Financial Planning - Fresno Police Department Credit Union

Spring
2013
This year, FPDCU IS COMMITTED to
helping our college-bound members
with scholarships for educational expenses. FPDCU will award
three $500 scholarships to hardworking area high school and
college students. You can pick up an application at our branch or
we can mail you one.
The deadline to turn in the applications will be April 30th,
and scholarships will be awarded on May 15, 2013. Eligible
applicants must be:
• A current FPDCU member (or join the credit union if eligible)
• Attending or planning to attend a college or university
• GPA of 2.5 or higher
Call FPDCU for more information: (559) 233-1788.
LESS
than perfect credit?
Here at FPDCU, we understand that some
of our members have faced financial
hardship at one time or another and
want to give you some assistance. If
you have less than perfect credit don’t
feel like you can’t apply for a loan. We give
every application the same consideration
and sometimes a simple letter of explanation
can make all the difference in the world. As
long as you have stable employment and
have at least six months of established
credit—we might be able to help you
out. FPDCU offers a range of products
and services that might suit your needs.
Come see us at the credit union or apply
online at FPDCU.ORG.
But don’t delay. You’ll never know
if we can help ... if you don’t apply.
FPDCU
is pleased to present a
Financial Planning
Seminar.
Come join
us Tuesday, April 30th from 5:30 to
7:00pm in our back meeting room. For
those who don’t know where to put your
retirement money or just need
help making wise choices,
come hear what we have to
say. Hors d’oeuvres
will be
served.
Mobile Money
Mobile Money is a secure, convenient way to
access your credit union accounts anytime,
anywhere using your mobile phone. (iPhone,
Android or Blackberry)
With Mobile Money you can:
• View account balances
• View account transactions
• Transfer funds between your checking and
savings accounts
• Verify what checks have cleared
• Verify pending debits or credits
• Pay bills and more
FREE – NO SERVICE CHARGES!
Mobile Money is available to anyone
currently enrolled for our Virtual Branch
service. To enroll log on to Virtual Branch,
Click on the Self Service Tab, and then the
Mobile Money Link to sign up.
Vacation Club
If you’re venturing anywhere further than Fresno this year, you’re probably going
to need to set aside money. Save little by little throughout the year, earning dividends
along the way. With only $5.00 to maintain the account, and deposits made on your
terms, there is no reason that you can’t take the vacation of your dreams.
For those members with a Vacation Club account your savings will be deposited
May 1st into your share account. Happy Travels!
A big thanks to all
who attended our Annual
Meeting. Congratulations
to Bill Trollinger and
Craig Attkisson,
who were re-elected to
our Board of Directors.
Mike Cavallero was
elected to renew his term
as Supervisory Committee
Chairman.
IMPORTANT NOTICE FROM CUNA MUTUAL GROUP:
CUNA Mutual Group hereby provides you with notice regarding the pre-existing exclusion provision on open-end credit life
and/or disability accounts as required by the California Insurance Department:
“This insurance may not cover an advance or charge under your credit line if your disability or death results from a
condition for which you have seen a doctor or chiropractor
in the six months before the advance or charge.”
Credit card balances are not subject to the credit life and
credit disability pre-existing medical condition provision.
Staff
Sandi McMillan, CEO
Karen Phillips, Assistant Manager
LaReye Brownell, Loan Supervisor
Silvina Pelayo, Loan/Marketing Representative
Joanna Lauer, Account Representative
Kelli Attkisson, Account Representative
Mike Sherman, Account Representative
Natalie Hartwig, Account Representative
Board of Directors
Bill Trollinger, President
Dan Montevecchi, Vice President
Craig Attkisson, Secretary
John Conlee, Treasurer
John Jensen, Director
Office Hours
Mon.–Thu. 8:30AM –5:00PM • Fri. 8:00AM –5:30PM
Closing Holidays
Memorial Day – Mon., May 27th
Independence Day – Thurs., July 4th
ENTERPRISE CAR SALES EVENT
April 19th thru May 4th, 2013
See enclosed flyer for details.
Supervisory Committee
Mike Cavallero, Chairman
Doug Reese
Dustin Bruzee
CAT # 06508-NEWS-0313
Rates
First Quarter Dividends for 2013
Jan / Feb / Mar
APR*
APY*
Regular Shares
(01,05,08)
Insurance Account (02)
Minor Account (03)
Christmas Club (06)
Vacation Club (12)
Super Saver (25)
$10,000+
IRA Account (81)
0.25%
0.25%
0.25%
0.25%
0.25%
0.25%
0.50%
0.25%
0.25%
0.25%
0.25%
0.50%
0.60%
0.60%
Certificates of Deposit
$10,000 minimum
6–24 Month Terms
Call credit union for current rates.