Choose from the many options available to
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Choose from the many options available to
P I H S R E MEMB FITS BENE NSW/ACT Independent Education Union Choose from the many options available to members... QRetired members QRepresenting members’ interests on a wide range of educational and industrial issues QFree IEU publications and NewsExtras outlining current issues QUnion training QTeacher exchange QHealth services QSuperannuation QDiscounts & customer service QLegal and Financial services QRecreational services SGE Credit Union has been providing lnancial services to members for over 50 years and has been aflliated with the )NDEPENDENT %DUCATION5NION for over 10 years. Competitive savings and investment accounts A variety of home, personal and car loans for all your needs VISA Debit and Credit Cards with worldwide access 24-hour fee free Internet and Phone Banking Mobile Phone Banking service Insurance services Service Centres throughout NSW Business Development Oflcers who can come to your workplace or home Call SGE on or visitWWWSGECUCOMAU for more information on our products and services or to arrange for one of our Business Development Oflces to visit your workplace. WWWSGECUCOMAU All products issued or arranged by SGE Credit Union Limited. ABN 72 087 650 637, AFSL/ACL No. 238311. 230 Clarence Street, Sydney, NSW 2000. Terms & Conditions, Credit Guide, Fees & Charges apply and are available at our oflces/service centres, our website and on application. You should read and consider these before deciding whether to use any product. (2) www.ieu.asn.au introduction W elcome to the IEU’s Membership Benefits booklet. When you join the IEU you are immediately afforded the protection and security that Union membership brings. You will be able to ensure you are being paid the correct salary for your position, and that you are receiving all the conditions that you are entitled to such as pentalty rates and leave entitlements. Union experts will be on hand to answer any queries you may have about your position. The Union also monitors safety in your workplace and supports you if you are ever in dispute with your employer. Moreover, joining the Union offers opportunities for continuous professional development through courses and conferences organised by the IEU. Beginning teachers will find the support offered by the Union during John Quessy — IEU General Secreary the accreditation process invaluable. But as you will discover in this booklet, there are a whole raft of other benefits from IEU membership that can improve your lifestyle, including opportunities for retail, recreation, travel, improved health care and financial benefits. Explore this booklet further to find special deals that could really save you time and money. www.ieu.asn.au (3) non member policy Q Q Q No assistance or advice will be given to non-members. No assistance will be given to new members on serious matters relating to employment which arose prior to joining. New members who join at the appropriate rate of subscription should be advised of the above and of their right to place their problem in writing before the Executive. The information contained in this booklet is accurate to the best of our knowledge at the time of publication (January 2011) but is subject to variation. Do more. Every day. With the new EveryDay Transaction Account with Debit MasterCard®. 202657/0711 y Shop in-store, online, over the phone and overseas using your own money y Tap & GoTM with MasterCard PayPass y 15 FREE ATM transactions per month* y Unlimited BPAY®, PayAnyone, direct debits and direct credits PLUS as an IEU member we’ll waive the $5 monthly account keeping fee when you deposit a minimum of $1,500 per month - like your salary.^ We can even help you switch your banking. To find out more or to apply online, visit mebank.com.au/everyday If you’re a member of a union is your bank mebank.com.au *Subsequent transactions will incur a $1.50 fee. Withdraw cash with your Debit MasterCard at any ME Bank, Westpac, St George and Bank SA (except ATMs at BP Stations). ^You must provide your membership number on the application form. This is general information only and you should consider if this product is appropriate for you. Fees and charges apply. Terms and conditions available on request. Members Equity Bank Pty Ltd ABN 56 070 887 679. s t n e t n o c Introduction 3 Non-member policy 4 Union services 6 Publications 7 Union training 8 Retired members 8 Teacher exchange program 9 Teachers Federation Health 10-11 NGS Super 12-13 Hesta Super Fund 14 Union Shopper 15-16 Member discount and services 17 Powerhouse Museum 18 Legal services 19 SGE Credit Union 20-21 Members Equity Bank 22 Recreational services 23 www.ieu.asn.au (5 ) union services The IEU is actively engaged in representing members’ views on a wide range of educational issues. nsw/act The IEU has a position on the current NSW Board of Studies, a key body in determining the operations and policies of education. The IEU also has representatives on board curriculum committees. The IEU Education Issues Committee (elected by IEU Council) has developed IEU submissions on a series of Government reviews of education and consults extensively with other groups in the education community (including other teachers unions, employers and parents). The IEU has been prominent in the field of early childhood education, and has made many representations to the State Government on issues such as funding and regulations. The IEU establishes reference groups to promote the exchange of information in new areas of development or in times of change. Current groups include the Vocational Education Reference Group and the Information Technology Reference Group. our national union Our national Union is the Independent Education Union of Australia. This Union is able to protect members’ industrial interests at a national level, and participate in a broad range of education areas. The Union provides an invaluable forum for discussing issues of common concern to teachers and education employees in all states and territories of Australia. 6 www.ieu.asn.au affiliations The IEU is affiliated to Unions NSW, and through the IEUA to the ACTU, Education International and the Council of Pacific Education (COPE). publications Newsmonth Twice each term all members receive a copy of the IEU newspaper, Newsmonth. Newsmonth keeps members informed and up-to-date on educational, industrial and branch news. Full salary scales are published as they change. Newsmonth is the vital link with what is happening in your profession. Independent Education Independent Education is an education journal devoted to examining state, national and international trends in education and is published three times per year. Articles written by IEU members are always welcome. Bedrock Bedrock examines issues of significance to early childhood education. Bedrock is only distributed to members working in early childhood services and to subscribers. Articles from members are always welcome. NewsExtras and IEU bulletins IEU bulletins and NewsExtras are sent directly to members at their work-place. These publications are produced regularly and contain information on issues of immediate concern to teachers and education staff. www.ieu.asn.au 7 union training The IEU provides a range of professional conferences and courses for members. Training for IEU school chapter representatives, and courses on broader industrial issues such as health & safety, and enterprise bargaining, are conducted throughout NSW and the ACT each year. Paid release is a feature of designated union training programs. The advent of teacher accreditation and mandated professional development hours has seen the IEU become an endorsed provider of Institute of Teachers registered PD for teaching standards in Elements 2 to 7. The Union has developed a 2 hour workshop series called Pedagogy in the Pub, which delivers registered PD to teachers in city, regional, and rural venues. Likewise, the IEU registers all appropriate courses, conferences and workshops to ensure that Union members get high quality learning experiences as well as hours that count towards PD requirements. The Union provides workshops to assist teachers in their understanding of accreditation processes and the preparation of accreditation evidence. The Union provides annual or bi-annual conferences for particular sectors of membership such as early childhood teachers and school support staff, and for particular aspects of union engagement such as gender equity and the environment. Members are asked to always register for union PD and training events. Detailed information appears in Newsmonth, and on the IEU website, or members can contact the Union Office. 8 www.ieu.asn.au Courses include: s s s s s s s s s s s IEU Reps training and industrial training workshops Teacher Accreditation workshops Pedagogy in the Pub (Camps & Excursions; Be Wary Be Wise Child Protection legislation; Conflict Resolution; Cyber Savvy) Teach Survive Thrive - Early Career Teachers Conference IEU Women's Conference and regional forums Aboriginal Education Workers seminars Work Health and Safety Workshops & Seminars Support Staff Conference Early Childhood Conference Environment Conference Early Career Principals Seminars The IEU provides a number of professional support materials such as the IEU reps kit, the New Scheme Teachers digital kit for teacher accreditation, and other brochures and guides to support our various activities. Many of these are available through the Union website. retired members association Retired members are eligible to join the Retired Members’ Association. Meetings are held three times per year ending with a Christmas social function. teacher exchange program The IEU arranges teacher exchanges between members of the IEU in schools in NSW/ACT and teachers in the United Kingdom, Canada, USA and International schools in Europe. International schools teach in English, so a second language is rarely required. The IEU introduced the Teacher Exchange Program as a means of offering NSW/ACT non-government school teachers a chance to not only experience a different teaching environment, but also to take up a golden opportunity to live in another country for an extended period of time whilst on full pay. To be eligible to apply for an exchange, teachers must have a minimum of five years teaching experience. Teachers may be offered positions in either public, Catholic or private schools. It is important that each applicant checks with the appropriate employing authority before completing the IEU application form. Non members of the IEU may also apply to the Teacher Exchange Program and will be charged a higher fee. www.ieu.asn.au 9 teachershealth Teachers Health Fund is a restricted fund and exists specifically to provide private health insurance to the education community and their families. There are thirteen restricted health funds in Australia and Teachers Health Fund is the largest. Teachers Health Fund is here for you – to care for your health and guide you through your health insurance lifecycle. We have been doing this for teachers and their families since 1954, and now provide cover to over 107,000 members throughout Australia. 10 www.ieu.asn.au FIVE REASONS YOU SHOULD JOIN TEACHERS HEALTH FUND: 1 2 3 4 We offer value for money health insurance, with high benefits and annual limits on Extras services and access to an extensive network of private hospitals. We exist for members and genuinely care for the well-being of teachers. This means that you receive the benefits of membership, not shareholders. You can choose your own doctor and hospital, so you can avoid public hospital waiting lists (depending on level of Hospital cover). You don’t have to be sick to benefit. We offer cover for a range of services that are not usually covered by Medicare, like general dental, physiotherapy and remedial massage. 5 You can depend on us because we have cared for teachers and their families since 1954. Plus, you can access a Teachers Health Centre for dental and eyecare services. Exclusive discounts are available to Teachers Health Fund members. AM I ELIGIBLE TO JOIN? You are eligible to join Teachers Health Fund if you are or were a full-time, part-time or student member of the IEU. The family of existing Teachers Health Fund members are also eligible to join. Already with another health fund? Switching to Teachers Health Fund couldn’t be easier. After joining you can either notify your current fund yourself or we can do it for you. How to join? Joining Teachers Health Fund is fast, easy and hassle free. You can join online or over the phone by calling 1300 728 188. For more information go to teachershealth.com.au or call 1300 728 188. www.ieu.asn.au 11 ngs super NGS Super is the largest industry fund which serves non-government schools and aligned sectors. It has been providing superannuation benefits for members in independent schools for over 20 years. NGS Super understands your industry and aims to provide high quality, low cost services such as award winning insurance and competitively priced investment products for all Fund members. NGS Super is an industry fund which means it is run only to profit members, charges low fees and pays no commissions to financial advisers. The Fund is run by a Board of Directors made up of representatives from the IEU, the Association of Independent Schools and the Catholic Employers. The Board includes an equal number of member and employer representative Directors. Independent research company SuperRatings, has awarded the Fund’s Industry Super, Personal Super and the NGS Pension their Platinum rating which means it is placed in the top 15% of all super funds in terms of value for money. Other member benefits provided by the Fund include low-cost death/disability and income protection insurance. Fund members can move from the superannuation stream to the pension stream at no cost ensuring that they receive full service throughout their careers and in retirement. The NGS Super website has been awarded the ASFA prize for Excellence in Member Communications. Check it out on: www.ngssuper.com.au. If you could like to become a member, you can either join online or download and complete a Member Application form. 12 www.ieu.asn.au 9 Run only to benefit members 9 No commissions 9 Low fees NGS Super is the industry super fund for people working in non-goverment education www.ngssuper.com.au 1300 133 177 www.ieu.asn.au 13 hesta super fund For more than 20 years, HESTA has focused on helping those in the health and community services sector reach their retirement goals. We now have more than 700,000 members, 98,000 employers and $17 billion in assets. Our size means we can offer many benefits to members and employers. These include: low fees; a fully portable account; easy administration; access to low-cost income protection and death insurance; limited financial advice (at no extra cost); super education sessions and transition to retirement options. In addition, we provide access to a range of great value products and services, such as health insurance, banking and financial planning. For more information visit hesta.com.au or free call 1800 813 327. Issued by H.E.S.T. Australia Limited ABN 66 006 818 695 AFSL 235249, Trustee of HESTA Super Fund ABN 64 971 749 321. Please consider our Product Disclosure Statement before making a decision about HESTA. Free call 1800 813 327 or visit hesta.com.au for a copy. 14 www.ieu.asn.au union shopper Union Shopper is a free shopping service available to you as a financial member of the NSW/ACT IEU, that saves you time and money. Union Shopper is the ideal way to buy electrical items and white goods, cars, furniture, cameras, pharmacy products, insurance, travel and accommodation, carpets, tyres, car batteries... the list goes on. SAVING WITH UNION SHOPPER IS AS EASY AS 1-2-3! STEP 1 Shop around for the product you wish to purchase and be ready to buy. STEP 2 Simply call Union Shopper on 1300 368 117 or log into www.unionshopper.com.au with your IEU membership details. Tell the friendly Union Shopper consultant the brand name, model number, your best price and store name. For some services and products you will be referred directly to a trader at the time of your first call. STEP 3 Let them shop for you! In most cases, your Union Shopper price will be available in approximately 2 to 3 business hours. Once you place your order with Union Shopper their preferred supplier will contact you to arrange payment and pick-up or delivery terms. Union Shopper is a FREE service for financial members of the NSW/ACT IEU. You can ring Union Shopper from anywhere in Australia for the cost of a local call. Call them on 1300 368 117. You will need to identify yourself as an NSW/ ACT IEU member and quote your Union Membership number. Further details can be found on their website www.unionshopper.com.au www.ieu.asn.au 15 union shopper cont.. Q Electrical (white and brown goods) QMotor Market (new and used cars) Q Computers/software/hardware QPrinters QFurniture QMowers/brushcutters QCameras QSewing machines (selected brands)QTheme park tickets Q Luggage (selected brands)Q Manchester (selected brands) QUnion Shopper Travel Q Accommodation Q Vitamins/health products Q Carpets Q Dental Q Car rental Q Insurance (car, house, contents, life, business, travel) QWindscreens Q Tyres Challenge us to ÄUK you a better deal. UNION SHOPPER IS ALL ABOUT ENSURING MEMBERS RECEIVE GREAT VALUE FOR MONEY ON WHATEVER YOU ARE LOOKING TO BUY. At no cost to you, we help save time and money, without the hassles and headache. Contact Union Shopper today Big Savings for Union Members 16 www.ieu.asn.au member discount and consumer services WELFARE RIGHTS CENTRE The Welfare Rights Centre, a community legal centre specialising in Social Security law and its administration can provide assistance to members in the complex area of social security entitlements. These include: QUnemployment Benefits QFamily Allowance QSickness Assistance QDisability Support Pension QParenting Payments and QSocial Security Payments The difficulty lies in unravelling entitlements and how they interact with each other. The Welfare Rights Centre is there to assist and support members at a time when their need is greatest. The centre is also able to assist in appeals against Social Security and family assistance decisions where appropriate. Welfare Rights Centre Level 1/55 Holt St, Surry Hills 2010. Tel: 9211 0238 Toll Free:1800 226 028 Fax: 9211 5268 www.welfarerights.org.au UNION MEMBERS WINE CLUB This is a mail order club available to members only. Brochures including an application form are available from the IEU office. Membership is free and there is no obligation to buy. The wine club can be contacted on 1800 062 626. WORKERS EDUCATION ASSOCIATION SYDNEY The WEA adult and community education college offers IEU members concessionary rates (generally 10% off) the whole range of courses on offer. Courses range from from humanities, languages and arts, to computer, business and vocational training. The concession is only available to enrolments made in person or by phone or fax. Visit www.weasydney.nsw.edu.au for course info or call 02 9264 2781. TEACHER TAX Teacher Tax is proud to offer discounts on fees to IEU members and has developed an easy way to complete tax returns over the phone. Please contact Teacher Tax on 8006 5020 (tel); 8580 5073 (fax) or [email protected] www.teachertax.com.au www.ieu.asn.au 17 powerhouse museum Free Entry To Powerhouse Museum For IEU Members For the first time the Powerhouse Museum is providing IEU Members free general entry. Prepare for your next Powerhouse excursion and explore the diverse collection of over 385,000 objects that explore science, design and history. Simply present proof of professional status, such as your membership card, on your next visit. Teachers can also visit the Powerhouse Discovery Centre and Sydney Observatory (general daytime entry) for free. Please note there may be a fee for entry into special exhibitions. For more information call 9217 0222, email [email protected] or visit www.powerhousemuseum.com/ teachersguide/PHM.php 18 www.ieu.asn.au legal services LEGAL SERVICES SCHEME Apart from actual employment matters in which members are entitled to union assistance, the IEU’s solicitors offer IEU members one free consultation on any legal matter not related to work, eg. conveyancing, divorce, wills. Contact the IEU office for a referral. INVESTMENT AND RETIREMENT COUNSELLING Through the IEU’s affiliation with the ACTU and with Unions NSW we are able to offer members access to financial advice approved by these institutions. The advice covers financial planning, superannuation and investment and retirement advice. The initial consultation is free and there is no obligation to accept or act on the advice given. Members should contact the IEU office for a referral. Advisers are located throughout NSW and the ACT and a list is provided with the referral. Proposed wording for the IEU new member kit Legal Services for IEU Members Proud to be the lawyers for the IEU Offering a wide range of legal services including: Civil litigation Superannuation & Insurance claims Criminal Conveyancing Family Law Contact the IEU on 9779 3200 for a referral. 'XH WR DGYHUWLVLQJ UHJXODWLRQV LQ 16: ZH DUH UHVWULFWHG LQ SXEOLVKLQJ LQIRUPDWLRQ RQ VRPH RI WKH VHUYLFHV ZH SURYLGH ,I \RX ZRXOG OLNH DQ\ LQIRUPDWLRQ RU DVVLVWDQFH LQ UHODWLRQ WR RWKHU OHJDO LVVXHVSOHDVHFRQWDFWWKH8QLRQIRUDUHIHUUDO In addition to the assistance provided by the IEU to members in relation to workplace employment issues, the IEU offers a referral for all other legal matters to the IEU solicitors. All first consultations are free. For the convenience of members consultations can be arranged at NEW Law offices in Sydney and Newcastle or visitation offices, if required, throughout New South Wales. To access this service contact the IEU for a referral. www.ieu.asn.au 19 sge credit union who is SGE credit union? SGE is a financial cooperative, which exists solely for its owners/ members. SGE is one of the largest Credit Unions in Australia. We have been operating since 1959 and currently have more than 43,960 members and assets of over $436 million. SGE Credit Union has been affiliated with the Independent Education Union (IEU) for over 10 years. In the past we had a large member base of public sector employees and their families. Now our members have grown to include the communities of Parramatta, Randwick, Liverpool, Malabar, Wagga Wagga, Newcastle, Gosford, Bathurst, Lismore and Wollongong. What sets us apart from banks is that we are run and owned by our members. Our only concern is you! What can SGE do for you? Everyday financial services We provide a comprehensive range of personal financial solutions such as: personal loans and home loans, Internet banking, 24-hour balance and transfers, VISA and Redicards, savings and investment accounts. Business development officers SGE have a team of Business Development Officers throughout the states of NSW & VIC, who can provide personal service at your convenience — whether that is at your workplace or your home — during work or out of work hours. They are mobile advisory officers who address groups within our niche market and can be available 20 www.ieu.asn.au at any time that suits SGE members and potential members so that we can give people a financial solution. Lending services We can help finance everything from the purchase of a new home or motor vehicle to a computer, home theatre package, overseas holiday, share portfolio or your wedding. Financial solutions packages Getting Started Home Loan — is an all-inclusive home loan plus package, designed to meet all the financial needs of people who are taking their first steps on the road to financial independence. sge credit union Financial freedom — imagine having your home loan, accounts, credit card, insurances and other essential products and services all rolled into one convenient time and money-saving package, Financial Freedom is an all inclusive home loan plus package which is designed to meet all of the financial needs of people with busy lifestyles. Golden years — is an innovative all-encompassing package, which is designed to meet all of the banking, and financial needs of members who are approaching, or who have reached retirement age. Car leasing We tailor vehicle finance packages to individual needs taking into consideration taxation benefits, cost effectiveness and the most suitable vehicle requirements. Insurance services We offer high quality, competitively priced insurance policies to cover your Home and Contents, Motor Vehicles, Caravans and Pleasure craft as well as Travel Insurance, Term Life Insurance, Personal Injury Insurance and Loan Protection Insurance. Other Services available from SGE are; Financial Planning, Internet Banking, Autosearch Car Buying Service, VISA, Cards, BPay, Direct Pay to Accounts, Foreign Exchange, Cheque Books. For further information contact SGE Direct on 1300 364 400. SGE's team of Business Development Officers can also be arranged to visit your work place to discuss any matter regarding memberships with SGE. 1300 364 400 www.sgecu.com.au www.ieu.asn.au SGE is the Credit Union for me! One of Australia’s most successful and progressive Credit Unions, and has been providing an extensive and continually improving range of lnancial products, services and facilities since 1959. 21 members equity bank Own your home sooner The Member Package* offers members of the IEU an all in one home loan solution for a low annual fee, and you receive: y A lower variable interest rate on the Super Members Home Loan Ultimate Offset Account – a combined home loan with a competitive interest rate and 100% offset transaction facility with: - No application fee or ongoing account keeping fees - No fees to split, fix or redraw - ATM and EFTPOS access with your debit card 202459/0711 y ME Bank MasterCard® with no # annual fee : - Low interest rate on purchases and cash advances - Up to 44 days interest free on purchases To find out more or to make an appointment contact 13 15 63 or visit mebank.com.au If you’re a member of a union is your bank mebank.com.au *Visit mebank.com.au for a list of eligible super funds and unions. #The annual fee on the MasterCard will be refunded. Applications for credit are subject to approval. Fees and charges apply. Terms and conditions available on request. Members Equity Bank Pty Ltd ABN 56 070 887 679. Australian Credit Licence Number 229500. 22 www.ieu.asn.au recreational services HOTELS Car rental Avis/Hertz/Budget/Thrifty Members pay corporate rates for car rentals with all these companies. Members now have access to Medina Apartment Hotels; these good rates can be used for business or personal use. To access your rates you can choose either of the following options: 1. You are able to contact the hotel directly and just quote to the in-house reservations department that you are from the Independent Education Union where you will be able to access your corporate rates, on the contracted room types. 2. You are able to contact our Toga Central Reservations anytime on 13-TOGA and book your preferred hotel by simply quoting again you are from Independent Education Union. 3. You can you use your online Corporate Login via our website www.togahotels.com.au and follow the below instructions: a: Log onto our website above and click on the Corporate/Agency Login Button that is situated under the check availability icon. b: You will then be asked to enter your Account Name and Password. Your account name is Independent Education Union and your password is ieunion. Please note that you password is case sensitive. From here you just follow the prompts. c: The corporate login website page will then display all of our hotels – and your preferred rate at each property along with the best available rate of the day. d: Just go through the website and complete the reservation form to which you will come to the payment options where they will need to provide a credit card details in the space provided. e: A confirmation will then be generated and sent directly you. CALL THE UNION OFFICE ON 9779 3200 FOR OTHER HOTEL DEALS Avis extend these rates to car hire overseas but recommend that you make your bookings in Australia. The IEU office will provide a CDP number. Please call the IEU office on 9779 3200. To make a decision as to which company is offering the most competitive rate, members should check the insurance rates and conditions and any additional costs for travel to country areas. Car rental companies often advertise specials for limited periods – discounts will not usually apply to these specials. NRMA members may find some rates lower if bookings are made through the NRMA. SYDNEY UNIVERSITY SPORTS AND AQUATIC CENTRE Members can join the Noel Martin Recreation Centre for a discounted annual fee (price on application). Facilities include a swimming pool, tennis and squash courts, weight lifting, aerobics and cardio-vascular equipment. Members should ring 9351 4978 for details. WOLLONGONG UNIVERSITY RECREATION AND SPORTS ASSOCIATION IEU members who are graduates of Wollongong University or other colleges or universities can join the association for an annual fee (price on application). This gives members access to all facilities at rates which are at an average 50 per cent below commercial rates. Telephone: 4221 4700 www.ieu.asn.au 23 Visit your IEU website at w w w. i e u . a s n . a u one industry one union The IEU is able to negotiate these excellent benefits due to the size of its membership. The greater the membership strength of the Union, the more benefits we are able to bring to members. You can assist by introducing someone you work with to the advantages of membership. Contact the IEU now for an application form and help build your union. Authorised by Dick Shearman, General Secretary NSW/ACT Independent Education Union 176-182 Day Street, Sydney Phone: 9779 3200 Fax: 9261 8850 w w w. i e u . a s n . a u
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