complex ID is included, then the MMS
Service(MMS) identifier assigned to a single structure or Structure Number must also be provided.
a group of structures connected by a walkway.
17
MMS Structure
Number
MMS Structure Number: Unique Minerals Management
Service(MMS) number assigned to a specific structure
within a complex.
Enter the appropriate value.
If the MMS Structure Number is included, then the MMS
Complex ID must also be provided.
79
Industrial Facility Component Record (Record Type 64.2)
The industrial facility component record is only for risks in the U.S. with industrial facility occupancies. This optional record contains detailed
information for a single industrial facility component and its subcomponents. If the location’s Occupancy is in the 400 series denoting an
industrial facility, this optional record should follow the related location record (record type 63).
Industrial Facility Component Record (Record Type 64.2)
#
Field
Description
Details
1
RecTypeCode
Record Type Code: This code defines the type of
data in this record.
Enter 64.2.
2
PolID
Policy Identifier: This is the number that identifies the Maximum 32 characters. A valid entry is required for
each record, and it must exactly match the PolID value
policy that covers the risks in this record.
in the policy record (Rt = 60).
3
LocID
A valid entry is required for each record, and it must
exactly match the LocID value in the location record
(Rt = 63).
4
CompCode
Component Code: Identifies a unique component
type.
See Appendix Q on page 345 for a list of valid codes.
5
Comp%
Component Percentage: Percent of the component
at the site.
Fields 6-7 are repeated for each subcomponent you want to include for the component defined in this record. For example, if the
component described in the record is Chlorination Equipment, you could list fields 6-7 up to three times, once for each of the
supported subcomponents (Unknown, Anchored and/or Unanchored). This would give you 11 fields in the record: the first 5 fields
that describe the component as a whole, followed by the fields 6-7 for the first subcomponent, then fields 6-7 again for the second
subcomponent, etc.
6
SubCompCode
Subcomponent Code: Identifies a unique
subcomponent type.
7
SubComp%
Subcomponent Percentage: Percent of the
subcomponent at the site.
See Appendix Q on page 345 for a list of valid codes.
80
Comp%
Workers’ Compensation Record (Record Type 65)
The workers’ compensation and personal accident record is supported for the U.S. and Japan only. This record contains information on the
workers’ compensation or personal accident exposure for a single location. If the Contract Type is PWC, this is a required record and must
follow the related location record (record type 63) for each location at which the user provides workers’ compensation or personal accident
coverage.
#
Field
Description
Details
1
RecTypeCode
Record Type Code: Defines the type of data in this
record.
Enter 65
2
PolID
Policy Identifier: Identifies a policy that covers the
each record and it must match exactly the PolID value
in the policy record (record type 60).
3
LocID
each record and it must match exactly the LocID value
in the location record (record type 63).
4
NumEmployees
Number of Employees at this location: This field
represents the number of covered employees at this
location.
Maximum 30 characters. Enter the number of
employees at this location. Enter 0 if Annual Payroll and
Average Annual Wage are to be used instead.
For aggregate Japan Personal Accident data, this value
should always be supplied.
5
PctDayShift
Percentage of NumEmployees in Day Shift at this
location: This field indicates the percentage of
covered employees who will be at this location during
normal working hours (9 a.m. – 4:59 p.m.). This
percentage of employees will be assumed to be at
this location for eight hours per day.
Maximum 30 characters. Enter the percentage as a
decimal greater than 0 and less than 1. For example,
0.12 for 12%. To use AIR default values enter X.
For a list of AIR default values see Appendix H on page
180
81
#
Field
Description
Details
6
PctEveningShift
Percentage of NumEmployees in Evening Shift at
this location: This field indicates the percentage of
evening hours, or during typical commute times (7
a.m. – 8:59 a.m., 5 p.m. – 6:59 p.m.). This
percentage of employees will be assumed to be at
this location for four hours per day.
7
PctNightShift
180
Note that this field is ignored for the Japan Personal
Accident model.
Percentage of NumEmployees in the Night Shift at
this location: This field indicates the percentage of
the night shift (7 p.m. – 6:59 a.m.). This percentage
of employees will be assumed to be at this location
for twelve hours per day.
180
8
AnnualPayroll
Annual Payroll for employees at this location: This
field provides the total annual payroll for all covered
employees at this location.
Maximum 30 characters. Enter the actual value of
covered employee payroll. If Number of Employees is
provided, enter 0 for this field.
9
AvgAnnWage
Average Annual Payroll per employees at this
location: This field provides the average wage for all
covered employees at this location.
Maximum 30 characters. Enter the actual value of the
average wage for all covered employees at this location.
To use default value (state average), enter X.
10
PerilsCovered
Perils Covered
Reserved for future use. Enter X.
11
MedMinorEV
Expected Value of Medical payment per Minor
injuries claim: This field provides the expected value
of the medical component of minor (outpatient for
Japan) injuries.
Applies for medical and indemnity payments. Maximum
30 characters. Enter the actual value. To use AIR
default values, enter X.
12
MedMinorSD
Standard Deviation of Medical payment per Minor
injuries claim
82
#
Field
Description
Details
13
MedModerEV
Expected Value of Medical payment per Moderate
of the medical component of moderate
(hospitalization and surgery for Japan) injuries.
14
MedModerSD
Standard Deviation of Medical payment per
Moderate injuries claim
15
MedMajorEV
Expected Value of Medical payment per Major
of the medical component of major (disability for
Japan) injuries.
16
MedMajorSD
Standard Deviation of Medical payment per Major
injuries claim
17
MedFatalEV
Expected Value of Medical payment per Fatal
of the medical component of fatal (death for Japan)
injuries.
18
MedFatalSD
Standard Deviation of Medical payment per Fatal
injuries claim
19
IndemMinorEV
Expected Value of Indemnity payment per Minor
injuries claim
20
IndemMinorSD
Standard Deviation of Indemnity payment per Minor
injuries claim
21
IndemModerEV
Expected Value of Indemnity payment per Moderate
injuries claim
22
IndemModerSD
Standard Deviation of Indemnity payment per
Moderate injuries claim
23
IndemMajorEV
Expected Value of Indemnity payment per Major
injuries claim
83
#
Field
Description
Details
24
IndemMajorSD
Standard Deviation of Indemnity payment per Major
injuries claim
25
IndemFatalEV
Expected Value of Indemnity payment per Fatal
injuries claim
26
IndemFatalSD
Standard Deviation of Indemnity payment per Fatal
injuries claim
84
APPENDICES
85
A
Geographic Resolution
This appendix identifies the minimum and maximum geographic resolutions allowed for each country when importing locations. In addition to
the resolutions listed below, each country also accepts locations with Country information combined with Latitude and Longitude coordinates.
For details on formatting the minimum and maximum geographic resolution data for each country, see Appendix C Area Schemes on page 95.
Country
Minimum
Maximum
Country
Minimum
Maximum
Albania
CRESTA
Municipality
Jamaica
CRESTA
Parish
Anguilla
CRESTA
CRESTA
Japan
Prefecture
Yubin or Sonpo
Antigua & Barbuda
CRESTA
CRESTA
Latvia
CRESTA
Postal
Aruba
CRESTA
CRESTA
Lithuania
CRESTA
Postal
Australia
CRESTA
Postal
Luxembourg
CRESTA
Postal
Austria
CRESTA
Postal
Macedonia
CRESTA
Municipality
86
Country
Minimum
Maximum
Country
Minimum
Maximum
Bahamas
District
Postal
Martinique
District
District
Barbados
CRESTA
Parish
Mexico
CRESTA
Postal/Locality
Belgium
CRESTA
Postal
Montserrat
District
District
Belize
CRESTA
CRESTA
Netherlands
CRESTA
Postal
Bermuda
Parish
Postal
Netherlands Antilles
CRESTA
CRESTA
Bulgaria
CRESTA
Postal
New Zealand
CRESTA
Postal
Canada
CRESTA
LDU
Nicaragua
CRESTA
CRESTA
Cayman Islands
District
Postal
Non-Modeled
Countries
Country
CRESTA
Chile
CRESTA
Municipio
Norway
CRESTA
Postal
China
Province
County
Panama
CRESTA
CRESTA
Colombia
CRESTA
Municipio
Peru
CRESTA
Departments
Costa Rica
CRESTA
CRESTA
Philippines
CRESTA
Postal
Cuba
Province
Province
Poland
CRESTA
Postal
Cyprus
CRESTA
Postal
Portugal
CRESTA
Postal
Czech Republic
CRESTA Municipal
Postal
Puerto Rico
CRESTA
Postal
Denmark
CRESTA
Postal
Romania
CRESTA
Postal
Dominica
District
District
Serbia
CRESTA
Postal
Dominican Republic
CRESTA
Province
Slovakia
CRESTA
Postal
El Salvador
CRESTA
CRESTA
Slovenia
CRESTA
Postal
Estonia
CRESTA
Postal
South Korea
CRESTA
Postal
Finland
CRESTA
Postal
St. Barts
District
District
87
Country
Minimum
Maximum
Country
Minimum
Maximum
France
CRESTA
Postal
St. Kitts & Nevis
CRESTA
CRESTA
Germany
CRESTA
Postal
St. Lucia
District
District
Greece
CRESTA
Postal
St. Maarten
CRESTA
CRESTA
Grenada
District
District
St. Martin
CRESTA
CRESTA
Guadeloupe
District
District
St. Vincents & The
Grenadines
District
District
Guatemala
CRESTA
CRESTA
Sweden
CRESTA
Postal
Gulf of Mexico
Protraction
Protraction + Block
Switzerland
CRESTA
Postal
Haiti
Province
(Department)
Province
(Department)
Taiwan
CRESTA
Postal/District
Honduras
CRESTA
CRESTA
Trinidad and Tobago
CRESTA
County
Hong Kong
CRESTA
County
Turkey
Province
Postal
Hungary
CRESTA
Postal
Turks & Caicos
District
District
India
CRESTA
Postal
United Kingdom
CRESTA/Postcode
Area
Postal
Indonesia
CRESTA
Postal
United States
State + County
Postal
Ireland
CRESTA
County
Venezuela
CRESTA
Municipio
Israel
CRESTA
Postal
Virgin Islands (British)
District
District
Italy
CRESTA
Postal
Virgin Islands (U.S.)
District
Postal
88
B
Country Codes
Enter the numeric country code. Countries modeled in Touchstone and CLASIC/2 are listed in bold text, as seen in the table below. Note that
the U.S. is the only country modeled in CATStation.
For the non-modeled countries: When entering CRESTAs for non-modeled countries, enter 9998 in the area scheme field. Non-modeled
countries are identified in Table 2.
If you had 9998 records in area scheme fields for these countries supported in v12.5 (or earlier) as non-modeled country, they will be
remodeled when brought into the current version.
Table 1 Modeled Countries
Country Codes - Modeled Countries
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
231
Albania
AL
104
Guadeloupe
GP
35
Portugal
PO
181
Anguilla
AI
46
Guatemala
GT
15
Puerto Rico
PQ
237
Antigua and
Barbuda
AG
57
Gulf of Mexico
GOM
40
Romania
RO
89
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
154
Aruba
AW
108
Haiti
HT
189
Serbia
RS
23
Australia
AS
48
Honduras
HN
193
Slovakia
SK
26
Austria
AU
52
Hong Kong
HK
195
Slovenia
SI
12
Bahamas
BF
111
Hungary
HU
50
South Korea
KR
39
Barbados
BB
113
India
IN
244
St. Barts
BL
2
Belgium
BE
45
Indonesia
ID
180
St. Kitts and Nevis
KN
54
Belize
BZ
27
Ireland
EI
182
St. Lucia
LC
14
Bermuda
BD
20
Israel
IS
16
St. Maarten
SS
220
Bulgaria
BG
19
Italy
IT
17
St. Martin
SJ
18
Canada
CA
22
Jamaica
JM
184
Saint Vincent and the
Grenadines
VC
40
Cayman Islands
CJ
21
Japan
JA
9
Sweden
SW
30
Chile
CI
127
Latvia
LV
10
Switzerland
SZ
53
China
CH
131
Lithuania
LT
43
Taiwan
TW
25
Colombia
CO
6
Luxembourg
LU
42
Trinidad and Tobago
TD
49
Costa Rica
CR
218
Macedonia
MK
38
Turkey
TU
75
Cuba
CU
139
Martinique
MQ
214
Turks and Caicos
Islands
TC
76
Cyprus
CY
28
Mexico
MX
11
United Kingdom
UK
77
Czech Republic
CZ
142
Monaco (modeled
as a CRESTA in
France)
MC
1
United States
US
3
Denmark
DA
146
Montserrat
MS
29
Venezuela
VE
90
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
79
Dominica
DM
153
Netherlands
Antilles
AN
121
VG
41
Dominican
Republic
DR
7
Netherlands
NL
13
VQ
47
El Salvador
SV
24
New Zealand
NZ
84
Estonia
EE
55
Nicaragua
NI
89
Finland
FI
8
Norway
NO
4
France
FR
56
Panama
PA
5
Germany
GM
33
Peru
PE
37
Greece
GR
44
Philippines
RP
103
Grenada
GD
171
Poland
PL
Table 2 Non-Modeled Countries
Country Codes – Non-Modeled Countries
3
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
230
Afghanistan
AF
102
Greenland
GL
165
Palau
PW
90
Åland Islands
AX
105
Guam
GU
98
Palestinian Territories
PS
GG
167
Papua New Guinea
PG
GN
168
Paraguay
PY
231
Albania
AL
242
Guernsey
232
Algeria
DZ
106
Guinea
3
Will produce losses if coded as a UK location with relevant area or CRESTA code.
91
4
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
233
American Samoa
A1
172
Guinea-Bissau
GW
170
Pitcairn
PN
234
Andorra
AD
107
Guyana
GY
174
Qatar
QA
235
Angola
AO
109
Heard Island and
McDonald Islands
HM
175
Reunion
RE
236
Antarctica
AQ
112
Iceland
I1
177
Russian Federation
RU
32
Argentina
AR
114
Iran
IR
178
Rwanda
RW
238
Armenia
AM
115
Iraq
IQ
179
Saint Helena
SH
IM
183
Saint Pierre and
Miquelon
PM
JE
227
Samoa
WS
2
239
Azerbaijan
AZ
221
Isle of Man
240
Bahrain
BH
243
Jersey
2
4
SM
241
Bangladesh
B1
118
Jordan
JO
185
San Marino
60
Belarus
BY
117
Kazakhstan
KZ
186
Sao Tome and Principe
ST
78
Benin
BJ
119
Kenya
KE
187
Saudi Arabia
SA
245
Bhutan
BT
101
Kiribati
KI
188
Senegal
SN
246
Bolivia
BO
120
Korea
KP
189
Serbia
RS
247
Bosnia and
Herzegovina
BA
122
Kuwait
KW
190
Seychelles
SC
248
Botswana
BW
123
Kyrgyzstan
KG
191
Sierra Leone
SL
199
Bouvet Island
BV
124
Lao People's
Democratic Republic
LA
51
Singapore
SG
Will produce losses if coded as Italy.
92
5
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
31
Brazil
BR
125
Lebanon
LB
169
Solomon Islands
SB
192
British Indian Ocean
Territory
IO
126
Lesotho
LS
196
Somalia
SO
80
Brunei Darussalam
BN
128
Liberia
LR
197
South Africa
ZA
223
Burkina Faso
B2
129
Libya
LY
87
South Georgia and the
South Sandwich Islands
GS
59
Burundi
BI
130
Liechtenstein
LI
36
Spain
ES
61
Cambodia
KH
132
Macao
MO
65
Sri Lanka
LK
62
Cameroon
CM
218
Macedonia
MK
201
Sudan
SD
63
Cape Verde
CV
133
Madagascar
MG
202
Suriname
SR
64
Central African
Republic
CF
134
Malawi
MW
203
Svalbard and Jan
5
Mayen
S2
66
Chad
T1
135
Malaysia
MY
204
Swaziland
S1
67
Christmas Island
CX
136
Maldives
MV
205
Syrian Arab Republic
SY
68
Cocos Islands
CC
137
Mali
ML
206
Tajikistan
TJ
69
Comoros
KM
138
Malta
MT
222
Tanzania
TZ
72
Congo
CD
164
Marshall Islands
MH
207
Thailand
TH
71
Congo, Republic of
CG
140
Mauritania
MR
173
Timor-leste
TL
73
Cook Islands
CK
141
Mauritius
MU
208
Togo
TG
116
Côte D'Ivoire
C1
70
Mayotte
YT
209
Tokelau
TK
Will produce losses if coded as Sweden.
93
Code
Description
Abbrev
Code
Description
Abbrev
Code
Description
Abbrev
74
Croatia
HR
163
Micronesia
FM
210
Tonga
TO
94
Djibouti
DJ
144
Moldova
MD
212
Tunisia
TN
34
Ecuador
EC
143
Mongolia
MN
213
Turkmenistan
TM
219
Egypt
EG
145
Montenegro
ME
215
Tuvalu
TV
81
Equatorial Guinea
GQ
147
Morocco
MA
216
Uganda
UG
83
Eritrea
ER
148
Mozambique
MZ
217
Ukraine
UA
82
Ethiopia
ET
58
Myanmar
MM
211
United Arab Emirates
AE
85
Faeroe Islands
FO
150
Namibia
NA
162
United States Minor
Outlying Islands
UM
86
Falkland Islands
FK
151
Nauru
NR
224
Uruguay
UY
88
Fiji
FJ
152
Nepal
NP
225
Uzbekistan
UZ
91
French Guiana
GF
155
New Caledonia
NC
156
Vanuatu
VU
92
French Polynesia
PF
157
Niger
NE
110
Vatican City
VA
93
French Southern
Territories
TF
158
Nigeria
NG
194
Vietnam
VN
95
Gabon
GA
159
Niue
NU
226
Wallis and Futuna
WF
97
Gambia
G1
160
Norfolk Island
NF
200
Western Sahara
EH
96
Georgia
GE
161
Northern Mariana
Islands
MP
228
Yemen
YE
99
Ghana
GH
149
Oman
OM
229
Zambia
ZM
100
Gibraltar
GI
166
Pakistan
PK
198
Zimbabwe
ZW
94
C
Area Schemes
In addition to the area schemes listed in the table below, the location records in some AIR-modeled countries (e.g., Aruba) can be imported
with area scheme 1011, which indicates that a CRESTA code (see Appendix D on page 107) is provided in the Area field. The table below
includes countries that can be imported with area scheme 1011.
Please note that risk-based reinsurances are not supported for CRESTA-aggregated data in these countries. Reinsurance terms included in
the UNICEDE files will not be considered during the analysis. Also, when entering CRESTA codes, locations must be aggregated such that
one location record (with the appropriate number of risks) is used for each unique combination of CRESTA, Construction, Occupancy (etc).
Whenever possible, users should avoid having one location for each risk in a CRESTA zone.
95
Note
CRESTA imports are also supported for select non-modeled countries. When entering CRESTAs for non-modeled countries, enter 9998 in the
area scheme field.
Area Schemes by Country
Country/Zone
Area Scheme
Code
Description
Example
Albania
1011
CRESTA
0101 (Berat)
1064
Municipality
010104 (Lumas)
Anguilla
1011
CRESTA
3 (Anguilla)
Antigua and Barbuda
1011
CRESTA
1 (St. John)
Aruba
1011
CRESTA
1 (Aruba)
Australia
1011
CRESTA
1 (Gold Coast)
1042
4-digit postal code
PostalArea=2484
1011
CRESTA
20 (Hollabrunn)
1024
Districts
1027
4-digit district postal code
PostalArea = 4231
1042
4-digit postal code
PostalArea = 5342
1024
1- or 2-digit district code
Area = 3 (Abaco)
1027
1- or 2-character district postal code
PostalArea = FH
1025
1- or 2-digit parish code
Area = 1 (Christ Church)
1011
CRESTA
2 (Greater Bridgetown reclaimed)
1011
CRESTA
1 (Bruxelles)
1024
Districts
1027
Austria
Bahamas
Barbados
Belgium
PostalArea = 2000
96
Country/Zone
Area Scheme
Code
Description
Example
1042
4-digit postal code
PostalArea = 1741
Belize
1011
1-digit area (CRESTA) code
Area = 1 (Belize City)
Bermuda
1025
1-digit parish code
Area = 6 (Devonshire)
1028
2-character parish postal code
PostalArea = GE
1011
CRESTA
08 (Plovdiv)
1064
CRESTA Muni
SOF46 (Stolichna)
1065
CRESTA Muni Postal
1217 (Balsha)
1011
CRESTA
12 (Alberta)
1013
3-character FSA code
SubArea = K2T
1014
3-character FSA or 6-character LDU code
PostalArea = V3W4G3
1024
1-digit district code
Area = 3 (George Town)
1027
1- to 3-character district postal code
PostalArea = APO
1011
CRESTA
3 (Santiago)
1053
7-digit Municipio code
SubArea = 1005563 (Palena)
1012
2-digit province code
Area = 14 (Shanxi)
1038
6-digit subarea (county) code
Subarea = 510123 (Wenjiang Xian – Chengdu)
1011
CRESTA
3 (Tolima)
1053
SubArea = 2316800 (Chima)
Costa Rica
1047
Area = 2 (Prov. De Alajula)
Cuba
1012
Province
Area = 14 (Villa Clara)
Cyprus
1011
CRESTA
04 (Pafos)
Bulgaria
Canada
Cayman Islands
Chile
China
Colombia
97
Country/Zone
Area Scheme
Code
Description
Example
1064
CRESTA Muni
SubArea = 1000 (Lefkosia)
1065
CRESTA Muni Postal
PostalArea = 2470 (Trachonas)
1011
CRESTA
10 (Zone 10)
1066
CRESTA Muni
SubArea = 554782 (Praha)
1067
CRESTA Muni Postal
PostalArea = 10000 (Praha 10)
1011
CRESTA
6 (Fyn)
1024
Districts
1027
PostalArea = 1050
1042
4-digit postal code
PostalArea = 1200
Dominica
1024
Country (District)
1 (Dominica)
Dominican Republic
1012
1- or 2-digit province code
Area = 1 (Azua)
1011
CRESTA
1 (Zone A)
El Salvador
1011
Area = 2 (Resto del país)
Estonia
1011
CRESTA
10 (Zone 10)
1064
CRESTA Muni
SubArea = 0784 (Tallinn)
1065
CRESTA Muni Postal
PostalArea = 75112 (Raveliku)
1011
CRESTA
01 (Zone 1)
1064
CRESTA Muni
SubArea = 049 (Espoo)
1065
CRESTA Muni Postal
PostalArea = 95340 (Loue)
1011
CRESTA
1 (Ain)
1023
County code
Czech Republic
Denmark
Finland
France
98
Country/Zone
Area Scheme
Code
Description
Example
1032
5-digit county postal code
PostalArea = 01000
1042
5-digit postal code
PostalArea = 13118
1011
CRESTA
1 (Dresden)
1030
2-digit region code
11 (Berlin)
1031
5-digit district code
SubArea = 02000 (SK Hamburg)
1033
5-digit postal code
PostalArea = 24937
1058
5-digit district (kreise) code
SubArea = 16063
1059
5-digit postal code
PostalArea = 99831
1011
CRESTA
10 (Zone 10)
1012
Province code
Area = 63 (Florina)
1034
2-digit province postal code
PostalArea = 10
1040
PostalArea = 153 49
1068
CRESTA Postal
33 (Mavrolithari)
Grenada
1024
Districts
1 (Grenada)
Guadeloupe
1024
Districts
1 (Guadeloupe)
Guatemala
1011
Area = 401 (Totonicapán)
1050
Protraction
1051
2-character protraction code and alphanumeric block
code
SubArea = VN, PostalArea = 588
Haiti
1012
Province
Area = 8 (Sud)
Honduras
1011
Area = 5 (Depto. Choluteca)
Germany
Greece
99
Country/Zone
Area Scheme
Code
Description
Example
Hong Kong
1011
CRESTA
102 (Kowloon)
1012
Area = 81
1038
2-digit province code and 6-digit county code
Area = 81, SubArea = 810001
1063
3-digit CRESTA code and 6-digit county code
Area = 101, SubArea = 810001
1011
CRESTA
01 (Budapest)
1066
CRESTA Muni
02 (Abda)
1067
CRESTA Postal
02 (Sobor)
1011
CRESTA
01000 Jammu and Kashmir
1058
1- or 2-digit district code
SubArea = 1 (Kupwara)
1059
5-digit postal code
PostalArea = 533286
1011
CRESTA
1 (North Sumatra)
1012
Area = 11
1036
2-digit province code and 4-digit district code
1042
5-digit postal code (beginning with 14.0, the 3-digit postcode will be remapped to 5 digits)
1058
2-digit CRESTA code and 4-digit district code
Area = 1.3, SubArea = 1101
1011
CRESTA
CW (Carlow)
1023
County code
Area = 34 (Cavan)
1011
CRESTA
06 (South zone)
1024
Sub-district code
Area = 05 (Golan)
1027
5-digit postal code
PostalArea = 10292
1011
CRESTA
01 (Zone 1)
Hungary
India
Indonesia
Ireland
Israel
Italy
100
Country/Zone
Jamaica
Japan
Latvia
Lithuania
Luxembourg
Macedonia
Martinique
Area Scheme
Code
Description
Example
1012
Province code
Area = 019 (Cremona)
1034
5-digit postal code
PostalArea = 10010
1068
CRESTA Postal
PostalArea = 00010 (Gallicano nel Lazio)
1025
Parish code
Area = 2 (Hanover)
1011
CRESTA
1 (Hanover)
1009
Prefecture code
Area = 650 (Aichi)
1010
Wards (KU) code
SubArea = 23422
1048
7-digit postal (Yubin) code
PostalArea = 7372131
1057
2-, 4- or 10-digit postal (Sonpo) code
1011
CRESTA
10 (Zone 10)
1064
CRESTA Muni
SubArea = 130000 (Jûrmala)
1065
CRESTA Muni Postal
PostalArea = 2114 (Olaine)
1011
CRESTA
01 (Zone 01)
1066
CRESTA Muni
SubArea = 1013 (Vilniaus m. sav.)
1067
CRESTA Postal
PostalArea = 01100 (Vilniaus 55-asis paðtas)
1011
CRESTA
01 (Luxembourg)
1024
District code
Area = 02 (Capellen)
1027
Municipality (commune) code
PostalArea = 0501
1011
CRESTA
1064
CRESTA Muni
SubArea = 1015 (Arachinovo)
1024
Country (District)
Area = 1 (Martinique)
101
Country/Zone
Area Scheme
Code
Description
Example
1011
CRESTA
E10 (Z10: Colima-D)
1043
5-digit state+municipality code
SubArea = 20456
1044
5-digit state municipal postal code
PostalArea = 09449
1046
9-digit state municipal locality code
Montserrat
1024
Country (District)
Area = 1 (Montserrat)
1011
CRESTA
4 (Saba)
Netherlands
1011
CRESTA
35 (Utrecht)
1012
Province code
1034
PostalArea = 9351
1042
4-digit postal code
PostalArea = 4001
1011
CRESTA
1 (Northland)
1042
4-digit postal code
PostalArea = 3038
1045
6-digit area unit (city) code
PostalArea = 547700
Nicaragua
1011
Area = 1 (Managua)
Non-Modeled Countries
1006
2-3 digit country code
Country = 238 (Armenia)
9998
CRESTA code
Country = 246, CRESTA = 5 (Oruro, Bolivia)
1011
CRESTA
1 (Z01)
1024
District code
1027
2-digit/character district postal code
PostalArea = 15
1042
4-digit postal code
PostalArea = 0286 (Oslo 0286)
1011
Area = 2 (Colón, zona libre)
New Zealand
Norway
Panama
102
Country/Zone
Area Scheme
Code
Description
Example
Peru
1011
CRESTA
1 (Zone 01)
1055
6-digit District code
SubArea = 180201 (Omate)
1011
CRESTA
1 (Zone 1)
1042
4-digit postal code (for 14.0+, the 2-digit postcode will 2812 (Pilar)
be remapped to 4 digits)
1052
2-digit region code
Area = 01
1061
2-digit region code and 4-digit province code
1062
2- or 3-digit CRESTA code and 4-digit province code
1011
CRESTA
01 (Zone 1)
1064
CRESTA Muni
SubArea = 143201 (Blonie)
1065
CRESTA Muni Postal
PostalArea = 04-263 (Warszawa 04-263)
1024
District code
Area = 10 (Leiria)
1027
4-digit postal code
PostalArea = 3720
1011
CRESTA
10 (Zone 10)
1068
CRESTA Postal
1000 (Lisboa 1000)
1026
Municipality code
Area = 109 (Patillas)
1029
Municipality postal code
PostalArea = 00733
1070
CRESTA Postal
00603
1011
CRESTA
12 (Zone Dorado)
1011
CRESTA
01 (Alba)
1064
CRESTA Muni
SubArea = 001017 (Municipiul Alba Iulia)
1065
CRESTA Muni Postal
PostalArea = 307189 (Manastire)
Philippines
Poland
Portugal
Puerto Rico
Romania
103
Country/Zone
Area Scheme
Code
Description
Example
Serbia
1011
CRESTA
01 (Severno-Backi)
1064
CRESTA Muni
SubArea = 80071 (Backa Topola)
1065
CRESTA Muni Postal
PostalArea = 24300 (Backa Topola 1)
1011
CRESTA
01 (Zone 1)
1066
CRESTA Muni
SubArea = 512842 (Považská Bystrica)
1067
CRESTA Muni Postal
PostalArea = 01001 (Žilina 1)
1011
CRESTA
01 (Zone 1)
1064
CRESTA Muni
SubArea = 006 (Bovec)
1065
CRESTA Muni Postal
PostalArea = 5224 (Srpenica)
1011
CRESTA
1 (Seoul)
1012
Area = 11
1036
2-digit province code and 5-digit district code
1042
3-digit postal code
PostalArea = 100
1058
1- or 2-digit CRESTA code and 5-digit district code
St. Barts
1024
County (District)
Area = 1 (Saint Barts)
St. Kitts and Nevis
1011
CRESTA
200 (Nevis)
St. Lucia
1024
County (District)
Area = 1 (Saint Lucia)
St. Maarten
1011
CRESTA code
Country = 16
St. Martin
1011
CRESTA code
Country = 17
St. Vincent and the
Grenadines
1024
District (Area)
Area = 1 (Saint Vincent)
Sweden
1011
CRESTA
25 (Norrbottens län)
Slovakia
Slovenia
South Korea
104
Country/Zone
Area Scheme
Code
Description
1012
Province code
1034
PostalArea = 10
1041
4-digit municipality code
SubArea = 0114 (Upplands Väsby)
1042
5-digit postal code
PostalArea = 27456 (Abbekås)
1011
CRESTA
1 (Aargau)
1030
Region
01 (Zürich)
1035
4-digit postal code
PostalArea = 8174
1042
4-digit postal code
PostalArea = 5246
1011
CRESTA
8 (Yuanlin)
1023
2-digit county code
Area = 01
1042
3-digit postal code
PostalArea = 100
1058
1- or 2-digit CRESTA code and 4-digit district code
1060
2-digit county code and 4-digit district code
1023
County code
Area = 1 (Caroni)
1011
CRESTA
101 (Greater Port of Spain)
1012
Province code
Area = 03 (Afyonkarahisar)
1036
2-digit IL (province) code + 4-digit ILCE (district) code
PostalArea = 3412
1069
2-digit IL + 4-digit ILCE + Postal
PostalArea = 01010
Turks and Caicos Islands
1024
District (Area)
Area = 3 (Salt Cay)
United Kingdom
1011
CRESTA
BA (Bath)
1021
Postcode area code
Area = AB (Aberdeen)
Switzerland
Taiwan
Trinidad and Tobago
Turkey
Example
105
Country/Zone
Area Scheme
Code
Description
Example
1022
Postal sector code
PostalArea = AB10 1
1056
7-digit full postcode
PostalArea = AB101AA
1001
FIPS State County
1003
5-digit ZIP postal code
PostalArea = 02166
1008
9-digit ZIP postal code
1011
CRESTA
11 (San Cristobal)
1053
SubArea = 23014 (Miranda)
1024
District (Area)
Area = 5 (Peter Island)
1024
District code
Area = 10 (St. Croix)
1027
District postal code
PostalArea = 00802
United States
Venezuela
106
D
Note
Area and CRESTA Codes
When using CRESTA codes, enter 1011 in the area scheme field, the CRESTA code in the Area field (field 9 on the UNICEDE/px location
records) and make sure to use the correct country code.
Anguilla (country code= 181)
Anguilla supports CRESTA codes.
Anguilla CRESTA Codes
Code
Description
3
Anguilla
107
Antigua and Barbuda (country code = 237)
Antigua and Barbuda support CRESTA codes.
Antigua and Barbuda CRESTA Codes
Code
Description
1
Saint Johns
2
Rest of Antigua
3
Barbuda
Aruba (country code = 154)
Aruba supports CRESTA codes.
Aruba CRESTA Codes
Code
Description
1
Aruba
Australia (country code = 23)
Australia supports CRESTA codes.
Australia CRESTA Codes
Code Description
Code Description
Code Description
Code Description
1
Gold Coast
14
Burketown
26
Gulf St.Vincent/Kangaroo Isle
38
Wagga
Wagga/Griffith
2
Brisbane
15
Queensland Center/
NSW Center
27
Adelaide and Surroundings
39
Canberra/ACT/etc.
3
Caloundra
16
N. Northern Territory
28
Adelaide Remainder
40
Wollongong
4
Bundaberg
17
Darwin
29
Tasmania
41
S. and Central
Sydney
108
Australia CRESTA Codes
Code Description
Code Description
Code Description
Code Description
5
Gladstone
18
Northern Territory
Remainder
30
Vict. Center/lower S.E. SA
42
W. Sydney
6
Rockhampton
19
Broome/Wyndham
31
Geelong/Warrnambool/
Gambier
43
N. Sydney
7
Mackay
20
Dampier/Port Headland
32
Wontaggi/Foster
44
Central Coast/
Gosford
8
Bowen
21
Carnarvon/Geraldton
33
Melbourne and Surroundings
45
Blue Mountains
9
Townsville
22
Perth
34
Emerald
46
Newcastle
10
Halifax
23
Bunbury/Albany
35
Mallacata and Bega
47
Dubbo/Armidale
11
Cairns
24
WA Remainder/SA
Remainder
36
E. Vict/S.E. NSW
48
Port Macquarie
12
N. Queensland
25
Port Lincoln/Whyalla
37
N. Vict/S. NSW/upper S.E. SA
49
Coffs Harbour
13
Cape York
Peninsula
Austria (country code = 26)
Austria supports CRESTA codes. Austria also accepts district codes as scheme path 1024, which remaps to CRESTA.
Austria CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
10
Wien
37
Sitzendorf an der
Schmida
56
Rauris
81
Frohnleiten
11
Wien
38
Litschau
57
Krimml
82
Pollau bei Hartberg
12
Wien
39
Zwettl
60
Innsbruck
83
Gnas
13
Wien-Flughafen
40
Linz
61
Neustift im Stubaital
84
Leutschach
109
Austria CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
20
Hollabrunn
41
Vorderweissenbach
62
Mayrhofen
85
Deutschlandsberg
21
Mistelbach an der Zaya
42
Liebenau
63
Hopfgarten im Brixental
86
Thorl
22
Zistersdorf
43
St. Georgen am
Walde
64
St. Leonhard im Pitztal
87
Rottenmann
23
Gross-Enzersdorf
44
Kleinreifling
65
Feichten im Kaunertal
88
Oberwolz
24
Nickelsdorf
45
Molln
66
Reutte
89
Stein an der Enns
25
Alland
46
Grunau im Almtal
67
Schruns
90
Klagenfurt
26
Schwarzau im Gebirge
47
Grieskirchen
68
Dornbirn
91
Eisenkappel
27
Gutenstein
48
Ebensee
69
Hittisau
92
Portschach am
Worther See
28
Aspang
49
Obernberg am Inn
70
Oggau
93
Metnitz
30
Boheimkirchen
50
Unken
71
Illmitz
94
St. Gertraud
31
Kernhof
51
Ostermiething
72
Mattersburg
95
Feldkirchen in
Kernten
32
Langau bei Gaming
52
Munderfing
73
Nikitsch
96
Hermagor
33
Gostling an der Ybbs
53
St. Gilgen
74
Pinkafeld
97
Feistritz an der
Drau
34
Hausleiten
54
Abtenau
75
Gussing
98
Malta
35
Gfohl
55
Tamsweg
80
Heiligenkreuz am
Waasen
99
Matrei in Osttirol
36
Yspertal
110
Bahamas (country code = 12)
Anguilla supports area (District) codes.
Bahamas District Codes
Code
District
Code
District
Code
District
Code
District
3
Abaco
8
Cat Island
13
Harbour Island
16
Ragged Island
4
Acklins
9
Crooked Island
14
Inagua
17
Rum Cay
5
Andros
10
Eleuthra
12
Long Island
18
San Salvador
6
Berry Islands
11
Exuma and Cays
15
Mayaguana
19
Spanish Wells
7
Biminis
2
Grand Bahama
1
New Providence
Barbados (country code = 39)
Barbados supports both area (Parish) and CRESTA codes.
Area Codes
Barbados Parish Codes
Code
Parish
Code
Parish
Code
Parish
1
Christ Church
3
St. George
5
St. John
2
St. Andrew
4
St. James
6
St. Joseph
7
St. Lucy
9
St. Peter
11
St. Thomas
8
St. Michael
10
St. Philip
111
CRESTA Codes
Barbados CRESTA Codes
Code
Description
1
Greater Bridgetown – excluding reclaimed land area
2
Greater Bridgetown – reclaimed land area
3
Remainder of Barbados
Belgium (country code = 2)
Belgium supports CRESTA codes. Belgium also accepts district codes, which remap to CRESTA.
Belguim CRESTA Codes
Code
Description
Code
Description
Code
Description
1
Bruxelles
4
Liege
7
Tournai/Ath/Mons
2
d’Anvers/Mechelen
5
Namur
8
Oostende/Brugge/Kortrijk
3
Louvain/Tienen/Hasselt
6
Charleroi/Libramont
9
Gent
Belize (country code = 54)
Belize supports CRESTA codes.
Belize CRESTA Codes
Code
Description
1
Belize City
2
Rest of Belize
112
Bermuda (country code = 14)
Bermuda supports area (Parish) codes.
Bermuda Parish Codes
Code
Parish
Code
Parish
Code
Parish
6
Devonshire
5
Pembroke
2
Southampton
8
Hamilton
1
Sandy’s
9
St. Georges
4
Paget
7
Smith’s
3
Warwick
Bulgaria (country code = 220)
Bulgaria supports CRESTA codes.
Bulgaria CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1
Sofiya Grad
9
Kyrdzhali
17
Shumen
25
Pleven
2
Sofiya
10
Haskovo
18
Silistra
26
Vraca
3
Pernik
11
Stara Zagora
19
Razgrad
27
Montana
4
Kyustendil
12
Sliven
20
Tyrgovische
28
Vidin
5
Blagoevgrad
13
Yambol
21
Ruse
6
Pazardzhik
14
Burgas
22
Veliko Tyrnovo
7
Smolyan
15
Varna
23
Gabrovo
8
Plovdiv
16
Dobrich
24
Lovech
113
Canada (country code = 18)
Canada supports area (Province) codes.
Canada Province Codes
Code
Abbrev.
Province
Code
Abbrev.
Province
Code
Abbrev.
Province
48
AB
Alberta
62
NU
Nunavut
24
QC
Quebec
59
BC
British Columbia
35
ON
Ontario
47
SK
Saskatchewan
10
NF
Newfoundland
46
MB
Manitoba
60
YT
Yukon
12
NS
Nova Scotia
13
NB
New Brunswick
61
NT
Northwest
Territories
11
PE
Prince Edward Island
Cayman Island (country code = 40)
Cayman Island supports area (District) codes.
Cayman Island District Codes
Code
District
Code
District
1
Bodden Town
6
Little Cayman
7
Cayman Brac
4
North Side
2
East End
5
West Bay
3
George Town
114
Chile (country code = 30)
Chile supports CRESTA codes. Chile also accepts region codes, which remap to CRESTA.
Chile CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1.1
Tarapaca
4.2
Colchagua
4.9
Bio-Bio
5.6
Chiloe
1.2
Antofagasta
4.3
Curico
4.10
Arauco
5.7
Aisen
1.3
Atacama
4.4
Talca
5.1
Malleco
5.8
Magallanes
1.4
Coquimbo
4.5
Maule
5.2
Cautin
5.9
Tierra del Fuego
2
Valparaiso/Aconcagua
4.6
Linares
5.3
Valdivia
5.10
Antarctica Chilena
3
Santiago
4.7
Nuble
5.4
Osorno
6
Chilean Flotantes
4.1
O’Higgins
4.8
Concepcion
5.5
Llanquihue
China (country code = 53)
China supports area (Province) codes.
Area Codes
China Province Codes
Code
Province
Code
Province
Code
Province
Code
Province
34
Anhui
46
Hainan
36
Jiangxi
14
Shanxi
11
Beijing
13
Hebei
22
Jilin
51
Sichuan
50
Chongqing
23
Heilongjiang
21
Liaoning
12
Tianjin
35
Fujian
41
Henan
64
Ningxia
65
Xinjiang
62
Gansu
42
Hubei
63
Qinghai
54
Xizang
115
China Province Codes
Code
Province
Code
Province
Code
Province
Code
Province
44
Guangdong
43
Hunan
61
Shaanxi
53
Yunnan
45
Guangxi
15
Inner Mongolia
37
Shandong
33
Zhejiang
52
Guizhou
32
Jiangsu
31
Shanghai
Colombia (country code = 25)
Colombia supports CRESTA codes. Columbia also accepts region codes, which remap to CRESTA.
Colombia CRESTA Codes
Code
Description
Code
Description
Code
Description
1
Cundinamarca
4
Valle del Cauca
7
Boyaca
2
Caldas
5
Huila
8
Magdalena
3
Tolima
6
Putumayo
9
Antioquia
Costa Rica (country code = 49)
Costa Rica supports CRESTA codes.
Costa Rica CRESTA Codes
Code
Description
Code
Description
Code
Description
1
Prov. De San José
4
Prov. De Heredia
6
Prov. De Puntarenas
2
Prov. De Alajuala
5
Prov. De Guanacaste
7
Prov. De Limón
3
Prov. De Cartago
116
Cuba (country code = 75)
Cuba supports area (Province) codes.
Cuba Province Codes
Code
Province
Code
Province
Code
Province
1
Camaguey
6
Holguin
11
Pinar del Rio
2
Ciego de Avila
7
Isla de la Juventud
12
Sancti Spiritus
3
Cienfuegos
8
La Habana
13
Santiago de Cuba
4
Granma
9
Las Tunas
14
Villa Clara
5
Guantanamo
10
Matanzas
Cyprus (country code = 76)
Cyprus supports CRESTA codes.
Cyprus CRESTA Codes
Code
Description
Code
Description
Code
Description
1
Lefkosia
3
Larnaka
5
Ammochostos
2
Lemesos
4
Pafos
6
Keryneia
Czech-Republic (country code = 77)
Czech-Republic supports CRESTA codes.
Czech-Republic CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
10
Zone 10
30
Zone 30
47
Zone 47
65
Zone 65
11
Zone 11
31
Zone 31
50
Zone 50
66
Zone 66
12
Zone 12
32
Zone 32
51
Zone 51
67
Zone 67
117
Czech-Republic CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
13
Zone 13
33
Zone 33
53
Zone 53
68
Zone 68
14
Zone 14
34
Zone 34
54
Zone 54
69
Zone 69
15
Zone 15
35
Zone 35
55
Zone 55
70
Zone 70
16
Zone 16
36
Zone 36
56
Zone 56
71
Zone 71
17
Zone 17
37
Zone 37
57
Zone 57
72
Zone 72
18
Zone 18
38
Zone 38
58
Zone 58
73
Zone 73
19
Zone 19
39
Zone 39
59
Zone 59
74
Zone 74
22
Zone 22
40
Zone 40
60
Zone 60
75
Zone 75
25
Zone 25
41
Zone 41
61
Zone 61
76
Zone 76
26
Zone 26
43
Zone 43
62
Zone 62
77
Zone 77
27
Zone 27
44
Zone 44
63
Zone 63
78
Zone 78
28
Zone 28
46
Zone 46
64
Zone 64
79
Zone 79
29
Zone 29
Denmark (country code = 3)
Denmark supports CRESTA codes. Denmark also accepts district codes, which remap to CRESTA.
Denmark CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1
Jylland North
4
Jylland South (Zone 4)
7
Sjaelland West
10
Kobenhavn
2
Jylland West
5
Jylland South (Zone 5)
8
Sjaelland South
11
Bornholm
3
Jylland East
6
Fyn
9
Frederiksborg
118
Dominica (country code = 79)
Dominica supports area (District) codes.
Dominica District Codes
Code
District
1
Dominica
Dominican Republic (country code = 41)
Dominican Republic supports both area (Province) and CRESTA codes.
Area Codes
Dominican Republic Province Codes
Code
Province
Code
Province
Code
Province
Code
Province
1
Azua
9
Espaillat
17
Monte Cristi
23
Samana
2
Bahoruco
10
Hato Mayor
18
Monte Plata
25
San Cristobal
3
Barahona
11
Independencia
19
Pedernales
26
San Juan
4
Dajabon
12
La Altagracia
20
Peravia
27
San Pedro de Macoris
5
Distrito National
13
La Romana
21
Puerto Plata
24
Sánchez Ramirez
6
Duarte
14
La Vega
28
Santiago
29
Santiago Rodriguez
8
El Seibo
15
Maria Trinidad Sánchez
22
Salcedo
30
Valverde
7
Elias Pina
16
Monsenor Nouel
119
CRESTA Codes
Dominican Republic CRESTA Codes
Code
Description
Code
Description
1
Zone A
4
Zone D
2
Zone B
5
Zone E
1
Zone C
El Salvador (country code = 47)
El Salvador supports CRESTA codes.
El Salvador CRESTA Codes
Code
Description
1
Departamento de San Salvador y La Libertad
2
Resto del país
Estonia (country code = 84)
Estonia supports CRESTA codes.
Estonia CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
10
Zone 10
43
Zone 43
65
Zone 65
78
Zone 78
11
Zone 11
44
Zone 44
66
Zone 66
79
Zone 79
12
Zone 12
45
Zone 45
67
Zone 67
80
Zone 80
13
Zone 13
46
Zone 46
68
Zone 68
85
Zone 85
20
Zone 20
48
Zone 48
69
Zone 69
86
Zone 86
120
Estonia CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
21
Zone 21
49
Zone 49
70
Zone 70
87
Zone 87
29
Zone 29
50
Zone 50
71
Zone 71
88
Zone 88
30
Zone 30
51
Zone 51
72
Zone 72
90
Zone 90
31
Zone 31
60
Zone 60
73
Zone 73
91
Zone 91
32
Zone 32
61
Zone 61
74
Zone 74
92
Zone 92
40
Zone 40
62
Zone 62
75
Zone 75
93
Zone 93
41
Zone 41
63
Zone 63
76
Zone 76
94
Zone 94
42
Zone 42
64
Zone 64
Finland (country code = 89)
Finland supports CRESTA codes.
Finland CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
01
Zone 01
26
Zone 26
51
Zone 51
76
Zone 76
02
Zone 02
27
Zone 27
52
Zone 52
77
Zone 77
03
Zone 03
28
Zone 28
53
Zone 53
78
Zone 78
04
Zone 04
29
Zone 29
54
Zone 54
79
Zone 79
05
Zone 05
30
Zone 30
55
Zone 55
80
Zone 80
06
Zone 06
31
Zone 31
56
Zone 56
81
Zone 81
07
Zone 07
32
Zone 32
57
Zone 57
82
Zone 82
08
Zone 08
33
Zone 33
58
Zone 58
83
Zone 83
09
Zone 09
34
Zone 34
59
Zone 59
84
Zone 84
121
Finland CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
10
Zone 10
35
Zone 35
60
Zone 60
85
Zone 85
11
Zone 11
36
Zone 36
61
Zone 61
86
Zone 86
12
Zone 12
37
Zone 37
62
Zone 62
87
Zone 87
13
Zone 13
38
Zone 38
63
Zone 63
88
Zone 88
14
Zone 14
39
Zone 39
64
Zone 64
89
Zone 89
15
Zone 15
40
Zone 40
65
Zone 65
90
Zone 90
16
Zone 16
41
Zone 41
66
Zone 66
91
Zone 91
17
Zone 17
42
Zone 42
67
Zone 67
92
Zone 92
18
Zone 18
43
Zone 43
68
Zone 68
93
Zone 93
19
Zone 19
44
Zone 44
69
Zone 69
94
Zone 94
20
Zone 20
45
Zone 45
70
Zone 70
95
Zone 95
21
Zone 21
46
Zone 46
71
Zone 71
96
Zone 96
22
Zone 22
47
Zone 47
72
Zone 72
97
Zone 97
23
Zone 23
48
Zone 48
73
Zone 73
98
Zone 98
24
Zone 24
49
Zone 49
74
Zone 74
99
Zone 99
25
Zone 25
50
Zone 50
75
Zone 75
999
Zone 00
122
France (country code = 4)
France supports CRESTA codes. France also accepts country codes, which remap to CRESTA.
France CRESTA Codes
Code
Description
Code
Description
Code
Description
1
Ain
34
Hérault
66
Pyrénées-Orientales
2
Aisne
35
Ille-et-Vilaine
67
Bas-Rhin
3
Allier
36
Indre
68
Haut-Rhin
4
Alpes-de-Haute-Provence
37
Indre-et-Loire
69
Rhône
5
Hautes-Alpes
38
Isère
70
Haute-Saône
6
Alpes-Maritimes
39
Jura
71
Saône-et-Loire
7
Ardèche
40
Landes
72
Sarthe
8
Ardennes
41
Loir-et-Cher
73
Savoie
9
Ariège
42
Loire
74
Haute-Savoie
10
Aube
43
Haute-Loire
75
Ville-de-Paris
11
Aude
44
Loire-Atlantique
76
Seine-Maritime
12
Aveyron
45
Loiret
77
Seine-et-Marne
13
Bouches-du-Rhône
46
Lot
78
Yvelines
14
Calvados
47
Lot-et-Garonne
79
Deux-Sèvres
15
Cantal
48
Lozère
80
Somme
16
Charente
49
Maine-et-Loire
81
Tarn
17
Charente-Maritime
50
Manche
82
Tarn-et-Garonne
18
Cher
51
Marne
83
Var
19
Corrèze
52
Haute-Marne
84
Vaucluse
20
Corse
53
Mayenne
85
Vendée
123
France CRESTA Codes
Code
Description
Code
Description
Code
Description
21
Côte-d’Or
54
Meurthe-et-Moselle
86
Vienne
22
Côtes-du-Nord
55
Meuse
87
Haute-Vienne
23
Creuse
56
Morbihan
88
Vosges
24
Dordogne
57
Moselle
89
Yonne
25
Doubs
58
Nièvre
90
Territoire-de-Belfort
26
Drôme
59
Nord
91
Essonne
27
Eure
60
Oise
92
Hauts-de-Seine
28
Eure-et-Loir
61
Orne
93
Seine-Saint-Denis
29
Finistère
62
Pas-de-Calais
94
Val-de-Marne
30
Gard
63
Puy-de-Dôme
95
Val-d’Oise
31
Haute-Garonne
64
Pyrénées-Atlantiques
96
Monaco
32
Gers
65
Hautes-Pyrénées
98
98
33
Gironde
Germany (country code = 5)
Germany supports CRESTA codes. Germany also accepts region codes, which remap to CRESTA.
Germany CRESTA Codes
Code
Description
Code
Description
Code
Description
1
Dresden
35
Gießen
69
Heidelberg
2
Bautzen/Gorlitz
36
Fulda
70
Stuttgart
3
Cottbus
37
Göttingen
71
Ludwigsburg/Leonberg
4
Leipzig
38
Braunschweig
72
Tübingen
124
Code
Description
Code
Description
Code
Description
6
Halle
39
Magdeburg/Stendal
73
Göppingen
7
Gera
40
Düsseldorf
74
Heilbronn
8
Zwickau
41
Mönchengladbach
75
Pforzheim
9
Chemnitz
42
Wuppertal
76
Karlsruhe
10
Berlin
44
Dortmund
77
Offenburg
12
Berlin
45
Essen
78
Konstanz
13
Berlin
46
Oberhausen
79
Freiburg
14
Potsdam/Brandenburg
47
Duisburg
80
München
15
Frankfurt/Oder
48
Münster
81
München
16
Oranienburg
49
Osnabrück
82
Garmisch-Partenkirchen
17
Neubrandenburg
50
Köln
83
Rosenheim
18
Rostock/Stralsund
51
Köln/Leverkusen
84
Landshut
19
Schwerin
52
Aachen
85
Ingolstadt
20
Hamburg
53
Bonn
86
Augsburg
21
Hamburg Süd
54
Trier
87
Kempten
22
Hamburg
55
Mainz
88
Friedrichshafen
23
Lübeck
56
Koblenz
89
Ulm
24
Flensburg/Kiel
57
Siegen
90
Nürnberg
25
Elmshorn
58
Hagen
91
Ansbach
26
Emden/Oldenburg
59
Arnsberg/Hamm
92
Amberg
27
Bremerhaven
60
Frankfurt am Main
93
Regensburg
28
Bremen
61
Bad Homburg/Friedberg
94
Passau
125
Code
Description
Code
Description
Code
Description
29
Celle
63
Aschaffenburg
95
Hof
30
Hannover
64
Darmstadt
96
Bamberg
31
Hannover
65
Wiesbaden
97
Würzburg
32
Herford
66
Saarbrücken
98
Suhl
33
Bielefeld
67
Kaiserslautern
99
Erfurt
34
Kassel
68
Mannheim
Grenada (country code = 103)
Grenada supports area (District) codes.
Grenada District Codes
Code
District
1
Grenada
126
Greece (country code = 37)
Greece supports both area (Province) and CRESTA codes.
Area Codes
Greece Province Codes
Code
Province
Code
Province
Code
Province
Code
Province
65
Agion Opos
63
Florina
23
Kefallonia
59
Pela
13
Ahaia
7
Fokida
22
Kerkira (Corfu)
61
Pieria
1
Aitolias Kai Akarnanias
6
Fthiotida
82
Kiklades (Cyclades)
34
Preveza
A2
Anatoliki Attiki
51
Grevena
57
Kilkis
93
Rethimno
11
Argolidos
64
Halkida
15
Korinthos
73
Rodopi
12
Arkadias
94
Hania
58
Kozani
84
Samos
31
Arta
85
Hios
16
Lakonia
62
Seres
A1
Athina (Athens)
14
Ilia
42
Larissa
32
Thesprotia
A3
Ditiki Attiki
53
Imathia
92
Lasithioi
54
Thessaloniki
81
Dodekanissa (Dodecanese)
33
Ioannina
24
Lefkada
44
Trikala
52
Drama
91
Iraklio
83
Lesvos
3
Voiotia
4
Eivoias
41
Karditsa
43
Magnisias
72
Xanthi
5
Evritania
56
Kastoria
17
Messinia
21
Zakinthos
71
Evros
55
Kavala
A4
Peiria
127
CRESTA Codes
Greece CRESTA Codes
Code
Description
Code
Description
Code
Description
10
Zone 10
34
Zone 34
58
Zone 58
11
Zone 11
35
Zone 35
59
Zone 59
12
Zone 12
36
Zone 36
60
Zone 60
13
Zone 13
37
Zone 37
61
Zone 61
14
Zone 14
38
Zone 38
62
Zone 62
15
Zone 15
39
Zone 39
63
Zone 63
16
Zone 16
40
Zone 40
64
Zone 64
17
Zone 17
41
Zone 41
65
Zone 65
18
Zone 18
42
Zone 42
66
Zone 66
19
Zone 19
43
Zone 43
67
Zone 67
20
Zone 20
44
Zone 44
68
Zone 68
21
Zone 21
45
Zone 45
69
Zone 69
22
Zone 22
46
Zone 46
70
Zone 70
23
Zone 23
47
Zone 47
71
Zone 71
24
Zone 24
48
Zone 48
72
Zone 72
25
Zone 25
49
Zone 49
73
Zone 73
26
Zone 26
50
Zone 50
74
Zone 74
27
Zone 27
51
Zone 51
80
Zone 80
28
Zone 28
52
Zone 52
81
Zone 81
29
Zone 29
53
Zone 53
82
Zone 82
30
Zone 30
54
Zone 54
83
Zone 83
128
Greece CRESTA Codes
Code
Description
Code
Description
Code
Description
31
Zone 31
55
Zone 55
84
Zone 84
32
Zone 32
56
Zone 56
85
Zone 85
33
Zone 33
57
Zone 57
Guadeloupe (country code = 104)
Guadeloupe supports area (District) codes.
Guadeloupe District Codes
Code
District
1
Guadeloupe
129
Guatemala (country code = 46)
Guatemala supports CRESTA codes.
Guatemala CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
100
Guatemala City
305
Suchitepequez
401
Totonicapan
407
Zacapa
200
Resto del Departamento
de Guatemala
306
Escuintla
402
El Quiche
408
Izabal
301
San Marcos
307
Santa Rosa
403
Baja Verapaz
409
El Peten
302
Quezaltenango
308
Jutiapa
404
Alta Verapaz
410
Chiquimula
303
Retalhuleu
309
Chimaltenango
405
El Progreso
411
Huehuetenango
304
Solola
310
Sacatepequez
406
Jalapa
Gulf of Mexico (country code = 57)
The Gulf of Mexico supports area (Administrative Area) codes.
Gulf of Mexico Administrative Area Codes
Code
Administrative Area
Code
Administrative Area
01
Alabama State Waters
28
Mississippi State Waters
12
Florida State Waters
OCS
Outer Continental Shelf
22
Louisiana State Waters
48
Texas State Waters
130
Haiti (country code = 108)
Haiti supports area (County) codes.
Haiti County Codes
Code
County
Code
County
Code
County
1
Artibonite
4
Nord
7
Ouest
2
Centre
5
Nord-Est
8
Sud
3
Grand Anse
6
Nord-Ouest
9
Sud-Est
Honduras (country code = 48)
Honduras supports CRESTA codes.
Honduras CRESTA Codes
Code
Description
Code
Description
1
Distrito Central incl. Tegucigalpa
4
Depto. Valle
2
Depto. Francisco Morazán
5
Depto. Choluteca
3
Depto. Cortés
6
Demás departamentos de Honduras
Hong Kong (country code = 52)
Hong Kong supports CRESTA codes.
Hong Kong CRESTA Codes
Code
Description
Code
Description
100
Hong Kong
102
Kowloon
101
Hong Kong Island
103
New Territories
131
Hungary (country code = 111)
Hungary supports CRESTA codes.
Hungary CRESTA Codes
Code
Description
Code
Description
Code
Description
01
Budapest
09
Fejér
17
Miskolc
02
Gyõr-Moson-Sopron
10
Tolna
18
Heves
03
Györ
11
Baranya
19
Jász-Nagykun-Szolnok
04
Vas
12
Pécs
20
Csongrád
05
Zala
13
Nógrád
21
Szabolcs-Szatmár-Bereg
06
Veszprém
14
Pest
22
Hajdú-Bihar
07
Somogy
15
Bács-Kiskun
23
Debrecen
08
Komárom-Esztergom
16
Borsod-Abaúj-Zemplén
24
Békés
India (country code = 113)
India supports CRESTA codes.
India CRESTA Codes
Code
Description
Code
Description
Code
Description
1
Z01: Jammu and Kashmir
13
Z13: Nagaland
25
Z25: Daman and Diu
2
Z02: Himachal Pradesh
14
Z14: Manipur
26
Z26: Dadra and Nagar Haveli
3
Z03: Punjab
15
Z15: Mizoram
27
Z27: Maharashtra
4
Z04: Chandigarh
16
Z16: Tripura
28
Z28: Andhra Pradesh
5
Z05: Uttaranchal
17
Z17: Meghalaya
29
Z29: Karnataka
6
Z06: Haryana
18
Z18: Assam
30
Z30: Goa
7
Z07: Delhi
19
Z19: West Bengal
31
Z31: Lakshadweep
132
India CRESTA Codes
Code
Description
Code
Description
Code
Description
8
Z08: Rajasthan
20
Z20: Jharkhand
32
Z32: Kerala
9
Z09: Uttar Pradesh
21
Z21: Orissa
33
Z33: Tamil Nadu
10
Z10: Bihar
22
Z22: Chhatisgarh
34
Z34: Puducherry
11
Z11: Sikkim
23
Z23: Madhya Pradesh
35
Z35: Andaman and Nicobar Islands
12
Z12: Arunachal Pradesh
24
Z24: Gujarat
Indonesia (country code = 45)
Indonesia supports CRESTA codes.
Indonesia CRESTA Codes
Code
Description
Code
Description
Code
Description
1
North Sumatra
3.1
Jakarta
5.1
Surabaya
1.1
Banda Aceh
3.2
Bandung
5.2
Remaining East Java
1.2
Medan
3.3
Remaining West Java
6
Kalimantan
1.3
Remaining North Sumatra
4
Central Java
7
Sulawesi
2
South Sumatra
4.1
Semarang
7.1
Ujung Pandang
2.1
Padang
4.2
Yogyakarta
7.2
Remaining Sulawesi
2.2
Palembang
4.3
Remaining Central Java
8
All Other islands and Irian Jaya
2.3
Remaining South Sumatra
5
East Java
9
East Timor (Timor Timur)
3
West Java
133
Ireland (country code = 27)
Ireland supports CRESTA codes. Ireland also accepts county codes, which remap to CRESTA.
Ireland CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
CW
Carlow
KY
Kerry
LH
Louth
SO
Sligo
CN
Cavan
KE
Kildare
MO
Mayo
TY
Tipperary
CE
Clare
KK
Kilkenny
MH
Meath
WD
Waterford
CK
Cork
LS
Laoighis
MN
Monaghan
WH
Westmeath
DL
Donegal
LM
Leitrim
OY
Offaly
WX
Wexford
DN
Dublin
LK
Limerick
RN
Roscommon
WW
Wicklow
GY
Galway
LD
Longford
Israel (country code = 20)
Israel supports both area (Sub-District) and CRESTA codes.
Area Codes
Israel Sub-District Codes
Code
Sub-District
Code
Sub-District
Code
Sub-District
Code
Sub-District
1
Akko
6
Hadera
10
Kinneret
14
Sharon
2
Ashqelon
7
Haifa
11
Petah Tiqwa
15
Tel Aviv
3
Beer Sheva
8
Jericho
12
Ramla
16
Yizreel
4
Gaza Area
9
Jerusalem
13
Rehovot
17
Zefat
5
Golan
134
CRESTA Codes
Israel CRESTA Codes
Code
Description
Code
Description
Code
Description
1
North zone
3
Central zone
5
Jerusalem zone
2
Haifa and Haifa Bay
4
Greater Tel Aviv
6
South zone
Italy (country code = 19)
Italy supports both area (Province) and CRESTA codes.
Area Codes
Italy Province Codes
Code
Sub-District
Code
Sub-District
Code
Sub-District
Code
Sub-District
84
Agrigento
38
Ferrara
95
Oristano
55
Terni
6
Alessandria
48
Firenze
28
Padova
1
Torino
42
Ancona
71
Foggia
82
Palermo
81
Trapani
51
Arezzo
40
Forli-Cesena
34
Parma
22
Trento
44
Ascoli Piceno
60
Frosinone
18
Pavia
26
Treviso
5
Asti
10
Genova
54
Perugia
32
Trieste
64
Avellino
31
Gorizia
41
Pesaro E Urbino
30
Udine
72
Bari
53
Grosseto
68
Pescara
7
Valle d’Aosta
25
Belluno
8
Imperia
33
Piacenza
12
Varese
62
Benevento
94
Isernia
50
Pisa
27
Venezia
16
Bergamo
011
La Spezia
47
Pistoia
103
Verbano-Cusio-Ossola
135
Italy Province Codes
Code
Sub-District
Code
Sub-District
Code
Sub-District
Code
Sub-District
96
Biella
66
L’Aquila
93
Pordenone
2
Vercelli
37
Bologna
59
Latina
76
Potenza
23
Verona
21
Bolzano
75
Lecce
100
Prato
102
Vibo Valentia
17
Brescia
97
Lecco
88
Ragusa
24
Vicenza
74
Brindisi
49
Livorno
39
Ravenna
56
Viterbo
92
Cagliari
98
Lodi
80
Reggio Calabria
85
Caltanissetta
46
Lucca
35
Reggio Emilia
70
Campobasso
43
Macerata
57
Rieti
107
CarboniaIglesias
20
Mantova
99
Rimini
61
Caserta
45
Massa Carrara
58
Roma
87
Catania
77
Matera
29
Rovigo
79
Catanzaro
106
MedioCampidano
65
Salerno
69
Chieti
83
Messina
999
San Marino
888
Citta del
Vaticano
15
Milano
90
Sassari
13
Como
36
Modena
9
Savona
78
Cosenza
63
Napoli
52
Siena
19
Cremona
3
Novara
89
Siracusa
101
Crotone
91
Nuoro
14
Sondrio
4
Cuneo
105
Ogliastra
73
Taranto
86
Enna
104
Olbia-Tempio
67
Teramo
136
CRESTA Codes
Italy CRESTA Codes
Code
Description
Code
Description
Code
Description
01
Zone 01
34
Zone 34
67
Zone 67
02
Zone 02
35
Zone 35
68
Zone 68
03
Zone 03
36
Zone 36
69
Zone 69
04
Zone 04
37
Zone 37
70
Zone 70
05
Zone 05
38
Zone 38
71
Zone 71
06
Zone 06
39
Zone 39
72
Zone 72
07
Zone 07
40
Zone 40
73
Zone 73
08
Zone 08
41
Zone 41
74
Zone 74
09
Zone 09
42
Zone 42
75
Zone 75
10
Zone 10
43
Zone 43
76
Zone 76
11
Zone 11
44
Zone 44
77
Zone 77
12
Zone 12
45
Zone 45
78
Zone 78
13
Zone 13
46
Zone 46
79
Zone 79
14
Zone 14
47
Zone 47
80
Zone 80
15
Zone 15
48
Zone 48
81
Zone 81
16
Zone 16
49
Zone 49
82
Zone 82
17
Zone 17
50
Zone 50
83
Zone 83
18
Zone 18
51
Zone 51
84
Zone 84
19
Zone 19
52
Zone 52
85
Zone 85
20
Zone 20
53
Zone 53
86
Zone 86
21
Zone 21
54
Zone 54
87
Zone 87
137
Italy CRESTA Codes
Code
Description
Code
Description
Code
Description
22
Zone 22
55
Zone 55
88
Zone 88
23
Zone 23
56
Zone 56
89
Zone 89
24
Zone 24
57
Zone 57
90
Zone 90
25
Zone 25
58
Zone 58
91
Zone 91
26
Zone 26
59
Zone 59
92
Zone 92
27
Zone 27
60
Zone 60
93
Zone 93
28
Zone 28
61
Zone 62
94
Zone 94
29
Zone 29
62
Zone 62
95
Zone 95
30
Zone 30
63
Zone 63
96
Zone 96
31
Zone 31
64
Zone 64
97
Zone 97
32
Zone 32
65
Zone 65
98
Zone 98
33
Zone 33
66
Zone 66
999
Zone 00
Jamaica (country code = 22)
Jamaica supports both area (Province) and CRESTA codes.
Area Codes
Jamaica Province Codes
Code
Parish
Code
Parish
Code
Parish
Code
Parish
1
Clarendon
5
Portland
9
St. Elizabeth
12
St. Thomas
2
Hanover
6
St. Andrew
10
St. James
13
Trelawny
138
Jamaica Province Codes
Code
Parish
Code
Parish
Code
Parish
Code
Parish
3
Kingston
7
St. Ann
11
St. Mary
14
Westmoreland
4
Manchester
8
St. Catherine
CRESTA Codes
Jamaica CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1
Hanover
5
Saint Mary
9
Manchester
12
Saint Andrew
2
Saint James
6
Portland
10
Clarendon
13
Kingston
3
Trelawny
7
Westmoreland
11
Saint Catherine
14
Saint Thomas
4
Saint Ann
8
Saint Elizabeth
Japan (country code = 21)
Japan supports area (Prefecture) codes.
Japan Prefecture Codes
Code
Prefecture
Code
Prefecture
Code
Prefecture
Code
Prefecture
650
Aichi
810
Hyogo
1160
Miyazaki
940
Shimane
220
Akita
440
Ibaraki
620
Nagano
640
Shizuoka
210
Aomori
720
Ishikawa
1130
Nagasaki
420
Tochigi
510
Chiba
310
Iwate
850
Nara
1020
Tokushima
1030
Ehime
1010
Kagawa
240
Niigata
520
Tokyo
139
Japan Prefecture Codes
Code
Prefecture
Code
Prefecture
Code
Prefecture
Code
Prefecture
730
Fukui
1170
Kagoshima
1150
Oita
910
Tottori
1110
Fukuoka
530
Kanagawa
920
Okayama
710
Toyama
330
Fukushima
1040
Kochi
1200
Okinawa
860
Wakayama
610
Gifu
1140
Kumamoto
840
Osaka
230
Yamagata
410
Gumma
820
Kyoto
1120
Saga
950
Yamaguchi
930
Hiroshima
660
Mie
430
Saitama
630
Yamanashi
100
Hokkaido
320
Miyagi
830
Shiga
Latvia (country code = 127)
Latvia supports CRESTA codes.
Latvia CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
10
Zone 10
34
Zone 34
42
Zone 42
50
Zone 50
20
Zone 20
36
Zone 36
43
Zone 43
51
Zone 51
21
Zone 21
37
Zone 37
44
Zone 44
52
Zone 52
30
Zone 30
38
Zone 38
45
Zone 45
53
Zone 53
31
Zone 31
39
Zone 39
46
Zone 46
54
Zone 54
32
Zone 32
40
Zone 40
47
Zone 47
56
Zone 56
33
Zone 33
41
Zone 41
48
Zone 48
57
Zone 57
140
Lithuania (country code = 131)
Lithuania supports CRESTA codes.
Lithuania CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
01
Zone 01
29
Zone 29
54
Zone 54
78
Zone 78
02
Zone 02
30
Zone 30
55
Zone 55
79
Zone 79
03
Zone 03
31
Zone 31
56
Zone 56
80
Zone 80
04
Zone 04
32
Zone 32
57
Zone 57
81
Zone 81
05
Zone 05
33
Zone 33
58
Zone 58
82
Zone 82
06
Zone 06
35
Zone 35
59
Zone 59
83
Zone 83
07
Zone 07
36
Zone 36
60
Zone 60
84
Zone 84
08
Zone 08
37
Zone 37
62
Zone 62
85
Zone 85
09
Zone 09
38
Zone 38
63
Zone 63
86
Zone 86
10
Zone 10
39
Zone 39
64
Zone 64
87
Zone 87
11
Zone 11
40
Zone 40
65
Zone 65
88
Zone 88
12
Zone 12
41
Zone 41
66
Zone 66
89
Zone 89
13
Zone 13
42
Zone 42
67
Zone 67
90
Zone 90
14
Zone 14
44
Zone 44
68
Zone 68
91
Zone 91
15
Zone 15
45
Zone 45
69
Zone 69
92
Zone 92
17
Zone 17
46
Zone 46
70
Zone 70
93
Zone 93
18
Zone 18
47
Zone 47
71
Zone 71
94
Zone 94
19
Zone 19
48
Zone 48
72
Zone 72
95
Zone 95
20
Zone 20
49
Zone 49
73
Zone 73
96
Zone 96
21
Zone 21
50
Zone 50
74
Zone 74
97
Zone 97
141
Lithuania CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
25
Zone 25
51
Zone 51
75
Zone 75
98
Zone 98
26
Zone 26
52
Zone 52
76
Zone 76
99
Zone 99
27
Zone 27
53
Zone 53
77
Zone 77
999
Zone 00
28
Zone 28
Luxembourg (country code = 6)
Luxembourg supports area (District) codes and one CRESTA code.
Area Codes
Luxembourg District Codes
Code
District
Code
District
Code
District
Code
District
2
Capellen
3
Esch-Alzette
1
Luxembourg-ville
13
Remich
6
Clervaux
12
Grevenmacher
5
Mersch
10
Vianden
7
Diekirch
4
Luxembourg-Campagne
8
Redange
9
Wiltz
11
Echternach
CRESTA Codes
Luxembourg CRESTA Codes
Code
Description
1
Luxembourg
142
Martinique (country code = 139)
Martinique supports area (District) codes.
Martinique District Codes
Code
District
1
Martinique
Mexico (country code = 28)
Mexico supports both area (State) and CRESTA codes.
Note
There are two CRESTA coding schemes in Mexico, one for earthquake and one for hurricane.
Area Codes
Mexico State Codes
Code
State
Code
State
Code
State
Code
State
01
Aguascalientes
09
Distrito Federal
17
Morelos
25
Sinaloa
02
Baja California
10
Durango
18
Nayarit
26
Sonora
03
Baja California Sur
11
Guanajuato
19
Nuevo Leon
27
Tabasco
04
Campeche
12
Guerrero
20
Oaxaca
28
Tamaulipas
05
Coahuila
13
Hidalgo
21
Puebla
29
Tlaxcala
06
Colima
14
Jalisco
22
Queretaro
30
Veracruz
07
Chiapas
15
Mexico
23
Quintana Roo
31
Yucatan
08
Chihuahua
16
Michoacan
24
San Luis Potosi
32
Zacatecas
143
Mexico Earthquake CRESTA Codes
Note
Mexico (earthquake) CRESTA Codes
Code
Description
Code
Description
Code
Description
E01
Z01:Aguascalientes-A
E17
Z17:Guerrero NorteOriental-C
E33
Z33:Oaxaca Norte Oriental-C
E02
Z02:Baja California Norte-B
E18
Z18:Guerrero SurOccidental-D
E34
Z34:Oaxaca Sur Occidental-D
E03
Z03:Baja California Norte-C
E19
Z19:Acapulco Resto-I
E35
Z35:Puebla-B
E04
Z04:Baja California Sur-B
E20
Z20:Acapulco Relleno-J
E36
Z36:Queretaro de Arteaga-B
E05
Z05:Campeche Norte Oriental-A
E21
Z21:Hidalgo-B
E37
Z37:Quintana Roo-A
E06
Z06:Campeche Sur Occidental-B
E22
Z22:Jalisco Norte Oriental-B
E38
Z38:San Luis Potosi-A
E07
Z07:Chiapas-D
E23
Z23:Jalisco Central-C
E39
Z39:Sinaloa-B
E08
Z08:Chihuahua-A
E24
Z24:Jalisco Sur Occidental-D
E40
Z40:Sonora-B/C
E09
Z09:Coahuila De Zaragoza-A
E25
Z25:Mexico-B
E41
Z41:Tabasco-B
E10
Z10:Colima-D
E26
Z26:Mexico-B1
E42
Z42:Tamaulipas-A
E11
Z11:Distrito Federal-E
E27
Z27:Michoacan Norte Oriental-B
E43
Z43:Tlaxcala-B
E12
Z12:Distrito Federal-F
E28
Z28:Michoacan Central-C
E44
Z44:Veracruz Norte-A
E13
Z13:Distrito Federal-G
E29
Z29:Michoacan Sur Occidental-D
E45
Z45:Veracruz Central-B
E14
Z14:Distrito Federal-H
E30
Z30:Morelos-B
E46
Z46:Veracruz Sur-C
E15
Z15:Durango-A
E31
Z31:Nayarit-B
E47
Z47:Yucatan-A
E16
Z16:Guanajuato-B
E32
Z32:Nuevo Leon-A
E48
Z48:Zacatecas-A
144
Mexico Hurricane CRESTA codes
Note
Mexico (hurricane) CRESTA Codes
Code
Description
Code
Description
Code
Description
H01
Z01: Aguascalientes (B)
H15
Z15: Hidalgo (B)
H29
Z29: Quintana Roo (A)
H02
Z02: Baja CaliforniaNorte (A)
H16
Z16: Jalisco costera (A)
H30
Z30: San Luis Potosí (B)
H03
Z03: Baja California Sur (A)
H17
Z17: Jalisco interior (B)
H31
Z31: Sinalóa costera (A)
H04
Z04: Campeche (A) Zona
H18
Z18: México (B)
H32
Z32: Sinalóa interior (B)
H05
Z05: Chiapas costera (A)
H19
Z19: Michoacán costera (A)
H33
Z33: Sonora costera (A)
H06
Z06: Chiapas interior (B)
H20
Z20: Michoacán interior (B)
H34
Z34: Sonora interior (B)
H07
Z07: Chihuahua (B)
H21
Z21: Morelos (B)
H35
Z35: Tabasco (A)
H08
Z08: Coahuila (B)
H22
Z22: Nayarit costera (A)
H36
Z36: Tamaulipas costera (A)
H09
Z09: Colima (A)
H23
Z23: Nayarit interior (B)
H37
Z37: Tamaulipas interior (B)
H10
Z10: Distrito Federal (B)
H24
Z24: Nuevo León (B)
H38
Z38: Tlaxcala (B)
H11
Z11: Durango (B)
H25
Z25: Oaxaca costera (A)
H39
Z39: Veracru Zcostera (A)
H12
Z12: Guanajuato (B)
H26
Z26: Oaxaca interior (B)
H40
Z40: Veracru Zinterior (B)
H13
Z13: Guerrero costera (A)
H27
Z27: Puebla (B)
H41
Z41: Yucatán (A)
H14
Z14: Guerrero interior (B)
H28
Z28: Querétaro (B)
H42
Z42: Zacatecas (B)
145
Montserrat (country code = 146)
Montserrat supports area (County) codes.
Montserrat County Codes
Code
County
1
Montserrat
Netherlands (country code = 7)
Netherlands supports CRESTA codes. Netherlands also accepts province codes, which remap to CRESTA.
Netherlands CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
10
Amsterdam
33
Dordrecht
56
Eindhoven
78
Emmen
11
Amsterdam
34
Benschop
57
Helmond
79
Hoogeveen
12
Hilversum
35
Utrecht
58
Venray
80
Zwolle
13
Almere
36
Maarssen
59
Venlo
81
Broekland
14
Bussum
37
Zeist
60
Weert
82
Lelystad
15
Zaandam
38
Amersfoor
61
Echt
83
Tollebeek
16
Oosterlee
39
Veenendaa
62
Maastrich
84
Lippenhui
17
Heerhugow
40
Tiel
63
Valkenbur
85
Delfstrah
18
Alkmaar
41
Culemborg
64
Heerlen
86
Sneek
19
Castricum
42
Gorinchem
65
Nijmegen
87
Bolsward
20
Haarlem
43
Oosterlan
66
Niftrik
88
Franeker
21
Heemstede
44
Yerseke
67
Wageninge
89
Leeuwarde
22
Noordwijk
45
Oostburg
68
Arnhem
90
Idaard
23
Leiden
46
Bergen Op Z
69
Zevenaar
91
Rinsumage
146
Netherlands CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
24
Alphen Aan
47
Roosendaa
70
Doetinche
92
Drachten
25
‘S-Graven
48
Breda
71
Winterswijk
93
Lieveren
26
Delft
49
Oosterhou
72
Zutphen
94
Assen
27
Zoetermee
50
Tilburg
73
Apeldoorn
95
Stadskanaal
28
Gouda
51
Dongen
74
Deventer
96
Hoogezand
29
Capelle Aa
52
‘S-Hertogenbosch
75
Enschede
97
Groningen
30
Rotterdam
53
Brakel
76
Almelo
98
Noordhorn
31
Schiedam
54
Uden
77
Balkbrug
99
Appingedam
32
Spijkenis
55
Veldhoven
Netherlands Antilles (country code = 153)
Netherlands Antilles supports CRESTA codes.
Netherlands Antilles CRESTA Codes
Code
Description
Code
Description
2
Curacao
4
Saba
3
Bonaire
5
St. Eustatius
New Zealand (country code = 24)
New Zealand supports CRESTA codes.
New Zealand CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1
Northland
5
Taranaki
9
Wairarapa
13
Canterbury
147
New Zealand CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
2
Auckland
6
East Coast
10
Wellington
14
Westland
3
Waikato
7
Manawatu
11
Nelson
15
Otago
4
Bay of Plenty
8
Hawkes Bay
12
Marlborough
16
Southland
Nicaragua (country code = 55)
Nicaragua supports CRESTA codes.
Nicaragua CRESTA Codes
Code
Description
1
Managua
2
Resto del país
Norway (country code = 8)
Norway supports CRESTA codes. Norway also accepts district codes, which remap to CRESTA.
Norway CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1
Z01
26
Z26
50
Z50
76
Z76
2
Z02
27
Z27
51
Z51
77
Z77
3
Z03
28
Z28
52
Z52
78
Z78
4
Z04
29
Z29
53
Z53
79
Z79
5
Z05
30
Z30
54
Z54
80
Z80
6
Z06
31
Z31
55
Z55
81
Z81
7
Z07
32
Z32
56
Z56
82
Z82
148
Norway CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
8
Z08
33
Z33
57
Z57
83
Z83
9
Z09
34
Z34
59
Z59
84
Z84
10
Z10
35
Z35
60
Z60
85
Z85
11
Z11
36
Z36
61
Z61
86
Z86
12
Z12
37
Z37
62
Z62
87
Z87
13
Z13
38
Z38
63
Z63
88
Z88
14
Z14
39
Z39
64
Z64
89
Z89
15
Z15
40
Z40
65
Z65
90
Z90
16
Z16
41
Z41
66
Z66
91
Z91
17
Z17
42
Z42
67
Z67
93
Z93
18
Z18
43
Z43
68
Z68
94
Z94
19
Z19
44
Z44
69
Z69
95
Z95
20
Z20
45
Z45
70
Z70
96
Z96
21
Z21
46
Z46
71
Z71
97
Z97
22
Z22
47
Z47
72
Z72
98
Z98
23
Z23
48
Z48
73
Z73
99
Z99
24
Z24
49
Z49
75
Z75
SJ
Svalbard and Jan Mayen Islands
(gets remapped)
25
Z25
149
Panama (country code = 56)
Panama supports CRESTA codes.
Panama CRESTA Codes
Code
Description
Code
Description
1
Prov. de Panamá
5
Archipiélago de las Perlas y otras islas
2
Colón, zona libre
6
Provincias Oeste (Bocas del Toro, Chiriquí,
Veraguas, Herrera, Los Santos, Coclé)
3
Colón, zona libre nueva
7
Provincias Este (Darién, Comarca de San Blas)
4
Resto de la provincia de Colón
Peru (country code = 33)
Peru supports CRESTA codes. Peru also accepts department codes, which remap to CRESTA.
Peru CRESTA Codes
Code
Description
Code
Description
Code
Description
1
Zone 01
3.1
Z03.1:Lince
8.4
Z08.4:Huanuco
1.1
Z01.1:Ventanilla
3.2
Z03.2:San Isidro
8.5
Z08.5:Ucayali
1.2
Z01.2:Callao
3.3
Z03.3:Miraflores
8.6
Z08.6:Madre de Dios
1.3
Z01.3:Carmen de la Legua
4
Zone 04
8.7
Z08.7:Cuzco
1.4
Z01.4:Bellavista
4.1
Z04.1:El Agustino
8.8
Z08.8:Puno
1.5
Z01.5:La Perla
4.2
Z04.2:Ate
9
Z09.0:Ancash
1.6
Z01.6:La Punta
5
Z05.0:Barranco, Chorrillos, rest of Lima
10
Zone 10
2
Zone 02
6
Zone 06
10.1
Z10.1:Pasco
2.1
Z02.1:San Martin de Porras
6.1
Z06.1:Tumbes
10.2
Z10.2:Junin
2.2
Z02.2:Lima
6.2
Z06.2:Piura
10.3
Z10.3:Huancavelica
150
Peru CRESTA Codes
Code
Description
Code
Description
Code
Description
2.3
Z02.3:San Miguel
6.3
Z06.3:Lambayeque
10.4
Z10.4:Ayacucho
2.4
Z02.4:Magdalena del Mar
7
Zone 07
10.5
Z10.5:Apurimac
2.5
Z02.5:Jesus Maria
7.1
Z07.1:Cajamarca
11
Z11.0:Ica
2.6
Z02.6:Pueblo Libre
7.2
Z07.2:La Libertad
12
Zone 12
2.7
Z02.7:Brena
8
Zone 08
12.1
Z12.1:Arequipa
2.8
Z02.8:La Victoria
8.1
Z08.1:Loreto
12.2
Z12.2:Moquegua
2.9
Z02.9:San Luis
8.2
Z08.2:Amazonas
12.3
Z12.3:Tacna
3
Zone 03
8.3
Z08.3:San Martin
Philippines (country code = 44)
Philippines supports CRESTA codes. Philippines also accepts region codes, which remap to CRESTA.
Philippines CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1
Zone 1
6
Zone 6
7.1
Aklan
8.3
Basilan
1.1
Abra
6.1
Albay
7.2
Antique
8.4
Bukidnon
1.2
Aurora
6.4
Bulacan
7.3
Biliran
8.5
Camiguin
1.3
Batanes
6.5
Camarines Norte
7.4
Bohol
8.6
Lanao del Norte
1.4
Benguet
6.6
Camarines Sur
7.5
Camotes
8.7
Lanao del Sur
1.5
Cagayan
6.7
Catanduanes
7.6
Capiz
8.8
Misamis Occidental
1.6
Ifuagao
6.8
Cavite
7.7
Cebu
8.9
Misamis Oriental
1.7
Ilocos Norte
6.9
Laguna
7.8
Eastern Samar
8.10
Surigao del Norte
1.8
Ilocos Sur
6.10
Marinduque
7.9
Guimaras
8.11
Surigao del Sur
151
Philippines CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1.9
Isabela
6.11
Masbate
7.10
Iloilo
8.12
Zamboanga del Norte
1.10
Kalinga
6.12
Nueva Ecija
7.11
Leyte
8.13
Zamboanga del Sur
1.11
La Union
6.13
Occidental Mindoro
7.12
Negros Occidental
9
Zone 9
1.12
Mountain
6.14
Oriental Mindoro
7.13
Negros Oriental
9.1
Davao del Norte
1.13
Quirino
6.15
Pampanga
7.14
Northern Samar
9.2
Davao Oriental
1.14
Pangasinan
6.16
Quezon
7.15
Palawan
9.3
Davao del Sur
2
Makati
6.17
Rizal
7.16
Siquijor
9.4
Maguindanao
3
Manila Bay
Reclamation Area
6.18
Ramblon
7.17
Southern Leyte
9.5
North Cotabato
4
Santa Cruz/Binondo
Area
6.19
Sorsogon
7.18
Western Samar
9.6
South Cotabato
5
Manila
6.20
Tarlac
8
Zone 8
9.7
Sultan Kudarat
6.2
Bataan
6.21
Zambales
8.1
Agusan del Norte
9.8
Sulu
6.3
Batangas
7
Zone 7
8.2
Agusan del Sur
9.9
Tawi-Tawi
Poland (country code = 171)
Poland supports CRESTA codes.
Poland CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
01
Zone 01
26
Zone 26
51
Zone 51
76
Zone 76
02
Zone 02
27
Zone 27
52
Zone 52
77
Zone 77
03
Zone 03
28
Zone 28
53
Zone 53
78
Zone 78
04
Zone 04
29
Zone 29
54
Zone 54
80
Zone 80
152
Poland CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
05
Zone 05
30
Zone 30
55
Zone 55
81
Zone 81
06
Zone 06
31
Zone 31
56
Zone 56
82
Zone 82
07
Zone 07
32
Zone 32
57
Zone 57
83
Zone 83
08
Zone 08
33
Zone 33
58
Zone 58
84
Zone 84
09
Zone 09
34
Zone 34
59
Zone 59
85
Zone 85
10
Zone 10
35
Zone 35
60
Zone 60
86
Zone 86
11
Zone 11
36
Zone 36
61
Zone 61
87
Zone 87
12
Zone 12
37
Zone 37
62
Zone 62
88
Zone 88
13
Zone 13
38
Zone 38
63
Zone 63
89
Zone 89
14
Zone 14
39
Zone 39
64
Zone 64
90
Zone 90
15
Zone 15
40
Zone 40
65
Zone 65
91
Zone 91
16
Zone 16
41
Zone 41
66
Zone 66
92
Zone 92
17
Zone 17
42
Zone 42
67
Zone 67
93
Zone 93
18
Zone 18
43
Zone 43
68
Zone 68
94
Zone 94
19
Zone 19
44
Zone 44
69
Zone 69
95
Zone 95
20
Zone 20
45
Zone 45
70
Zone 70
96
Zone 96
21
Zone 21
46
Zone 46
71
Zone 71
97
Zone 97
22
Zone 22
47
Zone 47
72
Zone 72
98
Zone 98
23
Zone 23
48
Zone 48
73
Zone 73
99
Zone 99
24
Zone 24
49
Zone 49
74
Zone 74
999
Zone 999
25
Zone 25
50
Zone 50
75
Zone 75
153
Portugal (country code = 35)
Portugal supports both area (District) and CRESTA codes.
Area Codes
Portugal District Codes
Code
District
Code
District
Code
District
Code
District
1
Aveiro
9
Guarda
42
Ilha de Sao Miguel
12
Portalegre
2
Beja
44
Ilha da Graciosa
49
Ilha do Corvo
13
Porto
3
Braga
31
Ilha da Madeira
47
Ilha do Faial
14
SantarTm
4
Braganta
48
Ilha das Flores
46
Ilha do Pico
15
Setubal
5
Castelo Branco
32
Ilha de Porto Santo
43
Ilha Terceira
16
Viana do Castelo
6
Coimbra
41
Ilha de Santa Maria
10
Leiria
17
Vila Real
7
Evora
45
Ilha de Sao Jorge
11
Lisboa
18
Viseu
8
Faro
CRESTA Codes
Portugal CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
10
Portugal – 10
30
Portugal – 30
50
Portugal – 50
80
Portugal – 80
11
Portugal – 11
31
Portugal – 31
51
Portugal – 51
81
Portugal – 81
12
Portugal – 12
32
Portugal – 32
52
Portugal – 52
82
Portugal – 82
13
Portugal – 13
33
Portugal – 33
53
Portugal – 53
83
Portugal – 83
14
Portugal – 14
33
Portugal – 33
54
Portugal – 54
84
Portugal – 84
154
Portugal CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
15
Portugal – 15
34
Portugal – 34
60
Portugal – 60
85
Portugal – 85
16
Portugal – 16
35
Portugal – 35
61
Portugal – 61
86
Portugal – 86
17
Portugal – 17
36
Portugal – 36
62
Portugal – 62
87
Portugal – 87
18
Portugal – 18
37
Portugal – 37
63
Portugal – 63
88
Portugal – 88
19
Portugal – 19
38
Portugal – 38
64
Portugal – 64
89
Portugal – 89
20
Portugal – 20
40
Portugal – 40
70
Portugal – 70
90
Portugal – 90
21
Portugal – 21
41
Portugal – 41
71
Portugal – 71
91
Portugal – 91
22
Portugal – 22
42
Portugal – 42
72
Portugal – 72
92
Portugal – 92
23
Portugal – 23
43
Portugal – 43
73
Portugal – 73
93
Portugal – 93
24
Portugal – 24
44
Portugal – 44
74
Portugal – 74
94
Portugal – 94
25
Portugal – 25
45
Portugal – 45
75
Portugal – 75
95
Portugal – 95
26
Portugal – 26
46
Portugal – 46
76
Portugal – 76
96
Portugal – 96
27
Portugal – 27
47
Portugal – 47
77
Portugal – 77
97
Portugal – 97
28
Portugal – 28
48
Portugal – 48
78
Portugal – 78
98
Portugal – 98
29
Portugal – 29
49
Portugal – 49
79
Portugal – 79
99
Portugal – 99
155
Puerto Rico (country code = 15)
Puerto Rico supports both area (Municipal) and CRESTA codes.
Area Codes
Puerto Rico Municipal Codes
Code
Municipal
Code
Municipal
Code
Municipal
Code
Municipal
1
Adjuntas
41
Cidra
79
Lajas
117
Rincon
3
Aguada
43
Coamo
81
Lares
119
Rio Grande
5
Aguadilla
45
Comerio
83
Las Marias
121
Sabana Grande
7
Aguas Buenas
47
Corozal
85
Las Piedras
123
Salinas
9
Aibonito
49
Culebra
87
Loiza
125
San German
11
Anasco
51
Dorado
89
Luquillo
127
San Juan
13
Arecibo
53
Fajardo
91
Manati
129
San Lorenzo
15
Arroyo
54
Florida
93
Maricao
131
San Sebastian
17
Barceloneta
55
Guanica
95
Maunabo
133
Santa Isabel
19
Barranquitas
57
Guayama
97
Mayaguez
135
Toa Alta
21
Bayamon
59
Guayanilla
99
Moca
137
Toa Baja
23
Cabo Rojo
61
Guaynabo
101
Morovis
139
Trujillo Alto
25
Caguas
63
Gurabo
103
Naguabo
141
Utuado
27
Camuy
65
Hatillo
105
Naranjito
143
Vega Alta
29
Canovanas
67
Hormigueros
107
Orocovis
145
Vega Baja
31
Carolina
69
Humacao
109
Patillas
147
Vieques
33
Catano
71
Isabela
111
Penuelas
149
Villalba
35
Cayey
73
Jayuya
113
Ponce
151
Yabucoa
156
Puerto Rico Municipal Codes
Code
Municipal
Code
Municipal
Code
Municipal
Code
Municipal
37
Ceiba
75
Juana Diaz
115
Quebradillas
153
Yauco
39
Ciales
77
Juncos
CRESTA Codes
Puerto Rico CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1
Aguadilla
21
Fajardo
41
Maricao
60
Guayanilla
2
Isabela
22
Culebra
42
Adjuntas
61
Penuelas
3
Quebradillas
23
Rincon
43
Jayuya
62
Ponce
4
Camuy
24
Aguada
44
Orocovis
63
Villalba
5
Hatillo
25
Anasco
45
Barranquitas
64
Coamo
6
Arecibo
26
Moca
46
Comerio
65
Aibonito
7
Barceloneta
27
San Sebastian
47
Aguas Buenas
66
Cayey
8
Florida
28
Lares
48
Cidra
67
San Lorenzo
9
Manati
29
Utuado
49
Caguas
68
Yabucoa
10
Vega Baja
30
Ciales
50
Gurabo
69
Cabo Rojo
11
Vega Alta
31
Morovis
51
Juncos
70
Lajas
12
Dorado
32
Corozal
52
Las Piedras
71
Guanica
13
Toa Baja
33
Toa Alta
53
Naguabo
72
Juana Diaz
14
Catano
34
Naranjito
54
Humacao
73
Santa Isabel
15
Guaynabo
35
Bayamon
55
Vieques
74
Salinas
16
San Juan
36
Trujillo Alto
56
Hormigueros
75
Guayama
157
Puerto Rico CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
17
Carolina
37
Canovanas
57
San German
76
Arroyo
18
Loiza
38
Ceiba
58
Sabana Grande
77
Patillas
19
Rio Grande
39
Mayaguez
59
Yauco
78
Maunabo
20
Luquillo
40
Las Marias
Romania (country code = 176)
Romania supports CRESTA codes.
Romania CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
01
Alba
12
Calarasi
22
Hunedoara
32
Satu Mare
02
Arad
13
Cluj
23
Ialomita
33
Sibiu
03
Arges
14
Constanta
24
Iasi
34
Suceava
04
Bacau
15
Covasna
25
Maramures
35
Teleorman
05
Bihor
16
Dambovita
26
Mehedinti
36
Timis
06
Bistrita-Nasaud
17
Dolj
27
Mures
37
Tulcea
07
Botosani
18
Galati
28
Neamt
38
Vaslui
08
Braila
19
Giurgiu
29
Olt
39
Valcea
09
Brasov
20
Gorj
30
Prahova
40
Vrancea
10
Buzau
21
Harghita
31
Salaj
41
Bucuresti
11
Caras-Severin
158
St. Barts (country code = 244)
St. Barts supports area (District) codes.
St. Barts District Codes
Code
District
1
St. Barts
St. Kitts and Nevis (country code = 180)
St. Kitts and Nevis supports CRESTA codes.
St. Kitts and Nevis CRESTA Codes
Code
Description
Code
Description
100
St. Kitts
102
Rest of St. Kitts
101
Basseterre
200
Nevis
St. Lucia (country code = 182)
St. Lucia supports area (District) codes.
St. Lucia District Codes
Code
District
1
St. Lucia
159
St. Maarten (country code = 16)
St. Maarten supports CRESTA codes.
St. Maarten CRESTA Codes
Code
Description
6
St. Maarten
St. Martin (country code = 17)
St. Martin supports CRESTA codes.
St. Martin CRESTA Codes
Code
Description
1
St. Martin
St. Vincent and the Grenadines (country code = 184)
St. Vincent and the Grenadines supports area (District) codes.
St. Vincent and the Grenadines District Codes
Code
District
1
St. Vincent
2
The Grenadines
160
Slovakia (country code = 193)
Slovakia supports CRESTA codes.
Slovakia CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
01
Zone 01
07
Zone 07
84
Zone 84
94
Zone 94
02
Zone 02
08
Zone 08
85
Zone 85
95
Zone 95
03
Zone 03
09
Zone 09
90
Zone 90
96
Zone 96
04
Zone 04
81
Zone 81
91
Zone 91
97
Zone 97
05
Zone 05
82
Zone 82
92
Zone 92
98
Zone 98
06
Zone 06
83
Zone 83
93
Zone 93
99
Zone 99
Slovenia (country code = 195)
Slovenia supports CRESTA codes.
Slovenia CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
01
Zone 01
04
Zone 04
07
Zone 07
10
Zone 10
02
Zone 02
05
Zone 05
08
Zone 08
11
Zone 11
03
Zone 03
06
Zone 06
09
Zone 09
South Korea (country code = 50)
South Korea supports CRESTA codes. South Korea also accepts province codes, which remap to CRESTA.
South Korea CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1
Seoul
4
GangWon-do
7
Gyeingsangbuk-do
10
Jeollanam-do
161
South Korea CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
2
Busan
5
Chungcheongnam-do
8
Gyeingsangnam-do
11
Jeju-do
3
GyeongGi-do
6
Chungcheongbuk-do
9
Jeollabuk-do
Sweden (country code = 9)
Sweden supports CRESTA codes. Sweden also accepts province codes, which remap to CRESTA.
Sweden CRESTA Codes
Code
Description
Code
Description
Code
Description
1
Stockholms län
9
Gotlands län
19
Västmanlands län
3
Uppsala län
10
Blekinge län
20
Dalarnas län
4
Södermanlands län
12
Skåne län
21
Gävleborgs län
5
Östergötlands län
13
Hallands län
22
Västernorrlands län
6
Jönköpings län
14
Västra Götalands län
23
Jämtlands län
7
Kronobergs län
17
Värmlands län
24
Västerbottens län
8
Kalmar län
18
Örebro län
25
Norrbottens län
Switzerland (country code = 10)
Switzerland supports CRESTA codes. Switzerland also accepts region codes, which remap to CRESTA.
Switzerland CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1
Aargau
8
Genève
15
Obwalden
21
Thurgau
2
Appenzell A.Rh.
9
Glarus
16
Schaffhausen
22
Uri
3
Appenzell I.Rh.
10
Graubünden
17
Schwyz
23
Vaud
162
Switzerland CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
4
Basel-Land
11
Jura
18
Solothurn
24
Valais
5
Basel-Stadt
12
Luzern
19
St. Gallen
25
Zurich
6
Bern
13
Neuenburg
20
Ticino
26
Zug
7
Fribourg
14
Neuchâtel
Taiwan (country code = 43)
Taiwan supports CRESTA codes. Taiwan also accepts county codes, which remap to CRESTA.
Taiwan CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
1
City of Tapei
4
Miaoli
7
Changhua
10
Kaohsiung, Pingtung
1.1
Rest of Taipei, Keelung
5
Taichung
8
Yuanlin
11
Hualien, Taitung
2
Taoyuan
6
Nantou
9
Chiai, Tainan, Penghu
Islands
12
Ilan
3
Hsinchu
163
Trinidad and Tobago (country code = 42)
Trinidad and Tobago supports both area (County) and CRESTA codes.
Area Codes
Trinidad and Tobago County Codes
Code
County
Code
County
Code
County
1
Caroni
4
St. Andrew
7
St. Patrick
2
Mayaro
5
St. David
9
Tobago
3
Nariva
6
St. George
8
Victoria
CRESTA Codes
Trinidad and Tobago CRESTA Codes
Code
Description
Code
Description
Code
Description
101
Greater Port of Spain
104
Tacarigua
200
Rest of Trinidad
102
Diego Martin
105
Arima
300
Tobago
103
St. Anns
Turkey (country code = 38)
Turkey supports area (Province) codes.
Turkey Province Codes
Code
Province
Code
Province
Code
Province
Code
Province
1
Adana
17
Canakkale
35
Izmir
51
Nigde
2
Adiyaman
18
Cankiri
46
K. Maras
52
Ordu
164
Turkey Province Codes
Code
Province
Code
Province
Code
Province
Code
Province
3
Afyonkarahisar
19
Corum
78
Karabuk
80
Osmaniye
4
Agri
20
Denizli
70
Karaman
53
Rize
68
Aksaray
21
Diyarbakir
36
Kars
54
Sakarya
5
Amasya
81
Duzce
37
Kastamonu
55
Samsun
6
Ankara
22
Edirne
38
Kayseri
63
Sanliurfa
7
Antalya
23
Elazig
79
Kilis
56
Siirt
75
Ardahan
24
Erzincan
71
Kirikkale
57
Sinop
8
Artvin
25
Erzurum
39
Kirklareli
73
Sirnak
9
Aydin
26
Eskisehir
40
Kirsehir
58
Sivas
10
Balikesir
27
Gaziantep
41
Kocaeli
59
Tekirdag
74
Bartin
28
Giresun
42
Konya
60
Tokat
72
Batman
29
Gumushane
43
Kutahya
61
Trabzon
69
Bayburt
30
Hakkari
44
Malatya
62
Tunceli
11
Bilecik
31
Hatay
45
Manisa
64
Usak
12
Bingol
33
Icel
47
Mardin
65
Van
13
Bitlis
76
Igdir
48
Mugla
77
Yalova
14
Bolu
32
Isparta
49
Mus
66
Yozgat
15
Burdur
34
Istanbul
50
Nevsehir
67
Zonguldak
16
Bursa
165
Turks and Caicos Islands (country code = 214)
Turks and Caicos Islands supports area (District) codes.
Turks and Caicos Islands District Codes
Code
District
1
Caicos
2
Grand Turk Island
3
Salt Cay
United Kingdom (country code = 11)
United Kingdom supports both area (Postcode) and CRESTA codes.
Area Codes
United Kingdom Post Codes
Code
Postcode Area
Code
Postcode Area
Code
Postcode Area
Code
Postcode Area
AB
Aberdeen
BT
Northern Ireland
PL
Plymouth
LD
Llandrindod Wells
BA
Bath
NR
Norwich
PO
Portsmouth
LL
Llandudno
B
Birmingham
NG
Nottingham
PR
Preston
E
London E
BB
Blackburn
OL
Oldham
RG
Reading
EC
London EC
FY
Blackpool
HS
Outer Hebrides
RH
Redhill
N
London N
BL
Bolton
OX
Oxford
RM
Romford
NW
London NW
BH
Bournemouth
PA
Paisley
SP
Salisbury
SE
London SE
BD
Bradford
PH
Perth
S
Sheffield
SW
London SW
BN
Brighton
DL
Darlington
SY
Shrewsbury
SR
Sunderland
166
Code
Postcode Area
Code
Postcode Area
Code
Postcode Area
Code
Postcode Area
BS
Bristol
DA
Dartford
SL
Slough
SM
Sutton
BR
Bromley
DE
Derby
UB
Southall
SA
Swansea
CB
Cambridge
DN
Doncaster
SO
Southampton
SN
Swindon
CT
Canterbury
DT
Dorchester
SS
Southend-on-Sea
TA
Taunton
CF
Cardiff
DY
Dudley
AL
St Albans
TF
Telford
CA
Carlisle
DG
Dumfries
SG
Stevenage
TN
Tonbridge
IC
Channel Islands (use
Jersey)
DD
Dundee
SK
Stockport
TQ
Torquay
CM
Chelmsford
DH
Durham
ST
Stoke-on-Trent
TR
Truro
CH
Chester
EH
Edinburgh
HU
Hull
TW
Twickenham
TS
Cleveland
EN
Enfield
IG
Ilford
WF
Wakefield
CO
Colchester
EX
Exeter
IV
Inverness
WS
Walsall
CV
Coventry
FK
Falkirk
IP
Ipswich
WA
Warrington
CW
Crewe
TD
Galashiels
IM
Isle of Man
WD
Watford
CR
Croydon
G
Glasgow
JE
Jersey
WN
Wigan
W
London W
GL
Gloucester
KA
Kilmarnock
WV
Wolverhampton
WC
London WC
GU
Guildford
KT
Kingston upon Thames
WR
Worcester
LU
Luton
GY
Guernsey
KY
Kirkcaldy
YO
York
M
Manchester
HX
Halifax
KW
Kirkwall
ME
Medway
HG
Harrogate
LA
Lancaster
MK
Milton Keynes
HA
Harrow
LS
Leeds
ML
Motherwell
HP
Hemel Hempstead
LE
Leicester
167
Code
Postcode Area
Code
Postcode Area
Code
Postcode Area
NE
Newcastle upon Tyne
HR
Hereford
ZE
Lerwick
NP
Newport
HD
Huddersfield
LN
Lincoln
NN
Northampton
PE
Peterborough
L
Liverpool
Code
Postcode Area
CRESTA Codes
United Kingdom CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
AB
Aberdeen
EC
London EC
LE
Leicester
SK
Stockport
AL
St. Albans
EH
Edinburgh
LL
Llandudno
SL
Slough
B
Birmingham
EN
Enfield
LN
Lincoln
SM
Sutton
BA
Bath
EX
Exeter
LS
Leeds
SN
Swindon
BB
Blackburn
FK
Falkirk
LU
Luton
SO
Southampton
BD
Bradford
FY
Blackpool
M
Manchester
SP
Salisbury
BH
Bournemouth
G
Glasgow
ME
Medway
SR
Sunderland
BL
Bolton
GL
Gloucester
MK
Milton Keynes
SS
Southend-on-Sea
BN
Brighton
GU
Guildford
ML
Motherwell
ST
Stoke-on-Trent
BR
Bromley
GY
Guernsey
N
London N
SW
London SW
BS
Bristol
HA
Harrow
NE
Newcastle upon Tyne
SY
Shrewsbury
BT
Northern Ireland
HD
Huddersfield
NG
Nottingham
TA
Taunton
CA
Carlisle
HG
Harrogate
NN
Northampton
TD
Galashiels
CB
Cambridge
HP
Hemel Hempstead
NP
Newport
TF
Telford
CF
Cardiff
HR
Hereford
NR
Norwich
TN
Tonbridge
168
United Kingdom CRESTA Codes
Code
Description
Code
Description
Code
Description
Code
Description
CH
Chester
HS
Outer Hebrides
NW
London NW
TQ
Torquay
CM
Chelmsford
HU
Hull
OL
Oldham
TR
Truro
CO
Colchester
HX
Halifax
OX
Oxford
TS
Cleveland
CR
Croydon
IC
Channel Islands (use
Jersey)
PA
Paisley
TW
Twickenham
CT
Canterbury
IG
Ilford
PE
Peterborough
UB
Southall
CV
Coventry
IM
Isle of Man
PH
Perth
W
London W
CW
Crewe
IP
Ipswich
PL
Plymouth
WA
Warrington
DA
Dartford
IV
Inverness
PO
Portsmouth
WC
London WC
DD
Dundee
JE
Jersey
PR
Preston
WD
Watford
DE
Derby
KA
Kilmarnock
RG
Reading
WF
Wakefield
DG
Dumfries
KT
Kingston upon Thames
RH
Redhill
WN
Wigan
DH
Durham
KW
Kirkwall
RM
Romford
WR
Worcester
DL
Darlington
KY
Kirkcaldy
S
Sheffield
WS
Walsall
DN
Doncaster
L
Liverpool
SA
Swansea
WV
Wolverhampton
DT
Dorchester
LA
Lancaster
SE
London SE
YO
York
DY
Dudley
LD
Llandrindod Wells
SG
Stevenage
ZE
Lerwick
E
London E
169
U.S. States (country code = 1)
United States supports area (State) codes.
United States FIPS and State Codes
FIPS
Code
State
Abbrev.
State Name
FIPS
Code
State
Abbrev.
State Name
FIPS
Code
State
Abbrev.
State Name
1
AL
Alabama
23
ME
Maine
42
PA
Pennsylvania
2
AK
Alaska
24
MD
Maryland
44
RI
Rhode Island
4
AZ
Arizona
25
MA
Massachusetts
45
SC
South Carolina
5
AR
Arkansas
26
MI
Michigan
46
SD
South Dakota
6
CA
California
27
MN
Minnesota
47
TN
Tennessee
8
CO
Colorado
28
MS
Mississippi
48
TX
Texas
9
CT
Connecticut
29
MO
Missouri
49
UT
Utah
10
DE
Delaware
30
MT
Montana
50
VT
Vermont
11
DC
Dist. Columbia
31
NE
Nebraska
51
VA
Virginia
12
FL
Florida
32
NV
Nevada
53
WA
Washington
13
GA
Georgia
33
NH
New Hampshire
54
WV
West Virginia
15
HI
Hawaii
34
NJ
New Jersey
55
WI
Wisconsin
16
ID
Idaho
35
NM
New Mexico
56
WY
Wyoming
17
IL
Illinois
36
NY
New York
18
IN
Indiana
37
NC
North Carolina
19
IA
Iowa
38
ND
North Dakota
20
KS
Kansas
39
OH
Ohio
21
KY
Kentucky
40
OK
Oklahoma
22
LA
Louisiana
41
OR
Oregon
170
Venezuela (country code = 29)
Venezuela supports CRESTA codes. Venezuela also accepts region codes, which remap to CRESTA.
Venezuela CRESTA Codes
Code
Description
Code
Description
Code
Description
1
Caracas (Deep Silt)
8
Resto de Region Centro-N.
14
Resto de Region Zuliana
2
Caracas (Less Deep Silt)
9
Barquisimeto
15
Resto de Region de los L.
3
Caracas (Rocky Underground)
10
Resto de Region Centro-O.
16
Region Insular
4
Dpto. Vargas
11
San Cristobal
17
Region Nor-Oriental
5
Dptos. Guaicaipuro
12
Resto de Region de los A.
18
Ciudad Bolivar y Ciudad
6
Maracay
13
Maracaibo
19
Resto de Region Guayana
7
Valencia
Virgin Islands (British) (country code = 121)
Virgin Islands (British) supports area (District) codes.
Virgin Islands (British) District Codes
Code
County
Code
County
1
Anegada
5
Peter Island
2
Cooper Island
6
Tortola
3
Great Camanoe
7
Virgin Gorda
4
Jost van Dyke
171
Virgin Islands (U.S.) (country code = 13)
Virgin Islands (U.S.) supports area (District) codes.
Virgin Islands (U.S.) District Codes
Code
District
10
St. Croix
20
St. John
30
St. Thomas
172
E
Subarea Codes
Please contact your AIR representative for valid subarea codes. Currently supported codes are as presented below.
Subarea Codes by Country
Country
Supported Subarea Codes
Country
Anguilla
Not supported
Jamaica
Not supported
Antigua & Barbuda
Not supported
Japan
Ward (Ku) codes
Aruba
Not supported
Latvia
Municipalities
Australia
Not supported
Lithuania
Municipalities
Austria
Not supported
Luxembourg
Commune
Bahamas
Not supported
Martinique
Not supported
Barbados
Not supported
Mexico
County (municipo) codes
Belgium
Not supported
Monaco
Not supported
Belize
Not supported
Montserrat
Districts
173
Country
Country
Bermuda
Not supported
Netherlands
Not supported
Bulgaria
Not supported
Not supported
Canada
3-character FSA codes
New Zealand
4-digit postal
Cayman Islands
Not supported
Nicaragua
Not supported
Chile
Municipio codes
Norway
Not supported
China
County codes
Panama
Not supported
Colombia
Municipio codes
Peru
Municipio codes
Costa Rica
Not supported
Philippines
Provinces
Cuba
Not supported
Poland
District municipalities
Cyprus
Municipality
Portugal
Not supported
Czech-Republic
Districts municipalities
Puerto Rico
Not supported
Denmark
Not supported
Romania
Municipality
Dominica
Not supported
Slovakia
Municipality
Dominican Republic
Not supported
Slovenia
Municipality
El Salvador
Not supported
South Korea
Districts
Estonia
Municipalities
St. Barts
Not supported
Finland
Regions municipalities
St.Kitts & Nevis
Not supported
France
Not supported
St. Lucia
Not supported
Germany
Districts (Kreise)
St. Maarten
Not supported
Greece
2-digit postal codes
St. Martin
Not supported
Grenada
Not supported
St. Vincent & The Grenadines
Not supported
Guadeloupe
Not supported
Sweden
Not supported
174
Country
Country
Guatemala
Not supported
Switzerland
Not supported
Gulf of Mexico
2-character protraction codes
Taiwan
Districts
Haiti
Not supported
Honduras
Not supported
Trinidad/Tobago
Not supported
Hong Kong
Counties
Turkey
Not supported
Hungary
Municipality
Turks & Caicos Islands
Not supported
India
Districts
United Kingdom
5-digit postal sectors
Indonesia
Districts
United States
FIPS county codes
Ireland
Not supported
Venezuela
Municipio codes
Israel
Not supported
Not supported
Italy
Not supported
Not supported
175
F
Postal Delivery Areas
Please contact your AIR representative for valid postal codes. Currently supported codes are presented below.
Postal Codes by Country
Country
Supported Postal Codes
Country
Anguilla
Not supported
Jamaica
Not supported
Antigua & Barbuda
Not supported
Japan
7-digit Yubin codes or
2-, 4- or 10-digit Sonpo codes
Aruba
Not supported
Latvia
4-digit postcodes
Australia
4-digit postcodes
Lithuania
5-digit postcodes
Austria
4-digit postcodes
Luxembourg
Not supported
Bahamas
Not supported
Martinique
Not supported
Barbados
Not supported
Mexico
5-digit postcodes or locality
codes
176
6
Country
Country
Belgium
4-digit postcodes
Monaco
(Modeled as part of France)
Belize
Not supported
Montserrat
Not supported
Bermuda
Parish postcodes
Netherlands
4-digit postcodes
Bulgaria
4-digit postcodes
Not supported
Canada
3-character FSA or
6-character FSA/LDU codes
New Zealand
4-digit postcodes or 6-digit
area unit codes
Cayman Islands
District postcodes
Nicaragua
Not supported
Chile
Not supported
Norway
4-digit postcodes
China
6-digit postcodes
Panama
Not supported
Colombia
Not supported
Peru
Not supported
Costa Rica
Not supported
Philippines
4-digit postcodes
Cuba
Not supported
Poland
5-digit postcodes
Cyprus
4-digit postcodes
Portugal
4-digit postcodes
Czech-Republic
5-digit postcodes
Puerto Rico
5-digit ZIP Codes
Denmark
4-digit postcodes
Romania
6-digit postcodes
Dominica
Not supported
Slovakia
5-digit postcodes
Dominican Republic
Not supported
Slovenia
4-digit postcodes
El Salvador
Not supported
South Korea
3-digit postcodes
Estonia
5-digit postcodes
St. Barts
Not supported
6
China postcodes mapped to corresponding subarea for analysis.
177
7
Country
Country
Finland
5-digit postcodes
St.Kitts & Nevis
Not supported
St. Lucia
Not supported
7
France
5-digit postcodes
Germany
5-digit postcodes
St. Maarten
Not supported
Greece
5-digit postcodes
St. Martin
Not supported
Grenada
Not supported
St. Vincent & The Grenadines
Not supported
Guadeloupe
Not supported
Sweden
5-digit postcodes
Guatemala
Not supported
Switzerland
4-digit postcodes
Gulf of Mexico
1-4 character block code
Taiwan
3-digit postcodes
Haiti
Not supported
Trinidad/Tobago
Not supported
Honduras
Not supported
Turkey
2-digit IL (province) code +
4-digit ILCE (district) code
Hong Kong
Not applicable
Turks & Caicos Islands
Not supported
Hungary
4-digit postcodes
United Kingdom
Postcode units or
Full 7-digit postcodes
India
6-digit postcodes
United States
5- or 9-digit ZIP Codes
Indonesia
5-digit postcodes
Venezuela
Not supported
Ireland
Not supported
Not supported
Israel
5-digit postcodes
5-digit ZIP Codes
Italy
5-digit postcodes
Monaco is modeled as part of France.
178
G
Coverages
Supported coverages differ for onshore and offshore locations. The following table lists the values that map to coverages A-D for each type of
location.
Coverage Type
Onshore Locations
Offshore Locations
A
Building or Site
Physical Damage
B
Other Structures
Removal of Debris
C
Building Contents
Operator’s Extra
Expense
D
Time Element
Business Interruption
179
H
Workers’ Compensation and Personal Accident
Defaults
Workers’ Compensation
Table 3 lists the AIR default rates for the percentage of covered employees who will be at the location during the specified times.
Occupancy rates also vary with the day of the week. The occupancy times are assumed for Monday through Saturday; occupancy rates for
Sunday are assumed to be the same as the nighttime rates shown above. Holidays are handled like any other day.
Table 3 Workers' Compensation Defaults
Occupancy Category
Night (PctNightShift)
Day (PctDayShift)
Commute (PctEveningShift)
7pm – 6:59am
9am - 4:59pm
7am – 8:59am, 5pm – 6:59pm
Residential (Codes 301-310)
0.99
0.80
0.95
Commercial (Codes 311– 320)
0.02
0.98
0.50
180
Occupancy Category
Day (PctDayShift)
Commute (PctEveningShift)
7pm – 6:59am
9am - 4:59pm
7am – 8:59am, 5pm – 6:59pm
Industrial (Codes 321-330, 400-series codes) 0.10
0.80
0.50
Other (incl. Unknown)
0.98
0.50
0.02
Personal Accident
Table 4 lists the AIR default rates for the percentage of covered employees who will be at the location during the specified times.
Table 4 Personal Accident Compensation Defaults
Occupancy Category
Morning (PctDayShift)
6am - 5:59pm
6pm – 5:59am
Residential (Codes 301-310)
0.80
0.99
Commercial (Codes 311– 320)
0.98
0.02
Industrial (Codes 321-330, 400-series codes) 0.80
0.10
Other (incl. Unknown)
0.02
0.98
181
I
Currency Codes
This appendix identifies the currency codes for both modeled and non-modeled countries. Currencies used in countries modeled in
Touchstone and CLASIC/2 are listed in bold text, as seen in Table 5.
Note
The United States is the only country modeled in CATStation.
Table 5 Currency Codes for Modeled Countries
Currency Codes - Modeled Countries
Code
Description
Code
Description
Code
Description
ANG
Netherlands Antillian Guilder
HKD
Hong Kong Dollar
SEK
Swedish Krona
ARS
Argentine Peso (older ARP
also supported)
HNL
Honduran Lempira
SIT
Slovenia Tolar
AUD
Australian Dollar
HTG
Haitian Gourde
SKK
Slovak Koruna
182
Code
Description
Code
Description
Code
Description
AWG
Aruban Florin
HUF
Hungary Forint
SVC
El Salvadoran Colon
BBD
Barbados Dollar
IDR
Indonesian Rupiah
TRL
Turkish Lira
BGN
Bulgarian Lev
ILS
Israeli New Shekel
TRY
New Turkish Lira
BRL
Brazilian Real (older BRR
code for Cruzeiro Real also
supported)
INR
Indian Rupee
TTD
Trinidad/Tobago Dollar
BZD
Belize Dollar
JMD
Jamaican Dollar
TWD
Taiwan Dollar
CAD
Canadian Dollar
JPY
Japanese Yen
UF
Unidad de Fomento
CHF
Swiss Franc
KRW
South Korean Won
USD
U.S. Dollar
CLP
Chilean Peso
KYD
Cayman Islands Dollar
VEF
Venezuelan Bolivar Fuerte
CNY
Chinese Yuan
LTL
Lithuanian Litas
XCD
Eastern Caribbean Dollar
COP
Colombian Peso
LVL
Latvian Lats
ZAR
South African Rand
CRC
Costa Rican Colon
MXN
Mexican Peso (new)
CUP
Cuban Peso
MXP
Mexican Peso (old)
CYP
Cyprus Pound
MXV
Mexican Unidad de
Inversion
CZK
Czech Koruna
NIO
Nicaraguan Cordoba
DKK
Danish Krone
NOK
Norwegian Kroner
DOP
Dominican Peso
NZD
New Zealand Dollar
EEK
Estonia Kroon
PAB
Panamanian Balboa
ESS
Ecuador Sucre
PEN/
PSS
Peruvian Nuevo Sol
EUR
Euro
PHP
Philippine Peso
183
Code
Description
Code
Description
GBP
British Pound Sterling
PLN
Polish Zloty
GTQ
Guatemalan Quetzal
RON
Romanian New Leu
Code
Description
Table 6 Currency Codes for Non-Modeled Countries
Currency Codes – Non-Modeled Countries
Code
Description
Code
Description
Code
Description
AFN
Afghan Afghani
KMF
Comoro Franc
SHP
Saint Helena Pound
ALL
Albanian Lek
KPW
North Korean Won
SLL
Sierra Leonean Leone
AMD
Armenian Dram
KWD
Kuwaiti Dinar
SOS
Somali Shilling
AOA
Angolan Kwanza
KZT
Kazakhstani Tenge
SRD
Surinamese Dollar
AZM
Azerbaijani Manat (new)
LAK
Lao Kip
STD
Sao Tome and Principe Dobra
AZN
Azerbaijani Manat (old)
LBP
Lebanese Pound
SYP
Syrian Pound
BAM
Bosnia Convertible Marks
LKR
Sri Lankan Rupee
SZL
Swazi Lilangeni
BDT
Bangladeshi Taka
LRD
Liberian Dollar
THB
Thai Baht
BHD
Bahraini Dinar
LSL
Lesotho Loti
TJS
Tajikistani Somoni
BIF
Burundian Franc
LYD
Libyan Dinar
TMM
Turkmenistani Manat
BMD
Bermuda Dollar
MAD
Moroccan Dirham
TND
Tunisian Dinar
BND
Brunei Dollar
MDL
Moldovan Leu
TOP
Tongan Pa’anga
BOB
Boliviano
MGA
Malagasy Ariary
TZS
Tanzanian Shilling
BOV
Bolivian Mvdol
MKD
Macedonia Denar
UAH
Ukrainian Hryvnia
184
Code
Description
Code
Description
Code
Description
BSD
Bahamian Dollar
MMK
Myanmar (Burmese) Kyat
UGX
Uganda Shilling
BTN
Bhutan Ngultrum
MNT
Mongolian Tughrik
UYU
Uruguayan Peso
BWP
Botswana Pula
MOP
Macau Special Administrative
Region Pataca
UZS
Uzbekistan Som
BYR
Belarusian Ruble
MRO
Mauritanian Ouguiya
VND
Vietnamese Dong
CDF
Congolais Franc
MTL
Maltese Lira
VUV
Vanuatu Vatu
CVE
Cape Verde Escudo
MUR
Mauritian Rupee
WST
Samoan Tala
DJF
Djiboutian Franc
MVR
Maldives Rufiyaa
XAF
CFA Franc BEAC
DZD
Algerian Dinar
MWK
Malawian Kwacha
XOF
CFA Franc BCEAO
EGP
Egyptian Pound
MYR
Malaysian Ringgit
XPF
CFP Franc
ERN
Eritrean Nakfa
MZN
Mozambican Metical
YER
Yemeni Rial
ETB
Ethiopian Birr
NAD
Namibian Dollar
ZMK
Zambian Kwacha
FJD
Fiji Dollar
NGN
Nigerian Naira
ZWD
Zimbabwean Dollar
FKP
Falkland Islands Pound
NPR
Nepalese Rupee
GEL
Georgian Lari
OMR
Omani Rial
GHC
Ghanaian Cedi
PGK
Papua New Guinean Kina
GIP
Gibraltar Pound
PKR
Pakistani Rupee
GMD
Gambian Dalasi
PYG
Paraguayan Guarani
GNF
Guinean Franc
QAR
Qatari Rial
GYD
Guyanese Dollar
RSD
Serbian Dinar
HRK
Croatian Kuna
RUB
Russian Ruble
IQD
Iraqi Dinar
RWF
Rwanda Franc
185
Code
Description
Code
Description
IRR
Iranian Rial
SAR
Saudi Riyal
ISK
Icelandic Krona
SBD
Solomon Islands Dollar
JOD
Jordanian Dinar
SCR
Seychelles Rupee
KES
Kenyan Shilling
SDD
Sudanese Dinar
KGS
Kyrgyzstan Som
SDG
Sudanese Pound
KHR
Cambodian Riel
SGD
Singapore Dollar
Code
Description
186
J
Perils Covered Codes
United States
United States Peril Codes
8
Code
Description
PAL
All licensed perils
PEA
All earthquake perils
PEF
Fire (wildfire , fire following earthquake)
PES
Earthquake — shake only
PFL
Inland flood (U.S. Inland Flood model)
8
Wildfire sub-peril available for U.S. exposures only, by separate license.
187
United States Peril Codes
Code
Description
PSH
Hurricane storm surge
PSL
Earthquake — sprinkler leakage only
PTR
Terrorism
PWA
All wind perils (tropical cyclone, severe storm and winter storm )
PWF
All wind plus fire
PWH
Tropical cyclone only
PWT
9
8
11
PWW
PWX
11
10
Severe thunderstorm
Winter storm
9
Severe storm (wind excluding tropical cyclone)
Canada
Canada Peril Codes
Code
Description
PAL
All licensed perils
PEF
Fire (fire following earthquake)
PES
PWA
All wind perils (tropical cyclone and severe storm)
8
9
Winter storm sub-peril valid for U.S. exposures only.
Plate glass sub-peril available with U.S. Hurricane model, by separate license.
11 Code appears only in exports by peril. Use PWX to import these perils.
9
10
188
Canada Peril Codes
Code
Description
PWF
All wind plus fire
PWT
8
11
PWX
Severe thunderstorm
9
Severe storm (wind excluding tropical cyclone)
189
Mexico
Mexico Peril Codes
Code
Description
PAL
All licensed perils
PES
PWH
Gulf of Mexico
Gulf of Mexico Peril Codes
Code
Description
PAL
All licensed perils
PWH
Caribbean
Caribbean Peril Codes
Code
Description
PAL
All licensed perils
PES
PPH
Precipitation flood
PWA
PWH
9
190
Central and South America
Central and South America Peril Codes
Code
Description
PAL
All licensed perils
PES
PWH
Extratropical cyclone only
12
China
China Peril Codes
12
Code
Description
PAL
All licensed perils
PES
PPH
Precipitation flood
PWA
All wind perils
PWH
Typhoon only
9
For this region, the PWH peril code contains explicit modelling for precipitation induced flood; however precipitation flood losses are included automatically in the Wind losses.
191
Europe
Europe Peril Codes
Code
Description
PAL
All licensed perils
PES
PFL
Inland flood
PSH
U.K. coastal flood
PWA
PWH
Extratropical cyclone only
13
9
India Perils
India Peril Codes
13
Code
Description
PPH
Precipitation flood
PWH
Inland flood peril available for Great Britain and Germany exposures only, by separate licenses.
192
Japan Perils
Japan Peril Codes
Code
Description
PAL
All licensed perils
PEF
Fire (fire following earthquake)
PES
PPH
Precipitation flood
PTS
Tsunami
PWA
All wind perils
PWF
All wind plus fire
PWH
Typhoon only
Southeast Asia 14 Perils
Southeast Asia Peril Codes
14
Code
Description
PAL
All licensed perils
PES
PWH
Typhoon only
Southeast Asia region includes Indonesia, Philippines, and Taiwan.
193
South Korea Perils
South Korea Peril Codes
Code
Description
PAL
All licensed perils
PWH
Typhoon only
Australia Perils
Australia Peril Codes
Code
Description
PAL
All licensed perils
PEF
Bushfire (Australia Bushfire Model)
PES
PPH
Precipitation flood
PSH
Hurricane storm surge
PWH
New Zealand Perils
New Zealand Peril Codes
Code
Description
PAL
All licensed perils
PES
194
K
Validation Rules for Unknown
Construction/Occupancies
Construction
Code A
Construction
Code B
Occupancy
Code
Result
unknown
unknown
unknown
Imports successfully, assigning “General Commercial” as the occupancy code.
known
unknown
unknown
Assigns Construction A to Construction B and imports successfully
unknown
known
unknown
Assigns Construction B to Construction A and imports successfully
known
known
unknown
Imports successfully
unknown
unknown
known
known
unknown
known
unknown
known
known
known
known
known
195
L
Construction Class Codes
Construction class codes play an important role in helping determine the vulnerability of the risks (in the record) to the various perils. Support
for construction classes varies by country as indicated in the table.
Note
See Appendix K on page 195 for import rules for unknown construction/unknown occupancy combinations.
U.S. and Canada Construction Class Codes
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
102
Light wood frame
103
Masonry veneer
196
Category
Code
Construction class
104
Heavy timber
108
Masonry
Concrete
Steel
15
15
Hale construction (indigenous Hawaii)
111
Masonry
112
Adobe
113
Rubble stone masonry
114
Unreinforced masonry—bearing wall
115
Unreinforced masonry—bearing frame
116
Reinforced masonry
117
Reinforced masonry shear wall—with mrf
118
Reinforced masonry shear wall—without mrf
119
Joisted masonry
131
Reinforced concrete
132
Reinforced concrete shear wall—with mrf
133
Reinforced concrete shear wall—without mrf
134
Reinforced concrete mrf—ductile
135
Reinforced concrete mrf—non-ductile
136
Tilt-up
137
Pre-cast concrete
151
Steel
Valid only for the Hawaii earthquake and tropical cyclone models
197
Category
Special
Code
Construction class
152
Light metal
153
Braced steel frame
154
Steel mrf—perimeter
155
Steel mrf—distributed
181
Long-span
16
Semi-wind resistive
16
Wind resistive
17
Unknown glass
17
Safety glass
17
187
Impact resistance glass
191
Mobile homes
192
Mobile homes — no tie down
193
Mobile homes — part tie down
182
183
185
186
Mobile Homes
194
Bridges
Mobile homes — full tie down
18
Conventional — multiple span bridges
18
Conventional — continuous bridges
18
Major bridges
201
202
203
Not valid for the U.S. Earthquake model.
Valid only for the plate glass module of the AIR U.S. Hurricane model; used in conjunction with occupancy code 306 or 311.
18 Not valid when peril is Severe Thunderstorms (PWX).
16
17
198
Category
Pavements
Code
Railroads
19
Highways
19
Runways
19
Concrete dams
19
Earth fill dams
19
Alluvium tunnels
19
Rock tunnels
19
Cut and cover tunnels
19
Underground liquid tanks
19
Underground solid tanks
18
On ground liquid tanks
18
On ground solid tanks
18
Elevated liquid tanks
18
Elevated solid tanks
19
Underground pipelines
18
At-grade pipelines
18
Masonry chimneys
18
Concrete chimneys
18
Steel chimneys
204
205
206
Dams
211
212
Tunnels
213
214
215
Storage Tanks
221
222
223
224
225
226
Pipelines
227
228
Chimneys
231
232
233
19
Construction class
19
Not valid when peril is Hurricane (PWH) or Severe Thunderstorms (PWX).
199
Category
Towers
Code
Electrical transmission — conventional
18
Electrical transmission — major
18
Broadcast towers
18
Observation towers
18
Offshore towers
18
Residential equipment
18
Office equipment
18
Electrical equipment
18
Mechanical equipment
18
High-technology equipment
18
246
Trains, trucks, airplanes etc.
250
Railway Property
251
Pumping stations
252
Compressor stations
234
235
236
237
238
Equipment
241
242
243
244
245
Miscellaneous
18
Cranes
18
Conveyor systems
19
Canals
19
256
Earth retaining structures
257
Waterfront structures
258
Offshore structures
259
Transit Warehouse
260
Marine Hull
253
254
255
Construction class
18
200
Category
Code
Automobiles
Boats & Yachts Boats &
Yachts (Marine Craft)
Construction class
261
20
Automobiles
265
21
Pleasure boats and yachts
22
Pleasure boats and yachts – Power boats
22
Pleasure boats and yachts – Sail boats
266
267
Mexico Construction Class Codes
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
Masonry
111
Masonry
112
Adobe
113
114
116
Reinforced masonry
120
Confined Masonry
There is a Standard Auto damage function and an Auto Dealer damage function; use in conjunction with occupancy class 300 for Standard Auto, and use occupancy class 312 or 313 for Auto Dealer. For all
other perils, use 261 in conjunction with occupancy class 300 and Height 0 (Unknown).
21 Only supported for U.S. Hurricane model and Australian Cyclone model. Supported for all occupancy types except 400 series; however, best practice is to use with occupancy class 354. Only supported for
Coverage A.
20
201
Category
Code
Construction class
Concrete
131
Reinforced concrete
132
133
137
Pre-cast concrete
139
Reinforced concrete MRF
140
Reinforced concrete MRF w/ URM
151
Steel
152
Light metal
153
Braced steel frame
156
Steel MRF
157
Steel frame w/ URM
158
Steel frame w/ concrete shear wall
Steel
Mobile Homes
Automobiles
22
191
261
Mobile homes
22
Automobiles
When modeling Autos, AIR recommends using 261 in conjunction with occupancy class 300 and Height 0 (Unknown).
202
Gulf of Mexico Construction Class Codes
Gulf of Mexico Construction Class Codes
Category
Code
Construction class
Offshore
800
Unknown
801
Caisson
802
Compliant Tower
803
Fixed Jacket Platform
804
Jackup
805
Mini Tension Leg Platform
806
Drill Rig
807
Semi-Submersible Floating Production System
808
Drill ship
809
SPAR Floating Production System
810
Submersible Production System
811
Underwater Production Units, Completion Units, and Templates
812
Tension Leg Platform
813
Well Protector
Caribbean Construction Class Codes
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
102
Light wood frame
203
Category
Masonry
Code
Construction class
103
Masonry veneer
104
Heavy timber
111
Masonry
112
Adobe
113
114
115
116
Concrete
23
Reinforced masonry
117
118
119
Joisted masonry
120
Confined Masonry
131
Reinforced concrete
132
133
134
24
Not valid for Caribbean Earthquake model.
To model bunker construction in the Caribbean Hurricane model, use the following Occupancy and Construction combinations:
302-131: For single-family residential homes. Use 306 for single-family homes of reinforced concrete that are not bunkers.
303-131: For apartment buildings that are bunkers. Use 306-131 for public housing or apartments that are not bunkers.
305-131: For public housing or government buildings that are bunkers. Use the regular government occupancy for non-bunker government buildings.
23
24
204
Category
Steel
Special
Mobile Homes
Code
Construction class
135
136
Tilt-up
137
Pre-cast concrete
151
Steel
152
Light metal
153
Braced steel frame
154
155
156
Steel MRF
158
181
Long-span
182
Semi-Wind Resistive
183
Wind-Resistive
191
Mobile homes
192
193
194
Automobiles
25
261
25
Automobiles
205
Central America Construction Class Codes
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
102
Light wood frame
103
Masonry veneer
104
Heavy timber
111
Masonry
112
Adobe
113
114
115
116
Reinforced masonry
117
118
119
Joisted masonry
120
Confined Masonry
131
Reinforced concrete
132
133
134
135
136
Tilt-up
Masonry
Concrete
206
Category
Steel
Special
Mobile Homes
Code
Construction class
137
Pre-cast concrete
139
140
151
Steel
152
Light metal
153
Braced steel frame
154
155
156
Steel MRF
157
Steel frame w/URM
158
181
Long-span
182
Semi-Wind Resistive
183
Wind-Resistive
191
Mobile homes
192
193
194
Automobiles
26
261
26
Automobiles
207
South America Construction Class Codes
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
Masonry
111
Masonry
112
Adobe
113
114
116
Reinforced masonry
120
Confined Masonry
131
Reinforced concrete
132
133
137
Pre-cast concrete
139
140
151
Steel
152
Light metal
153
Braced steel frame
156
Steel MRF
157
Steel frame w/URM
158
191
Mobile homes
Concrete
Steel
Mobile Homes
208
Category
Automobiles
Code
261
27
Construction class
Automobiles
Europe Construction Class Codes
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
103
Masonry veneer
111
Masonry
112
Adobe
113
114
115
116
Reinforced masonry
117
118
131
Reinforced concrete
132
Masonry
Concrete
27
209
Category
Steel
Mobile Homes
Code
Construction class
133
134
135
136
Tilt-up
137
Pre-cast concrete
138
Pre-cast Concrete with Shear Wall
139
140
151
Steel
152
Light metal
153
Braced steel frame
154
155
156
Steel MRF
157
Steel frame w/ URM
158
191
Mobile Homes
192
Mobile homes no tie down
193
Mobile homes part tie down
210
Category
Automobiles
Code
Construction class
194
Mobile homes full tie down
261
28
Automobiles
India Construction Class Codes
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
Masonry
111
Masonry
112
Adobe
113
114
120
Confined Masonry
131
Reinforced concrete
132
133
139
140
Concrete
28
211
Category
Code
Construction class
Steel
151
Steel
152
Light Metal
153
Braced steel frame
156
Steel MRF
157
Steel frame w/ URM
158
Automobiles
261
29
Automobiles
Japan Construction Class Codes
Category
Code
Unknown
100
30
Wood
101
Wood frame (modern)
Masonry
111
Masonry
114
Unreinforced masonry – bearing wall
116
Reinforced masonry
131
Reinforced concrete
132
Concrete
29
30
Construction class
Unknown
Use in conjunction with occupancy class 381.
212
Category
Steel
Composite
Code
Construction class
133
137
Pre-cast concrete
138
Pre-cast concrete w/ shear wall
139
151
Steel
152
Light metal
153
Braced steel frame
156
Steel MRF
158
159
Steel reinforced concrete
160
Steel long span
161
M: Fire-resistant reinforced concrete apartments and masonry dwellings
162
T: Fire-resistant non-apartment dwellings including reinforced concrete,
masonry, and steel
163
H: Other Residential Dwellings (buildings other than M, T)
164
1: Fire-resistant reinforced concrete and masonry buildings
165
2: Semi-fire-resistant and steel buildings
166
3: Other Commercial Dwellings (buildings other than 1, 2)
171
A: Reinforced Concrete, Steel with Fire Insulation Dwellings
172
B: General Steel Dwellings
173
C: Wood Frame with Fire Insulation Dwellings
174
D: Other than A, B, C; or General Wood Dwellings
213
Category
Code
Construction class
175
SP: Reinforced Concrete Buildings
176
1: Steel with Fire Insulation Buildings
177
2: General Steel Buildings
178
3: Wood Frame with Fire Insulation Buildings
179
4: Other than SP, 1, 2, 3; or General Wood Frame
245
Miscellaneous
High-technology equipment
246
31
Trains, Trucks, Airplanes
247
32
Thermal Power Plant
250
33
Railway Property
257
Automobiles
Marine Cargo
Waterfront structures
259
34
Transit Warehouse
260
35
Marine Hull
261
36
Automobiles
270
37
Carpool
37
General and Containerized Cargo
271
Use in conjunction with occupancy class 353, 355 and 356.
Use in conjunction with occupancy class 384.
33 Use in conjunction with occupancy class 352.
34 Use in conjunction with any of the following occupancy classes: 300, 313, 322-325, or 327.
35 Valid for the Japan Earthquake Model only; will return zero losses if used with the Japan Typhoon Model. Use in conjunction with occupancy class 314, 354 or 381.
36 When modeling Autos, AIR recommends using 261 in conjunction with occupancy class 300 and Height 0 (Unknown). Not supported for Fire Following (PEF).
37 Use in conjunction with occupancy class 354. 280-286 and 290-296 are the combustible and noncombustible equivalent versions of 270-276.
31
32
214
Category
Code
Heavy Cargo
37
Refrigerated Cargo
37
Dry Bulk Cargo
37
Liquid Bulk Cargo
37
General/Unknown (Japan EQ and Typhoon)
37
Combustible: Carpool
37
Combustible: General and Containerized Cargo
37
Combustible: Heavy Cargo
37
Combustible: Refrigerated Cargo
37
Combustible: Dry Bulk Cargo
37
Combustible: Liquid Bulk Cargo
37
Unknown: Combustible (Japan EQ)
37
Non-Combustible: Carpool
37
Non-Combustible: General and Containerized Cargo
37
Non-Combustible: Heavy Cargo
37
Non–Combustible: Refrigerated Cargo
37
Non-Combustible: Dry Bulk Cargo
37
Non–Combustible: Liquid Bulk Cargo
37
Unknown: Non-Combustible (Japan EQ)
272
273
274
275
276
280
281
282
283
284
285
286
290
291
292
293
294
295
296
Construction class
37
215
China Construction Class Codes
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
Masonry
111
Masonry
112
Adobe
113
114
120
Confined Masonry
131
Reinforced concrete
132
133
139
140
151
Steel
153
Braced steel frame
156
Steel MRF
157
Steel frame w/ URM
158
Concrete
Steel
216
Category
Automobiles
Code
261
38
Construction class
Automobiles
Southeast Asia 39 Construction Codes
Southeast Asia Construction Class Codes
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
Masonry
111
Masonry
112
Adobe
113
114
116
Reinforced masonry
120
Confined masonry
131
Reinforced concrete
132
133
134
137
Pre-cast concrete
Concrete
38
39
217
Southeast Asia Construction Class Codes
Category
Steel
Code
Construction class
138
Pre-cast concrete with shear wall
139
140
151
Steel
152
Light metal
153
Braced steel frame
154
156
Steel MRF
157
Steel frame w/ URM
158
159
Automobiles
261
40
Automobiles
South Korea Construction Codes
South Korea Construction Class Codes
40
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
218
Category
Code
Construction class
Masonry
111
Masonry
112
Adobe
113
114
116
Reinforced masonry
120
Confined Masonry
131
Reinforced concrete
132
133
137
Pre-cast concrete
138
Pre-cast concrete w/ shear wall
139
140
151
Steel
152
Light metal
153
Braced steel frame
156
Steel MRF
157
Steel frame w/ URM
158
Concrete
Steel
219
Category
Automobiles
41
Code
Construction class
159
261
41
Automobiles
220
Australia/New Zealand Construction Codes
Australia/New Zealand Construction Class Codes
Category
Code
Construction class
Unknown
100
Unknown
Wood
101
Wood frame (modern)
102
Light wood frame
103
Masonry veneer
104
Heavy timber
107
Lightweight cladding
111
Masonry
112
Adobe
113
114
115
116
Reinforced masonry
117
Reinforced masonry shear wall—with MRF
118
Reinforced masonry shear wall—without MRF
119
Joisted masonry
120
Confined masonry
121
Cavity double brick (not supported in New Zealand)
131
Reinforced concrete
132
Reinforced concrete shear wall—with MRF
133
Reinforced concrete shear wall—without MRF
134
Reinforced concrete MRF —ductile
Masonry
Concrete
221
Category
Steel
Special
Mobile Homes
Code
Construction class
135
Reinforced concrete MRF — non-ductile
136
Tilt-up
137
Pre-cast concrete
138
Pre-cast concrete with shear wall
139
Reinforced concrete - MRF
140
151
Steel
152
Light metal
153
Braced steel frame
154
Steel MRF —perimeter
155
Steel MRF —distributed
156
Steel MRF
157
Steel frame w/ URM
158
159
181
Long-span
182
Semi-wind resistive
183
Wind resistive
191
Mobile homes
192
Mobile home with no tie-downs
193
Mobile home with partial tie-downs
194
Mobile home with full tie-downs
222
Category
Automobiles
Boats & Yachts
(Marine Craft)
Code
Construction class
261
42
Automobiles
265
43
Pleasure boats and yachts
43
Pleasure boats and yachts – Power boats
49
Pleasure boats and yachts – Sail boats
266
267
When modeling Autos in CLASIC/2 and Touchstone, AIR recommends using 261 in conjunction with occupancy class 300 and Height 0 (Unknown). Not supported for Fire Following (PEF).
Only supported for Australian Cyclone model and U.S. Hurricane model. Supported for all occupancy types except 400 series; however, best practice is to use with occupancy class 354. Only supported for
Coverage A.
42
43
223
M Construction Class Descriptions
This appendix describes the AIR codes used to define the type construction in the risks reported in a record. Codes are separated into
sections based on the following classes:
•
•
•
•
•
•
•
•
•
•
•
Unknown Construction (code 100)
Wood Construction (codes 101-104, 107-108)
Masonry Construction (codes 111-121)
Concrete Construction (codes 131-140)
Steel Construction (codes 151-160)
Japan Composite Construction (codes 161-179)
Special Construction (codes 181-187)
Mobile Home Construction (codes 191-194)
Bridge Construction (codes 201-203)
Pavement Construction (codes 204-206)
Dam Construction (codes 211-212)
•
•
•
•
•
•
•
•
•
•
•
Tunnel Construction (codes 213-215)
Storage Tank Construction (codes 221-226)
Pipeline Construction (codes 227-228)
Chimney Construction (codes 231-233)
Tower Construction (codes 234-238)
Equipment Construction (codes 241-247)
Miscellaneous Construction (codes 250-260)
Automobile Construction (code 261)
Marine Craft Construction (codes 265-267)
Marine Cargo Construction (codes 270-296)
Offshore Asset Construction (codes 800-813)
224
Unknown Construction
Unknown Construction Class Descriptions
AIR Code
Category
Description
100
Unknown
The construction class is not known. If the construction and occupancy codes for a location are both
Unknown, CLASIC/2, Touchstone, and CATStation will assign the occupancy code General
Commercial.
Wood Construction
Wood Construction Class Descriptions
AIR Code
Category
Description
101
Wood Frame (Modern)
Wood frame (modern) structures tend to be mostly low rise (one to three stories, occasionally four).
Stud walls are typically constructed of 2x4 or 2x6 inch wood members vertically set 16 or 24 inches
apart. These walls are braced by plywood or by diagonals made of wood or steel. Many detached
single and low-rise multiple family residences in the United States are of stud wall wood frame
construction.
102
Light Wood Frame
Light wood frame structures are typically not built in the United States but would be found in other
countries such as Japan. In Hawaii, this classification would include single wall (studless)
construction framed with light timber trusses.
103
Masonry Veneer
A wood-framed structure faced with a single width of non-load-bearing concrete, stone or clay brick
attached to the stud wall.
104
Heavy Timber
Heavy Timber structures typically have masonry walls with heavy wood column supports, and floor
and roof decks are 2-3 inch tongue-and-groove planks.
107
Lightweight Cladding
Non-structural cladding and linings (e.g., fiber cement, plywood) used in lightweight construction
that uses timber or light gauge steel framing as the structural support system.
Currently supported only for locations in Australia and New Zealand.
108
Hale construction
Indigenous Hawaiian construction.
Supported only for the AIR earthquake and tropical cyclone models for Hawaii.
225
Masonry Construction
Masonry Construction Class Descriptions
AIR Code
Category
Description
111
Masonry
Use this option when the exterior walls are constructed of masonry materials, but detailed
construction information is unavailable or unknown.
112
Adobe
Adobe construction uses adobe (clay) blocks with cement or cement-clay mixture as mortar. The
roof consists of a timber frame with clay tiles, or in some cases metal roofing.
113
Rubble Stone Masonry
Rubble stone masonry consists of low-rise perimeter load bearing walls composed of irregular
stones laid as coursed or uncoursed rubble in a cement mortar bed, with floor and roof joists
constructed with wood framing.
114
Unreinforced Masonry Bearing Wall
Unreinforced masonry buildings consist of structures in which there is no steel reinforcing within a
load bearing masonry wall. Floors, roofs, and internal partitions in these bearing wall buildings are
usually of wood.
115
Unreinforced Masonry Bearing Frame
Unreinforced masonry is used for infill walls of buildings with a bearing frame. In this structure type,
the masonry is intended to be used not to support gravity loads, but to assist with lateral loads.
116
Reinforced Masonry
Reinforced masonry construction consists of load bearing walls of reinforced brick or concrete-block
masonry. Floor and roof joists constructed with wood framing are common.
117
Reinforced Masonry
Shear Wall (with MRF)
masonry. Reinforced masonry buildings with “Moment Resisting Frames” carry lateral loads by
bending. “Shear Walls” are continuous reinforced brick, or reinforced hollow concrete block walls
extending from the foundation to the roof and can be exterior walls or interior walls.
118
Reinforced Masonry
Shear Wall (without MRF)
masonry. “Shear Walls” are continuous reinforced brick, or reinforced hollow concrete block walls
extending from the foundation to the roof and can be exterior walls or interior walls.
119
Joisted Masonry
Masonry exterior walls with roof of combustible materials on non-combustible supports.
120
Confined Masonry
Confined masonry is a construction system in which plain masonry walls are confined on all four
sides by reinforced concrete or reinforced masonry members. The walls themselves, however, carry
all of the gravity and lateral loads.
Currently supported only for locations in Australia, the Caribbean, Central America, China, Mexico,
New Zealand, South America, South Korea, and Taiwan.
226
Masonry Construction Class Descriptions
AIR Code
Category
Description
121
Cavity Double Brick
An unreinforced masonry construction type composed of two layers of bricks, common in many
cities in Australia.
Currently supported only for locations in Australia.
Concrete Construction
Concrete Construction Class Descriptions
AIR Code
Category
Description
131
Reinforced Concrete
Reinforced concrete buildings consist of reinforced concrete columns and beams. Use this if the
other technical characteristics of the building are unknown.
132
Reinforced Concrete
Shear Wall (With MRF)
Building constructed with reinforced concrete columns and beams, as well as reinforced concrete
floor and roof. “Moment Resisting Frames” carry lateral loads by bending. “Shear Walls” are
continuous reinforced concrete extending from the foundation to the roof and can be exterior walls or
interior walls.
133
Reinforced Concrete
Building constructed with reinforced concrete columns and beams, as well as reinforced concrete
Shear Wall (Without MRF) floor and roof. Reinforced concrete Shear Walls are continuous reinforced concrete, extending from
the foundation to the roof and can be exterior walls or interior walls. This category typically consists
of buildings, with a concrete box structural system with shear walls. The entire structure, along with
the usual concrete diaphragm, is typically cast in place.
134
Reinforced Concrete MRF
– Ductile
Buildings constructed with reinforced concrete columns, beams, and slabs. Moment Resisting
Frames carry lateral loads due to earthquakes by bending. This kind of structural system can sustain
large deformations, and absorb energy without brittle failure.
135
– Non-Ductile
Buildings constructed with reinforced concrete columns, beams, and slabs. Moment Resisting
Frames carry lateral loads due to earthquakes by bending. These structures have insufficient
reinforcing steel embedded in the concrete and thus display low ductility.
136
Tilt-Up
Tilt-up buildings are constructed with reinforced concrete wall panels that are cast on the ground and
then tilted upward into their final positions. These wall units are then anchored to the foundation and
attached to each other. The roof and floor decks are typically wood. More recently, the wall panels
are fabricated off-site and trucked in. These buildings tend to be one or two stories in height.
227
Concrete Construction Class Descriptions
AIR Code
Category
Description
137
Pre-cast Concrete
The pre-cast frame is essentially a post and beam system in concrete in which columns, beams and
slabs are prefabricated and assembled on site.
138
Pre-cast Concrete with
Shear Wall
The pre-cast frame is essentially a post and beam system in concrete in which columns, beams and
slabs are prefabricated and assembled on site. Lateral loads due to earthquakes are carried by castin-place concrete “shear” walls.
Currently supported only for locations in Australia, Japan, New Zealand, South Korea, and Taiwan.
139
A building constructed with reinforced concrete columns, beams, and slabs. “Moment-resisting
frames” carry lateral loads due to earthquakes by bending. Information on the reinforcing steels is not
sufficient to determine the building’s level of ductility.
Currently supported only for locations in China, Japan and Southeast Asia.
140
with URM
Reinforced concrete columns and beams form “moment-resisting frames” to carry lateral loads due
to earthquakes. Unreinforced masonry walls are used as infills between the columns to add lateral
load resistance, but are not intended to serve as gravity load-bearing elements.
Currently supported only for locations in China, Japan and Southeast Asia.
Steel Construction
Steel Construction Class Descriptions
AIR Code
Category
Description
151
Steel
Steel frame buildings consist of steel columns and beams. Use this if the other technical
characteristics of the building are unknown.
152
Light Metal
Light metal buildings are made of light gauge steel frame and are usually clad with lightweight metal
or asbestos siding and roof, often corrugated. They typically are low-rise structures.
153
Braced Steel Frame
Buildings constructed with steel columns and beams that are braced with diagonal steel members to
resist lateral forces.
228
AIR Code
Category
Description
154
Steel MRF – Perimeter
Buildings constructed with steel columns and beams that use only the frame members on the
periphery of the structure to carry lateral loads. The internal beams and columns only carry the
gravity load to the foundation.
155
Steel MRF – Distributed
Buildings constructed with steel columns and beams to carry lateral loads distributed throughout the
building. The diaphragms are usually concrete, sometimes over steel decking. This structural type is
seldom used for low-rise buildings.
156
Steel MRF
Steel MRF buildings consist of structural steel columns and beams. Lateral loads due to earthquakes
are carried by the “moment-resisting frames,” but the locations of the moment-resisting frames in the
building are unknown.
Currently supported only for locations in Central America, China, Japan and Southeast Asia.
157
Steel Frame with URM
Structural steel columns and beams form “moment-resisting frames” to carry lateral loads due to
earthquakes. Unreinforced masonry walls are used as infills between the columns to add lateral load
resistance, but are not intended to serve as vertical load-bearing elements. Sometimes the steel
frames are completely hidden in the masonry walls.
158
Steel Frame with Concrete Structural steel columns and beams form exterior frames, but the joints are not designed for moment
resistance. Lateral loads due to earthquakes are carried by reinforced concrete “shear” walls. The
Shear Wall
concrete walls are continuous from the foundation to the roof.
159
Steel Reinforced Concrete Structural steel sections (beams and columns) are encased in reinforced concrete. The encased
structural steel columns are sometimes discontinued in the upper portions of the buildings, making
the columns in the upper floor regular reinforced concrete columns.
Currently supported only for locations in Australia, Japan, New Zealand and Southeast Asia.
229
AIR Code
Category
Description
160
Steel Long Span
Steel long-span buildings create unobstructed, column-free spaces greater than 100 feet for a variety
of activities or functions. These include activities where visibility is important for large audiences (e.g.
auditoriums and covered stadiums), where flexibility is important (e.g. exhibition halls and certain
types of manufacturing facilities), and where large movable objects are housed. Two-hinge (made of
a single member hinged at each end) and three-hinge (made of two members hinged at each end
and at the meeting point at the crown) trussed arches are widely used.
Currently supported only for locations in Japan.
Japan Composite Construction
Japan Composite Construction Class Descriptions
AIR Code
Category
Description
161
M: Fire-resistant
reinforced concrete
apartments and masonry
dwellings
New residential fire code; concrete, concrete block, masonry, stone, fire-resistant dwellings.
T: Fire-resistant nonapartment dwellings
including reinforced
concrete, masonry, and
steel
New residential fire code; steel, semi-fire-resistant.
162
163
H: Other Residential
Dwellings (buildings other
than M, T)
New residential fire code; other dwellings.
164
1: Fire-resistant reinforced New commercial fire code; concrete, concrete block, masonry, stone, fire-resistant dwellings.
concrete and masonry
buildings
165
2: Semi-fire-resistant and
steel buildings
New commercial fire code; steel, semi-fire-resistant.
230
AIR Code
Category
Description
166
3: Other Commercial
Dwellings (buildings other
than 1, 2)
New commercial fire code; other dwellings.
171
A: Reinforced Concrete,
Steel with Fire Insulation
Dwellings
Main structure (column, beam, and floor) is constructed of concrete or steel covered with
noncombustible material. Roof and external walls are built using nonflammable material.
172
B: General Steel
Dwellings
(1) External walls consist of any one of the following: concrete, concrete material, brick or stone
masonry.
(2) Steel structure with external walls of nonflammable material or covered with noncombustible
material.
173
C: Wood Frame with Fire
Insulation Dwellings
(1) Wood frame with external walls of any of the following: cement or mortar plating, stone pitching or
tile hinging.
(2) Steel structure that does not come under Class B . Excluding building with external walls of
boarding and/or synthetic resin hanging and/or cloth hanging.
174
D: Other than A, B, C; or
General Wood Dwellings
Building other than Class A, B, and C.
175
SP: Reinforced Concrete
Buildings
Main structure (column, beam, and floor) is constructed of concrete and all external walls are of any
one of the following: concrete, concrete material, brick, or stone masonry.
176
1: Steel with Fire
Insulation Buildings
(1) Main structure (column, beam, and floor) is constructed of concrete, or steel covered with
noncombustible material. Roof and external walls are built using nonflammable material.
(2) Main structure (column, beam, and floor) is constructed of wood and/or steel covered with
noncombustible material. Roof and external walls are built of or covered by nonflammable and/or
semi-nonflammable material. Column, beam, floor and external walls are to be resistant against the
heat under normal fire conditions for at least 1 hour.
231
AIR Code
Category
Description
177
2: General Steel Buildings
(1) External walls consist of any one of the following: concrete / concrete block / brick / stone
masonry.
(2) Steel structure with external walls of nonflammable and/or semi-nonflammable material or
covered with noncombustible material.
(3) Main structure (column, beam, and floor) is constructed of wood and/or steel covered with
noncombustible material. Roof and external walls consist of or are covered by nonflammable and/or
semi-nonflammable materials. Column, beam, floor and external walls to be resistant against the
heat under normal fire conditions for at least 45 minutes.
178
3: Wood Frame with Fire
Insulation Buildings
(1) Wood frame (and not applicable to Class 1 or 2) with external walls of nonflammable and/or seminonflammable material or covered with noncombustible material.
(2) Steel structure that does not come under Class 1 or 2. Excluding building with external walls of
boarding and/or synthetic resin hanging and/or cloth hanging.
179
4: Other than SP, 1, 2, 3;
or General Wood Frame
Buildings other than Class SP, 1, 2, and 3.
Special Construction
Special Construction Class Descriptions
AIR Code
Category
Description
181
Long Span
Building constructed with steel frame and metal siding and roof of wood or other combustible
material. Typically gymnasiums or auditoriums.
182
Semi-Wind Resistive
A building for which a licensed engineer does not design the structure, but an attempt is made to
build in accordance with an accepted wind building code; code compliance is not assured. Some
engineering input may have occurred. Most of the details in a wind resistive structure are found in a
semi-wind resistive structure, but not all components are wind resistive.
This construction type is currently not valid for the U.S. Earthquake model.
232
Special Construction Class Descriptions
AIR Code
Category
Description
183
Wind Resistive
A structure that was designed by a licensed engineer to comply with the wind code. Characterized by
the presence of properly sized wind-resistant connectors, adequate bracing, and a continuous load
path from the roof to the foundation (i.e., the roof is tied to the walls, the floors are attached to each
other, and the walls are tied to the foundation).
This construction type is currently not valid for the U.S. Earthquake model.
185
Unknown glass
Use this construction code for the U.S. Hurricane plate glass module when the type of glass is
unknown.
This construction type is valid only for the plate glass module of the U.S. Hurricane model; use only
in conjunction with occupancy code 306 or 311.
186
Safety glass
Safety glass includes fully tempered and laminated glass. Fully tempered glass is created by heating
common annealed glass uniformly to make a high-strengthened glass. Laminated glass is made by
sandwiching a plastic sheet between two glass panels, which prevents shattering and helps
maintains the integrity of the building envelop even after its breakage.
187
Impact resistance glass
Impact-resistant glass similar to laminated glass (as described above), which has been tested to
resist breakage from flying debris during hurricanes. Impact-resistant glass is typically thicker than
safety glass and is packaged as unit which includes a special frame.
233
Mobile Home Construction
Mobile Home Construction Class Descriptions
AIR Code
Category
Description
191
Mobile Homes
Represents a weighted average of tie-down types, including no tie-downs. Use this code for a mobile
home (manufactured home) when the tie down information is unknown.
192
Mobile home with no tiedowns
Use this code for a mobile home (manufactured home) with no anchoring systems present.
193
Mobile home with partial
tie-downs
Use this code for a mobile home (manufactured home) when the tie-downs are either over-the-top
ties or frame ties, but not both, or with fewer ties than recommended by the manufacturer.
194
Mobile home with full tiedowns
Use this code for a mobile home (manufactured home) when the anchoring system uses both overthe-top ties and frame ties. Typically, ten frame ties and seven over-the-top ties are required for full
tie down in singlewide mobile homes.
Bridge Construction
Bridge Construction Class Descriptions
AIR Code
Category
Description
201
Conventional - Multiple
Span Bridges
Bridges having multiple simple spans with each span being less than 500 feet. These bridges may
be constructed of concrete, steel, or timber. Valid for the U.S. and Canada only, but not when peril is
Severe Thunderstorm (PWX); use in conjunction with occupancy class 300.
202
Conventional - Continuous Bridges having continuous spans of less than 500 feet. These bridges may be constructed of
concrete, steel, or timber. Valid for the U.S. and Canada only, but not when peril is Severe
Bridges
Thunderstorm (PWX); use in conjunction with occupancy class 300.
203
Major Bridges
Bridges having individual spans of 500 feet or more. These bridges may be constructed of concrete,
or steel. Valid for the U.S. and Canada only, but not when peril is Severe Thunderstorm (PWX); use
in conjunction with occupancy class 300.
234
Pavement Construction
Pavement Construction Class Descriptions
AIR Code
Category
Description
204
Railroads
Railroads of any kind used to carry trains
205
Highways
Concrete, asphalt, or gravel highways
206
Runways
Concrete or asphalt airport runways
Dam Construction
Dam Construction Class Descriptions
AIR Code
Category
Description
211
Concrete Dams
Poured in place reinforced concrete dams
212
Earthfill Dams
Dams constructed from earth
Tunnel Construction
Tunnel Construction Class Descriptions
AIR Code
Category
Description
213
Alluvium Tunnels
Tunnels that were drilled through unconsolidated sedimentary deposits and then typically lined with
concrete
214
Rock Tunnels
Rock Tunnels are lined or unlined tunnels that were drilled through rock
215
Cut and Cover Tunnels
Tunnels that were constructed by cutting a trench, installing a liner, and then covering the liner with
earth
235
Storage Tank Construction
Storage Tank Construction Class Descriptions
AIR Code
Category
Description
221
Underground Liquid Tanks Underground tanks that are designed to hold liquids
222
Underground Solid Tanks
Underground storage tanks that are designed to hold solid material
223
On Ground Liquid Tanks
Above ground storage tanks located on the ground surface that are designed to hold liquids
224
On Ground Solid Tanks
Above ground storage tanks located on the ground surface that are designed to hold solid material
225
Elevated Liquid Tanks
Storage tanks located above the ground surface that are designed to hold liquids
226
Elevated Solid Tanks
Storage tanks located above the ground surface that are designed to hold solid material
Pipeline Construction
Pipeline Construction Class Descriptions
AIR Code
Category
Description
227
Underground Pipelines
Pipelines located under the surface of the ground
228
At Grade Pipelines
Pipelines located at the surface of the ground
Chimney Construction
Chimney Construction Class Descriptions
AIR Code
Category
Description
231
Masonry Chimneys
Masonry chimneys over 30 feet high
232
Concrete Chimneys
Reinforced concrete chimneys over 30 feet high
233
Steel Chimneys
Steel chimneys over 30 feet high
236
Tower Construction
Tower Construction Class Descriptions
AIR Code
Category
Description
234
Electrical Transmission
– Conventional
Steel towers under 100 ft high designed to hold up electrical transmission lines
235
Electrical Transmission
– Major
Steel towers over 100 ft high designed to hold up electrical transmission lines
236
Broadcast Towers
Steel towers designed to carry radio, TV, or cell phone transmission equipment
237
Observation Towers
Elevated towers designed for people to look out of such as airport control or fire observation towers
238
Offshore Towers
Offshore towers are towers with a platform that are anchored to the ground under the ocean
Equipment Construction
Equipment Construction Class Descriptions
AIR Code
Category
Description
241
Residential Equipment
Residential furnishings including furniture, and appliances
242
Office Equipment
Office furniture, file cabinets, PCs etc.
243
Electrical Equipment
Non high tech electrical equipment other than electrical equipment included as part of the function of
the building
244
Mechanical Equipment
All equipment not otherwise classified in a building
245
High Technology
Equipment
Sensitive equipment easily damaged by shaking
246
Trains, Trucks,
Airplanes
Any type of train, truck or airplane
237
Equipment Construction Class Descriptions
AIR Code
Category
Description
247
Thermal Power Plant
Thermal power plants are energy centers that convert heat energy into electrical energy. In Japan,
heat is usually generated by fuel, coal or nuclear. Plants typically include components such as boilers
(or reactors), gas turbines, pumps, generators, cooling towers, power transmission lines, substations,
transformers, bushings, circuit breakers/switches, waste management facilities, and building structures
supporting operation of the plant or for administrative purposes. Valid for Japan only; use in
conjunction with occupancy class 384.
Miscellaneous Construction
Miscellaneous Construction Class Descriptions
AIR Code
Category
Description
250
Railway Property
Railway properties are composed of major components of railway systems, which include railway
stations, railway tunnels, railway bridges, railway tracks, and cables along the tracks but excluding
trains.
251
Pumping Stations
Pumping stations are structures with mechanical devices that are used typically when a fluid material
must be raised from a low point to a point of higher elevation, or where the topography prevents
downhill gravity flow.
252
Compressor Stations
Compressor stations are structures with mechanical devices that are used for increasing the pressure
of a gas by mechanically decreasing its volume.
253
Cranes
A machine for raising, shifting, and lowering heavy weights by means of a projecting swinging arm or
with the hoisting apparatus supported on an overhead track
254
Conveyor Systems
Devices used for moving loose material (typically on a belt, on rollers or in an auger).
255
Canals
An artificial waterway of any depth used for draining or irrigating land or for navigation.
256
Earth Retaining
Structures
Earth retaining structures taller than 20 feet high
257
Waterfront Structures
Wharves or docks built next to the shore of navigable waters so that ships may receive and discharge
cargo and passengers or walls of artificially enclosed basins into which vessels are brought for
inspection and repair.
238
Miscellaneous Construction Class Descriptions
AIR Code
Category
Description
258
Offshore Structures
A structure that is anchored to the ground under the ocean.
259
Transit Warehouse
Transit warehouses are often referred to distribution centers that temporarily store various commodities
for further distribution, including wholesale stores. The commodities can be light (e.g., food, drug, light
fabrication of clothing, high technology electricals) and heavy (e.g., heavy construction machineries).
Warehouses are typically one story steel frame or SRC (steel reinforced concrete) construction with
high ceilings. Most of the commodities are well packed, and can be stacked during storage.
260
Marine Hull
Marine hull insurance covers the hull and machinery of a vessel. Specific ports or docks include
loading or unloading (port risk), under construction (builders’ risk) and repair (repairing risk).
Automobile Construction
Automobile Construction Class Descriptions
AIR Code
Category
Description
261
Automobiles
Typically a four-wheeled automotive vehicle designed for passenger transportation.
Marine Craft Construction
Marine Craft Construction Class Descriptions
AIR Code
Category
Description
265
Pleasure Boats &
Yachts
Typically privately-owned boats which can be used for recreation, fishing, or cruising. This description
is meant to exclude commercial vessels such as cargo ships or tugboats. Use this construction code if
the boat’s Power/Sail classification is unknown.
266
Pleasure Boats &
Yachts, Power Boats
A pleasure boat which is powered only by a motor (no sails).
267
Pleasure Boats &
Yachts, Sail Boats
A pleasure boat which is capable of being powered by wind through the use of sails. Boats which have
both sails and a motor should be modeled under this code.
239
Marine Cargo Construction
Marine Cargo Construction Class Descriptions
AIR Code
Category
Description
270
Carpool
Open areas close to harbors where thousands of cars are gridded before being shipped on Personal
Car Carriers (PCCs). If you know that a particular exposure is combustible or noncombustible, you
should use the combustible or noncombustible versions of these codes instead. See 280-285 and 290295.
271
General and
Containerized Cargo
Cubicles 8 ft. in width, 8.5 ft. in height and 20 or 40 ft. in length in which commodities are packed.
Cubicles are usually stacked on ships, trains or airplanes for long-distance transportation. If you know
that a particular exposure is combustible or noncombustible, you should use the combustible or
noncombustible versions of these codes instead. See 280-285 and 290-295.
272
Heavy Cargo
Heavy cargos are usually heavy machinery that can’t be fitted into a standard container, such as jackup and semi-submersible rigs, dredging equipment, luxury yachts, offshore production modules and
sub-sea structures, construction machinery, container cranes, and harbor equipment, and complete
factories. Vessels used for this type of cargo are usually semi-submersible heavy lift ships,
conventional heavy lift ships, tow barges and dockships. Heavy cargo is sometimes containerized. If
you know that a particular exposure is combustible or noncombustible, you should use the combustible
or noncombustible versions of these codes instead. See 280-285 and 290-295.
273
Refrigerated Cargo
Refrigerated cargo is similar to general containerized cargo, but with additional cooling equipment to
keep commodities fresh. Commodities are commonly fruits and frozen goods. This type of
containerized cargo requires an external source of power to maintain a temperature-controlled
environment. If you know that a particular exposure is combustible or noncombustible, you should use
the combustible or noncombustible versions of these codes instead. See 280-285 and 290-295.
274
Dry Bulk Cargo
Dry bulk cargo refers to bare solid materials such as coal, metal ore, lumber, and grains. If you know
that a particular exposure is combustible or noncombustible, you should use the combustible or
noncombustible versions of these codes instead. See 280-285 and 290-295.
275
Liquid Bulk Cargo
Liquid bulk cargo refers to bare liquid material such as oil, liquefied natural gas, and liquid chemicals.
Liquid bulk cargo is generally stored in tank farms on shore. If you know that a particular exposure is
combustible or noncombustible, you should use the combustible or noncombustible versions of these
codes instead. See 280-285 and 290-295.
276
General/Unknown
General/Unknown. This is supported for both the Japan Earthquake and Typhoon models.
240
AIR Code
Category
Description
280
Combustible: Carpool
Car Carriers (PCCs).
281
Combustible: General
and Containerized
Cargo
Cubicles are usually stacked on ships, trains or airplanes for long-distance transportation.
282
Combustible: Heavy
Cargo
conventional heavy lift ships, tow barges and dockships. Heavy cargo is sometimes containerized.
283
Combustible:
Refrigerated Cargo
environment.
284
Combustible: Dry Bulk
Cargo
Dry bulk cargo refers to bare solid materials such as coal, metal ore, lumber, and grains.
285
Combustible: Liquid
Bulk Cargo
Liquid bulk cargo is generally stored in tank farms on shore.
286
Unknown marine cargo,
Combustible
Unknown marine cargo, Combustible. This is supported for the Japan Earthquake model.
290
Non-Combustible:
Carpool
Car Carriers (PCCs).
291
Non-Combustible:
General and
Containerized Cargo
Cubicles are usually stacked on ships, trains or airplanes for long-distance transportation.
241
AIR Code
Category
Description
292
Non-Combustible:
Heavy Cargo
conventional heavy lift ships, tow barges and dockships. Heavy cargo is sometimes containerized.
293
Non–Combustible:
Refrigerated Cargo
environment.
294
Non-Combustible: Dry
Bulk Cargo
Dry bulk cargo refers to bare solid materials such as coal, metal ore, lumber, and grains.
295
Non–Combustible:
Liquid Bulk Cargo
Liquid bulk cargo is generally stored in tank farms on shore.
296
Unknown marine cargo,
Non-Combustible
Unknown marine cargo, Non-Combustible. This is supported for the Japan Earthquake model.
Offshore Asset Construction
Offshore Asset Construction Class Descriptions
AIR Code
Category
Description
800
Unknown
The platform construction class is not known.
801
Caisson
Caisson platforms utilize large diameter caissons to support a single well completion with a minimal
deck. The deck is capable of supporting limited production, control equipment and navigational
aids. Caisson platform completions are limited to water depths of 100 feet or less.
802
Compliant Tower
Compliant Towers consist of narrow, flexible towers and piled foundations that can support a
conventional deck for drilling and production operations. Unlike fixed platforms, Compliant Tower
withstand large lateral forces by sustaining significant lateral deflections and are usually used in water
depths between 1,000 and 2,000 feet.
242
AIR Code
Category
Description
803
Fixed Jacket Platform
Fixed platforms consist of jackets (a tall vertical section made of tubular steel members supported by
piles driven into the seabed) with a deck placed on top, providing space for crew quarters, a drilling rig,
and production facilities. Fixed platforms are economically feasible for installation in water depths up to
1,500 feet.
804
Jackup
Jackups are platforms that can be jacked up above the sea using legs that can be lowered like jacks.
These platforms, used in relatively low depths, are designed to move from place to place, and then
anchor themselves by deploying the jack-like legs.
805
Mini Tension Leg
Platform
Mini Tension Leg Platforms (MTLP) are floating platforms of relatively low cost developed for
production of smaller deepwater reserves that would be uneconomic to produce using more
conventional deepwater production systems. They can also be used as a utility, satellite, or early
production platform for larger deepwater discoveries.
806
Drill Rig
Drill rig
807
Semi-Submersible
Floating Production
System
Semi-submersible floating production platforms have legs of sufficient buoyancy to cause the structure
to float, but weight sufficient to keep the structure upright. These rigs can be moved from place to place
and ballasted up or down by altering the amount of flooding in buoyancy tanks. They are generally
anchored by cable anchors during drilling operations, though they can also be kept in place by the use
of dynamic positioning. Semi-submersible can be used in depths from 200 to 6,000 feet.
808
Drill ship
Drill ships are maritime vessels that have been fitted with drilling apparatuses. They are most often
used for exploratory drilling of new oil or gas wells in deep water, but can also be used for scientific
drilling. They are often built on modified tanker hulls and outfitted with dynamic positioning systems to
maintain their position over a well. Drill ships are able to drill in water depths of over 6,500 feet.
809
SPAR Floating
Production System
SPARs consist of a large diameter single vertical cylinder supporting a deck. They have typical fixed
platform topsides (surface decks with drilling and production equipment), three types of risers
(production, drilling, and export), and hulls moored with taut caternary systems of six to twenty lines
anchored into the seafloor. SPARs are generally used in water depths up to 3,000 feet.
243
AIR Code
Category
Description
810
Submersible Production
System
Floating vessels, usually used as mobile offshore drilling units (MODUs), which are supported primarily
on large pontoon-like structures submerged below the sea surface. The operating decks are elevated
100 or more feet above the pontoons on large steel columns. Once on the desired location, this type of
structure is slowly flooded until it rests on the sea floor. After the well is completed, the water is
pumped out of the buoyancy tanks, the vessel refloated and towed to the next location. Submersibles
operate in relatively shallow water, since they must rest on the seafloor.
811
Underwater Production Subsea System ranges from single subsea wells producing to a nearby platform, FPS, or TLP to
Units, Completion Units, multiple wells producing through a manifold and pipeline system to a distant production facility. These
and Templates
systems are presently used in water depths greater than 5,000 feet.
812
Tension Leg Platform
Tension Leg Platforms consist of a floating structure held in place by vertical, tensioned tendons
connected to the sea floor by pile-secured templates. Tensioned tendons provide for the use of a TLP
in a broad water depth range with limited vertical motion. Larger TLPs have been successfully
deployed in water depths approaching 4,000 feet.
813
Well Protector
Well head protection structures.
244
N
Occupancy Class Codes
The primary codes for occupancy classes define the type of activity carried out in the risks reported in a record. Use the best possible
occupancy class code from the following lists. Support for occupancy classes varies by country as indicated in the tables.
Note
See Appendix K on page 195 for validation information for unknown construction/unknown occupancy combinations.
U.S. and Canada Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
Permanent dwelling: single-family
303
Permanent dwelling: multi-family
245
Category
Commercial
Industrial
Code
Occupancy class
304
Temporary lodging
305
Group institutional housing
306
Apartments/Condos
311
General commercial
312
Retail trade
313
Wholesale trade
314
Personal and repair services
315
Professional, technical and business services
316
Health care services
317
Entertainment and recreation
318
Parking
319
Golf courses
321
General industrial
322
Heavy fabrication and assembly
323
Light fabrication and assembly
324
Food and drug processing
325
Chemical processing
326
Metal and minerals processing
327
High technology
328
Construction
329
Petroleum
330
Mining
246
Category
Code
Occupancy class
Restaurants
331
Restaurants
Mercantile
335
Gasoline stations
336
Automotive repair services and carwashes
341
Religion and nonprofit
342
Churches
343
General services
344
Emergency services
345
Universities, colleges and technical schools
346
Primary and secondary schools
351
Highway
352
Railroad
353
Air
354
Sea and inland waterways
355
Aircraft Hangars
361
Electrical
362
Water
363
Sanitary sewer
364
Natural gas
365
Telephone and telegraph
371
Communication
372
Flood control
373
Agriculture
Public
Education
Transportation
Utilities
Miscellaneous
247
Category
Industrial Facility
44
Code
Occupancy class
400
Unknown
401
Heavy Fabrication and Assembly – General
402
Automotive manufacturing
403
Fabricated metal products
404
Industrial and commercial machinery and equipment
405
Transportation equipment assembly
406
Pulp/Paper and allied products manufacturing
407
Textile mill products
408
Lumber and wood products (except furniture)
409
Stone/clay/glass/ceramics products
414
Light Fabrication and Assembly – General
415
Furniture and fixtures
416
Apparel and finished products from fabrics
417
Print/publishing and allied industries
418
Rubber and miscellaneous plastics products
419
Leather and leather products
420
Electronic and other electrical equipment (except computer equipment)
For use with the AIR U.S. Earthquake and Hurricane models, AIR Earthquake Model for Hawaii, AIR Tropical Cyclone Model for Hawaii, AIR Hurricane Model for Central America, AIR Hurricane Model for
Caribbean, AIR Tropical Cyclone Model for India, AIR Earthquake Model for Japan, AIR Typhoon Model for Japan, and the AIR Australia Earthquake and Tropical Cyclone models. If used with any other peril,
will be mapped back to a 300 series occupancy code (except for Sprinkler Leakage; you must duplicate your locations using a 300-series code to get Sprinkler Leakage losses).
44
248
Category
Code
Occupancy class
421
Measuring, analyzing, and controlling instruments
422
Photographic, medical and optical goods
423
Watches and clocks
424
Miscellaneous manufacturing industries
425
Tire manufacturers
429
Food and Drug Processing – General
430
Food and kindred products
431
Tobacco products
432
Pharmaceutical plants
433
Biological Products (except diagnostic) – Medicinals/Botanicals/Biomedical
434
Wineries
438
Chemical Processing – General
439
Chlorine plants
440
Vinyl plants
441
Light hydrocarbon or aromatics plant
442
Plastics plants
443
Chlorhydrin plants
444
Fertilizer plants
445
Cement plants/Cement Mills
446
Other chemical and allied products
449
Metal and Minerals Processing – General
450
Primary metal industry
249
Category
Code
Occupancy class
451
Steel Mills
452
Smelters
455
High Technology – General
456
Semi-conductor and related devices
457
Electronic computer devices
458
Computer storage devices
459
Electron tubes
460
Printed circuit boards
463
General building/construction contractors
464
Heavy constructions
465
Special trade contractors
470
Mining – General
471
Mining operations
472
Metal mining
473
Coal mining
474
Mining/quarrying – Non-metallic mineral (except fuels)
475
Oil Refinery Systems – General
476
Hydro-Electric Power Systems – General
477
Thermo-Electric Power Systems – General
479
Electric Substation
480
Potable water Systems – General
481
Waste water treatment Systems - General
250
Category
Code
Occupancy class
482
Gas Processing Systems – General
Mexico Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
303
304
Temporary lodging
305
306
Apartments/Condos
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
317
318
Parking
321
General industrial
322
Commercial
Industrial
251
Category
Code
Occupancy class
323
324
325
Chemical processing
326
327
High technology
328
Construction
329
Petroleum
330
Mining
Restaurants
331
Restaurants
Public
341
342
Churches
343
General services
344
Emergency services
Education
345
Transportation
351
Highway
352
Railroad
353
Air
354
361
Electrical
362
Water
363
Sanitary sewer
364
Natural gas
Utilities
252
Category
Miscellaneous
Code
Occupancy class
365
371
Communication
372
Flood control
373
Agriculture
Gulf of Mexico Occupancy Class Codes
Gulf of Mexico Occupancy Class Codes
Category
Code
Occupancy class
Offshore
900
Unknown
901
Oil production only
902
Gas production only
903
No production
904
Oil and gas production
905
Drilling
906
Workover
907
Ready Stacked
908
Waiting on Location
Caribbean Occupancy Class Codes
253
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
303
45
304
Temporary lodging
305
306
Apartments/Condos
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
317
318
Parking
319
Golf courses
321
General industrial
302
Commercial
Industrial
General residential
45
To model bunker construction in the Caribbean Hurricane model, use the following Occupancy and Construction combinations:
302-131: For single-family residential homes. Use 306 for single-family homes of reinforced concrete that are not bunkers.
303-131: For apartment buildings that are bunkers. Use 306-131 for public housing or apartments that are not bunkers.
305-131: For public housing or government buildings that are bunkers. Use the regular government occupancy for non-bunker government buildings.
45
254
Category
Code
Occupancy class
322
323
324
325
Chemical processing
326
327
High technology
328
Construction
329
Petroleum
330
Mining
Restaurants
331
Restaurants
Mercantile
335
Gasoline stations
336
341
342
Churches
343
General services
344
Emergency services
345
346
351
Highway
352
Railroad
353
Air
354
Public
Education
Transportation
255
Category
Utilities
Miscellaneous
Industrial Facility
46
Code
Occupancy class
355
Aircraft Hangars
361
Electrical
362
Water
363
Sanitary sewer
364
Natural gas
365
371
Communication
372
Flood control
373
Agriculture
400
Unknown
401
402
403
404
405
406
407
For use with the AIR U.S. Earthquake and Hurricane models, AIR Earthquake Model for Hawaii, AIR Tropical Cyclone Model for Hawaii, AIR Hurricane Model for Central America, AIR Hurricane Model for the
will be mapped back to a 300 series occupancy code.
46
256
Category
Code
Occupancy class
408
409
414
415
416
417
418
419
420
421
422
423
Watches and clocks
424
425
Tire manufacturers
429
430
431
Tobacco products
432
433
Biological Products (except diagnostic) - Medicinals/Botanicals/Biomedical
434
Wineries
438
439
Chlorine plants
257
Category
Code
Occupancy class
440
Vinyl plants
441
442
Plastics plants
443
Chlorhydrin plants
444
Fertilizer plants
445
446
449
450
451
Steel Mills
452
Smelters
455
456
457
458
459
Electron tubes
460
463
464
Heavy constructions
465
470
Mining – General
471
Mining operations
258
Category
Code
Occupancy class
472
Metal mining
473
Coal mining
474
475
476
477
479
Electric Substation
480
481
482
Gas Processing Systems - General
Central America Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
303
304
Temporary lodging
305
306
Apartments/Condos
259
Category
Code
Occupancy class
Commercial
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
317
318
Parking
319
Golf courses
321
General industrial
322
323
324
325
Chemical processing
326
327
High technology
328
Construction
329
Petroleum
330
Mining
Restaurants
331
Restaurants
Mercantile
335
Gasoline stations
336
Industrial
260
Category
Code
Occupancy class
Public
341
342
Churches
343
General services
344
Emergency services
345
346
351
Highway
352
Railroad
353
Air
354
355
Aircraft Hangers
361
Electrical
362
Water
363
Sanitary sewer
364
Natural gas
365
371
Communication
372
Flood control
373
Agriculture
Education
Transportation
Utilities
Miscellaneous
261
Category
Code
Occupancy class
Industrial
47
Facilities
400
Unknown
401
402
403
404
405
406
407
408
409
414
415
416
417
418
419
420
will be mapped back to a 300 series occupancy code
47
262
Category
Code
Occupancy class
421
422
423
Watches and clocks
424
425
Tire manufacturers
429
430
431
Tobacco products
432
433
Biological Products (except diagnostic)
Medicinals/Botanicals/Biomedical
434
Wineries
438
439
Chlorine plants
440
Vinyl plants
441
442
Plastics plants
443
Chlorhydrin plants
444
Fertilizer plants
445
446
449
263
Category
Code
Occupancy class
450
451
Steel Mills
452
Smelters
455
456
457
458
459
Electron tubes
460
463
464
Heavy constructions
465
470
Mining – General
471
Mining operations
472
Metal mining
473
Coal mining
474
475
476
477
479
Electric Substation
480
264
Category
Code
Occupancy class
481
482
South America Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
303
304
Temporary lodging
305
306
Apartments/Condos
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
317
318
Parking
319
Golf courses
Commercial
265
Category
Code
Occupancy class
Industrial
321
General industrial
322
323
324
325
Chemical processing
326
327
High technology
328
Construction
329
Petroleum
330
Mining
Restaurants
331
Restaurants
Mercantile
335
Gasoline stations
336
341
342
Churches
343
General services
344
Emergency services
345
346
351
Highway
352
Railroad
353
Air
Public
Education
Transportation
266
Category
Utilities
Miscellaneous
Code
Occupancy class
354
355
Aircraft hangars
361
Electrical
362
Water
363
Sanitary sewer
364
Natural gas
365
371
Communication
372
Flood control
373
Agriculture
Europe Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
303
304
Temporary lodging (valid for the European Wind model only)
305
306
Apartments/Condos
307
Terraced Housing
267
Category
Code
Occupancy class
Commercial
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
317
318
Parking
319
Golf courses
321
General industrial
322
323
324
325
Chemical processing
326
327
High technology
328
Construction
329
Petroleum
330
Mining
Restaurants
331
Restaurants
Mercantile
335
Gasoline stations
336
Industrial
268
Category
Code
Occupancy class
Public
341
342
Churches
343
General services
344
Emergency services
345
346
351
Highway
352
Railroad
353
Air
354
355
Aircraft hangars
361
Electrical
362
Water
363
Sanitary sewer
364
Natural gas
365
371
Communication
372
Flood control
373
Agriculture
Education
Transportation
Utilities
Miscellaneous
269
Category
Code
Occupancy class
374
Green House
375
48Valid
48
Forestry
for Sweden, Norway, and Finland only. Must be used in conjunction with unknown construction code (100). Not supported for Coverage C or D.
270
India Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
303
304
Temporary lodging
305
306
Apartments/Condos
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
317
318
Parking
319
Golf Courses
321
General industrial
322
323
324
325
Chemical processing
Commercial
Industrial
271
Category
Code
Occupancy class
326
327
High technology
328
Construction
329
Petroleum
330
Mining
Restaurants
331
Restaurants
Mercantile
335
Gasoline stations
336
341
342
Churches
343
General services
344
Emergency services
345
346
351
Highway
352
Railroad
353
Air
354
355
Aircraft hangars
361
Electrical
362
Water
363
Sanitary sewer
Public
Education
Transportation
Utilities
272
Category
Code
Occupancy class
364
Natural gas
365
371
Communication
372
Flood control
373
Agriculture
381
Construction/Erection Risks
Residential
382
Commercial
383
384
400
Unknown
401
402
403
404
405
406
407
Miscellaneous
Industrial
Industrial Facility
49
49
273
Category
Code
Occupancy class
408
409
414
415
416
417
418
419
420
421
422
423
Watches and clocks
424
425
Tire manufacturers
429
430
431
Tobacco products
432
433
Biological Products (except diagnostic)
Medicinals/Botanicals/Biomedical
434
Wineries
438
274
Category
Code
Occupancy class
439
Chlorine plants
440
Vinyl plants
441
442
Plastics plants
443
Chlorhydrin plants
444
Fertilizer plants
445
446
449
450
451
Steel Mills
452
Smelters
455
456
457
458
459
Electron tubes
460
463
464
Heavy constructions
465
470
Mining – General
275
Category
Code
Occupancy class
471
Mining operations
472
Metal mining
473
Coal mining
474
475
476
477
479
Electric Substation
480
481
482
Japan Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
303
304
Temporary lodging
305
306
Apartments/Condos
276
Category
Code
Occupancy class
Commercial
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
317
318
Parking
319
Golf courses
321
General industrial
322
323
324
325
Chemical processing
326
327
High technology
328
Construction
329
Petroleum
330
Mining
Restaurants
331
Restaurants
Mercantile
335
Gasoline stations
336
Industrial
277
Category
Code
Occupancy class
Public
341
342
Churches
343
General services
344
Emergency services
345
346
351
Highway
352
Railroad
353
Air
354
355
Aircraft hangars
356
Aircraft at ramps or boarding gates (to be used with 246 for EQ Fire Following)
361
Electrical
362
Water
363
Sanitary sewer
364
Natural gas
365
371
Communication
372
Flood control
373
Agriculture
381
Construction/Erection Risk
382
Education
Transportation
Utilities
Miscellaneous
Residential
278
Category
Code
Occupancy class
Commercial
383
384
400
Unknown
401
402
403
404
405
406
407
408
409
414
415
416
417
418
Industrial
Industrial Facility
50
50
279
Category
Code
Occupancy class
419
420
421
422
423
Watches and clocks
424
425
Tire manufacturers
429
430
431
Tobacco products
432
433
434
Wineries
438
439
Chlorine plants
440
Vinyl plants
441
442
Plastics plants
443
Chlorhydrin plants
444
Fertilizer plants
445
446
280
Category
Code
Occupancy class
449
450
451
Steel Mills
452
Smelters
455
456
457
458
459
Electron tubes
460
463
464
Heavy constructions
465
470
Mining – General
471
Mining operations
472
Metal mining
473
Coal mining
474
475
476
477
479
Electric Substation
281
Category
Code
Occupancy class
480
481
482
486
International ports (Japan EQ model)
487
Domestic ports (Japan EQ model)
China Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
303
304
Temporary lodging
305
306
Apartments/Condos
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
Commercial
282
Category
Code
Occupancy class
317
318
Parking
319
Golf courses
321
General industrial
322
323
324
325
Chemical processing
326
327
High technology
328
Construction
329
Petroleum
330
Mining
Restaurants
331
Restaurants
Mercantile
335
Gasoline stations
336
341
342
Churches
343
General services
344
Emergency services
345
346
Industrial
Public
Education
283
Category
Code
Occupancy class
Transportation
351
Highway
352
Railroad
353
Air
354
355
Aircraft hangars
361
Electrical
362
Water
363
Sanitary sewer
364
Natural gas
365
371
Communication
372
Flood control
373
Agriculture
381
Residential
382
Commercial
383
Industrial
384
Utilities
Miscellaneous
284
Southeast Asia 51 Occupancy Class Codes
Southeast Asia Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
303
304
Temporary lodging
305
306
Apartments/Condos
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
317
318
Parking
319
Golf courses
321
General industrial
Commercial
Industrial
51
285
Category
Code
Occupancy class
322
323
324
325
Chemical processing
326
327
High technology
328
Construction
329
Petroleum
330
Mining
Restaurants
331
Restaurants
Mercantile
335
Gasoline stations
336
341
342
Churches
343
General services
344
Emergency services
345
346
351
Highway
352
Railroad
353
Air
354
Public
Education
Transportation
286
Category
Code
Occupancy class
355
Aircraft hangars
361
Electrical
362
Water
363
Sanitary sewer
364
Natural gas
365
371
Communication
372
Flood control
373
Agriculture
381
Residential
382
Commercial
383
Industrial
384
Utilities
Miscellaneous
South Korea Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
303
304
Temporary lodging
287
Category
Commercial
Industrial
Restaurants
Code
Occupancy class
305
306
Apartments/Condos
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
317
318
Parking
319
Golf courses
321
General industrial
322
323
324
325
Chemical processing
326
327
High technology
328
Construction
329
Petroleum
330
Mining
331
Restaurants
288
Category
Code
Occupancy class
Mercantile
335
Gasoline stations
336
341
342
Churches
343
General services
344
Emergency services
345
346
351
Highway
352
Railroad
353
Air
354
355
Aircraft hangars
361
Electrical
362
Water
363
Sanitary sewer
364
Natural gas
365
371
Communication
372
Flood control
373
Agriculture
381
Public
Education
Transportation
Utilities
Miscellaneous
289
Category
Code
Occupancy class
Residential
382
Commercial
383
Industrial
384
Australia and New Zealand Occupancy Class Codes
Category
Code
Occupancy class
Unknown
300
Unknown
Residential
301
General residential
302
303
304
Temporary lodging
305
306
Apartments/Condos
311
General commercial
312
Retail trade
313
Wholesale trade
314
315
316
317
318
Parking
Commercial
290
Category
Code
Occupancy class
319
Golf courses
321
General industrial
322
323
324
325
Chemical processing
326
327
High technology
328
Construction
329
Petroleum
330
Mining
Restaurants
331
Restaurants
Mercantile
335
Gasoline stations
336
341
342
Churches
343
General services
344
Emergency services
345
346
351
Highway
352
Railroad
Industrial
Public
Education
Transportation
291
Category
Utilities
Miscellaneous
Industrial
52
Facilities
Code
Occupancy class
353
Air
354
355
Aircraft hangars
361
Electrical
362
Water
363
Sanitary Sewer
364
Natural Gas
365
Telephone and Telegraph
371
Communication
372
Flood control
373
Agriculture
400
Unknown
401
402
403
404
405
will be mapped back to a 300 series occupancy code. The 400-series occupancies are valid for Australia only; does not apply for New Zealand.
52
292
Category
Code
Occupancy class
406
407
408
409
414
415
416
417
418
419
420
421
422
423
Watches and clocks
424
425
Tire manufacturers
429
430
431
Tobacco products
432
433
434
Wineries
293
Category
Code
Occupancy class
438
439
Chlorine plants
440
Vinyl plants
441
442
Plastics plants
443
Chlorhydrin plants
444
Fertilizer plants
445
446
449
450
451
Steel Mills
452
Smelters
455
456
457
458
459
Electron tubes
460
463
464
Heavy constructions
465
294
Category
Code
Occupancy class
470
Mining – General
471
Mining operations
472
Metal mining
473
Coal mining
474
475
476
477
479
Electric Substation
480
481
482
295
O
Occupancy Class Descriptions
This appendix describes the AIR occupancy codes used to define the type of activity carried out in the risks reported in a record. Codes are
separated into sections based on the following classes:
•
•
•
•
•
•
•
Unknown Occupancy (code 300)
Residential Occupancies (codes 301-307, 382)
Commercial Occupancies (codes 311-319, 383)
Industrial Occupancies (codes 321-330, 384)
Restaurant Occupancies (code 331)
Mercantile Occupancies (codes 335-336)
Public Occupancies (codes 341-344)
•
•
•
•
•
•
Education Occupancies (codes 345-346)
Transportation Occupancies (codes 351-356)
Utility Occupancies (codes 361-365)
Miscellaneous Occupancies (codes 371-381)
Industrial Facility Occupancies (codes 400-482, 486-487)
Offshore Asset Occupancies (codes 900-908)
296
Unknown Occupancy
Unknown Occupancy Class Descriptions
AIR Code
AIR Category
300
Unknown
SIC2-Digit
Description
The occupancy is unknown
Residential Occupancies
Residential Occupancy Class Descriptions
AIR Code
AIR Category
SIC2-Digit
301
General Residential
General Residential is a composite of all other Residential Occupancies. This occupancy
code can be selected if the user has no specific information about the risk.
302
Permanent dwelling:
single family
Single unit detached dwellings usually occupied by a single family.
303
Permanent dwelling:
multi family
Multiple unit dwellings usually occupied by more than one family.
304
Temporary Lodging
305
Group Institutional
Housing
Residential units under institutional control. Examples include college dormitories, nursing
homes, and retirement centers where medical care is incidental.
306
Apartments/
Condominiums
Attached, multi-unit housing usually occupied by one family per unit.
307
Terraced Housing
Attached residential unit. Commonly found in Europe, e.g., United Kingdom.
382
Construction/
Erection Risks
Residential construction/erection risk is an under-construction building that is intended for a
general residential occupancy.
70
Description
Commercial establishments known to the public as hotels, motels, motor hotels, or tourist
courts primarily engaged in providing lodging or lodging and meals to the general public.
This category includes hotels that are operated by organizations for members only. Also,
establishments primarily engaged in renting, such as boarding houses, lodging houses or
rooming houses.
Currently supported only for locations in China, India, South Korea, Southeast Asia
(Earthquake and Typhoon), and Japan (Earthquake and Typhoon).
297
Commercial Occupancies
Commercial Occupancy Class Descriptions
AIR Code
AIR Category
311
General Commercial
312
Retail Trade
SIC2-Digit
Description
General Commercial is a composite of all other Commercial Occupancies. This occupancy
code can be selected if the user has no specific information about the risk.
52 – 59
Retail stores including those establishments that sell building materials and hardware,
general merchandise, food, apparel and accessories, home furniture, furnishings and
appliances, prepared food and drinks. Automotive dealers, gasoline service stations,
motorcycle, boat and recreational vehicle dealers. Other retail such as drug stores, liquor
stores, bookstores, used merchandise, jewelry stores and piece goods stores. Also includes
non-store retailers and fuel dealers.
For all exposures in the U.S., Canada, the Caribbean and exposures covered for wind in
Europe, restaurants (331) and gasoline stations (335) have separate occupancy codes. In
other regions, use 312 for these occupancies.
313
Wholesale Trade
50 – 51
Includes wholesale distribution of durable goods including motor vehicles and parts, home
furnishings, lumber and construction materials, professional and commercial equipment,
metals and minerals, electrical goods, hardware, plumbing and heating equipment,
machinery, equipment and supplies and other miscellaneous durable goods. Also includes
wholesale distribution of non-durable goods including paper and paper products, drugs,
apparel, groceries, farm-product raw materials, chemicals, petroleum and petroleum related
products, alcoholic beverages, and other miscellaneous non-durable goods.
314
Personal and Repair
Services
72, 75, 76
This occupancy class includes personal services such as laundry and dry cleaning services,
beauty and barbershops, shoe repair shops, photographic studios and funeral services,
automotive rental and leasing, automotive repair shops, other automotive service including
carwashes and miscellaneous repair-services.
Europe, use code 336 rather than 314 for automotive repair services and carwashes. In
other regions, use 314 for these occupancies.
298
AIR Code
AIR Category
SIC2-Digit
Description
315
Professional,
Technical and
Business Services
60 – 67,
73, 81,
87,91,93 –
97
Occupancies involved in the financial industry including depository institutions, nondepository credit institutions, security and commodity brokers, dealers and exchanges,
insurance carriers, insurance agents and brokers, real estate and other investment offices.
Business services such as advertising agencies, consumer credit reporting agencies, mailing
services, reproduction services, commercial art services, building cleaning and pest control
services, equipment rental/leasing operations, employment agencies, computer
programming, and computer rental/maintenance services. Also included in this occupation
class are legal services, engineering and architectural services, accounting services,
research and development services and management/public relations services.
Executives offices, legislative bodies and government offices are included in this occupancy
class as are: government establishments engaged in finance and taxation, in environmental
quality and housing programs, in the administration of economic programs including
transportation, communications and utilities, agriculture, space and technology, national
security and internal affairs, as well as government establishments engaged in human
resource programs such as public health, veterans affairs, education and social and human
resources.
316
Health Care Services 80
Occupancies include medical, surgical and other health services including clinics,
laboratories, hospitals and other health services.
317
Entertainment and
Recreation
This occupancy class includes motion picture production and distribution facilities including
motion picture theaters and video tape rental establishments, dance studios, theatrical
production (other than motion picture), bowling centers, sports clubs, physical fitness
facilities and amusement parks, museums, art galleries, arboreta, botanical and zoological
gardens.
78,79,84
For all exposures in the U.S., Canada, the Caribbean, Japan and exposures covered for
wind in Europe, use code 319 rather than 317 for golf courses. In other regions, use 317 for
golf courses.
318
Parking
75
Automobile Parking Facilities
299
AIR Code
AIR Category
SIC2-Digit
Description
319
Golf Course
79
Golf courses and related buildings and facilities.
Valid for all exposures in the U.S., Australia, Canada, the Caribbean, Japan, South Korea,
China, Taiwan, and exposures covered for wind in Europe. In other regions, use code 317
for golf courses.
383
Construction/
Erection Risks
Commercial construction/erection risk is an under-construction building that is intended for a
general commercial occupancy.
Industrial Occupancies
Industrial Occupancy Class Descriptions
AIR Code
AIR Category
321
General Industrial
322
Heavy Fabrication
and Assembly
SIC2-Digit
Description
General industrial is a composite of all other industrial occupancies. This occupancy code
can be selected if the user has no specific information about the risk.
08,09, 24,
26, 30, 32,
35, 37, 99
Includes commercial fishing, hunting and trapping, operation of timber tracts, tree farms,
forestry, nurseries and related activities, establishments engaged in the cutting of timber and
pulpwood. Includes the manufacture of: furniture and other wood products, of pulps from
wood and other sources, tires and various other rubber and plastic products, glass products,
cement, structural clay products, pottery, concrete and gypsum products, cut stone and
abrasive and asbestos products. Includes the manufacture of industrial and commercial
machinery and equipment such as engines and turbines, farm and garden machinery,
construction and mining equipment, metalworking machinery, special industry machinery,
general industrial machinery, computer and office equipment, refrigeration machinery and
miscellaneous industrial machinery. Also includes the manufacture of motor vehicles, aircraft
and aircraft parts, ship/boat building and repair, railroad equipment, motorcycles and
bicycles, guided missiles, space vehicles, and transport equipment.
300
AIR Code
AIR Category
SIC2-Digit
Description
323
Light Fabrication and
Assembly
22, 23, 25,
27, 31, 39
Occupancies involved in the preparation and manufacture of yarn, thread, twine and
cordage, in the manufacture of fabrics, carpets and rugs, in the dyeing and finishing of fiber,
yarn and fabrics. Includes the manufacture of apparel, felt goods, lace goods, non-woven
fabrics, miscellaneous textiles, and textile products.
Includes the manufacture of household, office and restaurant furniture and of office and store
fixtures. Occupancies involved in the publishing and/or printing trade and in service
industries related to the printing trade. This occupancy class also includes tanning, currying
and finishing of hides and skins, manufacturing of finished leather and artificial leather
products, of jewelry, musical instruments, dolls, toys and other miscellaneous manufacturing.
324
Food and Drug
Processing
325
Chemical Processing 28
Establishments involved in the manufacture of basic chemicals including acids, alkalis, salts
and organic chemicals and of chemical products that are to be used in further manufacturing
including synthetic fibers, plastic materials, dry colors, and pigments. Includes the
manufacture of finished products used for ultimate consumption including drugs, cosmetics
and soaps, and products used as supplies in other industries including paints, fertilizers and
explosives.
326
Metal and Mineral
Processing
33, 34
Includes the smelting and refining of metals, the manufacture of castings, other basic metal
products, nails, spikes, insulated wire and cable, the production of coke, the fabrication of
metal products including metal cans, tin ware, hand tools, cutlery, general hardware and
metal forging.
327
High Technology
36, 38
Includes occupancies involved in the manufacture of machinery and supplies for the
generation, storage transmission, transformation and utilization of electrical energy including
electricity distribution equipment, industrial apparatus, household appliances, electrical
lighting and wiring equipment. Includes manufacturing instruments for measuring, testing,
analyzing and controlling, optical instruments and lenses, surveying and drafting
instruments, hydrological, meteorological, navigational, surgical, medical, ophthalmic and
photographic equipment. Also included are watches and clocks.
20, 21
Includes food and beverage manufacturing and processing and the manufacturing of
cigarettes, cigars, chewing and smoking tobacco.
301
AIR Code
AIR Category
SIC2-Digit
Description
328
Construction
15 – 17
This occupancy includes general contractors and builders of residential, farm, industrial,
commercial and other buildings, as well as general contractors involved in heavy
construction including highways, streets, bridges, tunnels, etc. Also included are special
trade contractors including painting, electrical work, carpentry work, plumbing, heating,
roofing, etc.
329
Petroleum
29, 46
Establishments involved in petroleum refining, in the manufacture of paving and roofing
materials, of compounding and lubricating oils and greases. Also includes the transportation
of petroleum and other commodities, other than natural gas, through pipelines
330
Mining
10, 12 – 14 Includes mining and exploring for metallic and nonmetallic minerals, mining and preparation
of coal. Includes the extraction of oil from sand and shale and the production of natural
gasoline.
384
Construction/
Erection Risks
Industrial construction/erection risk is an under-construction building that is intended for a
general industrial occupancy.
Restaurant Occupancy
Restaurant Occupancy Class Descriptions
AIR Code
AIR Category
SIC2-Digit
Description
331
Restaurant
58
This occupancy includes restaurants, fast food centers, café and bars.
for restaurants.
302
Mercantile Occupancies
Mercantile Occupancy Class Descriptions
AIR Code
AIR Category
SIC2-Digit
Description
335
Gasoline Station
55
Retail establishments selling gasoline for use in motor vehicles, including associated retail
stores and service bays.
for gasoline stations.
336
Automotive Repair
Shops and
Carwashes
75
Includes carwashes and motor vehicle repair and service businesses that do not also sell
gasoline. If the repair service is part of a gasoline station, with gasoline pumps under a
canopy, use occupancy 335.
for these occupancies.
Public Occupancies
Public Occupancy Class Descriptions
AIR Code
AIR Category
SIC2-Digit
Description
341
Religion and Nonprofit
86
Includes organizations operating on a membership basis for the promotion of the interests of
their members. Included are organizations such as trade associations; professional
membership organizations; labor unions and similar labor organizations; and political and
religious organizations.
342
Church
343
Government –
General Services
91
Includes offices of executives, legislative bodies, and general government offices, not
elsewhere classified.
344
Government –
Emergency Services
92
Includes government establishments engaged in justice, public order and safety.
Establishments of religious organizations operated for worship, religious training or study,
government or administration of an organized religion, or for promotion of religious activities.
303
Education Occupancies
Education Occupancy Class Descriptions
AIR Code
AIR Category
SIC2-Digit
345
Universities, Colleges 82
and Technical
Schools
Description
Establishments providing academic or technical instruction. Also included are establishments
providing educational services such as libraries, student exchange programs, and curriculum
development.
Europe, use code 346 for primary and secondary schools. In other regions, those
occupancies are included in 345.
346
Primary and
Secondary Schools
82
Includes institutions engaged in instruction at primary and secondary level.
for these occupancies.
Transportation Occupancies
Transportation Occupancy Class Descriptions
AIR Code
AIR Category
SIC2-Digit
Description
351
Highway
41, 42
Establishments primarily engaged in furnishing highway passenger transportation and
establishments furnishing highway passenger terminal or maintenance facilities.
352
Railroad
40
Includes establishments furnishing transportation by line-haul railroad, and switching and
terminal establishments.
353
Air
45
Establishments furnishing services incidental to transportation, such as forwarding and
packing services, and the arrangement of passenger and freight transportation.
354
Sea and Inland
Waterways
44
Businesses engaged in freight and passenger transportation on the open seas or inland
waters, and establishments furnishing such incidental services as lighterage, towing, and
canal operation. Also includes excursion and sightseeing boats, and water taxis.
304
Transportation Occupancy Class Descriptions
AIR Code
AIR Category
355
Aircraft Hangars
SIC2-Digit
Description
Aircraft parking facilities.
Valid for exposures in the U.S., Australia, Canada, the Caribbean, Japan, South Korea,
for aircraft hangars.
356
Aircraft at
Ramps/Gates
Aircraft at ramps or boarding gates.
Valid for exposures in Japan, To be used with 246 for the Earthquake-Fire Following model.
Utility Occupancies
Utility Occupancy Class Descriptions
AIR Code
AIR Category
SIC2-Digit
Description
361
Electrical Utilities
49
Establishments engaged in the generation, transmission, and/or distribution of electric
energy for sale. Includes electric power generation, transmission, or distribution.
362
Water Utilities
363
Sanitary Sewer
49
Establishments primarily engaged in the collection and disposal of wastes conducted
through a sewer system, including such treatment processes as may be provided and
establishments primarily engaged in the collection and disposal of refuse by processing or
destruction or in the operation of incinerators, waste treatment plants, landfills, or other sites
for disposal of such materials.
364
Natural Gas
49
Establishments engaged in the transmission and distribution and/or storage of natural gas
for sale.
365
Telephone and
Telegraph
48
Includes establishments primarily engaged in providing paging and beeper services and
those engaged in leasing telephone lines or other methods of telephone transmission, such
as optical fiber lines and microwave or satellite facilities, and reselling the use of such
methods to others.
Establishments primarily engaged in distributing water for sale for domestic, commercial, and
industrial use.
305
Miscellaneous Occupancies
Miscellaneous Occupancy Class Descriptions
AIR Code
AIR Category
SIC2-Digit
Description
371
Communication
48
Includes establishments furnishing point-to-point communications services, whether intended
to be received aurally or visually; and radio and television broadcasting.
372
Flood Control
373
Agriculture
07
Establishments primarily engaged in performing soil preparation services, crop services,
veterinary services, other animal services, farm labor and management services, and
landscape and horticultural services, for others on a contract or fee basis.
374
Green Houses
01
Includes establishments (e.g., farms, orchards, greenhouses, nurseries) primarily engaged in
the production of crops, plants, vines, and trees (excluding forestry operations). This major
group also includes establishments primarily engaged in the operation of sod farms, and
cranberry bogs; in the production of mushrooms, bulbs, flower seeds, and vegetable seeds;
and in the growing of hydroponic crops.
Government establishments primarily engaged in regulation, planning, protection and
conservation of air and water resources; solid waste management; water and air pollution
control and prevention; flood control; drainage development, and consumption of water
resources; coordination of these activities at intergovernmental levels; research necessary
for air pollution abatement and control and conservation of water resources.
Currently supported only for locations in Europe.
375
Forestry
Currently supported only for locations in Sweden, Norway, and Finland.
381
Construction/
Erection Risks
Miscellaneous construction/erection risk is a composite of all buildings that are under
construction. This occupancy can be selected if the user has no specific information about
the occupancy type.
Currently supported only for locations in China, India, Japan and South Korea.
306
Industrial Facility Occupancies
Industrial facility occupancies are for use with the AIR U.S. Earthquake and Hurricane models, AIR Earthquake Model for Hawaii, AIR Tropical
Cyclone Model for Hawaii, AIR Hurricane Model for Central America, AIR Hurricane Model for Caribbean, AIR Tropical Cyclone Model for
India, AIR Earthquake Model for Japan, AIR Typhoon Model for Japan, and the AIR Australia Earthquake and Tropical Cyclone models. If
used with any other peril, these occupancies will be mapped back to a 300 series industrial occupancy code.
Industrial Facility Occupancy Class Descriptions
AIR Code
AIR Category
400
Unknown Industrial
Facility
A composite of all other industrial facility occupancies. This code should be selected if you
have no specific information about the industrial facility risk.
401
Heavy Fabrication and
Assembly – General
Includes manufacturing and processing of automobiles, fabricated metals,
machinery/equipment for industry, transportation equipment, pulp/paper and allied products,
textile products, lumber and wood products, and stone/glass/clay/ceramics products.
402
Automotive
manufacturing
In version 14.0, this occupancy code is represented by occupancy code 401, Heavy
Fabrication and Assembly – General.
403
Fabricated metal
products
404
Industrial and
commercial machinery
and equipment
405
Transportation
equipment assembly
406
Pulp/Paper and allied
products
manufacturing
407
408
Lumber and wood
products (except
furniture)
SIC2-Digit
Description
307
AIR Code
AIR Category
409
Stone/clay/glass/
ceramics products
414
Light Fabrication and
Assembly – General
Includes manufacturing and processing of furniture/fixtures, apparel, printing/publishing/allied
products, rubber, miscellaneous products, leather/leather products, electronic/other
electronic equipment (except computer equipment),measuring/controlling instruments,
photographic/medical/optical goods, watches/clocks, tire manufacturers, and miscellaneous
manufacturing industries.
415
In version 14.0, this occupancy code is represented by occupancy code 414, Light
416
Apparel and finished
products from fabrics
417
Print/publishing and
allied industries
418
Rubber and
miscellaneous plastics
products
419
Leather and leather
products
420
Electronic and other
electrical equipment
(except computer
equipment)
421
Measuring, analyzing,
and controlling
instruments
422
Photographic, medical
and optical goods
SIC2-Digit
Description
308
AIR Code
AIR Category
423
Watches and clocks
424
Miscellaneous
manufacturing
industries
425
Tire manufacturers
429
Food and Drug
Processing – General
Includes food and beverage manufacturing and processing and the manufacturing of
cigarettes, cigars, chewing tobacco, pharmaceuticals, biological products, wineries, and
smoking tobacco.
430
Food and kindred
products
In version 14.0, this occupancy code is represented by occupancy code 429, Food and Drug
Processing – General.
431
Tobacco products
432
433
Biological Products
(except diagnostic)
Medicinals/Botanicals/
Biomedical
434
Wineries
438
Chemical Processing
– General
Establishments involved in the manufacture of basic chemicals including acids, alkalis, salts
and organic chemicals and of chemical products that are to be used in further manufacturing
including synthetic fibers, plastic materials, dry colors, and pigments. Includes the
manufacture of finished products used for ultimate consumption including drugs, cosmetics
and soaps, and products used as supplies in other industries including paints, fertilizers and
explosives.
SIC2-Digit
Description
309
AIR Code
AIR Category
439
Chlorine plants
In version 14.0, this occupancy code is represented by occupancy code 438, Chemical
440
Vinyl plants
441
Light hydrocarbon or
aromatics plant
442
Plastics plants
443
Chlorhydrin plants
444
Fertilizer plants
445
Cement
plants/Cement Mills
446
Other chemical and
allied products
449
Metal and Minerals
Processing – General
Includes the smelting and refining of metals, the manufacture of castings, other basic metal
products, nails, spikes, insulated wire and cable, the production of coke, the fabrication of
metal products including metal cans, tin ware, hand tools, cutlery, general hardware and
metal forging.
450
In version 14.0, this occupancy code is represented by occupancy code 450, Metal and
Minerals Processing – General.
451
Steel Mills
452
Smelters
SIC2-Digit
Description
310
AIR Code
AIR Category
455
High Technology –
General
Includes occupancies involved in the manufacture of machinery and supplies for the
generation, storage transmission, transformation and utilization of electrical energy including
electricity distribution equipment, industrial apparatus, household appliances, electrical
lighting and wiring equipment. Includes manufacturing instruments for measuring, testing,
analyzing and controlling, optical instruments and lenses, surveying and drafting
instruments, hydrological, meteorological, navigational, surgical, medical, ophthalmic and
photographic equipment, semi-conductor, computer/electronic devices and allied products.
456
Semi-conductor and
related devices
In version 14.0, this occupancy code is represented by occupancy code 455, High
Technology – General.
457
Electronic computer
devices
458
Computer storage
devices
459
Electron tubes
460
463
General
building/construction
contractors
This occupancy includes general contractors and builders of residential, farm, industrial,
commercial and other buildings, as well as general contractors involved in heavy
construction including highways, streets, bridges, tunnels, etc. Also included are special
trade contractors including painting, electrical work, carpentry work, plumbing, heating,
roofing, etc.
464
Heavy constructions
In version 14.0, this occupancy code is represented by occupancy code 463, General
Building/Construction Contractors.
465
Special trade
contractors
In version 14.0, this occupancy code is represented by occupancy code 463, General
Building/Construction Contractors.
470
Mining – General
Includes mining and exploring for metallic and nonmetallic minerals, mining and preparation
of coal. Includes the extraction of oil from sand and shale and the production of natural
gasoline
SIC2-Digit
Description
311
AIR Code
AIR Category
471
Mining operations
In version 14.0, this occupancy code is represented by occupancy code 470, Mining –
General.
472
Metal mining
General.
473
Coal mining
General.
474
Mining/quarrying –
Non-metallic mineral
(except fuels)
General.
475
Oil Refinery Systems
– General
An oil refinery is an industrial process plant where crude oil is processed and refined into
more useful petroleum products, such as gasoline, diesel fuel, asphalt base, heating oil,
kerosene, and liquefied petroleum gas. Oil refineries are typically large sprawling industrial
complexes with extensive piping running throughout, carrying streams of fluids between
large chemical processing units. Establishments involved in petroleum refining, in the
manufacture of paving and roofing materials, of compounding and lubricating oils and
greases. Also includes the transportation of petroleum and other commodities, other than
natural gas, through pipelines.
476
Hydro-Electric Power
Systems – General
energy for sale. Includes electric power generation, transmission, dams, or distribution.
477
Thermo-Electric
Power Systems –
General
energy for sale. Includes electric power generation, transmission, or distribution.
479
Electric Substation
Substations generally contain one or more transformers, and have switching, protection and
control equipment. Circuit breakers are used to interrupt any short-circuits or overload
currents that may occur on the network. Substations here do not have generators, although
a power plant may have a substation nearby. A typical substation will contain line termination
structures, high-voltage switchgear, power transformers, switchgear, surge protection,
controls, grounding (earthing) system, lightning arrester, and metering. Other devices such
as power factor correction capacitors and voltage regulators may also be located at a
substation.
SIC2-Digit
Description
312
AIR Code
AIR Category
SIC2-Digit
Description
480
Potable water
Systems – General
Establishments primarily engaged in distributing water for sale for domestic, commercial, and
industrial use.
481
Waste water treatment
Systems - General
Establishments primarily engaged in the collection and disposal of wastes conducted
through a sewer system, including such treatment processes as may be provided and
establishments primarily engaged in the collection and disposal of refuse by processing or
destruction or in the operation of incinerators, waste treatment plants, landfills, or other sites
for disposal of such materials.
482
Gas Processing
Systems – General
Establishments engaged in the transmission and distribution and/or storage of natural gas
for sale.
486
International ports
For use with AIR Earthquake Model for Japan.
487
Domestic ports
For use with AIR Earthquake Model for Japan.
Offshore Asset Occupancies
Offshore Asset occupancies are for use with the AIR U.S. Hurricane Model for Offshore Assets only.
Offshore Asset Occupancy Class Descriptions
AIR Code
AIR Category
900
Unknown
The offshore platform occupancy is unknown.
901
Oil production only
Offshore platforms that produce oil only.
902
Gas production only
Offshore platforms that produce gas only.
903
No production
Offshore platforms that do not produce oil or gas.
904
Oil and gas production
Offshore platforms that produce oil and gas.
905
Drilling
Platforms used for drilling.
906
Workover
Platforms that repair or stimulate existing production wells for the purpose of restoring,
prolonging or enhancing the production of hydrocarbons.
SIC2-Digit
Description
313
Offshore Asset Occupancy Class Descriptions
AIR Code
AIR Category
907
Ready Stacked
Rigs that are not under contract but generally are ready for service.
908
Waiting on Location
Waiting on location.
SIC2-Digit
Description
314
P
Note
Location Detail Codes
The location detail record is supported only for U.S. Hurricane (US HU) including Hawaii Tropical Cyclone (HI TC), U.S. Severe Thunderstorm
(US ST) including sub-perils straight-line wind, tornado, and hail, U.S. Wildfire (US WF), U.S. Earthquake (US EQ), U.S. Inland Flood (US FL),
Canada Earthquake (CA EQ), United Kingdom Inland Flood (UK FL), Germany Inland Flood (GM FL), United Kingdom Coastal Flood (UK
CFL), Japan Earthquake (JA EQ), and Australia Wildfire (Bushfire) (AS WF). Each field in this record supports only a subset of these perils, as
noted by the Perils column.
315
Code
Perils
Description
SealApprove
US HU
Seal of Approval. This feature
Enter a number 0-3:
accounts for the level of professional • 0 = Unknown/default
engineering attention given to the
• 1 = Fully Engineered
design of a structure. Applies only
Structure
when a known year is provided.
• 2 = Partially Engineered
Structure
• 3 = Minimally Engineered
Structure
HI TC
US ST
Valid Options
Comments
Note: This feature will not affect losses if
the Year Built value in the corresponding
Location record is Unknown.
Fully Engineered Structure. The
structure has been designed by a
Professional Engineer, who is required by
the local jurisdiction to seal the
calculations and drawings
Partially Engineered Structure. The
structure has been inspected by a
Professional Engineer and found
“deemed-to-comply” with the respective
building code. The local jurisdiction does
not require the Professional Engineer to
seal the calculations
Minimally Engineered Structure. The
structure does not satisfy any of the
conditions mentioned above
316
Code
Perils
Description
Valid Options
IrFloorOfInterest
US FL
Floor of Interest: Identifies the floor
concerned, if coverage is not for the
entire building. Replacement values
(building, contents, and BI) as well
as policy terms should be entered
for the floor of interest and not the
whole building.
Enter a numeric value:
HI TC
US ST
UK FL
GM FL
UK CFL
•
•
•
•
•
•
Comments
Different floors of the building experience
-1 = Basement (for use with varying degrees of damage. The nature of
the AIR Inland Flood Model damage experienced by each floor can
for the United Kingdom only) also be different.
or Cellar (for use with the
Note
AIR Inland Flood Model for
For the Hurricane peril, this
Germany only)
field should be used in
0 = Unknown/default (or no
conjunction with the
floor of interest)
Terrain Roughness and
1 = Ground floor
Adjacent Building Height
2 = First floor above the
ground floor
features.
3 = Second floor above the
ground floor
etc.
317
Code
Perils
Description
Valid Options
Comments
IrBldCond
US HU
Building Condition: A qualitative
description of building condition
based on visual inspection
Enter a number 0-3:
The external appearance of cladding and
maintenance give a qualitative estimate of
expected performance.
HI TC
US ST
US EQ
CA EQ
JA EQ
•
•
•
•
0 = Unknown/default
1 = Average
2 = Good
3 = Poor
Earthquakes: Buildings with signs of
distress or duress such as cracking due
to aging and ground settlement or
overloading or cracking due to damage
from previous earthquakes are likely to
experience additional damage during an
earthquake.
Hurricanes: Buildings with signs of
distress or duress are likely to experience
additional damage during a tropical
cyclone. Some examples of these signs
are: an aging roof, exterior walls, or
cladding; loose roof tiles or chimney
damage; or damage from previous
tropical cyclones.
318
Code
Perils
Description
Valid Options
Comments
Pounding
(previously
IrProximity)
US EQ
Pounding: Distance to the nearest
structure, which if not adequate, can
cause the two structures to collide
during earthquake shaking
Enter a number 0-5:
This factor usually concerns high-rise
buildings in densely built areas like
business districts of cities. If the gap
between adjacent tall buildings is not
adequate, there is potential danger of the
two structures colliding during earthquake
shaking; this phenomenon is known as
“pounding effect.”
CA EQ
JA EQ
•
•
•
•
•
•
0 = Unknown/default
1 = 0-0.25 m
2 = 0.25-0.5 m
3 = 0.5-1.0 m
4 = 1.0-2.0 m
5 = > 2.0 m
Severe damage may occur when the
floors of the buildings are at different
elevations, and the impact of one
building's floors can destroy the columns
in the adjacent building.
The field was previously named
IrProximity.
IrTreeExposure
US HU
HI TC
Tree Exposure: Describes the tree
hazard around the building
US ST
IrSmallDebris
US HU
HI TC
US ST
IrLargeMissile
US HU
HI TC
US ST
Small Debris Source: Describes
the potential of small debris in a
radius of 200 feet
Large Missile Source: Describes
the potential of large missiles in a
radius of 100 feet
Enter a number 0-2:
•
•
•
0 = Unknown/default
1 = No
2 = Yes
Enter a number 0-2:
•
•
•
0 = Unknown/default
1 = No
2 = Yes
Enter a number 0-2:
•
•
•
0 = Unknown/default
1 = No
2 = Yes
Trees snap in strong winds, and can
damage adjacent buildings.
Small debris, such as roof gravel, trash
bins, or tree branches may be picked up
by high wind and breach window glass.
Small debris can be carried to all
elevations at high wind speed.
Garden furniture, or wood planks or studs
dislodged from nearby buildings may
become missiles at high wind speed and
breach the building envelope.
319
Code
Perils
Description
Valid Options
Comments
IrTerrainRoughn
ess
US HU
Terrain Roughness: Describes the
terrain conditions
Enter a number 0-4:
This field should be used in conjunction
with the Average Adjacent Building Height
feature.
HI TC
US ST
•
•
•
•
•
0 = Unknown/default
1 = Terrain Type A
2 = Terrain Type B
3 = Terrain Type C
4 = Terrain Type D
Type A. Large city centers with at least
50% of the buildings having a height in
excess of 70 ft (21.3 m). Use of this
exposure category shall be limited to
those areas for which terrain
representative of Exposure A prevails in
the upward direction for a distance of at
least 0.5 mi. (0.8 km) or 10 times the
height of the building or other structure,
whichever is greater. Possible channeling
effecent building will be taken into
account.
Type B. Urban and suburban areas,
wooded areas, or other terrain with
numerous closely spaced obstructions
having the size of single-family dwellings
or larger. Use of this exposure category
shall be limited to those areas for which
terrain representative of Exposure B
prevails in the upwind direction for a
distance of at least 1,500 ft. (460 m) or 10
times the height of the building or other
structure, whichever is greater.
Type C. Open terrain with scattered
obstructions having heights generally less
than 30 ft (9.1 m). This category includes
flat, open country and grasslands.
320
Code
Perils
Description
Valid Options
Type D. Flat, unobstructed areas
exposed to winds flowing over open water
for a distance of at least 1 mi. (1.61 km).
This exposure shall apply only to those
buildings and other structures exposed to
the winds coming off the water. Exposure
D extends inland from the shoreline a
distance of 1,500 ft (460 m), or 10 times
the height of the building or structure,
whichever is greater.
IrTerrainRoughn
ess (continued)
IrAdBldHeight
US HU
Enter a number:
US ST
Average Adjacent Building
Height: Describes average height of
buildings adjacent to the building of
interest
N/A
Building Orientation:
0 = default
Not currently supported. Enter 0.
Enter a number 0-8:
Shape is critical for the performance of a
structure, especially for large commercial
buildings. In general, simple regular forms
like squares and rectangles perform
better than combinations of those, such
as L and T shaped buildings. The sharp
corners in these complex shapes are
vulnerable.
HI TC
IrBldOrientation
Comments
•
•
0 = Unknown/default
N = Numeric value indicating
the number of stories
This field should be used in conjunction
with the Terrain Roughness feature.
Describes the orientation of the
building
IrShape
US EQ
CA EQ
JA EQ
Building Shape: The overall shape
of the building’s footprint
•
•
•
•
•
•
•
•
•
0 = Unknown/default
1 = Square
2 = Rectangle
3 = Circular
4 = L-shaped
5 = T-shaped
6 = U-shaped
7 = H-shaped
8 = Complex
321
Code
Perils
Description
Valid Options
Comments
IrTorsion
US EQ
Torsion: Layout of structural
elements that can lead to torsional
loads
Enter a number 0-3:
Wedge-shaped buildings and corner
buildings are typical examples in which
the lateral load-resisting components in a
building are placed asymmetrically. This
leads to torsional forces being induced
when the building is shaken, which can
lead to significant damage.
CA EQ
JA EQ
IrSoftStory
US EQ
CA EQ
JA EQ
Soft Story: Describes a structural
weakness at any floor
•
•
•
•
0 = Unknown/default
1 = Symmetric
2 = Asymmetric
3 = Corner building
Enter a number 0-2:
•
•
•
0 = Unknown/default
1 = No
2 = Yes
The weakness is usually in the lateral
load resisting capacity of the floor and
can often result in total (pancaking)
collapse of the floor. In residential
buildings, it is most often found in the first
floor due to large openings or garages. In
multi-story buildings, it can be present at
any floor although a large number of case
histories exist with collapse of the first
floor.
Note
Soft story will only be
enabled if the number of
stories (field 33 on the
location record) is
2 or greater
322
Code
Perils
Description
Valid Options
Comments
IrStrucIrreg
US EQ
Structural Irregularity:
Enter a number 0-5:
CA EQ
Irregularity in such things as floor
plan, structural components, uneven
weight distribution, etc.
•
•
•
Such structural irregularities can lead to
catastrophic collapse of properties as
witnessed in the Mexico City and Kobe
earthquakes.
JA EQ
•
•
IrSpecial
US EQ
CA EQ
JA EQ
Special EQ-Resistant Systems:
Earthquake-resistive systems
installed in building
0 = Unknown/default
2 = Vertical Offset
3 = Non-uniform Floor Area
(e.g., sudden change in floor
area along the height)
4 = Discontinuous Shear
Wall (i.e., main load
resisting components are
not provided in a regular,
symmetric pattern)
5 = Heavy floor (placement
of heavy equipment on
higher floors)
Note
The Regular (1) value is no
longer supported, and if
used, will be mapped to
Unknown/default (0) upon
import.
Enter a number 0-3:
•
•
•
•
Some new commercial buildings (mainly
in California & Japan) have special
0 = Unknown/default
devices/design elements to resist
1 = Base isolation
earthquake loads. Structures with special
2 = Viscoelastic dampers
design have performed satisfactorily in
3 = Other energy dissipaters recent events such as Northridge.
323
Code
Perils
IrRetrofit
US EQ
JA EQ
1
Description
Valid Options
Comments
Retrofit Measures: The building or
some components may have been
retrofitted to resist earthquake loads
Enter a number 0-7:
A properly retrofitted structure can resist
earthquakes even though the original
structural form had weaknesses.
•
•
•
•
•
•
•
•
IrRoofGeometry
US HU
HI TC
US ST
Roof Geometry: Describes the
shape of the roof
Enter a number 0-10:
•
•
•
•
•
•
•
•
•
•
•
0 = Unknown/default
2
1 = Bracing of cripple walls
2 = Bracing of parapets
3 = Bracing of soft-story
4 = Foundation anchorage
3
(bolting)
5 = Glass/window
strengthening
6 = Tilt Up
7 = General
0 = Unknown/default
1 = Flat
2 = Gable end without
bracing
3 = Hip
4 = Complex
5 = Stepped
6 = Shed
7 = Mansard
8 = Gable end with bracing
9 = Pyramid
10 = Gambrel
1
Reserved for future use in Japan
Earthquake Model.
2
For U.S. Earthquake (M11): If you want
to use the Bracing of cripple walls (1)
option, Crawlspace/cripple wall (4) must
be selected in Foundation Type
(IrFoundation).
3
For U.S. Earthquake (M11): If you want
to use the Foundation anchorage bolting
(4) option, Gravity/Friction (4) must be
selected in Building-Foundation
Connection (IrBldFndConn).
Geometry of the roof affects the intensity
of wind pressures and the resulting uplift
resistance.
324
Code
Perils
Description
Valid Options
Comments
IrRoofPitch
US HU
Roof Pitch: Addresses the roof
slope
Enter a number 0-3:
Low pitch roofs have greater uplift forces
acting on the roof as compared to high
pitch roofs.
HI TC
US ST
IrRoofCover
US HU
HI TC
US-ST
US WF
AS WF
Roof Covering: The nature of
material used to cover the roof
•
•
•
•
=
=
=
=
Unknown/default
Low (<10°)
Medium (10° to 30°)
High (> 30°)
•
•
•
•
•
•
•
•
•
•
•
•
0
1
2
3
Damage to the roof covering can result in
significant water damage to the interior of
the building and contents.
0 = Unknown/default
1 = Asphalt shingles
2 = Wooden shingles
1
11-Hurricane Wind-Rated Roof
3 = Clay/concrete tiles
Coverings entry is not applicable with
4 = Light metal panels
Australia Bushfire peril.
5 = Slate
6 = Built-up roof with gravel
7 = Single ply membrane
8 = Standing seam metal
roofs
9 = Built-up roof without
gravel
10 = Single ply membrane
ballasted
11 = Hurricane Wind-Rated
1
Roof Coverings .
325
Code
Perils
Description
Valid Options
Comments
IrRoofDeck
US HU
Roof Deck: Material and
construction type of the roof deck of
building
Enter a number 0-8:
Roof decks transfer the roof loads to the
underlying joists and purlins. Damage to
the roof deck results in the breach of the
building envelope resulting in significant
building and interior damage.
HI TC
US ST
US EQ
CA EQ
JA EQ
•
•
•
•
•
•
•
•
•
IrRoofCoverAttch US HU
HI TC
US ST
IrRoofHailImpact
Resistance
US-STHail
Roof Covering Attachment:
Enter a number 0-4:
Nature of the connections used to
secure the roof covering to the roof
deck
•
•
•
•
•
Hail impact-resistant roof:
Enter a number 0-4:
UL2218 Standard
•
•
•
•
•
0 = Unknown/default
1 = Plywood
2 = Wood planks
3 = Particle board/OSB
4 = Metal deck with
insulation board
5 = Metal deck with concrete
6 = Pre-cast concrete slabs
7 = Reinforced concrete
slabs
8 = Light metal
0 = Unknown/default
1 = Screws
2 = Nails/staples
3 = Adhesive/epoxy
4 = Mortar
0 = Unknown/non-impactresistant
1 = Class A (least impactresistant)
2 = Class B
3 = Class C
Class D (most impactresistant
With respect to seismic performance, the
weight of the roof can be critical. It is not
desirable to make the roof heavy because
it induces higher lateral forces in the
structure during shaking.
Damage to the roof can result due to the
improper attachment of the roof covering
to the underlying roof deck.
UL2218: Impact Resistance of Prepared
Roof Covering Materials defines 4
classes of prepared sheets of panels
installed in overlapping rows on roofs.
Only applies to sub-peril Hail
326
Code
Perils
Description
Valid Options
Comments
IrRoofDeckAttch
US HU
Roof Deck Attachment: Nature of
the connections used to secure the
roof deck to the underlying roof
support system
Enter a number 0-7:
Damage to the roof can result due to the
improper attachment of the roof deck to
the underlying roof support system.
HI TC
US ST
•
•
•
•
•
•
•
•
IrRoofAnchorage
US HU
HI TC
IrRoofBuilt
US HU
HI TC
US-ST
Roof Anchorage: Nature of
connections used to secure the roof
support systems to the walls
Year Roof Built: The year the roof
was put in place
0 = Unknown/default
1 = Screws/bolts
2 = Nails
3 = Adhesive/epoxy
4 = Structurally connected
5 = 6d nails @ 6” spacing,
12” on center
6 = 8d nails @ 6” spacing,
12” on center
7 = 8d nails @ 6” spacing, 6”
on center
Enter a number 0-7:
•
•
•
•
•
•
•
•
0 = Unknown/default
1 = Hurricane Ties
2 = Nails/Screws
3 = Anchor bolts
4 = Gravity/friction
5 = Adhesive epoxy
6 = Structurally Connected
7 = Clips
Enter a year:
•
•
0 = Unknown/default
NNNN = Four-digit numeric
value indicating the year in
which the roof was built
Roof anchorage establishes a load path
to transfer wind loads from the roof to the
walls. Hurricane straps provide such an
anchorage.
With age, roofs lose their strength to
resist wind loads and hence are more
vulnerable.
327
Code
Perils
Description
Valid Options
Comments
IrWall
US HU
Wall Type: Materials used for
external walls of the building
Enter a number 0-9:
Different types of wall materials offer
varying degrees of resistance to windinduced lateral loads. Breaches in the
wall can result in internal pressure
buildup.
HI TC
US-ST
US EQ
CA EQ
JA EQ
IrWallSiding
US HU
HI TC
US-ST
US EQ
US WF
CA EQ
JA EQ
AS WF
Wall Siding: Materials used for
weathering protection of walls
•
•
0 = Unknown/default
1 = Brick/unreinforced
masonry
• 2 = Reinforced masonry
• 3 = Plywood
• 4 = Wood planks
• 5 = Particle board/OSB
• 6 = Metal panels
• 7 = Pre-cast concrete
elements
• 8 = Cast-in-place concrete
9 = Gypsum board
Enter a number 0-7
•
•
•
•
•
•
•
•
0 = Unknown/default
1 = Veneer brick/masonry
2 = Wood shingles
3 = Clapboards
4 = Aluminum/vinyl siding
5 = Stone panels
6 = Exterior insulation
finishing system (EIFS)
7 = Stucco
With respect to seismic performance,
some wall forms can contribute to
increasing the lateral-load capacity of a
building while others tend to act
independently when shaken.
Wall sidings offer protection from wind
and rain. Different types of wall siding
materials have varying degrees of wind
load resistance. Breach in wall sidings
can expose wall to wind and rain,
resulting in water intrusion and internal
pressure buildup.
Different types of cladding materials offer
varying degrees of resistance to
earthquake induced lateral loads. Veneer
and stone-panels in particular are more
susceptible to falling off in an earthquake.
328
Code
Perils
Description
Valid Options
Comments
IrGlassType
US HU
Glass Type: Type of glass used in
building
Enter a number 0-5:
Different glass types have varying
degrees of resistance to wind loads and
debris impact.
HI TC
IS-ST
IrGlassPercent
US HU
HI TC
Glass Percent: The percent area of
the walls covered by glass
US-ST
IrWindowProt
US HU
HI TC
US-ST
Window Protection: Describes the
nature of wind protection systems
used
•
•
•
•
•
•
0 = Unknown/default
1 = Annealed
2 = Tempered
3 = Heat strengthened
4 = Laminated
5 = Insulating glass units
Enter a number 0-4:
•
•
•
•
•
0 = Unknown/default
1 = Less than 5%
2 = Between 5% and 20%
3 = Between 20% and 60%
4 = Greater than 60%
Enter a number 0-3:
•
•
•
•
0 = Unknown/default
1 = No protection
2 = Non-engineered shutters
3 = Engineered shutters
The greater the percent of glass in a wall,
the greater the vulnerability to damage, in
general.
Protecting the windows can reduce the
potential damage to a building.
329
Code
Perils
Description
Valid Options
Comments
IrExteriorDoors
US HU
Exterior Doors: Describes the
nature of the exterior doors in the
building
Enter a number 0-6:
Exterior doors are weak in resisting wind
loads and so is the frame that holds the
doors. They deflect considerably under
high wind loads and thus fail.
HI TC
•
•
•
•
•
•
•
0 = Unknown/default
1 = Single width Doors
2 = Double width Doors
3 = Reinforced single width
doors
4 = Reinforced double width
doors
5 = Sliding doors
6 = Reinforced sliding doors
330
Code
Perils
Description
Valid Options
Comments
IrBldFndConn
US HU
Building-Foundation Connection:
Connection type between the
structure and foundation
Enter a number 0-6:
Transfers the vertical and lateral loads on
the building to the foundation during wind
events.
HI TC
US-ST
US EQ
CA EQ
JA EQ
1
For Industrial Facilities (locations in
the U.S. with an occupancy class
between 400 - 482), this field
represents the anchorage of
equipment at the facility.
•
•
•
•
•
•
•
0 = Unknown/default
1 = Hurricane ties
2 = Nails/Screws
3 = Anchor Bolts
2
4 = Gravity/Friction
5 = Adhesive/Epoxy
6 = Structurally Connected
Critical in single-family dwellings made of
wood-frame and tilt-up construction. Loss
of anchorage between building and
foundation has been a common type of
failure in California earthquakes.
For Industrial Facilities (locations in the
U.S. with an occupancy class between
400 - 482), enter one of the following
values to indicate the equipment
anchorage:
•
•
•
0 = Unknown
4 = Unanchored
6 = Anchored
1
Earthquake Model.
2
For U.S. Earthquake (M11):
Gravity/Friction (4) must be selected if
you want to use the Retrofit Measures
(IrRetrofit) option Foundation anchorage
bolting (4).
331
Code
Perils
Description
Valid Options
Comments
IrFoundation
US EQ
Foundation Type: The form of
construction of the building
foundation
Single-family dwellings are often built on
basements or on shallow foundations.
Most mid-rise buildings are built on mat
foundations. High-rise buildings tend to
be supported on pile-foundations. Piles
are generally better performers in
earthquakes.
US FL
JA EQ
CA EQ
UK FL
GM FL
UK CFL
•
•
•
•
•
•
•
•
•
•
•
•
0 = Unknown/default
1 = Masonry basement
2 = Concrete basement
4 = Crawlspace—cripple
1
wall (wood)
5 = Crawlspace—masonry
Note
The Masonry Wall (3) value
(wood)
is
no longer supported, and
6 = Post & pier
if used, will be mapped to
7 = Footing
Unknown/default (0) upon
8 = Mat/slab
import.
9 = Pile
2
10 = No basement
1
For U.S. Earthquake (M11):
11 = Engineering foundation
Crawlspace/cripple wall (4) must be
12 = Crawlspace—raised
selected if you want to use the Retrofit
(wood)
Measures (IrRetrofit) option Bracing of
cripple walls (1).
2
For the United Kingdom and Germany
inland flood models, only values 0, 1, 2
and 10 are applicable. Also note that 10 is
not applicable for the U.S. Earthquake
model.
332
Code
Perils
Description
Valid Options
Comments
IrIntPartition
US HU
Internal Partition Walls:
Enter a number 0-5:
HI TC
Describes the nature of the interior
partition walls
•
•
•
•
•
•
Internal partitions, when effective, can
protect the interior of the building when
the building envelope is breached.
US ST
US EQ
JA EQ
0 = Unknown/default
1 = Wood
2 = Gypsum boards
3 = Plastered masonry
4 = Brick
5 = Other
The amount of loss caused by damage to
internal partition walls depends on the
type of materials used to construct them,
such as masonry or gypsum board.
Heavy, brittle materials, such as
unreinforced brick masonry, have been
known to experience great damage
during an earthquake.
If the building is breached at low hazard
levels, then internal wall materials may
protect some contents from wind or surge
damage. However, at higher wind
speeds, internal partition walls may fail,
causing further structural or debris
damage.
333
Code
Perils
Description
Valid Options
Comments
IrAttachStruct
US HU
Wall Attached Structures:
Enter a number 0-8:
HI TC
Components of a property that are
not an integral part of the main
building but are physically attached
to it
•
•
Attached structures are often more
vulnerable than the main building
especially if there is inadequate
anchorage.
US ST
•
•
•
•
•
•
•
IrAppurtStruct
US HU
Appurtenant Structures:
Enter a number 0-7:
HI TC
Components of a property that are
not an integral part of the main
building and are not connected to it
•
•
•
•
•
•
•
US ST
•
0 = Unknown/default
1 = Carports/
Canopies/Porches
2 = Single Door Garages
3 = Double Door Garages
4 = Reinforced Single Door
Garages
5 = Reinforced Double Door
Garages
6 = Screened Porches/Glass
Patio Doors
7 = Balcony
8 = No attached wall
structures
0 = Unknown/default
1 = Detached garage
2 = Pool enclosures
3 = Shed
4 = Masonry boundary wall
5 = Other fence
6 = No appurtenant
structures
7 = No pool enclosures
With respect to seismic performance,
unreinforced masonry chimneys, as an
example, generally collapse even under
moderate levels of shaking.
Under significant wind loads, wall
attached structures may experience
heavier damage than the main structure.
They may also become dislodged and
create a breach for wind or floodwaters,
or become flying debris themselves.
Appurtenant structures may require a
different treatment in analysis from the
main building. For example, the masonry
boundary wall can collapse under
moderate shaking whereas the woodframe house it surrounds may remain
undamaged.
A pool enclosure may provide protection
of a recreational pool from everyday wind
and sun exposure. However, if winds are
high enough to damage the main building,
a pool enclosure may become flying
debris and increase the amount of
damage.
334
Code
Perils
Description
Valid Options
Comments
IrMechSystem
US HU
Roof Attached Structures:
Description of the mechanical and
other equipment on top of roofs
Attached structures are often more
vulnerable than the main building
especially if there is inadequate
anchorage.
HI TC
US-ST
•
•
•
•
•
•
•
•
•
•
•
•
•
•
Short Column
US EQ
JA EQ
0 = Unknown/default
1 = Chimneys
2 = A/C Units
3 = Skylights
4 = Parapet Walls
5 = Overhang/Rake (8-36
in.)
6 = Dormers
7 = Other
8 = No Attached Structures
9 = Overhang/Rake (< 8 in.)
10 = Overhang/Rake (> 36
in.)
11 = Waterproof membrane/
fabric
12 = Secondary water
resistance (e.g., bitumen
tape) - Yes
13 = Secondary water
resistance – No
Short Column: Indicates whether
Enter a number 0-2:
there are short columns in a building • 0 = Unknown/default
• 1 = No
• 2 = Yes
This applies to old concrete structures in
which the full height of some columns has
been restricted by spandrel beams or infill
walls. If some of the columns along the
perimeter are shorter than the adjacent
columns, there is high chance that the
shorter column can no longer bear the
loads for which they were originally
designed.
335
Code
Perils
Bldg Ext Opn
US EQ
JA EQ
1
Description
Valid Options
Comments
Building Exterior Opening:
Indicates the percentage of exterior
walls that are open (i.e., have
windows or doors)
Enter a number 0-2:
A shear wall with many openings for
windows and doors has less resistance to
earthquake loads. Buildings whose walls
are more than 50% open are evaluated
as having less seismic resistance than
they would otherwise.
•
•
•
0 = Unknown/default
1 = Less than 50% of wall
open
2 = More than 50% of wall
open
1
Earthquake Model.
Ornamentation
US EQ
JA EQ
Equipment
US EQ
JA EQ
Water Heater
US EQ
JA EQ
1
Ornamentation: Describes the
amount of decorative elements
attached to the exterior of a building
Equipment: Describes the level of
equipment bracing in a building.
Enter a number 0-3:
•
•
•
•
0 = Unknown/default
1 = None
2 = Average
3 = Extensive
Enter a number 0-3:
Decorative elements may fall during an
earthquake. Examples include
unreinforced or unbraced parapet walls or
entryway roofs, which can break off
during excessive shaking.
0 = Unknown/default
1 = Well-Braced
2 = Average Bracing
3 = Unbraced
Anchoring mechanical and electrical
equipment to the floor or bracing them
against structural elements can resist
damage. Vibration isolators (springs) are
not as effective. In addition, piping should
be braced to restrain the movement.
Water Heater: Indicates whether the Enter a number 0-2:
water heater in a building is braced
• 0 = Unknown/default
• 1 = Braced
• 2 = Unbraced
If the water heater in a residential building
is not properly secured, it can topple
during earthquakes and cause damage,
to both itself and any part of the structure
underneath it.
•
•
•
•
1
Earthquake Model.
336
Code
Perils
Description
Valid Options
Comments
Redundancy
US EQ
Redundancy: Indicates whether
there are multiple lateral load
resisting elements (frames or shear
walls) in a building
Enter a number 0-2:
Redundancy provides additional
reinforcement against earthquake
damage.
JA EQ
Brick Veneer
US EQ
JA EQ
1
Brick Veneer: Indicates the
percentage of external walls that are
brick veneer.
•
•
•
0 = Unknown/default
1 = No
2 = Yes
Enter a number 0-4:
•
•
•
•
•
0 = Unknown/default
1 = >90%
2 = <50%
3 = <25%
4 = None
Note: For Canada EQ and U.S. EQ only,
1 = Yes and 2 = No. For Japan EQ,
values are as documented in Valid
Options column.
The masonry of brick veneer is typically
unreinforced and is likely to crack and
come loose when subjected to ground
shaking. Therefore, buildings with this
type of exterior siding are more likely to
experience direct damage from repair of
the masonry, and possible indirect
damage due to repair of adjacent
components that may be damaged
caused by falling debris from the veneer.
This code should be used in conjunction
with the 03 masonry veneer con code.
Default represents 75%.
1
Earthquake Model.
337
Code
Perils
Description
Tall One-Story
US EQ
Tall, One Story: Indicates the height Enter a number 0-3:
of a one-story building
• 0 = Unknown/default
• 1 = <= 20 ft
• 2 = > 20 ft
• 3 = > 40 ft
Single story buildings that are taller than
typical one-story structures (e.g.,
churches, gymnasium, auditoriums, etc.)
have been observed to experience more
damage. The majority of the seismic
weight of the building (the building’s roof)
is further from the ground, which may
induce larger overturning forces. The
structure may also contain slender
elements that may be more likely to
experience buckling failure modes.
Tanks: Indicates whether there are
rooftop tanks on the adjoining
higher buildings
Rooftop tanks on adjoining, higher
buildings are a falling hazard during
earthquakes.
JA EQ
Tanks
Chimney
Column
Basement
US EQ
US EQ
JA EQ
Chimney: Indicates whether a
building has a chimney and, if so,
what its height in feet is
Column Basement: Connection
between columns and basement for
SRC and steel construction.
Indicates whether basement support
columns are embedded.
Valid Options
Enter a number 0-2:
•
•
•
0 = Unknown/default
1 = No
2 = Yes
Comments
Enter a number 0-4:
•
•
•
•
•
0 = Unknown/default
1 = No
2 = Yes, height <= 2 ft
3 = Yes, height <= 5 ft
4 = Yes, height > 5 ft
Enter a number 0-3:
•
•
•
•
0 = Unknown/default
1 = Mixed
2 = Non-Embedded
3 = Embedded
338
Code
Perils
Description
Valid Options
Comments
Multi-Story Hall
JA EQ
Multi-Story Hall: Indicates the
presence of a multi-story hall in a
building.
Enter a number 0-2:
Multi-story halls cause the unequal
distribution of external forces among
floors and columns. This causes stress to
concentrate in some of components,
which makes buildings more vulnerable to
earthquake damage.
Lattice
Welding
JA EQ
JA EQ
Transition in
SRC
JA EQ
Cold Formed
Tube
JA EQ
Web Type of Steel: Type of web for
H-shaped steel.
Welding: Accounts for the quality of
welding in a building.
Transition in SRC: Indicates
whether the transition from SRC to
RC in columns of SRC construction
is a smooth one.
Cold Formed Tube: Indicates the
presence of cold formed tubes in
steel structures.
•
•
•
0 = Unknown/default
1 = No
2 = Yes
Enter a number 0-3:
•
•
•
•
Influences the ductility of a structure.
0 = Unknown/default
1 = Full Web
2 = Grid
3 = Lattice
Enter a number 0-2:
•
•
•
0 = Unknown/default
1 = On-Site
2 = In-House
Enter a number 0-2:
•
•
•
0 = Unknown/default
1 = Smooth
2 = Non-Smooth
Enter a number 0-2:
0 = Unknown/default
1 = No
Cold formed tubes, which are formed via
cold processing, can lower building
ductility.
2 = Yes
339
Code
Perils
Description
Valid Options
Comments
IS Value
JA EQ
IS Value: A measure of the total
seismic performance of a building,
which accounts for all characteristics
that affect the response of a building
to an earthquake.
Enter a number 0-6:
This value is based on seismic
performance evaluation guidelines.
0 = Unknown/default
1 = Less than 0.3
2 = 0.3 – 0.45
If this modifier is used, all other modifiers
are disabled.
3 = 0.45 – 0.55
4 = 0.55 – 0.65
5 = 0.65 – 0.75
6 = 0.75 – 0.85
7 = 0.85 – 1.0
8 = 1.0 – 1.25
9 = Greater than 1.2
Custom Flood
Zone
GM FL
Custom Flood Zone: Defines a set
of locations as part of a Custom
Flood Zone.
Valid values are 0, 1, 2, 3, 4. If 0
is used, it assumes no zone has
been defined and all locations
are included for analysis.
Defining this modifier for a location helps
to filter the locations defined with custom
zones to be included in the analysis. This
is especially useful if only certain zones
can be included for protection. You can
specify flood zones by clicking the Ellipsis
button next to the Inland Flood peril
selection in the Analysis Options dialog
box.
340
Code
Perils
Custom Standard GM FL
of Protection
US FL
(SoP)
Description
Valid Options
Comments
Custom SoP: For buildings that are
protected by a custom flood
protection system (e.g., levee, flood
walls),
Enter a number 1-10,000:
Germany Flood: The methodology used
in AIR models to account for flood
protection is based on return periods,
thereby accounting for the Standards of
Service of those flood protection
measures.
Helps increase the flood protection
for single risks (e.g., large industrial
facilities), based on return periods.
Germany Flood:
0 = Default of 0 or a value less
than return period of protection
in AIR model will base the
losses on AIR defaults.
U.S. Flood:
-999 = Default value. No other
negative values allowed.
Number of
US FL
Basement Levels
Number of Basement Levels: Used 0 = Unknown/default
in conjunction with masonry or
1, 2, 3, etc. = Levels of
concrete basement foundation
basement
types. Non-negative numeric value
indicates number of basement
levels. This feature is valid in
conjunction with IrFoundation = 1, 2
only.
For occupancies 301-303, only one
level of basement is supported
(other user input values will be
overridden with 1).
Basement Finish
Type
US FL
Basement Finish Type: Used in
conjunction with masonry or
concrete basement foundation
types. Numeric value indicates if
basement is finished or unfinished.
U.S. Flood: For U.S. Flood, this is the
height (in feet) of the custom flood
protection system above the ground
surface.
Note: Cannot be imported via UPX.
If number of basement levels is greater
than 1, and if IrFoundation = 1, then it is
assumed to be a concrete basement for
all further purposes (since a masonry
basement is assumed not to have more
than 1 level of basement).
For levels of basement beyond 4 levels,
the models treat them identically (to that
of 4 levels).
0 = Unknown/default
1 = Unfinished basement
Finished basements have interior features
like drywall, plaster, insulation, and
flooring, and contain more valuable
contents than unfinished basements.
2 = Finished basement
341
Code
Perils
Description
Valid Options
Custom
Elevation (CE)
US FL
Custom Elevation: Elevation of the Elevation in feet
local ground surface (numeric field in -999 = Unknown/Default
feet), which will override the
underlying modeled digital terrain
elevation.
Comments
A non-zero entry of CE value will override
underlying model DTM elevation.
Elevation of the grade (local ground
surface) with respect to the datum
(NAVD88) nature of finish in
basements of buildings
Base Flood
Elevation (BFE)
US FL
Base Flood Elevation: FEMA
defines BFE as “water surface
elevation corresponding to a flood
having a 1% probability of being
equaled or exceeded in a given
year.” Essentially, this is the water
elevation (in feet) expected for the
100-year flood.
Elevation in feet
-999 = Unknown/Default
This assumes that the house has its
lowest floor (including basement) at the
BFE (according to FEMA).
BFE cannot be less than local grade
elevation since both are measured with
respect to NAVD88. If BFE < local grade
elevation, BFE = Unknown.
Note that the value in First Floor Height
(FFH) will override BFE.
First Floor Height US FL
(FFH)
First Floor Height: Height above
the grade of the first floor in the
building.
Height in feet above grade.
-999 = Unknown/Default
This overrides the BFE setting. That is, if
both BFE and FFH are provided, FFH will
be used and BFE will be ignored.
Service
Equipment
Protection
Service Equipment Protection:
Indicates if plumbing, mechanical, or
electrical equipment is protected or
unprotected in the floodable parts of
the basement.
0 = Unknown /Default
US FL
1 = Protected for flood by being
elevated and/or flood proofing
2 = Unprotected for flood – not
elevated and not flood proofed
342
Code
Perils
Description
Valid Options
Comments
FIRM
Compliance
US FL
FIRM Compliance: This field is an
indicator of the compliance of the
building with the FEMA flood zone
requirements in design and
construction.
0 = Unknown/Default
1 = Yes
2 = No
Reserved for Future Use
This field acts a placeholder for
Future Implementation
Content
Vulnerability
US FL
Content Vulnerability: This field
reflects the relative vulnerability of
the contents exposed to flooding for
the chosen occupancy.ability.
0 = Unknown/Default/Moderate
1 = Very Low
2 = Low
3 = High
4 = Very High
343
Code
Perils
Description
Valid Options
Comments
Project Phase
US HU
Project Phase: Identifies the
vulnerabilities during different
phases of construction
Enter a numeric value:
If the user selects 0, no builder’s risk will
be applied (i.e., building is completed,
meaning regular risk is assumed). If
unknown, enter 0.
HI TC
US EQ
•
•
•
•
•
•
•
Project
Completion %
US HU
HI TC
US EQ
Project Completion %: Percentage
complete (defined as the % of
project completed with start of the
policy)
0 = No builder’s risk/default
1 = Phase 1 – Foundation &
Substructure
2 = Phase 2 Superstructure
3 = Phase 3 – Walls &
Roofing
4 = Phase 4 – Interiors,
Mechanical (Conveying,
Plumbing, HVAC, Fire
Protection), Electrical,
Furnishings, Misc.
5 = Average Project Loss –
Average project loss over
the duration of project
6 = Worst Loss – Project
phase when the loss
potential is highest
0-99%
This only applies to Average Project Loss
(Phase 5). If no builder’s risk is selected
or other phase losses are selected, the %
completion entry will be ignored.
The Project Completion % is by the cost
of the project.
344
Q
Industrial Facility Component and Subcomponent
Codes
Industrial Facility Component and Subcomponent Codes
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
1
Air Handling
Unit
101
Basic
102
Unanchored
103
Comp
Code
Subcomp
Code
Subcomp Name
108
Unknown
201
Anchored
Poor Anchored
202
Unanchored
104
Vibration Isolt Concern
203
Unknown
105
Duct Support Concern
204
Salt
106
Rigid Attachment Concern
205
Fresh
107
Interact Concern
301
Basic
2
3
Comp Name
Analyzer
Battery
345
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
Chargers
302
Unanchored
303
Poor Anchored
304
Load Path Concern
305
Pounding Concern
306
Interaction Concern
307
Unknown
401
Basic
402
Unanchored
403
Poor Anchored
404
No Battery Spaces
405
No Long Cross Bracing
406
No Battery Restraint
407
Interaction Concern
Comp
Code
6
4
Battery Racks
7
4
Battery Racks
408
Unknown
5
Boilers
501
Anchored
502
Unanchored
503
Unknown
504
Unanchored or Poor Anchored
8
Comp Name
Chillers
Chimneys
Stacks
Chlorination
Equip
Subcomp
Code
Subcomp Name
505
Inadequate Flex on Seismic
Displacement
506
General Facility
601
Basic
602
Unanchored
603
Poor Anchored
604
Vibration Isolation Concern
605
Piping Support Concern
606
Interaction Concern
607
Unknown
701
Masonry
702
Concrete
703
Steel
704
Unknown
705
Refinery
706
Chemical Plant
801
Anchored
802
Unanchored
346
Comp
Code
9
Comp Name
Chlorine Cells
10
Circuit Breakers
Subcomp
Code
Subcomp Name
803
Unknown
901
Unknown
902
Unknown Salt
903
Unknown Fresh
1001
MV Anchored
1002
MV Unanchored
1003
MV Unknown
1004
LV Anchored
1005
LV Unanchored
1006
LV Unknown
1007
Comp
Code
Subcomp
Code
Subcomp Name
1014
Live Tank GE 230 kV Model
GE ATB4 6
1015
GE ATB7
1016
GE ATB
1017
Live Tank Other 500 kV
1018
Dead Tank 230 kV SF6
1019
Dead Tank 230 kV Oil
1020
Dead Tank 230 kV Modern
1021
Live Tank 500 kV
Westinghouse
HV Anchored
1022
Live Tank 500 kV Puffer
1008
HV Unanchored
1023
Dead Tank 500 kV Model SF6
1009
HV Unknown
1101
Anchored
1010
Unknown
1102
Unanchored
1011
Unknown Salt
1103
Unknown
1012
Unknown Fresh
1104
Unknown Salt
1013
Old Cogenel 500 kV
1105
Unknown Fresh
1106
Basic
11
11
Comp Name
Compressor
Compressor
347
Comp
Code
12
13
14
Comp Name
Compressor
Station/Pumping
Plants
Control Panels
Cooling Towers
Subcomp
Code
Subcomp Name
1108
Poor Anchored
1109
1110
1111
Comp
Code
Subcomp
Code
Subcomp Name
1403
Mounted On Vibration Isolation
WO Lateral Support
1404
Sign Of Deterioration On
Members
Interaction Concern
1405
Unknown
1201
Anchored
1409
Chemical Plant
1202
Unanchored
1501
Low Seismic 230 kV
1203
Unknown
1502
Medium Seismic 230 kV
1301
Basic
1503
High Seismic 230 kV
1302
Unanchored
1504
Composite Column 230 kV
1303
Poor Anchored
1505
Low Seismic 500 kV
1304
Suspect Load Path
1506
1305
Pounding Concern
1507
High Seismic 500 kV
1306
Inflexible Attachment
1508
1307
Interaction Concern
1509
Unknown
1308
Unknown
1601
MV Anchored
1401
Wood MultiCells
1602
MV Unanchored
1402
No Regular Inspection
1603
MV Unknown
1604
LV Anchored
15
15
16
Comp Name
Coupled
Capacitor
Coupled
Capacitor
Current
Transformers
348
Comp
Code
17
Comp Name
Dams
Subcomp
Code
Subcomp Name
1605
LV Unanchored
1606
LV Unknown
1607
Comp
Code
Subcomp
Code
Subcomp Name
1705
Unknown
1801
LV Anchored
HV Anchored
1802
LV Unanchored
1608
HV Unanchored
1803
LV Unknown
1609
HV Unknown
1804
MV Anchored
1610
Unknown
1805
MV Unanchored
1611
Low Seismic 230 kV
1806
MV Unknown
1612
1807
HV Anchored
1613
High Seismic 230 kV
1808
HV Unanchored
1614
1809
HV Unknown
1615
Low Seismic 500 kV
1810
Unknown
1616
1811
500 kV Vertical
1617
High Seismic 500 kV
1812
230 kV Vertical
1618
1813
230 kV Horizontal
1701
Concrete Gravity
1901
Anchored
1702
Rock Fill
1902
Unanchored
1703
Earth Fill
1903
Unknown
1704
Concrete Arch
2001
Basic
18
18
19
20
Comp Name
Disconnected
Switch
Disconnected
Switch
Dist Circuit
Distribution
349
Comp
Code
21
22
23
Comp Name
Subcomp
Code
Subcomp Name
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
Panels
2002
Unanchored
24
Equipment
Content
2401
Office
2003
Poor Anchored
2402
Hi-Tech Lab
2004
Pounding Concern
2403
Vehicles
2005
Interaction Concern
2404
Office Hi-Tech Lab
2006
Unknown
2405
Unknown
2101
Anchored
2406
Critical Equip
2102
Unanchored
2407
General
2103
Unknown
2408
Critical Equip Salt
2201
Conventional Lower Than 100
ft
2409
Critical Equip Fresh
2410
Chemical Plant
2202
Major Tower Higher Than 100
ft
2501
Basic
Electric
Equipment
Electricity
Transmission
Towers
Electric Power
Backup
25
Fans
2203
Wood Concrete
2502
Unanchored
2204
Steel
2503
Poor Anchored
2205
Unknown
2504
2301
Anchored
2505
Motor Differential Displacement
2302
Unanchored
2506
Duct Support Concern
2303
Unknown
2507
2304
Refinery
2508
Interaction Concern
350
Comp
Code
26
27
28
Comp Name
Filter Gallery
Flares
Furnace
Subcomp
Code
Subcomp Name
2509
Unknown
2601
Anchored
2602
Comp
Code
Subcomp
Code
Subcomp Name
2906
General Facility
3001
Anchored
Unanchored
3002
Unanchored
2603
Unknown
3003
Unknown
2701
Guyed Cooled Condenser
3004
Unknown Salt
2702
Guyed Heated Condenser
3005
Unknown Fresh
2703
Derrick
3006
Poor Anchored
2704
Unknown
3007
2801
Anchored
3008
2802
Unanchored
3009
Differential Displacement
2803
Unknown
3010
Interaction Concern
2804
Unknown Salt
3101
Anchored
30
31
Comp Name
Generators
Large Horizontal
Vessel
28
Furnace
2805
Unknown Fresh
3102
Unanchored
29
Gas Turbines
2901
Anchored
3103
Unknown
2902
Unanchored
3104
General Facility
2903
Unknown
3201
Anchored
2904
Unknown Salt
3202
Unanchored
2905
Unknown Fresh
3203
Unknown
32
Large Motor
Operated
Valves
351
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
33
Large Vertical
Vessel w/
Formed Head
3301
34
34
Lightning
Arrester
Lightning
Arrester
Comp
Code
Subcomp
Code
Subcomp Name
Anchored
3415
500 kV Low Seismic
3302
Unanchored
3416
500 kV Medium Seismic
3303
Unknown
3417
500 kV High Seismic
3304
General Facility
3418
3401
MV Anchored
3501
Cranes
3402
MV Unanchored
3502
Conveyor Systems
3403
MV Unknown
3503
Unknown
3404
LV Anchored
3504
Chemical Plant
3405
LV Unanchored
3601
Basic
3406
LV Unknown
3602
Unanchored
3407
HV Anchored
3603
Poor Anchored
3408
HV Unanchored
3604
Suspect Load Path
3409
HV Unknown
3605
Pounding Concern
3410
Unknown
3606
Interaction Concern
3411
230 kV Low Seismic
3607
Unknown
3412
230 kV Medium Seismic
3701
Anchored
3413
230 kV High Seismic
3702
Unanchored
3414
3703
Unknown
35
36
37
Comp Name
Loading
Structure
MCC
Mechanical
Equipment
352
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
38
Motor Driven
Pumps
3801
39
40
Motors
Open Frame
Structure
Comp
Code
Subcomp
Code
Subcomp Name
Anchored
4011
Steel Plant Light Load Long
3802
Unanchored
4012
Steel Plant Light Load Trans
3803
Unknown
4013
Steel Plant Medium Load Long
3901
Anchored
4014
Steel Plant Medium Load Trans
3902
Unanchored
4015
Steel Plant Heavy Load Long
3903
Unknown
4016
Steel Plant Heavy Load Trans
3904
Unknown Salt
4017
Braced
3905
Unknown Fresh
4018
UnBraced
4001
Light Load
4019
Chemical Plant
4002
Medium Load
4101
At Grade 20 ft
4003
Heavy Load
4102
At Grade 40 ft
4004
Unknown
4103
At Grade 60 ft
4005
Steel Dock Light Load Long
4104
At Grade Unknown
4006
Steel Dock Light Load Trans
4105
Elevated
4007
Steel Dock Medium Load Long
4106
Under Grade
4008
Steel Dock Medium Load Trans
4107
Unknown
4009
Steel Dock Heavy Load Long
4108
Refinery
4010
Steel Dock Heavy Load Trans
4109
Chemical Plant
41
41
Comp Name
Pipelines
Pipelines
353
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
42
Pipe Racks
4201
Steel Light Load
4202
Steel Medium Load
4203
Steel Heavy Load
4204
Concrete Light Load
4205
Concrete Medium Load
4206
Concrete Heavy Load
4207
Steel
4208
43
Pipes
Comp
Code
Subcomp
Code
Subcomp Name
4302
Above Ground No Lateral
Support
4303
Above Ground Questionable
Vertical Support
4304
Above Ground Short Stiff Brace
Attached Long Flex Head
4305
Above Ground Inadequate Flex
4306
Above Ground May Impact
Rigid Structure Ele
Concrete
4307
Buried in Poor Soil
4209
Unknown Light Load
4308
3 in x 20 ft Span
4210
Unknown Medium Load
4309
3 in x 40 ft Span
4211
Unknown Heavy Load
4310
3 in x 60 ft Span
4212
Unknown
4311
6 in x 20 ft Span
4213
Height/Width ratio > 1.5
4312
6 in x 40 ft Span
4214
Height/Width ratio between 1.01.5
4313
6 in x 60 ft Span
4215
Height/Width ratio < 1.0
4314
12 in x 20 ft Span
4216
Chemical Plant
4315
12 in x 40 ft Span
4301
Above Ground Basic
4316
12 in x 60 ft Span
4317
18 in x 20 ft Span
43
Comp Name
Pipes
354
Comp
Code
44
45
45
Comp Name
Plant Electric
Equipment
Plant Equipment
Plant Equipment
Subcomp
Code
Subcomp Name
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
4318
18 in x 40 ft Span
46
4601
Anchored
4319
18 in x 60 ft Span
Plant
Mechanical
Equipment
4602
Unanchored
4320
26 in x 20 ft Span
4603
Unknown
4321
26 in x 40 ft Span
4604
Chemical Plant
4322
26 in x 60 ft Span
4701
Low Seismic 230 kV
4323
36 in x 20 ft Span
4702
4324
36 in x 40 ft Span
4703
High Seismic 230 kV
4325
36 in x 60 ft Span
4704
4326
Unknown
4705
Low Seismic 500 kV
4401
Anchored
4706
4402
Unanchored
4707
High Seismic 500 kV
4403
Unknown
4708
4404
General Facility
4709
Unknown
4405
Chemical Plant
4801
Unknown
4501
Anchored
4802
Unknown Salt
4502
Unanchored
4803
Unknown Fresh
4503
Unknown
4804
Anchored
4504
Refinery
4805
Unanchored
47
48
Potential
Transformer
Power Plants
355
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
49
Pressurized
Reactors
4901
Unknown
50
Process Control
Equipment
5001
Anchored
5002
Unanchored
5003
Unknown
5004
Unknown Salt
5005
Unknown Fresh
5101
Height/Diameter = 4.3
5102
5103
5104
Unknown
51
Process Towers
Comp
Code
53
54
51
Process Towers
5105
Chemical Plant
52
Pumps
5201
Anchored
5202
Unanchored
5203
Unknown
5204
Unknown Salt
5205
Unknown Fresh
5206
Horizontal Pump
55
Comp Name
Rectifiers
Roads Rails
Sediment
Flocculation
Subcomp
Code
Subcomp Name
5207
Basic
5209
Poor Anchored
5210
5211
Pump Displacement
5212
Piping Support Concern
5213
Interaction Concern
5214
General Facility
5301
Unknown
5302
Unknown Salt
5303
Unknown Fresh
5401
Railways Highways Runways
5402
Unknown
5501
Basins
5502
Baffles
5503
Paddles
5504
Scrapers
5505
Anchored
5506
Unanchored
356
Comp
Code
56
56
57
Comp Name
Silos
Silos
Switchgears
Subcomp
Code
Subcomp Name
5507
Comp
Code
Subcomp
Code
Subcomp Name
Unknown
5802
LV Unanchored
5601
Steel
5803
LV Unknown
5602
Concrete
5804
MV Anchored
5603
Unknown
5805
MV Unanchored
5604
Steel Fill Empty
5806
MV Unknown
5605
Steel Fill Half
5807
HV Anchored
5606
Steel Fill Full
5808
HV Unanchored
5607
Concrete Fill Empty
5809
HV Unknown
5608
Concrete Fill Half
5810
Unknown Anchored
5609
Concrete Fill Full
5811
Unknown Unanchored
5701
Basic
5812
Unknown
5702
Unanchored
5813
Unknown Salt
5703
Poor Anchored
5814
Unknown Fresh
5704
Suspect Load Path
5901
On Ground Liquid Anchored
5705
Pounding Concern
5902
On Ground Solid Anchored
5706
Interaction Concern
5903
On Ground Anchored, Liquid
Filled Level > 80%
5707
Unknown
5904
5801
LV Anchored
On Ground Unanchored, With
Liquid Filled Level > 80%
59
59
58
Substations
Comp Name
Tanks
Tanks
357
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
5905
Comp
Code
Subcomp
Code
Subcomp Name
Unknown, With Liquid Filled
Level > 80%
5920
On Ground Steel
Height/Diameter <= 70%
5906
On Ground Anchored, With
Liquid Filled Level < 50%
5921
On Ground Steel
Height/Diameter >= 70%
5907
On Ground Unanchored, With
5922
On Ground Steel Liquid Filled
Level < 50%
5908
Unknown On Ground tank With
5923
On Ground Steel Liquid Filled
Level >= 50%
5909
Unknown Anchored
5924
All Other Steel Liquid Filled
Level >= 50%
5910
Unknown Unanchored
5925
5911
On Ground Filled Unknown
Anchored Steel Liquid Filled
Level >= 50%
5912
Under Ground Liquid
5926
Steel Unanchored all Tanks
5913
Under Ground Solid
5927
5914
Elevated Liquid
Unanchored Steel Liquid Filled
Level < 50%
5915
Elevated Solid
5928
Level >= 50%
5916
Concrete on Ground Anchored
5929
5917
Concrete on Ground
Unanchored
Level >= 60%
5930
Level >= 90%
59
5918
Steel on Ground Anchored
5919
Steel on Ground Unanchored
Comp Name
Tanks
358
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
5931
Elevated Steel on Rock w/ No
Seismic Design
Height/Diameter < 0.75
5932
Elevated Steel on Soil w/ No
Seismic Design
5933
5934
Elevated Steel on Soil w/
Seismic Design
Comp
Code
59
Comp Name
Tanks
Subcomp
Code
Subcomp Name
5941
Vertical Anchored Poor
Anchored
5942
Vertical Anchored Non Ducted
Anchored
5943
Vertical Anchored Attach
Piping Too Rigid to Withstand
Displacement
5944
Vertical Anchored Stainless
Steel
5945
Vertical Anchored Fiberglass
5946
Anchored Atmospherical Steel
Liquid Filled Level Near Full
5935
On Legs Basic
5936
On Legs Unanchored Or Poor
Anchored
5947
Anchored Atmospherical Steel
Liquid Filled Level >= 50%
5937
On Legs Anchored to Skid
Unattached
5948
Unanchored Atmospherical
Steel Near Full
5938
On Legs Attached Piping Too
Rigid to Withstand
Displacement
5949
Unanchored Atmospherical
Steel Fill >=50%
5950
Pressurized Horizontal Steel
Tanks
5951
Generic Tank Height/Diameter
< 0.6 Filled Level <=33%
5939
5940
Elevated Steel on Rock w/
Seismic Design
On Legs Undersized Legs for
Tank Weight
Vertical Anchored Basic
359
Comp
Code
60
60
Comp Name
Transportation
Asset
Transportation
Asset
Subcomp
Code
Subcomp Name
5952
< 0.6 Filled Level 34-66%
5953
0.6 -1.0 Filled Level <=33%
5954
0.6 -1.0 Filled Level 34-66%
5955
> 1.0 Filled Level All Depth
5956
All Height/Diameter Depth 66100%
5957
Unknown
5958
Anchored
5959
Unanchored
5960
Refinery
5961
Chemical Plant
6001
Anchored
6002
Unanchored
6003
Unknown
6004
Docks
6005
Loading Structure
Comp
Code
61
Comp Name
Transformers
Subcomp
Code
Subcomp Name
6006
Pavement
6007
Rails
6008
Freight Cars
6101
LV Anchored
6102
LV Unanchored
6103
LV Unknown
6104
MV Anchored
6105
MV Unanchored
6106
MV Unknown
6107
HV Anchored
6108
HV Unanchored
6109
HV Unknown
6110
Unknown
6111
Unknown Salt
6112
Unknown Fresh
6113
1 Phase 230 kV
6114
3 Phase 230 kV
6115
1 Phase 500 kV
360
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
Comp
Code
Comp Name
Subcomp
Code
Subcomp Name
6116
3 Phase 500 kV
63
Valves
6301
Basic
6117
Basic
6302
Cast Iron Impact Potential
6118
Unanchored
6303
Independent Operation Support
6119
Poor Anchored
6304
6120
Pounding Concern
6305
Interaction Concern
6121
Poor Load Path
6306
Unknown
6122
Interaction Concern
64
Wells
6401
Unknown
6123
Coils Not Firmly Restrained
5
Buildings
6501
Critical Equipment
62
Tunnels
6201
Alluvium
6502
General
62
Tunnels
6202
Rock
6503
Unknown
6203
Cut Cover
6504
General Facility
6204
Bored Rock Tunnel Poor to
Average
6505
Heavy Industrial
6506
Light Industrial
6205
Cut Cover Alluvial Tunnel Poor
to Average
6507
Food Drug Processing
6508
Chemical Processing
6206
Bored Rock Steel RC Tunnel
Good Quality
6509
Metal Mineral Processing
6207
Cut Cover Alluvial Tunnel Good
Quality
6510
HighTech
6208
Unknown
6511
Construction
361
Comp
Code
66
66
Comp Name
Tank Farms
Tank Farms
Subcomp
Code
Subcomp Name
6512
Petroleum
6513
Mining
6601
Anchored
6602
Unanchored
6603
Unknown
362
About AIR Worldwide
AIR Worldwide (AIR) is the scientific leader and most respected provider of risk modeling software and consulting services. AIR founded the catastrophe
modeling industry in 1987 and today models the risk from natural catastrophes and terrorism in more than 90 countries. More than 400 insurance,
reinsurance, financial, corporate, and government clients rely on AIR software and services for catastrophe risk management, insurance-linked securities,
detailed site-specific wind and seismic engineering analyses, and agricultural risk management. AIR is a member of the Verisk Insurance Solutions group
at Verisk Analytics and is headquartered in Boston with additional offices in North America, Europe, and Asia. For more information, please visit
http://www.air-worldwide.com.

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