stay connected - Gulf Coast FCU

(Annual Percentage Rate)
Rates determined by credit rating from a credit reporting agency. Maximum term and amount financed could also be determined by credit rating.
Refinance rates only apply to loans you have elsewhere and not existing loans with Gulf Coast Federal Credit Union. Loan rates will not go
below 3.25% APR for secured loans, 3% APR for Mortgages, and 3.5% APR for Home Equity loans. Note: See credit union for official Rate
Match Guarantee Terms & Conditions. Rates, Terms & Conditions subject to change without notice.
Not lower than our lowest published rate
**WAC underwriting guidelines apply, see a loan officer for details
STAY CONNECTED
Fall 2014 — 4th QTR
JOIN
TODAY!
SKIP-A-PAYMENT!
Christmas is just around the corner! To help with your shopping expenses, we’re giving you an early Christmas gift. Fill
out the form below and bring into to any GCFCU branch to
see if you’re eligible to SKIP your December loan payment.
Our Offer To SKIP Your December Loan Payment (s) has the following Restrictions:
If you have “NOT” had an extension in the year of 2014 and had a good pay history with us, YOU QUALIFY. If you
wish to take advantage of this offer, please sign the form below and return before November 8, 2014. If you do not
qualify for the extension, you will be notified. No response is necessary if you do not wish to skip your payment. If
you choose to skip your payment, any funds that we receive will remain on deposit in your account.
Have a Very Merry Christmas!
NOTE: **If approved, I acknowledge that this extension will alter my Loan Agreement as to maturity date, total of
payments and interest expense. ONLY your December payment will be affected by this offer. (Loan must have at
least six (6) consecutive monthly payments in 2013 to qualify.) (Skip-a-pay does not apply to real estate loans.) **
Member: _______________________________________________ Date: _________________________________
Co-Applicant: ___________________________________________ Date: _________________________________
Account #: ______________________________________________ Date:_________________________________
Gulf Coast Federal Credit Union’s
“2014 Halloween Contest”
Make sure to visit us on Facebook to vote for your favorite GCFCU Halloween
costume.
www.ccgcfcu.com
*As a Reminder*
Stop by at any one of our locations for a
“TRICK OR TREAT”
On October 31, 2014
John Espitia, from our
Rodd Field Branch, is our Fall 2014
recipient of Gulf Coast Federal Credit
Union’s Quarterly S.E.A. Award for
Showing Exemplary Attitude
Thank you, John , for continuing to provide
outstanding service to our members!
GULF COAST FEDERAL
CREDIT UNION LOCATIONS
2633 Rodd Field Road
Corpus Christi, Texas 78414
361-980-8203
1-800-881-5991
Lobby:
8:30 a.m.-5:00 p.m. M-T-TH-F
9:00 a.m.-5:00 p.m. Wed.
9:00 a.m.-1:00 p.m. Sat.
Drive Thru:
7:30 a.m.-6:00 p.m. M-F
9:00 a.m.-1:00 p.m. Sat.
*Veterans Day
*Thanksgiving Day
*Christmas Day
*New Years Day
November 11, 2014
November 27, 2014
December 25, 2014
January 1, 2015
Help Our Credit Union Family Grow
Did you know that you're part of our family? And, as
credit union kinfolk, you can help our family grow. By
referring a friend or loved one to the credit union, you are
granting them lifelong access to affordable financial
products, better rates on loans, higher yields on savings,
and lower fees on transactions as well as superior member
service and educational resources. At the same time, you
are strengthening the entire credit union membership as
well as the global credit union movement . A credit union is more than just a place to
put your money, but rather a trusted partner who wants to help you reach your goals.
Credit unions are organized to serve, are democratically controlled, and provide their
members with a safe place to save and borrow at reasonable rates. Those of us in the
credit union family have experienced this first-hand, so why not share it with others?
Pass along the benefits of membership to your inner circle by making them a part of the
Credit Union Family. Help them join today visit, call, or stop by any branch
location.
***************
4677 S. Staples St.
Corpus Christi, Texas 78411
361-980-8203
Lobby:
8:30 a.m.-5:00 p.m. M-T-TH-F
9:00 a.m.-5:00 p.m. Wed.
9:00 a.m.-1:00 p.m. Sat.
Drive Thru:
Vehicle Shopping Starts Here
If new wheels are on your fall shopping list, make a stop at the credit union first. With a
pre-approved vehicle loan from the credit union, you have more choices and more
flexibility. Just keep the fact you already have procured financing under your hat until
you are ready to close the deal. The F&I (Financing and
Insurance) department at the dealer is a profit center and
if it's known you are essentially a cash buyer, the
salesperson may try to make up lost ground during the
negotiation.
**Remember to ask your dealership if they are part of
Gulf Coast Federal Credit Union Indirect Program.
7:30 a.m.-6:00 p.m. M-F
9:00 a.m.-1:00 p.m. Sat.
***************
1909 E. Main Street
Alice, Texas 78332
361-664-8331
Lobby:
8:30 a.m.-5:00 p.m. M-T-TH-F
9:00 a.m.-5:00 p.m. Wed.
9:00 a.m.-1:00 p.m. Sat.
Got Credit? Fall Back On Your
Credit Union
You may need a little help from your friends at the
credit union. Our low-interest loans will get you
back on track. We have rates and terms to fit your
budget. For example, if your retail store credit cards
carry an interest rate of 20 percent or more, you'll
save big with a consolidation loan. A home
improvement loan is an ideal way to increase the
livability of your home now and help maintain its
future value. A personal loan for holiday expenses can save you money. Determine
your holiday budget and borrow that amount; then you can pay cash instead of using a
credit card.
Drive Thru:
7:30 a.m.-6:00 p.m. M-F
9:00 a.m.-1:00 p.m. Sat.
***************
CALL-24:
361-980-8297
1-800-239-3985
WWW.GULFCOASTFEDERALCU.COM
“Challenges make life interesting.
Overcoming them is what makes life
meaningful..”