2013 Annual Report - Carroll Lutheran Village

2
From the Board Chair
As my term as Chairperson comes
to an end, I want to communicate
my thanks to all of the residents and
staff at Carroll Lutheran Village and
to my fellow Board Members.
I marvel at the strong internal
structure that exists in the Village, as
well as the strength and conviction
with which Carroll Lutheran Village
radiates into the larger surrounding
community.
The mission of the Village is
witnessed daily: “dedicated to the
ministry of caring in a Christian
atmosphere fostering quality life and
services for the whole person”.
The diversity that exists in the many
programs and activities defines
Carroll Lutheran Village - from this
year’s extraordinary veterans’ events
which spoke to a remembrance of
important service and sacrifice made
to this nation, to the July evening
devoted to “The Makers” which
highlighted women’s contributions
to making this country strong and
effective - residents gathered many
times to celebrate life and the
achievements for which we can be
proud.
The spiritual life at CLV is impressive,
from the Sunday resident worship
service in Krug Chapel to the
tradition of ending each Board
meeting with joined hands as we
share The Lord’s Prayer.
This year’s strategic priority for
education mirrors the commitment
to lifelong learning for residents and
the beginning of CLV University. I
remember meeting with residents
and members of the local higher
education facilities to develop a
vision for a future that will enhance
the learning opportunities for all.
Additionally, wellness is among our
nation’s highest priorities. Here at
Carroll Lutheran Village, wellness is
advancing at a pace and quality that
can’t be found at other facilities. The
health of our residents is paramount.
The programs and activities are
tailored to be broad enough to
entice everyone.
Today, as I write, Diana Nyad
completed the historic swim from
Cuba to Florida. Swimming for 53
hours, Diana swam 110 miles. She
dreamed of doing this as an 8 year
old. She first attempted it at the age
of 29. She successfully completed it
at the age of 64. It just inspires you
to want to sign up for the Beginner
Swimming for Older Adults class
offered right here at Carroll Lutheran
Village.
The greater community also
recognized the outstanding
commitment that the Village
has made to wellness. This past
year, Carroll Lutheran Village was
recognized with a Worksite Wellness
Award from The Partnership for
a Healthier Carroll County for
becoming a smoke and tobaccofree campus and also received a
Workforce Development Award
from the Carroll County Department
of Economic Development for its
commitment to staff development.
Carroll Lutheran Village is a precious
gem in this community and it has
been an honor over the past six
years to make a small contribution to
its efforts.
Sincerely,
Paula Langmead
3
From the President & CEO
It is hard to believe that Carroll
Lutheran Village is now in its 33rd
year of service to the Carroll County
community. The annual report is
just a snapshot of the efforts made
by so many to bring to life the
mission of service that embodies
the Village. While we reflect on the
many successes of the past year with
pride, we cannot rest on our laurels.
We must ready ourselves to meet
tomorrow’s challenges with our eyes
and hearts wide open.
We are challenged to serve in an
increasingly changing and regulated
world where Carroll Lutheran Village
is measured by many standards.
Compliance with a myriad of
regulatory entities requires us
to meet those mandates while
continuing to deliver services that
meet the increasingly diverse and
sophisticated demands of today’s
discriminating consumers. In the
Health Care Center, reimbursements
from third parties such as Medicare
and Medicaid have diminished.
The financial pressures of the
post-recession economy create
challenge and opportunity in how we
respond to those requirements and
expectations.
neighbor. We can do both well.
While regulations and metrics are
important, mission comes to life
through the human touch. It is
impossible in this brief message to
relate the experiences I have the
privilege of witnessing everyday as
Carroll Lutheran Village empowers
individuals to meet Christ’s
command to love God and love thy
neighbor. Through the kindness of
others, comfort is given and care is
received.
Electronic Medical Records
technology is being installed in
late 2013 to improve the delivery
of care to residents in the Health
Care Center, Diven House and
rehabilitation services. While
this important tool will advance
the level of care we provide, the
most important benefit is that it
will provide the opportunity for
caregiving staff to spend less time
performing administrative tasks and
more time caring for and loving our
residents.
As a not-for-profit organization, our
mandate is to serve community as
defined in tax laws interpreted by
the Internal Revenue Service. As a
Lutheran social ministry organization,
we are commanded to love our
We love our neighbors at Carroll
Lutheran Village who have outlived
their financial resources by
supporting them in their time of
need. We call on others to support
our ministry of caring through
fundraising efforts including the
annual golf tournament, which
raised a near-record amount in 2013
despite poor weather.
In the years ahead, the ways we
serve community will evolve to meet
those challenges - whether it be a
new concept of care delivery in the
Health Care Center, the creation of a
Center for Healthy Aging to include
a menu of services available to all
older adults in the community, or
revised governance as we prepare
for the construction and opening
of The Lutheran Village at MILLER’S
GRANT.
We have important work to do as
we practice both individually and
corporately the mandate to love
God and love thy neighbor. English
theologian Richard Whately put it
best: “A man is called selfish not
for pursuing his own good, but for
neglecting his neighbor’s.”
Yours in service,
Geary K. Milliken
4
Who We Are
CLV’s New Look
Last year was an important year for
Carroll Lutheran Village’s image. For
the first time since around 1998, the
Village logo was updated. The new
look can be seen throughout this
report. The religious underpinnings of
the organization are still represented
with a modernized dove and the cross
replacing the ‘t’ in Lutheran. The
open arc that replaces the closed oval
symbolizes open thought, continuity
and hope, all attributes embodied
at Carroll Lutheran Village. While
burgundy remains the primary color,
a blue main accent color has been
added along with three secondary
accent colors and standard fonts. The
new look will be phased in over the
next two years, concluding with major
signage on campus.
2012-2013
Board of Trustees
Rev. Robin Simpson Litton
Holy Spirit Lutheran Church
Paula Langmead
Springfield Hospital Center
Chair
Carol Plunkert
Century 21 The Real Estate Centre
Joe Hikel
Shelter Systems
Vice Chair
David Bollinger
Barnes-Bollinger
Insurance Services, Inc.
Secretary
Arthur Wisner
McDaniel College
Treasurer
Kay Betz
Al Betz & Associates, Inc.
Dave Bond
CCRC Actuaries, LLC
Ronald Fairchild
Smarter Learning Group
Peg Sheeler
Resident, Carroll Lutheran Village
Richard Simmons
McDaniel College
George Thomas
Resident, Carroll Lutheran Village
Marlene Titus
Carroll Community College
Ex-Officio Members
Sam Edleman
President, Residents Association
Rev. David Schafer
St. Benjamin Lutheran
Church, Dean, Westminster
Conference, DE-MD Synod
Sandra Ferguson
Retired
Edward Leister
Thrivent Financial
Front left to right: Geary Milliken,
Laura Sinnott, Janet Buchanan,
Brenda Becker. Back left to right:
Roy Chiavacci, Suzy Dyer-Gear,
Darrell Duggins
Staff Leadership
Geary Milliken
President & CEO
Roy Chiavacci
Executive Vice President
Laura Sinnott
Executive Director
Darrell Duggins
Vice President of Finance
Janet Buchanan
Vice President of Philanthropy
Suzy Dyer-Gear
Vice President of Human Resources
Brenda Becker
Vice President of Marketing
and Communications
5
Front left to right:
Sam Edleman, John
Woodhull,
Nick Delia,
Mary Brown
2012-2013
Residents Association
Council Officers
Sam Edleman
President
John Woodhull
Vice President
Mary Brown
Secretary
Nick Delia
Treasurer
Corporation Churches
Calvary Lutheran Church
Revs. Drs. Eric and Anke Deibler
Mt. Airy
Christ Lutheran Church
Rev. Michael C. Adams
Upperco
First Lutheran Church
Rev. David Wangaard
Rev. Gigie Sijera-Grant
Ellicott City
Grace Lutheran Church
Revs. Kevin and Martha Clementson
Westminster
Holy Spirit Lutheran Church
Rev. Robin Simpson Litton
Sykesville
Immanuel Lutheran Church
Rev. Matthew Schenning
Manchester
Jerusalem Lutheran Church
Rev. Diane Day
Westminster
St. Luke Lutheran Church
Rev. Anne Durboraw
New Windsor
Keysville Lutheran Church
Deacon Charles Barnhart, Jr.
Keymar
St. Mark Lutheran Church
Rev. George Tuttle
Hampstead
Lazarus Lutheran Church
Lineboro
St. Mark Lutheran Church
Rev. Michael Adams
Hampstead
Messiah Lutheran Church
Rev. Michael Dubsky
Sykesville
Mt. Joy Lutheran Church
Rev. Matthew Day
Gettysburg
Mt. Tabor Lutheran Church
Rev. James Russell
Rocky Ridge
Mt. Union Lutheran Church
Rev. Richard Michael
Taneytown
St. Abraham Lutheran Church
Deacon Richard Spies
Hampstead
St. Benjamin Lutheran Church
Rev. David Schafer
Westminster
St. James Lutheran Church
Rev. Richard Michael
Union Bridge
St. John Lutheran Church
Rev. Kristin Dubsky
Westminster
St. Mary Lutheran Church
Rev. H. Lee Brumback, II
Westminster
St. Paul Lutheran Church
Rev. Matthew Day
Harney
St. Paul Lutheran Church
Rev. Melvina Stricklin
Upperco
St. Peter Lutheran Church
Rev. Stacy Marsh (Interim)
Hampstead
Trinity Lutheran Church
Rev. Dahl Drenning
Westminster
Trinity Lutheran Church
Revs. Joshua and Rachel Semovoski
Taneytown
6
IMPACT ON MISSION
Total number of residents served
July 1, 2012 through June 30,
2013:
• 559 residential living residents
• 257 individuals throughout
the year in the skilled nursing
Health Care Center
The Top
2013
13 of
•Launched the wellness initiative Flourish to focus on the
six dimensions of wellness
• 68 Diven House assisted living
residents
•Launched a community-based Lifelong Learning Series of
learning and personal enrichment opportunities that are
open to the greater community
• 157 individuals in the outpatient
rehabilitation therapy program
•Raised over $80,000 for the Ministry of Caring through
the annual Carroll Lutheran Village Golf Tournament
• Provided more than $2.22
million in assistance to more
than 220 seniors
•Initiated first steps to implement electronic medical
records in the Health Care Center and Diven House
•Became one of few organizations in Carroll County
to become a smoke and tobacco free campus for
employees and in public areas for residents
•Received the Worksite Wellness Award from The
Partnership for a Healthier Carroll County for employee
health and wellness initiatives
•Hosted Carroll County Food Sunday’s inaugural Off the
Shelf Gala fundraiser featuring the creative cuisine of
Executive Chef Chris Spear. More than $6,500 was raised
for the community-based organization.
•Received the Workforce Development Award from the
Carroll County Department of Economic Development
for efforts to recruit, train, and retain quality staff
Carroll Lutheran Village became
a smoke and tobacco free
workplace on January 1, 2013.
•Received approvals from Howard County and the State of
Maryland to advance the development of The Lutheran
Village at MILLER’S GRANT
•Launched an internal intranet to be a clearinghouse of
information and communication for staff
An artist’s rendering of the future Lutheran
Village at MILLER’S GRANT in Ellicott City.
Golf Tournament
The rain cleared away
just as the last golfers
were completing their
18 holes.
•Put in motion CLV University
by dedicating two exclusive
education classrooms,
developing two certificate
programs to develop future
leadership from within, and
ensuring that newly hired
clinical staff are well-trained
and oriented, and purchasing
a web-based training system to provide additional
computer-based training opportunities
•Installed three electronic white boards and established
a computer training lab to better support resident,
community, and staff training technology requirements,
all through grants and gifts
•Recognized more than 490 volunteers who gave more
than 20,400 hours of their time to support the mission of
Carroll Lutheran Village
7
Our Impact
A committee of resident
volunteers planned a special
worship service for Veterans Day
2012, which fell on a Sunday.
The residents requested that a
special offering be made to the
Wounded Warrior Project in
honor of the day.
Carroll Lutheran Village is built upon the premise of service. It is not just
our obligation – it is our honor and privilege to support our community.
Our efforts demonstrate our commitment to our mission, our residents
and the greater community as a not-for-profit, tax exempt organization.
This report contains some of the many initiatives that Carroll Lutheran
Village engaged in during Fiscal Year 2013 (July 1, 2012 – June 30, 2013).
Photo courtesy of Carl Martens
IMPACT ON COMMUNITY
In Fiscal Year 2013 Carroll Lutheran Village:
•Was Carroll County’s 9th largest private employer, employing more than
400 people with a total payroll of more than $11 million
•Paid nearly $1 million in property taxes to Carroll County
•Employees and residents volunteered more than 19,000 hours in the
community, time valued at nearly $400,000
•Distributed $13,500 to 15 student employees through ongoing scholarship
programs
•Collected nearly $62,000 through Sunday worship offerings in support
of Carroll County Food Sunday, the Carroll Lutheran Village Chapel and
Resident Assistance Funds, IMA World Health, RBC Ministries and the
Wounded Warrior Project.
Eleven student employees
received scholarships
toward their undergraduate
educations. The scholarships
are funded by donations
from Carroll Lutheran Village
residents to show their
appreciation for the students’
work. As of June 30 2013, the
program had distributed more
than $100,000 in scholarships
to 77 students.
EDUCATIONAL PARTNERSHIPS
As a community-based organization
that offers services and care to older
adults, it is important for Carroll
Lutheran Village to help develop
future care staff who will have a
passion to care for aging adults and
provide future leadership in the field.
In FY13 we:
• Partnered with Carroll Community
College and the Carroll County
Career and Technology Center
to provide 1,782 hours of clinical
rotation to 120 allied health
students studying to become
Certified Nursing Assistants,
Licensed Practical Nurses and
Geriatric Nursing Assistants
• Provided more than 1,500 hours
in internships, job shadowing
and student service learning
opportunities to more than
25 students in social work,
psychology, exercise science,
gerontology, rehabilitation, nursing
education, physical therapy,
marketing and writing
• Provided 24-hours of instructional
support for related courses at
McDaniel and Carroll Community
Colleges
• Provided innovative learning
opportunities for students to be
exposed to older adults and the
field of aging through a student/
resident mentoring program
in partnership with McDaniel
College and a special nursing
event in partnership with Carroll
Community College
• Provided staff liaisons to
gerontology-related advisory
councils at McDaniel and Carroll
Community Colleges and the elder
task force of the Partnership for a
Healthier Carroll County
• Continued funding a nursing
scholarship at Carroll Community
College
8
Carroll County Farm Museum
Grace Lutheran Church
Carroll County Food Sunday
Historical Society of Carroll County
Carroll County NAACP
House of Ruth
Carroll County Society for Human
Resource Management
IMA World Heatlh
Carroll County Youth Service Bureau
Literacy Council of Carroll County
Carroll Hospice
Lutheran World Relief
Carroll Hospital Center
Marriage Resource Center
Carroll Lutheran School
Cedarhurst Church
Maryland Senior Citizens
Hall of Fame
Chamber Music on the Hill
McDaniel College
Carroll Community College
Foundation
Community Emergency
Response Team
Meals on Wheels
Carroll Community Concert
Association
CHANGE, Inc.
Mission of Mercy
DE-MD Synod
Mt. Zion Church
East Middle School
New Windsor Fire Company
Elmer Wolfe Elementary school
Old Line Statesmen Barber Shop
Gamber Fire Company
Rape Crisis Intervention Service
The Alpha Delta Nu Nursing Honor
Society at Carroll Community College
held a “Nursing Through the Years”
program at the college in April. The
student-planned event featured
an exhibit of nursing memorabilia
provided by retired nurses currently
living at Carroll Lutheran Village.
There was a keynote speaker and
a discussion of the profession
throughout the years between the
students and the retired nurses.
COMMUNITY PARTNERSHIPS
AND SUPPORT
The following organizations are
among the many that Carroll
Lutheran Village supported in
FY2013 through leadership,
volunteer time, use of space or
financial support:
Alzheimer’s Association
Alzheimer’s Disease Research
American Cancer Society
Animal Rescue, Inc.
Baltimore County Department
of Aging
Boy Scouts of America
Boys & Girls Club
Brethren Service Center
Caring Carroll
Carroll Child Care Center
Carroll County Arts Council
Carroll County Chamber
of Commerce
Carroll County Department of
Human Services
Carroll County Department
of Social Services
Carroll Lutheran Village partnered
with McDaniel College to provide an
intergenerational learning activity
to sophomores in the Natural and
Social Sciences of Aging course offered
through the Center for the Study of
Aging. The students and their Carroll
Lutheran Village resident mentors
gathered for a final meeting at the
conclusion of the mentoring experience
to exchange final thoughts.
LifePoint Church
Messiah Lutheran Church
9
Robert Moton Elementary School
Salvation Army
Senior Singers
Seniors on the Go Expo
September Song
SERRV International
Sew Much for Comfort
St. Benjamin Lutheran Church
St. John (Leister’s) Church
St. John Soup Kitchen
St. Luke Lutheran Church
St. Paul Lutheran Church
St. Vincent de Paul Society –
St. John Catholic Church
The Community of St. Dysmas
More than 40 Carroll Lutheran Village residents participated in the
annual Wellness Walk on September 29, 2012. The event raised
more than $2,000 for the Alzheimer’s Association. The walk is held
each year to encourage residents to participate in physical activity
as well as to raise funds for a worthy wellness-related organization.
The Least of These Ministries
The Maryland Wine Festival
The Shepherd’s Staff
Tour de Carroll
Toys for Tots
West Middle School
Westminster Elementary School
Westminster High School
Westminster Rescue Mission
Westminster Senior Center
Carroll Lutheran Village showcased its Dining Services at the annual
A Taste of Carroll to benefit Carroll Hospice.
Carroll Lutheran Village partnered with Carroll County Food
Sunday as the venue for their First Annual Off the Shelf
Gala fundraiser. Executive Chef Chris Spear was challenged
to make a five-course gourmet meal from food pantry
staples including: canned marinara sauce, canned peaches,
rolled oats, bologna, canned corn, hot dogs, ground
turkey, dry milk powder, Apple Jacks cereal, canned apples,
cranberry sauce, canned pineapple and pancake syrup.
Carroll Lutheran Village donated the use of the facility and
Dining Services partner Sodexo donated the ingredients
for the meal. The menu of Italian style pork spread, corn
bisque, fall harvest turkey, and a dessert parfait topped
with Apple Jacks cereal won rave reviews for the first event
of its kind. Off the Shelf raised $6,500 for Carroll County
Food Sunday just prior to the
holiday season.
10
Financial Overview
Carroll Lutheran Village’s financial snapshot as of June 30, 2013 reveals
another year of solid operating performance. Operating revenues of $27.4
million were up 2.5% from $26.7 million in fiscal 2012. Total expenses of $28.2
million were 1.5% greater than the prior fiscal period. After adding investment
income of $1.9 million and contributions of $653,817, the annual increase in
net assets for the fiscal year was $1.8 million. Ending net assets at June 30,
2013 were just under $12 million, of which $6 million are unrestricted.
Spending for the renewal of plant and equipment was $1.9 million during fiscal
2013 compared to $1.5 million in the prior year, with most of the increase
attributable to the renovation of apartment balconies. At the same time we
were increasing capital outlays, long term debt was reduced by $1.1 million.
(millions)
$20
$18
$16
$14
$12
$10
$8
$6
$4
$2
$0
Where the Money Comes From
(millions)
$14
2013
2012
$12
Nursing, Resident,
Dietary, Housekeeping,
Laundry, Plant &
Other Services
Depreciation
& Amortization
General,
Administrative,
Marketing &
Development
Interest
The Village comfortably met its bond covenants for the year generating funds
at a rate of 1.32 times annual debt service. Excluding the guarantee of the
MILLER’S GRANT development line of credit, debt service coverage for Carroll
Lutheran Village operations alone stood at 1.6 times annual debt service.
Liquidity as of June 30, 2013 amounted to 179 days cash on hand, exceeding
the required level by $1.9 million. Cash and investments as a percentage of
total debt rose from 44.6% at June 30, 2012 to 48.0% at June 30, 2013.
$10
$8
$6
$4
$2
$0
2013
2012
Where the Money Goes
Residential
Living
Health Care
Center
Assisted
Living
Other
Income
Bequests,
Contributions,
Other Gifts
Investment
Income &
Unrealized
Gains
The Village’s total cash and investments of $21.1 million at June 30th included
fully funded reserves of $2.2 million for the Maryland Department of Aging,
$3.0 million in the debt service reserve fund, $4.7 million in board designated
capital improvement funds, and $5.7 million in permanently restricted
endowment funds.
11
ASSETS
2013 2012*
Current Assets
$7,887,377 $8,304,243
Assets Whose Use Is Limited or Restricted
(Endowment Fund, Resident Assistance Fund
& Other Funds)
$15,616,417 $14,011,389
Property, Buildings & Equipment
$64,376,404 $66,275,018
Other Assets
$4,252,974 $3,923,500
Total Assets
$92,133,172 $92,514,149
LIABILITIES & NET ASSETS
Current Liabilities
$5,784,843 $5,904,290
Long-Term Debt
$41,420,692 $42,554,375
Deferred Revenue & Advance Deposits
$32,962,360 Net Assets
$11,965,277 $10,148,460
Total Liabilities And Net Assets
$92,133,172 $92,514,149
$33,907,024
New Resident Welcome Committee
REVENUES
Health Care Center
Assisted Living
Residential Living
Bequests, Contributions, Memorials & Other Gifts
$10,787,414 $10,549,202
$2,764,994 $2,684,000
$12,589,029 $12,219,782
$653,817
$994,186
Investment Income & Unrealized Gains
$1,935,627 ($126,980)
Other Income
$1,252,188 $1,264,419
Total Revenues
$29,983,069 $27,584,609
EXPENSES
Nursing, Resident, Dietary, Housekeeping, Laundry,
Plant & Other Services
$18,316,628 $17,972,586
General, Administrative, Marketing & Development
$3,523,727 $3,330,348
Depreciation & Amortization
$3,875,720 $4,020,025
Interest
$2,450,178 $2,427,477
CLV University Graduates
Sixteen employees completed the “CLV University
Total Expenses
$28,166,253 $27,750,436
Leadership Development Supervisory Skills Series”
leadership development program.
Increase/(Decrease) In Net Assets
$1,816,816 ($165,827)
* 2012 data reflects some audit reclassifications
12
Carroll Lutheran Village gratefully acknowledges the following individuals, businesses, foundations, and groups that supported our mission in FY2013
(July 1, 2012 through June 30, 2013). Every effort has been made to ensure the accuracy of this list. If you feel an error has been made please contact the
Philanthropy Office at 410-848-0090.
DONORS
Marie Andalora
Bladerunner, Inc.
Berta Brightman
Carole Anders
Barnes-Bollinger Insurance
Services, Inc.
Sara Adams
Virginia Blalock
Edward & Darlene Bromwell
Anita Adcock
Eva Anderson
Neil & Barbara Barr
Martha Blank
Norman Brooks
Affordable Refinishing, LLC
Margaret Andersen
Edward & Ruth Jane Barth
David & Cathy Bollinger
Donald & Elaine Brown
Joseph Aitcheson
Betty Anderson
Frances Bartlett
June Bollinger
Gary & Pat Brown
Lisa Albin
Warner Anderson
Marian Bateman
Mark & Sherrine Bollinger
Mary Brown
Thomas Alessi
Anonymous
Hans & DiAnn Baum
Dave & Karen Bond
Scott & Karen Brown
Karl Alexander
Kenneth Apel
Dennis & Linda Baumgardner
Rita Bonin
William & Edna Brown
Steven & Julie Allen
Evelyn Apichella
Elsie Baust
Charlotte Booze
David & Constance Browning
Norma Allman
Apple Plumbing & Heating
BB&T
Charles Boswell
Virginia Bruce
Magdalena Amey
Appliance Distributors
Unlimited of Baltimore, Inc.
Kendall & Maria Beakes
Dolores Botacchi
Herbert & Nina Bryer
Steven Beall
Jean Boucher
Janet Bucciere
artform, inc.
Randy Beaton
James & Jeannette Bowen
Janet Buchanan
Amos Ashe
Bettie Beauchamp
Martha Bowen
Buchanan Kia
Audio-Video Group, LLC
Jeffrey & Linda Beavin
Virginia Bowen
George & Martha Buckey
Automated Protection
Systems, Inc.
George & Patricia Beck
John & Phyllis Bowersox
Eleanor Burkhardt
Miriam Beck
Glenn Bair
Janet Bowman
Helen Burns
Donna Becker
Margaret Bair
Beverly Bradley
Earl & Lola Beigel
*Gertrude Baker
Stephen & Barbara Brand
Burrier-Queen Funeral Home &
Crematory, P.A.
James & Dorothy Bell
Baltimore County Department
of Health
Margaret Bell
Anthony & Maria Amodeo
Bill Amos
Katherine Amoss
Anchor Pharmacy
& Medical Supplies
Joan Balton
David & Virginia Banta
Timothy & Susan Banta
Ada Barber
Robert Bare
Kirby & Deborah Barger
Robert & Patricia Barkell
Jo Ann Barlow
Wayne & Bonnie Barnes
Bill Belt
Edward Benner
Lucille Berry
Kimberly Berthiaume
Al & Kay Betz
Irv & Jean Bien
Joan Bildstein
Jim & Caroline Billingslea
Robert Bitler
Joyce Bitzel
13
Centric Business Systems
College Square Liquors, Inc.
William & Charlotte Diedrich
Joyce Espenscheid
Antonette Chandler
Marian Dietrich
Carolyn Espy
Chaney Enterprises
Community Foundation of
Carroll County
Mary Diffendal
Ronald Espy
*Helen Charles
Compass Mark
Rosemary DiFonzo
Donald & Sandra Essich
Edward & Donie Chatfield
Margaret Condon
James & Elizabeth Diggs
*James Etherton
Chesapeake Wealth
Management, LLC
Condons Excavating, LLC
Emma Dillow
Eventus Strategic Partners
Ernest & Adrienne Conroy
Roberta Dillow
Elinor Everett
Emil & Alyce Chiarito
John & Ann Conroy
Carolyn Dinst
ExxonMobil Foundation
Roy & Anna Chiavacci
Robert & Sonja Conroy
Audra Doll
Nelson & Linda Eyler
Kathleen Chilcoat
Thomas & Barbara Conroy
Billy & Roberta Douglas
Ronald & Rachel Fairchild
Shirley Childs
Lois Cook
Douglas Lawn & Landscape
Edward Fanslau
Cecelia Chowning
Jean Crabb
Ruth Dovico
Farmers & Merchants Bank
Elizabeth Christhilf
Henry & Margaret Cronhardt
Dorothy Doxzen
Catherine Felder
Shirley Butt
Jonathan Cicchini
Vincentina Crook
Thomas & Joyce Dreisch
Thomas & Sandra Ferguson
Campanella & Associates
Cigna
Harold & Ermalyn Crowder
Darrell Duggins
Raymond & Bonnie Ferrier
Campbell & Paris Engineers, P. C.
Citizens Bank of Pennsylvania
Isabelle Cullison
Dulany Leahy Curtis & Beach, LLP
Jeanne Carbaugh
William & Juniata Clarke
Katharine Dahlberg
Anne Durham
Angela Cardelli
Kevin & Martha Clementson
Gertie Jean Dale
Norma Durvin
Carefirst
Scott & Andrea Clemons
Harold & Doris Dalton
Suzanne Dyer-Gear
Anna Carl
Thomas & Yvonne Clemons
Daniel Murphy, Esq.
Homer Earll
Barbara Carr
Clinical Appeals & Analysis Unit
Richard & Shirley Daniels
Ruth Carr
CLSI
George Dansberger
Eastern Waterproofing and
Restoration Co., Inc.
Carroll Community College
CLV 201 SMW Building
Residents
David C. Bullock, General
Contractor, Inc.
Erma Eckard
CLV 205 SMW 2nd Floor
Residents
Hope Davidson
Samuel & Margaret Edleman
Norman Davis
CLV 205 SMW 4th Floor
Residents
Kathryn Eichhof
*William Davis
Rosemarie Eicker
CLV 205 SMW 5th Floor
Residents
Dolores Deardorff
Susan Eisenstadt
Suzanne deDisse
Mildred Elderkin
Smoke & Janet Dehoff
Charles Elin
Nicholas & Rita Delia
Eline Funeral Home
Mary DePinto
Enoch Office Equipment
Robert & Joan Deurer
Joshua & Jeanne Ensor
Fred & Doris Dickmyer
Grace Erb
Carroll County Camera Club, Inc.
Carroll County MD Chapter of
Thrivent Financial
Carroll Hospital Center
Lucille Carter
Charlotte Case
Charles Castner
Norman Caughill
Robert & Polly Cave
Central Maryland Rehabilitation
Services, Inc.
CLV Quilters
CLV Residents Association
Jack & Nancy Coats
Norma Cobourn
Jim & Judith Cole
Frederick & Nancy Eckhardt
14
Judith Garcia
Robert & Carolyn Hanna
Marcia Hough
*Charles Jones
Ann Garman
Jean Harbaugh
Brian Houseman
Edward & Joan Jones
Doris Gates
Gordon & Laverne Harden
Eleanor Houser
Louise Jones
Elizabeth Geffers
Harkins Builders, Inc.
Melvin & Suzanne Howell
Robert & Charlene Jones
Margaret Gerwig
James & Faith Harkness
Anna Marie Howser
J. W. Dell Company, Inc.
Marion Geyer
Janice Harner
Dorothy Hubatka
Carol Kaberle
Lynn Glaeser
Harrell Brothers Kitchens
Benjamin & Sarah Hubbard
Charlene Good
Harris Family Trust
James & Joyce Huber
Maurice Good
Doris Harry
James & Nancy Huff
Kairos Wealth Advisors of
Raymond James and
Associates, Inc.
Edna Goodger
John & Maryland Harshey
Norman & Frances Hughes
William Goretsas
Catharine Hartzler
Nettie Hughlett
Grace Construction Products
Frances Hatcher
Hull Company Accountants, Inc.
Claudine Fitzgerald
Grace Evangelical
Lutheran Church
John & Emily Hattery
Fred & Eva Hurt
Kenneth & Janet Flickinger
Healthsense, Inc.
George & Patricia Graefe
Kate Flowers
Charles & June Hedges
Immanuel Evangelical
Lutheran Church
Robert & Edna Grauel
David & Nancy Janocha
Richard & Diane Keller
Fogle’s Septic Clean, Inc.
Max & Bette Heinrich
*Clarence & June Gray
Craig & Barbara Greaves
Ruth Fowble
Mary Herbert
Jenkins Insurance
Associates, Inc.
William Kelly
Scott Ford
Rose Marie Hendrickson
Howard & Betty Green
Arthur Jensen
*Shirley Kessler
Wade Fowble
Barbara Hering
Greenmount Station
Carroll Jensen
Charles Keyser
Maureen Fox
Ober & Jeanne Herr
Grey Rock Community, Inc.
Tamara Johanns
Paul & Consuela Kidder
Frances Francis
Eleanor Heuer
Ronald & Leslie Griffin
Albert Johnson
John & Lynn Kinch
*Robert Frank
Joe & Gail Hikel
Eleanor Grimes
Ted & Kay Frantum
William Hilgartner
Andrea Grimm
Carolyn Freitag
Josephine Hines
Juanita Grimm
Nancy Freyman
HJ Sims
Drusilla Groce
Clifford & Alberta Fricke
Arlene Hoff
Treasa Gross
Friends of the Village
Nelva Grubb
Hoffman, Comfort, Offutt, Scott
and Halstad LLP
Carol Fritz
David & Annie Hadley
Jerome & Nancy Hoffman
*Catherine Fritz
Phyllis Hale
Neal & Nancy Hoffman
Pearl Fulton
Marian Hall
Shar Hohmes
Barbara Hamilton
Joan Hollinger
James Handley
Ken & Jean Horne
Dessie Hann
*Hilda Horton
Finch Services, Inc.
Stephen & Joann Finkbiner
Thomas Fischer
Frances Kane
Calvin & Ruth Kanyuck
Gertrude Karr
Barbara Kehne
Jason Keller
Julie Keller
John & Alice Kennan
15
Randy & Barbara Landy
Marilynn Mabry
Arve Michelsen
Richard & Karen Myers
Harry & Paula Langmead
Ruby MacDonnell
Alice Midttun
Ruth Myers
Michael & Dorothy La Penta
Madge Magee
Miller Family Foundation
Vivian Myers
Margaret Larkins
Karen Maisenhalder
Keith & Beverly Miller
Roger & Martha Nelson
Bud Larrimore
Stephen & Joanne Malin
Leota Miller
Steven Ness
Theodore & Rita Lawson
Richard & Mary Maness
Paul & Valerie Miller
John & Kay Newcomb
Lisa Lax
William Manko
William Milligan
Albert Newman
Barbara Leasure
William & Sarah Marks
Geary & Nancy Milliken
New Windsor State Bank
Ellis & Janice Leatherwood
Janis Marretta
Melvin & Linda Mills
Robert & Carol Nicoll
Ledo Pizza
Carl & Nancy Martens
Irene Mitchell
Donna Nifong
Lee Weller Auto Service
Anna Martin
Jean Mitchell
Betty Noll
Lehigh Cement
Bradley & Irva Martin
Marjorie Mitchell
Rita Leiby
Chris Martin
Sally Mitchell
Edward & Rebecca Leister
Todd Martin
Donald & Marie King
Spencer Leister
Yvonne Mathias
Jose & Amelita
Mondonedo
Charles & Jennie Kirchner
Sarah Lentz
Cindy Mattison
Charles Mooney
Dorothy Klein
Emma Lepka
Herb & Dottie Moore
Lois Klingeman
Joseph & Carol Lettrich
Thomas & Patricia May
Mary Moores
Dorothy Kluth
Lewis Family Chiropractic &
Wellness Center, PA
Doris McBeth
Rosemary McCloskey
Catherine Morey
McCormick & Company, Inc.
Morgan-Keller, Inc.
John & Bylle McCulley
George & Patricia
Moriatis
Shirley Knutsen
Famatta Koenig
Dan Konapelsky
Eva Koontz
Nancy Koontz
*Catherine Krause
Robert Kropkowski
Russell & Carolyn Kulp
Vincent & Mildred Kulp
Janet Kuney
Lafarge at Sparrows Point Plant
Lafarge North America, Inc.
Mark & Sandy Laken
Betty Lamon
LaMotte Development, Inc.
Robert & Rebecca Link
Doug & Phyllis Linz
Elizabeth List
Betty Littleton
Monica Llewellyn
Adelaide Lloyd
Brian & Lynda Lockard
William Lohnes
Abel & Margaret Loomis
Elaine Lottes
Jeffrey Loveless
David & Joy McDaniel
Robert & Eloise McDowell
Elizabeth McEntee
William McEntee
John & Patricia McInerney
Clara McKenna
Shirley McKeown
Raymond & Mary McLawhorn
Charles & Daphne McLennan
Alma Morrill
Mary Moser
Claire Nordeck
Mount Joy Lutheran Church
Benevolence Fund
Benjamin & Willie Norfleet
Nancy Mowery
Thomas & Tori Novack
Carl & Jodie Mullenax
Andrea Noyes
Michele Munnelly
Noyes Electrical Service
Mutual of America
Sara Noyes
Lynn McMahan
Myers-Durboraw Funeral
Home, P.A.
Paul & Mary Lundahl
David & Janet McMahon
Howard Myers
Lutheran Home & Hospital
Foundation
Pauline Meister
*Jess & Ruth Myers
Helen Meyers
Naomi Myers
Susan Luebbe
Nathan & Melissa North
16
Hazen Rabenhorst
Walter Riddle, III
Russell & Phyllis Schaeffer
Rager, Lehman
& Houck, P.C.
Walter Riddle, Jr.
William & Caroline Schaeffer
Louis & Diane Rienzo
Francis & Rita Schiefer
Margaret Rager
Ilona Ries
Evelyn Schillaci
Grace Rand
Linda Lee Rill
Eleanor Schilling
William Rand
Risk Management Consultants
Lois Schley Sherman
Kathleen Randall
Rose Rivera
Douglas Schmidt
Myrnice Ravitch
RLPS Architects
Ronald & Deborah Schmidt
Merrill & Doris Raybould
Glenn & Kathleen Robinson
Rudy & Caroline Schmiedt
RBC Wealth Management
Mazie Rohrbaugh
Jimmie & Meredith Schwartz
Real Estate Appraisals, Inc.
Richard Rollings
Carrie Schwarzmann
Richard Null
Barbara Peck
Thelma Reaver
Lillian Rosenberg
Barbara Scott
Ralph & Jane Nupp
Peggy Peterson
Carl Rebert
Jack & Jo Rouhier
Elizabeth Scott
Josephine O’Neel
Rob & Elaine Peterson
Earl Rectanus
Ann Rudolph
William & Barbara Sears
John & Lillian O’Neill
Robert & Sylvia Peterson
Hazel Rectanus
Ferdinand & Carole Ruppel
Donna Sellman
Geraldine O’Reilly
Philadelphia Protestant Home
Tracy Rectanus Fiddler
Stirling & Shirley Ruth
Doris Sellner
Sandra Philip
Carl & Barbara Reed
Doris Sauble
SERVPRO of Carroll County
Charles & Delores Phillips
Reese Engineering, Inc.
Hermine Saunders
Edwin Shauck
Bernard & Patricia Oursler
Marie Pickett
Michael & Darlene Reese
Barlow & Sally Savidge
Evelyn Shea
Robert & Barbara Packard
William & Judith Piel
Virginia Reese
Janet Schaefer
Danny Shearer
George & Alice Painter
Gloria Pierce
John Regal
Schaefer Mechanical Services, Inc.
Delores Sheeler
Stephan Pannill
Barbara Pierson
Kate Reininger
Faye Pappalardo
Miriam Plitt
Kathaleen Reininger Harris
ParenteBeard LLC
Carol Plunkert
Susan Reininger
Carol Park
Edward & Barbara Pontier
Ralph & Dorothy Reise
Charles & Patricia Parker
James Pontier
William Reissner
Jim & Maxine Parker
Charles & Janet Porter
Remedi SeniorCare
*Lester & Virginia Parsons
Harriet Powell
Ronald & Joan Resch
Raymond Paulsen
Pritts Funeral Home & Chapel
Dana & Jean Rice
Robert & Linda Payne
Progressive Counseling
& Treatment Service, Inc.
Richard J. Princinsky &
Associates, Inc.
Prudential
William Richards
Maurice Pruitt
Ruth Richardson
Linda Quick
Herbert & Susan Ridder
Anita Oswald
Herbert & Karen Otto
17
The Velnoskey Group at
Morgan Stanley Wealth
Management
The Westminster Municipal
Band, Inc.
The Williamsburg Group
Thomas, Bennett & Hunter, Inc.
Dennis & Dawn Thomas
George & Betty Thomas
Helen Thomas
Gilbert & Jeanne Thompson
Thrivent Financial
Harriet Vicars
Village Singers
Richard & Susan Vogel
Helen Vogt
Brenda Voigt
Kenneth & Roberta Vrtacnik
Bruce Wallick
Mary Wampler
Ethel Wanzer
Julianne Ward
Isabelle Warehime
Barbara Watson
Peggy Sheeler
William & Nancy Snyder
Albert Straub
Richard & Rosabelle Timm
Alberta Shenefelt
Sodexo Senior Living
Elissa Streaker
Marlene Titus
Sheppard T. Powell Associates LLC
Karen Soisson
Melvina Stricklin
Kathryn Tokarz
Sherwood Associates, Inc.
Jessica Spear
Peggy Stubs
Kristina Tolmer
Ruth Shilke
Donald & Shirley Spies
Martha Sulcer
Helen Totura
Carl & Anna Welsh
Jerry & Barbara Shinn
Ralph & Carolyn Spring
Stephen & Sharon Sullivan
George & Janet Welsh
Cecelia Shipley
Betty Sprinkle
Richard & Gail Sulz
Towne Pride
Interiors, Inc.
Nancy Welsh
Anna Shoemaker
Joan Spurrier
Anneliese Suther
Charles Tracy
Donald West
Nancy Shoemaker
St. Benjamin Lutheran Church
Arthur Sutton
Lois Sichau
St. Mark’s Church
Lewis & Martha Swartzbaugh
Frank & Etta
Treuchet
Beatrice Sienkiewicz
John & Mary Staehlin
Timothy Tawney
Loree Silloway
Gladys Stahley
Margaret Taylor
Richard & Marg Simmons
Richard & Hazel Stansbury
Sarah Jane Taylor
Barry & Patricia Simonpietri
Eileen Starner
Fred & Janice Teeter
Simpson Senior Services
Staley’s Body Shop, Inc.
Priscilla Teeter
Steve & Laura Sinnott
State Farm Insurance
Kenneth & Ruth Slick
Rowland & Patricia Stebbins
Television Broadcast Studio
Employees 833
Aubrey & Beverly Smith
Audra Steinman
The Advertising Advantage
Miriam Van Lunen
Benjamin Smith
Donna Stephan
The Davis Family
Catherine Smith
The Philadelphia Foundation
Trudy Snader
Steven L. Young Real Estate
Appraisals, Inc.
Melbourne & Phyllis
VanNest
Leo & Mary Sue Snarr
Jeane Stockhausen
The Prudential Foundation
Matching Gifts Program
Judy Stoecklein
The Shipping Station
Joyce Tuchmann
JoAnn Tully
Joan Turner
Carl & June Twigg
Utilitech, Inc.
Steve & Barbara Utz
Betty VanLear
Joseph Vaughan
Doug Velnoskey
Marcelene Verfaillie
George Weisgerber
Steven Welkos
Susan Welkos
18
Westminster Synagogue
Lottie Whaley
*Dot Wheatley
Greg White
Gus & Lois White
Whiteford, Taylor & Preston, LLP
Dottie Whitson
Ann Wickersham
William & Celeste Williams
John & Marion Willse
Dustin & Gwendolyn Wilson
Mary Jane Wilson
Micah & Tracie Wilson
Paul & Georgette Wilson
Penelope Winder
Barbara Wingo
Charles & Margaret Wise
Arthur & Gail Wisner
Melissa Wisner
MEMORIAL
RECIPIENTS
Wes Garland
Leola Leister
Dorothy Gilbert
Charles Magee
Dorothy Alban
Clarence Gray
Ruth McGinnis-Ensor
Mary Albright
Francis Green
Eugene Mersinger
Barbara Alexander
Virginia Hall
Ed & Elizabeth Miller
Milton Amey
Velma Hart
Kathryn Morgan
Ruth Ashe
Ernest Hendrickson
Letta Mortland
Alice Barger
William Hilgartner
William Mortland
Ida Barnard
Minnie Hinkhaus
Darlene Myers
Helen Bear
Anna Hoeusch
Lorraine Oakes
Alice Bennett
Hilda Horton
Ginger Owings
Harold Wolfing
Stevie Boose
Constance Hube
Helen Palochonski
Woman’s Club of The Johns
Hopkins University Applied
Physics Laboratory
Bernice Brilhart
Jim & Erma Huff
Mary Pannill
Maureen Brown
Randy Hughes
Lester Parsons
Giovani Cardelli
Woodhaven Building and
Development, Inc.
Charles Jones
Irvin Pollack
Anne Carew
Eugene Kemberling
Lawrence Rectanus
Eleanor Cashman
Shirley Kessler
Lewis Reese
Helen Charles
Catherine Krause
John Reininger
Jesse Charles
Vincent & Laura Kulp
John Richards
Jesse Chaves
Steven Kunkel
Morris Richardson
Pearl Chaves
Frank Kutcher
Betty Roos
William Clatterbuck
Craig Larrimore
Ray & Bessie Rupp
Elizabeth Conroy
Ruth Lee
Benjamin Schwartz
John & Charlotte Woodhull
Mary Lou Woyick
Alfred Yingling
Christopher Yingling
Mary Lee Yingling
*George Yockey
Ute Yockey
Daniel Young
Russ & Marilyn Young
Edward Zeigler
Norman & Margaret Ziemski
Donald & LaRue Zigler
Edward Ziomek
And the many who wish to
remain anonymous.
Harry Crook
Luigi Dell’ Acqua
Lula Dillinger
John Dillow
Joann Eaton
James Etherton
Shirley Evans
Elizabeth Falkenstein
Velma Fanslau
Tom & Margaret Faulknew
Catherine Fritz
19
Donald Seigworth
Tom Yingling
Raymond Seigworth
George Yockey
Solomon Seigworth
Irving Sheeler
HONOR RECIPIENTS
Jack Sheeler
Lisa Albin
Alfred Sichau
Peter Anderson & Family
Jeanne Smith
Edward Barth
Martin Staelin
Frances Bartlett
Milt Stockhausen
Richard Baublits
Lloyd Sullivan
Brenda Becker
Christopher Tully
Stephen Bell
Hilda Uhlig
Jane Benson
Clark Wagner
Kyler Brengle
John Walz
Mary Brown
Evelyn Weibley
Monica Burnham
Harold Wells
Judith Carlberg
Dorothy Wheatley
Gary Carter
Stanley Whitson
Joseph Castellano
Anna Yakel
Evelyn Churn
Alfred Yingling
Larry Clark
Rose Clegg
Bonnie McGinnis
CLV Rehab Services Staff
Karen Murphy
Carroll County Chamber
of Commerce
CLV Way of Love Staff
Elizabeth Nuckles
CLV Dining Services
Gene Cole
Elaine Peterson
CLV Human Resources
Frieda Cronhardt
Dixie Powell
CLV Marketing
*William Davis
Merrill Raybould
CLV Support Services
Lula Dillinger
Hazel Rectanus
Patricia Davis
Billy Douglas
Hermine Saunders
Michael Fox
Dahl Drenning
Loree Silloway
Rich & Bobbi Franchella
Patricia Dyas
Gladys Stahley
Cynthia Edwards
Tracy Stewart
Freestyle Hair and
Body Spa
Angell Feeser
Barbara Thielman
Claudine Fitzgerald
Georgia Tracey
Martha Fletcher
James Trainor
Lonni Flickinger
Joyce Tuchmann
Good Shepherd Way Staff
Miriam Van Lunen
Sandy Grooms
Phyllis VanNest
Gertrude Hahn
Marcelene Verfaillie
Gordon Harden
Clark Wagner
Faith Harkness
Dorothy Wallick
Chris Healey
Adam White
Mary Herbert
Ethel Wilhide
Nancy Hiatt
Cameron Wilson
Phyllis Hieronimus
Emily Wirth
Elizabeth Hill
Ute Yockey
Mary Jean
Edward Zeigler
Frances Kane
Diane Keller
Dorothea Kruse
IN-KIND
CONTRIBUTORS
Theodore Lawson
Ameritas Group
Rita Leiby
Todd Andrews
William MacDonald
Melissa Batten & Family
Gold’s Gym
Graphics Universal, Inc.
M&T Bank
Maggie’s Restaurant
Larry & Marlene Petry
Pizza Hut of Maryland
Target
The Buttersburg Inn
The Links at Challedon
The Links at Gettysburg
Westminster Island Green
WTTR
* Deceased
NONPROFIT
ORGANIZATION
U.S. POSTAGE
PAID
GREENCASTLE, PA
PERMIT NO. 10
Carroll Lutheran Village
300 St. Luke Circle
Westminster, MD 21158
MISSION STATEMENT
Carroll Lutheran Village is a continuing care retirement community
dedicated to the ministry of caring in a Christian atmosphere
fostering quality life and services for the whole person.
300 St. Luke Circle • Westminster, MD 21158
P 410.848.0090 • 410.876.8113 • F 410.848.8133 • TDD(Maryland Relay) 711
www.clvillage.org
Nationally accredited by the Commission on Accreditation of Rehabilitation Facilities (CARF) – Continuing Care Accreditation Commission (CCAC)