welcome to first point!

NOVEMBER & DECEMBER 2015 NEWS
A PUBLICATION EXCLUSIVELY
FOR PRIVATE BANKING CLIENTS
WELCOME TO FIRST POINT!
Happy holidays! As we come to the end of the year, we want to
thank you for being a part of our Private Banking program. We have
enjoyed the time we have spent together at special events, traveling
and sharing new experiences, learning at educational seminars and
assisting you with your financial needs. We are busy planning for
the year ahead and look forward to serving you!
Tanya
We are excited for upcoming travel opportunities in 2016! In June
we will Discover Ireland and in August we will explore Northern
Italy. Our extended tours offer experiences of a lifetime and
memories you will cherish. Highlights are inside this edition, and
your Private Banker can provide a full brochure with all the details
and pricing.
Attending cultural events at CY Stephens is a popular benefit of
First Point. We offer access to tickets and making your reservation
is as easy as contacting your Private Banker. Be sure to check out
the upcoming shows!
Stacy
Another date to add to your calendar is the annual style show on
November 10 th. Call a girlfriend and join us for brunch to see all the
latest fashions! Remember, you are always welcome to invite a
guest to join you for any of our outings.
We are hosting a seminar in November to discuss our Financial
Management Services. We have several locations and dates for you
to choose from. Whether you are gathering information for yourself
or for a loved one, we hope you’ll join us.
Whether you have questions about your banking, overall financial
planning strategies, or would like to join us for an outing, we are
your First Point – contact us anytime.
Jen
Are you receiving email updates and special notices?
If not, please contact your Private Banker to update
your email today!
Tanya Anderson • 663.3009 • [email protected]
Stacy Dreyer • 663.3075 • [email protected]
Jen Walter • 777.7174 • [email protected]
Bre Johnston • 273.8910 • [email protected]
Bre
why FIRST NATIONAL BANK?
Mobile Banking means more free
time with our family.
Austin & Amanda
Lepper
2
FIRST POINT
education
BANK THE K NOWLEDGE SEMINARS
Educational seminars are a popular First Point benefit. We are now
offering each topic in the markets we serve. Feel free to register for the
date and location that works best for you!
FINANCIAL MANAGEMENT SERVICES
Presented by Don Rahn, CFP®, Senior Wealth Management Advisor
Have you wondered how a Financial Management account relationship can
benefit you and your loved ones? We will discuss:
• Benefits of a Financial Manager – financial planning, estate planning
and investment expertise to devise a plan that meets your wishes
• Our Team Approach and Investment Philosophy for the prudent
management of your assets
• Investment Reporting – what you can expect from statements,
including online access
• All the services you receive from a financial management relationship
– investment management, tax coordination, payment of bills and
charitable giving, coordination of medical reimbursement and
transition in living
Please join us for a light lunch and to learn more at one of the seminars
below.
All seminars will be held from 11:30 a.m. – 1:00 p.m.
Wednesday, November 4th
FNB Ames
405 5th Street
Wednesday, November 11th
FNB West Des Moines
5625 Mills Civic Parkway,
Suite 100
Wednesday, November 18th
FNB Ankeny
1205 North Ankeny Boulevard
Reservations required RSVP to Tanya Anderson at
515.663.3009 or [email protected]
3
FIRST POINT
wealth m
WHAT DOES FINANCIAL
PLANNING MEAN?
Don Rahn, CFP® - Senior Wealth Management Advisor
Financial planning is a term that is often used and it means
different things to different people. From budgeting,
to planning for retirement, to saving for education, to
managing your taxes and your investments, “finances”
doesn’t mean just one thing for all—and “financial planning” means much
more than just investing. Bringing all the pieces of your financial life together
is a challenging task. At First Point Wealth Management, we take a very
comprehensive approach to financial planning, and we believe it is the key to
providing a solid financial foundation.
We also realize that financial planning is very personal and unique to each
person’s situation. We believe developing a comprehensive financial plan
that keeps you on the right track to helping you achieve personal economic
fulfillment is crucial. Financial planning takes the guesswork out of managing
your finances and helps you understand the implications of each financial
decision you make. Everyone has different goals, so it’s important to have
a unique plan that works for you and your financial situation, providing you
peace of mind.
In a nutshell, comprehensive financial planning integrates six key steps to
assure the best use of your resources in meeting your goals.
4
h management
Why Choose First Point Wealth Management to Help You with
Financial Planning?
One of the most important roles our advisors at First Point Wealth
Management is that we will help you discern your goals. Once you have
identified the goals that are most valuable to you, we recommend solutions
to help you most effectively and efficiently reach those goals. We utilize our
entire team of experts to provide the most prudent advice that we can, and
with many financial plans, we will team up with your attorney, accountant or
other professionals.
Although many professionals may call themselves “financial planners,”
Our First Point Wealth Management CFP® professionals have completed
extensive training and experience requirements and are held to rigorous
ethical standards. We understand all the complexities of the changing
financial climate and will make recommendations in your best interest. Our
ultimate goal is work with our clients so they are confident and assured that
they have all things in place to help secure their financial future.
As a First Point Private Banking client, you can take advantage of a
completing a Complimentary Financial Plan. Contact us today to learn more.
Don Rahn, CFP®
First Point Financial Management Services
515.663.3052
[email protected]
5
SERVICE
highlights
EMV CARDS
EMV Chip Cards are here! First National Bank will be transitioning to the EMV
chip cards beginning November 1, 2015.
What is an EMV Chip Card?
A chip card - also known as an EMV card
adds an extra layer of security when
you pay. Chip cards can be used
anywhere your other cards are used,
but the chip functionality only works
at a business that has an activated
chip-enabled terminal.
-
Why are chip cards more secure?
• The chip generates a unique, one-time code each
time you dip your card at a chip-enabled terminal. Your purchase can only
be approved with the chip-generated code.
• The chip in your card is virtually impossible to duplicate. That means
attempts by fraudsters to create and use counterfeit cards will be much
harder.
How do I use it?
1.Insert your card into the chip-enabled terminal with the chip first, facing
up.
2.Leave the card in the terminal until the transaction is complete. You may
be prompted to sign your name.
3.If there isn’t a chip-enabled terminal, use the card the traditional way and
swipe.
No action is needed on your part to benefit from this new security measure.
If you have a debit card, you will automatically be receiving the new EMV Chip
Cards when your current card is up for renewal. Please contact us at
515-232-5561 if you have any questions about the EMV chip card.
6
WEST DES MOINES WELCOMES NEW
PRIVATE BANKER
First Point would like to welcome Bre Johnston
to our West Des Moines Office. She will be our
new Private Banker, serving our Des Moines
area clients.
Bre has been on staff for over two years, most
recently working on the First Point Wealth
Management team. She looks forward to
making sure our clients have a truly enjoyable
experience and receive concierge level service
at First National Bank.
Originally from rural Keosauqua, Iowa, Bre is
a graduate of Buena Vista University. She is
currently serving as the Membership Director/
Vice President for her local Junior Chamber, a
GRIP Mentor through Youth & Shelter Services
and as a member of the United Way Young
Leaders Society. Bre is looking forward to getting involved in the communities
in the Des Moines area.
As a First Point Private Banking client in Des Moines, you can expect to be
hearing from Bre soon if you haven’t had the opportunity to meet her already.
Her contact information is 515-273-8910 or email [email protected].
OUR NEW WEST AMES OFFICE IS
NOW OPEN!
We are excited to announce that our NEW West Ames Office, located at
3334 Lincoln Way, is open for business. The new office is complete with the
latest banking technology and space to enhance the banking experience for
you now and in the future.
West Ames Office hours:
LobbyMonday-Friday: 9:00a.m.-5:00p.m.
Video Banking (Drive-Up & Lobby)Monday- Friday: 7:00a.m.-6:00p.m.
Saturday: 8:00a.m.-12:00p.m.
Stop by and visit our staff. Watch for details about our upcoming open
house. We look forward to serving you in West Ames!
7
For reservations call 663.3009 or email [email protected]
FIRST NATIONAL BANK AND MOORMAN CLOTHIERS
FIRST ANNUAL “KICK OFF THE HOLIDAY”
BRUNCH AND STYLE SHOW
TUESDAY, NOVEMBER 10TH - 10:30 AM.
OCTAGON CENTER FOR THE ARTS, AMES - $35
Please RSVP to Tanya Anderson at 663.3009 by November 6th.
8
DISCOVER IRELAND
JUNE 6 - 17, 2016
You are invited to experience Ireland in
a very special way. Enjoy deluxe
accommodations, including a luxury
Irish castle, wonderful culinary treats,
great music and cultural opportunities
all rolled up in an easily paced itinerary.
TOUR HIGHLIGHTS:
• Discover the riches of the Republic of Ireland
• Walk through Kilkenny Castle
• Marvel at crystal glass cutting with master cutters of Waterford fame
• Tour and taste at the Old Jameson Distillery in Midleton
• Kiss the Blarney Stone
• Ride an Irish Jaunting Cart along the breathtaking Lakes of Killarney
• Stroll the Muckross House & Gardens
• Drive along the Ring of Kerry
• Be amazed at the stunning Cliffs of Moher
• Relax on a Shannon River luncheon cruise
• Explore Abbey Gardens
• Enjoy lunch while listening to poetry from a well-known William Butler
Yeats historian
• Stay at the Lough Eske Castle
• Walk on the ancient Hill of Tara
• Dublin panoramic city tour
• Stand in awe at Trinity College & the Book of Kells
• Take in the history of St. Patrick’s Cathedral
• Casual lectures on Irish history, culture, traditions and much more!
PRICING INCLUDES: Round trip transfer from Ames to Des Moines, round
trip air from Des Moines to Dublin, deluxe motor coach transportation
throughout, 10 nights in deluxe accommodations, all meals indicated in
travel brochure, admissions to all attractions described, travel protection
insurance, deluxe document packet and professional tour manager. Travel
brochure with full trip description available upon request.
Double occupancy, $4,899/person
Single occupancy, $5,879/person
To schedule your travel appointment, contact Tanya Anderson at 515.663.3009
or email [email protected]
9
NORTHERN ITALY
AUGUST 15 - 25, 2016
Northern Italy’s riches are vast, varied,
and yours to discover on this 11-day
northern Italy adventure! You’ll taste the
wines, and delight in wonderful
accommodations positioned perfectly
for you to browse the countryside or local shops and sites. Join us on this
unforgettable journey!
TOUR HIGHLIGHTS:
•
Enjoy the luxury of a boutique wine country at the Il Boscareto
Resort in the Piedmont Region
•
Sample wine and cheese at the renowned wine bank of the
Lombardy Region
•
Taste the gourmet foods of Alba
•
Stand in awe at Leonardo’s painting of the Last Supper
•
Enjoy a private cruise on Lake Como
•
Walk in the elegant Villa Melzi gardens
•
Tour the spectacular Villa Carlotta in Tremezzo
•
Marvel at the wonders of the Palazzo Borromeo on Isola Bella
•
Stand under the famous balcony of Romeo & Juliet
•
Listen to the music of the gondoliers as you glide along the canals of
Venice
•
Watch the glass-blowers at work in Murano and the lace weavers of
Burano
•
All this and much, much more!
PRICING INCLUDES:
Round trip transfer from Ames to the airport, round trip air to Milan/Venice,
deluxe motor coach transportation throughout, 9 nights in deluxe
accommodations, all meals indicated in travel brochure, admissions to all
attractions described, travel protection insurance, deluxe document packet
and professional tour manager. Travel brochure with full trip description
available upon request.
Double occupancy, $6,599/person
Single occupancy, $7,999/person
To schedule your travel appointment, contact Tanya Anderson at 515.663.3009
or email [email protected]
10
2015-2016 CALENDAR OF EVENTS
NOVEMBER 5
Beauty & The Beast, CY Stephens $60
NOVEMBER 7
Bill Maher, CY Stephens $60
NOVEMBER 8
The Fab Four, CY Stephens $45
NOVEMBER 10
Brunch & Style Show (see pg. 8)
DECEMBER 3
Rudolph The Red Nosed Reindeer, CY Stephens $45
DECEMBER 22 & 23First National Bank Holiday Open House
JANUARY 22
Moscow Festival Ballet, CY Stephens $45
FEBRUARY 11
Celtic Nights, CY Stephens $45
FEBRUARY 18
Ragtime, CY Stephens $60
MARCH 1
Polish Baltica Symphony, CY Stephens $60
MARCH 3
Bullets over Broadway, CY Stephens $60
APRIL 5
Joseph and the Amazing Technicolor Dreamcoat,
CY Stephens $60
APRIL 14 - 22
Cuba Discovery
APRIL 19
Blue Man Group, CY Stephens $60
JUNE 6 - 17
Discover Ireland (see pg. 9)
AUGUST 15 - 25
Northern Italy (see pg. 10)
To sign up for travel opportunities and seminars or to reserve tickets for upcoming
theater events, call Tanya at 663.3009 or email [email protected].
11
First Point Escapes - Travel & Social ......8
Service Highlights . .. ... ..... ... ..... ... .... . ... . . 6
First Point Wealth Management. ... .... . ... . . 4
Upcoming Educational Events . ... ... . ... . .. 3
IN THIS EDITION
405 5TH STREET • P.O. BOX 846
AMES, IOWA 50010
PRSRT STD
U.S. Postage
PAID
Ames, IA
Permit No. 307