President Komorowski President Komorowski - Netherlands
Transcription
President Komorowski President Komorowski - Netherlands
No. 35 Summer 2011 The Netherlands-Polish Chamber of Commerce President Komorowski meets bilateral Chambers of Commerce Interview Report Face to face with Jasper Buter, managing director of Dialogix Teambuilding with a purpose Advertisement Bulletin Summer 2011 4 Word of the chairman 5 Chamber calendar 6 Interview Jasper Buter, managing director of Dialogix 10 Chamber events What has the Chamber recently been up to? 14 Report Polish labour market getting back on its feet 18 Career tracker 20 New members 22 Interview Marc van der Ploeg: from corporate life to entrepreneurship 24 Column Remy Vermunt 24 Column Paweł Mlicki 25 Column Remco van der Kroft 27 The history of Dutch companies in Poland serial part 1: Philips 28 Report Member company Ghelamco visits our Promised Kids 12 Minister Henk Bleker visits Poland to talk about agricultural and economical issues. 25 Column Remco van der Kroft: Board of the Chamber meets the Polish head of state President Komorowski 28 Ghelamco visits FCSR for a teambuilding session with a purpose issue 35 Bulletin 3 Netherlands - Polish Chamber of Commerce Dear members and friends of the Chamber, It gives me great pleasure to present to you our new Bulletin, full of interesting articles reflecting the many business activities that our members undertake in Poland. Since the Polish economy is likely to grow by 3.8 per cent in 2011, Poland is once again offering many business opportunities in the coming period. I hope, however, that you will find time to join one or more of our events. During our members’ annual meeting in May, we looked back on the past year in which we offered many interesting activities, for instance our visit to the Warka brewery of Grupa Żywiec and the Rijsttafel, to name just a few. Our treasurer, Hans van Houwelingen, presented a detailed financial overview over the past year, which showed that we are in a financial healthy situation. During our members’ annual meeting, we officially liquidated the Vereniging Bilaterale NederlandsPoolse Kamer van Koophandel, which was operating under Dutch law. At the same time, all the activities of the association were taken over by our new bilateral Chamber of Commerce, based on the Law on Chambers of Commerce in Poland. We are very pleased with this new structure, which offers us many more possibilities to represent our members in Poland and to voice their issues on an appropriate level. During the meeting we said farewell to our departing board member, Hans van Houwelingen. He has been our treasurer for two years and has done a great job in structuring our finances. I would like to take this opportunity to thank Hans for his efforts. Maurice Idsardi is his successor who has taken up the function of treasurer on our board. We also welcomed Dini Bouwmeester, Group Quality & Technology Manager at Grupa Żywiec. With her extensive experience in Poland, she is a welcome addition to our board. Furthermore, I want to mention the very interesting meeting that representatives of our Chamber had with Polish President Mr. Komorowski. This meeting was organised by the International Group of Chambers of Commerce (IGCC). Together with the other bilateral Chambers of Commerce, we had the possibility to meet with the President of Poland and discuss our experiences as foreign companies on the Polish market. To us, this meeting is a strong and positive signal that the highest Polish authority is appreciating and supporting foreign investors doing business in Poland. In front of you there is the Bulletin, with a whole lot of news and background information. I very much hope that you enjoy reading it. Eric Drok, Chairman of the Netherlands - Polish Chamber of Commerce. Bulletin is the quarterly magazine of the Netherlands - Polish Chamber of Commerce. It aims to provide a selection of important and relevant information about the chamber and on bilateral business relations and activities between the Netherlands and Poland. Go to our website www.nlchamber.com.pl to find previous issues of our bulletin. Please email any of your comments to [email protected]. 4 issue 35 Bulletin Publisher: Managing Editor: Concept and production: Columnists: Photos: Advertisement management: The Netherlands - Polish Chamber of Commerce Elro van den Burg Oorsprong Media Remco van der Kroft Paweł Mlicki Remy Vermunt Elro van den Burg Małgorzata Szydłowska Chamber June 7 agenda Dutch Business drink Location: Hotel Hilton, Grzybowska 63, Warsaw 18.30 – 20.30. Sponsored by Van Ameyde CEE Poland _________________________________ July and August Dutch Zomercafé/summerpub September 6 Dutch Business drink Location: Wiatraki ul. Warecka 8/30a Warsaw. In cooperation with the Dutch Association Poolshoogte, we are organising a summerpub for those who stay in Poland during summertime. _________________________________ Location: Hotel Hilton, Grzybowska 63, Warsaw 18.30 – 20.30. Sponsored by KLM _________________________________ September 8 B2B Mixer Poznań 2011 Location: Kolegiacki 17, Poznań starting at 18.00 The B2B Mixer is a cooperation of four bilateral Chambers in Poland: the Dutch-, the British-, the American- and the Spanish – Polish Chamber of commerce. _________________________________ September 15 International Octoberfest The international Oktoberfest is a joint business mixer of five international chambers in Poland: The Dutch-, The British-, the American-, the German, and the Scandinavian-Polish Chamber of Commerce. More information will be provided on our website www.nlchamber.com.pl _________________________________ October 4 Dutch Business drink Location: Hotel Hilton, Grzybowska 63, Warsaw 18.30 – 20.30. Sponsored by Croon TBI October 21 Indonesian Rijsttafel Location: Hotel Hilton, Grzybowska 63, Warsaw Please mark this date in your calendar. More information will be provided on www.nlchamber.com.pl _________________________________ _________________________________ Advertisement Dialogix: Less is more Jasper Buter, founder and owner of the company Dialogix, which possesses the largest email database in Poland, explains why email marketing is no longer only about sending emails. 6 issue 35 Bulletin The story of how Jasper Buter ended up in Poland might sound familiar to many How are you currently doing, four years after your start-up? foreign entrepreneurs in Poland. In 2007, Buter, the son of an owner of a fruit and vegetable wholesale, loaded up his car in Amsterdam with a few suits and “We are very successful. We have 75 customers out of the top 1000 major underwear and headed full speed for Poland. Setting up his own company in companies in Poland. Although it is going very well, what strikes me is that Poland was an idea that originated from an internship he took in Poland in 1993. there is a huge pressure on prices in Poland. There are several companies interested in quality, but many marketing managers look first at what it Did you start up your company Dialogix all by yourself? costs before they ask about the strategy behind our plans and how we help them to reach their marketing goals.” “No I didn’t. Now I speak fairly good Polish, but at the time I started my business in Poland I needed advisors for everything. One of the people that Isn’t that very difficult in your line of work? You have a very innovative I have known for a long time is Wojciech Dobrzański. Wojciech isn’t the ideal product to sell, but clients mainly want to buy for the lowest price. partner for setting up a media company. He has a financial background and didn’t have any experience in this branch until we started our business. But “That is difficult, and we had to adjust in the beginning to serve this market. to me it was very important that I could trust somebody. And I certainly trust But I don’t want to give up on quality, which is why I always try to first him. I met Wojciech during my internship in Poland. Many years later he was contact the ‘top dog’ in a company and avoid the middle management. the first person I called when I finally decided to start a business in Poland.” For instance, I got to the Polish CEO of AEGON through the CEO of this company in the Netherlands. When you talk with a company at this level Why did you choose Poland to do an internship? they often start with anything but money. It is then much easier to get the message of the quality of email marketing across.” “During my studies in the Netherlands I met another student with many international contacts. He encouraged my interest in exotic countries Is it frustrating that Poles are mainly focussed on price? and brought me into contact with someone in Gliwice who I was able to help with setting up a business.” “It is, but I have found a way to make use of this behaviour. Recently we launched a website called ‘prosze bardzo’. On this site, marketing managers Why did you decide to do an internship abroad in the first place? It would can gather leads simply and cheaply. Ordinary Poles can subscribe and join have been easier to fulfil your practicum in the Netherlands. contests that take place on the site. They can gather points for joining, and if they have saved 5 stars they can cash this in. I will simply send money to “Originally I even had a far more extreme destination their bank accounts. This website will get a lot of in mind: Japan. I took Japanese lessons for half a traffic when I start promoting it through our email year, just to prepare myself with basic language so database. It is a very simple concept. I know that it would be easier to find my way around in that Poles love bargains and to get money for free, and country. Left over from that experience is an ability I tried to connect this to my business.” to still read hiragana, the Japanese syllabary, quite well. I learned this from a Japanese person What is the difference in email marketing in the who studied Frisian languages at the University Netherlands and in Poland? of Groningen. He should have helped me with my trip to Japan, but a few weeks before my “I notice that in the Netherlands companies have internship he left for Russia. And with him, my a better understanding of email marketing and contacts in Japan also evaporated. And so I social media. For instance, over the past few decided to go for an internship in Poland. The years, social media, such as Twitter and Facebook, decision to change my destiny was made at the very last moment.” has developed very fast. Here in Poland, social media is considered as a completely new medium, which it isn’t, it is just another way of communicating How did you end up in the business of email marketing? and using the internet. And in Poland we see that a lot of marketing budgets have simply been transferred from email marketing to social media. However “I used to be a sales manager for BNR Radio in the Netherlands. My former not many marketing managers have a good understanding of how to commercial director asked me to help him start a new company, Mailmedia. implement and combine your email and social media marketing.” This is an email publishing company that became very successful in a very short period of time. Within one year we became the national leader in Would you say that social media is still in its infancy in Poland? email marketing, and within five years we expanded from two employees to 300. However, I wanted to fulfil another wish – to start my own business “I think that in the Netherlands we have a leading role. Many creative in Poland. And that is why I left Mailmedia in 2007.” and thoughtful people with knowledge of social media come from the Netherlands. I myself use a lot of developments from the Netherlands and Can you tell me something about the email strategy of mailmedia? introduce them here in Poland. For instance, the latest developments are the ability to change email messages in real time. This offers a lot of new “We started out with a data base of 30,000 people from an email clipping possibilities to combine email marketing with social media. I found this newspaper called Sapenda. Our partner, Kees Zegers, who was also the technology in the Netherlands and am now introducing it in Poland.” founder of nu.nl, already owned this database. We earned money from this email newspaper through the advertisements that we placed in it. After But aren’t there any marketing managers in Poland who do have an a while, one of the advertisers asked us to make an email newspaper understanding? dedicated only to his company. Soon we found out that this was a really interesting way to marketise email, and things developed fast. We grew “There are. A good friend of mine is marketing director for MARS. She decided from 2 employees to 300 in five years. But in the end, there weren’t any not to invest in email marketing because it doesn’t fit her product. That is a pity challenges left for me in Mailmedia, and I decided that it was the right time for me but I agree with her, because MARS bars are a mass product. You can to follow my dreams and start up my own project in Poland.” find them in every supermarket or gas station all over the country, so you don’t “Email marketing has been around for just a decade, but there are already the ‘old days’.” issue 35 Bulletin 7 8 issue 35 Bulletin have to target a special group. In this case it is better to use the mass media to promote your brand. The same goes for the beer brand Heineken. Unless you want to reach a select group, for instance with the Open’er festival. Email marketing is a perfect tool to call someone to action, and when you want to encourage a group of young people to go to this festival.” You have the largest database in Poland, consisting of 6 million people. How did you get this database? your company, unless they just bought a car. They are coming to your site because they are interested in cars in general. You can, for instance, publish something about the difference in perception about driving between man and woman. People will find this much more interesting and will be willing to come back to your page. When you only publish about yourself, people judge this as being too commercial. So you have to publish strong content related to your branch. You then have to use email to reach your target group and to tell them to go to your Facebook page.” “It is like with all things in Poland, you have to be very patient. I have built What is the reason behind this? up a partnership with publishers like e-gospodarka.pl, mojeauto.pl and e-biznes.pl. We exclusively rent their databases, and in return we receive “People have a tendency to talk about themselves, but you should try to avoid a commission. All the data are assorted and stored in our database. For this. On Facebook it is important to inspire people. And you shouldn’t forget instance, in my database you can easily pick out a single man with two to reward people for coming to your site. I have seen companies that offer dogs living in a renting flat in Warsaw, driving a BMW 3 series and intending a diploma to people who push the ‘like’ button on their Facebook page. to buy a new flat within 3 months. You can target that deep into my data. That is also a good way to keep people coming to your site. Then there is But the average marketing manager in Poland couldn’t care less about this the issue of converting visitors into prospects and clients. You can do that possibility. Most of them want to purchase on price.” by gathering their email addresses, because when you are communicating with them via email, you can start a personal dialogue. You gather this data What are the rules in Poland for using the data? through setting up a quiz or a survey on Facebook. It is not very difficult, it just has to be done right. It is the combination of the whole chain that makes “There are European rules that you have to follow. But beside European these marketing campaigns really strong. Unfortunately, in Poland many rules, Poland has its own regulations on top. Every database has to be companies are still struggling to find the right mix of channels.” registered at the Bureau of the Inspector General for Personal Data Protection (GIODO). It has been a very long way and took a lot of nerves to get ourselves certified, but we managed to get approval. With this certification we can help our partners set up and extend their own database, and advise them how to register at the GIODO bureau.” What, in your opinion, are the latest developments in email marketing? “Email marketing has been around for just a decade, but there are already the ‘old days’. Sending as many emails to as many accounts as possible is something of the old days. However, many marketers in Poland are still working like this. They do a lot of damage to the market. I sometimes have to explain to prospects that I want to target 100,000 well-defined people for them. Those companies show me that my competitors offer to send an email to a database of 5 million people. ‘Maybe those 5 million people have friends who are interested in my offer’ is their argument. New developments in my profession are all about combining email marketing with other channels as well as optimising your database. I am currently in contact with a company in the US that produces a system that makes it even more possible to trace behaviour on the internet. I will connect this data to my email database, which makes it possible to target people in more detail. For our clients this means that we can offer a better defined target group, which can save them a lot of money.” Are there any particular marketing campaigns that you like in Poland? “There is a very typical example that I wanted to show you. A great marketing campaign from Kraft foods and their brand Milka. It is a campaign connected to the Tatra Mountains which0 is very well thought out. It is one of the few good examples in Poland of integrating several channels into a campaign. In my opinion, social networks are suitable for branding and getting in touch with a large group of unknown people. With e-mail it is possible to have a direct and personal contact which can end up in dialogue with your prospects. Companies should build and strengthen their brand through social media and make the conversion by using e-mail. This is in my opinion the best way of achieving marketing goals. Email marketing should be more integrated with social media and vice versa.” Let’s pick out one channel: Facebook. What is the best way for a company to present itself on this medium? “Let me give you an example. Recently I advised one of my clients in the automotive industry on how to set up a Facebook page. It is critical how you set up your Facebook page. Users are on Facebook because they want to express themselves. You shouldn’t try to sell them something. And they are also not coming to your Facebook page to hear the latest news about issue 35 Bulletin 9 Chamber news and events Members’ annual meeting The Executive Board During our Annual Members Meeting, the new bilateral Chamber of Commerce has taken over the activities of the old organisation. The Chamber held a historical annual meeting of members in the meeting rooms of the Hilton Hotel on 10 May. During the meeting, the board officially liquidated the Vereniging Bilaterale Nederlands – Poolse Kamer van Koophandel, which operated under Dutch law. The members that were present Boardmember Remco van der Kroft (left) explains witnessed the establishment the proceedings for liquidating the Dutch organisation of the Chamber. of the new bilateral Chamber of Commerce based on the Law on Chambers of Commerce in Poland. With the approval of the Polish National Chamber of Commerce, we are now empowered by law to represent the interests of our members in particular towards the authorities. Also during the meeting, the director of the Chamber, Małgorzata Szydłowska reflected on the highlights and the main events of the Chamber over the previous year. During a presentation, she showed us successful new initiatives such as the company visit to the Warka brewery, business mixers „Holland meets....” and other notable events like the DutchIndonesian dinner ‘Rijsttafel’. This was followed by a presentation by Treasurer Hans van Houwelingen of the financial report from 2010. Then some Eric Drok (right) says farewell to departing treasurer Hans van Houwelingen. questions were answered, the report was accepted by the members with no votes against. Jasja van der Veen and Jasper Buter volunteered to take part in the audit committee that will review the financial report for the next year. Another issue at the annual meeting was the election of the new board. Treasurer Hans van Houwelingen said farewell to the Chamber. Chairman Eric Drok thanked him for his efforts and the energy that he had put into the Chamber over New treasurer Maurice Idsardi goes through the the past two years. Eric van budget for the next financial year. Vliet stepped down and was re-elected. Jaap Brouwer left the board and the Chamber welcomed Dini Bouwmeester as a new boardmember. 10 issue 35 Bulletin Eric Drok Chairman Remco van der Kroft Secretary and first contact for the Embassy and the International Group of Chambers of Commerce (IGCC). Eric van Vliet Responsible for events and the operational contact for the Chamber. Maurice Idsardi: Treasurer Paweł Mlicki: Responsible for all matters concerning the Bulletin. Dini Bouwmeester Position will be decided on a later moment Chamber participates in O Holender festival The Netherlands – Polish Chamber of Commerce has participated this year for the third time in the O Holender festival. The event, that was organised in the Kubusia Puchatka street in Warsaw, is based on and resembles the Dutch Queensday which is a day full of festivities and on which the Dutch celebrate the birthday of the their Queen. The O Holender festival in Warsaw was organized by Redbad Dutch-Polish children of the ‘Kinderclub’ performed a Dutch song The Kubusia Puchatka street was covered with blankets on which children offered their merchandise the giveaways that our members had provided us with. “Although we were troubled by the weather a little bit, this years edition of the O Holender festival has been a great success”, says Dini Bouwmeester, board member of the O Holender festival. “We will surely continue next year. This will be the fifth anniversary which also will be close to the Euro2012 championships so the next edition will surely be a very special event.” Over 20 cyclists took part in the bicycle parade Six teams took part in the street soccer tournament that had been set up in the street The Netherlands Polish Chamber of Commerce was present with a wheel of fortune promoting its members. Klijnstra in cooperation with many Dutch and Polish volunteers. O Holender started with a bicycle parade that was participated by more than twenty cyclists with decorated orange bikes. On the children stage, a group of twelve PolishDutch children performed a Dutch children song. Also many children took part in the free-market; The Kubusia Puchatka street was covered with blankets on which children offered their used toys and other trinkets. Otto Workforce had set up a street soccer field and organised a football tournament, which was won by a team of homeless soccer players. The Chamber was also present on the festival with a typically Dutch wheel of fortune. After turning this wheel, the visitors had to answer a question about one of our member companies. The right answers were rewarded with gifts and gadgets that were provided by our members and partners. During the festival, many people where lined up for the wheel and went home with one of Hostesses of Athlon Car Lease were inviting inhabitants of Warsaw to the festival Body Language in Business Just before our monthly business drink in April, many of our members joined the long awaited ‘Body Language in Business’ training by Remy Vermunt. Entrepreneurs and businesspeople all recognise the importance of strong communication skills, but the most important element of these – body language – is often neglected. “In the presence of others, we cannot NOT communicate. Since your body language has a large impact on the success of your business, it is important to get control over it,” says Vermunt. During a three-hour session, Vermunt taught the participants the basics of how to communicate with your body, but also how to read the signals from your business partners. issue 35 Bulletin 11 Minister Bleker visits Poland In April the Dutch minister of Foreign Economic Affairs, Mr Henk Bleker, led an economic and trade mission of twenty Dutch companies to Poland. While over here, Bleker also discussed with his counterparts the social problems concerning Poles in the Netherlands. The official visit of Minister Bleker started on Wednesday 20 April in Warsaw. For several agrofood and environmental companies that took part in the mission, the visit to Poland actually started several days earlier. They had their first meeting on Monday 18 April in Poznań with Dutch farmers. The next day there were several matchmaking sessions with Polish companies in the agro-industry, where participants got to know potential business partners. Minister Henk On Tuesday night the delegation travelled to Warsaw, and on Wednesday there were more matchmaking sessions. On Thursday they paid visits to Dutch fruit and vegetable companies in the area of the Polish capital. Country manager of KDE energy, Mr Hoiting, gave his reasons for joining the mission, “There are two reasons why we are present on this trade mission. Bleker: “Poland understands our problems. They have similar social problems with workers from Ukraine.” Speed Business Mixer: Holland meets four Scandinavian Countries It was a completely new formula for the Netherlands-Polish Chamber of Commerce, and it turned out to be a success. On 12 April we joined forces with the Scandinavian Chamber in Poland in our speed business mixer. Many of our members were present to give this new formula a try. The participants were divided into small groups and were allowed only minutes to interview a potential partner before the bell rang, sending them on to meet another person. We hope to find new opportunities for wind farms in the Poznań region. We also hope to find a solution to develop a windfarm in Komarowo near Szczecin. The presence of Mr Bleker can play a crucial role in this.” However, Bleker was not only in Poland to support Dutch companies in their efforts to set up a business. He also discussed the problems of Polish unemployed labour in the Netherlands with his counterparts. And Bleker has his own way of doing this, “I like to address those topics right away. I also did that here in Poland and this worked very well.” Minister Bleker wanted to dispel a misunderstanding that has arisen in recent months. In the wake of the elections to provincial councils in the Netherlands, several politicians proposed tougher measures to seize the social problems concerning Eastern Europeans in the Netherlands. Minister Bleker wants Poland’s support with this problem, but also wants a more active role of the inspectorates in the Netherlands. Minister Bleker said, “We will see to it that the Poles who want to work in our country have the possibility to do so. However, there is a group of Poles on the edge of society in the Netherlands, and we have to find a solution for them.” According to Bleker, in order to solve the issue, social affairs minister Henk Kamp from the Netherlands has to map out all the problems in the Netherlands concerning Poles. “This morning, before I flew to Poland, I had a meeting with Mr. Kamp on a terrace in The Hague, where we discussed how to address this topic in Poland. How to get rid of the problems with a small group of mainly repeat offenders, drug addicts and homeless people that is causing trouble.” Did you talk about concrete solutions with your Polish counterparts? “No I didn’t. However, there is a lot of understanding for our situation in the Netherlands. This is not hard to understand. Poland has similar social problems with workers from Ukraine,” says Minister Bleker. Vendere business breakfast On April 7, together with our Chamber, Vendere Consultancy &Training BV., organized a business breakfast. Members who joined the breakfast got to know more about Vendere (Latin for ‘to sell’), a marketing-orientated expert specialising in telephone communications – qualitative telemarketing, telesales and lead generation. Vendere also supports organisations by offering practical training and coaching in the area of telephone sales and communication. Many of our members took the opportunity to learn more about the power of telemarketing. It was also a very nice meeting to break up the day. 1210 issueissue 35 33 Bulletin Bulletin Brewery tour Warka As many as 50 members of the Netherlands – Polish and the Scandinavian - Polish Chambers of Commerce took part in a brewery tour of the Warka Brewery in the city of Warka. The tour gave our members a chance to learn more about the brewing process at the brewery of Grupa Żywiec. However, the event also offered As many as fifty members from the two chambers took part in the company visit to the Warka factory. The visitors first went to the brew house, which was modernised in 2004. many possibilities to make new friends, or to become better acquainted with old friends. The chamber members were welcomed by the staff of the brewery. During presentations by brewery director Leszek Kałuża, Heineken marketing manager Szymon Michalik and group technology and quality manager of Grupa Żywiec Dini Bouwmeester, the visitors were informed about the rich history and tradition of the brewery. The beer brewing tradition in Warka is one of Poland’s oldest, and the excellence of the brand was recognised already in 1478 when the brewery was granted the right to supply beer to the Duke of Warsaw. The annual capacity of the Warka brewery is 3.4 million hectolitres. During the brewery tour, our members were able to learn more about the production process. The tour started in the brew house. The present brewery was built in 1975, but the brew house was modernised in 2004. It is equipped with the largest lauter tun ever built in Poland, with a diameter of 13.6 m. One brew produces more than 1000 hectolitres of beer. The daily capacity of the brew house is 12 brews per day. Although the Warka brewery is highly automated and you only see a few operators in the central control room taking care of the brewing, fermentation and filtration process – it is very much a human who decides about the finest quality of the beer. The beer belongs to food category and only large breweries with restricted hygiene requirements, ISO and HACCP certificates can guarantee top quality and stable beer characteristics. All the bright beer for the packaging department is filtered by two modern, environmental friendly membrane filters. The bright beer is packed in returnable bottles, one way bottles, cans or kegs. The visitors were impressed and amazed by the speed of the packaging lines and the amount of bottles and cans which were inspected, filled and packed in crates or cartons. Facts you might not know about the brewery in Warka: 6 900 340 km is the yearly distance that the Warka trucks are driving to deliver the beer from the brewery to numerous locations all around Poland. This is the same distance as circling the globe 172 times or flying nine times from the Earth to the Moon and back. The yearly volume of the beer brewed in Warka is 285 400 m3, which could fill 114 olympic pools (2 500 m3) or 3,5 Palaces of Culture (80 000 m3). The annual capacity of the brewery is 3.4 million hectolitres.The Warka brewery is responsible for the production of the beer brands Warka, Tatra, Strong, Desperados, Heineken and Królewskie, Specjal, Lezajsk and Kujawiak. The brewery is continuously making investments, to produce the required volumes and to stay in line with market developments and consumer expectations. The visit to the Warka brewery is the first visit of its kind for the Chamber. Never before have we offered events like this to our members. However, events like this offer our members the possibility to extend their network in a complete different setting than during our regular business drinks. As Dini Bouwmeester stated, “This brewery and other visits offer a way for SME companies to learn from each other and to discuss a range of topics from technical and technological developments, like packaging materials and machines and environmental requirements to people development and salary issues.” At the end of the afternoon, when the official tour had ended, the group was offered a lavish meal by the Warka brewery and a mug of fresh Polish draught beer, to recap the day’s discussions and events. The members had a chance to ask questions about the production process and about the marketing of the beer brands. issue 35 Bulletin 13 Bilingual? You’re valuable Jobmarket still studying Dutch studies at one of the Universities in Poland. Others had developed language skills during work or internships in the Netherlands. One of the attendees, Andrzej Zieniuk, became aware of the event through the magazine ‘Bulletin’ of the NPCC. “I have never been here before, but I thought that it could never hurt to pay a visit to this job fair”, says Zieniuk who speaks fluent Dutch. His current employer is restructuring the company and Zieniuk did not want to wait for this process to be finished. He thinks that he stands a good chance of finding a new job at the fair since he is a skilled Dutch speaker. “I lived in the Netherlands for a while. At first I only spoke German, but since Dutch grammar doesn’t differ much from German, I picked up Dutch quite easily.” From left to right: Koen Haverbeke, representative of the Flamish government, Walter van Ditmars, deputy head of the economic department at the Embassy of the Kingdom of the Netherlands and vice Chairman Remco van der Kroft of the Netherlands - Polish Chamber of Commerce. Eighty Dutch-speaking job seekers and nineteen companies flocked to this years’ job market for Dutch speakers that took place in the Embassy of the Netherlands in Warsaw. At the Job fair, most of the job seekers learned Dutch at the university. Jabłoński is especially looking for this type of candidate. “Students who finished university have reached a high level of intelligence. It is not necessary that they have already gained practical skills. We can teach them that later on in their career.” To Jabłoński, those candidates are open-minded. “We are looking for somebody who is open to learn a lot and to quickly develop themselves with our organisation in Poland.” Market value But how much of an asset is it when candidates can speak fluent Dutch? While bilingual skills are not always required to obtain good jobs, the number of The job fair has become a common method for companies from all over companies present at the job fair proves that Poland to recruit their Dutch speaking staff in the being able to speak Dutch gives candidates shortest possible amount of time. For many job Regional business development an extra edge. Zieniuk says, “Let’s not seekers, the job fair provides a free opportunity to director Krzysztof Jabłoński overestimate the importance of the Dutch meet with multiple employers on the same day. language for Polish companies. It is a very of Van Ameyde CEE: “The job narrow specialisation and we are interesting Among the employers you could find such fair also proves to be a great only for a small group of Dutch companies in companies as Randstad Polska, Van Ameyde CEE, networking platform for meeting Poland. But there is certainly a demand, for Ernst & Young, Cap Gemini, and Accenture Polska. other companies.” instance among companies that are trading “Although English is the international business between the Netherlands and Poland.” language, we are looking for Dutch speaking candidates because we are a Dutch company and they will fit better in our trainings programmes, which are held in the Netherlands,” says regional business development director Krzysztof Jabłoński of Van Ameyde CEE, which was present at the job fair for the first time. The job fair attracted eighty Dutch-speaking job seekers. Some of them were Regional business development director Krzysztof Jabłoński of Van Ameyde CEE. 14 issue 35 Bulletin Krzysztof Jabłoński will certainly consider coming back to next year’s job fair. And not only to find new candidates: “The job fair also proves to be a great networking platform for meeting other companies. So I will surely value this event as a great success.” Andrzej Zieniuk, became aware of the event through the magazine ‘Bulletin’ of the NPCC. Polish labour market getting back on its feet The Polish labour market is slowly recovering from the financial downturn. Companies are starting to invest again and the unemployment rate is slowly decreasing. However, employers are more cautious about spending lots of money on salaries. Regional differences According to consultancy company Sedlak and Sedlak, the average salary in 2010 in Poland was 3,500 PLN, which is 2.2 percent higher than in 2009. Staff in the IT and Finance branches are rewarded with the highest salaries. Compared to 2009, workers in the IT branch earned 5.4 percent more in 2010, and in the financial departments salaries rose an average of 2 percent. The lowest wages were paid to staff working in warehouses and at customer service departments. According to Sedlak and Sedlak, salaries in Poland are unlikely to rise faster in 2011 than in 2010, keeping to a pace of 3 to 4 per cent. The areas and professions that are most in demand are specialists and experts in the industry and construction sectors, as well as in retail trade and IT. The most sought after positions are webmasters, specialists in social media, information security experts and programmers. There is a significant difference in wages paid in the Warsaw area and in the rest of Poland. As a result, there is a continuing trend among production companies to move their production to provinces with lower wages. In 2010, the highest wages were paid in the Mazowsze region (averaging PLN 4,500 gross). This is about 19 percent more than in the other regions of Poland. However, specialists in the Mazowsze region are earning 28 – 32 per cent more. The largest difference in salary was noticed among directors and members of management boards in the Mazowsze region and the rest of Poland. This difference measures 38 percent. When focussing only on large cities, we can see that staff in Warsaw earn the highest salaries (PLN 5,000) followed by Gdańsk and Wrocław in second (both on PLN 4,000) and Poznań with PLN 3,900 in third place. Employers in Białystok, Kielce, Lublin and Olsztyn paid their staff an average of PLN 3,000. There is also a significant difference between what Polish companies pay their staff and what international companies pay their staff. The demand for workers in these professions has risen due to the widespread expansion of companies on to the internet. A good example is the retail trade Average gross monthly wages over 2010 divided by branch Information Technology (IT) 5 100 Telecommunication 4 700 Insurance 4 500 Banking 4 400 Energy 3 900 Media, advertising and PR 3 820 Construction and engineering 3 700 Environment and Waste 3 200 Transport and logistics 3 200 Services 3 200 Retail 3 050 Agriculture 3 000 Education 3 000 Healthcare 2 800 2 455 Culture and arts 1 000 Source: Sedlak and Sedlak on allegro are the new traders and managers responsible for e-sales of the big companies,” says Agnieszka Dejneka of OnTime Recruitment. 4 100 Heavy industry 2 000 3 000 4 000 5 000 sector. Just a few years ago, the largest chains mainly invested in Poland by building new hypermarkets in or close to the main shopping areas. Currently those chains are increasing their investments in on-line stores on the internet, because sales are as good as with physical shops, but investment costs are lower. Prime examples are companies like IKEA, Office Depot, Bomi, Piotr and Paweł, Tesco and Leroy “Ordinary people trading Merlin. 6 000 “We notice not only a higher demand for traditional marketing specialists, but we see that companies are taking anyone who has practical selling experience on the internet,” says senior recruitment agent Agnieszka Dejneka of OnTime Recruitment. “We see a growing interest in ordinary people trading on allegro. They are becoming the new traders and managers responsible for e-sales in large companies.” In almost every larger company, departments for e-commerce and e-marketing are being set up. issue 35 Bulletin 15 Average gross monthly salary in zlotys paid by Polish or foreign companies 25 % earns less than average Polish capital 2 100 3 026 4 600 Foreign capital 3 200 4 800 7 500 25 % earns more Source: Sedlak and Sedlak Foreign language skills in high demand Efficient salespeople, who are able to make a huge turnover, can count on earning PLN 5,000 to 9,000 gross. A manager of an internet sales channel will receive PLN 12,000 to 15,000 gross. There is a similar tendency in the advertising market on the internet. Ordinary web users who are active on social media sites are starting to make careers and become moderators or bloggers for company websites. According to a CBOS study „Youth 2010”, young people think that foreign languages skills are less and less important when applying for a new job. This does not mean that Polish youth is not learning languages, but they have come to realise that speaking foreign languages is no longer anything special. It is their task to promote and praise the products or services that are offered on the internet. The bloggers are being hired by companies that are active in very diverse branches. They can earn up to PLN 5,000 a month, and their wages are growing. In Poland, not all job candidates are really able to speak the languages they have put on their C.V. in a day-to-day situation. Employers are aware that ‘communicative level’ on a curriculum does not have to imply that the candidate has the skills to fluently speak this language. What is happening today in the internet business resembles the situation in the early nineties, when a University degree and the ability to speak English were sufficient in Poland to become a manager. The difference today, however, is that companies Since there is more and more foreign capital flowing into Poland, the importance of knowing foreign languages has grown. Of course not all languages are equally sought after, and are not equally appreciated financially. Average gross monthly wages over 2010 divided by voivodeship mazowieckie 4 500 pomorskie 3 700 dolnośląskie 3 688 wielkopolskie 3 500 śląskie 3 200 zachodniopomorskie 3 100 lubuskie 3 050 kujawsko-pomorskie 3 000 opolskie 3 000 łódzkie 3 000 podlaskie 2 800 świętokrzyskie 2 800 warmińsko-mazurskie 2 800 lubelskie 2 765 1 000 Source: Sedlak and Sedlak 16 issue 35 Bulletin Several industries have remained immune to this, such as the construction industry. The recovery in the housing market and the launch of several industrial projects like roads, stadiums and train stations that have to be finished before EURO2012, has caused an increasing demand for skilled construction workers. 2 900 podkarpackie 2 000 3 000 The demand for managerial staff in Poland went down two years ago due to the financial downturn. Companies wanted to cut their costs and laid off their managers on high salaries, replacing them with staff with similar capabilities, but who earn less. Recruitment agencies these days meet far fewer financial demands from candidates for a job application. Candidates for the top positions in companies want to earn PLN 30,000 to PLN 35,000 a month, which is PLN 15,000 to PLN 20,000 less than before the crisis. 3 300 małopolskie are now more cautious with their expenses and also with the height of salaries. Employees who want to earn a high salary, even when they have a very good CV, will lose their job to someone who is willing to work for less money. 4 000 5 000 Their average wage is PLN 4,500 to PLN 6,000 a month, but some of them, especially certain specialists or managers of a large construction site and architects, can earn up to PLN 20,000 gross a month. issue 35 Bulletin 17 Career tracker Geert-Jan Beuming Starting from 1 May, Geert-Jan Beuming (46) has been appointed Chief Risk Officer for BGŻ (Rabobank’s retail subsidiary in Poland). He has been working with Rabobank for over 25 years in the Netherlands, Ireland, Chile, Hong Kong, Indonesia, Singapore and Hong Kong (again). Most of these postings have been in the area of risk management. In his new role in Poland, he will be responsible for the areas of credit risk management, market risk management, operational risk management, credit administration and risk modelling. Geert-Jan is married and has an eight-year-old son. _______________________________ Willem Klein Klouwenberg Willem Klein Klouwenberg has been appointed General Manager of the training institute Match and More Polska. This group of professionals offers a successful balance between international experience and local mindsetting. Willem joined Match and More at the beginning of 2011 after a successful career spanning 48 countries as international account director at Randstad Holding, in the global banking and insurance segment. Prior to that, he held the position of Managing Director in several international training companies. _______________________________ Erik Kok After three years in Poland, Erik Kok is relocating back to the Netherlands as of 1 August 2011. Erik will stay within ING and will be taking up the position of Global Programme Manager Financial Markets. Part of his current responsibilities move back to Amsterdam with him: Central and Eastern Europe will have a special focus in his portfolio and he expects and hopes to be back in Warsaw soon. _______________________________ Dirk-Jan de Groot Dirk-Jan de Groot has been appointed project manager at Philips Consumer Lifestyle in the Netherlands. DirkJan worked in Poland between July 2008 and March 2011 at Philips Consumer Lifestyle Poland. Geert Embrechts Geert Embrechts has been appointed VicePresident of the BGŻ bank. Geert has been working for Rabobank International since 1995. Prior to his appointment in Poland, he was Chief Financial and Risk Officer, Vice-President and Director at Rabobank International Indonesia. _______________________________ Aad van der Weijden Aad van der Weijden, Managing Director Hubs & Gateways Central Europe for DHL Express, will relocate to the Netherlands in the summer of 2011. Aad started his career with DHL in Amsterdam and has for the last 15 years been working in various positions in Brussels, Stockholm, Istanbul, Dubai and Warsaw, being operational end-responsible for several clusters of countries, including air and road transportation, service level standards, facility management and customer satisfaction. He will start looking for new career opportunities in the Netherlands. _______________________________ Rogier Eijking Rogier Eijking (35) has joined ING Bank Śląski as of 1 May 2011 in the position of Head of Market Risk Management. In this role, Rogier Eijking is responsible for all market risk, retail risk, asset and liability management and product control of the bank reporting to the CRO. Rogier Eijking started his career at ING in 1999 and has worked in Amsterdam, The Hague, Hong Kong and most recently London, where he specialised in hedge fund risk and structured credit risk. Rogier holds an MBA from Northwood University in the United States and is a CFA charter holder. In his spare time Rogier is both a keen football and tennis player. _______________________________ Jarosław Sołtys Jarosław Sołtys has left Kema Poland as General Manager where he had been working since 2008. As of 1 May he has been appointed to the board of the MIS group. Jarosław is co-founder of the Polish Knowledge Management Practitioner Association. _______________________________ _______________________________ 18 issue 35 Bulletin Athlonline is a unique tool that allows you for an on-line quotation of all car brands and access to fleet reports. The Better solution [email protected] www.athloncarlease.pl +48 (022) 78 85 issue 34 653 Bulletin 19 The Netherlands - Polish Chamber of Commerce invites new members Ghelamco Group COOPLUX The Ghelamco Group was established in Belgium in We are the first and most important business card 1985 by Paul Gheysens. The company is a leading for your company on the local market. We can offer European real estate investor and developer active you professional services including: in the office, residential, retail, logistics and leisure Representing your company and keeping direct markets. We maintain a high degree of internal contact with your clients, Daily care of the image of control, with respect for agreed milestones over your company, Complete market analysis - supply, all phases of project development: land purchase, demand, client databases, SWOT English /Polish planning, construction and lease and/or sale. Our translations. The owner of the company - Celina projects combine prime and strategic locations Alochno - is a Master of Economics and an MBA with efficient but aesthetically inspiring designs. English graduated in 1989, , having completed We create modern, flexible and market-friendly many training sessions and courses (including solutions that are carefully designed to meet the Phare in Luxembourg, Cambridge in the UK, the requirements of all stakeholders. Academy of Managers in Poland etc.), 33 years of Our successes on the various markets are experience in managerial positions in marketing, generated by the group’s professional and export sales, order management, and working for enthusiastic staff, who are driven by our the largest steel company - ArcelorMittal. management’s vision and passion to create winwin solutions. Contact: Celina Alochno The Ghelamco Group employs about 200 people, mob.: +48 501 404 686, skype: cooplux-p mainly in Belgium and in Poland. e-mail: [email protected] The Ghelamco Group is synonymous with a market tel.: +48 32 292 89 19, fax: +48 32 744 50 26 leader that combines its strengths as a reliable, Kilińskiego 48, 41-200 Sosnowiec high quality and diversified real estate developer in a wide field of market segments with an inherent flexibility to anticipate new market trends. Our capabilities have been widely recognised by the Visible results. market via numerous awards, such as Developer of Transparent the Year 2006, 2007 and 2008 by the Construction and Investment Journal. Transparent, which was founded in Amsterdam in 2000 and has expanded rapidly to its current Ghelamco Poland 90 employees, delivers a powerful data-mining Domaniewska St, 52 service to large organisations. 02-672 Warsaw We analyse the accounts-payable (AP) data of Phone: + 48 22 455 16 00 our clients, provide them with detailed insight Fax: + 48 22 455 16 10 into the AP-process quality, including internal and Email: [email protected] external benchmarks, as well as improvement recommendations. For our clients this is completely free of charge, and uses hardly any of their resources. Alongside this, we identify and recover any undue payments that our clients have made to their suppliers, e.g. Krzysztof Stefanski double payments. Only when this “lost” money Krzysztof Stefanski graduated from Economics at is deposited back into our clients’ accounts is Transparent entitled to a finder’s fee. We take the University of Nijmegen, the Netherlands After his studies he held the position of account complete charge of the recovery, which is offered manager at Delta Lloyd Life Insurance and an on a no-cure no-pay basis. The entire exercise is quick, risk-free and does actuarial specialist at Generali Life Insurance. Hehas been living in Poland since 2004 He created not require any investment or resources. It his own company, which operates in the insurance delivers immediate results: additional bottom-line sector (Allianz, Signal Iduna, Medica Polska) and profit, as well as sustainable value in the shape healthy products in the direct sales sector (Forever of comprehensive management information and Living Products). He was recently promoted to advice. With offices throughout Western Europe a managerial position within the Forever Living and in the US, becoming more active in the Products organisation. Krzysztof Stefański speaks inspiring Polish economy is a logical step. We are Dutch, English, and Polish fluently and writes in looking forward to establishing fruitful business relationships in Poland! Dutch, English, and Polish. 20 issue 35 Bulletin Electro Croon Polska Sp. z o.o. Electro Croon Polska Sp. z o.o. is a wholly-owned subsidiary of Croon Elektrotechniek B.V (part of TBI Holdings B.V) implementing projects in the market segments of Poland and other countries in Central and Eastern Europe, as its mother company is doing in the Netherlands. Since its establishment in 1993, Electro Croon Polska Sp. z o.o. has become one of the most highly recommended contractors. We offer our clients: Feasibility (studies and surveys), Analyses of requirements, Pre-engineering, Complete design of infrastructure, industrial plants and systems, building and systems installations, integrated systems, Skilful and efficient implementation, execution and commissioning, Training, maintenance and after sale services Facility management Completed projects: - Holland Park – Warszawa - Dom Holenderski – Gdańsk - Galeria Bałtycka - Gdańsk Electro Croon Polska Sp. z o.o. ul. Marszałkowska 76, 00-517 Warszawa Tel: +48 22 59 63 780 Contact people: Mr Janusz Chełmiński e-mail: [email protected] Mr Sebastiaan Spee email: [email protected] Op’en Cloud Services Op’en Cloud Services (OCS) provides business process consultancy and delivers customised software solutions based on Open Source Business Applications from renowned suppliers like SugarCRM (CRM), ProcessMaker (BPM) and KnowledgeTree (DMS). Solutions, which are often available in a Software-as-a-Service or Cloud environment and reduces the Total Cost of IT Ownership. Full software development and maintenance, including mobile applications, are available from a 60+ software development team in West Ukraine. OCS is also the representative of VendOn telemetria solutions for the Vending Industry, and MapOn software for management and control of company car fleets. Op’en Cloud Services ul. Jaktorowska 4/60 01-202 Warszawa, Poland 603 272 454 PVG Polska Sp.z.o.o. The PVG Group is an international trading company that has been operating in the household climate control sector for many years. With the Zibro brand, we have become the European leader in mobile heaters and associated fuels. We have noticed that there is an increasing attention to indoor air quality. This is why we have combined our forces in a single strong brand: ZIBRO. With ZIBRO, PVG focuses on improving indoor air quality because we believe that: The quality of the air in your private surroundings defines your well-being. All your senses and your entire body are influenced by air temperature, humidity, purity, fragrance, circulation, oxygen and other air elements. The quality of air is an important factor in feeling good. With a dedicated organisation currently employing 250 people, the PVG Group is well equipped to meet the challenges of the future. We intend to supply “home-made climates” to the 730 million consumers in Europe. PVG Polska Sp.z.o.o. ul. Kościelna 110 26-800 Białobrzegi Tel: +48 48 613 00 70 Money Makers S.A. Money Makers S.A. offers real asset management service from just PLN 40 000. Our people have international experience and a strong track record in investment and client service. WE INVEST FOR YOU We invest our client’s money through their individual investment account according to their personal strategy. INDEPENDENCE Our client is our only master. We have no sources of income other than the fee paid by our clients, which guarantees a complete alignment of interests TRANSPARENCY Our clients can follow their own investments from day to day online. We show all transactions and disclose all costs. There are no hidden “surprises”. TRY US WITHOUT OBLIGATION We invite you to learn more about us and to open a free demo account in order to find out what investment strategy best fits your needs. Tel.: (22) 463-88-88 Fax: (22) 463-88-89 E-mail: [email protected] www: www.moneymakers.pl De Bruijn & Co De Bruijn & Co, accountants and tax consultancy office. Established over 50 years ago, we act as confidential advisers and a sounding board to ambitious entrepreneurs, companies and organisations. We are here to serve you with advice (commercial and private) on accountancy, taxation and administrative affairs. Our customer base consists of national and international companies in Amsterdam and across the provinces of North Holland, Utrecht and South Holland. De Bruijn & Co is an independent bureau and a member of the Accacia network of independent accountants and tax consultancy offices. Services Provided: Accounting, Cost Accounting, Assistance in Tax, General Administration, Company Start Ups, General Tax Advice, Consolidation, VAT advice, Bookkeeping, Tax compliance, Payroll Management, Reporting. Address: Johannes Verhulststraat 88-90, 1071 NK AMSTERDAM Phone: +31 20 5 789 800, Fax: +31 20 5 789 808 Email: [email protected] Website: www.debruijnenco.nl Partners: Wim Krook (+31614006605), Pim Groentjes (+31614006604) and Robin Ras (+31643453956) Saturacja Management Consulting Saturacja Management Consulting is a company specialising in improving business results and operational performance. Our services include strategy & business consulting and project & interim management. Our style can be best described as full dedication to our Clients’ interests, constant delivery of valuable results and capable of resolving complex business matters. Our analytical and conceptual skills allow us to quickly identify risks and opportunities for beneficial improvement. Always pursuing win-win together with the principle that people are your greatest resource, and that implementation already starts at the initiation stage of any change. We have broad experience in projects and working environments where ICT is intensively used as an enabler to run business operations, especially in the area of ERP & CRM implementations. Saturacja Management Consulting w w w. l i n k e d i n . c o m / c o m p a n y / s a t u r a c j a management-consulting Email: [email protected] Telephone: +48 608 274 497 Blue Business Media Ltd Welcome to the Blue Business Media world! I am sure you agree that it is not only what you know, but more importantly who you know that causes your success in business! At the conferences of Blue Business Media, CEE’s best conference company, gaining new and unique knowledge and establishing important new relationships goes hand in hand. As organiser, we do the impossible to integrate our participants and we generate, discuss and present content that was never presented before! Blue Business media is especially strong in Retail, FMCG, Media, Finance, IT and Pharma and is organising THE yearly meeting places for Marketing, Sales, Legal, Finance, Procurement and IT professionals. We focus primarily on Poland, Russia and Romania. More than 80% of the top 500 companies are our regular clients! I am sure that we can be of vital assistance to any company looking to further develop their business contacts! Don’t hesitate to contact me directly on + 48 66 040 20 71, without doubt we will find a common interest within a couple of minutes! Casper Haring Managing Director Blue Business Media Ltd Ernst & Young We are in the business of delivering seamless, consistent, high-quality professional services worldwide. We have 130,000 individuals across 140 countries, with an array of talents, who deliver these services daily. United by the belief that every person, organisation and community needs help to achieve their potential, we strive to use our talents to make a real difference to each other, to our clients and to the communities in which we work and live. About E&Y Global Shared Services (GSS): Ernst & Young’s Global Shared Services is a global initiative that provides a broad array of services across the globe. The services include EMEIA processes, Global Finance, Accounting and Reporting. Ernst & Young GSS is one of the most admired international professional service firms and it invites bright candidates with a promise to provide them opportunities to grow and succeed. EY Global Services (Poland) Sp. z o.o. was set up in December 2010 and started running from January 2011. Now the company has 70 employees and, 250 employees are expected to be taken on by 2012. issue 35 Bulletin 21 Marc van der Ploeg A big step into the unknown Marc van der Ploeg had built a successful career as a corporate professional. However, in 2009 he put everything aside and, together with four partners, he started his own asset management company Money Makers. 22 issue 35 Bulletin How did it all start for Money Makers? How is Money Makers doing in its first year? “The idea for the company started in 2009 when I was working for PZU. I met two of our current partners, Krzysztof Szypuła and Jarosław Jamka, in my apartment. We were all at a point in our lives where we felt that it would be nice to start our own business. Soon we were joined by the two other partners, Michał Szymański and Andrzej Płachta. For me, there was one basic condition for joining this project, and that was to make sure that the product I sell is a product that I would buy myself too. In those sessions, we puzzled out the concept of Money Makers. For the average customer with let’s say 150 thousand złoties of savings there is a lack of options for investing in Poland. You can go to an insurance agent or a financial adviser, or to a bank, but good and transparent solutions at that level are hard to find. With our company we fill this gap. We do not offer advise, we actually invest on behalf of our clients. Our services are partly offered on-line, because this limits the operational costs you have when you set up offices across the country. It also means that we can offer our customers a product that costs less.” “We went ‘live’ with our website on 7 February this year. We had no idea how much we would spend to convert a lead into a real customer, and how much time this would take. It is still too early to say much about our results, but I can already say that the average investments of the customers are much higher than we expected. We assumed it would be close to the minimum, but it is much more. On the other hand,, we have less customers than we assumed to have at this point. In the end, what counts is the cost per customer. We have made quite a big step in bringing these costs back to a level that is sustainable for the company and to reach break even.” ….namely is the solution is really best for you, or is it only good for the adviser? You have lived in Poland for over 12.5 years, over a time span of 17 years. You must feel very attached to this country. “Exactly! Financial advisers are always tempted to choose a product that pays a good commission over a product with less commission, even if it is better for the client and easier to sell. It is hard to serve two masters at the same time, but this is a universal problem and very difficult to solve, because this is how those people are remunerated.” “I do and for a number of reasons. First and foremost, the people in Poland are very hospitable. Foreigners who come to the Netherlands have a much harder time than foreigners who come to Poland. I honestly have never felt like a foreigner in this country. Even in the beginning when I didn’t speak a word of Polish yet. I also like the personal culture of people a lot, with strong family values.” You are extremely focused on transparency. Do the customers appreciate this? “I have noticed that our customers have to get used to the way we work. The average person only watches their investments when the market makes huge How did you determine a product for this market? fluctuations. Our clients can see the level of their investments every day. This helps to build trust, but sometimes people grow more nervous from it and sometimes “During one of the initial discussions with my partners, we asked ourselves, ‘If we you have to explain things a bit more. Take, for instance, our costs – we are very had 200,000 PLN savings on our account, where would we go?’ and we simply clear about the costs for our services. When you see this in real figures, people couldn’t come up with an answer. Of course there are many advisers who have tend to think of it as a lot of money. But when you explain that this is the same products they want to sell. But it is very difficult for the customer to make the fee they would pay elsewhere, only there you would not know about it, people distinction, because there is a lack of transparency. Advisers as a rule are not understand it and appreciate our transparency. But at the end of the day, the most independent. They sell a product from somebody else, and therefore there is a important factor are the investment results and I have a very good feeling that we limited choice of products, and then there is also the element of remuneration….” will show good results already when we present the data over the first year.” And how about Money Makers. How do you earn your money? “We charge a fee for the asset management that we do. That differs and depends on the amount of money that the customer invests and the type of strategy that is chosen. The more aggressive the strategy, the higher the fee. This is normal, because buying government bonds is less of an art than choosing the right shares on the stock market. We also charge a success fee on products that involve more aggressive strategies. To us, this is extra incentive to try to get the highest value for the customer.” How do you convince your customers of the quality of your product? “We do this in a number of ways. Firstly, two of our partners, Michał Szymański and Jarosław Jamka, both have 15 years’ experience as certified investment managers. Between them, they managed 80 bln złoties, more than half of the assets in the Polish second pillar pension system. They can often be found on television and in newspapers giving interviews or comments. By doing this, we are building a professional image of a very capable investment manager. Another element comes from the formula of our company. Our concept is about transparency, because transparency builds trust. We have placed a webcam in our office , so our clients can see us every moment of the day. Our consultants talk with clients using video. Unlike other asset managers, we make all transactions visible on a daily basis. We also disclose all the costs. So we are going to the extreme in offering transparency. This is what we do to compensate for our current lack of a well known brand name.” Does it help that you are a foreigner coming from the Netherlands? “For the client, the most important aspect is ‘Who is taking care of my money?’ My role is focused on building and managing our company. The most important people in our marketing strategy are our partners Michał and Jarosław, because they manage the investments for the client. Of course a Dutch person in our company adds a flavour of international experience, and I also play a large role in talking to potential customers or shareholders, but to the end customer, I am not important.” And what do you think of Poland from a working perspective? “People in this country are not afraid to work hard, they are entrepreneurs and are very smart. There are, however, some cultural issues, but when you have your own company you can build your own culture. So I don’t see that as a problem.” When we look at your curriculum, in 2008 you worked for one year in the Netherlands, to finally return to Poland to come to work for PZU. Was that the first sign that you wanted to stay permanently in Poland? “After being almost five years as CEO of ING Nationale Nederlanden, it was my logical next step to go to a different job in ING in the Netherlands. After a couple of months I realised that I want to spend my life in Poland. Apart from my family and some friends, the people dearest to me all live in Poland. And so I decided to come back to Poland. I used the time in my next job at PZU to think through what I really wanted to do. There were some offers for a corporate job, but I decided to take a big jump and to invest all my savings into starting Money Makers.” How do you look back on this decision? “My partners and I have put everything on the line. All our savings are in this company and we only receive a symbolic salary. It is the best business decision I have ever made. Regardless of the financial success, because I don’t know that yet, being your own boss, building your own concept and working in a small team are all very attractive elements of having your own company. And I do it on my own account. If it becomes a success, I will benefit from it; if it does not, I will pay for it. And in the extreme case when it does not become a success, then I will surely find another job. As an actuary, it is my profession to calculate risks and I naturally don’t belong among the most risk-seeking people. I realised that to live you have to take risks every day, and I think that Poland offers the best environment to take risks and start a business. In the Netherlands, the market is saturated and it is much more difficult to have a successful start-up. The costs of entry are much higher. This is a country where it is still possible to do it. So why not do it here?” issue 35 Bulletin 23 Columns Remy Vermunt Owner Razorblade Sp z.o.o Training, Coaching and Consultancy. Why training does not work Imagine you are a manager, and after many meetings you are getting so tired of the fact that your people still don’t understand what you mean about being pro-active instead of re-active, solution-orientated instead of problemorientated, taking initiative instead of waiting. So what do you do? You hire a specialist to solve all your problems, a trainer/coach. Then you brief this specialist: first you want some training and this and that (blah blah blah) should be the content! And of course the trainer/coach specialist prepares a training session that matches the briefing and in which he/she believes, conducts it, the attendees think they learned something new, or at least refreshed old stuff, and then the specialist sends an invoice, everybody is happy. Really? Unfortunately, approximately only 20% of the attendees consciously use and implement the training in practice. That is the stuff they remember, they will not use what they don’t remember. Another 60% say they implement it unconsciously, which means they don’t, and the last 20% deliberately won’t implement it, for several reasons. When your manager or an external specialist tells you to quit smoking because it is bad for your health, will you listen? Nope. You’ll only stop when you feel strongly that it is necessary to change your habits, and when you, because of this, are motivated enough. Motivated from inside, you feel this yourself. A manager and a trainer together contemplating all the stuff they thought off together, and then imposing it on a group of employees…. It only works for those intrinsically motivated. And even they don’t remember everything, so who is helping them to implement it? How do you develop your managers and people when you see what they need and they don’t? The answer is to make them feel the need, and construct a long-term structured plan together with them. According to the “Path-GoalMotivation-Theory”, people are more motivated if they have freedom and space to be more creative in how to reach goals. The thing to do is to create an open atmosphere in which you discuss together a plan on how to reach the collective goals, to let them discuss content and plan (Path) without discussing the goals. Make a development plan, collective and individual, which is part of the PDP, the ‘Personal Development Plan’. Start with measuring the level of competences and then design a plan together on how to develop the desired level of competences. This will make your employees much more motivated to remember and implement the training-sessions. If you design a training plan that fits the company goals, the team’s plan and the individual competence needs, make sure it is a long-term plan in which there is a lot of repetition. Secondly, make sure there is a coach to guide the Transfer-to-Practice process. It is essential to appoint an internal or external coach who will enable the motivated 20% group to implement the stuff they did not think of themselves, as well as the moderately motivated 60% group to actively implement. In fact, if your people feel the need to develop because it fits their development goals, they will want training and coaching, and they will see the benefit. The last group of 20% who still aren’t motivated…. Well, you know what to do with them. Paweł P. Mlicki Ph.D. Deputy Director Dehora Consultancy Group. Charity: the privilege of giving. Part II – the homeless. In my last contribution to the Bulletin, titled ‚Charity: the privilege of giving. Part I – the elderly’ I shared with the reader my experiences with projects focusing on the elderly, mostly poor, ailing and lonely people living in villages around Czaplinek in the north-western part of Poland. More than two years ago, the sponsor, who provides financial means needed to carry out the activities, decided to change focus. After some discussion, we agreed to set up a project targeting the homeless people. I got in touch with and established co-operation with the Order of Friars Minor Capuchin in Warsaw. The friars serve a hot meal to the homeless people everyday and provide spiritual support at weekly meetings. They enthusiastically extended their assistance by helping me establish first contacts with the group of homeless people and by offering a place at their premises to meet and work. It has become our common project. The main objective is to assist a selected group of the homeless to radically, and hopefully permanently, change their current status quo. To achieve this we first had to identify those homeless people who already had some initial motivation to change. In the second stage we helped them (re)acquire the social skills needed to function normally in 24 issue 35 Bulletin society. For this purpose we contracted two experienced psychologists who, over four sessions, each consisting of some 15 group meetings, worked with the homeless on subjects like interpersonal relations, assertiveness, anger control, verbal and non-verbal communication, and many more. In addition to group sessions, there were also individual coaching meetings. In the third stage, taking place now, we are helping the homeless to arrange some basic administrative issues like ID-documents, medical insurance or a registration of residence. All of these are in order to make finding a job possible. This seems to be crucial, as paid work not only brings financial independence, but it also brings every day structures, allows self-reliance, provides positive reference points and dignity, helps improve self-esteem, restores control over one’s own fate, and leads to a redefinition of self, to name just a few constructive facets of work. With great pleasure, let me announce that Randstad, a temporary employment agency and a member of the Netherlands - Polish Chamber of Commerce, has joined us in the project and found the first jobs for several homeless people from the group. I do not believe in a onetime-act approach. Giving food or money to the homeless might be important, but usually will not change their situation in the long run, and frequently can even petrify the current state. Our approach to the problem of homelessness is different. Here are some most vital elements of it: we take a longer perspective and try to change the situation in a systemic way; the participants have joined the project purely voluntarily and are responsible for the final results; they are committed to it, have a feeling of ownership and are ready to work really hard to change their lives; our role is primarily to facilitate and encourage. Let me stress, however, that it all begins and relies on one most basic prerequisite: a clear message for those in need that someone does care. Columns By Remco van den Kroft is advocaat (Dutch licensed lawyer) and a partner of BSJP in alliance with Taylor Wessing. Meeting the president of the republic Meeting the President of Poland was an exciting enough prospect, if nothing else it would offer a good photo opportunity (see the front page), and something to brag about over a beer. On April 28, President Komorowski met in the Belvedere Palace with representatives of the international chambers of commerce in Poland. Among the invitees were five board members of your Chamber. The subject of the meeting was the competitiveness of the Polish economy. The meeting started with an introductory speech by the President, in which he stressed the progress that Poland had made since the fall of communism, and in particular in the past two years, during which all of Europe with the exception of Poland saw recession. In the 2010 – 2011 Global Competitiveness Report of the World Economic Forum, the President stressed, Poland now takes 39th place (out of 139 countries), which is up seven spots from last year and up 14 from 2008. He did not go into detail about the report, but this is worth a digression. The report ranks countries based on 12 pillars of competitiveness, (1) Institutions, (2) Infrastructure, (3) Macroeconomic Environment, (4) Health and primary education, (5) Higher education and training, (6) Goods market efficiency, (7) Labour market efficiency, (8) Financial market development, (9) Technological readiness, (10) Market size, (11) Business sophistication and (12) Innovation. Those active in Poland will easily be able to predict that Poland ranks high on market size (21st), educational standards (18th), and a well-developed financial sector (32nd). Neither should it come as a surprise that Poland ranks 108th when it comes to transport infrastructure, and an equally embarrassing 103rd place for government efficiency. He also proudly announced that he had signed the Law on Limiting Administrative Barriers for Citizens and Businesses. Judging by the title, this is indeed a long overdue piece of legislation. This is true, in particular bearing in mind the 2011 IFC Doing Business Report covering 183 economies, in which Poland is ranked in a disappointing 70th place. This ranking takes into account the following administrative procedures and ranks all the economies for the ease of such procedures: starting a business (rank 113), and dealing with construction permits (rank 164 out of 183!), registering property (rank 86). Saving the day for Poland is the ease of getting bank credit (rank 15), though this hardly involves the authorities. Other categories are protecting investors (rank 44), paying taxes (rank 121), trading across borders (rank 49), enforcing contracts (rank 77) and closing a business (rank 81). The new law introduces changes to many existing laws, with the goal to cut down on red tape. For example, authorities will no longer be allowed to demand documents or declarations from citizens (includes companies) regarding facts that can be established based on public registers. In many cases, citizens will be allowed to file a statement of fact, rather than having to file copies of documents. The latter should be particularly helpful to foreigners, who always had the additional obligation to file sworn translations, and sometimes apostilled documents. After the President’s speech, Cristiano Pinzauti, currently presiding over the Group of International Chambers of Commerce thanked the President for his invitation, and each of the chambers was able to raise issues, such as the state of Polish infrastructure, the lack of “service orientation” of the authorities when dealing with business in general, and one hot topic – the public tender process. One of the main issues related to the public tender process is the fact that price seems to be the sole criterion when deciding on tenders. In this context, an old Dutch saying – “goedkoop is duurkoop” springs to mind (i.e. when you buy something cheap, you get what you pay and end up paying more). . A good example of this is there for all to see in the form of the halted construction of part of the A2 highway from Warsaw to Łódź, where the winning construction company (from China) simply could not afford to work for the offered and agreed upon price. The American Chamber offered to share its economic report with the president, the French Polish Chamber did the same with a report on public procurement. The Netherlands - Polish Chamber suggested that life could be made much easier for foreign investors if the Polish Government would make basic information available in English. During the question and answer session, the President made his own notes, and his replies showed profound knowledge of the issues raised, and genuine interest in the problems of foreign investors in Poland. Although constitutionally the influence of the President is limited, it is good to have a head of state who is committed to making Poland a better place to do business. So, in the end the meeting of the group of international chambers of commerce with the President of Poland turned out to be much more than just a photo opportunity. Advertisement Advertisement 26 issue 35 Bulletin Dutch companies in Poland: Serial part 1: Philips The history in Poland of Philips, one of the most well known brands from the Netherlands, dates back to 1921. In that year, Anton Philips, the co-founder and owner of the company, signed a contract with the Borkowski brothers for the distribution of Philips light bulbs from the Netherlands. Furthermore, during the war, a unit of Philips employees took part in the Warsaw Uprising in 1944. Dutch management favoured the resistance and helped to protect its staff. Still in the 40s, the Polish government-in-exile awarded director Arie Krijgsman with the civil state award, the Silver Cross of Merit, for Philips’ support to the resistance. In 1995, Peter van der Weide and Friderik Walterscheid were awarded the Warsaw Cross of the Uprising. This military decoration was awarded to participants or persons who contributed to the Warsaw uprising in 1944. At the end of the uprising, the Philips premises in Warsaw, just like large parts of the rest of the capital, were completely destroyed. Philips planned to rebuild the manufacturing plant to restart production in late 1945. However these plans failed due to the nationalisation of the factory. In 1947 Philips opened a representation office employing 13 people. In 1949, on the site of the Philips factory, a new light bulb factory was established named Rosa Luxemburg, and Philips became one of the suppliers for the factory. In 1966 Philips lost permission to keep its representative office in Poland. The Philips factory at the Karolkowka street in Warsaw that was established by Philips in 1922 It was only three years after the newly gained independence of Poland, which had given a strong boost to the local economy. Anton Philips recognised the potential of the local Polish market, and swiftly decided to increase his investments. Just one year after this distribution agreement, Philips opened a factory in Warsaw, which was the first production location outside the Netherlands. Another year later a second factory was opened in Warsaw, and in the following years, Philips started the production of radio lamps, x-ray equipment, radio receivers, and telephone parts. In those days Philips practically held a monopoly on the production of radios in Poland. The company had also set up its own distribution network of shops located in all the major cities in Poland. Second world war Despite the fact that, during the Second World War, Philips had to produce radio equipment for the German government, the factory in Warsaw was a centre of resistance against the Nazis. Many of the 2500 staff were members of the ‘Home Army’ (Armia Krajowa), the Polish resistance movement. In those days Philips practically held a monopoly on the production of radios in Poland. A new era After the end of the communist era, Philips resumed its activities in Poland in 1991. It bought a majority share in the Polish light bulb factory PolamPiła. Throughout the 1990s, Philips made many investments in Poland. The company became the owner of several factories for the production of lighting equipment: Polam-Farel in Kętrzyn, Polam-Bielsko and Polam-Pabianice, and also became the owner of a factory for household appliances in Białystok. One of the shops that was part of the nationwide distribution network of Philips At present, Philips Poland is the market leader in the lighting segment, and has a leading position in many markets of consumer products (including kitchenware and household appliances, monitors and TVs, audio players, shavers and hair removal equipment) and has a growing position in the market of specialised medical equipment. Philips employs almost nine thousand employees in Poland in five factories and marketing and sales departments. The company is one of the largest foreign investors in the Polish market (500 mln EUR since 1991). In addition, the company is one of the largest exporters (900 mln EUR a year). Due to 90 years of history in Poland, the Philips brand is well-recognised among customers, partners and co-workers. issue 35 Bulletin 27 Promised kids suffer from high food prices Ghelamco CEO Jeroen van der Toolen at the PromiseLand in preparation for a Team Building with Purpose excursion that will take place for 60 Ghelamco employees this summer. Chamber member Ghelamco will send 60 employees who will be given an amount of money to remodel two schools. They will be given 30 hours to complete their projects and prepare a ribbon-cutting ceremonies. Food prices have gone up over the past year by 37 percent. The 3000 Promised Kids that we support and feed are suffering disproportionally from that. Bill Chasey, the founder of the foundation for social corporate responsibility (FCSR), the fundraiser of this project, explains why. What is the impact of the higher food prices on our project of the FCSR? Bill Chasey: “I just printed out the latest data on food prices over the last month, showing an increase of 4.5% in one month alone. We cannot avoid this; we are the ones that have to buy the food. We serve 60,000 meals on a monthly basis so you can imagine how big this jump is for us.” I imagine that the prices are having a double impact because also the families of the kids have to spend more on food? “That is true. In most homes, about 40 percent of the income goes on food. At the homes of our kids, this figure is about 70 percent. Therefore the food crisis is hitting our families the hardest, and their kids are getting to school ever hungrier. They rely more on our programme to keep them alive and healthy.” What can you do about it? “To solve the issue with food prices, we have to get more members. They are our number one income source. Some of our members also send us donations. One of our members, a law firm, won a case and they received PLN 28 issue 35 Bulletin 50,000 recovery which they sent to us. However, from next year, companies in Poland can donate one per cent of their tax base to us. We have applied for the designation list this year. What we need is a sustainable income base, and this is one of the ways to organise that. If every one of our CEO’s will donate their tax money to us, and I firmly believe that this will bring us a substantial additional income source.” Is it difficult to attract new members for the foundation? “Yes it is. I feel that it has become more difficult to get companies involved in our mission. I used to have breakfasts or lunches with potential new companies every day. And nowadays, sometimes weeks can pass without any meetings. This can make me very frustrated. If it weren’t for us, those kids would rot in hell out there in the Zachodniopomorski region for the rest of their lives. We are making a huge difference. Take the little girl that sang at our dinner dance. Thanks to our programme and support she is going off to college next year.” Recently, members discovered the possibility of organising a teambuilding event with a purpose in the Promised Land. “This all started with Cargill. Twenty-five junior executives from all over the world were given PLN 20,000 to work with and were told to remodel four elementary school classrooms. They were given 30 hours to complete their projects and prepare two hand-over ribbon-cutting ceremonies, complete with refreshments for the Promise Kids, teachers and parents. They had to fend for themselves in this unfamiliar country without the help of our Foundation’s staff or consulting mechanical engineers. They had to find their own supplies, raw materials, carpets, lighting fixtures, tools and paint. They had to arrange for their own transportation, meals, and schedules, and all from the money they were given. And they all succeeded in their tasks. It is team-building, but teambuilding with a purpose, which makes it a very special experience. These teambuilding events have become popular; recently also our Belgian member, the company Ghelamco, was at our schools with some of its staff members.” You are also sending two kids from the Promised Land project to the United States? “Yes we are! Andrzej Mikulko and Marcin Raulin are two kids who have Bill Chasey: The food crisis is hitting our families the hardest, and participated in our English programme called ‘Dreams come true’. They won a their kids are getting to school ever hungrier. They rely more on our rigorous competition and will take part in this year’s programme of the Ronald programme to keep them alive and healthy. Reagan Legacy Foundation. I worked closely with Ronald Reagan during his election campaigns, and last year his son Michael came to Poland to visit me. They have a programme where they bring American Will they manage with the English language? students to Europe, and take European students to the US. This is called the liberty education tours. Bill Chasey: “If it weren’t for us, “They were part of our English language The whole idea behind the programme is that programme, so they speak the language. those kids would rot in hell out Presidents Ronald Reagan and Michael Gorbachev ended the cold war. To many young children this is there in the Zachodniopomorski During the trip they don’t differ from any other kid from Poland and they perfectly integrate just a chapter in the history books, but the Legacy region for the rest of their lives.” with the other kids. For instance, last year Gosia Foundation wants to change that. With this student was the star of the tour. She is in almost every exchange programme, the children will visit sites picture. It gives the children an incentive to be a part of this. But to come that are significant to the freedom of the United States and Europe. Last year we had one girl Gosia, who attended the programme, and this year Andrzej back to your first question, those trips and the music lessons and the English classes are what I call, ‘nice extras’. Our main goal is to feed the kids. We are and Marcin will go. All our companies step up to help these kids on their trip. Air France – KLM is paying for the tickets. Ghelamco bought their clothes, and trying to make the lives of the kids better at the same time as we are feeding our kids. But if we have to let events go, then we will do that.” Travel Express is paying for their travelling expenses.” Match and More Polska Our key objective is to conduct training programs, dedicated mainly to companies from the financial sector (banks, insurance companies, financial intermediaries). We conduct workshops and training programs tailored to the needs of each client taking into account the special needs of the trainings participants. Match and More Polska Sp. z o.o. Al. Niepodległości 106, 02-585 Warszawa tel./fax +48 22 402 18 17, [email protected] www.matchandmore.pl, www.matchandmore.nl Advertisement Concentrating on the tasks, focusing on people. Pursuing Claims in Group Proceedings In 2010, the long awaited regulations on Pursuing Claims in Group Proceedings became effective (“the Act”). The underlying principle of the regulations is to create a new type of civil proceedings where a group of entities will have the right to file a collective claim against one defendant. The new regulations adopted in Poland have been designed to remove some of the problems of pursuing mass claims, such as judgment consistency and the cost of court proceedings. The provision of the Act, defines group proceedings as court proceedings in which claims of a single type are pursued by at least 10 persons, with the same or analogous factual basis. The most interesting aspect of the group proceedings regulation is the assertion of monetary claims. When pursuing a monetary claim, a representative of the group is required to identify a unified level of damages for each member of the group in the light of the common circumstances of the case. Group proceedings are filed by a group representative, who must be legally represented by a fully-qualified lawyer. Proceedings are conducted in the group representative’s name but with effect for all represented group members. The claim must satisfy the appropriate requirements of the Polish Civil Proceedings Code and include elements characteristic for group proceedings, such as the plaintiff’s motion to determine the case in group proceedings, an indication that the case fulfills the fundamental conditions of group proceedings and a specification of a unified level of damages for each group member if a monetary claim is pursued. The claim should also contain a statement from the group representative that he is acting as the representative of the group, and this must be supported with statements from all group members attesting that they have acceded to the group and consented to his representation. Moreover, the group representative is also obliged to present the agreement as concluded with their selected lawyer. The court decides whether the group proceedings are admissible in the case filed, however, the positive decision of the court may be questioned. If the appeal is not successful, the court is authorized to order a press announcement regarding the institution of group proceedings, in which substantial information is given to allow a potential member of the group to join the case. Polish law has accepted the opt-in rule, whereby only these persons who have declared their willingness to join the proceedings shall become party to them. Their participation in group proceedings is dependent on the agreement of the defendant, who has the right to object. When the list of members of the group is final, the case is further processed by the court. In the ruling, the Court is obliged to name all members of the group. If a monetary claim was submitted, the judgment of the claims sourcing: strategic enabler court must indicate the level of damages awarded to each member of the group. In the light of a study performed in 8 EU member states in which a collective redress mechanism already functions, one may assume that this new instrument may be widely applied in Poland, as the annual benefit of the collective redress system per consumer amounts to EUR 910, and to EUR 523 million in total. According to the study, industries which may be most strongly affected by the new law include the pharmaceutical sector, banking sector, financial services’ sector, transport services, travel operators, telecommunication services, real estate and automotive sector. A recent poll indicates that only a small number of Polish enterprises questioned in the poll understand the importance of the new regulation and the ways it may affect their activities. At the present moment, it is, of course, difficult to predict how the new regulation will be applied but first cases have been lodged to civil courts and await further processing. First verdicts, that will reached by judges in group proceedings cases, will undoubtedly determine business operations of Polish enterprises for years to come. Author – Sławomir Karasiński, Legal advisor, Partner Fortak & Karasiński Legal. Advertisement Van Ameyde Assists in Flood Claims Van Ameyde CEE Poland manages both domestic and cross-border motor and bodily injury claims – in accordance with European regulations. The Polish insurance industry has called in our services to handle thousands of floodrelated property claims. I ncreased customer satisfaction, improved performance and reduction in costs, while maintaining a firm grip on your claims processes... That’s what claims sourcing is all about! 30 Our one-stop-shop claims and risk management services allow you to benefit from our infrastructure and our highly skilled claims professionals and surveyors through a single, local, point of contact. We represent clients – including major international insurance companies, captives, brokers and fleet owners – throughout Europe, offering a comprehensive outsourced solution for domestic and international claims. issue 34 Bulletin Please contact: Mr Krzysztof Jablonski Business Development Director CEE Region [email protected] tel. +48 500 10 25 88 Van Ameyde CEE Poland Ul. Mickiewicza str. No 63 Warsaw 01-625 www.vanameyde.com Advertisement Advertisement DIVERSIFIED EXPERIENCE INTERNATIONAL DESK WARSAW International banking including comprehensive services for Dutch companies operating in Poland – supported by the knowledge and experience of Bank BGŻ and Rabobank Group. International Desk Warsaw +48 22 860 50 23 [email protected] www.bgz.pl Money is for people