424848 First Edition Winter 2015.indd

firstedition
WINTER 2015
president’s
Dear Customers and Friends,
corner
I am pleased to present you with the 2015 Winter First Edition
newsletter. The holiday season is upon us, and I would personally
like to invite you to join us for cookies and cider at our Holiday
Open House on December 22 and December 23 at any of our
seven locations.
This past year has been a busy one for all of us here at First
National Bank as we continue to find ways to better serve you.
Earlier this fall, we opened our new West Ames Office located
at 3334 Lincoln Way, offering one more way for you to bank.
We also continue to host our Kids Bank program in our
West Des Moines and Johnston communities, which offers a
live bank, with student tellers and a student board of directors
at the Hillside and Timber Ridge Elementary Schools. Kids Bank
provides a great financial education opportunity to encourage
healthy savings patterns for local students.
Our employees have been involved in a variety of community
activities. We recently wrapped up our Shoes That Fit campaign
for 2015, and I would personally like to thank everyone who helped
make this campaign a success again this year! First National
Bank employees volunteered for many United Way programs,
including the Day of Caring and through our annual employee
campaign with which we raised a total donation of $19,440 for
the United Way. We are also pleased to sponsor many events
HOLIDAY OPEN HOUSE
Please join us on Tuesday, December 22
and Wednesday, December 23 at any of
our locations and enjoy cookies and cider
to celebrate the joy of the holidays!
in our communities including: Oktoberfest in Ames, Jammin’ in
Johnston in Johnston and the Pumpkin Walk in Valley Junction.
We hope that you find this First Edition both educational and useful.
Thank you for choosing First National Bank for all of your banking
needs and for letting us show you What Banking Should Be.
HOLIDAY HOURS
Closing at noon on December 24
Closed Christmas Day
Closed New Year’s Day
Scott T. Bauer, President
New West Ames Office
On Monday, October 26, 2015 First National Bank opened
its new West Ames Office located at 3334 Lincoln Way. The
West Ames Office staff has been temporarily housed at 119
Stanton Avenue in Campustown for the past two years.
The new office is complete with the latest banking technology,
including our live tellers through our new Video Banking!
Stop by and meet our staff. We look forward to serving you
in West Ames!
West Ames Office hours:
Lobby – Monday-Friday: 9:00 a.m.-5:00 p.m.
Video Banking (Drive-Up & Vestibule) – Monday-Friday: 7:00 a.m.-6:00 p.m., Saturday: 8:00 a.m.-1:00 p.m.
Shoes That Fit
It was another successful year for the Shoes That Fit campaign.
Shoes That Fit is a non-profit organization helping children
in need by providing new shoes and clothes so that they can
attend school in comfort and dignity. This is the 12th year that
than previous years so that the children in need could have
First National Bank has partnered with MediaCom to bring the
their items before the weather changed. Please remember that
Shoes That Fit campaign to Ames. This is the second year that
you are also welcome to make a monetary donation toward
First National Bank has brought the campaign to the West Des
the program anytime throughout the year. For more details,
Moines and Johnston areas. The campaign wrapped up earlier
email [email protected] or call 515-663-3051.
Kids Bank
Purchase Rewards
First National Bank is once again partnering with Hillside Elementary in West
Have you heard about Purchase Rewards?
Des Moines and Timber Ridge Elementary in Johnston to bring Kids First Bank
Start saving real money on the things you
in the schools. Kids First Bank is a live bank that is brought to each school once
already buy! With Purchase Rewards you
a week throughout the school year. All students in 3rd and 4th grades are offered
are eligible for exclusive cash back offers
the opportunity at the beginning of the school year to apply for the positions of
when you use your First National Bank
teller, board members and marketing. Once they have applied, they go through
debit card. Visit our website to learn how
an interview process. The bank is open one morning a week and students can
you can start earning money today!
make deposits, withdrawals or cash checks. This is not only a great experience
for the students to learn the process of interviewing and the responsibility of
handling money, but is also a great opportunity for the children to learn the value
of saving their money. The school bank partnership started with Timber Ridge
School in 2009 and Hillside Elementary School in 1989.
COMMUNITY CORNER
Oktoberfest
Thank you to everyone who attended Oktoberfest in Ames
on September 19. First National bank gave away 100
United Way of Story County
Day of Caring
Bank employees
free admission tickets to the first 100 customers to present
volunteered their
their First National Bank debit cards at the gate and bottled
time for United Way
water to all whom attended the event. Customers and their
of Story County
families enjoyed guten tag games, beer sampling and a
Day of Caring.
concert by central Iowa’s own Pie in the Sky.
Jammin’ in Johnston
Pumpkin Walk
First National Bank was
First National Bank was the
the proud sponsor of
presenting sponsor for the Pumpkin
Jammin in Johnston on
Walk in Valley Junction on October
October 13. Employees
25! The Historic Valley Junction
handed our reusable
Foundation estimated 800-1,000
bags while attendees
costumed children plus many parents and grandparents
enjoyed live music, food,
attended this free event to the public. The event was great fun
beverages and fun!
and the lines were overflowing with excited, enthusiastic kids!
Tips for the New Year
It’s that time of year — the time to ring out the old and ring in the
Pay yourself first. Put yourself at the top of your “payee” list.
new, to ditch bad habits and replace them with good ones. Here
Regular automatic deductions from your paycheck or bank
are some tips for the New Year.
account into a savings or investment account will keep you on
Save and invest. Don’t underestimate your ability to save and
track toward your short- and long-term financial goals.
invest. With compound interest, even modest investments can
Make sure your older investments still fit you. Take time to
grow over time.
review your holdings and see if they’re still appropriate for you.
Lighten your credit load. Paying off high-interest debt may be
your best investment strategy. Few investments pay off as well, or
If you’ve outgrown them, it’s probably time to sell them and buy
something better suited to you.
with less risk than, eliminating high-interest debt on credit cards
Don’t put all your eggs in one basket. One way to reduce the
or other loans.
risks of investing is to diversify your investment holdings. Think
Boost your “rainy-day” fund. Many experts recommend
keeping about six months of expenses in a federally insured
twice before investing heavily in shares of your employer’s stock
or any single investment.
account to cover sudden unemployment or other emergencies.
We want to make your banking easy by providing tools to
Through Power Banking at First National Bank, we can help you
simplify your financial life. Visit us online at www.FNBames.com
AUTOMATE your savings. Visit us online or ask a Personal Banker
to learn more!
for more details at 515-232-5561.
Take charge of your money. If you don’t know where it
TM
goes, start keeping track. FinanceWorks through Online
Banking is an easy-to-use, free budgeting software that can
help you set a monthly budget and stick to it. Visit us online at
www.FNBames.com to learn more.
Office
Locations
Main Office
405 5th Street • (515) 232-5561
North Grand Office
2406 Grand Avenue • (515) 233-2400
West Office
3334 Lincoln Way • (515) 292-6157
Ankeny Office
1205 N. Ankeny Boulevard • (515) 965-3969
EMV Chip Cards
You may be hearing about the latest
technology in debit and credit cards,
called chip cards. A chip, which
is embedded into the card, stores
cardholder and application data,
making the transaction more secure.
Each time you use your card at a
chip-enabled register, a unique
transaction code is created that
Johnston Office
cannot be used again. The new technology provides protection against card
Birchwood Court, Suite 1100 • (515) 440-7180
reproduction fraud, which is currently a major source of fraud in the US.
Valley Junction Office
301 5th Street West • (515) 274-3483
Chip technology works differently than magnetic stripe technology. Rather than
West Glen Office
5625 Mills Civic Parkway, Suite 100 • (515) 225-2641
Telephone Banking • 515-224-8395
www.FNBames.com
www.facebook.com/FNBames
First Edition is a publication for customers of First National Bank, Ames.
simply swiping your card at a register, you will insert your card into the terminal
where it will remain until the entire transaction is complete. Once completed,
you will be able to remove your card from the terminal.
First National Bank will be transitioning all debit cards to EMV cards beginning
in 2016. When you current debit card expires, you will receive an EMV chip
card at renewal. Watch for more information from us on the availability of this
new technology!
Copyright 2015 First National Bank, Ames. All rights reserved. Parts
of this publication may be reproduced with permission of the publisher.
To order/cancel duplicate issues, or to submit article ideas, contact
Nicole Hurlburt at (515) 663-3051 or [email protected].
Member FDIC
405 5TH STREET • P.O. BOX 607
AMES, IOWA 50010
PRSRT STD
US Postage
PAID
Ames, IA
Permit No. 307