First State Bank has been lending to families and businesses in

LEADING BUSINESS
Greater Elkhart CHAMBER
First State Bank has been lending to families
and businesses in Michiana for generations
DECEMBER 2012
Page 7
Is this the right time to expand...
and can I get bank financing? Page 11
Inside This Issue
• CONCORD MALL HOLIDAY HAPPENINGS!
• PRESIDENT’S REPORT • INSPHERE INSURANCE SOLUTIONS
• FACEBOOK 101 - GET UP TO SPEED AND DOWN TO EARTH
Mall Holiday Hours
Now-December 14, Mon-Sat 10a-9p; Sunday11a-6p
December 15, 8a-10p • December 16, 11a-8p
December 17-22, 8a-10p • December 23, 11a-8p
December 24, 8a-6p
Santa ‘s Schedule
Santa Set Open
Monday-Saturday 11a-7p • Sunday Noon-5:30p
Santa breaks from 3:00p-3:30p
Christmas Eve Day 10:00a-4:30p
Photo Packages • Holiday Greeting Cards • Musical Photo Globes • Holiday Photo Frames • Photo Tree Ornaments
1
3
8
December
Toys for Tots Collection Drive
7a-10a
Pet Photo Night 6-8p
Breakfast with Santa 9a
Purchase your tickets at Customer Service
Caroling Fest
10 &18 Milk, Cookies and
a Story with Santa 7p
Purchase your tickets at Customer Service
13
Sensitive Santa 7p
(for special needs children)
Free Gift Wrapping Every Weekend
(Concord Mall purchases only)
Event Listing is Subject to Change
Pick up your FREE ticket at Customer Service
Benefitting Church Community Services
PRIME LEASING & SPONSORSHIP
OPPORTUNITIES AVAILABLE
Welcoming Unique Leasing Alternatives such as:
Medical Offices, Community Colleges, Holistic Health,
Chiropractors and Other Service Businesses.
Robert L. Thatcher
SCSM, SCLS, SCMD, SCDP
General Manager/Director of Leasing
[email protected]
Deb Alwine, SLD
Marketing Director
[email protected]
Serving our Community Since 1972
3701 South Main Street • Elkhart, Indiana 46517 • P 574-875-6502 • F 574-875-6640 • www.shopconcordmall.com
INSIDE THIS ISSUE
GOLD SPONSORS
President’s Report ................................................................. 4
Chamber Anniversaries ......................................................... 5
New/Renewing Members ...................................................... 5
Member Celebrations ............................................................ 6
Business Recognition - Business of the Month Winners ....... 6
First State Bank has been lending to families and businesses
in Michiana for generations ............................................... 7
Calendar of Events ............................................................. 8-9
Biz-Ness Before/After Hours ............................................... 10
Ambassador of the Month ................................................... 10
Is this the right time to expand...
and can I get bank financing............................................11
Councils ....................................................................... 12 & 13
News About You .................................................................. 15
ADVERTISERS
SILVER SPONSORS
PREPARING FOR THE NEW YEAR
Church World Service..................................................... Insert
Clover Machinery Movers .................................................... 12
Concord Mall ............................................. Inside Front Cover
Debra S. Hogan, CPA............................................................ 3
First State Bank ..................................................................... 7
Horizon Bank ....................................................................... 13
Indiana Community Bank .................................................... 15
InSphere Insurance Solutions ............................................. 14
Jones Petrie Rafinski ........................................................... 10
Lake City Bank .................................................................... 11
Martin’s Pet & Garden Center ............................................... 4
NIPSCO ................................................... Outside Back Cover
Northern Indiana Event Center ............................................ 10
Premier Arts ........................................................................... 6
Spearhead Sales & Marketing ............................................. 12
Spectrum Eyewear Gallery .................................................. 12
Teachers Credit Union ........................................................... 6
Greater Elkhart CHAMBER
3
PRESIDENT’S REPORT
Philip E. Penn, Chamber President/CEO
Over the years as I drafted my letters for the magazine or the weekly
e-brief I seldom needed to spend a lot of time finding a subject. There is
so much happening in the Chamber world and our community that I have
always been able to glom onto a timely issue or topic to bloviate about. I’m
having a little trouble with this one. You see, this will be the last magazine
letter I will write as your President/CEO.
Please indulge me as I reminisce a bit and share some of my experiences
about my tenure here. In the late ‘60’s I was encouraged by my
employer Rieth-Riley Construction Co. to become active as a volunteer
in the Chamber. Keith Meade was President then and welcomed me
to the Chamber family. After stints with the Beautification Committee,
Government Committee and Contact Club (that one was a hoot)! I joined
the Transportation Committee. I quickly learned the value of the Chamber
to the Company through the contacts and relationships developed, and
the impact that our committee had on infrastructure issues. In the late
70’s I was transferred to Indianapolis and after 10 years we came back to
Elkhart. Then-Chamber President Bob Kelso took me to lunch and asked
if I would be interested in chairing the Transportation Council (Bob had
reorganized the “committees/task forces” into Councils that met regularly
each month – the model we are still using today). I agreed and it was just
like putting on a pair of comfortable old shoes. Long-time Transportation
volunteers Marly Rydson and Harold “Doc” Atkins among others were
still active on the Council and we had many challenging issues to tackle.
In the mid-90’s I got a call from “Doc” representing the Nominating
Committee asking if I would be a candidate for the Chamber’s Board,
which I accepted. Council member Kent Schumacher volunteered to chair
the Council and remains in that position to this day. Then in July 1999 after
33 years with Rieth-Riley I decided to take early retirement. Six months
later the Chamber President left and I agreed to be “interim” President.
Just for a couple of months, you understand. Well, those two months
turned into thirteen years.
I decided this Spring that it’s time to hang it up at years-end. Serving as
your President/CEO has been an honor and a privilege. I have enjoyed
each and every day I have been here and I will always cherish the
acquaintances and friendships I have developed over these many years
of affiliation with this wonderful Chamber. Since its founding over 90 years
ago, our Chamber has been the Voice of Business in Elkhart and has
been instrumental in shaping our community’s rich heritage and legacy.
We are accredited by the U.S. Chamber and are regarded as one of the
top Chambers in the State by our fellow Chambers. Without you none
of this would have been possible. The Pokagon Indians have a saying
about their land: “The Pokagon have always lived here. And will always
live here.” Our Chamber has always been here for
our Members, for Business and for the Community.
And will always be here.
4
Greater Elkhart CHAMBER
NEW MEMBERS...
CHAMBER
ANNIVERSARIES
Please extend a welcome to these new members!
Ac/celerated Services
25 YEARS OR MORE
Anabaptist Mennonite Biblical Seminary
Buzzi Unicem USA
Elkhart Emergency Physicians, Inc.
FM Stone Commercial
MITO Corporation
Peoplelink Staffing Solutions
Ranch Fiberglas, Inc.
Waste-Away Group, Ltd.
WNIT Television (PBS)
20 YEARS OR MORE
Helman Sechrist Architecture
Myers Trust Real Estate
15 YEARS OR MORE
Agricultural Exposition
Holiday Inn Express
Majority Builders, Inc.
The Overlook Apartments
Worldwide Jewelry & Pawn
5 YEARS OR MORE
Allegra Print & Imaging
Custom Fabricators, Inc.
Indiana Wesleyan University
KERAMIDA Inc.
Lindahl Photography, Inc.
PayChoice
SERVPRO of South Elkhart County
Taft Stettinius & Hollister LLP
Urology Associates
US Signal Company
1 YEAR
The Charter Group
Coach Charrise/Emergence
Business Coaching
HMS Host
Midwest Automotive Designs Corp.
SERVPRO of North Elkhart County
Siemens Healthcare Diagnostics
DECEMBER 2012
Yoder, Ainlay, Ulmer & Buckingham, LLP
Dynamic Packaging Solutions
Shoe Sensation
Commercial Broadband
Solutions, Inc.
Silveus Insurance Partners
3701 S Main St, Ste 1238
Elkhart, IN 46517
(574) 875-5567
www.shoesensation.com
Victoria Rose
Shoes: Retail
2575 N State Road 9
LaGrange, IN 46761
(260) 463-2881
Fax: (260) 463-8253
www.silveus.com
Mike Patka
Insurance
Data-Safe IT Services of Michiana
Elkhart County 4-H Fair &
Mach I Packaging Inc./
2503 Ada Dr
Elkhart, IN 46514
(574) 262-8935
Fax: (574) 266-0642
www.ameritransbus.com
Barry Hines
Bus & Specialty Vehicle Manufacturer
4561 Pine Creek Rd
Elkhart, IN 46516
(574) 307-3917
Fax: (574) 389-3119
www.commercialbroadband.net
Gene Crusie
Broadband
Alick’s Home Medical, Inc.
Flags International
110 CR 6 W
Elkhart, IN 46514
(574) 206-2928
(574) 206-2900
Fax: (574) 206-2903
www.lowes.com
Bill Kauffman
Home Improvements
Ameritrans Bus Inc.
Menno Travel Service
10 YEARS OR MORE
Lowe’s Pro Services
12131 Adams Rd
Granger, IN 46530
(574) 387-5629
Fax: (866) 565-2138
www.acceleratedservicesllc.com
Karen Dahmen
Heating/AC Contractors
825 E Jackson Blvd
Elkhart, IN 46516
(574) 226-2627
www.data-safe-it.com
Paul Milnes
Information Technology Consultants
Indiana Electronics &
Communications
Silveus Insurance Partners
1021 Mariners Dr
Warsaw, IN 46582
(855) 745-8387
Fax: (574) 267-4071
www.silveus.com
Dave Thomas
Insurance
WSBT Radio Group
13185 Chippewa Blvd
Mishawaka, IN 46545
(574) 254-5500
Fax: (574) 254-5505
www.indianaelectronics.com
John Greaves
Telecommunications Equipment: Sales & Service
1301 E Douglas Rd
Mishawaka, IN 46545
(574) 247-4300
www.wsbt.com
Tony Gazzana
Radio Stations & Broadcasting Companies
RENEWING MEMBERS...
Our thanks to members who recently renewed!
Allegro Audio Video Interiors, Inc.
Alpha Systems, Inc.
The Alternative Board TAB
American Hauler LLC
American Sunspace Additions
American Technology
Components, Inc.
AMS of Indiana, Inc.
AT&T
b on the River
Boys and Girls Club of Elkhart
Bruce D Watkins, DDS, PC
Bull Moose Tube Co.
Cass Hudson Co.
Coffee Time/Water Time
Comprehensive Dental Care, PC
CompressAir Inc.
Cornerstone Apartments
Crown Lift Trucks
Cullip Industries, Inc.
Culver’s/HF Restaurants, LLC
Dan’s Service Center
Dec-O-Art, Inc.
Digital Hill Multimedia, Inc.
Economic Development Corp.
of Elkhart County
Elkhart Bicycle Shop/All About Cycling
Elkhart County Symphony Association
Elkhart County Youth For Christ, Inc.
Elkhart Environmental
Processing Corp.
Faegre Baker Daniels LLP
Farm Bureau Insurance Agency
Fat Tomato
Dr. Donald C. Findlay
First State Bank of Middlebury
Focal Point Cabinetry
Foundations Child Care Center, Inc.
Franger Gas Company, Inc.
General Sheet Metal Works
Golden Living Center
Goodwill Industries of Michiana, Inc.
Great Wall Restaurant
Hingecraft Corp.
Hoffman Sharpening Corp.
Indiana Community Bank
Integritech, LLC
JA Wagner Construction, Inc.
Johnson Parkmor Shopping
Center, LLC
Konica Minolta
Kruggel, Lawton & Company, LLC
L & W Engineering
La Esperanza
Label Logic
Lakota Trailers, Inc.
LaSalle Grill
Madden Mfg., Inc.
Manpower, Inc.
Marbach, Brady & Weaver
Markley Enterprise, Inc.
Martin’s Super Markets, Inc.
Midas Auto Service & Tires
MOR/Ryde International, Inc.
Mullets Garage/Auto Sales
Northland Corporation
Omni Source Corporation
Perkins Restaurant & Bakery
Philip Matthews Company
Phillips & Company
Postle Aluminum Co.
The Print Shop
Professional Electrical LLC
Quad 4 Plastic, Inc.
R-Way Trailer, Inc.
Randy Leliaert Agency Inc.
Raymond James & Associates
Regal Cleaning Service
Regional Home Health Care, Inc.
River Oaks OB/GYN Associates, PC
Robert Weed Plywood Corp.
The Salvation Army
The Samaritan Center
Smart Cabinetry
Staybridge Suites
Summit Seating
Taylor Floor Covering
Tom Naquin Chevrolet-Nissan-CadillacWorkhorse Custom Chassis, Inc.
Tom’s 24-Hour Towing, Inc.
Total Value Recreational Vehicles
of Indiana, Inc.
Tuesley Hall Konopa, LLP
Whisler & Lavery
Yoder Oil Company, Inc.
Greater Elkhart CHAMBER
5
Boys and Girls Club of Elkhart,
celebrated their new location at Northside
Middle School.
Elkhart County Highway Department,
celebrated the completion and opening of
CR 17 from CR 28 to CR 38.
Harrison College, 56075 Parkway Ave,
Elkhart, celebrated 110 years of success.
All Ribbon Cuttings and Ground Breakings are celebrated with a complimentary balloon bouquet from Bryan & Sarah Snyder and Lilly’s Party.
BUSINESS RECOGNITION - BUSINESS OF THE MONTH WINNERS
Kitchens Etc., Inc.
Since 1987, Kitchens Etc., owned by Steve
Beggs, has been providing the Michiana area
with distinctive cabinetry and countertops,
granite and other construction services.
Lindahl Photography
Cindy Lindahl and Greg Anders purchased
Lindahl Photography in 2003 from Cindy’s
father, Bob Lindahl, who started it in the
early 1970’s. They provide high quality photo
portraits for schools, families, corporations,
and events.
Burkhart Advertising
Charles Burkhart started this family-owned
business in 1964, and Charlie Miller is now
the CEO. Burkhart specializes in custom
billboards, bus wraps and electronic
signs. They offer 3,000+ outdoor locations
throughout the region.
GET A .5%
REBATE!
You can earn a .5% REBATE on signature based transactions.
Simply swipe your Debit MasterCard® and sign the receipt–
it’s that easy! Visit tcunet.com for details and TCU locations!
@V\YZH]PUNZMLKLYHSS`PUZ\YLK[VH[SLHZ[
HUKIHJRLKI`[OLM\SSMHP[OHUKJYLKP[VM[OL<UP[LK:[H[LZ.V]LYUTLU[
See Terms and Conditions for Debit MasterCard® Rebate Reward details. ©2012 Teachers Credit Union.
6
Greater Elkhart CHAMBER
5*<(
5H[PVUHS*YLKP[<UPVU(KTPUPZ[YH[PVUH<:.V]LYUTLU[(NLUJ`
PREPARING FOR THE NEW YEAR
First State Bank has been lending
to families and businesses
in Michiana for generations.
What’s in a name? Everything. First State Bank has been
and adjustable-rate mortgage options. When seeking to do home
lending to families and businesses in Michiana for generations.
improvements, a home equity line of credit is an outstanding
Our staff lives and works in the same communities you do. We
solution to affordably accomplish these projects. If you are looking
understand local business, the local economy, and what it takes
to build a home, we also offer low-rate construction loans that will
to be successful right here at home.
flow directly to your end loan once construction is completed.
Lending to the communities we serve in Michiana is the
What’s in a name? Everything. Safe and sound for generations
foundation for economic growth. As we enter 2013, a primary
with a local staff that lives and works here at home, First State
objective for First State Bank is to increase lending volume in our
Bank will continue as a lending leader in our market for families
market area.
and businesses in 2013.
As a leading small business lender, the money First State Bank
Contributed by
reinvests into the local community helps businesses thrive,
Sam Hoover
creates jobs, and enhances our area by providing consumers
Executive Vice-President and Chief Operating Officer
with a variety of vendors. Based right here in Elkhart County,
First State Bank
First State Bank helps small businesses from LaGrange to
Mishawaka. From term loans to lines of credit and more, we have
the solutions necessary for small businesses to succeed. We
are also an accredited SBA Lender. Starting with the application
process all the way through closing, a First State Bank lender will
be with you every step of the way to ensure your goals are met.
We also understand the importance farmers have in our local
economy. In our area, much of the market is rural. Successful
farms can generate wealth locally leading to better overall living
What’s in a name?
EVERYTHING.
and economic conditions. During a time when government
assistance is available, but can also be hard to come by, First
State Bank continues to help both small family farms and large
farming operations succeed in this environment. We work with
many types of agricultural lending including livestock enterprises,
dairy, and traditional field crops. Our knowledgeable staff will
provide assistance with financial analysis and offer loan options
First State Bank has been lending to families and businesses in
Michiana for generations. Our staff lives and works in the same
communities you do. We understand local business, the local
economy, and what it takes to be successful right here at home.
tailored to meet your individual needs.
For generations, First State Bank has been a leading residential
mortgage lender. Though the housing market has been on a
downturn, we have continued to help families live their dream of
Small business loans
Agriculture loans
Commercial real estate loans
Mortgage loans
Lines of credit
Auto Loans
homeownership. We also work closely with individuals seeking
to refinance their existing home loan. Rates have never been
lower and for many homeowners, refinancing has provided much
needed relief on existing debt. First State Bank offers fixed-rate
PREPARING FOR THE NEW YEAR
PH: (574) 825-2166 www.FSBmiddlebury.com
Member
Greater Elkhart CHAMBER
7
8
Greater Elkhart CHAMBER
PREPARING FOR
24
23
30
17
16
New Year’s Eve Chamber Closed
31
Christmas Eve –
Chamber Closed
10
SCORE, 9:00 am
3
MONDAY
9
2
SUNDAY
Christmas –
Chamber Closed
25
18
Beautification Council,
8:00 am
11
Women’s Council Steering
Committee, 9:00 am
Lean 101 Workshop,
8:00 am – 4:00 pm
4
TUESDAY
Young Professionals
Council, 8:00 am
Chamber Closed
26
OSHA Council Breakfast,
“What are your Best
Safety Practices?”
Matterhorn
Conference Center,
7:30 am
19
Leadership Academy,
8:00 am – 5:00 pm
Government Council,
8:00 am
Executive Board, 8:00 am
12
Transportation Reception,
“South Bend Airport:
The Economic Impact,”
Matterhorn Conference Center
5:30 – 7:00 pm
5
WEDNESDAY
DECEMBER
Education Council,
7:30 am
Chamber Closed
27
Business Recognition
Council, 4:00 pm
20
Biz-Ness After Hours,
Northern Indiana Event Center,
21565 Executive Parkway,
Elkhart, 5:00 – 7:00 pm
Ambassadors Luncheon,
11:30 am - 1:00 pm
13
Facebook 101 Workshop,
8:00 – 11:00 am
Biz-Ness Before Hours,
Staybridge Suites,
3252 Cassopolis St., Elkhart
7:00 – 9:00 am
6
THURSDAY
Chamber Closed
28
Economic Development
Council, 7:30 am
21
Board of Directors,
10:30 am,
Elcona Country Club
Transportation Council,
8:00 am
14
7
FRIDAY
29
22
15
8
1
SATURDAY
CHAMBER
CALENDAR OF EVENTS
R THE NEW YEAR
Greater Elkhart CHAMBER
99
21
28
27
Coalition of Chambers,
11:30 am
14
SCORE, 9:00 am
7
MONDAY
20
13
6
SUNDAY
Chamber Closed
29
Leadership Council,
4:00 pm
22
Biz-Ness
After Hours,
TBA
15
Beautification Council,
8:00 am
Biz-Ness
Before Hours,
Jones Petrie Rafinski,
4703 Chester Dr.,
Elkhart, 7:30 - 9:30 am
8
1
TUESDAY
Ambassador Steering
Committee, 9:00 am
30
Technology Council,
8:00 am
23
Executive Board, 8:00 am
OSHA Council Breakfast,
“The Role of Supervisors
as EHS Leaders,”
Matterhorn Conference
Center, 7:30 am
16
Leadership Academy,
8:00 am – 5:00 pm
Government Council,
8:00 am
9
Young Professionals
Council, 8:00 am
WEDNESDAY
2
JANUARY
31
24
Business Recognition
Council, 4:00 pm
Technology Executive
Committee, 8:00 am
17
Ambassadors,
4:00 pm
Education Council,
7:30 am
10
3
THURSDAY
Environmental Council,
7:30 am
25
Board of Directors,
11:30 am
Economic Development
Council, 7:30 am
18
Transportation Council,
8:00 am
11
4
FRIDAY
26
19
12
5
SATURDAY
> > > > > > > > > TO REGISTER VISIT WWW.ELKHART.ORG
BIZ-NESS
BEFORE HOURS
BIZ-NESS
AFTER HOURS
Indiana Community Bank’s philosophy
is simple – take the time to understand a
company, its leadership and its needs,
utilize a wealth of expertise to tailor the best
possible financial package and provide
excellent service at every level. Consider it
community banking at its finest, combined
with all the innovations you’ve come to
expect from today’s financial services
industry. Does it mean something to know
your banker and for your banker to know
you? Try Indiana Community Bank! Visit
them at: www.indianacommunitybank.com.
People with drive. People with skills.
People with experience. Those are the
people behind Peoplelink. Since 1987,
their people have been able to consistently
provide a link to top talent and top jobs
to clients and candidates throughout the
country. And the proof of their ability lies in
their growth – in fact, twice Peoplelink has
been named to the Inc. 500 list of the fastest
growing companies in the US. So how do
they account for such success? By raising
the bar in staffing. To learn more go to
www.peoplelinkstaffing.com.
The Ambassadors Council wishes to thank
Imagination Pro Media for the great sound
system they provide at the Biz-Ness Events.
10 Greater Elkhart CHAMBER
PREPARING FOR THE NEW YEAR
Is this the right time to expand...
...and can I get bank financing?
by Todd Bruce, Commercial Lending
Senior Vice President at Lake City Bank
“What are you seeing out there?” It’s become a regular
question over the last four years. As the world has
experienced unprecedented change and adversity, the things
we considered absolutes don’t seem so absolute anymore.
And so, the question keeps popping up, “What are you
seeing out there?”
It’s a relevant question as we try to understand where the
economy is headed. It’s also a complex question, with many
facets, influenced by local, regional, national and
international factors. Did you ever imagine that you’d actually
worry about Greece’s national debt and how that might
impact you and your business? “Cliff” used to be that
know-it-all mailman on Cheers, not something fiscal that
might spell disaster for the economy. Indeed, these are
unprecedented and complex times.
management and attentive ownership find innovative ways to do
more with less, to be resourceful and to change their business
model. Quality management can be the difference. The bank needs
to know your key people and believe in them. Good banks aren’t
afraid of acceptable risk with quality management.
Finally, banks are in business to make loans and they want to be a
resource to help you succeed. So ask questions, and let them ask
you questions, too. The bank’s tough questions can make your
business stronger; they may point out risks that have gone
unnoticed or areas that need attention. The bank is on your side
and wants you to be successful. It all starts with great
communication, telling the story of your company and your people,
and then partnering with your bank to find the best solution.
And by the way, what we are “seeing out there” is that many
businesses have indeed concluded the time is right, and are
experiencing great success in taking their business to the next level.
So we go into our businesses every day,
trying to plan for tomorrow and wondering
which tea leaves to read. Is this the right
time to expand, or should we hold off?
If your business expansion requires traditional bank
financing, then you need to consider the following issues as
you make your decision. A bank will look at your balance
sheet to understand where it has been and where it is today.
Your ability to withstand the ups and downs of business
cycles is always reflected in your balance sheet. The
downturn of the last four years, and the resulting pressure on
profitability, has taken a toll on corporate balance sheets. If
your business has successfully survived the challenges, and
the tide has turned, congratulations! But, has the recovery
been long enough, or impactful enough, to refill your capital
gas tank? Does your company have the liquidity and
resources to survive if expansion turns out to be a
less-than-ideal decision?
A bank also wants to look beyond your numbers, to the
people behind them. Your track record over the last four
years will help tell this part of the story. In tough times, quality
Celebrating the growth and development of
Indiana Businesses—that’s what we’ve been
about for the past 140 years.
Our Elkhart County Commercial Team
Chad Stoltzfus, SVP
Todd Bruce, SVP
Rocky Meyer, SVP
Ron BonDurant, VP
Gavin Miller, VP
Terri Rickel, VP
Chad Douglass, VP
Amber Wolfer, VP
Bill Leedy, VP
Dan Boecher, AVP
Rod Hooley, CBO
Member FDIC
PREPARING FOR THE NEW YEAR Member FDIC
www.lakecitybank.com
888.522.2265
Greater Elkhart| CHAMBER
11
Councils


 
OSHA
What are your Best
Safety Practices?
We want to let our members share ideas
that might help us all improve our company
safety programs. Come prepared to share
some of your successes (and failures)
with Health & Safety programs and efforts.
What worked and what didn’t? Bring your
safety team.
Wednesday, December 19
7:30 am Breakfast / 8:00 Program
Matterhorn Conference Center,
2041 Cassopolis Street, Elkhart
$9.00 per person includes breakfast.
Payment is required in advance
or at door.
RSVP for this meeting by Dec 14
Register online at www.elkhart.org
Machinery Rigging
Specialized Hauling
Machine Storage
Electrical Contracting
Contact us for a free quote on your next project
Serving Michiana Since 1948
12
574-255-3195
Greater Elkhart CHAMBER
PREPARING FOR THE NEW YEAR




LEADERSHIP



EDUCATION
YEA! Classes have begun for 2012-13
Elkhart Leadership Academy 2012-2013
As they venture off to their overnight
Retreat at Camp Crosley…
Community Connections Day –
Participants volunteered at Church
Community Services with filling soup
packages for gift baskets.
YEA! has gotten off to a great start
with 19 students from Elkhart, Concord
and Jimtown Schools. We have three
Instructors again this year, including
Stephanie Patka, Big Brothers Big Sisters;
Amish Shah, Kem Krest; and Cien Asoera,
Edward Jones. The students have already
gone on a field trip to ETHOS in Elkhart.
Their next will be to Texas Roadhouse to
learn about a food franchise business.
They are busily brainstorming their
business ideas and learning the difference
between an idea and an opportunity. Once
they have done their research and begun
the business plan process they will know
if they have an idea or an opportunity.
Because the class will be limited to a total of
12 businesses, some will be collaborating.
Exciting times are ahead for these young
entrepreneurs, living right here in our own
Elkhart Community. A big thank you to all
YEA! Premier Member Sponsors – without
them this program would not be possible!
We will have more about these Young
Entrepreneurs in future issues.
Rates as
Low as
3.95% *
Hurry! Offer Expires
Dec. 31, 2012
Want A Loan You
Won’t Outgrow?
You’ve grown your business to the point that you’ve outgrown your
current facility. Horizon Bank can tailor a business loan for you
that you won’t outgrow.
Talk to a business advisor at Horizon Bank who can provide the
guidance and the financing to buy or build a new facility or
expand your existing one.
Business Challenge
Let Us Customize Your Business Loan
888.873.2640
accesshorizon.com/cash6
*3.95% per anum rate is for fixed-rate term loans (lines of credit excluded). This rate requires the loan payment to be automatically drafted from a Horizon deposit account, otherwise rate is 4.20% APR.
Offer available through December 31, 2012. Rate good for new money not current loans with Horizon. Maximum loan term 3 years and maximum loan amount is $250,000.
PREPARING FOR THE NEW YEAR
Greater Elkhart CHAMBER
13
Silas Jessup
Licensed Insurance Agent
888-471-0611
574-536-7562
[email protected]
www.PrivateInsuranceCoverage.net
Insphere Insurance Solutions, Inc. IIS000226
14
Greater Elkhart CHAMBER
PREPARING FOR THE NEW YEAR
NEW S A B O U T
James R. Seitz has been promoted to
President of 1st Source Bank.
Agdia, Inc. has broken ground for a
new facility that will be designed and
built by Ancon Construction Co.
You
For the 19th consecutive year, Gibson
has earned Best Practices status
from Independent Insurance Agents &
Brokers of America.
Big Brothers Big Sisters of Elkhart
County raised over $99,000 at their
2012 Fall Dinner Auction.
Growing Kids Learning Centers
has been awarded the National Early
Childhood
Program Accreditation
(NECPA) for the third year.
DJ Construction announces the
addition of Matt Schrock to the DJ
Service Group.
Jason Demeter has joined KERAMIDA
as Director of EHS Services.
ENS Group announces that Nick
Spoltman has earned Veeam Sales
Professional Certification and Cisco
Sales Expert Certification; and Luke
Wiesenberg has earned Cisco Design
Associate Certification.
Ron BonDurant has joined Lake
City Bank as Vice President and
Commercial Banking Officer serving
the northern Indiana area markets.
McGladrey LLP has promoted Brad
Hartman and Benjie Paul to Assurance
Services Directors; Anthony Gardini
to Assurance Services Manager; and
Chris Eppers, Ben Holdread and Eric
Lebold to Assurance Services Senior
Associates.
All Maple City Fire Protection, Inc.
employees were recently certified in
service and testing of hand portable
fire extinguishers, wheeled units and
cartridge operated extinguishers.
Kurt
Janowsky,
Matterhorn
Conference Center, has received
the Lewis S. Armstrong Award from
Indiana University South Bend’s
Judd Leighton School of Business
and Economics.
Indiana Community Bank is a
proud supporter of local businesses.
We hope that you’ll join us this
holiday season and shop local!
Supporting local businesses helps
to fuel growth in our community!
W
arm wishes for a happy holiday season
from your friends at Indiana Community Bank!
Building Relationships...Delivering Solutions
Elkhart Office
303 South Third Street
Elkhart, IN 46516
574.295.9600
Goshen Office
511 West Lincoln Avenue
Goshen, IN 46526
www.indianacommunitybank.com
574.533.2006
Presorted Standard
U.S. Postage Paid
Elkhart, IN
Permit No. 96
418 S. Main St. • Elkhart, IN 46516
(574) 293-1531 • www.elkhart.org
FOLLOW US ON: