Citizens Bank - NUJournal.com | News, Sports, Jobs

Transcription

Citizens Bank - NUJournal.com | News, Sports, Jobs
SMARTPEOPLE
SMARTBANK
SMARTTOWN
Citizens Bank
is teaming up
to help your
community prosper
With a new mortgage
loan receive
200
$
loaded on your
SmartTown Card.
Member
FDIC
MAIN OFFICE
105 NORTH MINNESOTA ST.
NEW ULM, MINNESOTA
507-354-3165 Or 1-800-549-0194
THE JOURNAL, New Ulm, MN
2007 Page 2
LA SALLE BRANCH
102 SOUTH BROADWAY
LA SALLE, MINNESOTA
507-375-3537
LAFAYETTE BRANCH
701 MAIN AVENUE
LAFAYETTE, MINNESOTA
507-228-8283
LAKEVILLE BRANCH
18476 KENRICK AVENUE
LAKEVILLE, MINNESOTA
952-469-1919
Ahrens Heating . . . . . . . . . . . . . . . . . . . . . 37
Alliance Bank . . . . . . . . . . . . . . . . . . . . . . . 31
Altmann, George - Insurance. . . . . . . . . . . . 29
Bank Midwest. . . . . . . . . . . . . . . . . . . . . . . 25
Budget Blinds of Southern Minnesota . . . . . . 28
Citizens Bank Minnesota . . . . . . . . . . . . . . . . 2
Captain Clean . . . . . . . . . . . . . . . . . . . . . . 36
Comcast. . . . . . . . . . . . . . . . . . . . . . . . . . . 33
Community Insurance, Lafayette. . . . . . . . . . 37
Corcoran’s Construction . . . . . . . . . . . . . . . 29
Design Home Center . . . . . . . . . . . . . . . . . . 48
Dummer, Anna Realty . . . . . . . . . . . . . . . . . 20
Earthworks Landscape. . . . . . . . . . . . . . . . . 36
Ecowater Systems . . . . . . . . . . . . . . . . . 19, 34
Factory Home Center . . . . . . . . . . . . . . . . . 34
Farasyns Construction . . . . . . . . . . . . . . . . . 22
Finstad Realty & Auctioneering . . . . . . . . . . 12
Fodness Heating . . . . . . . . . . . . . . . . . . . . . 40
Fransden Bank & Trust. . . . . . . . . . . . . . . . . 41
Gag Sheet Metal . . . . . . . . . . . . . . . . . . . . 15
Genuine Woodcraft . . . . . . . . . . . . . . . . . . 37
Gopher Concrete Products, Inc. . . . . . . . . . . 14
Gutter Cutters/Underdeck . . . . . . . . . . . . . . 27
Hanska Furniture & Floor Covering . . . . . . . . . . 27
Hoffmann Construction . . . . . . . . . . . . . 19, 39
Interior Motives/Design Directions Consulting . . 42
Jensen Appraisal & Consulting, LLC . . . . . . . . . . 14
Klassen Plumbing . . . . . . . . . . . . . . . . . . . . 43
Koeckeritz Realty . . . . . . . . . . . . . . . . . . . 7-11
Krenz Realty. . . . . . . . . . . . . . . . . . . . . . . . 26
Lower Level Creations . . . . . . . . . . . . . . . . . 25
Maggie Jones Real Estate . . . . . . . . . . . . . . 29
New Ulm Furniture . . . . . . . . . . . . . . . . . . . . 5
New Ulm Telecom . . . . . . . . . . . . . . . . . . . . 25
Northern Insulation . . . . . . . . . . . . . . . . . . . 38
Northstar Builders. . . . . . . . . . . . . . . . . . . . 38
Orchard Hill. . . . . . . . . . . . . . . . . . . . . . . . 23
Paul’s Electric . . . . . . . . . . . . . . . . . . . . . . . 38
Piechels Lawn Service . . . . . . . . . . . . . . . . . 19
Poehler, Randy - Construction . . . . . . . . . . . 27
Pulhmann Lumber & Design. . . . . . . . . . . . . 14
Radars Housing & Development. . . . . . . . . . 13
Realty Executives. . . . . . . . . . . . . . . . . . . . . 24
Redwood Falls Nursery . . . . . . . . . . . . . . . . 28
Remax - Sue Rothmeier . . . . . . . . . . . . . . . . . 4
Richard’s Seamless Gutters, Inc . . . . . . . . . . 40
Ridgeway on German & 23rd . . . . . . . . . . . . . 6
River View Sanitation . . . . . . . . . . . . . . . . . 12
Rivercreek Nursery . . . . . . . . . . . . . . . . . . . 15
Ron Boelter Windows & Siding . . . . . . . . . . 35
Sanderson, Don - State Farm Insurance . . . . 34
Schmidt Siding & Windows . . . . . . . . . . . . . 45
Southpoint Federal Credit Union . . . . . . . . . 21
Stimpert Enterprises . . . . . . . . . . . . . . . . . . 12
Surface Specialists . . . . . . . . . . . . . . . . . . . 22
T & T Seamless Gutters . . . . . . . . . . . . . . . . 39
United Prairie Bank. . . . . . . . . . . . . . . . . . . 47
Valley Properties . . . . . . . . . . . . . . . . . . 16-18
Valley Properties-Stephanie Meyer/Jason Melzer . 43
Valley View Electric. . . . . . . . . . . . . . . . . . . 22
Wood n’ Windows Inc . . . . . . . . . . . . . . . . 40
THE JOURNAL, New Ulm, MN
2006 Page 3
BEYOND REAL ESTATE
www.BeyondNewUlm.com
4 North Minnesota St.
New Ulm, MN 56073
(507) 354-3500
• Residential • Land
• Commercial • Farms
www.BeyondNewUlm.com
60592 Valley Hills Dr.
New Ulm
Private country setting over 8
acres, classy style throughout. 4 br., 3 1/2 ba., 3 stall
attached, 2 stall detached
garage. Directions from New
Ulm: Hwy 14/15 go left on
Cty. Rd. 21 for 3 miles, right
on 611th top of hill take right
then left.
31 Camelsback Rd.
New Ulm
Ultimate 3 bed and 2 bath brick
rambler on a corner lot with 2
gas fireplaces, outdoor jacuzzi,
swimming pool, pool house and
a huge screened-in porch.
$189,900
$210,000
18047 268th Ave.
Sleepy Eye
New 4 br., 3 ba., custom-built
home
with
exceptional
quality. Located only 5 miles
from Sleepy Eye on a 10 acre
site. Directions: Intersection
of 4 and 24, 5 miles south of
Sleepy Eye.
Split-level walk-out spacious
home with a vaulted ceiling,
large master bedroom with
walk-in closet and tray ceiling,
raised
6
panel
doors
throughout and a 3 stall
attached garage. CALL SUE
FOR DIRECTIONS.
$128,900
$128,900
322 North Franklin
New Ulm
3 bedroom, 2 bath walk-out
split level home. All new
mechanicals with a wood
burning stove in the family
room. Insulated and heated 3
car garage.
Beautiful
woodwork
throughout with hardwood
floors, 3 large bedrooms, 2
baths, 2 staircases, walk-up
attic and a bay window.
$99,900
$99,400
400 Sky View Ave.
Lafayette
203 Linden St. SE
Sleepy Eye
Spacious 2 bedroom, 2 bath
rambler with a fireplace in the
family room and a large eat-in
kitchen with an island and a
built-in hutch and double
garage.
3 bedroom home on a corner
lot with attached double
garage plus an additional
heated single garage. Many
updates
and
a
spacious
kitchen with built-in oak
pantry and desk area.
3 bedroom, 1 1/2 bath home
with French doors to an
office. Vinyl siding, many new
windows, fenced in backyard,
immediate possession.
Updated 3 br., 2 1/4 ba.
rambler. Attached double
garage and multiple sheds on
4.6 acres. Directions from
New Ulm: Cty. Rd. 13.
Directions From New Ulm:
Cty. Rd. 13, 6 miles turn right
on 180th St. 1/2 mile.
2404 Lake Ave.
New Ulm
New 3 bedroom, 2 bath walkout rambler. Open design
with vaulted ceilings, patio
door
to
a
16x20
deck
overlooking Lake Jenessa.
CALL
SUE
FOR
DIRECTIONS.
$219,900
17427 225th St.
New Ulm
1546 Lee Ave.
New Ulm
Fabulous 4 br., 4 ba., master
suite,
3
fireplaces
and
finished basement. NEW
PRICE, CALL SUE FOR
DIRECTIONS.
Open House: Sat, April 14
11-1:00 p.m.
3 Park Lane
New Ulm
Fabulous 3 bedroom, 3 bath
rambler with master suite,
main floor laundry, fireplace
and finished basement with
lots of room!
$134,900
$134,900
$144,900
Loaded with potential! This 3
bedroom, 1 bath home as lots
of character and charm with
hardwood floors, beautiful
hutch in the dining room,
fabulous
wood
work
throughout.
1107 North Washington
New Ulm
Updated 3 bedroom, 2 bath
home with hardwood floors,
dining room and family room
with a gas fireplace. Fenced
in lot with patio and 3 car
garage.
417 N. Broadway
New Ulm
Impressive brick 3 bedroom,
2+
bath
home.
Newer
shingles and windows with
main floor laundry and 3
season porch.
$$96,500
96,500
1007 Ely Ave.
Gibbon
Super
home,
super
lot!
Charming 3 bedroom, 1 3/4
bath, newly painted inside
and
out
with
fenced-in
backyard
on
2
lots!
Immediate occupancy.
PENDING
206 Viking Ave.
Hanska
1 story, 3 bedroom, 2 bath
(including
master
suite).
Spacious home with over
1,300 sq. ft. Appliances are
included and a detached
single garage on a large lot.
Well kept 3 bedroom, 2 bath
home that has been updated
throughout. One story with
Anderson windows, built-in
hutch,
double
attached
garage, new shingles in 2000
and a nice fenced-in yard.
Lots of space with updates
inside and out. Custom black
walnut cabinetry, French
doors to the family room and
a double insulated and heated
garage.
$$59,900
59,900
1017 9th St. N.
New Ulm
3 bedrooms and updated
throughout with charm and
tasteful touches. Brand new
kitchen, ceramic floors, new
wiring, large master bedroom
upstairs, new family room in
the basement and a single
detached garage.
810 8th St. S.
New Ulm
Fabulous
home
with
3
bedrooms on 1 level. Updated
and wonderful throughout,
single attached garage and
much more!
508 Main St. S
Lamberton
1 1/2 story home with 3
bedrooms
and
3
baths.
Features main floor laundry
and attached garage.
914 North Franklin
New Ulm
Charming with character and
well maintained home inside
and out. 2 fabulous built-in
corner hutches in dining room,
pantry and hardwood floors.
Wonderful detached garage.
$79,900
108 Linden St. SE
Sleepy Eye
Remodeled with new ’95
Crestline windows and siding
soffits and reshingled in ’00.
Updated electrical in ’06 with
’05 whirlpool bath.
524 1st. Ave. N
Sleepy Eye
4 bedroom, 2 1/2 bath home
with built-in corner hutches,
natural woodwork, new furnace
and
shingles,
large
patio
outside on a large lot.
$26,000
$26,000
544 East 11th St.
Gibbon
400 North Payne
New Ulm
323 N. Garden St.
New Ulm
Natural
woodwork
throughout, coved ceiling,
pocket doors, built-in hutch,
laundry shoot with beautiful
fireplace and 3-season porch.
Large lot with 4+ bedrooms
and 2+ baths.
$107,000
$39,900
$54,900
Priced to sell! Great house for
an
investor
or
owner
occupant. 2 bedroom, 1 bath,
spacious, updated home on a
corner lot.
3 bedroom, 3 bath and 3 stall
attached insulated garage.
Character
and
charm
throughout
with
high
ceilings. Main floor laundry
and family room
$84,900
$94,900
203 Summit Ave.
Hanska
1101 N. Broadway
New Ulm
$116,900
$124,500
616 11th North
New Ulm
3 bedroom, 1 story home where
everything is on the main floor!
This home features a new
15x14 sun room and has a
30x45 heated and insulated
shop.
$78,000
206 North Payne
New Ulm
109 Red Shoe Dr.
Courtland
4-year-old, 4 bedroom, 2 bath
split level home with warm
colors and features. Tremendous
extensive landscaping with
numerous plants, bushes and
trees. Open House: Sat, April 14
11-1:00 p.m.
215 2nd St.
Cobden
3 br., 2 ba. rambler with a
tremendous view! Updates:
vinyl siding, gas fireplace, oak
cabinets and a 13x16 addition.
Directions from New Ulm:
Cty. Rd. 27 approx. 2 miles go
straight off curve onto 225th
St. 1/4 mile on left.
Open House:
Sat, April 14 •11-1:00 p.m.
$154,000
$124,900
$124,900
$97,000
$$78,800
78,800
520 1st Ave. N
Sleepy Eye
$235,000
$199,900
$249,900
$173,900
$124,900
$124,900
1122 S. Front
New Ulm
$79,900
10 acre farmsite! Updated and
remodeled.
New
windows,
shingles and mechanicals. 9
miles from New Ulm with
outbuildings. Directions from
New Ulm: Hwy. 15 south 7 miles
right on Cty. Rd. 102 (tar) left on
150th Ave, 1st place on left.
Justin Keech
507-276-3084
16684 180th St.
New Ulm
9 Village Lane
New Ulm
$129,900
$129,900
15686 150th Ave.
Hanska
$189,900
$189,900
Pete Rothmeier
507-276-7107
$259,900
$263,900
$299,000
$347,000
Sue Rothmeier
507-354-3543
2 bedroom bungalow with
updates
throughout.
Oak
cabinets,
new
linoleum,
hardwood floors in master!
Newer shingles, fresh exterior
paint in ’05. Large backyard
and single attached garage.
NEW ULM
2201 N. Broadway #83
WOW
all
over
with
bedrooms and 2 baths!
3
LOT FOR SALE
LOTS! LOTS! LOTS!
Sleepy Eye - Elm Street
125x140 • $36,500
$23,900
NEW ULM
$23,000
NEW ULM
Lakeside Village Addition
INDUSTRIAL LAND
on Hwy turn on
Co Rd st right
turn (Boundary Street)
Lakeside Village is on
the left side
SOLD
DIRECTIONS: When
New Ulm - 20th N. Street • 21 acres • $340,000
SOLD
2526 S. Bridge St. #100
1991-3 bedroom, 2 bath home
with garage, shed, deck and
patio.
SOLD
Commercial Property For Sale/Lease
acre Springfed lake
New homes for sale!
61 lots
available
2526 S. Bridge St. #24
Spacious and well cared for 2
bedroom and 2 bath with
garage and a fenced-in yard.
LOT PRICES
$14,900-$49,900
CALL PETE OR SUE
FOR DETAILS
Owner/Agents 200 - 2,500 sq. ft.
Commercial/Retail Space
28 North Minnesota St.
Hallmark Building
$209,000
1315 N. Broadway St.
Colonial Inn Hotel
$365,000
for Lease with very
accommodating options.
Call Sue Rothmeier for details!
We can show you any property listed with ANY Real Estate Company!
Everywhere You Look. Call us 1ST...354-3500
THE JOURNAL, New Ulm, MN
2007 Page 4
Spruce up your home during our Spring
Savings Sale! Famous brands, free
delivery, free in-home consultation
and convenient
financing options.
Full Service
Without the
Full Prices!
Furniture,
Flooring & Window
Treatments
MON 9-8; TUES-FRI 9-5; SAT 9-4
16 NO. GERMAN STREET
DOWNTOWN NEW ULM
507-354-2716
www.newulmfurniture.com
FREE DELIVERY
THE JOURNAL, New Ulm, MN
2006 Page 5
• Home Cooked Meals (all 3 included)
• Transportation Assistance
• Medication Administration
• Garage Rental
• Housekeeping Services
• Activity Program
• 24-Hour Staffing
• Computer Center
And Much, Much More!
Ridgeway on German
Ridgeway on 23rd
720 23rd North
354-7000
715 S. German
354-7400
www.ridgewaynewulm.org
Ridgeway is owned by HADC Ridgeway, A not-for-profit company.
THE JOURNAL, New Ulm, MN
2007 Page 6
New Ulm’s #1 Homeseller...
Since 1975!
Bill Koeckeritz
Broker, Owner
507-233-5515
Tim Babel
G.R.I
507-276-7458
Lynn Gudgeon
G.R.I.
507-233-5530
Diane Debban
C.R.S., G.R.I.
507-233-5521
Mary Henle
G.R.I.
507-233-5520
Jeff Dittrich
e-Pro
507-233-5519
Lisa Hoffmann
Sales Agent
507-233-5520
Kyle Fuhr
Sales Agent
507-317-0799
Pat Mehlhop
Sales Agent
507-276-2301
Brenda Nosbush
Sales Agent
507-276-5866
Paul Rolloff
Sales Agent
507-404-0081
Karen Whitman
G.R.I.
507-233-5523
www.krhomes.com
Call us day or night; we are here to help you!
Days: 507-359-9212 • After Hours: 507-359-2480 • Fax: 507-359-2223
1106 South Broadway, New Ulm, MN 56073
THE JOURNAL, New Ulm, MN
2006 Page 7
New Ulm’s #1 Homeseller
901 South Jefferson• $67,990
427 North Broadway • $69,900
104 Washington Ave.-Hanska • $77,500
Great home for First Time Buyers! Features: two
bedrooms, newer windows, built-in hutches,
eat in kitchen, central air, major appliances,
and attached garage. MLS #109399
Duplex-Excellent Investment OpportunityGood Cash Flow! These two-one bedroom
apartments offer off street parking in a central
location. MLS #109929
Oversized rambler with two plus bedrooms, new
carpet, remodeled kitchen with oak cabinetry,
and freestanding fireplace. MLS #110846
822 North State • $79,900
527 North Payne • $89,500
111 Summit Ave., Hanska • $84,900
Just Plain Cute! Offering a two story colonial
with three bedrooms, large open kitchen,
double garage, deck, full lot with mature trees.
Stand-out price. MLS #108694
Fresh carpet and paint in this brick 1 1/2 story
home. Amenities: Hardwood floors, formal
dining room, oak kitchen, main floor family
room and three bedrooms. MLS #109392
Wonderful home in Hanska with great kitchen,
two bedrooms, main floor laundry room, corner
lot, 2 1/2 stall garage. MLS #109565
626 South Franklin • $92,900
811 6th Street North • $87,500
1006 South Front• $92,500
Three bedrooms, 1 1/2 story with remodeled
kitchen. Relax on the enclosed front porch!
Maintenance free siding. MLS #110914
Needs Your Special Touch! Offering a
1 1/2 story Cape Cod with five bedrooms,
updated kitchen, single attached garage
with additional carport. MLS #110624
Make this Home! Cute and clean describes this
two bedroom, 1 1/2 story home with triple
garage, fireplace and full lot! MLS #109919
901 North Washington• $94,900
222 North Jefferson • $94,900
526 North Franklin • $107,500
1 1/2 story home on full North side corner lot.
Charming woodwork, leaded glass windows,
main floor bath with spa tub and more.
$94,900. MLS #110103
1 1/2 story - two plus bedroom home features:
formal dining room, kitchen with ceramic tile,
hardwood floors, newer carpeting, updated
mechanicals and more. MLS #110568
Three bedroom raised ranch, spacious living
room, large kitchen, 1 1/2 baths with attached
single garage. MLS #109371
DING
N
E
P
216 Broadway, Hanska• $109,900
600 North State• $109,900
216 South Broadway • $114,900
1 1/2 story, Three plus bedroom home has
French doors, steel siding, newer windows,
newer mechanicals and insulated and
heated 3 stall garage. MLS #108536
Three bedroom brick home, leaded and stain
glass windows, hardwood floors and formal
dining room. MLS #110177
Four bedrooms-two baths- 1 1/2 story brick
home, formal dining room, updated kitchen,
newer windows and a double plus garage.
MLS #109445
819 North Broadway • $109,900
322 South Jefferson• $116,900
13088 Main St., Searles • $119,000
Maintenance free siding with 26 x 34
oversized garage. Three bedrooms, 1 1/2
baths, very attractive! MLS #109526
Packed with Pleasant Surprises! 1 1/4 story with four
plus bedrooms, walk-out basement, brick
fireplace, dining room with hardwood floors, near
parks, schools and recreation center. MLS #110816
A well maintained three bedroom rambler with
great square footage and lovely landscaping. The
lower level is finished with a family room and
potential for two more bedrooms. MLS #108911
THE JOURNAL, New Ulm, MN
2007 Page 8
New Ulm’s #1 Homeseller
DING
PEN
1204 North Jefferson• $124,900
707 North Jefferson • $124,900
811 North State • $129,900
Loads of charm - in this updated 1 1/2 story three bedroom home. Hardwood floors, coved
ceilings, formal dining room and double
garage. MLS #109739
Owners pride carries throughout this three bedroom
1 1/2 story home. Beautiful woodwork, updated
kitchen , three bedrooms and oversized garage are
just a few of the many amenities. MLS #110548
Fresh paint-fresh look! Four bedroom, 1 1/2
story brick home. Features: dining room with
built in hutch, 2 3/4 baths, family room and
detached garage. MLS #109317
1210 South State • $129,900
201 South Jefferson • $130,000
1209 3rd North • $134,900
Three bedroom rambler with 25x30 detached
garage, vinyl siding, great floor plan,
u-shaped kitchen and a brick wood burning
fireplace. MLS #109843
Three bedroom, 1 3/4 story older home,
combination windows, double garage, large
entrance porch, open staircase, formal dining
room and newer mechanicals. MLS #110006
Immaculate! Three bedroom rambler in
A-1 condition, newer windows and siding.
Attractively priced - move in condition.
MLS #110913
816 South Jefferson • $129,900
7 South Payne • $137,900
1212 Birchwood Drive• $144,950
Three bedroom rambler with large living room,
coved ceilings, eat-in kitchen, maintenance
free exterior, partially finished basement with
a wood stove. MLS #110012
Four bedroom, 1 3/4 bath raised ranch with tuck
under single garage. Maintenance free siding,
central air, fireplace, lower level kitchenette,
backyard deck and patio. MLS #107966
Carefree living in a well maintained town home!
One level, two bedrooms, two baths, central air,
and an attached double garage. MLS #109586
12 North State• $137,900
1422 South Franklin • $149,900
126 North Garden • $149,900
Offering a brick 1 3/4 story home next to the Lind
House. Stunning woodwork, three bedrooms, formal
dining room with french doors, hardwood floors,
fireplace and a built-in library area. MLS #107678
OVERSIZED FENCED YARD! Three bedroom 1 1/2
story with private master suite. Two full baths and
large double garage. MLS #110316
Great Central Location! Presenting a three
bedroom multi-level home with two
fireplaces, 32 x 25 garages, lots of square
footage. MLS #110713
329 Monument• $152,900
404 South Broadway• $154,900
820 8th Street North • $159,900
Quiet-low traffic location. Wonderful three
bedroom rambler snuggled by mature blue
spruce, wonderfully inviting - updated kitchen,
redwood deck and double garage. MLS #110916
Tudor home with grace and charm galore! Remodeled top to
bottom - new kitchen with appliances, newer mechanicals,
two fireplaces, breakfast nook, cottage windows, four
bedrooms and room for more garage in alley. MLS #108023
1700 finished square foot rambler - steel siding,
brick accents, main floor mudroom, incredible
storage, beautiful oak wood, spacious living and
dining area. Appliances included! MLS #109264
113 North Highland • $164,900
18018 State Hwy. 15, Searles • $169,900
222 South Washington • $179,900
Three bedroom rambler with double attached
garage. Features: u-shaped kitchen, fireplace,
main floor laundry, newer deck and patio area.
1700 square feet. MLS #108786
Offering a 1 1/2 story three bedroom home with double
attached garage plus a 5 stall pole shed near paved road
just outside of New Ulm. Attractive updated kitchen and
two wood burning stoves. MLS #109622
Stately brick home-amenities include: stained
glass, tile, built-ins, fireplace, oversized windows,
formal dining, cottage style windows, updated
bathrooms and much more! MLS #107886
THE JOURNAL, New Ulm, MN
2006 Page 9
New Ulm’s #1 Homeseller
36 Lincoln Lane• $185,900
1806 North Minnesota • $189,900
8 & 10 Liberty Street • $199,900
Offering four bedrooms, 1 3/4 baths on
hilltop lot near golf course and park, also
updated paint colors and carpet. Tastefully
priced. MLS #109413
INVESTOR ALERT! This 4-plex features three two bedroom units and one-one bedroom
unit. Garage stalls available. Let your money
work for you! MLS #105507
CAREFREE LIVING at New Ulm’s newest Twin home
subdivision. Two bedrooms, master bath and main
floor laundry. Let the association do your yard work.
Pat Melhop, owner/developer. MLS #105493
1857 Crestview • $199,900
13025 Meadow Creek Dr., Searles • $208,900
1021 South Front • $209,900
GREAT HOME! GREAT NEIGHBORHOOD! Three bedrooms,
multi-level situated on a quiet cul-de-sac. Steel and
brick exterior, fireplace, hot tub, large recreation room
and attached double garage. MLS #110273
FANTABULOUS Offering! So much house for the
dollar - steel and brick three bedroom rambler,
vaulted ceilings, Jacuzzi tub in master suite, dream
kitchen with two way fireplace. MLS #108086
IMMACULATE four bedroom walkout rambler with a gorgeous
view of the Minnesota River Valley. Beautiful custom window
treatments, open floor plan, main floor laundry, double
attached garage and wonderfully landscaped. MLS #109006
ES
ACR
2.9
S
CRE
11 A
1018 Southridge Road • $209,900
10828 County Rd. 11, Hanska • $219,900
44407 541st Avenue• $224,900
Better than New! This four bedroom modified two story on
Southridge Road is Immaculate! Mature trees, main floor
living room, family room, finished basement with a 2 1/2
stall attached garage. MLS #108737
Gorgeous rambler nestled amoung mature trees across from Lake
Hanska. Amenities include main floor laundry, black walnut kitchen
cabinets, whirlpool bath and awesome four season porch, double
attached garage and a double detached garage. MLS #109160
COUNTRY LIVING AT IT’S BEST! Great spot for horse lovers and
anyone just wanting a little extra elbow room. Features: three
bedrooms, large kitchen, formal dining room, four season porch,
main floor laundry and several out buildings. MLS #107625
S
CRE
10 A
918 Cottonwood• $249,900
320 Monument • $259,000
43187 525th Ave., Courtland • $269,000
View-tiful! Country setting with the comforts of city living!
Three bedroom rambler, attractively decorated, open floor
plan, six panel doors, walk-in closets, whirlpool tub, and
family room with a clear view of the river. MLS #110625
Offering an oversized three bedroom multi-level
with 4 levels of living! Vaulted ceilings, gas
fireplace, three season porch with Butternut
wood all on a great lot. MLS #110071
RARE setting on Swan Lake! Two bedroom rambler with
vaulted ceilings, open floor plan, main floor laundry,
maintenance free exterior, Andersen windows, and a built-in
stereo system. Outbuildings and 4 tillable acres. MLS #110718
1001 9th St., Nicollet• $274,000
1602 South Washington• $275,000
20611 Cty. Rd. 24, Sleepy Eye• $279,900
A lovely two story five bedroom home in Nicollet that is sure to meet
your family needs! Features: Formal dining room, main floor family
room, a recreation room in lower level, 3 1/2 baths, mud room,
permanent siding, and a large deck to name a few. MLS #110588
Attractive Victorian home packed with amenities.
Large kitchen with Anderson windows, stainless
steel appliances, two fireplaces, five bedrooms, a
library and a pool. MLS #107872
This home should be on HGTV. The quality and detailing go
beyond the norm. Many built-ins, hardwood floors, raised panel
doors and marble entry floor highlight the amenities. Insulated
triple garage. 4000 square feet of living space. MLS #109222
BON
GIB
20 Camelsback Road • $319,000
10 Cortland Circle • $489,000
580 & 590 East 12sth St., Gibbon • $129,000
JUST WONDERFUL! Marvelous home for entertaining
and comfortable family living. Amenities: four
bedrooms, two fireplaces, three baths, great storage
and an absoluely dynamite location. MLS #108807
UNMATCHED QUALITY! A fabulous opportunity awaits the buyer of this
never-been-lived in 2735 square foot brick ranch on a spectacular lot,
Select maple floors, gourmet kitchen with Corian counters, main floor
laundry and master suite. A true masterpiece. MLS #109318
New twin homes in Gibbon! Great amenitieshuge kitchen, two bedrooms, great closet space,
two baths, main floor laundry and a double
attached garage. MLS #109717
THE JOURNAL, New Ulm, MN
2007 Page 10
New Ulm’s #1 Homeseller
COMMERCIAL PROPERTIES
LOTS - LOTS - LOTS
22 Hilltop lots in
Wech’s Second Addition
$22,900-27,900 + assessments
Schneiders 2nd Subdivision One great hilltop lot left
$23,900 + assessments
Upper River View - Courtland, MN 10
Large Lots with views
$38,000-$49,500
Includes paved road and
NO ASSESSMENTS!
Westridge Road
& North
Highland
Ridgeview Estate - Lot 5 - Wooded lot
with city utilities $44,900.
NO ASSESSMENTS!
(Next to Walmart)
Lameckers Addition - 2 Lots $58,500
4.3 Acres
$749,900
Summit Park 5th Addition
Lot 3 $71,500
Our Sales Agents...
Bill Koeckeritz, Broker, Owner
507-233-5515
Tim Babel
G.R.I_________________________507-276-7458
Diane Debban
C.R.S., G.R.I.__________________507-233-5521
Jeff Dittrich
e-Pro__________________________507-233-5519
Lynn Gudgeon
G.R.I._________________________507-233-5530
Mary Henle
G.R.I._________________________507-233-5520
Brenda Nosbush
Sales Agent_____________________507-276-5866
Karen Whitman
G.R.I.________________________507-233-5523
Kyle Fuhr
Sales Agent_____________________507-317-0799
Lisa Hoffmann
Sales Agent_____________________507-233-5520
Paul Rolloff
Sales Agent_____________________507-404-0081
Pat Mehlhop
Sales Agent____________________ 507-276-2301
www.krhomes.com
Call us day or night; we are here to help you!
Days: 507-359-9212 After Hours: 507-359-2480
Fax: 507-359-2223
1106 South Broadway, New Ulm, MN 56073
THE JOURNAL, New Ulm, MN
2006 Page 11
ONE CALL
COVERS IT ALL!
ys at your Disposal
a
w
l
A
507-354-5355
Selling your home?
Auction in the
Future?
Call Us Today!
HOME TOWN SERVICES:
- Residential Pickup
- Commercial Pickup
- Roll-off Service
- No Contracts
★ NEW SERVICES ★
507-354-3094
Kevin Finstad,
Broker-Auctioneer
Kathy Finstad, Agent
- Wheeled carts-3 sizes
- Rural Pickup
- Appliance Pickup
LOCALLY OWNED
River View Sanitation, Inc.
Kevin & Kathy Finstad, Owners
NEW HOME CONSTRUCTION
&
BUILDING MATERIALS
• Lumber
• Roofing
• Windows
• Laminates
• Doors
• Trusses
• Siding
• Storage Sheds
• Cabinets
• Drafting Service
• Garages
507-794-3491
501 Burnside SE • Sleepy Eye, MN
THE JOURNAL, New Ulm, MN
2007 Page 12
CABINETS
VINYL SIDING & ROOFING
Raders
ousing &
Ask About
our 40th
Anniversary
Special!
evelopment
We Can Find the Floor Plan to Suit your Needs!
• M a ny S t y l e s • M o d e l s • O p t i o n s
Get Comfort & Quality Done Right.
Let us take the nightmare out of your homebuilding dream.
RADERS HOUSING
& DEVELOPMENT
Independent Wick Home Builder ALAN
RADER • LICENSE # BC-20355957
11736 STATE HWY 68 • NEW ULM, MN 56073
CELL 507/240-1950 • OFFICE 359-9253
• www.johnwickhomes.com
THE JOURNAL, New Ulm, MN
2006 Page 13
NEED AN APPRAISAL?
THINKING ABOUT BUYING OR SELLING?
CALL TERRI JENSEN FOR HELP WITH THESE
Quality Precast
Concrete Products
• Septic Tanks
• Unit Steps
• Ornamental Railings • Misc. Precast Products
• Handicap Ramps & Landings
507-382-0908 Cell
507-388-1570 Office
On the
APPRAISAL side:
Gopher Concrete
Products Co., Inc.
On the
REAL ESTATE
side:
Specializing in
ag property,
recreational,
hunting &
development land,
and buildable lots
Residential
Ag Land
Unique Properties
Since
1907
507-642-3207 • 877-830-0752
www.JensenAppraisalandConsulting.com
www.wingertrealty.com
507-382-0908 Cell
507-345-5263 Office
Madelia
www.gopherconcrete.com
Enhance the
comfort &
look or your
home with
Andersen
Windows
354-4914
“The Lumber Number”
301 1st South
New Ulm
THE JOURNAL, New Ulm, MN
2007 Page 14
Are You Ready for Spring?
Spring is right around the corner, come see
us, and let us help you with your
landscaping needs.
Edging, Fabric, Wood, Mulch, Rock &
Much More!
• Flowering Shrubs
• Grass Seed & Fertilizer
• Perennials
• Shade Trees
• Landscaping
• Evergreens
•Design & Installation
•Ash •Maple •Linden
•Pine •Spruce •Juniper
• Retaining Walls & Paver Stones
River Creek Nursery
1200 S. Front • New Ulm, MN • 507-354-6001
Hrs: Mon - Sat 8:00-5:00
Building a House or Replacing a Furnace?
Being comfortable is good.
One call to Gag Sheet Metal and
we will make it happen for you.
FREE Furnace & Air Conditioning
Check for New Home Owners
Celebrating
over 100 Years!
“BEST WARRANTY IN SOUTHERN MINNESOTA ”
We have been in business for 100 years, and stand behind all work we do. You can count on us
to be here when you have a problem. Just pick up the phone and dial 354-HEAT (354-4328)
GAG SHEET METAL, INC.
Flat Roofing, Air conditioning & Heating Systems
106 Third North, New Ulm, MN
354-HEAT or After Hours Cell - 276-0602
THE JOURNAL, New Ulm, MN
2006 Page 15
Determined
to be your
Realtor®
of Choice
www.valley-properties.com
21 N. Franklin
714 N. State
Grand Open Staircase! Cozy around the fireplace with your family & friends.
This beautiful 2 story home features 3 bedrooms, newer bathroom w/whirlpool
tub & kitchen w/marble counter tops & stainless steel appliances!
Realtor: Stephanie Meyer
$184,900
Move right in, the work is done! Cozy home with
updated kitchen, newer windows and merchanicals,
full lot with room to add a garage of choice.
Realtor: Jim Heil
$89,900
Phil Liesch
LaNaye Kral
354-2916
217-7011
18 Park Lane
Look at all the space! 5 bedroom rambler with 2 fireplaces, master bedroom
suite, main floor office & laundry, lower level family room & rec room, new
vinyl siding and triple garage in a quiet cul-de-sac neighborhood.
Realtor: Tim Woods
$243,000
816 Sunrise Drive
318 12th North
817 10th South
Spacious Rambler! Featuring 2150 sq ft. on the main floor, 4
bedroom, master bedroom suite, main floor family room and laundry,
ample storage, maintenance free exterior and attached double garage.
Realtor: Phil Liesch
$199,900
Delightful 3 bedroom rambler - double attached garage,
freshly painted interior, newer carpet & window updated
furnace & central air, maintenance free siding.
Realtor: Jim Heil
$128,500
Maintenance free rambler! Featuring all 3 bedrooms
on the main level, new floor coverings in living, dining
and kitchen, steel siding and newer mechanicals.
Realtor: Jason Melzer
$125,000
1025 Southridge Rd.
617 S. Valley
305 S. Broadway
Beautiful Bluff lot over looking New Ulm! This 3 bedroom home features
large main floor master bedroom, main floor laundry, newer shingles &
sprinkler system. Just a few of the great features this home has to offer.
Realtor: Stephanie Meyer
$199,900
Double Lot! Neat & Clean home with large 3
season porch, updated flooring, central air, recently
painted exterior and 2 garages.
Realtor: LaNaye Kral
$99,900
Duplex or single family home! 4 bedroom home
with main floor office, formal dining room,
hardwood floors and full lot.
Realtor: LaNaye Kral
$79,900
1438 9th North
3 Sunrise Drive
412 6th Ave. SE, Sleepy Eye
Dream Home! Vaulted ceilings, fireplace, 3 bedrooms & office on the main floor, master
suite with full bath & walk-in closet, spacious kitchen with walk-in pantry, main floor
laundry, front & back covered porches, triple garage and located in Oak Bluff's Addition.
Realtor: LaNaye Kral
$269,900
Private Backyard! Tastefully decorated 2 story,
3br/3ba, 3 season porch, new central air, full lot with
over 100 hosta plants in this beautifully landscaped yard.
Realtor: Stephanie Meyer
$184,900
Quality built townhomes. With maintenance free exterior,
vaulted ceilings, master bedroom suite, main floor laundry,
beautiful oak millwork, all appliances included.
Realtor: LaNaye Kral
$105,000
33991 641st Ave.
1106 N. Broadway
Quiet & Secluded! 7.7 acre farm site with 2 story,
5 bedroom home. Approximately 10 miles from
New Ulm or 6 miles to Gibbon. Call Today!
Realtor: LaNaye Kral
$149,900
Handyman Special! Quick possession on this 2+
bedroomj home with 2 full bath, central air, large
front porch, full lot with double garage.
Realtor: LaNaye Kral
$72,900
719 N. Minnesota
Character & Charm! 4 bedroom home with
hardwwod floors, built-in hutch, french doors, 3 season
porch and located on a full lot close to downtown.
Realtors: Stephanie Meyer & Jenny Schwab
$104,900
THE JOURNAL, New Ulm, MN
2007 Page 16
Jim Heil
Rachelle Kraus
Brenda Grams
Jason Melzer
Tim Woods
Jenny Schwab
Stephanie Meyer
276-1405
354-4331
276-5500
276-4997
276-0947
240-1069
217-1367
60515 Valley Hills Drive
1509 N. Jefferson
1441 & 1447 10th North
Quality built “category one” home featuring formal dining room, main floor family room with
fireplace & open stairway, custom oak kitchen cabinets, spacious main floor laundry, master bedroom
suite, “pella windows,” lower level recreation room that walks out to the beautifully landscaped lot.
Heated triple garage! Rambler with 3 bedrooms on
one level, updated furnace, lower level family room
and located on a full lot close to school & parks.
Realtor: LaNaye Kral
Realtor: Stephanie Meyer
$139,900
New Twinhome! Quality built with master bedroom
suite, gas fireplace, main floor laundry, full basement
and double attached garage. Choose your favorite one!
Realtor: LaNaye Kral
$179,900ea.
1015 Center Street
Classic Brick Duplex! Spacious rooms and
updated floor coverings, 2 furnaces and off
street parking.
Realtor: Jim Heil $82,900
New Construction! Wonderful 3 bedroom rambler with vaulted ceilings,
numerous kitchen cabinets and walk-in pantry. Master bedroom suite, main floor
laundry, triple garage and 4 egress windows in the lower level for future expansion.
Reatlor: LaNaye Kral
$229,900
$310,000
726 N. State
Across from the park! 3 bedroom updated home
featuring spacious 4 season porch, Pella windows, large
deck, all appliances included and double attached garage.
Realtor: Tim Woods
$124,900
1912 Alison Ave.
802 N. Franklin
921 S. Valley
78495 260th St.
Newly Remodeled! Recent updates include: new bathroom
updated flooring, freshly painted & textured walls & ceilings,
remodeled front & back porches. Call today to take a look!
Realtor: LaNaye Kral
$99,900
Bigger than it looks! 3 bedroom rambler with nice ushaped kitchen & oak cabinets, spacious dining area, lower
level family room, oversized double garage on a full lot.
Realtor: Stephanie Meyer
$118,900
Recently Remodeled! Beautifully decorated 4 bedroom country home on 8.67 acres
with large master suite, main floor laundry, spacious kitchen with oak cabinets 24x30
attached garage, out buildings and new grove. App. 15 Miles South of New Ulm
Realtor: LaNaye Kral
$179,900
1827 N. Minnesota
1111 N. Washington
1501 N. Jefferson
Close to the bike trail! Lots of updates: Main floor
laundry. vinyl siding, central air, tastefully
decorated, and 2 car insulated garage.
Realtors: Jenny Schwab & LaNaye Kral
$89,900
Brand new windows! Take a look inside at all the work that's been done. Besides
the new windows, updated bathroom & kitchen, refinished wood floors, light
fixtures and freshly painted interior. Full lot with 2 car garage in a great location.
Realtor: LaNaye Kral
$99,900
Full corner lot close to school & park! 3+ bedroom home with new roof.
Some new windows, 3 stall garage and addition built in 2006. Addition
includes 3 season porch and living room with knotty pine interior.
Realtor: Stephanie Meyer
$155,000
2201 N. Broadway 154
527 N. German
1422 Birchwood
Well kept! 3 bedroom manufactured home featuring
dining room with built-in hutch, master bath with garden
tub, new exterior trim and all appliances included.
Realtor: Stepanie Meyer
$21,900
Your first home! 3 bedroom home featuring
hardwood floors, open stairway, corner hutch, main
floor laundry, freshly painted and new shingles.
Realtor: Tim Woods
$64,900
New Construction! Spacious 3 bedroom rambler with open floor
plan, gas fireplace, master bedroom suite, main floor laundry.
Triple garage and located in new subdivision near Walmart.
Realtor: LaNaye Kral
$224,900
THE JOURNAL, New Ulm, MN
2006 Page 17
We Offer
Professional,
Personalized
Service!
www.valley-properties.com
Check
Us Out!
Search the web for your new home
www.valley-properties.com
Sarah Hills
314 Hazelwood
500 Lafayette Ave.
Finished basement! Beautiful home with
fireplace, 4 bedrooms, main floor laundry, lower
level family room and triple garage.
249,900
Quiet neighborhood! Great 4 bedroom rambler
with many new windows, updated paint & carpets,
double attached garage on a large lot.
Realtor: LaNaye Kral
$139,900
Great starter home! Spacious 3 bedroom home
featuring hardwood floors, updated kitchen, bath,
furnace and double garage. MLS #108821
Realtor: Jim Heil
$67,500
1326 S. Washington
1721 Southridge Road
203 N. Franklin
3 Garage Stalls! Nice rambler on a full corner lot featuring
feshly painted interior, large dining room, updated floor
coverings and spacious lower level family room.
Realtor: Jim Heil
$118,900
Loaded with features! Multi-level home with beautiful cabinets, Anderson windows,
updated paint, carpets and bathrooms, master bedroom suite with private deck, large
family room and rec room, steel siding and located in a desirable neighborhood.
Realtor: LaNaye Kral
$209,900
Nice size duplex! 3 bedroom and 2 bedroom apartments.
The work has been done: updated electrical, furnace,
flooring, 2nd floor bath and some new windows.
Realtor: Jim Heil
$84,900
Realtor: Jenny Schwab
514 North State
201 South Washington
1015 2nd North
Great Investment Property! Centrally located
triplex on a full lot and newer 2 stall garage.
Location, Location! Add your personal touches to
this great starter home featuring large front porch,
newer furnace, central air and water heater. Call soon.
Realtor: Jim Heil
$52,500
Super Rambler! Take a look at all the updates; new
paint inside & out, new flooring & water heater, updated
central air, knotty pine breezeway and attached garage.
Realtor: Jason Melzer
$124,900
Realtor: Jason Melzer
$118,900
Build Your Dream Home Today!
Oak Bluff’s 6th Addition • 27 Lots – $20,900 to $73,900
23rd Street North • 125’x128’ – $39,900
Sarah Hills 1st Addition • Lots 3 & 6 – $23,900 to $25,900
Sarah Hills 2nd Addition • 15 Lots – $17,900 to $23,500
23rd North Broadway • 91.25’x125’ - $29,900
1026 South German • 50’x85’ - $16,500
Phil Liesch
354-2916
LaNaye Kral
217-7011
THE JOURNAL, New Ulm, MN
Jim Heil
Rachelle Kraus
Brenda Grams
Jason Melzer
Tim Woods
Jenny Schwab
Stephanie Meyer
276-1405
354-4331
276-5500
276-4997
276-0947
240-1069
217-1367
2007 Page 18
To Have A Thicker,
Greener Lawn INSTALL
This Summer... NOW!
Automatic Sprinkler Systems
will give you, without work or worry the
landscape you’ve always wanted!
ADD VALUE TO YOUR HOME WHILE SAVING TIME & MONEY
When you
want it
done right
507-233-2418 • 800-763-8426
1204 S Broadway
New Ulm
Installation
& Service
Dave - Pat - Paul
507-723-8867
Springfield, MN 56087
Cell: 507-920-7874
Cell: 507-220-5654
Demolition? Remodeling?
Reshingling?
Hoffman’s
Demo
Landfill
Accepting
Demolition Debris
2 Convenient Locations
New Ulm
or
Sleepy Eye
Questions?
Call Jeanne at 359-4444
or Mike at 794-5230
Hoffman Construction
Company
New Ulm
Serving the area for over 30 years
THE JOURNAL, New Ulm, MN
2006 Page 19
The Importance of Curb Appeal
A large percentage of home buyers decide whether or not to look inside a house or take it seriously based on its curb appeal—the view they see when
they drive by or arrive for a showing. You can help make sure they do come inside your house by spending some time working on the property's exterior
appearance.
Get into a Home Selling Mode
It's difficult to look at our own house in the same way that potential home buyers do, because when we become accustomed to the way something looks
and functions, we can't see its faults. Decide right now to stop thinking of the property as a home. It's a house—a commodity you want to sell for the
highest dollar possible.
Curb Appeal Exercise - The next time you come home, stop across the street or far enough down the driveway to get a good view of the house and
its surroundings.
1. What is your first impression of the house and yard area?
2. What are the best exterior features of the house or lot?
3. What are the worst exterior features of the house or lot?
How can you enhance them?
How can you minimize or improve them?
Park where a potential buyer would and walk towards the house, looking around you as if it were your first visit. Is the approach clean and tidy? What
could you do to make it more attractive?
Take photos of the home's exterior. If you have a digital camera, view the color versions first, then switch the photos to greyscale, because it's easier
to see problems when color isn't around to affect our senses.
Make a list of the problem areas you discovered. Tackle clean up and repair first, then put some time into projects that make the grounds more attractive.
Curb Appeal Starters - Start with some basic curb appeal tasks:
* Kill mold and mildew on the house, sidewalks, roof, or driveway.
* Stow away unnecessary garden implements and tools.
* Clean windows and gutters.
* Pressure wash dirty siding and dingy decks.
* Edge sidewalks and remove vegetation growing between concrete or bricks.
* Mow the lawn. Get rid of weeds.
* Rake and dispose of leaves, even if your lot is wooded.
* Trim tree limbs that are near or touching the roof.
Curb Appeal Tips
* If you can budget it, a fresh paint job does wonders for a dingy house. Drive around your town to find color schemes that are appealing.
* How about a more attractive front door, maybe something with leaded glass inserts?
* If you can't justify the cost of a new door, consider replacing plain doorknob hardware with something more attractive.
* If new hardware is beyond your budget, how about repainting or staining the door and polishing the hardware?
If you brainstorm, you'll find that there's a solution to most problems—one that lets you stay within your budget. The trick is to find the areas where
improvements are needed, then follow through to complete the tasks as best you can.
We’re here to serve you!
Look no further for dependable, professional service in
selling or buying homes, lots, & acreages & small
commercial buildings.
Anna Dummer
Realtor/Broker
507-426-6002
Tim Krohn
Realtor/Auctioneer
507-276-9839
Becky Jeppesen
Realtor
507-430-0836
Anna Dummer Realty
507-426-6002
www.fairfaxmnhomes.com
17-2nd Avenue SE, P.O. Box 50, Fairfax, MN 55332
THE JOURNAL, New Ulm, MN
2007 Page 20
THREE CONVENIENT LOCATIONS:
Sleepy Eye
New Ulm
Springfield
920 East Main Street
706 North German St.
975 W. Central St.
P. O . B o x 4 0 6
New Ulm, MN 56073
P. O . B o x 8 0
Sleepy Eye, MN 56085
Springfield, MN 56087
877-794-6712 toll free or 233-5600 New Ulm
THE JOURNAL, New Ulm, MN
2006 Page 21
VALLEY VIEW
ELECTRIC, INC.
REMODELING OR BUILDING?
Bathtub
Refinishing
and
Repair Experts
• Fiberglass • Acrylic
• Porcelain
Bob & Marsha
Murphy
No job is too big or too small!
“Specializing
in Satisified
Customers since
1975”
1618 South Broadway
New Ulm
507-233-9457
(507) 625-1800
(800) 662-9598
FAX (507) 625-5436
Let Farasyn Construction
help you with the start of your New Home!
constructed using Insulated Concret
is ho me was
e Forms
h
t
f
o
t
n
made
seme
Building Products.
a
b
by
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Th
• FLEXIBLE DESIGN
Create any shape, style, or size home you can imagine. Brick, stone, wood, stucco,
whatever you want.
Why build with
• COMFORT
Arxx walls provide thermal performance values
up to R50 equivalent.
• HEALTHY HOME
Your home will be comfortable, warm, and healthy. Eliminate musty, old smells
of block basement. Lower Utility Bills. You can save up to 50% of your energy costs every year.
Professional Construction Available
FREE ESTIMATES!!
507-233-2978
THE JOURNAL, New Ulm, MN
2007 Page 22
You Know Us...We Know You
Orchard
Hill
Assisted Living Community
Choices in assisted living. Choices in personal care,
personal health and a great place to call home.
• 1 & 2 Bedroom Apartments
• Caring & Professional Staff
• Emergency Response System
• Home-Cooked Meals
• Health Related Services
• Social Activities
• Personal Care Services
• Medication Assistance
• Weekly Laundry & Linen
• Fitness Center
• Chapel
• Library/Internet Center
• On-Site Management
Welcome Home Management has been a part of
New Ulm’s Continuing Progress for the Last 7 Years!
Pam McMullen
On-Site RN
For your personal introduction please call us at:
507-354-2159
Sabina Traulich
Director of Resident Services
1223 Karl Drive • New Ulm
wtohdevelopment.com
THE JOURNAL, New Ulm, MN
2006 Page 23
I nve s t i n Yo u r s e l f !
Buy a Home!
Sleepy Eye
0
1
We Can Show You ALL
Property Listings in MN
www.realtyexecutivesmn.com
$54,900
19851 300th Avenue
Four Bedrooms, Three Baths
& Double attached Garage
www.kimsalfer.com
Daily updates available 24/7
NEW ULM
$279,900
!
ES
R
C
A
NEW ULM
$109,900
NEW ULM
$124,900
926 South Washington
226 North Payne
612 North State
Two Bedrooms, Two Baths
Great Investment!
Four Bedrooms, Two Baths
Three Bedrooms, Two Bath
& Double attached Garage
Realtor: Jerry Sandmann
Realtor: Shelly Rewitzer
Realtor: Kim Salfer
NEW ULM
$129,900
SLEEPY EYE
$129,900
MORGAN
$159,900
G
IN
ST
I
L
EW
N
28 South Front
505 Walnut St SW
37805 260th Avenue
Four Bedrooms, Two Baths
& Detached Garage
Three Bedrooms, Two Bath
& Double detached Garage
Three Bedrooms, One Bath
& Double detached Garage
Realtor: Shelly Rewitzer
Realtor: Kim Salfer
Realtor: Jerry Sandmann
NEW ULM
3
$244,900
NEW ULM
$244,900
NEW ULM
$269,900
N
O
TI
EW C
N RU
ST
N
O
C
!
ES
R
C
A
10498 Shag Road
618 23rd North
37 Village Lane
Three Bedrooms, Three Baths
& Double attached Garage
Four Bedrooms, Two Baths
& Triple attached Garage
Three Bedrooms, Two Baths
& Huge Family Room
Realtor: Jerry Sandmann
Realtor: Shelly Rewitzer
Realtor: Kim Salfer
NEW ULM
$92,900
New Ulm
$154,900
Ortonville
$99,999
G
IN
ST
LI
EW
N
407 North Jefferson
1244 3rd St. South
Two Bedrooms, Two Baths
Must See!
Three Bedrooms, Three Baths
Owner/Agent: Shelly Rewitzer
Realtor: Jerry Sandmann
78591 Lovegreen
Woodshore
Three Bedroom Cabin
Realtor: Shelly Rewitzer
Lafayette, New Ulm & Sleepy Eye Lots ranging from $16,000-$44,900
River Valley
Each Office Independently
Owned and Operated
Please call for appointments as we
cannot be in our office at all times,
so please call our cell. We can be
reached direct anytime.
EE
R
F
When buying or selling property, Call Us!
You’ll be glad you did. . . Guaranteed!
THE JOURNAL, New Ulm, MN
2007 Page 24
V
Toirtu
ur a
s l
“WE MAKE
THINGS
HAPPEN”
Two Rivers Team
Shelly Rewitzer
354-1961
Kim Salfer
Jerry Sandmann
276-9977
276-6813
ower evel
reations
Experience
Enjoy your lower level!
Office, media room,
relaxing sauna,
decks and patios
or bathroom.
Extra living space or
a cedar closet. Create
your own lower level today, with
quality work and great service.
HDTV
Now available at NU-Telecom!
Lower Level Creations
Steve Sveom - Insured
915 2nd North
New Ulm, MN 56073
507-359-5731
24-Hour return call guarantee
www.nutelecom.net
Some restrictions may apply. Call for availability.
When you’re buying a home ...
I’m the One.
From our one-hour mortgage guarantee to our low-cost
pl
oy
ee
Ow
n er
homeowner’s insurance options, I can help you use the Bank
erg
gisb
Pete Gug
•
Em
Midwest family of companies to do everything you need to
get into your new home. I can even help you get extra cash to
get rid of the shag carpet.
Everything a new homeowner needs. One Place.
Bank. Invest. Insure.
Member FDIC
Insurance and investment products are not deposits, not
FDIC insured, not insured by any federal government agency,
not guaranteed by the bank, and may go down in value.
New Ulm • 507.354.8813
BankMidwest.com
THE JOURNAL, New Ulm, MN
2006 Page 25
Home is where the heart is...
It is the center of your community: a place to raise your
family, a place to call your own. That’s why so many
prospective homeowners choose Krenz Real Estate for
help with their real estate needs. Our commitment to
providing honest, ethical real estate services ensures
that your transaction will be handled in a
professional manner. Proud to be providing
real estate and auction services to our
community for over 50 years, selling
homes, farms and commercial property.
List your
property with
MARK NELSON
NOW TO
SERVE
YOU EVEN
BETTER!
The team at Krenz Real
Estate is qualified in guiding
you through the home
buying and selling
VERONICA
NELSON
LARRY KRENZ
BROKER
process. Our goal is to
find the home you
want at a price you can
afford or help you sell your
home at the right price, in
the shortest amount of time
possible.
Same us...
just better!
THE JOURNAL, New Ulm, MN
2007 Page 26
KRENZ REAL
ESTATE
When your home sells,
you become eligible to win a
Included in the
trip worth $1,500 listing
Veronica will
See an agent for details.
help you stage your
home.
Terms, conditions and restrictions apply.
Krenz Real Estate
1320 S. Broadway • New Ulm, MN
507-359-7546
We are customer focused. Visit our Web site at
www.krenzrealestate.com for maximum market!
Randy Poehler
Construction
Interior/Exterior
New Construction
•
•
•
•
•
•
Additions
Garages • Siding
Windows & Roofing
Remodeling
Egress Windows
Ceramic Tile
45951 451 Ave.
Nicollet, MN
56074
507-232-3709
FREE
DELIVERY
42x90 Table with
6 oak side chairs
$999
“EVERYTHING IS ALWAYS ON SALE AT”
Hanska Furniture & Floor Covering
Main St., Hanska • (507) 439-6213
Mon. 9 am-8 pm • Tues.-Sat. 9 am-5 pm
Gutter
Cutters
SEAMLESS GUTTERS
&
MAKE THE MOST OF YOUR OUTDOOR LIVING SPACE
FREE ESTIMATES
MANY COLORS TO CHOOSE FROM
LOCALLY OWNED • FULLY INSURED
GUTTER PROTECTION
This attractive ceiling system transforms
the underside of your deck into an inviting
haven that is clean, dry and enjoyable!
New Ulm (507)-276-3530
THE JOURNAL, New Ulm, MN
2006 Page 27
SAV E
250
UP TO
$
SAVE $50 PER SILHOUETTE WINDOW
SHADING, UP TO FIVE SHADINGS!
®
Enjoy the timeless style and elegance of Silhouette® window
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a whole new light. Contact us for a free consultation today.
Toll Free # 1-877-373-8535
FREE ESTIMATES • FREE INSTALLATION
Showroom 1704 N. Riverfront Dr. • Mankato, MN 56001
Offer Valid 3/1/07-5/31/07
©2007 Hunter Douglas Inc. ®Registered trademark of Hunter Douglas Inc.
Leaders in
design &
installation
At Redwood Falls
Nursery, we have
over fifty years of
experience in home
landscape design &
installation. That’s one
reason why we’re
southwestern
Minnesota’s leading
suppliers of quality
northern grown
nursery stock.
Call today for unique,
custom designed landscaping for your home.
507-637-8615
THE JOURNAL, New Ulm, MN
2007 Page 28
Serving Southwest Minnesota Since 1951
Redwood Falls Nursery
Box 304, Redwood Falls, MN 56283
For Your Insurance
Needs Call
Building • Remodeling • Painting • Masonry Work
Shingling • Siding Plus ICF (Insulated Concrete Forms)
FREE ESTIMATES
George Altmann
359-2123
Call 507-359-2664 • New Ulm, MN
Peter Altmann
359-7691
FARM • HOME • AUTO • BOAT
CYCLE • MOBILE HOME
George Altmann
Insurance Agency
New Ulm • 359-2123
$24,900-$59,900
$299,900
1909 Ryan Road
New construction, 3 bdrm rambler, 2 stall garage, lg. kitchen,
dining room, CA, super insulated & maintenance free.
Fabulous view overlooking New Ulm.
For Information, Call 507-359-2664
License #2855
Woodhaven
Circle
Lots
812
Cottonwood
Street
510
North
Franklin
GORGEOUS
R I V E R FRONTAGE! Four
lots with city services.. Most assessments
already
paid.
MAINTENANCE
FREE LIVING!
This 2 bed/2bath
townhome has a
gas fireplace. Riverside lot. No
assessments.
A DUPLEX THAT
CASH
FLOWS!
New paint & flooring in main floor
apartment.
Furnace & central
air new in 2004.
$229,000
$84,900
600
Summit
Avenue
Summit
Avenue
Lot
406
Wacouta
St. Paul
COUNTRY
ESTATE IN THE
CITY! Grand old
home with apartment and summer house on 3/4
acre lot.
ONE ACRE LOT!
An unbelievable
price for this large
lot featuring mature
oak & maple trees
and a ravine view.
URBAN CABIN!
Penthouse 2 bed
2 bath condo
features large
private rooftop
patio with view of
state Capitol.
$59,900
$324,500
THE JOURNAL, New Ulm, MN
2006 Page 29
BuyMyself
Mistakes Buyers Typically Make
By Erle Rawlins III
1. Buyers don't clearly understand the roles and duties of real estate licensees,
especially who represents whom in purchase transactions, and may wrongly
misinterpret or rely on a licensee's actions as representing the buyer's
interests alone.
2. Buyers may innocently disclose confidential and material information
about their buying needs, financial abilities and negotiating strategies to
sellers and their agents, especially when not aware of the roles of the
licensees involved in a transaction.
3. Buyers think that sellers pay real estate commissions as well as other
closing expenses and seller concessions.
4. Buyers think mortgage companies and appraisers protect and promote the
best interests of the buyer.
5. Buyers fail to understand how critical it can be to carefully design
contracting strategies and techniques in order to better negotiate with sellers
and their agents.
6. Buyers don't appreciate the benefits they gain when they are entitled to
receive the undivided loyalty and trust of the agent, and are usually
uninformed about the service and loyalty limitations inherent with an
intermediary, appointed licensee, dual agent or other limited service
providers.
7. Buyers minimize the effect of competing buyers when preparing or
negotiating purchase offers.
8. Buyers are usually unaware of the importance of personally attending and
conducting thorough and independent physical property inspections,
environmental audits and separate property appraisals as a condition of the
home purchase.
9. Buyers do not comprehend the important value relationship between real
estate services offered or provided and compensation obligations.
10. Buyers fail to recognize the long term value benefits of preserving and/or
enhancing the buyer's equity position.
THE JOURNAL, New Ulm, MN
2007 Page 30
L-R: Michelle Sellner, Dan Braam, Jennifer Miest
• Convenient hours
• Low APR
• Low monthly payments
• Quick application proceeding
ALLIANCE BANK
NEW ULM • MADELIA • HANSKA • HUNTLEY • COURTLAND
354-3133
642-3236
439-6227
866-4411
359-2865
Member FDIC
www.alliancebanks.com
THE JOURNAL, New Ulm, MN
2006 Page 31
Are you ready to buy a home?
1. HOW DO I KNOW IF I'M READY TO BUY A HOME?
You can find out by asking yourself some questions:
Do I have a steady source of income (usually a job)? Have I been employed on a regular basis
for the last 2-3 years? Is my current income reliable?
Do I have a good record of paying my bills?
Do I have few outstanding long-term debts, like car payments?
Do I have money saved for a down payment?
Do I have the ability to pay a mortgage every month, plus additional costs?
If you can answer "yes" to these questions, you are probably ready to buy your own home.
2. HOW DO I BEGIN THE PROCESS OF BUYING A HOME?
Start by thinking about your situation. Are you ready to buy a home? How much can you afford in a monthly mortgage payment (see
Question 4 for help)? How much space do you need? What areas of town do you like? After you answer these questions, make a "To Do"
list and start doing casual research. Talk to friends and family, drive through neighborhoods, and look in the "Homes" section of the
newspaper.
3. HOW DOES PURCHASING A HOME COMPARE WITH RENTING?
The two don't really compare at all. The one advantage of renting is being generally free of most maintenance responsibilities. But by
renting, you lose the chance to build equity, take advantage of tax benefits, and protect yourself against rent increases. Also, you may not
be free to decorate without permission and may be at the mercy of the landlord for housing. Owning a home has many benefits. When
you make a mortgage payment, you are building equity. And that's an investment. Owning a home also qualifies you for tax breaks that
assist you in dealing with your new financial
responsibilities- like insurance, real estate taxes, and upkeep- which can be substantial. But given the freedom, stability, and security of
owning your own home, they are worth it.
4. HOW DOES THE LENDER DECIDE THE MAXIMUM LOAN AMOUNT THAT CAN AFFORD?
The lender considers your debt-to-income ratio, which is a comparison of your gross (pre-tax) income to housing and non-housing
expenses. Non-housing expenses include such long-term debts as car or student loan payments, alimony, or child support. According to
the FHA,monthly mortgage payments should be no more than 29% of gross income, while the mortgage payment, combined with nonhousing expenses, 4 should total no more than 41% of income. The lender also considers cash available for down payment and closing
costs, credit history, etc. when determining your maximum loan amount.
5. HOW DO I SELECT THE RIGHT REAL ESTATE AGENT?
Start by asking family and friends if they can recommend an agent. Compile a list of several agents and talk to each before choosing one.
Look for an agent who listens well and understands your needs, and whose judgment you trust. The ideal agent knows the local area well
and has resources and contacts to help you in your search. Overall, you want to choose an agent that makes you feel comfortable and
can provide all the knowledge and services you need.
6. HOW CAN I DETERMINE MY HOUSING NEEDS BEFORE I BEGIN THE SEARCH?
Your home should fit way you live, with spaces and features that appeal to the whole family. Before you begin looking at homes, make a
list of your priorities - things like location and size. Should the house be close to certain schools? your job? to public transportation? How
large should the house be? What type of lot do you prefer? What kinds of amenities are you looking for? Establish a set of minimum
requirements and a 'wish list." Minimum requirements are things that a house must have for you to consider it, while a "wish list" covers
things that you'd like to have but aren't essential.
FINDING YOUR HOME
7. WHAT SHOULD I LOOK FOR WHEN DECIDING ON A COMMUNITY?
Select a community that will allow you to best live your daily life. Many people choose communities based on schools. Do you want access
to shopping and public transportation? Is access to local facilities like libraries and museums important to you? Or do you prefer the peace
and quiet of a rural
community? When you find places that you like, talk to people that live there. They know the most about the area and will be your future
neighbors. More than anything, you want a neighborhood where you feel comfortable in.
8. WHAT SHOULD I DO IF I'M FEELING EXCLUDED FROM CERTAIN NEIGHBORHOODS?
Immediately contact the U.S. Department of Housing and Urban Development (HUD) if you ever feel excluded from a neighborhood or
particular house. Also, contact HUD if you believe you are being discriminated against on the basis of race, color, religion, sex, nationality,
familial status, or disability. HUD's Office of Fair Housing has a hotline for reporting incidents of discrimination: 1-800-669-9777 (and 1800-927-9275 for the hearing impaired).
Continued on page 44
THE JOURNAL, New Ulm, MN
2007 Page 32
Watch better. Surf faster.
Comcast Digital Cable
•
•
•
•
•
Outstanding variety for the whole family
Instant access to hit movies – Movies On Demand
Brilliant HD programming – no expensive equipment to buy
Easy to find programs with Interactive Program Guide
Complete control of your TV viewing with a DVR
Comcast High-Speed Internet
• Download speeds up to 6Mbps
• PowerBoostTM provides an extra burst of speed – up to
12Mbps for downloads and up to 2Mbps for uploads
• Surf safely with McAfee® suite of security software
• Record video Email and send to family and friends
Get great savings on Comcast Digital Cable and
Comcast High-Speed Internet!
Call today!
507.354.4191 New Ulm
200 N. Minnesota St.
Actual speeds may vary and are not guaranteed. PowerBoostTM only available with Comcast’s 6.0/8.0 speed plans. Comcast 6Mbps High-Speed Internet with
PowerBoost provides a burst of download and upload speed above the customer’s provisioned download and upload speeds for the first 10 MB and 5 MB of a
file respectively. It then reverts to your provisioned speed for the remainder of the download or upload. Promotional offer available to new residential customers
in serviceable areas only (and is not available to current or former Comcast subscribers with unpaid balances) who have not had services within the last 60 days.
Equipment (including cable modem) required and offer does not include equipment charges. Following the promotional period, Comcast’s regular charges apply
unless service is canceled by calling 507-354-4191. Not all applications and features are compatible with Macintosh systems. Call Comcast for restrictions,
minimum service requirements, and details about service and prices.
THE JOURNAL, New Ulm, MN
2006 Page 33
The Problem Water Specialists
Car + Home =
We get the odor
& iron out of
your water
BIG SAVINGS
See me for Car and Home Insurance and save.
Arsenic Removal
Systems
Livestock, Residential & Commercial
• Drinking Water Systems
• Iron/Manganese/Chlorination
• Water Conditioners • Bottled Water
Licensed Water Conditioning Contractor
Don Sanderson, Agent
1600 North Broadway St.
New Ulm, MN 56073-1252
Bus: 507-354-8524
[email protected]
LIKE A GOOD NEIGHBOR, STATE FARM IS THERE
Providing Insurance and financial Services
P058006 03/05
State Farm • Home Offices: Bloomington, IL
1204 S. Broadway • New Ulm
507-233-2418 or 1-800-763-8426
“Why Invest For Less, When You Can Own The Best!”
A New Home From
FACTORY HOME CENTER, INC.
Where you Deal Exclusively With the Owners
Redwood Falls, Mn
Factory Tours
Available
by Appointment
THE JOURNAL, New Ulm, MN
P H : 507-644-2115 • FX: 2114
www.factoryhomecenter.com
Contractor #5215,Installer#9335, Dealer#MD1644
2007 Page 34
Schultz, Singles
Sectionals
& Modulars
761250/62/nr
THE JOURNAL, New Ulm, MN
2006 Page 35
EARTH WORKS
LANDSCAPE SUPPLY , INC.
All your landscape needs under one roof!
• Retaining Wall Block
• Concrete Pavers
• Landscape
Fabric & Edging
• Decorative
Mulch & Rock
• Water Pond Supplies
• Trees & Shrubs
• Annuals, Perennials
& Vegetables NEW!
• Garden Decor NEW!
• Grass Seed & Sod
• Lawn Fertilizer
507-359-1131
Visit our Indoor Showroom.
Delivery Available
Opens April 2nd at the “former Cat & Fiddle” on Hwy 68.
Professional
cleaning
is our only
business
Carpets & Upholstery
Air Ducts
Fire & Water Restoration
CAPTAIN CLEAN
SERVICES, INC.
507-354-8188
THE JOURNAL, New Ulm, MN
2007 Page 36
Building or Remodeling?
Dwight, Holly, Geni & Pam
Genuine Woodcraft
Custom Cabinets & Tops
Since 1988
Owners:
David & Sandra Johns
21 N. Van Buren Ave., Springfield • 507-723-5106
www.genuinewoodcraft.com
Ahrens Heating, Inc.
1227 South Broadway•New Ulm, MN 56073
507-354-2217
When you purchase a high-efficiency Home Comfort System...
Receive up to
$1000
OR
Up to
12 Months NO PAYMENT
Deferred Interest**
toward your
utility bills*
Lennox Heating & Air Conditioning • Duct Cleaning • Indoor Air Quality
• Humidifiers • Metal Fabrication • Ventilation • Radon Testing
24 Hour Service
RESIDENTIAL & COMMERCIAL
Put Your Trust in Ahrens and Get the Job Done Right!
THE JOURNAL, New Ulm, MN
2006 Page 37
LET
BU ILDERS
Help with Building, Remodeling
and more!
Take Advantage of Tax Credits
through 2007
Local Rebates Available
depending on area.
• New Homes
• Remodels
• Site Work
• Landscape
• Computer Design
• Decks
• Garages
• Pole Barns
• Free Estimates • Insured
• Experienced
BU ILDERS
New Ulm • [email protected]
License #20618515
Nate Rodewald
276-3395
Here’s a List of Products
We Install:
• Polyurethane Foam
• Icynene Foam (shown)
• Blown Fiberglass
• Fiberglass Batting
• Cellulose
• Floor & Roof Coatings
• Foundation Waterproofing
Paul’s Electric, Inc.
New Ulm, MN
• Thermal Barriers
• Vapor Retarders
• Attic Venting
• Metal Roof Coatings
• Window & Door Foam
Sealant
• FREE ESTIMATES
• FREE PHONE CALL!
We Accept:
(507) 233 – 5735
www.paulselectricinc.com
TOLL FREE..................1-800-722-0543
IN GIBBON................1-507-834-6519
IN HUTCHINSON.....1-320-234-6352
www.northern-insulation.com
Email: [email protected]
THE JOURNAL, New Ulm, MN
Chad Schneider
276-2320
2007 Page 38
Your Complete
Electrical Contractors
Commercial – Residential - Farm
Licensed * Bonded * Insured
* At Your Service Since 1987 *
CALL NOW
FOR 2007
INSTALLATION
SEAMLESS GUTTERS
FREE ESTIMATES
PVC Coated Aluminum, 20-plus colors, Custom Made to Length,
Satisfaction Guaranteed, Fascia and Soffit Installation,
Service and Repair, Leaf Proof Now Available
TOLL FREE
507-794-5555
Mike Thompson
PO BOX 468 • 521 MAIN STREET • SLEEPY EYE
COMPLETE LINE OF
LANDSCAPE MATERIALS
RESIDENTIAL • COMMERCIAL
DECORATIVE ROCK
WASHED RIVER ROCK • RED STONE
KASOTA STONE
SAND • GRAVEL
BLACK DIRT
PICK-UP
OR DELIVERY
HOFFMAN CONSTRUCTION CO.
2232 South Broadway • New Ulm
359-4444
THE JOURNAL, New Ulm, MN
2006 Page 39
Your Year Round Comfort Is Our Commitment!
We’ll help you get what you want!
We specialize in new home construction & remodeling projects.
• Over 25 years
experience
• Quality Work
• Free Estimates
• Heating
• Air Conditioning
• Ventilation Systems
• Radiant In-floor
Heating
• Sales
• Service
• Design
Come see us at
710 South Valley or call 354-3947
Richards’
SEAMLESS GUTTER INC.
•
•
•
•
•
•
•
100% Aluminum
NO Painting
NO Leaks
Many Colors
Gutter Guard
Residential & Commercial
Gutter Guard & Leafproof
A Quality Product at a Better Price!
FREE ESTIMATES
507.345.7070
1.800.944.3466
Serving Southern MN Since 1976
THE JOURNAL, New Ulm, MN
2007 Page 40
We Are Your Bank
For All Types of
Home Loans
Lois,
Allison
& Lisa
Home Buying • Home Building • Home Improvement
• Home Refinancing • Home Equity
1823 S. Broadway
100 N. Minnesota
2005 N. Garden
507-233-4700
Member FDIC
www.frandsenbank.com
present this
coupon to
receive a
Fixed-Rate Home Mortgage Loan
With $250 Off Closing Costs
offer
Expires
10-1-07
Member FDIC
THE JOURNAL, New Ulm, MN
2006 Page 41
THE JOURNAL, New Ulm, MN
2007 Page 42
Ruud Reliability,
All Year Long
With its technically superior, super durable
Scroll® compressor built into every unit, you
can rely on a Ruud air conditioner to be the
quietest, most efficient cooling unit anywhere.
Klassen Plumbing & Heating
(507) 359-9616 • Fax: (507) 354-2088
7 River Street, New Ulm, MN 56073
Everyone deserves a beautiful
place they can call home. Call
today and let us show you some
of the gems in our collection.
Call Us Today!
Jason Melzer
Cell# 276-4997
You Deserve the Home
of Your Dreams
Stephanie Meyer
Cell# 217-1367
www.valley-properties.com
THE JOURNAL, New Ulm, MN
2006 Page 43
FINDING YOUR HOME
9. HOW CAN I FIND OUT ABOUT LOCAL SCHOOLS?
You can get information about school systems by contacting the city or county school board or the local schools. Your real estate agent
may also be knowledgeable about schools in the area.
10. HOW CAN I FIND OUT ABOUT COMMUNITY RESOURCES?
Contact the local chamber of commerce for promotional literature or talk to your real estate agent about welcome kits, maps, and other
information. You may also want to visit the local library. It can be an excellent source for information on local events and resources, and
the librarians will probably be able to answer many of the questions you have.
11. HOW CAN I FIND OUT HOW MUCH HOMES ARE SELLING FOR IN CERTAIN
COMMUNITIES AND NEIGHBORHOODS?
Your real estate agent can give you a ballpark figure by showing you comparable listings. If you are working with a real estate professional,
they may have access to comparable sales maintained on a database.
12. HOW CAN I FIND INFORMATION ON THE PROPERTY TAX LIABILITY?
The total amount of the previous year's property taxes is usually included in the listing information. If it's not, ask the seller for a tax receipt
or contact the local assessor's off ice. Tax rates can change from year to year, so these figures may be approximate.
13. WHAT OTHER TAX ISSUES SHOULD I TAKE INTO CONSIDERATION?
Keep in mind that your mortgage interest and real estate taxes will be deductible. A qualified real estate professional can give you more
details on other tax benefits and liabilities,
14. IS AN OLDER HOME A BETTER VALUE THAN A NEW ONE?
There isn't a definitive answer to this question. You should look at each home for its individual characteristics. Generally, older homes may
be in more established neighborhoods, offer more ambiance, and have lower property tax rates. People who buy older homes, however,
shouldn't mind maintaining their home and making some repairs. Newer homes tend to use more modern architecture and systems, are
usually easier to maintain, and may be more energy-efficient. People who buy new homes often don't want to worry initially about upkeep
and repairs.
15. WHAT SHOULD I LOOK FOR WHEN WALKING THROUGH A HOME?
In addition to comparing the home to your minimum requirement and wish lists, use the HUD Home Scorecard and consider the following:
Is there enough room for both the present and the future?
Are there enough bedrooms and bathrooms?
Is the house structurally sound?
Do the mechanical systems and appliances work?
Is the yard big enough?
Do you like the floor plan?
Will your furniture fit in the space? Is there enough storage space?
(Bring a tape measure to better answer these questions.)
Does anything need to repaired or replaced? Will the seller repair or replace the items?
Imagine the house in good weather and bad, and in each season. Will you be happy with it year-round?
Take your time and think carefully about each house you see. Ask your real estate agent to point out the pros and cons of each home
from a professional standpoint.
16. WHAT QUESTIONS SHOULD I ASK WHEN LOOKING AT HOMES?
Many of your questions should focus on potential problems and maintenance issues. Does anything need to be replaced? What things
require ongoing maintenance (e.g., paint, roof, HVAC, appliances, carpet)? Also ask about the house and neighborhood, focusing on
quality of life issues. Be sure the seller's or real estate agent's answers are clear and complete. Ask questions until you understand all of
the information they've given. Making a list of questions ahead of time will help you organize your thoughts and arrange all of the
information you receive. The HUD Home Scorecard can help you develop your question list.
17. HOW CAN I KEEP TRACK OF ALL THE HOMES I SEE?
If possible, take photographs of each house: the outside, the major rooms, the yard, and extra features that you like or ones you see as
potential problems. And don't hesitate to return for a second look. Use the HUD Home Scorecard to organize your photos and notes for
each house.
THE JOURNAL, New Ulm, MN
2007 Page 44
MN Lic 6219
THE JOURNAL, New Ulm, MN
2006 Page 45
THE JOURNAL, New Ulm, MN
2007 Page 46
excellence
We’ll help
getget
there.
We’ll
helpyou
you
there.
How do we know what our customers need?
Simple. We ask them.
“Building a new home is an exciting endeavor. But it
can also be stressful.
United Prairie Bank helped keep the process smooth,
and they have products to fit all our banking needs.
Thanks United Prairie Bank--we love our new home!”
-- Kevin and Linda Portner
(pictured above)
Marea and Shannon
Mortgage Lenders
unitedprairiebank.com
507.359.2001
MORTGAGE
MEMBER FDIC • Equal Housing Lender
THE JOURNAL, New Ulm, MN
2006 Page 47
RELAX
We install
Marvin Windows
and Doors
You have better things to do.
Let us measure, order, deliver
and install your Marvin
replacement windows. It’s
simple, reliable and hassle free.
We deliver - We install - You Enjoy!
DESIGN
HOME CENTER
THE JOURNAL, New Ulm, MN
2007 Page 48
Hwy. 14 West • New Ulm
233-8440
www.designhomecenter.com